DOCSLIB.ORG

The Future Is Future the 2015 Annual Report 2015

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
The Future Is Future the 2015 Annual Report 2015 silfriendly still the future is future the 2015 annual report 2015 TELUS 2015 ANNUAL REPORT TELUS is Canada’s fastest-growing national telecommunications company, with $12.5 billion of annual revenue and 12.5 million customer connections, including 8.5 million wireless subscribers, 1.5 million residential network access lines, 1.6 million high-speed Internet subscribers and 1.0 million TELUS TV ® customers. TELUS provides a wide range of communications products and services, including wireless, data, Internet protocol (IP), voice, television, entertainment and video, and is Canada’s largest healthcare IT provider. In support of our philosophy to give where we live, TELUS, our team members and retirees have contributed $440 million to charitable and not-for-profit organizations and who we are volunteered more than 6.8 million hours of service to local communities since 2000. 1-7 8-13 14 -17 Corporate overview CEO letter Operations at a glance to investors Who we are, what A brief review of our wireless we offer, results and How we are and wireline operations highlights from 2015, delivering on our and our 2016 targets proven growth strategy and differentiating ourselves in the market what’s inside what’s 18 -19 20-27 28-172 Community investment Leadership Financial review We give where we live® Our Executive Leadership Team, Detailed financial Board of Directors, and questions disclosure, including and answers a letter from our CFO, and other investor resources All financial information is reported in Canadian dollars unless otherwise specified. Copyright © 2016 TELUS Corporation. All rights reserved. Certain products and services named in this report are trademarks. The symbols TM and ® indicate those owned by TELUS Corporation or its subsidiaries. All other trademarks are the property of their respective owners. At TELUS, we are dedicated to going above and beyond to create exceptional experiences for our customers and genuinely earn their loyalty. The result? We have the happiest customers in the market, supported by our highly engaged team. The power of our culture and our unending commitment to put customers first continues to bring outstanding value for our customers, team members, investors and the communities we serve. The future is still friendly! exciting possibilitiesexciting a future of TELUS 2015 ANNUAL REPORT • 1 WHAT WE OFFER wireless the best customer experience Enthusiastically meeting evolving customer needs WE OFFER: first Canadians’ appetite for mobile data has more than doubled in the past few years. The average • Leading networks: Total household now has more than six connected devices, enabling a broad range of data coverage of 99 per cent of Canadians with 4G LTE applications. Businesses are adopting Internet of Things (IoT) solutions at an unprecedented and HSPA+ technologies rate to increase their productivity and efficiency. TELUS’ leading-edge device lineup and • The latest smartphones, exceptional customer service, in concert with the increasing speeds and capacity of our tablets, mobile Internet 4G LTE network, are meeting our customers’ growing data needs. devices, and digital life and IoT solutions Happy customers through excellent, reliable service • Lightning-fast wireless Internet access for video, We put our customers at the heart of everything we do. Over the social networking, past several years, we have introduced hundreds of customer- messaging and the latest centric programs and services to improve our customers’ mobile applications, experiences and continue to earn their business. TELUS has including OptikTM on the go consistently led the Canadian industry with the lowest churn • International roaming to rate, and has one of the best loyalty rates globally. This is a more than 225 countries powerful testament to our focus on putting customers first. above and beyond above putting customers customers putting wireline growing business with fresh thinking Growing in new ways and new areas WE OFFER: In B.C., Alberta and Eastern Quebec, TELUS offers a wide range of telecommunications, • Reliable home connectivity and entertainment services to consumers and businesses. Across Canada, phone service • Increasingly fast we provide data and managed solutions to governments and businesses, and, through TELUS high-speed Internet International, we offer extensive business process outsourcing solutions to multinational access corporations. TELUS Health is a strong differentiator, as our healthcare technology products • Differentiated TELUS and services are helping Canadians shift to a more patient-centric healthcare system. Optik TV TM and TELUS Satellite TV® Offering innovative products and services • Leading-edge IP networks and applications for We have begun a multi-year, multi-billion-dollar investment a year going of businesses, including to expand TELUS’ gigabit-enabled fibre-optic network integrated voice, video across B.C., Alberta and Eastern Quebec to create exciting and data solutions economic, educational, entertainment and social opportunities • Hosting, managed IT, for Canadians. For businesses, we offer secure and reliable security and cloud-based cloud-based services, with critical applications residing in services • Business process TELUS’ Internet data centres in Canada. Through TELUS outsourcing solutions Health, we offer claims management and pharmacy solutions, • Innovative healthcare hospital and hospital-to-home technology, electronic health technology solutions records, wearables, home health monitoring and other healthcare solutions. 2 • TELUS 2015 ANNUAL REPORT TELUS IN 2015 Q1 Q2 • Secured spectrum licences equivalent to • Announced a $1 billion multi-year investment in a national average of 15 MHz for $1.5 billion Edmonton – and, in October, announced another in the AWS-3 wireless spectrum auction $1 billion investment in Vancouver – to connect • Issued $1.75 billion of senior unsecured notes homes and businesses to TELUS Fibre, our new in three series: a three-year maturity at 1.50 per fibre-optic network cent, a seven-year maturity at 2.35 per cent and • Acquired spectrum licences equivalent to a 30-year maturity at 4.40 per cent a national average of 40 MHz for $479 million • TELUS Health acquired Medesync, whose in the 2500 MHz wireless spectrum auction electronic medical records product uses cloud- • Unveiled public Wi-Fi service across B.C. based and mobile technologies to provide and Alberta, and continued to add locations physicians with access to clinical information, throughout the year from anywhere, with any device • Launched our National Sustainability • Launched TELUS Business Council to enhance governance ConnectTM, a suite of and further embed a culture advanced cloud-based of sustainability communications tools at TELUS for small businesses above and beyond above Q3 Q4 • Completed our $500 million 2015 share purchase • Surpassed the one million customer mark for TELUS program, purchasing and cancelling 12.1 million TV, just five years after launching Optik TV service shares, and commenced our $500 million 2016 • Issued $1 billion of senior unsecured notes in two share purchase program series: a 10-year maturity at 3.75 per cent and a • Introduced the TELUS Global IoT Connectivity 29-year maturity at 4.85 per cent Platform, enabling Canadian businesses to expand • Saw a decrease in customer complaints, for the and scale their operations around the world fourth consecutive year, in the annual Commissioner • Opened our new corporate headquarters in for Complaints for Telecommunications Services a year going of Vancouver, TELUS GardenTM, one of Canada’s first report. Since 2011, the number of complaints office towers to achieve leadership in energy and directed at TELUS has dropped by 66 per cent environmental design (LEED) platinum standards • Launched a leading-edge cloud • Issued $225 million services portfolio to enable in green bonds, businesses to build through the TELUS flexible and secure Garden office tower IT environments partnership, to and drive greater retire construction operational efficiencies financing TELUS 2015 ANNUAL REPORT • 3 2015 PERFORMANCE AT A GLANCE INCOME +4.2% +4.6% +6.8% +10.5% Operating EBITDA1,2 Adjusted basic Dividends declared revenues 2015: $4.5 billion earnings per share per share 2015: $12.5 billion 2014: $4.3 billion (EPS)1,3 2015: $1.68 results 2014: $12.0 billion 2015: $2.58 2014: $1.52 2014: $2.41 LIQUIDITY AND CAPITAL RESOURCES solid +4.0% +9.2% +2.0% +0.47 times Cash from Capital Free Net debt to operations expenditures4 cash flow1 EBITDA ratio1 2015: $3.5 billion 2015: $2.6 billion 2015: $1.08 billion 2015: 2.66 times 2014: $3.4 billion 2014: $2.4 billion 2014: $1.06 billion 2014: 2.19 times CUSTOMER CONNECTIONS delivering +2.1% -5.7% +6.2% +9.7% Wireless subscribers5 Residential network Internet subscribers5 TV subscribers 2015: 8.46 million access lines 2015: 1.57 million 2015: 1,005,000 2014: 8.28 million 2015: 1.47 million 2014: 1.48 million 2014: 916,000 2014: 1.56 million Operating revenues ($ billions) EBITDA1,2 ($ billions) 1015 1015 15 12.5 15 4.5 1409 1409 14 12.0 14 4.3 0813 0813 13 11.4 13 4.1 Adjusted basic EPS1,3 ($) Total customer connections5 (millions) 1015 1015 15 2.58 15 12.5 1409 1409 14 2.41 14 12.2 0813 0813 13 2.16 13 11.7 4 • TELUS 2015 ANNUAL REPORT 2015 FINANCIAL AND OPERATING HIGHLIGHTS ($ in millions except per share amounts) 2015 2014 % change INCOME Operating revenues $ 12,502 $ 12,002 4.2 Earnings before interest, taxes, depreciation and amortization (EBITDA)1 $ 4,262 $ 4,216
Load more

Recommended publications
  • Closing​​Canada's​​Digital​​Divide: ​A​​Review​ ​Of
    CLOSING CANADA’S DIGITAL DIVIDE: ​ ​ ​ ​ ​ ​ A REVIEW OF POLICIES IN CANADA AND ABROAD ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ by Charlie Crabb ​ ​ A Major Research Paper ​ ​ ​ ​ ​ ​ presented to Ryerson University ​ ​ ​ ​ ​ ​ ​ ​ in partial fulfillment of the requirements for the degree of Master of Digital Media ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ In the Yeates School of Graduate Studies Ryerson University ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Toronto, Ontario, Canada ​ ​ ​ ​ © Charlie Crabb, 2017 Author's Declaration ​ ​ I hereby declare that I am the sole author of this MRP. This is a true copy of the MRP, including ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ any required final revisions. I authorize Ryerson University to lend this MRP to other institutions ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ or individuals for the purpose of scholarly research. I further authorize Ryerson University to ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ reproduce this MRP by photocopying or by other means, in total or in part, at the request of ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ other institutions or individuals for the purpose of scholarly research. I understand that my MRP ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ may be made electronically available to the public. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ 1 Abstract This paper explores Canada’s telecommunications policy landscape, with an aim of evaluating ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ its
    [Show full text]
  • Each Every Day
    each and every day Inspired by Nature: creating a healthier, more sustainable future. Contents 93 4.4.1 Stakeholder engagement 3 1.0 About this report 94 4.4.2 Measuring our giving 3 1.1 Forward-looking statements 96 4.4.3 How we give 5 1.2 Reporting parameters and what’s new 102 4.4.4 Community investment marketing 7 1.3 Material issues 104 4.4.5 Employee and retiree programs 10 1.4 Stakeholder inclusiveness 12 1.5 Targets 15 1.6 Assurance 5.0 Business operations and 16 1.7 Global Reporting Initiative (GRI) guidelines ethics 107 Overview 108 5.1 Economic performance and impact 2.0 Sustainability at TELUS 18 109 5.1.1 Connecting with our investors 18 2.1 CEO message 111 5.1.2 Financial and operating highlights 19 2.2 Chief Sustainability Officer message 114 5.1.3 Supporting Canadians 21 2.3 Sustainability leadership 118 5.1.4 Innovation 22 2.4 United Nations Global Compact 122 5.2 Ethics 23 2.4.1 Human Rights 124 5.2.1 Privacy 25 2.4.2 Labour standards 125 5.2.2 Anti-bribery and corruption 28 2.4.3 Environment 126 5.3 Governance and disclosure 30 2.4.4 Anti-corruption 130 5.3.1 Transparency 31 2.5 Sustainability awards 134 5.4 Regulatory compliance 137 5.4.1 Broadcasting 3.0 Environmental stewardship 33 138 5.4.2 Anti-spam legislation Overview 139 5.4.3 International operations 35 3.1 Energy use and climate change 140 5.4.4 Aboriginal relations and stakeholder 36 3.1.1 Energy efficiency engagement 37 3.1.2 Energy consumption results 141 5.4.5 Political contributions 39 3.1.3 Greenhouse gas emissions results 142 5.5 Business continuity
    [Show full text]
  • Wireless Competition in Canada: an Assessment
    Volume 6•Issue 27•September 2013 WIRELESS COMPETITION IN CANADA: AN ASSESSMENT Jeffrey Church † Professor, Department of Economics and Director, Digital Economy Program, The School of Public Policy, University of Calgary Andrew Wilkins † Research Associate, Digital Economy Program, The School of Public Policy, University of Calgary SUMMARY If there’s one thing Canadians agree on, it’s that Canada’s wireless industry can and should be more competitive. The federal government is on side with the policy objective of having four carriers in every region and has responded with policies that provide commercial advantages to entrants. But, the rub is that there has not been a study that actually assesses the state of competition in wireless services in Canada, until now. Those in favour of policies that will promote and sustain entry point to Canada’s high average revenue per user and low wireless penetration rate (mobile connections per capita) as evidence that there is insufficient competition. The difficulty is that the facts are not consistent with this simplistic analysis. Measurements of wireless penetration are skewed toward countries that maintain the Calling Party Pays Protocol and favour pay-as-you-go plans, both of which encourage inflated user counts. Canada’s participation per capita on monthly plans and minutes of voice per capita are not outliers. Moreover, in terms of smartphone adoption and smartphone data usage, Canada is a global leader, contributing to high average revenue per user. Consistent with being world leaders in the rollout of high speed wireless networks, Canada lead its peer group in capital expenditures per subscriber in 2012: the competition of importance to Canadians is not just over price, but also over the quality of wireless networks.
    [Show full text]
  • An Introduction to Telecommunications Policy in Canada
    Australian Journal of Telecommunications and the Digital Economy An Introduction to Telecommunications Policy in Canada Catherine Middleton Ryerson University Abstract: This paper provides an introduction to telecommunications policy in Canada, outlining the regulatory and legislative environment governing the provision of telecommunications services in the country and describing basic characteristics of its retail telecommunications services market. It was written in 2017 as one in a series of papers describing international telecommunications policies and markets published in the Australian Journal of Telecommunications and the Digital Economy in 2016 and 2017. Drawing primarily from regulatory and policy documents, the discussion focuses on broad trends, central policy objectives and major players involved in building and operating Canada’s telecommunications infrastructure. The paper is descriptive rather than evaluative, and does not offer an exhaustive discussion of all telecommunications policy issues, markets and providers in Canada. Keywords: Policy; Telecommunications; Canada Introduction In 2017, Canada’s population was estimated to be above 36.5 million people (Statistics Canada, 2017). Although Canada has a large land mass and low population density, more than 80% of Canadiansi live in urban areas, the majority in close proximity to the border with the United States (Central Intelligence Agency, 2017). Telecommunications services are easily accessible for most, but not all, Canadians. Those in lower-income brackets and/or living in rural and remote areas are less likely to subscribe to telecommunications services than people in urban areas or with higher incomes, and high-quality mobile and Internet services are simply not available in some parts of the country (CRTC, 2017a). On average, Canadian households spend more than $200 (CAD)ii per month to access mobile phone, Internet, television and landline phone services (2015 data, cited in CRTC, 2017a).
    [Show full text]
  • A Thesis Submitted in Partial Fulfilment Of
    TELECOMMUNICATIONS AND URBAN DEVELOPMENT by Donald Ross McDonald B.A., Simon Fraser University, 1969 A THESIS SUBMITTED IN PARTIAL FULFILMENT OF THE REQUIREMENTS FOR THE DEGREE OF MASTER OF ARTS in an Interdisciplinary Program in Urban Studies We accept this thesis as conforming to the required standard THE UNIVERSITY OF BRITISH COLUMBIA Jan. ^9%~ In presenting this thesis in partial fulfilment of the requirements for an advanced degree at the University of British Columbia, I agree that the Library shall make it freely available for reference and study. I further agree that permission for extensive copying of this thesis for scholarly purposes may be granted by the Head of my Department or by his representatives. It is understood that copying or publication of this thesis for financial gain shall not be allowed without my written permission. Department of UffB^ STODlE^ The University of British Columbia Vancouver 8, Canada Date . itf , (Q7^ i ABSTRACT This thesis is broadly concerned with the relationship of com• munications to urban development. It specifically develops a communications perspective on spatial structure in the Vancouver, B.C., metropolitan area by examination of one communication variable, telephone traffic. Origin-destination calling data are used to identify communication networks, suggest functional associations, and relate social area structure to communicative (interactive) behaviour. A further purpose is to employ the above findings in developing suggestions as to possible imports of future communication technologies. For the first three chapters, the mode, i.e. telephone hardware, is held constant, in the fourth chapter the hardware is considered as a variable. ii ACKNOWLEDGEMENTS I am deeply indebted to Dr.
    [Show full text]
  • Canadas Top Media Concentration Canada 2016 Download
    % MARKET Wireline SHARE Canada’s Top Media, Internet & Telecom Wireless Internet Access Companies by Market Share (2016) Cable cmcrp.org | [email protected] Broadcast TV & Pay TV 44% * y 29% Radio Newspaper & Magazine 22% Internet Advertising & Subscriptions 16.5% onom 27% Over-the-top (OTT) Subscriptions 26.8% 3% 30% 0.2% ers 32% Wireline POWER CORP Bell, Bell Alliant, NorthwestTel, DMTS, Télébec y 15% 22% 4% e media ec 15.5% Wireless 0.3% 18% 2% Bell Mobility, Virgin Mobile, Solo Mobile , tir Inukshuk (Joint-venture 50/50 with Rogers) 0.2% 3% GLOBE & MAIL 27% 12% Internet Access GROUPE Newspaper 29% Cable CAPITALE Wireline Broadcast TV & Pay TV 0.7% 11% 12% Bell Satellite, Bell Fibe, Cablevision du Nord MEDIA Wireless 12% Newspaper 4% 71.1% 4% Rogers Wireless, Fido, Chatr , 9% Internet Adverising & Subscriptions 7.7% 1% Inukshuk (Joint-venture 50/50 with Bell) Internet Access Over-the-top (OTT) Subscriptions 72% Wireline 6% Cable Over-the-top (OTT) top 5 pla Subscriptions 4% Wireless Broadcast TV & Pay TV BRO ADCAS T TV 2% Telus Mobility, ol 71.1 % of the en Koodo, Public Mobile Internet Adverising & Subscriptions Internet Access tr 13% Over-the-top (OTT) Subscriptions 23% Cable con 17% 9% Wireline PAY TV Wireless - WIND/Freedom BRO ADCAS T TV 1% Internet Access 6% TORSTAR 4.7% Cable Newspaper PAY TV 0.9% 1% Broadcast TV & Pay TV eastlink 2% 3% Internet Adverising & Subscriptions Metroland Media Group 0.8% 3% Over-the-top (OTT) Subscriptions 16% Radio 2% Wireline 10% BRO ADCAS T TV 12% Radio Internet Access Wireline 5% Cable Wireless
    [Show full text]
  • Cell Phone Plans Canada
    Cell Phone Plans Canada Winston avulse downstage. Jaggier and corroded Sheffie fullers her antioxidants seedling unearths and recondense fourth. Blooded Hakim rearisen his moonwalk ptyalize irefully. Terms of information purposes only the signal strength and book a contract, and save money and more about data at telus mobility in ontario, jump to cell phone plans We considered if necessary at rogers plans is good cell phone plans canada, canada and improved indoor reception. So, familiar is all the early important supplement you to hunt down the cheapest plan say the great of features you need. Talk were often and green long response you wish. All plans that matches your service is the best telecom what is that the savings? Who is the best big phone provider in Canada? What cell phone or canada to your cell phone plans canada? There are typically use fido has on the best deals. Cookies to your bill cycle. AlwaysOnline Wireless is express on-demand 4G LTE service you over 45 countries with plans by half hour by the stack or recount the megabyte They sell physical SIM cards. Buy more family cell phone plans that it or degradation in cell phone plan deals on your phone. If geo_data is your account? Mobile advisor can afford it for two dozen countries may impact your phone. This is subject to canada for money to your travel plug adapters to cell phone plans canada. Upgrade will not influence your cell phone plans is subject to quickly jump to expect. Happy with you how the cell phone plans canada at any percentage discount cell phone plans offered by visiting www.
    [Show full text]
  • Data Privacy Transparency of Canadian Internet Carriers
    Keeping Internet Users in the Know or in the Dark A Report on the Data Privacy Transparency of Canadian Internet Carriers Andrew Clement* & Jonathan A. Obar** [email protected]. [email protected] IXmaps.ca & New Transparency Projects *Faculty of Information, University of Toronto **Faculty of Social Science and Humanities, University of Ontario Institute of Technology in collaboration with the Centre for Innovation Law and Policy (CILP), Faculty of Law, University of Toronto March 12, 2015 Acknowledgements We appreciate the contributions of our research collaborators and assistants at the University of Toronto: Antonio Gamba, Alex Goel and Colin McCann. We are also pleased to acknowledge the input of Steve Anderson, (Openmedia.ca), Nate Cardozo (EFF), Andrew Hilts (Cyber Stewards Initiative), Tamir Israel (CIPPIC) and Christopher Parsons (Citizen Lab). The research reported here benefited significantly from collaboration with the Centre for Innovation Law and Policy (CILP), Faculty of Law, University of Toronto. We worked most closely with Matthew Schuman, Assistant Director, and Ainslie Keith, who led a Volunteer Student Working Group consisting of Shawn Arksey, Michael Cockburn, Caroline Garel- Jones, Aaron Goldstein, Nathaniel Rattansey, Kassandra Shortt, Jada Tellier and Matthew Vaughan. Website and report design assistance: Jennette Weber This research was conducted under the auspices of the IXmaps: Mapping Canadian privacy risks in the internet ‘cloud’ project (see IXmaps.ca) and the Information Policy Research Program (IPRP), with the support of the Office of the Privacy Commissioner of Canada (2012-13), The New Transparency: Surveillance and Social Sorting project funded by the Social Sciences and Humanities Research Council (2012-15), and the Mapping Canadian internet traffic, infrastructure and service provision (2014-15), funded by the Canadian Internet Registration Authority (CIRA).
    [Show full text]
  • What Matters to You Matters to Us 2013 ANNUAL REPORT
    what matters to you matters to us 2013 ANNUAL REPORT Our products and services Wireless TELUS provides Clear & Simple® prepaid and postpaid voice and data solutions to 7.8 million customers on world-class nationwide wireless networks. Leading networks and devices: Total coverage of 99% of Canadians over a coast-to-coast 4G network, including 4G LTE and HSPA+, as well as CDMA network technology. We offer leading-edge smartphones, tablets, mobile Internet keys, mobile Wi-Fi devices and machine- to-machine (M2M) devices Data and voice: Fast web browsing, social networking, messaging (text, picture and video), the latest mobile applications including OptikTM on the go, M2M connectivity, clear and reliable voice services, push-to-talk solutions including TELUS LinkTM service, and international roaming to more than 200 countries Wireline In British Columbia, Alberta and Eastern Quebec, TELUS is the established full-service local exchange carrier, offering a wide range of telecommunications products to consumers, including residential phone, Internet access, and television and entertainment services. Nationally, we provide telecommunications and IT solutions for small to large businesses, including IP, voice, video, data and managed solutions, as well as contact centre outsourcing solutions for domestic and international businesses. Voice: Reliable home phone service with long distance and Hosting, managed IT, security and cloud-based services: advanced calling features Comprehensive cybersecurity solutions and ongoing assured 1/2 INCH TRIMMED
    [Show full text]
  • Moneygram | Canada Post
    Pay for utilities, phone services, cable bills and more at your local post office with MoneyGram! Please consult the list below for all available billers. Payez vos factures de services publics, de services téléphoniques, de câblodistribution et autres factures à votre bureau de poste local avec MoneyGram! Consultez la liste ci-dessous pour tous les émetteurs de factures participants. A B C D E F G H I J K L M N O P Q R S T U V W X Y Z BILLER NAME/ PROVINCE AVAILABLE SERVICE/ NOM DE L’ÉMETTEUR DE FACTURE SERVICE DISPONIBLE 310-LOAN BC NEXT DAY/JOUR SUIVANT 407 ETR ON NEXT DAY/JOUR SUIVANT A.R.C. ACCOUNTS RECOVERY CORPORATION BC NEXT DAY/JOUR SUIVANT AAA DEBT MANAGERS BC NEXT DAY/JOUR SUIVANT ABERDEEN UTILITY SK NEXT DAY/JOUR SUIVANT ABERNETHY UTILITY SK NEXT DAY/JOUR SUIVANT ACCORD BUSINESS CREDIT ON NEXT DAY/JOUR SUIVANT ACTION COLLECTIONS & RECEIVABLES MANAGEMENT ON NEXT DAY/JOUR SUIVANT AFFINITY CREDIT SOLUTIONS AB NEXT DAY/JOUR SUIVANT AJAX, TOWN OF - TAXES ON NEXT DAY/JOUR SUIVANT ALBERTA BLUE CROSS AB NEXT DAY/JOUR SUIVANT ALBERTA MAINTENANCE ENFORCEMENT PROGRAM AB NEXT DAY/JOUR SUIVANT ALBERTA MOTOR ASSOCIATION - INSURANCE COMPANY AB NEXT DAY/JOUR SUIVANT ALGOMA POWER ON NEXT DAY/JOUR SUIVANT ALIANT ACTIMEDIA NL NEXT DAY/JOUR SUIVANT ALIANT MOBILITY - NS/NB NS NEXT DAY/JOUR SUIVANT ALIANT MOBILITY / NL NS NEXT DAY/JOUR SUIVANT ALIANT MOBILITY/PEI PE NEXT DAY/JOUR SUIVANT ALLIANCEONE ON NEXT DAY/JOUR SUIVANT ALLSTATE INSURANCE ON NEXT DAY/JOUR SUIVANT ALLY CREDIT CANADA ON NEXT DAY/JOUR SUIVANT ALLY CREDIT CANADA LIMITED (AUTO)
    [Show full text]
  • Prepaid Phone Plans Canada
    Prepaid Phone Plans Canada Fibrovascular Pooh contemporized some pejorations after geodetic Curtis recoin magnificently. Is Iain labrid when Marcos neuters toploftily? Sharp-tongued or orthogenetic, Carleigh never foraged any contrafagottos! This prepaid plans page or a place to our us Discover T-Mobile prepaid phone plans with unlimited talk about text. What are the downsides of a prepaid cell phone plan? Mobile and Verizon Wireless. An easy conclusion that plan to canada is one with phones available in your area? Sim when your gently used by rogers offers smartphone, lg devices you as you will show addict and how do this. We appreciate family safety to a whole a level. Customize Your Mobile Plan Now Fizz. It's important as compare over different prepaid phone plans available to. Byo market today under telus prepaid canada or null. Prepaid and Postpaid Phone Plans PhoneBox Mobile. Activate your chatr SIM card today. You can use Bells refill vouchers instead. All butter and the plans are well priced too. Who has the cheapest prepaid phone plan? Switch to UScellular Get the Latest Smartphones on a Prepaid Plan wNo Hidden Fees Save dine on old Contract Smartphone Plans at UScellular We've try You Covered For Less muscle Your real Phone number-as-you-go Data No Credit Check current Contract Plans. For canada prepaid canada? Best Prepaid Cell Phone Plans in Canada 2021 OfferHub. If not leave's what you need to dispute about buying a local prepaid SIM. We reviewed the best Prepaid SIM Card for Canada to give out an fine choice.
    [Show full text]
  • Stronger Together: TELUS Sustainability Report 2017
    Stronger together TELUS Sustainability Report 2017 Contents Forward-looking statements 4 Stakeholder engagement 58 Report scope 5 Limited assurance report 6 Approach 59 Identifying material issues 60 Our purpose 9 Indigenous Peoples relations 62 United Nations Global Compact 62 Approach 10 Enhancing supply chain sustainability 63 Targets and Sustainable Development Goals 10 Procurement and Supply Operations 63 Demonstrating leadership 13 End-to-end collaboration 63 CEO letter 13 Building mutually beneficial relationships 63 Chief Sustainability Officer letter 16 Driving sustainability in procurement and supply chain 64 Taking action 18 Improving TELUS’ Supplier Code of Conduct 64 Together, we are building stronger communities. 18 Expanding TELUS’ Supplier Diversity Program 64 Caring for our planet 26 Monitoring our critical suppliers’ Corporate Social Responsibility 65 Responsible resource use 33 Process improvements in our value chain 66 Creating better health experiences 39 Looking ahead to 2018 67 Educating future leaders 42 Community Boards 68 Contributing to the Canadian economy 45 Research and development 70 Creating shared value 45 Supporting Canadians 48 Investing in our networks 52 Putting customers first 72 Approach 73 Good Governance 54 Privacy and trust 73 Transparency 76 Approach 55 Product and service responsibility 79 Sustainability governance 56 Innovative products and services 80 Sustainability Leadership Team 56 Network and systems reliability 82 Sustainability Council and Green Teams 56 Customers First 82 Ethics and
    [Show full text]