List of Authorised Deposit-taking Institutions

The institutions listed on this page are regulated by APRA in accordance with the Banking Act 1959.

This list was last updated on 26 October 2011.

® Australian-owned ® Foreign Subsidiary Banks ® Branches of Foreign Banks ® Building Societies ® Credit Unions ® Other ADIs including o Specialist Institutions o Providers of Purchased Payment Facilities ® Authorised Non-Operating Holding Companies

Australian-owned Banks

® AMP Ltd ® and New Zealand Banking Group Limited ® Limited ® Bank of Western Australia Ltd (a subsidiary of of Australia, trading as Bank West) e Bendigo and Adelaide Bank Limited ® Commonwealth Bank of Australia e Macquarie Bank Limited e MECU Limited ® Members Equity Bank Pty Limited ® Limited QT Mutual Bank Limited ® Rural Bank Limited ® Suncorp-Metway Limited ® Banking Corporation

Foreign Subsidiary Banks

® Australia Limited ® (Australia) Limited ® Bank of Cyprus Australia Limited ® Beirut Hellenic Bank Ltd ® Citigroup Pty Limited e HSBC Limited ® ING Direct (the trading name of ING Bank (Australia) Limited) ® Bank (Australia) Limited ® Australia Limited

Branches of Foreign Banks

® Bank of America, National Association ® Bank of China Limited ® Co., Ltd. e Bank of Scotland plc

O Barclays Capital (the trading name of Barclays Bank PLC) ® BNP Paribas o 09 December 1992 o 18 September 1986

O BNP Paribas Securities Services ® China Construction Bank Corporation ® Citibank, N.A. ® Credit Suisse AG e Deutsche Bank Aktiengessellschaft ® First ® Industrial and Commercial Bank of China Limited ® ING Bank N.V. ® JPMorgan Chase Bank, National Association e Lloyds TSB Bank plc ® Mega International Commercial Bank Co., Ltd. ® Mizuho Corporate Bank, Ltd. ® Oversea-Chinese Banking Corporation Limited ® Rabobank Nederland (the trading name of Cooperatieve Centrale Raiffeisen-Boerenleenbank B.A.) ® Royal Bank of Canada ® Societe Generale ® Standard Chartered Bank O State Bank of India ® State Street Bank and Trust Company ® Sumitomo Mitsui Banking Corporation a Taiwan Business Bank ® Taiwan Cooperative Bank, Ltd ® The Bank of New York Mellon ® The Bank of Tokyo-Mitsubishi UFJ, Ltd ® The Hongkong and Shanghai Banking Corporation Limited ® The Northern Trust Company ® The Royal Bank of Scotland N.V. ® The Royal Bank of Scotland plc ® UBS AG e United Overseas Bank Limited ® WestLB AG

® B & E Ltd ® Greater Building Society Ltd ® Heritage Building Society Limited O Hume Building Society Ltd e IMB Ltd ® Lifeplan Australia Building Society Limited

O Maitland Mutual Building Society Limited e Newcastle Permanent Building Society Limited a The Rock Building Society Limited ® Wide Bay Australia Ltd

O Alliance One Credit Union Ltd ® Allied Members Credit Union Ltd ® Australian Central Credit Union Ltd a Australian Defence Credit Union Limited

O AWA Credit Union Limited ® Bananacoast Community Credit Union Ltd ® Bankstown City Credit Union Ltd ® Berrima District Credit Union Ltd ® Big Sky Credit Union Ltd

® CAPE Credit Union Limited

® Central Murray Credit Union Limited

® Central West Credit Union Limited ® Circle Credit Co-operative Limited

® Coastline Credit Union Limited

® Collie Miners Credit Union Ltd o Community Alliance Credit Union Limited ® Community CPS Australia Limited o Community First Credit Union Limited

® Country First Credit Union Ltd e Credit Union Australia Ltd ® Credit Union SA Ltd

® Defence Force Credit Union Limited ® Dnister Ukrainian Credit Co-operative Limited

O ECU Australia Ltd

® EECU Limited

® Encompass Credit Union Limited

® Family First Credit Union Limited

® Fire Brigades Employees' Credit Union Limited

® Fire Service Credit Union Limited o Firefighters & Affiliates Credit Co-operative Limited

® First Choice Credit Union Ltd o First Option Credit Union Limited

® Fitzroy & Carlton Community Credit Co-Operative Limited

® Ford Co-operative Credit Society Limited

® Gateway Credit Union Ltd

® Goldfields Credit Union Ltd

® Goulburn Murray Credit Union Co-operative Limited Heritage Isle Credit Union Limited

® Holiday Coast Credit Union Ltd ® Horizon Credit Union Ltd

® Hunter United Employees' Credit Union Limited ® Intech Credit Union Limited

O Laboratories Credit Union Limited

® Latvian Australian Credit Co-operative Society Limited

® Lithuanian Co-operative Credit Society "Talka" Limited

® Lysaght Credit Union Ltd

® MacArthur Credit Union Ltd

® Macquarie Credit Union Limited

® Manly Warringah Credit Union Limited

O Maritime, Mining & Power Credit Union Limited

® MCU Ltd

® Member First Credit Union Limited

® My Credit Union Limited

® My State Financial Limited

® New England Credit Union Ltd

® Newcom Colliery Employees Credit Union Ltd

® Northern Inland Credit Union Limited o Nova Credit Union Limited

® Old Gold Credit Union Co-operative Limited e Orange Credit Union Limited

® Police & Nurses Credit Society Limited

® Police Association Credit Co-operative Limited

® Police Credit Union Limited

® Pulse Credit Union Limited

® Staff Credit Union Limited

® Quay Credit Union Ltd Queensland Country Credit Union Limited Queensland Police Credit Union Limited ® Queensland Professional Credit Union Ltd

O Queenslanders Credit Union Limited Railways Credit Union Limited

O R.T.A. Staff Credit Union Limited ® Select Credit Union Limited ® Service One Credit Union Limited SGE Credit Union Limited Shell Employees' Credit Union Limited South West Slopes Credit Union Ltd ® Southern Cross Credit Union Ltd South-West Credit Union Co-Operative Limited ® Summer land Credit Union Limited ® Sutherland Credit Union Ltd ® Swan Hill Credit Union Limited Credit Union Ltd ® Tartan Credit Union Ltd ® Teachers Credit Union Limited ® The Broken Hill Community Credit Union Ltd The Capricornian Ltd ® The Gympie Credit Union Ltd The Police Department Employees' Credit Union Limited The University Credit Society Limited ® Traditional Credit Union Limited Trans Comm Credit Co-operative Limited e Victoria Teachers Credit Union Limited O Warwick Credit Union Ltd

O WAW Credit Union Co-Operative Limited Woolworths Employees' Credit Union Limited ® Wyong Council Credit Union Ltd

Other ADIs One ADI that provides general banking services which does not fall into the above categories:

® Cairns Penny Savings & Limited

These companies provide services (e.g. payments clearing) to building societies and credit unions:

Australian Settlements Limited ® Limited ® Indue Ltd

Specialist Credit Card Institutions (SCCIs) Foreign-owned SCCIs

® GE Capital Finance Australia GE Finance Australasia Pty Ltd

Locally Incorporated SCCIs

Tyro Payments Limited o May 2006 o September 2009 o February 2010 Providers of Purchased Payment Facilities

® Pay Pal Australia Pty Limited

Authorised Non-Operating Holding Companies (authorised under subsection 11AA(2) of the Banking Act 1959)

® Limited ® My State Limited