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A Homebuyer's Guide to Relocating to Wilmington

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A Homebuyer's Guide to Relocating to Wilmington A Homebuyer’s Guide to Relocating to Wilmington Everything You Need to Know about North Carolina’s Best-Kept Secret, Including the Location, Costs, and Culture presented by: There are so many things you’ll love about living in Wilmington, but here are the essential things you should know. THE LOCATION THE COSTS THE CULTURE The Location CLIMATE Temperature Looking for warmer climes while still enjoying Average high and low temperatures in Wilmington, NC a change of season? In Wilmington, you’ll find the mild winters of the South with warm summer days tempered by proximity to the 84° ocean. Long spring and autumn seasons mean 83° plenty of opportunities to enjoy the outdoors 82° year-round. 80° 76° 75° 74° 73° 72° 71° 68° 66° 64° 61° 61° 59° 57° 56° 54° 51° 49° 47° 43° 41° JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC Average daily high Average daily low Source: NOAA THE LOCATION | 4 CLIMATE Mild Winters Trade in gloomy, frigid January days for crisp, Average January high and low temperatures sunny days. Wilmington’s winters are famously 54° mild, perfect for a brisk hike or walk along the beach. And you won’t find snow here; in the rare instance of snowfall in Wilmington, it’s gone by mid-day. 43° 41° 41° 40° 38° 37° 36° 36° 35° 34° 31° 29° 27° 26° 24° 24° 22° 22° 21° 21° 18° 17° 8° Boston Chicago Hartford New York Cleveland Baltimore Pittsburgh Providence Wilmington Minneapolis Philadelphia Washington DC Washington Average daily high Average daily low Source: NOAA THE LOCATION | 5 CLIMATE Sunny Days 1 sun = 10 days Embrace the sunshine year-round. Wilmington is one of the sunniest places Wilmington 111 days in the United States. New York City 107 days Baltimore 105 days Boston 98 days Washington DC 96 days Chicago 84 days Hartford 82 days Columbus 72 days Pittsburgh 59 days Buffalo 54 days Source: NOAA THE LOCATION | 6 BEACHES Wrightsville Beach Just east of Wilmington along the Intracoastal Waterway lies the beachside community of Wrightsville Beach. In it, you’ll find a Venetian labyrinth of beach homes, yacht-lined waterways, charming shops, and ample restaurants brimming with locals and tourists alike. Wrightsville Beach Johnnie Mercers Fishing Pier Wrightsville Beach Intracoastal Waterway THE LOCATION | 7 BEACHES The Loop at Wrightsville Beach The Loop at Wrightsville Beach is a great way to take in the local sights. Known locally as “the Loop,” this 2.5-mile walking trail winds through the main thoroughfares of Wrightsville Beach and around some of the most scenic views on the island. Spend your day on foot or rent a bike. End your day taking in the sunset at one of the many beachside restaurants and bars. THE LOCATION | 8 BEACHES Carolina Beach Come to Carolina Beach for the sun and sand, stay for the local culture. Home to one of America’s best boardwalks, local eateries like Britt’s Donuts, and Carolina Beach State Park, you’ll love this ocean escape. Carolina Beach THE LOCATION | 9 BEACHES Kure Beach Laid-back charm. Long days soaking in the sun. Kure Beach is a true beach town. Along its banks, you’ll also find historic sites like the Fort Fisher Civil War Museum and the North Carolina Aquarium. Visit for a day or a week; it’s just a short drive from Wilmington. Fort Fisher State Historic Site and Civil War Museum Learn about the biggest land and sea battle of the Civil War NC Aquarium Fort Fisher State Recreation Area Fort Fisher State Recreation Area 6 miles of beach Fishing Pier & Boardwalk Oceanfront Park Ferry to Southport Fort Fisher Pier Fort Fisher State Historic Site THE LOCATION | 10 The Costs HOME COSTS Interest Rate Outlook Average mortgage rate on 30-year home mortgage According to the 2020 Cape Fear Area Housing Report, the average mortgage rate on a conventional 30-year home 3.12% mortgage was 3.12% in 2020. 2020 3.9% 2019 4.5% 2018 3.99% 2017 3.65% 2016 3.85% 2015 4.17% 2014 3.98% 2013 Source: Cape Fear Housing Report THE COSTS | 12 HOME COSTS Cost of Homes Wilmington Area Home Sales Wilmington Area Median Sales Price 5.5 5.5 5.5 308 5.3 5.3 298 5.1 289 4.9 4.7 276 266 4.3 255 246 4.2 220 225 214 5,439 5,544 7,056 7,056 8,080 8,188 9,422 10,140 11,382 11,907 $192,000 $180,000 $183,000 $189,525 $205,000 $210,000 $220,000 $233,900 $245,000 $256,500 Units Sold Sales Price 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 # of Wilmington # of National (millions) # of Wilmington # of National (millions) Source: Cape Fear Housing Report THE COSTS | 13 HOME COSTS Home Construction Growth Construction Activity Heat Maps of the Wilmington-Cape Fear Area by County Pender County New Hanover County Brunswick County Source: Cape Fear Housing Report THE COSTS | 14 COST OF LIVING Tax Breakdown According to SmartAsset.com, North Carolina is a “moderately tax-friendly” state. However, people relocating will find plentiful financial reasons to move here. Social Security income is not taxed in North Carolina. Low property taxes and sales taxes keep the overall cost of living low. North Carolina 5.25% Connecticut 3% 6.99% The highest rate applies to incomes over $500,000 Pennsylvania 3.07% Ohio 1.98% 4.997% The highest rate applies to incomes over $217,400 New York 4% 8.82% The highest rate applies to incomes over $1,077,550 Florida No income tax New Jersey 1.4% 10.75% The highest rate applies to incomes over $5,000,000 Massachusetts 5.05% 5.8% 7.15% The highest rate applies to Maine incomes over $51,700 Vermont 3.35% 8.95% The highest rate applies to incomes over $416,650 Source: Kiplinger Tax Map THE COSTS | 15 COST OF LIVING Real Value of $100 How far does $100 go in North Carolina in comparison to other states? RANK North Carolina 18 $109.05 Rhode Island 33 $101.32 Florida 35 $100.91 Vermont 37 $98.81 Virginia 40 $97.47 New Hampshire 42 $95.06 Massachusetts 44 $93.37 Connecticut 45 $91.91 New Jersey 48 $87.34 New York 49 $85.62 Source: Bureau of Economic Analysis THE COSTS | 16 COST OF LIVING Annual Household Grocery Costs 1 grocery cart = $500 North Carolina $3,008 New York $3,117 Florida $3,219 New Jersey $3,472 Massachusetts $3,771 Maine $4,323 Vermont $4,694 Source: Bureau of Economic Analysis THE COSTS | 17 The Culture SIGHTS Attractions Wilmington Railroad Museum Image Credit: Mr.TinDC on Flickr Riverwalk on Cape Fear River Battleship North Carolina The Riverwalk THE CULTURE | 19 SIGHTS Attractions Battleship North Carolina Riverwalk on Cape Fear River Airlie Gardens Bellamy Mansion Thalian Hall North Carolina Aquarium at Fort Fisher Cape Fear Museum of History & Science Battleship North Carolina Wilmington Railroad Museum Bellamy Mansion THE CULTURE | 20 SIGHTS Airlie Gardens Stroll 67 acres of foliage and historic structures in this garden. Airlie is home to rotating exhibits, a butterfly house, and numerous events, such as its Summer Concert Series. THE CULTURE | 21 SIGHTS Thalian Hall In Wilmington, you’ll find endless examples of Southern charm blending seamlessly with today’s arts and culture. Built in 1858, Thalian Hall is a beautiful performance hall that housed historic performances by the likes of Buffalo Bill Cody, Lillian Russell, and the Ziegfeld Follies. Today, Thalian Hall keeps its legacy alive with live theatre and music, as well as a rotating indie and foreign film series. Image Credit: Pochacco20 on Flickr THE CULTURE | 22 DINING Local Dishes. National Recognition. Manna AAA Four Diamond Catch James Beard Award semifinalist Chef Keith Rhodes Benny’s Big Time Pizza Chef Vivian Howard, a James Beard Award winner and star of the PBS program A Chef’s Life THE CULTURE | 23 DINING Town Favorites The Fork n Cork “This place offered one of the best burgers that I have had!” - Daniel R. Indochine “Delicious high-quality Thai food that never disappoints.” - J.M. Ceviche’s “Lovely Panamanian restaurant and bar. Their ceviche was bomb!” - Angelina W. FEATURED ON Copper Penny “Pub grub-check! Fast service-check! Quality draft list-check!” -Candi M. Sweet n Savory “We stopped in at sweet n savory for brunch on Sunday and now have been coming back every Sunday since.” - Jennifer G. Source: Yelp THE CULTURE | 24 CULTURE Downtown Shopping, Food, Bars, Riverwalk Eat. Drink. Shop. Be Merry! Explore the heart of our vibrant riverfront city. Historic downtown Wilmington is a scenic and thriving community of cafes, shops, waterfront hotels, restaurants, and a bustling nightlife. Take a horse-drawn carriage tour to see the area’s landmarks. For the paranormal enthusiast, nightly ghost tours offer a thrilling take on Wilmington’s past. Whether you’re looking for a leisurely stroll along the boardwalk at sunset or want to dance the night away, downtown Wilmington offers something for everyone. THE CULTURE | 25 CULTURE Events & Entertainment Jungle Rapids Family Fun Park Downtown Sundown Summer Concert Series Thalian Hall Greenfield Lake Amphitheatre Fishing Tournaments Cucalorus Film Fest O’Neill Sweetwater Pro-Am Surf Competition NC Holiday Flotilla at Wrightsville Beach Cape Fear Kite Festival Downtown Riverfest Lighthouse Beer & Wine Fest Battleship Half Marathon NC Iron Man 70.3 THE CULTURE | 26 EVENTS & ENTERTAINMENT Azalea Festival The North Carolina Azalea Festival is Wilmington’s premier event and draws attendance upwards of 200,000 festival-goers every April.
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