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Stipulation and Consent to Issuance of an Order of Prohibition, Lenard
- I Y I ” .., UNITED STATES OF AMERICA Before The l OFFICE OF THRIFT SUPERVISION In the Matter of ; OTS Order No. SF-97-007 LENARD CAWTA. j Dated: -oh 88. 1997 Former Employee and Institution-Affiliated Party of CALIFORNIA FEDERAL BANK, A F.S.B.; San Francisco, California. ! I STIPULATION AND CONSENT TO ISSUANCE OF AN ORDER OF PROHIBITION WHEREAS, the Office of Thrift Supervision ("OTS"), based upon information derived from the exercise of its regulatory responsibilities, has informed Lenard Canta ("CAWTA"), a former employee and institution-affiliated party of California Federal Bank, a F.S.B. ("CalFed" or "the Association"), OTS No. 5099, that the OTS is of the opinion that the grounds exist to initiate an administrative prohibition proceeding against CAWTA pursuant to 12 U.S.C. B 1818(e)'; and WHEREAS, CAWTA desires to cooperate with the OTS to avoid the time and expense of such administrative litigation and, without admitting or denying that such grounds exist, but admitting the statements and conclusions in Paragraph 1 below, hereby stipulates and agrees to the following terms: 'All references in this Stipulation and Consent and the Order of Prohibition to the U.S.C. are as amended. - _I 1. Jurisdiction. l (a) CalFed, at all times relevant hereto, was a "savings association" within the meaning of 12 U.S.C. § 1813(b) and Section 2(4) of the Home Owners' Loan Act, 12 U.S.C. 0 1462(4). Accordingly, CalFed is an "insured depository institution" as that term is defined in 12 U.S.C. § 1813(c). (b) CANTA, as a former employee of CalFed, isdeemed to be an "institution-affiliated party" as that term is defined in (12 U.S.C. -
2016 National Interagency Community Reinvestment Conference
February 7-10, 2016 Los Angeles, CA Sponsored by Federal Reserve Bank of San Francisco Federal Deposit Insurance Corporation Office of the Comptroller of the Currency Community Development Financial Institutions Fund JW Marriott at L.A. Live 900 West Olympic Boulevard Los Angeles, CA 90015 213-765-8600 Conference Registration Diamond Ballroom Plaza To Conference Ballrooms Ź Studio 3 Atrium Platinum Ballroom Olympic Studios 1, 2 Gold Ballroom 2 elcome to the 2016 National Interagency Community Reinvestment Conference and [V3VZ(UNLSLZHJP[`[OH[L_LTWSPÄLZIV[O[OLJOHSSLUNLZHUKVWWVY[\UP[PLZMHJPUN[OL Wcommunity development sector. Economic opportunity does not happen in a vacuum: it takes a coordinated approach to housing, LK\JH[PVUW\ISPJZHML[`OLHS[OJHYL[YHUZWVY[H[PVUHUKQVIZ6]LY[OLUL_[[OYLLKH`Z^L^PSS L_WSVYL[OLWH[O^H`Z[VVWWVY[\UP[`[OH[JHUJYLH[L]PIYHU[ULPNOIVYOVVKZMVYHSS(TLYPJHUZ >OL[OLY`V\»YLHIHURLYKL]LSVWLYVYJVTT\UP[`SLHKLY^LOVWL`V\^PSS[HRLM\SSHK]HU[HNLVM [OLSLHYUPUNHUKUL[^VYRPUNVWWVY[\UP[PLZ[OPZJVUMLYLUJLVMMLYZ;OLCRA Compliance track features an interagency team of top examiners from around the country. Sessions in this track cover virtually L]LY`HZWLJ[VM[OL*9(L_HTPUH[PVUWYVJLZZMVYHSSPUZ[P[\[PVUZPaLZHUKPUJS\KLILZ[WYHJ[PJLZ[OH[ L]LU[OLTVZ[L_WLYPLUJLK*9(VMÄJLYZ^PSSÄUK\ZLM\S ;OLZLZZPVUZPU[OLCommunity Development Policy and Practice trackOPNOSPNO[PUUV]H[P]LÄUHUJPUN Z[Y\J[\YLZZ[YH[LNPLZHUKWHY[ULYZOPWTVKLSZHPTLKH[I\PSKPUNWH[O^H`Z[VLJVUVTPJVWWVY[\UP[` PUSV^LYPUJVTLJVTT\UP[PLZ-VY^L»]LHKKLKHZLYPLZVM^VYRZOVWZLZZPVUZKLZPNULK[VIL ZRPSSI\PSKPUNVWWVY[\UP[PLZMVYWHY[PJPWHU[Z -
US Accounts in 24 Hours
U.S. Accounts In 24 Hours - eBook Thank you for purchasing our featured "U.S. Accounts In 24 Hours" eBook / Online Information Packet offered at our web site, U.S. Account Setup.com Within our featured online information packet, you will find all of the resources, tools, information, and contacts you'll need to quickly & easily open a NON-U.S. Resident Bank Account within 24 hours. You'll find lists of U.S. Banks, Account Application Forms, Information on how to obtain a U.S. Mailing Address, plus so much more. Just point and click your way through our Online Information Packet using the links above. If you should have any questions or experience any difficulties in opening your Non-U.S. Resident Account, please feel free to email us at any time, and one of our representatives will get back with you promptly. For Support, Email: [email protected] Homepage: www.usaccountsetup.com Application Forms UPDATE - E-TRADE'S NEW ACCOUNT OPENING POLICIES Etrade is changed the rules in which they open International Banking/ Brokerage accounts for foreigners. They now require all new applications be submitted to the local branch office in your region. Once account is opened, you will be able to use it as a U.S. Bank/Brokerage Account out of your home country. Below, you will find a list of International Etrade Phone Numbers & Addresses. Contact the etrade office that best reflects where you reside or would like your account based out of and where you would like to receive your debit card. U.S. -
EMS Counterparty Spreadsheet Master
1 ECHO MONITORING SOLUTIONS COUNTERPARTY RATINGS REPORT Updated as of October 24, 2012 S&P Moody's Fitch DBRS Counterparty LT Local Sr. Unsecured Sr. Unsecured Sr. Unsecured ABN AMRO Bank N.V. A+ A2 A+ Agfirst Farm Credit Bank AA- AIG Financial Products Corp A- WR Aig-fp Matched Funding A- Baa1 Allied Irish Banks PLC BB Ba3 BBB BBBL AMBAC Assurance Corporation NR WR NR American International Group Inc. (AIG) A- Baa1 BBB American National Bank and Trust Co. of Chicago (see JP Morgan Chase Bank) Assured Guaranty Ltd. (U.S.) A- Assured Guaranty Municipal Corp. AA- Aa3 *- NR Australia and New Zealand Banking Group Limited AA- Aa2 AA- AA Banco Bilbao Vizcaya Argentaria, S.A. BBB- Baa3 *- BBB+ A Banco de Chile A+ NR NR Banco Santander SA (Spain) BBB (P)Baa2 *- BBB+ A Banco Santander Chile A Aa3 *- A+ Bank of America Corporation A- Baa2 A A Bank of America, NA AA3AAH Bank of New York Mellon Trust Co NA/The AA- AA Bank of North Dakota/The AA- A1 Bank of Scotland PLC (London) A A2 A AAL Bank of the West/San Francisco CA A Bank Millennium SA BBpi Bank of Montreal A+ Aa2 AA- AA Bank of New York Mellon/The (U.S.) AA- Aa1 AA- AA Bank of Nova Scotia (Canada) AA- Aa1 AA- AA Bank of Tokyo-Mitsubish UFJ Ltd A+ Aa3 A- A Bank One( See JP Morgan Chase Bank) Bankers Trust Company (see Deutsche Bank AG) Banknorth, NA (See TD Bank NA) Barclays Bank PLC A+ A2 A AA BASF SE A+ A1 A+ Bayerische Hypo- und Vereinsbank AG (See UniCredit Bank AG) Bayerische Landesbank (parent) NR Baa1 A+ Bear Stearns Capital Markets Inc (See JP Morgan Chase Bank) NR NR NR Bear Stearns Companies, Inc. -
Citigroup Inc. 10-Q 3Rd Quarter 2002
SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10-Q QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2002 OR TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ________ to _______ Commission file number 1-9924 Citigroup Inc. (Exact name of registrant as specified in its charter) Delaware 52-1568099 (State or other jurisdiction of (I.R.S. Employer incorporation or organization) Identification No.) 399 Park Avenue, New York, New York 10043 (Address of principal executive offices) (Zip Code) (212) 559-1000 (Registrant’s telephone number, including area code) Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes x No Indicate the number of shares outstanding of each of the issuer’s classes of common stock as of the latest practicable date: Common stock outstanding as of October 31, 2002: 5,056,767,896 Available on the Web at www.citigroup.com Citigroup Inc. TABLE OF CONTENTS Part I − Financial Information Item 1. Financial Statements: Page No. Consolidated Statement of Income (Unaudited) − Three and Nine Months Ended September 30, 2002 and 2001 47 Consolidated Statement of Financial Position − September 30, 2002 (Unaudited) and December 31, 2001 48 Consolidated Statement of Changes in Stockholders’ Equity (Unaudited) − Nine Months Ended September 30, 2002 and 2001 49 Consolidated Statement of Cash Flows (Unaudited) − Nine Months Ended September 30, 2002 and 2001 50 Notes to Consolidated Financial Statements (Unaudited) 51 Item 2. -
Eviction Order Is Delayed
Simple recipe Keeping it simply sandwiches WEEKEND | P.13 FEBRUARY 24, 2012 VOLUME 20, NO. 5 INSIDE: MOVIES | PAGE 16 650.964.6300 MountainViewOnline.com School bond Eviction measure near approval order is MV WHISMAN TO PUT 101 Bayshore Freeway $198 MILLION IN PROJECTS delayed ON JUNE BALLOT CITY GIVES MORA DRIVE By Nick Veronin BUSINESSES 18 MONTHS By Daniel DeBolt he Mountain View Whis- man School District board ver a dozen small busi- Tappears poised to move nesses on Mora Drive, forward on a $198 million bond Ofacing an April deadline to measure to pay for safety and facili- leave their buildings as a 25-year- ties improvements at local elemen- North Shoreline Blvd. old agreement with the city ran tary and middle schools. out, will now have more time to The proposed bond would be relocate. The City Council on Tues- supported by area home owners day granted an 18-month reprieve who would pay up to $30 per so the businesses can find new $100,000 of assessed property value. buildings. It requires a yes vote of 55 percent The extension will save a raw food to pass. It would come on top of COURTESY RENDERING processing business called Freeland Measure C, the eight-year, $3 mil- A possible view of North Bayshore in 2030 includes a route for a new high-use transit service in this Foods, but the owner of Simon lion voter-approved parcel tax that July 2010 rendering. Printing, profiled by the Voice in went into effect in 2009. Depending December, says it may still go out on parcel size, property owners are of business if forced to move. -
Dawn Haghighi Nomination Page 1 of 10 Nomination for “Outstanding
Nomination For “Outstanding Committee Member of The Year” Is awarded for individual excellence, leadership and major contributions made by a member of an ACC Committee. General Requirements: Eligibility for this award is restricted to current ACC members in good standing who are members of an ACC Committee. Nominees are considered for their committee leadership positions, their contributions to the committee, ACC and the legal profession generally, especially in-house practice. Contributions to the community at large through volunteer work or pro bono activities may also be considered. Please attach additional sheets, as necessary and return your nomination to ACC (attn: Victor Morales at [email protected]). I, Raghu Nandan, hereby nominate the following ACC Member for “Outstanding Committee Member of the Year.” Nominee: Dawn Haghighi Nominee's Company: PCV Murcor Committee Affiliation: Real Estate Committee Please provide a brief summary of the nominee’s leadership role(s) and contributions to the above committee: Please tell us about the nominee’s contributions to ACC (e.g., CLE programs, ACC publications, membership outreach/development, etc.), the legal profession generally and in-house practice specifically (including through other bar association activities which promote the expertise of in-house counsel). Please comment on any community service or pro bono activities on the part of the nominee or any other factors, which you would like to be considered. NOTE: A bio and headshot of winner will be required within two-weeks after selection has been made. Dawn Haghighi Nomination Page 1 of 10 NOMINATION FOR JONATHAN A. SILBER OUTSTANDING COMMITTEE MEMBER OF THE YEAR AWARD As the Vice-Chair of ACC’s Real Estate Committee, I am pleased to nominate Dawn Haghighi, General Counsel of Affiliate Companies PCV Murcor Real Estate Services (Los Angeles), Hightide Settlement Services (Anaheim), and VRM Mortgage Services (Dallas) for the 2017 Jonathan A. -
Oakland City Council
OAKLAND CITY COUNCIL RESOLUTION NO. _____________ C.M.S. INTRODUCED BY COUNCILMEMBER ______________________________ A RESOLUTION CERTIFYING BANKS THAT HAVE MET THEIR 2000 FAIR SHARE GOALS PURSUANT TO THE CITY’S LINKED BANKING SERVICE ORDINANCE WHEREAS, the City Council adopted an amended Linked Banking Services Ordinance, Ordinance No. 12066 C.M.S., on July 14, 1998; and WHEREAS, the Ordinance established a process for determining which banks have met their “Fair Share Goals” for Oakland community lending; and WHEREAS, an assessment of the 2000 performance of Oakland banks in meeting their Faire Share Goals for community lending pursuant to the Linked Banking Services Ordinance was conducted, and seven banks were found to have met their Fair Share Goals; now therefore be it RESOLVED: That the following banks are certified by the City Council as having met their 2000 Fair Share Goals: • Bank of America • Bank of the Orient • Community Bank of the Bay • Metropolitan Bank • Union Bank of California • Washington Mutual • Wells Fargo Bank and be it further RESOLVED: That the following banks are not certified by the City Council as having met their 2000 Fair Share Goals: • Bank of Canton of California • Bank of Oakland • Bank of the West • California Bank & Trust • California Federal Bank • California Savings & Loan • Cathay Bank • Citibank Federal Savings Bank • Civic Bank of Commerce • Fireside Thrift Company • First Federal Savings & Loan Association • Gateway Bank • Mechanics Bank • Mission National Bank • Sanwa Bank California • Summit Bank • United Commercial Bank • United Labor Bank • World Savings & Loan • World Savings Bank, F.S.B and be it further RESOLVED: That the City Manager shall file the lists of banks that have met their 2000 Fair Share Goals and those that have not with the City Clerk and with the appropriate federal and state regulatory agencies. -
For Immediate Release: Andy Simescu Joins TDECU As SVP, Chief Community Experience Officer
Media Contact: Merideth Miller, M2 The Agency 281.882.3045 [email protected] Andy Simescu, TDECU SVP, Chief Community Experience Officer For Immediate Release: Andy Simescu Joins TDECU as SVP, Chief Community Experience Officer (Lake Jackson, TX) — TDECU – Your Credit Union is pleased to welcome Andy Simescu as its new SVP, Chief Community Experience Officer. In this position, Simescu will provide visionary leadership to develop and execute initiatives designed to enhance the overall person-to-person Member experience and ensure consistency in that experience across credit union delivery channels. Simescu comes to TDECU as a seasoned, transformational leader in shaping financial services end-user experiences. A self-described “experience advocate,” Simescu brings a depth of skills in building cross-functional teams and engaging team members in processes that support innovation and align experience with corporate goals. Most recently, Simescu served for nearly four years as Vice President, Member Experience for First Tech Credit Union in Palo Alto, California. Before that, he spent well over a decade with Bank of America, where he served in a variety of leadership capacities, including Director, Member Experience and Vice President, Consumer Market Manager. -more- “As our Chief Community Experience Officer, Andy will lead the charge on creating a strong, Member-centric culture complete with ownership and accountability at all levels of our organization,” said TDECU President and CEO Stephanie Sherrodd. “We brought Andy on board because our deep commitment to the Member experience inspired us to take our pledge to personal service to an even higher level. I look forward to collaborating with him on strategy development for all aspects of the Member experience from how we are perceived in the community to account opening and engagement.” About TDECU Founded in 1955, TDECU is a not-for-profit financial cooperative with more than 308,000 Members and over $3.4 billion in assets. -
Annual Report Captures Some of Our Legacy of Achievement, Innovation, and Success
20 0Annual 4Report citigroup.com ©2005 Citigroup Inc. 159981 3/05 CIT2062 >> Our Shared Responsibilities Citigroup’s goal is to be the WE HAVE A RESPONSIBILITY most respected global finan- TO OUR CLIENTS cial services company. As a We must put our clients first, pro- vide superior advice, products great institution with a unique and services, and always act with and proud history, we play an the highest level of integrity. important role in the global in memoriam economy. Each member of Walter Wriston, - the Citigroup family has three Citicorp Chairman, 1970-1984 Shared Responsibilities: >> On June 29, 1946, Walter Wriston reported for work as a junior inspector in the Comptrollers WE HAVE A RESPONSIBILITY WE HAVE A RESPONSIBILITY division at 55 Wall Street. A man of acerbic wit, he later noted that he “came to Citibank by TO EACH OTHER TO OUR FRANCHISE accident and stayed through inertia.” We must put Citigroup’s long-term We must provide outstanding peo- Walt proved to be a champion of risk-taking and creativity. He oversaw the introduction of interests ahead of each unit’s short- ple the best opportunity to realize major financial innovations—shipping and airline loans, the negotiable certificate of deposit, the term gains and provide superior their potential. We must treat our floating rate note, currency swaps, and the one-bank holding company, to name just a few. He results for our shareholders. We teammates with respect, champion committed major resources, despite heavy initial losses, to developing consumer banking because must respect the local culture and our remarkable diversity, share the “that’s where the money is,” he noted astutely, installing ATMs ahead of the competition and take an active role in the commu- responsibility for our successes, establishing a strong credit card business in South Dakota. -
Approval of Proposal of Citigroup
FEDERAL RESERVE SYSTEM Citigroup Inc. New York, New York Order Approving the Acquisition of Savings Associations Citigroup Inc. (“Citigroup”), a financial holding company within the meaning of the Bank Holding Company Act (“BHC Act”), has requested the Board’s approval under sections 4(c)(8) and 4(j) of the BHC Act (12 U.S.C. §§ 1843(c)(8) and (j)) and section 225.24 of the Board’s Regulation Y (12 C.F.R. 225.24) to acquire all the voting shares of California Federal Bank (“Cal Fed”), San Francisco, California, a federally chartered savings association. Citigroup proposes to acquire Cal Fed by acquiring all the voting shares of Golden State Bancorp Inc. (“Golden State”), which controls Cal Fed,1 and to indirectly acquire Citibank (West), FSB (in formation) (“Citibank (West)”), both in San Francisco, California. The proposed transaction is primarily a merger of Cal Fed and part of the branch network of Citigroup’s existing subsidiary depository institutions in California and Nevada into Citigroup’s newly formed subsidiary savings association, Citibank (West). With Citibank (West) as a newly formed subsidiary 1 Citigroup intends to acquire Golden State’s other direct and indirect nonbanking subsidiaries, including Auto One Acceptance Corporation, Dallas, Texas (“Auto One”), and First Nationwide Mortgage Corporation, Frederick, Maryland (“First Nationwide”), pursuant to section 4(k) of the BHC Act (12 U.S.C. § 1843(k)) and the post-transaction notice procedures of section 225.87 of Regulation Y. 1 savings association and surviving entity of the merger transaction, the transaction is subject to review by the Office of Thrift Supervision (“OTS”) under the Home Owners’ Loan Act (12 U.S.C. -
Albertsons at Hillsboro Promenade
ALBERTSONS AT HILLSBORO PROMENADE Offering Memorandum NON-ENDORSEMENT AND DISCLAIMER NOTICE DISCLAIMER CONTINUED Buyer and Buyer’s tax, financial, legal, and construction advisors CONFIDENTIALITY AND DISCLAIMER should conduct a careful, independent investigation of any net The information contained in the following Marketing Brochure is proprietary and strictly confidential. It is intended to be reviewed only by the party receiving it from Marcus & leased property to determine to your satisfaction with the suitability Millichap and should not be made available to any other person or entity without the written consent of Marcus & Millichap. This Marketing Brochure has been prepared to provide of the property for your needs. summary, unverified information to prospective purchasers, and to establish only a preliminary level of interest in the subject property. The information contained herein is not a Like all real estate investments, this investment carries significant substitute for a thorough due diligence investigation. Marcus & Millichap has not made any investigation, and makes no warranty or representation, with respect to the income or risks. Buyer and Buyer’s legal and financial advisors must request expenses for the subject property, the future projected financial performance of the property, the size and square footage of the property and improvements, the presence or absence and carefully review all legal and financial documents related to the of contaminating substances, PCB’s or asbestos, the compliance with State and Federal regulations, the physical condition of the improvements thereon, or the financial condition property and tenant. While the tenant’s past performance at this or or business prospects of any tenant, or any tenant’s plans or intentions to continue its occupancy of the subject property.