Metro Green Apartments

AP2012PLIC BuildATION CT – Awards2012 B uApplicationild CT Awa rds Metro Green Apartments Project Name______Metro Green ApartmentsStamford, CT Address______84 Henry Street City______State______Zip______Stamford CT 06902 Date of Completion______August 2009 Presented by: Andron Construction Corp. Project Type (check one): ______CM/GC New Large ConstructionGoldens (>$20 m.)Bridge New York ______CM/GC New Small Construction (<$20 m.) ______X CM/GC New Mid-Size Construction ($5 m. to $20 m.) ______CM/GC Large Renovation (>$20 m.) ______CM/GC Mid-Size Renovation ($5 m. to $20 m.) ______CM/GC Small Renovation (<$5 m.) ______Specialty Contracting: Electrical ______Specialty Contracting: Mechanical ______Specialty Contracting: Concrete (Co-sponsored by CRMCA and CCPC) ______Specialty Contracting: Interiors (Drywall, ceilings, flooring, wall coverings) ______Specialty Contracting: Exteriors (Exterior walls, roofing, building envelopes) ______Specialty Contracting: Sitework/Landscape ______Other Specialty Construction (Other construction not included in above categories)

Applicant Firm name ______Andron Construction Corp. Contact name______Harold Gabriel Phone ______(914) 232-7531 [email protected] Please List Project Participants (owner, designer, subcontractors, major suppliers etc.) Use additional pages if needed Owner Firm name ______Jonathan Rose Companies Address ______300 Main Street City ______StateStamford ______CT Zip______06901 Contact name______Caroline Vary Phone ______(203) 588-1818 [email protected] Designer/Architect Firm name ______Perkins Eastman Architects Address ______422 Summer Street City ______StateStamford ______CT Zip______06901 Contact name______Jonathan Metz Phone ______(203) 251-7400 [email protected] Other Firm name ______Camsan Electrical Contractors Address ______15 Halloween Boulevard City ______StateStamford ______CT Zip______06902 Contact name______Tom Sanseverino Phone ______(203) 327-1120 [email protected]

Signature of Contractor______

Donald L. Benson, Treasurer This completed form is the cover sheet of your application package. Application packages must be received no later than 5:00 p.m., Wednesday, December 21, 2011. Return to: AGC/CT, 912 Silas Deane Hwy, Suite 112, Wethersfield, CT 06109 or to [email protected] (Up to 5 mg file). photo ©Ruggero Vanni / Vanni Archives

APPLICATION – 2012 Build CT Awards

Project Name______Metro Green Apartments Address______84 Henry Street City______State______Zip______Stamford CT 06902 Date of Completion______August 2009

Project Type (check one): ______CM/GC New Large Construction (>$20 m.) ______CM/GC New Small Construction (<$20 m.) ______X CM/GC New Mid-Size Construction ($5 m. to $20 m.) ______CM/GC Large Renovation (>$20 m.) ______CM/GC Mid-Size Renovation ($5 m. to $20 m.) ______CM/GC Small Renovation (<$5 m.) ______Specialty Contracting: Electrical ______Specialty Contracting: Mechanical ______Specialty Contracting: Concrete (Co-sponsored by CRMCA and CCPC) ______Specialty Contracting: Interiors (Drywall, ceilings, flooring, wall coverings) ______Specialty Contracting: Exteriors (Exterior walls, roofing, building envelopes) ______Specialty Contracting: Sitework/Landscape ______Other Specialty Construction (Other construction not included in above categories)

Signature of Contractor______

Other

Firm name MJ Daly, LLC [Mechanical/Sprinkler] Address 110 Mattatuck Heights Road City Waterbury State CT Zip 06705 Contact Name Charles Gabriel Email [email protected] Phone (203) 753-5131

Firm name Shawnlee Construction, LLC | home office [Structural Framing] Address 74A Taunton Street City Plainville State MA Zip 02762 Contact Name Glen Yates Email [email protected] Phone (508) 695-8033

Firm name Shawnlee Construction, LLC | CT office [Structural Framing] Address 285 Great Hill Road City Naugatuck State CT Zip 06770 Contact Name Jeff Beauchemin Email [email protected] Phone (203) 714-1021 JUDGING CRITERIA

A. State-of-the-Art Advancement

The project is the first below-market-rate housing in Connecticut to receive LEED-Gold certification. To achieve that status while meeting a tight budget required the use of innovative materials and systems.

 The heat and hot water system for each apartment employed Baxi units, tankless hot water

heaters that burn fuel only on demand, reducing fuel consumption and pollution. These units,

used extensively in Europe, needed individual intake and exhaust flues. The resulting

additional pipes required careful coordination with the structural, architectural and

mechanical systems to avoid conflicts and ensure proper function and adherence to the

architect’s aesthetic vision for the finished spaces.

 Lighting came from high efficiency, low or no mercury fixtures used at interior and exterior.

These not only reduce energy consumption, but also reduce the risk of introduction of harmful

mercury into the environment when discarded or broken.

 Paints were all zero VOC’s.

 The drainage system directs rooftop rainwater into underground storage tanks for use in

landscaping irrigation and building laundry systems.

B. Excellence in Project Management

Andron delivered the first LEED-Gold certified low income housing project in Connecticut on time and under budget, at a difficult and environmentally challenging site. In addition to the challenges described in Criteria C, D, and E below, there was a major issue of site access. The project site was in an urban environment with active businesses, residences, and a major transport hub (the Stamford Metro North Train Station) on two sides of the parcel. There could be no site access from these two sides. The two sides that were available for access were the site of a major infrastructure, sidewalk, and roadway improvement project, which was managed jointly by the local government and another contractor. The need to access Andron’s major building project through the site of this adjacent major infrastructure project required continual coordination with the local businesses, residents, utility companies, and the infrastructure contractor, to ensure minimal interruption to their respective daily activities as well as maintaining unimpeded access to the projects, the businesses, and the homes.

C. Project Team Effectiveness

The project encountered two unanticipated conditions that each could have frustrated the schedule and broken the budget. Effective action by the project team, led by Andron, kept the work on track.

 Weak Soil – The design called for aggregate piers on weak but undisturbed soil. The

aggregate pier driller immediately encountered industrial debris, unsuitable fill, and boulders.

The foundations were on the critical path. Any delay due to redesign or related subcontractor

demobilization would have resulted in weeks of delay to the project completion date. In

response, Andron called a meeting of the design professionals and trade contractors, and in

one day developed a plan. The team would mass excavate the debris until undisturbed

material was encountered, install the aggregate piers at shorter lengths, and place structural

fill atop the piers to the original bottom-of-structure elevation. The new plan cost the owner

nothing, due to the credit for the shortened piers, and avoided any delay to project

completion. The team even found a way to use the unexpected boulders by crushing them for

fill. The plan saved the schedule without extra cost.

 Buried Tanks – The available information about the site stated that all oil storage tanks had

been removed and the soil remediated, but they were not. Instead, Andron encountered five

large (500 to 2,000 gallon) oil storage tanks within the building footprint. On finding the

second of the five tanks, Andron realized the need to anticipate more of them. So we built a plastic-lined spoils holding area to mass dump oil-soaked soils and debris for remediation at a

later date. The remediation engineer supervised the mass excavation and relocation of

material to the holding area. This allowed the excavation and foundation work to progress

sooner than if we had remediated the contaminated areas one-at-a-time. With full cooperation

from the subcontractors, we also modified the schedule to hop-scotch the foundation work

around the remediation work. No time was lost.

D. Innovation in Construction Techniques, Materials, or Design

The design called for conventional (stick-built) wood construction of the exterior wall panels and interior partitions. In the pre-construction effort, Andron identified potential cost and time savings through the use of prefabricated wall and floor systems; however, as the concept developed we realized that there would be an initial delay to the schedule due to the lead-time for panel fabrication. The schedule would not tolerate this delay. So Andron stick-built the walls and partitions for the first two levels, and at the same time fabricated the pre-engineered panels and partitions for the upper floors. By the time the stick-built construction reached the upper floors, the panels were ready, ultimately saving weeks on the schedule.

E. Excellence in Client Service

The project is the first phase of a large mixed-used development program – comprising three apartment buildings, a parking structure, and related amenities – on a brownfield site adjacent to the Stamford train station. The municipality required that this project – the below-market-rate housing component of the larger program – must be built before the developer could proceed with the other components.

Tax credits would provide the financing for the below-market-rate housing, which meant that the budget would already be tight. But the developer, Jonathan Rose Companies, was not content merely to build conventional low income housing. JRC’s founder had a broader vision. He told the project team that people of modest means deserve to live in a healthy home environment as much as anyone else, and he insisted that the project be certified LEED-Gold. The project team rose to resulting challenge. Andron provided continual cost-feedback during preconstruction, so that the team could select the most cost-efficient and time-efficient components and systems.

The design professionals designed to the budget; Andron’s GMP came within the available financing, and Andron delivered the project below the GMP, returning money to the owner from the contingency.

F. Contribution to the Community

There was a time when a builder could say that the achievement of converting a brownfield site to an attractive and useful residence facility was contribution enough. And there is no doubt that a community is greatly improved by the provision of affordable housing with outdoor park space and proximity to mass transit.

Today there is an even higher standard. The owner and user community asks us to deliver green construction, sustainable in the sense of lower energy consumption and healthier living environment. As the first LEED-Gold lower-income housing in Connecticut, this project can claim a contribution to the community by showing that housing can be affordable and functional – and green as well.

G. Meeting the Challenge of a Difficult Job

Perkins Eastman Architects and their team of consulting engineers joined with Andron to meet the owner’s challenge: produce a low income housing project with LEED-gold certification. The downside of green construction was long thought to be additional cost: not only the additional initial cost of components and systems that would add points for LEED certification, but also the additional cost of project management, documentation and record-keeping. This was not

Andron’s first LEED-certified project. Our people knew what they must do. Working together with the owner, architect, and the rest of the project team, Andron’s people applied lessons learned from past work to ensure that this project earned every LEED point that it deserved.

H. Sensitivity to the Environment and the Surroundings

Taking a site from a brownfield to a LEED-Gold certification guarantees that the project team was sensitive to the environment and the surroundings. LEED-qualified features include energy- efficient mechanical systems, a high-performance roof and insulation system, rain water collection and filtration, high-performance windows, as well as green building materials including sustainable, recycled and low VOC components.

SUMMARY

Why this project merits a Build Connecticut Award

The project owner challenged the project team to build housing that was not only affordable for people of modest means but was also healthy and sustainable. The team responded with the first

LEED-gold affordable housing project in Connecticut.

Metro Green Apartments is a new community of 50 green, below-market-rate apartments, with common amenities including a community room, laundry, bike storage, and outdoor recreation space. The project’s environmentally responsible features enhance the urban environment, promote better health for residents, and create energy efficiencies that will result in life-cycle cost savings. The project achieved all this within the tight budget constraints imposed by tax credit financing.

Among the project’s achievements that merit a Build Connecticut Award:

 reclamation of a brownfield site;

 proximity to a major transit hub to foster use of public transportation;

 provision of sustainable green housing on a budget allows rentals at below-market rates;

 certification as a LEED-Gold building.

This high level of achievement required extraordinary effort and teamwork among the project owner, design professionals, builder, and trade contractors. Their accomplishment deserves the recognition of this major award.

photo ©Andron Construction photo ©Ruggero Vanni / Vanni Archives photo ©Ruggero Vanni / Vanni Archives photo ©Ruggero Vanni / Vanni Archives photo ©Andron Construction photo ©Andron Construction photo ©Andron Construction photo ©Andron Construction e Jones Group 4422 North Civic Center Plaza, Suite 202 | Scottsdale, AZ 85251 480.607.7200 | www.jonesgroupres.com

Metro Green Apartments REGIONAL DIRECTOR | JONATHAN ROSE COS.

Q&A with Dara Kovel, By Sibley Fleming — July 7, 2008 National Real Estate Investor

The most critical green decisions brings approximately $13 million to the NREI: What level of LEED New developers make are how and where, $20 million project. The other funding Construction certification are you rather than what, they develop, according sources include $1.3 million from the seeking? to Dara Kovel, Director for the New City of Stamford; $2 million from the England regional office of Jonathan Connecticut Department of Economic Kovel: We’re going to be the first new Rose Cos. and Community Development; and a construction affordable development that $2.6 million loan from JPMorgan Chase, will be LEED certified at the gold level A perfect example is Metro Green the primary conventional debt on the in the state of Connecticut. Apartments in Stamford, Conn., which project. combines 50 units of affordable housing NREI: What green component in Metro with a one-acre green courtyard across NREI: As a developer of low-income Green Apartments is the most important the street from the state’s busiest housing, what rental rates will your from an energy-saving viewpoint? train station, Metro North. Slated for company offer? completion in 2009, the apartments are Kovel: The most important decision we the first of a three-phase development Kovel: The lowest amount you would make as developers is where we build called Metro Green Residential. pay for a one-bedroom unit is $388. and what kind of densities we build at. That’s where all the subsidy comes in So this building is exemplary — and this Phase II’s Metro Green Residences will creating that level of affordability. The whole development is exemplary — in feature 140 market-rate rental units, highest level of income, which would its location next to the Stamford train while the third-phase, Metro Green serve people earning as much as $70,000 station, in its density and the fact that the Lofts, is planned to add 48 for-sale lofts. or $75,000 a year, is $1,523 for a three- density itself allows us to create more The entire project is slated for delivery bedroom unit. green space than less green space. This by the end of 2012. Valued at between development has a one-acre courtyard $110 million to $120 million, the NREI: What are some of the LEED for in the center and it is made possible project will seek Leadership in Energy Neighborhood Development criteria? by the density. The use of land is the and Environmental Design (LEED) most important decision as well as the certification for New Construction and Kovel: Because it’s a pilot program, orientation of the units, creating light for Neighborhood Development. they’re still figuring out what the criteria and air. would be and working out the kinks. NREI recently spoke to Kovel about the It’s really encouraging development in END project. previously developed areas. You get credits for remediation of brownfields. NREI: How is Metro Green Apartments You get credit for transit-orientedness, being funded? you get credits for density, for lower parking counts, for the proximity uses Kovel: The primary source of financing and certainly also for having LEED- for Metro Green Apartments is the low certified buildings as part of the overall income housing tax credit, which is a project scheme. Many of the things federal program that allows investors which allow you to become certified in to purchase tax credits in exchange this program are about where and how for funding affordable housing. That you choose to build, rather than what.

Metro Green Apartment’s, Stamford's first affordable green housing, to open this week Elizabeth Kim, Staff Writer Published 05:47 p.m., Sunday, September 13, 2009

STAMFORD -- Metro Green Apartments, the city's first environmentally friendly affordable housing complex, is set to open to residents Tuesday. The 50-rental-unit building at Henry and Atlantic streets was developed by Jonathan Rose Cos. and represents the first phase of a larger office and mixed-income housing development a block from the city's train station. Among the 43 prospective occupants currently going through the leasing approval process, 79 percent are from Stamford, and about 60 percent are from the South End, according to a tabulation of their ZIP codes provided by the developer. The numbers suggest the firm has been successful in its targeted outreach to residents in Stamford and the South End. More than 175 people were said to have applied for the units, which are designated for families earning no more than 60 percent of the annual area median household income, or the equivalent of $79,450 for a family of four. A second phase of the affordable housing project could begin as early as next summer. At a meeting of the South End Neighborhood Revitalization Zone last week, Dara Kovel, a managing director at Jonathan Rose, announced that the Connecticut Housing Finance Authority approved the company's application for 9 percent low-income housing tax credits. The approximately $25 million project, which is yet to be approved by the city, would comprise 40 affordable and 10 market-rate units. Metro Green Apartments is part of a 5.2-acre development that will include a 17-story office tower built by Jonathan Rose's partner, W&M Properties, and more than 200 units of housing. Anticipation for Metro Green, which is among the first affordable green housing developments in the state, has been high among the community and city officials. Complete with a green roof, a rainwater retention tank and high-efficiency applicants, the building is expected to consume 25 percent less energy than those of a similar size. It is to be certified by the U.S. Green Building Council Leadership in Energy and Environmental Design at the gold level, considered the second highest of four categories. Jonathan Rose intends to monitor the building's energy usage to learn from the project, Kovel said. Given the demand for affordable housing in the region, community members were surprised in the spring when it was revealed that the number of applications at the March 30 deadline were fewer than the 50 needed to trigger a housing lottery. The apartments were instead awarded on a first-come, first-served basis to qualified applicants. Kovel said she expects the building will be fully occupied by October.

-- Staff Writer Elizabeth Kim can be reached at [email protected] or 203-964-2265.

'Green,' affordable complex breaks new ground Apartment complex just one of many South End projects Elizabeth Kim, Staff Writer Published 03:00 p.m., Monday, March 22, 2010

 Mark Johnson poses in his apartment at the Metro Green Apartments on Henry Street in the South End of Stamford, Conn. on Tuesday, March 16, 2010. Photo: Chris Preovolos / Stamford Advocate

This is the second installment of an occasional series called, "The Way We live," about housing in Stamford. The first story, published on Feb. 28, was about a couple living in Trump Parc. STAMFORD -- From the third-floor perch of his new apartment on the corner of Henry and Atlantic streets, Mark Johnson nostalgically recalled the blocks he roamed as a paperboy for The Advocate. "I delivered a paper to all of these houses," he said, pointing at the block of aging but still pretty row houses on Atlantic Street. His customers also included companies such as Pitney Bowes and Palmer's Electric Motors & Pumps. "I had the whole route," he said. "And my mom and the neighbors, they all helped me." stamfordadvocate.com/news/article/Green-affordable-complex-breaks-new-ground-415832 Now more than 25 years later, the 47-year old makeup artist has moved back to his old neighborhood -- but to a place far different from the three-story clapboard house he grew up in. Johnson is one of the residents living at Metro Green Apartments, steps away from the train station and among the first green affordable housing developments to be built in the state. Developed jointly by the Jonathan Rose Cos and Malkin Properties, the $20 million building opened last September. Having been awarded the gold-level standard of certification by the U.S. Green Building Council's Leadership in Energy and Environmental Design rating system, Metro Green has become only the second building in Stamford, after the Royal Bank of Scotland office, to reach the gold level. But in addition to being environmentally conscious, the project is also socially pioneering -- all 50 units are designated for families earning no more than 60 percent of the annual area median household income, or the equivalent of $79,450 for a family of four. "For this to be affordable?" Johnson said, waving his hand across his 860-square-foot two-bedroom apartment for which he pays about $1,200 a month, plus about $90 for utilities. The features include floor-to- ceiling windows, kitchen countertops made out of recycled banana leaves and energy-saving light fixtures and appliances. "This is going to make this the place where people want to be." It is only the beginning. The 5.2-acre mixed-use project has been approved for a total of 238 units of housing as well as a 17-story office tower. The $28 million second phase is to consist of 50 rental units, of which 40 would be priced as affordable and 10 would be market rate. For people like Johnson, who witnessed the South End disintegrate from a community where people routinely left their doors unlocked to one plagued with crime and corner drug dealers, Metro Green is part of a larger renaissance that is taking shape before his very eyes. From his living room window, he can spot Fairway, the 80,000-square-foot supermarket that is set to open sometime this fall as the first retail component of the 80-acre mixed use development called Harbor Point. It is set to bring 4,000 units of housing as well as 400,000 square feet of retail space, office buildings, two hotels, a school, marina and more than 11 acres of parks. But buildings and infrastructure alone do not make a community. Johnson, who has in the past worked for a community service agency, is spearheading Metro Green's tenant association. He is, in many ways, a fitting representative. Sixteen years ago, he left Stamford after finding a career and love in Albany, N.Y. Now married to a same-sex partner and having recently become a foster parent, he is trying to establish his family of his own. In his living room, decorated in earth tones, he keeps a book on the coffee table titled, "Love Makes a Family." Metro Green, he said, is exactly what he remembered the South End as being: diverse and inclusive, a place where "every parent knew everybody's kid." The tenant group has about 20 members. Since their first meeting in December, they have thrown a pot luck dinner, movie night, and instituted a building watch. Together, they also help monitor the building's recycling, which is required of everyone. Johnson himself continues to purchase the line of eco-friendly cleaning products that all residents first received as part of a welcome gift bag.

stamfordadvocate.com/news/article/Green-affordable-complex-breaks-new-ground-415832 Bonds have already started to form. Downstairs, Hazel Saunders, 63, said that the other day, a neighbor appeared at her door with a tray of food that included fried plaintains, rice and beans. "It's a whole city unto itself," she said. "Everyone here is so friendly." Both she and Johnson praised the developers. Officials from Jonathan Rose as well as father and son developers, Peter and Anthony Malkin, have visited the complex and met with residents. Johnson even keeps their phone numbers stored on his cell phone. "They're coming here and asking us what we want and creating it with their technology," he said. In the backyard, there are plans for a small labyrinth. When the second phase of housing is constructed, there will be a gym shared by all residents. For Saunders, who is wheelchair-bound and lives alone in a handicapped-accessible unit, the atmosphere has been an exciting change. After moving in with her daughter and grandson in Waterside eight years ago, she found herself retreating from the world. "I went into myself," she said. It was a far cry from her earlier days as community activist. During the 1990s, she came out on crutches to protest the city's expansion plan for the Hart School. After growing up in the sheltered community of Southampton, N.Y., she moved to Stamford in 1967 because she "wanted something different." She worked for the company then known as GE Credit Corp. and later Clairol, which has since closed and sold its facility in Stamford. Now, she has begun what she considers the second part of her life. "And you know what is so astronomical about this? It's that I get to do it in Metro Green."

-- Staff Writer Elizabeth Kim can be reached at [email protected] or 203-964-2265.

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Malkin breaks ground on affordable Stamford apartments Susan Nova, Correspondent Published 12:41 a.m., Wednesday, November 24, 2010

Housing that is both environmentally responsible and aimed at tenants with a diverse range of income levels is a win-win for Stamford. Jonathan Rose Companies LLC and Malkin Properties, both headquartered in Stamford, have broken ground on Metro Green Residences, a 50-unit mixed-income housing development at the corner of Atlantic and Henry Streets, just one block from the Stamford train station. Malkin Properties is the real estate arm of the Malkin families, and Jonathan Rose is an award- winning "green" real estate development, planning, consulting and investment firm. Metro Green Residences is the second of three "green" residential buildings to be developed by the team on the 5.2 acre lot. The first, Metro Green Apartments, a recipient of the U.S. Green Building Council's LEED, Leadership in Energy and Environmental Design, New Construction Gold certification, has been fully leased. When completed, Metro Green, a mixed-use transit-oriented development, will total 238 mixed- income residences and a 350,000 square-foot Class A office tower to be developed by Malkin Properties. The overall Metro Green residential project has already received LEED ND Gold Certification for Neighborhood Development. The project, designed by Perkins Eastman Architects, with offices from Stamford to China, is intended to create a vibrant 24-hour community and provide mixed-income housing for those who work locally and for commuters. Metro Green Residences will have a seven-story block-and-plank building, with one-, two-, and three-bedroom homes. Ten units will be available at market rates, yet to be determined, and 40 will be reserved for households with incomes ranging from 25 to 60 percent of area median income. On the ground level, there will be retail/office space. Ecologically sound, a rainwater harvesting system will funnel water from the roof into storage tanks for drip irrigation, and some will be filtered for use in washing machines in the shared laundry room. The high performance building envelope has a Sarnafil EnergySmart Roof that reduces the heat- island effects found in urban areas. As a result, energy consumption for air conditioning will be lower, and high efficiency double-hung windows, siding of fiber cement called HardiPlank, and high-performace spray-on cellulose insulation will enhance the effect. Each unit will have individual controlled and metered heating and cooling units, along with gas-fired domestic water heaters. Appliances and light fixtures will be Energy Star-rated. Public amenities include a public plaza with a rain garden, a streetscape with custom light fixtures and curbside plantings. stamfordadvocate.com/default/article/Malkin-breaks-ground-on-affordable-Stamford_828929.php Rain gardens, planted in depressions, will allow rainwater to be absorbed into the earth, rather than flowing into storm drains and surface waters, reducing pollution and flooding and lowering the need for irrigation. Native plants and grasses are used to avoid the need for fertilizers and to attract native birds. The 17-story office tower will be a "best in class" LEED Platinum candidate. Median income in the Stamford/Norwalk area is now $125,700, according to a Metro Green spokesman. One-bedroom units will rent for a proposed $469 monthly for those earning up to 25 per cent of the area median income, which is $25,150 for a family of two. For those earning up to 50 percent of median income, or $50,300 for two people, one-bedrooms are at $1,058. Two-bedrooms are at $1,266 for a family of three with income up to $56,600, and three- bedrooms at $1,457 for a family of four with income up to $62,850. For those who earn 60 percent of the area median income, or as much as $75,420 for a family of four, a two-bedroom unit would be $1,498, while a three-bedroom home would be $1,725 for a family of five earning up to $81,480. Management will notify the public when applications become available, and tenants will be selected on a first-come, first-served basis or by lottery. Financing for the residences was arranged with low-income housing tax credits from the Connecticut Housing Finance Authority, the Connecticut Department of Economic and Community Development, the American Recovery and Reinvestment Act, the city of Stamford, JP Morgan Chase and First Sterling Financial Inc.

stamfordadvocate.com/default/article/Malkin-breaks-ground-on-affordable-Stamford_828929.php