Life Changed Dymphna Boholt 48 Transformational Stories of Real Estate Investors Success
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DYMPHNA BOHOLT DYMPHNA 48 Transformational Stories Of Real Estate Investors Success 48 Transformational CHANGED LIFE LIFE LIFE CHANGED DYMPHNA BOHOLT 48 TRANSFORMATIONAL STORIES OF REAL ESTATE INVESTORS SUCCESS First Edition 2019 Copyright © Dymphna Boholt All rights reserved. No part of this publication may be reproduced, stored in a retrieval system or transmitted in any form or by any means, electronic, mechanical, photocopying, recording or otherwise, without the express written permission from the publisher. 2 48 TRANSFORMATIONAL STORIES OF REAL ESTATE INVESTORS SUCCESS Disclaimer In compiling this publication, the Publisher relies upon a number of external sources. The publication is supplied on the basis that while the Publisher believes all the information in it to be correct at the time of printing, it does not warrant it’s accuracy or completeness and to the full extent allowed by the law excludes any liability for any loss or damage sustained by its readers arising from, or in connection with, the supply or use of information in this publication through any cause. ADVICE WARNING: The opinions contained in this publication may be short-term in nature and are subject to change. Past performance is not indicative of future results. All investments involve substantial monetary risk, including the risk of losing one’s entire investment. None of the information contained within this publication constitutes, or is intended to constitute, a recommendation by the Publisher that any particular security, investment or strategy, is suitable for any specific person. None of the information contained in this publication is, or is intended to be, personalized investment advice. Investments or strategies mentioned may not be suitable for all individuals. All readers should make their own independent decision regarding them. The material contained in the publication does not take into account each reader’s particular investment objectives, financial situation or needs. All readers should strongly consider seeking advice from their own personal investment adviser based on their specific circumstances. PLEASE NOTE: No remuneration was offered for students appearing in this publication and sharing their story. This is the student’s story (approved by the students) and the timeline and details of all transactions have not been verified by Knowledge Source or Dymphna Boholt. Individual positions may have changed since the time of writing. Real estate investing is a dynamic vehicle. Cash flow and equity positions can change on a daily basis. 3 48 TRANSFORMATIONAL STORIES OF REAL ESTATE INVESTORS SUCCESS Table of Contents Introduction 8 Liam & Kelly An untapped niche gave these newlyweds the perfect strategy for success! 11 Neil How a property investor survived being sued and created a million dollar’s worth of equity in just two years 17 Jenny The baby didn’t stop her: how one woman made a million dollars in four years, all while having her first child 23 Mary How one woman made $800,000 in less than two years … without quitting her day job! 31 Josh & Juliette Juliette’s ‘peg in the sand’ was to be there for her kids. Property and positive cash flow made that happen. 37 Dan & Leanne With the right strategies and support, this couple finally gained more financial freedom 45 Don & Judy How one couple doubled their income, quadrupled their equity and gave their kids a place to live – in just four years 51 Peter & Kerrie An untapped niche gave these newlyweds the perfect strategy for success! 59 Vicky A million-dollar debt and a marriage on the line: How a mother- of-four discovered a new way and built an amazing life. 65 4 48 TRANSFORMATIONAL STORIES OF REAL ESTATE INVESTORS SUCCESS Nathan Nathan replaced his personal wage in 13 months, remotely from half way around the world 71 Sue & Mark Mental makeover: how one couple overcame their ‘poor mentality’ and welcomed abundance into their lives 79 Desley How a farmer who’d never paid an electricity bill set her family up with a tax-free income of $160,000 a year 85 Basia The million-dollar developer mum 91 Christine How a mother of seven left an abusive marriage and found herself through property investing 99 Tack & Hoe Ping From negative gearing disaster to cash flow heaven in just 12 months. 107 Natasha & Zane How a young mum became a full-time property investor … and brought her family home to Australia 113 Henry How a corporate worker escaped the wage-slave cycle and found financial freedom. 121 Anu & Prash From negative equity and $60K negative cash flow to a $2.3M in equity and $70K positive cash flow in just four years 129 Heath & Monique How an army veteran saved his family through property and ended up saving himself 139 5 48 TRANSFORMATIONAL STORIES OF REAL ESTATE INVESTORS SUCCESS Josh & Kara With this unique strategy Josh and Kara found there’s good money to be made in every market 147 Sanjeev & Illa How one couple launched their investing career with just $20,000 … and have almost replaced their income in three years! 153 Jason & Amy Jason and Amy started with just $30,000 and they’re now earning more than $1M per year in property! 159 Wilson How an unemployed refugee became an international property millionaire and started paying himself $180,000 a year! 167 Mark & Amanda They have found a way to generate $100K in passive income a year … and spend a heap more time with the kids! 175 David & Zoe Accountant finds a low-risk way to build $1M of equity in just 18 months… with $2M more already on the way! 183 Jaye & James Dymphna’s Quantum program gave Jaye air to breath again, freeing up over $30,000 in just 30 days! 189 Shirley Would you drive 1,000km each month for financial freedom? 197 Anna & Melvyn With the right advice they’ve built a massive $3.5M property portfolio with $30K in passive income 205 Brian “As an accountant, I was telling everyone that negative gearing was the way to go … I WAS SO WRONG!” 213 6 48 TRANSFORMATIONAL STORIES OF REAL ESTATE INVESTORS SUCCESS Manny & Sarah One timely tip helped this couple surf the Sydney property boom to $2M in equity! 221 Rebecca & Sarah What do you do when you hate your work? 227 Esme With a cheating husband and her business stolen from under her, Esme was left “walking around like a zombie” 235 Beverle From two financial disasters to a bright financial future through real estate. 243 Gloria How Gloria rewrote her life story… And replaced her income in just three years 249 Richard How a love-struck young immigrant went from earning $9 an hour to pulling in $30,000 a year from a $3.6M portfolio … And got the girl! 257 Dawn How a seasoned and successful property investor with a $17m portfolio saw how much she had to learn 265 Melissa & Phil Creative strategies and out of the box investments have transformed Melissa and Phil’s lives 271 Des, Shona & DJ How a son helped his parents build a milliondollar portfolio with almost $100K of passive income in just 18 months! 279 Andrew After battling depression he found the formula for property success and is now a role model for younger investors 283 7 48 TRANSFORMATIONAL STORIES OF REAL ESTATE INVESTORS SUCCESS John The homeless property investor 299 Emily & Arron Living the dream as full- time property investors in tropical Queensland! 307 Jennifer & Jonathan The GFC wiped them out: How they rebuilt their dream life with the right education. 315 Paul & Shakira How a young couple secured a $680,000 house and had just $145,000 debt … all before they were 30! 323 Jennifer How investing in property helped one woman leave her husband and find herself again 329 Megan & Kevin Within three short years of joining a like-minded community, Kevin & Megan’s lives had been transformed 335 Tamara & Jason How a unique ‘entry-level’ property investment strategy helped one couple take control of their financial future 343 Jason & Mary With just one deal, this couple effectively doubled their income and created $800,000 worth of equity! 349 Ramesh & Indu Overcoming an earthquake: How one couple built $683,000 worth of equity in just 18 months 355 8 48 TRANSFORMATIONAL STORIES OF REAL ESTATE INVESTORS SUCCESS Introduction The Australian real estate market remains full of challenges for property investors but as you will discover in this book, there’s opportunities to be found in every market. You’ll read about Basia (p91), a mother of four who made a million- dollar profit out of a single deal in Perth – even though economists were telling her that Perth was a ‘disaster market’. You’ll also read about Natasha (p113), and Sanjeev and Illa (p153), who leveraged cheaper deals in regional areas – places that ‘smart’ investors wouldn’t touch. This strategic focus on entry-level properties has allowed these people to get their portfolios cranking and create full- time careers for themselves and their families. You’re also going to read about Dan and Leanne (p45), who created a $92,000 per annum turnaround in their cashflow position, and Peter and Kerrie (p59), who went from losing $100,000 a year, to making $100,000 a year – all while 60 Minutes was scaring the pants off young investors. So, yes, there still isn’t a lot of sparkle in the headline numbers. But with every challenge there is opportunity, and the amazing success stories you’re going to read about in this publication are proof of what you can achieve if you have the passion, education and correct mindset. Oh, and while you read these success stories, I want you to pay attention to one more thing: that financial transformation often goes hand-in-hand with profound personal transformation.