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A Look Back at the Historic 2020 U.S. Hurricane Season

Jeffrey Strong, Ph.D. Tim Johnson, Ph.D.

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 1 Today’s Presenters

Jeffrey Strong, Ph.D. Tim Johnson, Ph.D. Hurricane Wind Research Scientist Senior Engineer

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 2 Today’s Agenda

Season Overview

Notable Storms

Climate Signals and Forecast Validation

Tropical & Climate Change

AIR’s Supporting Tools

AIR Hurricane Contest

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 3 Season Overview

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 4 2020 Hurricane Season Recap

2020 Avg.

Named 30 14 Storms

Hurricanes 13 7

Major 6 3 Hurricanes

U.S. Hurricane 6 1-2

U.S. Major Hurricane 1 < 1 Landfalls

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 5 Storms of 2020 June July Arthur Bertha Cristobal Dolly Edouard Fay Gonzalo Hanna

August September Isaias Josephine Kyle Laura Marco Omar Nana Paulette

October Rene Sally Teddy Vicky Wilfred Alpha Beta Gamma

November Delta Epsilon Zeta Eta Theta Iota

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 6 Storms of 2020 June July Arthur Bertha Cristobal Dolly Edouard Fay Gonzalo Hanna

August September Isaias Josephine Kyle Laura Marco Omar Nana Paulette

October Rene Sally Teddy Vicky Wilfred Alpha Beta Gamma

November Delta Epsilon Zeta Eta Theta Iota U.S. Landfalling Tropical Storms

U.S. Landfalling Hurricanes

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 7 “Quantity over Quality”

Most active season

Most landfalling tropical storms Fifth consecutive above average season Most storms formed in July

Highest number of Category 4 hurricanes 27 earliest named storms Most concurrently active storms

Most storms formed in September Fifth consecutive season with at least one Category 5 hurricane

First landfalling storm for Portugal Most storms a single storm outlasted Most storms formed before September

Most storms formed before August Strongest landfalling storm in Most storms formed in May

Largest spread in names for currently active storms Most storms formed before October Easternmost forming storm

First time 3 storms named within 24 hours Most active September First Greek alphabet storm to make in USA

Farthest north reverse extratropical transition Sixth consecutive year with pre-season storms

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 8 “Quantity over Quality” 2005Most activevs. season2020 Most landfallingEstimated tropical storms IndustryFifth consecutive Insured above average Lossesseason Most for storms USA formed in July

Highest$140 number of Category 4* U.S.hurricanes only loss estimates from27 sources earliest* named storms Most concurrently active storms including PCS, Swiss Re, & Munich Re $120 trended to the end of the year 2019 Most storms formed in September Fifth consecutive season with at least one Category 5 hurricane $100

USD, Billions USD, Most storms formed before September First landfalling$80 storm for Portugal Most storms a single storm outlasted Most$60 storms formed before August28 Storms Strongest landfalling storm in Louisiana Most storms formed in May Largest spread$40 in names for currently active storms Most storms formed before October Easternmost forming storm * Range reflects AIR’s loss estimates * based on our ALERT offerings First time$20 3 storms named within 24 hours Most active September First Greek alphabet storm to make landfall in USA $0 30 Storms Farthest north reverse extratropical transition Sixth consecutive year with pre-season storms 2005 2020

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 9 Accumulated Energy (ACE) North Atlantic Seasonal Accumulated Cyclone Energy 250

푇 2 퐴퐶퐸 = ෍ 푉푚푎푥 200 1 Storm’s 6Intensity-hr max wind speed SumStorm’s over Duration a storm’s lifetime Iota 150

Epsilon Eta ACE ACE Delta 100

Paulette & Teddy 50 Laura

0 1-Jan 1-Feb 1-Mar 1-Apr 1-May 1-Jun 1-Jul 1-Aug 1-Sep 1-Oct 1-Nov 1-Dec 1981-20101981-2010 Average Average 2020 2020 2005

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 10 Notable Storms

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 11 : The Strongest Storm of 2020 November 13–18

Nov 13 18Z

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 12 Hurricane Iota: The Strongest Storm of 2020 November 13–18

Nov 15 06Z

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 13 Hurricane Iota: The Strongest Storm of 2020 November 13–18

Nov 16 12Z

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 14 Hurricane Iota: The Strongest Storm of 2020 November 13–18

Nov 17 00Z

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 15 Hurricane Iota: The Strongest Storm of 2020 November 13–18

Nov 18 12Z

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 16 Hurricane Iota: The Strongest Storm of 2020 November 13th – 18th

• First time there were two major hurricanes in November

• First Category 5 hurricane to strike – Providencia Island

• Strongest recorded landfall in within November

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 17 : The Largest Storm of 2020 September 12–27

Sep 16 06Z

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 18 Hurricane Teddy: The Largest Storm of 2020 September 12–27

Sep 17 18Z

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 19 Hurricane Teddy: The Largest Storm of 2020 September 12–27

Sep 21 12Z

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 20 Hurricane Teddy: The Largest Storm of 2020 September 12–27

Sep 23 12Z

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 21 Hurricane Teddy: The Largest Storm of 2020 September 12–27

• 4th largest

• Diameter of force winds: 1,370 km • High waves from to

• One of 5 active storms at once

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 22 : The Longest-Lived Storm of 2020 September 7–30

Sep 08 12Z

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 23 Hurricane Paulette: The Longest-Lived Storm of 2020 September 7–30

Sep 12 18Z

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 24 Hurricane Paulette: The Longest-Lived Storm of 2020 September 7–30

Sep 14 06Z

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 25 Hurricane Paulette: The Longest-Lived Storm of 2020 September 7–30

Sep 16 12Z

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 26 Hurricane Paulette: The Longest-Lived Storm of 2020 September 7–30

Sep 22 06Z

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 27 Hurricane Paulette: The Longest-Lived Storm of 2020 September 7–30

Sep 23 00Z

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 28 ©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 29 Source: AP • Heavy rainfall in , Martinique, and • Minor flooding in the Netherlands Antilles (Saba, St. Eustatius) and St. Maarten • Heavy precipitation and tropical storm–force winds in the and • Flash flooding in the and • Damaging winds and heavy rainfall in southwestern • Rapidly strengthened to a Category 4 hurricane to make landfall in Cameron, Louisiana

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 30 Meteorological Summary

Landfall near Cameron, Louisiana

Vmax: 150 mph Cp: 938 mb

Tied for strongest hurricane to make landfall in Louisiana

Primarily wind-driven event with impact

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 31 Lake Charles, LA, Experienced Significant Damage from Hurricane Laura

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 32 Areas Surrounding Lake Charles Also Experienced Significant Damage

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 33 Design Wind Speeds vs. 2020 Event Wind Speeds in Louisiana

Hurricane Laura

Hurricane Delta

Hurricane Zeta

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 34 Building Codes in Louisiana

Development and adoption of Louisiana State Prior to 2007, building codes Uniform Construction Code were adopted at the local (LSUCC) in the aftermath of or parish level Building Code Enforcement – Katrina and Rita in 2005; IBHS Rating the States effective as of January 2007 State 2012 2015 2018 Louisiana 73 82 83 18 36 34 Current version of LSUCC Original LSUCC incorporates 2015 IBC/IRC 4 28 28 incorporated 2006 IBC/IRC and was adopted in 95 94 95 February 2018

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 35 Surge and Wind Damage

Damage due to a combination of wind and storm surge effects

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 36 Affected Some of the Same Areas Impacted by Hurricane Laura

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 37 Wind Damage

1 2 3

(1) Lake Charles, LA (2) Lake Arthur, LA

(3) Abbeville, LA (3) Abbeville, LA (2) Lake Arthur, LA

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 38 Blue Tarps Tell a Story

Aerial Imagery Courtesy of Geomni ©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 39 With , the Entire Louisiana Coastline Was Impacted by Hurricanes in 2020

• Before making landfall in Louisiana, Zeta made landfall north of , , , as a Category 1 hurricane

• Zeta strengthened to a high-end Category 2 hurricane and made landfall in Cocodrie, LA, with 110 mph sustained winds

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 40 Irma 2017 Michael 2018 Zeta 2020

Source: Weather.gov ©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 41 Impacts to and

A

C B D

A B C E F

D E F

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 42 Was a -Driven Event

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 43 Damage Patterns from Hurricane Sally

Pensacola, FL Gulf Shores, AL Gulf Shores, AL

Mobile, AL Pensacola, FL

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 44

• Isaias moved through the southern Bahamas and hugged Florida's East

• Made landfall in SC as a Cat 1 storm but remained at tropical storm strength as it headed northeast

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 45 Isaias Damage Summary

• Power outages were widespread • Wind damage to trees and power lines • Flooding impacts to DC, MD , PA, NJ, NY, DE, VA

Philadelphia, PA Courtesy: thestreet.com

Source: AP Photo/ Matt Slocum ©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 46 Comparing the 2020 Hurricane Season with the 2005 Hurricane Season

35 140 * U.S. Insured only loss estimates from sources * including PCS, Swiss Re, & Munich Re trended to the end of the 30 120 year 2019

25 100

20 80

15 60

10 40

Losses Losses (USD,Billions) * Range reflects AIR’s Insured loss

Number Number Events of estimates * based on our ALERT offerings 5 20

0 0 2005 Hurricane 2020 Hurricane 2005 Hurricane 2020 Hurricane Season Season Season Season Events Major Hurricanes (Cat 3+) U.S. Landfalls

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 47 Other Billion-Dollar Natural Disasters in 2020

Midwest Derecho Courtesy: NOAA George Walker IV/ The Tennessean

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 48 Mark Graves, The Oregonian/OregonLive Other Billion-Dollar Natural Disasters in 2020

Updated through Sept 2020 – NOAA

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 49 Climate Signals and Forecast Validation

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 50 El Niño Southern Oscillation (ENSO) SST Anomalies NINO 4 1

0

-1 DEC JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV

1 NINO 3.4 0

-1

-2 DEC JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV 1 NINO 3 0 Cooler than normal across -1 the Tropical Pacific DEC JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV

1 NINO 1+2 0 Worsening La Niña -1 conditions all season -2 DEC JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 51 El Niño Southern Oscillation (ENSO) SST Anomalies NINO 4 1

0

-1 DEC JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV

1 NINO 3.4 0

-1

-2 DEC JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV 1 NINO 3 0

-1

DEC JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV In line with pre-season 1 NINO 1+2 forecast for ENSO Neutral / 0

-1 weak La Niña

-2 DEC JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 52 El Niño Southern Oscillation (ENSO) SST Anomalies NINO 4 1

0

-1 DEC JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV

1 NINO 3.4 0

-1

-2 DEC JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV 1 NINO 3 0

-1

DEC JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV

1 NINO 1+2

0

-1

-2 DEC JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 53 North Atlantic Sea Surface Temperatures (SST)

June July August September October

From NOAA GlobalTemp v5 per NOAA NCEI

Much warmer than average sea surface temperatures all season

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 54 North Atlantic Sea Surface Temperatures (SST)

June July August September October

From NOAA GlobalTemp v5 per NOAA NCEI

July August September October

Pre-Season NMME Forecasts:

°C -3 -2 -1 -0.5 -0.25 0.25 0.5 1 2 3 NMME: North American Multi-Model Ensemble ©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 55 North Atlantic Sea Surface Temperatures (SST) Cool Phase AMO Atlantic Multidecadal Oscillation

Warm Phase AMO

Goldenberg et al. (2001) Source: Kaplan SST V2 per Enfield et al. (2001) ©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 56 Saharan Air Layer (SAL)

• “Godzilla” outbreak of Saharan dust mid- to late-June • Brought severe air quality issues all the way to U.S. Midwestern states • One of the most intense outbreaks in the recent historical record • Cooled sea surface temperatures across the Main Development Region (MDR) of the tropical Atlantic Source: NASA/NOAA, Colin Seftor ©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 57 Madden-Julian Oscillation (MJO)

AUG

SEP

OCT

NOV

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 58 North Atlantic Oscillation (NAO)

NAO Negative Phase

Isaias Laura Teddy Delta NAO Positive Phase

NOAA CPC Elsner (2003)

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 59 Seasonal Forecasts

https://seasonalhurricanepredictions.bsc.es/

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 60 Forecast Validation

Average of Pre-Season Forecasts

Forecast Number of Named Storms Forecast Number of Hurricanes Forecast Number of Major Hurricanes

30 30-year Average Year to Date

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 61 Forecast Validation

Named Storms Hurricanes Major Hurricanes

LOW MEAN HIGH LOW MEAN HIGH LOW MEAN HIGH

Year to Date 30 13 6

30-Year Average 7 14 28 2 7 15 0 3 7 MARCH – APRIL 13.9 16.9 20.2 6.6 8.4 10.3 3.0 3.9 5.5 Forecast Average MAY – JUNE 13.9 17.2 19.9 6.5 8.3 10.5 2.9 4.2 5.6 Forecast Average JULY – AUGUST 19.2 22.5 25.0 8.1 9.8 12.0 3.4 4.5 6.0 Forecast Average • All forecasts underestimated season’s activity on average • Early season update maintained status quo • July – August updates showed large increase in predicted activity

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 62 Forecast Validation

Average of Early Season Forecasts

Forecast Amount of Named Storms Accumulated Cyclone Energy LOW MEAN HIGH

Year to Date 179.8

30-Year Average 32 119.6 245.3 MARCH – APRIL 109.9 147.6 191.8 Forecast Average MAY – JUNE 111.3 152.3 193.4 Forecast Average JULY – AUGUST 141.3 181.5 225.6 Forecast Average

30-year Average Year to Date

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 63 Tropical Cyclones & Climate Change

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 64 Projected Responses to Anthropogenic Warming Most Confidence: • Sea level rise will lead to higher storm inundation levels Medium-to-High Confidence: • Global increase in TC precipitation rates • Global average TC intensity will increase • Increase in global proportion of TCs that reach very intense levels Lower Confidence: • Decrease of global TC frequency • Increase in global very intense TC frequency • Poleward expansion of the latitude of maximum TC intensity • Slowdown in TC translation speed

Source: Knutson, T., and Coauthors, 2020: Tropical Cyclones and Climate Change Assessment: Part II: Projected Response to Anthropogenic Warming. Bull. Amer. Meteor. Soc., 101, E303–E322, https://doi.org/10.1175/BAMS-D-18-0194.1 ©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 65 Frequency vs. Intensity Changes

Majority of studies predict fewer but more intense global tropical cyclones

Even more uncertainty when considering individual basins

Physical controls on frequency changes are still uncertain

Observational trends are hard to see

Despite the record number of storms this year, it is exceedingly difficult to attribute this anomaly to climate change alone

Knutson et al. (2020) ©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 66 Rapid Intensity Changes 10 systems rapidly intensified (+35mph in 24h) in 2020, tying record from 1995 1. Hanna 40 mph Jul 24–25 2. Laura 65 mph Aug 25–26 2. Sally 40 mph Sep 14 4. Teddy 40 mph Sep 15–16 5. Gamma 35 mph Oct 2–3 6. Delta 85 mph Oct 5–6 7. Epsilon 50 mph Oct 20–21 8. Zeta 45 mph Oct 27–28 9. Eta 80 mph Nov 1–2 10. Iota 70 mph Nov 15–16

Source: Bhatia et al. (2018) ©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 67 Rapid Intensity Changes 10 systems rapidly intensified (+35mph in 24h) in 2020, tying record from 1995 1. Hanna 40 mph Jul 24–25 2. Laura 65 mph Aug 25–26 2. Sally 40 mph Sep 14 4. Teddy 40 mph Sep 15–16 5. Gamma 35 mph Oct 2–3 6. Delta 85 mph Oct 5–6 7. Epsilon 50 mph Oct 20–21 8. Zeta 45 mph Oct 27–28 9. Eta 80 mph Nov 1–2 10. Iota 70 mph Nov 15–16 Bhatia et al. (2018) projected increased incidence of rapidly intensifying (and de-intensifying) storms Source: Bhatia et al. (2018) ©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 68 Changes to Precipitation Potential

TC precipitation rates are projected to increase

Coupled with observed slowing of TC translation speeds can lead to locally enhanced precipitation amounts

Source: Kossin 2018, 2019; Moon et al. 2019; Lanzante 2019; Knutson et al. 2020 ©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 69 Changes to Precipitation Potential

Sally

TC precipitation rates are projected to increase

Coupled with observed slowing of TC translation speeds can Eta lead to locally enhanced precipitation amounts

Kossin (2018) Source: Kossin 2018, 2019; Moon et al. 2019; Lanzante 2019 ©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 70 Consecutive Events Laura & Delta 12 miles apart Consecutive hurricanes can lead to increased damage from sequential storms, even if the second storm is weaker • Louisiana had 5 landfalls this season • Laura’s damage enhanced Delta’s later in the season • While Iota was stronger than Eta, flood Eta & Iota damage was magnified from pre-saturated 15 miles apart ground As storm frequency changes in a warming world, we need to consider the frequency of consecutive events potentially changing

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 71 AIR’s Supporting Tools

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 72 Catalog Viewer Evaluate your Real-Time Risk during Hurricane Season

Web-based analytics platform

Complete transparency into AIR’s10,000- year catalog of simulated U.S. hurricanes

Hosted entirely on the cloud

Flexible data queries and data analysis

Easily export event sets to Touchstone® and TouchstoneRe™

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 73 Verisk’s Real-Time Solutions Timeline for Hurricanes

Development Pre-Landfall Landfall Post-Landfall Event Lifecycle

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 74 AIR Hurricane Contest

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 75 AIR Hurricane Contest

25 Contest Entries 20 Expert Forecasts 1851-2019 Climatology 15

10

5

0 Named Storms Hurricanes Major Hurricanes U.S. Landfalls

***TO DATE*** 30 13 6 12

©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 76 Thank You!

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Source: Major Hurricane Iota Image credit: NOAA/RAMMB ©2020 AIR Worldwide CONFIDENTIAL—For Webinar Attendees Only 77