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Аnnual Report 2019
АNNUAL REPORT 2019 5 MESSAGE FROM THE MANAGEMENT 29 Market share and position of CCB Plc 6 FINANCIAL HIGHLIGHTS AS AT 31.12.2019 31 Income Statement 7 TODAY 32 An analysis of the assets and liabilities 8 BRIEF HISTORY 36 APPENDIX №1: BRANCH NETWORK 11 MANAGERIAL TEAM 38 APPENDIX №2: NOSTRO ACCOUNTS 12 SHARE CAPITAL AND SHAREHOLDERS 41 INDEPENDENT AUDITORS’ REPORT 13 Client structure 51 ANNUAL SEPARATE FINANCIAL STATEMENTS 14 Retail banking 22 International payments 24 Financial markets CONTENTS 25 Information technology 26 Personnel 29 FINANCIAL REVIEW FOR 2019 2 3 MESSAGE FROM THE MANAGEMENT Ladies and Gentlemen, We, the Executive Directors and Procurator of Central Cooperative Bank Plc, would like to use this opportunity to inform you about our achievements and accolades in 2019. Central Cooperative Bank Plc is a universal commercial bank with a pronounced focus on retail banking. As at 31.12.2019 the Bank assets are BGN 6,1 billion, shareholders’ equity amounts to BGN 568 million and the net profit is BGN 34,2 million. Last year was our 12th year as a member of the European Union and we ranked on the 8th place among Bulgarian banks in terms of total assets. Among our goals for 2020 are: increasing the total assets of the Bank, respectively the market share; developing and defending the leadership position in the use of the most contemporary channels of distributing the bank products; streamlining and constant adaptation of the client model of the operative organization with the aim of maintaining the high quality of the bank servicing; -
Navigation Map of Bulgaria Including Offroadmap by Offroad-Bulgaria.Com Version 2021 Q1
Navigation Map of Bulgaria Including OFFRoadMap by OFFRoad-Bulgaria.com Version 2021 Q2 The purpose of this map is to provide accessible, accurate and up-to-date information for your GPS devices. Despite all efforts made by the creators to achieve this goal, the roads and the data included in this digital map are intended to be used as guidance only and should not be used solely for navigation. The creators of this map make no warranty as to the accuracy or completeness of the map data. In no event will the creators of this map be liable for any damages whatsoever, including but not limited to loss of revenue or profit, lost or damaged data, and expenses, arising in any way from or consequential upon the use of, or the inability to use this digital map. Contents: - Registering your map - Usage details - OFRM Geotrade 2021 Q2 variants - Coverage >>>>> REGISTRATION <<<<< To register your OFRM Geotrade map, please visit out website www.karta.bg. Click on “Create profile” in the top right corner of the screen and create your personal account. When done, the Support page will load automatically. Click on the button “Register OFRM Geotrade” and enter the 25-symbol map serial number and GPS model to activate your map’s update subscription (if your map includes one). To obtain the 25-symbol serial number, connect your GPS device to your computer via USB cable. If you have a GPS device with preloaded OFRM map, you will find the serial number in file “serial.txt” in the root folder of your device’s base memory or in the file “gmapsupp.unl” in folder “Garmin” (or folder “Map” on the newer models of the nüvi series and the new Drive series) of your device’s base memory. -
Bulgaria Revealed.Pages
Licensed under Velvet Tours 1 Spiridon Matei St. 032087 Bucharest, Romania Tour operator license #6617 Bulgaria revealed (10 nights) Tour Description: "Bulgaria Revealed" allows you to experience an extensive array of carefully-chosen Bulgarian cultural landmarks via a comprehensive, yet relaxed itinerary. Begin in Sofia, where you’ll stroll along the famed yellow brick road to view the capital’s major sights. Continue on to Boyana Church and the spectacular Rila Monastery before traveling to Melnik, surrounded by unusual sand formations and situated right in the heart of Bulgarian wine country. Next, tour Rozhen Monastery before stopping off in the exquisite town of Kovacevica. Take in the breathtaking natural scenery at Dospat Lake and Trigrad Gorge, then explore the mysterious Yagodinska Cave. In Batak, visit a key site in the 1876 April Uprising; in the village of Kostandovo, tour the workshop of a master traditional carpet-maker. Experience an evening walking tour in Plovdiv, then admire the abundance of traditional architecture in Koprivshtitsa. At Starosel, investigate the largest Thracian burial complex in Bulgaria. Visit the Thracian Tomb at Kazanlak, drive through the stunning Shipka Pass, and tour the incredible outdoor cultural museum at Etara. Witness the woodcarving tradition at Tryavna, shop for crafts in Veliko Tarnovo, and stroll through the architectural gem of Arbanassi. View the Madara Horseman as well as the exquisite sites at Ivanovo and Sveshtari. See the world’s oldest gold treasure at Varna, with the option to tour Balchik Palace and the Aladzha Cave Monastery—or simply spend the afternoon on the beach. Finally, enjoy a splendid day on the magnificent peninsula of Nessebar before returning to Sofia and your flight home. -
PROFESSIONAL PROFILE Arch. Yordan Todorov Ulyanov
PROFESSIONAL PROFILE arch. Yordan Todorov Ulyanov Address: Sofia, Mladost - 1, block 98, entrance V, floor 7, аp. 46 Phone: (+359) 0889233722 E-mail: [email protected] Date of birth: 12.03.1983г., Sofia Nationality: Bulgarian Marital status: Married with two kids Education: Master degree in Architecture Name of school Date from (month/year) - to (month/ year) Obtained qualifications or diplomas: from 10.2001 to 02.2007 Master degree University if Architecture, Civil Engineering Serial number: UACG-99, № 011524, and Geodesy, Sofia, Faculty of Architecture Registration № 35684 from 2007, ARCHITECT to 24.05.2001 Diploma of Secondary Education PMG “Nancho Popovich”, Shumen, Serial number А-01, № 2151023 profiled class with intensive math, computer Registration № 529 / 28.06.2001 science and English training Languages: (level of language proficiency from 1 to 5, 1- best, 5 – worst) Language Reading Speaking Writing English 1 1 1 German 4 4 4 Membership in professional associations: The Chamber of Architects in Bulgaria Additional qualifications: Arch. Yordan Ulyanov is certified by the “Passive House Institute”, Darmstadt, Germany passive house designer - CERTIFIED PASSIVE HOUSE DESIGNER. Other skills: · Computer skills: - ArchiCAD, 2D and 3D; - ArtLantis Studio for 3D rendering; - PhotoShop, CorelDraw; - High level proficiency in Windows, MS Office. · Artistical skills: - concept development; - drawing and modeling; Current employment: “Ulyanov Architects” Ltd. – Senior architect, lead designer and project manager Work experience in current employment: 14.09.2010 - present Employment History: Date: City Employer Position Job description/ from (month/year) - Responsibilities to (month/year) from 01.03.2007 – to Sofia “Atelier Karadjov” architect Designing concept 14.09.2010 Ltd., and technical Sofia projects. -
Annex REPORT for 2019 UNDER the “HEALTH CARE” PRIORITY of the NATIONAL ROMA INTEGRATION STRATEGY of the REPUBLIC of BULGAR
Annex REPORT FOR 2019 UNDER THE “HEALTH CARE” PRIORITY of the NATIONAL ROMA INTEGRATION STRATEGY OF THE REPUBLIC OF BULGARIA 2012 - 2020 Operational objective: A national monitoring progress report has been prepared for implementation of Measure 1.1.2. “Performing obstetric and gynaecological examinations with mobile offices in settlements with compact Roma population”. During the period 01.07—20.11.2019, a total of 2,261 prophylactic medical examinations were carried out with the four mobile gynaecological offices to uninsured persons of Roma origin and to persons with difficult access to medical facilities, as 951 women were diagnosed with diseases. The implementation of the activity for each Regional Health Inspectorate is in accordance with an order of the Minister of Health to carry out not less than 500 examinations with each mobile gynaecological office. Financial resources of BGN 12,500 were allocated for each mobile unit, totalling BGN 50,000 for the four units. During the reporting period, the mobile gynecological offices were divided into four areas: Varna (the city of Varna, the village of Kamenar, the town of Ignatievo, the village of Staro Oryahovo, the village of Sindel, the village of Dubravino, the town of Provadia, the town of Devnya, the town of Suvorovo, the village of Chernevo, the town of Valchi Dol); Silistra (Tutrakan Municipality– the town of Tutrakan, the village of Tsar Samuel, the village of Nova Cherna, the village of Staro Selo, the village of Belitsa, the village of Preslavtsi, the village of Tarnovtsi, -
Identity, Nationalism, and Cultural Heritage Under Siege Balkan Studies Library
Identity, Nationalism, and Cultural Heritage under Siege Balkan Studies Library Editor-in-Chief Zoran Milutinović (University College London) Editorial Board Gordon N. Bardos (Columbia University) Alex Drace-Francis (University of Amsterdam) Jasna Dragović-Soso (Goldsmiths, University of London) Christian Voss, (Humboldt University, Berlin) Advisory Board Marie-Janine Calic (University of Munich) Lenard J. Cohen (Simon Fraser University Radmila Gorup (Columbia University) Robert M. Hayden (University of Pittsburgh) Robert Hodel (Hamburg University) Anna Krasteva (New Bulgarian University) Galin Tihanov (Queen Mary, University of London) Maria Todorova (University of Illinois) Andrew Wachtel (Northwestern University) VOLUME 14 The titles published in this series are listed at brill.com/bsl Identity, Nationalism, and Cultural Heritage under Siege Five Narratives of Pomak Heritage—From Forced Renaming to Weddings By Fatme Myuhtar-May LEIDEN | BOSTON Cover illustration: Pomak bride in traditional attire. Ribnovo, Rhodope Mountains, Bulgaria. Photo courtesy Kimile Ulanova of Ribnovo. Library of Congress Cataloging-in-Publication Data Myuhtar-May, Fatme. Cultural heritage under siege : five narratives of Pomak heritage : from forced renaming to weddings / by Fatme Myuhtar-May. pages cm. — (Balkan studies library, ISSN 1877-6272 ; volume 14) Includes bibliographical references and index. ISBN 978-90-04-27207-1 (hardback : acid-free paper) — ISBN 978-90-04-27208-8 (e-book) 1. Pomaks—Bulgaria—Social conditions. 2. Pomaks—Bulgaria—Social life and customs. 3. Pomaks— Bulgaria—Case studies. 4. Pomaks—Bulgaria—Biography. 5. Culture conflict—Bulgaria. 6. Culture conflict—Rhodope Mountains Region. 7. Bulgaria—Ethnic relations. 8. Rhodope Mountains Region— Ethnic relations. I. Title. DR64.2.P66M98 2014 305.6’970499—dc23 2014006975 This publication has been typeset in the multilingual ‘Brill’ typeface. -
Demografija-8.Pdf
ДЕМОГРАФИЈА, књ. VIII, 2011. DEMOGRAPHY vol. VIII 2011 UDK 314.116-022.527(100)”200/...”; 314.113(497.11) ”199/...” Прегледни чланак Review article Милена Спасовски Даница Шантић СЕДАМ МИЛИЈАРДИТИ СТАНОВНИК СВЕТА – ПОЛАРИЗОВАНОСТ ДЕМОГРАФСКОГ РАЗВИТКА НА ∗∗∗ ПОЧЕТКУ XXI ВЕКА Извод: Поводом рођења седам милијардитог становника света скреће се пажња на дивергентне демографске трендове у националним, регионалним и континентал- ним оквирима. Они се манифестују кроз проширену природну репродукцију и по- пулациону експанзију у Африци, Латинској Америци и Азији, са једне и депопу- лацију и старење становништва у Европи, Северној Америци и Аустралији са дру- ге стране. Повећање броја становника света за 1 милијарду дешава се у току једне деценије, што има бројне репрекусије на стање и заштиту животне средине, иско- рењивање глади и сиромаштва, политичких напетости и сукоба, односно опстанка будућих генерација. Србија се данас налази међу земљама које се суочавају са смањењем популације и страхом од изумирања. Кључне речи: становништво, демографски трендови, Србија, природне компо- ненте, миграције. Abstrac t: THe birtH of seven billiontH citizen of tHe world draws attention to tHe divergent demograpHic trends in national, regional and continental level. THose trends are evident tHrougH extensive natural reproduction and population expansion in Africa, Latin America and Asia, and tHrougH depopulation and population aging in Europe, NortH America and Australia. World population number is increasing for 1 billion almost everY decade, wHicH Has numerous repercussions on tHe environment, eradicating Hunger and povertY, political tensions and conflicts, and survival of future generations. Serbia is todaY among tHe countries facing a population decline and fear of population extinction. Key worDs: population, demograpHic trends, Republic of Serbia, natural increase, migrations Увод Уједињене Нације су 31. -
Priority Public Investments for Wastewater Treatment and Landfill of Waste
Environmentally and Socially Sustainable Develonment Europe and Central Asia Region 32051 BULGARIA Public Disclosure Authorized ENVIRONMENTAL SEQUENCING STRATEGIES FOR EU ACCESSION PriorityPublic Investments for Wastewater Treatment and Landfill of Waste *t~~~~~~~~~~~~~~~~~~~~~~~ Public Disclosure Authorized IC- - ; s - o Fk - L - -. Public Disclosure Authorized The World Bank Public Disclosure Authorized May 2004 - "Wo BULGARIA ENVIRONMENTAL SEQUENCING STRATEGIES FOR EU ACCESSION Priority Public Investments for Wastewater Treatment and Landfill of Waste May 2004 Environmentally and Socially Sustainable Development Europe and Central Asia Region Report No. 27770 - BUL Thefindings, interpretationsand conclusions expressed here are those of the author(s) and do not necessarily reflect the views of the Board of Executive Directors of the World Bank or the governments they represent. Coverphoto is kindly provided by the external communication office of the World Bank County Office in Bulgaria. The report is printed on 30% post consumer recycledpaper. TABLE OF CONTENTS Acknowledgements ..................................................................... i Abbreviations and Acronyms ..................................................................... ii Summary ..................................................................... iiM Introduction.iii Wastewater.iv InstitutionalIssues .xvi Recommendations........... xvii Introduction ...................................................................... 1 Part I: The Strategic Settings for -
Italy Slovenia Austria Hungary Romania Bulgaria Greece Serbia
Austria Hungary Romania Slovenia Serbia Bulgaria Italy Greece GEORAMA Non Governmental Organization - Non Profit Organization Project co-funding from the EU in the framework of the South East Europe Transnational Cooperation Programme _1 Introduction The Polyinvest project arises from the will to attract investments towards the marginal areas of the South East Europe (SEE) Programme space, putting into the market real estate properties currently unused. These properties, that at this time are a cost for public administrations, could represent an interest for investors who want to develop a business related to the potentialities of these areas (such as touristic and trade activities etc.) and a good opportunity for sustainable economic development of SEE target areas . Polyinvest aims at improving the investment opportunities in the areas involved in the project , by favouring the entrance into the market of a broad offer of unused public real estates , through an active participation of the public administrations and the definition and implementation of overall territorial offer packages. These packages will include information about the real estate properties to alienate and about national and local rules and conditions , that will facilitate the successive actions of private investors. The Polyinvest project focuses on reducing the gap among the offer and the possible demand, by creating a new functional information platform and defining an innovative territorial marketing strategy. Among the main expected results of the Polyinvest -
Agriculture & Food ISSN 1314-8591, Volume 8, 2020 Journal Of
Agriculture & Food Journal of International Scientific Publications ISSN 1314-8591, Volume 8, 2020 www.scientific-publications.net CONSERVING LOCAL DIVERSITY OF COMMON BEAN (PHASEOLUS VULGARIS L.) IN SITU / ON FARM T. Stoilova*, P. Chavdarov, N. Velcheva Institute of Plant Genetic Resources, 2 Drugba str., Sadovo 4122, Bulgaria Abstract Dry bean is considered as one of the major legume crop with big number of landraces grown in Bulgaria. Local forms of Phaseolus spp. are conserved on farm in different geographical regions and show a wide morphological diversity. The aim of our study was to collect, conserve and characterize local populations of Phaseolus vulgaris L. and Phaseolus coccineus L. typically grown in Smilyan, Troyan and Velingrad regions. The most popular local forms were characterized using different approaches. In this paper we will present results from morphological characterization and phythopathological evaluation. Qualitative and quantitative traits were assessed on 50 accessions of Phaseolus spp. during vegetation cycle. All information was documented in European electronic catalog “EURISCO” and is available on line (http://eurisco.ecpgr.org) Key words: diversity, common bean, landraces, conservation 1. INTRODUCTION The grain legumes are important source of protein against to hunger and malnutrition in the world [1]. They supply 18-20% of total fund of plant protein. The seeds are 2 to 5 richest of proteins comparing with cereals, and most of them consist between 20-35% crude proteins [2]. Traditional food for Bulgarians is field beans (Phaseolus spp.). The common bean (Ph. vulgaris L.) is more popular in the country, while runner bean (Ph. coccineus L.) is adapted and well grown in the mountain regions. -
The Poverty Mapping Exercise in Bulgaria
10412-05_Ch05.qxd 8/16/07 2:55 PM Page 90 5 The Poverty Mapping Exercise in Bulgaria BORYANA GOTCHEVA ACRONYMS AND ABBREVIATIONS BIHS Bulgaria Integrated Household Survey EU European Union Eurostat Statistical Office of the European Communities IDF Institutional Development Fund Lev lev (plural leva), the Bulgarian currency MLSP Ministry of Labor and Social Policy MTHS multitopic household survey NSI National Statistical Institute OECD Organisation for Economic Co-operation and Development SIF Social Investment Fund ulgaria is a well-performing middle-income country that joined the European BUnion (EU) on January 1, 2007. After a difficult transition from central planning that culminated in a severe crisis in 1996–97, the country has made impressive progress toward long-term stability and sustained growth. Macroeconomic stability has been reestablished and maintained through prudent fiscal policies and strict discipline in income policy anchored on the currency board arrangement adopted in 1997. A broad structural reform agenda has contributed to solid economic performance. Continued growth since the 1996–97 crisis has led to poverty reduction and improvements in living standards generally, although deep pockets of poverty persist. Per capita income increased from US$1,200 in 1997 to US$2,740 in 2004 (gross national income, Atlas method). Nonetheless, per capita gross domestic product, at the purchasing power stan- dard in 2003, was only 30 percent of the EU average, so that continued growth and the 90 10412-05_Ch05.qxd 8/16/07 2:55 PM Page 91 THE POVERTY MAPPING EXERCISE IN BULGARIA 91 convergence of living conditions toward EU standards remain a core policy goal. -
Хvii International Tournament Schoolboys № Име, Презиме
ХVII INTERNATIONAL TOURNAMENT SCHOOLBOYS кат. 38 кг "ZLATI DINEV ROYDEV", 9-11.03.2018, GALABOVO тотал Клас 1/4 1/2 Финал Име, презиме клуб І кръг п.т. т.т. 1/8 финал № иран финал финал 1/2 1 Sali Sashev Sevlievo 2 Gyurasits Mate HUN 3 Rostyslav Boruts UKR 4 Serkai Mandikov Glodzhevo 5 Dzhaner Ahmed Loznitza 6 Stefan Stoyanovski MKD 7 Tzvetelin Dimitrov G.Oriahovitza Repesage A 8 Kobuashvili Daviti GEO 9 Doan Fetta Ostrovo 10 Dani Spasov V.Tarnovo 11 Ivan Papazov Sredetz 12 Dmytro Hubanov UKR 13 Asen Asenov Sandanski 14 Emre Erduvanov Shumen Repesage B 15 Mutlu Mehmedov Targovishte 16 Umut Sabriev Sevlievo кат. 41 кг тотал Клас 1/4 1/2 Финал Име, презиме клуб І кръг п.т. т.т. 1/8 финал № иран финал финал 1/2 1 Gugeshashvili Luka GEO 2 Hristo Hristov G.Oriahovitza 3 Momchil Yanakiev Sevlievo 4 Kristian Kanev Galabovo 5 Petar Nasevski MKD 6 Gombos Alex HUN 7 Stefan Sheriov MKD Repesage A 8 Atanas Magazianov Sredetz 9 Lumia Paolo ITA 10 Denislav Papov G.Oriahovitza 11 Bozhidar Dzhorov Sandanski 12 Nezhdet Ismailov Targovishte 13 Tanio Tanev Stanka Zlateva Repesage B кат. 44 кг тотал Класи Име, презиме клуб І кръг IІ кръг ІII кръг П. Т. Т. Т. кат. кг № ране 1 Dimitar Atanasov Burgas 1/2 Финал 1-2 6 състезатели 2 Gogritchiani Giorgi GEO 1st "A" I кръг 1 2 4 5 3 Manyik David HUN 2nd "B" 4 Stoycho Yonkov Lubimetz II кръг 3 1 6 4 1st "B" Финал 3-4 5 Emilian Yordanov Ruse ### 2nd "A" III кръг 2 3 5 6 6 Sergey Alekov Loznitza 7 Besir Alili MKD 7 състезатели кат.