May 2016 ` 100 Áèìð Ãñ´ Àææù Âð

Home , Forbes 400, One Love Party

IT’S TIME ) a i d n I f o t u O (

0 0 1

$ S U

) a i d n I (

0 8 0 , 1

: n o i t p i r c s b u S l a u n n A

 NDIA’S MOST INFLUENTIAL PEOPLE

Feedback LETTERS MA TTER

GIVE ATTENTION TO NORTH EAST INDIA I am a regular reader of NRI Achievers magazine and have been following tourism section quite enthusiastically for some time. It’s so pleasant to read and know about the beautiful and attractive places of India. Being a globetrot - ter I have noticed that you have never covered one of the most beautiful part of India i.e. NORTH EASTERN INDIA. I would like to share my own expe - rience with you. Recently I along with my family went to explore the world of North eastern part of India. We visited Assam, Sikkim and Darjeeling and found that it’s full of natural beauty, local hospitality, rich food, regional art and culture and cleanliness there in Sikkim is really eye opening. As we know that Sikkim is declared as the cleanest city of India but still it is not promoted prominently on Indian tourism map. I want that you should cover the stories of these places too. And help the Indians aware about these unexplored places and they should know that these places are very much part of India.

anks Ap ril 2 016 Ilma Khan, U.P

IMPORTANT DAYS START HELPLINE FOR NRIs DATE COUNTRY DAY May 9 European Union Europe Day I have been reading your magazine and follow - May 15 Paraguay Independence Day ing each and every section of this diﬀerent kind of a magazine for almost last six months. I am a stu - May 17 Norway Constitution Day dent of PG diploma in mass communication from May 22 Yemen National Day Delhi and I am quiet passionate in knowing about May 24 Eritrea National day NRI’s, PIO’s and OCI’s because it’s my dream to go May 25 Argentina National Day abroad & become an NRI. It’s so nice to know May 25 Jordan National Day about our Indian citizens who are doing their best May 26 Guyana Independence Day as Indian Diaspora in foreign countries and rais - May 26 Georgia Independence Day ing the name of their home country in their re - May 28 Azerbaijan Republic Day spective countries of residence. I would like to say May 28 Ethiopia National Day thank you for covering the stories of the NRI’s and letting us know about their success and achieve - ments. Although it covers a lot of very interesting ERRATA and informative news stories but I think there is a lot of scope for many other sections like G.K., In the story ‘e Enigmatic Power to Intuit’ we helpline for NRI’s, business and investment op - carried In April issue, the name of the protagonist’s portunities in India dedicated section on children grandfather was wrongly cited as ‘Sardar and youth etc. which can be covered as well. Nihal Singh.’ D. K. Khatri, New Delhi e correct name is Sardar Pritam Singh. We regret the error.

4 NRI AchIeveRs May 2016 www.nriachievers.in ÁèÌð ãñ´ àææÙ âð

Volume 04 Issue 08 May 2016 CHIEF PATRON —AJAY SINGH NRI ACHIEVERS (Former High Commissioner, Fiji) ÁèÌð ãñ´ àææÙ âð © EDITOR RAJEEV GUPTA CHIEF EXECUTIVE OFFICER B.K. AGGARWAL RNI No. DELBIL/2012/45826 CHIEF ADVISOR DR. KAMAL KUMAR ADVISORS SUSHIL TAYAL VARSHA GOEL CH. SUNIL OHLYAN INSIDE CONSULTING EDITOR CHAKRAVARTHI SUCHINDRAN CONSULTING EDITOR (REAL ESTATE) VINOD BEHL COVER STORY BUREAU HEADS RAJ UPPAL (NORTH AMERICA) SANJAY KUMAR (EUROPE) AJAY AGGARWAL (U K) PREMCHAND RAMLOCHUN (MAURITIUS) RAJIV KUMAR (FRANCE) RAVI KUMAR (FRANCE) BALESH DHANKHAR (AUSTRALASIA) SUMAN KAPOOR (NEW ZEALAND) LOSHNI NAIDOO (SOUTH AFRICA) JYOTHI VENKATESH (MUMBAI) ASSOCIATE EDITORS SANDIP THAKUR BARKHA ARORA SR. SPECIAL CORRESPONDENT AJEET VERMA SUB EDITOR KRITI RASTOGI INDIA'S MOST PHOTO MENTOR AJAY SOOD INFLUENTIAL PEOPLE 16 SENIOR PHOTOGRAPHER RAJEEV TYAGI AVP (MARKETING) SUMIT SINGH MANAGER-PR & MARKETING VINOD SHARMA SURENDER SINGH BUSINESS ASSOCIATE (DELHI) CHANDER MOHAN MARKETING EXECUTIVE NITIN AADVANSHI MANAGER-MARKETING (MUMBAI) AARTI BAGARKA OVERSEAS ADVISORS ISMAIL KHAN (NORTH AMERICA) VIJAY MALIK (EUROPE) DR. HARRY DHANJU (CANADA) 36 36 M.S. SHALI (UK) MANJIT NIJJAR (UK) REAL ESTATE DESTINATIONS MOHAN GUNTI (ASEAN) CREATING A SAFE & PROFITABLE ·Ô¤ÎæÚUÙæÍ ×ç‹ÎÚU OVERSEAS CO-ORDINATORS RAJKUMAR YADAV INVESTMENT CLIMATE NORTH INDIA CO-ORDINATORS SUNNY VYAS JOGINDER MALIK PUNJAB CO-ORDINATOR SHIKHA CHOPRA REALPOLITIK MEDIA ADVISORS MUKESH SAINI QUESTIONING THE SANSKRITIKA COMMUNICATIONS EXISTENCE OF TAX HAVENS 32 DIGITAL ART DIRECTOR MUKESH KASHIWALA ART DIRECTOR AR. VIVEK KHURANA LITERATI SR. GRAPHIC DESIGNER ANJU GUPTA INCOME INEQUALITY & 44 INDIA DISTRIBUTOR CENTRAL NEWS ECONOMIC DEMOCRACY AGENCY PVT. LTD. CIRCULATION INCHARGE S.P. PANDEY HERITAGE DIGITAL STRATEGISTS SUCHI THE CASE OF THE 54 DINESH SHARMA , RAHUL RAKESH MISSING THIRD HOUSE LEGAL CONSULTANT DR. RAJA VOHRA SILVER SCREEN EDITOR: RAJEEV GUPTA VIEWS EXPRESSED IN ARTICLES PRINTED, PUBLISHED & OWNED BY ARE THOSE OF THE AUTHORS, & NOT RAJEEV GUPTA, PUBLISHED FROM TO BE CONSTRUED AS THOSE OF NRI “I DO NOT HAVE A-208, WEAVERS COLONY, ASHOK ACHIEVERS OR ITS EDITORS. A GODFATHER” VIHAR PHASE-IV, DELHI-110052 AND ALL DISPUTES ARE SUBJEST TO PRENTED AT ROLLERACT PRESS SERVICES EXCLUSIVE JURISDICTION OF C-163, GF NARAINA INDUSTRIAL AREA COMPETENT COURT & FORUM IN DELHI. 47 PH-I, NEW DELHI-110028 © ALL RIGHT RESERVED CONTACT: SLM MEDIA SOLUTIONS PVT. LTD. New Delhi, India Ph: +91 11 4702 3674 E-mail. [email protected] 6 NRI AchIeveRs May 2016 ÁèÌð ãñ´ àææÙ âð Editorial

AN AUSPICIOUS BEGINNING

pril has come and gone, and with it the heat of this Indian summer reaches boiling points of sorts, even as polling to legislative assemblies progresses Ain the Indian states of West Bengal and Assam, while other states Tamilnadu, Kerala, Puducherry et al., gear up for upcoming elections. It is also the time when schools from all across India prepare to close for the canicula (dog-days), ushering in a vacation mood to some, while for those who are on the cusp—having just com - pleted school—it is entrance exams galore for admission into professional sources like engineering, medicine and the like. As is usually the case on the political front, much stormy weather brews—with controversies and scams erupting every now and then, the latest one being the Augusta Westland VVIP helicopters scam that threatens to embroil the UPA and the NDA in an entrenched war of sorts. All part of the game we guess, taking all this in the stride. All said and done, that was that, and we now turn to what we have on hand in this issue of NRI Achievers. Our Cover Feature takes a look at both our Diaspora achievers and Indians back home who have made a mark for themselves in their re - spective domains. We also feature some unusual stories of wealth creation by India- born immigrants and NRIs, all in the UK. As initiated last month, we have a lot to oﬀer this month as well under Real Estate, with enhanced coverage that could trans - late to market intelligence for you. Heritage walks into Parliament House, New Delhi, a unique heritage ensemble that most Delhiites take for granted—and brings you some interesting factoids. Silver Screen scorches with an interview of Sunny Leone, and the third part of our 18 installments of Chanakya's distilled wisdom con - tinues in this issue. Other news on milestone happenings are all to be found under News Scan, Business Buzz & PSU Buzz. Metaphysical Musings takes to your spiri - tual side, while Diaspora News continues to feature you and your communities. With that, we wish you a very eventful and enjoyable vacation season ahead, brim - ming with opportunities for travel to climes more pleasant and cool.

[email protected] [email protected] www.facebook.com/nriachievers http://themediagurupanchhi.blogspot.com

May 2016 NRI AchIeveRs 7 ÁèÌð ãñ´ àææÙ âð News Scan

KOKUYO CAMLIN CELEBRATES ‘WORLD ART DAY’

Celebrating the arts, well-known stationery and art brand ‘Kokuyo Camlin’ hosts ‘World Art Day 15th April’ in a unique way each year. In 2014 Kokuyo Camlin got artists to showcase their creativity on the Kolkata Trams—a truly beﬁtting and endearing legacy to the city of joy. In 2015, they created the World’s Longest Canvas—wherein more than 3000 School kids from Mumbai created their vision of ‘Swacch Bharat’ on a 7.6 km long canvas. is year Kokuyo Camlin or - ganised week-long celebrations and invited prominent artists from across the country to unleash their creativity by getting them to create their work of art on Cars in Jaipur. MARY KOM NAMED AIBA AMBASSADOR FOR WOMEN’S WORLD BOXING CHAMPIONSHIP

Iconic Indian boxer MC Mary Kom adds another honour to her list of ac - colades, as one of the eight ambassa - dors for the upcoming World Championships by the International Boxing Association (AIBA). An elated ‹ØêÁèÜñ´Ç ·Ô¤ ÂýÏæÙ×´˜æè Ÿæè ÁæòÙ ·¤è v ×§ü w®v{, ·¤ô ¥æò€UÜñ´Ç, ‹ØêÁèÜñ´Ç ×ð´ ÚUæCþÂçÌ Ÿæè Âý‡æÕ Mary Kom, who has ﬁve World Cham - ×é¹Áèü âð ×éÜæ·¤æÌ ·¤ÚUÌð ãé°Ð Âý‡æß ×é¹¸Áèü Àã çÎÙ ·Ô¤ ¥æçÏ·¤æçÚU·¤ Øæ˜ææ ÂÚU ÂæÂé¥æ ‹Øê ç»çÙØæ pionship gold medals to her credit, ¥õÚU ‹ØêÁèÜñ´Ç »°Ð says she feels honoured by the AIBA’s gesture."It’s a great honour for me as BHARARA GETS HIS TEETH INTO PANAMA LEAKS an Indian. is title means that I will be representing international boxing Preet Bharara, maverick US attorney who was featured on the and this is an honour which is not Time magazine cover as the Man who is “Busting Wall given to everybody". She is aiming to Street,”has written to the International Consortium of Inves - secure her second successive Olympic tigative Journalists (ICIJ), telling them he is opening a crim - appearance through the world event inal investigation into some aspects exposed in the leaks the scheduled from May 19 to 27 in As - organization oversaw through the media, some of which tana, Kazakhstan. e Manipuri is a pointed to worldwide offshore tax avoidance schemes through tournament legend and AIBA had a Panamanian firm. “The (US attorney’s) office would appre - dubbed her ‘Magniﬁcent Mary’ for her ciate the opportunity to speak with any ICIJ employee or rep - unprecedented gold medal count. A resentative involved in the Panama Papers project in order to discuss this matter further”Bharara wrote, referring to the documents obtained from the Panamanian NRI Achievers Bureaus firm Mossack Fonseca.

8 NRI AchIeveRs May 2016 www.nriachievers.in ÁèÌð ãñ´ àææÙ âð

Product Scan

Hyundai Motor India Ltd (HMIL) end of April launched an au - tomatic transmission variant of its popular compact SUV Creta HYUNDAI LAUNCHES in the petrol fuel option, priced at INR 12.87 lakh ex-showroom ‘CRETA’ WITH AUTOMATIC Delhi. e company already oﬀers automatic transmission in its TRANSMISSION diesel option priced at INR 14.5 lakh, which has clocked nearly one lakh bookings within eight months of launch. “Introducing the new variant of automatic transmission in Creta showcases Hyundai’s commitment to providing products based on what customers want and building the relationship as a customer-cen - tric company towards ensuring customers delight,” HMIL Senior Vice-President (S&M) Rakesh Srivastava said in a statement. Stating that the company has also introduced dual airbags as a standard across all variants, he said, “e new automatic variants and enhanced safety features will be instrumental in achieving our aim to be the most preferred car manufacturer in India.”

SAMSUNG LAUNCHES WINDOWS 10 POWERED TABPRO S 2-IN-1 TABLET

Leading smartphone maker Samsung had unveiled the TabPro S 2-in-1 tablet at the CES (Consumer Electronics Show) 2016 that took place at Las Vegas, Nevada, USA in january. "Galaxy TabPro S balances the best of Sam - sung’s Galaxy Tab with the wealth of features on the Windows 10 operating system for the most advanced tablet experience on the market," says Dongjin Ko, President and Head of Mobile Communications Business at Samsung Electronics. "We’re thrilled to be working with Microso Corp. to deliver a 2-in-1 tablet that truly allows people to enjoy productivity and connections that matter most, through a seamless mobile station designed for all purposes," he added.

CYGNUS RAY-ZR LAUNCHED Yamaha has announced the launch of the new Cygnus Ray-ZR for the Indian market. e gearless scooter, which was unveiled during the Auto Expo in February this year, will be available from next month. A company statement says that the Cygnus Ray-ZR was de - veloped around the concept of a “Next-Generation Real Boy’s Scooter.” What this translates to in real life is the existing Cygnus has been redone with mascular graphics and styling cues. e Cygnus Ray-ZR is powered by an air-cooled 4-stroke SOHC 2-valve 113cc “BLUE CORE” engine, with a continuously variable transmission unit. At 103 kg, it is well within the usual weight limit for a scooter of its class. e engine features high combustion eﬃciency allowing for better fuel eﬃciency—Yamaha claims 66 km to the litre. It also has a number of practical features like a large 21l under-seat storage space, tubeless tyres and a night-friendly instrument cluster. e Cygnus Ray-ZR is available in two variants—with disc brakes priced at 54,500 and the drum brake version costing 52,000. Both variants are available in two colours. A

NRI Achievers Bureaus

10 NRI AchIeveRs May 2016 www.nriachievers.in ÁèÌð ãñ´ àææÙ âð © New Delhi, India ÁèÌð ãñ´ àææÙ âð

An international monthly magazine Connecting ‘India’ with NRI s, PIO s & OCI s all around the world

CONVERT COINS Into $

ADVERTISE WITH US and reach out to more than 7 LAC READERS WORLD WIDE

YOU CAN PROMOTE YOUR PRODUCT OR SERVICES THROUGH OUR BULK MAILING DATA BANK

SLM Media Solution Pvt. Ltd. New Delhi, India [email protected] +91 11 4702 3674 www.nriachievers.in +91 97177 12245 Business Buzz

VODAFONE INVITES BANKS TO PITCH FOR INDIA IPO kdhitldxjxkxthihx vjkghnjk e Vodafone Group has set the ball rolling for its long-awaited India IPO by inviting banks including Citigroup, Goldman Sachs and Morgan Stanley to pitch for managing it. e listing is expected to raise US$ 2 – 2.5 billion (INR 13,200 – 16,500 crore),making it the biggest IPO since state owned Coal India’s INR 20,000-crore listing in 2010. Vodafone had raised the prospect of a listing in India as early as 2011, when other banks approached by the British heavyweight included Bank of America, Merrill Lynch, UBS Group and Indian banks ICICI Securities and Kotak Investment Banking.

APPLE PLANNING A GLASS LE ECO, XIAOMI SEEK EXEMPTION ACT WITH iPHONE 8? FROM 30% LOCAL SOURCING NORM “Norm of 30% for branded tech pro - duction makes lit - tle sense. Glad this government realises this,” tweeted Amitabh Kant, the CEO of NITI Ayog, fol - KGI’s securities Ming-Chi Kuo, known to be the best Apple lowing news that analyst on the planet, is at it again – this time he seems to have the government dug up more controversial news about the company’s plans for has allowed Apple iPhones. Kuo’s predictions, which claim that Apple is planning to set up its own retail stores without having to comply with an entire makeover for its smartphones, were picked up by the 30% minimum local sourcing requirement. Kant is not 9to5Mac. According to the report, Apple is expected to re - the only one relieved. Other companies have followed in design the iPhone with an all-glass enclosure instead of the Apple’s footsteps to apply for the waiver. Interestingly, two of range’s famed aluminium chassis, which will also be comple - them, just like Apple, are cell phone makers—Chinese mented by new cutting-edge curved OLED display. companies Xiaomi and Le Eco.

MITSUBISHI MOTORS Nissan Motor, which markets the Mit - ADMITS MANIPULAT - subishi-made car as Days, found a dis - ING MILEAGE DATA crepancy in fuel efficiency test data. 157,000 eKs and 468,000 Days are af - Japan's Mitsubishi Motors Corp has ad - fected. Mitsubishi Motors said the fuel mitted to manipulating test data to over - economy levels of models made for the state the fuel economy of 625,000 cars local market were up to a tenth lower sold in Japan, knocking its shares down than stated in its test results. A more than 15% and wiping out US$ 1.2 billion (INR 7,800 crore) of its stopped making and selling its eK mini NRI Achievers Desk market value. The automaker said it wagons for the domestic market after

12 NRI AchIeveRs May 2016 www.nriachievers.in ÁèÌð ãñ´ àææÙ âð PSU

PNB MOBILISES GOLD DEPOSIT UNDER GOLD MONETISATION SCHEME

Usha Ananthasubramanian, MD & CEO, TTD Executive Officer Dr S. Sambasiva Rao, and other senior officials from the Punjab National Bank (PNB) accepted delivery of gold from TTD authorities under the Gold Monetisation Scheme. GMS was launched by the PM for implementation by all scheduled commercial banks. PNB, one of the few banks par - ticipating in GMS, has been quite active since its launch for its implementation.

HPCL PLANS US$ 3.8-BILLION REFINERY INVESTMENT

BHEL WINS DSIJ AWARD 2015 e Hindustan Petroleum Corp Ltd (HPCL), plans to invest around US$ Maharatna company BHEL (Bharat Heavy Electricals Limited), 3.8 billion (over INR 25,000 crore) to for its superlative performance in fiscal 2014-15, has been ramp up its refining capacity by two- awarded the DSIJ Award 2015 for the 'Most Efficient Maharatna thirds this decade, as the country’s oil PSU.' e award was received by Atul Sobti, CMD BHEL, from demand soars and pressure rises to Mahesh Sharma, Hon'ble Minister of State for Tourism & Cul - meet cleaner fuel standards, said BK ture (I/C) and Civil Aviation. Significantly, BHEL has been con - Namdeo, refineries head. Fuel de - ferred this award for the seventh successive year and has been mand in India—the world’s third- winning this prestigious award since its inception. biggest oil consumer—is rising at its fastest clip in more than a decade, buoyed by Prime Minister Narendra Modi’s manufac - turing push and as an expanding middle-class buys more cars. NTPC AWARDED ‘MANUFACTURING HPCL aims to raise its capacity to 500,000 barrels per day (bpd) MAHARATNA OF THE YEAR’ of crude, Namdeo added. “We will de-bottleneck the capacity of the two crude distillation units at Mumbai and replace a NTPC, India’s largest power util - 46,000-bpd CDU at Vizag with new 180,000-bpd crude units.” ity has been awarded the ‘Ma - Alongside the expansion, HPCL will also revamp its petrol and haratna of the Year in the diesel production units to meet rules on producing cleaner Manufacturing Category’ by fuels from 2020. e company, which traditionally relies on leading Investment Journal ‘DSIJ’ West Asian crude, had for the first time signed a term contract at a function held in New Delhi. e award was presented by Ma - with Nigeria’s national oil company, NNPC, to buy 32,000 bpd hesh Sharma, Minister of State, (I/C) for Culture, Tourism and of oil in 2016-17. A Civil Aviation to K. Biswal, Director (Finance), NTPC. Sudhir Arya, ED (Finance), Sangeeta Bhatia, GM (Finance) and Sanjay NRI Achievers Desk Padode, Director, DSIJ were present on the occasion. www.nriachievers.in May 2016 NRI AchIeveRs 13 ÁèÌð ãñ´ àææÙ âð Diaspora News

INDIAN-AMERICANS IN THE US DIPLOMATIC CORPS

In the annals of Indian immigrant academic and professional pur - Jindal), to agriculture (Iqbal Siddiqui), to commerce (Karan Bha - suits, serving the US government hasn't ranked very high since tia and Arun Kumar) to information technology (Vivek Kundra the sixties when Washington opened its doors to them.` Striving and Aneesh Chopra).` Most return to the private sector at the end to strike roots in America, Indian parents of a short stint in government.` However, typically wanted their children to get into the US Foreign Service was generally STEM (Science, Technology, Engineering considered a tough nut to crack, in part & Math) subjects, oen an offshoot of due to exacting security demands that their own background. Of course many follow the Foreign Service Officers' Test Indian-Americans do end-up serving the (FSOT), which qualifies one for the government, handling subjects ranging 15,000-strong cadre, among the largest in from health (Vivek Murthy and Bobby the diplomatic world.

OBAMA ROPES-IN INDO-US AWARDED PRESTIGIOUS FELLOWSHIP MASTERCARD CEO An Indian-American student at Yale University is AJAY BANGA among 30 recipients of a prestigious fellowship aimed at supporting graduate students who have demon - President Barack Obama last month ap - strated “creativity” and “originality” in their lives.` pointed MasterCard CEO Ajay Banga, an Durga akral is among the winners of the 2016 'Paul Indian American, to a key administration and Daisy Soros Fellowships for New Americans' and post as a member of the Commission on will use her award to support work towards an Enhancing National Cyber Security. MD/Ph.D in genetics at Yale School of Medicine, the Banga is one of the nine members of the university said in a statement. akral says her work Commission appointed by Obama, with communities having access to minimal healthcare “ese dedicated individuals bring a resources has shown her the 'dire need for better access wealth of experience and talent to this im - to medical care and affordable biomedical devices'. portant role, and I look forward to receiv - ing the Commission's recommendations,” 16-YR-OLD INDIAN-AMERICAN INVENTS he said. Banga has been president and LOW-COST HEARING AID CEO of MasterCard since 2010. A 16-year-old Indian-American boy has created a low-cost hearing aid to help those who cannot af - ford expensive devices. e aid costs US$ 60. Mukund Venkatakrishnan of Kentucky worked on the device for two years and presented it at the Jef - ferson County Public Schools Idea Fest. e device, which may be used with even the cheapest set of headphones, first tests the person's hearing by play - ing several different sounds at seven different fre - quencies through headphones and then programs itself to be a hearing aid, amplifying volume based on the test results.

14 NRI AchIeveRs May 2016 www.nriachievers.in ÁèÌð ãñ´ àææÙ âð Diaspora News

OBAMA NOMINATES A KASHMIRI DOGRA WHO WANTS TO BE INDIAN-AMERICAN WOMAN MAYOR OF LONDON US AMBASSADOR TO CHAD Ankit Love, a young President Barack Dogra musician with Obama of the United roots in J&K, is an States has appointed unlikely candidate Geeta Pasi, an Indian- for the high-proﬁle American member of election of the next the US Foreign Service, mayor of London.` as his next ambassador Love, 32, is the son of to Chad.`When con - Bhim Singh, a for - ﬁrmed, Pasi will be the mer president of the third Indian-American Jammu & Kashmir currently serving as an National Panthers US ambassador — aer Party.`Brimming Rich Verma in India with enthusiasm, and Atul Keshap in Sri Love told media that even if he were to get 1 or 2% of votes it would Lanka — to be ap - be a great beginning for his political party – One Love Party – reg - pointed by Obama. istered last October.

80-YEAR-OLD NRI WALKS FROM INDIAN-ORIGIN DEAN AT KANYAKUMARI TO DELHI FOR CHARITY CALGARY UNIVERSITY IN CANADA An 80-year-old NRI based in the An Indian-origin veterinary medicine expert has been UK just concluded his 3,000-km appointed the Dean of the prestigious University of Cal - walk from Kanyakumari to Delhi gary's Faculty of Veterinary Medicine in Canada.`Baljit last month, aimed at spreading Singh will take over the position of Dean on September awareness about blindness and to 1, provost and vice-president (Academic) of the univer - raise funds. Balwant Singh Grewal sity Dru Marshall said in a statement. Singh is a highly was received at India Gate in Delhi accomplished researcher, educator and administrator in by the Minister for Urban Develop - the ﬁeld of veterinary medicine, with speciﬁc expertise ment M Venkaiah Naidu, who in lung biology and anatomy, she said. felicitated him for his accomplish - ment.`Grewal said his walk has generated substantial awareness about blindness. “At a gurudwara in Nagpur, about 200 women came forward to donate their eyes,” he said.`Naidu termed his initiative as “inspiring and commendable” and said it would inspire many to come forward to donate eyes.` A

NRI Achievers Bureaus www.nriachievers.in May 2016 NRI AchIeveRs 15 ÁèÌð ãñ´ àææÙ âð ICno Fvoecr uSstory IT'S TIME INDIA'S MOST INFLUENTIAL PEOPLE

Universally considered one among the world media's most well-known icons, Time magazine is held in high esteem by many, and read by countless millions across the globe. e venerable magazine recently released its 2016 list of the 100 most influential people on the planet, an annual choice listing of achievers who have carved a place for themselves under this sun, drawn from myriad careers and professions. e list, apropos, is peppered with quite a few Indians, who have made their mark on our world of today. e editorial team of NRI Achievers cu - rates that list to bring you some profiles of the Indian crème-de-la-crème, repro - duced here just as they were featured in the magazine.

he TIME 100 MOST INFLUENTIAL PEOPLE was first published in the year 1999 in response to a lively debate that was then under way among American ac - ademics, politicians and journalists, naming the 100 most influential people of the 20th century. Five years on, given the high popularity of the event, Time de - T cided to make it an annual feature in 2004. us the “Time 100,” is today an an - nual list of the 100 most influential people in the world, as assembled by the objective and subjective sensibilities of the American news magazine. ough appearing on the list is oen seen as an honour, Time makes it clear that entrants are recognized solely for changing the world, regardless of the consequences of their actions. e final list is exclusively chosen by Time editors with nominations coming from TIME 100 alumni, and the magazine's interna - tional writing staff. Only the winner of the Reader's Poll, conducted days before the official list is revealed, is chosen by the general public. Included in the list eleven times, Barack Obama is the one who has been listed most oen. During the initial years, those recognized fell into one of five categories—Leaders & Revolution - aries, Builders & Titans, Artists & Entertainers, Scientists & inkers and Heroes & Icons. Since then, the categories have been amended to be—Pioneers, Titans, Artists, Leaders and Icons.

16 NRI AchIeveRs May 2016 www.nriachievers.in ÁèÌð ãñ´ àææÙ âð Indian Achievers

PIONEERS HEALTHCARE HERO – DR. RAJ PANJABI

o spend time with Raj Panjabi is to see up close what “Thappens when someone with uncommon courage and compassion puts himself on the front lines of the world’s most complex challenges. I know. I visited Liberia last spring five days before it was first declared Ebola free, and the heroic work Raj and his organization 'Last Mile Health' did to train 1,300 com - munity health workers was critical in helping the government contain the epidemic. e outbreak in West Africa has been a tragic and cautionary tale about what can happen if we don’t in - vest in the human resources to stop epidemics before they begin—and why Raj’s mission to put a health care worker within reach of everyone everywhere is so critical. I was proud to present Raj with our 2015, Clinton Global Citizen Award for his part in the massive, coordinated response that brought a halt to this ter - rible disease. We will always face challenges, but we’re all better off because there are people like Raj who are visionary, caring and deter - mined enough to meet them.”

"BILL CLINTON, FOUNDER # CLIN # TON FOUNDA # TION & 42ND PRESIDENT OF THE UNITED STATES Born in Liberia to to a life of fat salaries and high prestige. Indian-origin parents, But he never forgot where he’d grown up, and Rajesh Panjabi watched a those poor souls he’d le behind. As the Civil War brutal Civil War cut like a wound down a decade ago, Liberia had just 51 doctors scythe across his country—his le in a country of almost 4 million. In the Liberian rain - father disappeared for a month at forests, the densest in West Africa, that number pretty much one point. “Within a few weeks, we’d lost stood at zero. Panjabi found the right mentor at Harvard, Paul everything,” he recalls. At age 9 or 10, his family had jumped on Farmer, whose Partners in Health has famously tackled the state a rescue helicopter, and embarked on a ﬂight towards a new life. of ird World medical care. “e numbers are pretty daunting,” Resettled in North Carolina, Raj went to Chapel Hill, became a says Farmer. “One billion people will go to their graves, oen pre - doctor and joined the faculty of Harvard Medical School—a ticket maturely, without meeting a healthcare worker.” www.nriachievers.in May 2016 NRI AchIeveRs 17 ÁèÌð ãñ´ àææÙ âð ICno Fvoecr uSstory

TV’s NEW ROMANTIC – AZIZ ANSARI

s people who shoot in New York, we know there’s no way the New York Times called "the year's best comedy straight out “A to have an on-location show there that’s generic. It al - of the gate." Aziz was born in Columbia, South Carolina, to a ways ends up becoming specific. And on Netflix’s 'Master of Tamil Muslim family from Tamil Nadu, India. His mother Fa - None,' you see New York through Aziz Ansari’s eyes. Each tima works in a medical office, while his father, Shoukath, is a episode is its own little experience: the way Aziz talks about his ethnicity and career is so interesting, and the entertainment-in - dustry world he writes about is hysterical and on point. Our shows are really different; Aziz shows people in a slightly more settled phase of life. As Dev, an aspiring actor, Aziz is looking for love in a more openly sentimental way than we usually see on TV. It’s inspiring to see him experiment and break the mould. e episode “Mornings,” a time lapse of days Aziz’s character spends with his girlfriend, felt different from anything on TV; so did “Nashville,” where his foodie character missed a flight because he was buying barbecue sauce. Aziz is obsessed with food too. When we went to Mission Chinese Food with him, we just let him order. We knew it would be good—and it was amazing.” gastroenterologist. Ansari described himself as an agnostic. Ansari began his career performing stand-up comedy in New ILANA GLAZER AND ABBI JACOBSON, CREATORS York City during the summer of 2000 while attending New York AND STARS OF TV SERIAL “BROAD CITY.” University. In 2007, he created and starred in the MTV sketch Aziz Ansari is an American actor of Indian Origin and a co - comedy show 'Human Giant,' which ran for two seasons. is median widely known in the United States for his roles as Tom led to acting roles in feature films, including 'Funny People'; 'I Haverford on the NBC series 'Parks and Recreation (2009–2015)' Love You, Man'; 'Observe and Report'; and '30 Minutes or Less.' and as Dev Shah on the Netflix series 'Master of None,' which Aziz Ansari's first book, “Modern Romance: An Investigation,” debuted in 2015. Ansari also created, writes, and stars in what was released in June 2015.

18 NRI AchIeveRs May 2016 ÁèÌð ãñ´ àææÙ âð

ICno Fvoecr uSstory

CLEARING THE AIR – SUNITA NARAIN

unita Narain’s ideas have shaped some been embraced by the courts. Narain has Sof the key debates of our time. A paper also consistently opposed the kind of elite that she co-authored in 1991 remains to conservationism that blames environmen - this day the foundational charter of the tal problems on the poor. Instead she has global climate-justice movement. As an ac - advocated policies that recognize India’s tivist, Narain is a pioneer. She and the or - forest dwellers and indigenous peoples as ganization that she heads, the Delhi-based essential custodians of their environments. Centre for Science and Environment, have Hers is a voice that urgently needs to be been campaigning to reduce the Indian heard in this era of climate change. capital’s dangerous air-pollution levels for almost two decades. Despite resistance "AMITAV GHOSH, AUTHOR & from many quarters, NOVELIST. HIS MOST RECENT some of their key BOOK IS “FLOOD OF FIRE.” campaigns. Beginning her career by writing recommenda - Sunita Narain is an environmentalist and and researching for the State of tions have political activist, and a major proponent of India's Environment reports, she went on the 'Green' concept of sustainable develop - to study issues related to forest manage - ment. Sunita has been with Delhi-based ment. For this project she travelled across CSE (Centre for Science and Environ - india to understand people's management ment) since 1982, and is currently its of natural resources. director general. She is also a director In the early 1990s she got involved of the Society for Environmental with global environmental issues and Communications, and the publisher of continues to work on these as a re - fortnightly 'Down To Earth.' At the CSE, searcher and an advocate. Her research she has worked hard at analysing interests are wide-ranging—from global and studying the relationship democracy with a special focus on cli - between environment and mate change, to the need for local development, and at creat - democracy, within which she has worked ing public consciousness both on forest-related resource manage - about the need for sus - ment and water-related issues. Narain re - tainable development. mains an active participant, both Over the years, she has nationally and internationally, in civil so - also developed the man - ciety. She serves on the boards of various agement and financial organisations and on governmental com - support systems needed mittees, and has spoken at many forums for the institution, which across the world on issues of her concern has over 100 staff mem - and expertise. In 2008 Narain delivered bers and a dynamic pro - the K R Narayanan Oration on "Why En - gram profile. She plays an vironmentalism Needs Equity: Learning active role in a number of re - from the environmentalism of the poor search projects and public to build our common future".

220 0 NRI AchIeveRs May 2016 www.nriachievers.in ÁèÌð ãñ´ àææÙ âð Indian Achievers

TITANS THE INTERNET's CHIEF ENGINEER – SUNDAR PICHAI "BILL NYE, SCIENCE EDUCATOR, AUTHOR OF “UNSTOPPABLE: HARNESSING SCIENCE TO CHANGE THE WORLD” Pichai Sundararajan, better known as Sundar Pichai, is an In - dian origin business executive, currently the CEO of Google Inc. Born on 12 of July 1972 into a Tamil family in Madurai, Tamil Nadu, to Lakshmi and Regunatha Pichai, he spent his childhood in Chennai. His father was a senior electrical engineer in General Electric. Sundar grew up in a two-room apartment on 46th Street, 7th Avenue, in Ashok Nagar, Chennai. He completed his Class X at Jawahar Vidyalaya, Ashok Nagar and Class XII from Vana Vani school at IIT, Chennai. Pichai earned his degree from IIT Kharagpur in Metallurgical Engineering. He also holds an MS from Stanford in Material Sciences Engineering and a MBA from the Wharton School of the University of Pennsylvania, where he was named a Siebel Scholar and a Palmer Scholar, respectively. Initially, Pichai worked in engineering and product management at Applied Materials and in management consulting at McK - insey & Company. Pichai joined Google undar Pichai has helped change the world. in 2004, where he led the product man - SLast summer he became the CEO of agement and innovation efforts for a Google. You can look him up, er, I mean, you suite of Google's client software prod - can Google him. He was the head guy on Google ucts, including Google Chrome and Drive. at’s the original term for “the cloud.” He Chrome OS, as well as being largely respon - worked on Google Chrome, Gmail and Android sible for Google Drive. He went on to oversee phones. A great many of us can’t tell which side of a street the development of different apps such as Gmail and we’re on without checking Google Maps. He was born in Chen - Google Maps. On March 13, 2013, Pichai added Android to the nai, India, to a middle-class family, and discovered an aptitude list of Google products he oversees. In 2014, he was rumoured for numbers when his family got its ﬁrst telephone, a rotary, to be one of the contenders for the CEO position at Microsoft. when he was 12. He is an engineer. So is his wife. Engineers use Pichai was announced as the next CEO of Google on August 10, science to solve problems and make things. Engineering applies 2015 after previously being appointed Product Chief by CEO a combination of logic and intuition to problem solving. It’s a Larry Page on October 24, 2014. He stepped into the new posi - way of thinking that leaves one well suited to run a company. We tion upon the completion of the formation of Alphabet Inc., the are all watching for what he produces next. new holding company for the Google company family. www.nriachievers.in May 2016 NRI AchIeveRs 21 ÁèÌð ãñ´ àææÙ âð ICno Fvoecr uSstory

E-COMMERCE UPSTARTS – BINNY & SACHIN BANSAL

inny Bansal and Sachin Bansal (not Brelated to each other) started Flipkart in 2007 as an online bookstore. For seed money, they pooled their savings: around US$ 10,000. eir data centre was their apartment in Bangalore. So it could have been the height of arrogance when the two Bansals, who had worked together at Ama - zon, told investors Flipkart could be worth US$ 100 million in a decade. It turned out to be modesty: Flipkart now has 75 million users and a US$ 13 billion valuation. Binny and Sachin do have modest lifestyles by bil - lionaire standards, but they’re also nimble tacticians and hard-headed realists, and they dream big. India’s vast marketplace— incidentally, were both students of com - and set up a business themselves. Initially, nearly four times as populous as the US, puter science engineering at the Indian In - Binny and Sachin Bansal thought of start - more open than China, with a wondrous stitute of Technology, Delhi. Before the ing a comparison search engine, but real - dearth of entrenched brick-and-mortar su - tremendous success of Flipkart, Sachin ized that the market for E-commerce in perstores—is the biggest prize le in the e- Bansal wanted to become a professional India was small. Still, aer they le Ama - commerce universe. ey’ll have to fight it gamer. His father has been in business, his zon in 2007, they founded “Flipkart” as an out with foreign heavyweights like Amazon mother is a homemaker, and his brother e-commerce company. Before joining and Alibaba, but it’s safe to say runs a consumer goods company. Amazon, Binny worked with Sarnoff Cor - that no one is going to un - Sachin is married to Priya, a poration for 1.5 years, where he developed derestimate Binny and dentist, and they have a a lane sensor device for cars which would Sachin again. four-year old kid. Binny warn you and beep automatically if you currently resides in change lanes without giving a signal. "LEV GROSSMAN, Bangalore. His father is Sachin and Binny launched Flipkart SENIOR WRITER a retired chief manager from an apartment in Bangalore with FOR TIME. HE at a bank and mother is some 400,000 rupees (US$ 6,500) cash. In COVERS CULTURE in the government sector. 2007, during the early days of Flipkart, AND TECHNOLOGY. He has no siblings and is Sachin and Binny used to deliver books Binny and Sachin Bansal are married to a homemaker. across Bengaluru on their scooters them - both Soware engineers and Internet entre - Aer completing his degree, Sachin selves, and in October 2015, they showed preneurs, who in 2007 co-founded “Flip - Bansal joined Techspan, where he served up at the doorsteps of some customers, kart,” one of India's first e-commerce for few months before joining personally delivering goods in order to platforms. Although they share the same Amazon.com in 2006, as a Senior Soware gain insights from their online buyers. last name, they are not related. Incidentally, Engineer. Soon, he got his friend Binny Today, they are both not only billionaires, they both completed their schooling from Bansal into Amazon. Merely some six but are considered among the most astute OP Jindal Modern School in Hisar and co - months later, they both decided to leave and adept Indian 'start-uppers'.

22 NRI AchIeveRs May 2016 www.nriachievers.in ÁèÌð ãñ´ àææÙ âð

ICno Fvoecr uSstory

ARTISTS A STAR RISING HIGHER —PRIYANKA CHOPRA

efore ever meeting Priyanka Chopra, and high-profile celebrities, Priyanka has BI had heard her name coming out of been cited as the world's sexiest Asian, as Bollywood and was impressed: she was well as one of the most fashionable celebri - beautiful, talented, had made nearly 50 ties. She has received numerous awards, in - movies, earned multiple awards—a mas - cluding a National Film Award and five sive star. When we connected around the Filmfare Awards, and was bestowed the time she started 'Quantico,' we immedi - Padma Shri, India's fourth highest civilian ately hit it off. She has drive, ambition, self- award, in 2016. Born 18th July 1982 in respect, and she knows there’s no Jamshedpur to Ashok and Madhu Chopra, substitute for hard work. We always quote both physicians in the Indian Army, the saying “Wear your success like a T- Priyanka's childhood was nomadic, with shirt, not like a tuxedo,” and she really the family relocating to numerous places, does—as big a star as she is, as global as including Delhi, Chandigarh, Ambala, she is, as beautiful as she is, there’s this in - Ladakh, Lucknow, Bareilly, and Pune. Of teresting quality of relatability. Now I’m all these places, Priyanka harbours fondest lucky enough to be working with her on memories of Leh, Ladakh: “I think I was in 'Baywatch'. It’s an amazing time to watch Class IV when we were at Leh, my brother as she pierces the US market. She has an was just born. I stayed in Leh for a year and ability to inspire people to do more and my memories of that place are tremendous achieve more. When I look at her success ... We were all army kids there—we weren't from the 50,000-. view and see every - living in houses, but in bunkers in the val - thing that Priyanka has already done, is ley, and there was this Stupa right on claim for her roles. In 2015, she began star - currently doing and has the desire and the top of a hill which used to overlook our val - ring as Alex Parrish on the ABC drama bandwidth to do, I can see that her impact ley. We used to race up to the top of the ‘Quantico,’ becoming the first South Asian is going to be invaluable. Stupa". Today, she considers woman to headline an American network Bareilly her home town and series. In addition to her acting career, DWAYNE 'THE maintains strong connec - Priyanka is noted for her philanthropic ROCK' JOHNSON tions there. work, and was appointed a UNICEF IS AN ACTOR AND Although she ini - Goodwill Ambassador for Child Rights in PRODUCER, AND tially aspired to study 2010. She promotes various causes—envi - CO#FOUNDER OF engineering or psychi - ronment, health and education, women's SEVEN BUCKS atry, Priyanka accepted empowerment and women's rights, and is PRODUCTIONS offers from Bollywood particularly vocal about gender equality Priyanka Chopra is an In - that came her way thanks to and gender pay inequality. ough she is dian actress, singer, producer and her pageant wins, and her film reticent discussing her personal life in philanthropist, and the winner of the Miss debut came with 'e Hero' in 2003. She public, her off-screen life is the subject of World pageant of 2000. One of Bollywood's has since starred in many box-office hits substantial media coverage. As a singer, highest-paid actresses and most popular and has earned wide critical praise and ac - she has released three singles.

24 NRI AchIeveRs May 2016 www.nriachievers.in ÁèÌð ãñ´ àææÙ âð Indian Achievers

LEADERS INDIA’S PRESCIENT BANKER – RAGHURAM GOVINDA RAJAN

conomic seers don’t come along too professor of finance at the University of Eoen, but Raghuram Rajan, the econ - Chicago Booth School of Business from omist currently serving as the governor of 1991 to 2013, from whence he went on the central bank of India, is one of them. public service leave. At the Federal Reserve While serving as the youngest chief econ - annual Jackson Hole conference in 2005, omist of the IMF from 2003 to 2006, he Rajan had warned about the growing risks predicted the sub-prime crisis that would in the financial system and proposed poli - lead to the Great Recession, standing up to cies that would reduce such risks. Former critics like former U.S. Treasury Secretary US Treasury Secretary Lawrence Summers Larry Summers, who labelled him a 'Lud - called the warnings “misguided” and dite.' Since then, more and more of the Rajan himself a "luddite". However, follow - economic establishment has come to share ing the 2008 economic crisis, Rajan's views Rajan’s view that debt-fueled growth is just came to be seen as prescient and he was a saccharine substitute for the real thing. extensively interviewed for the Oscar-win - As he argued in his book 'Fault Lines,' ning documentary “Inside Job.” In 2003, credit has become a palliative to address Rajan received the inaugural Fischer Black the deeper anxieties of downward mobility Prize, given every two years by the Amer - in the global middle class. Debt hasn’t gone ican Finance Association to the financial away since Rajan issued his warnings. In economist younger than 40 who has made fact, it grew by US$ 57 trillion from 2007 the most significant contribution to the to 2014. But he steered India through the theory and practice of finance. His book, global crisis and fallout, playing a large “Fault Lines: How Hidden Fractures Still ogy, Delhi for a bachelor's degree in elec - role in making it one of the emerging-mar - reaten the World Economy,” won the Fi - trical engineering, graduated in 1985 and ket stars of the moment. nancial Times/Goldman Sachs Business was awarded the Director's Gold Medal as Book of the Year award in 2010. the best all-round student. In 1987 he RANA FOROOHAR, ASSISTANT Raghuram Rajan was born on 3 Febru - earned a Post Graduate Diploma in Busi - MANAGING EDITOR, TIME ary 1963 in Bhopal, Madhya Pradesh, into ness Administration from the Indian In - MAGAZINE a Tamil Brahmin family. He is stitute of Management Ahmedabad, where Raghuram Govinda Rajan the third amoung the four too he was a gold medalist. Aer IIM-A he is currently serves as the children of R Govindara - did a stint with the Tata Administrative 23rd Governor of the Re - jan, an Indian Police Services as a trainee, but le soon aer to serve Bank of India. Service officer. join the doctoral program in management Prior to this assign - Rajan attended the at the MIT Sloan School of Management. ment, he was chief econ - Delhi Public School at In 1991 he received a Ph.D for his thesis omist at the International RK Puram, where he “Essays on Banking.” Rajan's research in - Monetary Fund, from learnt Hindi for the first terests were in banking, corporate finance, 2003 to 2007, the youngest to time. In 1981 he enrolled at and economic development and especially occupy the position. He was a the Indian Institute of Technol - the role finance plays in it. www.nriachievers.in May 2016 NRI AchIeveRs 25 ÁèÌð ãñ´ àææÙ âð ICno Fvoecr uSstory

ICONS

he Mirzas probably knew what the fu - Tture held for their daughter. Her name, Sania, means brilliant. I ﬁrst heard about Sania Mirza back in 2005, when she be - came the ﬁrst Indian to win a Women’s Tennis Association event. In 2008 I saw her play in the third round of the Aus - tralian Open against Venus Williams. ough she lost, I believed she had the po - tential to be a star. When Sania’s singles ca - reer was cut short by wrist injuries, she, through dedication and willpower, rein - vented herself fully as a doubles player. She has inspired a generation of Indians to pursue their dreams and to realize that they can also be the best.

SACHIN 'MASTER BLASTER' TEN # DULKAR, CRICKETEER. AN INSPIRATION ON THE COURT Sania Mirza is an Indian pro tennis player who is currently ranked No. 1 in the – SANIA MIRZA women's doubles rankings. From 2003, till give up her singles career and focus on the Gold) at three major multi-sport events, her retirement from singles in 2013, she was doubles circuit, where she is currently namely the Asian Games, the Common - ranked by the Women's Tennis Association ranked No. 1. She has achieved a number of wealth Games and the Afro-Asian Games. as India's No. 1 player, both in singles and firsts for her native country, including sur - Mirza was named one of the "50 heroes of doubles. roughout her career, Mirza has passing US$ 1 million in career earnings Asia" by Time in October 2005. In March established herself as the most successful fe - (now over US$ 5 million), winning a Pro- 2010, e Economic Times named Mirza male Indian tennis player ever, and one of level title, and winning six major titles in the list of the "33 women who made the highest-paid and high-profile athletes (three each in women's doubles and in India proud". She was appointed as the UN in the country. In her singles career, Mirza mixed doubles), as well as qualifying for Women's Goodwill Ambassador for South has notable wins over Svetlana Kuznetsova, (and eventually winning) the WTA Finals Asia during the event held to mark the 'In - Vera Zvonareva and Marion Bartoli; as well in 2014 alongside Cara Black, defending the ternational Day To End Violence Against as former world No. 1st Martina title the following year partnering with Women' on 25 November 2013. Hingis, Dinara Safina, and Martina Hingis. Sania was born in Mumbai, Maharash - Victoria Azarenka. She is In addition, she is the third tra, on the 15th of November 1986, to the highest-ranked fe - Indian woman in the Open Imran Mirza - a builder, and his wife male player ever from Era to feature and win a Naseema - who worked in a printing busi - India, peaking at world round at a Grand Slam tour - ness. Shortly aer her birth, her family No. 27 in singles in mid- nament (going as far as the moved to Hyderabad where she and 2007; however, a major last 16). She has also won a younger sister Anam were raised in a reli - wrist injury forced her to total of 14 medals (including 6 gious Shi'a Muslim milieu. A

26 NRI AchIeveRs May 2016 www.nriachievers.in ÁèÌð ãñ´ àææÙ âð Indian Achievers

ASTUTE, RICH, INDIAN & FAMOUS INDIASPORA TYCOONS OF THE UK 2016 Modern United Kingdom's economy has, given its hoary colonial past where the sun proverbially never set on it, metamorphosed into an incredible melting pot of ethnicities, cultures and corporate mores—with Asians, and among them Indians, playing an ever larger role in the business milieu of the kingdom. Where wealth creation and the accumulation of riches is a celebrated activity, the UK has it's 'Rich Lists,' which are brought out regularly. While the venerable 'Sunday Times' comes out with an omnibus UK rich list an - nually, another media house with Asian leanings, the 'Eastern Eye', has also been bringing out a rich list of UK Asians for the past several years. NRI Achievers, with our focus on the Indian Diaspora, dips into both these 'rich lists' to bring you some a feature on UK Asians as a community in general, and people of Indian origin in particular. Read on ...

aken together, they are worth sev - Returning to our initial focus, we turn and take a look at who all have made it eral hundred billions in pounds to the “Asian Rich List,” a list compiled into the top 10. T sterling. More than some 300,000 and presented by Asian community news - e ranking is unofficial. While the UK people are employed by them across the paper 'Eastern Eye,' which enumerates is home to numerous immigrant million - globe. Almost all of them are self-made, “Britain's 101 Wealthiest Asians.” Eastern aires and billionaires from across the globe and they own some of Britain's best- Eye is a popular British weekly newspa - belonging to various ethnic communities, known brands. So who might these peo - per, first published by 'e Guardian' be - none other save the Asians have really ple be? ey are Britain's 100 richest fore becoming a standalone newspaper. made such a mark in the kingdom. Other Asians. is increasingly affluent and in - e company behind Eastern Eye minority ethnic groups like the Afro- fluential section of British society is be - changed several hands since then—it was Caribbean’s and Chinese have not really ginning to be seriously courted by part of the 'Trinity Mirror' group before a produced as many millionaires. e politicians as well, and during the past management buyout and the creation of Asians though, have and are markedly dif - decade, we have seen Prime Minister pay the Ethnic Media Group (EMG). In the ferent—some 350 of them among Britain's visits to mosques and temples, not to year 2009, Eastern Eye was once again 1.5 million Asians are millionaires. Almost mention ministers and MPs doing their sold to the Asian Media & Marketing every one in six Asians is self-employed, bit to woo this newly emerging power Group (AMG). AMG, since then, has as compared to less than one in eight centre in the UK's economy. is exem - continued with the title's tradition of pub - whites and one in 20 Afro-Caribbean. e plifies the new paradigm in how the stiff- lishing the annual 'Asian Rich List' and nature of Asian business is also different: in-the-upper-lip British establishment staging the Asian Business Awards every shops, fashion and hi-tech firms rather looks at emergent communities and their year. e paper's original founder, Sarwar than trades such as plumbing and build - clout in their boroughs, as in the past it Ahmed, still helms the publication as its ing. Many Asians came to Britain as pen - has normally been that media surveys of editor. But enough said about the paper, niless immigrants from East Africa in the the wealthy were typically treated with let us get down to this year's rich list, i.e., Seventies, and Asians take their money- disdain by the same establishment. “Britains 101 Wealthiest Asians 2016,” making seriously, not being too queasy or www.nriachievers.in May 2016 NRI AchIeveRs 27 ÁèÌð ãñ´ àææÙ âð ICno Fvoecr uSstory

embarrassed at their success. So the list, was more than reinforced when we look But there were big rises for property ty - according to Eastern Eye editor Sarwar at the changes wrought on the rich peo - coons, which explains the mammoth in - Ahmed, is indeed 'a celebration' of the ple landscape. The Sunday Times is crease in the net worth of the latest community's achievements. Britain's largest-selling national 'quality' table-toppers the Reuben brothers. Real As was to be expected, those at the top- Sunday newspaper, published by Times estate values going on an upwards spiral end of the list are the entrenched, rela - Newspapers Ltd, a subsidiary of News added a neat 3.4 billion pounds to the kitty tively well-known industrial families oen UK, which is in turn owned by News of India-born Reuben brothers David and featured in media as Britain's wealthiest Corp., which also publishes The Simon, clinching them the top spot on the individuals—like for instance the Hinduja Times. In The Sunday Times Rich List, Sunday Times Rich List 2016, what with a brothers Gopichand and Srichand, whose an annual survey of the wealthiest peo - rising net worth amounting to 13.1 billion estimated fortune from their world-wide ple in Britain and Ireland equivalent to pounds, edging out the toppers of the oil, engineering, motors and trading em - the US Forbes 400 list, we see one of Eastern Eye Rich List numero unos the pire is in the range of pounds 13 billion; those dark horses we mentioned Hinduja brothers with their wealth of 13 steel baron Lakshmi Mittal, who despite earlier, effecting a meteoric leap in net billion pounds. e downturn apropos hit his worldwide businesses taking a beating worth to capture the first place, just steel magnate Lakshmi Mittal and family yet sits pretty with a net worth of £ 7.1 bn.; ahead of the Hindujas. where it hurts as well, bringing down the Sriprakash Lohia (£ 2.94 bn.) of petro - e global economic scenario has been 2008-value of their fortune from the £27.7 chemicals major Indorama Corporation; unkind to many, with the number of bil - bn. level that had outstripped any in mining magnate Anil Agarwal (£ 1 bn.); lionaires living in Britain rising at its slow - British history, by more than two-thirds to to name a few … and so too some unex - est pace since the ﬁnancial crisis that saw a nadir of £ 7.1bn. pected dark horses in this stable of the top the fortunes of some of the country’s rich - Dark horses interest us, and it is indeed ten wealthiest Indians in the UK. But let’s est plummet over the past year. ose who worthwhile learning more about them. So turn to them a mite later. built their wealth on commodities such as we pick some of those families who really Shifting focus to the 'other' rich list oil and steel suﬀered multi-billion pound made it big, big enough to make it to the that came out a mere fortnight or so falls as rock-bottom prices ate into their top 10 in a short while, upsetting many an later, the maxim that fortunes are fickle personal assets. applecart in the process. Here goes …

THE REUBEN BROTHERS

he Reuben brothers David (77) and TSimon (74) were born to an Iraqi-Jew - ish family which harks back to the Byculla area of Mumbai, Maharashtra. eir fam - ily is said to have lived in British India in the 1800s. e duo moved to London when they were still teenagers, when their parents separated. ey were raised by their mother and grandmother. ey made their fortunes via investments in metals and real estate. Initially, David had moved into trading of metals, while Simon forayed into the carpets business. Simon was an importer of carpets before he went

28 NRI AchIeveRs May 2016 www.nriachievers.in ÁèÌð ãñ´ àææÙ âð Indian Achievers

on to buy a manufacturing unit in 1965 David told a publication, "I was the only prominent properties in London, includ - and sold it at a profit years later. ese pro - westerner to succeed in a place that's said ing Millbank Tower, the John Lewis Part - ceeds he invested in real estate. David on to be like a toilet—and you always come nership HQ in Victoria, shops in Sloane the other hand was involved in trading of out of a toilet with a smell." ey had to Street, London Oxford Airport and Lon - metals before he set up his own metal trad - eventually wrap up their Russian opera - don Heliport. ey are said to be leading ing firm—TransWorld—in 1977. tions as the business climate in the CIS is investors in Metro Bank, which was e duo carved out their fortune by said to have turned hostile aer Vladimir floated last month. Overseas property and taking the ‘brave’ move of entering the Putin took over. But their real estate and metal businesses added 300 million Russian aluminium market—and pur - other businesses in the UK stood them in pound to their wealth. Apart from their chased huge chunks of the business there. excellent stead, helping them reach where investments in real estate and metals, eir business in Russia was marred by they have today. Back home, the brothers the brothers are said to be involved in controversies, with their partnership with also had a hand in bailing out Sahara chief philanthropic work. ey have set up the Lev Chernoy, alleged to have ties with the Subrata Roy, where they had inked an Reuben Foundation to participate in such Russian Mafia, raising many eyebrows. INR 5,500-crore refinancing deal that in - activities. eir website lists work in the However, it was also reported that there cluded three marquee hotels from being areas of children and education and was no evidence to suggest that their deal - sold off on default. health, along with contributions for sev - ings had not been legal. In his defence, Currently, the brothers own many eral charities and organisations.

SIMON, BOBBY & ROBIN ARORA

he Arora brothers, who have built wealthiest Asians 2016 list, with a net B&M Stores, B&M Bargains and the larger T up their fortune over a relatively valuation of £ 2.1bn. B&M Homestore). e company was short period through innovating think - Simon, Bobby and Robin Arora are the formed in 1978, and is now one of the ing and back-breaking hard work, had owners of B&M European Retail Value leading variety retailers in the United fetched up at number four in the 101 S.A. (comprising discount retail chain Kingdom, employing more than 22,500 www.nriachievers.in May 2016 NRI AchIeveRs 29 ÁèÌð ãñ´ àææÙ âð ICno Fvoecr uSstory

people. It is listed on the LSE and is also a on year. “In the last 10 years there has been e business also operates under the JA constituent of the FTSE 250 Index. a cultural shi in the UK towards discount Woll brand in Germany. B&M has been eir father, on coming to Britain, had retail and it becoming socially acceptable, hugely rewarding for the Arora brothers, started with just a market stall, graduating and yes, it is indeed being seen as smart who have seen their wealth rise by almost later on to a wholesale and Import Com - shopping,” says Simon Arora. £ 200m in the past 12 months or so to pany. His sons though had a different vi - e young entrepreneurs acquired the stand at £ 2.1 bn. ey sold £ 204m of sion and hankering. e brothers sold this chain store in December 2004 from Phil - shares in the business last July aer a £ company to acquire B&M in 2004. From a drew Investments, at which time the com - 2.7bn float a year earlier. eir remaining modest start of only 20 stores and a £ 50m pany traded out of 21 stores. Today in stake in the B&M business is worth £ turnover, B&M has today grown to an es - 2016, B&M, which sells branded goods 704m and they have other property assets tate of 490+ stores across the UK, with the from food and toiletries to toys and elec - in the Far East and the UK as well. firm growing at a healthy 20 percent year trical, opened its 500th store.

year old Rajesh Satiija, or 'Lucky' 48 as he is known to many, is a char - tered engineer who 'lucked' out in Nigeria, so much so that today, he has become a classical business blueprint for Africa. A man who made his money capitalising on all the opportunities the dark continent had to offer in the 1990s, setting up his Sun & Sand group of companies in 1993, to work in Lagos and Nigeria. Satiija figures at number ten on the Britain's 101 wealth - iest Asians 2016 rich list, with a net worth in excess of £ 900m. He landed up in London a mere three or so years ago, attracted by the lifestyle and the o-quoted fact that London's lo - RAJESH RAM SATIIJA cation makes it easier to run globally spread out concerns. e empire Satiija has succeeded in building up spans across make a signature statement … and putting ily where his mother was a school teacher Asia, Africa, Latin America and North his money where his mouth is, he has been and his father a middle-level government America, having diversified significantly quietly building specialised cold-storage servant, Satiija still carries all the hum - from his original mining and industrial infrastructure just outside Delhi in India, bleness and is a down to earth person. manufacturing activities. with a view to import and sell some of the His intercontinental conglomerate con - More recently, Rajesh Ram Satiija has world's best apple varieties in India. He tinues to wax eloquent, growing into moved into large-scale corporate agricul - avers that his controlled atmosphere cold- newer geographical areas and into new ture, real estate and hospitality as well. chain is capable of being rapidly rolled out sunrise sectors. A person and business to With a sharp focus on agro-business and all across India, which can help Indian keep track of ... A corporate farming, he speaks of expanding agriculture and horticulture become more his apple business, and says he is seeking efficient and cost effective. NRI Achievers Bureaus upwards of some 2500 acres of orchards to Born in India into a middle class fam -

30 NRI AchIeveRs May 2016 www.nriachievers.in ÁèÌð ãñ´ àææÙ âð

Realpolitik

THE PANAMA PAPERS QUESTIONING THE EXISTENCE OF TAX HAVENS

e term ‘tax haven,’ as well as the practice of using such ‘tax havens,’ is nothing new, it has widely been in place and practice since the early 1950s. So-called tax havens now span the globe, and in modern times organ - ized broadly in three groups. First and still by far the largest is made up of UK-based or British Empire-based havens like Channel Islands, the Isle of Man, Cayman Islands, the British Virgin Islands et al, not to mention the recently-independent British Imperial colonies of Hong Kong, Singapore, etc. Second come the European havens—more specialized as HQ centres, financial aﬃliates and private banking. ese will include Belgium, Netherlands, Luxembourg, Ireland, and of course Switzerland and Liechtenstein. e third is a disparate group—Panama, Uruguay, Dubai, or new havens from the transition economies and Africa. NRI Achievers brings you an insightful piece on whether the existence of such havens is warranted …

32 NRI AchIeveRs May 2016 www.nriachievers.in ÁèÌð ãñ´ àææÙ âð Realpolitik

umerous governments use their stashing their wealth by legal or illegal denied any wrong-doing and are cooper - sovereign right to enact law in means, away from public scrutiny ating with the law. Some of them have Norder to help successful sectors through the use of companies, trusts, stated on record that they have made full within their economies to compete in the foundations and funds incorporated in disclosures to the relevant authorities and world economy or, alternatively, to spur 21 tax havens, from Hong Kong to not contravened any laws. India has in the development of new competitive sec - Nevada in the United States of America. place regulations regarding foreign ex - tors by oﬀering a package of ﬁscal subsi - While the use of offshore business en - change transactions, viz., the Foreign Ex - dies, reductions in taxation and removal tities is not illegal in the jurisdictions in change Management Act, the Prevention of ‘red tape’ to attract or retain mobile which they are registered and often not of Money Laundering Act, the Black monies and attract foreign capital. e pri - illegal at all, reporters found that some of Money (Undisclosed Foreign Income and mary uses of tax haven could be to: the shell corporations seem to have been Assets) and Imposition of Tax Act, the  Avoid or evade obligation to pay used for illegal purposes including fraud, Prevention of Corruption Act and the In - tax. Tax avoidance is legal, kleptocracy, tax evasion and evading in - come-Tax Act. NRIs, apart from the but contrary to the spirit of ternational sanctions. One has to agree aforesaid Indian regulation, would also taxation law, while tax evasion is with US president Barack Obama’s state - have to contend with local laws of the always illegal. ment that “a lot of it is legal, but that’s ex - countries of their residence.  Hide criminal activities from actly the problem. It’s not that they’re The Indian government has ordered an view wherein tax evasion itself breaking the laws, it’s that the laws are so investigation by a consortium consisting could be the criminal activity poorly designed.” of federal investigators, tax authorities  Carry out money-laundering or The investigation has exposed the role and the central bank (RBI) to check com - crimes generating cash that of big banks in facilitating secrecy and pliances with the various regulations in needs to be laundered tax evasion and avoidance, as well as how place. The challenge before the investi -  Circumvent Trade barriers/ companies and individuals blacklisted in gating agencies is that all these compa - sanctions imposed by other the US and elsewhere for their links to nies/trusts need not necessarily be illegal countries terrorism, drug trafficking and other and purposes could be multi-fold. There  Wanting the activities to be crimes were able to conduct business could be bona-fide reasons for forming anonymous, even if legal. through offshore jurisdictions. Since its such companies to avoid trade barriers,  Avoid the costly obligation of release, the Panama Papers investigation ensure ease of doing business and complying with regulation has led to high profile resignations such lowering cost of operations. Many and to do business by using as that of the Prime Minister of Iceland might have even taken local regulatory cheaper options. and acting Minister of Industry, Energy permissions and could have made The “Panama Papers,” a set of 11.5 and Tourism; triggered official inquiries adequate disclosures. million leaked documents containing a in multiple countries including France, total of some 2.6 TeraBytes of data de - Italy, Norway, Sweden; and put pressure INTERNATIONAL FINANCE tailing attorney-client information for on world leaders and other politicians, On May 9th 2016, The International more than 214,000 offshore companies like Britain’s Prime Minister David Consortium of Investigative Journalists associated with the Panamanian law Cameron, to explain their connections to (ICIJ) is expected to release the Panama firm and corporate service provider, offshore companies on account of good Papers database, which will likely be the Mossack Fonseca, has resulted in draw - governance and disclosure requirements. largest ever release of data on secret off - ing public ire and flak towards the fi - The Panama Papers leak has not left shore companies and the people behind nancial systems in place, as the leak has India unscathed. The current exposé led them. This interactive database will also opened a veritable Pandora’s box of in India by the Indian Express, has 500 include information about more than some political, state or government names which include many prominent 100,000 additional companies that were leaders, celebrities, criminals, business - politicians, business houses & families, a part of the 2013 ICIJ Offshore Leaks in - men as well as business houses globally, few celebs and NRIs, all of whom have vestigation. Though the database opens www.nriachievers.in May 2016 NRI AchIeveRs 33 ÁèÌð ãñ´ àææÙ âð Realpolitik

up a world that has never been revealed own corporate tax rates while closing ity and global tax regulation. A new on such a massive scale, the question many of their tax loopholes. OECD rule book for international taxa - arises whether the very existence of these To conclude, the thin line between tax tion law might add more scrutiny which offshore finance centres is justified. avoidance and tax evasion is increasingly wants to reduce what it terms “base ero - The Tax havens involved could argue blurred. The investigative agencies across sion and profit shifting” that involves that the problem lies with high rates of the globe would find it challenging to dis - moving business into other lower tax elsewhere, which encourage firms to tinguish between a genuine & legal trans - tax territories and hence saving on legitimately seek out lower tax jurisdic - action vis-à-vis an illegal one. The the tax a firm pays. However the tions. And if they keep a greater share of perception in the minds of the public is effectiveness of the OECD’s role could it - profits they can reinvest them and hire being reinforced that there is one rule for self be questioned, considering that its more people in the countries where they the big and powerful, and another for the members themselves provide shelters to operate — who in turn pay taxes, na - smaller players because of the paper the tax havens. A tional insurance contributions and leaks. The exposure contained in the sales/service tax on the goods and serv - Panama Papers of the ways in which the S Ravi ices they consume. Further, they offer se - tax system can be exploited by corrupt e author is a practising chartered accountant. He curity against volatile regimes. The nations and officials will have far-reach - serves on the boards of vari - existence of these havens has also led to ing implications in terms of governance, ous listed companies including a public sector bank. many developed countries reducing their disclosures, corporate social responsibil -

34 NRI AchIeveRs May 2016 www.nriachievers.in ÁèÌð ãñ´ àææÙ âð  NRI ACHIEVERS SUBSCRIPTION FORM © An International monthly magazine ÁèÌð ãñ´ àææÙ âð India (*Courier charges extra @ `300/year) One Year Cover Price: `1200 You Pay `1080 You Save `120

Two Year Cover Price: ` 2400 You Pay ` 2040 You Save `360

Overseas online/RTGS faciliaty One Year 100 US$ Inclusive of courier charges

PayPal RTGS Bank Name: INDIAN BANK A.C. No.: OD 6140976410 PayPal I'd: [email protected] Branch: Punjabi Bagh (E), New Delhi-110 026 India IFS Code: IDIB000P198 PAN NO. : AATCS1628N

Yes, I want to subscribe the monthly magazine ‘ NRI ACHIEVERS’ Please ﬁnd my details for subscription:

Name (Mr/Ms) ______

Profession ______Age ______

Company ______

Address ______

______Volume 04 Issue 07 April 2016 Pin

Phone ______Mobile ______SPECIAL OFFERS FOR (Please write country code also)

CORPORATE/BULK Email ______SUBSCRIPTIONS Website ______

I Enclose Cheque/Demand Draft No. ______

Dated ______Bank ______

Amount ______

In Favour of SLM MEDIA SOLUTIONS PVT. LTD . payable at Delhi/New Delhi

Name & Seal of the company

Please send this ﬁlled up form along with the cheque/demand Draft to: SLM MEDIA SOLUTIONS PVT. LTD.  A2/66C, Keshav Puram, New Delhi-110 035, India  +91 11 470 23 674, +91 9911 343 082  [email protected] ü www.nriachievers.in

TO PAY THROUGH CREDIT/ DEBIT CARD/ ONLINE LOG ON TO: www.nriachievers.in

*Terms & Condition: This is a limited period oﬀer. • Please allow Three to four weeks for processig of your subscrip - tion. • Please include your name nd address on the reverse of the cheque/DD. • Do not send cash. NRI Achievers would not be responsible for postal delays, transit losses or multilation of the subscription form. • All disputes are subject to the exclusivw jurisdiction of competent courts and forums in New Delhi only. • NRI Achievers reserves  the right to terminate or extend this oﬀer or any part thereof at any time or to accept or reject any or all forms re - www.nriachiev - ceived at their absolute discretion without assigning any reason. • Information regarding such cancellation/ex - tension/discontinuation will however be published subsequently in the magazine. • Overseas Delivery with in 30 days from the date of clearance of payment. • For advertisment please call +91 97177 12245 ÁèÌð ãñ´ àææÙ â©ð

NRI REALTY Real Estate

NRIs & Property Investment

NRIs have for long been investing in India now, into property in particular. Looked at pragmatically, this is not merely thanks to purely emotional reasons, but for profit. Now that the Indian scenario is brightening up, with an improving economy and a whole bouquet of reforms being brought about to ensure free, fair, trans - parent and easy business transactions in real estate, the NRI today has all the more reason to invest into Indian properties, with the added advantage of world-class investor protection ...

www.nriachievers.in May 2016 NRI AchIeveRs 37 ÁèÌð ãñ´ àææÙ âð Real Estate

s the Indian economy gathers country depends on shared resources aimed at boosting the confidence of steam and heads for consistent and talent. Fully realising this , the In - NRI/foreign investors especially when Arecovery and stability, coupled dian government is aiding mobility of India has triple advantage of democracy, with a series of reforms undertaken by Indian diaspora by declaring life time demography and demand. Moreover, reform-oriented, progressive Modi-led visas for those having PIO cards. Con - with BRIC nations not doing well, for - NDA government for improving investor sidering that Indian diaspora is spread eign investors are looking at India, espe - sentiment by way of creating better in - all across the world, it is significant to cially when it is more open to business. vestor climate,NRIs are confidently look - leverage their potential and to ensure Indian government which is committed ing at investing in India, particularly in that they invest their wealth and talent to push India to 50th position for ease of the real estate sector. in India, the government is undertak - doing business, has already cleared Because of the prevailing promising ing reforms aimed at improving invest - changes in Companies Act to better ease business environment, the relationship ment climate, making it easier, of doing business. A series of policy between India and its overseas com - transparent and profitable to do busi - measures for catalysing business/ invest - munity is on the upswing. This as - ness in India. ments like expeditious and timely ap - sumes significance as in today's Today, the focus of the government is proval processes, progressive tax regime, globalised world where people are mo - on creating policy environment that is rationalising labour laws and more clar - bile, the economic transformation of a predictable, transparent and fair and is ity on FDI are also under way. Considering the potential of NRI in - vestments in property, the government is taking measures to make it easier for foreigners to invest more in real estate by doing away with unnecessary restric - tions on flow of NRI & foreign capital. NRIs & PIOs can invest in residential and commercial property, repatriating profits from property sale and enjoying the tax waiver on reinvesting capital gains in property. NRIs are investing in property in India not just for pure emo - tional reasons but for profits. There is a significant shift among hardcore NRI investors, mostly HNIs, professionals and industrialists. Earlier they were re - stricting themselves to UK, USA due to safety of their investment but now they are looking at India as it is, in a big way, embarking on infrastructure develop - ment with major initiatives like building 100 smart cities. Bangalore, Mumbai, Pune, Goa, Gurgaon, Ahmedabad, Kochi have emerged as hot investment real estate destinations for NRIs with good quality investible properties in - cluding leasable properties. e strengthening of Indian economy

38 NRI AchIeveRs May 2016 www.nriachievers.in ÁèÌð ãñ´ àææÙ âð has a lot to do with NRIs growing interest quite aﬀordable and NRIs are getting good and holding property exhibitions and in Indian property and the government deals. According to a recent Assocham fairs, offering decent discounts to NRIs which is putting renewed emphasis on ur - survey, Indian property developers are an - to improve their liquidity. NRIs are banisation with massive allocation for in - ticipating substantial increase in inquiries making investments, hoping to generate frastructure development, has generated from NRI buyers in the coming months. good profits as subdued property mar - lot of interest in property investment, par - Looking at this opportunity, ket in India is in the revival mode. A ticularly as both residential and commer - developers and brokers are reaching out win-win situation for both property de - cial oﬃce properties with good returns are directly to NRIs by setting up overseas velopers and NRI investors. A Real Estate MORTGAGE REFORMS HERALD GOOD NEWS FOR HOME BUYERS

e recent interest rate cut of 25 bps by the Reserve Bank of India, lows the 2016-17 budget, restricting fiscal in its first monetary policy review for the new fiscal on the heels of deficit to 3.5 percent of GDP to make way the newly reformed lending rate regime for faster transmission of for more and cheaper funds to private rate cuts, together with a host of other mortgage reforms, will ben - sector, is no routine cut. It comes with a efit home buyers and result in higher credit growth, thereby pro - slew of reforms that bode well for the viding a fillip to the housing sector. housing sector. Before initiating the cut, RBI has on April 1, introduced a new he RBI's move of 25bps rate cut effected five cuts (including the recent lending regime aimed at ensuring that however falls below the expecta - one) with a cumulative rate cut of 150 bps, EMIs are in line with RBI's key rates, help - Ttions of the corporate sector, which but not even half of the 125 bps cut under - ing banks quickly pass on RBI's repo rate was demanding a substantial cut of some taken last year has been transmitted. cut. e RBI brought in the new MCLR 50 bps in order to push up demand and In this context, RBI Governor Raghu - concept, taking into consideration only growth. However, taking a cue from last ram Rajan has categorically said that the marginal cost of funds raised by banks, year's experience, RBI took a conscious central bank did not want to effect higher replacing the earlier system that was inef - decision not to effect a 50 bps cut and cre - rate cuts at a time when there is an over - ficient in transmitting the rate cut. Under ate a false sense of satisfaction. Here it is hang of transmission, and instead wanted the new rules, banks will need to adjust worth mentioning that ever since the cen - past cuts passed through first so that fur - their lending rates every month. tral government kicked in this lower inter - ther rate cuts happen without overhang. Lack of liquidity has been hampering est rate cycle since January 2015, it has But then, this recent rate cut that fol - banks' ability to transmit RBI's rate cuts into lower lending rates. To reverse this situation, RBI has lowered the minimum daily cash reserve ratio (CRR) from 95 to 90 percent, clearly reflecting its accommo - dating stance in the event of banks facing short-term liquidity mismatch, leading to greater liquidity in the banking system. e new liquidity framework will en - sure banks have a leeway to manage their liquidity and lower lending rates, espe - cially as they can now borrow for short term requirements under LAF (Liquidity Adjustment Facility) by paying lower ad - ditional interest, over and above the repo rate. A significant highlight of the newly introduced MCLR system is that it will en - sure that not just the current, but even the past rate cuts get transmitted. at's pre - cisely why aer the introduction of MCLR regime and even before the announce -

40 NRI AchIeveRs May 2016 www.nriachievers.in ÁèÌð ãñ´ àææÙ âð Real Estate

ment of 25 bps rate cut, a couple of big com - mercial banks cut lending rates by 10 bps. RAHEJAs & GERA TO DEVELOP IT SEZ IN PUNE Bankers expect further lowering of lending rates at least by 25 bps in a month or two , eading international property consultancy JLL India has announced the though fresh provisioning of NPA, at the Lsuccessful forging of a partnership deal between K Raheja Corp and Gera time of announcement of fourth quarter re - to develop and operate a prime 30-acre land parcel in Pune's IT hotbed sults may pose some hurdles. Kharadi. e land parcel will be developed into an ultra-modern IT SEZ under Considering that future rate cuts by RBI will the 'Gera Commerzone' banner, and will yield 3.5 million s. of leasable space. depend upon a number of factors including According to Sanjay Bajaj, Managing Director – Pune, JLL India, "is IT Park consumer price index based inflation, mon - will go a long way in meeting Pune's massive pent-up demand for Grade A of - soon, liquidity scenario and global economic fice spaces in the Information Technology segment. Against the supply of 4.8 environment, and considering the central million s. of Grade A office spaces which Pune received in 2015, 4.7 million bank's insistence on ensuring transmission of square feet were absorbed. IT/IteS is the city's biggest contributor to prime office old repo rate cuts before initiating a new cut, space absorption as well as employment generation. Pune has to date it seems unlikely that there will be another been Maharashtra's strongest performers aer Mumbai in terms repo rate cut by RBI in its next bimonthly pol - of IT/ITeS-spurred growth. e announcement of this major IT icy review in June. SEZ aligns favourably with Maharashtra’s new IT Policy, which However, the new MCLR based lending provides various incentives and exemptions to IT/IteS com - regime and new liquidity framework, to - panies and developers of IT parks. Kharadi, one of the most gether with a host of other recent reforms, important IT/ITES locations in Pune, is home to major hold promise for better credit flow. e Na - global IT and business process outsourcing companies. tional Housing Bank (NHB), has changed its Meanwhile Raheja Group has lined up INR 2000 cr of eligibility criteria for refinance, enabling investment in expanding its commercial real estate port - more housing finance companies to avail re - folio in Navi Mumbai by adding six million s. of com - finance from it. e government is also con - mercial space including its fourth IT park. sidering a proposal to allow Employees Provident Fund (EPFO) to deploy 15 per - cent funds towards housing finance compa - nies to boost credit flow. e government through the budget has NBCC BAGS OVER also taken reform measures like increasing INR 17500 CR ORDERS the time limit from 3 to 5 years to complete housing projects in order to facilitate home he National Buildings Construction Corporation has secured orders worth INR buyers to avail tax reduction of INR. 2 lakh T17,516 cr in the last financial year. NBCC has secured big ticket orders on interest paid on home loan and giving ad - including INR 2149 cr order from the Indian Trade Promotion Organisation (ITPO) ditional yearly rebate of INR. 50,000 on for redevelopment of the exhibition venue at home loan interest for affordable homes to Pragati Maidan, and INR 5828 cr. first time home buyers. is has been done development project of AIIMS. NBCC, with a view to boost home buying. And with under its operation, broadly covers three the supply of durable liquidity through all areas including real estate, EPC contracting the mortgage reforms, more funds will also and Project Management Consultancy get freed up for credit take-off for (PMC). NBCC has secured a total PMC individual home loan borrowers and compa - business of INR 226.96 cr. including roads, nies, resulting in positive cumulative effect offices, airports, hospitals, industrial and en - for housing push. A vironmental structures. www.nriachievers.in May 2016 NRI AchIeveRs 41 ÁèÌð ãñ´ àææÙ âð Real Estate

OFFICE SPACE DEMAND SOARS

he office demand in eight top cities of Delhi NCR, Mumbai, Bengaluru, TChennai, Kolkata, Hyderabad, Pune and Ahmadabad has soared to 11.7 msf in the first quarter of 2016, registering an increase of 19 percent over the same period last year. According to a study by Cushman & Wakefield, Bengaluru and Hyderabad accounted for a chunk of the total demand at about 72 percent on the back of strong activity from companies in the IT-ITES sector. Bengaluru wit - nessed demand of 6.1 msf, registering a rise of 47 percent from the year ago quar - ter. Bengaluru & Hyderabad also bucked the trend of sluggish absorption, while Delhi NCR saw a dip in demand by 10 percent to 0.7 msf as occupiers continue to consolidate their real estate footprint in the region. e supply across the select 8 cities saw huge surge of 41 percent to 11.1 msf, majority of which was noted in Bengaluru, followed by DElhi NCR and Hyderabad. Another significant aspect was that pre-commitments more than doubled at 4.6 msf, compared to same quarter last year, forming 40 percent of the total demand.

NO TAKERS FOR DHARAVI REAL ESTATE REGULATION REDEVELOPMENT ACT NOTIFIED

he Real Estate TRegulation & Development Act (RERA) has come into force, with its notification on May 1, 2016. This notifi - cation paves the way hanks to for the implementa - T tough eligi - tion of RERA over the next one year. Under RERA, each state bility conditions, Maha - is required to set up regulatory authority in a year. Before that rashtra government's states have been given six months time to frame specific rules. ambitious project to redevelop These rules will be based on the model rules framed by Urban Asia's largest slum Dharavi in Development & Housing Ministry. For Delhi, the framing of Mumbai has run into rough rules and constitution of regulatory authority will be done by weather. As the slum redevelopment project spread over 240 the ministry. Once RERA gets implemented, it will empower hectares failed to elicit any response from developers, Dharavi & protect property buyers, ensuring fair deals and trans - Redevelopment Project Authority (DRPA) had to postpone parency in transactions. A the date for submission of bids worth INRs 22000 cr. twice, in April. As per the redevelopment plan, the entire develop - ment area has been divided into ﬁve sectors, out of which four e author is Consulting sectors will be redeveloped by private developers, while the Editor, Real Estate. ﬁh sector is to be developed by the Maharashtra Housing & Area Development Authority (MHADA).

42 NRI AchIeveRs May 2016 www.nriachievers.in ÁèÌð ãñ´ àææÙ âð

Literati

THE THIRD WAY INCOME INEQUALITY & ECONOMIC DEMOCRACY

Upendra J. Chivukula, New Jersey’s BPU Commis - sioner and former Democrat Deputy Speaker, and Veny W. Musum, former Senior Vice President, John Paul Mitchell Systems, President, Musum Real Estate/Equity Strategies and Republican Committee - man, have co-authored a book that goes by the title of: “THE 3rd Way :: Economic Reform Or Social Revo - lution - e Solution To Income Inequality … And Building Inclusive Capitalism rough Employee Ownership.” We bring you a brief overview of this book under this new section.

HE 3rd WAY explains a set of common-sense policies that businesses to embrace employee shared equity resulting in greatly can expand wealth created by capitalism to all working accelerated massive positive change for everyone—individuals, TAmericans. It makes the case for action to spread wealth corporations and the entire society. and ownership in a style we can all grasp. It calls for mobilization Dr. Joseph Blasi, Rutgers University School of Management of people across the political spectrum to rebuild middle-class and Labour Relations said, “America is a capitalist dream machine America through greater capital ownership by regular citizens. without enough capitalists. With this simple yet profound obser - e bipartisan co-authors—Democrat Upendra Chivukula and vation, sum up a fundamental problem with the U.S. economy. Republican Veny Musum—explore both Democratic and Repub - eir solution to this ﬂaw is revolutionary.” lican thoughts on economic democracy, breaking down complex THE 3rd WAY explains “inclusive capitalism” leading to eco - economic arguments into understandable language. nomic democracy—the most fundamental thing individuals and e United State has a two-factor economy. at is, you can governments must do to shrink income inequality and grow both earn income by working or owning assets (capital) that earn in - personal wealth and national prosperity. e authors argue Em - come. Louis Kelso, father of employee ownership plans says, “Re - ployee Stock Ownership Plans (ESOPs) should be the rule rather member, capital isn't money; it's measured in money, but it's really than the exception, allowing Americans and indeed those world - producing ... or earning power. Capital is as vital as labour itself. wide to build meaningful secondary sources of income and revi - And capital is coming in style, which labour is not.” He further talize the middle and even lower classes. says, “e labour union movement at the present time is built on ousands of US and foreign companies already address this one-factor economics. Yet it is the only group of people in the problem by empowering nearly 15 million employees to acquire whole world who can demand an ESOP, who can demand to par - substantial capital without touching any of their savings. e ticipate in the expansion of their employer, and get away with it.” book makes the case for expanding the plan to greater number THE 3rd WAY describes the employee ownership plan and its of companies so that more Americans beneﬁt. A many proven, powerful advantages backed by over 100 year’s data. In the book, one can see how the desperately needed, simple North America Bureau changes to corporate tax structure would encourage virtually all

44 NRI AchIeveRs May 2016 www.nriachievers.in ÁèÌð ãñ´ àææÙ âð Cineppets

WHY A JAB WE MET WILL NEVER HAPPEN AGAIN BETWEEN SHAHID AND KAREENA

Shahid Kapoor and Kareena Kapoor may never romance again on screen. Or at least that’s what they indicated when we asked them about the possibility of pairing up together for something in the zone of a JAB WE MET PART 2. When asked how happy or unhappy Shahid and Kareena were personally on not sharing screen space to - gether in UDTA PUNJAB, especially since their last pair - ing in JAB WE MET was hugely appreciated, Shahid quipped, “So you are asking are we happy or unhappy about something that has not happened.” Hearing this Ka - reena intervened and joked, “e DVD of JAB WE MET is available in the market.”

I AND HRITHIK ROSHAN THINK ALIKE: TIGER SHROFF

Tiger Shroﬀ, who has been compared with actor Hrithik Roshan for his danc - ing style and physical attributes, says that the two think alike in certain situa - tions. About comparisons with Hrithik, Tiger avers: “For me it is a compliment and not criticism. I idolise Hrithik sir in the industry. I would like to make my career graph like him. Whenever I meet him, I realise that we think similarly, as he pays attention to every small thing at work and takes tension for every tiny thing. I have to learn a lot from him. I really respect him for his under - standing of cra, action and body language,” he added. Tiger also confessed that he drew inspiration from Hrithik’s dance and tried to adapt his style in many of his moves. Considering the fact that Tiger is the son of actor Jackie Shroﬀ, comparisons with his father are also inevitable.

RADHIKA APTE'S PSYCHOLOGICAL THRILLER PHOBIA IS NERVE-WRACKING

Radhika Apte, who will be seen next in the film 'PHOBIA', says emotionally and phys - ically it was the most stressful film she has done so far. “It was the most difficult film to do. It was emotionally and physically stressful. e film is about agarophobia. Lot of re - search went into it,” Radhika said at the trailer launch of 'PHOBIA'. Agarophobia is an anxiety disorder. To a question, she said she is scared of a lot of things, but doesn't suffer from any phobias. “I have two friends, one has travelling disorder and the other has agarophobia and I was searching about it for my friend. It's a coincidence that I got chance to work in a film on this subject,” she said.

www.nriachievers.in Cineppets

KANGANA RANAUT, AMITABH BACHCHAN, KABIR KHAN RECEIVE NATIONAL AWARDS IN DELHI

Kangana Ranaut and Amitabh Bachchan and Rs 50,000. is is the 73-year-old Haryanvi sportsperson Datto. is was received National Awards in Delhi for their actor's fourth National award. He previ - Kangana's third National Award & she also ﬁlms Tanu Weds Manu Returns and Piku ously won in 1990 (“Agneepath”), 2005 received Rajat Kamal and Rs 50,000. Vet - respectively recently. Big B, who walked (“Black”) and 2009 (“Paa”). Kangana, 29, eran actor Manoj Kumar also arrived with away with his fourth National Award, was currently engaged in a bitter legal fued with his son Kunal Goswami to receive the accompanied by his family including wife actor Hrithik Roshan, won the award for Dadasaheb Phalke Award from President Jaya Bachchan, son Abhishek Bachchan, her double role in Anand L Rai's romantic Pranab Mukherjee. A and daughter-in-law Aishwarya Rai comedy drama “Tanu Weds Manu Re - Bachchan. He received the Rajat Kamal turns” of a troublesome wife Tanu and Mumbai Bureau Silver Screen

Sunny Leone, ever since she de - scended on the Bollywood scene some time ago, has not only borne the brunt of several controversies, but had also had her share of plau - dits for her performances. Here in this piece in Silver Screen, the ac - tress talks to our maven in Mum - bai, Jyoti Venkatesh, about her exiting role in the upcoming movie ONE NIGHT STAND, and avers that she is not really interested in making her way to Hollywood ...

What is ONE NIGHT STAND all about? The film is about how a one night stand between a boy and a girl affects their lives a lot. The film basically is about how society tends to have double standards in the sense that when a man indulges in a one night stand, he is called a stud and when a woman does the same, she is dubbed a slut. It is a good film touching on gender inequality.

Is yours a performance-oriented role ? To me acting is about being silly if you have to be silly and being loud if your role needs you to be loud. I know some people spend a lot of time getting into the skin “I DO NOT HAVE of the role. I guess I am not like that. I do not necessarily take home the character that I play. Mentally I listen to what my A GODFATHER” director says and try to be in sync with what he or she wants. This film is a more — SUNNY LEONE serious space for me. www.nriachievers.in May 2016 NRI AchIeveRs 47 ÁèÌð ãñ´ àææÙ âð Silver Screen

someone guiding me. I go by feelings. If I like the script, I am game to do a role. Some movies that I did crashed like the Titanic. I learn from every ﬁlm I you do.

Which are your forthcoming films? Aer ONE NIGHT STAND which is slated for release on May 13 this year, my next film to be released will be Rajeev Chowdhary's BEIMAAN LOVE. Every film has to take its own course. I am shooting for Shah Rukh Khan’s film RAEES too, in which I have a special What message does your film not just entertain but also drives home a dance appearance. ough on the first drive home? pertinent message. day I was very nervous, I feel very proud e message is why a woman is criti - today. I have worked my butt off to prove cised when she does something but a man How would you evaluate your growth as myself by working extra hard. A isn’t. It is not restricted to just India. It an actress? happens in all parts of the world. I was quite raw in the beginning and it If the movie sets people thinking and dis - took me quite some time to come to terms Jyothi Venkatesh e writer is a well-known & cussing about this, I think half our with my acting. You learn as time passes. I established film critic. battle will be won, because the film does do not have a Godfather or a mentor or

48 NRI AchIeveRs May 2016 www.nriachievers.in ÁèÌð ãñ´ àææÙ âð

Metaphysical Musings

1. §â ÎéçÙØæ ×ð´ °ðâæ ç·¤â·¤æ ƒæÚU ãñ çÁâ ÂÚU ·¤ô§ü ·¤Ü´·¤ Ùãè´, ßã ·¤õÙ ãñ Áô ÚUô» ¥õÚU Îé¹ âð ×éQ¤ ãñ, âÎæ âé¹ ç·¤â·¤ô ÚUãÌæ ãñ? In this world, which can be said to be a blemishless family, who is free from sick - ness and grief, and who is forever happy?

w. ×ÙécØ ·Ô¤ ·¤éÜ ·¤è ØæçÌ ©â·Ô¤ ¥æ¿ÚU‡æ âð ãôÌè ãñ, ×ÙécØ ·Ô¤ ÕôÜ¿æÜ âð ©â·Ô¤ Îðàæ ·¤è ØæçÌ ÕÉ¸Ìè ãñ, ×æÙ â×æÙ ©â·Ô¤ Âýð× ·¤ô ÕÉ¸æÌæ ãñ, °ß´ ©â·Ô¤ àææÚUèÚU ·¤æ »ÆÙ ÖôÁÙ âð ÕÉ¸Ìæ ãñ. A man's descent may be discerned by his conduct, his country by his pronunciation of language, his friendship by his warmth and glow, and his capacity to eat by his body.

x. ÜÇ¸·¤è ·¤æ ŽØæã ¥‘Àð ¹æÙÎæÙ ×´ð ·¤ÚUÙæ ¿æçã°. Âé˜æ ·¤ô ¥¿Àè çàæÿææ ÎðÙè ¿æçã°, àæ˜æé ·¤ô ¥æÂçžæ ¥õÚU ·¤Cô´ ×ð´ ÇæÜÙæ ¿æçã°, °ß´ ç×˜æô´ ·¤ô Ï×ü ·¤×ü ×ð´ Ü»æÙæ ¿æçã°. Marry your daughter to a good family, en - gage your son in learning, see that your enemy comes to grief, and engage your friends in dharma.

y. °·¤ ÎéÁüÙ ¥õÚU °·¤ âæ´Â ×ð´ Øã ¥´ÌÚU ãñ ç·¤ âæ´Â ÌÖè Çâð»æ ÁÕ ©â·¤è ÁæÙ ·¤ô ¹ÌÚUæ ãô Üðç·¤Ù ÎéÁüÙ Â»-Â» ÂÚU ãæçÙ Âãé´¿æÙð ·¤è ·¤ôçàæàæ ·¤ÚUð»æ. Diﬀerence of a rascal and a serpent, the serpent is the better of the two, for he strikes only at the time he is destined to kill, while the former does so ¿æ‡æ€Ø ÙèçÌ at every step.

¿æØü ¿æ‡æ€UØ °·¤ °ðâè ×ãæÙ çßÖêçÌ Íð, çÁ‹ãô´Ùð ¥ÂÙè çßmžææ ¥õÚU ÿæ×Ìæ¥ô´ ·Ô¤ ÕÜ z. ÚUæÁæ Üô» ¥ÂÙð ¥æâ Âæâ ¥‘Àð ·¤éÜ ·Ô¤ ÂÚU ÖæÚUÌèØ §çÌãæâ ·¤è ÏæÚUæ ·¤ô ÕÎÜ çÎØæÐ ×õØü âæ×ýæ’Ø ·Ô¤ â´SÍæÂ·¤ ¿æ‡æ€UØ ·¤éàæÜ Üô»ô´ ·¤ô §âçÜ° ÚU¹Ìð ãñ´ €UØô´ç·¤ °ðâð Üô» Ù ÚUæÁÙèçÌ™æ, ¿ÌéÚU ·¤êÅUÙèçÌ™æ, Âý·¤æ´Ç ¥ÍüàææS˜æè ·Ô¤ M¤Â ×ð´ Öè çßEçßØæÌ ãé°Ð §ÌÙè ¥æÚUÖ ×ð´, Ù Õè¿ ×ð´ ¥õÚU Ù ãè ¥´Ì ×ð âæÍ ¥æ ÀôÇ¸·¤ÚU ÁæÌð ãñ´. âçÎØæ¡ »éÁÚUÙð ·Ô¤ ÕæÎ ¥æÁ Öè ØçÎ ¿æ‡æ€UØ ·Ô¤ mæÚUæ ÕÌæ° »° çâhæ´Ì ¥õÚU ÙèçÌØæ¡ Âýæâ´ç»·¤ ãñ´ Ìô ×æ˜æ §âçÜ° €UØô´ç·¤ ©‹ãô´Ùð ¥ÂÙð »ãÙ ¥ŠØØÙ, ç¿´ÌÙ ¥õÚU ÁèßæÙæÙéÖßô´ âð ¥çÁüÌ ¥×êËØ ™ææÙ ·¤ô, ÂêÚUè Kings gather around themselves people of ÌÚUã çÙÑSßæÍü ãô·¤ÚU ×æÙßèØ ·¤ËØæ‡æ ·Ô¤ ©Î÷ÎðàØ âð ¥çÖÃØQ¤ ç·¤ØæÐ good families, for they will never forsake Âðàæ ãñU v| ¥ŠØæØæð´ ßæÜè Ò¿æ‡æ€UØ ÙèçÌÓ ·¤æ çÌâÚUæ ¥ŠØæØÐ ãUÚU ¥´·¤ ×ð´ ãU× °·¤ ¥ŠØæØ them either at the beginning, the middle ÂÚU ÙÁÚU ÇUæÜð´»ðÐ or the end.

50 NRI AchIeveRs May 2016 www.nriachievers.in ÁèÌð ãñ´ àææÙ âð Metaphysical Musings

{. ÁÕ ÂýÜØ ·¤æ â×Ø ¥æÌæ ãñ Ìô â×éÎý Öè ¥ÂÙè Give up a member to save a family, a family Âé˜æ ¥‘Àæ ãñ Áô â×Âê‡æÚU ƒæÚU ·¤ô âãæÚUæ ¥õÚU àææç´Ì ×ØæüÎæ ÀôÇ¸·¤ÚU ç·¤ÙæÚUô´ ·¤ô ÀôÇ¸ ¥Íßæ ÌôÇ¸ ÁæÌð to save a village, a village to save a country, ÂÎæÙ ·¤ÚUð. ãñ´, Üðç·¤Ù â’ÁÙ ÂéL¤á ÂýÜØ ·Ô¤ â×Ø ÖØ´·¤ÚU and the country to save yourself. What is the use of having many sons if they ¥æÂçžæ ¥ß´ çßÂçžæ ×ð´ Öè ¥æÂÙè ×ØæüÎæ Ùãè´ cause grief and vexation? It is better to have ÕÎÜÌð. vv.Áô ©l×àæèÜ ãñ´, ßð »ÚUèÕ Ùãè´ ãô â·¤Ìð, Áô only one son from whom the whole family At the time of the pralaya (deluge) the ãÚUÎ× Ö»ßæÙ ·¤ô ØæÎ ·¤ÚUÌð ãñ´ ©‹ãð´ ÂæÂ Ùãè´ Àê can derive support and peacefulness. oceans exceed their limits and seek to â·¤Ìæ. Áô ×õÙ ÚUãÌð ãñ ßô Ûæ»Ç¸ô´ ×ð´ Ùãè´ ÂÇ¸Ìð. change, but a saintly man never changes. Áô Áæ»ëÌ ÚUãÌð ãñ´ ßô çÙÖüØ ãôÌð ãñ´. v6. Âæ´¿ âæÜ Ì·¤ Âé˜æ ·¤ô ÜæÇ¸ °ß´ ŒØæÚU âð ÂæÜÙ There is no poverty for the industrious, Sin ·¤ÚUÙæ ¿æçã°, ¥»Üð Îâ âæÜ Ì·¤ ©âð ÀÇ¸è ·¤è |. ×ê¹ôü ·Ô¤ âæÍ ç×˜æÌæ Ùãè´ ÚU¹Ùè ¿æçã° ©‹ãð´ does not attach itself to a person practicing ×æÚU âð ÇÚUæ°´. Üðç·¤Ù ÁÕ ßã v{ âæÜ ·¤æ ãô Áæ° ˆØæ» ÎðÙæ ãè ©ç¿Ì ãñ, €UØô´ç·¤ ÂýˆØÿæ M¤Â âð ßð japa (prayer) those who are absorbed in Ìô ©ââð ç×˜æ ·Ô¤ â×æÙ ÃØßãæÚU ·¤ÚUð´. Îô ÂñÚUô´ ßæÜð Âàæé ·Ô¤ âæ×æÙ ãñ´, Áô ¥ÂÙð ÏæÚUÎæÚU mauna (silent contemplation) have no Fondle a son until he is five years of age, use ß¿Ùô´ âð ßñâð ãè ãÎØ ·¤ô ÀÜÙè ·¤ÚUÌæ ãñ Áñâð quarrel with others, and they who are fear - the stick for another ten years, but when he ¥ÎëàØ ·¤æ¡ÅUæ àæÚUèÚU ×ð´ ƒæéâ·¤ÚU ÀÜÙè ·¤ÚUÌæ ãñ. less always remain alert. has attained his sixteenth year treat him as Do not keep the company of a fool for as a friend. we can see he is a two-legged beast. Like an v2. ¥ˆØçÏ·¤ âé‹ÎÚUÌæ ·Ô¤ ·¤æÚU‡æ âèÌæãÚU‡æ ãé¥æ, unseen thorn he pierces the heart with his ¥ˆØ´Ì ƒæ×´Ç ·Ô¤ ·¤æÚU‡æ ÚUæß‡æ ·¤æ ¥´Ì ãé¥æ, v7. ßã ÃØçQ¤ âéÚUçÿæÌ ÚUã â·¤Ìæ ãñ Áô ÖØæßã sharp words. ¥ˆØçÏ·¤ ÎæÙ ÎðÙð ·Ô¤ ·¤æÚU‡æ ÚUæÁæ ÕæÜè ·¤ô Õ´ÏÙ ¥æÂÎæ, çßÎðàæè ¥æ·ý¤×‡æ, ÖØ´·¤ÚU ¥·¤æÜ, ÎéC ×ð´ Õ´ÏÙæ ÂÇ¸æ. âßü˜æ ¥çÌ ·¤ô ˆØæ»Ùæ ¿æçã°. ÃØçQ¤ ·¤è â´»Ì Áñâè ÂçÚUçSÍçÌØæ´ ©ˆÂóæ ãôÙð ÂÚU }. M¤Â ¥õÚU ØõßÙ âð âÂóæ ÌÍæ ·¤éÜèÙ The cause for the abduction of Sita was her Öæ» Áæ°. ÂçÚUßæÚU ×ð´ Á‹× ÜðÙð ÂÚU Öè çßlæãèÙ ÂéL¤á ÂÜæàæ extreme beauty, extreme arrogance the He who runs away from a fearful calamity, ·Ô¤ ÈêÜ ·Ô¤ â×æÙ ãñ Áô âé‹ÎÚU Ìô ãñ Üðç·¤Ù ¹éàæÕê cause of Ravana's end, and excessive gen - a foreign invasion, a terrible famine, and ÚUçãÌ ãñ. erosity the cause of the shackles of the the companionship of wicked men is safe. Though men be endowed with beauty and Kingof Bali. Moral – Shun such extremes youth and born in noble families, yet with - and ubiquity. 19. Áô ÃØçQ¤ çÙÙçÜç¹Ì ÕæÌð´ (Ï×æü, ¥Íü, out education they are like the palasa ·¤æ×, ×ôÿæ) ¥çÁüÌ Ùãè´ ·¤ÚUÌæ ßã ÕæÚU ÕæÚU Á‹× flower, which is void of sweet fragrance. v3. çÁâ ÌÚUã âæÚUæ ßÙ ·Ô¤ßÜ °·¤ ãè ÂécÂ ¥ß´ Üð·¤ÚU ×ÚUÌæ ãñ âé»´Ï ÖÚUð ßëÿæ âð ×ã·¤ ÁæÌæ ãñ ©âè ÌÚUã °·¤ ãè He who has not acquired the following: re - ~. ·¤ôØÜ ·¤è âé‹ÎÚUÌæ ©â·Ô¤ »æØÙ ×ð´ ãñ. °·¤ S˜æè »é‡æßæÙ Âé˜æ ÂêÚUð ·¤éÜ ·¤æ Ùæ× ÕÉæÌæ ãñ. ligious merit (dharma), wealth (artha), sat - ·¤è âé‹ÎÚUÌæ ©â·Ô¤ ¥ÂÙð ÂçÚUßæÚU ·Ô¤ ÂýçÌ â×Âü‡æ As a whole the forest becomes fragrant by isfaction of desires (kama), or liberation ×ð´ ãñ. °·¤ ÕÎâêÚUÌ ¥æÎ×è ·¤è âé‹ÎÚUÌæ ©â·Ô¤ ™ææÙ the existence of a single tree with sweet- (moksa) is repeatedly born to die. ×ð´ ãñ ÌÍæ °·¤ ÌÂSßè ·¤è âé‹ÎÚUÌæ ©â·¤è smelling blossoms in it, so does a family be - ÿæ×æàæèÜÌæ ×ð´ ãñ. come famous by the birth of a virtuous son. 20. ÏÙ ·¤è Îðßè Üÿ×è SßØ´ ßãæ´ ¿Üè ¥æÌè ãñ The beauty of a cuckoo is in its notes, Áãæ¡ ... ×ê¹ô´ü ·¤æ â×æÙ Ùãè´ ãôÌæ, ¥ÙæÁ ·¤æ that of a woman in her unalloyed devotion v4. çÁâ Âý·¤æÚU ·Ô¤ßÜ °·¤ âê¹æ ãé¥æ ¥‘Àð âð Ö‡æÇæÚU‡æ ç·¤Øæ ÁæÌæ ãñ, ÂÌè, Â%è ×ð´ to her husband, that of an ugly person in ÁÜÌæ ßëÿæ âÂê‡æü ßÙ ·¤ô ÁÜæ ÎðÌæ ãñ ©âè Âý·¤æÚU ¥æÂâ ×ð´ ÜÇ¸æ§ü Õ¹ðÇ¸æ Ùãè´ ãôÌæ ãñ. his scholarship, and that of an ascetic in his °·¤ ãè ·¤éÂé˜æ âæÚUð ·¤éÜ ç·¤ ×æÙ, ×ØæüÎæ ¥õÚU Lakshmi, the Goddess of wealth, comes of forgiveness. ÂýçÌDæ ·¤ô ÙC ·¤ÚU ÎðÌæ ãñ. her own accord to places where fools are Just as a single withered tree, when set not respected, grain is well stored up, and v®. ·¤éÜ ·¤è ÚUÿææ ·Ô¤ çÜ° °·¤ âÎSØ ·¤æ aflame causes a whole forest to burn down, the husband and wife do not quarrel. A ÕçÜÎæÙ Îð´, »æ´ß ·¤è ÚUÿææ ·Ô¤ çÜ° °·¤ ·¤éÜ ·¤æ so does a rascal son destroy a whole family. ÕçÜÎæÙ Îð´, Îðàæ ·¤è ÚUÿææ ·Ô¤ çÜ° °·¤ »æ´ß ·¤æ ÕçÜÎæÙ Îð´, ¥æˆ×æ ·¤è ÚUÿææ ·Ô¤ çÜ° Îðàæ ·¤æ v5. °ðâð ¥Ùð·¤ Âé˜æ ç·¤â ·¤æ× ·Ô¤ Áô ÎéÑ¹ Source : www.hindisahityadarpan.in ÕçÜÎæÙ Îð´. ¥õÚU çÙÚUæàææ ÂñÎæ ·¤ÚUð´. §ââð Ìô ßã °·¤ ãè

www.nriachievers.in May 2016 NRI AchIeveRs 51 ÁèÌð ãñ´ àææÙ âð Metaphysical Musings

âßæÜ Ìô ÇêÕÙð ·¤æ ãñ....!!

ãæ´ ¿æã ßãæ´ ÚUæã, ÁèßÙ ·¤è âæÚUè ¹éÎ âð ÕæÌ ·¤ÚUð´ ×é·¤æÕÜæ ·¤ÚUÙð ·¤è àæçQ¤ ÂñÎæ ·¤ÚUÙæ °·¤ ÕðãÌÚUèÙ ©ÂçŽÏØô´ ·¤æ S˜æôÌ °·¤ ¿æã ãè ãôÌè ¥æÂ·Ô¤ ¿æÚUô´ ¥ôÚU ¥æÙ‹Î ¥õÚU ×ÙôÚU´ÁÙ ·Ô¤ ¥Ùð·¤ »é‡æ ãñÐ Áãñ çÁâ·¤è ·¤æ×Ùæ ¥Íßæ §‘Àæ ·¤ô âæÏÙ ×õÁêÎ ãñ´Ð Õéçh×æÙ ÃØçQ¤ ÂýˆØð·¤ ßSÌé ¥õÚU ¥ÌÑ ¥ÂÙ ð ×Ù ·¤ô ßá × ´ð ÚU¹Ù ð ·¤è àæçQ¤ Âæý # ¥æÂ çÎÙ-ÚUæÌ ¥ÂÙð â´» ÚU¹ð´»ð ©ââð ÂýˆØð·¤ SÍæÙ ÂÚU ¥æÙ‹Î ¹ôÁ ÜðÌð ãñ´Ð ÁÕ ¥æÂ ·¤Ú ´Uð Ìæç·¤ ãèÙ ç¿žæßçë žæØæ ¡ ¥æÂ·¤ô çÇ»æ Ù â·¤ÔÐ´ ¥æÂ·¤Ô ¥ÙéÂýæç‡æÌ ÚUãð´»ð ßã ÏèÚUð-ÏèÚUð ¥æÂ·Ô¤ ÃØçQ¤ˆß ÂýæÌÑ ·¤æÜ âô ·¤ÚU ©Æð´ Ìô âÕ âð ÂãÜð ÎëÉ çÙpØ ÁèßÙ × ´ð ç·¤ÌÙè Öè ·¤çÆÙæ§Øæ ´ €UØô ´ Ù ¥æ°,´ ¥ÂÙð ·¤æ ¥´» ÕÙ ÁæØð´»èÐ ¿æã ×ð´ ÕÇè ¥æ·¤áü‡æ àæçQ¤ ·¤ÚUð´ ç·¤ ¿æãð ·¤éÀ Öè ãô ¥æÁ ·Ô¤ çÎÙ ·¤ô ¥æÙ‹Î çß¿æÚUô ´ ·¤ô ÎÉë ÚU¹Ð´ð ¥æÂ·¤è çßÁØ ÂÌæ·¤æ ÈãÚUæØ»ð è Òattraction power Ó ãôÌè ãñÐ ÁÕ ¿æã ¿ÚU× ¥õÚU ©„æâ ·¤æ çÎÙ ÕÙæ·¤ÚU ãè ÚUãð´»ðÐ §â·¤æ ¥õÚU ¥æÂ ¥ÂÙ ð ©Îàð Øô ´ × ´ð âÈÜ ãô»´ Ðð ×Ùcé Ø çÁâ âè×æ ÂÚU Âãé´¿ ÁæÌè ãñ Ìô §â ¥æ·¤áü‡æ Ò attrac - ÂçÚU‡ææ× Øã ãô»æ ç·¤ â´ÖæçßÌ ¥âÈÜÌæ ¥õÚU ÕæÌ ·¤æ ç¿Ì´ Ù ¥õÚU ×ÙÙ ·¤ÚUÌæ ã ñ ¥õÚU çÁÙ ©gàð Øô´ tion Ó ·Ô¤ ÀôÚU âð Õ´Ïè ãé§ü ÂýˆØð·¤ ßSÌé â´·¤ÅU ¥æÂ·Ô¤ ¥æâ Âæâ Öè Ùãè´ ÈÅU·¤ Âæ°´»ðÐ ·¤è Âçê Ì ü ·¤æ â·´ ¤ËÂ ·¤ÚUÌæ ã,ñ ©Ù× ´ð ©â ð ×æÙçâ·¤ çÙpØ ¥æÂ·¤è ¥õÚU ç¹´¿è ¿Üè ¥æÌè ãñ, ¥Ù×Ùð ãô·¤ÚU ¥æÂ·¤æ çÎÙ ÃØÍü ÙC Ùãè´ Áæ°»æ Ð ¥æÂ çÁÌÙæ mæÚUæ ãè âÈ¤ÜÌæ Âæý # ãôÌè ãÐñ ·¤æ× ·¤ÚUÙð âð ÎæÜ-ÚUôÅUè Ìô ¿Ü â·¤Ìè ãñ ÂÚU‹Ìé ·¤æ× ·¤ÚU ÂæÌð ãñ´ ©ââð Îô »éÙæ ·¤æ× Ìô ¥æßàØ ãè â´·¤ËÂ ·¤æ ãè ÎêâÚUæ Ùæ× âÈÜÌæ ãñ, â×ëçh °´ß àæçQ¤ Âýæ# Ùãè´ ·¤è Áæ â·¤Ìè Ð ·¤ÚU ÇæÜð´»ðÐ ØçÎ ×Ù ç¹óæ ãô ÁæØð Ìô ÂýâóæÌæ Âýæ# ¥õÚU ÃØçQ¤ ·¤æ ×Ù â´·¤ËÂô´ ·¤æ S˜æôÌ ãñÐ Øéß·¤ô´ ·¤ô ·Ô¤ßÜ °·¤ ãè ×êÜ ·¤ÚUÙð ·Ô¤ çÜ° ¹êÕ ã¡âð´ ¥õÚU ×éS·¤éÚUæ°´Ð ÁôÚU-ÁôÚU ¥ÌÑ ×Ù ×ð´ ç·¤âè Âý·¤æÚU ·¤è ·¤×ÁôÚUè Ù ¥æÙð Îð´Ð ×´˜æ ÎðÙæ ¿æãÌæ ãê´ ¥ÂÙð ¥æÂ ÂÚU çßEæâ âð ç¹Üç¹Üæ ·¤ÚU ã´âÙð âð âæÚUð ÌÙæß ¥õÚU ©â×ð´ Á´» Ù Ü»Ùð Îð´Ð ØçÎ ×Ù ÂýÈé¤ç„Ì ÚUãð»æ Ìô ÚU¹ô, ¥ÂÙè àæçQ¤Øô´ ÂÚU ÖÚUôâæ ÚU¹ôÐ ç¿´Ìæ°´ Àê ãô ÁæÌè ãñ´Ð çÙÕüÜ àæÚUèÚU Öè ·¤çÆÙ âð ·¤çÆÙ ·¤æØü ·¤ÚUÙð ×ð´ Øã ÕæÌ ØæÎ ÚU¹ô ç·¤ ÌéãæÚUð ÖèÌÚU ßã àæçQ¤ ãñ ·¤Cô´ ·¤è âÎæ ©Âðÿææ ·¤èçÁ°Ð ©Ù·¤æ ×Áæ·¤ â×Íü ãô Áæ°»æÐ A Áô °·¤ ÕæÚU Áæ»ëÌ ãôÙð ÂÚU Ìéãð´ Ù ©ÇæØð´, ÁÕ ã× ©Ù·¤è ©Âðÿææ ·¤ÚUÌð ãñ´, ©‹ãð´ ÖéÜæ ·Ô¤ßÜ §×æÙÎæÚU ©l×è ßÚU‡æ âÈ¤Ü ß âéâ´S·¤ëÌ ÎðÌð ãñ´ ÌÕ ßã çß¿æÚU ã×æÚUð çÜ° Îé¹ÎæØè Ùãè´ ÚUãÌðÐ — °·¤ ç¿´Ì·¤ Öè ÕÙæ Îð»èÐ çßÂçžæØô´ ×ð´ ¥ÂÙð ×Ù ·¤ô âéÏæÚU·¤ÚU ©Ù·¤æ

52 NRI AchIeveRs May 2016 www.nriachievers.in ÁèÌð ãñ´ àææÙ âð

Did You Know?

Many of us often take a lot of our heritage for granted, especially if they are live buildings and ensem - bles like those in Lutyen's Delhi— the tiered wedding-cake like Parliament house being no excep - tion. However, stories and events, trivia and little known factoids about this extraordinary heritage architectural ensemble bang in the middle of New Delhi abound and are legion. In this article, Vikramjit Singh Rooprai ac - quaints us with yet another little known facet of the building that houses the Indian Parliament ...

Today, this upper house is known as the Rajya Sabha. e Central Legislative Assembly, or the lower house, originally had 145 members representing diﬀerent provinces of India. Out of these, 103 were elected and the rest nominated by the upper house. Out of THE PARLIAMENT OF INDIA these 103, 51 came from general con - stituencies (30 by Muslims, 2 by Sikhs, 9 by Europeans, 7 by Landlords and the rest by businessmen). is Assembly was abol - THE CASE OF ished on the 15th of August 1947 and until 1952, as India was on its path to becoming THE MISSING THIRD HOUSE a Republic, the Legislative Assembly was renamed as the 'Lok Sabha' to become lmost all of us are indeed aware nally, the Indian Parliament—or Council functional under the new Constitution of that our Parliament is bi-cameral House as it was then termed as, had not 2 India. Its members are sometimes still Aand comprises of two houses, the but 3 houses—the State Council, the Cen - known as MLAs (Members of the Legisla - Lok Sabha and the Rajya Sabha. e de - tral Legislative Assembly, and ... the tive Assembly). sign of the heritage building that is home Chamber of Princes. en came this third house, the one that to these two houses of our Parliament, The States Council originally had 60 was also abolished in 1947. While the though, shows the existence of four halls members when it was set up in 1919. The Council of States and the Legislative As - instead of two—there are three halls on the Viceroy or the Governor General of sembly merged into the Constituent As - sides with a fourth one positioned right at India was its Ex Officio President. In sembly and later re-merged as the Rajya the centre of the circular building, the cen - 1937, the size was increased to 260 mem - Sabha and the Lok Sabha respectively, this tral hall, which today is used for joint ses - bers and in 1947, it was dissolved to be one house had no representation le in the sions of both the upper and lower houses. later taken over by Constituent Assem - new independent system of the Republic Digging deep into this, we ﬁnd that origi - blies of India and Pakistan respectively. of India. erefore, on the 15th of August

54 NRI AchIeveRs May 2016 www.nriachievers.in ÁèÌð ãñ´ àææÙ âð Heritage

1947, even as India was divided and par - vened in the month of March. On 12th of Privy Purse was established, as a compen - titioned into the Dominion of India and the month, they resolved that: sation. e Privy Purse was a payment the Dominion of Pakistan—this one pow - “e Chamber of Princes, while wel - made to the royal families of erstwhile erful house was abolished and history coming the attainment by India of its due princely states aer they agreed to merge seems to have forgotten it as well. is place among the Dominions of the British their states/kingdoms with India, losing all house was the 'Chamber of Princes,' or the Commonwealth under the British Crown, rights to rule. In 1947, the states were re - ‘Narendra Mandal’. It was established in records its emphatic and firm view that, in quired to sign the instrument of accession 1920 by royal fiat—a proclamation by any future constitution for India, the essen - with India and cede defence, communica - King Emperor George V, so that the tial guarantees and safeguards for the tion and foreign relations to India. Later, princely states of India can have their say preservation of the sovereignty and auton - in 1949, most of these states were com - in the administration of the dominion and omy of the States and for the protection of pletely merged. e amount of the privy be able top voice their needs to the British their rights and interests arising from purse was determined by several factors, crown. is abolition was one of the most treaties, and engagements and sanads or including the revenue of state, gun salute important decisions taken, as it did away otherwise, should be effectively provided enjoyed during British Raj and antiquity with the British policy of isolating Indian and that any unit should not be placed in a of dynasty etc. While the smaller states princely states from each other. position to dominate the others or to inter - were given a privy purse allowance as low When initially this House first met as Rupees 5,000 per annum, states like on the 8th of February 1921, it had all Hyderabad, Mysore, Travancore, Bar - of 120 members. 108 of these repre - oda, Jaipur and Patiala received a privy sented major states, and hence mem - purse above Rupees 10,00,000. 102 privy bers in their own right. e remaining purses were between 1-2 lakh rupees. 12 were elected to represent 127 smaller e Government of India kept reducing states, which le 327 minor states with the privy purses with every succession no representation. Also, major states in the families. like Baroda, Gwalior and Holkar re - When Prime Minister Indira Gandhi fused to join in. ey met only once a abolished the Privy Purse in 1971, rulers year, with an appointed standing com - of erstwhile states decided to contest elec - mittee meeting more oen. e house tions, hoping that their subjects would had a Chancellor as head of the house. fere with the rights and safeguards guaran - elect them into parliament where they can e first chancellor was Major General teed to them, and that all parties must be voice their needs properly. However, most HH Sir Ganga Singh—Maharaja of ensured their due share and fair play; And of them were le red faced aer shameful Bikaner—who presided over the house that, in any negotiations for formulating a defeats with huge margins. Popular rulers from 1921-1926. His successors were Ad - constitution for India, whether independ - like Nawab Mansoor Ali Khan Pataudi hiraj Major General HH Sir Bhupinder ently of the Government of India Act 1935, could earn only 5% of total votes in 2-way Singh—Maharaja of Patiala (1926-1931), or by revision of that Act, representatives contests. Finally, the Privy Purses came to Colonel HH Sir K. S. Ranjitsinhji—Ma - of the States and of this Chamber should an end. Many a nawabs or Kings did be - haraja of Nawanagar (1931-1933), have a voice proportionate to their impor - come more active in politics, while others Colonel HH Sir K. S. Digvijaysinhji—Ma - tance and historical position.” went on to start their businesses. A haraja of Nawanagar (1933-1944), Hajji Despite this resolution, the chamber Major General HH Sir Hamidullah was dissolved and never revoked. Instead, Khan—Nawab of Bhopal (1944-1947). the princely states were annexed into the Vikramjit Singh Rooprai e writer is a heritage lover In 1940, as discussion and debates on Dominion of India and Dominion of Pak - and activist who found it fit to Indian Independence was gathering heat istan one aer another, and the hall dedi - leave a lucrative career in IT to and gaining momentum, the Chamber of cated for the Chamber of Princes was later take up the promotion of the heritage and cultures of India. Princes, feeling this scorching heat, con - converted into the Parliament Library. A www.nriachievers.in May 2016 NRI AchIeveRs 55 ÁèÌð ãñ´ àææÙ âð Destinations

»ÚU ¥æÂ âæãçâ·¤ ¥õÚU ¥Çßð´¿ÚU ç·¤S× ·Ô¤ ƒæé×·¤Ç¸ ãñ´ ¥õÚU âæÍ ãè ¥ Ï×ü ×ð´ ¥æSÍæ ÚU¹Ìð ãñ´ Ìô §â »ýèc×·¤æÜ ×ð´ ¥æÂ ·Ô¤ÎæÚUÙæÍ Ïæ× Øæ˜ææ ·¤ÚU â·¤Ìð ãñ´Ð ·Ô¤ÎæÚUÙæÍ ×ç‹ÎÚU çã×æÜØ ÂßüÌ ·¤è »ôÎ ×ð´ ÖæÚUÌ ·Ô¤ ©žæÚUæ¹‡Ç ÚUæ’Ø ·Ô¤ M¤ÎýÂýØæ» çÁÜð ×ð´ çSÍÌ ãñÐ ÂýçÌ·¤êÜ ÁÜßæØé ·Ô¤ ·¤æÚU‡æ Øã ×ç‹ÎÚU ¥ÂýñÜ âð Ùß´ÕÚU ×æã ·Ô¤ ×ŠØ ãè ÎàæüÙ ·Ô¤ çÜ° ¹éÜÌæ ãñÐ ·¤ˆØêÚUè àæñÜè âð ÕÙð §â ×ç‹ÎÚU ·Ô¤ ÕæÚUð ×ð´ ·¤ãæ ÁæÌæ ãñ ç·¤ §â·¤æ çÙ×æü‡æ Âæ‡Çß ß´àæ ·Ô¤ Á‹×ðÁØ Ùð ·¤ÚUæØæ ÍæÐ Øãæ¡ çSÍÌ SßØÖê çàæßçÜ´» ¥çÌ Âýæ¿èÙ ãñÐ ¥æçÎ àæ´·¤ÚUæ¿æØü Ùð §â ×ç‹ÎÚU ·¤æ Áè‡æôühæÚU ·¤ÚUßæØæÐ ÁêÙ w®vx ·Ô¤ ÎõÚUæÙ ÖæÚUÌ ·Ô¤ ©žæÚUæ¹‡Ç ¥¿æÙ·¤ ¥æ§ü ÕæÉ¸ ¥õÚU ÖêS¹ÜÙ ·Ô¤ ·¤æÚU‡æ ·Ô¤ÎæÚUÙæÍ âÕâð ¥çÏ·¤ ÂýÖæçßÌ ÿæð˜æ ÚUãæÐ §â

¥æŠØæçˆ×·¤Ìæ ·¤æ mæÚU-·Ô¤ÎæÚUÙæÍ Ïæ×

56 NRI AchIeveRs May 2016 www.nriachievers.in ÁèÌð ãñ´ àææÙ âð Travel

°ðçÌãæçâ·¤ ×ç‹ÎÚU ·¤æ ×éØ çãSâæ ¥õÚU âçÎØô´ ÂéÚUæÙæ »é´ÕÎ âéÚUçÿæÌ ÚUãð Üðç·¤Ù ©â·Ô¤ ¥æâ-Âæâ ·¤æ §Üæ·¤æ ÂêÚUè ÌÚUã ÌÕæã ãô »ØæÐ ·Ô¤ÎæÚUÙæÍ ×ç‹ÎÚU ÕæÚUã ’ØôçÌçÜ´ü» ×ð´ âç×çÜÌ ãôÙð ·Ô¤ âæÍ ¿æÚU Ïæ× ×ð´ âð Öè °·¤ ãñÐ ·Ô¤ÎæÚUÙæÍ Áè ·¤æ ×ç‹ÎÚU ¥æ× ÎàæüÙæçÍüØô´ ·Ô¤ çÜ° ÂýæÌÑ {Ñ®® ÕÁð ¹éÜÌæ ãñÐ ÎôÂãÚU °·¤ âð Îô ÕÁð Ì·¤ çßàæðá ÂêÁæ ãôÌè ãñ ¥õÚU ©â·Ô¤ ÕæÎ çßŸææ× ·Ô¤ çÜ° ×ç‹ÎÚU Õ‹Î ·¤ÚU çÎØæ ÁæÌæ ãñÐ ÂéÙÑ àææ× z ÕÁð ÁÙÌæ ·Ô¤ ÎàæüÙ ãðÌé ×ç‹ÎÚU ¹ôÜæ ÁæÌæ ãñ, ÚUæç˜æ }Ñx® ÕÁð www.nriachievers.in May 2016 NRI AchIeveRs 57 ÁèÌð ãñ´ àææÙ âð Destinations

·Ô¤ÎæÚUðEÚU ’ØôçÌçÜ´ü» ·¤æ ×ç‹ÎÚU Õ‹Î ·¤ÚU çÎØæ ÁæÌæ ãñÐ àæèÌ·¤æÜ ×ð´ ·Ô¤ÎæÚUƒææÅUè ÕÈ¸ü âð É·¤ ÁæÌè ãñ, ×´çÎÚU âæ×æ‹ØÌÑ ÙßÕÚU ×æã ·¤è vz ÌæÚUè¹ âð Âêßü Õ‹Î ãô ÁæÌæ ãñ ¥õÚU ÀÑ ×æã ÕæÎ ¥ÍæüÌ ßñàææ¹è (vx-vy ¥ÂýñÜ) ·Ô¤ ÕæÎ ¹éÜÌæ ãñÐ ßñâð Ìô ·Ô¤ÎæÚUƒææÅUè ¥õÚU ©â·Ô¤ ¥æâ Âæâ âÖè Á»ã ·Ô¤ ÎëàØ ÕãéÌ ãè ×ÙôÚU× ãñ´ ¥õÚU ¥æÂ·¤è ÎëçC ¥õÚU ×Ù çÁÏÚU Îð¹ô»ð Îð¹Ìæ ãè ÚUã Áæ°»æ ÂÚU‹Ìé ×´çÎÚU ·Ô¤ Âæâ ¥æÂ §Ù SÍæÙô´ ÂÚU Öè ƒæê×Ùð ·¤æ ¥æÙ´Î ©Ææ â·¤Ìð ãñ´Ð ƒæê×Ùð ÜæØ·¤ ·¤éÀ SÍæÙ ãñ »æ´Ïè âÚUôßÚU, àæ´·¤ÚUæ¿æØü â×æçÏ, ÖñÚUßÙæÍ ÅUðÂÜ, ßæâé·¤è ÌæÜ ×´Îæ·¤Ùè ·¤æ ç·¤ÙæÚUæ, ¥æçÎÐ çÎ„è âð ·Ô¤ÎæÚUÙæÍ ¥æÂ Õâ ¥õÚU °ØÚU ÎôÙô´ ×æ»ô´ü âð Âãé¡¿ â·¤Ìð ãñ´Ð âÇ¸·¤ ×æ»ü – çÎ„è âð «çá·Ô¤àæ, ßãæ´ âð L¤ÎýÂýØæ» »õÚUè·¤é´Ç ¥õÚU çÈÚU ßãæ´ âð ·Ô¤ÎæÚUÙæÍ. (·¤éÜ yz® ç·¤×è.)Ð °ØÚU ×æ»Ñü-çÎ„è âð ÎðãÚUæÎêÙ Üæ§ÅU âð, çÈÚU ßãæ´ âð ÅUñ€Uâè mæÚUæ ÈæÅUæ ¥õÚU ÌÕ ãðÜè·¤æŒÅUÚU âð ·Ô¤ÎæÚUÙæÍÐ Åþñ·¤ M¤ÅU ·Ô¤ÎæÚUÙæÍ ·Ô¤ çÜ°-»õÚUè·¤é´Ç âð ÚUæ×ÕæÇæ (| ç·¤×è.)-ÚUæ×ÕæÇ¸æ âð i g a A

y çÜ´¿õÜè (z ç·¤×è.)-âð ·Ô¤ÎæÚUÙæÍ ×´çÎÚU (y ç·¤×è.) - ·¤éÜ v{ ç·¤×è. T v e e j a R

: t x

e Rajeev Tyagi T

& e author is an experienced s o t

o photojournalist who once in h P writes with some ﬂair in accompaniment to his visuals.

58 NRI AchIeveRs May 2016 www.nriachievers.in ÁèÌð ãñ´ àææÙ âð

Registered with Registrar of Newspapers for India Postal regd. No. G-3/DN/297/2016-2018 RNI No. DELBIL/2012/45826 Date of Publication: 5th of every Month Date of Posting: 8th & 9th of every Month