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Pol.9100.2000.0010 0001
POL.9100.2000.0010_0001 Level 14, 10-16 Queen Street, Melbourne, Victoria 3000 ABN 23 100 188 752 T 03 9639 7600 W cprc.org.au 25th October 2018 Attn: Financial Services Royal Commission By email: [email protected] Dear Secretariat, The Consumer Policy Research Centre (CPRC) is an independent research organisation which undertakes research to inform policy reform and business practice change. Our goal is to achieve a fair outcome for all consumers. We conduct research across a range of consumer markets, with a focus in 2018 on consumer decision-making, housing, consumer data and the online marketplace. We work collaboratively with academia, industry, government and the community sector. Outlined below are two key reports produced this year to improve the performance of consumer markets. We would like to submit these reports as submissions to the Financial Services Royal Commission and hope the Commission will give these reports regard in developing policy responses to the findings of their inquiry. Five Preconditions of Effective Consumer Engagement Across a range of markets consumer trust has been eroding, with trust in Australian businesses falling another consecutive year in 2018 from 48 to 45 percent according to the 2018 Edelman Trust Barometer. In addition to the Financial Services Royal Commission, the Federal Government recently launched another Royal Commission into the aged care sectors, while the Australian Competition and Consumer Commission and Victorian Government both have completed separate reviews of electricity and gas markets in recent years. Practical, meaningful reforms to ensure consumers are empowered, protected and best- placed to exercise choice are key to rebuilding trust and securing positive outcomes for the community. -
Swansea Bay City Deal 1.1 Overview
Swansea Bay City Deal Communications and Marketing Plan Greg Jones Swansea Bay City Deal Communications and Marketing Officer 1.1 Overview Signed by the Prime Minister in March 2017, the Swansea Bay City Deal is an unprecedented investment of up to £1.3 billion in the Swansea Bay City Region, which is made up of Carmarthenshire, Neath Port Talbot, Pembrokeshire and Swansea. The City Deal consists of a portfolio of transformational programmes and projects which, subject to business case approvals, will be funded by the UK Government, the Welsh Government, the public sector and the private sector. A 15-year portfolio, the City Deal will transform the City Region into a centre of excellence for a number of sectors, including renewable/low carbon energy, life science and well-being, smart manufacturing and economic acceleration. A regional economic boost of at least £1.8 billion is projected over the lifespan of the portfolio, with the creation of over 9,000 jobs. City Deal projects include the Pentre Awel development in Llanelli; a life science, well-being and sport campuses scheme in Swansea; a city and waterfront digital district in Swansea; a low carbon programme in Neath Port Talbot featuring a specialist facility to support the steel and metals industry; and an off-shore testing area and associated facilities for marine energy technologies in Pembrokeshire. A homes as power stations project is also planned across the region, along with major digital infrastructure improvements and a skills and talent initiative that will give local people a pathway to access the employment opportunities being created. -
Annual Review of EU Trademark
Annual Review of EU Trademark Law 2015 in Review Guy Heath—Nabarro LLP London, United Kingdom with Georg Jahn—Noerr LLP Munich, Germany Anne Marie Verschuur—NautaDutilh Amsterdam, The Netherlands Jordi Güell—Curell Suñol Barcelona, Spain Pier Luigi Roncaglia—Studio Legale SIB Florence, Italy Meriem Loudiyi—INLEX Paris, France Ivo Rungg—Binder Grösswang Vienna, Austria Nina Ringen—Rønne & Lundgren Copenhagen, Denmark Johan Norderyd—Lindahl Malmö, Sweden Tanguy de Haan—NautaDutilh Brussels, Belgium March–April, 2016 Vol. 106 No. 2 INTERNATIONAL TRADEMARK ASSOCIATION Powerful Network Powerful Brands 655 Third Avenue, New York, NY 10017-5646 Telephone: +1 (212) 768-9887 email: [email protected] Facsimile: +1 (212) 768-7796 OFFICERS OF THE ASSOCIATION RONALD VAN TUIJL .................................................................................................................. President JOSEPH FERRETTI ...........................................................................................................President Elect TISH L. BERARD .............................................................................................................. Vice President DAVID LOSSIGNOL ........................................................................................................... Vice President AYALA DEUTSCH ..................................................................................................................... Treasurer TIKI DARE .............................................................................................................................. -
The State of Food and Agriculture, 1954
iilliiill 111111111111 1111 .11 ii111111 11 iiiiiill 11111111 11111111111 1111 11 Review and Outioo 11 11 11 11 11 1111 11111 11 1111111 111111111 uu ' 1111111111i 1111111111111 111 III pill!! 1111 111111111 11 HO 11 11 11111111 dK¿,1tur u,11 11 11 11 1111 11 1111111 YL AN[ fiULTi -STICS-1953 _RT I- PRODUCTION Part I provides basic statistics on world agricultural production.It gives authoritative infor- mation on landuse, agricultural population, crops, livestock numbers and products, food supplies and their utilization, and on commercial fertilizers, pesticides, and agricultural machinery.It also includes the more important series of agricultural commodity prices in many countries, as well asindex numbers of prices received and paidby farmers, and of agricultural production. PART II- TRADE The second partisa basic reference work on world trade in agricultural products and gives statistics of the imports and exports of the major agricultural commodities.It includes regional and world totals, computed from official and unofficial information.For some major commodities, data are given by trade season aswell as by calendar year. This two-volume yearbookisa valuable reference work for importers, exporters, and com- mercial houses, as well as official bodies concerned with food and agriculture.Itis available from any bookseller, or from any of the FAO sales agents listed on the back cover of this publication. Price :Each part $3.50 or 17s.6d FAO STATISTICAP, PUBLIC L'IONS Monthly Bulletin of Agricultural Economics and Statistics Single copy $0.50, 2s.6d. Annual subscription $5.00, 25s. This bulletin gives statistics of production, trade and prices based on information available on the 25th of the month preceding that of issue.Each number contains one or two articles on mat- ters of current interest in the field of agricultural economics, and a section of commodity notes. -
© 2014 Alejandro Jose Gomez-Del-Moral ALL RIGHTS
© 2014 Alejandro Jose Gomez-del-Moral ALL RIGHTS RESERVED BUYING INTO CHANGE: CONSUMER CULTURE AND THE DEPARTMENT STORE IN THE TRANSFORMATION(S) OF SPAIN, 1939-1982 By ALEJANDRO JOSE GOMEZ-DEL-MORAL A dissertation submitted to the Graduate School-New Brunswick Rutgers, The State University of New Jersey In partial fulfillment of the requirements For the degree of Doctor of Philosophy Graduate Program in History Written under the direction of Temma Kaplan And approved by ________________________________ ________________________________ ________________________________ ________________________________ New Brunswick, New Jersey October 2014 ABSTRACT OF THE DISSERTATION Buying Into Change: Consumer Culture and the Department Store in the Transformation(s) of Spain, 1939-1982 by ALEJANDRO JOSE GOMEZ-DEL-MORAL Dissertation Director: Temma Kaplan This dissertation examines how the development of a mass consumer society during the dictatorship of Generalissimo Francisco Franco (1939-1975) inserted Spain into transnational consumer networks and drove its democratization. As they spread, Spain’s first modern department stores, supermarkets, consumer magazines, and advertising helped create a public sphere when the Franco regime had curtailed opportunities for public life. In these stores, Spanish consumers encountered foreign products and lifestyles that signaled cosmopolitanism and internationalism, undermining the dictatorship’s foundational discourse of Spanish exceptionalism. With these products came subversive ideas on issues like gender equality, -
Informa 2018 Full Year Results Statement
Informa LEI: 5493006VM2LKUPSEDU20 Press Release 7 March 2019 Informa PLC Results for 12 Months to 31 December 2018 2018: Combination & Creation 2019: Performance & Growth KEY FINANCIAL AND OPERATING HIGHLIGHTS1 • Strong Revenue Growth: +3.7% underlying and +34.9% reported to £2,369.5m, including six months of UBM (2017: £1,756.8m) • Higher Adjusted Operating Profit: +2.3% underlying and +34.4% reported to £732.1m (2017: £544.9m) • Improved Statutory Operating Profit: £363.2m (2017: £344.7m) • Increased Adjusted Diluted Earnings per Share: +7.0% to 49.2p (2017: 46.0p); Statutory EPS of 19.7p (2017: 37.6p), with prior year including non-cash credit from US tax reforms • Attractive Free Cash Flow: £503.2m and £600m+ including a full year of UBM (2017: £400.9m) • Robust Balance Sheet, in line with plan: Net debt/EBITDA1 at 2.9x (2017: 2.5x) • Enhanced Dividend: up 7.1% to 21.90p (2017: 20.45p) London: Informa (LSE: INF.L), the International Exhibitions, Events, Information Services and Scholarly Research Group, today published its financial results for the 12 months to 31 December 2018, reporting a further period of operational progress and improving financial performance. Stephen A. Carter, Group Chief Executive, said: “In 2018, the Informa Group delivered a fifth consecutive year of improving growth, increasing adjusted profits, adjusted earnings per share, cashflow and dividends.” He added: “In 2019, our focus is on continuing Performance and Growth as we consolidate our market positions and further reduce complexity. This will enable -
Building an Implementation Framework for Agreements with Aboriginal Landowners: a Case Study of the Granites Mine
Building an Implementation Framework for Agreements with Aboriginal Landowners: A Case Study of The Granites Mine Rodger Donald Barnes BSc (Geol, Geog) Hons James Cook University A thesis submitted for the degree of Master of Philosophy at The University of Queensland in 2013 School of Architecture Abstract This thesis addresses the important issue of implementation of agreements between Aboriginal people and mining companies. The primary aim is to contribute to developing a framework for considering implementation of agreements by examining how outcomes vary according to the processes and techniques of implementation. The research explores some of the key factors affecting the outcomes of agreements through a single case study of The Granites Agreement between Newmont Mining Corporation and traditional Aboriginal landowners made under the Aboriginal Land Rights Act (NT) 1976. This is a fine-grained longitudinal study of the origins and operation of the mining agreement over a 28-year period from its inception in 1983 to 2011. A study of such depth and scope of a single mining agreement between Aboriginal people and miners has not previously been undertaken. The history of The Granites from the first European contact with Aboriginal people is compiled, which sets the study of the Agreement in the context of the continued adaption by Warlpiri people to European colonisation. The examination of the origins and negotiations of the Agreement demonstrates the way very disparate interests between Aboriginal people, government and the mining company were reconciled. A range of political agendas intersected in the course of making the Agreement which created an extremely complex and challenging environment not only for negotiations but also for managing the Agreement once it was signed. -
Research Library Page 1
Alumni - Research Library Title Citation Abstract Full_Text Pub Type Publisher Subject 100 Great Business Ideas : from Leading Companies Around the 1/1/2009- 1/1/2009- 1/1/2009- Marshall Cavendish World 1/1/2009 1/1/2009 1/1/2009 Books International (Asia) Pte Ltd BUSINESS AND ECONOMICS 100 Great Sales Ideas : from Leading Companies 1/1/2009- 1/1/2009- 1/1/2009- Marshall Cavendish Around the World 1/1/2009 1/1/2009 1/1/2009 Books International (Asia) Pte Ltd BUSINESS AND ECONOMICS 1/1/1988- 1/1/1988- INTERIOR DESIGN AND 1001 Home Ideas 6/1/1991 6/1/1991 Magazines Family Media, Inc. DECORATION 3/1/2002- 3/1/2002- Oxford Publishing 20 Century British History 7/1/2009 7/1/2009 Scholarly Journals Limited(England) HISTORY--HISTORY OF EUROPE 33 Charts [33 Charts - 12/12/2009 12/12/2009- 12/12/2009 BLOG] + 6/3/2011 + Other Resources Newstex CHILDREN AND YOUTH--ABOUT COMPUTERS--INFORMATION 50+ Digital [50+ Digital, 7/28/2009- 7/28/2009- 7/28/2009- SCIENCE AND INFORMATION LLC - BLOG] 2/22/2010 2/22/2010 2/22/2010 Other Resources Newstex THEORY IDG 1/1/1988- 1/1/1988- Communications/Peterboro COMPUTERS--PERSONAL 80 Micro 6/1/1988 6/1/1988 Magazines ugh COMPUTERS 11/24/2004 11/24/2004 11/24/2004 Australian Associated GENERAL INTEREST PERIODICALS-- AAP General News Wire + + + Wire Feeds Press Pty Limited UNITED STATES AARP Modern Maturity; 2/1/1988- 2/1/1988- 2/1/1991- American Association of [Library edition] 1/1/2003 1/1/2003 11/1/1997 Magazines Retired Persons GERONTOLOGY AND GERIATRICS American Association of AARP The Magazine 3/1/2003+ 3/1/2003+ Magazines Retired Persons GERONTOLOGY AND GERIATRICS ABA Journal 8/1/1972+ 1/1/1988+ 1/1/1992+ Scholarly Journals American Bar Association LAW ABA Journal of Labor & Employment Law 7/1/2007+ 7/1/2007+ 7/1/2007+ Scholarly Journals American Bar Association LAW MEDICAL SCIENCES--NURSES AND ABNF Journal 1/1/1999+ 1/1/1999+ 1/1/1999+ Scholarly Journals Tucker Publications, Inc. -
Critical Australian Indigenous Histories
Transgressions critical Australian Indigenous histories Transgressions critical Australian Indigenous histories Ingereth Macfarlane and Mark Hannah (editors) Published by ANU E Press and Aboriginal History Incorporated Aboriginal History Monograph 16 National Library of Australia Cataloguing-in-Publication entry Title: Transgressions [electronic resource] : critical Australian Indigenous histories / editors, Ingereth Macfarlane ; Mark Hannah. Publisher: Acton, A.C.T. : ANU E Press, 2007. ISBN: 9781921313448 (pbk.) 9781921313431 (online) Series: Aboriginal history monograph Notes: Bibliography. Subjects: Indigenous peoples–Australia–History. Aboriginal Australians, Treatment of–History. Colonies in literature. Australia–Colonization–History. Australia–Historiography. Other Authors: Macfarlane, Ingereth. Hannah, Mark. Dewey Number: 994 Aboriginal History is administered by an Editorial Board which is responsible for all unsigned material. Views and opinions expressed by the author are not necessarily shared by Board members. The Committee of Management and the Editorial Board Peter Read (Chair), Rob Paton (Treasurer/Public Officer), Ingereth Macfarlane (Secretary/ Managing Editor), Richard Baker, Gordon Briscoe, Ann Curthoys, Brian Egloff, Geoff Gray, Niel Gunson, Christine Hansen, Luise Hercus, David Johnston, Steven Kinnane, Harold Koch, Isabel McBryde, Ann McGrath, Frances Peters- Little, Kaye Price, Deborah Bird Rose, Peter Radoll, Tiffany Shellam Editors Ingereth Macfarlane and Mark Hannah Copy Editors Geoff Hunt and Bernadette Hince Contacting Aboriginal History All correspondence should be addressed to Aboriginal History, Box 2837 GPO Canberra, 2601, Australia. Sales and orders for journals and monographs, and journal subscriptions: T Boekel, email: [email protected], tel or fax: +61 2 6230 7054 www.aboriginalhistory.org ANU E Press All correspondence should be addressed to: ANU E Press, The Australian National University, Canberra ACT 0200, Australia Email: [email protected], http://epress.anu.edu.au Aboriginal History Inc. -
News Corporation 1 News Corporation
News Corporation 1 News Corporation News Corporation Type Public [1] [2] [3] [4] Traded as ASX: NWS ASX: NWSLV NASDAQ: NWS NASDAQ: NWSA Industry Media conglomerate [5] [6] Founded Adelaide, Australia (1979) Founder(s) Rupert Murdoch Headquarters 1211 Avenue of the Americas New York City, New York 10036 U.S Area served Worldwide Key people Rupert Murdoch (Chairman & CEO) Chase Carey (President & COO) Products Films, Television, Cable Programming, Satellite Television, Magazines, Newspapers, Books, Sporting Events, Websites [7] Revenue US$ 32.778 billion (2010) [7] Operating income US$ 3.703 billion (2010) [7] Net income US$ 2.539 billion (2010) [7] Total assets US$ 54.384 billion (2010) [7] Total equity US$ 25.113 billion (2010) [8] Employees 51,000 (2010) Subsidiaries List of acquisitions [9] Website www.newscorp.com News Corporation 2 News Corporation (NASDAQ: NWS [3], NASDAQ: NWSA [4], ASX: NWS [1], ASX: NWSLV [2]), often abbreviated to News Corp., is the world's third-largest media conglomerate (behind The Walt Disney Company and Time Warner) as of 2008, and the world's third largest in entertainment as of 2009.[10] [11] [12] [13] The company's Chairman & Chief Executive Officer is Rupert Murdoch. News Corporation is a publicly traded company listed on the NASDAQ, with secondary listings on the Australian Securities Exchange. Formerly incorporated in South Australia, the company was re-incorporated under Delaware General Corporation Law after a majority of shareholders approved the move on November 12, 2004. At present, News Corporation is headquartered at 1211 Avenue of the Americas (Sixth Ave.), in New York City, in the newer 1960s-1970s corridor of the Rockefeller Center complex. -
Notice to the Mayor and Ward Councillors
NOTICE TO THE MAYOR AND COUNCILLORS. An ordinary meeting of the Council of the City of Prospect will be held in the Civic Centre, 128 Prospect Road, Prospect on Tuesday 22 March 2016 at 7.00pm. A G E N D A Members of the public are advised that meetings of Council are video recorded and the recordings of the open session of the meeting will be made available on Council’s website for a period of 2 months 1. OPENING 1.1 Acknowledgment of the Kaurna people as the traditional custodians of the land 1.2 Council Pledge 1.3 Declaration by Members of Conflict of Interest 2. ON LEAVE – Cr A Harris 3. APOLOGIES – 4. CONFIRMATION OF MINUTES OF THE ORDINARY MEETING OF COUNCIL HELD ON TUESDAY 23 FEBRUARY 2016 5. MAYOR’S REPORT (Page 1-2) 6. VERBAL REPORTS FROM COUNCIL REPRESENTATIVES ON LOCAL GOVERNMENT OR COMMUNITY ORGANISATIONS 7. PETITIONS – Nil 8. DEPUTATIONS - Nil 9. MOTIONS ON NOTICE Nil. 10. QUESTIONS WITH NOTICE Nil. 11. QUESTIONS WITHOUT NOTICE 12. PROTOCOL The Council has adopted the protocol that only those items on Committee reports reserved by members will be debated and the recommendations of all items will be adopted without further discussion. 13. REPORT OF COMMITTEES Nil. 14. COUNCIL REPORTS – INFORMATION REPORT Nil. 15. COUNCIL REPORTS Core Strategy 1 – Our Community 15.1 2016 Tourrific Prospect Event Evaluation (Pages 3-104, Recommendation on Page 5) 16. COUNCIL REPORTS Core Strategy 2 – Our Economy 16.1 Intelligent Community Forum Foundation (ICFF) – Board Membership (Pages 105-112, Recommendation on Page 105) 17. -
Ready Programs and the Papulu CLC Director David Ross
FREE April 2015 VOLUME 5. NUMBER 1. PG. ## FERAL CAT ATTACK PG. 22 IAS CHAOS: EMPOWERING CREEK CRICKET MINISTERS FOR COMMUNITIES ABORIGINAL AT IMPARJA DESPAIR? CUP PG. 2 PG. 2 PG. 33 ISSN 1839-5279 59610 CentralLandCouncil CLC Newspaper 36pp Alts1.indd 1 10/04/2015 12:32 pm NEWS Aboriginal Affairs Minister Nigel Scullion confronts an EDITORIAL angry crowd at the Alice Springs Convention Centre. Land Rights News Central He said organisations got the funding they deserved. Australia is published by the Central Land Council three times a year. The Central Land Council 27 Stuart Hwy Alice Springs NT 0870 tel: 89516211 www.clc.org.au email [email protected] Contributions are welcome SUBSCRIPTIONS Land Rights News Central Australia subscriptions are $20 per year. LRNCA is distributed free to Aboriginal organisations and communities in Central Australia Photo courtesy CAAMA To subscribe email: [email protected] IAS chaos sparks ADVERTISING Advertise in the only protests and probe newspaper to reach Aboriginal people THE AUSTRALIAN Senate will inquire original workers. Neighbouring Barkly Regional Council re- into the delayed and chaotic funding round Nearly half of the 33 organisations sur- ported 26 Aboriginal job losses as a result of in remote Central of the new Indigenous advancement scheme veyed by the Alice Springs Chamber of Com- a 35% funding cut to community services in a (IAS), which has done as much for the PM’s merce were offered less funding than they had UHJLRQWURXEOHGE\SHWUROVQLI¿QJ Australia. reputation in Aboriginal Australia as his way previously for ongoing projects. President Barb Shaw told the Tennant with words.