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Our goal is to be your first choice provider of financial services. We have made it our mission to be the most knowledgeable, customer-focused company with a responsive, competitive and solution-focused relationship with you, our customer – because we don’t succeed until you do. We Understand Your Business

Daimler Financial is a business unit of -Benz Financial Services Canada Corporation

Daimler Truck Financial National office: 1.800.361.4680 E-mail: [email protected] Website: www.daimlertruckfinancial.ca

DTF_Overview 02/2015

Your Guide to Finance Solutions. Daimler Truck Financial A Wide Range was founded in Canada in 1984. of Products.

Back then, we were known as Mercedes-Benz Credit, reflecting the name At Daimler Truck Financial, we finance an extraordinary number of of our parent company. Today, while we maintain our family link with – new and used – in addition to specialty vehicles such as dump Mercedes-Benz, our name has evolved to Daimler Truck Financial Owner Operator trucks, oilfield service rigs and heavy-haul tractors. We also finance trailers. (a wholly owned subsidiary of Daimler AG). And to better serve our multiple-use customers, we designed numerous Whether you drive finance solutions that offer flexibility to suit your repayment schedule. Our experience in the finance industry works to your Over the years our name may have changed but our strong commitment Quite frankly, we believe we offer the best financing solution for you. benefit. Finance options include financing with minimal and support to the trucking industry has never faltered. Since our inception, a highway tractor or Unlike most commercial banks, you’ll find that we have the ability to modify down payment, flexible payment terms and flexible we have been a consistent and reliable partner for thousands of varying our finance and lease programs to best suit your unique needs. Whatever your payment plans that reflect any seasonality in your customers, all looking for the best financial options. We have always been a vocational truck, particular situation, Daimler Truck Financial has a program that will meet your needs. business. Choose to lease or finance your truck – we can there for our customers and plan to continue this tradition! outline payment options that make it easy, simple and We manage a portfolio that exceeds $1 billion dollars and we are over financing with Daimler Truck Financial offers convenient for you. We offer pre-authorized payment Fixed Rate / Conditional Sale Contract – 120 employees strong. With over 30 years in the business, we understand this conventional way of financing equipment. It will provide you with peace options and you can also make your monthly payment o the importance of treating every customer individually and we approach Daimler Truck Financial of mind for your monthly budget with the following benefits: n-line through most Canadian chartered banks. You’ll find each finance and lease situation as unique. We have experienced and • fixed monthly payment for the entire term of the loan that our flexibility and variety of programs make us easy knowledgeable staff who work with you to identify and address your will become the kind • locked-in interest rate to work with and responsive to your needs in both the new specific needs. • no early payout or pre-payment penalties and used truck business. of experience Daimler Truck Financial supports the financing needs of new and Irregular Payment Financing – As part of our Conditional Sale Contract, used , Western Trucks and Trucks, you’ll want to repeat. we offer even more options and flexibility to meet your specific needs. Vocational Some of our Irregular Payment Financing options are: along with trailers. • balloon taxes in the fourth payment Nobody does more for the Vocational customer than • seasonal and skip payments Daimler Truck Financial. It all starts with what you need. • balloon payment at the end of term Let us help you build a program to finance the truck and • accelerated payments body together and you’ll see how we can help you with Leasing – From a cash-flow standpoint, leasing can be an attractive flexible terms, minimal down payment, and the ability to way to secure the financing of your equipment. Daimler Truck Financial bundle additional equipment. We understand that unique can provide you with multiple leasing benefits: equipment – such as vocational trucks – have different • lower monthly payment than typical financing uses and lifecycles. Our vocational credit staff provides • full disclosure of payment terms and options expert service in structuring a program to fit your • residual known in advance, at time of lease contract particular needs. Ask about how our Vocational PLUS • fixed payments Program, with its aggressive terms, rates and residual The leasing option is typically the most affordable option in terms of monthly values, can benefit you and your business. payments and may be a financial advantage for many truck operators. Option Lease – This unique lease program, available to fleet customers only, FleetFleet meets many of the key requirements of today’s fleet business: • lower monthly payment • guaranteed residual by Daimler Trucks North America which ultimately Our strength in the trucking industry and our reduces your exposure flexibility as a captive finance company make us • potentially qualifies as an Operating Lease ( “off-balance sheet” ) ideally suited to fleets. Our fleet professionals review Ask a Daimler Truck Financial representative how these unique Option Lease your business and look beyond a balance sheet to better benefits can be applicable to you. understand your needs and how we can contribute to The shorter the term, the lower the rate. The Flex Program achieving your goals. We offer creative programs and Flex Program – is designed for eligible Fleet and Commercial customers and, depending on your competitive rates. We’ll show you how to establish a down payment, you could be eligible for even lower rates. New and used trucks, credit line structure to handle multiple take-downs, a trailers and gliders are all eligible. variety of transportation equipment types, or payment arrangements to match your cash-flow requirements. At Daimler Truck Financial, we work with you to create a finance solution All this is accomplished with a fleet credit expert who tailored especially for you. works with you to tailor a financial package to satisfy your needs.