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Digital Payments: Prospects for South Asia and Pakistan
52 Journal of Contemporary Studies, Vol. V, No.2, Winter 2016 DIGITAL PAYMENTS: PROSPECTS FOR SOUTH ASIA AND PAKISTAN Dr. Muhammad Zia-Ur-Rehman & Umara Afzal* Abstract The study focuses on the prevailing digital payment patterns across South Asia and the trends and challenges emerging in Pakistan. Some of the crucial digital payment instruments and devices in relation to the e-commerce, m-commerce environment are analysed. The ways in which South Asian businesspersons, customers and employers are replacing hard cash with digital payments are examined. Based on such analysis of trends and patterns widespread in today’s world, the article also discusses the advantages of various devices of digital payments. The paper underscores the prospects and policy recommendations of digital payment trends in Pakistan. Key Words: Digital Payments, Mobile Payments, QR Codes, Point of Sales, NFC, South Asian Trends Introduction n early 2000s, digital payments became a global phenomenon. In developing countries of South Asia digital payments within the realm I of Mobile Banking has recently caught more attention.1 With the help of digital payments, consumers pay bills for products and enterprises operate with them at the core of their business models, utilizing various smart phones, gadgets and tablets. The benefits of digital payments are * Dr. Muhammad Zia-ur-Rehman is Assitant Prof. at Department of Leadership and Management Studies, National Defence University. Umara Afzal is a former M.Phil Scholar of Department of Leadership and Management Studies, National Defence University. 1 Tomi Dahlberg, Niina Mallat, and Anssi Öörni, Trust Enhanced Technology Acceptance Model-Consumer Acceptance of Mobile Payment Solutions, the Stockholm Mobility Roundtable 2003 (Finland, 2003), https://pdfs.semanticscholar.org/d6b6/7e730218100e82c70525249462b02 4515d0b.pdf. -
DECEMBER 2020 What Executives Wish for America and the World in 2021
A LOOK FORWARD What Executives Wish for America And the World In 2021 DECEMBER 2020 What Executives Wish for America And the World In 2021 06 ACI Worldwide 42 FIS 78 Kount 114 Spreedly Innovation Will Accelerate The Digital Engaging Customers Wherever They May Be Doing Whatever It Takes To Protect Partners Importance Of Health And Safety (Along With Economy In 2021 Royal Cole, senior vice president, And Customers From Digital Fraud Payments Flexibility And Optimization) Debbie Guerra, executive vice president head of FI payments Brad Wiskirchen, CEO Justin Benson, CEO of merchant payments and payments intelligence solutions 46 FISPAN 82 NCR 118 Tango Card Embedded Banking Will Position Businesses Financial Institutions Will Need To Continue Innovations Through Uncertainty 10 Alacriti To Thrive Post-Pandemic Innovating Nat Salvione, chief commercial officer 2021: A Bright Future For Payments Lisa Shields, founder and CEO Doug Brown, senior vice president and general Manish Gurukula, CEO manager, NCR Digital Banking 122 Ternio 50 Flywire How COVID-19 Accelerated I Wish For Embedded Payments To Become 86 NorthLane The Adoption Of Digital Payments 14 Blackhawk Network 2020: Better Connected Through Reflection Ubiquitous In 2021 Let’s Keep The Spirit Of Innovation In The Cryptocurrency Space And Focus Ryan Frere, executive vice president Seth Brennan, CEO Daniel Gouldman, CEO Talbott Roche, CEO and general manager, B2B 90 Omni 126 The Clearing House 18 Brighterion 54 GeoGuard Balanced Approach To Ensure Zero Margin 2021 Innovation Goal: Better -
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Global Consumer 2019 List of Brands Table of Contents 1. Digital music 2 2. Video-on-Demand 4 3. Video game stores 7 4. Digital video games shops 11 5. Video game streaming services 13 6. Book stores 15 7. eBook shops 19 8. Daily newspapers 22 9. Online newspapers 26 10. Magazines & weekly newspapers 30 11. Online magazines 34 12. Smartphones 38 13. Mobile carriers 39 14. Internet providers 42 15. Cable & satellite TV provider 46 16. Refrigerators 49 17. Washing machines 51 18. TVs 53 19. Speakers 55 20. Headphones 57 21. Laptops 59 22. Tablets 61 23. Desktop PC 63 24. Smart home 65 25. Smart speaker 67 26. Wearables 68 27. Fitness and health apps 70 28. Messenger services 73 29. Social networks 75 30. eCommerce 77 31. Search Engines 81 32. Online hotels & accommodation 82 33. Online flight portals 85 34. Airlines 88 35. Online package holiday portals 91 36. Online car rental provider 94 37. Online car sharing 96 38. Online ride sharing 98 39. Grocery stores 100 40. Banks 104 41. Online payment 108 42. Mobile payment 111 43. Liability insurance 114 44. Online dating services 117 45. Online event ticket provider 119 46. Food & restaurant delivery 122 47. Grocery delivery 125 48. Car Makes 129 Statista GmbH Johannes-Brahms-Platz 1 20355 Hamburg Tel. +49 40 2848 41 0 Fax +49 40 2848 41 999 [email protected] www.statista.com Steuernummer: 48/760/00518 Amtsgericht Köln: HRB 87129 Geschäftsführung: Dr. Friedrich Schwandt, Tim Kröger Commerzbank AG IBAN: DE60 2004 0000 0631 5915 00 BIC: COBADEFFXXX Umsatzsteuer-ID: DE 258551386 1. -
3/11 Tourism Watershed
PPS 619/02/2013(022926) An eclectic collision of creative energy and sophisticated appetites for your optimum advertising exposure and maximum impact. Reach out to 16,600 travel agents and suppliers. Providing premium selections recognised as credible and committed in one concise read. where ideas inspire. be part of us. Live Large. Think Edge. Be Bold with TTG Asia. www.ttgasiamedia.com | www.ttgasia.com No. 1658/May 4 – 10, 2012 Weddings & Taiwan Thailand Honeymoons Making steady progress Greening the kingdom Saying “I do” to PAGE11 PAGE14 destination weddings PAGE8 www.ttgasia.com www.ttgasia.com 3/11 tourism Most popular (as of April 30, 2012) watershed THAI maps out A380 1 deployment strategy Japan looks East, seeks creative rebirth Scoot picks Bangkok as By Raini Hamdi before the tsunami of 20 million 2 next destination TOKYO Just over a year after by 2016, as shown in a 2010 Ja- Green taxes not the way 3/11, Japan tourism leaders are pan National Tourism Organiza- 3 to push for sustainable voicing the need for a creative re- tion document. tourism: M’sia minister birth of the industry. But more than an arrival Senior vice minister, Ministry numbers game, it is going for Accor embarks on of Land, Infrastructure, benchmarks such as 4 sustainability drive Transport and Tour- greater visitor satisfac- ism, Ken Okuda, said tion and repeat visi- Global cities join hands to “creative innovation” tation levels. Targets 5 form tourism alliance was required for Japan are for 45 per cent of to expand its tourism visitors to be “very satis- India making headway as ski destination base. -
Dubai to Delhi Air India Flight Schedule
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KSOM-Placemet-Brochure.Pdf
KIIT School of Management KIIT University Campus-7,Patia Bhubaneswar Odisha-751 024 Placement and Internships 2017 Email: [email protected] KIIT School of Management, Bhubaneswar web: www.ksom.ac.in Why KSOM? Best-in-class summer internship Corporate Mentorship provided to students by Superior eminent industry leaders Industry Four National Conclaves attended by MDs and CEOs Exposure of premier organizations Active Industry Advisory Board of luminaries Integrated Industry visits and live projects Foreign exchange programs Mandatory Industry Lectures in every course Superior Out-of-class experiential learning sessions Pedagogy Focus on soft skills such as communication, leader- ship ability, handling uncertainty and emotional quotient More than 40% faculties from IIMs, XLRI, IITs and such other premier colleges Superior More than 80% faculties with corporate experience Faculty More than 60% faculties with Doctoral degree Student to Teacher ratio of 10:1 which is one of the highest in country Unique Orientation Program with outbound component Continuous guidance by Faculty Mentor, Corporate Superior Mentor, Peer Mentor Focus on Special training on attitude for corporate life Attitude Use of DISC Behaviour assessment tool for modifying and developing attitude KSOM was founded in 1993 as the Institute of Business Administration and Training in Bhubaneswar. Over the last 23 years we have educated more than 4,000 alumni. KSOM is one of the most progressive B-Schools in the country and has been consistently ranked in top-5 in the East. KSOM strives to create one of the best MBA experience for its students and corporate partners with best-in-class faculty, infrastructure, curriculum and pedagogy. -
Axis Credit Card Flight Booking Offers
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Redbus First Time User Offer Code
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Borivali to Ratnagiri Bus Time Table
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Being Innovator Or 'Imovator': Current Dilemma?
J Knowl Econ (2018) 9:212–227 DOI 10.1007/s13132-015-0336-6 Being Innovator or ‘Imovator’: Current Dilemma? Veronica Scuotto1 & Sunil Shukla2 Received: 25 October 2015 /Accepted: 11 November 2015 / Published online: 21 December 2015 # The Author(s) 2015. This article is published with open access at Springerlink.com Abstract Currently high competitive environment of emerging markets is characterized by a new typology of firm. Such new kind of firm has been defined second mover or ‘imovator’. An imovator combines aspects of both imitation and innovation strategies (Shenkar 2010). It exploits the external resources and capabilities of its own network system in order to improve business performance and increase technological capabilities. It takes inspiration from successful innovative products in order to create a similar product but with technical improvements and lower production costs. In the current management literature there are different points of view regards to the competitive advantage to be innovator or imitator: some scholars argue that being innovator is advantageous to com- panies in order to dominate new market and to acquire a wide range of consumers whereas others point out that it is more efficient and successful to follow the first comer. However none has been studied how the combination between innovation and imitation may affect firms’ performance through adpting knowledge exploitation approach and creating rela- tionship with firms’ Innovation Network System. So in order to address this gap, the paper analyses two case studies, that is Lenovo from China and redBus.in from India. Keywords Imovator. Innovation . India . China . Emerging markets Introduction The high competitive markets face companies to implement not just an innovation strategy or an imitation one but an imovation strategy, i.e.