DUBAI IS THE PLACE. NOW IS THE TIME. D U B A I A CITY THAT IS ALWAYS EVOLVING

1971s 1985s 2000 onwards 2010

Burj Khalifa, the tallest tower in the The Airline is born growth with 44,000 rooms added across an world puts on the Global Map Emirates is founded. and Dubai is nally on additional 180 establishments in just 10 years. increasing the number of the international scene Today the number reached more than tourists visiting Dubai to 47.2 million 100,000 rooms across 681 establishments around the city

1960s 1979s 1990s 2001 2016

Inauguration of Dubai Cable, Dubai turns into a modern metropolis Dubai Airport opens to the public. The real estate market is busiest for international tra c, Dubai Dry Docks, Jebel Ali Port, with two state -of-the-art ports, an international now open to foreigners. with International Passengers Dubai Aluminium and the Dubai airport, the agship carrier Emirates and a nearly doubled by end of 2016 World Trade Centre. world-class free trade industrial zone in Jebel Ali. to over 83.6 million. U A E & D U B A I A NEVER -ENDING GROWTH

UAE DUBAI

UAE Population: Dubai Population : 9.48 million 3 million 2% growth yearly 5% growth yearly

UAE Total land area: Dubai Total land area : 83,600 Km2 4,114 Km2

Population mix

10% UAE Nationals 90% Foreigners coming from 200 nationalities INVEST IN A C I T Y O F O P P O R T U N I T I E S S T R A T E G I C A L L Y L O C A T E D : Located at the crossroads of Asia, Africa and Europe, geography has helped transform Dubai into a platform for these markets and a destination for both investment and tourism. 2.1 billion within 4-hour ght 5.6 billion within 8-hour ght

4-hour Air-Sea connectivity

240 million year on completion of airport expansion Dubai is a politically stable environment and a safe city A SAFE HAVEN for citizens, residents and visitors alike. According to Interpol, FOR INVESTORS Dubai is one of the safest cities in the world in terms of crimes and health, making it a reassuring ground for all. STATE -OF -THE -ART INFRASTRUCTURE

In the last 10 years AED90 billion was spent on road improvement. Nowadays Dubai is rated No. 1 in Quality of Roads by the World Economic Forum Rankings and Dubai Metro is the world's longest driverless metro network, as recognized by Guinness World Records in 2012. A STRONG CURRENCY

The UAE dirham being pegged to the long-established and globally recognized US dollar means that the value of the currency has enjoyed balance and growth, as well as stability to the import and export trade. GDP growth rate

Though Dubai moved away from traditional trading and looked to its natural resources for sustenance in the 4% latter half of the 20th century, revenue from oil was soon complemented and later 3.4% GDP 3.2% almost replaced with a knowledge -based growth and services driven economy. Nowadays rate 2.6% oil exports account for only six per cent of 1.6%

- Gulfnews - Khaleej Times 2015 2016 2017 2018 2019 - Khaleej Times Gulfnews Expected growth R A N K E N D O R S E M E N T S

EASE OF DOING MOST PREPARED MOST POPULAR MOST ATTRACTIVE FOR INNOVATION BUSINESS FOR CHANGE DESTINATION THE ULTRA -WEALTHY TOP 30

UAE has maintained its position Dubai is rated the most prepared for Dubai ranked 4th most popular The metropolis is also a Thanks to its commitment to as the leading country in the change in the MENA region, and the destination in the works according magnet for the ultra -wealthy, innovation, the city climbed 3rd most prepared globally**, and to ninth annual MasterCard bagging 16th place in Knight the 3 rd Dubai Innovation climbed to 16th place worldwide on Global Destinations Cities Index, Index ranking 14 th amongst ranked 18th in the September the World Economic Dubai ers a rich diversity of Wealth Index. the top 30 global cities. 2017 and 6th worldwide in terms Competitiveness Report 2016 -2017. attractions, entertainment and of reputation. * lifestyle opportunities.

*The Global Financial Centres Index (GFCI) is a ranking of the competitiveness of nancial centres published twice per year by Z/Yen Group in London and the China Development Institute in Shenzhen since 2015 **according to The KPMG Change Readiness Index A THRIVING ENVIRONMENT FOR BUSINESS

THE FREE ZONES SYSTEM THE IMPORTANCE OF SME

Having pioneered economic free zones with 100% foreign ownership, low tax policies, full repatriation of pro s, low -cost with over 200,000 registered companies, Dubai has also seen -conducive an in ux of Small Medium and Micro Enterprises. environment has regularly evolved to o er dedicated zones for segmented industries and their spec c requirements. Connecting Minds, Creating the Future

Being the rst Arab country to host the World Expo, the Dubai Expo 2020 is set to create sig nt opportunities.

25 million $38 billion Dubai Expo International visitors 277,000 jobs economic 2020 exposure expected created impact A TOP TOURISM DESTINATION

Tourists in 2015 14.2 million entertainment and lifestyle opportunities, tourism is on the rise. Based on data from DTCM, 2017 meant a substantial increase in tourist arrivals from Russia (96%) , China (53%) , Tourists in 2016 14.9 million Iran (23%), India (21%) and Jordan (21%) .This is why Dubai was ranked the 4th most visited city in the world by the ninth annual MasterCard Global Destinations Cities Index. Tourists in 2017 15.8 million

Expected Emirates Airlines, who won the Best Airline Worldwide 25 million Tourists in 2020 Award in 2017 at the Business Traveller Awards, has a eet of more than 265 aircraft ying over 155 destinations in more than 80 countries globally. Population 2.98 million TOURISM ATTRACTIONS Dubai is home of many attractions and adventures that are truly special and unique THE TALLEST TOWER IN THE WORLD AQUARIUM THE BIGGEST SHOPPING MALL WITH AN INDOOR AQUARIUM SKI DUBAI THE FIRST INDOOR SKI SLOPE IN A MALL THE GREEN PLANET THE FIRST RAIN FOREST IN THE MIDDLE EAST DUBAI FOUNTAIN DINNER IN THE SKY SKY DIVE DUBAI SOAR LIKE A BIRD OVER ONE OF THE MOST SPECTACULAR DROP ZONES IN THE WORLD DUBAI EYE THE TALLEST FERRIS WHEEL IN THE MIDDLE EAST THE FIRST 7 -STAR HOTEL IN THE WORLD PALM JUMEIRAH THE FIRST MAN -MADE ISLAND DUBAI FRAME THE BIGGEST FRAME IN THE WORLD LOUVRE ABU DHABI A THIRTY -YEAR AGREEMENT BETWEEN THE CITY OF ABU DHABI AND THE FRENCH GOVERNMENT YAS MARINA CIRCUIT ANNUALLY HOSTING THE GRAND PRIX FERRARI WORLD THE FIRST FERRARI -BRANDED THEME PARK AND LARGEST SPACE FRAME STRUCTURE EVER BUILT DUBAI CANAL AN ARTIFICIAL BUILT CANAL OPENING A NEW RETAIL AREA IN DUBAI DUBAI OPERA A NEW MASTERPIECE FROM DUBAI T H E S K Y S C R A P E R R A C E

In terms of the number of buildings standing at over 150m, Dubai ranks third architects have helped Dubai achieve this but the city has also called on the architectural and engineering talents of the region. structure named . The Tower will surpass the and will mainly serve as an architectural structure. It is also expected to include space The Tower for a hotel, restaurants, an observation deck and more. ------Under development

Burj Khalifa - - - -

Princess Tower - - - - Tallest residential building (413m) - - - - Tallest hotel (356m) THE EXPANSION

- The creation of a Future Endowment Fund worth AED1 billion to invest in innovation

- 25% of the vehicles on Dubai roads will be driverless by 2030

- The Museum of The Future will be located on Sheikh Zayed Road and will open up to more innovation, startups and developments

- The being built in Dubai

- $32 billion for Al Maktoum International Airport expansion

- Emirates airlines commitment for expansion .

- $6 billion deployed to Theme Parks new projects expansion .

- $4.1 billion committed to the expansion of DIFC - Dubai International Financial Centre

- The completion of the model of future global cities, Dubai Creek Harbour , a $1 billion project.

- Dubai Government investment in to EXPO 2020 of $8.9b

LEADING TO 277,000 JOBS BY 2020

CITY CENTRE DUBAI PROPERTY PRICES AND RENTALS COMPARED: OUTSIDE CITY CENTRE RENT PER MONTH COMPARISON (1BR)

3,107.84 $

2,296.82 $ 2,115.44 $

1,893.20 $ 1,896.93 $

1,643.38 $ 1,412.81 $ 1,302.76 $ 1,103.11 $ 899.87 $

576.13 $ 566.71 $ 423.30 $ 291.28 $ 239.96 $ 141.79 $

DUBAI NEW YORK LONDON MUMBAI DELHI SHANGHAI HONG KONG BEIJING

*All data is from https://www.numbeo.com/property -investment/rankings_current.jsp . A R E A L E S T A T E M A R K E T O N T H E R I S E

285 billion

267 billion

259 billion

Total sales in Dubai

2015 2016 2017

DUBAI PROPERTY PRICES AND RENTALS COMPARED: MORTGAGE INTEREST RATE IN % (YEARLY, FOR 20 YEARS FIXED -RATE)

9.84 % 9.57 %

4.93 %

4.86 % 4.03 % 3.85 %

3.19 %

2.34 %

DUBAI NEW YORK LONDON MUMBAI DELHI SHANGHAI HONG KONG BEIJING

*All data is from https://www.numbeo.com/property -investment/rankings_current.jsp . T H E I M PO R T A N C E O F R E R A

Dubai Real Estate Regulatory Agency (RERA) was founded in 2007 and being a government body, their role is to regulate all real estate transactions. The process of RERA is to ensure that if a developer wants to sell, he has to meet the following regulations.

100% ownership of 50% of the 10% performance 10% advance guarantee Open an Escrow Account All funds in the escrow account the land being construction as a bond by the to the contractor by the in the project name are regulated by RERA and any developed bank guarantee contractor developer outgoings is only based on milestones achieved by the developer while retaining 5% for 12 months post -handover for the warranty period to investors.

SO WHY INVEST IN DUBAI?

Consistently Highly Liquid real Consistently growing Some of the Consistent Readily available growing estate market population highest rental innovation and nancing options economy yields in the world development

0% tax on Ease of business Safe and Secure Multi -sector economy Stable currency Residence visa residential set up place for your not oil dependent real estate investment DUBAI PROPERTY PRICES AND RENTALS COMPARED:

2,509.83 $ GROSS 11.61% CITY CENTRE OUTSIDE CITY CENTRE RENTAL 10.83% YIELD

1,689.18 $ 1,619.69 $ 5.92% 1,517.37 $ 5.28% 1,450.20 $

1,237.13 $

903.71 $

2.82% 2.97% 720.98 $ 635.65 $ 2.80% 685.95 $ 639.91 $ 3.56% PRICE 2.32% 2.17% PER 370.44 $ 1.81% 1.92% SQ.FT. 1.95% 1.90% 242.05 $ 243.80 $ 274.15 $ 1.40% 1.65% 114.56 $

DUBAI NEW YORK LONDON MUMBAI DELHI SHANGHAI HONG KONG BEIJING

*All data is from https://www.numbeo.com/property -investment/rankings_current.jsp . CITY CENTRE DUBAI PROPERTY PRICES AND RENTALS COMPARED: OUTSIDE CITY CENTRE RENT PER MONTH COMPARISON (1BR)

3,107.84 $

2,296.82 $ 2,115.44 $

1,893.20 $ 1,896.93 $

1,643.38 $ 1,412.81 $ 1,302.76 $ 1,103.11 $ 899.87 $

576.13 $ 566.71 $ 423.30 $ 291.28 $ 239.96 $ 141.79 $

DUBAI NEW YORK LONDON MUMBAI DELHI SHANGHAI HONG KONG BEIJING

*All data is from https://www.numbeo.com/property -investment/rankings_current.jsp . DUBAI PROPERTY PRICES AND RENTALS COMPARED: MORTGAGE INTEREST RATE IN % (YEARLY, FOR 20 YEARS FIXED -RATE)

9.84 % 9.57 %

4.93 %

4.86 % 4.03 % 3.85 %

3.19 %

2.34 %

DUBAI NEW YORK LONDON MUMBAI DELHI SHANGHAI HONG KONG BEIJING

*All data is from https://www.numbeo.com/property -investment/rankings_current.jsp . SO WHY INVEST IN DUBAI?

Consistently Highly Liquid real Consistently growing Some of the Consistent Readily available growing estate market population highest rental innovation and nancing options economy yields in the world development

0% tax on Ease of business Safe and Secure Multi -sector economy Stable currency Residence visa residential set up place for your not oil dependent real estate investment