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Complete 2007 Report

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Complete 2007 Report FEDERAL DEPOSIT INSURANCE CORPORATION MERGER DECISIONS ANNUAL REPORT TO CONGRESS Bank Merger Act Reporting Requirements (January 01, 2007 through December 31, 2007) All of the following Merger applications have been approved by the FDIC during the year 2007. With regard to each of these applications, the FDIC considered and found favorably with respect to the statutory factors involved, including the financial and managerial resources; future prospects; convenience and needs of the community to be served, and the effectiveness of each depository institution involved in the merger in combating money laundering activities, including in overseas branches. Except as noted, reports regarding the competitive factors were requested from the Attorney General, and the Summary Report by the Attorney General indicated that the transaction would not have a significant adverse effect on competition. In each case, the FDIC has determined (1) that the transaction would not result in a monopoly or further any combination or conspiracy to monopolize or to attempt to monopolize the business of banking in any part of the United States; and (2) that the transaction would not have the effect in any section of the country to substantially lessen competition or tend to create a monopoly or in any other manner restrain trade, unless the anticompetitive effects of the transaction were clearly outweighed in the public interest by the probable effect of transaction in meeting the convenience and needs of the community to be served. Note: Additional copies of this Report can be downloaded from the FDIC's web site at www.fdic.gov/bank/individual/merger/ 1 Regular Mergers Applicant Institution Other/Target Institution Institution Name Total Assets Cert # Institution Name Assets Offices Cert# Action DOJ Application City, State (000's) City, State Acquired Acquired Approved Reply Date Number (000's) NORTHRIM BANK 943,750 33216 Alaska First Bank & Trust, National 59,742 2 27311 09/28/2007 09/14/2007 20072266 ANCHORAGE, AK Association ANCHORAGE, AK Signature Bank of Arkansas 342,893 89 Bank of Brinkley 140,215 2 11245 03/23/2007 03/21/2007 20070226 FAYETTEVILLE, AR BRINKLEY, AR Cathay Bank 7,619,858 18503 United Heritage Bank 60,428 1 34417 03/13/2007 02/01/2007 20063642 LOS ANGELES, CA EDISON, NJ Wilshire State Bank 2,006,522 23301 Royal Bank America 1,270,477 16 18962 03/22/2007 02/16/2007 20063181 LOS ANGELES, CA NARBERTH, PA Citizens Business Bank 6,087,628 21716 First Coastal Bank, National Association 237,742 4 25832 06/07/2007 04/27/2007 20070922 ONTARIO, CA MANHATTAN BEACH, CA Heritage Oaks Bank 589,423 24229 Business First National Bank 154,376 2 35457 09/05/2007 08/29/2007 20072064 PASO ROBLES, CA SANTA BARBARA, CA United Commercial Bank 10,324,737 32469 The Chinese American Bank 333,017 3 19736 03/16/2007 02/01/2007 20070139 SAN FRANCISCO, CA NEW YORK, NY Colorado East Bank & Trust 487,170 3027 Peoples National Bank Colorado 61,769 2 16409 03/09/2007 03/02/2007 20070188 LAMAR, CO COLORADO SPRINGS, CO The Pueblo Bank and Trust Company 360,483 12594 High Country Bank 19,907 1 29783 03/01/2007 02/01/2007 20070164 PUEBLO, CO SALIDA, CO The State Bank of Wiley 139,212 12699 Cheyenne Mountain Bank 43,205 2 25719 06/28/2007 06/05/2007 20071310 WILEY, CO COLORADO SPRINGS, CO Salisbury Bank and Trust Company 426,386 18467 New York Community Bank 433 1 16022 02/09/2007 12/06/2006 20063175 LAKEVILLE, CT WESTBURY, NY The Bancorp Bank 1,467,760 35444 BANKFIRST 115,139 0 34103 11/02/2007 09/28/2007 20072428 WILMINGTON, DE SIOUX FALLS, SD Bank of Florida - Southwest 378,920 35106 Old Florida Bank 287,419 3 34801 03/27/2007 12/21/2006 20063033 NAPLES, FL FORT MYERS, FL Florida Shores Bank - Southwest 0 58616 Florida Shores Bank - Southeast 6,500 1 58331 08/09/2007 07/10/2007 20071678 VENICE, FL POMPANO BEACH, FL First Choice Community Bank 53,397 58539 First Tennessee Bank, National 18,131 1 4977 11/16/2007 11/08/2007 20072653 DALLAS, GA Association MEMPHIS, TN Pinnacle Bank 434,274 14065 Georgia Central Bank 94,239 3 5708 07/13/2007 06/21/2007 20071402 ELBERTON, GA SOCIAL CIRCLE, GA Citizens State Bank 55,406 19753 Old Florida Bank 6,500 1 34801 03/27/2007 12/18/2006 20063236 KINGSLAND, GA FORT MYERS, FL Atlantic Southern Bank 788,646 57213 CenterState Bank Mid Florida 104,603 1 57334 11/01/2007 09/28/2007 20072536 MACON, GA LEESBURG, FL First Choice Community Bank 1874 159,129 16574 First Tennessee Bank, National 3,311 1 4977 11/13/2007 11/08/2007 20072697 NEWNAN, GA Association MEMPHIS, TN Fidelity Bank 1,647,235 21440 United Heritage Bank 0 1 57108 04/13/2007 04/03/2007 20070584 NORCROSS, GA ORLANDO, FL Regular Mergers (Page 1 of 8, of 147 records) Data Date(s) 01/01/2007 to 12/31/2007 2 Applicant Institution Other/Target Institution Institution Name Total Assets Cert # Institution Name Assets Offices Cert# Action DOJ Application City, State (000's) City, State Acquired Acquired Approved Reply Date Number (000's) First Covenant Bank 58,176 58294 NBank, National Association 107,067 1 2127 06/04/2007 04/11/2007 20070759 WOODSTOCK, GA COMMERCE, GA Peoples Trust & Savings Bank 176,925 14692 Pinnacle Bank 10,377 1 252 01/23/2007 01/12/2007 20063469 ADEL, IA MARSHALLTOWN, IA Iowa State Savings Bank 120,805 8751 Union Bank, National Association 29,616 2 34485 11/13/2007 10/23/2007 20072675 CRESTON, IA GILBERT, AZ Decorah Bank & Trust Company 224,331 15200 Fortress Bank of Cresco 81,242 1 34223 10/02/2007 09/14/2007 20072253 DECORAH, IA CRESCO, IA Fidelity Bank & Trust 121,495 14382 The First National Bank, Oelwein 97,665 2 4485 05/08/2007 04/03/2007 20070670 DYERSVILLE, IA OELWEIN, IA Iowa Trust & Savings Bank 100,146 18400 MetaBank 12,300 1 30776 03/26/2007 03/13/2007 20070457 EMMETSBURG, IA STORM LAKE, IA Security Savings Bank 65,938 15734 George State Bank 45,903 1 14842 03/16/2007 02/16/2007 20070148 LARCHWOOD, IA GEORGE, IA First State Bank 48,897 8093 The First State Bank of Thornton, Iowa 20,999 3 15768 12/28/2007 12/21/2007 20073158 NORA SPRINGS, IA THORNTON, IA Peoples Bank 242,540 16265 Farmers State Bank 45,703 1 227 12/10/2007 11/20/2007 20072978 ROCK VALLEY, IA HAWARDEN, IA Iowa State Bank 69,141 10497 MetaBank 31,440 3 30776 04/03/2007 03/28/2007 20070491 SAC CITY, IA STORM LAKE, IA First Trust and Savings Bank 83,121 8752 Valley Bank 150 1 10450 11/27/2007 11/20/2007 20072970 WHEATLAND, IA MOLINE, IL Ireland Bank 201,223 1237 Summit National Bank 29,813 2 25054 07/17/2007 05/21/2007 20071233 MALAD CITY, ID HULETT, WY Heartland Bank and Trust Company 921,154 20369 Bankplus, FSB 287,991 8 30414 06/14/2007 05/10/2007 20071183 BLOOMINGTON, IL MORTON, IL Chicago Community Bank 289,473 14267 First East Side Savings Bank 54,000 1 28144 08/16/2007 08/09/2007 20071863 CHICAGO, IL CHICAGO, IL Meridian Bank 53,557 13789 National Bank 6,000 1 16276 05/01/2007 04/26/2007 20070558 ELDRED, IL HILLSBORO, IL Mutual Bank 1,102,191 18659 Northfield Bank 35,073 2 28710 01/22/2007 01/12/2007 20063471 HARVEY, IL STATEN ISLAND, NY Banterra Bank 946,735 17514 The Exchange National Bank of Jefferson 472,881 8 4542 08/09/2007 07/10/2007 20071823 MARION, IL City JEFFERSON CITY, MO Morton Community Bank 1,387,186 18429 Associated Bank, National Association 110,000 7 5296 10/25/2007 09/13/2007 20072272 MORTON, IL GREEN BAY, WI AmericaUnited Bank and Trust Company 220,372 19418 First National Bank-Employee Owned 146,917 2 3597 08/16/2007 08/09/2007 20071874 USA ANTIOCH, IL SCHAUMBURG, IL Bloomfield State Bank 373,935 15714 Community First Bank 4,146 1 12827 01/09/2007 12/21/2006 20063349 BLOOMFIELD, IN CORYDON, IN Regular Mergers (Page 2 of 8, of 147 records) Data Date(s) 01/01/2007 to 12/31/2007 3 Applicant Institution Other/Target Institution Institution Name Total Assets Cert # Institution Name Assets Offices Cert# Action DOJ Application City, State (000's) City, State Acquired Acquired Approved Reply Date Number (000's) State Bank of Downs 50,178 9659 FirstBank of Greeley 250 1 34307 07/03/2007 06/21/2007 20071304 DOWNS, KS GREELEY, CO Brotherhood Bank & Trust 513,443 1874 Park Bank 55,078 4 17139 10/12/2007 09/28/2007 20072439 KANSAS CITY, KS PARKVILLE, MO The Morrill and Janes Bank and Trust 427,070 1143 Exchange Bank 20,380 1 8592 04/25/2007 04/03/2007 20070693 Company MOUND CITY, MO MERRIAM, KS The Bank of Protection 23,109 23099 The Citizens State Bank 10,686 2 17648 08/15/2007 07/30/2007 20071918 PROTECTION, KS ASHLAND, KS Commerce Bank and Trust 1,176,943 18100 First United Bank, National Association 500 1 24312 09/05/2007 08/29/2007 20072173 TOPEKA, KS ENGLEWOOD, CO The Bank of Kentucky, Inc. 1,050,229 33022 First Bank of Northern Kentucky, Inc. 78,742 1 33556 04/23/2007 04/03/2007 20070685 CRESTVIEW HILLS, KY FORT MITCHELL, KY PBI Bank 1,112,005 9314 Kentucky Trust Bank 120,406 6 12144 08/30/2007 08/09/2007 20072042 LOUISVILLE, KY BEAVER DAM, KY PBI Bank 1,245,551 9314 SCB BANK 67,700 1 29761 12/26/2007 12/06/2007 20073067 LOUISVILLE, KY SHELBYVILLE, IN Fidelity Homestead Savings Bank 837,770 28316 Your Bank 51,174 2 57812 10/15/2007 09/14/2007 20072447 NEW ORLEANS, LA PONCHATOULA, LA St.
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