DOCSLIB.ORG

June 2018 News.Cuna.Org

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
June 2018 News.Cuna.Org JUNE 2018 NEWS.CUNA.ORG Power Passion Positivity JONATHAN MILDENHALL CUNA’s America’s Credit Union Conference JEFF HENDERSON exclusive speaker interviews WHITNEY JOHNSON DANIEL LERNER Published by Credit Union National Association ORIGINATION INNOVATION FASTER LENDING TODAY. READY FOR TOMORROW. Lending 360 is the all-in-one loan and account origination system that delivers a world-class member experience. Featuring 1,800 decision variables analyzed in seconds, Lending 360 lets you create and automate workflows to transform your entire lending and member process. With an ever-increasing lineup of system integrations, it has everything you need today, while positioning you for success tomorrow. Experience the best of all worlds, where credit union insight meets transformative lending solutions. Start the journey at CUDIRECT.com/Lending360. June 2018 Volume 84 Ñ Number 6 FEATURES 22 Power, Passion, and Positivity Play where others aren’t. Find your passion. Embrace the power of positive emotion. Take a stand with your brand. These ideas and more will move your credit union forward during CUNA’s 2018 America’s Credit Union Conference. 28 The State of P2P Person-to-person (P2P) payments are the logical next step in digital services. But first, credit unions must solve the awareness problem many believe is holding this service back. 34 Loans on the Go An increasingly mobile society requires comprehensive mobile lending solutions. After all, we’re a society of convenience: We want it when we want it and how we want it. 4 CREDIT UNION MAGAZINE u JUNE 2018 u news.cuna.org FEATURES • High image quality • Fast speeds • Flexible and reliable feeding • Easy to install and use FROM CHECK SCANNERS TO DOCUMENT SCANNERS EVERYTHING YOU NEED TO STREAMLINE PROCESSES Meeting financial industry standards, our Canon imageFORMULA check scanners and thermal receipt printer can assist credit unions in all areas of check capture, including back counter, teller, remittance/lockbox and commercial remote deposit capture. For desktop scanning to centralized higher-volume scanning, our document scanners can quickly and easily scan business documents as part of your digital workflow! For more information, contact Bob Ladich, [email protected] or visit us online usa.canon.com/scanners Pg_5_Canon.indd 1 5/4/18 2:48 PM June 2018 LEADING EDGE TWENTYFOUR/SEVEN 12 Five steps to a workforce plan. 14 PRESIDENT’S PERSPECTIVE America’s Credit Union Conference will ready 42 Listerhill Credit Union launches a new branch the leaders of tomorrow. prototype. 16 TRENDLINES 44 TOOLS OF THE TRADE A recent attack on the credit union tax status All credit unions can provide mobile technology clearly is misguided. regardless of asset size. 18 SPOTLIGHT John Ainsworth, president/CEO of CULedger, BRANCHING OUT is a member-focused technologist. COMPLIANCE MATTERS in 46 Nine types of salespeople and their “superpowers.” 8 POSTAL INFORMATION 38 FinCEN issues a new FAQ for its Customer 10 ON MY MIND Due Diligence rule. 45 ADVERTISING INDEX 45 MARKETPLACE 40 RETHINKING THE ROTH IRA The elimination of Roth IRA conversion recharacterizations creates a new set of tax considerations for investors and advisers. 6 CREDIT UNION MAGAZINE u JUNE 2018 u news.cuna.org NOMINATE A CREDIT NN Do you know someone who embodies the credit union spirit of people helping people? Someone who is so creative, innovative and passionate that they push their entire organization forward? If so, nominate your peer as a Credit Union Rock Star! Submit your 2018 nominations before June 15, 2018, at news.cuna.org/nominaterockstar. Those selected as Credit Union Rock Stars will be featured in the October issue of Credit Union Magazine. SPONSORED BY news.cuna.org/nominaterockstar © Credit Union National Association 2018 RS2018_CUMAG_NOMINATEAD.indd 1 4/9/18 1:42 PM news.cuna.org VISIT OUR WEBSITE DURING JUNE FOR THESE ONLINE EXCLUSIVES. Special Report: America’s CU Conference CUNA’s 2018 America’s Credit Union Conference, June 28 to July 1 in Boston, will feature “experiential” ses- sions, an executive series, and four keynote speakers: EXECUTIVE COMMITTEE “Chef Jeff” Henderson, author and Food Network star; MAURICE SMITH • chairman, Raleigh, N.C. Daniel Lerner, happiness researcher; Jonathan Milden- BRETT MARTINEZ • vice chairman, Santa Rosa, Calif. hall, former Airbnb chief marketing officer; and Whitney Johnson, disruptive TROY STANG • secretary, Seatac, Wash. innovator. BRAD GREEN • treasurer, Sheffield, Ala. TONY BUDET • member-at-large, Austin, Texas Practice the art of ‘tinkering’ JIM NUSSLE • president/CEO, Washington D.C./Madison, Wis. If you’ve ever felt like you need to escape the PAT JURY • immediate past chairman, Des Moines, Iowa daily grind and make some changes in your life, try “tinkering.” This involves “repairing, adjust- ing, or working with something in an unskilled DIRECTORS or experimental manner,” says Jason Kotecki, DALLAS BERGL Ind.; PAT DRENNEN Iowa author, artist, and “professional reminder-er.” SCOTT EARL Colo.; CHARLES ELLIOTT Miss. It’s also a way to break free from those rules we believe we have to follow but don’t really exist—such as not eating dessert first. “Tinkering,” Kotecki says, “is like TERESA FREEBORN Calif.; GARY FURTADO R.I. an escape hatch for someone who feels like they’re stuck. Tinker, ask questions, LISA GINTER Kan.; ROGER HEACOCK S.D. and try things.” TOM KANE Ill.; DEBIE KEESEE Wash. MARIA LAVELLE Pa.; MARIA MARTINEZ Texas PATRICK PIERCE Minn.; FRED ROBINSON Tenn. Young professionals ‘bring the energy’ JOHN SACKETT Wis.; STEPHANIE SIEVERS La. In the early days of the credit union movement, there SCOTT SULLIVAN Neb.; JOE THOMAS Va. used to be parades celebrating the not-for-profits, says Chad Helminak, director of credit union devel- SCOTT WOODS S.C. opment and cooperative values engagement at the National Credit Union Foundation. “I think we can get back to that, or at least that ideal,” he says. “Young profes- sionals are key to bringing that energy back to credit unions.” LEADERSHIP JIM NUSSLE • president/CEO JILL TOMALIN • chief operating officer Unleashing a grassroots powerhouse MOLLIE BELL • chief engagement officer The overall goal of the CUNA Member Activation Program (MAP) is to inform and educate members on the credit RYAN DONOVAN • chief advocacy officer union difference, says Adam Engelman, CUNA grassroots TODD SPICZENSKI • chief products & services officer manager. MAP mobilizes credit union members as a grass- roots lobbying force to call their lawmakers. POSTAL INFORMATION Credit Union Magazine (ISSN 0011-1066) is published monthly for $80 per year by Credit Union National Association, 5710 Mineral Point Road, Madison, WI 53705. (Multiple-copy and multiyear discounts available.) Periodical postage paid at Madison, Wis., and additional mailing office. Copyright 2018 by Credit Union National Association. Photocopying is illegal and Do you know someone who embodies excellence unethical. POSTMASTER: Send address changes to in the credit union industry? Nominate them as a Credit Union Magazine subscription department, P.O. Box Credit Union Rock Star today! 461, Annapolis Junction, MD 20701-0461. Single issues are available; call 800-348-3646. SPONSORED BY news.cuna.org/nominaterockstar FOLLOW US: @CUMAGAZINE CREDIT UNION MAGAZINE u JUNE 2018 u iStock 8 news.cuna.org ON MY MIND MANAGEMENT ANN HAYES PETERSON vice president/editor-in-chief ‘I Love What I Do’ 608-231-4211 • [email protected] Credit Union Hero of the Year will be honored later this EDITORIAL STAFF BILL MERRICK deputy editor month at the America’s Credit Union Conference. 608-231-4076 • [email protected] MICHELLE WILLITS deputy editor 608-231-4067 • [email protected] This is the time of year our JENNIFER WOLDT senior editor two stellar programs intersect: Credit 608-231-4290 • [email protected] RON JOOSS Union Rock Stars and Credit Union senior editor 608-231-4321 • [email protected] Heroes. CRAIG SAUER senior editor Both programs—and the profes- 608-231-4918 • [email protected] sionals we meet as a result—serve ALEX McVEIGH senior editor as reminders that at our core, credit 202-508-6767 • [email protected] unions are a people movement. DESIGN & PRODUCTION Not a Wall Street movement. Not BEN TENORIO • digital media design specialist CARRIE DOYLE • graphic designer a shareholders’ movement. A people TREESA LANDRY • publishing specialist movement. ADVERTISING Later this month at CUNA’s 2018 JOE DAY vice president America’s Credit Union Conference, 608-231-5794 • [email protected] ANN HAYES PETERSON, MICHELLE DOSHER we’ll present our 2018 Credit Union 608-231-4006 • [email protected] Hero of the Year Award to Tom editor-in-chief LISA DUSHACK [email protected] 608-231-4220 • [email protected] McWilliams, senior vice president of Classified ads: THOMAS GERARD the Mississippi Credit Union Asso- 608-231-4257 [email protected] ciation. The award is sponsored by Members Credit Union, Cos Cob, fax 608-231-4263 Trellance. Conn. u EDITORIAL ADVISORY BOARD McWilliams has devoted his life Jeffrey Hayes, president/CEO, BRAD ASPGREN • American Airlines FCU, Fort Worth, Texas to developing training and education North Star Community Credit SANDI CARANGI • Mercer County Community FCU, Hermitage, Pa. MICHELLE HUNTER • CU of Southern California, Anaheim programs for credit union profession- Union, Cherokee, Iowa. KEVIN KESECKER • SECU, Linthicum, Md. u STEVEN LANGLEY • als. As the chairman and education Vicki Hoehn, vice president of Schools Financial CU, Sacramento, Calif. RICHARD S. MILLER • FeatherStone Planning and Consulting director for the Southeast CUNA community engagement, Royal PETER STEIN • Educators CU, Racine, Wis. Management School, he prepares Credit Union, Eau Claire, Wis. the next generation of leaders for You’ll find all of their remarkable MAILING ADDRESS the future. He loves the exponential stories at news.cuna.org. CREDIT UNION MAGAZINE P.O. Box 431 impact of his work—how educating Madison, WI 53701-0431 one leader can transform a credit Rock Star season SUBSCRIPTION SERVICE union and the lives of all the mem- Through June 15, we’re calling for SUBSCRIPTION DEPARTMENT P.O.
Load more

Recommended publications
  • Eviction Order Is Delayed
    Simple recipe Keeping it simply sandwiches WEEKEND | P.13 FEBRUARY 24, 2012 VOLUME 20, NO. 5 INSIDE: MOVIES | PAGE 16 650.964.6300 MountainViewOnline.com School bond Eviction measure near approval order is MV WHISMAN TO PUT 101 Bayshore Freeway $198 MILLION IN PROJECTS delayed ON JUNE BALLOT CITY GIVES MORA DRIVE By Nick Veronin BUSINESSES 18 MONTHS By Daniel DeBolt he Mountain View Whis- man School District board ver a dozen small busi- Tappears poised to move nesses on Mora Drive, forward on a $198 million bond Ofacing an April deadline to measure to pay for safety and facili- leave their buildings as a 25-year- ties improvements at local elemen- North Shoreline Blvd. old agreement with the city ran tary and middle schools. out, will now have more time to The proposed bond would be relocate. The City Council on Tues- supported by area home owners day granted an 18-month reprieve who would pay up to $30 per so the businesses can find new $100,000 of assessed property value. buildings. It requires a yes vote of 55 percent The extension will save a raw food to pass. It would come on top of COURTESY RENDERING processing business called Freeland Measure C, the eight-year, $3 mil- A possible view of North Bayshore in 2030 includes a route for a new high-use transit service in this Foods, but the owner of Simon lion voter-approved parcel tax that July 2010 rendering. Printing, profiled by the Voice in went into effect in 2009. Depending December, says it may still go out on parcel size, property owners are of business if forced to move.
    [Show full text]
  • For Immediate Release: Andy Simescu Joins TDECU As SVP, Chief Community Experience Officer
    Media Contact: Merideth Miller, M2 The Agency 281.882.3045 [email protected] Andy Simescu, TDECU SVP, Chief Community Experience Officer For Immediate Release: Andy Simescu Joins TDECU as SVP, Chief Community Experience Officer (Lake Jackson, TX) — TDECU – Your Credit Union is pleased to welcome Andy Simescu as its new SVP, Chief Community Experience Officer. In this position, Simescu will provide visionary leadership to develop and execute initiatives designed to enhance the overall person-to-person Member experience and ensure consistency in that experience across credit union delivery channels. Simescu comes to TDECU as a seasoned, transformational leader in shaping financial services end-user experiences. A self-described “experience advocate,” Simescu brings a depth of skills in building cross-functional teams and engaging team members in processes that support innovation and align experience with corporate goals. Most recently, Simescu served for nearly four years as Vice President, Member Experience for First Tech Credit Union in Palo Alto, California. Before that, he spent well over a decade with Bank of America, where he served in a variety of leadership capacities, including Director, Member Experience and Vice President, Consumer Market Manager. -more- “As our Chief Community Experience Officer, Andy will lead the charge on creating a strong, Member-centric culture complete with ownership and accountability at all levels of our organization,” said TDECU President and CEO Stephanie Sherrodd. “We brought Andy on board because our deep commitment to the Member experience inspired us to take our pledge to personal service to an even higher level. I look forward to collaborating with him on strategy development for all aspects of the Member experience from how we are perceived in the community to account opening and engagement.” About TDECU Founded in 1955, TDECU is a not-for-profit financial cooperative with more than 308,000 Members and over $3.4 billion in assets.
    [Show full text]
  • Albertsons at Hillsboro Promenade
    ALBERTSONS AT HILLSBORO PROMENADE Offering Memorandum NON-ENDORSEMENT AND DISCLAIMER NOTICE DISCLAIMER CONTINUED Buyer and Buyer’s tax, financial, legal, and construction advisors CONFIDENTIALITY AND DISCLAIMER should conduct a careful, independent investigation of any net The information contained in the following Marketing Brochure is proprietary and strictly confidential. It is intended to be reviewed only by the party receiving it from Marcus & leased property to determine to your satisfaction with the suitability Millichap and should not be made available to any other person or entity without the written consent of Marcus & Millichap. This Marketing Brochure has been prepared to provide of the property for your needs. summary, unverified information to prospective purchasers, and to establish only a preliminary level of interest in the subject property. The information contained herein is not a Like all real estate investments, this investment carries significant substitute for a thorough due diligence investigation. Marcus & Millichap has not made any investigation, and makes no warranty or representation, with respect to the income or risks. Buyer and Buyer’s legal and financial advisors must request expenses for the subject property, the future projected financial performance of the property, the size and square footage of the property and improvements, the presence or absence and carefully review all legal and financial documents related to the of contaminating substances, PCB’s or asbestos, the compliance with State and Federal regulations, the physical condition of the improvements thereon, or the financial condition property and tenant. While the tenant’s past performance at this or or business prospects of any tenant, or any tenant’s plans or intentions to continue its occupancy of the subject property.
    [Show full text]
  • Weekly News Update
    Weekly News Update Week Ending 9/29/17 SPECIALIZED INVESTMENT BANKERS AT THE INTERSECTION OF FINANCE AND TECHNOLOGY Weekly News Update – Week Ending 9/29/17 Go to Index BANK TECH / SOLUTIONS ...................................................................................................... 8 Banca Generali and Saxo Bank enter online trading pact ............................................................... 9 BBVA uses big data to redraw city maps ......................................................................................... 10 R3 and 12 banks plan overhaul of open-account trade finance ................................................... 11 The iphone X facial recognition tech to revolutionise credit underwriting ................................... 12 SCU launches AI service for customer queries ............................................................................... 14 HSBC launches Open Banking solution ahead of schedule ......................................................... 15 Starling Bank uses tech to woo customers and challenge incumbents ....................................... 17 Quovo announces use of account aggregation to autoverify micro-deposits ............................. 19 Amazon, PayPal increasing interest in engaging with federal banking regulators .................... 20 BPO ..........................................................................................................................................24 Kyriba enters strategic alliance with GlobalTrade Corporation ....................................................
    [Show full text]
  • PC-Based Security Software Is Still Critically Important, but Is No Longer Enough to Combat New Web-Based Attacks
    With a variety of high profile breaches like those at Google and Adobe dominating the start of 2010, I wonder what will the rest of the year bring in terms of cyberwar. Who was behind those attacks is not as important as the fact that large companies admit to breaches publicly. Admitting there's a problem is a significant step towards dealing with it. I expect more public disclosures and a wider revelation of the issue. One of the following issues of (IN)SECURE will have cyberwar as a theme, so if you have something to say about it, do let me know. As concerns other content, expect coverage from several global events in the near future. As silver media sponsors, once again weʼll be covering the extensive RSA Conference in San Francisco. After that weʼre heading to InfosecWorld in Orlando and Infosecurity in London. Thatʼs just in the next few months, we have a few more surprises lined up for the rest of the year. Mirko Zorz Editor in Chief Visit the magazine website at www.insecuremag.com (IN)SECURE Magazine contacts Feedback and contributions: Mirko Zorz, Editor in Chief - [email protected] News: Zeljka Zorz, News Editor - [email protected] Marketing: Berislav Kucan, Director of Marketing - [email protected] Distribution (IN)SECURE Magazine can be freely distributed in the form of the original, non modified PDF document. Distribution of modified versions of (IN)SECURE Magazine content is prohibited without the explicit permission from the editor. Copyright HNS Consulting Ltd. 2010. www.insecuremag.com 25 million new malware strains in one year The outstanding trend of the last 12 months has been the pro- lific production of new malware: 25 million new strains were created in just one year, compared to a combined total of 15 million throughout the last 20 years.
    [Show full text]
  • Exceeding Expectations
    2014 ANNUAL IMPACT REPORT EXCEEDING EXPECTATIONS years BEYOND OUR WILDEST DREAMS Twenty-five years have passed since visionary inventor Dean Kamen launched his most inspired creation to date — FIRST® (For Inspiration and Recognition of Science and Technology), a 501(c)(3) not-for-profit public charity whose mission is to help develop our young people into tomorrow’s science and technology leaders and innovators. Through a progression of fun, engaging, STEM-building robotics and research programs, FIRST kids, ages 6 to 18, learn about team building and mutual respect, gain self-confidence, and develop important leadership and life skills. Dean’s vision, still unchanged after a quarter century, is to create a culture where scientists, engineers, and technologists are celebrated and revered on the same level as athletes and celebrities. FIRST is cleverly designed to open the doors of imagination so that kids will be inspired to seek education and careers in these fields. What was, in the beginning, expected to be a long, uphill battle for positive cultural change has today become a model for success. FIRST is celebrated in the media, respected by government leaders, considered a valuable asset on scholarship applications and employee resumes, and embraced by a growing army of young people worldwide seeking knowledge, self-discovery, personal growth, and life-changing experiences. It’s leading the way in making science and engineering “cool.” Is this success more than we expected? You bet — and the best is yet to come. I The ball of cultural change is rolling. Can you help us push? Learn more about FIRST at www.usfirst.org “ FIRST ® was STEM (science, technology, engineering, and math) before there was STEM.” WALT HAVENSTEIN, FIRST VICE CHAIR 2 years 3 years A decade of data and research shows that exposing kids to fun, exciting EXCEEDING EXPECTATIONS FIRST programs builds 21st century work skills and greatly increases their 25& CREATING REAL IMPACT motivation to seek education and careers in STEM fields.
    [Show full text]
  • First Tech Federal Credit Union Mortgage Loans
    First Tech Federal Credit Union Mortgage Loans Unsurpassed Dabney sometimes beeswax any mafioso discounts unblamably. Fell and U-shaped Sly liquate hurry-scurry and regenerated his trusses peaceably and seducingly. Constraining and ad-lib Reg always squeegee simply and remeasuring his bezels. Heloc to credit union mortgage loans until first credit union was very responsive to keep a lender in That interest you to take into your security. First Tech when the Hogans have not presented their case. Access banking services like savings and checking accounts with better rates and lower fees. In an effort to enhance its banking and mortgage services, Mountain View, Calif. Program mortgages with online bank serves mobile app, it still serves the property. Why choose a home equity loan? Had issues in a trip to Japan. Remain confidently in tech federal credit union mortgage loans, and a strict editorial content of the fraud alert message and terms are distinct from six month period. Among those of technology fcu could not limited to first tech federal credit union mortgage loans are designed for your first tech during the house of our business banking message and available at low starting rates. According to a representative, you can pause payments for up to three months or temporarily reduce them. But the amount you borrow is based on your creditworthiness. Select the All Credit Cards account you want to open. Calculate your mortgage options. Data provided by you on your application for employment with First Tech Federal Credit Union will be used within First Tech Federal Credit Union to determine your eligibility for employment.
    [Show full text]
  • Latino Community Credit Union (Cooperativa Comunitaria Latina De Crédito) “Progress with Dignity”
    CASE SE-02 FEBRUARY 2004 CENTER FOR THE ADVANCEMENT OF SOCIAL ENTREPRENEURSHIP LATINO COMMUNITY CREDIT UNION (COOPERATIVA COMUNITARIA LATINA DE CRÉDITO) “PROGRESS WITH DIGNITY” “I’m a strong believer in the community wealth. We have to learn to do this ourselves and not to depend on the government to take care of our needs.” —John Herrera, Chairman of the Board, Latino Community Credit Union Fridays were by far the busiest day of the week at Latino Community Credit Union in Durham, North Carolina, and this Friday in December 2003 was no different. Most of the Latino members were waiting patiently in line to cash part of their salary checks before the weekend began. One floor below the busy branch, Luis Pastor, the Spanish-born CEO of LCCU, sat in his office reading the details of an interesting offer. A group of foundations had approved a proposal to finance the opening of a new LCCU branch to serve the fast-growing Latino community in Winston-Salem. The grant money could be used to fund start-up expenses, operations, and any marketing needed to attract new members. Winston-Salem was one of the largest cities in North Carolina, and establishing a branch there had always been among LCCU’s priorities. While considering this proposal, Pastor could not stop thinking about the more than three years he had worked at LCCU, first as a volunteer and then as CEO. Since 2000, LCCU had opened five branches in North Carolina and reached almost 15,000 members, becoming the fastest-growing credit union in the United States.
    [Show full text]
  • Block 8 Vacant Land Full Block Bounded by SW Farmington Road on the North; Main and Angel on the West and East, Respectively; And, SW First Avenue on the South
    APPRAISAL OF REAL PROPERTY Block 8 Vacant Land Full block bounded by SW Farmington Road on the north; Main and Angel on the west and east, respectively; and, SW First Avenue on the south. Beaverton, Washington County, Oregon 97005 Client Requisition No.: 2013707987898485 PREPARED FOR: Liz Jones City of Beaverton 4755 SW Griffith Drive Beaverton, OR 97005 EFFECTIVE DATE OF THE APPRAISAL: November 5, 2012 REPORT FORMAT: Summary IRR - PORTLAND File Number: 134-2012-0360 Block 8 Full block bounded by SW Farmington Road on the north; Main and Angel on the west and east, respectively; and, SW First Avenue on the south. Beaverton, Oregon December 3, 2012 Liz Jones City of Beaverton 4755 SW Griffith Drive Beaverton, OR 97005 SUBJECT: Market Value Appraisal Block 8 Full block bounded by SW Farmington Road on the north; Main and Angel on the west and east, respectively; and, SW First Avenue on the south. Beaverton, Washington County, Oregon 97005 Client Requisition No.: 2013707987898485 Integra Portland File No. 134-2012-0360 Dear Ms. Jones: Integra Realty Resources – Portland is pleased to submit the accompanying appraisal of the referenced property. The purpose of the appraisal is to develop an opinion of the market value of the fee simple fee and retrospective leased fee and leasehold interests in the property. The client for the assignment is City of Beaverton, and the intended use is for asset valuation purposes. The appraisal is intended to conform with the Uniform Standards of Professional Appraisal Practice (USPAP), the Code of Professional Ethics and Standards of Professional Appraisal Practice of the Appraisal Institute, and applicable state appraisal regulations.
    [Show full text]
  • Abacus Mortgage, Inc. Academy Mortgage
    Page 1 of 6 LIST OF FINANCIAL INSTITUTIONS WHOSE DATA MAKE UP THE 2008 MSA/MD AGGREGATE REPORT MSA/MD: 42644 - SEATTLE-BELLEVUE-EVERETT, WA INSTITUTIONS WHO HAVE A HOME OR BRANCH OFFICE IN THE MSA/MD ABACUS MORTGAGE, INC. ACADEMY MORTGAGE CORPORATION ACCESS NATIONAL MORTGAGE CORP ACCREDITED HOME LENDERS, INC ADVANCED FINANCIAL SERVICES IN AFFINITY MORTGAGE LLC ALASKA USA MORTGAGE COMPANY ALLIANT CREDIT UNION ALLIED HOME MORTGAGE CAPITAL C AME FINANCIAL CORPORATION AMERA MORTGAGE CORPORATION AMERICA'S CREDIT UNION, A FCU AMERICAN AIRLINES FEDERAL CU AMERICAN EQUITY MORTGAGE, INC. AMERICAN GENERAL FIN.SERV.(DE) AMERICAN INTERBANC AMERICAN INTERNET MORTGAGE, IN AMERICAN MARINE BANK AMERICAN MORTGAGE SPECIALISTS AMERICAN PACIFIC MORTGAGE AMERICANMTGNETWORKDBAVERTICE AMERICASH AMERISAVE MORTGAGE CORPORATION AMTEC FUNDING GROUP LLC ANCHOR SAVINGS BANK ARK-LA-TEX FINANCIAL SERVICES ASSURITY FINANCIAL SERVICES ASTORIA FEDERAL MORTGAGE CORP. AVELO MORTGAGE DBA SENDERA AXIA FINANCIAL, LLC Buffalo Federal Savings Bank BANK OF AMERICA, N.A. BANKMORTGAGESOLUTIONS, LLC BANNER BANK BENCHMARK LENDING GROUP, INC. BENEFICIAL COMPANY LLC BOEING EMPLOYEES' CREDIT UNION BROKER SOLUTIONS, INC DBA NEW BUDGET FINANCE COMPANY CAPITAL ONE HOME LOANS, LLC CAPMARK FINANCE INC CARNEGIE MORTGAGE CASCADE BANK CASCADE FEDERAL CREDIT UNION CASTLE POINT MORTGAGE, INC. CATHAY BANK CHERRY CREEK MORTGAGE CITI RESIDENTIAL LENDING INC. CITIFINANCIAL, INC. CITIMORTGAGE, INC CITY BANK CMG MORTGAGE, INC. COAST 2 COAST FUNDING GROUP COASTAL COMMUNITY BANK COBALT MORTGAGE COLUMBIA STATE BANK COMMERCE BANK OF WASHINGTON NA COMMUNITY 1ST CREDIT UNION CORNERSTONE MORTGAGE COMPANY COUNTRYPLACE MORTGAGE, LTD COUNTRYWIDE HOME LOANS COUNTRYWIDE REAL ESTATE FIN COWLITZ BANCORPORATION CRESTLINE FUNDING CORP. CTX MORTGAGE COMPANY, LLC CU FACTORY BUILT LENDING, LP CU HOME MORTGAGE SOLUTIONS,LLC Directors Mortgage Inc DB BERKSHIRE MORTGAGE INC DBA HOMEPOINT LENDING DHI MORTGAGE COMPANY LIMITED EAGLE HOME MORTGAGE, LLC EASTSIDE COMMERCIAL BANK, N.A.
    [Show full text]
  • Financial Institution List
    Institution Name Successor Street Address City, State, Zip C C & C Financial No information available P O BOX 372181 Reseda C and B Enterprises, Inc 1207 W Imperial Hwy #102 Brea C L Acceptance Corp No information available, 15410 S 45th street Phoenix C U Acceptance Corporation Credit Union Acceptance 9601 Jones Rd. Suite 108 Houston Corporation C Well Finance No information available P. O. Box 4159 Fresno C.A.H.P. Credit Union 2843 Manlove Road Sacramento C.S.E.A. #116 Credit Union Golden 1 Credit Union (The) P.O. Box 15966 Sacramento Cabrillo Credit Union 10075 Carroll Canyon Road San Diego CAC No information available 25505 W Twelve Mile Rd Southfield CAE No information available P. O. Box 5036 Orange Cal Lending Network 1509 E Chapman Ave Orange Cal State 9 Credit Union Patelco Credit Union 156 Second Street San Francisco Cal State Auction Service 11375 Riverside Dr Mira Loma Cal West Credit Union Financial Partner Credit Union 7800 EAST IMPERIAL HIGHWAY Downey Cal West National Bank California Bank and Trust 11622 El Camino Real Ste 200 San Diego CAL Western Life Employees Golden 1 Credit Union (The) P.O. Box 15966 Sacramento Credit Union Cal-West National Bank Placer Sierra Bank 2995 Grass Valley Hwy Auburn Calavaras Gold Credit Union Central State Credit Union P. O. BOX 1329 Stockton Caliber Finance No information available P. O. Box 98567 Las Vegas California State Employe Credit Golden 1 Credit Union (The) P.O. Box 15966 Sacramento Union (#122) January 2021 Institution Name Successor Street Address City, State, Zip C California State Employe Credit Golden 1 Credit Union (The) P.O.
    [Show full text]
  • Enhance College Systems • Implement the Environmental Sustainability Plan
    Clark College Board of Trustees August 27, 2014 2014 - 2015 Institutional Goals Focus on Learning • Continue to engage the college community in what it means to be a learning college to align continuous improvement activities with educational program assessment. • Increase the number of employees engaged in professional development opportunities. Expand Access • Conduct the activities associated with the retention plan and strategic enrollment management plan to expand access and focus on learning. Foster a Diverse College Community • Implement an employee recruitment plan to increase the proportion of diverse employee applicants for each open position to develop a workforce more reflective of the student body. • Support all employees’ and students’ engagement in educational opportunities related to power, privilege, and inequity to improve student, staff and faculty retention and success. Respond to Workforce Needs • Prioritize partnerships with local businesses and economic development efforts to provide relevant educational programs. Enhance College Systems • Implement the environmental sustainability plan. • As required by the State of Washington, prioritize and perform activities required to prepare for the successful implementation and maintenance of the new enterprise system (i.e., ctcLink). Vision Statement Extraordinary Education Excellent Services Engaged Learners Enriched Community Mission Statement Clark College provides opportunities for diverse learners to achieve their educational and professional goals, thereby enriching
    [Show full text]