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Al-Haj Nur Mohammed Founder Chairman, Jamuna Bank Foundation Jamuna Bank Annual Report 2017 199

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Al-Haj Nur Mohammed Founder Chairman, Jamuna Bank Foundation Jamuna Bank Annual Report 2017 199 Corporate Social Responsibility Jamuna Bank 196 Annual Report 2017 CORPORATE SOCIAL RESPONSIBILITY JAMUNA BANK FOUNDATION Why Corporate Social Responsibility? CSR refers to strategies corporations Corporate social responsibility (CSR) refers to strategies corporations or firms conduct their business in a way that is or firms conduct their business in a ethical, society friendly and beneficial to community in terms way that is ethical, society friendly of development. Business is basically a socio-economic entity. and beneficial to community in Although business is fundamentally an economic activity, it cannot be carried out in isolation of society. It is a group terms of development endeavour and therefore has a number of responsibilities towards different stakeholders – management, workers, customers, shareholders, government and the society. Today, the world faces lot of challenges ranging from Realisation and fulfilment of responsibilities towards these environmental degradation through poverty and human stakeholders is termed as corporate social responsibilities. rights, to energy and resource supply issues. Our social Further, business cannot function independently and responsibility policy focuses on using our capabilities as a depends on the society for various requirements. Business is business to improve lives and sustain our planet through a part of the society and has to follow and operate within the contributions to local communities and society at large. limits of the rules and regulations prescribed by the society. It Corporate Social Responsibility is not only an act for is the responsibility of the business to provide fair wages and humanity but also to provide good working environment facilities to its employees, provide a fair return on shareholders’ to an organization’s employees, to pay just remuneration, funds, pay taxes and duties regularly and contribute to social to give regular leave, to care as a human beings and to care development in which it is prospering. environment of the society. RESPONSIBLE RESPONSIBLE INVESTMENT BUSINESS CORPORATE CORPORATE ACCOUNTABILITY SUSTAINABILITY ENVIRONMENTAL SOCIAL AND CORPORATE GOVERNANCE CITIZENSHIP ISSUES CSR CREATING SUSTAINABILITY SHARED VALUE TRIPLE CORPORATE BOTTOM LINE RESPONSIBILITY Benefit of Practicing CSR: Increased customer loyalty, Improved financial performance, Improved recruitment and retention performance, Tax Reduce risk exposure, waiver on socially and environmentally responsible business lines, Identification of new products and services, Reduced costs through environment best practice Enhanced brand images, leading to sustainable profitability Jamuna Bank Annual Report 2017 197 So business needs to be engaged in CSR activities in their Lump Grant own interest. Besides fulfilling the ethical obligations, the For purchasing Books/reading materials banks can be immensely benefited from the new client bases created as a result of CSR activities. Moreover, banks that For purchasing clothing/others mainly do business with the depositor’s money cannot avoid Infrastructural Development responsibility to the society. Construction of building/class room/ Socially Responsible Banking laboratory etc. Procurement of any study/research A socially responsible and sustainable banking sector accepts equipment/materials to take on responsibility for the impact of its activities on Operating expense to run any educational society and is prepared to be accountable for this. institution (partially /wholly) The impact of the banking sector on the stability of the (1.2 ) Health economy requires a sector managed with integrity and due Direct Grant/ Aid diligence that: Curative treatment of individual patients handles the risks inherent to its activity in a realistic and Free medical camp/clinic responsible manner; Free medicine/health equipment is transparent to customers and stakeholders about its to individual patient operational management and the products offered; Awareness program pays attention to its basic function as engine of the Infrastructural Development economy, by e.g. lending to private persons and companies. Construction of hospital/clinic etc. Characteristic of the activities of the financial sector is that it Procurement of any medical equipment/ materials also has an indirect impact on a sustainable society. Via the integration of CSR criteria in the policy regarding the funding Operating expense to run any hospital/clinic (partially /wholly) of governmental bodies, companies and private persons, borrowers are motivated to take sustainability into account in Preventive public health and hygiene initiatives: their projects. Provision of safe drinking water (tube well, Also via the offering of sustainable products (e.g. sustainable well, pond excavation etc.) saving products, ethical funds, green loans) a sustainable Hygienic toilet facilities economy is indirectly stimulated. (1.3) Disaster Management In addition, the financial sector, as a large-scale employer, also Emergency disaster relief has social responsibility. We are thinking here of attractive and challenging long-term employment, as well as a fair and Capacity building of emergency rescue balanced remuneration policy. services Finally, the sector also has direct ecological impact due to, e.g., (1.4) Environment power and paper consumption in the many branches and the Cultural Welfare (Promotion of Art, cultural, literacy) mobility of the employees. Also Sports Bangladesh Bank initiatives in respect of formalizing Recreational facilities for the underprivileged CSR: (1.5) INFRASTRUCTURE IMPROVEMENT IN REMOTE Bangladesh Bank has taken initiatives in respect of formalizing /UNDERPRIVILEGED AREAS CSR in the banking sector of Bangladesh and issued directives to the banks and, financial institutions in this regard. It defined (1.6) INCOME GENERATING ACTIVITIES FOR THE the strategic objective for CSR engagement, provided some UNDERPRIVILEGED POPULATION priority areas with a suggestion to foster CSR in their client (1.7) OTHERS businesses. As per Bangladesh Bank Circular no. GBCSRD 2. COMMUNITY INVESTMENT: Supplementing initiatives Circular Letter no. 06 dated 10 June, 2015, CSR initiatives of of Civil Society Organization (CSOs), NGOs and institutions banks and NBFIs mainly focus on involved in social and environmental improvement including: 1. SOCIAL PROJECTS : Direct Social Interventions conducted Education by the bank, both as occasional/remedial measures or sustainable /continuous projects. Health (1.1 ) Education Disaster Management Direct Grant/ Aid Environment Scholarship (for various level of study) Sports For female student Art & Culture For male Student Others (FBCCI-unemployment prevention) Stipend: For physically challenged student 3. PRIORITY SECTOR/SUBSIDIZED LENDING: Agriculture, SME & Green Finance Jamuna Bank 198 Annual Report 2017 Al-Haj Nur Mohammed Founder Chairman, Jamuna Bank Foundation Jamuna Bank Annual Report 2017 199 A FEW WORDS FROM THE CHAIRMAN JAMUNA BANK FOUNDATION Jamuna Bank Foundation has been playing pioneer role in the 6-storied (having foundation of 8-storied) is being constructed CSR activities since its inception in the year-2007. CSR activities on this land. After completion of the construction works the done by Jamuna Bank Foundation, included among others activities of Jamuna Bank Foundation i.e. Free Primary School, scholarship is given to the poor and meritorious students Sewing machine training center, Vocational Training Center for higher study, voluntary blood donation by the bank’s and Free Medical Center etc. will be operated in this building. executive, Officer and Staff every year, Qirat Competition, Jamuna Bank Institute of Information, Communication & Free medical camp(free Eye Camp, Diabetes, Gynae and Technology” (JBIICT) an initiative of Jamuna Bank Foundation General treatment services with free medicine), Providing was inaugurated at National Plaza, 109, Bir Uttam CR Datta relief to the affected and distressed people caused by natural Road, Sonargaon Road, Dhaka. JBIICT has been providing free calamity, Distribution of Blanket to the poor people to protect ICT training to poor but meritorious students. 120 students from cold in winter, Seminar on Anti-drug and drug free were primarily selected for training. society, arrangement of seminar every year campaigning for establishment of drug-free society by the participation of A land is purchased and laid down the foundation Stone for Executive, Officer & Staff of the bank, establishment of cure establishment of world standard Medical College at Rupshi, center in Mirpur area of Dhaka City for the drug addicted Rupgonj near Dhaka, where medical services will be provided people, distribution of grant to the Hon’ble Prime Minister’s at free of cost/low cost to the poor patient and also with Relief fund to help in Peel khana BDR killing/carnage tragedy, have arrangement of medical study for the poor meritorious grant to the Hon’ble Prime Minister’s Relief fund for the burnt students. people at Nimtoly, Grant for the establishment of Liberation We have donated Tk.5.00 crore to Prime Minister’s Relief Fund War Museum, establishment of Jamuna Bank free primary to support helpless Rohingya refugees and a total of 2500 School & Madarsa, Providing medical services through medical Relief-packages, which is worth of more than Taka 50 lac, were team to the musallis of religious minded in the Biswa Iztema distributed among Rohingya refugees. We also donated
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