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rd MONTHLY ISSUE AUGUST - 2019 53 EDITION Vanik’s Current Affairs Banking | Railway | Insurance | SSC | UPSC | OPSC | PSU

200 MCQs on Current Affairs 100 MCQs on General Knowledge 40 MCQs on Computer 20 MCQs on Banking Awareness 4 no. of Practice Set 1. RRB-Officer Scale-1 (Prelim) 2. RRB-Office Asst. (Prelim) 3. SBI-PO (Main) 4. SSC-CHSL

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Page Major Issues of the Month Page 200 MCQ on Current Affairs Page Page 50 Economy Page 100 MCQ on & Banking 58 SSC/Railway Page Page National News 40 MCQ on 62 Computer Page Recent Government Page 20 Special MCQ Development & Schemes 64 on Banking Awareness Page Page Bilateral State News

Page Award Page Person in & Honour News Page Place in Page Sports News

Page Page

Page Page Defence Summit

Page Page Book & Committee Page Author Who’s Who Page 108 Miscellaneous Page Abbreviation Page Date & 114 Page Observation 116 117Page MAGAZINE FOR THE MONTH OF AUGUST 2019

The Shanghai Cooperation Organisation (SCO) 19th summit was held at the Kyrgyzstan capital, Bishkek on 13-14 June, 2019.The founding members of Shanghai Cooperation Organisation (SCO) are , Russia, Kazakhstan, Kyrgyzstan and . and Pakistan officially joined this organisation in 2017. Terrorism, regional cooperation and the future of Afghanistan were major issues at the Shanghai Cooperation Organisation’s Heads of State summit in Bishkek). The summit saw several key bilateral meetings that took place apart from the multilateral meeting of the Heads of State. The summit also garnered increased scrutiny on account of ongoing tensions in West Asia SCO and the US-China trade war. The presence of Iran and Summit 2019 Afghanistan as observers also made it an important venue to discuss vital regional issues. The Bilateral and Prime Minister in his address to the SCO leaders presented his vision for the organization in the form of HEALTH (healthcare cooperation, eco- Multilateral nomic cooperation, alternate energy, literature and cul- ture, terrorism-free society and humanitarian coopera- Dimensions tion). Elaborating on these pointers, Modi called upon member states to ensure that nations which support,

Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Page | 3 [ Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] ] MAGAZINE FOR THE MONTH OF AUGUST 2019 promote or finance terror must be held accountable – referring to Pakistan without explicitly naming it. Modi also stressed using the Do you know about RATS Council? potential of RATS to counter terrorism. The Regional Anti-Terrorist Structure (RATS) of the SCO is a permanent organ to promote With India trying to boycott Pakistan at the international level, Pak cooperation of member states against terrorism, PM Imran Khan wrote a letter to his Indian counterpart offering separatism and extremism. In June 2004, RATS dialogue at the side-lines of the summit. This was the first time both was established. The first joint military exercise of the leaders came face to face after months of tensions between the SCO namely Sary-Arka-Antiterror 2019 was two countries. announced during 34th meeting of RATS council The rhetoric question everyone had was: will both the countries have held in Tashkent, Uzbekistan. All the members of a dialogue? But, India made its stand clear and PM Modi added that SCO participated in a joint counter-terrorism India expected Pakistan to take concrete action. Both the leaders did exercise. The decision to hold Sary-Arka-Antiterror exchange pleasantries, but Modi made it clear that he was in no 2019, the first joint military exercise of Shanghai mood to revive talks without any major steps from Pakistan on Cooperation Organization was announced at the 34th meeting of the RATS council held in shutting down its terror factories. China, an all-weather friend to Tashkent, Uzbekistan. The meeting also Pakistan, made it clear before the summit that Pakistan should not announced the holding of the first joint border be targeted on terrorism at the SCO. Right from the beginning, when operation Solidarity 2019-2021. India became a member of the organisation, there have been speculations that India became a member only because Russia wanted to balance China’s growing dominance. The effort was apparently negated by China by bringing Pakistan in. On the margins of the SCO, the Indian prime minister also held successful bilateral SCO member current states leaders are: meetings with Chinese President Xi Jinping People's Republic of China: Xi Jinping (President of China) and Russian President to Republic of India: Narendra Modi (Prime Minister of India) discuss major issues. With reference to Republic of Kazakhstan: Kassym-Jomart Tokayev (President of economic cooperation, PM Modi joined Kazakhstan) hands with Russia and China to send out a Kyrgyz Republic: Sooronbay Jeenbekov (President of Kyrgyzstan) strong message, outlining the recent threats Islamic Republic of Pakistan: Imran Khan (Prime Minister of Pakistan) to global trade under the American Russian Federation: Vladimir Putin (President of Russia) unilateralism. With three powerful countries Republic of Tajikistan: Kokhir Rasulzoda () under one umbrella — Russia, China and India – did manage to send a powerful Republic of Uzbekistan: Shavkat Mirziyoyev (President of Uzbekistan) message to the US on Donald Trump’s new aligning policies. Forming a trilateral, the countries will also meet on the side-lines of the G-20 summit in later this month. The major focus of the bilateral discussion between India and Russia was on trade, defence, and energy. Putin has invited PM Modi to be the chief guest at the Eastern Economic Forum in Vladivostok in September. India’s strategy at the SCO is directed neither toward the US nor toward China. Through this forum, it aims to maximize its interests. While doing so, India has been able to balance between conflicting approaches of the US and China. The India-China bilateral meeting, coming after successful listing of Masood Azhar as a global terrorist, led to the decision to expedite border talks and plans to mark the 70th anniversary of establishment of diplomatic relations. Apart from the above-mentioned RIC meeting, the two leaders will meet in India later in the year for the second informal summit after Wuhan. Also, the two leaders will have the opportunity to meet at the BRICS and East Asia Summit in the coming months. The ongoing trade war with the USA has left China to look out for other options. PM Modi invited the Chinese president for an informal discussion later this year. The third important takeaway for India from the summit was with regard to the situation in Afghanistan. A briefing by the Indian Ministry of External Affairs before Modi’s visit to Kyrgyzstan for the summit highlighted peace in Afghanistan as an important issue to be taken up through the SCO framework. India has also invested more than US$2 billion in Afghanistan under its extensive development assistance program. SCO member states highlighted the importance of a peaceful Afghanistan and urged the importance of settling disputes through the SCO-Afghanistan contact group.

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Member states also signed a roadmap document for further action of the SCO-Afghanistan Contact Group for peace and prosperity of Afghanistan. India engages with the SCO to maximize its gains on energy and connectivity. However, the 2019 Bishkek summit document hardly mentions these. The Central Asian region is the source of much of the world’s energy resources. India has not been able to exploit the full potential of this because of a lack of connectivity with the region. The opening of the Chabahar port in Iran, entering the Ashgabat agreement and the ambitious International North-South Transport Corridor (INSTC) could alter the situation for India. But the latter two are in nascent stages of development, and there was no effort made to push these two projects through the SCO summit. The Bishkek Declaration On terror, the declaration largely followed language from the The main aim to establish SCO is to generate Qingdao Summit declaration, reiterating SCO’s condemnation cooperation between member nations on: of terrorism ‘in all its forms and manifestations.’ There was - Resolving border issues support for WTO and the multilateral trading system; and like - Security concerns other yearly declarations the members noted the need for - Military Cooperation increased cooperation between SCO member states in trade and - Countering Terrorism services. However, concrete proposals for the same were few - Intelligence sharing and far in between. The 2018 communique on simplifying trade - Economic Cooperation procedures remains in its initial stages. A document regarding - Cultural Cooperation cooperation among members on Digitalization and Information and Communications Technology was signed at the end of heads of state meeting. On other issues of regional and international concern, Iran, Syria and Afghanistan found mention in the final document. The declaration called for ‘consistent implementation’ of the Joint Comprehensive Plan of Action and asked all participants ‘for comprehensive and effective implementation of the document,’ a year after US pulled out of it. On Syria, the declaration noted the Astana format and the process of political settlement through the dialogue process. It also extended support to ‘post-conflict restoration’ by different states in Syria. India has already noted the importance of a Syria-led political process and supported the current regime during the ongoing conflict, while agreeing to get further involved in the reconstruction process. This puts its position on these issues broadly in line with the major SCO states but at variance with the US and its regional allies like Saudi Arabia and Israel. Iran, who is an observer at SCO, has been in the eye of the storm in recent days with US accusing it of attacks on two oil tankers in the Gulf of Oman, charges Tehran has denied. The SCO as a grouping did not directly address the recent upheavals in West Asia, highlighting the cautious attitude the member states are taking in addressing the delicate situation. Russian and Chinese foreign ministries have individually called for talks to address the situation. After the summit engagement, PM Modi embarked on a bilateral visit to Kyrgyzstan which as a host of the 2019 SCO had also been invited to the swearing-in ceremony on May 23. The two countries upgraded their ties to the level of a strategic partnership and India announced it would extend $200 million line of credit to Bishkek. A five year roadmap has also been developed to promote trade and economic cooperation, a sector where there is quite a scope for improvement as the bilateral trade in 2016-17 stood at just $ 24.98 million. Invitation was also extended to the Kyrgyz president Sooronbay Jeenbekov to visit India, which was accepted by the other side. The SCO summit for 2020 will be hosted by Russia. It is clear that SCO has become an important venue for the member states to interact but it is telling that bilateral meetings on the sidelines have garnered more attention than the multilateral summit itself. That is also because concrete, collective measures by the organization have been few and far in between. With the inclusion of India and Pakistan, it still remains to be seen if the bilateral frictions between member states would preclude more meaningful collaboration at the SCO or whether it would overcome the differences to play an active role in a changing international order. Why membership of SCO is crucial for India? It is seen that SCO is an eastern counter-balance to NATO. Being India as its member will allow the country to take an effective action in combating terrorism and security related issues as well. As India and China are most populous countries so, now the SCO also has the largest population coverage. After joining India to SCO it is expected that there will be rise in the regional politics group’s and trade negotiations. 

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1 BRS CONVENTIONS

The 14th meeting of the Conference of the Parties (COP) to Basel Convention (COP 14) was held along with the 9th meeting of the COP to Rotterdam Convention and the 9th meeting of the COP to Stockholm Convention in Geneva, Switzerland with the Theme: “Clean Planet, Healthy People: Sound Management of Chemicals and Waste”. Overview Basel Convention: The Basel Convention on the Control of Transboundary Movements of Hazardous Wastes and their Disposal was created to protect people and the environment from the negative effects of the inappropriate management of hazardous wastes worldwide. It is the most comprehensive global treaty dealing with hazardous waste materials throughout their lifecycles, from production and transport to final use and disposal. Rotterdam Convention: The Rotterdam Convention on the Prior Informed Consent Procedure for certain hazardous Chemicals and Pesticides in international trade provides Parties with a first line of defence against hazardous chemicals. It promotes international efforts to protect human health and the environment as well as enabling countries to decide if they want to import hazardous chemicals and pesticides listed in the Convention. Stockholm Convention: The Stockholm Convention on Persistent Organic Pollutants is a global treaty to protect human health and the environment from highly dangerous, long-lasting chemicals by restricting and ultimately eliminating their production, use, trade, release and storage. Outcomes of the recent meeting:  In Basel Convention on Control of Transboundary Movement of Hazardous Wastes and their Disposal, two important issues were mainly discussed and decided i.e. technical guidelines on e-waste and inclusion of plastic waste in Prior Informed Consent (PIC) procedure.

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 In Stockholm Convention on Persistent Organic Pollutants (POP), COP decided to list “Dicofol” in Annex A (Elimination) without any exemption. The “PFOA”, (Perfluorooctanoic acid) was also listed with some exemptions in Annex A of Stockholm Convention.  In Rotterdam Convention on Prior Informed Consent Procedure for Certain Hazardous Chemicals and Pesticides in International Trade, two new chemicals named Phorate and HBCD (hexabromocyclododecane) were added in list for mandatory Prior Informed Consent (PIC) procedure in international trade. BRS Conventions – Brief Background:  The Basel, Rotterdam and Stockholm (BRS) Conventions are multilateral environmental agreements, which share the common objective of protecting human health and the environment from hazardous chemicals and wastes.  Aim: This “synergies process” aims to strengthen the implementation of the three conventions at the national, regional and global levels by providing coherent policy guidance, enhancing efficiency in the provision of support to Parties to the Conventions, reducing their administrative burden and maximising the effective and efficient use of resources at all levels, while maintaining the legal autonomy of these three multilateral environmental agreements.

2 GOVT. PLANS TO MERGE CSO, NSSO To streamline and strengthen the statistical system, the Govt. of India has decided to merge the Central Statistical Organisation (CSO) and the National Sample Survey Office (NSSO) to form a National Statistical Office (NSO). While the NSSO comes out with various sample surveys such as on consumption expenditure, employment and unemployment, the CSO releases various data such as GDP and IIP. Merging NSSO and CSO into NSO  The move is a follow-up of a decision taken in 2005 by the UPA government’s based on recommendations of the report of the National Statistical Commission, headed by former RBI governor C Rangarajan.  Both the wings are currently part of the Ministry of Statistics and Programme Implementation (MoSPI).

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Rangarajan committee recommendations  The Rangarajan committee had recommended setting up of the NSC, headed by a person with a Minister of State-level designation, to serve as a nodal and empowered body for all core statistical activities of the country.  The NSC was constituted on July 12, 2006 with a mandate to evolve policies, priorities and standards in statistical matters.  According to the Commission, the new NSO was envisaged as an agency to implement and maintain statistical standards and coordinate statistical activities of Central and State agencies as laid down by the NCS.  The NSO’s other roles included collection of core statistics, carrying out methodological research and studies, maintaining a warehouse of core statistics, as per the Commission report. Benefits of the merger  This is a measure to avoid duplication of work and leverage the strength of the statistical system.  There is no dilution of independence rather it will strengthens the system.  This will help in meeting the requirement of the statistical system as a lack of control on these two bodies was one challenge presently. National Statistical Office (NSO)  The Statistical Wing, comprising the NSO with constituents as the CSO and the NSSO, to be an integral part of the main ministry.  The NSO would be headed by Secretary Statistics and Programme Implementation, with various divisions reporting to the Secretary through Director Generals (DGs).  Presently the CSO is headed by a DG and brings out macro economic data like economic (GDP) growth data, industrial production and inflation.  While the NSSO conducts large-scale surveys and brings out reports on health, education, household expenditure and other social and economic indicators. Data Quality Assurance Division  A Data Quality Assurance Division has also been set up, replacing the Data Processing Division, which will have the responsibility to bring about improvements in survey and administrative databases.  This division will be strengthened through “re-skilling and deployment of existing personnel”. In recent controversy!  India’s official statistics came under a cloud after several experts raised questions on credibility of the new GDP series.  The government’s move to withhold the first periodic labour force survey, which showed unemployment rate at a 45-year high, put a further dent.

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3 US HAS REMOVED INDIA FROM ITS CURRENCY MONITORING WATCHLIST

The US administration under Trump has removed India from its currency monitoring watchlist. Countries in the list  India, alongside China, Japan, , Switzerland and , was placed in the bi-annual currency watch list in October last year.  While India and Switzerland have not been mentioned in the latest list, the US has added Ireland, , , Singapore and Vietnam to the list, with China continuing to figure in it.  While the designation of a country as a currency manipulator does not immediately attract any penalties, it tends to dent the confidence about a country in the global financial markets. The criterion  Countries with a current-account surplus equivalent to 2 per cent of gross-domestic product are eligible for the list, according to modifications made in the new list, down from 3 per cent earlier.  Other thresholds include repeated intervention in the currency markets and a trade surplus with the US of at least $20 billion Why is this significant?  Tweaks in currency policy has been used by the Trump administration to browbeat countries that, from Washington’s perspective, have hurt American businesses and consumers.  For India, this comes amid the ongoing trade spat between Washington and New Delhi.  Trump has repeatedly claimed that India is a “tariff king” and imposes “tremendously high” tariffs on American products.

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4 GOVERNMENT’S KEY AGENDA MUST BE TO ACCELERATE GROWTH Accelerating economic growth must be on top of the agenda of the new government. It is only a fast-growing economy that will generate the surpluses which are necessary to address many of our socio-economic problems and to provide social safety nets. The decline in the investment rate In current prices, the ratio of Gross Fixed Capital Formation to Gross Domestic Product has stayed low at 28.5% between 2015-16 and 2017-18. In 2018-19 it is estimated at 28.9%. In 2007-08, it was as high as 35.8%. In constant prices, the ratio, has, however, shown a smaller decline from the peak. Reviving investment  The bulk of public investment comes from public sector enterprises, including the Railways.  What is needed is for the government to interact with all public sector units and prepare a programme of public investment for 2019-20. Long term view of Public Sector  Public sector units can take a longer-term view than the private sector. A strong public investment programme can be a catalyst of private investment. In a situation such as the present one, it can crowd in private investment. Industry government participation  Second, there have to be sector- or industry-wise discussions between the government and industrialists to understand the bottlenecks that each industry faces in making investment and take actions to remove them. NPA issue  Banks are under stress and the ratio of non-performing assets (NPAs) has risen.  We need to resolve this issue as early as possible so that banks can get back to lending at a significant pace. In the absence of term lending financial institutions, banks provide both working capital and long-term loans.  That is why resolving the issue of NPAs is critically important for larger flow of long-term funds. Jobs and growth  The answer to the problem of jobs is only growth. It is faster growth and faster investment which will generate employment.

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 Sectors such as IT and the financial system, which provided attractive employment to young educated entrants to the labour market in the past, have their own problems.  But an improvement in the financial system may trigger some new jobs. Ultimately, it is overall growth which is key to more employment. Rural Demand  The main concern is the slowdown in rural demand, which can affect the off-take of consumer goods.  Agrarian distress, which is the cause of the slowdown in demand, needs to be tackled on a priority.  Where distress is due to a fall in prices, the best course of action is to resort to limited procurement so that the excess over normal is procured by the government. Increase in agricultural output  As far as increase in agricultural output in the short run is concerned, the monsoon is a big question mark.  Nothing can be done about it except changing the cropping pattern depending on rainfall.  Over the medium term, more attention must be paid to increasing agricultural productivity through consolidation of land holdings and spreading better techniques of cultivation. Goods and services act  The government should get tax authorities, industrialists, traders and, particularly, exporters to sort out the issues together.  The Insolvency and Bankruptcy Code was another significant step taken in the last few years.  Even here there are some bottlenecks and the government must address them. Land Reforms  Compulsory acquisition of land is the antithesis of competition and should be resorted to only in limited cases where the public interest is involved.  Labour Reforms –  Labour reforms should wait until the economy has picked up steam and moved to a higher growth path.  Only in these circumstances will there be less resistance.  To conclude, besides economic factors, non-economic factors are also critically important to revive what are often described as ‘animal spirits’. Investment today is based on expectations of future earnings. Thus it is an act of faith in the future. For this to happen, there must be social and political tranquillity.

5 ELECTION COMMISSION’S (EC) WORKING GROUP RECOMMENDATIONS

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Many recommendations of the Election Commission’s (EC) Working Groups are pending since 2014. The nine working groups were set up by the ECI to suggest improvements in specific areas. Groups suggested around 337 recommendations. Out of which 300 are already disposed off. These recommendations deals with wide range of problems,  Disqualification of candidates at the stage of framing of charges to attract a minimum of five years’ imprisonment  Increased punishment for false affidavits  Permanent disqualification of those guilty of corruption and heinous crimes, etc. Key recommendations  A candidate contesting a different election should resign from the current seat.  Working group suggested amendments empowering the Commission to issue notice to a party for necessary corrections in its manifesto with reference to the Model Code of Conduct (MCC).  It suggested setting up of courts to adjudicate electoral offenses and disallowing the use of government designations for the purposes of political publicity.  It asked for the introduction of indelible marker ink pens, instead of ink vials, as a pilot project. The quality check of the ink should be done by multiple independent laboratories.  It recommended community legal demographic profiling and election time zones system to constrict the election of electoral process.  The number of members required for the registration of a party should be increased from 100 to 1,000.  Drafting a comprehensive bill that deals with registration, recognition, and funding of political parties.  Standardization of Electors’ Photo Identity Card numbers, as they are of 10 digits in some States and 16 in others.

6 SLOWDOWN CONFIRMED : ON DEEPENING ECONOMIC CRISIS

R ecen t m acro d ata sh o w s th at In d ia’s eco n o m y is u n d er-p erfo rm in g w ith G D P g ro w th fallin g to 5.8% in th e fo u rth

q u a rter o f 2 0 1 8 -1 9 . It h a s p u lled d o w n th e o v era ll g ro w th fo r th e fisca l to a fiv e-y ea r lo w o f 6 .8 % . G ro w th in g ro ss v a lu e

ad d ed (G V A ), w h ich is G D P m in u s taxes an d su b sid ies, fell to 6.6% in 2018-19. R ecen t u n em p lo y m en t d ata sh o w ed th at

Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Page | 12 [ Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] ] MAGAZINE FOR THE MONTH OF AUGUST 2019 joblessness was at a 45-year high of 6.1% in 2017-18. Growth in core sector output, i.e. a set of eight major industrial sectors, fell to 2.6% in April, compared to 4.7% in the same month last year. Rural economy remains in distress as seen by the 2.9% growth in agriculture last fiscal year. Why such things are happening?  The economy is troubled by a consumption slowdown as reflected in the falling sales of everything from automobiles to consumer durables, even fast-moving consumer goods.  Private investment is slowing down.  Government spending was cut down in the last quarter of 2018-19 to meet the fiscal deficit target of 3.4%. Which of the following things are positive things?  Inflation is undershooting the target.  Oil prices are on declining mode. How to improve the situation?  In short-term, Government needs to boost consumption by providing more money in the hands of people.  It can be done by cutting taxes, which is not easy given the commitment to rein in the fiscal deficit.  In long-term, measures should be taken to boost private investment.  This can done be started with land acquisition and labor, corporate taxes by reducing exemptions and dropping rates, and nursing banks back to health.  Other options such as recapitalization and consolidation of the ailing banks should be explored.  Centre will have to look at alternative sources such as disinvestment and more privatization.

7 ARABIAN SEA CYCLONES Just over a month after the powerful cyclone Fani from Bay of Bengal devastated large areas of Odisha, another cyclone is headed towards India, this time towards the Gujarat coast from Arabian Sea. Arabian Sea cyclones  Though cyclones are common in the June, very few of them originate in the Arabian Sea. Most of them are found in the Bay of Bengal.

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 In the last 120 years for which records are available, just about 14% of all cyclonic storms, and 23% of severe cyclones, around India have occurred in the Arabian Sea.  Arabian Sea cyclones are also relatively weak compared to those emerging in the Bay of Bengal.  This, along with the fact that the Gujarat coastline, which is where most of the cyclones emerging in the Arabian Sea are headed, is not very densely populated.  This ensures that the damage potential of the cyclones on the western coast is comparatively low. About Cyclone Vayu  Cyclone Vayu is a deep depression positioned around 250 km northwest of Aminidivi island in Lakshadweep and about 750 km southwest of Mumbai.  It generated winds of speed 110-120 km per hour. In contrast, winds associated with Fani had speeds of about 220 km per hour.  Vayu at its most powerful stage was categorised as a “severe cyclonic storm”, while Fani was an “extremely severe cyclonic storm”  It has almost satisfied the conditions for classification as a “super cyclone”. Major Impact: It halts Monsoon  Cyclones are sustained by very strong low-pressure areas at their core. Winds in surrounding areas are forced to rush towards these low-pressure areas.  Vayu halted the northward progression of the monsoon for a few days.  The cyclone interfered with normal progression, by sucking all the moisture from the monsoon winds towards itself.  Similar low-pressure areas, when they develop near or over land, are instrumental in pulling the monsoon winds over the country as well.  But right now, the low-pressure area at the centre of the cyclone is far more powerful than any local system that can pull the monsoon winds moving northeast.  Implications: What this means is that the places where the monsoon has already reached would continue to get rain, mainly along the western coastline, but other areas would have to wait a little longer.

EXP8LAINED : THREE LANGUAGE FORMULA

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The union government released a draft NPE, a report prepared by a committee headed by space scientist K. Kasturirangan. Its reference to mandatory teaching of Hindi in non-Hindi speaking States set off a political storm in Tamil Nadu, which is traditionally opposed to the compulsory study of Hindi. The govt. sought to neutralize the hostile reaction by dropping the controversial reference to Hindi. Backdrop to the Hindi imposition row  The State has been traditionally opposed to any attempt to introduce Hindi as a compulsory language of learning or administration.  The origin of the linguistic row, however, goes back to the debate on official language.  In the Constituent Assembly, Hindi was voted as the official language by a single vote. However, it added that English would continue to be used as an associate official language for 15 years.  The Official Languages Act came into effect on the expiry of this 15-year period in 1965.  This was the background in which the anti-Hindi agitation took place.  However, as early as in 1959 Nehru had given an assurance in Parliament that English would continue to be in use as long as non-Hindi speaking people wanted it. The Three Language Formula  It is commonly understood that the three languages referred to are Hindi, English and the regional language of the respective States.  Though the teaching of Hindi across the country was part of a long-standing system, it was crystallized into a policy in an official document only in the NEP, 1968.  This document said regional languages were already in use as the medium of education in the primary and secondary stages.  At the secondary stage, State governments should adopt and vigorously implement the three-language formula.  It included the study of a modern Indian language, preferably one of the southern languages, apart from Hindi and English in the Hindi-speaking States. For non-Hindi speaking States  In such States Hindi should be studied along with the regional language and English.  It added: Suitable courses in Hindi and/or English should also be available in universities and colleges with a view to improving the proficiency of students in these languages up to the university standards.  To Promote Hindi the NPE 1968 said every effort should be made to promote the language and that in developing Hindi as the link language.  Article 351 of the Constitution provides for Hindi as a medium of expression for all the elements of the composite culture of India.  The establishment, in non-Hindi States, of colleges and other institutions of higher education which use Hindi, as the medium of education should be encouraged.  Incidentally, the NPE 1986 made no change in the 1968 policy on the three-language formula and the promotion of Hindi and repeated it verbatim. Tamil Nadu’s stand on this  Tamil Nadu has been traditionally opposed to any attempt to introduce Hindi as a compulsory language of learning or administration.  The origin of the linguistic row, however, goes back to the debate on official language.  TN leaders does not oppose the voluntary learning of Hindi and cite the unhindered work of the Dakshina Bharat Hindi Prachar Sabha, established in Chennai by Mahatma Gandhi in 1918.  Also, there is no bar on private schools, most of them affiliated to the CBSE offering Hindi.

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 The State has been following the two-language formula for many decades, under which only English and one regional language are compulsory in schools.  An important aspect of the opposition to Hindi imposition is that many in Tamil Nadu see it as a fight to retain English.  English is seen as a bulwark against Hindi as well as the language of empowerment and knowledge.  There is an entrenched belief that the continued attempts to impose Hindi are essentially driven by those who want to eliminate English as the country’s link language.

9 ACUTE ENCEPHALITIS SYNDROME (AES) An epidemic of Acute Encephalitis Syndrome (AES) has broken out in five north Bihar districts. Locally known as Chamki Bukhar in the state. About AES:  Acute encephalitis syndrome (AES) is a serious public health problem in India.  It is characterized as acute-onset of fever and a change in mental status (mental confusion, disorientation, delirium, or coma) and/or new-onset of seizures in a person of any age at any time of the year.  The disease most commonly affects children and young adults and can lead to considerable morbidity and mortality.  Viruses are the main causative agents in AES cases, although other sources such as bacteria, fungus, parasites, spirochetes, chemicals, toxins and noninfectious agents have also been reported over the past few decades.  Japanese encephalitis virus (JEV) is the major cause of AES in India (ranging from 5%-35%).  Nipah virus, Zika virus are also found as causative agents for AES.  In India, AES outbreaks in north and eastern India have been linked to children eating unripe litchi fruit on empty stomachs. Unripe fruit contain the toxins hypoglycin A and methylenecyclopropylglycine (MCPG), which cause vomiting if ingested in large quantities. Hypoglycin A is a naturally occurring amino acid found in the unripened litchi that causes severe vomiting (Jamaican vomiting sickness), while MCPG is a poisonous compound found in litchi seeds.

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10 ONE NATION ONE ELECTION PM Modi calls for all-party meet on ‘one nation, one election’. Simultaneous elections refer to holding elections to , State Legislative Assemblies, Panchayats and Urban local bodies simultaneously, once in five year. Problems associated with frequent elections:  The massive expenditure that is currently incurred for the conduct of separate elections.  The policy paralysis that results from the imposition of the Model Code of Conduct during election time.  Impact on delivery of essential services.  Burden on crucial manpower that is deployed during election time.  Frequent elections affect policymaking and governance as the government is trapped in short-term thinking.  It also destabilises duly-elected governments and imposes a heavy burden on the exchequer.  It also puts pressure on political parties, especially smaller ones, as elections are becoming increasingly expensive.  The Model Code of Conduct (MCC) which comes into force with the announcement of poll dates, prevents government from announcing any new schemes, make any new appointments, transfers and postings without the approval of Election Commission. This brings normal work of the government to a standstill.  It also increases the cost of management to the Election Commission. Merits of Simultaneous elections:  Governance and consistency: The ruling parties will be able to focus on legislation and governance rather than having to be in campaign mode forever.  Reduced Expenditure of Money and Administration: The entire State and District level administrative and security machinery will be busy with the conduct of elections twice in a period of five years as per the current practice. Expenditure can be reduced by conducting simultaneous elections.  Continuity in policies and programmes.  Efficiency of Governance: Simultaneous elections can bring the much-needed operational efficiency in this exercise. Populist measures by governments will reduce.  Simultaneous elections can also be a means to curb corruptionand build a more conducive socio-economic ecosystem.

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· The impact of black money on the voters will be reduced as all elections are held at a time. But, why it is difficult to go for simultaneous elections?  The biggest challenge is achieving political consensus, which seems to be “chimerical”.  Regional parties will be more opposed to the idea than national parties because there is always a tendency for voters to vote the same party in power in the state and at the Centre in case the Lok Sabha polls and the state elections are held together.  Also, according to IDFC, there is a 77% chance that the Indian voter will vote for the same party for both the state and Centre when elections are held simultaneously. For simultaneous elections to be implemented, Changes to be made in Constitution and Legislations: Amendments needed in the following articles:-  Article 83 which deals with the duration of Houses of Parliament need an amendment  Article 85 (on dissolution of Lok Sabha by the president)  Article 172 (relating to the duration of state legislatures)  Article 174 (relating to dissolution of state assemblies)  Article 356 (on President’s Rule).  The Representation of People Act, 1951 Act would have to be amended to build in provisions for stability of tenure for both parliament and assemblies. This should include the following crucial elements:  Restructuring the powers and functions of the ECI to facilitate procedures required for simultaneous elections  A definition of simultaneous election can be added to section 2 of the 1951 act.

11 GLOBAL PEACE INDEX-2019

G lob al P eac e In d ex is relea sed b y A u stra lia n th in k ta n k In stitu te fo r E co n o m ics & P ea ce. T h e G P I w as fo u n d ed b y S tev e

K illelea, an A u stralian tech n o lo g y en trep ren eu r an d p h ilan th ro p ist. T h e rep o rt co v ers 99.7 p er cen t o f th e w o rld ’s

p o p u latio n an d u ses 23 q u alitativ e an d q u an titativ e in d icato rs fro m h ig h ly resp ected so u rces to co m p ile th e in d ex.

T h is y ea r’s rep o rt in clu d es n ew resea rch o n th e p o ssib le effects o f clim a te ch a n g e o n p ea ce. It ra n k s co u n tries a cco rd in g

to th eir lev el o f p ea cefu ln ess b a sed o n th ree th em atic d o m ain s:  The level of societal safety and security.

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 The extent of ongoing domestic and international conflict.  The degree of militarization. Performance of India:  India’s rank has slipped five places to 141 this year.  India’s neighbours: In South Asia, Bhutan topped the index with 15th rank, followed by Sri Lanka 72, Nepal 76 and Bangladesh 101. The neighbouring country Pakistan has been ranked 153rd on the index.  India together with , Japan, Bangladesh, Myanmar, China, Indonesia, Vietnam and Pakistan are the nine countries with the highest risk of multiple climate hazards. The country has the 7th highest overall natural hazard score.  India, the US, China, Saudi Arabia, and Russia are the top five countries with the largest total military expenditure.  According to the report, South Asia’s score for every indicator in ongoing conflict is less peaceful than the global average, with four out of six deteriorating last year. Only deaths from internal conflict improved, with fewer fatalities in Pakistan, Afghanistan and India than the year prior.  The score for internal conflicts fought had the highest rating at five in both India and Pakistan. China, Bangladesh, and India, score in the bottom half of the GPI and have significant exposure to climate hazards, with 393 million people in high climate hazard areas. Performance of other countries:  Iceland remains the most peaceful country in the world, a position it has held since 2008.  It is joined at the top of the Global Peace Index (GPI) by New Zealand, , Portugal, and .  Afghanistan is now the least peaceful country in the world, replacing Syria, which is now the second least peaceful. South Sudan, Yemen, and Iraq comprise the remaining five least peaceful countries. Key observations:  While global peacefulness improved for the first time in five years, as per the index findings, the world remains less peaceful than a decade ago.  Since 2008 global peacefulness has deteriorated by 3.78 per cent.  State sponsored terror has declined markedly over the last decade, with 62 countries improving their scores while only 42 deteriorated. However, incarceration shows the opposite trend with 95 countries increasing the incarceration rate compared to 65 that improved.

FA1CEB2OOK’S CRYPTOCURRENCY ‘LIBRA’

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There’s a new cryptocurrency called Libra to be rolled out by Facebook by 2020. Facebook also announced a dedicated wallet app called Calibra, which will be built into WhatsApp and Messenger as well, to let users store and use these Libra coins. What is Libra?  Libra is a cryptocurrency built on a blockchain network, though Facebook was quick to insist that it will respect user privacy and transactions will in no way to be linked to the user’s real world identity.  Libra is like any other cryptocurrency powered by blockchain technology. · It wants to be a ‘global currency’, one that can be used to transfer money anywhere in the world without any transaction fees.  The claim is that Libra will be accessible to anyone with a smartphone, even a low-cost budget phone, and a network connection.  Of course, there are several mobile payment services already offering seamless payments, though with real- money. Calibra Wallet  Calibra is the digital wallet from Facebook to let users store these Libra coins.  Facebook says this is a separate company, and data will not be shared with them and it will respect user privacy.  Calibra will have a dedicated team of experts in risk management to prevent fraudulent use.  Also if someone loses their Libra coins from the Calibra wallet, they will refund users. Libra will also work with other third-party wallets.  Calibra will also be added to WhatsApp and Messenger. How will Libra blockchain work?  Libra is also being governed by the independent Libra Association, which is not what you see in typical cryptocurrency.  A new programming language is also being built for Libra called Move, which the organisation claims is more secure and private.  The Libra Blockchain will record the history of transactions and states over time, rather than the typical blockchain where each transaction is added a new block. Buying Libras  The network is still far from ready. The Libra blockchain will be tested over the coming months.  While there’s no word on exactly how someone will buy Libra, the Calibra wallet from Facebook will probably be one way.  To purchase Libra, user will have to pay in their local currency, provided the laws allow it. Its uniqueness  Libra will also be backed by a reserve of assets designed in order to “give it intrinsic value” and ensure stability, which is not seen in typical cryptocurrencies.  These assets includes securities and fiat currencies (like dollar, pound) etc as part of this reserve.  The website says Libra will be backed by “short-term government securities in currencies from stable and reputable central banks.”  Still the “value of the one Libra in any local currency may fluctuate,” cautions the page.  The idea is to ensure Libra is stable to give more users confidence in this, while ensuring that currency does not fluctuate wildly like other cryptocurrencies such as Bitcoin which had at point had reached a high of $20,000. Will Libra work in India?  Cryptocurrency is illegal in India and the draft bill right now is recommending a maximum of 10 year punishment for those who mine, trade, buy or sell these.  In India, if the bill passes, trading in cryptocurrency could in hard punishment.  So one of the biggest markets, which is India, will not be able to use Libra, which could limit its potential.  The is hearing a matter regarding regulation of Bitcoin in India and the matter will now be heard on July 23, 2019.

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Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Page | 20 [ Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] ] MAGAZINE FOR THE MONTH OF AUGUST 2019 RBI releases draft liquidity framework guide- lines for ailing NBFCs  RBI released draft guidelines on liquidity risk management framework for NBFCs and CICs, due to rating downgrades and debt defaults in the NBFC ECONOMY sector and the need for a stronger asset liability management (ALM) framework.  In its draft guidelines, RBI has proposed to introduce a Liquidity Coverage Ratio (LCR), which is the proportion of high liquid assets set aside to meet short term obligations for all NBFCs with an asset size of more than Rs. 5000 crore. Starting April 2020, NBFCs will have to maintain a minimum of 60% of LCR as high liquid assets which will be increased in a calibrated manner to 100% by April 2024  The regulator has also proposed to revise the ALM of NBFCs to ensure that the difference between inflows and outflows during the first 7 days is not more than 10% of the total outflows. Similarly over the next 8-14 days and 15-30 days, the cash flow mismatch should be only 10-20% of RBI IN NEWS the cumulative outflows.  RBI has also asked NBFCs to adopt liquidity risk Second Bi-Monthly Monetary Policy, 2019-20 monitoring tools to capture any possible liquidity stress. The 6 member Monetary Policy Committee (MPC), headed by RBI Governor Shaktikanta Das, has decided to reduce key repo RBI allowed modern currency chests to hike service charges rate by 25 basis points to 5.75 percent from 6.0 percent with RBI will allow large modern currency chests to increase the service immediate effect. charges on cash deposited by non-chest bank branches from the 1. Repo rate – 5.75 percent existing rate of Rs. 5 per packet of 100 pieces to a higher rate 2. Reverse repo rate – 5.50 percent subject to a maximum of Rs. 8 per packet. 3. Marginal standing facility (MSF) rate – 6.0 percent CC(Currency Chest) 4. Bank Rate – 6.0 percent ,CRR -4% and SLR -19% It is part of bank wherein currency notes and coins are stored. It 5. GDP growth for 2019-20 is revised downwards to 7.0 can be strong room or a vault. When cash is taken out of vault, it percent. becomes cash of bank and it can be used for the payments. RBI on  Review of Charges for RBI-operated Payment Systems- its behalf authorises few selected bank branches to stock rupee In order to provide an impetus to digital funds movement, notes and coins. It acts as distributives of RBI cash and enable RBI it has been decided to do away with the charges levied by to take back soiled notes and mutilated notes from the public. RBI the Reserve Bank for transactions processed in the RTGS offices in various cities receive currency notes from presses and and NEFT systems. coins from the mints. These are sent to currency chests and small  Constitution of a Committee to Review the ATM coin depots from where they are distributed to bank branches. RBI Interchange Fee Structure– RBI will soon set up a has so far set up over 4,075 currency chests all over the country. Committee involving all stakeholders, under the Besides currency chests there are also around 3,746 bank branches chairmanship of the Chief Executive Officer, Indian that act as small coin depots to stock small coins. Banks’ Association (IBA), to examine the entire gamut of ATM charges and fees. RBI to purchase govt securities under OMO  The Reserve Bank of India conducted an auction to RBI to create regulatory cadre to monitor banks purchase government securities under Open Market  The board of directors of RBI has decided to create a Operation (OMO) for Rs. 15,000 crore to infuse durable specialized supervisory and regulatory cadre within the liquidity. RBI to strengthen the supervision and regulation of  In the current financial year so far, it conducted OMO commercial banks, urban cooperative banks and non- purchase of five government securities on two occasions banking financial companies. — on May 2 and May 16 — infusing Rs. 12,500 crore in  RBI Governor-Shaktikanta Das each auction.  RBI 4 Deputy Governors-NS Vishwanathan, Viral V  The total amount of government securities offered by Acharya (Resigned), BP Kanungo, and Mahesh Kumar market participants was Rs. 27,426 crore (face value) on Jain May 2 and was Rs. 29,479 crore on May 16.

Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Page | 21 [ Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] ] MAGAZINE FOR THE MONTH OF AUGUST 2019  An open market operation (OMO) is an activity by a RBI Extends Relaxation on the Guidelines to NBFCs on central bank to give (or take) liquidity in its currency to Securitisation Transactions (or from) a bank or a group of banks. The central bank The Reserve Bank of India has decided to extend the ‘Relaxation can either buy or sell government bonds in the open on the guidelines to NBFCs on securitisation transactions’ till market. December 31, 2019. RBI Extended Timings for RTGS Transactions for Custom- The “Relaxation on the guidelines to NBFCs on securitisation transactions” was issued on November 29, 2018 by RBI to be ers from 4:30 pm to 6:00 pm applicable till May 2019.  The Reserve Bank of India has decided to extend the Relaxed Norms timings for customer transactions in Real Time Gross  RBI has relaxed the minimum holding period (MHP) Settlement (RTGS) System by 1.5 hours. requirement for non-banking finance companies (NBFC)  The timings for customer transactions (initial cut-off) in in respect of loans with maturity of over five year. RTGS will be extended from 4:30 pm to 6:00 pm.  The lenders can now sell their loan pools or securitise  The new timing will be effective from June 1, 2019. them after holding them for six months on their books.  Accordingly, the new timing under RTGS time window (Earlier it was one year). is as follows 1. Open for Business: 08:00 hours,Customer transactions RBI to Observe Financial Literacy Week 2019 from June 3- (Initial Cut-off): 18:00 hour 7 2. Inter-bank transactions (Final Cut-off): 19:45 hours  The Reserve Bank of India will observe the Financial  The RTGS system is primarily meant for large value Literacy Week 2019 from June 3-7, 2019. transactions. The minimum amount to be remitted  The theme for 2019 is Farmers. through RTGS is Rs 2 lakh with no upper or maximum  Financial Literacy Week is organised by RBI to promote ceiling. awareness on key topics every year through a focused  National Electronic Funds Transfer (NEFT) is another campaign. popular form of fund transfer. There is no limit for the  RBI has designed Audio visuals on “Basic Financial minimum/maximum for fund transfer. However, NEFT Literacy”, “Unified Payments Interface” (UPI) and operates in hourly batches. “Going Digital” for the benefit of general public on topics relating to Financial Literacy. RBI Scraped NEFT, RTGS Transaction Charges, Banks To Pass On Benefits Nandan Nilekani Panel set up by RBI suggests 24X7 RTGS,  The RBI removed transaction charges levied by it for NEFT Real Time Gross Settlement System (RTGS) and National Nandan Nilekani Committee(for strengthening Digital Payment Electronic Funds Transfer (NEFT) systems to boost Ecosystem) suggested elimination of all charges on online money digital transactions. transfer, 24X7 RTGS and NEFT facility and duty free import of  Currently Bank charges between Re 1 and Rs 5 for NEFT Point-Of-Sales machine. The panel also suggested continuing the transactions and between Rs 5 and Rs 50 for RTGS. scheme to refund the MDR (Merchant Discount Rate) for the next two years. T N Manoharan Task Force on Secondary Market in Corpo- rate Loans RBI move a spot up at 10th in Gold Reserve Holding: WGC  The Reserve Bank of India (RBI) has constituted a six  The Reserve Bank of India has moved to rank 10th in member Task Force on the Development of Secondary terms of gold reserves with the central banks. RBI has Market for Corporate Loans to bring in place a well- replaced the at 10th spot. developed secondary market for debt for transparent  Reserve Bank has 612.6 tonnes of Gold as per Data price discovery of the inherent riskiness of the debt being released by World Gold Council in June 2019. Now RBI traded. holds 6.1% of the total gold reserves  The committee will be chaired by Shri T. N. Manoharan,  The is the top holder of Gold Reserves. Chairman, Canara Bank.  The task force will review the existing state of the market RBI imposed Rs 2cr penalty on Kotak Mahindra Bank for loan sale/transfer in India as well as the international The Reserve Bank of India imposed a penalty of Rs 2 crore on experience in loan trading and shall submit its report by Kotak Mahindra Bank for not complying with its directions the end of August 2019. regarding dilution of promoters’ shareholding in the company. Kotak Mahindra Bank’sHQ: Mumbai Harsh Vardhan committee on Housing Finance Securitisation RBI To Create Foreign Exchange Trading Platform For Re- The Reserve Bank of India has constituted a Committee on the tail Participants Development of Housing Finance Securitisation Market. The six  The Reserve Bank of India (RBI) announced to set up a member committee will be chaired by Dr. Harsh Vardhan, Senior foreign exchange trading platform for retail participants. Advisor, Bain & Company. The Committee shall submit its report  This is to create a market infrastructure that ensures fair by the end of August 2019. and transparent pricing for users of foreign exchange like

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Small and Medium Enterprises (SME) exporters & banks in India in the last 11 fiscal years i.e, between importers and individuals. 2008-09 and 2018-19.  The trading platforms are developed by the Clearing  The highest number of cases was reported in ICICI Corporation of India Limited (CCIL). (Industrial Credit and Investment Corporation of India)  The foreign exchange trading platform will show the Bank, State Bank of India (SBI) and HDFC (Housing customer rates of all banks in one place. The customer Development Finance Corporation) Bank. can choose the most competitive rate and buy forex. The customer’s bank will debit the money from his or her SBI IN NEWS account and settle with the forex providing bank.  The minimum trade able amount is $1000 and they are State Bank of India to introduce repo-linked home loan prod- issued in the multiples of $500 thereof. uct from July 1 State Bank of India (SBI) announced to introduce repo-linked home All ATMs shall be grouted to a structure by September 30, loan product from July 1, 2019. It has become the first bank to 2019: RBI offer this facility.  The Reserve Bank of India has formed a Committee on Home loans under this product will be priced at 2.65% over the Currency Movement (CCM) with Shri D.K. Mohanty, repo rate of 5.75%. So, the home loan interest rate will work out to Executive Director as its Chairperson. After reviewing 8.40 %. SBI also reduced the interest rate on Cash Credit Account the recommendation of the committee, the RBI has (CC) and Overdraft (OD) customers with limits above Rs 1 lakh, directed all banks to ensure the following safety measures after the RBI reduced the repo rate by 25 basis points to 5.75%. for ATMs.  All ATMs shall be grouted to a structure (wall, pillar, SBI launched digital residential property show in Hyderabad floor, etc.) by September 30, 2019, except for ATMs The State Bank of India (SBI) has set up a new marketing outfit installed in highly secured premises such as airports, called ‘Destination: The Home Shoppe’ in Hyderabad. etc. which have adequate CCTV coverage and are guarded by state / central security personnel. OTHER BANKS IN NEWS RBI formed a committee headed by VG Kannan, IBA Chief to Corporation Bank launched ‘Corp SME Suvidha’ for MSMEs review ATM pricing Corporation Bank has launched ‘Corp SME Suvidha’, a product  In order to deal with the increased cost of operating for GST-registered MSMEs. The product has been designed as ATMs, banks and white-label ATM operators (WLAOs) part of the bank’s efforts to provide the best products to MSME. want the RBI to raise ATM interchange fee from Rs. 15 Corporation Bank’s Headquarters: Mangaluru to Rs. 18 for cash withdrawals and card-to-card fund transfers, and from Rs. 5 to Rs. 8 for other non-financial Public sector banks recover Rs 1.2 lakh cr from bad loans transactions. in 2018-19  According to RBI guidelines, the savings bank account  According to the report, Public sector banks (PSBs) have holders can make 5 free transactions in a calendar month recovered close to Rs 1.2 lakh crore from stressed assets after which they will be charged a particular amount for during the fiscal ended March, primarily helped by each transaction that varies from bank to bank. resolution under the Insolvency and Bankruptcy Code (IBC). RBI issued direction for improved BSBDA norms  During the first half of the previous fiscal, banks recovered  Banks are now advised to offer the following basic Rs 60,713 crore from bad loans. minimum facilities in the BSBDA (Basic Saving Bank  “Due to non-resolution of some big accounts referred Deposite Account) ,free of charge, without any under NCLT (National Company Law Tribunal), PSBs requirement of minimum balance. could not achieve the resolution target of Rs 1.80 lakh  The deposit of cash at bank branch as well as ATMs/ crore. CDMs  Banks recovered close to Rs 55,000 crore from the NCLT  Receipt/ credit of money through any electronic channel resolution. or by means of deposit /collection of cheques drawn by Central/State Government agencies and departments Indian Overseas Bank Launched ‘Bank on Wheels’ Facility  No limit on number and value of deposits that can be The Indian Overseas Bank (IOB) has launched a new service named made in a month.Minimum of four withdrawals in a ‘Bank on Wheels’ in its 16 lead districts in the state of Tamil Nadu, month, including ATM withdrawals,ATM Card or ATM- Andhra Pradesh and Kerala.The mobile van facility will enable the cum-Debit Card. public, especially senior citizens, conveniently get door-step banking facility available at identified locations of the lead districts. As per RBI, Bank frauds worth Rs. 2.05 lakh crore reported IOB’s Headquarters: Chennai in the last 11 years  The Reserve Bank of India’s (RBI) data revealed that ICICI Bank Launched Centre For MSMEs In Bengaluru 53,334 fraud cases worth Rs. 2.05 lakh crore hit the ICICI Bank launched a centre in Bengaluru to provide business solutions exclusively to start-ups and MSME sector.The services

Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Page | 23 [ P h . : 8093556677, 9040456677, W eb : w w w .vanik.org, E-m ail : van ikb b sr@ gm ail.co m ] MAGAZINE FOR THE MONTH OF AUGUST 2019 offered include working capital loans upto Rs.20 crore, business The Industrial & Commercial Bank of China Ltd (ICBC) has loans (based on GST returns) upto Rs.1 crore, instant overdraft topped the list of “World’s Largest Public Companies” by Forbes facility of Rs.15 lakh, extensive trade solutions and cash that ranks 2000 companies. JP Morgan Chase is on second and management services, among others. China Construction Bank is on third. Paytm Payments Bank ahead of major banks in digital trans- to roll out three new banknotes due to Hyperin- action target with 501.16 crore digital transactions. flation Paytm Payments Bank with 501.16 crore digital transactions for  The Venezuelan government announced that it will issue the financial year 2019-20 was ahead of major banks including new banknotes due to racketing hyperinflation which HDFC Bank, Industrial Credit and Investment Corporation of India eroded the currency’s value. (ICICI) Bank and Punjab National Bank in digital transaction target  The central bank of Venezuela will release new Banknotes set by the Ministry of Electronics and Information Technology of 10,000, 20,000 and 50,000 bolivar denominations. (MeitY).  The decision aims to control the prevailing hyperinflationary situation that reached more than 1.3 Exim Bank signed $245 million loan agreement with Ghana million percent and strengthen the payment system and & Mozambique for agricultural and railway projects commercial transactions in the country. The central bank of the country, the Reserve Bank of India (RBI) notified that Export Import Bank of India (Exim Bank) will provide Nepal banned the use of Chinese Digital Wallets-WeChat Line of Credit (LoC) worth $245 million to Ghana and Mozambique Pay & AliPay for agricultural and railway projects. Nepal Rastra Bank, the central bank of Nepal, banned the use of Exim Bank: Headquarters: Mumbai Chinese digital wallets WeChat Pay and Alipay, in Nepal, stating CEO: David Rasquinha that the country was losing foreign income due to illegal use of those payment applications by Chinese tourists. Bharti AXA wins FICCI Claims Excellence Award Private Life Insurer, Bharti AXA Life Insurance has been conferred World Bank, CommBank Team Up For ‘World 1st’ with the FICCI Claims Excellence Award. Blockchain Bond Transaction The World Bank and the Commonwealth Bank of Australia WORLD ECONOMY (CommBank) have teamed up to enable recording of secondary market bond trading using blockchain tech. Facebook Planed to Launch Cyrptocurrency Under the Name The institutions announced that their successful recording of a GlobalCoin secondary transaction for bond-i, a blockchain-operated debt  Technology major Facebook is planning to launch its instrument, on a distributed ledger shows the “vast potential” of own cryptocurrency, in early 2020, which is likely to be the technology, and marks the first bond to have both issuance and named GlobalCoin. trading recorded on a blockchain platform.  The cryptocurrency is being launched by Facebook under its Secret project “Project Libra” and will require around FINANCIAL NEWS $1 billion in funding to support the project. Foreign Exchange Reserves of India increased by $1.8 bil- United States Removed India from its Currency Monitoring lion to $421.8 billion List  As per the data of the Reserve Bank of India (RBI), the  The US Treasury Department has removed India as well Foreign Exchange (Forex) Reserves of India increased by as Switzerland from its currency monitoring list of $1.875 billion to $421.867 billion in the week ending countries having potentially questionable foreign May 31, 2019. exchange policies.  In the previous week, the forex reserves rose by $1.99  Removal of India from the currency watch list radar is a billion to $ 419.99 billion. positive development, which otherwise could have  As per RBI’s data, gold reserves fell by $62.9 million to ultimately led to a tag of being a currency manipulator. $22.958 billion, the Special Drawing Rights (SDRs) with  Now nine major trading partners continue to be placed the International Monetary Fund (IMF) declined by $2.3 on Treasury’s ‘Monitoring List’ of major trading partners million to $1.443 billion and the country’s reserve that merit close attention to their currency practices. position with the fund also declined by $5.3 million to  These countries are: China, Japan, Germany, South $3.331 billion. Korea, Ireland, Italy, Malaysia, Vietnam and Singapore.  Currency manipulator :Countries which indulge in India ranked 10th in terms of FDI inflow in 2018, US top: manipulating the currency exchange rate for gaining unfair UNCTAD competitive advantage in international trade often end  As per the UNCTAD World Investment Report 2019, up with the tag of a currency manipulator. India is on 10th rank in terms of FDI Inflow in the year 2018. The US had the highest inflow of FDI in 2018. It ICBC tops Forbes The World’s Largest Public Companies had an FDI inflow of $ 252 bn. 2000 list; Reliance top Indian firm

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 The US was the world’s top recipient of FDI with $252 IRDAI billion followed by China with $139 billion. India was HQ: Hyderabad, Founded: 1999 ranked 10th as an FDI recipient. Type: Statutory corporation Chairperson: Subhash Chandra Khuntia India’s first mutual fund side pocket initiated by Tata Mu- tual Fund CBDT task force gets 2-month extension to draft new direct  Side pocketing is a procedure introduced by SEBI allowing tax code till July 31 Asset Management Companies (AMCs)to separate out  Central Board of Direct Taxes (CBDT) task force has a section of their portfolio corresponding to the bad debt been given an extension of two months to draft a new held by them. Investors receive units in the segregated Direct Tax Code from May 31, 2019 to July 31, 2019. portfolio and these units are held separately.  The new Direct Tax code will simplify complex income  Tata Mutual Fund launched the side-pocketing tax laws. The extension was given by Finance Minister (segregated portfolio) option to set aside its troubled Arun Jaitley. investment in Dewan Housing Finance Limited (DHFL).  Also senior citizens with a taxable income of up to Rs 5  They are created for 3 schemes namely Tata Corporate lakh can now submit Form 15H to claim exemption from Bond Fund, Tata Medium Term Fund, and Tata Treasury TDS on interest income on deposits in banks and post Advantage Fund. offices.  Earlier, the limit for seeking TDS exemption was Rs 2.5 Shadow banking 14.3% of total financial assets in India: lakh. FITCH  As per a Fitch Report, Shadow banking assets as a Food grains production for the agricultural year 2018-19 percentage of total financial assets within India, were at estimated at over 283 million tonnes 14.3 percent, in line with the global percentage of 13.7  Food grains production for the agricultural year 2018-19 percent. has been estimated at over 283 million tonnes.  The reports pointed out that India’s shadow banking  It is higher by over 17 million tonnes than the previous assets were fairly small by international standards, five years average production of food grain. ranking 17th globally at $571.7 billion.  According to Agriculture Ministry, as per the third  The shadow banking system is a term for the collection advance estimates the rice production is estimated at an of non-bank financial intermediaries that provide services all-time high of over 115 million tonnes during 2018-19, similar to traditional commercial banks but outside normal (previous 112 million tonnes- in 2017-18) banking regulations.  Production of wheat is also estimated at a record of over 101 million tonnes, which is higher by 1.33 million tonnes Sovereign Gold Bond Scheme 2019-20 as compared to the previous year.  The , in consultation with the  The total pulses production is estimated at over 23 Reserve Bank of India, has decided to issue Sovereign million tonnes. Gold Bonds for 2019-20 starting from June 2019 to September 2019.  The Bonds will be sold every month between July and RATTING AND SURVEY September. India to grow at 7.1% in FY-20 :UN  Denomination: multiple of 1 grams  Acc. to UN, India’s economy is projected to grow at  Tenor: 8 years with exit option after 5th year to be 7.1% in FY 2020 due to strong domestic consumption exercised on the interest payment dates. and investment.  Minimum Size: 1 gram,Maximum Size: 4 KG for  WESP- World Economic Situation and Prospects individual, 4 Kg for HUF and 20 Kg for trusts and similar entities. Indian Economy to grow at 7.25% in FY19 7.5% in FY20: OECD IRDAI Hiked Third Party Insurance Premium for Small-  Organization for Economic Co-operation and Medium Cars Development (OECD) has said in its Economic Outlook  The Insurance Regulatory and Development Authority that Gross domestic product (GDP) growth in India is of India (IRDAI) has increased the third party (TP) motor projected to strengthen close to 7.25% in FY19 and close insurance premium for small and medium private cars in to 7.5% in FY20. the range of 12-12.5 percent for 2019-20.  The TP motor insurance premium for two-wheelers and Indian Economy to Grow at 7.1% for FY20 & 7.2% for FY21: heavy vehicles has also been hiked. FICCI  The new rates will come into effect from June 16, 2019.  The Industry body FICCI (Federation of Indian  The new TP insurance for smaller cars (less than 1000 Chambers of Commerce and Industry) expects the median cc) will cost Rs. 2072 or 12% from the existing Rs. 1850. GDP of India to grow at 7.1% in 2019-20 in its economic outlook survey released.

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 The GDP growth projection for the fiscal 2020-21 is 7.2 Bilateral Investment Treaty (BIT), MoUs in the field of Health, per cent. security, defence, counter-terrorism and Information and Communication Technology among others. World bank reports slow global growth in 2019  The World Bank Group has downgraded global real GDP ADB to provide USD 750 mn loan to India for Electrification growth to 2.6% for 2019, down by 0.3 percentage points of Railway Track from its previous forecast in January. Asian Development Bank (ADB) has signed an agreement to  Growth is expected to increase marginally to 2.7% in provide USD 750 million equivalent in Indian rupee long-term 2020.India’s growth at a projected 7.5% is supported by financing to electrify railway tracks in India. ADB has committed credit growth and an accommodative monetary policy. this amount to Indian Railway Finance Corporation (IRFC) to fund the railways track electrification project. This is the largest Fitch affirms long-term ratings of SBI, BOB and PNB at single non-sovereign loan ever committed by ADB to IRFC. ‘BBB-’  International rating agency Fitch Ratings affirmed long- BUSINESS, E-COMMERCE AND COR- term issuer default ratings (IDRs) of six banks including State Bank of India, Bank of Baroda and Punjab National PORATE NEWS Bank at ‘BBB-’, with a stable outlook. ONGC India’s most profitable PSU in 2018-19 INVESTMENT AND ALLOCATION  India’s top oil and gas producer, ONGC was the country’s most profitable public sector company in 2018- AIIB made first investment in Nepal commits $90m to hy- 19. dropower project  Oil and Natural Gas Corp (ONGC) reported a 34% AIIB has made its 1st investment in Nepal with the provision of increase in its 2018-19 fiscal net profit to Rs 26,716 up to $90m loan to help fund a $650m hydropower project. crore. It has approved the loan for the Upper Trishuli-1 Hydropower  Second in the list is Indian Oil Corp (IOC) with a net profit of Rs 17.274 crore in 2018-19. Last year IOC was Project expected to increase Nepal’s power generation by almost 20%. the top PSU. Japan To Invest Rs. 13,000 Crore In Infrastructure Projects Tech Mahindra signs Rs 300 crore defence contract with In Northeast Indian Navy  The Government of Japan has announced that it will  Tech Mahindra announced a defence order worth over invest an amount of 205.784 billion Yen (Rs.13,000 crore Rs 300 crore with the Indian Navy. As part of the ‘Armed approx), in various ongoing and also new projects in Forces Secure Access Card’ (AFSAC) Project, Tech different states of the North- Eastern region of India. Mahindra will implement RFID based Access Control System across all naval bases and ships.  Some of the Projects includes – Guwahati Water Supply Project and Guwahati Sewage Project in Assam, Reliance beats Indian Oil Corp to become the biggest Indian Northeast Road Network Connectivity Improvement company by revenue Project spread over Assam and Meghalaya, Northeast  Richest Indian Mukesh Ambani’s oil-to-telecom Network Connectivity Improvement Project in conglomerate Reliance Industries has toppled state- Meghalaya, Bio-diversity Conservation and Forest owned Indian Oil Corp (IOC) to become the country’s Management Project in Sikkim, Sustainable Forest biggest company by revenue. Management Project in Tripura, Technical Cooperation  Reliance in the 2018-19 fiscal year that ended March 31, Project for Sustainable Agriculture & Irrigation in reported a turnover of Rs 6.23 lakh crore. Mizoram, Forest Management Project in Nagaland, etc.  In comparison, IOC posted a turnover of Rs 6.17 lakh World Bank signed $287 million loan agreement for the crore for the fiscal, according to regulatory filings by the Tamil Nadu Health System Reform Programme two companies.  The Government of India, Government of Tamil Nadu  It was also the most profitable company in the country (GoTN) and the World Bank have signed a $287 million with a net profit of more than double that of IOC in loan agreement for the Tamil Nadu Health System Reform FY2019. Programme. L&T Financial unveils ‘Digital Sakhi’ programme in TN  The programme aims to improve the quality of health  Larsen and Toubro Financial Services unveiled the Digital care, reduce the burden of non-communicable diseases Sakhi programme in Tamil Nadu. (NCDs), and fill equity gaps in reproductive and child  It is an educational program aimed at training over 40,000 health services in Tamil Nadu. people on digital financial inclusion in Tamil Nadu. India Announced $200 Million Line of Credit for Kyrgyzstan  A ‘Digital Sakhi’ is a rural woman with a digital device The two countries also signed 15 agreements in various fields who is equipped with skills and knowledge to impart including on the Double Taxation Avoidance Agreement (DTAA), digital financial literacy training to others.

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Razorpay launched digital payment support for 100 curren- FundzBazar launched ‘Selfiewala KYC’ feature for first-time cies mutual fund investors Razorpay, a converged payments solution company, has announced FundzBazar, an online mutual fund investment platform launched that it now supports 100 currencies for international digital by Prudent, launched ‘Selfiewala KYC’ feature for the first-time payments. It includes all major currencies such as U.S. Dollar mutual fund investors. Through this platform, investors can (USD), European Dollar (EUR), British Pound (GBP), Arab complete their KYC (Know your Customer) process from their Emirates Dirham (AED) and Singapore Dollar (SGD). home or office using mobile or laptop in just a few minutes. Tata Steel subsidiary launched Tree Bank in Jamshedpur Snapdeal close to acquiring ShopClues Jamshedpur Utility and Services Company (Jusco), a 100% Online marketplace Snapdeal is close to buying its nearest rival subsidiary of Tata Steel has set up a Tree Bank in Jamshedpur on ShopClues in an all-stock deal. the occasion of World Environment Day on June 05, 2019. A The deal is likely to see ShopClues investors get one Snapdeal treebank was inaugurated and around 3,000 saplings were planted share if the merger goes through in this planned structure, and will at different locations of the Jamshedpur steel city. The bank has likely give them a 10% stake in the combined entity. 10,000 saplings of 13 species, including neem, mango, and palm. 

 The project is expected to be completed by 2022 in Pakistan. WHO Unveiled Plan To Tackle Global Snake- bite “Emergency”  The World Health Organization has unveiled a new strategy to deal with deaths and injuries from snakebites  As per the UN agency, any scarcity in antivenoms could soon spark a “public health emergency”.  The key guidelines proposed in the strategy includes:Cutting snakebite-related deaths and disabilities by 50% by 2030. India Elected To Executive Board Of First UN- Habitat Assembly  The first session of the UN-Habitat Assembly was held from 27-31 May 2019 at UN-Habitat in Nairobi, Kenya.  The special theme for the UN-Habitat Assembly is: “Innovation for Better Quality of Life WHO declared Algeria, malaria-free in Cities and Communities”.  WHO declared Algeria and Argentina as malaria-  India has been elected to the Executive Board of the first free.Efforts such as improved surveillance, allowed for UN-Habitat Assembly. every last case of malaria to be rapidly identified and  The Executive Board of UN-Habitat will be responsible treated. to review and approve the UN-Habitat Strategic Plan  WHO Director-General-Tedros Adhanom Ghebreyesus 2020-2025 and the Progress in implementation of New Urban Agenda, among other things. Singapore, Canada seek to join WTO consultations over India’s ICT products tariff Sri Lankan navy launches extra vigil over terrorists Singapore and Canada are set to join consultations in a case filed  Sri Lankan navy has launched extra vigil on its northern by Japan in the WTO’s dispute settlement body against India’s seas in wake of media reports that some terrorist elements import duties on certain information and communication technology may have left the country to land on Indian shores. products, including mobile phones.  Earlier, several media outlets reported that a group of 15 suspected Islamic State terrorists were fleeing Sri Lanka TAPI gas pipeline meet held in Turkmenistan towards the Kerala Coast. Coastal security has been  Turkmenistan-Afghanistan-Pakistan-India (TAPI) gas beefed up across the Kerala coast in wake of reports. pipeline meeting was held in Ashgabat, Turkmenistan.  The ADB is acting as the facilitator for the TAPI project.

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The ship, dubbed the Ural undertaking various strategic objectives and initiatives. and which was floated out from a dockyard in St  To promote an integrated concept of wellbeing, thereby Petersburg, is one of a trio that when completed will be supporting vision of UAE Vision 2021 and UAE the largest and most powerful icebreakers in the world. Centennial 2071.  The Ural is due to be handed over to Russia’s state- China launches Space Rocket from Yellow Sea for 1st time owned nuclear energy corporation Rosatom in 2022 after the two other icebreakers in the same series, Arktika China launched a space rocket named “Long March 11” from a mobile launch platform in Yellow Sea off Shandong province (China) (Arctic) and Sibir (Siberia), enter service. for the first time. With this China became 3rd nation following the Russia launched the first Arctic train service ‘Zarengold’ U.S. and Russia to successfully demonstrate ability to launch  The first tourist train travelling through Russia’s Arctic satellites into orbit from a floating platform. region and on to Norway set off from St. Petersburg African Union suspends Sudan, demanding end to Military station (Russia) with 91 passengers aboard for the inaugural trial journey. Rule  The tourists came from seven countries including the The African Union (AU) suspended Sudan until establishment of US, Germany, Norway and Russia. a civilian-led transition to democracy and also demanded to resolve  The train, named, Zarengold, complete with two an entrenched and bloody crisis. The decision was taken at AU’s restaurant cars will travel from Saint Petersburg. peace and Security Council meet in Addis Ababa, (Ethiopia’s capital). ICA issues first UAE Permanent Residency ‘Golden Card’ About African Union (AU): in Abu Dhabi  It was established in 2002. It is a continental union with UAE’s Federal Authority for Identity and Citizenship (ICA) has headquarter in Addis Ababa, Ethiopia. issued the first Golden Residence Permit in Abu Dhabi, as part of  Members: 55 countries located on African continent the Investors Permanent Residence System aimed to attract (expect territories possessed by European located in investors, entrepreneurs and qualified individuals who meet its Africa). criteria. Estonia, Niger, St. Vincent and the Grenadines, Tunisia, Viet- Scott Morrison sworn in as Australia’s PM nam Elected as Non-Permanent Members of UNSC Scott Morrison has been sworn in as Australia’s Prime Minister,  The UN General Assembly has elected Estonia, Niger, 11 days after retaining the position in the country’s general election. St. Vincent and the Grenadines, Tunisia and Vietnam as Along with Deputy Prime Minister Michael McCormack, Morrison the non-permanent members of UN Security Council for was sworn in by Queen Elizabeth’s official representative in a two year term beginning January 1, 2020. Australia, Governor-General Sir Peter Cosgrove, in the capital,  The Security Council is the most powerful organ of the Canberra. UN and consists of 15 members including five permanent members (China, , Russian Federation, the United SriLankan Airlines: World’s Most Punctual Airline Kingdom, and the United States), and 10 non-permanent SriLankan Airlines, the National Carrier of island nation has been members who are elected for two-year terms by the named the ‘World’s Most Punctual Airline’ for second consecutive General Assembly. time.It was named so by global flight tracker, ‘Flightstats’ which  Currently, Belgium, Cte d’Ivoire, Dominican Republic, analysed data of over 41 carriers from Europe, North America, Equatorial Guinea, Germany, Indonesia, Kuwait, Peru, South America, Asia and Middle East including some of the world’s Poland and South Africa. are the non-permanent members. largest and most prestigious airlines, before drawing its conclusions on scale of punctuality. St Petersburg International Economic Forum 2019 INDEX Russia’s annual Saint Petersburg International Economic Forum India Ranks 117th; Iceland Tops in KidsRights Index 2019 (SPIEF) was held from 6-8 June 2019. It is an annual international  India has secured 117th position out of 181 countries in forum that discusses key economic issues facing Russia, emerging the KidsRight Index 2019. markets and world at large stage. The Saint Petersburg is Russia’s  It is an annual global index which ranks how countries former imperial capital. adhere to and are equipped to improve children’s rights. Theme for SPIEF 2019: Creating a Sustainable Development Agenda  The KidsRights Index is published by the international UAE Cabinet adopts ‘National Strategy for Wellbeing 2031’ children’s rights organization KidsRights and the Erasmus University Rotterdam.

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 Iceland has topped the international rankings followed  The Index was released by ‘Save the Children’, a United by Portugal (2), Switzerland (3), Finland (4) and Kingdom (UK) based non-profit organisation which Germany (5). works for child rights. India Ranks 43rd in IMD World Competitiveness Rankings India slipped 5 places to 141 on Global Peace Index 2019 2019  India has slipped by four points in an annual global index  India has moved up one place to rank 43rd in the 2019 on peacefulness this year, finishing at 141 among 163 edition of the IMD World Competitiveness Rankings, countries. mainly due to its robust economic growth, a large labour  Iceland remained at the top position, according to a report force and its huge market size. by an international think tank.  The index has been topped by Singapore, followed by  The Global Peace Index (GPI) gauges ongoing domestic and United States at second and third position and international conflict, safety and security in society, respectively. and the degree of militarisation in 163 countries and  Venezuela ranked last in the index at 63rd. territories by taking into account 23 indicators.  Iceland remains the most peaceful country in the world, India’s Global Rank in Mobile Speeds Falls to 121 While a position it has held since 2008. Norway Tops: Ookla  With an average download speed of 10.71 mbps, the Mumbai most vulnerable to cyberattacks: Annual Threat global ranking of India’s mobile internet speeds has Report decreased to 121 in April 2019 as compared to 112 in  Acc. to , Quick Heal Security Labs, Mumbai is the most May 2018. vulnerable city to cyberattacks in 2019, followed by  This report is released by Ookla, the US based company Delhi, Bengaluru and Kolkata. behind Speedtest in its Speedtest Global Index for April  The ‘Annual Threat Report 2019’ put Maharashtra, 2019. Delhi and West Bengal as the top 3 states at most risk.  Norway is at the top position globally with an average download speed of 65.41 Mbps.   Singapore has topped the global rank for fixed broadband speed with an average download speed of 197.50 Mbps. VANIK’S KNOWLEDGE GARDEN India Ranks 95 in SDG Global Gender Equality Index; Den- mark Tops IBBI (INSOLVENCY &  India has ranked 95 out of 129 countries in a new BANKRUPTCY BOARD OF INDIA) Sustainable Development Goals Gender Index 2019, that measures global gender equality. India scored 56.2 points The Insolvency and Bankruptcy Board of on a scale of 100.  Denmark has topped the index with 89.3 points, followed India (IBBI) is the regulator for overseeing by Finland (88.8) and (88.0). insolvency proceedings and entitiesin India.It was  Chad was the lowest ranking country, placed at 129th established on 1 October 2016 and given statutory place with 33.4 points. powers through the Insolvency and Bankruptcy Mumbai has World’s Worst Traffic Flow; Delhi at Fourth Code.The new code will speed up the resolution Spot: TomTom Report process for stressed assets in the country.It attempts  Mumbai has the worst traffic flow in the world and to simplify the process of insolvency and bankruptcy ranks first in the ‘Traffic Index-2018’, with a congestion level of 65 percent, as per a study compiled by location proceedings. It handles the cases using two tribunals technology specialist TomTom. like NCLT (National company law tribunal) and  Mumbai has held on to the top rank for the second Debt recovery tribunal. consecutive year. New Delhi is placed fourth in the list with a congestion of 58 percent. IBBI Governing Board:  Bogota (63 percent), Lima (58 percent) and Moscow IBBI will have 10 members, including (56 percent) are the rest three cities in the top five most representatives from the Ministries of Finance and congested cities in the world. Law, and the Reserve Bank of India. India ranked 113 out of 176 countries in End of Childhood Index 2019 Chairperson-M.S. Sahoo  The Index was topped by Singapore. Wholetime Members-Mrs Suman Saxena Sh.Navrang Saini Mrs. MukulitaVijayawargiya

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 His (BJP) has secured 303 out of the 542 Lok Sabha seats that were contested.In 1971; led the Congress to victory with a full majority after having done the same in 1967.  A total of 65, 14,558 voters opted for NOTA (None-Of-The-Above) option, in 2019 Lok Sabha elections.In 2014, as many as 60, 02,942 voters had opted for NOTA.  The highest percentage of NOTA was recorded in the state of Bihar with 2% voters(8,17,139) opting for it.In Uttar Pradesh, which has 80 Lok Sabha seats, 7,25,079 voters opted for NOTA. Narendra Modi takes oath as PM for second term  National Democratic Alliance leader Narendra Modi was sworn in as Prime Minister for the second consecutive term. President Ram Nath Kovind administered the oath of Office and Secrecy to him and a team of 57 ministers at a glittering ceremony Lok Sabha General Elections Results 2019 on the forecourts of the Rashtrapati Bhawan, New Delhi.  The election was conducted to elect people’s  Besides 24 Cabinet ministers including Amit Shah, representatives for the 17th Lok Sabha. Rajnath Singh, Nirmala Sitharaman, Nitin Gadkari, Smriti  While 22 states and Union Territories saw single-phase Irani, and Piyush Goyal, 9 were sworn in as Minister of polling in the polls, the states of Bihar, Uttar Pradesh State with Independent charge and another 24 as Minister and West Bengal saw polling in all seven phases, of State. considering their huge population and vast geographical  Record 78 women candidates have been elected to the area. Lok Sabha in the recently held general elections.  The BJP-led NDA has returned to power after winning According to the Election Commission, the number has the 17th Lok Sabha elections with 352 seats, bettering grown from the previous 62 women who were elected to its tally of 336 in 2014 elections. the 16th Lok Sabha in 2014. Important Points to Note:  It is the highest mandate since the 1984 Lok Sabha BJP launched ‘Vijayi Bharat 2019’ website to commemo- elections, which Congress won with 414 seats. rate PM Modi’s victory in Lok Sabha Elections  PM Narendra Modi has become the first non-Congress  Following landslide victory of PM Modi in Lok Sabha Prime Minister to return to power after completing full Elections 2019, BJP launches a new website term. vijayibharat.narendramodi.in to congratulate him and the  Longest serving CM of any state Pawan Kumar party. Chamling-led Sikkim Democratic Front (SDF) lost after  Any aam aadmi can visit this website and can congratulate 25 years to Sikkim Krantikari Morcha (SKM) in the him by writing a message along with his name. state Assembly elections.  In the 32-member assembly, SKM gained majority by Union government has banned Jamaat-ul-Mujahideen winning 17 seats, while SDF won 15. Bangladesh and its manifestations with immediate effect.  West Bengal’s ruling Trinamool Congress (TMC) won  In its notifications, Home Ministry said, the Jamaat-ul- 22 out of 42 seats in the Lok Sabha elections whereas Mujahideen Bangladesh and its formations like Jamaat- BJP and the Congress won 18 and 2 constituencies ul-Mujahideen India or Jamaat-ul-Mujahideen Hindustan respectively. and their manifestations have committed acts and  In 2014, TMC’s tally was 34 seats while BJP secured promoted acts of terrorism and have been engaged in 2.For the first time since its formation in 1964; the CPI radicalisation and recruitment of youth for terrorist (M) has won zero seats in general elections in the state. activities in India.  The BJP won all the 4 seats in Himachal Pradesh, with Government Plans to Merge NSSO & CSO into NSO to all its candidates winning by a margin of over 3 lakh votes each. Strengthen Statistical System  Prime Minister Narendra Modi is the 1st leader since  The Ministry of Statistics and Programme Indira Gandhi to return to power with a single-party Implementation (MoSPI) has decided to merge the majority in Lok Sabha. Central Statistical Organisation (CSO) and the National

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Sample Survey Office (NSSO) to form a new body called  The reconstituted NITI Aayog comprises the following National Statistical Office (NSO). members:  NSO would be headed by Secretary Statistics and  Chairman: Prime Minister ,Vice Chairperson: Rajiv Programme Implementation. Kumar  NSSO is responsible to release various sample surveys  Ex-Officio Members: Amit Shah, Rajnath Singh, Nirmala such as on consumption expenditure, employment and Sitaraman and Narendra Singh Tomar unemployment, while the CSO releases various data such  Special Invitees: Nitin Gadkari, Piyush Goyal, Thawar as GDP and IIP. Chand Gehlot and Rao Inderjit Singh  The CSO and the NSSO both are the organs of the  Full-time Members: V. K. Saraswat (former DRDO MoSPI. Chief), Ramesh Chand (Agriculture Expert) and Dr. Vinod Paul (Public Health expert) Unemployment rate in India at 6.1% in 2017-18  Chief Executive Officer (CEO): Amitabh Kant According to a survey conducted by National Sample Survey Office Governing Council: All Chief Ministers of States (and (NSSO) between July 2017 and June 2018 covering 4.3 lakh people Delhi and Puducherry), Lieutenant Governor of Andaman revealed that the unemployment rate was about 6.1% in 2017-18, & Nicobar Islands, and Special Invites. highest in 45 year since 1972-73. Key points: Clean Drinking water to all by 2024: Govt of India i. Unemployment was higher in urban areas as compared  The minister of Jal Shakti, Gajendra Singh Shekhawat to rural. announced that central Government committed to ii. The unemployment rate in rural areas was about 5.3% provide clean drinking water to all citizens by 2024. while in urban areas it was about 7.8%.  The scheme “Nal se Jal” launched by the Jal Shakti iii. 6.2% males and 5.7% females are jobless in India. ministry, which aims to provide drinking water by 2024. iv. The unemployment rate is highest amount urban females at 10.8% followed by urban males at 7.1 % rural males at Culture Minister inaugurated the exhibition-‘Astitva’ 5.8% and rural females at 3.8 %.  MoS (I/C) of Culture & Tourism, inaugurated the exhibition titled “Astitva: The Essence of Prabhakar AYUSH Ministry Launched App to Locate Yoga Centres & Barwe”, at National Gallery of Modern Art in New Delhi. Instructors  It is the first of its kind that will present his artistic  The Ministry of AYUSH has launched a map-based oeuvre in four distinct phases. location application named “Yoga Locator” to help people ISRO for 1st time opens its laboratories for Indian school in locating yoga events, centres as well as certified yoga instructors within the preferred radius of their vicinity. students  The theme for IDY 2019 will be ‘Yoga for Heart’. The Indian Space Research Organization ISRO has, for the first time, opened its laboratories for Indian school students to undergo Elephanta Festival of Art and Culture Began in Mumbai two-week training from this year. The training module has been The two-days Elephanta Festival of Art and Culture began in devised as part of its new Young Scientists Programme, or Mumbai on the Elephanta Island, located adjacent to the Elephanta YuvaVigyanikKaryakram, YUVIKA. Cave, a World Heritage Site. Election Commission grants national party status to NPP Government Forms New ‘Jal Shakti’ Ministry The Election Commission of India granted the National party status  The Modi Government has come up with a new ministry to National People’s Party(NPP) led by Meghalaya Chief Minister called the “Jal Shakti”. Conrad K. Sangma. It becomes the first Party from North East  This ministry has been formed by reorganising the region to get this tag. With this tag, it becomes the eighth national Ministry of Water Resources, River Development and party in the country among All India Trinamool Congress, Bharatiya Ganga Rejuvenation, along with Ministry of Drinking Janata Party (BJP), BSP, CPI, Communist Party of India (Marxist), Water and Sanitation. (INC) and NCP parties.  Jal Shakti Ministry will look over issues ranging from international and inter-states water disputes, the Namami I&B Ministry institutes Antarashtriya Yoga Diwas Media Gange project to clean the river, its tributaries and sub- Samman(AYDMS) tributaries and provide clean drinking water.  Acknowledging the positive role & responsibility of media in disseminating the outreach of Yoga in India & abroad, Prime Minister Narendra Modi approved the reconstitution Minister for I & B,Prakash Javadekar has instituted the of government think-tank NITI Aayog. 1st Antarashtriya Yoga Diwas Media Samman to mark  Prime Minister Narendra Modi has reconstituted the the contribution of media. federal policy think-tank National Institution of  A total of 33 awards will be conferred grouped into 3 Transforming India (NITI) Aayog by introducing key categories namely Newspaper (11), Television (11) and Cabinet ministers as members as ex-officio members.The Radio (11). name of Bibek Debroy, who was full-time member when Niti Aayog was formed, has been dropped. 

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Scholarship Scheme’ under the National Defence Fund (NDF).  Rates of scholarship for boys increased from Rs. 2000 per month to Rs. 2500 per month.  Rates of scholarship for girls increased from Rs. 2250 per month to Rs. 3000 per month for girls.  Under National Defence Fund, major scheme, Prime Minister’s Scholarship Scheme is being implemented to encourage technical and post- graduate education for the widows and wards of the deceased/ex-service personnel of Armed Forces and Para Military Forces and Railway Protection Force. Rajasthan Govt increases financial aid given to girls under ‘Aapki Beti Scheme’  The Rajasthan govt increased the financial assistance given to girls under ‘Aapki Beti’ Scheme as well as the ex-gratia payment given to the families of polling personnel who die during election duty.  The amount has been increased from Rs 1100 Government Approved Farmers Pension Scheme ‘Pradhan to Rs 2100 for girls studying in class 1-8 & from Rs 1500 Mantri Kisan Pension Yojana’ to Rs 2500 for the girls in class 9-12.  It is a voluntary and contributory pension scheme to cover all small and marginal farmers across the country. Telangana increased the financial assistance given under  A similar scheme has also been approved for small Rythu Bndhu Scheme shopkeepers, self-employed persons and retail traders The Telangana CM K Chandrashekhar Rao increased the financial with GST turnover of Rs 1.5 crore. assistance given to agriculture and horticulture farmers under Rythu Salient Features of the scheme: Bndhu Scheme (Investment Support Scheme) from Rs 4,000 to Rs  Minimum age to join the scheme- 18,Maximum age – 40 5,000. PM Kisan Pension Scheme   Farmers will have to contribute Rs 100 per month under the Pradhan Mantri Kisan Pension Yojana that seeks to provide a minimum fixed monthly pension of Rs 3,000 on the attainment of 60 years.  The central government will also contribute an equal amount to the pension fund to be managed by the LIC, which will be responsible for the pension payout.  The Modi 2.0 government in its first cabinet meeting had approved a separate pension scheme for farmers with an aim to cover 5 crore beneficiaries in the first three years. Modi Government Extends Pradhan Mantri Kisan Sammaan Yojana to All Farmers  The Union Cabinet chaired by Prime Minister Narendra Modi has approved the extension of Prime Minister Kisan Sammaan Yojana to all farmers, benefiting around 14 crore 50 lakh farmers of the country.  Previously, this benefit was applicable to only those farmers having 2 hectacre land. PM Modi Approves Hike in Scholarship Rate Under NDF; Extends Scholarship to Martyred State Police Officials Ward  Prime Minister Narendra Modi has approved an increase in the rates of scholarship in the ‘Prime Minister’s

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earthquake-hit houses in two district namely Nuwakot and Gorkha that were most hit.  This sustained and generous humanitarian support extended by India for post-earthquake reconstruction was appreciated by Nepal., India’s ambassador to Nepal handed over financial aid cheque to Rajan Khanal, Finance Secretary of Nepal  So far a total of Rs 4.5 billion Nepalese rupees have been granted Nepal to India under housing reconstruction projects.

India–China 6th India-China Bilateral Dialogue on Disarmament and Non-Proliferation and arms control was held in New Delhi. India, US, Japan and Australia for ASEAN-led architecture mechanism India, US, Japan, and Australia came together to US withdraws India’s GSP benefits support ASEAN-led architecture mechanism for a rule-based order  The United States of America (USA) President Donald to promote free, open, prosperous and inclusive indo-pacific region Trump terminated India’s designation as a beneficiary in a meeting held at , . This move is to counter developing nation under the GSP (Generalized System China’s military expansion into the Indo-pacific region. of Preference) trade program w.e.f. 5 June 2019. ASEAN is an association of 10 countries which include – Singapore,  The step was taken on determining that India has not Brunei, Malaysia, Thailand, the Philippines, Indonesia, Vietnam, committed to provide “equitable and reasonable access Laos, Cambodia and Myanmar.Headquarters – Jakarta, Indonesia. to its markets” for the US. Secretary general – Lim Jock Hoi  Under the US’s oldest preferential trade scheme called GSP, India is the largest beneficiary nation and exported India & Portugal to set up National Maritime Heritage Mu- goods worth $6.35 billion under the scheme in 2018. seum in Lothal  The Generalized System of Preferences are unilateral, Government of India announced that it will join hands with Portugal non-reciprocal and non-discriminatory benefits extended to set up maritime museum near ancient Harappans civilization at by some developed nations to developing countries. Lothal in Gujarat. It will be a similar model of the museum which is at Lisbon, Portugal administered by the Portuguese Navy. Sri Lanka Signs Tripartite Agreement with India and Japan for Colombo Port  The Government of Sri Lanka has signed a tripartite  agreement with India and Japan for development of eastern terminal of Colombo port.  Under the agreement, Sri Lanka Port Authority (SLPA) will hold 51 percent majority stake in the port development while combined stake of 49 percent will be held by Japan and India.  The East Container Terminal is located some 3 km away from China-backed international financial city, popularly known as “Port City” which is being built on reclaimed land on Colombo’s sea front. India extends financial aid to Nepal for rebuilding earth- quake-hit houses  India extended a financial aid of 1.6billion Nepalese Rupees (NPR) to Nepal government for rebuilding

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The Madhya Pradesh cabinet passed a resolu- tion to increase the reservation quota for Other Backward Classes from 14% to 27%. This is set to take the total reservation in the state to 63%, including the reservations for the Scheduled Castes and the Scheduled Tribes. However, 10% quota for the economically weaker sections takes the total to 73%.

Karnataka Government Launches “Pink Sarathi vehicles” The state government of Karnataka launched “Pink Sarathi vehicles” for women safety. This was launched by the Chief Minister of Karnataka, H.D.Kumaraswamy. The vehicles were procured by NEWS the Bangalore Metropolitan Transport Corporation (BMTC) under the ‘Nirbhaya’ scheme. Goa cabinet approved 10% reservation for eco- nomically weaker section in general category The Goa state cabinet approved 10 % reservation Mukhyamantri Vriddha Pension Yojna launched in Bihar for economically weaker sections of general category in education and employment. for Poor citizen above 60 years  Nitish Kumar, the Chief Minister of Bihar has launched Assam govt to set up Skill University at Darrang district a pension scheme for poor people above 60 years of age Assam government will set up a Skill University at the cost of 850 in the state named Mukhyamantri Vriddha Pension Yojna. crore rupees at Darrang district. This will be perhaps the first skill  As per the Scheme, Poor people above 60 years of age university of the country with a capacity of 10 thousand seats. will get Rs 400 per month and those above 80 years will get Rs 500 per month. Unemployed Graduates To Get Up To Rs 3,500 In Rajasthan Unemployed youth having graduation or equivalent degree will be J&K Govt Unveils Healthcare Investment Policy-2019 to given unemployment allowance by Rajasthan government. Male Promote Medical Tourism applicants will get Rs 3,000/month, while the women and  The Jammu and Kashmir Government has unveiled differently-abled will get Rs 3,500/month under Chief Minister Healthcare Investment Policy-2019 to boost healthcare Yuva Sambal Yojana from February this year. The applicants must infrastructure in the state. be natives of Rajasthan and the amount will be given for two years  Under the Healthcare Investment Policy-2019 the state or until they get employed. Government will promote and encourage the private parties and entrepreneurs for healthcare infrastructure in Rajasthan Government banned advertisement and sale of e- the state by providing subsidies and incentives. cigarettes  On the occasion of World No Tobacco Day(May 31), Aroma Mission Launched in Meghalaya Rajasthan Chief Minister Ashok Gehlot announced the  The Chief Minister of Meghalaya, Conrad K Sangma ban on advertisement, production, distribution and online launched the Aroma Mission and Processing Unit of or offline sale of e-cigarettes in the state. This was a part Essential Oil at Byrwa in Ri-Bhoi district to boost of Congress party’s manifesto for Elections 2019. Agriculture and allied sector in the state.  It has increased the financial assistance given to school  The Aroma mission has been launched for Rs 18 crore to girls under the ‘Aapki Beti’ scheme. For girls studying in strengthen the livelihood condition of farmers and create class 1 to 8, it is hiked to Rs. 2,100 from Rs. 1,100 and employment opportunities in the state. for the girls in class 9 to 12, its hiked to Rs. 2,500 from Rs. 1,500. Assam Govt Raises Parental Income Limit Under Fee Waiver  Along with this, the hike has been given in ex-gratia Scheme payment to the families of polling personnel who died  Assam has enhanced the annual income limit of parents during election duty. It has been increased to Rs. 20 lakh whose children are eligible for the state government’s from Rs. 15 lakh. admission fee waiver scheme up to Post Graduate level.  Under the revised scheme, students whose parent’s Punjab to ban Online Food Delivery without Hygiene Rating annual income is less than Rs 2 lakh will be eligible for waived admission fees. Earlier this limit was Rs 1 lakh.

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Punjab has announced that it is going to ban online food delivery Andhra Pradesh Chief Minister(CM) Jagan Mohan Reddy without hygiene ratings. This was announced by the health minister appointed 5 Deputy CMs in a full 25-member Cabinet,one each Brahm Mohindra under Tandarust Punjab mission. from Scheduled Caste (SC), Scheduled Tribe (ST), Backward Classes (BC), Minority and Kapu communities. Free rides scheme for women’s in Delhi Chief Minister of Delhi, Arvind Kejriwal has announced free rides Annual festival of Kheer Bhawani Mela celebrated in J&K in Delhi metro and Delhi Transport Corporation (DTC) for women Annual festival of Kheer Bhawani Mela on Zeasht Ashtami was to ensure safety and make transport with higher fare affordable. celebrated in Jammu and Kashmir (J&K). Hundreds of Kashmiri This project will cost Rs 700 crores to the Delhi government. This Pandit devotees assembled and prayed at the famous Ragnya Devi subsidy is to be optional and planned to be implemented in two or temple in Ganderbal district in J&K. It is one of the biggest religious three months. functions of the Kashmiri Pandits. Haryana High court declares of entire animal kingdom as Punjab Chief Minister Amarinder Singh requested Prime ‘legal entities’ Minister to declare 550th Parkash Parb as National Toler- The Haryana High court (HC) declared the entire animal kingdom, ance Day including avian and aquatic, as a legal entity having rights of a living Punjab Chief Minister Amarinder Singh has requested Prime person. The verdict of Punjab and Haryana HC comes a year after Minister Narendra Modi to declare the 550th Guru Nanak Prakash Uttarakhand HC passed similar order to protect and promote greater Purab as National Tolerance Day cited the Sikhism founder’s welfare of animals. message of love and compassion. Parkash Utsav of Guru Nanak Dev( also known as Guru Nanak Haryana Govt Withdraws EPBG Quota for accommodating Jayanti), celebrates the birth of the first Sikh Guru and Sindhi EWS reservations Community Guru Nanak. Haryana government has issued an order to withdraw Economically Backward Persons in General Caste Category (EBPG) reservation WHO award for Rajasthan Health Dept. since Economically Weaker Sections reservation (EWS) came into WHO has selected the Rajasthan government’s Medical & Health effect. EWS comes under Constitution 124th Amendment Bill, Department for its award this year in recognition of its achievements 2019 passed by the parliament to allow 10% reservation for in the field of tobacco control. It is the only govt. body in India economically backward sections in the general category in which will be awarded for its tobacco-free initiatives. government jobs and academic institutions in January 2019. Andhra Pradesh CM appoints 5 Deputy CMs in Cabinet 

counterpart to the ‘Man Booker Prize’ that is awarded only for English-language novels.  Oman author Jokha Alharthi won the prestigious ‘Man Booker International Prize 2019’ for her novel “Celestial Bodies”.  With this, Alharthi became the first Arabic- language writer to win the prize and the first female writer from Oman to have her work translated into English.  The 2018 winner of the prestigious prize was novel ‘Flights’ by Polish author Olga Tokarczuk. Shyam Saran to be Conferred Japan’s  Former Indian foreign secretary Shyam Saran (72-years) has been chosen to be conferred with Japan’s second highest national award in its 2019 Spring Imperial Decorations  Mr. Saran will be awarded ‘the Order of the Rising Sun, Gold and Silver Star’ for his contributions to strengthen the strategic ties and enhancing mutual understanding between India and ‘Celestial Bodies’ wins Man Booker International Prize 2019 Japan.  The Man Booker International Prize, an international  ‘The Order of the Rising Sun’ is a Japanese government literary award hosted in the United Kingdom, is a honour established in 1875 by Emperor Meiji.

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Kapil Sharma is the most viewed stand-up comedian in India The National Basketball Coaches Association announced, Frank and Abroad Layden as the recipient of 2019 Chuck Daly Lifetime Achievement Comedian-actor Kapil Sharma (38-years) has been acknowledged Award. as the most viewed stand-up comedian in India and abroad by the World book of Records London. Actress Sheela wins prestigious J C Daniel Award The Kerala government’s highest honour for outstanding Indra Nooyi receives an honorary degree from Yale Univer- contribution to Malayalam cinema named J C Daniel Award won sity by Malayalam actress Sheela J.C. Former PepsiCo chairman and CEO Indra Nooyi was presented with an honorary degree by the prestigious Yale University. In Sunder Pichai, Nasdaq’s Friedman to receive 2019 Global 2006, Nooyi became the first woman to helm the global food and Leadership Award beverage giant PepsiCo. India-born Google’s CEO Sunadar Pichai & Nasdaq President Adena Friedman have been chosen for the prestigious Global Leadership Sunny Pawar won ‘Best Child Actor’ at DFW South Asian Awards 2019 by business advocacy group USIBC in recognition Film Festival of the two companies’ contribution as the leading technology- After a big win at the New York Indian Film Festival, ‘Lion’ fame driven platforms. Sunny Pawar won the ‘Best Child Actor’ award for ‘Chippa’ at the 5th DFW South Asian Film Festival. The 11-year-old boy Sunny Maldives conffered highest civilian award on PM Modi  shot to fame with Australian director Garth Davis’ acclaimed 2016 PM Modi was conferred with the Maldives’ highest civilian award, the Order of the Distinguished Rule of film ‘Lion’ for which he won an AACTA award. Izzudeen. The award is in recognition of services PM Statue of Unity Enters 2019 World Architecture News Awards Modi has offered to cement the longstanding ties b/w 2 The world’s tallest statue, Statue of Unity, in Gujarat, constructed countries & for the magnanimous assistance. by Larsen & Toubro, has entered the globally-acclaimed 2019 World  President of Maldives - Ibrahim Mohamed Solih,Capital Architecture News (WAN) Awards. The statue has been designed :Male ,Currency :Rufiyaa by Maharashtra’s legendary architect Ram V Sutar. Climate activist Greta Thunberg wins Amnesty human rights Guy Gunaratne Wins 2019 Dylan Thomas Prize for His award Novel ‘In Our Mad and Furious City’ Swedish teenage activist Greta Thunberg (16), has won the Amnesty The British-Sri Lankan writer and human-rights documentary film- International’s, “Ambassador of conscience” for fighting against maker, Guy Gunaratne, has won the £30,000 Swansea University the peril of global warming. International Dylan Thomas Prize 2019 for his debut novel In Our Mad and Furious City. Former U.S President Jimmy Carter to be honored with H. W. Bush Award for Statesmanship Playwright and Journalist Annie Zaidi wins Nine Dots Prize  Ex-President of United States of America (USA), Jimmy 2019 Carter (94) has won the inaugural George H. W. Bush Indian playwright and journalist Annie Zaidi has been named for Award. the 2019 Nine Dots Prize for her essay Bread, Cement, Cactus.  He was awarded in recognition of his contributions to The book will be published by Cambridge University Press in relations between the U.S. and China. May 2020.The 40-year-old Annie is Mumbai based Freelance  It is given to people who made great contributions to the writer. development of constructive and mutually beneficial The Nine Dots Prize is a global book prize for creative thinking relations between the U.S and China. that tackles contemporary societal issues. Entrants for the prize are asked to respond to a question in 3,000 words. T-Series CMD Bhushan Kumar receives Guinness World Records certificate Ex-President Pratibha Patil Receives Mexico’s Highest Ci- The CMD of India’s biggest music label T-Series, Bhushan Kumar vilian Honour has received the Guinness World Records certificate as T-Series Former President of India, Pratibha Patil, was conferred with the became the “First YouTube Channel to surpass 100 million “Orden Mexicana del Aguila Azteca” (Order of the Aztec Eagle), subscribers”. the highest civilian award of Mexico given to foreigners.  85-year-old Patil is the first Indian women to have served Veteran English Author Amitav Ghosh Conferred 54th as the President of India (2007-2012). Jnanpith award  She is also the first Indian female and only the second The noted English writer Amitav Ghosh has conferred the 54th Indian to get the Mexico’s civilian award, the first being Jnanpith award for the year 2018 in New Delhi for his outstanding late President S Radhakrishna. contribution towards literature in English. Frank Layden receives the 2019 Chuck Daly Lifetime Dell tops the list of most trusted brand in India, while Ama- Achievement Award zon is most trusted Internet Brand: TRA Research 2019

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 According to the report “Brand Trust Report, 2019”, by Two Tamil writers got SahityaAkademi awards Trust Research Advisory (TRA), Dell tops the list as  Writers Sabarinathan and Devi Nachiappan have been the most trusted brand for . conferred SahityaAkademi’sYuvaPuraskar and  It is followed by automobile brand Jeep and LIC (Life BalSahityaPuraskar awards for 2019. Insurance Corporation of India).  Sabarinathan has been awarded for his poetry collection ‘Vaal (Tail)’ published in 2016.Sabarinathan, who hails from Rajasthan Crowned Miss India 2019 from Kazhugumalai in Thoothukudi district, has so far  Suman Rao, a CA student from Rajasthan, has won the published two poetry collections. His first collection World 2019 beauty pageant held at titled KalamKaalamAatam was published in 2011 the Sardar Vallabhbhai Patel Indoor Stadium in Mumbai.  Nachiappan has received the award for her contributions  Suman will now represent India at to to children’s literature. be held in December in Thailand.  The SahityaAkademi Award is the second-highest literary  She was crowned by Miss India 2018 honor in India. The SahityaAkademi, India’s National from Tamil Nadu. Academy of Letters, aims at “promoting Indian literature Other winners include : throughout the world”. The Akademi annually confers  (Chhattisgarh) – Miss Grand India 2019 on writers of “the most outstanding books of literary  Shreya Shanker (Bihar) – Miss India United Continents merit”. 2019  Sanjana Vij (Telangana) – Miss India Runner Up 2019 NEWS IN BRIEF Akshay Patra’s school meals project won BBC Award  Amasebailu in Kundapura Taluk of Udupi district has  Bengaluru-based NGO, Akshaya Patra, has been awarded been named as the Karnataka’s first solar-powered Gram the BBC World Service Global Champion Award for Panchayat. running one of the world’s largest school meals project.  Priyanka Chopra to Receive Humanitarian Award from  The charity started its mid-day meal programme almost UNICEF. 20 years ago.  Social activist Makarand Tilloo conferred with ‘Save  It feeds 1.75 million children all over India with hot, Water Hero Award’. freshly prepared meals. 

 The 61-year-old succeeds Ecuardorian María Fernanda Espinosa Garcés whose year long tenure ended on June 5, 2019.  The 74th session of the 193-member UN General Assembly (UNGA 74) will begin on 17 September 2019. ZuzanaCaputova: Anti-corruption campaigner ZuzanaCaputova was sworn in as Slovakia’s first female president. Slovakia (Capital/Currency) – Bratislava/Euro Volodymyr Zelenskiy: Volodymyr Zelenskiy took the oath of office as the president of Ukraine and immediately announced that he is dissolving the Verkhovna Rada, the country’s parliament. Jimmy Morales: He is a former comic actor who won the 2015 Guatemalan presidential election. Guatemala (Capital/Currency)- Guatemala City/ Quetzal Cyril Ramaphosa : South African lawmakers have re- elected Cyril Ramaphosa as the president of the country. James Marape : A former finance minister, James Marape has been sworn in as the 8th Prime Minister of WORLD Papua New Guinea by the National Parliament. Peter Mutharika: The President of Malawi, Peter Mutharika has Nigeria’s Ambassador to the UN Tijjani Muhammad-Bande been elected to a second term in office as president after winning Elected 74th UNGA President the 2019 elections with 38.57% of the vote.  The Nigerian Ambassador to the United Nations, Tijjani Gianni Infantino : Gianni Infantino has been re-elected as Muhammad-Bande, has been elected as the president of president of world football governing body FIFA for a second the 74th session of the United Nations General Assembly term. The 49-year-old Swiss-Italian lawyer will be incharge for a (UNGA). period of four years until 2023.

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Nayib Bukele : In the Central American country of El Salvador, D Sarangi : Debendranath Sarangi has been re-elected as president Nayib Bukele has been sworn-in as the nation’s President. of Squash Rackets Federation of India (SRFI). Prayuth Chan-ocha : Retired Army general Prayuth Chan-ocha, Himanta B. Sharma : The Badminton Asia Council (BAC) has has been elected as the Thailand’s Prime Minister by both the elected the President of Badminton Association of India (BAI), houses of parliament . Himanta Biswa Sarma, as the Vice-President of BAC. Atul Kumar Jain : Vice Admiral Atul Kumar Jain has taken over INDIA as the new Flag Officer Commanding-in-Chief (FOC-in-C), Eastern Nripendra Mishra: Nripendra Misra and PK Mishra were re- Naval Command (ENC) from Vice Admiral Karambir Singh. appointed as Principal Secretary and Additional Principal Secretary, Karambir Singh : Admiral Karambir Singh took charge as the respectively, to Prime Minister Narendra Modi with Cabinet 24th Chief of the Naval Staff. He is the 1st helicopter pilot from minister rank. The Appointments Committee of the Cabinet the Indian Navy to lead the naval armed forces. approved both the appointments with effect from May 31. ‘Cyclone man’ Mrutyunjay Mohapatra: Renowned scientist : Ajit Doval, who served as the NSA to Prime Minister and cyclone warning specialist Mrutyunjay Mohapatra was Narendra Modi in the previous NDA government, will continue in appointed as the chief of IMD. He has been appointed as DG of his role for another five years with cabinet rank. Meteorology, IMD, for a period of 5 years. Rajiv Mehrishi : CAG of India Rajiv Mehrishi has been elected Sharad Kumar: Sharad Kumar has been named as acting Central as external auditor of WHO for four years from 2020 to 2023. Vigilance Commissioner as current (CVC) K V Chowdary Rajiv Mehrishi will take over from the incumbent External Auditor completed his tenure at the anti-graft body. of WHO, the Supreme Audit Institution of Philippines. Virendra Kumar: Virendra Kumar, a seven-term member of Pema Khandu : Senior BJP leader Pema Khandu was sworn- in as Parliament was the pro-tem speaker of the Lok Sabha. the Chief Minister of Arunachal Pradesh for a second term. : Naveen Patnaik, took oath as the Chief Minister BANKING AND CORPORATE of Odisha in Bhubaneswar for the consecutive fifth time. Patnaik R K Chibber: The Jammu and Kashmir government removed J&K is only the third Indian chief Minister after Pawan Chamling and Bank Chairman Parvez Ahmad and appointed its executive president Jyoti Basu to win five consecutive terms as Chief Minister of an R K Chibber as an interim chairman. Indian state. Suresh Kumar: US-based retail chain Walmart has appointed Prem Singh Golay: Prem Singh Golay shown as New Chief Suresh Kumar, an IIT Madras graduate and former Google Minister of Sikkim. executive, as chief technology officer and chief development officer. Jaganmohan Reddy : YSR Congress Party Leader YS Jaganmohan Sachin Bansal: Ujjivan Small Finance Bank has appointed Flipkart Reddy took oath as the new Chief Minister of Andhra Pradesh. founder Sachin Bansal as its independent director. This is the second Anita Bhatia: Indian-origin Anita Bhatia, a veteran in strategic big futuristic move by Ujjivan management after it roped in HDFC partnerships, resource mobilization and management, has been Bank’s digital banking head Nitin Chugh as its next chief executive. appointed the Deputy Executive Director of the UN Women for N. Gopalaswami : Former Chief Election Commissioner N Resource Management, Sustainability and Partnerships. Gopalaswami has been appointed as an electoral officer for the Mohana Singh: Flight Lieutenant Mohana Singh has become the BCCI’s Annual General Meeting (AGM), to be held on October first woman fighter pilot to fly by day a Hawk advanced jet aircraft. 22, 2019. She achieved the feat at the Kalaikunda Air Force Station in West Neelendra Singh : Adidas India has appointed Neelendra Singh Bengal. as the general manager of the company. He will report to Dave Arun Kumar: Arun Kumar, a member of the prestigious IAS Thomas, managing director of Emerging Markets at Adidas. He cadre, has been given the additional charge of DGCA.Kumar, who first joined Adidas in India in 2005. currently holds the position of an additional secretary at the aviation Ajay Singh : SpiceJet’s Chairman and MD Ajay Singh was elected ministry. He will succeed B S Bhullar. to the board of the IATA, after the airline joined the global grouping. Shailesh Tinaikar: UN Secretary-General Antonio Guterres has Laxman Narasimhan: British consumer goods giant Reckitt appointed a decorated Indian Army officer as the new Force Benckiser named PepsiCo executive Laxman Narasimhan to succeed Commander of the United Nations Mission in South Sudan. Rakesh Kapoor as chief executive officer. Narasimhan, PepsiCo’s Justice Dhirubhai Naranbhai Patel : Justice Dhirubhai Naranbhai global chief commercial officer, will join Reckitt as CEO-designate Patel was sworn in as Chief Justice of the Delhi High Court.Lt and be appointed to the board on July 16. He will become group Governor Anil Baijal administered the oath of office to Justice CEO on September 1. Patel. Earlier, Justice Patel was posted at the Jharkhand High Court. Rakesh Makhija: RBI has approved appointment of Rakesh Thawarchand Gehlot: Union Minister Thawarchand Gehlot has Makhija as chairman of Axis bank. The board of the bank in March been appointed as the Leader of the Rajya Sabha. The appointment had approved appointment of Makhija as chairman subject to RBI for the Leader of the Rajya Sabha is made by the party in power at clearance. the Centre. Union minister for Railways Piyush Goyal has been appointed MISCELLANEOUS the deputy leader of Rajya Sabha Chandrani Murmu: 25-Year Old Chandrani Murmu,the candidate Padmaja : The Ministry of External Affairs, Government of India, of Biju Janata Dal from the Keonjhar seat in Odisha became the announced the appointment of Ms. Padmaja as the next High youngest MP in India’s history. She defeated the two-time BJP Commissioner of India to the Republic of Tuvalu. MP Ananta Nayak and claimed the Keonjhar constituency.

Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Page | 38 [ P h . : 8093556677, 9040456677, W eb : w w w .vanik.org, E-m ail : van ikb b sr@ gm ail.co m ] MAGAZINE FOR THE MONTH OF AUGUST 2019 Dighi Port chief Vijay Kalantri declared wilful defaulter by OBITUARIES Bank of Baroda  The Godfather’ Actor Carmine Caridi Passed Away  Vijay Goverdhandas Kalantri, chairman and managing  Former PM of Thailand Prem Tinsulanonda Passed Away director of Dighi Port has been declared willful defaulter  Bengali singer Ruma Guha Thakurta passed away by Bank of Baroda.  Rajasthani folk dancer ‘Queen Harish’ passed away  Vijay Goverdhandas Kalantri, chairman and managing  Veteran actor Dinyar Contractor passed away director of Dighi Port, and his son Vishal Kalantri, a  Noted actor, filmmaker and playwright director of the port, owe approximately Rs 3,334 crore passed away due to health issues on June 10, 2019.In to a consortium of 16 Indian banks led by Bank of India. 1998, he received the Jnanpith Award, the highest literary Wipro founder Azim Premji to retire next month, son Rishad honour conferred in India along with Padmashree & to take over Padma Bhusan.  Crazy Mohan, an Indian actor, comedian, screenwriter  Azim Premji, the founder of Wipro Limited, will retire and playwright, has passed away. as Executive Chairman upon the completion of his current  R.V. Janakiraman, former Puducherry Chief Minister and term on July 30, 2019. DMK leader has passed away.  The son of Azim Premji, Rishad Premji, presently the Chief Strategy Officer and Member of the Board, will take over as the Executive Chairman. 

Bancha, The First Solar Kitchen Only Village In India Bancha in Betul district is the first village in India to have zero wooden stoves and almost no use for LPG cylinders with all its 75 houses relying on solar- powered stoves to meet their cooking needs. Central India got its First Sikh Museum in Raipur, Chhattisgarh Central India got its First Sikh Museum in Raipur, Chhattisgarh. The museum Shri Guru Teg Bahadur Sikh Museum is located at Gurudwara Gurusingh Sabha in Guru Nanak Nagar. Shillong got its first ever orchidarium In order to enhance the growth of eco-tourism, the Institute of Bio-Resources and Sustainable Development (IBSD) opened state-of-the-art orchidarium in Upper Shillong. The orchidarium which was constructed within a span of three months has over 20 varieties of orchids which are found in Italy’s Volcano Mount Etna erupts on Island of Sicily Meghalaya and its neighboring states. Europe’s Highest Volcano Mount Etna, in southern Italy erupted with burst into life, spews ash, fire, and spitting molten lava high Volcano erupts in the Indonesian island of Bali into sky.This is 2019’s first eruption as the volcano on island of A volcano on the Indonesian island of Bali, Mount Agung erupted. Sicily previously erupted in December 2018. Mount Agung spewed a plume of ash and smoke more than 2,000 About Mount Etna metres into the sky.  With an elevation of 3,326 m (10,912 ft), it is the highest peak in Italy (south of Alps) and is the highest active Chile’s Puerto Williams Overtakes Argentina’s Ushuaia to volcano in Europe outside the Caucasus. Become World’s Southernmost City  It is also the largest of the three active volcanoes in Italy,  Puerto Williams, a small settlement on Navarino Island other being Mount Vesuvius, near Naples and Mount in Chile has claimed the title of the world’s southernmost Stromboli, one of the Aeolian Islands. It is about 2.5 city. times the height of the next largest, Mount Vesuvius.  This achievement was made after the Chile authorities  It is an active strato volcano and is located on the east upgraded to the category of Puerto Williams from coast of Sicily, Italy, in the Metropolitan City of Catania. “hamlet” to “city”.Until now, the title was held by Ushuaia, city in Argentina.

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 The southernmost city in the world is mainly a slogan ASI declared Chaukhandi Stupa as Monument of National used for tourism to attract visitors to a city. Importance Archaeological Survey of India (ASI) has declared Chaukhandi India’s first Dinosaur Museum inaugurated in Gujarat Stupa as a “Monument of national importance”. The ancient Gujarat Chief Minister Vijay Rupani inaugurated the new Dinosaur Buddhist site situated in Sarnath, Uttar Pradesh.Chaukhandi stupa Museum-cum-Park at Raiyoli village in Balasinor town of Mahisagar was a terraced temple constructed between 4th to 6th century of district.This is the first such park in the country and also the the Gupta period. world’s third park which exhibits remains of various dinosaurs and fossil records. 

 Professional Indian Squash player Mahesh Mangaonkar has defeated Spain’s Bernat Jaume to clinch the 2019 Sekisui Open title in Kriens, Switzerland. ISSF World Cup begins in Germany  International Shooting Sport Federation (ISSF) World Cup will begin at Munich, Germany. A total of 919 athletes from 98 countries will be competing for the 17 Tokyo Olympics quota places available. India has 5 quota places in Rifle & Pistol competitions.  Indian shooter Apurvi Chandela beat Wang Luyao of China to win gold in women’s 10m air rifle event of the ISSF World Cup in Munich. Criiio Campaign Launched by ICC to Celebrate 2019 Men’s World Cup  The International Council (ICC) has launched Criiio campaign on the eve of the ICC Men’s Cricket World Cup 2019.  The campaign aims to bring together hundreds Helo becomes team Sponsor of Indian Wheelchair Cricket of millions of fans from around the world and celebrate Association for 2019 the magnificent diversity of cricket.  Helo, India’s social media platform, has announced its partnership with the Indian Wheelchair Cricket Chelsea beat Arsenal 4-1 to win UEFA Europa League Association as the team sponsor for Team India during  English football club Chelsea beat Arsenal 4-1 to win the the Asia Cup 2019, which is to be held in Nepal. UEFA Europa League final at the Olympic Stadium in Baku, Azerbaijan. India Bagged 57 Medals at India Open International Boxing Tournament 2019 ICC Cricket World Cup Begins; Sachin Tendulkar  The Second India Open International Boxing Tournament Makes Commentary Debut was held at Karmabir Nabin Chandra Bordoloi Indoor  The 12th edition of the Cricket World Cup, known as Stadium in Guwahati . the ICC Cricket World Cup England & Wales 2019 began  India has claimed total 57 medals including 12 Gold, 18 and will continue upto 14 July 2019. The matches will Silver and 27 Bronze. be hosted by England and Wales. China Defeated Japan to Claim 2019 Sudirman Cup Pakistan to host 2020 Asia Cup  China beat Japan in the 16th edition of the Sudirman  Pakistan will host the 15th edition of the 2020 Asia Cup Cup 2019 in Nanning, China by 3-0 to win the cricket tournament (in September 2020). tournament.  India had defeated Bangladesh in the final of the previous  They beat Japan in men’s doubles, women’s singles and edition held in the United Arab of Emirates (UAE). men’s singles to clinch the title for an 11th time.  ACC also reaffirmed its stand to include cricket in the 2022 Asian Games scheduled in Hangzhou, China. Mahesh Mangaonkar wins Sekisui Open Squash Tourna-  The 2018 Asia Cup (14th - edition) was a One-Day ment International (ODI) cricket tournament that was held in the United Arab Emirates in September 2018.

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Rani Rampal to lead Indian Women Hockey squad for FIH Lewis Hamilton claimed his seventh Canadian Grand Prix win after Series Finals rival Sebastian Vettel was hit with a controversial five second  Hockey India named an 18-member Indian team for the penalty. upcoming FIH Women’s Series Finals starting in India ranked 101 in latest FIFA rankings; Belgium tops Hiroshima, Japan on the 15th of next month.  India has been ranked at 101st spot in the football FIFA  Indian women’s team is grouped in Pool A along with rankings for June 2019. The ranking has been topped by Poland, Uruguay and Fiji. Belgium.France is on second followed by Brazil on third.  Pool B features 18th Asian Games Gold Medallist Japan, Chile, Russia and Mexico. India will begin their campaign IAAF to Rebrand as World Athletics on an opening day against Uruguay.  The world athletics’ governing body, International FIH Hockey Series Japan defeat Mexico Association of Athletics Federations (IAAF), has approved plans to rebrand itself as World Athletics.  International Hockey Federation (FIH) Men’s Hockey  Malaysian Badminton legend, Lee Chong Wei announces Series Finals match played at Kalinga Stadium in retirement Bhubaneswar.  Japan defeated Mexico by a goal margin of 3 – 1. Peter Gilchrist lifted Pacific International Billiards Cham-  FIH – Founded (7 January 1924) Headquarters pionship title 2019 (Lausanne, Switzerland) President (Narinder Batra)  Peter Gilchrist of Singapore defeated India’s Sourav FIFA women’s world cup starts in France Kothari (Kolkata) to win the 2019 Pacific International  The 8th edition of the FIFA Women’s World Cup was Billiards Championship at the Yarraville Club in hed in France. Melbourne, Australia.  The United States enter the tournament as the defending Australia and Qatar to participate in Copa America 2020 champions & the most decorated national team in  The South American Football Federation, CONMEBOL Women’s World Cup history with 3 titles. has invited the Australia and Qatar to take part in 2020 French Open 2019 COPA America.  The 123rd Edition of French Open 2019, a Grand Slam  The 2020 Copa America will be held jointly by Colombia Tennis Tournament was held at the Stade Roland Garros and Argentina. in Paris, France.  It is international football competition is played between Winners list men’s national football teams of South American Football Events Winners Confederation (CONMEBOL). India beat South Africa 5-1 to Win Men’s FIH Series Final Men’s Singles Rafael Nadal(Spain)  India beat South Africa 5-1 to win the Men’s FIH Series Finals title held at the Kalinga Stadium in Bhubaneswar. Ashleigh Barty(Australia) Women’s Singles BEST PLAYER BEST GOALKEEPER Manpreet Singh Jonathan Klages Andreas Mies&Kevin Men’s Doubles BEST YOUNG PLAYER Krawietz(Germany) Prasad Women’s Doubles Tímea Babos(Hungary)&Kristina Mladenovic(France) Kohli become the fastest batsmen to reach 11,000 runs Mixed Doubles Latisha Chan() &Ivan  Indian skipper Virat Kohli became the fastest batsman Dodig(Croatia) to reach the 11,000 run mark in the ODI cricket.  The Indian skipper has just taken 230 ODIs to complete Yuvraj Singh announced retirement from international 11,000 runs. cricket  Tendulkar had achieved the 11000 run mark against  Yuvraj Singh 2011 World Cup hero announced retirement England in 2002 in his 284th ODI. from international cricket. Yuvraj Singh had played his last Test in 2012 and ODI and T20 in 2017.  In total, Yuvraj Singh featured in 40 Tests, 304 ODIs and 58 T20Is.   Yuvraj Singh played his last test match in December 2012 against England, last ODI in June 2017 against West Indies and last T20 in February 2017 against England. Lewis Hamilton won Canadian Grand Prix

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India Successfully Puts RISAT-2B Earth-Ob- servation Satellite into Orbit  The Indian Space Research Organisation (ISRO) successfully launched its third radar imaging earth observation satellite RISAT-2B into orbit .  ISRO used Polar Satellite Launch Vehicle (PSLV-C46) to launch RISAT-2B from the Satish Dhawan Space Centre into an orbit of 556 km.  RISAT-2B is a radar imaging earth observation satellite having a weight of about 615 kg.  The satellite will help boost the country’s surveillance capabilities and provide services in the field of agriculture, forestry and disaster management among others. NASA plans to send equipment to Moon from 2020  For the first time since the 1970s, NASA is planning to to send equipment to the surface of the Moon in 2020 and 2021, in anticipation of a crewed lunar mission in 2024. India Successfully Test-Fires Air Launched Version of  The landers will deliver up to 23 small payloads of BrahMos From Su-30 MKI Fighter Jet equipment provided by NASA.  The Indian Air Force (IAF) successfully conducted the test firing of the air version of BrahMos missile from its ISRO to launch Chandrayaan-2 between July 9-16 frontline Su-30 MKI fighter aircraft on May 22, 2019.  The Indian Space Research Organisation (ISRO) is likely  This was the second successful test of the missile, while to launch India’s second spacecraft to the moon, the first testing was done on November 22, 2017 making ‘Chandrayaan-2’ between July 9 and July 16. IAF the first air force in the world to successfully fire an  GSLV Mark-III will launch Chandrayaan-2 from air launched 2.8 Mach surface attack missile of this Sriharikota, Andhra Pradesh. category on a sea target.  Programs recently launched by ISRO- YUVIKA 2019(Young Scientist Program), SwS(Samwad with SpaceX launches First 60 satellites of its ‘Starlink’ Con- Students), UNNATI (UNispace Nanosatellite Asembly stellation & Training by ISRO). SpaceX launched a rocket carrying the first 60 satellites of its ‘Starlink’ constellation, from Cape Canaveral, Florida in US. The ISRO to launch its own space station by 2030: ISRO Chief SpaceX’s new array of Starlink communication satellites is intended  The Chairman of Indian Space Research Organisation to provide Internet from space. The launch was conducted by (ISRO) K Sivan announced that India will have its own SpaceX’s Falcon 9 rockets Space station by 2030. This will help ISRO to send The US California-based Space Exploration Technologies, or more astronauts to space. SpaceX is a private rocket company of high-tech entrepreneur  A space station is like a habitable artificial satellite that Elon Musk. Musk is also chief executive officer (CEO) of automaker is designed to remain in space and is capable of being Tesla Inc. inhabited by crew members for an extended period of time. Delhi Metro is India’s first project to receive power from waste-to-energy NASA unveils schedule for ‘Artemis’ 2024 Mission The National Aeronautics and Space Administration (NASA) of Delhi Metro became India’s the first ever project to receive power from a waste-to-energy plant. The Delhi Metro Rail Corporation United States (US) has unveiled the calendar for its forthcoming (DMRC) started receiving 2 MW power from a 12 MW capacity “Artemis” program. waste-to-energy plant set up in Ghazipur, Uttar Pradesh. The schedule for Artemis Programme is as follows: 1. Artemis 1: It is planned for 2020. It will be an uncrewed Google map launched new public transport features in India flight test mission around Moon. It will demonstrate A web mapping service, Google map launched three India-First NASA’s capability of sending crew spaceship to lunar features targeted at Public transport users to access public transport orbit ahead of its return to surface of Moon. quickly and easily. It stated that Google map users now can see the 2. Artemis 2: is the next mission planned for 2022. It will bus travel times from live traffic data across 10 cities, get to know orbit Earth’s satellite (moon) and will fly a different the real-time train status on the platform as well as get commute suggestions that combine public transport and auto-rickshaws.

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path than first test flight. It will be a crewed mission and IIT-Madras unveiled Data Platform to Improve efficiency of around Moon for first time in 50 years Government Infrastructure Development 3. Artemis 3: will follow Artemis 2. This is the ‘Artemis’ The Indian Institute of Technology (IIT) Madras has launched a 2024 Moon mission which will return astronauts to lunar Data Platform of ‘Integrated Database on Infrastructure Projects’ surface by year 2024, including first woman and the next (IDIP) to improve the efficiency of Government Infrastructure man. So far only 12 humans (all American male) have Development. It will help in effective decision-making among walked on Moon. different stakeholders involved in the infrastructure sector. The All three missions will be launched into space by biggest development partner for the project is Akara Research and rocket of all time, the Boeing-led Space Launch System Technologies. (SLS). 

the 34th African country to implement such restrictions, according to the United Nations Environmental Programme (UNEP). NGT formed panel to discuss plea seeking ban on plastic packaging The National Green Tribunal (NGT) has formed a panel to look into the needs for further norms to restrict the use of plastic packaging of food products. This was formed after a plea to seek a ban on the plastic packaging of food products.A bench headed by NGT Chairperson Justice Adarsh Kumar Goel formed the panel.The nodal agency for coordination is FSSAI (Food Safety and Standards Authority of India) and it is required to furnish its report to the tribunal within three months by e-mail.

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25 States Miss Deadline to Submit Plastic Disposal Plan; Face Rs 1 cr Penalty  The National Green Tribunal (NGT) had directed all the states and Union Territories (except 4) to submit their respective action plans on systematic disposal of plastic waste in compliance to Plastic Waste Management (PWM) Rules, latest by April 30, 2019, to Central Pollution Control Board (CPCB).  In this regard, 25 states have failed to comply to the directions, and now as per NGT’s order, each state would have to pay the pollution body a compensation at the rate of Rs one crore per month. Canada To Ban Single Use Plastics From 2021 Canada Prime Minister Justin Trudeau announced that single-use plastics will be banned in the country from 2021. He declared it a global challenge to phase out the plastic bags, straws and cutlery clogging the world’s oceans. Tanzania becomes yet another African nation banning plas- tic bags A plastic bag ban comes into force in Tanzania as Africa leads efforts to stem the tide of plastic pollution. Tanzania is banning the importation, production, sale and use of plastic bags. It becomes

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Burnout classified as medical condition: WHO The World Health Organization (WHO) has for the first time recognised “burn-out” in its International Classification of Diseases (ICD). The decision was taken during the World Health Assembly (WHA) in Geneva.

Ebola drug ‘remdesivir’ to protect against Nipah virus An experimental Ebola drug ‘remdesivir’ is found to cure Nipah virus also according to the new study published in Science Translational Medicine from National Institutes of Health scientists and colleagues. The drug was developed by Gilead Sciences, Inc. in collaboration with scientists from the Centers for Disease Control and Prevention (CDC).nbNipah is a zoonotic virus which is transmitted from animals such as bats or pigs to humans and can also spread through contaminated food and people-to-people contact. In May 2018, it has claimed 17 lives in Kerala.

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air launched 2.8 Mach surface attack missile of this category on a sea target. Lt Bhawana Kanth, 1st Woman To Qualify To Go To Day Missions On Fighter Jet Flight Lieutenant Bhawana Kanth became the first woman pilot of the Indian Air Force to qualify to undertake missions by day on a fighter aircraft. She completed the Day Operational syllabus on MiG-21 Bison. Bhawana joined the fighter squadron in 2017 and flew the first solo on MiG- 21 Bison in 2018. US, Japan, South Korea, Australia Hold 1st Naval Drills In Western Pacific U.S. Navy ships conducted joint drills with warships from allies Japan, Australia and South Korea in their first combined exercise in the Western Pacific. Supersonic cruise missile BrahMos test-fired at Chandipur in Odisha India Successfully Test-Fires Air Launched Version of The anti-ship version of Supersonic cruise missile BrahMos was BrahMos From Su-30 MKI Fighter Jet test-fired from Complex-3 of the Integrated Test Range (ITR) at  The Indian Air Force (IAF) successfully conducted the Chandipur in Odisha. BrahMos, with a strike range of around 290 test firing of the air version of BrahMos missile from its km, can be fired from land, sea, and air. frontline Su-30 MKI fighter aircraft.  This was the second successful test of the missile, while Indian Navy successfully conducted ‘live mating’ of subma- the first testing was done on November 22, 2017 making rine rescue system DSRV IAF the first air force in the world to successfully fire an The Deep Submergence Rescue Vehicle (DSRV) based at Visakhapatnam, successfully conducted the live mating exercise. It

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MILITARY EXERCISES India-France to Hold Mega Air Exercise “Garuda VI” in July Singapore-India Bilateral Maritime Exercise SIMBEX-2019  The Air Forces of India and France will carry out a two- Concluded week-long mega air exercise “Garuda VI” beginning July 1, 2019 at an air base in France to further boost to  The Singapore-India Maritime Bilateral Exercise military-to-military ties between the two countries. (SIMBEX-2019) concluded on May 22, 2019.  The bilateral naval drill, consisting of both harbour phase Army’s training exercise, “Kharga Prahar” held in Punjab and sea phase, was conducted by the Indian Navy and The exercise “Kharga Prahar”, was undertaken in the plains of the Republic of Singapore Navy from May 16 to May Punjab by various units and formations of Army’s Kharga Corps. 22. The components of the Indian Air Force also participated in the U.S., Japan, South Korea & Australia Holds 1st Naval Drill exercise. “Pacific Vanguard” 

7th of June. She was a Conservative leader. Her leadership had been turbulent. Thaawarchand Gehlot participated in 2nd Glo- bal Disability Summit  Thaawarchand Gehlot attended 2nd Global Disability Summit in Buenos Aires in Argentina.The objective of 3-day summit is to deliberate on issues across the world concerning empowerment and inclusion of Persons with Disabilities. The 14th Organisation of Islamic Coopera- tion (OIC) summit was held in Mecca  The 14th summit of the OIC was held in Mecca, Saudi Arabia and hosted by Saudi King Salman bin Abdul Aziz Al Saud.  The official purpose of meeting was to address ‘current issues in Muslim world’ and ‘recent developments in a number of OIC member states.  OIC – Established (25th Sept 1969) 2019 Urban 20 Mayors Summit Held in Tokyo Headquarter (Jeddah,Saudi Arabia) 57 Member States.  The 2019 Urban 20 Summit was hosted by the Tokyo  Its official languages are Arabic, English and French. Metropolitan Government, led by Governor Yuriko Koike from 21-22 May 2019. Nirmala Sitharaman to attend G-20 Finance Ministers’ meet-  The Urban 20 Mayors Summit takes place one month ing in Japan ahead of the G20 Summit.  G-20 Finance Ministers and Central Bank Governors  The 2019 G20 Summit will be the fourteenth meeting of meet will begin in Fukuoka, Japan. Group of Twenty and will be held on 28–29 June 2019  Finance Minister Nirmala Sitharaman will attend the event in Osaka, Japan. as her first overseas visit as a finance Minister of India.  RBI Governor Shaktikanta Das will also visit the same SCO Foreign Ministers’ meeting held in Kyrgyzstan with her.  External Affairs Minister attended a 2-  The G20 is an international forum for the governments day meeting of the Shanghai Cooperation and central bank governors from 19 countries and the Organisation(SCO) in Kyrgyzstan capital Bishkek. European Union. British PM , Theresa May announces her resignation. Global Entrepreneurship Summit 2019 Held in The Hague,  British Prime Minister, Theresa May announced her Netherlands resignation after a 3-year tenure. She has set the date as

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 The ninth edition of the Global Entrepreneurship Summit  India emphasized to promote MSMEs in developing was held in The Hague, Netherlands from June 3-5, 2019. countries to boost domestic and global trade. For the first time, the event was held in European Union.  About 1,200 entrepreneurs from across 140 countries, 16th Asia Media Summit held in Siem Reap Province, Cam- including 33 from India, participated in the Summit to bodia deliberate on the five global challenges surrounding water,  The 16th Edition of Asia Media Summit (AMS) 2019 agriculture, healthcare, connectivity, and energy. was held in Siem Reap province, Cambodia. G20 Ministerial Meeting held in Japan Quadrilateral Security Dialogue (Quad) meets in Bangkok  The G20 Ministerial meeting on Trade and Digital The Quadrilateral Security Dialogue also known as Quad is an Economy was held in Tsukuba city, Ibaraki Prefecture, informal strategic grouping consisting of India, US, Australia and Japan. Japan recently met in Bangkok in Thailand.  Indian Delegation for G20 Ministerial Meeting was led by the Commerce Minister Piyush Goyal.   G-20 surveillance note expected that Indian economy will grow 7.3% in 2019 and 7.5% in 2020.

Minister, Shri Ramesh Pokhriyal ‘Nishank’ and Minister of State for HRD, Shri Sanjay Shamrao Dhotre in New Delhi to rename Minister of Human Resource Development to Minister of education. High level committee recommends strategy to reduce crude oil imports In a report submitted to the oil ministry, a high-level committee (HLC) of companies has recommended strategies to reduce import dependency. The committee was formed to discuss research-related synergies and tax issues for state-run oil companies. The committee consisted of Anil Kakodkar (scientist) and Sidharth Pradhan, an expert on financial and tax issues.

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Government constitutes Tribunal for adjudicating ban on LTTE  The Government of India (GoI) has constituted a Tribunal for adjudicating ban on Liberation Tigers of Tamil Eelam (LTTE).  The Tribunal constituted by GoI is comprised of a sitting Judge of Delhi High Court (HC) Justice Sangita Dhingra Sehgal.  LTTE has been banned in India since 1991, after the assassination of former Prime Minister Rajiv Gandhi by its member. In early May 2019 the Ministry of Home Affairs (MHA) issued a notification about extending a ban on LTTE in India for a further period of five years. Draft National Education Policy 2019 Submitted By Dr. Kasturirangan Committee A committee headed by Dr. Kasturirangan submitted draft national education policy 2019 to Union Human Resource Development

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‘Cricket World Cup the Indian Challenge’ Ashish Ray pens down a new book titled ‘Cricket World Cup the Indian Challenge’ and Published by Bloomsbury. 

Relief Package” in Abu Dhabi during the holy month of Ramzan.  The PCT Humanity has been founded by Joginder Singh Salaria. Orchha in Madhya Pradesh Included in UNESCO’s Tentative List of World Heritage Sites  The heritage town of Orchha in Madhya Pradesh has been included in the tentative list of UNESCO world heritage sites, following the proposal sent by the Archaeological Survey of India (ASI) to the UNESCO on April 15, 2019.

Wax Statue of Virat Kohli Unveiled At Lord’s Ahead Of World Cup 2019  The renowned wax museum Madame Tussauds, unveiled the wax statue of Indian Virat Kohli at the iconic Lord’s Cricket Ground, London to mark the launch of the ICC Forbes’ 2019 List Of The World’s 100 Highest-Paid Ath- Men’s World Cup 2019. letes  The statue will stand alongside Usain Bolt, Sir Mo Farah  Argentina football player, Lionel Messi has been named and fellow Indian cricket star Sachin Tendulkar the richest sportsperson as per the Forbes’ 2019 List of The 10th National Science Film Festival of India (NSFFI) the World’s 100 Highest-Paid Athletes with $127 million in total earnings. will be organised in Tripura  Footballer Cristiano Ronaldo is at the second place who  To raise awareness about science and environment earned $109 million. through films, the 10th National Science Film Festival of  Virat Kohli is the only Cricketer and only Indian in the India (NSFFI) will be organised in Tripura, in 2020. list and he is ranked at 100th place.  The film festival would include films from UNICEF, UNESCO & filmmakers from different countries. Indian Owned Charity Trust in UAE Enters Guinness World Records for Holding Longest Iftar Indore’s Devi Ahilya Bai Holkar airport gets ‘international’  Pehal charitable Trust (PCT), a charity run by an Indian status in United Arab Emirates (UAE), has entered the Guinness Indore’s Devi Ahilya Bai Holkar airport declared as an international airport, considered as the busiest airport in Central India. It has Book of World Records for “Longest Line of Hunger

Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Page | 47 [ Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] ] MAGAZINE FOR THE MONTH OF AUGUST 2019 been bestowed Worlds Standardization Certification by the United India constituted 12% of global internet users Kingdom.  According to the report on internet trends released by the venture capitalist Mary Meeker stated that India Two-day Yoga Mahotsava Inaugurated by Vice Chairman Niti ranks second by witnessing 12% world internet users Ayog (close to 455 million).  A 2-day Yoga Mahotsava, Int. Day of Yoga 2019 was  China leads the chart with 21% of global internet users inaugurated by the VC, NITI AAYOG Shri Rajeev Kumar while U.S (United States) placed third with 8%. at New Delhi.  MDNIY under Ministry of AYUSH is organising the 150th Birth anniversary of Mahatma Gandhi celebrated in Yoga Mahotsav-2019 to sensitize the masses for Dhaka celebration of IDY 2019.  The 150th birth anniversary of Mahatma Gandhi was celebrated in Dhaka. AYUSH ministry launches app to expand coverage of events  The High Commission of India organised a bi-Cycle Rally Yoga locator is a map-based location app which will also enable at the Dhaka University campus. yoga instructors to register themselves and reach out to a large number of people. Social Media Profiles to be included in U.S visa application According to a new immigration rule in US, the visa applicants are Army rehabilitation centre brings in ‘Udchalo’ initiative now required to provide social media details dated back to five  In a bid to make wounded soldiers, who are now confined years from the application date, to enhance the screening process to wheelchairs, self-reliant, an initiative ‘UdChalo’ is all of the applicants and ensure national security. This affects nearly set to take off at the Army’s Paraplegic Rehabilitation 15 million people per year. Centre (PRC) in Punjab’s Mohali.  ‘UdChalo’ is a travel portal, that caters for the personal travel of the military and paramilitary forces personnel  by aggregating defence fares and getting exclusive discounts.

turtles and tortoises and encourage human action to help them survive and thrive  The Day is sponsored since 2000 by American Tortoise Rescue.  The theme for 2019 World Turtle Day is “Adopt, Don’t Shop.” International Day of Action for Women’s Health: May 28  Theme 2019: Our Health, Our Rights, Our Lives! Women’s Health Matters. World Hunger Day: May 28  The theme for World Hunger Day 2019 is Sustainability. International Everest Day: May 29  The International Everest Day is observed every year on May 29 in memory of the first summit of Mt. Everest International Day for Biological Diversity :22 May by Sir Edmund Hillary (New Zealand) and Nepalese  The United Nations (UN) has proclaimed 22nd May Tenzing Norgay Sherpa on May 29 in 1953. ‘The International Day for Biological Diversity’ (IDB) International Day of United Nations Peacekeepers: May 29 to increase understanding and awareness of biodiversity  The 2019 Theme is Protecting Civilians, Protecting Peace. issues.  The theme of 2019 is ‘Our Biodiversity, Our Food, Our World No-Tobacco Day: May 31 Health’.  The World No Tobacco Day (WNTD) is observed on 31 May annually to encourage a 24-hour period of abstinence World Turtle Day: May 23 from all forms of tobacco consumption around the globe.  The World Turtle Day is held on May 23 every year to  The Day was created by the member states of the World raise awareness and increase knowledge and respect for Health Organization (WHO) in 1987.

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 The theme of 2019 WNTD is ‘Tobacco and Lung Health’.  The 2019 theme is ‘Gender and the Ocean’. World Milk Day: June 1 World Day against Child Labour 2019: June 12  World Milk Day is observed on June 1 each year since  The theme for the year is “Children shouldn’t work in 2001 to recognize the importance of milk as a global food fields, but on dreams!” and bring attention to activities that are connected with the dairy sector World Blood Donor Day 2019: June 14  It was established by the Food and Agriculture  The Slogan for World Blood Day 2019 is “Safe blood for Organization (FAO) of the United Nations. all”.  The World Milk Day 2019 Theme is “Drink Milk: Today World Elder Abuse Awareness Day: 15 June & Everyday.”  The UN aims to raise awareness of elder abuse and World Environment Day: 5th June prevent it, and on this day.  The theme for World Environment Day 2019 is “Beat  2019 Theme WEAAD is Lifting up Voices. Air Pollution “. Global Wind Day: June 15 World Bicycle Day: 3rd June  The Global Wind Day is held worldwide on 15 June to The United Nation General Assembly declared 3rd June as World celebrate wind energy. It is organized by Wind Europe Bicycle Day. and GWEC (Global Wind Energy Council).  The theme for 2019 is “Future Wind”. World Food Safety Day :7th June  The World Food Safety Day (WFSD) observed every Father’s Day: 16 June 2019 year across the world on 7th June. Father’s Day is celebrated every year on the third Sunday of June  The theme for World Food Safety Day (WFSD) 2019 is to honour the journey of fatherhood and the role that father’s play “Food Safety, everyone’s business”. in the family structure and society. World Oceans Day : June 8  World Oceans Day is an opportunity to raise global  awareness of the challenges faced by the international community in connection with the oceans.

Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Page | 49 [ Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] ] MAGAZINE FOR THE MONTH OF AUGUST 2019 (c) Saudi Arabia (d) Bahrain 15. Which of the following state government has appointed a new advocate general Satish Chandra Verma with immediate effect, replacing Kanak Tiwari on the post recently? (a) Kerala (b) Uttar Pradesh (c) Maharashtra (d) Chhattisgarh 16. Which state government has unveiled its Healthcare Investment Policy-2019? (a) Gujarat (b) Jammu and Kashmir (c) Kerala (d) Odisha (a) 27th May (b) 28th May 17. Which nation celebrated its 12th Repub- (c) 29th May (d) 30th May lic Day on May 29, 2019? 8. How many total matches will be held in (a) Malaysia ICC World Cup 2019? (b) Bangladesh 1. Which senior BJP leader has opted out (a) 42 (b) 45 (c) Maldives of the new Modi Government? (c) 48 (d) 50 (d) Nepal (a) Sushma Swaraj 9. Which country recently signed tripartite 18. Which among the following states cel- (b) Rajnath Singh agreement between India and Japan? ebrated its statehood on May 30? (c) Piyush Goyal (a) Russia (b) China (a) Meghalaya (b) Assam (d) Arun Jaitley (c) Sri Lanka (d) United States (c) Goa (d) Karnataka 2. India is ranked at which position in the 10. Scott Morrison has been sworn in as the 19. Which of the following state has been latest ICC ODI Team Rankings? Prime Minister of which nation? levied 1% calamity cess in India? (a) Second (b) First (a) New Zealand (a) Odisha (b) Gujarat (c) Third (d) Fourth (b) Australia (c) Kerala (d) Uttarakhand 3. Which Indian bowler leads the ICC ODI (c) United Kingdom 20. Which national political party has de- Player rankings for bowlers? (d) Germany cided not to send its spokesperson in (a) 11. The opening match of world cup 2019 TV debates for a month? (b) was held between England and which (a) BJP (b) BSP (c) JaspritBumrah nation? (c) Congress (d) SP (d) Ravichandran Ashwin (a) New Zealand 21. Who has been given the Finance portfo- 4. The first match of ICC World Cup 2019 (b) Sri Lanka lio in the new Modi Government? will be held between which two (c) South Africa (a) Rajnath Singh nations? (d) Pakistan (b) Amit Shah (a) England vs South Africa 12. The first world cup match for 2019 is (c) Piyush Goyal (b) South Africa vs Australia being held in which stadium? (d) Nirmala Sitharaman (c) Pakistan vs England (a) Edgbaston 22. Who has been named as the new Home (d) Bangladesh vs Sri Lanka (b) Lord’s Minister? 5. Who among the following will not at- (c) Trent Bridge (a) Smriti Irani tend the swearing-in ceremony of Prime (d) Oval (b) Amit Shah Minister Narendra Modi? 13. Writer Annie Zaidi has been named the (c) Rajnath Singh (a) K.P. Sharma Oli 2019 winner of Nine Dots Prize. She (d) Nirmala Sitharaman (b) Maithripala Sirisena belongs to which nation? 23. Who among the following will be the new (c) SooronbayJeenbekov (a) Bangladesh External Affairs Minister under Modi (d)Shiekh Hasina (b) India 2.0? 6. The United States recently removed (c) Pakistan (a) Shankar Prasad which country from its currency moni- (d) Indonesia (b) Smriti Irani toring watchlist? 14. The United States has signed a defense (c) S Jaishankar (a) Japan (b) India agreement with which among the fol- (d) Amit Shah (c) Russia (d) China lowing gulf nations? 24. When is World No Tobacco Day ob- 7. When is the International Day of UN (a) Qatar served? Peacekeepers observed every year? (b) UAE

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(a) May 31st (b) May 30th 35. Which state celebrated its Formation Day 45. Which state’s cabinet has passed a reso- (c) May 29th (d) May 28th on June 2? lution to increase reservation for OBCs 25. Which among the following Ministers (a) Telangana (b) West Bengal to 27 percent? has been left out from Narendra Modi’s (c) Bihar (d) Sikkim (a) Rajasthan new Cabinet Ministers? 36. Which state’s Chief Minister has an- (b) Uttar Pradesh (a) DV Sadananda Gowda nounced the proposal of a free ride (c) Maharashtra (b) Maneka Gandhi scheme for women in public transport? (d) Madhya Pradesh (c) Narendra Singh Tomar (a) Uttar Pradesh 46. When is World Environment Day ob- (d) Harsimrat Kaur Badal (b) Delhi served? 26. Which state/UT govt has recently an- (c) Maharashtra (a) June 1st (b) June 3rd nounced to build a water museum? (d) Karnataka (c) June 8th (d) June 5th (a) Maharashtra 37. As per a new study, MRI could be used 47. Which among the following political alli- (b) Kerala to detect which chronic disease? ances have called off their ties tempo- (c) Delhi (a) Cancer (b) Heart Disease rarily? (d) Puducherry (c) Diabetes (d) Thyroid (a) BSP- SP 27. How many women cabinet ministers 38. Which public sector company has be- (b) JDU-BJP (apart from State ministers) are included come India’s most profitable public sec- (c) BJP-Shiv Sena in newly formed Indian Government? tor company in the latest fiscal? (d) Cong-DMK (a) 3 (b) 4 (a) NTPC (b) Bharat Petroleum 48. Which IAF aircraft has gone missing with (c) 5 (d) 6 (c) IOC (d) ONGC 13 people onboard on June 3? 28. Which country has recently removed In- 39. Pinaki Misra has been appointed as the (a) IAF AN-32 dia from currency watch list? Parliamentary party leader of which (b) IAF CN-3A (a) France (b) Germany party? (c) IAF BS-45 (c) USA (d) Spain (a) BJP (b) LJP (d) IAF NU-14 29. In which state has scientists recently iden- (c) BJD (d) Shiv Sena 49. Who has been sworn-in as the President tified a new type of wasp of Kudkremia 40. In one of the major upsets in ICC world of El Salvador recently? family? cup 2019, Bangladesh defeated which (a) Prince (a) Goa (b) Punjab cricket team in Match 5? (b) Sebastian Kurz (c) Jharkhand (d) Tamil Nadu (a) New Zealand (c) NayibBukele 30. Which among the following BJP allies (b) Sri Lanka (d) Muhammadu Buhari refused to join the PM Modi-led gov- (c) Australia 50. The Food and Agriculture Organisation ernment for the second term? (d) South Africa of the United Nations (FAO) selected (a) SAD (b) LJP 41. Which has been reappointed as National June 1st as World Milk Day, which cel- (c) JDU (d) Shiv Sena Security Adviser? ebrates the important contributions of 31. Which high court recently upheld the (a) Rajiv Mehrishi the dairy sector to sustainability, eco- constitutional validity of death penalty (b) Raghuram Rajan nomic development, livelihoods, and for repeat rape offenders? (c) Shaktikanta Das nutrition. The theme for World Milk (a) Bombay High Court (d) AjitDoval Day 2019 is-? (b) Madras High Court 42. Which country would be playing its first (a) Drink Milk Product for Better (c) Kerala High Court match of cricket world cup 2019 on June Life (d) Rajasthan High Court 5, 2019? (b) Drink Milk: Today & Everyday 32. The Modi 2.0 Government created which (a) Australia (c) Importance of Milk in Our Life new Ministry while allocating portfo- (b) India and Society lios to new Council of Ministers on May (c) New Zealand (d) Milk is the Global Foods 31? (d) Pakistan 51. Which former Prime Minister’s death an- (a) Ministry of Nari Shakti 43. Thomas Mueller posted a picture of him- niversary is observed on May 21? (b) Ministry of Jal Shakti self on Twitter, wishing Indian cricket a) Jawaharlal Nehru (c) Ministry of Space exploration team captain Virat Kohli luck for World b) Rajiv Gandhi (d) Ministry of Earth Sciencesý Cup 2019. Mueller is the star football c) Lal Bahadur Shastri 33. Odisha CM Naveen Patnaik recently re- player of which nation’s football team? d) Gulzarilal Nanda signed from which constituency? (a) France (b) Belgium 52. Google has announced suspension of its (a) Hinjili (b) Jashipur (c) Brazil (d) Germany services with which technology giant? (c)Bijepur (d) Titilagarh 44. A case of Nipah Virus resurfaced in which a) Alibaba b) Xiaomi 34. Which airlines resumed its flights to Pa- Indian state recently? c) Baidu d) Huawei kistan after over 10 years of suspen- (a) West Bengal 53. Which nation has suspended the proce- sion? (b) Karnataka dure of filling landing cards by travelers (a) Emirates (b) Lion Air (c) Kerala from India and other nations? (c) Etihad (d) British Airways (d) Maharashtra a) US b) Japan

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c) France d) UK c) Imtiaz Ahmad 75. Who will be conferred with Japan’s ‘Or- 54. Vice President M. Venkaiah Naidu has d) Zaheer Ali der of the Rising Sun’ award for strength- called for protecting which cattle breed 65. Who won the Man Booker International ening the strategic ties and enhancing recently? Prize 2019? mutual understanding between India and a) Ongole b) Ruhade a) Annie Ernaux Japan? c) Sambati d) Anchita b) JokhaAlharthi a) Shyam Saran 55. What is the name of farthest place in c) Olga Tokarczuk b) Sushma Swaraj universe where NASA’s spacecraft has d) Alia Trabucco c) Raveesh Kumar recently found evidence of water? 66. Google announced suspension of its ser- d) Ramnath Kovind a) Webar Galaxy vices with which technology giant? 76. The Indian cricket team would be play- b) Giant Gracia a) Huawei b) Baidu ing its first match at the ICC World Cup c) Wire Gross c) Xiaomi d) Alibaba 2019 against which nation? d) Ultima Thule 67. The voting for the Lok Sabha Elections a) New Zealand 56. Name of Indian spinner who recently 2019 was held in how many constitu- b) South Africa started lifestyle brand CheQmate? encies of Uttar Pradesh? c) England a) Kuldeep Yadav a) 62 b) 80 d) Bangladesh b) Ravidra Jadeja c) 91 d) 100 77. The ICC World Cup 2019 will begin in c) Yuzvendra Chahal 68. Which institution recently announced England and Wales on which among the d) Ashish Nehra creation of a specialised supervisory and following dates? 57. When the World Metrology Day is ob- regulatory structure for commercial a) May 31 b) May 30 served every year? banks, urban cooperative banks and c) June 2 d) June 1 a) 19th May b) 20th May NBFCs? 78. Who has been recently re-elected as the c) 21th May d) 22th May a) Finance Ministry President of South Africa? 58. Starbucks recently opened ‘silent cafe’ b) SEBI a) Jacob Zuma in which country? c) RBI b) Kgalema Motlanthe a) Japan b) France d) FICCI c) Thabo Mbeki c) USA d) China 69. The joint exercise IMCOR is being held d) Cyril Ramaphosa 59. Who was elected as the President of In- between India and which country? 79. The BJP has won how many seats in donesia recently? a) Maldives b) Mauritius West Bengal Lok Sabha Elections 2019? a) Joko Widodo c) Malaysia d) Myanmar a) 21 b) 12 b) Prabowo Subianto 70. When is World Day for Cultural Diver- c) 18 d) 19 c) Sandiaga Uno sity for Dialogue and Development ob- 80. Who will be sworn in as the new Chief d) Ma’ruf Amin served every year? Minister of Andhra Pradesh on May 60. The Indian Navy recently began the a) 19th May b) 20th May 30? IMCOR exercise with which country? c) 21st May d) 22nd May a) Jagan Mohan Reddy a) Russia b) Malaysia 71. Who is the youngest BJP candidate to b) Chandrababu Naidu c) Myanmar d) South Carolina win in the Lok Sabha Elections 2019? c) MK Stalin 61. The lawmakers of which nation amended a) Nusrat Jahan d) K Chandrashekhar Rao the penal code on May 21 to introduce b) Tejaswi Surya 81. When will Narendra Modi be sworn-in life sentence without parole? c) Praveen Nishad as the Prime Minister? a) Serbia b) Georgia d) Mukut Bihari a) May 28 b) May 29 c) Armenia d) Poland 72. Which seat of Uttar Pradesh was not c) May 30 d) May 31 62. Which nation’s opposition has submitted won by the Bhartiya Janata Party in 82. The Orchha town was recently added to no confidence motion against the ruling Lok Sabha Elections 2019? the tentative list of World Heritage Sites government? a) Pilibhit b) Rampur of UNESCO. Where is the Orchha town a) Malaysia b) Sri Lanka c) Gorakhpur d) Baghpat located? c) Indonesia d) Australia 73. In Lok Sabha Election 2019 results which a) Andhra Pradesh 63. Who among the following, who is a three- candidate has won from Begusarai Lok b) Madhya Pradesh time Formula One world champion, Sabha constituency? c) Uttar Pradesh passed away on May 20? a) Gopal Jee Yadav d) Himachal Pradesh a) Niki Lauda b) Ravi Shankar Prasad 83. Prem Singh Golay took oath as the Chief b) Graham Hill c) Giriraj Singh Minister of which state? c) James Hunt d) Dinesh Chandra Yadav a) Tripura b) Tamil Nadu d) Mike Hawthorn 74. What is the present strength of Judges in c) Odisha d) Sikkim 64. Who was appointed as Pakistan High the Supreme Court, as on May 24, 84. Who among the following world leaders Commissioner to India? 2019? has become the first one to meet Japan’s a) MueenulHaq a) 23 b) 26 new emperor? b) Sohail Mehmood c) 29 d) 31 a) Xi Jinping

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b) Narendra Modi c) Department of Animal Husbandry which Indian state? c) Theresa May d) Lokpal a) Sikkim d) Donald Trump 95. The World Health Organisation officially b) Jammu and Kashmir 85. India on May 27, 2019 paid homage to labelled which addictive disorder? c) Meghalaya which among the following leaders, on a) Excessive gaming d) Nagaland his 55th death anniversary? b) Excessive sleeping 106. What is the current Repo Rate as per a) Jawaharlal Nehru c) Excessive eating the Second Bi-monthly policy state- b) Vallabhbhai Patel d) Excessive laughing ment 2019-20? c) Subhas Chandra Bose 96. India’s second warm-up match at the ICC a) 5.50 percent d) Rajendra Prasad World Cup 2019 is against which na- b) 5.75 percent 86. When will the ICC World Cup Final be tion? c) 6.0 percent held? a) Afghanistan d) 6.25 percent a) July 9 b) July 1 b) Pakistan 107. What is the current monetary policy c) July 14 d) July 11 c) Sri Lanka stance as per the Second Bi-monthly 87. Which among the following teams has d) Bangladesh policy statement 2019-20? never won the ICC World Cup before? 97. Which nation has been elected to the Ex- a) Expansionary a) New Zealand ecutive Board of first UN-Habitat As- b) Neutral b) Sri Lanka sembly? c) Accommodative c) Pakistan a) Sri Lanka b) France d) Contractionary d) West Indies c) India d) Malaysia 108. The Reserve Bank of India has done 88. Who will be sworn in as the new Chief 98. When was Menstrual Hygiene Day 2019 away with the charges levied on fund Minister of Arunachal Pradesh? observed? transfers through which of the follow- a) Pema Khandu a) May 27th b) May 28th ing? b) HimantaBiswaSarma c) May 25th d) May 26th a) RTGS c) Biren Singh 99. When was Veer Savarkar Jayanti ob- b) NEFT d) Prem Singh Golay served? c) Both (a) & (b) 89. Which organisation flight tested Guided a) May 25th b) May 27th d) None of the above Bomb from Sukhoi combat jet? c) May 28th d) May 26th 109. Which nation did S Jaishankar visit in a) BARC b) ISRO 100. The Union Government has set up a his first overseas trip as India’s Exter- c) DRDO d) IAF tribunal for adjudicating ban on which nal Affairs Minister? 90. Which IAF’s aircraft was recently certi- militant group? a) Nepal b) China fied to operate on indigenous Bio-Jet a) LTTE b) JeM c) Bhutan d) Indonesia fuel? c) LeT d) Taliban 110. Who among the following has not been a) MiG-21 101. The Government has reconstituted eight included in the NITI Aayog as an ex- b) CH-47 Chinook cabinet committees. The Prime Minis- officio member? c) Global 5000 ter is a part of how many cabinet com- a) Rajnath Singh d) AN-32 mittees? b) Nirmala Sitharaman 91. India invited which group of countries at a) Six b) Eight c) Narendra Singh Tomar the oath-taking ceremony of PM c) Two d) Five d) Piyush Goyal Narendra Modi? 102. Home Affairs Minister Amit Shah is a 111. The ICC has requested which Indian a) BIMSTEC b) SAARC part of how many cabinet committees? cricketer to remove army insignia from c) ASEAN d) BRICS a) Seven b) Five uniform? 92. The DRDO recently test-fired the new c) Eight d) Three a) Virat Kohli b) version of which surface-to-air missile? 103. Who officially launched Swachh c) KL Rahul d) MS Dhoni a) Prithvi b) Akash Survekshan 2020 League? 112. India’s second match in World Cup 2019 c) Agni d) Nirbhay a) Narendra Singh Tomar is against which cricket team? 93. Team India will begin its campaign in the b) Hardeep Singh Puri a) New Zealand ICC World Cup 2019 on June 5 against c) Amit Shah b) Australia which team? d) Smriti Irani c) England a) West Indies 104. Which nation has launched the first Arctic d) Sri Lanka b) Sri Lanka train service? 113. When is World food safety day ob- c) South Africa a) Greenland served? d) England b) United Kingdom a) June 7th b) June 6th 94. Which Insititution on May 28, 2019 c) Russia c) June 4th d) June 5th launched competition for its logo and d) Iceland 114. Which Indian IT industry pioneer an- motto? 105. Dzükou Valley became a plastic free nounced his retirement recently? a) NITI Aayog zone on the occasion of World Environ- a) Azim Premji b) Department of Fisheries ment Day 2019. The valley is a part of b) NR Narayana

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c) FC Kohli despite massive protest? hit coastal areas of Gujarat in next few d) Rishad Chopra a) Taiwan b) Australia days with wind speed of 110-120 115. Where will be the ‘Unknown master- c) Mauritius d) Hong Kong kmph? pieces of Himachal Folk Art’ held? 125. In which state, drone successfully used a) Pawan b) Prakrati a) Solan b) Dharamshala to transport blood from remote health c) Vayu d) Abhed c) New Delhi d) Gurgaon centre? 134. What is the name of senior BJP leader 116. Who was elected as Prime Minister of a) Jharkhand who has been proposed as Pro-tem Thailand? b) Uttar Pradesh speaker for upcoming Lok Sabha ses- a) ThanathornJuangroongruangkit c) Uttarakhand sion? b) Prayuth Chan-ocha d) Madhya Pradesh a) Santosh Gangwar c) Maha 126. In a recent list released by Forbes, which b) Ajeet Sinha d) PalangPracharath woman of Indian origin is ranked 18th c) Jairam Singh 117. Which Country will host India in all 3 in the list of America’s richest 80 d) Virendra Kumar formats of Cricket in 2020? women? 135. What is the ranking of India in “End of a) New Zealand a) Neerja Sethi Childhood Index” released by Save the b) South Africa b) Neha Narkhede Children recently? c) West Indies c) Aprajita Sinha a) 110 b) 111 d) England d) Jayshree Ullal c) 112 d) 113 118. Recently, the Agreement for Exchange 127. Which of the following Indian historian 136. When was World Day against Child of Information was notified between has been elected as the International Labour observed? India and which country? Member of the American Philosophical a) June 12th b) June 13th a) Serbia b) Mozambique Society? c) June 10th d) June 9th c) Zimbabwe d) Marshall Islands a) Brijesh Das Gupta 137. The Union Government has decided to 119. Which of the following accused in Kathua b) Romila Thapar develop Eklavya Model Residential rape-murder case was acquitted by c) Arvind Chaturvedi Schools for which community? Pathankot special court? d) Anushka Rawat a) Dalits a) Vishal Jangotra 128. Where would be main event of Interna- b) EWS b) Pravesh Doshi tional Yoga Day will be organised in c) Scheduled Castes c) Anand Dutta country by Government of India? d) Schedules Tribes d) Tilak Raj a) Ranchi b) Alwar 138. Which financial institution has consti- 120. Which nation has set the record of post- c) Almora d) Patna tuted a committee to review ATM pric- ing the highest-ever chasing target 129. The wreckage of which Indian Air Force ing? against Australia in a cricket world cup aircraft was found in Arunachal Pradesh a) NITI Aayog match? recently? b) IMF a) India b) West Indies a) AN-32 c) SEBI c) England d) New Zealand b) Mig-21 d) RBI 121. Which Indian cricketer became the 4th c) Mirage 2000 139. Who has been appointed as the new batsman in the world to hit 2000 ODI d) Boeing 707 leader of Rajya Sabha? runs against Australia during India vs 130. Which country announced on June 11, a) ThawarchandGehlot Australia world cup match on June 9? 2019 to ban single use plastics from b) Amit Shah a) Virat Kohli 2021? c) Smriti Irani b) Rohit Sharma a) Thailand b) Canada d) Rajnath Singh c) c) Japan d) Russia 140. Which among the following is the sched- d) MS Dhoni 131. Which world leader became the first to uled launch date of Chandrayaan-2? 122. Which cricketer announced his retire- visit Sri Lanka after the Eater serial a) July 10th b) July 15th ment from international cricket on June bombings that left over 250 dead? c) July 13th d) July 5th 10? a) Justin Trudeau 141. Which Indian is the sole one to feature a) MS Dhoni b) Vladimir Putin on the Forbes 2019 list of world’s high- b) Rohit Sharma c) Narendra Modi est-paid athletes? c) Yuvraj Singh d) Sheikh Hasina a) Virat Kohli d) Shikhar Dhawan 132. Name of superstar whose b) Mithali Raj 123. Which planet will be the brightest ob- Twitter account was recently hacked by c) PV Sindhu ject in the sky in June, besides the sun a Turkish hacker? d) Sania Mirza and the moon? a) 142. Who topped the Forbes 2019 list of a) Venus b) Jupiter b) Salman Khan world’s highest-paid athletes? c) Saturn d) Mercury c) a) Floyd Mayweather 124. Which region among the following has d) Ranbir Singh b) Cristiano Ronaldo decided to go ahead with extradition laws 133. What is the name of cyclone that may c) Lionel Messi

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d) Roger Federer (BS–VI) norms that are the latest emis- 157. IRSDC entered a Tripartite Agreement 143. Who has been appointed as the deputy sion norms as notified by the Govern- with French Railways (SNCF) & AFD, leader of BJP in the Lok Sabha? ment of India for the two-wheeler seg- a French Agency which will finance up a) Amit Shah ment? to 7,00,000 EURO, through French b) Piyush Goyal a) Central Warehousing Corporation National Railways (SNCF)-Hubs and c) ThawarchandGehlot (CWC) Connexions as a Technical Partner to d) Rajnath Singh b) Automotive industry in India IRSDC to support the Railway Station 144. Which country has decided to invest Rs c) Ministry of Road Transport and Development Program in India. What 13,000 cr in India’s northeast region? Highways is full form of IRSDC? a) Russia b) US d) International Centre for a) Indian Railway Station c) Japan d) Germany Automotive Technology Development Corporation 145. The RBI has slapped a penalty of Rs. 2 152. FormerChief Minister between 1996 b) Indian Railway Station crores on ______for the and 2000 and a senior Development Council non-state lender’s failure to adhere to DravidaMunnetraKazhagam leader RV c) Indian Railway Scheme the regulator’s diktat on promoter Janakiraman was passed away recently. Development Chamber shareholding recently. He was former CM of- d) Indian Railway Station a) Axis Bank a) Lakshadweep Department Corporation b) State Bank of India b) Kerala 158. Canada Prime Minister Justin Trudeau c) HDFC Bank c) Goa has announced that single-use plastics d) Kotak Mahindra Bank d) Puducherry will be banned in the country from-? 146. Who has won her first Grand Slam 153. The V.O. Chidambaranar Port Trust, a) 2023 b) 2025 singles title after easing past Czech teen- Tuticorin and ______have signed an c) 2022 d) 2021 ager Marketa Vondrousova in straight MoU for facilitating Direct Port Entry 159. India has received an invitation to at- sets in the women’s final in French Open (DPE) of e-sealed factory stuffed ex- tend the outreach Session at the G-7 2019? port container to the port under ‘Ease Summit 2019 to be held in-? a) TimeaBabos of Doing Business’. a) Canada b) Italy b) Ashleigh Barty a) National Fertilizers Limited c) France d) Germany c) Kristina Mladenovic b) Food Safety and Standards 160. US retail giant ______has moved d) Simona Halep Authority of India past hi-tech titans Apple and Google to 147. World Oceans Day takes place every c) Central Warehousing Corporation become the world’s most valuable brand, year on- d) Food Corporation of India a key survey showed recently. a) 08th June b) 05th June 154. Which company has acquired ethnic a) Youtube b) Amazon c) 12th June d) 10th June apparel and lifestyle retailer ‘Jaypore c) Facebook d) Gmail 148. Which of the following country will E-Commerce Pvt. Ltd‘ which sells eth- 161. Who has been named as acting Central confer ‘Nishan Izzuddin’ award on nic fashion merchandise under its own Vigilance Commissioner as current Prime Minister Narendra Modi and this brand ‘Jaypore’ for Rs 110 crore? (CVC) recently? award is the highest award to honour a) Lifestyle a) Anita Bhatia foreign nationals? b) Aditya Birla Fashion and Retail b) Sanjiv Puri a) Singapore b) Thailand Ltd c) Azim Premji c) Sri Lanka d) Maldives c) Myntra d) Sharad Kumar 149. Commerce and Industry Minister d) Future Group 162. The International Labour Organization Piyush Goyal is leading the Indian del- 155. Who has topped in the recently released (ILO) launched the World Day Against egation for the two-day G20 Ministe- Association of Tennis Professionals Child Labour to be organized across the rial meeting on Trade and Digital (ATP) Rankings? world on ______Economy beginning in-? a) Novak Djokovic a)10th June b) 8th June a) Japan b) Russia b) Rafael Nadal c) 12th June d) 15th June c) Germany d) China c) Roger Federer 163. The Reserve Bank of India constituted 150. The country’s foreign exchange reserves d) Dominic Thiem a six-member committee to review the increased by USD 1.875 billion to USD 156. Which of the following state has de- ATM interchange fee structure with a ______billion in the week cided that the all farmers, including peas- “view to increase the ATM deployment ending 31st May 2019. ants, will be given Rs 12,500 a year as in the unbanked areas”. The committee a) USD 342.675 input subsidy before the sowing sea- will be led by ______b) USD 421.867 son in the recently cabinet meeting? a)Vimal Karnad c) USD 554.212 a) Arunachal Pradesh b) V G Kannan d) USD 845.954 b) Sikkim c) Arvinda Srivastava 151. Which of the following organisation has c) Telangana d) Kamlesh Nath released India’s first Type Approval d) Andhra Pradesh 164. Name the person who has been re-ap- Certificate (TAC) for Bharat Stage– VI pointed as Principal Secretary to Prime

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Minister Narendra Modi with Cabinet 172. The Union Cabinet has cleared the New 179. Cancer-hit badminton star Lee Chong minister rank. Delhi International Arbitration Centre Wei announced his retirement. He is a a)Devansh Mishra (NDIAC) Bill, 2019. The NDIAC will retired ______professional b)Devashish Pant effect from- badminton player. c)Kriplesh Singh a) 2nd March 2019 a) Japanese d)NripendraMisra b) 2nd January 2019 b) Indonesian 165. Name the company that has surpassed c) 2nd May 2019 c) Malaysian US technology giant IBM in terms of d) 2nd June 2019 d) Chinese market capitalization. 173. Which of the following university will 180. According to a report released by brand a)Tata Consultancy Services confer the distinguished alumni award analytics firm TRA Research, b) WIPRO to Union Ministers Nirmala Sitharaman ______has emerged as the c) Infosys and Subrahmanyam Jaishankar? most trusted brand in India in 2019. d) Reliance Communication a) Indira Gandhi National Open a) Apple b) Dell 166. Name the Very Severe Cyclonic Storm University c) Sony d) MI that has hit over East-central Arabian b) Jawaharlal Nehru University 181. Who was awarded the 54th Jnanpith Sea and moved nearly northwards with c) University of Delhi Award for his contribution to the en- a speed of about 13 kmph. d) Guru Gobind Singh Indraprastha richment of Indian Literature in English? a) FANI b) VANI University a) Amitav Ghosh c) VAYU d) FONI 174. According to annual report on internet b) Vikram Seth 167. British consumer goods giant Reckitt trends by venture capitalist Mary c) Anita Desai Benckiser named PepsiCo executive Meeker, Which country accounts for d) Arundhati Roy ______to succeed Rakesh 12% world’s internet users? 182. Name the Bollywood actress, who is a Kapoor as chief executive officer. a) China b) USA global UNICEF Goodwill Ambassador a) Prakritesh Talwar c) India d) Germany for Child Rights is going to be honoured b) Suwarna Raju 175. India successfully conducted a first test with Danny Kaye Humanitarian Award c) Kamal Nath flight of the indigenously developed by UNICEF at the UNICEF SNOW- d) Laxman Narasimhan Hypersonic Technology Demonstrator FLAKE BALL recently? 168. Name the Union Minister for Tribal Vehicle (HSTDV) from a base off the- a) Priyanka Chopra Affairs who has recently launched the a) Coastal States b) Aishwarya Rai “e-governance initiatives for ST Wel- b) South coast of India c) Katrina Kaif fare schemes” at a function organized c) West Bengal coast d) Deepika Padukone by Ministry of Tribal Affairs. d) Odisha coast 183. A team of scientists from a) Raj Kumar Singh 176. The U.S. Embassy organised its ______and the Wildlife In- b) Ashwini Kumar Choubey ______annual ‘Student Visa stitute of India, in collaboration with c) Arjun Ram Meghwal Day’ and launched ‘Education USA In- researchers from Indonesia and the US, d) Arjun Munda dia have discovered a new species of ‘paddy 169. Name the country that has decided to a) first b) second frog’ from Northeast India, primarily invest an amount of Rs.13,000 crore, in c) third d) fifth Assam. several ongoing as well as new projects 177. Which of the following Indian player a) Banaras Hindu University in different states of India’s North- East- ranked 100th and remains the sole In- b) University of Delhi ern region. dian in the Forbes list of world’s high- c) Jawaharlal Nehru University a) China b) Maldives est-paid athletes with estimated annual d) Guru Gobind Singh Indraprastha c) Japan d) Male earnings of $25 million? University 170. 2nd Bi-Monthly monetary policy state- a) MS Dhoni 184. PazhavilaRameshan was a ______ment has been released. The reverse repo b) Rohit Sharma language journalist, poet and lyricist rate under the LAF stands adjusted to c) MC Marycom from Kerala, India and received the 2017 ______. d) Virat Kohli Kerala Sahitya Akademi Award for a) 5.75% b) 5.50% 178. The Hypersonic Technology Demon- Overall Contributions. c) 5.25% d) 5.00% strator Vehicle (HSTDV) is an un- a) Marathi b) Telugu 171. What is the theme for World Day manned scramjet (allowing supersonic c) Kannad d) Malayalam Against Child Labour 2019? combustion) demonstration vehicle that 185. Which organisation has changed its name a) Stop Child Labour, Protect can cruise up to a speed of mach 6 (or to “World Athletics” in its 217th coun- Childhood six times the speed of sound) and rise cil meeting which took place in Mo- b) Let’s Together Protect Childhood up to an altitude of ______km in naco? c) Say No To Child Labour 20 seconds. a) European Athletics Association d) Children shouldn’t work in fields, a) 55 km b) 65 km b) FIFA but on dreams! c) 40 km d) 32 km c) International Association of Athletics Federations

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d) International Shooting Sport 193. What is the minimum fixed monthly Federation pension for farmers under the Pradhan ANSWER KEYS 186. Minister of State (I/C) of Culture & Mantri Kisan Pension Yojana? Tourism, GoI who inaugurated the ex- a) Rs 3000 b) Rs 4000 1. d 2. a 3. c 4. a hibition titled “Astitva: The Essence of c) Rs 5000 d) Rs 3500 5. d 6. b 7. c 8. c Prabhakar Barwe”, at National Gallery 194. Which country has topped among 163 9. d 10. b 11. c 12. d of Modern Art, New Delhi is countries in the recently released Glo- 13. b 14. b 15. d 16. b a) Jalam Singh patel bal Peace Index 2019? 17. d 18. c 19. c 20. c a) Finland b) Sweden b) Narendra Singh Tomar 21. d 22. b 23. c 24. a c) Shri Prahlad Singh Patel c) Iceland d) Norway 25. b 26. c 27. a 28. c d) Rakesh Singh 195. Which corporation have sold its 4.22% 29. a 30. c 31. a 32. b 187. The government has reduced the total stake in Gruh Finance for Rs 899 crore? 33. c 34. d 35. a 36. b rate of the contribution made by work- a) Life Insurance Corporation 37. b 38. d 39. a 40. d ers and employers towards the Employ- b) Housing and Urban Development 41. d 42. b 43. d 44. c ees’ State Insurance (ESI) scheme from Corporation Ltd 6.5% to ______for the first time in c) Housing Development Finance 45. d 46. d 47. a 48. a over two decades? Corporation 49. c 50. b 51. b 52. d a)4.4% b)4.2% d) India Bulls 53. d 54. a 55. d 56. c c)3.5% d)4.0% 196. The Information and Broadcasting Min- 57. b 58. d 59. a 60. c 188. Which Indian regulatory will infuse Rs istry directed all satellite TV channels 61. a 62. b 63. a 64. a 12,500 crore into the financial system to display the cast, credits and titles of 65. b 66. a 67. b 68. c through bond purchases under the Open Hindi and regional language serials that 69. d 70. c 71. a 72. b Market Operation (OMO)? they broadcast in the respective lan- 73. c 74. d 75. a 76. b a) RBI guages too. Who is the present Union 77. b 78. d 79. c 80. a b) IRDAI Minister of Information and Broadcast- 81. c 82. b 83. d 84. d c) NHB ing? 85. a 86. c 87. a 88. a d) SEBI a) Prakash Javadekar 89. c 90. d 91. a 92. b 189. Which asian country has secured 141st b) Harsh Vardhan 93. c 94. d 95. a 96. d rank among 163 countries in the recently c) Piyush Goyal 97. c 98. b 99. c 100. a released Global Peace Index 2019? d) Ravi Shankar Prasad 101. a 102. c 103. b 104. c a) Pakistan 197. Which organisation has announced 105. d 106. b 107. c 108. c b) Sri Lanka names of 22 winners for Bal Sahitya 109. c 110. d 111. d 112. b c) Afghanistan Puraskar and 23 winners for 113. a 114. a 115. c 116. b d) India YuvaPuraskar? 117. a 118. d 119. a 120. a 190. Atop which mountain, a team of a) Sahitya Akademi 121. b 122. c 123. b 124. d Tribhuvan University and National b) Sangeet NatakAkademi 125. c 126. d 127. b 128. a c) National School of Drama Geographic Society scientists and re- 129. a 130. b 131. c 132. c d) Lalit Kala Akademi searchers have installed the world’s high- 133. c 134. d 135. d 136. a est, fully automated weather station? 198. What is the current FIFA ranking of 137. d 138. d 139. a 140. b a) Mount Everest Indian Football Team? 141. a 142. c 143. d 144. c b) Mount killimanjaro a) 100th b) 101st 145. d 146. b 147. a 148. d c) Cho oyu c) 103rd d) 104th 149. a 150. b 151. d 152. d d) Mount Elbrus 199. NASA’s Spitzer Space Telescope to 191. Which Indian regulatory have directed Retire in which year? 153. c 154. b 155. a 156. d rating companies to create a uniform a) 2019 b) 2025 157. a 158. d 159. c 160. b probability of default benchmark for c) 2030 d) 2020 161. d 162. c 163. b 164. d each rating category on their website? 200. Which of the following consumer lend- 165. a 166. c 167. d 168. d a) RBI ing technology company have partnered 169. c 170. b 171. d 172. a b) SEBI with Digit Insurance to offer EMI in- 173. b 174. c 175. d 176. d c) CRISIL surance to the company’s five million 177. d 178. d 179. c 180. b d) IRDAI customers? 181. a 182. a 183. b 184. d 192. Which day is celebrated as Kargil Vijay a) Paytm 185. c 186. c 187. d 188. a Diwas? b) Zest Money 189. d 190. a 191. b 192. b a) 26th June c) Mobikwik 193. a 194. c 195. c 196. a b) 26th July d) Freecharge 197. a 198. b 199. d 200. b c) 20th June d) 16th May 

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(b) Madhya Pradesh (c) Meghalaya (d) J & K 14. Which planet in our solar system is nearly as big as the earth? (a) Mercury (b) Mars (c) Venus (d) Pluto 15. Identify the most infertile amongst the following soils. (a) Black cotton soil (b) Alluvial soil (c) Literate soil (d) Peaty soil 16. Spot the odd item of the following : (a) Shale (b) Marble (c) Limestone (d) Sandstone 17. Which of the following reasons is respon- sible for lack of vegetation in the deserts? (a) Heavy volume of sands 1. Who gave the title of ‘Sardar’ to Vallabh 7. The most powerful Peshwa was (b) Absence of B-horizon in the soil Bhai Patel (a) Balaji Baji Rao (c) High temperature (a) Mahatma Gandhi (b) Baji Rao-I (d) Lack of rainfall (b) Vinoba Bhave (c) Madhava Rao 18. Which of the following lakes is called (c) J. Nehru (d) Balaji Vishwanath ‘Honeymoon Lake’? (d) M A Jinnah 8. Chandragupa maurya spent his last days (a) Nyasa (b) Chad 2. Who was the viceroy when Delhi be- at (c) Titicaca (d) Toba came the capital of British India? (a) Kashi (b) Pataliputra 19. The spiral flow in a stream caused by (a) Lord Curzon (c) Ujjain (d) Sravanabelgola channel shape is called : (b) Lord Minto 9. The Ashokan Inscriptions were engraved (a) Stream flow (c) Lord Harding-II in which script? (b) Laminar flow (d) Lord Waveli (a) Magadhi (b) Brahmi (c) Turbulent flow 3. Who established the Indian civil Liber- (c) Pali (d) Devnagari script (d) Helical flow ties Union in 1936? 10. Who was the first monarch in the Delhi 20. The forest in Silent valley of Kerala is an (a) Subhash Chandra Bose Sultanate to start direct relations with example of (b) Bal Gangadhar Tilak the cultivators to know the actual (a) Mangrove forest (c) Jawahar Lal Nehru amount they as land revenue? (b) Deciduous forest (d) Rajendra Prasad (a) Balban (c) Tropical rainforest 4. Who was the regent of Akbar in his early (b) Ala-ud-din-Khilji (d) Alpine coniferous forest days? (c) Muhamad-bin-Tughlaq 21. The device through which the radiation (a) Abul Fazl (b) Bairam Khan (d) Sikandar Lodi of the sun rays is measured: (c) Tansen (d) Todarmal 11. Which one amongst the following is the (a) Astrometer 5. Before assuming the office of the Sultan oldest Dynasty? (b) Chrescograph of delhi Balban was the Prime Minister (a) Pallava Dynasty (c) Barometer of Sultan (b) Chola Dynasty (d) Actinometer (a) Nasir-ud-din (c) Maurya Dynasty 22. At boiling point of liquids, its (b) Qutub-ud-din-Aibak (d) Gupta Dynasty (a) Temperature increases (c) Bahrem Shah 12. The Mughal queen, whose name was in- (b) Atmospheric pressure increases (d) Aram Shah scribed on the coins and on all royal (c) Temperature remains constant 6. Who was the French Governor of farmans as well as attached to the im- (d) Vapour pressure decreases Pondicherry? Who tried to make the perial signature was ___. 23. The major objective of monetary policy French company as a powerful com- (a) Nur Jahan is to pany? (b) Jodha Bai (a) Increase government’s tax revenue (a) Thomas Arthur, comte delally (c) Mumtaz Mahal (b) Revamp the Public Distribution (b) Godeheu (d) Ladli Begum System (c) La baurdonnais 13. Which state produces maximum soya (c) Promote economic growth with (d) Joseph francois Dupleix bean? price stability (a) Puducherry

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(d) Weed out corruption in the 33. Heat energy of an object is 42. Which method is used for the purifica- economy (a) The average energy of the tion of bauxite ore? 24. Which one is not the main objective of molecules of the object (a) Magnetic Separation fiscal policy in India? (b) The total energy of the molecules (b) Electrolysis (a) To increase liquidity in the of the object (c) Leaching economy (c) The average velocity of the (d) Levigation (b) To promote price stability molecules of the object 43. Heating pyrites in air to remove sulphur (c) To minimize the inequalities of (d) The average P.E. of the molecules is known as income & wealth of the object (a) Bessemerisation (d) To promote employment 34. In a nuclear reactor cadmium rods are (b) Roasting opportunity used to (c) Calcination 25. “Earth provides enough to satisfy (a) Speed up Neutrons (d) Smelting everyman’s need but not everyman’s (b) Slow down neutrons 44. Study of effect of light on various bio- greed”. Who said this? (c) Absorb Neutrons logical life process (a) Guru Nanak Dev (d) Produce Neutrons (a) Potobiology (b) Mahatma Gandhi 35. The electrical circuit used to get smooth (b) Photobiology (c) Pope Paul VI DC output from a rectifier circuit is (c) Photometry (d) Smt. Indira Gandhi called (d) None of these 26. Who won the first medal for India at the (a) Amplifier (b) Filter 45. The characteristic odour of garlic is due Rio Olympics? (c) Oscillator (d) Full Rectifier to (a) Babita Kumari 36. Whose experiment proved that the speed (a) A Chloro Compound (b) Narsingh Yadav of light was always the same? (b) A Sulphur Compound (c) P. V. Sindhu (a) James Clark Maxwell (c) A Fluorine Compound (d) Sakshi Malik (b) Michelson and Morley (d) Acetic Acid 27. Terylene is a condensation polymer of (c) Miller and Stanley 46. Consumption of fish is considered to be ethylene glycol and which acid? (d) Werner Heisenberg healthy when compared to flesh of other (a) Benzoic Acid 37. A solution of washing soda in water is animals because fish contains (b) Salicylic acid (a) Acidic (b) Neutral (a) Polyunsaturated Fatty Acids (c) Phthalic acid (c) Bleaching (d) Alkaline (b) Saturated Fatty Acids (d) Terephthalic acid 38. Super cooling stands for cooling of a liq- (c) Essential Vitamins 28. The smallest island country in the Indian uid (d) More Carbohydrates and Proteins Ocean is (a) At Freezing Point 47. The corners of the cells of collenchyma (a) Maldives (b) Sri Lanka (b) Below Freezing Point tissue in plants are thickened due to the (c) Mauritius (d) Madagascar (c) At Melting Point deposition of 29. The Dandi March of Gandhi-is an ex- (d) Above Melting Point (a) Lignin and Suberin ample of : 39. The conduction of electricity through the (b) Suberin and Cutin (a) Non-Cooperation electrolyte solution is due to (c) Cellulose and Pectin (b) Direct Action (a) Movement of Molecules of (d) Chitin and Lignin (c) Boycott Electrolyte 48. Catalytic converters are generally made (d) Civil Disobedience (b) Movement of Ions of Electrolyte from 30. Who among the following introduced the (c) Movement of Separate Atom (a) Carbon Mansabdari system? (d) Movement of Particles of the (b) Alkaline Metals (a) Jahangir (b) Shah Jahan Solvent (c) Transition metals (c) Sher Shah (d) Akbar 40. Which of the following colloids are sol- (d) Hydrogen 31. When was RTI Act enacted in India? vent loving colloids? 49. Hydrogen peroxide is an effective steril- (a) 15th August 2005 (a) Lyophilic izing agent. Which one of the following (b) 15th March 2005 (b) Lyophobic product results when it readily loses (c) 15th June 2005 (c) Hydrophilic active oxygen? (d) 15th July 2005 (d) None (a) Water 32. The tendency of liquid drop to contract 41. Medicines are more effective if they are (b) Hydrogen and occupy minimum area due to used in (c) Nascent Hydrogen (a) Surface Tension (a) Solution State (d) Ozone (b) Vapour Pressure (b) Gaseous State 50. What happens when a drop of glycerol is (c) Density (c) Colloidal State added to crush KMNO4 spread on pa- (d) Viscosity (d) Solid State per? (a) There is a cracking sound (b) The paper ignites

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(c) Explosion 60. Which among the following are the major (b) A. B. Vajpayee (d) No reaction reasons behind preferring Eucalyptus (c) N. G. Ranga 51. Heart beat is controlled by - tree in the planned forestation process? (d) Somnath Chatterjee (a) Vagus nerve 1. Plantation grows very fast 70. Guillermo Cano Press Freedom Prize is (b) Audotary nerve 2. Plantation makes the soil more an initiative of ______. (c) Olfactory nerve fertile. (a) UNEP (b) UNSC (d) None of these 3. Wood from Eucalyptus tree is (c) UNDP (d) UNESCO 52. Cretenism is related to easily converted into pulp for 71. Which department Proposes New Rules (a) Thyroid gland paper industry. To Tax MNCs And Digital Firms In (b) Thymus gland Select the correct answer using the code India (c) Adrenal gland given below: (a) Income Tax Department (d) None of these (a) 1 and 2 (b) 1 and 3 (b) Ministry of Agriculture 53. Deep voice in regulated by which (c) 2and3 (d) 1,2and3 (c) Ministry of Civil Aviation hormone? 61. Which of the following vegetable pro- (d) Ministry of Commerce and (a) Adrenalin teins is considered as good as an animal Industry (b) TSH protein? 72. Which of the following authority has (c) Testosterone (a) Soyabean protein launched the housing scheme for 2019? (d) Thymosine (b) Corn protein (a) Bihar Development Authority 54. “Healing of wound” controlled by - (c) Wheat protein (BDA) (a) Vitamin –C (d) Bengal gram protein (b) Odisha Development Authority (b) Vitamin –D 62. To which one of the following types of (ODA) (c) Vitamin –A organisms do mushrooms belong? (c) Mumbai Development Authority (d) Vitamin – K (a) Algae (b) Ferns (MDA) 55. Which one of the following techniques (c) Fungi (d) Lichens (d) Delhi Development Authority can be used to establish the paternity 63. The most important requirement for the (DDA) of a child? people of a flood hit area is: 73. What is the position of India on WEF (a) Protein analysis (a) Small pox vaccination global Energy Transition index? (b) Chromosome counting (b) BCG injection (a) 74th (b) 78th (c) Quantitative analysis of DNA (c) Inoculation against cholera (c) 72nd (d) 76th (d) DNA finger printing (d) None of these 74. Which of the following India’s airport 56. In human body, the pancreas secretes its 64. Sahara desert is in has now become the world’s 12th busi- enzyme into which one of the follow- (a) Africa (b) Australia est airport? ing? (c) Asia (d) Europe (a) Rajiv Gandhi International (a) Doudenum 65. With which musical instrument was Airport, Hyderabad (b) Ileum Ustad Mustaq Ali Khan associated? (b) Indira Gandhi International (c) Jejunum (a) Shehnai (b) Flute Airport, Delhi (d) Stomach (c) Sitar (d) Tabla (c) Chhatrapati Shivaji Maharaj 57. Among the following food items, which 66. Ms. Gaura Pant “Shivani” who passed International Airport, Mumbai one has the highest amount of carbohy- away recently was a famous (d) Kempegowda International drates? (a) Politician Airport, Bengaluru (a) Apple (b) Banana (b) Scientist 75. Which is the 1st Indian state to ban the (c) Cabbage (d) Pea (c) Social Activist electronic cigarettes? 58. Which among the following is the richest (d) Story Writer (a) Punjab source of ascorbic acid? 67. Which state gives Mewar Award? (b) Uttar Pradesh (a) Apple (b) Bean (a) Delhi (b) Punjab (c) Bihar (c) Carrot (d) Guava (c) Haryana (d) Rajasthan (d) Karnataka 59. Three communicable diseases prevalent 68. The headquarters of International Olym- 76. 34th edition of Aahar International Food in developing countries caused by un- pic Committee is at and Hospitality Fair begins in _____? safe drinking water and bad sanitation (a) Lausanne (a) New Delhi are: (b) Moscow (b) Chennai (a) Malaria, Acute diarrhoea and (c) Los Angles (c) Hyderabad Schistosomiasis (d) New York (d) Pune (b) Rheumatism, Malaria and AIDS 69. The recently published book “Three 77. Who became newly joined member of (c) Acute diarrhoea, Cancer and Gout Decades in Parliament” is a collection the 15th Finance Commission? (d) Onchocerciasis, Leukemia and of the speeches of (a) Ajay Narayan Jha Arthritis (a) L. K. Advani (b) Krishna Jha (c) Suresh Kumar

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(d) Vijay Kumar (a) India (b) Pakistan (a) ’Our Pride, Our Film’ 78. The study of heavenly bodies is known (c) Indonesia (d) Saudi Arabia (b) ’Our Nation, Our Pride’ as 88. Minimum payment of factor of produc- (c) ’Our Film, Our Pride’ (a) Astrology tion is called- (d) ‘Our Heritage, Our Pride’ (b) Astronautics (a)Quasi Rent (b) Rent 98. Who was conferred with the EY Entre- (c) Astronomy (c) Wages (d) Transfer Payment preneur of the year 2018 award? (d) Astrophysics 89. What is the full form of NATO? (a) Ritesh Agarwal 79. The Bharatpur Bird Sanctuary is located (a) North African Treaty (b) Siddhartha Lal at Organization (c) Azim Premji (a) Madhya Pradesh (b) North Atlantic Treaty (d) Byju Raveendran (b) Rajasthan Organization 99. Name the Annual Exercise carried out by (c) Uttar Pradesh (c) North Asian Treaty Organization Indian Army at Deolali Camp near (d) Kerala (d) North American Treaty Nashik? 80. The Govind wild life sanctuary is lo- Organization (a) Exercise Sampriti cated at 90. The Full form of ATM is - (b) Exercise Mitra Shakti (a) Karnataka (a) Automatic Teller Machine (c) Exercise Shatrujeet (b) Andhra Pradesh (b) Automated Teller Machine (d) Exercise Topchi (c) Uttarakhand (c) Automatic Tally Machine 100. What was the name of the online portal (d) Gujarat (d) Automated Tally Mechanism launched during the first investor con- 81. Kiran Desai won the Man Booker Prize 91. Which is not an extension of a picture file ference ASCEND 2019 held in Kerala? for the book on a computer- (a) KSWIFT (b) KSHEER (a) Life of Pi (a) .jpeg (b) .png (c) KINVEST (d) KPORTAL (b) The White Tiger (c) .gif (d) .mdb (c) Last Orders 92. Which Printer cannot print more than  (d) The Inheritance of Loss one character at a time. 82. The book “Kargil : Turning the Tide” is (a) Laser (b) Dot-matrix written by (c) Line (d) Daisy-wheel ANSWER KEYS (a) MohinderPuri 93. Who has received this year’s Pritzker (b) DurjoyDatta Prize 2019? 1. a 2. c 3. c 4. b (c) ChetanBhagat (a)Tanaka Ito 5. a 6. d 7. b 8. d (d) Anita Nair (b)Arata Isozaki 9. b 10. b 11. c 12. a 83. Which of the following award is given for (c)Yamamoto Saki 13. b 14. c 15. c 16. b the field of medicine? (d)Saito Kobayashi 17. d 18. c 19. d 20. c (a) B. C. Roy 94. Who launched the countrywide Pulse 21. d 22. c 23. c 24. a (b) Kalinga Award Polio Programme 2019? 25. b 26. d 27. d 28. a (c) Borlaug Award (a) Narendra Modi 29. a 30. d 31. c 32. a (d) None (b) Ram Nath Kovind 33. b 34. c 35. b 36. b 84. The headquarters of the National Re- (c) Arun Jaitley 37. d 38. b 39. b 40. a search Laboratory for Conservation of (d) Dr Harsh Vardhan 41. c 42.c 43. b 44. b Cultural Property is located in ; 95. President Ram Nath Kovind conferred 45. b 46. a 47. c 48. c (a) Jaipur (b) New Delhi the Padam Shri 2019 on which of the (c) Pune (d) Lucknow following personality? 49. a 50. b 51. a 52. a 85. “Samanta Chandrasekhar Award” is given (a) Nambi Narayan 53. c 54. a 55. c 56. a for excellence in the field of: (b) Bachendri Pal 57. b 58. d 59. a 60. b (a) Science (c) 61. a 62. c 63. c 64. a (b) Literature (d) Gautam Gambhir 65. c 66. d 67. d 68. a (c) Administration 96. Name the Joint Humanitarian Assistance 69. b 70. d 71. a 72. d (d) Environment and Disaster Relief Exercise,that held 73. d 74. b 75. a 76. a 86. Where is world’s deepest trench recently in Jaipur, Rajasthan? 77. a 78. d 79. b 80. c “Mariana Trench” located? (a) Vijay Prahar 81. d 82. a 83. a 84. d (a) In Indian Ocean (b) Shakti 85. a 86. d 87. c 88. d (b) IN Atlantic Ocean (c) Rahat 89. b 90. b 91. d 92. b (c) In Arctic Ocean (d) Indra 93. b 94. b 95. d 96. c (d) In Pacific Ocean 97. What is the theme of the Challachitram 97. d 98. b 99. d 100. a 87. In which of the following country has National Film Festival that is to be held the maximum population of Muslims? Guwahati?

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network or Internet. (a) Upload (b) Download (c) Sharing (d) Mailing COMPUTER (e) Editing 14. Which one of the following is internet Standard Protocol? (a) TML (b) COBOL MCQs (c) JAVA (d) TCP/IP (e)None of these 15. Name the network that is geographically distributed in a small area. For example, it allows connection among computers of two separate departments in a build- ing. 7. Which output device transfers processed (a) LAN (b) WAN 1. Which key is used to search any data in information into a printed page? (c) TCP/IP (d) OSI a computer? (a) Scanner (b) Printer (e) None of the above (a)F1 (b)F2 (c) Monitor (d) CD-ROM 16. Operating system that allows only one (c)F3 (d)F4 (e) Digital Camera user to work on a computer at a time is (e)F5 8. Which of the following units performs known as 2. Which of the following is a non-volatile the arithmetic tasks (such as addition, (a) Single user operating system memory chip used for storage and for subtraction, multiplication and division) (b) Multiuser operating system transferring data between a personal and logical operations? (c) Single tasking operating system computer (PC) and digital devices ? (a) Input unit (d) Multitasking operating system (a)Flash memory (b) Control unit (e) Real time operating system (b)RAM (c) Arithmetic Logic Unit (ALU) 17. What acts as master software that works (c)Cache memory (d) Storage unit as a mediator between a computer user (d)Registers (e) Memory Unit and the hardware of a computer? (e)None of the above 9. What converts high-level languages into (a) Application Program 3. .bmp extension is used by machine language? (b) Hardware (a)MS-Powerpoint (a) Complier (c) Software (b)MS-Word (b) Assembler (d) Operating system (c)MS-Excel (c) Operating System (e) User (d)Paint (d) CPU 18. In which process, each program is split (e)All the above (e) Browser into fixed size program components 4. Name the type of memory which clears 10. Which of the following electronic devices called pages? everything when the power of a com- processes data, converting it into infor- (a) Multitasking puter gets witched off. mation? (b) Logging on (a) Volatile (b) Non-volatile (a) Computer (b) Memory (c) Paging (c) ROM (d) Flash memory (c) Case (d) Stylus (d) Scheduling (e) All of these (e) None of these (e) Time Sharing 5. A handheld device that allows you to 11. Twisted pair wire are commonly used in 19. In addition to keying data directly into a control your computer without typing (a) Telephone networks database, data entry can be done from instructions from a keyboard is known (b) Cable TV networks a(n) as______. (c) Computer networks (a) input form (a) Tablet (b) PDA (d) Both (a) & (b) (b) table (c) Mouse (d) Mike (e) None of the above (c) field (e) None of these 12. In network topology, all devices on a (d) data dictionary 6. Who invented the machine to add num- network are connected to a single con- (e) None of these bers quickly and accurately? tinuous cable called 20. What is an e-mail attachment? (a) Joseph Marie Jacquard (a) Star (b) Ring (a) A receipt sent by the recipient (b) Gottfried Wilhelm von Leibniz (c) Bus (d) Tree (b) A separate document from another (c) Blaise Pascal (e) Mesh program sent along with an e-mail (d) Herman Hollerith 13. A term for retrieving software or other message (e) None of these files on your computer from a computer

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(c) A malicious parasite that feeds off c) The infrastructure of hardware, c) BASIC d) Assembler your messages and destroys the networks, and other IT facilities e) None of these contents that are commonly used by many 36. Compiling creates a(n) _____ . (d) A list of CC or BCC recipients companies a) program specification (e) None of these d) The capabilities of the hardware b) algorithm 21. SMTP, FTP and DNS are applications and the speed at which it c) executable program of the ____ layer. processes information d) subroutine a) data link b) network e) None of these e) None of these c) transport d) application 29. OCR stands for _____ 37. A CD-RW disk e) None of these a) Optical Character Recognition a) has a faster access than an internal 22. In a database, information should be b) Optical CPU Recognition disk organised and accessed according to c) Optimal Character Rendering b) is a form of optical disk, so it can which of the following? d) Other Character Restoration only be written once a) Physical position e) None of these c) holds less data than a floppy disk b) Logical structure 30. If a new device is attached to a computer, d) can be erased and rewritten c) Data dictionary such as a printer or scanner, its ______e) None of these d) Physical structure must be installed before the device can 38. The first page of a Web site is called the e) None of these be used. a) Home page 23. A ______is a computer connected to a) buffer b) driver b) Index two networks. c) pager d) server c) Java Script a) link b) server e) None of these d) Book mark c) gateway d) bridge way 31. The software that allows users to surf e) None of these e) None of these the Internet is called a/an 39. Full form of TCP is: 24. A file extension is separated from the a) Search engine a) Transmission Control Protocol main file name with a(n) ______, but b) Internet Service Provider (ISP) b) Total Control Protocol no spaces. c) Multimedia application c) Transmission Control Program a) question mark d) Browser d) Totaling Control Program b) exclamation mark e) None of these e) None of these c) underscore 32. A tuple is a 40. __ provides a common address space and d) period a) column of a table routes the packets of data across the e) None of these b) two-dimensional table entire internet? 25. A telephone number, a birth date, and a c) row of a table a) IP b) TCP customer name are all examples of d) key of a table c) UDP d) ALU a) a record b) data e) None of these e) None of these c) a file d) a database 33. The method of file organization in which e) None of these data records in a file are arranged in a 26. The term ______designates equipment specified order according to a key field  that might be added to a computer sys- is known as the tem to enhance its functionality. a) Direct access method a) digital device b) Queuing method ANSWER KEYS b) system add-on c) Predetermined method c) disk pack d) Sequential access method 1. c 2. a 3. d 4. a d) peripheral device e) None of these 5. c 6. c 7. b 8. c e) None of these 34. In Excel,_____ contains one or more 9. a 10. a 11. a 12. c 27. Which key is used in combination with worksheets. another key to perform a specific task? a) Template 13. b 14. d 15. a 16. a a) Function b) Control b) Workbook 17. d 18. c 19. d 20. b c) Arrow d) Space bar c) Active cell 21. d 22. b 23. d 24. d e) None of these d) Label 28. The real business and competitive value e) None of these 25. a 26. d 27. b 28. b of information technology lies in 35. Which of the following is a popular pro- 29. a 30. b 31. d 32. c a) The software applications that are gramming language for developing mul- 33. d 34. b 35. b 36. c used by many companies timedia web pages, websites, and web- b) The capabilities of the software based applications? 37. d 38. a 39. a 40. a and value of the information, a a) COBOL b) Java business acquires and uses

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A) Union Ministry of Finance B) State Bank of India (SBI) C) Reserve Bank of India (RBI) D) Indian Banks’ Association (IBA) 15. In which of the following system the settlement of fund is done on half hourly basis? A) UPI B) RTGS C) NEFT D) Both B and C 16. The main objective of introducing KYC norms by banks is______? A) Ensure that the money deposited in the bank has come from genuine sources B) Bring more number of unserved persons under banking system his full signature? C) Identify people who do not pay 1. Which committee set up by RBI has A) Payee B) Drawee income tax suggested to increase the collateral free C) Endorser D) Drawer D) Determine whether money loans to MSME’s from Rs. 10 Lakhs 9. Bank branches which can undertake for- deposited is of an Indian or foreign to Rs. 20 Lakhs? eign exchange business directly are national A)Nandan Nilekani known as ______in foreign exchange? 17. The ATM that is connected to the data- B)Bimal Jalan A) Approved Dealers base of the banks all the time is known C)Viral Acharya B) Drawers as? D)U K Sinha C) Authorised Dealers A) White label ATM 2. RBI has extended the RTGS timings for D) Foreign Dealers B) Off-site ATM C) On-Line ATM customers from 4.30 P.M to 10. What do u understand by “Mortgage”? ______? A) Registration of charge with the D) Off-Line ATM A)8 P.M B) 5 P.M Registrar of the company 18. What is the minimum maturity period C) 6 P.M D)7 P.M B) Sale of movable security in the for Masala Bonds raised up to USD 50 3. Crypto Currency is a ______? event of default by the borrower million equivalent in INR per financial A)Pastic Money C) Registration of charge with the year? B) Digital Payment Regional transport Authority A) 2 years B) 3 years C) Digital Medium of Exchange D) Making the security of the C) 4 years D) 5 years D) Both B & C immovable property available as 19. What is very restricted form of banking, 4. Which of the following is not the pri- a cover for a home loan by the where the institution is not allowed to mary function of a bank? borrower take risks by giving fresh loans to busi- A)Granting of Loans 11. Which of the following is/are the various ness? B)Collecting Cheques/Drafts components of monetary policy of A) Para Banking C) Issuing Bank Drafts RBI? B) Narrow Banking D)Facilitating import of Goods I) Altering the money supply C) Wholesale Banking 5. Suppose RBI has reduced the Bank Rate II) Credit availability D) Retail Banking by 100 basis points, so what will be its III) Influencing the exchange rate 20. Courtesy amount in a cheque stands for impact on the market? A) Only I B) Only II ______? A) Less liquidity in the market C) I & II Only D) Only III A) Money value B) Mobilization of more deposits by 12. Which of the following is known as B) Amount written in words commercial banks benchmark policy rate? C) Amount written in figures C) More liquidity in the market A) Bank Rate D) Amount written by bank officials D) No change in the liquidity in the B) MSF market C) Rev. Repo Rate  6. Credit risk to the banks is high from D) Repo Rate which of these cards? 13. Reserve Bank of India has divested its A) Debit Card B) ATM Card stake in IDBI Bank to ______? ANSWER KEYS C) Credit Card D) All of these A) Govt of India B) NHB 7. The rate at which the domestic currency C) SIDBI D) LIC is converted into foreign currency or 1. D 2. C 3. C 4. D 14. Which entity announced that it will 5. C 6. C 7. D 8. D vice-versa is called as? implement an ‘Ombudsman Scheme for A) Base Rate B) LIBOR 9. C 10. D 11. C 12. D Digital Transactions’ covering services 13. D 14. C 15. C 16. A C) Call Rate D) Exchange Rate provided by entities falling under Re- 17. C 18. B 19. B 20. C 8. Crossing on a cheque can be cancelled serve Bank’s regulatory jurisdiction? by the ______of the cheque, under

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REASONING ABILITY 3. How many people born between the Directions (11–15): Study the following person who likes Vespa and T? information carefully and answer the Direction (1-5): Read the following a) One b) Two questions given below. information carefully and answer the c) Three d) More than Three There are eight members M, N, O, P, Q, R, questions given below. e) None S, and T who are seated around a circular Eight people P, Q, R, S, T, U, V and W are 4. Name the person who has TVS bike? table at an equal distance and some are facing born in different months viz,. January, a) P b) V to the centre while rests are facing opposite February, March, April, May, June, July c) S d) R to the centre. and August in a same year. They all have e) None of these M sits second to the right of the one who different bikes namely Hero, Yamaha, 5. In which of the following months the sits immediate left of Q. T is an immediate Vespa, Mahindra, Honda, Royal Enfield, person who has Yamaha bike born? neighbour of Q. Both the immediate Kawasaki and TVS. All the information is a) June b) July neighbours of M face same direction as M not necessary to be in the same order. c) March d) August faces. Atleast four persons are facing outside The person who has TVS is born in the e) None of these to the centre. R sits immediate right of T. N month which contain less than thirty days. sits third to the left of O. Both the immediate Direction (6-10): Read the following Number of people born before the person neighbours of Q face same direction. S sits information carefully and answer the who has Honda is same as the number of third to the right of M. P and S face same questions given below. people born after U, who is younger than direction but opposite to that of N. “petrol price increased high” is coded as “O5 the person who born in the month of April. V18 W14 S9” 11. Who among the following sits third to W has Kawasaki bike and who is born in the “barrel crude oil quantity” is coded as “O1 the left of S? month which contains 31 days. The person V18 O9 B21” (a) M (b) N who has Vespa born immediately before S. “cost improve develop undertakes” is coded (c) Q (d) T S is born in the month which contains 31 as “G15 V13 K5 H14” (e) None of these days. The person who likes Vespa is not 12. How many persons are facing to the born in the month which contains 30 days. 6. What is the code for the word “Region”? centre? W is younger than the person who has a) F1 b) W6 (a) One (b) Two Honda bike. The person who has Royal c) M5 d) U7 (c) Three (d) Four Enfield is elder to the person who has Hero e) None of these (e) None of these bike. The person who has Mahindra bike is 7. What is the code for the word 13. If ‘M’ is related to ‘O’ and ‘P’ is related youngest among all. The person who has “Domestic”? to ‘T’ in a certain way, then ‘S’ is Hero bike was not born in the month of a) S18 b) X15 related to which of the following? June. Only two people born between the c) H24 d) L11 (a) Q (b) T person who has Yamaha and T. Only one e) None of these (c) R (d) N people born between U and P, who does 8. What is the code for the word (e) None of these not have Vespa. V does not have Royal “Revenue”? 14. Who among the following sits opposite Enfield bike and he is elder than Q a) V5 b) J10 to M? c) F21 d) W4 1. Name the person who likes Mahindra (a) S (b) Q e) None of these bike? (c) P (d) O 9. What is the code for the word a) P b) Q (e) None of these “Economy”? c) S d) R 15. What is the position of N with respect a) K15 b) X3 e) None of these to R? c) A26 d) B3 2. The person who has Honda bike born in (a) third to the right e) None of these which of the following months? (b) second to the left 10. What is the code for the word “Growth”? a) January b) February (c) second to the right a) S19 b) S18 c) March d) April (d) immediate left c) T20 d) N14 e) None of these (e) None of these e) None of these

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Directions (16-20) : In each of the topmost floor is numbered as 7 (but not (d) Data given in both statements are questions below. Some statements are necessarily in the same order). not sufficient to answer the given followed by conclusions/group of They are trainers of different subjects i.e. question. conclusions numbered I and II. You have Java, Dot Net, PHP, Ruby, Linux, HTML, (e) Data given in both statements ‘1’ to assume all the statements to be true and Java Script (but not necessarily in the and ‘2’ are necessary to answer even if they seem to be at variance from same order). P is a trainer of Dot Net and the question. the commonly known facts and then lives on an even numbered floor but not more 27. Among A, B, C, D, E and F, who is decide which of the given two than two people live below P. V lives second to the left of B.All are sitting conclusions logically follows from the on 5th floor and is not a trainer of HTML. around a circular table facing centre? information given in the statements. T is a trainer of PHP and lives on one of 1. D sits opposite E and is the (a) If only conclusion I follows the odd numbered floors above the one who immediate neighbour of F and A. (b) If only conclusion II follows is a trainer of Java. Q is a trainer of Ruby. R C is third to left of A. (c) If either I or II follows lives just above U, who is trainer of Linux. 2. E is immediate neighbours of B (d) If neither I nor II follows S, who is a trainer of Java Script lives below and C. F is second to left of A. (e) If both I and II follow P. (a) Data given in statement ‘1’ is sufficient to answer the question, 16. Statements: 21. Who among the following is a trainer of while data in ‘2’ is not sufficient Some A are not B Java? to answer the question. All B are D (a) Q (b) P (b) Data given in statement ‘2’ is Some E are D (c) V (d) S sufficient to answer the question, Conclusions: (e) None of these while data in ‘1’ is not sufficient I. Some D are not A is a possibility 22. Who among the following sits just below to answer the question. II. All E are D the one who is a trainer of HTML? (c) Data given in either ‘1’ or ‘2’ are 17. Statements: (a) U sufficient to answer the question. All B are C (b) S (d) Data given in both statements are Only K are B (c) The one who is a trainer of Linux not sufficient to answer the Some E are K (d) Both a and c question. Conclusions: (e) None of these (e) Data given in both statements ‘1’ I. No E is C 23. R lives on which of the following floor? and ‘2’ are necessary to answer II. All E are C is a possibility (a) 3rd (b) 4th the question. 18. Statements: (c) 5th (d) 7th 28. How many pencil does Akansha have? All E are F (e) None of these 1. Akansha has 12 pencil less than No A is G 24. How many trainers live between Q and what Banni have. No F is A P? 2. Charu has 18 pencil more than Conclusions: (a) Three (b) Two what Bani have. I. No G is F (c) One (d) Four 3. Disha has 8 pencil , which are II. No E is G (e) None of these forty percent less than what Bani 19. Statements: 25. Who among the following lives just above have. Some A are not K V? (a) Only 1 is sufficient to answer the Some K are not C (a) T (b) S question All C are D (c) P (d) Q (b) Only 2 is sufficient to answer the Conclusions: (e) None is true question I. All C can be A (c) Both 1 and 2 are required to II. All K can be D Directions (26-30) : Read the following answer the question 20. Statements: information carefully and answer the (d) Both 2 and 3 are required to All B are A given questions: answer the question Some D are C 26. What does the code “PNB” stands for? (e) Both 1 and 3 are required to No A is D 1. Nirav modi PNB as “ aa bb cc” answer the question Conclusions: 2. PNB beared loss as “ cc dd ee” 29. How many hours did Kavya take to I. Some D are not A is a possibility (a) Data given in statement ‘1’ is complete her college project? II. Some B are C sufficient to answer the question, while data in ‘2’ is not sufficient 1. Manish correctly remembers that Directions (21-25) : Read the following to answer the question. Kavya took more than 3 hours but information carefully and answer the (b) Data given in statement ‘2’ is less than 9 hours to given questions: sufficient to answer the question, complete it. Seven people P, Q, R, S, T, U, and V live while data in ‘1’ is not sufficient 2. Mehul correctly remembers that different floors of a building having 7 floors, to answer the question. Kavya took more than 6 hours but the lowermost floor is numbered as 1 and (c) Data given in either ‘1’ or ‘2’ are less than 11 hours to complete it. sufficient to answer the question.

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(a) Only 1 is sufficient to answer the (a) Pune (b) Doon After eating burger D starts moving question (c) Delhi (d) Goa towards south east direction covering 13 (b) Only 2 is sufficient to answer the (e) None of these m and reaches to the position of E. question 32. Which of the following box is placed at 39. What is the distance between D and C (c) Both 1 and 2 are required to top? and C is in which direction with respect answer the question (a) N (b) S to D? (d) Either 1 or 2 is sufficient to answer (c) Q (d) M (a) 31.2m, north-east the question (e) None of these (b) 29.4m, north-west (e) Neither 1 or 2 is sufficient to 33. How many boxes are placed between Q (c) 32.3m, north-east answer the question and the box which is going to parcel (d) 40.8m, north-west 30. In a five floor building, on which floor Doon? (e) Cannot be determined does Mr.Ramesh live?(Starting from (a) One (b) Three 40. In which direction C is with respect to first floor going up to fifth floor) (c) Two (d) More than three B? 1. Mr. Ramesh lives exactly above (e) None of these (a) South – West Rahul’s flat ,whose flat is exactly 34. Which box is placed just above box N? (b) North – East above Viru’s flat. (a) S (b) P (c) South 2. Suresh lives on top floor. (c) M (d) R (d) North – West 3. Rinku lives exactly above (e) None of these (e) None of these Mr.Ramesh’s flat. Viru lives on the 35. Which of the following box is going to first floor. parcel Mumbai? QUANTITATIVE APTITUDE (a) Only 1 is sufficient to answer the (a) S (b) Q question (c) O (d) M Directions (41 – 45): What should come (b) Only 2 is sufficient to answer the (e) None of these in place of question mark (?) in the question following number series? (c) Both 2 and 3 are required to Directions (36-38) : Each of these answer the question questions is based on the following 41. 3, 5, 15, 45, 113, ? (d) Both 1 and 3 are required to information: (a) 190 (b) 234 answer the question There are seven members in a family A, B, (c) 293 (d) 243 (e) Data inadequate X, Y, U, V, and R, among them only two are (e) 208 married couples. B is daughter in law of U. 42. 17, 98, 26, 89, 35, ? Direction (31-35) : Read the given V is grandmother of Y. R is sister in law of (a) 78 (b) 79 information carefully and answer the U. A has two children X and Y. V and R are (c) 80 (d) 81 questions; siblings. B has no son. (e) 82 Seven boxes M, N, O, P, Q, R, and S are 36. Who among the following is son of R’s 43. 3240, 540, 108, 27, ?, 4.5 placed one above another and going to parcel (a) 12 (b) 7 in different cities, also they are of different brother in law? (a) Y (b) X (c) 9 (d) 8 weights. (e) 6 More than three boxes are placed between (c) A (d) B (e) None of these 44. 7, 4.5, 5.5, 12, 49, ? the box which is going to parcel Delhi and (a) 393 (b) 378 box M. Heaviest box is placed above box 37. How is X related to A’s mother? (a) Grandson (c) 197 (d) 148 M. More than two boxes are placed between (e) 246 box P and box R. Box S is third heaviest box. (b) Granddaughter (c) Son 45. 2, 17, 89, 359, 1079, ? Box M and N are heavier than box Q, which (a) 2134 (b) 1081 is not the lightest box. Lightest box is going (d) None of these (e) Daughter (c) 2195 (d) 2159 to parcel Goa. Two boxes are placed between (e) 1945 box R and S. Heaviest box is going to parcel 38. How is R related to X’s father? (a) Maternal aunt 46. A and B sold two articles at 25% profit Ranchi. Box P is lighter than S. Only two and 40% profit respectively. If total boxes are placed between 2nd heaviest box (b) Paternal aunt (c) Mother profit is Rs. 178 and the cost price of and the box which is going to parcel Pune. A is Rs. 120 less than B. Find the CP Box Q is not going to parcel Pune. Box N (d) None of these (e) Son of B. and Q are lighter than box P. Atleast 3 boxes (a) Rs. 310 (b) Rs. 370 placed above lightest box. The box which is Directions (39-40): A is 20 m away from (c) Rs. 320 (d) Rs. 430 going to parcel Mumbai is placed just above C in east direction. B is standing in south (e) None of these the box which is going to parcel Doon. Box of A and is facing south direction and 47. Three partners A, B and C invested their P is going to parcel Jaipur and placed below distance between A and B is 30m. Now to amounts in ratio 7 : 5 : 3. At the end of box M. the right of B covering 32 m towards six months, A withdraws his amount 31. Box N is going to parcel in which of the west, D is standing. D is eating burger such that his total investment will be following city? standing on its position and facing north. equal to C’s initial investment. If C’s

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share in annual profit is Rs. 3600. A’s (a) 801 (b) 720 of male voters from district A? annual profit will be? (c) 729 (d) 721 (Rounded off to nearest integer) : (a) Rs. 6000 (b) Rs. 7000 (e) 744 (a) 290% (b) 230% (c) Rs. 45000 (d) Rs. 9000 (c) 300% (d) 305% (e) None of these 5 3 . 10.11 36.93  48.875 (e) None of these 48. If 2 is subtracted from the numerator 60. Find the ratio of no. of male voters from while 3 is added to the denominator, 19.99 17.231 ? districts B and E together to the no. of ratio becomes 3 : 2. While if 7 is added (a) 25 (b) 144 female voters from districts C and A to the denominator while 4 is (c) 225 (d) 625 together? subtracted from the numerator, ratio (e) 900 (a) 351 : 430 (b) 341 : 230 becomes 5 : 3. What is the fraction? 54. 1898.88  189.921 + 9.99 + (?)2 = 83.89 (c) 361 : 430 (d) 231 : 410 23  23 (a) 3 (b) 4 (e) None of these (a) (b) (c) 5 (d) 8 61. Two trains, A and B, start from stations 54 64 (e) 7 X and Y towards each other, they take 55. 39.7% of 801 – 250.17 = ? – 63% of 801 4 hours 48 minutes and 3 hours 20 76  23 (a) 800 (b) 500 minutes to reach Y and X respectively (c) (d) 55 55 (c) 574 (d) 760 after they meet. If train A is moving at (e) None of these (e) 550 45 km/hr., then the speed of the train B is : 49. Sashi spends 32% of his income in Directions (56-60) : Read the following various expenses. Of the remaining, she (a) 60 km/hr (b) 64.8 km/hr table and answer the following question: (c) 54 km/hr (d) 37.5 km/hr spends one-fourth on her brother while Total number of voters in different 9/17 on her sister and remaining keeps (e) None of these districts and percentage of male out of 62. A hemispherical bowl of internal as savings. If the difference between these voters are given. her money spending on brother and diameter 54 m contains a liquid. The liquid is to be filled in cylindrical bottles sister is Rs. 3800. What is Shashi’s District Total Voters Percentage savings? (Male and of male out of radius 3 cm and height 9 cm. How (a) Rs. 3000 (b) Rs. 2500 Female) of total many bottles are required to empty the (c) Rs. 4000 (d) Rs. 3400 voters bowl? A 350 30% (a) 221 (b) 343 (d) None of these B 400 54% 50. A bag contains 25 cards with numbered C 370 50% (c) 81 (d) 243 1, 2, 3 ………………….25. Two cards D 250 46% (e) 162 are picked at random (one after another E 300 45% 63. There are 3 consecutive odd numbers and without replacement). Find the F 625 32% and 3 consecutive even numbers. The probability that the sum of numbers smallest even number is 9 more than 56. Total number of male voters from district of both cards are odd? largest odd number. If the square of A and B together are how much more/ average of all the 3 given odd number is 12 13 less than total number of female voters 507 less than the square of the average (a) (b) 50 25 from district E and D together? of all the 3 given even number, what is (a) 21 (b) 32 the smallest odd number. 13 13 (c) 25 (d) 31 (a) 11 (b) 13 (d) (d) (e) None of these (c) 17 (d) 19 50 27 57. The average of total voters from district (e) 9 (e) None of these B, C and D together are approximately 64. A can complete a task in 15 days. B is what percent less/more than the no. of 50% more efficient than A. Both A and Directions (51-55) : What approximate male of voters from districts D,E and value should come in place of the B started working together on the task F together? and after few days B left task and A question mark (?) in the following (a) 33.33% (b) 24.44% questions? (c) 66.66% (d) 16.66% 1 finished the remaining of the given 51. 24.001  14.999  9.998 = ? (e) None of these 3 58. Find the ratio of the male voters from (a) 4200 (b) 3000 work. For how many days A and B district D and E together to the female (c) 3600 (d) 4000 worked together. voters form C, E and F together? (e) 2500 (a) 3 (b) 5 (a) 10 : 31 (b) 10 : 41 (c) 4 (d) 6 52. (c) 10 : 51 (d) 10 : 61 14.003 ?  53.0345 (e) 2 (e) None of these 65. A boat can travel 9.6 km downstream in 67 59. The no. of female voters from district F ?  (?) 36 min. If speed of the water current is is what percent more/less than the no. 26.999 10% of the speed of the boat in

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downstream. How much time will boat 69. Out of the total production of cars of take to travel 19.2 km upstream. company A from Jan to June together, (a) 2 hours (b) 3 hours 2450 cars are defective then the non (c) 1.25 hours (d) 1.5 hours defective cars of company A from Jan (e) 1 hour to June together is what percent of the total production of cars of company B Directions (Q. 66-70) : The following bar from Jan to June together? graph shows the production of cars in 6 months by 2 companies (A and B). Read 1 2 (a) 48 % (b) 48 % ­ the graph carefully and answer the 3 3 following questions. 2 1 (c) 46 % (d) 46 % 3 3 (e) None of these 70. Find the ratio between the average of 76. What is the ratio of total sales of total production of cars of company A company B in 2012 and that of and company B in Mar to the average company A in 2014 together to the total of total production of cars of company sales of company A in 2011 and that of A and company B in June. company B in 2015 together? (a) 353 : 443 (b) 464 : 507 (a) 13 : 12 (b) 11 : 9 (c) 355 : 334 (d) 507 : 239 (c) 12 : 7 (d) 13 : 10 (e) 335 : 344 (e) None of these 72 77. What is the difference between the sales 66. If in July there is an increase of 8 % Directions (Q. 71-75): Solve the of company A in 2016 and that of 91 equations given below and answer. company B in 2016 if the sales of in the production of car of company A (a) If x > y company A and B increase by 20% and with respect to that of in June and there (b) If x < y 10% respectively in 2016 as compared 47 (c) If x  y to 2015? is a decrease of 13 % in the (d) If x  y (a) 1700 (b) 1600 81 (c) 1800 (d) 2100 (e) x = y or no relation can be (e) None of these production of cars of company B with established respect to that of in June then find the 78. The total sales of both companies in difference between the production of 71. i. 6x2  31x  35  0 2015 is what percent more than the total sales of both the companies in cars of company A in July to that of 2 company B in July. ii. 2y  3y 1  0 2011? (a) 280% (b) 180% (a) 290 (b) 300 2 (c) 275 (d) 270 72. i. 2x  (4  41)x  2 41  0 (c) 200% (d) 250% (e) None of these (e) None of these 2 67. Find the ratio between the total ii.10y (185 41)y9 410 79. Find the difference between the total sales of company A from 2012 to 2014 production of cars of company A from 2 Feb to Apr and the total production of 73. i. 2x  9x 10  0 and that of company B from 2013 to cars of company B from Apr to June. 2015? ii. 2 (a) 507 : 464 (b) 464 : 507 4y  28y  45  0 (a) 750 (b) 500 (c) 600 (d) 400 (c) 275 : 119 (d) 507 : 23 74. i. 2 (e) None of these 15x 1112  0 (e) None of these 68. The total production of cars of company ii. 20y 2  49y  30  0 80. If the sales of company A increases by B in Jan and June together are what 33.33% in 2011 over its sales in 2010, percentage more/less than the total 75. i. 2x2 15  7x then find the percent increase in the production of cars of company A in sales of company A in 2015 with Apr and May together? ii. 17y  7  6y 2 respect to the sales in 2010? (up to two decimal places) 26 13 (a) 233.33% (b) 210.12% (a) 1 % (b) 1 % Directions (Q.76-80) : Read the following 27 27 line graph and answer the following (c) 333.33% (d) 272.32% questions given below it – (e) None of these 23 23 There are two motorbike manufacturing (c) 1 % (d) 1 % 29 27 companies A and B. The sale of motorbikes  (e) None of these by these two different companies in different years is given in the graph below.

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(1-5)

Month Person Bikes January R Royal Enfield 19. e February V TVS March T Honda April P Hero May W Kawasaki June U Yamaha 20. d July Q Vespa August S Mahindra

1. c 2. c 3. c 4. b 5. a (6-10) (21-25) 39. c; Given CA = 20m, AB = 30m Logic –> BD = 32m, DE = 13m, Letter denotes reverse of last letter of Floor People Subject We have to calculate the length of DC. the word 7 T PHP By applying Pythagoras theorem Number denotes the place value of 6 Q Ruby DC2 = CF2 + DF2 second letter of the word. 5 V Java DC2 = 302 + 122 6. c 7. b 8. a 9. d 4 R HTML DC = 10. b 3 U Linux 900 144 (11-15) 2 P Dot Net 1 S Java Script  1044 = 32.3 m 21. c 22. d 23. b 24. a Hence distance between C and D is 32.3 25. d m and C is north-east direction. (26-30) 40. d 26. e 27. e 28. e 29. e 41. d 30. d (31-35)

42. c 11. d 12. c 13. c 14. d 15. c (16-20) 16. a

31. a 32. c 33. d 34. d 43. c 35. a (36-38)

17. b 44. a

45. d

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Saving 46 45 32  250  300  625 100(321736) 100 100 100 = 20000 = 115 + 135 + 200 = 450 100 450 340 15 Req. %  100 = 46. c  20000  Rs.3000 450 Let, CP of B be x + 120 100 24.44% And that of A be x 50. b; Sum can be odd in two cases : 58. a; No. of male voters form district D Then, 1. First card is odd numbered & and E second one is even. 25 40  x  (x 120) 178 2. First card is even numbered & 46 45 100 100 second one is odd.  250  300 Required probability 100 100 65x  115 135  250 Or,  48  178 13 12 12 13 13 100 =     No. of female voters from C, E and F 25 24 25 24 25 Or, x = 200 50 55 68 C.P. of B = x + 120 = Rs. 320 51. c; 241510  3600 = 370 300 625 47. a; Let their initial investments be 7x, 5x 100 100 100 and 3x respectively 67 = 185 + 165 + 425 = 775 Ratio of their profit = 52. c; 14 ?  53 ?  ? 27 250 10 7x  6  3x  6 :5x 12 :3x 12 Ratio =  67 775 31  60x : 60x : 36x 67 ?  ? 59. d; No. of female voters from F = 27  5: 5: 3 68 ?  27 625  425 5 100 A’s profit = 3600 ?  729 3 No. of male voters from A = = Rs. 6000 53. e; 1037 720 17 ? 350 30   105 x 2 3 ? = 30 1 100 48. c;  y  3 2 ? = 900 425105 54. d; 1899 190 + 10 + ?2 = 84  Or, 2x – 4 = 3y + 9  Req. % = 100 2 105 Or, 2x – 3y = 13 .... (i) Or, ? = 84 – 10 – 10 or, ? = 8 = 304.7% 55. c;      x  4 5 40 8 250 ? 63 8  305%  ? = 574 60. a; No. of male voters from B = y  7 3 56. a; No. Of male voters from district A and B 54 Or, 3x – 12 = 5y + 35 400  216 Or, 3x – 5y = 47 ... (ii) 30 54 100 Solving (i) and (ii), = 350  400 No. of male voters from E = X = -76, y = -55 100 100 = 105 + 216 = 321 45 76 300  135 Fraction = Total no. of female voters from E and 100 55 54 55 No. of female voters from C =  250  300 1 50 49. a; Money spent on brother = 68% D 100 100 370  185 4  135 165  300 100 = 17% No. of female voters from A = Difference = 321 – 300 = 21 9 57. b; Average no. Of voters from district,  70 Money spent on sister = 68% B, C and D 350  245 17 100 = 36% 400370250 1020 =   340 ATQ, 3 3 351 (36% - 17%) of total = 3800 Required ratio = Male voters from D, E and F together 430  Total = Rs. 20000

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65. d; Speed of downstream = 6x2 21x 10x  35  0 24 9.6 s 72 km/min = 16 km/hr 3x(2x  7) 5(2x  7)  0 2  5  36 61. c;    s1 10 50 Speed of current = 1.6 km/hr (3x 5)(2x 7) 0 3 Let speed of boat in still water = x km/  5 7 hr x  , So, x = 16 – 1.6 = 14.4 km/hr 3 2 s2 6 6 Required time in upstream =   2y2 2y  y 1  0 s1 25 5 19.2 2y(y 1)1(y 1)  0 456 14.4 1.6 S2  (2y 1)(y 1)  0 5 = 1.5 hours = 54 km/hr 72 8 1 62. e; Volume of hemi-sphere = 66. a; 8 %  y  ,1 91 91 2 2 (27)3 cm3 47 11  x  y 3 13 %  81 81 72. e Volume of cylindrical bottle = r2h Production of car of company A in July 2x2  4x  41x 2 41  0 = (3)2 9 8  910   910 2x(x 2) 41(x 2)  0  Required no. of bottles = 91 2  910  80  990 41 (27)3 x  2, 3 Production of car of company B in July 2 2 (3) 9 11 10y2 18y  5 41y  9 41  0  810  810 110  700 = 2  3  27 = 162 bottles 81 2y(5y 9) 41(5y 9)  0 63. a; Let the three consecutive odd numbers Required difference = 990 – 700 = 290 = x – 2, x and x + 2 67. b; Required Ratio And the three consecutive even 9 41 = (800 + 750 + 770) : (850 + 875 + y  , numbers 810) 5 2 = y – 2, y and y + 2 = (2320) : (2535) = 464 : 507 Hence no relationship can be So, y – 2 = 9 + x + 2 68. d; Total production of cars of company established. y – x = 13 ... (i) B in Jan and June 73. c and Together = 840 + 810 = 1650 2 2 ( x ) + 507 = (y) Total production of cars of company A 2 2 2 2x  4x  5x 10  0 y – x = 507 in April (x + y)(y – x) = 507 And May together = 770 + 850 = 1620 2x(x 2) 5(x 2)  0 507 Required %  5 (x + y) =  x  y  39 ... (ii) x  2, 1650 1620 23 13  100  1 % 2 Solving (i) and (ii) y = 26 and x = 13 1620 27 2 So smallest odd numbers = x – 2 = 13 – 69. b; Non defective Cars of company A 4y 18y 10y  45  0 2 = 11 from Jan to July = 5005 – 2450 = 2555     64. c; A complete work in 15 days. Required % = 2y(2y 9) 5(2y 9) 0 B will complete work in 10 days. They together will complete whole 2555 2  5  9 work 100  48 % y  , 5250 3 2 2 1510 70. e; Required Ratio = 1675 : 1720 = 335   6 days  x  y 25 : 344 71. b 74. e A and B together worked for 15x2 20x  9x 12  0 2  6  4 days 5x(3x  4) 3(3x  4)  0 3

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Difference = 6000 – 4400 = 1600 3 4 1  7 x  , y   , 78. c; Total sales in 2011 = 2000 + 1000 = 5 3 2 3 3000 Total sales in 2015 = 5000 + 4000 = Hence no relation can be established 2 9000 20y 25y 24y  30  0 76. a; Total sales of company B in 2012 and Required 5y(4y  5)6(4y  5)  0 that of Company A in 2014 = 2500 + 4000 = 9000 3000 6 5 6500 %   200% y  , Total sales of company A in 2011 and 3000 5 4 that of 79. b; Sales of company A from 2012 to No relation can be established Company B in 2015 = 2000 + 4000 = 2014 75. e 6000 = 3500 + 4500 + 4000 = 12000 2 Sales of company B from 2013 to 2015 2x 10x  3x 15  0 6500 13 = 3000 + 4500 + 4000 = 11500 Ratio =  2x(x  5) 3(x  5)  0 6000 12 Difference = 500 80. a; Sales of company A in 2010 = 77. b; Sales of company A in 2016 = 3 3 x   ,5 120 2000  1500 2 5000  6000 100 4 Required % = 6y2 14y  3y  7  0 Sales of company B in 2016 = 5000 1500 2y(3y  7)1(3y  7)  0 110 100  233.33% 4000  4400 1500 100 

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REASONING ABILITY A vehicle starts from point P and run 10 km ?, 2AC, *Q$, 1NA towards North. it takes a right turn and runs (a) 5$X (b) CPN Directions (Q.1-4) : Read the following 15 km. now it runs 6 km after taking a left (c) ZP5 (d) 5$Q information carefully and answer the turn. Finally, it takes a left turn, runs 15 km (d) None of these questions given below. and stops at point Q. 11. Which of the following is the eleventh Seven boxes P, Q, R, S, T, U, V are kept are element to the right of the second 5. How far is point Q with respect to above the other containing different number element from the left end in the above point P? of books ranging from 10-80. Not more than sequence? (a) 16 km (b) 25 km four boxes are kept above P. Two boxes are (a) 9 (b) 1 (c) 4 km (d) 10 km kept between P and the box containing 51 (c) M (d) 4 (e) None of these books, which kept below P. S contains thrice (e) None of these 6. Towards which direction was the vehicle number of books than box Q. Box R contains 12. If both the halves of the above sequence moving before it stopped at point Q? 37 number of books and kept not on top. are written in reverse order, which will (a) North (b) East The number of books in box V is a cube be the sixth element to the right of the (c) South (d) West number. Only one box kept between box sixteenth element from the right end? (e) North-West containing 51 and 39 books. Box S has less (a) 4 (b) ~ 7. In a row of 34 students, W is fifth after books than P. One of the boxes contains 77 (c) 0 (d) N X from the front and X is 20th from the books. Five boxes are kept between box (e) None of these containing 64 books and box R. Box V is back. What is the position of W from immediately above box T. Box S is not kept the front? Directions (Q. 13-17) : In each question immediately above or below box Q. Three (a) 20 (b) 25 below are given some statements followed boxes are kept between box S and box U. (c) 30 (d) 22 by two conclusions numbered I and II. You Box S is above box U. (e) None of these have to take the given statements to be true even if they seem to be at variance with Directions (Q.8-12) : Answer the 1. Which among the following box/boxes is commonly known facts. Read all the following questions referring to the kept exactly between box S and box Q? conclusions and then decide which of the symbol-letter-number sequence given (a) V, T (b) Q, R given conclusions logically follows from the below: (c) Q, P (d) U, R given statements, disregarding commonly X N 5 C Z 2 $ P * A B 1 Q 3 Y N O 9 L 6 M (e) None of these known facts. Given answer 4 ~ F 7 1 2. How many books are kept in box T? (a) If only conclusion I follows. (a) 39 (b) 23 8. Which of the following is exactly midway (b) If only conclusion II follows (c) 77 (d) 51 between the tenth element from the (c) If either conclusion I or II follows (e) None of these right and fifth element from the left (d) If neither conclusion I nor II 3. Which among the following boxes end? follows contains the maximum & minimum (a) A (b) B (e) If both conclusion I and II follows number of books respectively? (c) 1 (d) * 13. Statements: All bags are purses. (a) V, T (b) Q, S (d) None of these No purse is black (c) R, P (d) U, Q 9. How many letters are there in the above All blacks are covers. (e) None of these sequence which are immediately Conclusions: I. All bags are covers 4. Which of the following combination is preceded by a number and immediately II. Some covers are purses. true? followed by a consonant? 14. Statements: Some cats are rats. (a) 39 – V (b) 13 – Q (a) None (b) One Some rats are fishes. (c) 31 – T (d) 39 – P (c) Two (d) Three All fishes are birds (e) None of these (e) None of these Conclusions: I. Some fishes are rats 10. What should come in place of the Directions (Q.5-6) : Study the following II. All cats being birds is a possibility question mark (?) in the following information carefully to answer the 15. Statements: Some flowers are roses. sequence? questions. No rose is red.

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All red are leaves. H  W  R  F (b) Third to the left Conclusions: I. Some flowers are (c) Second to the left Conclusions definitely not red. (d) Fifth to the right I. R = H II. Some leaves are definitely not roses. (e) None of these II. R > H 16. Statements: All cards are sheets. 30. Who sits third to the left of Q? 22. Statements All files are cards. (a) M (b) S M < T > K = D Some sheets are papers. (c) T (d) O Conclusions Conclusions: I. All files being papers (e) None of these I. D < T is a possibility 31. The positions of how many digits in the II. K < M II. All files are not sheets. number 59164823 will remain 23. Statements 17. Statements: Some flowers are roses. unchanged after the digits are rearranged No rose is red. R  N  F  B in descending order within the number? All red are leaves. Conclusions (a) None (b) One Conclusions: I. Some flowers are not I. F = R (c) Two (d) Three leaves. II. B < N (e) More than three II. No leave is red. 24. Statements 32. What should come next in the following H > W < M  K letter series based on English alphabet? Directions (Q.18-20) : Read the following Conclusions CEA IKG OQM ? information to answer the questions. I. K < W (a) STW (b) WUS (i) P # Q means Q is father of P. II. H > M (c) SWU (d) UWS (ii) P * Q means Q is mother of P 25. Statements (e) None of these (iii) P £ Q means Q is brother of P. R T = M > D (iv) P $ Q means Q is sister of P.  Directions (Q.33-37) : The following Conclusions questions are based on the six words 18. Which of the following means X is I. D < T given below. grandmother of Y? II. R  M ROCK MOCK TONE FROM (a) Z $ X * K # L £ Y TURN EACH (b) Y £ L # K * X $ Z Directions (Q.26-30) : Study the (The new words formed after performing (c) X * K # L £ Y following information carefully and the operation mentioned may or may not (d) Cannot be determined answer the given questions: necessarily be meaningful English words.) (e) None of these M, N, O, P, Q, R, S, T and U are sitting 19. Which of the following means A is around a circular table facing the centre. N is 33. If the first two letters in each of the nephew of D? fourth to the left of S, who is second to the words is changed to the next alphabet (a) D £ C # B £ A right of O. R is fourth to the right of O and in the English alphabetical order, how (b) A £ B # D £ C is second to the left of U. P is not an many words having no vowel will be (c) C £ D # B £ A immediate neighbour of either U or N. M is formed? (d) Cannot be determined not neighbour of R. T is third to the right of (a) Five (b) Four (e) None of these Q. (c) Three (d) Two 20. Which of the following means C is aunt (e) One 26. Who among the following is second to of F? 34. If the given words are arranged in the the right of U? (a) E £ F # D # C * B order as they would appear in (a) O (b) Q (b) F £ E # D $ C * B dictionary from right to left, which of (c) T (d) R (c) B * C $ D # E £ F the following will be the fourth from (e) None of these (d) Cannot be determined the left? 27. Who is sitting third to the right of the (e) None of these (a) TONE (b) ROCK one who is sitting second to the right (c) MOCK (d) FROM Directions (Q.21-25) : Study the of M? (e) None of these following information carefully and (a) P(b) O 35. If in each of the words, all the alphabets answer the questions given below. Give (c) U (d) T are arranged in the reverse order of answer (e) None of these English alphabet within the word, how (a) If only conclusion I is true 28. How many persons are sitting between many words will not begin with a (b) If only conclusion II is true T and P, if counted anti clock-wise from vowel? (c) If either conclusion I or conclusion P? (a) Three (b) Four II is true (a) One (b) Two (c) Five (d) Six (d) If neither conclusion I nor (c) Three (d) Four (e) None of these conclusion II is true (e) None of these 36. If in each of the given words, the first (e) If both conclusion I and II are true. 29. What is the position of M with respect alphabet is changed to the previous to T? letter in the English alphabetical order, 21. Statements (a) Second to the right

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how many words thus formed will be Number of votes polled in favour of the meaningfull? three parties during five years. 2 7 9 1 50.   ?  560 (a) One (b) Two 3 3 2 9 (c) Three (d) Four 41. Choose the party that won the elections (e) None of these maximum number of times. 40 50 37. If in each of the given words, first and (a) A and B (b)A and C (a) (b) third alphabets are interchanged and (c) B and C (d) A 9 9 (d)B similarly second and fourth alphabets 70 80 are interchanged, how many words thus 42. In which year there was a maximum % (c) (d) formed will end with a vowel? increase in votes polled for party B 9 9 (a) Two (b) Three When compared to the previous years? (e) None of these (c) Four (d) Five (a) 2009 (e) Six (b) 2010 Directions (Q.51-55) : Study the following graph carefully to answer 38. In a certain code language ‘lu ja ka hu’ (c) 2007 these questions : means ‘Will you meet us’, ‘lu ka hu pa (d) Cannot be determined means ‘will you sold us.’ Then what is (e) None of these the code of ‘meet’ in this code language? 43. Parties A and C, being allies, got merged (a) ja (b) lu in 2011 elections. If the expectations (c) ka (d) hu in 2011 were same as 2009 polls, what (e) Cannot be determined could be the chance of A and C winning? 39. In a certain coding system, PAPER is (a) 60% (b) 30% written as PERPA and SUBJECT is (c) 50% (d) 40% written as JECTSUB, what should be (d) None of these the code of COUNCIL? 44. The total number of votes polled in (a) NCILCOU favour of A in 2008 and 2010 is what (b) LICNOUC percentage of the total number of votes (c) NCOUCIL polled in favour of all the three parties (d) NLICUOC in the same years? (e) NILCCOU (a) 22% (b) 31% 40. How many pairs of letters are there in (c) 40% (d) 43% (e) None of these the word “SENATOR” which have as 51. Total number of students of College B many letters between them in the word 45. What is the ratio of the total number of votes polled for A and B in 2006 to in years 2005, 2006 and 2003 together as in alphabetical series? are what percent more/less then total (a) None (b) One those polled for C in 2008? (a) 13 : 6 (b) 2 : 1 number of students of College A in (c) Two (d) Three years 2003, 2004 and 2008 together? (e) four (c) 15 : 8 (d) 16 : 9 (e) None of these 4 2 (a) 22 % (b) 22 % QUANTITATIVE APTITUDE Directions (Q.46-50) : What value will 9 11 come in place of question mark (?) in Directions (Q.41-45) : Study the the following questions? 2 4 following Graph carefully and answer (c) 22 % (d) 22 % 9 11 the questions given below: 46. 3263 × 246 – 18611 = ? + 5883 (a) 897071 (b) 778204 (e) None of these (c) 989090 (d) 797090 52. What is the ratio of the total number of (e) None of these students of College A in years 2004, 47. 7000 ÷ 70  95 = ?  20 2006 and 2007 together and the total number of students of College B in (a) 475 (b) 380 years 2003, 2004 and 2008? (c) 640 (d) 720 (a) 35 : 32 (b) 33 : 37 (e) None of these (c) 34 : 31 (d) 32 : 35 48. 35% of 3136 x 5 = ? + 54 (e) None of these 53. What is the average number of students (a) 46 (b) 48 in College A for all the years together? (c) 44 (d) 42 (a) 45,000 (b) 50,000 (e) None of these (c) 52,000 (d) 48,000 49. (19×75.4÷0.2) ÷ 13 + 67 = ? (e) None of these (a)1056 (b)981 (c)564 (d)618 (e)None of these

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54. What is the approximate percentage rise between A and C is 1:2. six years hence, (a) 12 min (b) 14 min in the number of students of College B the sum of A, B and C will be 96 years. (c) 16 min (d) 18 min from 2005 to 2006? what is the present age of A? (e) Cannot be determined (a) 8 (b) 12 (a) 12 years (b) 24 years 70. P and Q invested in a business. They (c) 4 (d) 15 (c) 19 years (d) 27 years earned some profit which they divided (e) 20 (e) 18 years in the ratio of 2:3. If P invested 55. The number of students of College B in Rs.30000, the amount invested by Q year 2008 is what percent of the total Directions (Q.61-65) : What value will is students of College B in all the years come in place of question mark (?) in (a)Rs.40,000 (b)Rs.35,000 together (Round off to two digits after the following questions? (c)Rs.45,000 (d)Rs.64,000 decimal) 61. 13 15 26 84 328 ? (e) None of these (a) 20.61 (b) 23.79 (a) 1780 (b) 1890 Directions (Q.71-75) : What approximate (c) 21.79 (d) 17.29 (c) 1650 (d) 1690 (e) None of these value will come in place of question mark (e) None of these (?) in the following questions? (You are 56. The monthly income of Shyama and 62. 5 8 6 10 ? 12 Kamal together is Rs.28000. The not expected to calculate the exact (a) 2 (b) 4 value). income of Shyama and Kamal is (c) 6 (d) 7 increased by 25% and 12.5% (e) None of these 71. 18% of 256 + 35% of 290 – 15% of 385 respectively. The new income of Kamal 63. 9 10 18 57 ? 1125 = ? becomes 120% of the new salary of (a) 164 (b) 230 (a)83 (b) 80 Shyama. What is the new (c) 210 (d) 224 (c) 90 (d) 70 income of Shyama? (e) 115 (e) 85 (a) Rs.12000 (b) Rs.18000 64. 12 14 19 36 ? 358 72. 3 2 (c) Rs.14000 (d). Rs.16000 (a) 105 (b) 104 4090  12163  49  ? (e) Rs.15000 (c) 106 (d) 102 (a)29 (b) 49 57. An employer reduces the number of his (e) 101 (c) 33 (d) 39 employees in the ratio of 7:4 and 65. 12 23 35 49 ? 93 (e) 37 increases their wages in the ratio 3:5. (a) 67 (b) 75 State whether his bill of total wages 4 3 5 29 (c) 65 (d) 23 73. 8  9  3  ?  6 increases or decreases and in what (e) 50 7 4 8 56 ratio. 66. If 4 boys or 5 women can reap a field in (a)8 (b) 6 (a) increases 20:21 20 days. Then what will be the time (c) 10 (d) 5 (b) decreases 21:20 taken by 6 boys and 8 women to reap (e) 2 (c) increases 21:22 the field? (d) decreases 22:21 (a) 200/33 days 9 108 5 7 (e) None of these 74.   328    ? (b) 200/31 days 42 63 7 5 58. A boat goes 6 km against the current of (c) 200/35 days the stream in 2 hours and goes 8 km (d) 200/37 days (a)32 (b) 28 along the current in half hour. How long (e)None of these (c) 40 (d) 45 will it take to go 28.5 km in stationary 67. How much water must be added to 50 (e) 42 water? litre of milk costing 10 rupees per litre (a) 4 1/2 hours 2 45 so as to bring the cost of milk to 8 16  (b) 3 hours rupees per litre? (c) 3 1/2 hours 3 39  ? (a) 11.5 (b) 12.5 75. 15 4 (d) 4 hours (c) 13.5 (d) 14.5 3  3 (e) None of these (e) None of these 26 13 59. Two pipes P and Q can fill a tank in 10 68. A shopkeeper sold certain articles at 380 (a)65 (b) 62 min and 12 min respectively and a after giving a discount of 5 percent. If (c) 76 (d) 71 waste pipe can carry off 12 litres of the discount is not given he would have (e) 78 water per minute. If all the pipes are been gain 20 percent. What is the cost opened when the tank is full and it price of the articles (approx.) Directions (Q.76-80) : Study the takes one hour to empty the tank. Find (a)332 (b)333 following table carefully and answer the the capacity of the tank. (c)334 (d)335 questions given below : (a) 30 (b) 45 (e)None of these Number of students enrolled with five (c) 60 (d) 75 69. If a Car runs at 45Km/hr it reaches its colleges over the years : (e) None of these destination by 10 min late If it runs at 60. At present, the respective ratio between 60Km/hr it is late by 4min. Then what the ages of A and B is 3:4 and that is the correct time for the journey?

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Colleges  17. d P Q R S T 1. a 2. d 3. d 4. b Years  (5-7) 2006 450 320 400 480 520 2007 480 350 380 500 540 2008 420 300 410 520 460 2009 460 360 430 470 480 2010 470 340 390 530 530 18. b

76. If from college Q in 2009, 90% of the students enrolled appeared in a competitive examination, out of which 75 % students passed, how many students passed the examination ? 5. a 6. d (a) 280 (b) 216 7. a; X is 20th form the back. (c) 243 (d) 270 The position of W from the back is (e) None of these (20-5) = 15th 77. In 2007, from all the colleges together Hence the position of W from the front 19. e an overall 40 % of the students enrolled is (34 – 15 + 1) = 20th 20. b for a computer course total how many (8-12) students enrolled for these course ? 8. b (a) 700 (b) 600 9. c; 5CZ, 3YN (c) 800 (d) 900 10. a; 5$X (e) None of these 11. e 78. What is the ratio of the average number of student enrolled with colleges R 11th together in 2009 to that in 2010 ? nd (a) 117 : 108 (b) 111 : 113 L  2 (21-25) (c) 110 : 113 (d) 105 : 108 th (e) None of these L 13  Q 21. c 79. The Average number of students 12. b; I. R  W = H (false) Either I or II enrolled from college Q for all the years (13 – 17) II. R  W = H (false) together is approximately what 13. d 22. a; I. D = K < T (True) percent of the average number of II. K < T > M (false) students enrolled from college R for all the years together ? 23. b; I. F  N  R (false) (a) 83 (b) 85 II. B < F  N (true) (c) 87 (d) 80 24. d; I. K  M > W (false) (e) None of these 14. e II. H > Q < M (false) 80. In 2008, from all colleges together 10 % 25. e; I. D < M = T (true) students enrolled went abroad II. R  T = M (true) Approximately how many students (26 – 30) went abroad? (a) 311 (b) 211 (c) 321 (d) 521 (e) None of these 15. e 

EXPLANATIONS (1-4) 26. c 27. c 28. d 29. a Boxes Books 16. a 30. b 31. c P 64 S 39 V 27 T 51 Q 13 U 77 R 37

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32. d; UWS 45. a; The ratio of the total number of votes S’s new income = (28000 – x) 33. c; After rearrangement, First two letter for A and B in 2006 112.5 of each words change to next alphabet to C in 2008  in English alphabetical order, they = (40 + 25) : 30 = 65 : 30 = 13 : 6 100 become – (46-50) 125 SPECK NPCK UPNE GSOM K’s new income = x 46. b; 3263 246  802698  100 UVRN FBCH we can see that SPECK NPCK FBCH words have no vowel. 802698(186115883) 778204 112.5 125 34. c; After rearranging all the word, we have (28000 – x) = x 47. a; 7000  70 95  ? 20  475  100  100 – 48. c TURN TONE ROCK MOCK FROM 120 EACH 65  th  56 5  ? 54 100 4 from the left is MOCK. 100 35. b; After rearranging all the alphabets in x = 12000 reverse order of English alphabet, they 98  54  44 New Income of Shyama = 125% of 12000 = 15000 become – 49. d; (19  377)÷ 13 + 67 ROKC OMKC TONE ROMF UTRN 57. b; Let initial employees be 7x and then 7163 ÷ 13 + 67 4x similarly initial wages be 3y and HECA 551+67 = 618 We can see that OMKC and UTRN then 5y Words are begin with vowel, so here 560 80 so total wage = 21xy initially and then 50. d; x =  20xy four words are not begin with vowel. 9 7 9 36. a; After rearrangement, 1st alphabet of so wages decreases and ratio = 21:20 (51-55) each words change to previous letter, 51. c; Required percentage = 6 they become – 58. b; Speed upstream = = 3, speed QOCK LOCK SONE EROM SURN 165 135 2 2 DACH 100%  22 % 135 9 8 The meaningful word is LOCK 16 st rd 52. d; Required ratio = 37. d; After rearrangement,1 and 3 downstream = 1 alphabets are interchanged and 2nd and 40  50  70: (30  60  85) 2 4th alphabets are interchanged in each word, they become – =160 :175 1 CKRO CKMO NETO OMFR RNTU  32 :35 Speed of boat =  9.5 km/ CHEA 2(3 16) We can see that there are five words 300 hr 53. b; Required average =  50 end with vowel 6 So time in still water = 38. a 39. a 40. c (41-45)  501000 (unit 1000) 28.5 41. a; Party A won elections in 2006, 2008 9.5  3hours Party B won elections in 2007, 2009  50,000 59. c; Let the waste pipe take ‘T’ time to Party C won elections in 2010 70  65 empty the tank. So both parties A and B won maximum 100 number of times 65  1 1 1       60  1 42. a; By observation, we can say that the 54. a; Required % = 100 10 12 T percentage increase   8%   13 Is the maximum in 2009. We will get T = 5 min 43. c; As the expectation is same as that of 2009 polls then chances of A and C 85 So capacity = 512 = 60 ltr 55. c; Required % = 100 winning polls is 50% as number of 390 60. e; The ratio between A, B and C is = 3 : voters polled for A and C in 2009=50% = 21.79% 4 : 6 and B too get 50% of votes. 56. e; The monthly income of Shyama and The sum of present age of A, B and C 44. c; The required value = Kamal = S + K = 28000 = 96 – 18 = 78 13 x = 78 (60  20)100 Shyama’s income = x; Kamal’s income X = 6 = 28000 – x. 100 100 Present age of A = 3x = 18 120 (61-65) 80 K =  S 61. c; The series is , 1 + 2, 2 – 4, 3 + = 100  40% 100    200 6,  4 – 8,  5 + 10

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62. d; The series is, 2 – 2, 2 + 2, 2 – 72. d;     470  340  390  530  530  2……   ] 63. d; 9  1 + 1 = 10 4090  4096  64  5  10  2 -2 = 18 3 12163  3 12167  23 =110:113 18 3 + 3 = 57 79. a; 41. (320 + 350 + 300 + 360 + 340)/  (?)2  4090  3 12163  49 57  4 -4 = 224 (400 + 380 + 410 + 430 + 390)  100 2 64. e; 12 + 1 + 1 = 14  64 23  49 1670 14 + 22 + 1 = 19 =  100 = 83.08% 19 + 42 + 1 = 36 1472  49 1521  (39)2 2010 36 + 82 + 1 = 101 80. b; (420 + 300 + 410 + 520 + 460) ×10 % ?  39 65. a; 12  2 1  23 10 = 2110  = 211 23 2 11  35 23 2 11  35 4 3 5 29 100 73. a; 8  9  3  ?  6 35 2  21  49 7 4 8 56 Or, ? = 49 2  31 67  66. b; Work done by one boy in one day =  4 3 5 29  (8  9  3  6)       1  7 4 8 56  VANIK’S KNOWLEDGE GARDEN  32  42  35  29  10 4 20  8     8   8 UNIVERSAL BASIC INCOME (UBI)  56  56  Universal Basic Income (UBI) is a 1 Similarly for women = 74. e; programme for providing all citizens 5 20 9 108 5 7 of a country or other geographic Now the time taken by 6 boys and 8  328    ? area/state with a given sum of 42 63 7 5 women to reap the field = money, regardless of their income, 6 8  9 63 5 7 resources or employment status.   or,?    328   80 100 d 42 108 7 5  The main idea behind UBI is to prevent or reduce poverty and 200 5 7 increase equality among citizens.  d = = 41   42 31 7 5 The essential principle behind Universal basic income is the idea 67. b; Total cost of milk= 5010  500 2 45 that all citizens are entitled to a For selling in rupee 8,total amount of 16  livable income, irrespective of the mixutre =500/8=62.5 3 39  ? So,amount of 75. d; 15 4 circumstances they’re born in. 3  3  The Economic Survey 2016-17 water= 26 13 62.5  50 12.5 advocated the concept of Universal 95 Basic Income (UBI) as an alternative 68. b;  MP  380.MP=400 50 45 250 100  to the various social welfare schemes or,?  3 39  13 in an effort to reduce poverty. 93 43 93  86 120   The Survey points out that the two 400 =  CP 100 26 13 26 prerequisites for a successful UBI are: CP = 333.33 250 26 500 69. b     71 (a) Functional JAM (Jan Dhan, 13 7 7 45(t 10)  60(t  4) Aadhar and Mobile) system as it (76-80) ensures that the cash transfer t 14 9 3 goes directly into the account of a 70. c; 30,000 : Q = 2 : 3 76. c; 360   243 10 4 beneficiary and 90,000 Q =  45,000 77. d; 41. (480 + 350 + 380 + 500 + 540) × (b) Centre- State negotiations on 2 40 % = 900 cost sharing for the programme. (71-75) 78. c; 71. c; 18% of 256 + 35% of 290 – 15% of  460  360  430  470  480  385 = ?   : = 46.08 + 101.5 – 57.75  90  5  Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Page | 80 [ Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] ] MAGAZINE FOR THE MONTH OF AUGUST 2019

REASONING & COMPUTER • Atharva sits at one of the extreme Direction (Q. 6-8) : A string of numbers ends. is given as input. The further steps Directions (Q.1-5) : Study the following • Rakesh does not like Mango and given are obtained by applying certain information carefully and answer the Litchi. logic .Numbers of step II have been questions. • The vacant seat of row-I does not obtained by using at least 1 digit of each There are two parallel rows with a sitting face Ramu and also it is not at the number in step I. Each step is a capacity of six on each side but only five extreme ends. resultant of previous step only. people are sitting in each row keeping one • Anoop is an immediate neighbour Input – seat vacant in each row. In row -I , Ragu, of Ramu, who faces the person Raju, Arjun, Mahi and Mani are sitting and who likes Berry. facing south. In row-II, Atharva, Rakesh, • Raju faces the vacant seat in row- Anoop, Tinku and Ramu are sitting and II and sits third to the right of facing north. All of them like a different fruit, Arjun. i.e Mango, Banana, Apple, Guava, Kiwi, • Arjun likes Pear. Orange, Pear, Litchi, Berry and Cherry. • Ramu sits third to the right of 1. Who sits second to the right of the one Rakesh and likes Guava. who faces vacant seat of row I? • Only two people sit between (a) Raju (b) Arjun Atharva and the vacant seat. (c) Mani (d) Atharva • Atharva does not like Kiwi or (e) Ragu Apple. 2. Which of the following fruits does Tinku • Mani is an immediate neighbour like? of Arjun. (a) Apple (b) Kiwi • Raju likes Cherry. The one who (c) Banana (d) Guava As per the rules following the steps given likes Apple faces the one who (e) Orange above , find out in each of the following likes Litchi. 3. Ragu is related to the vacant seat of • The one who likes Apple sits row-I in the same way as Tinku is opposite the one who sits third related to Anoop. So the vacant seat of row two is related to who among the right of the one who sits opposite 6. Which number is greater in step 1? following? to Ramu. (a)53 (b)25 (a) Arjun (b) Ramu • Arjun is not an immediate (c)63 (d)60 (c) Atharva (d) Raju neighbour of Mahi. (e) Other than option given (e) Rakesh • Tinku, who likes neither Kiwi nor 7. What is the second highest number 4. Who sits diagonally opposite the one Orange, does not face the vacant obtained in any step of given input? who likes Orange? seat. (a)8.5 (b)7.5 (a) Mani (b) Mahi • Neither Ramu nor Rakesh sits at (c)5 (d)10.5 (c) Ragu (d) Raju the extreme ends. Mahi faces (e)7 (e) None of these Rakesh. 8. Find the difference between sum of 5. Which of the following is true regarding • Vacant seats are not opposite to numbers obtained in step 1 and sum Anoop? each other. of numbers obtained in all other (a) Rakesh is sitting second to the • Two persons sit between Tinku steps? right of Anoop and Anoop. (a)61 (b)67 (b) Ramu is sitting second to the left • The one who likes Berry faces the (c)89 (d)73 of Anoop one who likes Guava. (e)76 • The person who likes Mango and (c) Anoop faces Arjun Litchi are adjacent to each other. (d) Anoop is facing the vacant seat of Directions (9-13) : Read the information • The vacant seat of row I is not row one given below carefully and answer the adjacent to Mahi. (e) Ragu faces Anoop. following questions. The data given are

Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Page | 81 [ Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] ] MAGAZINE FOR THE MONTH OF AUGUST 2019 in some coded format, throughout and Eight persons A, B, C, D, E, F, G and H are No stone is a ring proceed further. seated around a circular table. They all are Some Diamonds are doors @ - North of different ages- 24, 15, 19, 30, 27, 45, 36 Some doors are rings % - South and 10. Four of them are facing towards the Statements: * - East center and rest outside the center. (a) Statements: Some stones are © - West B sits 2nd to the left of A, who is 6 years hammers. Some hammer is a ring. $ - Either 2 metres or 7 metres younger than G. B and A, who is not the Some rings are doors. All doors # - Either 4 metres or 9 metres youngest face opposite direction. H’s age is are diamonds i.e, A @ B means A is to the North of B a perfect square. The one who is 30yrs old (b) Statements: All stones are A %* B means A is South East of B sits 3rd to the right of B Both the immediate hammers. No hammer is a ring. A $ B means A is either 2 metres or 7 neighbours of G face opposite direction of Some rings are doors. All doors metres from B G. F sits 2nd to the right of G but doesn’t are diamonds A %# B means A is South of B and sit just near to B The one whose age is (c) Statements: All stones are with either 4 or 9 metres. perfect cube faces inside and sits opposite hammers. No hammer is a ring. Point X is to the west of point P with to E, who is not an immediate neighbour of No rings are doors. No doors are distance of 4 metres. F. Not more than 2 persons who sit together diamonds Set-1: face same direction. H doesn’t sit just near (d) Statements: All stones are I. P @$ Q to G. The one who is oldest, faces inside hammers. All hammer is a ring. II. Q *# R Difference between ages of D and C is 5yrs. Some rings are doors. All doors III. R %# T Youngest person is not an immediate are diamonds IV. T %© X neighbour of E. (e) Statements: Some stones are Set-2: hammers. No hammer is a ring. I. S ©$ U 14. Who among the following is oldest Some rings are doors. All doors II. O %# S person? are diamonds III. O *$ T (a) A (b) C IV. U @ P (c) B (d) E 20. Statements: H  O = U  B < L = P; D (e) None of these Distance between point U and P is < N = B S > K 15. Who among the following is 10 yrs old?  greater than distance between point X Conclusions: and P. (a) C (b) A (c) D (d) H I. K < L 9. What is the distance between Q and U? (e) Either (a) or (c) II. H  K (a) 9m (b) 11m 16. Who among the following sits opposite (a) only I follows (c) 13m (d) 15m to the one who is 15 yrs old? (b) only II follows (e) None of these (a) H (c) either I or II follows 10. Which of the following will be true as (b) C (d) neither I nor II follow per the given data? (c) The one whose age is 30 (e) both I and II follow (a) R @© P (b)P %© S (d) The one whose age is 24 21. Statements: B < N = T  G > H = F; (c)X %* U (d) O @© Q (e) B G > L = D > V; L > W = A (e) None of these 17. What is the age of F? Conclusions: 11. If R *$ A, then what will be the direction (a) 36 (b) 45 I. A < H of point T with respect to point A? (c) 27 (d) 19 II. V < B (a) @© (b) @* (e) 30 (a) only I follows (c) %* (d) %© 18. Who among the following sits immediate (b) only II follows (e) None of these left of the one who is 19 yrs old? (c) either I or II follows 12. If B %$ X and point B lies in line with R (a) B (b) A (d) neither I nor II follow and Q, then which of the following will (c) H (d) G (e) both I and II follow be true? (e) C 22. Statements: N > D F > J; E < L G (a) B©# Q (b) B *$ Q   (c) R*$ B (d) Both (a) and c) Direction (19) : In the following < S < P < F; G > W (e) None is true questions, only one Conclusion is given Conclusions: 13. What is the direction of point R with and five statements are given as a), b), I. W < J respect to point P? c), d) and e). From this you have to take II. J  W (a) @© (b) %© the statements to be true even if they (a) only I follows (c) %* (d) @* seem to be at variance with commonly (b) only II follows (e) None of these known facts and then decide which of (c) either I or II follows the given statement logically follows. (d) neither I nor II follow Direction (14-18) : Study the following (e) both I and II follow information carefully and answer the 19. Conclusions : given questions. Some Diamonds are rings

Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Page | 82 [ Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] ] MAGAZINE FOR THE MONTH OF AUGUST 2019 23. Statements: V < E = D = W L; F  S than the one in PO, but more experience Directions (30-32) : study the following than the one who likes The Dark Knight. information carefully and answer the = D < K; L R = H B   Number of medals secured by T is less than questions given below: Conclusions: the number of medals secured by V. T neither In a certain code language ‘how to complete I. B < S has the least experience than the one who this job’ is written as ‘nk pt vt ks yp ‘ , ‘ II. B = S likes The Dark Knight. The difference this job is very challenging ‘ is written as ‘ rj (a) only I follows between the total number of medals secured lk pt zp nk’ , ‘they complete this challenging (b) only II follows by the person S and U is one. T neither has work’ is written as ‘bt lk nk yp zt’ ‘how (c) either I or II follows the least experience nor he works in QM. Q they are taking challenge’ is written as ‘ vt (d) neither I nor II follow does not work in QM. The one who likes bt dv re fr’ , taking challenges are amazing’ (e) both I and II follow Titanic does not work in PO. Total number is written as ‘ re mo dv gi’ . 24. In which of the following expressions of medals secured by V is less than 3. The does the expression ‘B  H’ and ‘A > total number of medals secured by Q is less 30. The code ‘ks’ stand for G’ definitely hold true? than 4. The number of medals secured by (a) to (b) how (c) this (d) job (a) A = B < F  H = K > G > D Person P is the square of the number of medals secured by Q. Total number of (e) Other than the given options (b) D > A = G  B = F  G < H medals secured by the person who likes 31. If ‘re’ is the code for ‘taking’ then what (c) A < O > G < H = H  S  B “The Dark Knight” is the multiple of the may be the code for ‘all are amazing’ ? (a) dv mo gi (b) mp dv gi (d) G = U B = E H = O < A number of medals secured by V and Q.   (c) tk dv mo (d) Either (b) or (c) (e) None of these 25. As per the given arrangement, ADMIN (e) Cannot be determined Direction (25-29) : Study the following is related to Batman Begins and PR is 32. What does the code ‘zp’ stand for ? information carefully to answer the related to Jurassic Park in a certain way. (a) is given Questions. To which of the following is ACC (b) very Seven people, namely P,Q,R,S,T,U and V related to the same way? (c) Either (a) or (b) like seven different movies namely The (a) The Dark Knight (d) Cannot be determined Avengers, Titanic, The Dark Knight, (b) The Avengers (e) job Jurassic Park, Avatar, Iron Man 2 and (c) Iron Man 2 33. Statements : The Information & Batman Begins but not necessarily in the (d) Avatar Broadcasting Ministry is planning to same order. Each people also works in the (e) Titanic extend the number of ‘Doordarshan’ same office but at a different department on 26. Which of the following pairs of people channels for the north-east region. the basis of experience namely who have more experience than P less Which of the following may be the Administration (ADMIN), Marketing & experience than U? effect of the above steps ? Sales, (M&S), Accounts (ACC), Production (a) V, P (b) Q, U (a) Now the number of violence (PO), Quality Management (QM), Human (c) R, V (d) V, Q against north-eastern will decrease Resources (HR), and Public Relations (PR), (e) R, P (b) It will be easy to understand the but not necessarily in the same order. Each 27. Which combination represents the culture and civilization of north- person has a different number of medals department that R works in and the eastern region starting from 1 to 9. movie he likes? (c) More artists will emerge from this Note : Each person has been allocated to a (a) QM – The Avengers region department as per increasing order of (b) PO – The Dark Knight (d) All (a),(b) and (c) experience with the one in ADMIN being (c) PO – Iron Man 2 (e) Only (b) and (c) the least experienced while the one in PR (d) ACC – Jurassic Park 34. Statements : The pre- Budget Economic Being the most experienced. (e) ADMIN – Jurassic Park Survey 2015-16 advocated the Person S secured more medals than the 28. Who amongst the following works in rationalising of LPG subsidy by Person U. The number of medals secured PR? reducing the annual supply of below- by Person R is the Square of the number of (a) S market priced cooking gas to 10 medals secured by V. Only one person has (b) R cylinder per household. less experience than U. The one who has (c) P Which of the following has been less experience than U likes Jurassic Park. (d) V assumed in the above statement ? Only one person has more experience than (e) Other than those given as options (a) Subsidy on cylinders cannot be P. The one in HR likes Avatar. Only two 29. V secured how many medals? removed completely. people have more experience than the one (a) Two (b) For the economic growth who likes The Avengers. V likes Batman (b) One reduction in subsidy is necessary. Begins and has more experience than the (c) Three (c) The price of subsidised cylinders one who likes The Avengers. The number of (d) Four is very low as compared to the medals secured by S is the sum of medals (e) None as G was appointed on market price. secured by R and Q. S has less experience Monday (d) All (a),(b) and (c)

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(e) Other than the given options 41. ______is an event-driven a) 36 hours b) 54 hours programming language developed in the c) 45 hours d) 72 hours Directions (35) : Study the following early 1990. e) 65 hours information carefully and answer the a) C b) VB 47. On Monday, if difference between the questions given below: c) C++ d) Pascal time taken by the boat to go upstream A man ‘K’ goes 4m east from point P and e) None of the above and the time taken by the boat to go reaches point Q. Then he turns his left and 42. The______runs the front-end downstream is 20 hours, find the total goes 3m to reach point R. Finally he turns applications software in a network. time taken by the boat to go upstream his right and goes 4m to reach point S. a) Client b) Database and downstream. Another person goes 3m north from point c) Server d) CPU a) 20 hours b) 40 hours Z and reaches point Y. He again turns his e) None of the above c) 30 hours d) 80 hours right and goes 6m to reach point W. He then 43. Inheritance is the ability of an object to e) 60 hours goes 4m north to reach point V. He finally pass on its characteristics to its 48. On Tuesday, if difference between the turns his left and goes 2m to reach point T. ______. time taken by the boat to go upstream Which is to the east of Q and at a distance of a) Subclasses and the time taken by the boat to go 4m. b) off-spring downstream is 45 hours, find the total 35. What is the distance between R and Z , c) Super classes distance covered by the boat to go and Z is in which direction with respect d) Parents upstream and downstream. to R ? e) None of the above Downstream speed is 24 km/hr. (a) 10 m, north 44. Which of the following extends data a) 720 km b) 540 km (b) 13m, west across networks rather than store it in c) 360 km d) 680 km (c) 10m, south one central site? e) 450 km (d) 12m, south a) PIM 49. On Wednesday, if the boat covered half (d) 16m,east b) File manager distance upstream with usual speed and 36. What should be used if a company c) Distributed database other half with double its speed, then wants to include its company name and d) Data mining program e) None of the above 3 logo at the bottom of every page of a it takes 33 hours less time than brochure? 45. Which of the following activities is NOT 4 a component of e-business? a) Header b) Macro usual time to go upstream. Find the c) Footer d) Footnote a) Collaboration with business e) None of the above partners total time taken by the boat to go b) Cash flow management 37. What is a serial port that adds a direct upstream and downstream. connection to a network? c) Customer service d) Selling a) 120 hours b) 108 hours a) FireWire c) 92 hours d) 84 hours e) None of the above b) NIC e) 128 hours c) USB QUANTITATIVE APTITUDE 50. On Thursday, difference between time d) Internal modem taken by the boat to cover ‘X’ km e) None of the above Direction (46-50) : Study the following upstream and (X+120) km 38. Which of the following is saved to table to answer the questions that follow. downstream is 26 hours. Had the boat noncontiguous clusters on a hard disk? Some values are missing. Study the table covered same distance upstream as a) Clustered file carefully and answer the questions based downstream, what would be the b) Defragmented file on data in table and particular questions. difference in time taken then? c) Sectored file a) 58 hours b) 62 hours d) Fragmented file c) 48 hours d) 56 hours e) None of the above e) 64 hours 39. Which of the following is used for close a tab on a browser? Directions (Q.51-55) : Study the a) Ctrl + T b) Ctrl + W following information carefully to c) Ctrl + A d) Ctrl + Y answer the given questions. e) None of the above In a medical college there are 1600 students 40. Linux is a_____. studying Dentistry and Homeopathy. Each a) Utility program for peer-to-peer student from each course knows one or more file sharing languages out of English, Hindi and Bengali. b) Real-time operating system 46. On Friday, if ratio of speed of boat to 45% of the students study Dentistry and c) Network operating system speed of stream is 2 : 1, what is the the remaining students study Homeopathy. d) PDA platform difference between the time taken by Out of the students studying Dentistry, e) None of the above the boat to go upstream and the time boys and girls are in the ratio 5:3. Out of the taken by the boat to go downstream? boys studying Dentistry, 16% know only

Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Page | 84 [ Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] ] MAGAZINE FOR THE MONTH OF AUGUST 2019 English, 10% know only Hindi and 4% know Directions (56-60) : Each question below b)Quantity I  Quantity II only Bengali. 24% know English as well as contains a statement followed by c)Quantity I > Quantity II Hindi, 20% know English as well as Bengali Quantity I and Quantity II. Find both to d)Quantity I < Quantity II and 14% know Hindi as well as Bengali. find the relationship among them. Mark e)Quantity I = Quantity II The remaining boys know all the three your answer accordingly. 60. languages. Out of the girls studying Dentistry, 20% 56. Quantity I: A bag contains 3 green, 2 know only English, 10% know only Hindi yellow and 3 purple balls. Two balls and 10% know only Bengali. 20% know are drawn at random, what is the English as well as Hindi, 20% know English probability that no ball is purple. as well as Bengali and 10% know Hindi as Quantity II: (7x – 8) (14x – 5) = 0 well as Bengali. The remaining girls know a)Quantity I  Quantity II all the three languages. b)Quantity I > Quantity II Out of the students studying Homeopathy, c)Quantity I = Quantity II boys and girls are in the ratio 4:7. Out of the d)Quantity I < Quantity II 0 boys studying Homeopathy, 20% know Quantity I. x e)Quantity I  Quantity II Quantity II. 600 only English, 15% know only Hindi and 5% 57. The speed of a boat in still water and the know only Bengali. 15% know English as a)Quantity I > Quantity II speed of the current are in the ratio b)Quantity I < Quantity II well as Hindi, 25% know English as well as 5:3. The difference between the c)Quantity I Quantity II Bengali and 10% know Hindi as well as distance covered by the boat in 2 hours  Bengali. The remaining boys know all the upstream and that in 2 hours d)Quantity I  Quantity II three languages. downstream is 24 km. e) No relation Out of the girls studying Homeopathy, 15% Quantity I. Speed of the boat in still know only English, 15% know only Hindi water. Directions (Q.61-65) : Study the and 5% know only Bengali. 20% know Quantity II. Speed of the cyclist who following information carefully to English as well as Hindi, 20% know English goes 28 km in 2 hours. answer the given questions. as well as Bengali and 15% know Hindi as (a) Quantity I < Quantity II Percentage of population interested in well as Bengali. The remaining girls know different sports (cricket, football, all the three languages. (b) Quantity I  Quantity II badminton, tennis, volleyball, hockey) (c) Quantity I  Quantity II in pie chart I and percentage of females 51. How many students studying Dentistry (d) Quantity I > Quantity II interested in these sports in pie chart II. know only either English or Hindi? (e) Quantity I = Quantity II (a)154 (b)162 58. There are 45 cards numbered as (c)184 (d)132 1,2,3……….45.Two cards are picked (e)None of these at randomly. 52. How many students in the college know Quantity I: Probability that both cards all the three languages? show 2 digit numbers which increase (a)104 (b)302 by 36 when its digits are reversed. (c)162 (d)182 Quantity II: Probability that both (e)None of these cards show a number divisible by 8 but 53. What percent of the total number of not 16. girls in the college know Bengali? a) Quantity I > Quantity II 61. What is the ratio of the number of people (a)6.62% (b)6.54% b) Quantity I < Quantity II interested in tennis and hockey together (c) 6.12% (d) 6.54% c) Quantity I > Quantity II to that interested in cricket and (e)None of these d) Quantity I > Quantity II volleyball together? 54. How many students studying e) Quantity I = Quantity II or a)23 : 32 b)34 : 43 Homeopathy do not know English? relationship cannot be determined c)101 : 130 d)11 : 32 (a)315 (b)292 59. Ravi can do the half of the work in 12 e)None of these (c) 216 (d)108 days and Raba can do the whole work 62. For which of the sports, the percentage (e)None of these in 30 days. of population interested with respect 55. Out of the students studying Quantity I: In how many days will to that of females interested is Homeopathy, what is the ratio of the Ravi and Raba do the whole work? minimum? number of boys knowing English to the Quantity II: If Ravi starts the work a)Volleyball b)Badminton number of girls knowing Hindi? and works for 4 days, after that Raba c)Tennis d)Football (a) 3:5 (b)4:5 join him, in how many days will the e)None of these (c)1:2 (d)2:3 whole work be completed? 63. What is the difference between the (e)None of these number of females interested in a)Quantity I Quantity II badminton and that in volleyball?

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a)1.5 lakh b)2.2 lakh e)17.5 lakh when Television is sold at a profit of c)1.8 lakh d)1.9 lakh 69. If the incomes of two Companies in the 12%. Cost price of A.C is Rs.15000 e)None of these year 2010 were equal what was the more than that of Television. What is 64. For which of the sports, the number of ratio of their expenditure? the Cost price of A.C.? males interested is less than that of a)5 : 4 b)5 : 3 a)Rs. 34000 b)Rs. 25000 females interested? c)5 : 2 d)5 : 1 c)Rs. 35000 d)Rs. 20000 a)Tennis, Volleyball e)None of these e)None of these b)Volleyball, Badminton 70. If the income of Company A in the year 74. Find the overall profit or loss per cent c)Badminton, Tennis, Hockey 2010 and the expenditure of Company approximately made by a customer d)Badminton, Tennis, Volleyball B in the year 2012 were equal and they who bought 1 AC set and 1 cooler set. e)None of the above were Rs 171 lakh each, what was the Cost price of 1 AC set is Rs. 30000 65. What is the ratio of the number of males difference between the income of and cost price of 1 cooler set is Rs. interested in badminton and football Company B in the year 2012 and the 5000. together to that of females interested expenditure of Company A in the year a)5.71% b)2.77% in hockey and tennis together? 2010? c)2.41% d)3.24% a)124 : 117 b)128 : 119 a)41.2 lakh b)42.3 lakh e)None of these c)19 : 17 d)23 : 19 c)43.4 lakh d)44.5 lakh 75. Find the total amount paid by a customer e)None of these e)45.6 lakh after purchasing 1 oven and 1 fridge if the shopkeeper marked the oven up Directions (Q.66-70) : The following Directions (Q.71-75) : Study the by 15% and he gains 8% on the fridge. graph shows the percentage profit earned following table chart carefully and Cost price of oven is Rs.15000 and by two companies A and B during 2007 – answer the questions given beside. marked price of fridge is Rs.11500. 2012. Given table shows the profit/loss, a)Rs. 13737.5 b)Rs. 23737.5 discount and marked up per cent on 6 c)Rs. 22500 d)Rs. 28737.5 different electronic articles. e)None of these

Profit % / Loss Discount Marked Directions (Q.76-80) : Study the graphs Articles % % up % carefully to answer the questions that A.C. Profit 8% ---- 28% follow. Cooler Loss 8% ---- 16% Total number of children in 6 different Fridge ------15% schools and the percentage of girls in Oven ---- 25% ---- them Geyser Profit 10% 8% ---- Television ---- 10% 12%

71. An owner of the electronics shop sold the cooler to a customer at a loss given 66. If the expenditure of Company A in the in the table. Had he sold it for Rs.475 year 2009 was Rs 77.5 lakh what was more, he would have gained a profit of its income (in Rs) in that year? 11%. What is the marked price of the a)96 lakh b)102.4 lakh cooler? c)108.5 lakh d)112.5 lakh a)Rs. 2300 b)Rs. 2500 e)None of these c)Rs. 2700 d)Rs. 2900 67. If the income of Company B in the year e)None of these 2012 was Rs 125.4 lakh what was its 72. If shopkeeper marked Oven 10% above expenditure (in Rs) in that year? CP and Geyser 20% above CP and also a)94 lakh b)102 lakh the CP of Oven is half of the CP of c)108 lakh d)114 lakh Geyser then find the amount of e)117.5 lakh discount offered by shopkeeper on 68. If the expenditure of Company A in the oven if gained Rs.1000 on selling year 2008 and the income of Company Geyser? B in the year 2011 were equal to 85 a)Rs. 1375 b)Rs. 1575 lakh what was the difference between c)Rs. 1480 d)Rs. 1200 the profit of Company A in the year e)None of these 2008 and the profit of Company B in 73. The difference between the selling prices the year 2011? of an A.C and a Television is Rs.15400 a)10.2 lakh b)11.4 lakh c)12.8 lakh d)15 lakh

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76. What is the total percentage of boys in a) 50,000 b) 1 lakh 93. Which of the following committee schools R and U together? (rounded c) 2 lakh d) 3 lakh recommended using CPI, instead of off to two digits after decimal) e) None of these WPI, to measure Inflation in India? (a) 78.55 (b) 72.45 85. The Credit Guarantee Fund Trust for a) Bimal Jalan committee (c) 76.28 (d) 75.83 Micro and Small Enterprises b)Urjit Patel committee (e) None of these (CGTMSe) is run by______? c) Mukul Mudgal committee 77. What is the total number of boys in a) RBI b) NABARD d) Rangarajan Committee school T? c) SEBI d) SIDBI e) None of these (a) 500 (b) 600 e) None of these 94. Which of the following is true regarding (c) 750 (d) 850 86. The Economic Survey of India is Bearer Cheque? (e) None of these presented annually by a) Whoever holds and presents the 78. The total number of students in school ______? bearer cheque, will be paid R, is approximately what per cent of a) RBI b) Bearer cheque doesn’t have any the total number of students in school b) Ministry of Finance crossing on it S? c) CSO c) Bearer cheque can be encashed in (a) 89 (b) 75 d) NITI Aayog the bank counter (c) 78 (d) 82 e) None of these d) All are true (e) 94 87. RBI had constituted a 5 member high- e) None of these 79. What is the average number of boys in level committee for deepening of digital 95. VPA is given to an individual using the schools P and Q together? payments. It was headed by Unified Payment Interface (UPI) (a) 1425 (b) 1575 ______? service to send or receive money. What (c) 1450 (d) 1625 a) Kishore Sansi does it stands for? (e) None of these b) Nandan Nilekani a) Venture Payment Address 80. What is the respective ratio of the c)Aruna Sharma b) Virtual Payment Address number of girls in schools P to the d) Sanjay Jain c) Variable Payment Address number of girls in school Q? e) None of these d) Verification Payment Address (a) 27 : 20 (b) 17 : 21 88. The payment and settlement systems e) None of these (c) 20 : 27 (d) 21 : 17 in India are regulated as per which act? 96. What is the total corpus of (e) None of these a) RBI Act 1934 NABVENTURES Fund launched by b) Payment and Settlement Systems NABARD? GENERAL AWARENESS Act, 2007 a) Rs 200 crore c) NPCI Act 2002 b) Rs 500 crore 81. What is the Maximum amount per d) PSS Act 2008 c) Rs 700 crore transaction for cash-based remittances e) None of these d) Rs 800 crore through NEFT within India? 89. The multinational investment bank and e) None of these a) Rs 10,000 b) Rs 25,000 financial services company, Goldman c) Rs 50,000 d) No Limit 97. Which of these is currently India’s most- Sachs Group has its headquarter valued firm in terms of market e) None of these at______? capitalization? 82. Tokenization refers to ______of a) London b) New York a) HDFC b) TCS actual card details with an unique c) Paris d) Bern c) RIL d) ITC alternate code called the “token”, which e) None of these e) None of these shall be unique for a combination of 90. Which of these payment systems can 98. To open a bank account, which of these card, token requestor and device? be defined as: Multiple Debit, Single documents is not required? a) Identification Credit? a) Domicile Certificate b) Correction a) NEFT b) RTGS b) Recent Photograph c) Replacement c) ECS d) UPI c) Address Proof d) Inclusion e) None of these d) Identity Proof e) None of these 91. Which organization was formed for e) None of these 83. What is the limit for collateral free managing retail payment in India? 99. The Indian currency note printing agricultural loans? a) SBI b) NPCI presses is not located in which of these a) Rs 50,000 c) UPI d) IBA cities? b) Rs 1 lakh e) None of these a) Nasik b) Mysore c) Rs 1.5 lakhs 92. Inflation refers to -? c)Salboni d) Aurangabad d) Rs 1.6 lakhs a) Increase in value of currency e) None of these e) None of these b)Decrease in value of currency 100. Which of these is not the fully owned 84. As per revised guidelines, WLA operators c) Increase in value of commodities subsidiary of RBI? have to buy minimum of ______d)Decrease in value of commodities a) DICGC b) NHB pieces of any denomination from RBI e) None of these c)ReBIT d) BRBNMPL or any other currency chest?

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e) None of these a) Jay-Z e) None of these 101. India’s first talking Automated Teller b) Eminem 116. Which of the following countries were Machine (ATM) for visually impaired c) Drake reported as malaria-free cases in 2018, was launched by which bank? d) Kanye West as per World Health Organization a) Kotak Mahindra bank e) None of these (WHO)? b) Union Bank of India 109. Which brand has topped the TRA’s a) China, Iran, Malaysia, Timor- c) State Bank of India Brand Trust Report 2019 for being the Leste and El Salvador d) ICICI Bank most trusted brand in India? b) China, Iran, Malaysia, Singapore e) None of these a) LIC b) Dell and Tajikistan 102. The Airtel Payments Bank was c) SBI d) Reliance c) China, Iran, Malaysia, Cambodia launched in which year? e) None of these and Thailand a) 2016 b) 2017 110. Who will chair the committee formed d) China, Iran, Malaysia, Brunei and c) 2015 d) 2014 by Defence Minister Rajnath Singh to Philippines e) None of these work out the modalities and e) None of these 103. The Foreign Trade Policy in India is methodology of the implementation of 117. What does Tstands for in NAFTA? regulated by ______? the next revision of pension under a) T – Transfer a) RBI OROP? b) T – Tariff b) Directorate General of Foreign a) Controller General of Defence c) T – Trade Trade Accounts d) T – Tax c) Ministry of Finance b) Minister of Finance e) None of these d) EXIM c) Controller General of 118. By which year, NITI Aayog planned e) None of these Accounts (CGa) to transit two-wheelers with an engine 104. The biggest contributor to foreign d) Minister of Defence capacity less than 150 cc (Cubic exchange reserve of India e) None of these Centimeter) to full Electric Vehicles is ______? 111. Fitch Ratings has estimated the India’s (EVs) ? a) Foreign currency assets GDP for fiscal 2019-20 at a) 2035 b) 2030 b) Gold reserves ______? c) 2020 d) 2025 c) Special drawing rights a) 6.2% b) 7.1% e) None of these d) India’s position with the c) 6.6% d) 6.8% 119. Where was the 3rd Asian Leadership International Monetary Fund e) None of these Summit or Asian Leadership Summit e) None of these 112. Where is the Headquarter of UN 2019 held? 105. The Headquarter of crypto currency Environment Programme (UNEP) a) Jakarta, Indonesia firm Libra Networks, launched by located? b) Tokyo, Japan Facebbok, is located at a) Nairobi, Kenya c) New Delhi, India ______? b) Rome, Italy d) Thimphu, Bhutan a) London c) London, United Kingdom e) None of these b) Washington, D.C d) Geneva, Switzerland 120. In which two countries, DD c) Geneva e) None of these (Doordarshan) India, an Indian English d) New York 113. Name the first Arab country to become News and Current Affairs Channel will e) None of these full member of FATF? be telecasted? 106. How much amount of subsidy has been a) UAE b) Saudi Arabia a) Nepal and Bangladesh announced by the Assam government c) Iraq d) Oman b) Sri Lanka and Nepal for the North East Skill Centre? e) None of these c) Pakistan and Myanmar a) Rs 2.2 lakh 114. Who among the following deputy d) Bangladesh and South Korea b) Rs 2 lakh governors of RBI has resigned from the e) None of these c) Rs 1.7 lakh post recently? d) Rs 1 lakh a) BP Kanungo ENGLISH LANGUAGE e) None of these b) N. S. Vishwanathan Directions (121-130): Read the following 107. Who has been named as the New c) Viral V. Acharya passage carefully and answer the Chairman of the Axis Bank? d) Mahesh Kumar Jain questions. a) Sandeep Bakhshi e) None of these Paragraph 1: Donors to charities rarely b) Uday Chander Khanna 115. Which railway station has become the make the sort of cost-benefit calculations. c)BrahmDutt India’s first green and clean railway So, charities attract donations with pictures d) Rakesh Makhija station? of smiling gap toothed children, rather than e) None of these a) Varanasi Cantt Railway Station spread sheets showing how they actually 108. Who among the following has become b) Udhana railway station spend their money. Tugging at the the world’s first billionaire rapper of c) Jaynagar railway station heartstrings, however, does little to allay the world as per the Forbes report? d) Katni Junction railway station

Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Page | 88 [ Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] ] MAGAZINE FOR THE MONTH OF AUGUST 2019 the doubts of economists sceptical about if they have done something they deem that people cannot readily purchase by the efficacy of charity. Who is to say altruistic. themselves. whether donating to a homeless shelter is a Paragraph 6: Measuring a charity’s Paragraph 10: Inevitably, even effective better use of money than donating to a efficiency is not straightforward, however. altruists have to accept a degree of school? Effective altruism’s most-cited evaluator is uncertainty about the impact of their Paragraph 2: Yet advances in social science, Give Well, a non-profit group based in San donation. The question is how much? Give particularly in development economics, Francisco founded in 2007 by Holden well is relatively conservative when it comes mean donors can now have a reasonably good Karnofsky and Elie Hassenfeld, two former to recommending charities, listing just nine idea of how far each dollar will go. hedge-fund analysts. Traditionally, charities organisations under its list of “top Empirically minded do-gooders, members used to be rated according to their overheads. charities”. The Open Philanthropy Project, of the nascent “effective altruism” Give Well instead calculates standardised a research group spun out of Give Well, is movement, argue that it is at last possible to returns on investment across charities, as more willing to back ventures with only a put into practice a “fundamental axiom” of measured by factors such as cost per life small chance of success provided the utilitarianism, first invoked in 1776 by saved. The charities it rates most highly are potential benefits are big enough. An extreme Jeremy Bentham, a British philosopher: “It not all household names. example is its recommendation that donors is the greatest happiness of the greatest Paragraph 7: Toby Ord, another finance research on the safe use of artificial number that is the measure of right and philosopher at Oxford, argues that people intelligence (AI). The increasing economic wrong.” from rich countries who are interested in importance of AI, and the fact that it is so Paragraph 3: The vast majority of maximising human welfare should focus their poorly understood, have led many altruists charitable contributions come not from big charity abroad. A donor who wants to to believe it may soon become one of the foundations, but from individuals. Data from improve educational outcomes, for instance, biggest threats to society. the Giving USA Foundation, a non-profit, would do better to donate not to American Paragraph 11: It is hard to gauge quite how show that of the $390bn Americans gave to schools but to charities trying to improve big the effective altruism movement has charity in 2016, $280bn came from the diets of children in poorer countries. A become. But it does have some serious individual donors. Of this, around $120bn rough meta-analysis by Give Well finds that backers. Good Ventures, a non-profit group went to religious organisations and $60bn ensuring children in a poor country have founded by Dustin Moskovitz, a co-founder to educational institutions (mostly enough iodine in their diets can lead to a of Facebook, and his wife, Cari Tuna, makes universities). four-point increase in average IQ. donations based almost exclusively on the Paragraph 4: Not all of this money was Paragraph 8: One of Give Well’s highest- Open Philanthropy Project’s given with the intention of maximising human rated charities is the Against Malaria recommendations. It does not accept outside welfare. Take, for instance, the Make-A- Foundation (AMF), which distributes donations, but is dedicated to spending Mr. Wish Foundation, which helps children medically treated bed nets in poor countries. Moskovitz’s and Ms. Tuna’s wealth, which stricken with life threatening illnesses, by Malaria still kills some 400,000 a year, Forbes reckons to be $15bn. Last year, Good granting “wishes”, such as meeting mostly in sub-Saharan Africa. There is still Ventures gave out over $300m in grants. celebrities or visiting theme parks. The no cure for the mosquito-borne disease. But Paragraph 12: Effective altruists fret that typical wish costs the foundation around it is relatively easy to prevent its spread. their movement might, in fact, have very $10,000 to fulfil—heart-warming for the The AMF estimates that it costs $4 to buy limited appeal. Utility maximizing recipient but of little help in improving and distribute a treated bed net. According automatons might see the sense in buying health generally. Yet some charities, notably to Give Well’s analysis, the health benefits mosquito nets over the internet for distant those active in poor countries, can produce from this in sub-Saharan Africa are equivalent strangers. Human beings might find, say, big public benefits for relatively small to a child’s life saved for every $2,000 spent. volunteering at a local soup kitchen more amounts of money. One estimate finds that Paragraph 9: Give Well’s approach to satisfying emotionally. Ari Kagan, a surgery that prevents blindness induced by evaluation has its limitations. It is hard to researcher at the Centre for Advanced trachoma, an infectious disease, costs a make like-for-like comparisons of the Hindsight, a think-tank at Duke University, charity just $100 per operation. efficacy of different charities with different points out that many people find the idea Paragraph 5: William MacAskill, a goals. An alternative approach is simply to of applying quantitative reasoning to philosopher at Oxford University, argues give money to poor people. A proliferation altruism repugnant—like charging family that promoting inefficient charities might of mobile-payment apps has made this members for a meal. Surveys show that while actually do more harm than good. easier than ever before. Give directly, a the effective-altruism movement has grown Competition for donations is acute. Research charity founded by a group of development quickly, it has mainly done so within a limited by the Centre for Effective Altruism, a think- economists in 2008, facilitates direct group of people—I.e., young white men tank he co-founded, finds that every dollar transfers to people in Kenya and Uganda. with degrees in science and philosophy. raised by one charity means 50 cents less Mr. Hassenfeld likens the organisation to Paragraph 13: Effective altruism can be a for others. Mr. MacAskill also worries about an index—it serves as a baseline against hard sell, even for the rationally minded. “moral licensing”. One study found that which other charities can be judged. Give Silicon Valley-types have been keener to people tend to treat giving to charity like Well reckons that in order for a charity to be embrace the philosophy than those working buying a medieval indulgence—they may more cost-efficient than Give Directly, it on Wall Street, for instance. Mr. Hassenfeld believe they have the right to act immorally would have to provide goods or services reckons that this is partly because

Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Page | 89 [ P h . : 8093556677, 9040456677, W eb : w w w .vanik.org, E-m ail : van ikb b sr@ gm ail.co m ] MAGAZINE FOR THE MONTH OF AUGUST 2019 programmers who get rich tend to do so at a (b) Only (II) I. employing resources for multiple young age, and are hence more open-minded (c) Only (III) uses at the same time leads to about charity. Bankers, in contrast, start to (d) Both (I) and (II) subpar results make real money only in their 40s, by which (e) None of (I), (II) or (III) II. in case of high demand for time they may already have formed their 124. Which of the following is the core idea resources, they should be divided charitable habits. With many potential behind “effective altruism”? among all the prospective users donors, Mr. Hassenfeld says, “it’s easy to I. to make the most out of an equally get intellectual agreement, but harder to get investment irrespective of its III. in case the resources are limited, action.” As utilitarians have long found, and ultimate purpose they should be employed Bentham himself lamented, “The rarest of II. to keep track of the money efficiently to achieve the best all human qualities is consistency.” infused into an institutional results system (a) Only (II) 121. What can be understood about the III. to extend help and benefits to as (b) Only (I) employment of funds received by many people as possible (c) Both (I) and (II) charitable institutions? (a) Only (I) (d) Both (II) and (III) (a) the employment of donated (b) Only (II) (e) Only (III) amount depends upon the (c) Only (III) 128. Which of the following measures can urgency of the needs of those who (d) Both (I) and (II) lead to an improved allocation of are to be supported (e) All (I), (II) and (III) donors’ money for human welfare? (b) not every expenditure made out 125. How does age of the donors play a role (a) categorising countries based on the of donations is aimed at ensuring in improving the efficiency of charitable efficiency of their charities human welfare activities? (b) improving the measures used to (c) the amount donated to institutions (a) older donors are more likely to be assess the efficiency of a charity is generally spent on unnecessary associated with such charitable (c) encouraging more and more actions activities for long people to donate across the (d) the employment of these funds is (b) older the donor, higher would be countries done with the sole aim of the amount donated and thus, (d) identifying regions donating to maximising human welfare more benefits for the needy which would result in maximum (e) More than one of the above (c) younger donors can more easily welfare 122. Which of the following is true about increase the benefit of their (e) More than one of the above the institutions Give Well and Give charity Directly? (d) younger the donors, lesser would I. they both are similar as they are be their desire to have a say in Directions (129-135) : Read the following charitable institutions working for allocation of the funds they have passage carefully and answer the promoting human welfare donated questions. II. one of them evaluates other (e) All of the above Paragraph 1: The President of one of charities while one is a charitable 126. Which of the following can be America’s best-known Catholic places of institution understood from the passage? learning came this week to his alma mater, III. one of them distributes goods and (a) uncertainty in the usage of Oxford University, and with some fanfare services to needy while the other charitable donations can be done delivered a lecture on the future of higher distributes money away with by effective altruistic education. His hosts included Chris Patten, (a) Both (II) and (III) (b) donations made to charitable the eminent Conservative politician who is (b) Only (III) institutions are always used as now Chancellor of Oxford University and (c) Only (I) per effective altruism happens to be a fellow Catholic. (d) Only (II) (c) effective altruism is not free from Paragraph 2: So, did the visitor, whose (e) All (I), (II) and (III) the uncertainty in the deployment academic interests include medieval 123. What does the example of Give Well’s of donated funds theology, deliver a lament over the weakening project aimed at controlling the spread (d) it is only when donations are made Christian connections of places like Oxford, th of malaria suggest? as per the practice of effective which emerged in a 12 century world where I. it is possible to control the spread altruism that they help in learning and public activity of any kind were of a disease even if its cure is promoting human welfare almost inseparable from religion? Did he expensive (e) None of the above deplore the fact that Oxford had incubated II. it is possible to generate greater 127. Which of the following facts, if true, the “new atheist” movement? No, Father benefits for needy with lesser would strengthen the argument that John Jenkins, the president of Notre Dame expenditure promoting inefficient charities might University, did nothing of the kind. Instead, III. it is not possible to compare the actually do more harm than good? he emphasized the spirit of inquiry, dispute benefits generated by two welfare and interrogation that characterized Oxford schemes with each other from its earliest days and argued that the (a) Only (I)

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Paragraph 6: The net result, especially at of encouraging a free and open dialogue Paragraph 3: An essential characteristic of the Jesuit campuses like Georgetown, as a part of the practices ultimately medieval Oxford, he said, consisted of Fordham and Boston College, is a culture aimed to strengthen the roots of “practices of common inquiry at the highest that fuses a broadly Catholic ethos with religion? level that serve both to advance knowledge intensive engagement with the secular and I. it will bring the people affiliated and understanding and to train the minds of non- Catholic world. This reflects the Jesuit to Catholic institutions at par with students through participation in such tradition of operating at the outer edge, the people of the Western inquiry.” The same healthy spirit pervaded between Catholicism and other cultures. In countries today’s best universities, where now as in several cases, this translates into a strong II. it will eventually make those the past “the most valuable learning is often emphasis on comparative religion, including involved in the dialogue reject the of a tacit sort, when a student observes how the study of Christian-Muslim relations. idea of religion a seasoned scholar addresses a problem, Paragraph 7: Father Jenkins’s vision of an III. it will prove the postulates of wrestles with an objection, formulates a education which is Catholic in origin but religion illogical and false creative solution.” Such techniques could be emphasises free inquiry raises all manner of (a) Only (III) learned more easily at close quarters, in a dilemmas. Won’t this untrammelled (b) All (I), (II) and (III) long-established bastion of learning, than by investigation eventually lead the inquirers (c) Both (I) and (III) computer: that alone boded well for the to abandon completely the straightjacket of (d) Both (I) and (II) future of real-world colleges. religion, as has been the general trend in the (e) Only (II) Paragraph 4: To some American Western world for several centuries? To this 131. Which of the following can be inferred conservatives, this emphasis on free-ranging question, in private conversation, Father about the Oxford University from the inquiry, rather than the axioms of faith, will Jenkins gives a careful answer. All inquiry, passage? only confirm what they suspected: that he says, begins with certain postulates, and I. Over the last decade, Oxford has Notre Dame and other historically Catholic its pursuit is made possible by a “moral turned out to be a secular colleges are drifting far from their Christian framework” including a sense of the purpose, university rejecting the influence roots and are on the road to becoming scope and limits of human knowledge. If of Christian practices virtually identical to secular places of the postulates of religion are false, then it is II. there has been a shift in the role of learning. But the real situation is more logical to expect that people will in due religion in Oxford’s culture as interesting. In the ecology of American higher course abandon them. But if they are true, compared to the past education, there are many different they will continue to provide many people III. As a shift from the past, Oxford relationships with religion. There are with an indispensable framework for their has started encouraging spirit of zealously Christian establishments like investigations into reality. inquiry, dispute and interrogation Liberty University in Tennessee, which may Paragraph 8: The hard fact is that “revealed on its campus be the largest non-profit college in the world, religion” (the idea that the most important (a) Only (III) with 15,000 students at its Lynchburg truths have been disclosed by God, or are (b) None of (I), (II) or (III) campus and another 110,000 engaged in still being disclosed) will always be in some (c) Only (II) online learning. First-year students take tension with empirical investigation. Even (d) Both (I) and (II) Bible classes and there is a “code of honour” Islam, which places overwhelming stress on (e) Only (I) that bars extramarital sex. At the other revelation, wrestles with that question. One 132. Which of the following is false as per extreme, there are state universities which of the answers it offers consists of a saying the passage? have never had any particular connection attributed to Muhammad: “Seek knowledge (a) it is possible to improve the image with religion. There are also mighty even as far as China.” That is a principle to of educational institutions by institutions like Harvard and Princeton, which culturally adventurous Catholic making them more where the training of ministers was originally educators can relate. accommodative the main activity but theology is now a (b) none of the educational minority interest. 129. Which of the following is a characteristic institutions in America are of the practices followed by the Paragraph 5: America’s 250 or so Catholic completely detached from the colleges and universities, including the 28 medieval Oxford? concept of religion which are run by the Society of Jesus, have I. training minds of students to learn (c) some of the best universities in their own place in this kaleidoscope. A through observation America still follow the tacit form growing number have lay presidents. These II. advancing knowledge and of learning places encourage applications from Catholic understanding (d) Father John Jenkins believes that students, but they are also competing hard III. Stimulating integrated learning the idea of religion can survive the to attract a cohort of young Americans for practices for experts and students test of free inquiry (a) Only (II) whom “none” is an increasingly popular (e) None of the above answer to questions about religious (b) Only (III) (c) Both (I) and (II)

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133. Which of the following best describes 136. Billionaire Mukesh Ambani is (b) squad of exciting young players the influence of religion in the American planning for entering the e-commerce who have an opportunity educational institutions? business by combining at best of the (c) to shrug off the memories of the (a) it is not constant and is online and offline shopping past and thus go on to meet continuously decreasing experiences, a business model which (d) expectations or perhaps, even, (b) it is not constant and varies from will require zero cash burn to acquire surpass them extreme to minimal level customers. (e) All parts are correct (c) it cannot be measured as (a) for entering the e-commerce 140. E-commerce brand Myntra seems to Americans are not allowed to business by be figured out a way to not just engage merge religion with education (b) combining at best of the online and its workforce, but encourage it to take (d) it is solely driven by the offline shopping an interest in how the company traditional popularity of (c) experiences, a business model functions, take more responsibility, Christianity in America which will and buying into the company’s goal. (e) it depends upon the authorities (d) require zero cash burn to acquire (a) E-commerce brand Myntra seems an educational institution is customers to be figured out affiliated with (e) All parts are correct (b) a way to not just engage its 134. Which of the following can be inferred 137. If parents themselves are to be enjoyed workforce, but encourage to be the cause of discord between a higher lifestyle, it becomes difficult (c) it to take an interest in how the empirical investigations and religious to tell their children to keep with what company functions faiths? they have, and therefore, most of them (d) and buying into the company’s I. no similarity in the way a new end on financially supporting the child. goal revelation is termed useful or (a) If parents themselves are to be (e) All parts are correct redundant enjoyed II. different perspectives on how one (b) difficult to tell their children to Direction (Q.141-145) : Rearrange the should seek knowledge and accept keep with six sentences (A), (B), (C), (D), (E) and it (c) what they have, and therefore, (F) in a proper sequence to form a III. difference in the ways suggested most of them meaningful paragraph and answer the to discover the truths (d) end on financially supporting the following questions. (a) Only (III) child A. They calculated they would have (b) Only (II) (e) All parts are correct more success against him. So it (c) Only (I) 138. In many cases, there have been came to pass that they raised a (d) Both (I) and (II) changes to names, and in some cases great army and invaded Britain. (e) None of (I), (II) or (III) there had been changes to the B. My father had fought many 135. Why are the Catholic colleges and fundamental attributes of the scheme battles with invading Danes and universities making efforts to attract such as their investment choices and Saxons, and had always students who do not believe in religion the fund category it finds itself to. successfully defended his realm, despite being the institutions run by (a) changes to names, and in some but these foreign invaders rejoiced religious authorities? cases greatly after his death, when they (a) for negating the fact that religion (b) there had been changes to the heard that Constantius the Monk, cannot be cooperative fundamental as people referred to him, had been (b) for strengthening the roots of (c) attributes of the scheme such as crowned king. religious institutions their investment choices C. My name is Uther Pendragon, and (c) for merging atheism with the (d) and the fund category it finds itself I was the third and youngest son concept of secularism to of a great king, Constans. (d) for promoting a more (e) All parts are correct D. Once upon was a time, long before accommodative version of religion 139. Key debutants in the England side the inhabitants of Britain wrote (e) for empowering Catholic ethos include the excellent Arnold and down their histories for us all to and values goalkeeper Nick Pope which means that read, that country was inhabited England go into the tournament with not just by people like you and Directions (136-140) : In the question a large squad of exciting young players me, but wizards, ghouls, given below a sentence is given which is who have an opportunity to shrug off monsters, dragons, tricksters, and then divided into five parts out of which the memories of the past and thus go worse, demons. there is an error in three parts of the on to meet expectations or perhaps, E. During this time some of my sentence and only one part is correct, even, surpass them. father‘s most loyal friends took you have to choose the correct part as (a) Key debutants in the England side my brother Aurelius and myself your answer. Whereas the part in bold is include the excellent Arnold and out of the country, and across to grammatically and contextually correct goalkeeper Nick Pope which sea to Brittanny, or Little Britain for the sentence. means that as it was then commonly known,

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in a country which you now know thousands. At this time of year, throngs of (b) Both B and C fit as France. pilgrims and tourists join the local (c) Both A and C fit F. Along with the sons of The great population in the Himalayan foothills, giving (d) Sequence can be altered Constans, I fought a gruesome this calamity a national dimension. Worst (e) All are in correct sequence battle which lasted a fortnight and hit was a small, high altitude town, 152. Hot on the heels of the pizza burger successfully caught hold of our Kedarnath, the site of a Hindu temple near and the now-iconic Double Down, the ancestors’ reign. the source of the Ganges, where hundreds spaghetti taco is the latest of bodies, mostly those of pilgrims, were ____(A)_____ culinary 141. Which of the following sentences would found. Many who (149) (existed) the initial ____(B)______to ____(C)_____ food be the FIRST after rearrangement? flooding sat exposed and hungry for over a critics in America. (a) A (b) D week awaiting rescue by the army, whose (A) outlandish (c) C (d) B efforts were hampered by continuing bad (B) truce (e) E weather. The air force dropped logs to build (C) flummox 142. Which of the following sentences would pyres for mass cremations. On June 25th a (a) Both A and B fit be the SECOND after rearrangement? rescue helicopter (150)(reached) near the (b) Both B and C fit (a) E(b) B town with 20 people on board, all now either (c) Both A and C fit (c) D (d) A dead or missing. India’s press told of heroism (d) Sequence can be altered (e) C and generosity, but also of greed and (e) All are in correct sequence 143. Which of the following sentences would incompetence. greed and incompetence. 153. Baseball became our national pastime be the THIRD after rearrangement? 146. (a) finished (b) exhausted when its early ____(A)_____ turned a (a) C (b) E (c) wrought (d) declined wild game into a demonstration of their (c) B (d) A (e) No change required ____(B)_____efforts and (e) F 147. (a) flinched (b) smashed ____(C)____ respectability. 144. Which of the following sentences would (c) demolish (d) broken (A) trailblazers be the SIXTH (LAST) after (e) No change required (B) sedulous rearrangement? 148. (a) tribute (b) valuation (C) solemn (a) D (b) F (c) toll (d) buzz (a) Both A and B fit (c) B (d) E (e) No change required (b) Both B and C fit (e) A 149. (a) suffocated (c) Both A and C fit 145. Which of the following sentences would (b) denied (d) Sequence can be altered be the FOURTH after rearrangement? (c) adversed (e) All are in correct sequence (a) F(b) B (d) survived 154. Manning’s ____(A)_____reaction to (c) E(d) A (e) No change required his injury is particularly remarkable (e) D 150. (a) crashed (b) suffocated considering his reputation as a Direction (Q. No. 146-150) : In the (c) flushed (d) pinged ____(B)_____: he came in second as in following passage, the blank spaces are (e) No change required a 2007 players poll about which NFL quarterback player is easiest to numbered and a word is given in bold Directions (151-155): In the question with bracket in some cases the bold word ____(C)_____. given below a sentence is given with (A) wimp might fit the sentence and the paragraph three blanks. Choose the correct meaning fully and sometimes it might (B) nonchalant combinations of words that fit in the (C) cow not. If it fits “No change required” will corresponding blanks. In the case that be your answer. If it does not fit you have (a) Both A and B fit all three words fit the sentence, but are (b) Both B and C fit to choose one option out of the given four given in incorrect sequence choose options against that number and mark (c) Both A and C fit option (d). In the case that all three words (d) Sequence can be altered it as your answer. fit the sentence, in the same sequence Floods in northern India, mostly in the small (e) All are in correct sequence as given, i.e. (a), (b), (c), choose option 155. When I outlined my ____(A)_____ state of Uttarakhand, have (146) (impact) (e). disaster on an enormous scale. The early, feelings about Radiohead, I did so with intense onset of the monsoon on June 14th 151. Putting a man on the moon was a/an some ____(B)_____, afraid that their swelled rivers, washing away roads, bridges, ____(A)_____ achievement, but in ____(C)_____ of cult-like fans (or, hotels and even whole villages. Rock filled some ways it was peculiarly un- really, just Catherine) would rip me to shreds, but since Carrie Brownstein torrents (147) (hurted) vehicles and homes, American—almost, you might say, a/ burying victims under rubble and sludge. an____(B)_____ born out of the seems to agree, I’ll just consider myself Despite some warnings of the rains to come, unique ____(C)_____ of the cold war. in good company. around 1,00,000 people were trapped by (A) peerless (A) lackadaisical them. At least 1,000 have died. Many more (B) aberration (B) consternation are missing. The final death (148) (cost) (C) zeitgeist (C) silhouette may never be known, and stretch into many (a) Both A and B fit (a) Both A and B fit

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EXPLANATIONS 20. (a) Statement : H  0 = U  BK (1-5) Conclusion : (I) K < L (True) (II) H  K (False) 6. (c) Hence, 63 is the greatest number in Hence only Conclusion I follow. step 1. 21. (d) Statement : B < N = T  G > H=F 7. (c) 5 is the second highest number in G > L = D > V any step of given input. L > W = A 8. (d) Sum of numbers obtained in step Conclusion : (I) A < H (False) 1: 63 + 25 + 21 = 109 (II) V < B (False) Sum of numbers obtained in other Hence neither Conclusion I nor II steps: 10 + 14 + 1 + 5 + 6 = 36 follows. Difference between them = 73 22. (c) Statement : N > D  F > J (9-13) F > P > S > G  L > E G > W 1. (d) 2. (c) 3. (c) 4. (c) Conclusion : (I) W < J (False) 5. (d) (II) J  W (False) (6-8): Hence either Conclusion I or II follows. In first step: 23. (c) Statement : V < E = D = W L R (a) 8 – 3 = 5, 10 – 2 = 8   (b) 9 – 4 = 5, 4 – 2 = 2 = H  B (c) 6 – 5 = 1, 9 – 8 = 1 F  S = D < K In second step: Conclusion : (I) B < S (False) From the first digits: (II) B= S (False) 5 × 5 – 1 = 24 Hence either Conclusion I or II From the second digits: follows. 8 × 2 – 1 = 15 In third step: 24. (d) G = U  B = E  H = 0 < A (25-29) (a) 2 + 4 = 6 9. (c) 10. (d) 11. (b) 12. (a) (b) 5 + 1 = 6 13. (b) In fourth step: Person Job Film Number (14-18) of Medals 6 + 6 = 12 V PR Batman Begins 2 Further, 1 + 2 = 3 P HR Avatar 9 R QM The Avengers 4 T PO Iron Man 2 1 S ACC Titanic 7 In first step: U M&S The Dark 6 (a) 8 – 2 = 6, 5 – 2 = 3 Knight (b) 4 – 2 = 2, 6 – 1 = 5 Q ADMIN Jurassic Park 3 (c) 5 – 3 = 2, 8 – 7 = 1 In second step: 25. (b) 26. (d) 27. (a) 28. (d) From the first digits: 29. (a) (30-32) 6 × 2 – 2 = 10 From the second digits: This – nk Job 3 × 5 – 1 = 14 – pt In third step: 14. (d) 15. (e) 16. (d) 17. (c) Complete – yp (a) 1 + 0 = 1 18. (c) How- vt (b) 1 + 4 = 5 19. (b) To –ks In fourth step: Challenging – lk 1 + 5 = 6 They –bt Work – zt

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Challenge – fr Now the required time = Is/very - rj/zp x x Also   45 288 288 Are / taking – re/dv a  b a  b   56 hours Challenges / Amazing – mo/gi 4 18 30. (a) 31. (d) 32. (c) 33. (e) 2bx (51-55) 34. (b) 35. (c)  45 ……..(2) a2  b2 Total number of students=1600. Number of students in Dentistry= 45% of By Divide equation…1 by equation 2 1600= 720. Number of students in Homeopathy= a 5 1600-720=880.  Ratio of boys and girls studying b 3 Dentistry= 5:3. 3a – 5b = 0 ………………(3) Number of boys studying Dentistry= Also, a + b = 24 …………….(4) 5 By solving equation …….3 by  720  450 equation…… 4 we can get 8 a = 15, b = 9 Number of girls studying Dentistry= by putting the value of a and b in x/ 36.c 37.b 38.d 39.b (a-b) + x/(a+b) = 75 we can get 3  720  270 . 40.b 41.b 42.a 43.a x = 360 km 8 44.c 45.b So total distance travelled = 720 km Ratio of boys and girls studying (46-50) 49. b; Let speed of boat = a km/hr Homeopathy= 4:7. 46. (a) Let Speeds = 2a, a So Number of boys studying Homeopathy= 324 324 270  135 135    72      33.75 4 So a  6 a  6 2a  6 880  320 . 2a  a 2a  a 11 By Solving the equation we can get a = 270 135 135 Number of girls studying Homeopathy= 6    33.75 So speed of stream is 6 km/hr and a  6 a  6 2a  6 7 880  560 . speed of boat is 12 km/hr 135 135 11 So difference in time =  = 33.75 a  6 2a  6 Now make a table to put these values 324 324  = 54 – 18 = 36 1 1 1 Denstity (720) Homeopathy (880) 12  6 12  6 Boys Girls Boys   Girls(560) (450) (270) (320) hours a  6 2a  6 4 English(E) 72 54 64 84 320 320 By solving we can get a=9 and 2 Hindi (H) 45 27 48 84 47. e; Given:   20 Speed of stream = 6 km/hr Bengali(B) 18 27 16 28 a  4 a  4 so speed of boat = 9 km/hr [speed of E+H 108 54 48 112 H+B 70 27 32 84 By solving the above equation we can boat remains greater than speed of stream] So total time = E+B 90 54 80 112 get a = 12 km/hr = speed of boat E+B+H 47 27 32 56 So total time = 270 270   90 18 108hours 320 320 9  6 9  6 51. b; No. of student from Dentistry  =40 + 20 = 60 50. d ; Downstream speed = 11+7 = 18 (English + Hindi)=108 + 54 = 162 12  4 12  4 km/hr 52. c; No. of student know all three language hours Upstream speed = 11-7 = 4 km/hr  47  27  32  56 162 48. a; Let upstream distance = 53. a; No. of girls know Bengali downstream distance = x km x x 120   26  27  28  55 Speed of boat = a km/hr, speed of 4 18 stream = b km/hr Total No. of girls By solving the above equation we can  270  560  830 x x get So   75 X = 168 km = Upstream distance Reqd. percentage a  b a  b Downstream distance = 168+120 = 55 288 km  100  6.62% 2ax 830  75 ………..(1) a2  b2

Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Page | 95 [ Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] ] MAGAZINE FOR THE MONTH OF AUGUST 2019 54. b; No. of students studying II: Such numbers are = 8, 24, 40 homeopathy but don’t know English 100 136 3 Total time   4  488416283284292 So required probability =  9 9 55. d; No .of boys From homeopathy 45 Quantity I < Quantity II knowing English Hence, option d is correct. 2 6 0  64  48  80  32  224 = 6 0 . b ; Given  OBC =  OCB = 37 No. of girls from homeopathy 44 45 44 (base angles of an isosceles triangle) knowing Hindi So both quantities are same.  COB = 1800 – (370 + 370) = 1060 59. d ; Ravi can do the half in 12 days so he  84 112  84  56  336 BAC = can do the whole work in 24 days. Raba  224 can do the whole work in 30 days. 1 1 0 0 Reqd. Ratio   2 :3 Quantity I : Ravi and Raba can do the COB  106  53 336 2 2 (56-60) 1  Hence Quantity I < Quantity II 56. a; Quantity I: (61-65) Favourable out comes = 5C = 10 whole work together 1 1 2  61. b; Compare only the percentage for 24 30 ratio calculation. Total outcomes = 8C = 28 2 Reqd. ratio= 21 + 13 : 11 + 32 = 34 : 10 5 1 43 Probability =   62. a; Reqd. ratio = 28 14 5  4 Quantity II: 120 Percentage of population (7x – 8) (14x – 5) = 0 7x – 8 = 0, 14x – 5 = 0 120 40 in a sport   days 8 5 females interested in x  , 9 3 7 14 that sports Quantity I  Quantity II Quantity II: Hence, option a is correct. 1 11 57. a; Quantity I. Let the speed of the Ravi’s 1 day work  For volleyball = = 0.5 boat downstream = 24 22 5x  3x  8x and upstream 4 1 8 Ravi’s 4 day work   For badminton = = 0.66  5x  3x  2x 24 6 12 8x 2  2x 2  24 1 5 13 Or, 16x  4x  24 Remaining work 1  For tennis = = 0.565 6 6 23 24 Ravi and Raba can do the remaining  x   2 kmph work, 15 12 For football = = 1.875 8 Speed of boat = 5 Clearly, the ratio for volleyball is 5 2 10 kmph  6 minimum. Quantity II. Speed of cyclist = 1 1 63. c; Total number of females playing  28 24 30 3 14 kmph sport =  48 = 18 lakh 2 8 Hence, Quantity I

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Female player in Badminton 68. a; Profit of company A in the year Discount on oven = 25% of 5500 = 2008 Profit of company A in the year Rs.1375 3 12 Hence, option (A) is correct.  48 lakh    216000 32 8 100 2008 =85  27.2 lakh 73. c; Let CP of AC and Television is  100 Male badminton player ‘100x’ and ‘100y’ respectively. Profit of company B in the year 2011 SP of AC = 108% of 100x = Rs. 108x  384000  216000 168000 SP of Television = 112% of 100x = Similarly in Tennis and volleyball 85100 =85- Rs. 112y males interested are less than 125 From the question- Females. lakh 65. a; From above question,  85  68 17  100x – 100y = 15000 …. (1) Males interested in badminton = 1.68 Difference = 27.2 – 17 = 10.2 lakh  108x – 112y = 15400 …. (2) lakh 69. a; Let the each of their incomes be I. From (1) and (2)- Female interested in hockey = 2.88 Expenditure of company A in the  x = 350 and y = 200 lakh I100 Cost price of A.C. = 100x = 100 × 350 Females interested in tennis = 4.14 year 2010 = %P 100 = Rs.35000 lakh Hence, option (C) is correct. Total population interested in I100 100I 10I 74. a; Total CP = 30000 + 5000 = Rs.35000    3 20 100 120 12 SP of AC = 108% of 30000 = Rs.32400  48 SP of cooler = 92% of 5000 = Rs.4600 football = = 7.2 lakh Expenditure of company B in the 8 Total SP = 32400 + 4600 = Rs.37000 Females interested in football 100I 10I Total profit per cent = year 2010 =  150 15 37000  35000 8 100 = 5.71 = 18 = 1.44 lakh 35000 100 E 15 5 A    5 : 4 (Approx) Males interested in football = 7.2 – Ratio = E 12 4 Hence, option (A) is correct. 1.44 = 5.76 lakh B Reqd. ratio 70. e; Expenditure of company A in the 11500 75. b; CP of Fridge = 100 = Rs. year 2010 115 Males interested in 100 10000 = 170 142.5 lakh 120 SP of Fridge = 108% of 10000 = (Badminton  Football) Rs.10800 Income of Company B in the year = Femalesinterested in MP of oven = 115% of 15000 = 110 Rs.17250 (Hockey  Tennis) 2012 =171  188.1 lakh 100 SP of oven = 75% of 17250 = Rs.12937.5 Difference = 188.1 – 142.5 = 45.6 Total amount paid by customer = SP 5.76 1.68 lakh = = 124 : 117 of Fridge + SP of oven = 10800 + (71-75) 2.88  4.14 12937.5 = Rs.23737.5 71. d; Let the CP of the cooler = 100x (66-70) Hence, option (B) is correct. First SP = 92% of 100x = 92x (76-80) Second SP = 111% of 100x = 111x = Ex  %profit 76. d; Number of boys in school R and U 66. c; IA2009 = E x + 92x + 475 100 together  19x = 475 2000 72.5 100082.5 77.5 40  x = 25    77.5  =77.5+31 = 100 100 100 MP of cooler = 116% of 100x = 116x = 116 × 25 = Rs. 2900 1450  825  2275 108.5 lakh Hence, option (D) is correct.  Required percentage In 100 72. a; Let CP of Geyser = 100x 67. d; Ex = SP of Geyser = 110% of 100x = 110x B2012 %P 100 2275 Profit = 110x – 100x = 10x = 1000  100  75.83% (Given) 3000 125.4100   x = 100 77. (c) Number of boys in school T 10 100 CP of oven = 100x = 50x = 50 1250  60   750 12540 × 100 = Rs. 5000 100   114 lakh MP of oven = 110% of 5000 = Rs. 110 5500

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78. a; Total number of students in school be an infinitive verb (“to” + first form In part C, replace the pronoun “their” R = 2000 of verb). with “its”. The pronoun “their” has Total number of students in school S In part B, remove the preposition “at”. been used for the subject “scheme”, = 2250 The phrase “at best” means taking the which is plural, and thus, is incorrect. Required percentage most optimistic view; which is not the In part D, replace the preposition “to” 2000  100  89 intended meaning here. This part is with “in”. Generally, elements fall 2250 referring to the “best of” the two forms “into” a category and not “to” a 79. b; Required average = of businesses. category. Accordingly, the correct In part C, replace “Which” with preposition to be used here would be 1  2500 60 3000 55     “That”. “Which” is used only in “in” as there is no motion involved, 2  100 100  cases where the following part of the so, “into” would not fit. sentence is independent of the main 139-e; All of the given parts of the sentence 1  1500 1650 sentence which is not the case here. are grammatically and contextually 2 137-c; The correct sentence is: “If parents correct. 1 themselves are enjoying a higher 140-c; The correct sentence is: “E-  3150 1575 2 lifestyle, it becomes difficult to tell their commerce brand Myntra-Jabong seems children to do with what they have, to have figured out a way to not just 80. (c) Required ratio and therefore, most of them end up engage its workforce, but also encourage 2500 40 3000 45 financially supporting the child.” it to take an interest in how the  : 100 100 In part A, modify the phrase “are to company functions, take more be enjoyed” as “are enjoying”. Here responsibility, and buy into the  25 40 : 30 45 the subject, parents, has been used as company’s goal.” 100:135  20: 27 an object which is incorrect. In order In part A, modify the phrase “to be” 81. c 82. c 83. d 84. b to rectify this error, the form of the as “to have”. The phrase “to be” 85. d 86. b 87. b 88. b verb should be modified accordingly. means to become while here the 89. b 90. c 91. b 92. c In part B, replace the phrase “keep intended meaning is accomplishing a 93. b 94. d 95. b 96. c with” with “do with”. The phrase task for which “to have” should be 97. c 98. a 19. d 100. b “keep with” means to leave something used. 101. b 102. a 103. b 104. a in the care of someone which does not In part B, insert the word “also” after 105. c 106. c 107. d 108. a go with the context. Instead, the phrase “but”. In order to complete the 109. b 110. a 111. c 112. a “do with” should be used as it means conjunction pair, “not just….but 113. b 114. c 115. b 116. a would find useful or would like to have also”, “also” should be inserted in this 117. c 118. d 119. d 120. d or do. part. 121. b 122. d 123. b 124. c In part D, replace the phrase “end on” In part D, change the form of the verb 125. c 126. c 127. e 128. e with “end up”. The correct phrase to “buy” , from “Buying” to “Buy”. As 129. c 130. e 131. c 132. b use here would be “end up” as it means per the rule of parallelism, all the parts 133. b 134. a 135. d to finally be in a particular place or of a sentence should follow the same (136-140) situation. grammatical structure. Thus, this part 136-d; The correct sentence is: 138-a; The correct sentence is: “In many should be in simple present tense and “Billionaire Mukesh Ambani is cases, there have been changes to names, not present continuous tense. planning to enter the e-commerce and in some cases there have been (141-145) business by combining the best of changes to the fundamental attributes DCBAEF online and offline shopping of the scheme such as its investment 141. c 142. b 143. c 144. d experiences, a business model that will choices and/or the fund category it 145. a 146. c 147. b 148. c require zero cash burn to acquire finds itself in.” 149. d 150. a 151. a 152. c customers.” In part B, change the tense from past 153. e 154. d 155. a In part A, modify the phrase “for perfect continuous to present perfect entering” as “to enter”. The verb continuous as the sentence is in the  Plan is being followed by another verb, present tense (clear from the bold part), enter. In this case, since the first verb i.e., from “had been” to “have been”. is a gerund, the following verb should

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REASONING ABILITY 10. 13, 27, 56, 115, ? 16. Sohan walked 20 meters East. He turned (a) 224 (b) 231 to his left and walked 30 meters. He Direction (Q. 1-3): Select the related (c) 233 (d) 234 again turned towards his left and letters word/number from the given 11. A series is given, with one number walked 20 meters. How far and in alternative : missing. Choose the correct alternative which direction is he now from his from the given ones that will complete starting position? 1. Pulp : Paper : Hemp : ? the series. (a) 30 meters, South (a) Basket (b) Yarn -7.25, -5.75, -4.25, -2.75, ?, 0.25 (b) 30 meters, North (c) Rope (d) Cotton (a) 1.25 (b) -1.25 (c) 70 meters, North 2. Mango : Fruit : : Potato : ? (c) 1.5 (d) -1.5 (d) 50 meters, North (a) Root (b) Fruit 12. In a certain code PATHOLOGIST is 17. Pointing to a girl in a photographs, Vipul (c) Stem (d) Flower written as PIUBQKSRHFN. How is said, “She is the only daughter of my 3. 10 : 14 : : 7 : ? CONTROVERSY written in that code? grandfather’s only son.” How is Vipul (a) 9 (b) 13 (a) SUOPDNXRQDU relates to the girl in the photograph : (c) 15 (d) 17 (b) SUOPDNZTSFW (a) Father (b) Brother Direction (Q. 4-6): Select the one which (c) QSMNBPXRQDU (c) Nephew (d) Data inadequate is different from the other three (d) QSMNBPZTSFW responses. Direction (Q. 18-19): Select the missing Direction (Q.13) : A series is given, with numbers from the given alternatives : 4. (a) Nylon (b) Silk one or more term(s) missing. Choose the (c) Cotton (d) Jute correct alternative from the given ones 18. 5. (a) 8 (b) 9 that will complete the series. (c) 27 (d) 64 1 4 9 ? 6. (a) 42 – 28 (b) 28 – 14 13. m_nm_n_an_a_ma_ 1 2 3 4 (c) 30 – 24 (d) 49 – 35 (a) aamnan (b) ammanm 2 4 6 ? 7. Arrange the following words as per (c) aammnn (d) amammn order in the dictionary : 14. If ‘–‘ stands for ‘division’, ‘+’ for (a) 16, 8 (b) 25, 5 1. Sinister ‘multiplication’, '' for ‘substraction’ (c) 36, 4 (d) 49, 7 2. Sinuous and ‘x’ addition’, then which one of 19. 3. Sinhalese the following equations is correct? 4. Sinusitis 5. Sinecure (a) 5, 3, 2, 4, 1 (a) 4 5  9  3  4 15 (b) 5, 2, 4, 3, 1 (b) 4 5 9  3  4 11 (c) 5, 2, 1, 3, 4 (d) 5, 3, 1, 2, 4 (c) 4  5  9 3  4 17 (d) 4  5  9  3  4 18 Directions (Q. 8-10): A series is given 15. Which venn diagram shows the with one term missing. Choose the relationship of the following : (a) 19 (b) 22 correct alternative from the given ones Iron, Lead, Nitrogen (c) 32 (d) 35 that will complete the series. 20. Two position of a dice are shown below. 8. Chhattisgarh, Uttarakhand, Jharkhand,? What is the face opposite to the face (a) Uttar Pradesh number 4? (b) Madhya Pradesh (c) Rajasthan (d) Telangana 9. FI, KM, PQ, ? (a) MO (b) ZA (a) 6 (b) 1 (c) TO (d) UU (c) 5 (d) 2

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21. If the day before yesterday was Sunday, from 0 to 4 and that of Matrix-II are divides man from man or supports what day will it be three days after numbered form 5 to 9. A letter from privileges, exploitation, wars, cannot day after tomorrow? these matrices can be represented first commend itself to us today. (a) Sunday by its row and next by its column, for (b) Monday example ‘K’ can be represented by 41, 26. In the passage, it is said that democracy. (c) Wednesday 34 etc and ‘Z’ can be represented by (a) should aim at the intellectual (d) Saturday 66, 57 etc. Similarly, you have to growth of all people 22. identify the set for the word ‘OPAL’. (b) should strengthen religion (c) should work for spiritual development of every human Matrix – I being 0 1 2 3 4 (d) Both (a) and (c) 0 K B M M I 27. Which of the following is correct? 1 J B C L G (a) A good religion supports wars if necessary 2 A L F L E (b) A good religion grants a number 3 H J D E K of privileges to people 4 J K E G M (c) A good religion divides man from From the details, find out the number man of rural people who are not educated. Matrix – II (d) A good religion supports (a) 28 (b) 16 democratic system 5 6 7 8 9 (c) 44 (d) 56 28. The writer of the passage stresses the 23. From the given answer figures, select 5 Q O Z V P importance of the one in which the question figure is 6 U Z X X R (a) religion hidden/ embedded 7 R P Z Z P (b) science (c) science and democracy 8 U O Z Z P (d) democracy 9 W U X S R 29. The writer says that (a) educated people are likely to accept faith not supported by (a) 86, 33, 55, 59 reason (b) 86, 89, 20, 66 (b) people should have (c) 56, 76, 20, 21 unquestionable faith in religion (d) 56, 59, 76, 89 (c) faith and reason are two separate entities 24. If a mirror is placed on the line MN, ENGLISH LANGUAGE (d) faith without rational evidence then which of the answer figures is the may not be acceptable to the right image of the given question figure? Directions (26-30) : Read the passages educated people carefully and choose the best answer to 30. What, according to the writer, is the role each question out-of the four of religion in the present age? alternatives. (a) To promote rational thinking The two dominant features of our age are (b) To inculcate scientific spirit in man science and democracy. They have come to (c) To strengthen faith in democracy stay. We cannot ask educated people to (d) To develop faith in God accept the deliverances of faith without rational evidence. Whatever we are called Direction (Q. 31-32): In the following upon to accept must be justified and question, some parts of the sentences supported by reason. have errors and some are correct. Find Otherwise our religious beliefs will be out which part of a sentence has an error. reduced to wishful thinking. Modern man The number of that part is your answer. must learn to live with a religion, which If a sentence is free from error, then your commends itself to his intellectual answer is (d) i.e. No error. 25. A word is represented by only one set conscience, to the spirit of science. Besides, of numbers as given in any one of the 31. The artist, plainly a better critic (a)/than religion should be the sustaining faith of alternatives. The sets of numbers given painter destroyed what (b)/he made democracy, which insists on the intellectual in the alternatives are represented by over for ten years. (c)/ No error (d) and spiritual development of every human two classes of alphabets as shown in 32. The job for drawing water (a)/from the being irrespective of his caste, creed, the given two matrices. The columns village well is usually (b)/carried out community or race. Any religion which and rows of Matrix –I are numbered

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by the women and young girls. (c)/ No Direction (Q.41-42) : A sentence has Direction (Q.47-48) : In the following error (d) been given in Active/Passive Voice. Out questions choose the word which is most of the four alternatives suggested, select nearly the SAME in meaning of the Direction (Q. 33-34): In the following the one which best expresses the same given word. questions choose the word which is most sentence in Passive/Active Voice and 47. DWINDLE OPPOSITE in meaning of the given mark your answer in the answer sheet. word. (a) Aggravate (b) Diminish 41. People claim to have seen the suspect in (c) Flourish (d) Increase 33. PROFANE several cities. 48. MAMMOTH (a) Patch (b) Sacred (a) The suspect is being seen in (a) Quiet (b) Trivial (c) Mend (d) Exalt several cities. (c) Huge (d) Small 34. EXPURGATE (b) The suspect is claimed to have Direction (Q.49) : In each of the (a) Bowdlerize been seen in several cities. following questions, a sentence has been (b) Approve (c) The suspect is claimed to be seen given in Direct/Indirect Speech. Out of (c) Censor in several cities. the four alternatives suggested select the (d) Cleanse (d) The suspect is claimed to have one which best expresses the same seen in several cities. Direction (Q.35-36) : In these questions, sentence in Indirect/Direct Speech. four alternatives are given for the idiom/ 42. Sameer is playing guitar in his house. phrase given in bold in the sentence. (a) Guitar is being played by Sameer 49. The boys said, “Hurrah! We have won Choose the alternative, which best in his house. the match”. expresses the meaning of the idiom/ (b) Guitar is to be played by Sameer (a) The boys exclaimed with Joy that phrase. in his house. they won the match. 35. Settle a score (c) Guitar is being played by Sameer. (b) The boys exclaimed with Joy that (a) within a short time (d) Guitar is played by Sameer in his had to win the match. (b) take revenge house. (c) The boys exclaimed with shock that they had won the match. (c) inadequate comfort Directions (Q.43-44) : Fill in the blanks (d) The boys exclaimed with Joy that (d) pay attention with appropriate options. 36. Off the hook they had won the match. (a) No longer in Jeopardy 43. He was ______at being excluded Directions (Q. 50) : In the following (b) to discuss about life lessons from the meeting. question, the first and the last part of (c) to make fall others into difficulty (a) vanguard (b) peeved the sentence are numbered 1 and 6. The (d) to put oneself into trouble (c) upfront (d) savant rest of the sentence is split into four parts 44. Ravi was so ______that he and named P, Q, R and S. These four Direction (Q. 37-38) : Four words are could hardly stand. parts are not given in their proper order. given in each question, out of which one (a) perjure (b) puddle Read the parts and find out which of the word is wrongly spelt. Find the (c) emaciated (d) rogue incorrectly spelt word. four combinations is correct. Direction (Q. 45-46) : A part of the 50. 1. This is about footage and 37. (a) Possessions (b) Sheriff sentence is bold. Below are given photographs of two events, like (c) Hygiene (d) Restaurataeur alternatives to the underlined part at two strips of memory; cutings 38. (a) Bellweather (b) Reverend (a),(b),(c) which may improve the from everydayness. (c) Clientele (d) Thirtieth sentence. Choose the correct P. It is a blood sport. The mob picks alternative. In case no improvement is Direction (Q.39-40) : In these questions, up Sameyddin, a 65-year-old man, needed your answer is (d). out of the four alternatives choose the and forces him to confess. one which can be substituted for the 45. The architects gave their cue for the Q. One of them, from Hapur in given words/sentence. design of the new hotel from the nearby Uttarpradesh this month, R. Shows a vigilante group hunting 39. Sudden or unpredictable changes of banks. for alleged cow slaughterers and mood or mind. (a) got their cue smugglers. (a) Middling (b) Minatory (b) took their cue S. It then drugs a 45-year-old, (c) Maverick (d) Mercurial (c) demanded their cue Qasim, like a sack before it 40. Intended to destroy the power of (d) No improvement lynches him. influence of a government or an 46. The project has been given funding for 6. He begs for water as he is being established belief another year, but it is not out of all beaten up, but the mob refuses. (a) Vicarious woods yet. (a) QRPS (b) PQRS (b) Nondescript (a) out of woods (c) QRSP (d) PQSR (c) Subversive (b) outing of the woods (d) Sinewy (c) out of the wood (d) No improvement

Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Page | 101 [ Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] ] MAGAZINE FOR THE MONTH OF AUGUST 2019 QUANTITATIVE APTITUDE common tangent P, the tangents TQ 61. The length of the shadow of a vertical and TR are drawn. If the centre of larger tower on level ground increases by 10 51. If a + b + c = 0, then the value of circle is M and MP = 8cm and MT = metres when the altitude of the sun 12 cm then TQ = ? changes from 45° to 30°. Then the 1  height of the tower is (a  b)(b  c) (a) 5 3 metre 1  (b) 10( 3 + 1) metre (a  c)(b  a) (c) 5( 3 + 1) metre

1 (d) 10 metre is 3 (c  a)(c  b) 62. Pipes P and Q can fill a tank in 10 and 12 a)1 b)0 hours respectively and C can empty it c)- 1 d)- 2 a) 5 2 cm b) 2 5 cm in 6 hours. If all the three are opened at 52. If 20% of (A + B) = 50% of B, then 7 a.m., at what time will one fourth of c) 4 5 cm d) 5 4 cm the tank be filled? 2A  B a) 10 a.m. b) 10 p.m. value of is 2A  B 57. 6  6  6 ...... ? c) 11 p.m. d) 11 a.m. a) 2.3 b) 3 11 1 1 63. A and B together can do of a work. a) b) c) 6 d) 6.3 19 2 3 58. In the given figure, AOB is a straight In the same time B and C together can o 1 line. If AOC  3x 10 , 14 c) d)1 do of the same work. The ratio of 4 COD  50o and 19 53. The curved surface area and the total work done by A, B and C is surface area of a cylinder are in the ratio BOD  x  20o , then 1 : 2.If the total surface area of the a) 3: 4 : 5 b) 4 : 5: 7 right cylinder is 616 cm², then its AOC  ? c) 5: 6 :8 d) 5: 7 :8 volume is? 64. The length of each side of an equilateral (a) 1232 cm³ (b) 1848 cm³ (c) 1632 cm³ (d) 1078 cm³ triangle is 14 3 cm. The area of the 54. Divide Rs. 1250 among A, B, C, so that incircle, in 2 , is 2 3 cm A gets of B’s share and C gets of a) 450 b) 308 9 4 c) 154 d) 77 A’s share. 65. The simplest value of sin250 + sin2100 + a)Rs. 200, Rs 800, Rs 250 a) 40o b) 60o sin2150 +…….+ sin2850 + sin2900 is : b)Rs 200, Rs 900, Rs 150 c)Rs 150, Rs 800, Rs 300 c) o d) o 1 80 50 a) 8 b) 1 d)Rs 200, Rs 900, Rs 75 59. For a certain article, if discount is 25% 2 the profit is 25%. If the discount is 3 2 3 2 10%, then the profit is 1 55. If p = and q = , then c) 9 d) 9 3 2 3 2 a) 50% b) 40% 2 2 2 p + q - pq will be equal to will be 1 66. The average of seven numbers is 18. If equal to c) 30% d) 33 % one of the numbers is 17 and if it is 3 replaced by 31, then the average 37 43 60. The sides PQ, QR, RS and SP of a a) 6 b) 6 becomes : 49 49 quadrilateral have the equations x + 2y a) 21.5 b) 19.5 = 3, x = 1, x – 3y = 4, 5x + y + 12 = 0 c) 20 d) 21 37 43 respectively, then the angle between 67. A can contains a mixture of two liquids c) 4 d) 4 49 49 the diagonals PR and QS is: A and B in the ratio 7 : 5. When 9 liters (a) 30° (b) 45° of the mixture is drawn off and the can 56. Two circles touch externally each other (c) 60° (d) 90° is filled with B, the ratio of A and B at point P. From any point T of their

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becomes 7 : 9. How many liters of 72. If the ratio of production of Steel in 2. The council of Ministers shall be liquid A was contained by the can India to that in Pakistan is 5 : 3 and the collectively responsible to the Lok initially? production of Steel in India is 1000 Sabha (a) 10 (b) 20 tonnes, what is the ratio of the 3. The President may appoint a non- (c) 21 (d) 25 productivity (production/no. of member as Prime Minister who 68. A jogger running at 9 kmph alongside a factories) of Steel in India to that of must become a member of railway track is 240 metres ahead of Pakistan? parliament before the expiration the engine of a 120 metre long train a)5 : 4 b)4 : 3 of six months running at 45 kmph in the same c)3 : 2 d)2 : 1 4. The Ministers shall hold office direction. In how much time will the 73. What is the difference between the total during the pleasure of the Prime train pass the jogger ? number of factories in India and that in Minister (a)30 seconds (b)32 seconds Pakistan? (a) 1 and 2 (b) 3 and 4 (c)34 seconds (d)36 seconds a)250 b)150 (c) 2 and 3 (d) 1 and 4 69. The difference between the interior and c)50 d)100 81. In which areas is concurrent action of exterior angles of a regular polygon is 74. The number of Cotton factories in Lok Sabha and Rajya Sabha required? 60o. the number of sides in the polygon Pakistan is what percent of the total 1. Removal of comptroller and is number of Cement factories in India? auditor general a) 4 b) 5 a)53.5% b)59.9% 2. Approval of emergency c) 6 d) 8 c)57.14% d)50% proclamation 70. A certain amount of money earns Rs. 75. If Pakistan and India export 40% and 3. No-confidence motion 540 as a simple interest in 3 years. If it 30% respectively of their production 4. Constitutional amendment earns a compound interest of Rs. of Fertilizer, then what is the difference (a) 1 and 2 (b) 2, 3 and 4 376.20 at the same rate of interest in 2 between the amounts of Fertilizer they (c) 1, 2 and 4 (d) 1, 3 and 4 years. Find the principal? used for themselves? (The production 82. Which of the following statements are (a) 1600 (b) 1800 of Pakistan is 50 tonnes per factory not true? (c) 2100 (d) 2000 and that of India is 60 tonnes per 1. The Rajya Sabha has no power to 71. What is the value of factory) reject or amend a money bill a)15 tonnes b)0 tonne 2. The speaker of Lok Sabha has sole 3  cos39  c)35 tonnes d)32 tonnes and final power of deciding    2 sin 51 whether a bill is a money bill   GENERAL AWARENESS 3. In the creation of All India Services the Lok Sabha has more powers 2 2 76. The Hijra era is counted from sin 39  sin 51  ? than the Rajya Sabha (a) 622 A.D. (b) 632 A.D. 4. In 197 the money bill was (c) 712 A.D. (d) 1525 A.D. 1 5 introduced in the Rajya Sabha 77. The first major inscription in classical a) b) (a) 2 and 3 (b) 1 and 4 2 2 sanskrit is that of (c) 1 and 2 (d) 3 and 4 (a) Chandragupta Vikramaditya 83. The parliament legislates on a State 1 5 (b) Kanishka I c)0 d)Both and subject if (c) Rudradaman 2 2 1. The Rajya Sabha passes a (d) Samudragupta resolution by two-thirds majority 78. In the context of the reign of Guptas and Directions (Q.72-75) : Study the bar that to do so is in the national their successors what is Vishti? chart carefully to answer the questions interest (a) Kings share in the produce of the given below : 2. During times of emergency land The number of factories of various 3. When the legislature of two or (b) Forced Labour industries in India and Pakistan more states resolve that it is lawful (c) Emergency Taxation for parliament to do so (d) Levy Collected by Local Chiefs 4. A treaty or international 79. By tradition the famous lexicographer agreement has to be implemented Amarsimha was a contemporary of (a) 1, 2 and 3 (b) 1, 3 and 4 who of the following? (c) 2 and 3 (d) 1, 2, 3 and 4 (a) Asvaghosa 84. Lapse rate is related to the decrease of (b) Panini (a) Wind velocity with an ascent of (c) Patanjali 300 feet (d) Kalidas (b) Humidity with an ascent of 450 80. Article 75 includes among its provisions feet 1. Prime Minister is to be appointed (c) Temperature at 10 F for an ascent by the President of 330 feet

Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Page | 103 [ Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] ] MAGAZINE FOR THE MONTH OF AUGUST 2019 (d) Pressure with an ascent of 500 (c) If t he balloon is fully inflated it 10 14 feet may not remain stable in a storm 3. a;  2  7. Therefore,  2  9 85. Which of the following constituents of (d) The air inside the balloon expands 2 2 the atmosphere are important form the as it rises and may burst 4. a; Nylon is synthetic, all others are climatic point of view? 93. One should not connect a number of natural 1. Nitrogen electric appliances to the same power 5. b; All others are perfect cube. 2. Oxygen socket because 6. c; In option (c) difference of 6 and other 3. Carbon Dioxide (a) The appliances will not get full having 14 difference between (a) 1 and 2 (b) 2 and 3 voltage alphabets. (c) 1, 2 and 3 (d) Only 3 (b) The appliances will not get 7. d; The correct sequence is - 86. What helps to maintain the heat budget proper current 5, 3, 1, 2, 4 on the surface of the earth? (c) This can damage the appliances 8. d (a) Incoming insolation in short (d) This can damage the domestic waves and terrestrial radiation in wiring due to over heating Chattishgarh, Uttarakhand, long waves 94. Which of following is an element? Jharkhand, Telangana (b) The atmosphere absorbs heat (a) Ruby (b) Sapphire Sequence of new states formed (c) Incoming solar radiation is (c) Emerald (d) Diamond reflected 95. Most soluble in water is 9. d (d) The earth absorbs heat (a) Camphor (b) Sugar 87. The water content in the atmosphere (c) Sulphur (d) Common Salt (a) Is independence of temperature 96. Among the following elements which (b) Increases as temperature increases one is essentials for the transmission (c) Decreases as temperature of impulse in the never fibre? increases (a) Calcium (b) Iron (d) Either Increases or decreases with (c) Sodium (d) Zinc 10. d temperature increases 97. Which of the following is not a mosquito 88. Which of the following schemes was borne disease? 13 2 1  27 intended to tap the black money? (a) Dengue Fever 27  2  2  56 (a) SBI Deposit Scheme (b) Malaria (b) UIT Bonds (c) Sleeping Sickness 56 2  3 115 (c) Long Term Operations Scheme (d) Filariasis 115 2  4  234 (d) India Development Bonds 98. Which sport league match was launched 89. According to the law of demand when in India after Kabaddi and Football 11. b (a) Price Increases Demand Decreases recently? (b) Price Decreases Demand (a) Hockey (b) Golf Decreases (c) Wrestling (d) Kho-Kho (c) Price Increases Demand Increases 99. Name the Algerian president who (d) Price Decreases Demand does not resigned after twenty years recently? 12. a Change (a) Ali Kafi 90. Which one of the following situations (b) LiamineZeroual makes a firm most efficient? (c) Abdelaziz Bouteflika (a) Falling Average Costs (d) Abdelkader Bensalah (b) Rising Average Costs 100. Asian Development Bank has projected (c) Constant Average Costs India’s GDP as ____ per cent for the (d) Lowest Average Costs year 2019-20? First and last five letters are in reversed 91. A lighted candle gets extinguished when (a) 7.1% (b) 7.5% order +1 and -1 respectively, then covered with a tumbler because of (c) 7.6% (d) 7.2% middle letter decreased by 1. (a) Adequate Supply of Air 13. c; manmanmanmanman (b) Inadequate Supply of Air 14. a; 4 + 5  9/3 – 4 = 15 (c) Pressure of Non-Luminous  15. d; All are different categories. Matter 16. b; 30 meters, North (d) None EXPLANATIONS 17. b; Vipul is the brother of that girl. 92. A weather balloon is not fully inflated 18. a; Series are 1, 4, 9, 16 and 1, 2, 3 and 4 on the ground because 1. c; Pulp is the basic raw material used in and 2, 4, 6, 8. (a) It cannot rise up in the air when the production of paper, Similarly 19. a; There is gap of 2 in between alternate fully inflated hemp is used to make rope. numbers, 25 – 2 = 23, 23 - 2 = 21, 21 – (b) It cannot withstand the outside 2. c; Biologically, mango is a fruit, while 2 = 19 pressure if fully inflated potato is a modified stem. 20. b; Here common number is 3

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write clock wise; 2 1 2 2    p  q  pq 4 2  p  q2  pq 2rh 1 So, 1 is the opposite of 4 53. d;  2 2rh  2r 2 2 12 2  21. a; Day before yesterday was Sunday.    1 Therefore, today is Tuesday.   2rh 10  7  Day after tomorrow will be Thursday.   Thursday + 3 = Sunday 616 2 144 2 288  49 22. c 23. c  1  24. c; According to mirror image concept  2rh  308 ...... (i) 49 49 ans (c) is correct 2 ...(ii) 25. c;  2rh  2r  616 337 43 From (i) and (ii)   6 r = 7 ...... (iii) 49 49 From (i) and (iii) 56. c; TP is tangent of the circle. h = 7 o volume =  TPM  90 26. d 27. d 28. c 29. d 22 In ΔTPM 30. b r 2 h   7  7  7 (31-32) 7 TP 2  TM 2  PM 2 31-c; Add ‘had’ before ‘made’ (past perfect) 3 32-a; Replace ‘for’ with ‘of’ = 1078 cm 12 2  82 33. b 34. b 35. b 36. a 2 2B 37. d 38. a 39. d 40. c 54. b; A  B  144  64  80 41. b 42. a 43. b 44. c 9 9 45. b 46. a 47. b 48. c  TP  80  4 5cm 3A 4 49. d 50. a C  A  C Now, TP and TQ both are the tangent 1 4 3 from an exterior point on same circle. 51. b; a  bb  c Ratio of A: B:C  4:18:3  TQ=TP=4 5 cm 4 1 1 Share of A = 1250  Rs.200 57. b; Let 6  6  6 ......  x   25 a  cb  a c  ac  b Share of B = On squaring both sides. c  a  b  c  a  b 18 2  1250  Rs.900 6  6  6 ......  x a  bb  cc  a 25  6  x  x2 2a  b  c  3 2  Share of C = 1250  Rs.150  x  x  6  0 a  bb  cc  a = 0 25  x2  3x  2x  6  0 Because a  b  c  0 3 2 3 2 55. b; p  q    xx  3 x  3  0 20 50 3 2 3 2 52. a; A  B  B  x  2x  3  0 100 100 2 2 3 2  3 2  x  3 A  B B    3 23 2 Because x  2 5 2 58. c; Since AOB is a straight line. 43 2 12 2 We have  2A  2B  5B   = 2 2 7  2A  3B 3   2 3x 10  50  x  20  180 3B  B 2B   3 2 3 2 pq =  1  4x 120 3B  B 4B 3 2 3 2

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 x  30 3  2 BD  DC  7 3 cm o 1: AOC  330 10  80o 2 AD  AB2  BD2 59. a; If the marked price be Rs. x and cost price be Rs.100, then, 10 3 1 2 2 10 :  14 3  7 3 x75 2 125 100 10  5 3 1  14 3  7 314 3  7 3 125100 500  x   Rs.  AC  5 3 1  21 3 7 3  21 cm 75 3 62. b; Part of tank filled in 1 hour when all OD = Radius of circle = S.P. after a discount of 10%= three pipes are opened 1 500 90 1 1 1  21  7 cm   Rs.150 =   3 3 100 10 12 6 Area of circle = 2 Gain percent = 50%  π r 6  5 10 1 60. d; x+2y = 3 ...... (i)   22 5x+ y = - 12 ...... (ii) 60 60  77 154 sq.cm. From (i) and (ii) 7 The tank will be filled in 60 hours. x = - 3, y = 3  One fourth of the tank will be filled 65. c; 5, 10, 15……90 is an arithmetic Co-ordinates, of p ( - 3, 3)  sequence whose first term =5 and in 15 hours i.e. the tank will be filled at Similarly, Q (1, 1), R (1, - 1), and S (- 2, common difference = 5. It the number 10 p.m. 2) of terms be n, then 63. c; Work done by (A+B+C) = 1 1 3 t  a  n 1d M , slope of PR =  1 11 n 1 1 3 Work done by (A+B)= 19  90  5  n -15  2 1 M , slope of SQ = 1 14  85  n -15 2  2 1 Work done by (B+C) = 19  n 1 17 M  M  1{when two lines are 1 2 14 5  n 18 perpendicular) Work done by A= 1  (Note : Divide 90 by 5 to get number 0 19 19  θ  90 of terms here) 61. c; 11 8 Expression = Work done by C = 1  2 o 2 o 19 19 sin 5  sin 85  2 o 2 o 14 8 6  sin 10  sin 80 ...... 8 Work done by B =   19 19 19 terms+ sin 2 45o  sin 2 90o Required ratio = sin 2 5o  cos 2 5o  5 6 8 : :  5: 6 :8 2 o 2 o 19 19 19  sin 10  cos 10 + 64. c; 2 BD : AC  1  ………. 8 terms +   1 3 1:1  2 

1 o 1: sin90  θ cosθ 3 1  2 2  ;sin θ  cos θ 1 

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Productivity of Steel in Pakistan 1 1 1  81 1  9  n  2180  360 60 n 600 2 2 = = 1 tonnes per factory 600 66. c; Difference = 31 – 17 = 14 1 Required average =  180n  360  360 60 Reqd. ratio = 1 : 25 : 1 = 125 : 100 = n 5 : 4 14 73. d; Total factories in India = 300 +500 18   20 1 7  180n  720 60 +500 +700 + 800 = 2800 Total factories in Pakistan = 500 67. c; Suppose the can initially contains 7x n +400 +700 +500 + 600 = 2700 and 5x litre of mixture A and B  180n  720  60 Reqd. difference = 2800 – 2700 = respectively 100 Quantity of A mixture left  120n  720 74. c; Total number of cotton factories in  7  720 Pakistan = 400 = 7x  9 litre  n   6 Total number of cement factories in  12  120 India = 700 P  R 3 400100  21 70. d; 540= = 7x   litre 100 Reqd. % = = 57.14% of  4  700 PR=18000 the number of cement factories in Quantity of B in mixture left India.  2   R  75. b; Production of fertilizer in Pakistan =  5  C.I=P 1  1 = 5x  9 litre  100    5 0  12     700 = 35000 tonnes Export of Pakistan is 40% of its r 2PP  15  376.20=P  r   production. = 5x   litre 10000 100  4  Then, the Fertilizer used by Pakistan 376.20=1.8  r  2180 60  21 16.2=1.8r itself = 35000 = 21000 7x   r=9% 100  4  PR=18000 tonnes   15  P=2000 Production of Fertilizer in India = 5x    9 4 3 cos39 2 2 60  500 = 30000 tonnes   71. a;  sin 39  sin 51 2 sin51 India exports 30% of its production. 7 28x  21 7 So, Fertilizer used by India itself =   3 sin(90  39) 9 20x  21 9    70 2  sin 51  = 30000 = 21000 tonnes  252x-189=140x+147 100 2 2  112x=336x=3  cos (90  39)  sin 51 Reqd. difference = 21000 – 21000 = So, the can contained 21 litre 0 tonne 68. d; Speed of train relative to jogger = 3 1 76. a 77. c 78. b 79. d (45-9) = 36 kmph= 36  (5/18) = 10  1  m/sec 2 2 80. a 81. c 82. d 83. d Distance to cover = 240 + 120 = 360 84. c 85. d 86. a 87. c 72. a; Production of Steel in India = 1000 metres 88. d 89. a 90. d 91. b Time = Distance/Speed tonnes Productivity of Steel in India = 92. d 93. d 94. d 95. b 360 96. a 97. c 98. d 99. c So, Time= =36 Seconds 1000 10 = 1.25 tonnes per factory 100. d 69. c; 51. Here interior angle – exterior 800 angle = 60o Production of Steel in Pakistan  n  2180 360 3    60 =1000 = 600 tonnes n n 5

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LIST OF COUNCIL OF MINISTERS

NAME OF MINISTER PORTFOLIO Ministry of personnel, public grievances and pensions Narendra Modi Department of atomic energy, Department of space All important policy issues and all other portfolios not allocated to any minister Rajnath Singh Minister of defence Amit Shah Minister of home affairs Nitin Gadkari Minister of road transport and highways Minister of micro, small and medium enterprises D V Sadananda Gowda Minister of chemical and fertilizers Nirmala Sitharaman Minister of finance, Minister of corporate affairs Ram Vilas Paswan Minister of consumer affairs, food and public distribution Narendra Singh Tomar Minister of agriculture and farmers welfare Minister of rural development, Minister of panchayati raj Ravi Shankar Prasad Minister of law and justice, Minister of communications Minister of electronics and information technology Harsimrat Kaur Badal Minister of food processing industries Thaawar Chand Gehlot Minister of social justice and empowerment Dr Subrahmanyam Jaishankar Minister of external affairs

Ramesh Pokhriyal 'Nishank' Minister of human resource development

Arjun Munda Minister of tribal affairs Smriti Zubin Irani Minister of women and child development; and Minister of textiles Dr. Harsh Vardhan Minister of health and family welfare; Minister of science and technology; and Minister of Earth sciences Prakash Javadekar Minister of environment, forest and climate change; and Minister of information and broadcasting Piyush Goyal Minister of railways; and Minister of commerce and industry Minister of petroleum and natural gas; and Minister of steel. Mukhtar Abbas Naqvi Minister of minority affairs Pralhad Joshi Minister of parliamentary affairs; Minister of coal; and Minister of mines. Dr. Mahendra Nath Pandey Minister of skill development and entrepreneurship Arvind Ganpat Sawant Minister of heavy industries and public enterprise Giriraj Singh Minister of animal husbandry, dairying and fisheries Gajendra Singh Shekhawat Minister of jal shakti

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MINISTERS OF STATE (INDEPENDENT CHARGE)

NAME OF PORTFOLIO MINISTER

MoS (independent charge) of ministry of labour Santosh Gangwar and employment

MoS (independent charge) of ministry of statistics Rao Inderjit Singh and programme implementation

MoS (independent charge) of ministry of AYUSH Shripad Yesso Naik MoS in the ministry of defence

MoS (independent charge) of ministry of development of North Eastern region MoS in the Prime Minister’s Office; Dr Jitendra Singh MoS in the ministry of personnel, public grievances and pensions; MoS in the department of atomic energy; and MoS in the department of space

MoS (independent charge) of the ministry of youth Kiren Rijiju affairs and sports; MoS in the ministry of minority affairs

MoS (independent charge) of the ministry of culture; Prahalad Singh Patel MoS (independent charge) of the ministry of tourism

MoS (independent charge) of the ministry of power; MoS (independent charge) of the ministry of new Raj Kumar Singh and renewable energy; MoS in the ministry of skill development and entrepreneurship

MoS (independent charge) of the ministry of housing and urban affairs; Hardeep Singh Puri MoS (independent charge) of the ministry of civil aviation; MoS in the ministry of commerce and industry

Mansukh L. MoS (independent charge) of the ministry of shipping; Mandaviya MoS in the ministry of chemicals and fertilizers

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MINISTERS OF STATE

NAME OF MINISTER PORTFOLIO

Faggansingh Kulaste MoS ministry of Steel

Ashwini Kumar Choubey MoS ministry of Health and Family Welfare

MoS ministry of Parliamentary Affairs; Arjun Ram Meghwal MoS ministry of Heavy Industries and Public Enterprises

General (Retd) V. K. Singh MoS ministry of Road Transport and Highways

Krishan Pal MoS ministry of Social Justice and Empowerment

Danve Raosaheb Dadarao MoS ministry of Consumer Affairs, Food and Public Distribution

G. Kishan Reddy MoS ministry of Home Affairs

Parshottam Rupala MoS ministry of Agriculture and Farmers Welfare

Ramdas Athawale MoS ministry of Social Justice and Empowerment

Sadhvi Niranjan Jyoti MoS ministry of Rural Development

Babul Supriyo MoS ministry of Environment, Forest and Climate Change

Sanjeev Kumar Balyan MoS ministry of Animal Husbandry, Dairying and Fisheries

MoS ministry of Human Resource Development; MoS ministry of Dhotre Sanjay Shamrao Communications; and MoS ministry of Electronics and Information Technology

MoS ministry of Finance; and Anurag Singh Thakur MoS ministry of Corporate Affairs

Angadi Suresh Channabasappa MoS ministry of Railways

Nityanand Rai MoS ministry of Home Affairs

MoS ministry of Jal Shakti; and MoS ministry of Social Justice and Shri. Rattan Lal Kataria Empowerment

V. Muraleedharan MoS ministry of External Affairs; and MoS ministry of Parliamentary Affairs

Renuka Singh Saruta MoS ministry of Tribal Affairs

Som Parkash MoS ministry of Commerce and Industry

Rameswar Teli MoS ministry of Food Processing Industries

MoS ministry of Micro, Small and Medium Enterprises; and MoS ministry of Pratap Chandra Sarangi Animal Husbandry, Dairying and Fisheries

Kailash Choudhary MoS ministry of Agriculture and Farmers Welfare

Debasree Chaudhuri MoS ministry of Women and Child Development

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S. STATE AND U.T. CHIEF MINISTER GOVERNOR NO 1 Andaman & Nicobar U.T. Devendra Kumar Joshi 2 Andhra Pradesh Shri Jagan Mohan Reddy Shri. E. S. L. Narasimhan 3 Arunachal Pradesh Pema Khandu B.D. Mishra 4 Assam Sarbananda Sonowal Jagdish Mukhi 5 Bihar Nitish Kumar Lal Ji Tondon 6 Chandigarh U.T. V.P. Singh Bandore 7 Chhattisgarh Dr. Bhupesh Baghel Anandiben Patel 8 Goa Pramod Sawant Mridula Sinha 9 Gujarat Vijay Rupani Shri Om Prakash Kohli 10 Haryana Manohar Lal Khattar Satyadev Narayan Arya 11 Himachal Pradesh Jai Ram Thakur Acharya Dev Vrat 12 Jammu and Kashmir Presidents Rule Satyapal Malik 13 Jharkhand Raghubar Das Draupadi Murmu 14 Karnataka H.D. Kumaraswami Vajubhai Rudabhai Vala 15 Kerala PinarayiVijayan P. Sathasivam 16 Madhya Pradesh Kamal Nath Anandiben Patel 17 Maharashtra Devendra Fadnavis Chennamaneni Vidyasagar Rao 18 Manipur N. Biren Singh Najma Heptullah 19 Meghalaya Conard Sangam Tathagata Roy 20 Mizoram Zoramthanga Jagdish Mukhi 21 Nagaland Neiphiu Rio Shri Padmanabha Balakrishna Acharya 22 New Delhi Arvind Kejriwal Anil Bijal 23 Odisha Sh. Naveen Patnaik Ganeshi Lal 24 Puducherry V. Narayanasamy Kiran Bedi 25 Punjab Captain Amarinder Singh V P Singh Badnore 26 Rajasthan Ashok Gehlot Kalyan Singh 27 Sikkim Shri Prem Singh Tamang Ganga Prasad 28 Tamil Nadu Eddappadik Palaniswami Banwaril Lal Purohit 29 Telangana K Chandrasekhar Rao ESL Narasimhan 30 Tripura Biplap Kumar Dev Kaptan Singh Solanki 31 Uttar Pradesh Yogi Aditya Nath Shri Ram Naik 32 Uttarakhand Trivendra Singh Rawat Baby Rani Maurya 33 West Bengal Km. Mamata Banerjee Keshari Nath Tripathi 34 Dadra and Nagar Haveli U.T. Prafula Khodapatel 35 Daman and Diu U.T. Prafula Khodapatel 36 Lakshadweep U.T. Farooq Khan

Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Page | 111 [ Ph. : 8093556677, 9040456677, Web : www.vanik.org, E-mail : [email protected] ] MAGAZINE FOR THE MONTH OF AUGUST 2019 BUREAUCRATS 1. National Security Adviser-Ajit Doval 2. Cabinet Secretary of India-Pradeep Kumar Sinha 3. Attorney General of India-K. K. Venugopal 4. Solicitor General of India-Tushar Mehta 5. Home Secretary-Rajiv gauba 6. Finance Secretary-Subash Chandra Garg 7. Foreign Secretary-Vijay Keshav Gokhale 8. Defence Secretary- Sanjay Mitra 9. Secretary-General of the Lok Sabha-Snehalata Srivastava (She succeed Anup Mishra) 10. Secretary-General of the Rajya Sabha-Desh Deepak Verma 11. Speaker, Lok Sabha- Sumitra Mahajan 12. Deputy Speaker, Lok Sabha- M. Thambidurai 13. Deputy Chairman, Rajya Sabha-PJ Kurien 14. Principal Scientific Adviser-R. Chidambaram 15. Director,National Technical Research Organisation-Alok joshi 16. Chief Economic Adviser-Krishnamurthy Subramanium 17. Permanent Representative of India to the United Nations- 18. Chairman, Railway Board-Vinod Kumar Yadav 19. Chief Justice of India-Ranjan Gogoi 20. Comptroller and Auditor-General of India-Rajiv Mehrishi 21. Chief Election Commissioner of India-Sunil Arora 22. Election Commissioner-Ashok Lavasa & Sushil Chandra 23. Chairperson, NITI Aayog-Prime Minister N.Modi 24. Vice President, NITI Aayog-Rajiv Kumar 25. CEO, NITI Aayog- Amitabh Kant 26. Defence Research and Development(DRDO) Secretary -G. Satheesh Reddy 27. Principal Secretary to PM - Nirpendra Mishra 28. Director, Enforcement Directorate-Sanjay Kumar Mishra

PERMANENT COMMISSIONS OFFICE-HOLDERS 1. Chairman, National Human Rights Commission of India-H. L. Dattu 2. Chairman, Central Vigilance Commission-K. V. Chowdhary 3. Chairman, Central Information Commission-Sudhir Bhargava 4. Chairperson, Central Board of Direct Taxes -Pramod Chandra Mody 5. Chairman, National Commission for Minorities-Syed Ghayorul Hasan Rizvi 6. Chairman, National Commission for Scheduled Castes-Ram Shankar Katheria 7. Chairman, National Commission for Scheduled Tribes -Nand Kumar Sai 8. Chairman, National Commission for Backward Classes- Bhagwan Lal Sahni 9. Chairman, National Commission for Women- Sharma 10. Chairman, Atomic Energy Commission of India-Sekhar Basu 11. Chairman, ISRO-K. Sivan 12. Chairman, National Forest Commission-B. N. Kirpal 13. Chairman, Union Public Service Commission-Aravinda Saxena 14. Chairman, University Grants Commission-Dhirendra Pal Singh 15. Chairman, Central Water Commission-Narendra Kumar 16. Director, Space Applications Centre-Tapan Misra 17. Chairman, Competition Commission of India-Devender Kumar Sikri 18. Chairman, CBSE (Central Board of Secondary Education)-Anita Karwal 19. Chairperson, Central Board of Indirect Tax & Customs (CBIC)-Pranab Kumar Das 20. Chairman, FSSAI(Food Safety and Standards Authority of India)-Rita A. Teotia

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21. Chairman, National Highways Authority of India-Nagendra Nath Sinha 22. Chairman, Central Board of Film- 23. Chairman, Children’s Film Society of India-Vacant 24. Chairman, Press Council of India -CK Prasad 25. Chairman, Press Trust of India-N. Ravi 26. Chairman, Telecom Regulartory Authority of India (TRAI)-Ram Sevak Sharma 27. Chairperson, National Green Tribunal-Adarsh Kumar Goel 28. Director, NCERT(National Council of Educational Research and Training)-Hrushikesh Senapaty 29. Director General, Archaeological Survey of India-Rakesh Tewari 30. Chairperson, Staff Selection Commission -Ashim Khurana 31. Director General, Delhi Metro Rail Corporation-Mangu Singh DEFENCEAND SECURITY 1. Chief of the Army Staff-General Bipin Singh Rawat 2. Chief of the Air Staff-Air Chief Marshal Birender Singh Dhanoa (also Chairman of Joint Chiefs of Staff Committee) 3. Chief of the Naval Staff-Admiral Sunil Lamba 4. Chief of Integrated Defence Staff-Lt. General P.S. Rajeshwar 5. Director, Research and Analysis Wing-Anil Dhasmana 6. Director, Intelligence Bureau-Rajiv Jain 7. Director General, Military Intelligence-Lieutenant General K. G. Krishna 8. Director, Central Bureau of Investigation-Rishi Kumar Shukla 9. Director General, Border Security Force-Rajni Kant Mishra 10. Director General, Central Reserve Police Force-Rajiv Rai Bhatnagar 11. Director General, Central Industrial Security Force-Rajesh Ranjan 12. Director General, Indo-Tibetan Border Police-R. K. Pachnanda 13. Director General, National Security Guard-Sudeep Lakhtakia 14. Director General, National Investigation Agency-Yogesh Chander Modi 15. Director General, National Disaster Response Force-Satya Narayan Pradhan 16. Director General,SSB-Kumar Rajesh Chandra HEADS OF FINANCIAL BODIES 1. Chairman, 14th Finance Commission of India-Y. Venugopal Reddy, 15th Finance Commission-N.K. Singh 2. Governor of Reserve Bank of India-Shaktikanta Das 3. Chairman, Securities and Exchange Board of India-Ajay Tyagi 4. Chairman, Insurance Regulatory and Development Authority of India-Subash Chandra Khuntia 5. Chairman, 7th Pay Commission- Mathur 6. Chairman, Small Industries Development Bank of India-Muhammad Mustafa 7. Chairman, Company Law Board-Mahesh Kumar Mittal 8. Chairman and Managing Director, Export-Import Bank of India- David Rasquinha 9. CEO and Managing Director, National Housing Bank-Dakshita Das 10. Chairman, National Bank for Agriculture and Rural Development-Harsh Kumar Bhanwala 11. CEO and Managing Director, Industrial Finance Corporation of India-Dr. Emandi Sankara Rao 12. MD & CEO of National Stock Exchange-Vikram Limaye 13. Chairman, Bombay Stock Exchange-Sethuratnam Ravi 14. Chairperson, State Bank of India-Rajnish Kumar 15. Chairman, IDBI-Rakesh Sharma 16. Chairman, Life Insurance Corporation of India-M.R. Kumar 17. President, Federation of Indian Chambers of Commerce and Industry-Sandip Somani 18. Chairman, Pension Fund Regulatory and Development Authority-Hemant G. Contractor 19. President, Confederation of Indian Industry-Rakesh Mittal 20. President, ASSOCHAM-Balkrishan Goenka 21. Chairman, National Statistical Commission-P.C. Mohanan (Acting) 22. Chairman of Indian Bank Associations-Sunil Mehta 23. CMD & CEO of Indian Post Payment Bank (IPPB) - Suresh Sethi 

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Acronyms Abbreviations ACS Automated Clearing Systm. AD Authorized Dealer. CGRA Currency and Gold Revaluation Account. ADB Asian Development Bank. CIBIL Credit Information Bureau of India Limited Currency Management Information ADF Automated Data Flow CMIS System AEPS Aadhaar Enabled Payments Switch CNP Card Not Present AFS Annual Financial Statement. CPFF Commercial Paper Funding Facility AIC Agricultural Insurance Company. CPI Consumer Price Index. AIF Alternative Investment Fund CRAR Capital To Risk Weighted Asset Ratio. ALCO Asset Liability Committee CRISIL Credit Rating Information Services Of India ALM Asset Liability Management CRMD Credit Risk Management Department. AMFL Association of Mutual Funds in India. CRR Cash Reserve Ratio. AML Anti-Money Laundering CSR corporate social responsibility AMRMS Audit and Risk Monitoring Mechanism CTI Country Threat Index. ANBC Adjusted Net Bank Credit DPG Deferred Payment Guarantee APBS Aadhaar Payment Bridge System DPN Demand Promissory Note ARC Asset Reconstruction Companies DRAT Debt Recovery Appellate Tribunal ASBA Applications Supported Bank Accounts DRI Differential Rate Of Interest Associated Chambers of Commerce and DSCR Debt Service Coverage Ratio ASSOCHAM Industry of India. DTAA Double Taxation Avoidance Agreement. ATM Automated Teller Machine. European Bank for Reconstruction and EBRD BCBS Basel Committee on Banking Supervision Development. BCSBI Banking Codes and Standards Board of India ECB External Commercial Borrowings. BIS Bank for International Settlements. ECS Electronic Clearing System. BOE Bill of Exchange EDF Export Development Fund BOP Balance of Payments. EDI Electronic Data Internchange BOT Build,Operate and Transfer. EDP Entrepreneurship Development Programme BSCS Basel Committee on Banking Supervision. EEFC Exchange Earners’ Foreign Currency BSE Bombay Stock Exchange. EFTPOS Electronic Funds Transfer At Point Of Sale BSR Basic Statistical Returns. EIB European Investment Bank. CAD Current Account Deficit ELSS Equity Linked Saving Scheme. CAR Capital Adequacy Ratio EMI Equated Monthly Instalments CARE Credit Analysis and Research Limited EPFO Employees’ Provident Fund Organisation EPOS Electronic Point Of Sale CASA Current and Savings Accounts EPS Earning per Share CBLO Collateralized Bank Lending Obligations ESOP Employee Stock Options CBS Core Banking Solution. EXIM Export Import Bank of India. CCIL Clearing Corporation of India Limited FCA Foreign Currency Assets. CCL Cash Credit Limit FCCB Foreign Currency Convertible Bond CDB Caribbean Development Bank. FCNR Foreign Currency Non Resident Deposit Accounts Committee of Direction on Banking CDBS Statistics. FCNRA Foreign Currency Non resident Account. FDI Foreign Direct Investment. CDRS Corporate Debt Restructuring FEDAI Foreign Exchange Dealers Association Of India CDS Credit Default Swap. FERA Foreign Exchange Regulation Act. Comprehensive Economic Partnership CEPA Federation of Indian Chambers of Commerce and Management. FICCI Industry. CFRA Combined Finance and Revenue Accounts.

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FII Foreign Institutional Investor. KCC Kisan Credit Card Financial Information Network and FINO Operation Limited KMB Kotak Mahindra Bank. FIPB Foreign Investment Promotion Board. KVB Karur Vysya Bank. FPI Foreign Portfolio Investment. KVIC Khadi and Village Industries Corporation FTA Free Trade Agreement. KVP Kisan Vikas Patra GAAR General Anti Avoidance Rule. KYC Know Your Customer Guidelines GDR Global Depository Receipt. LAB Local Area Bank. GFD Gross Fiscal Deficit. LAF Liquidity Adjustment Facility GIRO Government Internal Revenue Order. LAMPS Large Sized Adivasi Multipurpose Societies GMS Gold Monetisation Scheme LDB Land Development Bank. GSTN Goods and Services Network LERMS Liberalized Exchange Rate Management System HDFC Housing Development Finance Corporation. LIBOR London Inter Bank Offered Rate. IADB Inter American Development Bank. LIC Life Insurance Corporation Of India IAS Integrated Accounting Systems LTCG Long-Term Capital Gains IBBI Insolvency and Bankruptcy Board of India LTN Long Term Note International Bank for Reconstruction and MCA Ministry Of Company Affairs IBRD Development MCLR Marginal Cost Of Lending Rate IBU International Banking Unit MFDF Micro Finance Development Fund ICA Indian Council of Agricultural Research. MIBOR Mumbai Inter Bank Offer Rate. Industrial Credit and Investment Corporation ICICI MICR Magnetic Ink Character Recognition of India. MIS Management Information System Investment Information and Credit Rating ICRA MSS Market Stabilisation Scheme Agency of India Limited MTN Medium Term Note IDB Islamic Development Bank. MUDRA Micro Units Development And Refinance Agency IDBI Industrial Development Bank of India. National Bank For Agricultural And Rural IDR Indian Depository Receipts. NABARD Development. Institute for Development and Research Of IDRBT Banking NAS National Account Statistics. IEPF Investors Education and Protection Fund NAV Net Asset Value. IFC International Finance Corporation NBC Non Banking Companies. IIB International Investment Bank. NBFC Non Banking Finance Companies IIBF Indian Institute of Banking and Finance. NDA Net Domestic Asset IMF International Monetary Fund. NDS Negotiated Dealing Systems IMPS Immediate Payment Service NDTL Net Demand And Time Liability IMT Instant Money Transfer NECS National Electronic Clearing System IOB Indian Overseas Bank. NEFT National Electronic Funds Transfer System. IPO Initial Public Offering NFA No Frills Account. IPPB India Post Payments Bank NFC Non Banking Finance Companies. IRBI Industrial Reconstruction Bank Of India. NFS National Financial Switch Insurance Regulatory and Development NHB National Housing Bank. IRDA Authority of India NIB Nordic Investment Bank. IROs Interest rate options NPA Non Performing Assets. IRR Internal Rate Of Return. NPCI National Payments Corporation Of India International Standard Industrial ISCI NPS National Pensions Scheme. Classification NPV Net Present Value

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1. Council of Scientific and Industrial Research and National Physical Laboratory (CSIR-NPL) has introduced redefined International System of Units for the country.The redefined systems are kilogram, Kelvin, mole and ampere. 2. High-Level Committee constituted by the Centre has submitted its recommendations to Minister of Petroleum and Natural Gas Dharmendra Pradhan to bring down India’s dependence on crude oil imports. 3. ISRO’s new commercial arm NewSpace India (NSIL) officially inaugurated in Bengaluru.NSIL was inaugurated K Kasturirangan (ISRO’s honorary adviser). It is responsible for manufacturing & production of Small Satellite Launch Vehicle & Polar Satellite Launch Vehicle via technology transfer mechanisms. 4. Defence Research and Development Organisation has test-fired an indigenously developed 500 kg class guided bomb from a Sukhoi combat jet at Pokhran, Rajasthan. The guided bomb achieved the desired range and hit the target with high precision. 5. Elon Musk owned private rocket company, SpaceX, successfully launched the first batch of 60 small satellites into low-Earth orbit using Falcon 9 rocket under its new Starlink internet services project for “global broadband” system. 6. Karnataka Government has Launched Pink Sarathi Vehicles for Women’s Safety 7. Govt. Set Up A 10 Member Cabinet Committee On Employment And Skill Development. 8. Gujarat topped the country with annual fish production of 7.8 lakh tonnes, followed by Tamil Nadu (7.02 lakh tones) and Kerala (6.43 lakh tonnes) according to the Central Marine Fisheries Research Institute (CMFRI). 9. The North-East Zonal Programme Co-ordination Committee, ZPCC Meeting of All India Radio Stations began in Kohima, Nagaland. 10. Palestinian President Mahmoud Abbas has conferred an Indian national Sheikh Mohammad Munir Ansari with the Star of Jerusalem medal, one of the highest honours given to foreign nationals by the Palestinian Authority. 11. India has been designated as Guest of Honour at 33rd Guadalajara International Book Fair in Mexico. 12. Jawaharlal Nehru University (JNU) to confer its Distinguished Alumni Award to Union Ministers NirmalaSitharaman and SubrahmanyamJaishankar. 13. Denmark’s Inger Andersen took charge as the new Executive Director (ED) of United Nations Environment Programme (UNEP). 14. To curb the rise in road accidents, the Madhya Pradesh government has issued a directive that mandates buyers of two-wheelers to purchase two helmets and show the receipt to the Transport Department to get their vehicle registered. 15. The Indian student, Nia Tony, was honoured during the 22nd edition of the Emirates Recycling Awards in Dubai. 16. The second edition of India International Mega Trade fair (IIMTF) was inaugurated at Bidhannagar (or Salt Lake) city in Kolkata. 17. The Adani Ports and Special Economic Zone (APSEZ) will set up its 1st container terminal outside India in Myanmar at an estimated cost of Rs. 2,000 crore.

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SPECIAL MACHINE INPUT MATTER (DOUBLE LOGIC)

In the previous Magazine we have discussed about the one side arrangement of all the numbers and words. One side arrangement means the arrangement may be either left or right. In this double logic type of questions, both the letters and numbers will be arranged at a time from the left side as well as right side. At first, we should have a close look on the steps of the input which will help us for determining the appropriate logic. Let’s discuss an example: Input: games 79 go glacier 57 14 give 86 63 gender 42 get Step I: glacier games 79 go 57 give 86 63 gender 42 get 41 Step II: gender glacier games 79 go 57 give 86 63 get 41 24 Step III: games gender glacier 79 go give 86 63 get 41 24 75 Step IV: give games gender glacier 79 go 86 get 41 go 75 36 Step V: get give games gender glacier go 86 41 24 75 36 97 Step VI: go get give games gender glacier 41 24 75 36 97 68 Step VI is the last step of the rearrangement of the input. In this type, look at the final arrangement the words are shifted as per the total number of letters. For Example, go – two letter word; get – three letter word and so on. Numbers are arranged in ascending order as per the input (but the digits are reversed while shifting. For Example, 14 – 41, 42-24). In all the steps, both word and number are arranged in both ends of the row. Now let’s discuss about some more examples: Directions (Q.1-5): Study the following information carefully and answer the given questions: A word and number arrangement machine when given an input line of words and numbers rearranges them following a particular rule in each step. The following is an illustration of input and rearrangement. (All the numbers are two- digit numbers.) Input: tall 48 13 rise alt 99 76 32 wise jar high 28 56 barn Step I: 13 tall 48 rise 99 76 32 wise jar high 28 56 barn alt Step II: 28 13 tall 48 rise 99 76 32 wise jar high 56 alt barn Step III: 32 28 13 tall 48 rise 99 76 wise jar 56 alt barn high Step IV: 48 32 28 13 tall rise 99 76 wise 56 alt barn high jar Step V: 56 48 32 28 13 tall 99 76 wise alt barn high jar rise Step VI: 76 56 48 32 28 13 99 wise alt barn high jar rise tall Step VII: 99 76 56 48 32 28 13 alt barn high jar rise tall wise And Step VII is the last step of the above input, as the desired arrangement is obtained. As per the rules followed in the above steps, find out in each of the following questions the appropriate step for the given input. Input: 84 why sit 14 32 not best ink feet 51 27 vain 68 92 (All the numbers are two-digit numbers.)

1. W h ich step n u m b er is th e fo llo w in g o u tp u t?

3 2 2 7 1 4 8 4 w h y sit n o t 5 1 v a in 9 2 6 8 fe et b e st in k

(a ) S te p V (b ) S te p V I (c ) S te p I V (d ) S te p III (e ) T h e re is n o su c h ste p .

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2. Which word/number would be at 5th position from the right in Step V? (a) 14 (b) 92 (c) feet (d) best (e) why 3. How many elements (words or numbers) are there between ‘feet’ and ‘32’ as they appear in the last step of the output? (a) One (b) Three (c) Four (d) Five (e) Seven 4. Which of the following represents the position of ‘why’ in the fourth step? (a) Eighth from the left (b) Fifth from the right (c) Sixth from the left (d) Fifth from the left (e) Seventh from the left 5. How many steps are required to complete the rearrangement? (a) Six (b) Seven (c) Eight (d) Nine (e) None of these

ANSWER KEYS 1. e 2. d 3. b 4. c 5. b

In the above questions, words are arranged from right side and the numbers are arranged from the left side. Numbers are arranged from the left side in each step as ascending order. The words are arranged from the right side as in alphabetical order in each step.

Directions (Q.6-10): Study the given information and answer the questions: A word and number arrangement machine is given an input line of words and numbers, it arranges them following a particular rule. The following is an illustration of input and its rearrangement. Input: strike over 79 down 46 across 13 34 world update 67 Step I: across 34 strike over 79 down 46 13 world update 67 Step II: over 46 across 34 strike 79 down 13 world update 67 Step III: update 79 over 46 across 34 strike down 13 world 67 Step IV: down 67 update 79 over 46 across 34 strike 13 world Step V: strike 13 down 67 update 79 over 46 across 34 world Step VI: world strike 13 down 67 update 79 over 46 across 34 Step VI is the last step of the rearrangement. As per the rules followed in the above steps, find out in each of the following questions the appropriate steps for the given input. Input: prison 53 election 82 force onwards 67 black 98 india 25 6. Which of the following element will be the 4th to the right of 8th from the right end in step III? (a) India (b) 53 (c) Election (d) Force (e) 98 7. What is the difference between the element which is 4th from left end in step IV and 6th from right end in step II? (a) 20 (b)15 (c)24 (d)14 (e)10 8. In step V, which of the following word/ number would be on 6th position from the left end? (a) Black (b) 67 (c) Onwards (d) India (e) 53 9. In which of the following step the elements ‘election 82 prison force’ found in the same order? (a) Step IV (b) Step III (c) Step II (d) Step V (e) Step I

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10. Which of the following element is 3rd to the right of the 7th from the left end in step IV? (a) 25 (b) Force (c) Prison (d)67 (e) None of these

ANSWER KEYS

6. b 7. d 8. b 9. a 10. b

Logic of the given input output is- A word and number are arranging in each step (ii) for numbers- First all the even number are arranged in ascending order in each step then odd number are arrange in descending order from left end. (iii) for words- First all the words start with vowels arranged in alphabetical order in each step then words start with consonants are arranged in alphabetical order from left end. Input: prison 53 election 82 force onwards 67 black 98 india 25 Step I: election 82 prison 53 force onwards 67 black 98 india 25 Step II: india 98 election 82 prison 53 force onwards 67 black 25 Step III: onwards 67 india 98 election 82 prison 53 force black 25 Step IV: black 53 onwards 67 india 98 election 82 prison force 25 Step V: force 25 black 53 onwards 67 india 98 election 82 prison Step VI: prison force 25 black 53 onwards 67 india 98 election 82 Some questions are also there which is based upon both double logic and individual logic. Individual logic means the change of numbers in step by step.

Directions (Q. 11-16): Study the following information carefully and answer the given questions. A word and number arrangement machine, when given an input line of words and numbers rearranges them following a particular rule in each step. The following is an illustration of an input and rearrangement given below. Input: action 22 65 thinks below five 37 properly 72 42 Step I: 22 action 37 below 42 five 65 properly 72 thinks. Step II: thinks 22 action 37 below 42 five properly 72 65 Step III: thinks properly 22 action 37 below five 72 65 42 Step IV: thinks properly five 22 action below 72 65 42 37 Step V: thinks properly five below action 72 65 42 37 22 Step VI: 2 4 3 1 5 9 2 6 1 4 Step VII: 1 1 2 2 3 4 4 5 6 9 Step VII is the last step of the above arrangement. As per the rules followed in the above input, give the answer of the following questions. Input: Best 25 69 Tiger cost 639 Position 75 45 11. How many steps will be required to complete the above arrangement? (a) 6 (b) 7 (c) 8 (d) 9 (e) None of these

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12. Which element is fifth to the left of the element which is tenth from the left end of the third step? (a)25 (b)Best (c)39 (d)cost (e)45 13. What is the position of ‘75’ from the right end in the fourth step? (a) Fifth (b) Eight (c)Third (d) Seventh (e) Fourth 14. In step 5, what is the sum of third from right element and sixth from left element? (a) 126 (b) 144 (c) 125 (d) 110 (e) 118 15. How many words/numbers between ‘position’ and ‘45’ in step 5? (a)3 (b)5 (c)6 (d)7 (e) None of these 16. Which of the following would be at the fifth position from the right end in step II? (a)6 (b)39 (c)25 (d)cost (e)Best

ANSWER KEYS

11. b 12. e 13. c 14. b 15. b 16. d

This above question has two logics.  Step 1- step 5 holds a logic and after Step 5,another logic starts.In step 1,all the numbers are arranged in ascending order and all the words are arranged in alphabetical order directly.  In Step 2 arrangement of the words in reverse alphabetical order starts whereas the numbers from the right side are arranged in descending order.  In step 6,the 1st letter and last letter of the words are multiplied and are converted to a single digit by adding all the digits after multiplication. The numbers from the right side are converted to a single digit by adding with each other.  In last step,all the numbers are arranged in ascending order. Input: Best 25 69 Tiger cost 639 position 75 45 Step I: 25 best 45 cost 69 position 75 Tiger 639 Step II: Tiger 25 best 45 cost 69 position 639 75 Step III: Tiger position 25 best 45 cost 639 75 69 Step IV: Tiger position cost 25 best 639 75 69 45 Step V: Tiger position cost best 639 75 69 45 25 Step VI: 9 8 6 4 9 3 6 9 7 Step VII: 3 4 6 6 7 8 9 9 9 We hope you all understand these illustrations very well and by practicing more and more you can clear all your doubts.

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