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£1,665 1,690 CUMBERNAULD, KILSYTH AND KIRKINTILLOCH EAST SCOTLAND As the country’s largest retail and commercial bank and insurance provider, we recognise our responsibility to stand by our customers, colleagues and communities over the course of the pandemic. Our scale means we have a relationship with three out of four households in your constituency, and plenty of data to help you better understand your constituents. To support your work we’ve pulled together some information about how people and businesses in Cumbernauld, Kilsyth and Kirkintilloch East have been responding to the coronavirus crisis. Here’s how the spending habits % change in total spending (September 2020 – February 2021) Constituency UK of Lloyds Banking Group’s 5 1,788 27,883 personal banking 0 customers in Cumbernauld, of our customers are receiving -5 Kilsyth and Kirkintilloch East have %Universal Credit age of our customers receiving Universal Credit changed over the course of the -10 % age of our customers coronavirus crisis: -15 receiving Universal Credit Sep Oct Nov Dec Jan Feb -1.26 -0.60 +3.51 -6.13 -14.89 -13.95 5.0 % change in total spending 21.2 % change in total spending b%y changeage sinc ine Stotalepte spendingmber 202 0 Over the course of the pandemic (March by category since March 2020 by age since September 2020 2020 – February 2021) your constituents’ 31.4 +8.1 average earnings (calculated from Loans payments made into their personal -1.77 Mortgages banking account) were: -7.7 -7.9 -9.6 -3.47 Rent -5.32 -7.01 Food & Drink -29.4 £1,710 42.4 Fuel -11.91 This was 1.15% more than Commuting 16-2516-25 26-4026-40 41-6041-60 61-8061-80 80+80+ •16-25 years (21.2) •26-40 years (42.4) -59.5 yearsyears yearsyears yearsyears yearsyears yearsyears in the same period in 2019/2020 •41-60 years (31.4) •60+ years (5.0) Find out more information about how we’re helping Britain through the coronavirus crisis on our website www.lloydsbankinggroup.com LBG000156 CUMBERNAULD, KILSYTH AND KIRKINTILLOCH EAST SCOTLAND How we’ve supported businesses over the course Here’s some more information about of the pandemic: Cumbernauld, Kilsyth and Kirkintilloch East: We bank In February 2021 the average house The average deposit paid was price in your constituency was £39,332 £150,959 1,250 which was 26.66% higher This was 2.31% higher than in February 2020 businesses in your constituency than in February 2020 We’ve lent an average of Since 2013 we’ve helped Over the course of the pandemic, we have provided lending through the Government £105,652 backed CBILS and BBLS schemes to 482 to households to move through the Help to Buy Equity Loan scheme, 480 the Government backed affordable first time buyers to help secure 271 home ownership initiative their first home of these businesses We’ve helped 153 The public affairs team at Introduce you to Lloyds Banking 4,886 of your constituents are Lloyds Banking Group is here to Group leaders in your area who can Lloyds Banking Group employees help you and your team help your tell you more about what’s going on people gain access to financial constituents. We are on hand to: in your constituency. services by providing basic bank accounts Keep you informed about what we’re Arrange for you to meet some of the doing to support your constituents small and medium sized business through this time of economic employers in your area who bank uncertainty. with us. Hear your concerns and make sure We would be glad to hear from you. they are understood by our senior Your local public affairs manager is leaders and local management teams. Neil Moore, you can reach him at: [email protected] LBG000156.
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