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Home , Dhanraj Pillay, Geet Sethi, Jyotirmoyee Sikdar, Manavjit Singh Sandhu, Rahul Dravid, Sardara Singh

IMPORTANT DAYS IN OCTOBER

October 2 Gandhi Jayanthi; International Day of Non-Violence National Sports Awards 2018 3 October 4 World Animal Welfare Day National News 6 October 8 Indian Air Force Day International News 13 October 9 World Post Office Day 500+ G.K. One Liner Questions 19 October 14 World Standards Day Awards 37 New Appointments 40 October 16 World Food Day Sports 44 October 30 World Thrift Day Banking & Financial Awareness 48 IMPORTANT DAYS IN NOVEMBER Defence & Technology 51 Study Notes 54 November 5 World Sunami Day Tricky Questions 67 November 7 National Cancer Awareness IBPS Clerk (Practice Test Paper) 78 Day IBPS PO (Practice Test Paper) 91 November 9 Legal Services Day SSC GD Constable T-1 (Practice Test Paper) 104 November 14 Children’s Day; Diabetes Day IMPORTANT RATES November 17 National Epilepsy Day (02-10-2018) November 20 Africa Industrialization Day

Repo Rate 6.50% November 21 World Television Day Reverse Repo Rate 6.25% v Marginal Standing Facility Rate 6.75% Statutory Liquidity Ratio 19.50% Cash Reserve Ratio 4% Bank Rate 6.75% www.makemyexam.in & www.ibtindia.com maximum time on this section. I also used to practice different topics of quants regularly. The Wake Up Show on Make My Exam, the YouTube Channel of IBT, helped me a lot to prepare for my General Awareness Section. IBT: Are the competitive exams a fair way to select the students for banking? Name: Aditya Aditya: Yes, of course. According to me, it is the best method to recruit the students for any organization. The reason behind Education: B.Com this is that all the students are assessed on same criteria and Final Selection: SBI Clerk even if the exam in some slots is tougher than the others then Examination Name: SBI-Clerk 2018-19 normalization is also done to make it fair for every student. Thus, to my mind, it is a fairer approach to recruit the students IBT: "To accomplish great things we must in the present era of competition. not only act, but also dream; not only IBT: Did you get panic while taking the exams, if not then how plan, but also believe". Our heartiest congratulations on your did you manage to handle the exam stress? achievement today! You really deserve it. Aditya: When I started taking the exams, I used to get nervous Aditya: Thank you so much, sir. and thus I was not able to take all the exams with good speed IBT: How are you feeling after achieving your aim? and accuracy. To manage the same, I bought the test series of Aditya: Sir, I am actually feeling great. Finally, a year of hard IBT (Make My Exam). It helped me to get a real time experience work has paid off. When I started preparing for the exams, I of the tests. Thus by taking a number of mocks, I was able to used to feel scared due to the high level of the exams, increasing manage the stress during the actual exam. competition and limited vacancies. But now I think that it was IBT: How was your experience with the IBT Institute? the best decision of my life that I made my mind to pursue my Aditya: As I have mentioned earlier, it was the guidance of the goal. faculty of IBT that helped me to qualify the exam. IBT lighted I IBT: How did you decide to take the banking exams? my way towards success. I used to attend all the lectures and B practice all the chapters being done in the class on a daily Aditya: Sir, though I have done Graduation which is considered basis. In case of any confusion regarding the subject, I used to T to be done for the teaching profession, yet my aim was always take doubts in the daily doubt sessions. Thus, my overall to join the banking sector. All these factors enticed me to join Institute experience with the Institute was quite good. Pvt. Ltd this sector. IBT: Would you like to give the credit of your success to anyone? IBT: How did you select the Institute to prepare for your Aditya: Yes, the credit goes to my parents and friends who banking exams? supported me during my journey and but obvious to the faculty Aditya: Sir, I actually did not join any institute at the very of IBT Institute who guided my way. beginning as I thought that I myself will be able to prepare for IBT: Do you want to give any suggestions to the other students the exam through the online material. But when I took my who are preparing for the competitive exams? first banking exam, I scored very low. Then I realized that the Aditya: First of all, they must know what they actually want to self - study is not sufficient to transcend the exam and I need do and if they are actually interested in joining the banking guidance for the same. Thus, I went to many institutes for sector then they must not leave any room for preparation. counseling. The number of facilities provided by IBT Institute Dedication and patience are the keys to reach the heights of tempted me to join the same. And now I feel that this decision success. was quite right. IBT: Congratulations on your success once again! You have IBT: How much time did you devote for your studies and how made us all proud. Keep up the good work! did you manage to prepare for the different sections? Aditya: Thank You Sir! Aditya: Frankly speaking sir, I did not use to have any fixed study schedule. I had never studied keeping the time frame in Precious Words mind. I just used to fix the targets of the topics that I wanted to complete in a single day. I used to divide the appropiate "If you set Goals and go after them with all the time according to different sections. As Quants used to be my determination you can muster. Your Gifts will favourite subject, so I had to devote lesser time on this section. English used to be my weakest section and thus I had to devote take you places that will Amaze You.”

2 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com NATIONAL SPORTS AWARDS -2018

National Sports Awards are given every year to recognize and reward excellence in sports. 1. Award is given for the spectacular and most outstanding performance in the field of sports by a sportsperson over a period of four year, 2. Arjuna Award is given for consistency outstanding performance for four years, 3. Dronacharya Award for coaches for producing medal winners at prestigious International sports events, 4. Dhyan Chand Award for life time contribution to sports development and 5. Rashtriya Khel Protsahan Puruskar is given to the corporate entities (both in private and public sector) and individuals who have played a visible role in the area of sports promotion and development. 6. MAKA Trophy: Overall top performing university in inter-university tournaments is given Maulana Abul Kalam Azad (MAKA) Trophy. A large number of nominations were received for these awards this year, which were considered by the Selection Committees consisting of former Olympian, Arjuna Awardees, Dronacharya Awardees, Dhyan Chand A wardees, Sport Journalists/ Experts/ Commentators and sports administrators. Selection Committee for Rajiv Gandhi Khel Ratna Award and Arjuna Awards was headed by Justice (Ms.) Indermeet Kaur Kochhar (Former Judge of High Court of High Court). Selection Committee for Dronacharya Awards and Dhyan Chand Awards was headed by Justice Mr. Mukul Mudgal (Former Chief Justice High Court of Punjab & High Court). Selection Committee for Rashtriya Khel Protsahan Puruskar was headed by Shri Rahul Bhatnagar, Secretary (Sports). Selection Committee for MAKA Trophy was headed by Shri Ashok Kumar, former Olympian. Based on the recommendations of the Committee and after due scrutiny, the Government has decided to confer I awards upon the following sportspersons, coaches and entities: B RAJIV GANDHI KHEL RATNA 2018: T

Institute Name of the Sportsperson Discipline Pvt. Ltd

Mirabai Chanu Weightlifting

Virat Kohli

DRONACHARYA AWARDS 2018:

Name of the Coach Discipline Subedar Chenanda Achaiah Kuttappa Boxing Vijay Sharma Weightlifting A. Srinivasa Rao Table Tennis Sukhdev Singh Pannu Athletics Clarence Lobo Hockey (Life Time) Tarak Sinha Cricket (Life Time) Jiwan Kumar Sharma Judo (Life Time) V.R. Beedu Athletics (Life Time)

MAKE MY EXAM – NOVEMBER 2018 3 www.makemyexam.in & www.ibtindia.com

ARJUNA AWARDS 2018:

Name of the Sportsperson Discipline Neeraj Chopra Athletics Subedar Jinson Johnson Athletics Hima Das Athletics Nelakurthi Sikki Reddy Badminton Subedar Satish Kumar Boxing Smriti Mandhana Cricket Shubhankar Sharma Golf Manpreet Singh Hockey Savita Hockey Col. Ravi Rathore Polo Rahi Sarnobat Shooting Ankur Mittal Shooting Shreyasi Singh Shooting Table Tennis I G. Sathiyan Table Tennis Rohan Bopanna Tennis B Sumit Wrestling T Pooja Kadian Wushu Institute Pvt. Ltd Ankur Dhama Para-Athletics Manoj Sarkar Para-Badminton

DHYAN CHAND AWARD 2018:

Name of the Sportsperson Discipline Satyadev Prasad Archery Bharat Kumar Chetri Hockey Bobby Aloysius Athletics Chougale Dadu Dattatray Wrestling

RASHTRIYA KHEL PROTSAHAN PURUSKAR 2018:

Category Name of the entity Identification and Nurturing of Budding & Young Talent Rashtriya Ispat Nigam Limited Encouragement to Sports through Corporate Social Responsibility JSW Sports Sports for Development Isha Outreach

4 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com LIST OF RAJEEV GANDHI KHEL RATNA AWARD WINNER PLAYERS BEFORE 2018-19

S No. Name Year Category Important Facts 1 1991-92 Chess He is 1st recipient of Rajiv Gandhi Khel Ratna Award. 2 1992-93 Billiards 3 Cdr. Homi D. Motivala 1994-95 Yachting 4 Lt. Cdr. P. K. Garg 1994-95 5 1995-96 Weightlifting Karnam Malleswari later went on to win Bronze Medal in Olympics. 6 Nameirakpam Kunjarani 1996-97 Weightlifting This year was the first time two sports star were given Rajiv Gandhi Khel Ratna Award in same year. 7 1996-97 Tennis 8 1997-98 Cricket Later Sachin Tendulkar was honoured with Bharat Ratna, Highest Civilian honour in . 9 1998-99 Athletics 10 1999-2000 Hockey 11 2000-01 Badminton 12 2001 Shooting Abhinav Bindra also won Gold Medal for India in 2008 Olympics. 13 Anjali Ved Pathak 2002 Shooting 14 K. M. Beenamo Athletics 15 2003 Atheletics I 16 Lt. Co. Rajyavardhan 2004 Shooting Rajyavardhan Singh won Rajiv Gandhi Khel Ratna Singh Rathore Award after winning Silver Medal in Olympics. B 17 Pankaj Advani 2005 Billiards T 18 2006 Shooting Institute Pvt. Ltd 19 Mahendra Singh Dhoni 2007 Cricket no 2008 20 2009 Boxing 21 2009 Boxing 22 Sushel Kumar 2009 Wrestling 23 2010 Badminton 24 2011 Shooting 25 Vijay Kumar 2012 Shooting 26 2012 Wrestling 27 2013 Shooting no 2014 2015 Tennis 28 P.V. Sindhu 2016 Badminton 29 2016 Gymnastics 30 2016 Shooting 31 2016 Wrestling 32. 2017 Para Athlete 33. 2017 Hockey

MAKE MY EXAM – NOVEMBER 2018 5 www.makemyexam.in & www.ibtindia.com ONE-NATION-ONE-CARD FOR PUBLIC TRANSPORT SOON, SAYS NITI AAYOG CEO G India will shortly unveil a one-nation-one-card policy for public transport that will bring seamless NATIONAL NEWS connectivity between various modes of transport, NITI Aayog CEO Amitabh Kant said. G A robust transportation sector was the backbone for the development of any economy, especially for a . SEPTEMBER 2018 . densely populated developing country like India, and the focus of the nation's mobility strategy was on NITI AAYOG'S MOVE CYCLATHON TO sustainable modes of public transport, transport- PROMOTE CLEAN MOBILITY oriented planning and digitisation. G "The objective of the strategy is to plan for the citizens first, rather than focusing on vehicles alone, by providing sustainable mobility and accessibility by switching to cleaner mode of transportation.

SURESH PRABHU LAUNCHES COFFEE CONNECT APP, COFFEE KRISHITHARANGA SERVICES FOR COFFEE STAKEHOLDERS G The 'Coffee Connect' mobile app has been developed to ease the work of field functionaries and to improve the work efficiency. I G The cyclathon organised by NITI Aayog is spreading G The application provides solution by harnessing the B the message of clean mobility to the Indian public power of mobility comprising the latest technology T G As a part of the ongoing Mobility Week (August 31 - in easing the whole process of the field activities like

Institute September 6), several events will facilitate interactions digitisation of Coffee Growers & Estates with Geo Pvt. Ltd with various stakeholders from India and abroad. Tagging, collecting the Plantation details. G The event was aimed at promoting cycling for G The Coffee KrishiTharanga services are aimed at healthier life & less polluting city and spread message providing customised information and services to of a shared, connected, and zero-emission mobility increase productivity, profitability, and environmental in the country. sustainability.

PRESIDENT RAM NATH KOVIND APPROVAL VICE PRESIDENT TO VISIT US TO PARTICIPATE FOR BILL ON OLD BUILDINGS IN 2ND WORLD HINDU CONGRESS G The Vice President of India, Shri M. Venkaiah Naidu G President Ram Nath Kovind gave his assent to three to visit United States of America on September 8-9, state bills, including a legislation which will smoothen 2018 to address the 2nd Hindu Congress being held the process of reconstructing dilapidated buildings or in Chicago on the occasion of 125 Anniversary of a complex in land-starved Mumbai. Swami Vivekananda's Historic Speech at the G The Apartment Ownership Parliament of the World's Religious in 1893. (Amendment) Bill, the Gujarat Agricultural Lands G The Vice President will also Participate in a Ceiling (Amendment) Bill 2015 and the Gujarat programme organized by Telugu Associations of the Agricultural Lands Ceiling (Amendment) Bill, 2017 US at Hindu Temple of Greater Chicago. have got the presidential nod. G He will also participate in bilateral discussion with G President Ram Nath Kovind reached Cyprus on Sunday several world leaders, who are attending this event, on the first leg of his three-nation visit to Europe. on the sidelines of this Congress.

6 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com RULES FOR E-PHARMACIES TO REGULATE 6TH EDITION OF BENGALURU SPACE EXPO ONLINE SALE OF MEDICINES INAUGURATED G The 6th edition of the biennial Bengaluru Space Expo was inaugurated by ISRO Chairman Dr.K Sivan in Bengaluru. G The three day event will showcase industry participation in Indian space programme. G ISRO Chairman Dr K Sivan said that the Indian Space Research Organisation wants to offer manufacturing of PSLV and small satellite launch vehicles along with small satellites to private industries. G He said France will provide space medicines for Indian astronauts who will be part of India's first Manned G The Union Health Ministry has come out with draft Space Mission Gaganyan. rules on sale of drugs by e-pharmacies with an aim to regulate online sale of medicines across India and PM NARENDRA MODI TO INAUGURATE FIRST provide patients accessibility to genuine drugs from GLOBAL MOBILITY SUMMIT authentic online portals. G Prime Minister Narendra Modi will inaugurate the first G The draft rules on "sale of drugs by e-pharmacy" state Global Mobility Summit called MOVE, which will deliberate on steps to promote electric vehicles and that no person will distribute or sell, stock, exhibit or shared mobility. offer for sale of drugs through e-pharmacy portal unless registered. G The summit will deliberate on five themes including comprehensive: electrification and alternative fuels, G The draft notification says the application of reinventing public transport, goods transport and registration of e-pharmacy will have to be logistics and data analytics and mobility. I accompanied by a sum of Rs 50,000 while asserting G The two day summit is being organized by the B that an e-pharmacy registration holder will have to comply government think-tank NITI Aayog. with provisions of Information Technology Act, 2000 T G NITI Aayog CEO Amitabh Kant said that the main aim Institute G Elaborating on the main highlights of the draft, the through the summit is to revolutionise the way people Pvt. Ltd Drugs Controller General of India Eswara Reddy said travel in India, along with making more connected, rules have been proposed to ensure accessibility and shared and seamless. availability of drugs to the people across India. THE ODISHA ASSEMBLY PASSED A RESOLUTION GOVT MAKES PRADHAN MANTRI JAN DHAN FOR ESTABLISHING LEGISLATIVE COUNCIL YOJANA OPEN-ENDED SCHEME G The Odisha Assembly passed a resolution for establishing Legislative Council, or Vidhan Parishad G The government decided to make the Pradhan Mantri Jan Dhan Yojana (PMJDY) an open-ended scheme and G While legislators of the Indian National Congress and chose to walk out, the ruling added more incentives to encourage people to open Biju Janat Dal's 104 MLAs present in the assembly bank accounts. voted in favour of the resolution. G The flagship financial inclusion scheme was launched G The resolution was passed with as many as 104 of total in August 2014 for a period of four years. 147 legislators casting their votes in its favour. The G The free accident insurance cover for those opening resolution now will be sent to Central Government Jan Dhan accounts after August 28 too has been (Union cabinet) for approval, following which it will doubled to Rs 2 lakh. be tabled in both houses of the Parliament. G The age limit for availing overdraft facility under this G Currently, seven states including Andhra Pradesh, Bihar, Jammu and , , Maharashtra, revised to 18 to 65 years from the earlier 18 to 60 Telangana, and Uttar Pradesh have a Legislative years. Council.

MAKE MY EXAM – NOVEMBER 2018 7 www.makemyexam.in & www.ibtindia.com DR. JITENDRA SINGH INAUGURATES 10KW DELHI CM KEJRIWAL LAUNCHES DOORSTEP TRANSMITTER OF AIR AT PATNITOP IN J&K OF SERVICES G The Arvind Kejriwal-led Aam Aadmi Party (AAP) rolled out doorstep delivery of public services for Delhiites G In the first phase of the Delhi government's scheme, 40 services will be provided for a nominal charge of Rs 50. G VFS Global, one of the biggest visa and passport service providers in the world, has been given the contract to the project for three years.

SHRI PIYUSH GOYAL LAUNCHES A WEB G The Union Minister of State for Development of North PORTAL "RAIL SAHYOG" Eastern Region (I/C), Public Grievances and Pensions, G The "Rail Sahyog" portal is an example of changing Atomic Energy and Space, Dr. Jitendra Singh times & speedy execution of projects in Railways. inaugurated 10KW transmitter of All India Radio at Salient feature of this portal is its simplicity & Patnitop in Ramban District of Jammu & Kashmir, that transparency. will provide services to people living in a radius of around 60 km (aerial) in various districts. G This portal will provide an opportunity for Industry/ Companies/ Associations to collaborate with Railways. G With the commissioning of the relay FM transmitter at Patnitop, the people living on high reaches and remote G This portal will not only be beneficial for passengers but also for neighbourhood of Railway vicinity." areas would be able to listen to radio more clearly G Indian Railways, with its vast network and presence G The minister of state in PMO Singh said radio as a across the length and breadth of the country, has medium is prompt, credible and instantaneous and I always been at the forefront to serve the society. has continued to remain so despite the fast changing Inspired by the vision of Hon'ble Prime Minister for a B media landscape. New India by 2022 T G The 10 KW transmitter will help cover an aerial G The web portal will provide a platform for the distance of 60 kilometre in nearby districts of Doda, Institute Corporates and PSUs to contribute to creation of Pvt. Ltd Kishtwar, Udhampur and parts of Jammu and even amenities at/near Railway Stations through Corporate across the border. Social Responsibility funds.

8 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com . AUGUST 2018 . PM MODI LAUNCHES 81 PROJECTS IN UTTAR PRADESH SHRI JP NADDA LAUNCHES NATIONAL VIRAL G PM Narendra Modi Inaugurated 81 investment HEPATITIS CONTROL PROGRAM projects worth Rs worth Rs 60,000 crore. This is Modi's G Shri JP Nadda, Union Minister of Health and Family fifth visit in the past one month to Uttar Pradesh. welfare launched the National Viral Hepatitis Control G Modi laid the foundation stones and inaugurated 99 Program to mark the World Hepatitis Day on July 28, 2018. urban development projects for Uttar Pradesh worth G JP Nadda also released the Operational Guidelines for Rs 3897 crore. National Viral Hepatitis Control Program, National G Eighty industrialists, including major firms such as Laboratory Guidelines for Viral Hepatitis Testing and Birla, Reliance and Adani, attended the ceremony National Guidelines for Diagnosis and Management alongside Chief Minister Yogi Adityanath and Union of Viral Hepatitis. Home Minister Rajnath Singh. G Shri Nadda stated, the government has also launched G The ceremony was held to implement 81 of the 1045 the 'Test and Treat Policy for HIV' where in as soon as MOUs signed at the Uttar Pradesh Investors Summit. a person is tested and found to be positive, he will be provided with ART irrespective of this CD count or MEGHALAYA MILK MISSION LAUNCHED IN clinical Stage. SHILLONG

DHARMENDRA PRADHAN LAYS THE FOUNDATION STONE FOR PERMANENT CAMPUS FOR NSTI G The Union Minister for Petroleum & Natural Gas and Skill Development & Entrepreneurship Shri Pradhan, laid the foundation stone for I permanent campus of National Skill Training Institute (NSTI) for Women at Mohali. B G NSTI is 1st Institute for Punjab and only one of its kind T Institute in India which is exclusively for women. Minister also G Union Minister for Agriculture and farmers Welfare Pvt. Ltd launched a unique Pradhan Mantri Kaushal Kendra Radha Mohan Singh launched the Meghalaya Milk (PMKK) which would admit differently abled persons Mission in Shillong. as well, also a first of its kind in India at Mohali. G The amount sanctioned for the project is of Rs 215 G These programs has been launched under "Skill India" Crores through National Cooperative Development Initiative of the Government of India under the Corporation. leadership of Prime Minister, Shri Narendra Modi. G The mission will facilitate in achieving the Centre's G The land for the project has been given by the farmers goal of doubling farmers income by 2022 through the of village Saneta near Mohali and the cost of the promotion of milk business in the state. project is Rs.17 crores. INDIA'S FIRST MOBILE OPEN EXCHANGE ZONE E- AKSHARAYAN, DESKTOP SOFTWARE INAUGURATED AT NOIDA LAUNCHED BY IT MINISTRY G Prime Minister Narendra Modi laid the foundation G The IT ministry launched a desktop software E- stone of country's first Mobile Open Exchange (MOX) Aksharayan in a conference for Indian Languages zone in Noida, Uttar Pradesh Technology Industry 'Bhashantara'. G The Uttar Pradesh government had earlier this year G The software E-Aksharayan was launched in 7 Indian signed an MoU with World Trade Center, Noida, to Languages. , Bangla , Malayalam, Gurmukhi, develop a 'tech zone' as a nucleus of the Mobile Open Tamil , and Assamese. Exchange Zone (MOX). G Ravi Shankar Prasad is the present Minister of G This unique zone will play pivotal role in attracting Electronics and Information Technology of India. investment and area will reap huge benefits from it.

MAKE MY EXAM – NOVEMBER 2018 9 www.makemyexam.in & www.ibtindia.com GOVERNMENT IMPOSES 25% SAFEGUARD GOVERNMENT LAUNCHES SWACHH BHARAT DUTY ON IMPORT OF SOLAR CELLS INTERNSHIP TO PROMOTE INVOLVEMENT OF STUDENTS IN RURAL CLEANLINESS G Government launched "Swachh Bharat Summer Internship- 100 hours of Swachhta" Program for the students of Universities and Higher Education Institutions. G The students are to devote approximately 100 hours conduction Swachhta- related activities in villages selected by them and approved by their parent institution. G The participants are to conduct (i) Information Education communication activities for increasing G Union Government has imposed safeguard duty of awareness of village people about sanitation and 25% on import of solar cells from China and . hygiene and (ii) Solid Waste Management related activities in villages. G The finance ministry said 25 per cent safeguard duty have been imposed for July 30 to July 29, 2019, which G All the participants of the Internship program will be will gradually come down to 20 per cent during July given a Swachh Bharat Summer Internship Certificate 30, 2019 to January 29, 2020 and 15 per cent during on completion of their internship and its approval by January 30, 2020 to July 29, 2020. their parent institution. G The decision by Union Government follows long "THE WALLED CITY OF JAIPUR, RAJASTHAN, deliberation by Directorate General of Trade Remedies INDIA" IS THE NEXT PROPOSED SITE FOR I (DGTR), which recommended safeguard duty UNESCO WORLD HERITAGE RECOGNITION structure after considering application by Indian solar B G The site namely "The Walled City of Jaipur, Rajasthan, cell manufacturers. T India" has been proposed for World Heritage.

Institute GOVERNMENT IS IMPLEMENTING PRADHAN G As per Operation Guidelines 2017, only one site can Pvt. Ltd MANTRI KAUSHAL VIKAS YOJANA (PMKVY) be nominated by the state party each year. PAN - INDIA BASIS G It boost domestic and international tourism leading G The Government is implementing a flagship scheme to increased employment Generation, creation of known as Pradhan Mantri Kaushal Vikas Yojana World class infrastructure and augmentation of sale (PMKVY) on pan- India basis which enables of local handicrafts, handlooms and heritage prospective youth to take up short Term Training (STT) memorabilia. and Recognition of Prior Learning (RPL) through accredited and affiliated training centers. RAJASTHAN BECOMES FIRST STATE TO IMPLEMENT BIO FUEL POLICY G The scheme has two components namely Centrally Sponsored Centrally Managed(CSCM) which is G Rajasthan became first state in the country to implemented by National Skill Development implement National Policy on Bio fuels unveiled by Corporation (NSDC)and Centrally Sponsored State Union Government. Managed(CSSM) which is implemented by state skill G The State will lay emphasis on increasing production Development Mission of the State. of oilseeds and establish a Centre for Excellence in G At this stage, the focus is on the overall development Udaipur to promote research in the fields of that cuts across all subject areas so that the children alternative fuels and energy resources. acquire essential skill such as problem solving skill, G The policy categorises of bio fuels in to first personal character and values, physical and aesthetic generation(1G), second generation(2G) and third development, ICT skills, interpersonal skill and generation(3G) to enable extension of appropriate cognitive skill for laying a firm foundation of learning. financial and fiscal incentives under each category.

10 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com . JULY 2018 . ELECTION COMMISSION LAUNCHES MOBILE APP “CVIGIL” SUSHMA SWARAJ INAUGURATES CONFERENCE G The Election Commission of India has recently OF HEADS OF INDIAN MISSIONS ACROSS GLOBE launched a mobile app cVIGIL for the citizens to report any violation of the model code of conduct during elections. G It” is a user-friendly app and easy to operate. It will be operational only where the elections are announced. G By using this app the citizens can immediately report an incident of misconduct. G The citizens can click pictures and record a video of G The 9th Heads of Mission Conference was held in New upto 2 minutes and can upload on this app. Delhi from June 30-July 2, 2018. It was inaugurated by External Affairs Minister Sushma Swaraj. NATIONAL WORKSHOP ON SKILL G The conference comes at the time when India is DEVELOPMENT FOR PERSONS WITH monitoring several important global developments DISABILITIES including sanctions imposed by United States on G The Department of Empowerment of Persons with Russia and Iran, and China’s new assertiveness in Indo- Disabilities under the Ministry of Social Justice and Pacific region. Empowerment has organized a National Workshop on NITI AAYOG RELEASES 1ST DELTA RANKING Skill Development for Persons with Disabilities. G NITI Aayog launched the first Delta ranking, incremental G The aim of the workshop was to provide a platform I progress, for the Aspirational Districts in the country. to all the stakeholders (Policy makers and employers ). B G The ranking is based on self-reported data of districts G Under the initiative, Persons with Disabilities will be T between March 31 to May 31, 2018, across five provided with the necessary skills for achieving Institute developmental areas of Health and Nutrition, employment opportunities. Pvt. Ltd Education, Agriculture and Water Resources, Financial Inclusion and Skill Development and Basic Infrastructure.

TRIBAL MUSEUM TO BE SET UP IN CHHATTISGARH G The Chhattisgarh Government is going to set up a tribal Museum which will be named after Shaheed Veer Narayan Singh, a freedom fighter who participated in the revolt of 1857. G The museum will be dedicated to the culture and tradition of the scheduled tribes.

INDIA’S FIRST GLOBAL MOBILITY SUMMIT G NITI Aayog is going to organize ‘MOVE’: Global Mobility Summit in New Delhi on 7th and 8th September 2018. G The summit which will be organized in collaboration with various ministries and industry partners help the Government’s goal for vehicle electrification, renewable energy integration and job growth.

MAKE MY EXAM – NOVEMBER 2018 11 www.makemyexam.in & www.ibtindia.com DNA TECHNOLOGY (USE AND APPLICATION) CABINET APPROVAL FOR RENAMING REGULATION BILL, 2018 AGARTALA AIRPORT G Agartala Airport in Tripura will be renamed as ‘Maharaja Bir Bikram Manikya Kishore Airport. G The approval was given by the Union Cabinet, chaired by the Prime Minister, Shri Narendra Modi G The decision comes in the wake of the long pending demand of people of Tripura as well as the Tripura Government for paying tribute to Maharaja Bir Bikram Manikya Kishore.

UAE CONSULATE TO COME UP IN HYDERABAD G Decks have been cleared for setting up a consulate of G With an aim to expand the application of DNA based United Arab Emirates with Telangana Chief Minister forensic technologies to support and strengthen the K Chandrasekhar Rao giving his nod for it after justice delivery system of the country, the Union discussions with UAE Foreign Minister Sheikh Cabinet chaired by Prime Minister Narendra Modi has Abdullah Bin Zayed Al Nahyan. approved The DNA Technology (Use and Application) G The establishment of the consulate would improve Regulation Bill 2018. cordial relations between the state government and G The Bill seeks to ensure that with the proposed the UAE. expanded use of this technology in the country, there MAHARASHTRA GOVERNMENT UNVEILS is also the assurance that the DNA test results are 'SANDBOX' TO AID STARTUPS I reliable. G The Maharashtra Government has announced the B G The data will also remain protected from misuse or opening up of a 'sandbox' to aid start-ups .to develop abuse in terms of the privacy rights of our citizens. T financial capital into a Fintech hub. Institute Pvt. Ltd KVIC LAUNCHES E-MARKETING SYSTEM G Maharashtra is the first state to have a dedicated G The Khadi and Village Industries Commission (KVIC) has fintech policy and it is also planning to have a recently launched its, in-house developed e-marketing dedicated 'Fintech Officer' in the Department of G system with the name Khadi Institution Management Information Technology. and Information System (KIMIS) in New Delhi. G Sandbox is seen as a safe zone to test financial G The system can be accessed from anywhere in the innovation which sees limited rollout of new products country for the sale and purchase of Khadi and Village to select customers. Industries products. PM MODI UNVEILS PLAQUE AT SINGAPORE'S AGREEMENT SIGNED ON REPATRIATION OF CLIFFORD PIER PAYING TRIBUTE TO BRU PERSONS TO MIZORAM MAHATMA GANDHI G An agreement has been signed by the Government G Prime Minister Narendra Modi and Singapore's former of India, Governments of Mizoram and Tripura and premier Goh Chok Tong unveiled a plaque to pay Mizoram Bru Displaced People’s Forum (MBDPF) on tribute to Mahatma Gandhi at immersion site of his the repatriation of displaced Bru persons from ashes at waterfront Clifford pier. Mizoram since 1997. G Over 250 members of Indian Diaspora led by G Government of India will provide financial assistance Singapore's Emeritus Minister Goh Chok Tong joined for rehabilitation of Brus in Mizoram and address their the ceremony at the pier. issues of security, education, livelihood etc. in consultation with Governments of Mizoram and G Modi unveiled the plaque on the seafront where some Tripura. of the Mahatma's ashes were immersed in 1948.

12 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com INTERNATIONAL TOURISM ARRIVALS HIT RECORD HIGH IN 2017, INDIA LEADS GROWTH IN SOUTH ASIA G The number of people travelling abroad hit record levels in 2017 with a total of 1,323 million international tourist arrivals recorded in destinations . SEPTEMBER 2018 . around the world, with India leading the growth in the South Asian region, according to data from the INTERNATIONAL WOMEN ENTREPRENEURS UN's tourism organisation SUMMIT 2018 KICKS OFF IN NEPAL G Europe and Africa led the regions with increases in arrivals, with growth of eight per cent and nine per cent, respectively. G The UN World Tourism Organisation (UNWTO, a specialized agency of the United Nations, added that tourism is the world's third largest export category, earning USD 1.3 trillion in receipts in 2017: an increase of five per cent.

BI-ANNUAL TALKS BETWEEN INDIAN AND G Nepal is currently witnessing the three-day BANGLADESHI BORDER FORCES TO BEGIN IN International Women Entrepreneurs Summit 2018 NEW DELHI that kick started in Kathmandu. G With a theme entitled 'Equality begins with Economic Empowerment', the summit aims to bring onto a I single platform, many influential women business leaders, international service providers, professionals B and organisations, government representatives and T other stakeholders to discuss on innovative economic Institute transformation through collaboration. Pvt. Ltd G Inaugurating the event, the Vice-President of Nepal Nanda Bahadur Pun stressed on the need for women empowerment in all social, political and economic G The bi-annual talks between Indian and Bangladeshi aspects border forces will begin in New Delhi today. Director General of Border Security Force (BSF) KK Sharma will MAURITIUS TOPS INDIA'S FDI CHARTS AGAIN represent the Indian side while Director General of IN FY18 Border Guard Bangladesh (BGB) Major General Md G Mauritius remained the top source of foreign direct Shafeenul Islam will lead the Bangladeshi side in the talks investment into India in 2017-18 followed by G The meeting is aimed at increasing bilateral Singapore. cooperation in checking trans-border crimes such as G FDI from Mauritius totalled USD 13.41 billion as smuggling of drugs and narcotics, cattle lifting and gun against USD 13.38 billion in the previous year, inflows running across the international border between the from Singapore rose to USD 9.27 billion from USD 6.52 two countries. More from our correspondent. billion. G This is the 47th DG-level conference between the two sides since it began in 1975. Joint efforts for effective G The provisional data for the financial year ended implementation of Comprehensive Border March revealed that foreign direct investment (FDI) Management Plan, Confidence Building Measures, into the manufacturing sector witnessed a substantial Simultaneous Coordinated patrolling, Sharing of decline to USD 7.06 billion, as against USD 11.97 billion Information, expansion of crime-free zones will be on in the year-ago period. the agenda during the talks.

MAKE MY EXAM – NOVEMBER 2018 13 www.makemyexam.in & www.ibtindia.com SHRI J P NADDA ADDRESSES THE'71ST SESSION OF THE WHO REGIONAL COMMITTEE FOR SOUTH-EAST ASIA G India has fast-tracked many initiatives aimed at achieving all the core tenets of Universal Health Coverage i.e, strengthening health systems, improving access to free medicines & diagnostics and reducing catastrophic healthcare spending. This was stated by Shri J P Nadda, Union Minister of Health and Family Welfare at the inauguration of the '71st Session of the WHO Regional Committee for South-East Asia G Shri J P Nadda further stated that India on its part firmly believes in the objective of attainment of the highest possible level of health, where health is a state of complete physical, mental, spiritual and social well- being and not merely the absence of disease or infirmity. G Moving toward this objective have adopted the National Health Policy 2017 with the aim to provide affordable healthcare for all.

INDIA AND CYPRUS SIGN 2 MOUS G India and Cyprus signed two agreements on combating money laundering and cooperation in the I field of environment. B G President Kovind is in Cyprus on the first leg of his T three-nation visit to Europe to continue India's high- level engagements with European countries. Kovind Institute Pvt. Ltd and Anastasiades exchanged views on economic cooperation during their talks. G The MoU on combating money laundering was signed between Financial Intelligence Unit, India, and Unit for Combating Money Laundering of Cyprus.

TSUNAMI MOCK DRILL 'IOWAVE18' BEGINS: INDIA ALONG WITH 23 COUNTRIES PARTICIPATES IN EXERCISE G Indian Ocean Wave Exercise 2018 (IOWave18) began on September 4, 2018 in the Indian Ocean. G India along with 23 other nations is participating in this major Indian ocean-wide tsunami mock drill which involves evacuation of thousands of people from coastal areas in over half a dozen coastal states. G Exercise IOWave18 will simulate Indian Ocean countries being put in a tsunami warning situation and require the respective National Tsunami Warning Centres and the Disaster Management Offices in each country to implement their Standard Operating Procedures.

14 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com INDIA AND FRANCE SIGN AN IMPLEMENTA- VICE PRESIDENT EMBARKS ON THREE-NATION TION AGREEMENT ON "MOBILISE YOUR CITY" VISIT TO SERBIA, MALTA AND ROMANIA G India and France have signed an implementation agreement on "MOBILISE YOUR CITY" (MYC) here last evening in the presence of Minister of State (I/C), Ministry of Housing & Urban Affairs (MoHUA) Shri Hardeep Singh Puri and Shri Alexander Ziegler, Ambassador of France in India. G Mobilise Your City (MYC) is part of an international initiative which is supported by the French and the German Governments and was launched at 21st Conference of Parties (COP21) meeting in December, 2015. G The MYC aims at supporting three pilot cities viz. G The Vice President of India, Shri M. Venkaiah Naidu , Kochi and in their efforts to embarked three-nation visit to Serbia, Malta and reduce their Green House Gas (GHG) emissions Romania on a weeklong trip from September 14 -21 related to urban transport by implementing urban mobility plans at local level and to help India at national G The Vice President's visit is expected to strengthen level to improve their sustainable transport policy. India's bilateral relations with these three countries. This visit will help the countries to exchange expertise INDIA, CZECH REPUBLIC SIGN FIVE and share knowledge in the fields of economy, AGREEMENTS environment, trade and culture. G President Ram Nath Kovind, who is Czech Republic G In Romania, the Vice President will hold delegation I on the last leg of 3-nation Europe tour, met Prime level talks with the President of the Senate of Minister Andrej Babis of Czech Republic. Romania, Mr. Calin Popescu-Tariceanu and witness B G The two leaders discussed closer defence and business signing of MOUs. T

relations and the scope for Czech manufacturing G He is scheduled to hold delegation level talks with the Institute Pvt. Ltd companies to partner with India. President of Romania, Mr. Klaus Werner Lohannis and G These agreements are Cooperation between Council later proceed to the Parliament to address the for Scientific and Industrial Research, India, and the members of Senate. Czech Academy of Sciences. SURESH PRABHU HOLDS MEETINGS WITH EIGHT BIRD SPECIES ARE THE FIRST TO BE RUSSIAN MINISTERS AT VLADIVOSTOK DECLARED EXTINCT THIS DECADE G Union Minister of Commerce & Industry and Civil G The rainforests of South America are a little lonelier Aviation, Suresh Prabhu, had a meeting with Dmitry now, with the highly likely or confirmed extinction of Kobylkin, Minister of Natural Resources and eight bird species. Environment of Russian Federation. G According to a statistical analysis conducted by BirdLife G Both sides discussed issues of mutual cooperation in International and published in the journal Biological areas of common concern like conservation of Conservation, five of the eight likely extinctions environment, saving the tiger, water cooperation and occurred in South America, the result of deforestation. environmental sustainability This bucks the trend of small-island birds going extinct G During the meeting with the Deputy Prime Minister due to invasive species or hunting. of Russia, Yury Trutnev, the Commerce Minister G BirdLife conducted an eight-year study of 51 critically discussed issues of mutual cooperation in sectors like endangered bird species, weighing three factors: mining and geological exploration in gold and intensity of threats, timing and reliability of records and diamond, water cooperation, forestry, timber and the timing and quantity of search efforts for the species. agriculture.

MAKE MY EXAM – NOVEMBER 2018 15 www.makemyexam.in & www.ibtindia.com . AUGUST 2018 . GLOBAL INNOVATION INDEX, GII-2018 LAUNCHED IN INDIA SUSHMA SWARAJ CALLS ON KYRGYZ G India's rank on the Global Innovation Index(GII) has PRESIDENT JEENBEKOV, DISCUSSES improved from 60 in 2017 to 57 in 2018. India has BILATERAL TIES been consistently climbing the GII ranking for the past two years. G This year's report shows that India has been constantly outperforming on innovation relative to its level of development for many years in a row. G According to sources NITI Aayog will join hands with CII to drive innovation in India.

UK PLANS TO CHANGE LAW FOR ORGAN DONATION TO ADDRESS URGENT NEED AMONG INDIA- ORIGIN PEOPLE G External Affairs Minster is in Kyrgyzstan for bilateral G The UK government announced new plans to change meeting with her Kazakh External Affairs counterpart. the law for organ and tissue donation to address the G They discussed measures to expand and reinvigorate urgent need for organs within Indian- origin India's ties with central Asian Country Counterpart. communities in the country.

DURBUN HOSTED 3RD BRICS FILM FESTIVAL, G Under the new presumed consent system, those who do not want to donate their organs will be able to record their decision on the state-funded National I G The 3rd BRICS Film Festival was held in Durban, South Health Service(NHS) Organ Donor Register(ODR). B Africa, along with the International Durban Film Festival (DIFF). G This will come in to effect in in 2020 as part T G Best Actress : Bhanita Das, Village Rockstar ,Best Film of a drive to help black, Asian and minority ethnic Institute Pvt. Ltd Newton by Amit Masurkar (BAME) people desperately waiting for a life-saving G BRICS Countries -Brazil, Russia, India, China, South Africa transplant. G The last day of the festival was celebrated as India NEPAL DELEGATION MEETS UNION HOME Country Day. SECRETARY UNITED NATIONS E-GOVERNMENT INDEX: G An official delegation from Nepal headed by Inspector INDIA JUMPS 22 PLACES IN FOUR YEARS General, Armed Police Force of Nepal, Shri Shailendra UNDER MODI, BREAKS INTO TOP 100 Khanal is on official visit to India from August 7-10 for G India's rank has improved by 22 places in the past four the 3rd India- Nepal Coordination Meeting. years and 11 ranks in the past two years. Currently, G During the meeting, Shri Rajiv Gauba stated that India India occupies the 96th position in the ranking. and Nepal relationship derives strength from shared G The E-Government Development Index (EGDI), which history, trade, economic , cultural ties and assesses e-government development at the national close and intense people-to-people contact. level, is a composite index based on the weighted average of three normalized indices. The UN E- G Several important matters like security scenario along government index is released once in two years. the border, coordination meetings at field level, G Top three Countries in the Index are Denmark, sharing of information about crimes and criminals, , Republic of Korea training of armed police personnel, mutual visits by G The 2018 edition was titled as 'Gearing E-Government officers of two countries, etc will be discussed. to Support Transformation towards sustainable and G Khadga Prasad Sharma Oil is the current Prime resilient societies' Minister of Nepal.

16 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com SAUDI ARABIA FREEZES TRADE RELATIONS INDIAN-AMERICAN HIGH SCHOOLER WINS WITH CANADA INTERNATIONAL GEOGRAPHY BEE WORLD G Saudi Arabia has said it is freezing all new trade with CHAMPIONSHIP Canada and expelling its ambassador over its G Indian-American high school student Avi Goel has won "interference" in the kingdom's domestic affairs. the world championship at the International Geography Bee's junior varsity division was held in Berlin. G The Saudi decisions were in reaction to Canada's "blatant and unacceptable interference" in the G He won a gold medal in seven out of the 10 medal domestic affairs of the kingdom, the ministry event, and a silver medal in two of the events, topping explained. the overall medals table. G Saudi Arabia Capital - Riyadh , Currency - Saudi riyal G He also bagged the top spot in all the three events counting towards the world championship title: the International G Canada Capital -Ottawa , Currency -Canadian Dollar Geography Exam, the International Geography Showdown, and the International Geography Bee. RESTRICTED AREA PERMIT EASED FOR FOREIGNERS VISITING 29 ANDAMAN ISLANDS G 14 year old Avi is a tenth grader at Silver Creek High School in Evergreen, San Jose, California. G In a major step to increase footfalls and promote tourism in the remote Andaman and Nicobar islands, US ANNOUNCES CREATION OF IRAN ACTION the government has excluded 29 inhabited islands in GROUP TO PRESSURIZE IRAN the Union Territory from the Restricted Area Permit (RAP) regime till December 31, 2022. G These include Havelock, Long Island, Curfew Island, North Andaman, Smith Island, Neil Island, Flat Bay and Strait Island among others. G The lifting of RAP means that foreigners will now be I allowed to visit these islands without prior permission from the government. B G Government is also planning to open 11 other T uninhabited islands to foreigners. G US has announced creation of Iran Action Group (IAG) Institute to execute President Donald Trump administration's Pvt. Ltd KHANGCHENDZONGA BIOSPHERE RESERVE Iran strategy . BECOMES 11TH BIOSPHERE RESERVE FROM G IAG(Iran Action Group) will be responsible for INDIA TO BE INCLUDED IN THE WORLD directing, reviewing, and coordinating all aspects of NETWORK OF BIOSPHERE RESERVES State Department's Iran-related activity. G The Khangchendzonga biosphere Reserve has become G In August 2018, uS re-imposed sanctions on Iran on the 11th biosphere Reserve from India that has been non-energy areas and notified that it will slap included in the UNESCO designated World Network remaining sanctions in November 2018 that of biosphere Reserves (WNBR). concentrate on Iran's key economic areas such as energy, shipping and ports. G Khangchendzonga Biosphere Reserve in WNBR was taken at the 30th Session of International Coordinating INDIA ELECTED PRESIDENT OF ASIA-PACIFIC council (ICC) of Man and Biosphere (MAB) Programme INSTITUTE FOR BROADCASTING DEVELOPMENT of UNESCO held at Palembang, Indonesia G India elected as the president of the Asia-Pacific G Khangchendzonga Biosphere Reserve in Sikkim is one Institute for Broadcasting Development, a regional of the highest ecosystems in the world, reaching inter- government organization established in 1977 elevations of 1220 meters above sea-level. under the auspices of UNESCO. G India has 18 Biosphere Reserves and with the inclusion G India has been appointed for the period of two Years. of Khangchendzonga, the number of internationally G The AIBD is mandated to achieve a vibrant and designated WNBR has become 11, with 7 Biosphere cohesive electronic media environment In the Asia- Reserves being domestic Biosphere Reserves. Pacific region through policy and resource development.

MAKE MY EXAM – NOVEMBER 2018 17 www.makemyexam.in & www.ibtindia.com . JULY 2018 . ABU DHABI ‘SMARTEST CITY’ IN MIDDLE EAST: STUDY CHINA, INDIA CLINCH DEAL TO REDUCE G According to McKinsey, three factors make a city TARIFFS ON INDIAN MEDICINES, ANTI- smart. CANCER DRUGS G First is the technology base, which includes a critical mass of smartphones and sensors connected by high- speed communication networks. G The second consists of specific applications, such as translating raw data into alerts. G The third is usage by cities, companies, and the public.

MOU BETWEEN INDIA AND UK IN LAW AND JUSTICE G With an aim to enhance cooperation between India and United Kingdom regarding cooperation between both countries in the sphere of Law & Justice, The Union Cabinet chaired by the Prime Minister Shri Narendra Modi has approved signing of a G China has announced that it has clinched deal with Memorandum of Understanding (MoU). India on reduction of tariffs (import duties) on Indian medicines including anti-cancer drugs. G A Joint Consultative Committee will also be set up under the MoU. G However, it is not yet clear whether it has agreed to I grant licences to Indian companies to sell cancer drugs G The MoU will take care of the concerns and in its huge market. requirements in the field of exchange of experience B by legal professionals and Government functionaries. MUMBAI’S VICTORIAN AND ART DECO T ENSEMBLES INSCRIBED AS UNESCO WORLD FINAL NEPAL-INDIA EPG MEETING CONCLUDES Institute Pvt. Ltd HERITAGE SITE G The ninth and final meeting of Eminent Persons Group G Mumbai’s Victorian and Art Deco Ensembles has been (EPG) on Nepal-India Relations concluded in Kathmandu, Nepal. The Representatives from Nepal inscribed as a UNESCO World Heritage Site. This was and India deliberated upon various bilateral issues announced at the UNESCO world heritage committee including 1950 Peace and Friendship treaty, trade, meeting in Bahrain. transit and border during the two-day meeting. G The Heritage enclave is situated in South Mumbai’s G The EPG is a joint mechanism consisting of experts historic core and comprises an urban ensemble and intellectuals from India and Nepal. It was set up straddling two heritage precincts of the Fort Precinct in February 2016 to make suggestions for updating and Marine Drive Precinct. all existing bilateral treaties and agreements between ASIA’S 1ST PATENT ARBITRATION CENTRE TO both the countries. OPEN IN TOKYO WORLD’S 1ST DIGITAL ART MUSEUM OPENS G Asia’s first arbitration centre specialised in intellectual IN TOKYO property is slated to open in Tokyo in September 2018 G The world’s first digital art museum opened its doors to resolve the growing number of disputes in the to the public in Tokyo, Japan allowing patrons to step region. all the way into the artworks. G The International Arbitration Centre in Tokyo (IACT) is G Attendees are able to move freely through the 9,000- set to have around a dozen arbitrators from around square meter interactive gallery. The exhibition itself the world, who would try to resolve disputes within a is linked in real-time to the real-world seasons, which period of one year. means that no two trips to the museum will be the same.

18 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com 500+ G.K. One Liner Questions

. NATIONAL NEWS .

F Krishna Kutir, a home for 1000 widows inaugurated by Smt Maneka Sanjay Gandhi in ____ city Vrindavan F ____ move has been taken by NITI Aayog to promote clean mobility Cyclathon F Jitendra Singh inaugurates 10KW transmitter of AIR in _____State J&K F PM addresses book release event to mark one year in office of _____ Vice President F ____ is the Aim of One-Nation-One-Card For Public Transport mission To Plan for the citizens first F Health Ministry releases draft rules for______to regulate online sale of medicines E Pharmacies F ____ Month is observed as National Nutrition Month _____is celebrated across country to mark the fight against malnutrition September F Pradhan Mantri Jan Dhan Yojana has been launched in ____ year 2015 F ____ become the Brand Ambesdor of BSNL for two years Marry Kom I F ____of the followings is a leading defence electronics company BEL B F CJI Justice Gogoi belongs to ____ State Assam T

Institute F The Odisha Assembly passed a resolution for establishing of _____ Council Legislative council Pvt. Ltd F India has signed five agreement ____ Country Czech Republic F ____ has became the head of the panel that has been tasked with selecting India's next chief economic advisor Bimal Jalan F In _____ city First airport to use face recognition as 'boarding pass'has been set up Bengaluru F 4th World Summit on Accreditation held in ____ City New Delhi F _____ is the Union Minister for HRD Prakash Javadekar F Delhi CM Kejriwal launches ____ service for Delhi doorstep delivery F 11th Global Insurance Summit, organised by Assocham has been held in ____ city Mumbai F ____ is current Prime Minister of Nepal K Prasad Sharma Oli F ____ State has the highest number of people living with HIV in India Maharashtra F This Year Jaipur Literature Festival begins in ____ City Houston F ____ State is hosting the event of Pravasi Bharatiya Divas this year Uttar Pradesh F The first ever India tourism Mart 2018 has been inaugurates in _____ city New Delhi F ____ Famous Personality got highest civilian honor of Mexico Dr.Raghupati singhania F ____ Scheme has approved for cash relief to unemployed insured persons Atal Bima Vyakti Kalyan Yojna

MAKE MY EXAM – NOVEMBER 2018 19 www.makemyexam.in & www.ibtindia.com

F ____ State has launches star-rating system for industries to reduce air pollution Odisha F Swachta Hi Seva' activities across the country has Orginised by ____ Ministry Ministry of Tourism F _____ is the Chief Minister of Odisha Navven Patnaik F The Union cabinet approved an ordinance making triple talaq a punishable offence, including a jail term of up to ____many years Three F PM inaugurates Jharsuguda Airport and flags off UDAN flight between Jharsuguda and ____ city Raipur F ____ is world's largest state-funded Scheme launched by PM Ayushman Scheme F Shri Narendra Modi inaugurated the Pakyong Airport in ____ state Sikkim F The National Skill Training Institute has been Set up______Mohali F NABARD sanctions water projects for ____ State Haryana F ____ State has allowed Unemployment allowance to its youth Andhra Pradesh F National Skill Training Institute has been Launched Under ____ Project Skill India F _____ Constitutional Amendment Bill has been passed by recently 123rd Amendment F "Horn Not Ok'' awareness campaign has been Launched by ____ State Himachal Pradesh F The Mughalsarai junction (Deen Dayal Upadhyaya railway station) is located in ____ state Uttar Pradesh F 64th Foundation Day Celebrations of Lalit Kala Akademi held in ______city New Delhi F Startup India has launched ____ Platform Startup Academia Alliance F _____ city has hosted 'one district one product' summit Lucknow I F First National Sports University is situated in ____ state Manipur B F _____ is the theme of Film festival held on 15 August Freedom Struggle and Freedom Fighter T F Shri Nitin Gadkari Inaugurates 20 Ghats in _____ cities Kanpur and Bithoor

Institute F On 15 August 2018 India has celebrated its_____ independence day 72nd Pvt. Ltd F The first Project 'North East Circuit: Imphal & Khongjom' Inaugurated in _____ city Manipur F On India's 72nd Independence Day _____ healthcare scheme has been launched by PM Modi Ayushman Bharat F Rajnath Singh inaugurated Smart City Projects in ____ city New Delhi F Balramji Dass Tandon, Who died recently, was Former governor of _____ State Chhattisgarh F India and____ country exchange MoU on Raxaul-Kathmandu railway line Nepal F PM inaugurates Pashupatinath Dharmashala in ____ City Kathmandhu F ____ is the Prime Minister of Nepal K.P Oli F World Congress of Philosophy opens in ____ country China F ____ proposed the declaration of an upcoming year as "International Year of Millets Union Minister of Agriculture and Farmers welfare F _____ many times Atal Bihari Vajpayee becames the PM of India three times F In _____ year, Atal Bihari Vajpayee became India's prime minister for first time 1996 F ISRO's Headquartes are situated in ____ State Begaluru F Albany Medical Center Prize has been founded in ____year 2001 F _____ State Govt launches Disaster Response force Telangna

20 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com

F ____ Institute set up Re-Water Research Center IIT Kharagpur F ____ State Govt has decided to rename its district Naya Raipur Chhattisgarh Govt F Supreme Court declared that NOTA cannot be allowed in _____ House Rajya Sabha F ____ government has decided to set up a state of the art interpretation centre Odisha F former Rajya Sabha MP, ___ died recently ,was renewed Journalist F In ______year UDAN (Ude Desh ka Aam Naagrik) has been launched 2016 F Government unveils draft UDAN scheme for _____ route International F NITI Aayog launches 5 Thematic Reports on Sustainable Development in____region Indian Himalaya Region F Shri Piyush Goyal flags off new train service Naini-Doon Janshatabdi Express between _____ City Kathgodam- Dehradun F India's first bio fuel-powered flight has been run between _____ cities Dehradun and Delhi F _____ State has approved revival of cheetah reintroduction project F Raksha Mantri Smt Nirmala Sitharaman is on an official bilateral visit to ______Country Thailand F _____ is the Union Minister for Water Resources Nitin Gadkari F Ministry of Health and Family Welfare signed a MoU with Indira Gandhi National Open University (IGNOU). The signing ceremony was headed by ______. Jagat Prakash Nadda F ______union minister launched Passport Seva App for passport insurance Sushma Swaraj F Pallavi Durua is recently crowned as 1st Tribal Queen at Adi Rani Kalinga Tribal Queen Competition. She belongs to ______. Odisha I F District from ______has topped the Delta ranking (incremental progress) for the Aspirational Districts released B by NITI Aayog Gujarat T

F ______is the name of the app developed by NGO Bachpan Bachao Andolan to track and trace missing and Institute abandoned children in India? ReUnite Pvt. Ltd F ______and fertiliser major Gujarat Narmada Valley Fertilizers & Chemicals Limited (GNFC) have entered into an agreement to undertake joint research and exchange and disseminate learnings to use Blockchain Technology for fertiliser subsidy management. NITI Aayog F ______state government would increase the E-way bill generation criteria for goods from Rs.50000 to Rs.1 Lakh Maharashtra F Mid-tier software services firm NIIT Technologies has launched a Centre of Excellence in ______to focus on emerging technologies in Cognitive Business Process management. Bengaluru F ______state government has discussed with representatives from World Bank to modernize the inland water transport in the state Assam F The central government has set up e-waste recycling unit in ______Bengaluru F NHA has launched a formal process to empanel public and private hospitals to achieve universal health coverage under which of the following schemes? Ayshman Bharat scheme F The Uttar Pradesh government has approved a proposal of _____ crore from PNB for construction of Purvanchal Expressway project. 12000 crore F ______will host India's 1st Defence Incubator Hyderabad F ______recently host Kisan Mela for farmers State Bank of India

MAKE MY EXAM – NOVEMBER 2018 21 www.makemyexam.in & www.ibtindia.com

F Motif of ______will publish on new 100 Rs note Rani-ki-vav F Ganga Haritima Abhiyan campaigned jointly with _____ Uttar Pradesh F The NASSCOM launched the Centre of Excellence for Data Science and Artificial Intelligence in ______Bengaluru F ______will invest up to Rs.26000 crore in the Indian Railways Finance Corporation through bond subscriptions LIC F The Government has raised ______crore for revival of the leather industry. Rs. 2600 crore F ______government announced a partial farm loan waiver of Rs.34000 crore to farmers whose borrowings are less than Rs. 2 lakh Karnataka F Recently Supreme Court has upheld the role of ______as 'Master of Roster'. Chief Justice of India F ______has issued an order to impose a blanket ban on the use of plastic across the state from July 15, 2018. Uttar Pradesh F ______has signed an agreement with India to boost bilateral trade recently South Korea F ______government has given special emphasis to make tea gardens open defecation free under the Swacch Bharat Mission Assam F As per the new notification, in busy airports, the noise level should not exceed beyond ______during the night time. 65 dB(A) F ______government would provide skill development training to 79 thousand youths in the current financial year Assam I F Indian Railways is looking for ______crore loan through IRFC to install CCTVs at all stations and coaches. B Rs. 2500 crore T F ______telecom firms unveiled the country's first internet telephony service recently BSNL

Institute F He government has decided to limit the incentives available to UPI from Rs. 750 a month to ______per person. Pvt. Ltd Rs .150 F ______government has decided to make Hima Das state's brand ambassador for sports Assam F ______government launched the 'Paudhagiri' campaign to increase the green cover in the state Haryana F The Bihar government hiked subsidy on diesel by ______per litre to farmers for irrigation purpose. Rs. 10 F Union Cabinet has approved an ordinance to set up country's 1st national sports university in ______. Manipur F ASEAN Film Festival will be hosted by ______New Delhi F PM Modi inaugurated India's 1st 14-lane highway. This highway connects ______Delhi-Meerut F Bangladesh Bhawan is located at ______, . Santiniketan F PM Modi laid foundation stone of Patratu Super Thermal Power Project. In which state this project is located Jharkhand F 9th edition of Rashtriya Sanskriti Mahotsav has been inaugurated in ______. Uttarakhand F _____become the first state in the Northeast to have solar toilets Manipur F _____India's 1st highway which is lit by solar power. Eastern Peripheral Expressway F ______is India's most decorated army general Zorawar Chand Bakshi F Prime Minister Narendra Modi dedicated a 330MW Kishenganga Hydroelectric Project from ______. Sri Nagar

22 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com . INTERNATIONAL NEWS .

F ______Naval Ship Reaches Australia's Port Of Darwin For Maritime Exercise Sahyadri F AYUSH Minister to inaugurate the Fourth International Ayurveda Congress in ____country Netherlands F _____ country has took over the chairmanship of the 5th Summit of BIMSTEC Srilanka F Bi-annual talks between Indian and _____ country begin on border forces in Delhi Bangladesh F ____ country tops on India's FDI charts again in FY18 Mauritius F _____Tsunami mock drill excercise begins,India along with 23 countries participates in exercise IOWave18 F India and ____ country has sign Mous on combating money laundering and cooperation in the field of environment Cyprus F ____ Country launches joint military drills with NATO members Ukraine F International Women Entrepreneurs Summit 2018 Start in ______country Nepal F KAKADU-18 Excercise has been held in ____ Country Australia F 2nd World Hindu Congress has been going to held in ____Country USA F MOBILISE YOUR CITY agreement has sign between India and ____ country France F World health organization's headquarters are situated in ______Country Switzerland F G20 Education Ministers' and Joint Ministerial Meeting held in ____ country Argentina F Juan Martin del Potro who is Runner up of US Open 2018 belongs to _____ Country Argentine F International Day for the Preservation of the Ozone Layer has observed on ____ Date 16 September I F _____ Country ranked third globally in terms of number of family-owned businesses with 111 companies by B Credit Suisse report India T

F India sign skill development agreement with____ country Germany Institute Pvt. Ltd F 'Sagarmatha Friendship-2018 has conducted between China and ____ country Nepal F India has sign Air Services Agreement enabling greater connectivity with ____ Country Marocco F India have agreed to intensify cooperation at the United Nations and other multilateral fora in order to address global challenges with ____ Country Romania F ____ Country puts four more nuclear facilities under IAEA safeguards India F India and ____ Country have agreed to explore the possibility of using high resolution satellite images in boundary survey work Nepal F ____ Country become the world's first country to double its tiger population Nepal F _____ US based company's market value Hit $1 Trillion Apple F ____ is the President of Kyrgyzstan Jeenbekov F ____ Government has change law for organ donation to address urgent need among India- origin People UK F ____ has won his first European Tour title at Fiji International Gaganjeet Bhullar F _____ country has been elected as the President of the Asia-Pacific Institute for Broadcasting Development (AIBD) India F _____ country freezes its trade relations with Canada Saudi Arabia F _____ is the objective of Sustainable Growth through Material Recycling To generate employment

MAKE MY EXAM – NOVEMBER 2018 23 www.makemyexam.in & www.ibtindia.com

F ____ is the capital of Canada Ottawa F The world's first thermal battery plant has been inaugurated in ______Indian state Andhra Pradesh F Biosphere Reserve from India to be included in the World Network of Biosphere Reserves by _____ agency UNESCO F ____ position has hold by India in Global Innovation Index 2018 57th F takes oath as ______Prime Minister of 22 F Panini Language lab has been inaugrates in _____ Country Mauritius F Festival Esala Maha Perehera celebrates in _____ country Srilanka F Sri Dalada Maligawa Temple has been Situated in ____ country Srilanka F ____ Airport has emerged as the second fastest growing airport in the world Kempegowda International Airport F _____ is the aim of International Buddhist Conclave 2018 to boost tourism F India signs Second Protocol amending bilateral trade pact with ____ country Singapore F ______Countries Media has signed MoU with Prasar Bharati Myanmar F India has been attended Joint Trade Committee meeting held in Nairobi with _____ Country Kenya F Fourth Asian Electoral Stakeholders Forum Begins in _____Country Srilanka F According to a survey conducted by Boston Cosulting Group, ______city is the most desirable in the world for overseas workers London I B T

Institute Pvt. Ltd

24 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com

F According to a poll of global experts, ______country is the world's most dangerous country for women India F Power distribution company BYPL has signed MoU with ______for joint activity in different areas including energy efficiency and electric vehicles. Finland F ______has maximum Heritage properties in Asia and Pacific region China F _____ has launched USD 1.2 billion environmental credit fund to promote green development and fight pollution. China F Free Trade Deal has been signed between EU and ______Japan F UN member states has approved a ______budget for 13 peacekeeping operations for the year 2018-19. $ 6.69 billion F ______has launched new visas that will be open to overseas scientists and researchers in July 2018. United Kingdom F India and ______signed an agreement on the exchange of experience by legal professionals and government functionaries for resolution of disputes before various courts and tribunals. UK F The fourth edition of BIMSTEC summit will be held in ______Kathmandu F ______has launched an action plan to become the world's most walkable city. London F ______the 1st South-East Asian country to eliminate Trachoma Nepal F India will attend the Shanghai Corporation Organization-Regional Anti-Terrorist Structure legal experts meeting which will be held in ______. India F 2018 Organization for Economic Co-operation and Development (OECD) meet will be held in ______. Paris F 1st edition of Global Wind Summit will be held in ______Hamburg I F Microsoft has become ______most valuable firm globally after Apple and Amazon. Third B F ______is the theme of International Day of United Nations Peacekeepers 2018 70 Years of Service and Sacrifice T Institute F ______international airport has been recognized as world's 1st fully solar energy-powered airport Pvt. Ltd Cochin International Airport F Prime Minister Narendra Modi launched International Rupay Card, Bhim App and UPI in ______Singapore F India has signed the Mutual Recognition Agreement (MRA) in Nursing with______Singapore F Prime Minister NarendraModi recently gave the Padma Shri award to Tommy Koh who belongs to ______. Singapore F Cuba and the United States have agreed to permanently restore direct postal service between the two countries which had been suspended for decades. The direct postal service between two neighboring nations was suspended by ______. Havana F ______'s passport has been ranked 'MOST POWERFUL' in the world Japan F ______will host World Environment Day 2018 Canada F ______remains most peaceful country on 2018 Global Peace Index Iceland F India has signed a Memorandum of Understanding (MoU) with ______to promote bilateral cooperation in field of sustainable and smart urban development? Denmark F 3rd Asia-Pacific Regional Policy Forum on Early Childhood Care and Education (ECCE) will be held in ______. Nepal F Asia-Pacific Regional Conference on Early Childhood Development (ECD) held Nepal F 11th World Hindi Conference will be held in ______Mauritius

MAKE MY EXAM – NOVEMBER 2018 25 www.makemyexam.in & www.ibtindia.com . BANKING & ECONOMY .

F India's economic growth rate to grow at ______% in current financial year declared by RBI 7.4 F SBI and ____ banks hike benchmark lending rate by up to 0.2% ICICI F NABARD has been Sanctioned Rs335 crore to _____ State under the Rural Infrastructure Development Fund West Bangal F HDFC ERGO makes Cyber Insurance Personal with the Launch of _____ service E-Secure F Headquartes of NABARD are situated in ____ City Mumbai F Indian Overseas Bank gets ____ nod for call option on bonds worth Rs 655 cr RBI F Headquartes of SBI are situated in ____ city Mumbai F ____ has been appointed as CEO & MD of Axis Bank Amitabh Chaudhry F Headquarters of Insurance Regulatory and Development Authority (IRDA) of India is located in ______city Hyderabad F Insurance Regulatory and Development Authority (IRDA) of India working on _____ method Sandbox F India signs $74 million loan pact with World Bank for ___State Uttarakhand F ____ takes charge as SBI Chief Financial officer(CFO) Prashant Kumar F India Post Payments Bank formalises agreement with ______Finance Company to sell life-insurance Bajaj Allianz I F SBI has ties with ____ company to accelerate digital transaction Jio B F ___ is the aim of SBI and Jio's tie To boost Digital Transation T F _____bank has launched Multi Option Payment Acceptance Device SBI F _____ Amount has been paid by RBI to Union Government as Dividends 50,000 Crore Institute Pvt. Ltd F ____ Bank has launched iris Authentication Over Micro ATMs for Aadhar-based Transactions Axis F Corporate agency agreement will enable distribution of Bajaj Allianz General Insurance products through the bank's network in _____ branches across the country 2129 F Exim bank signs MOU with _____ Development Bank BRICS F First genetic bank for rare species inaugurated in____ State Telangana F _____ Indian bank ranked as most patriotic brand SBI F Andhra Bank raises MCLR by 0.15% _____ its effect on products Products become costlier F Bharti Axe ties up with _____ Bank to offer Jeevan Jyoti Bima Airtel Payment Bank F _____ bank has releases All India Rural Financial Inclusion Survey Report NABARD F ____ is the Supreme body of insurance IRDAI F India Banking Conclave 2018 held in ___City New Delhi F India Banking Conclave 2018 organized by ____ center Economic Policy Research F ____ Bank launches overdraft facility for micro, small enterprises Ujjivan Small Finance Bank F ____ Banks has tops rank in digital transaction Punjab National Bank F The Asian Infrastructure Investment Bank (AIIB)'s 4th annual meeting will be held in ______in July ______. Luxembourg, 2019

26 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com

F 1st Asian Infrastructure Investment Bank (AIIB) Board of Governors meeting was held in ______in 2016. Beijing F Life Insurance Corporation of India is in the process of acquiring majority stakes in _____ IDBI Bank F ______has extended a grant of $ 480 million to aid Rohingya refugees in Bangladesh World Bank F ______will seek shareholders' approval to raise up to Rs. 2000 crore through issuance of non-convertible securities. IDFC Ltd F ______has received approval from SEBI to start its mutual fund business recently Yes Bank F ______foreign bank has received approval from the RBI to open branches in India recently Bank of China F Finance Ministry provide capital to ______by September A Punjab National Bank F ______has become the most valuable bank in the emerging market outside China. HDFC Bank of India F As per 'Reserve Bank of India' report, India's Foreign currency assets have declined by around ______billion since April 2018. $19 F Banks will have to comply with ______security principles of SWIFT technology by December 2018 to avoid being reported to the Reserve Bank of India (RBI). 16 F State Bank of India has planned to raise about 500-700 million-dollar funds through ______Green Bonds F The State government of Bihar has approved a proposal of the Centre and NABARD to merge Bihar Grameen Bank with ______Madhya Bihar Grameen Bank F ______private sector banks has tied-up with Australia's Westpac Banking Corporation to facilitate online fee payments by Indian students ICICI Bank F ______World Bank arms has sold the shares of AU Small Finance Bank for Rs. 201 crore through an open market transaction International Finance Corporation I F Allahabad Bank has proposed to close its only foreign branch in ______as part of the rationalisation of its B overseas operation. Hong Kong T

F ______public -sector banks signed a MoU with Flipkart to offer collateral-free working capital loan to Institute merchants selling on their platform recently Pvt. Ltd F ______has received the regulatory nod from RBI to open offices in Bahrain, Kuwait and Singapore Federal Bank F ______bank has launched digital loans against mutual funds in partnership with transfer agent CAMS HDFC F Paytm Payments Bank has launched Paytm Asha Kiran to educate rural women with partnership of ______. UNDP F India signs a loan agreement with which bank for Rajasthan Project World Bank F ______amount provided by World Bank approved for Atal Bhujal Yojana to recharge and maintain groundwater level in some areas which are facing a severe water crisis in coming years 6000 F HDFC bank will charge ______for one month as well as overnight loans. 8.05% F State Bank of India recorded its highest non-performing asset (NPAs) of ______crore in 2017-18. Rs. 1.1 lakh crore F ______banks has commanded the largest value share of mobile banking transactions Axis Bank F YES Bank shareholders have approved re-appointment of ______as chief executive officer and managing director of bank for three years. Rana Kapoor F World Bank has approved $700 million to help ______attain its education for all vision by improving primary education sector. Bangladesh F 4th regional conference of Asian Infrastructure Investment Bank (AIIB) was organized in ______. Bengaluru

MAKE MY EXAM – NOVEMBER 2018 27 www.makemyexam.in & www.ibtindia.com

. PERSONS IN NEWS .

F ____ has been sworn-in as the first female high court Chief Justice in Pakistan Tahira Safdar F ___is the CEO of NITI Aayog Amitabh kant F _____ is elected as 13th President of Pakistan Arif Alvi F ____ has been launches Coffee Connect app, Coffee Krishi Tharanga services for coffee stakeholders Suresh Prabhu F _____ actor has become the Brand Ambassoder of Lal Bahadur Shastri Memorial Foundation Akshey Kumar F ____ is the Chairman of ISRO K Sivan F _____ Actress is appointed as ambassadors of Skill India Campaign Anushka Sharma F Who becomes the youngest Indian woman to reach the peak of Mount Kilimanjaro Shivangi Pathak F ____ is the Chairman of NABARD Harsh kumar Bhanwala F is the Chairman of Rajya Sabha______Venkaiah Naidu F The name of Robot ____ is recently Developed by Ranchi man Rashmi F Sushma Swaraj has visted _____country to Discuss bilateral ties Kyrgyzstan F ____ is the CEO of Apple Tim cook F K.S. Deshpande _____ Passes away recently was renowed Library Scientist F _____ Footballer has been retired from German National Team Mario Gomez I F _____ has been elected as Deputy Chairman of the Rajya Sabha Harivansh Narayan B F Ivan Duque sworn as ______Country's president Colombia T F _____ golfer became Yongest Indian to won Asian Tour title Viraj Madappa Institute F _____ is the CEO of Infosys Salil parikh Pvt. Ltd F I mran Khan 22nd Prime Minister of Pakistan belongs to ____ Sports Cricket F _____ Indian Athlete has been took seventh place in Highest Paid Female Athlete magazine released by forbes American Business F ____ tops List of Highest Paid Female Athlete Released by Forbes Sarena Williams F _____ Indian Actor has been included in the list of World's Highest-Paid Actors 2018 released by Forbes' Akshay Kumar F ____tops in the World's Highest-Paid Actors 2018 released by Forbes' George Clooney F As per recently published Bloomberg Billionaires Index, ______is the world's third-richest person. Mark Zuckerberg F ______has become the second Indian mountaineer to climb Mt Ojos del Salado, the highest Volcano in the world. Satyarup Siddhanta F ______has become the first Indian woman to win gold at IAAF World U-20 Athletics Championships in Finland Hima Das F ______is the first Indian to receive Linnean Medal in Botany Dr. Kamaljt Bawa F achieved ______to win Intercontinental Cup 64 F 19-year-old ______was named Miss India at 55th Femina Miss India 2018 by Miss World 2017 Manushi Chhillar in Mumbai Anukreethy Vas

28 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com . NEW APPOINTMENT .

F ____ has been appointed as 46th Chief Justice of India Ranjan Gogoi F _____ has been elected as Regional Director of WHO South-East Asia Poonam Khetrapal Singh F ____ is appointed as Managing Director Of SBI Anshula Kant F _____ become the new Chief Justice of Nepal Om Prakash Mishra F _____ has been appointed as the next Ambassador of India to the Republic of Azerbaijan B.Vanlalvawna F _____ is Appointed as Central Vigilance Commission Secretary Anindo Majumdar F ____ has been appointed goodwill ambassador for Nepal tourism Jaya Prada F ____ has been appointed as High Commissioner of India to the Republic of Rwanda Oscar Kerketta F _____ is the first Indian to appointed in 'The Internet Corporation for Assigned names And Numbers' Ajay Data F _____has been appointed as Member of National Commission for Protection of Child Rights R.G Anand F ____ has been appointed as United Nations High Commissioner for Human Right Michelle Bachelet F ____ has been appoionted as Chairperson of Appellate Tribunal for Electricity Manjula Chellur F ____ is appointed as Chief Justice of Orissa High Court KS Jhaveri F _____ has been appointed as CEO of Fasal Bima Yojana Ashish kumar Bhutani F ____actor has been appointed as Brand Ambassador for Road Safety Campaign Akshay Kumar F ____ has been appointed as India's Ambassador to Russia D bala venkatesh I F Kaptan Singh Solanki is appointed as ____ State's Governor Tripura B F ____ has been appointed as Assocham Secretary General UK Varma T

F _____ was the Former Assocham Secretary General DS Rawat Institute Pvt. Ltd F _____ has been appointed Secretary and Chairman of DRDO G.Satheesh Reddy F Recep Tayyip Erdogan has recently re-elected as president of ______. Turkey F ______has been appointed as non-executive part time chairman of ICICI Bank G.C. Chaturvedi F ______has been appointed as the Managing Director and Chief Executive Officer of the IDBI Bank B Sriram F ______has been appointed as the chairman of Payments Council of India Vishwas Patel F Recently ______has been appointed as Asia's representative in the prestigious Athletes Advisory Commission of the Federation (CGF). Dipika Pallikal F ______has been appointed as the Director General of Indian Council of World Affairs TCA Raghavan F ______has been appointed as the chairman of Bhushan Steel Ltd TV Narendran F ______has been appointed as the prime minister of Lebanon for third time Saad Hariri F Sudha Balkrishnan has been appointed as Chief Financial Officer (CFO) of which of the following banks______Reserve Bank of India F ______has been appointed as the president of National Consumer Disputes Redressal Commission RK Agrawal F Giuseppe Conte has sworn in as prime minister of ______. Italy F ______has been appointed as acting chief of Union Public Service Commission Arvind Saxena F ______has been appointed as fourth deputy governor of the Reserve Bank of India for a three year term Mahesh Kumar Jain

MAKE MY EXAM – NOVEMBER 2018 29 www.makemyexam.in & www.ibtindia.com . OBITUARIES .

F Shantaram Potdukhe, who Died recently belongs to ____Political Party Indian National Congress F Kannada poet and film song lyricist ______passed away at the age of 73. M.N. Vyasa Rao F The founding leader of Pakistan's MQM passed away recently. Name the Leader is____ Saleem Shahzad F ______, the first restaurant critic to win the Pulitzer Prize for criticism, died. He was 57. Jonathan Gold F ______prime minister just died Atal bihari vajpayee F M.N Roy, who recently Passes away was ______Poet F The founding leader of Pakistan's MQM passed away recently. Name the Leader is______Saleem Shahzad F Senior Congress Leader MM Jacob passed away recently. He was the former Governor of ______Meghalaya F Kannada poet and film song lyricist ______passed away at the age of 73. M.N. Vyasa Rao F The former finance minister of Chhattisgarh passed away recently. Name the Minister is______Ramachandra Singh Deo F ______, the first restaurant critic to win the Pulitzer Prize for criticism, died. He was 57. Jonathan Gold F Narayan Prasad, popularly known as 'Rasaraj', has passed away recently. He earned his name in ______. Odia music F ______senior journalist and writer died at the age of 79 Adiraju Venkateswara Rao F Tony Daniel who passed away recently is associated with ______Athletics F Arun Date, who recently passed away, was a famous ______. Singer I F Renowned lyricist Gurukrushna Goswami recently passed away. He was related with ______music industry. B Odia T F Nirmal Hirawat passed away recently. He is the former minister ______Madhya Pradesh F Rajinder Pal who died recently was a renowned player of ______. Cricket Institute Pvt. Ltd F Renowned Hindi film lyricist ______passed away. He was a Lok Sabha member between 1984 and 1989 and former Rajya Sabha MP. Nandram Das Bairagi F E.C.G. Sudarshan has passed away recently. He was ______. Physicist F Yaddanapudi Sulochana Rani who hailed from Kaza village of Krishna district has recently passed away. She was a renowned ______. Novelist F CV Rajinderan passed away recently. He was a famous : Movie Director F RK Dorendra passes away. He is the former CM of ______Manipur F Recently popular actor Kolam Ajith passed away. He worked for _____ Malayalam cinema F S. Nihal Singh who passed away recently was a famous ______Journalist F Bhimsain Khurana passed away recently. He was the personality from which field Film Industry F Rajinder Sachar passed away recently. He was the ______High Court Chief Justice F 97 year old scientist Nerses Krikorian, has passed away. He belonged to ______. Turkey F Pyare Lal Wadali, the famous sufi singer passed away. He belonged to _____state. Punjab F Parbati Ghose, who passed away recently, was the first female filmmaker of : Odisha F Shammi, who passed away recently, was the veteran personality of which field? Film Industry F ______, the pioneer of Green Revolution in India has passes away in Chandigarh. Dr Gurcharan Singh Kalkat F Recently Madavoor Vasudevan has passed away at the age of 89. He was a famous ______dancer. Kathakali

30 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com . AWARDS .

F ______will receive Dr B C Roy National Award as an Eminent Medical Person of the Year B K Misra F ____ had recieved Sahitya Academy award in 1988 for his novel 'Assoryalok' Bhagwati kumar Sharma F ____ becomes first Indian to win medal in IAAF Continental Cup Arpinder Singh F ____ team won 2018 India Blue F _____ State wins two Pacific Asia Travel Association gold awards in tourism Kerala F _____ Cricketer will get Rajiv Gandhi Khel Ratna for 2018 F ____ movie is selected as is India's official entry to Oscars 2019 Village Rockstars F ____ Won Best Fifa Football Awards 2018 Luka Modric F _____ won Outstanding Parlian mentarian award for 2017 Bhartruhmari Mahrab F ____ is Runner up of Russian Open Badminton Tropy Koki Watanabe F Lyricist, Javed Akhtar has won National Award for ____ movie Border F ____has been appointed as non official Director of RBI board Swaminathan Gurumurthy F "A Bend in the River" Noval is wrote by _____ Novelist VS Naipaul F Chemmanam Chacko was awarded with ____ of the following Awards Sanjayan Award F Kofi Annan who passes away recently, has been recived ____ Award Nobel prize F _____ State annouced Awards on the name of Former PM Atal Bihari Vajpayee Madhya Pradesh F _____ city has received World No Tobacco Award Delhi I F General Dalbir Singh Suhag awarded Legion of Merit by _____ Government US Government B F _____ has been Awarded as Legion of Merit by US Government Dalbir Singh T

F ______has been awarded as Game Changer of the Year by Asia Society Indra Nooyi Institute Pvt. Ltd F ______has been awarded the National Kalidas Samman for visual arts from the Madhya Pradesh government? Anjolie Ela Menon F ______received NABARD 2018 award Rapco Micro Finance F ______has been conferred the Special Jury 'NRI of the Year Award' at the fifth edition of Times NOW & ICICI NRI of the Year Awards 2018. Prem Watsa F ______has bagged the AIFF Woman Player of the year award 2017 Kamala Devi F ______Indian Cricketer has been awarded as 'Most Inspiring Icon of the Year for Social Welfare' F ______won International Cricketer of the Year at CEAT Cricket Rating Awards Virat Kohli F ______the Indian Cartoonist who won International Award in best caricature category. Thomas Antony F ______received Santokbaa Humanitarian Award Kailash Satyarathi F ______win Pulitzer Prize in Music for his 2017 album "DAMN" Kendrick Lamar F ______has won the ONV Literary Prize for contribution to Malayalam Literature MT Vasudevan Nair F ______is the recipient of 1st Nobel Peace Prize Henry Dunant F ______Conferred KISS Humanitarian Award 2018 Muhammad Yunus F ______has been honoured with the Swara Mauli award Lata Mangeshkar F ______has been awarded with 23rd Nikkei Asia Prize Dr. Bindeshwar Pathak F ______has been honoured with jayadev Rashtriya Yuva Puraskar Award Anindita Anaam

MAKE MY EXAM – NOVEMBER 2018 31 www.makemyexam.in & www.ibtindia.com

F Bollywood singer _____will be conferred with Banga Bibhushan award for 2018 Asha Bhonsle F The award for the "Most Improved Airport" in the Asia-Pacific region has been given to ______Sardar Vallabhbhai Patel International Airport F SreekumaranThampi has been selected for JC Daniel award. He is a famous ______Lyricist and Director F ______has been selected to be conferred with Dadasaheb Phalke Excellence Award for 2018 Anushka Sharma F ______conferred with the 2017 Dadasaheb Phalke Award Vinod Khanna F ______has won the Shorenstein journalism award Siddhartha Varadarajan F ______government has decided to confer Veteran actor Dharmendra prestigious Raj Kapoor Lifetime Achievement award Maharashtra F _____ get Dadasaheb Phalke Excellence Award 2018 for the Best Leading Lady (Critics Award) Aditi Rao Hydari F Rakesh Roshan has been honored with Lifetime Achievement award at the Dadasaheb Phalke Film Foundation Awards. The event will be held at ______Chitrakoot Ground F ______movie won the Best Picture Award in the 90th Academy Awards. The Shape of Water F ______has been honored with the lifetime achievement award for his contribution to the field of arts and politics in United Kingdom. Shatrughan Sinha F ______has received the prestigious Pritzker Price. Balkrishna Doshi F Veteran actor ______has received the Godavari Gaurav Award, instituted by : Amol Palekar F Short fiction film Shunyata has won an international award in US. The film belongs to: Shekhar Suman F ______conferred with the 2017 Sahitya Akademi Award for Assamese literature : Jayant Madhab Bora I F ______has been conferred with Badminton Association of India's inaugural Lifetime Achievement award for B his remarkable contribution to the sport. T . BOOKS & AUTHOR’S . Institute Pvt. Ltd F Bhagwati Kumar Sharma who passed away recently was renowed author of _____ language Gujarati F Union HRD Minister Prakash Javadekar has launched ____ book on Gandhi ji's basic education Nai Talim F _____ was the Author of novel "Yes! It's All about My Daughter: Diagnosed with Rett Syndrome at 8 Months" Muthuvel Karunanidhi F ____ is the editor of Thuglak magazine Swaminathan Gurumurthy F ____ is the author of Book 'Untold Story of Broadcasting' Gutam Chatterjee F 'Ghats of Banaras' Book has been wrote _____ Sachidanand joshi F ____ wrote "A Thousand Splendid Suns" book Khaled Hosseini F Atal Ji Ne Kaha: A book on Vajpayee has been launched by _____ prime Minister F The book launched by Vice President of India M. Venkaiha Naidu "Human Rights, Values and Cultural Ethos" is written by ______. Dr. R.P. Dhokalia F Vice President of India M. Venkaiah Naidu has launched the book "Human Rights, Values and Cultural Ethos" in ______. New Delhi F A novel 'The English Patient' declared as the winner of the Golden Man Booker Prize in 50 years. ______wrote the book Michael Ondaatje F Former PM Manmohan Singh released a book titled "My Journey from Marxism-Leninism to Nehruvian Socialism". This book is authored by ______. CH Hanumantha Rao

32 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com . SPORTS .

F The 2018 (Indonesian: Pesta Olahraga Asia 2018, Asian Games 2018), officially known as the _____ Asian Games and also known as Jakarta-Palembang 2018 is held in Indonesia. 18th F India ranked in ____ position in Asian Games 2018 8th F ____ Country has topped in Asian games 2018 China F ____ has become the first female athlete to be named the Most Valuable Player (MVP) at Asian Games Rikako Ikee F ____ Indian sportsperson was the India's flag-bearer at the Opening ceremony in the 18th Asian Games Neeraj Chopra F ____ has won the junior ISSF World Championship Saurabh Chaudhary F Hriday Hazarika belongs to ____ sports Shooting F _____ has been appointed as Sports Ambassador of Assam Hima Dass F In ____ tournament India's 3 boxers clinch gold medals Ahmet Comert F Asian Para Games 2022 will hosted by _____ country China F Women's World Boxing C'ship 2018 will held in ___Country India F Biswanath Dutt _____ passes away recently belongs to _____ Sports Cricket F Fifa Football 2018 held in ____ Country Russia F The won Russia Open Badminton Trophy 2018______Sourabh Verma F _____ set a new World Record in Swimming Championship Kathleen Baker I F _____ Indian Cricketer ranked as the new No.1 batsman in Virat Kohli B F _____ won Women's single title in World Badminton Championships 2018 Carolina Marin T F Kento Momota won Gold Medal in world Bandminton Championships 2018. Kento Momta Belongs to ____country Institute Pvt. Ltd Japan F ____ country has won Women's Hockey World Cup 2018 Netherlands F ____ country take third place in Women's Hockey World Cup Spain F Security with facial recognition technology has been set up for _____ Olympics Tokyo 2020 F Kenya's ___ former 400m hurdles world champion has been died Nicholas Bett F ____ is the first Kenyan to win a world gold at a distance shorter than 800m Nicholas Bett F _____ Indian cricketer tops in 2018 charts for most runs scored in international cricket Virat Kohli F aganjeet Bhullar belongs to ____sports Golf F , who died recently belongs to_____ field Cricket F Esow won medal for India in _____ Sports Track Cycling F belongs to ____ Sports Cricket F Apurvi Chandela bagged the bronze in ____ sports at Asian Games Shooting F won Gold in wrestling event at the 18th Asian Games 2018 in _____ category 50 Kg F 18th Asian Games 2018 has been held in ____ country Indonesia F _____ Teen has clinched gold in Shooting in Asian Games 2018 held at Indonesia Saurabh Chaudhary F India's wrestler Divya Kakarn won the bronze medal in the women's _____ category 68 kg

MAKE MY EXAM – NOVEMBER 2018 33 www.makemyexam.in & www.ibtindia.com . SCIENCE & TECHNOLOGY .

F Internet Society inks pact with ____ Association to secure Internet infrastructure ISPAI F 6th edition of Bengaluru Space Expo inaugurated in ____city Bengaluru F ____ agency has successfully tests anti-tank missile DRDO F _____ Space Research Organization successfully launched two satellites NovaSAR and S1-4 from the Satish Dhawan Space Centre PSLV-C42 F The fourth edition of India International Science Festival will be inaugurated by President of India in ____ City Lucknow F _____ Missile has been recently tested by Defence Research & Development Organization Interceptor Advanced Area Defence F ____ is the objective of 'Shaur nahin' Mobile app To Stop Unnecessary Noise F "PARIVESH" single window hub has been launched for _____ Department Environment F _____ is the World's first mission to touch the sun lift off F _____ is India's second moon mission launched recently Chandrayaan-2 F ____ satellite has been lauched by ISRO's to study the Sun Aditya-L1 F ______space agency has confirmed presence of ice on Moon using spacecraft NASA F _____ satellite has been launched from French Guyana Aelous F The Indian PSLV launcher has bagged its first order from ______to launch 10-kg nanosatellite Centauri I I later this year. Australia F India's longest-range ballistic missile ______will be inducted into the nuclear arsenal very soon. Agni V B F India and United States had signed a Memorandum of Understanding (MoU) in ______to have scientific T and technical cooperation in Earth observations and Earth sciences. 2008

Institute F A new communication satellite 'APSTAR-6C' has been launched by ______. China Pvt. Ltd F A hyper spectral imaging satellite called "Goafen-5" has been launched to monitor air pollution by ______. China F ______Launches Most Powerful Falcon 9 Rocket SpaceX F Name of satellite launched by GSLV is. GSAT-6A F The exoplanet-hunting telescope launched by NASA is ______TESS F India's Department of Space (DoS) have signed cooperation agreement related to sharing of earth observation satellite data with : European Union (EU) F ______have developed artificial heart using rocket technology and it is currently undergoing thorough testing experiments on animals : China F Indian Space Research Organisation (ISRO) has signed Technology Transfer Agreement (TTA) with Bharat Heavy Electricals Limited (BHEL) for manufacturing Space Grade ______Ion cells. Lithium F "Yuegong-1" is related to which of the following countries? China F ______has recently launched world's smallest rocket. Japan F Prithvi-II missile successfully test fired from: Odisha F ______has successfully launched remote sensing satellite to detect electromagnetic environmental probes. China F ______is going to launch two missions- GOLD and ICON in 2018. The National Aeronautics and Space Administration (NASA)

34 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com . DEFENCE AND SECURITY .

F Indian navy ships & aircraft arrive in to participate in ____ joint exercise SLINEX-2018 F _____ country refuses to participate in first BIMSTEC joint military exercise Nepal F Indo-Mongolia joint exercise kicks off in ___ city Ulaangbaatar F First joint military exercise with BIMSTEC countries will held in ____ city F Joint Military Exercise Yudh Abhyas 2018 begins between India and ____ Country US F Defence Acquisition Council approves procurement of____ missile system Akash F India successfully test fires _____ missile recently Prahaar F ____ Ministry Signs Pact with ISRO to Set up Emergency Response Control Room Home Minister F In _____ city defence industrial corridor has been launched by Defence Minister Nirmala Sitharaman and Uttar Pradesh Chief Minister Yogi Adityanath Aligarh F _____ Missile has been tested from Indian Army at Pokhran range Helina F Joint Military Exercise has been held between India and ____ country Thailand F Missile has been recently tested by DADO BrahMos F The Indian Army signed a Memorandum of Understanding with ______on the Defence Salary Package. State Bank of India F ______is the name of World's largest international maritime exercise RIMPAC F ______many countries will participate in biennial Rim of the Pacific (RIMPAC) military exercise from June 27 to August 2 around Hawaiian Islands and Southern California 26 I F Indian Minister inaugurated 1st biannual Indian Air Force Commanders' Conference at Air Headquarters in New B Delhi Nirmala Sitharaman T

F 22nd edition of exercise Malabar has been conducted at ______. Guam Institute Pvt. Ltd F ______will host the first military exercise of BIMSTEC (Bay of Bengal Initiative for Multi-Sectoral Technical and Economic Cooperation) group focusing on counter-terrorism India F First military exercise of BIMSTEC (Bay of Bengal Initiative for Multi-Sectoral Technical and Economic Cooperation) is scheduled to be held in ______Pune F Name of the Indo- Malaysia joint military exercise which will be conducted in Malaysia is______Harimau - Shakthi F Name of the coastal security exercise which began in Kerala is _____ Sagar Kavach F LCA Tejas has successfully fired an air-to-air BVR missile. BVR stands for ______Beyond Visual Range F India and Pakistan will participate in multination counter-terror exercise in Russia under the organization of ______. SCO F India has agreed with ____ to set up hotline between their head quarters to enable communication to prevent border tensions China F Balikatan military exercise is the largest exercise between USA and ______. Philippines F The 'Vijay Prahar' exercise which concluded recently was based on ______of Indian Army South Western Command F India has decided to locate fighter airplanes in ______islands. Andaman and Nicobar F Indian Navy has conducted ______exercise to integrate maritime stakeholders including Navy, Coast Guard, Air Force, ONGC, and Customs & Port Trust. Prasthan

MAKE MY EXAM – NOVEMBER 2018 35 www.makemyexam.in & www.ibtindia.com

. IMPORTANT DAYS .

F Techers Day of Observed on _____ Day September 5 F International Literacy Day is observed on _____ Day 8 September F International Day of Peace is observed on ____ Date 21 September F International Day of Sign Languages is observed on ____Day September 23 F International Tiger Day is Observed on____ Ans July 29 F ____ day is observed as World Bio Fuel day 10 August F _____International Youth Day is Observed First time 12 August 2000 F World Humanitarian Day observed on____ 19th August F World senior citizen day is observed on ____ date 21 August F International Day against Drug Abuse and Illicit Trafficking is observed on ______. June 26 F MSME day is celebrated on ______. June 27 F International Day of United Nations Peacekeeper is observed worldwide on ______. May 29 F World Day against Child Labour is observed globally on ______. June 12 F India's 1st ever national police museum will be inaugurated on ______. October 21 F Green Mizoram Day was observed on ______across Mizoram state. June 11 F World Honey Bee Day is celebrated on ______. August 18 F World Blood Donor Day is observed on ______. June 14 I F International Day for the Elimination of Sexual Violence in Conflict is observed on ______. June 19 B F World Refugee Day is observed on ______every year by united nations. June 20 T F World Music Day is observed every year on ______. June 21 Institute F International Widows' Day takes place annually on ______. June 23 Pvt. Ltd F World Intellectual Property Day is observed on 26 April F The World Immunization Week is observed from ______24 April to 30 April F Red Cross Day is celebrated every year on ______. May 8 F World Telecommunication and Information Society Day is observed on ______. May 17 F The International Day of Remembrance of the Victims of Slavery and the Transatlantic Slave Trade Day is observed on ______. 25th March F World Down Syndrome Day is observed globally on: 21st March F April 5th is celebrated as India's ______Day. National Maritime Day F The World Health Day was observed on ____ with the Slogan Health for all 7 April F ___ is April 10th celebrated as World Homeopathy Day F Civil Services Day is observed on ______. April 21 F The World NGO Day is observed annually on ______. 27th February F The National Science Day is observed on ___ February every year. 28th February F The World Wildlife Day is observed every year worldwide on ______. 3rd March F National Safety Day is observed on: 4th March F World Consumer Rights Day is celebrated on: 15th March F ______March is observed as Ordnance Factories Day in the entire country. 18th

36 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com KERALA TOURISM WINS TWO PACIFIC ASIA TRAVEL ASSOCIATION GOLD AWARDS G Kerala Tourism'swins two Pacific Asia Travel Association gold awards. G Kerala Tourism got the first gold for its 'Yalla Kerala' travel advertisement print media campaign in the Gulf countries. MARCH 2017 G With the punch line, 'Yalla Kerala', the campaign triggered a lot of interest for God's Own Country as a tourism destination in the Gulf countries. . SEPTEMBER 2018 . G The second gold award came for an innovative poster Kerala Tourism had developed for the third edition of MIRABAI CHANU AND VIRAT KOHLI TO GET the Kochi-Muziris Biennale (KMB), the biggest RAJIV GANDHI KHEL RATNA contemporary art show in South Asia. JK TYRE CHAIRMAN & MANAGING DIRECTOR DR. RAGHUPATI SINGHANIA CONFERRED HIGHEST CIVILIAN HONOUR OF MEXICO G Dr. Raghupati Singhania, Chairman & Managing Director, Jk Tyre & Industries ltd, has been conferred the Mexican Order of the Aziec Eagle the highest Houour Accorded to non-nationals by the I Government of Mexico. B G On the 128th National Day of Mexico, Melba Pria, T Ambassador of Mexico to India, Presented the award G National Sports Awards are given every year to Institute to Dr. Singhania on behalf of the President of Mexico Pvt. Ltd recognize and reward excellence in sports. Rajiv Gandhi Khel Ratna Award is given for the spectacular G The top honour is in recognition of Dr. Singhania's and most outstanding performance in the field of exemplary leadership, his noteworthy services sports by a sportsperson over a period of four year. towards humanity and his efforts to strengthen G Indian cricket Virat Kohli and weightlifter bilateral ties between India and Mexico. will receive the Rajiv Gandhi AISHWARYA RAI BACHCHAN COLLECTS MERYL Khel Ratna Award- India's highest sports honour. STREEP AWARD G Kohli will become the third Indian cricketer after legendary Sachin Tendulkar (1997) and the talismanic G Aishwarya Rai Bachchan received Meryl Streep Award former captain Mahendra Singh Dhoni (2007) once for Excellence at the first edition of Women In Film the sports ministry officially accepts the committee's and Television (WIFT) India Award along with her recommendation. daughter Aaradhya. G Chanu is the current Commonwealth Games gold- G At the ceremony -- established to honour the best medallist and India's biggest medal hope in female talent in Bollywood and Hollywood -- the actor weightlifting going into the 2020 Tokyo Olympics. was bestowed with the inaugural Meryl Streep Award G Arjuna Awards 2018 : CWG and Asiad gold medalist for Excellence. javelin thrower Neeraj Chopra, Asiad double medalist G The 44-year-old later took to Instagram to celebrate sprinter Hima Das and Indian batswoman Smriti her win and shared pictures with the trophy in her Mandhana are some the names in the list. hand and Aaradhya by her side.

MAKE MY EXAM – NOVEMBER 2018 37 www.makemyexam.in & www.ibtindia.com SECONDARY STEEL SECTOR AWARDED FOR PRESIDENT GIVES AWAY OUTSTANDING CONTRIBUTION TO NATIONAL ECONOMY PARLIAMENTARIAN AWARDS G Ministry of Steel gave away Secondary Steel sector G Central Hall of Parliament bearing witness to a grand awards, for the first time, to 26 mini steel companies ceremony to felicitate the Best Parliamentarians from in recognition of their contribution to the national 2013 till 2017in New Delhi economy. G Award winners are Dr Najma Haptullah (2013), Hukum G The secondary steel sector is a critical and important Dev Narayan (2014), Ghulam Nabi Azad (2015), segment of the market spanning from construction, Dinesh Trivedi (2016), Bhartruhmari Mahrab(2017) machine tools, cold rolled products, pipes, stainless G Chairman of Rajya Sabha - Venkaiah Naidu steel, galvanized and color coated steel as well as exports. PRESIDENT RAM NATH KOVIND APPROVES G Steel is one of the core sectors of the Indian economy 131 GALLANTRY AWARDS FOR MEMBERS OF and India is the 3rd largest steel producer in the world. MILITARY, PARAMILITARY FORCES Steel contributes to over 2% to India's GDP and creates a virtuous cycle of employment generation throughout the economy.

KERALA TOURISM WINS TWO PACIFIC ASIA TRAVEL ASSOCIATION GOLD AWARDS G Kerala Tourism'swins two Pacific Asia Travel Association gold awards. G Kerala Tourism got the first gold for its 'Yalla Kerala' I travel advertisement print media campaign in the Gulf G On the occasion of 72nd Independence Day, President countries. Ram Nath Kovind has approved 131 Gallantry Awards B G With the punch line, 'Yalla Kerala', the campaign to members of Armed Forces personnel and T triggered a lot of interest for God's Own Country as a Paramilitary Forces.

Institute tourism destination in the Gulf countries. Pvt. Ltd G The Defence Ministry said that one Kirti Chakra, three G The second gold award came for an innovative poster Bar to Sena Medals (Gallantry), three Vayn Sena Kerala Tourism had developed for the third edition of Medals(Gallantry), 11 Nao Sena Medals(Gallantry), 20 the Kochi-Muziris Biennale (KMB), the biggest Shaurya Chakras and 93 Sena Medals(Gallantry) will contemporary art show in South Asia. be awarded. . AUGUST 2018 . G Six women officers of the Indian Navy will be awarded Nao Sena medals. They were part of the expedition JAVED AKHTAR RECEIVED SHALAKA SAMMAN, to circumnavigate the globe. HIGHEST HONOUR OF HINDI SAHITYA ALBANY MEDICAL CENTER PRIZE 2018 ACADEMY AWARDED TO 3 US SCIENTISTS G Javed Akhtar received highest Shalaka Samman for G Three US scientists James Allison, Carl June and Steven 2017-18 to lyriest and poet Javed Akhtar. Rosenberg were declared winners 2018 Albany Medical G The award includes a cash reward of Rs 5 Lakh Center Prize in Medicine and Biomedical Research. G The scriptwriter, lyricist and poet has five National G It is the second-highest value prize in medicine and Awards for Best Lyricist to his name for works such as biomedical research, awarded by the Albany Medical border, Refugee and Lagaan. Center. G The lyricist has also been honoured with the Padma G They are James Allison, Carl June and Steven Rosenberg. Shri in 1999 and the Padma Bhudhan in 2007. He is also a recipient of the Sahitya Akademi Award in Urdu Albany Medical Center Prize Founded in 2001, for his collection of poems entitled Lava. Founded by - Morris "Marty" Silverman.

38 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com DELHI GOVERNMENT OFFICIAL WINS WHO J P NADDA GIVES AWAY PMSMA WORLD NO TOBACCO DAY AWARD AS DELHI 'IPLEDGEFOR9' ACHIEVERS AND MMR FIGHTS BACK TOBACCO REDUCTION AWARDS G Delhi government's additional director of health, SK Arora, G J P Nadda, Union Minister for Health and Family made India proud as he was awarded the prestigious Welfare presented the Pradhan Mantri Surakshit WHO World No Tobacco Day 2017 Award for his extraordinary contribution towards tobacco control. Matritva Abhiyan (PMSMA) 'IPledgefor9' Achievers and MMR Reduction Awards. G Arora was presented the World No Tobacco Day 2017 Award by Henk Bekedam, WHO India country head. G The 'IPledgefor9' Achievers Awards were given to G Every year, the World Health Organization recognizes individuals and teams of doctors from the private individuals or organisations alike in each of the six sector and States for their remarkable services, WHO regions for their accomplishments in the area outstanding support of institutions and commitment of tobacco control. in achieving the mission's objectives of safe G Tobacco prevalence in Delhi has come down by 6.5 motherhood to every woman in India. per cent in the past six years which is more than the G According to Mr Nadda, India has shown 22% rest of India average figures. reduction in Maternal Mortality Ratio (MMR) since 2013. Uttar Pradesh has shown 30% decline and has . JULY 2018 . topped the chart in the reduction of maternal deaths.

ANJOLIE ELA MENON AWARDED KALIDAS RAPCO MICRO FINANCE RECEVIED NABARD SAMMAN FOR VISUAL ARTS 2018 AWARD G Rapco Micro Finance Ltd received NABARD 2018 award for its services to self-help group (SHG) linkage I in Tamil Nadu for the Fiscal Year 2017-18. G R.S Isabella is the Managing Director of Repco Micro B Finance Ltd. T

Institute G Repco's Headquarters are situated in Chennai, Tamil Pvt. Ltd Nadu. G NABARD - National Bank for Agriculture and Rural Development G Madhya Pradesh Government has conferred prestigious MICHAEL ONDAATJE NAMED IN MAN BOOKER National Kalidas Samman on noted artist Anjolie Ela PRIZE LONG LIST Menon (78) for her contribution to visual arts. G Canadian author Michael Ondaatje has again made G The award was conferred in recognition of her insightful and sensitive portrayal of the identity and the Man Booker Prize list with his latest novel of women through her meaningful paintings in a “Warlight” weeks after his book “The English Patient” variety of media. was named the best work of fiction from the last five decades of the literary prize. SUNIL CHHETRI WINS 2017 AIFF PLAYER OF G “Warlight” contains an incredible array of Characters THE YEAR AWARD through whom Ondaatje tells the hidden, barely G Indian football team captain Sunil Chhetri was named Spoken ,tale of war, especially as it impacts on the 2017 All India Football Federation(AIFF) Player of children. the Year. G Ondaatje’s “The English patient” which won the G Sunil Chhetri is a star player for both India and Booker in 1992 was named the winner of the Golden Bengaluru FC teams. Man Booker winner a special award to mark bookers G All India Football Federation President – Praful M Patel 50th anniversary.

MAKE MY EXAM – NOVEMBER 2018 39 www.makemyexam.in & www.ibtindia.com BSNL Ropes in Boxer Mary Kom on Board as Brand Ambassador for 2 Years G BSNL hits a double whammy as it brings in decorated boxer Mary Kom as its brand ambassador for two years and also signed a MoU with the Indian Army for providing them with telecom services for the next . SEPTEMBER 2018 . three years, all across India. G According to Aruna Sundararajan, Secretary, Telecom, Pakistan Gets First Woman Chief Justice of High Court in the competitive telecom sector, associating with G Justice Tahira Safdar was sworn in on Saturday as the Mary Kom will help BSNL in improving its brand image first woman chief justice of a Pakistani high court. and attract more customers. G Justice Safdar was sworn in as the chief justice of G The two-year contract will see boxer Mary Kom Balochistan High Court at a ceremony held at the Governor House in Balochistan. endorsing as well as engaging in various promotional events organized by BSNL for its different telecom G She made history in 1982 when she became the first woman civil judge in Balochistan. services. G She is currently a member of the three-judge special The next CJI Justice Gogoi will take over as the court conducting the trial of former President Pervez 46th Chief Justice of India Musharraf. G The Chief Justice of India, Dipak Misra, due to retire PTI's Dr Arif Alvi elected 13th President of Pakistan in October, has named the senior-most judge of the G Dr Arif Alvi, a member of Pakistan Prime Minister Supreme court after him as his successor. I Imran Khan's PTI, secured 212 votes out of 432 votes G Justice Gogoi will take over as the 46th Chief Justice cast by the electoral college. of India on October3, a day after CJI Misra retires. B G Pakistan Tehreek-e-Insaf leader Dr Arif Alvi has been G Justice Ranjan Gagoi is a Judge of the Supreme Court T elected as the 13th President of Pakistan. of India since April, 2012. Prior to his present post, he

Institute G The opposition candidate in the Pakistan presidential was the Chief Justice ,Punjab and Haryana High Court. Pvt. Ltd elections, Maulana Fazlur Rehman, got merely 131 G His father Keshab Chandra Gogoi was a Chief minister votes. Aitzaz Ahsan, a member of the Pakistan Peoples under the Indian National Congress regime in the state Party (PPP), got just 81 votes, said the report in The of Assam in the year in the year 1982. Express Tribune. G Dr. Alvi had started his political career about five HDFC LIFE appoints Vibha Padalkar as MD & decades ago when he was student of de CEO for 3 years 'Montmonrency College of Dentistry in Lahore. G The board of HDFC Standard Life appointed Vibha Akshay Kumar is honorary ambassador for Lal Padalkar, the executive director and Chief financial Bahadur Shastri Memorial Foundation officer of HDFC Standard Life, as the Managing G Actor Akshay Kumar is proud about getting selected director and CEO. as an honorary ambassador for Lal Bahadur Shastri G After the exit of Amitabh Chaudhary, who joined Axis Memorial Foundation. Bank on September 8, Padalkar, a board member of G With him putting his weight behind the cause of the HDFC Life, was the front runner for the top job. Lal Bahadur Shastri Memorial Foundation, the G Before joining HDFC Life, she was associated with WNS campaign for the welfare of the soldier (jawan) and Global Services, Colgate-Palmoliv (India ) and Price the farmer (kisan) community of the country is set to water house coopers. get a further boost. G Akshay Kumar was made the first honorary G Padalkar is a member of the Institute of Chartered ambassador of Lal Bahadur Shastri Memorial Accountants in England and Wales and the Institute Foundation. of Chartered Accountants of India.

40 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com Amitabh Chaudhry of HDFC Life appointed Former RBI governor Bimal Jalan to head panel CEO & MD of Axis Bank to select new Chief Economic Advisor G Amitabh Chaudhry has been appointed managing G The Union Government has appointed former Reserve director and chief executive of Axis Bank for a three- Bank of India governor Bimal Jalan as the head of the year term. He will take charge on January 1, 2019. panel that has been tasked with selecting India's next chief economic advisor (CEA). G Chaudhry, 54, will succeed the current MD & CEO G The move comes two months after the government Shikha Sharma, whose term ends on December 31. sought applications for the post after previous CEA G The board of private sector lender Axis Bank on Arvind Subramanian resigned from office. Saturday vetted Chaudhry's appointment after getting G The Appointments Committee of Cabinet headed by approval from the Reserve Bank of India. Prime Minister Narendra Modi will give the final stamp B. Vanlalvawna appointed as the next Ambassador of of approval for the appointment of the next CEA. India to the Republic of Azerbaijan Om Prakash Mishra set to become Nepal's G B. Vanlalvawna (IFS:1998), presently Consul General, new Chief Justice Consulate General of India, Sydney has been G Om Prakash Mishra, who studied law in India, is set appointed as the next Ambassador of India to the to become Nepal's new Chief Justice after the Republic of Azerbaijan. Parliamentary Hearing Committee unanimously G He is expected to take up the assignment shortly. endorsed his name for the top judicial post. G Mishra, the senior-most justice after Justice Deepak G Republic of Azerbaijan-Capital: Baku,Currency: Raj Joshee, will assume charge as the Chief Justice after Azerbaijani manat President Bidya Devi Bhandari officially appoints him. Poonam Khetrapal Singh re-elected in World G Khadga Prasad Shrma Oli is the current Prime Minister Health Organisation of Nepal. I B G Poonam Khetrapal Singh was elected as Regional L K Advani renominated as chairman of Lok Director of WHO South-East Asia for a second five- Sabha ethics panel T

year term, World Health Organisation. Institute G P Karunakaran has also been renominated as Pvt. Ltd G Singh's candidature was unopposed, as the 11 chairman of the Committee on Absence of Members member countries of WHO South-East Asia Region from the Sittings of the House. met at the ongoing Regional Committee session to G The Committee examines complaints relating to elect the next Regional Director. unethical conduct by members of Parliament. G She had served as civil servant in India as member of G Veteran BJP leader L K Advani has been renominated Indian Administrative Services for over two decades. as the chairman of the Lok Sabha Ethics Committee She was the Health Secretary of Punjab. by Speaker Sumitra Mahajan. Anshula Kant Appointed Managing Director Of SBI Justice Ranjan Gogoi appointed as next G Anshula Kant was appointed as the Managing Director Chief Justice of India of State Bank of India (SBI) G The President of India has appointed Justice Ranjan Gogoi as the next Chief Justice of India. He will assume G The Appointments Committee of the Cabinet the office of Chief Justice on 3rd October, 2018 after approved the appointment of Kant as the Managing the retirement of the current Chief Justice, Justice Director (MD), SBI till the date of her superannuation Dipak Misra. i.e. September 30, 2020. G Born on 18th November, 1954, Justice Gogoi was G The post of MD, SBI fell vacant after the resignation enrolled as an advocate in 1978. of B Sriram, who took over as the MD and CEO of IDBI G He was appointed as Chief Justice of Punjab & Haryana Bank. High Court on 12th February, 2011. He was appointed as G SBI chairman- Rajnish Kumar, Headquarters- Mumbai a Judge of the Supreme Court of India on 23rd April, 2012.

MAKE MY EXAM – NOVEMBER 2018 41 www.makemyexam.in & www.ibtindia.com . AUGUST 2018 . 3 High Court Women Judges are appointed as Supreme Court justices Surendra Rosha Named HSBC India CEO G Three high court women judges were appointed to G The Hongkong and Shanghai banking Corporation Supreme Court, taking the total number of judges in appointed Surrendra Rosha as Chief Executive Officer the apex court to 25. for HSBC India. G Notifications announcing the appointment of G Rosha succeeds jayant Rikhye, who is taking a leave Uttarakhand High Court Chief Justice K.M Joseph, of absence for medical reasons. Madras HC Chief Justice Indira Banerjee and Orissa G Rosha, who is currently HSBC's Head of Financial HC Chief Justice VIneet Saran to the Supreme Court Institutions Group (FIG) for Asia-Pacific,has 27 years were Issued. of experience in financial services sector. G The number of Judges in the top court after the fresh Harivansh Narayan Elected as Deputy appointments has gone up to 25.There would still be Chairman of the Rajya Sabha six vacancies. G NDA candidate Harivansh was elected as Rajya Sabha Ajay Data, first Indian in ICANN Deputy Chairman, defeating Opposition's BK Hariprasad. G Rajya Sabha Chairman M Venkaiah Naidu initiated the G "Ajay Data becomes the first Indian to be appointed process of the election by calling for division of votes as a member of country code Names Supporting in the house. While Harivansh secured 125 votes, Organization (ccNSO). Hariprasad got 105. G Data has been appointed on the panel by nomination G Harivensh is an MP from the Janta Dal and a committee of ccNSO--one of the three policy making parliamentarian from Bihar and a former journalist. bodies at ICANN. I G The nomination of Harivansh was proposed by Ram G He is founder & CEO of Data XGen Plus and global B Prasad Singh and BJP president Amit Shah among leader in email linguistic services. He is creator of others. world's first email address mobile app and email solution T Haryana Teen scales Mount Kilimanjaro for IDN (Internationalized Domain Names) Domains. Institute Pvt. Ltd G Shivangi Pathak became the youngest Indian woman Ivan Duque sworn in as Colombia's next president to reach the peak of Mount Kilimanjaro in 3 days. G Colombia's President-elect Ivan Duque has been G Tanzania's Mount Kilimanjaro measures 5895 meters sworn in as the country's 60th President. in height. G More than 12,000 police were deployed in the historic G Shivangi's next target is to scale Europe's highest peak. centre of the capital Bogota for Duque's inauguration. G The Haryana teen, who acknowledged the endless G He replaced Juan Manuel Santos and became the support of her parents and family in her journey, aims youngest president in Colombia's recent history. to be an inspiration to girls all over India to relentlessly pursue their passion. RSS thinker S Gurumurthy, Satish Marathe C B Ananthakrishnan takes charge as Director appointed as non official Directors of RBI board (Finance) of Hindustan Aeronauntics Ltd(HAL) G Swaminathan Gurumurthy and Satish Kashinath G C B Ananthakrishnan took charge as Director (Finance) Marathe appointed as Part-time non official directors of Hindustan Aeronautics Ltd (HAL). Earlier, C B of the Reserve Bank of India(RBI) Board. Ananthakrishnan was the Executive Director (Finance) G Gurumurthy, an economist and chartered accountant at HAL Corporate Office by profession, is also the co-convenor of RSS-affiliated G Chairman and Managing Director of Hindustan Ltd- T Swadeshi Jagran Manch. Suvarna Raju G Gurumurthy is also the editor of Tamil magazine G He was also HAL nominee Director in the Board of Thuglak. He had referred demonetistion decision as three joint ventures of HAL. equivalent of Financial Pokhran.

42 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com . JULY 2018 . Justice Adarsh Kumar Goel Appointed NGT Chairperson Oscar Kerketta appointed as the next High Commissioner of India to the Republic of Rwanda G Justice Adarsh Kumar Goel, who retired from the Supreme Court of India has been appointed as G Shri Oscar Kerketta, presently Additional Secretary the new Chairperson of the National Green Tribunal (FSI) has been appointed as the next High (NGT). He has been appointed to the position for a Commissioner of India to the Republic of Rwanda. term of five years, as per an order issued by the G Rwanda President- Paul Kagame, Prime Minister- personnel ministry. Edouard Ngirente. G The post of NGT chairperson had been lying vacant G He is expected to take up the assignment shortly. for more than 6 months after the retirement of Justice Janardan Singh Gehlot Elected International Swatanter Kumar. Kabaddi Federation Chief Prof. Sandeep Sancheti Takes Charge G Janardan Singh Gehlot was elected the president of As President Of AIU the International Kabaddi Federation (IKF) for the next G Dr. Sandeep Sancheti, Vice Chancellor of SRM four years, it was announced after the Annual General Institute of Science and Technology (SRMIST) has Congress (AGC) of the federation, conducted in Dubai, assumed charge as the 97th President of the the UAE. Association of Indian Universities (AIU), New Delhi. G Observer and Director of International Affairs Olympic G The AIU has currently more than 720 members Council of Asia Vinod Tiwari was also present in the represented by Vice Chancellors. Seen as the AGC of the IKF where 22 member countries representative of all Universities of India, the AIU participated. facilitates coordination and mutual consultation Trump appoints Indian-American Uttam Dhillon among Universities as well as acting as a liaison with I appointed as new head of key federal agency Central and State governments. B G Uttam Dhillon, an Indian-American top White House T lawyer, has been appointed as the new head of the Institute crucial Drug Enforcement Agency that combats the Pvt. Ltd smuggling and use of narcotics in the US. G Dhillon replaces Robert Patterson, who has retired after 30 years of service. Mark Zuckerberg Becomes World’s 3rd-Richest Person G Facebook Inc. co-founder Mark Zuckerberg has overtaken Warren Buffett as the world’s third-richest person. Zuckerberg, who trails only Amazon.com Inc. founder Jeff Bezos and Microsoft Corp. co-founder , eclipsed Buffett as Facebook shares climbed 2.4%, according to the Bloomberg Billionaires Index. G It’s the first time that the three wealthiest people on the ranking made their fortunes from technology. Zuckerberg, 34, is now worth $81.6 billion, about $373 million more than Buffett, the 87-year-old chairman and chief executive officer of Berkshire Hathaway Inc.

MAKE MY EXAM – NOVEMBER 2018 43 www.makemyexam.in & www.ibtindia.com HRIDAY HAZARIKA, INDIAN WOMEN'S 10M AIR RIFLE TEAM WIN GOLD MEDALS AT ISSF WORLD CHAMPIONSHIPS G India's Hriday Hazarika won gold in men's 10m air rifle at the International Shooting Sport Federation (ISSF) World Championships. G Hazarika, the only Indian to qualify for the men's final with a total score of 627.3, was tied on 250.1 with Iran's Mohammed Amir Nekounam in the final G Mohammed Amir clinched the silver medal, Russia's . SEPTEMBER 2018 . Grigorii Shamakov took home the bronze medal. SAURABH CHAUDHARY SETS NEW SHOOTING G The women's 10m air rifle team of Elavenil Valarivan RECORD IN ISSF WORLD CHAMPIONSHIP (631), Shreya Agarwal (628.5) and Manini Kaushik (621.2) produced a brilliant performance to score a G India's Saurabh Chaudhary beat his own world record total of 1880.7. in the men's junior 10m Air Pistol event at the ISSF World Championship in Changwon. G The 52nd ISSF World Shooting Championships are held in Changwon, South Korea from 2 to 14 September G Saurabh not just set a new world record but also 2018. climbed to the top of the podium with Lim Hojin of Korea and India's Arjun Singh Cheema finishing third GOLD 15, SILVER 24, BRONZE 30 EQUALS and fourth respectively. INDIA'S BEST ASIAN GAME G Saurabh shot a total of 245.5 to break his own world I record he had set in June. ASIAN GAMES 2018: JAPAN'S RIKAKO IKEE B NAMED MOST VALUABLE PLAYER T G Rikako, 18, who grabbed a record six gold medals in Institute Jakarta, said she hoped she had put Japanese Pvt. Ltd swimming on the map ahead of the Tokyo 2020 Olympics. G Teenage swimming sensation Rikako Ikee said she would celebrate with barbecued beef and sushi as she was named the best athlete at the Asian Games G The 2018 Asian Games turned out to be India's best G Rikako is the first woman to win six golds at a single ever outing at the quadrennial sports extravaganza, Games, and she finished with eight medals in total -- matching the country's best gold medal count while equalling the record set by North Korean shooter So registering the biggest haul in terms of total medals won. Gin Man in 1982. G India end the Games with a total of 69 medals and 15 INDIA BLUE TROUNCES INDIA RED TO WIN golds and are likely to finish in the eighth spot in the DULEEP TROPHY medal's tally. G India Blue thrashed defending champion India Red by G China topped the medals table for the 10th Games in an innings and 187 runs in the final to win the Duleep succession, a streak stretching back to New Delhi Trophy at NPR College ground. 1982, with a runaway 132 golds. G Spinners Deepak Jagbir Hooda (5 for 56) and Saurabh G The 2018 Asian Games (Indonesian: Pesta Olahraga Kumar (5 for 51) needed just 10.5 overs on the fourth Asia 2018, Asian Games 2018), officially known as the day to bundle out India Red for 172 in the second innings. 18th Asian Games and also known as Jakarta- Palembang 2018, was a pan-Asian multi-sport event G Himachal Pradesh batsman Nikhil Gangta was named being held from 18 August to 2 September 2018 in the Man of the Match. the Indonesian cities of Jakarta and Palembang.

44 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com TRIPLE JUMPER ARPINDER SINGH BECOMES US OPEN 2018: NOVAK DJOKOVIC BEATS JUAN FIRST INDIAN TO WIN MEDAL IN IAAF MARTIN DEL POTRO TO WIN TITLE CONTINENTAL CUP G Novak Djokovic produced an impeccable performance to beat Juan Martin del Potro in the US Open final and win his 14th Grand Slam title. G Djokovic, who won Wimbledon in July, will climb to third in the world after back-to-back Grand Slam victories. G Argentine third seed Del Potro, 29, was playing his first Grand Slam final since winning the 2009 US Open, having almost quit the game in 2015 because of multiple wrist injures. G Novak Djokovicis a Serbian professional tennis player who is currently ranked world No. 3 in men's singles G Triple jumper Arpinder Singh created history by tennis by the Association of Tennis Professionals (ATP). becoming the first Indian to win a medal in the IAAF HIMA DAS APPOINTED AS SPORTS Continental Cup as he clinched a bronze with a modest AMBASSADOR OF ASSAM effort of 16.59m G Chief Minister Sarbanadnda Sonowal felicitated Hima G Arpinder, who had won a gold in the Asian Games in Das, the outstanding athlete of Assam for her recent Jakarta, cleared 16.59m in the first of his three jumps achievements in the Asian Games 2018 and IAAF to be in the four-man semifinals. World U-20 Championship 2018 at a function held at G Nonetheless, he collected a bronze. The 25-year-old Srimanta Sankardev International Auditorium here. Arpinder was representing the Asia-Pacific team in the G Chief Minister Sonowal while congratulating Hima on I meet, held once every four years. her extraordinary achievements in the recently B FORMER ENGLAND CAPTAIN PAUL concluded Asian Games said, Assam is proud of her T COLLINGWOOD ANNOUNCED RETIREMENT achievements. Institute Pvt. Ltd G Former England captain Paul Collingwood will retire from G Sonowal also handed over a cheque worth Rs. 1.60 professional cricket at the end of the current season. crore to Hima Das. G He also handed over an offer letter to Hima to make G Collingwood, 42, became the first England captain to her the Sports Ambassador of Assam. Sonowal also win a trophy at a global tournament when he guided offered her a job in the senior category of Sports and them to the ICC world T20 in 2010. He was part of Youth Welfare Department and requested Hima to three Ashes series wins over Australia before retiring consider the offer. from international cricket in 2011. G He made 4259 runs in 68 tests and will play his final ANNUAL GENERAL BODY MEETING OF THE game against Middlesex starting on September 24. INDIAN POLO ASSOCIATION G The Annual General Body Meeting of the Indian Polo FORMER INDIA CAPTAIN SARDAR SINGH Association (IPA) was held under the Chairmanship ANNOUNCES RETIREMENT FROM of General Bipin Rawat, Chief of the Army Staff who is INTERNATIONAL HOCKEY also the President of the Indian Polo Association at G Former India Hockey captain Sardar Singh on Manekshaw Centre, Delhi Cantonment on 09 Sep 2018. Wednesday announced his retirement from G It was decided that the Jaipur Polo ground in Delhi international hockey after an illustrious career would be renovated to bring it at par with spanning 12 years. International standards. G Singh's decision came on the same day his name was G Issue of player and horse safety was also discussed at excluded from the 25-strong core group of national length with serious concerns for evolving modus campers announced by the Hockey India. operandi for the safety of equines and players.

MAKE MY EXAM – NOVEMBER 2018 45 www.makemyexam.in & www.ibtindia.com . AUGUST 2018 . A WORLD RECORD OF 58.00SEC SET BY KATHLEEN BAKER AT THE US SWIMMING NEERAJ CHOPRA WINS GOLD MEDAL AT SAVO CHAMPIONSHIP GAMES IN FINLAND G Kathleen Baker set a world record of 58.00sec to win the 100m backstroke at the US swimming championships. G Earlier world record of 58.10 set by Canadian Kylie Masse at the World Championships in Budapest on July 25 of last year. G The top three finishers all broke 59 seconds, with Olivia Smoliga second in 58.75 and Smith third in 58.83.

WORLD BADMINTON CHAMPIONSHIPS 2018 G Javelin thrower Neeraj Chopra won gold with an COMPLETE LIST OF WINNERS impressive performance, beating his Chinese Taipei G The 2018 World badminton Championship held at rival Chao-Tsun Cheng at the recently concluded Savo Games in Finland Nanjing Youth Olympic Games Sports Park Arena in Nanjing, China. G Neeraj, the reigning Commonwealth Games gold medallist and Asian season leader, threw 85.69m in G In Men's Single Kento Momota(Japan) won Gold the event held at Lapinlahti, Finland Medal. Silver medal is won by Shi Yuqi(China). G Chao- Tsun Cheng of Chinese Taipei made a throw of G In Women's Singles Carolina Marin of Spain won Gold 82.52m and won a silver medal. medal. Silver Medal won by PV Sindhu of India. I G Chao-Tsun is the only Asian to have throw the javelin G Men's Doubles- Li Junhui (China), Liu Yuchen(China) to a diatance maore than 90m. B VIRAT KOHLI IS THE NEW NO.1 BATSMAN IN T SOURABH VERMA LIFTS RUSSIA OPEN TEST CRICKET

Institute BADMINTON TROPHY G Virat Kohli jumps past to become the Pvt. Ltd G Ace Indian shuttler Sourabh Verma lifted the Russian seventh Indian to become the No.1 Test batsman in Open Badminton trophy at Vladivostok. the world. G Sourabh had won the Chinese Taipei Masters in 2016, G Virat kohli's century against England in the opening and finished runner- up at Bitburger Open the same Test at Edgbaston, has helped him reach the top year. position. G In the title clash , he defeated Japan's koki Watanabe G Apart from Kohli and Tendulkar, , Gautam and won his first title of the season. Gambhir, , and Dilip G Russia Capital - Moscow, Currency Vengsarkar are the other India batsmen to have achieved number- one rankings during their careers. GAGANJEET BHULLAR CLAIMS HIS FIRST EUROPEAN TOUR TITLE AT FIJI WOMEN'S HOCKEY WORLD CUP: NETHERLANDS INTERNATIONAL WIN FINAL TO END IRISH ODYSSEY G India's golfer Gaganjeet Bhullar won his maiden G Netherlands were crowned Women's Hockey World European title as he held out a record-breaking charge Cup winners for a record eighth time as a crushing 6- from Australian Anthony Quale to win the Fiji 0 victory ended Ireland's fairytale tournament. International by one stroke while Ernie Els shot a 7 G Spain won the third place match by defeating Australia under 65 to finish a further stroke behind. 3-1 and won their first World Cup medal. India finished G It was his first win on the European tour, ninth Asian the tournament at 8th position. Tour and 10th Crown overall. G President of Hockey in India is Rajinder Singh , G Suva is the capital city of Fiji Headquarters- new Delhi.

46 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com . JULY 2018 . TBILISI GRAND PRIX, GEORGIA: WINS GOLD, DEEPAK BRONZE CHAMPIONS TROPHY HOCKEY FINAL, INDIA G Bajrang Punia emerged champion at the Tbilisi Grand VS AUSTRALIA HIGHLIGHTS: INDIA GO DOWN Prix in the 65kg category after outplaying Iranian wrestler Mehran Nasiri in the final in Georgia. The FIGHTING TO AUSTRALIA IN FINAL 2018 Commonwealth Games gold medallist recorded a comfortable 9-3 win over the Iranian. G Meanwhile, in the 86kg category, Deepak Punia clinched a bronze with a 5-3 win over Osman Gosen of Turkey.

INDIA VS ENGLAND: 'S CENTURY HELPS INDIA CLINCH T20I SERIES G Rohit Sharma's elegant unbeaten century made it a walk in the park for India as they cruised to a seven- victory against England to clinch the three- match T20 International series 2-1. G The Indian vice-captain made a target of 199 look G History repeated itself in the Hockey Champions ridiculously easy on a small Bristol ground after the Trophy as India settled for silver medal in the visiting bowlers did a commendable job at the back tournament after losing to Australia in the final via end to restrict the hosts to a sub-par score. shootout. TUSHAR AROTHE RESIGNS AS INDIA G Australia won their 15th gold medal at Champions WOMEN'S CRICKET COACH Trophy. India won their second silver medal after G India Women's Cricket Team Coach Tushar Arothe has I winning their first in 2016. stepped down from the role citing personal reasons, G Third place Netherland. B as per the announcement by the Board of Control for T INDIA'S DALABEHERA BAGS BRONZE IN Cricket in India (BCCI). Institute JUNIOR WORLD WEIGHTLIFTING G Under his stint, the team reached the final of the ICC Pvt. Ltd G Indian lifter Jhilli Dalabehera has bagged the bronze Women's World Cup in 2017. In 2018, the team won the three-match (ODI) series medal in the 2018 IWF Junior World Weightlifting Championships at Tashkent. She lifted 167 kg in the and five-match T20I series in South Africa. 48 kg category to finish third on the podium. FRANCE HOLD TROPHY OF FIFA WORLD CUP 2018 G According to Indian Weightlifting Federation Secretary G France won (4-2) FIFA against Croatia held at the General Sahdev Yadav, Jhilli is the second woman lifter Luzhniki Stadium in Moscow ,Russia after Saikhom Mirabai Chanu in 2013 to win a medal G Luka Modric of Croatia won the Golden ball as best Player in the Junior World Championships. of the Tournament, HarryKane wins Golden boot. ANJU KHOSLA, OLDEST INDIAN WOMAN TO G France's Antoine Griezmann won Bronze Ball and the COMPLETE IRONMAN TRIATHLON silver ball, became Man of match. G At 52, Anju Khosla has become the oldest Indian MAIDEN WIMBLEDON TITLE WON BY woman to complete an Ironman Triathlon - one of the ANGELIQUE KERBER toughest one-day sporting events. The New Delhi resident completed G Angelique kerber defeated seven -time champion SarenaWilliamsin the women's singles final to clinch G her first full Ironman Triathlon, in Carinthia, Austria, her first -ever Wimbledon title. in 15 hours, 54 minutes and 54 seconds. Angelique kerber belongs to Germany. G It comprises 3.86 km swimming leg, 180.25 km bike leg followed by a marathon (42.2 km), to be G The Wimbledon Championship is the oldest tennis completed without a break. tournament in the world.

MAKE MY EXAM – NOVEMBER 2018 47 www.makemyexam.in & www.ibtindia.com HDFC ERGO MAKES CYBER INSURANCE PERSONAL WITH THE LAUNCH OF E SECURE Banking & Financial G India's third largest non-life insurance provider in the private sector,announced the launch of 'E@Secure', Awareness a Cyber Insurance Policy for individuals. G This policy aims at providing comprehensive protection to individuals and their families against any RBI CHANGES RULES FOR EXCHANGE OF cyber-attacks, cyber frauds or digital threats that could DEFECTIVE CURRENCY NOTES lead to a financial loss and or reputational loss. G India is the second largest online market, with a huge potential for exponential growth.

INDIAN OVERSEAS BANK GETS RBI NOD FOR CALL OPTION ON BONDS WORTH RS 655 CR G Indian Overseas Bank (IOB) has received RBI nod to exercise call option on bonds worth Rs 655.30 crore G The call option is scheduled to be exercised on September 17. G In a call option, the issuer of the bond can redeem the instruments before its maturity. G Indian Overseas Bank-Headquarters: Chennai, CEO: G The RBI norms for exchange of mutilated currency R. Subramaniakumar I notes following introduction of Rs. 2,000, Rs. 200 and B other lower denomination currencies. PAYU RECEIVES NOD FROM RBI TO OPERATE G Public can exchange banks mutilated or defective ITS OWN NBFC T notes at RBI offices and designated bank branches G PayU has received approval from the Reserve Bank of Institute Pvt. Ltd across the country for either full or half value, India (RBI) to operate its own non-bank financial depending upon the condition of the currency. company (NBFC), which is subject to certain pending G This includes the denomination of Rs.10, Rs. 20, Rs. RBI compliance 50, Rs. 100, Rs.200, Rs. 500 and Rs.2000 of the G The company had applied for NBFC license earlier in Mahatma Gandhi (New) series. February 2018, in line with its aegis PayUMoney, a SANCTIONED RS 335 CRORE TO WEST BENGAL secure payment solution that can be used by anyone who wants to collect payments in India. IN AUGUST: NABARD G PayU India was founded in 2011 by Nitin Gupta and G National Bank for Agriculture and Rural Development Shailaz Nag. It has two business verticals - PayUBiz & has sanctioned an amount of Rs 335 crore under the PayUmoney. Rural Infrastructure Development Fund (RIDF) to West Bengal. SBI, ICICI BANKS HIKE BENCHMARK LENDING G The fund, alloted in August, would be used for 158 RATE BY UP TO 0.2% minor irrigation projects and 23 flood protection G On September 1, 2018, ICICI increased its lending rates projects, NABARD said in a statement. or MCLR by 0.15 percent G The minor irrigation projects are expected to benefit G The country's largest lender State Bank of India (SBI) 20,506 hectares, covering 3.09 lakh population in 699 has increased the lending rate by 20 basis points villages of 22 districts, while the flood protection across all tenors up to three years. projects would address the problem of rapid bank G Both the banks had last revised their MCLR in June, just erosion caused by rivers. before the second bi-monthly monetary policy review.

48 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com GOVT PROPOSES TO MERGE DENA BANK, INDIA SIGNS $74 MILLION LOAN PACT WITH VIJAYA BANK AND BANK OF BARODA WORLD BANK FOR UTTARAKHAND G India has signed a financing loan agreement with the World Bank for $74 million for Uttarakhand Workforce Development Project (UKWDP) G The objective is to improve the quality and relevance of training at priority Industrial Training Institutes (ITIs) and to increase the number of labour-market-relevant workers through short term training in Uttrakhand. G The project has three components improving the quality and relevance of ITI training; increasing the number of skilled workers certified under National Skills Qualification Framework (NSQE); and policy and institutional development and project management.

INDIA POST PAYMENTS BANK FORMALISES G The Centre proposed the amalgamation of state- AGREEMENT WITH BAJAJ ALLIANZ TO SELL owned Bank of Baroda, Dena Bank and Vijaya Bank LIFE-INSURANCE to create India's third largest bank as parts of reforms G India Post Payments Bank signed a five-year Corporate in the public sector banking segment. Agency Agreement with Bajaj Allianz Life Insurance Co. G The decision was taken at the meeting of a ministerial Ltd. to provide life insurance products to its consumers. panel headed by Finance Minister Arun Jaitley which G "It will be a simple term-product with accidental oversees merger proposals of state-owned banks. cover; very easy-to-understand," said Tarun Chugh, G The Alternative Mechanism took the view that MD and CEO, Bajaj Allianz Life Insurance. I aspirations of the fastest growing economy have to G Postmen and 'Grameen Dak Sevaks' will be involved be supported by stronger and globally competitive in selling insurance solutions. These products will be B banks with increased choices to the stakeholders. initially available in 3250 access points in IPPB's T

Accordingly, it was decided to consolidate the three network. Later it will be extended to 155,000 post Institute banks. offices throughout India. Pvt. Ltd

STAR AGRI FINANCE SIGNS MOU WITH KARUR RBI HIKES REPO RATE BY 25 BPS FOR SECOND VYSYA BANK TIME IN A ROW G Star Agri Finance Ltd, a subsidiary of Star Agri G The Reserve Bank on hiked repo rate by 25 basis points Warehousing and Collateral Management Ltd, today to 6.50 per cent in its third bi-monthly monetary policy signed a MoU with private sector Karur Vysya Bank to review of 2018-19. provide financial assistance to commodity traders and G Repurchase rate, or repo, is the rate at which the RBI farmers. lends money to commercial banks in the event of any G Under the memorandum of understanding, the shortfall of funds. assistance would be provided to the targeted sections G RBI also raised the average inflation projection for the against their commodities stored in warehouses of second half of the to 4.8% from 4.7% in june. StarAgri Finance, a joint statement from the NABARD SANCTIONS RS 772 CRORE FOR companies. WATER PROJECTS IN HARYANA G Micro-lending would be provided to traders and G NABARD has sanctioned Rs 722 crore for eight water farmers in Tamil Nadu, Karnataka, Andhra Pradesh and projects in the rural areas of Haryana. Maharashtra. G Works on these projects, which will supply water to G The Partnership would ensure credit facilities to the 256 villages and 72 hamlets and the state government rural customers through a formal lending system has sent three more project proposals, costing Rs enabling them to grow their farm business. 236.85 crore, to NABARD for financial assistance.

MAKE MY EXAM – NOVEMBER 2018 49 www.makemyexam.in & www.ibtindia.com INDIA'S GDP GROWTH MAY RISE TO 7.5% RBI TO PAY RS 50,000 CRORE DIVIDEND TO THIS FISCAL: MORGAN STANLEY REPORT GOVERNMENT FOR FY 18 G India's economic growth is likely to pick up further in the April-June period and the country is expected to clock GDP growth of 7.5 per cent in this financial year, says a Morgan report. G Consumer Price Index inflation to remain slightly above the inflation target of 4% and the current account deficit below 2.5% of GDP. G In aggregate, GDP growth to pick up to 7.5 per cent in this financial year as against 6.7 per cent in 2017-18. G The Reserve Bank of India(RBI) said it has decided to SBI TIES UP WITH JIO TO ACCELERATE pay a dividend of Rs. 50,000 crore to the union DIGITAL TRANSACTION government for the year ending June 30,2018. G The RBI had last year transferred a surplus of Rs 30,659 crore as dividend to the government for the year ended June 30,2017 which was less than half of what it paid in the previous year. G RBI surplus forms sizeable chunk of revenue which government earns under head of 'non-tax', which is mainly dividends distributed by state owned firms.

SBI RANKED AS INDIA'S MOST PATRIOTIC I BRAND B G Country's largest lender State Bank of India (SBI) is T G State Bank of India has inked a pack with Reliance Jio considered to be the most patriotic brand , according infocomm to integrate its digital banking solution Yono to a survey, followed by Tata Motors, Patanjali, Institute Pvt. Ltd with My jio application to boost digital payment. Reliance Jio and BSNL. G Existing Jio customers will get the benefits either by G Around 16% respondents ranked SBI to be the most downloading Yono on their handsets or at the time of patriotic brand overall, followed by Tata Motors and replacement Cycle. Patanjali with 8% each, and Reliance Jio and BSNL with 6% each, the survey conducted by UK-based online G The Aim of this tie up is to boost digital payment market research and data analytics firm YouGov. G It is a 30:70 Joint Venture between SBI and Reliance. G The survey, which covered 152 brands across 11 categories, is based on data collected online by SBI LAUNCHES MOPAD, A UNIFIED PAYMENT YouGov Omnibus among 1193 respondents in the TERMINAL country between 2 August and 8 August using its panel G State Bank of India, the largest lender with a fifth of of an online representation of India. the market share, launched a payment machine that ANDHRA BANK RAISES MCLR BY 0.15% FOR would help merchants eliminate the multiple choices VARIOUS TENORS that they keep to Facilitate transactions from cards G State owned Andhra bank has increased the marginal to QR code based payments. cost of funds based lending rate (MCLR) by 0.15 per G The new device titled MOPAD is a Point of Sale(POS) cent to up to 8.70 per cent for various tenors. terminal that would along with cards accept payments G The move will make consumer loans such as auto, car through UPI, Bharat QR, and SBI Buddy wallet. and home loans costlier for buyers. G MOPAD stands for Multi Option Payment Acceptance G Andhra Bank increased the MCLR by 0.05 percent to Device. up to 8.55 percent for various tenor.

50 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com INTERNET SOCIETY INKS PACT WITH ISPAI TO SECURE INTERNET INFRASTRUCTURE G The Internet Society (ISOC) said it has partnered with Internet Service Providers Association of India (ISPAI) to undertake activities to promote security of network infrastructure in India to make the web safe for BEL GETS CONTRACT FOR SURFACE-TO-AIR businesses and consumers alike. MISSILES G The agreement will see the two partners undertake initiatives and activities in India to promote 'Mutually Agreed Norms for Routing Security (MANRS)' a programme whose objective is to improve the resilience and security of the routing infrastructure. G Both ISOC and ISPAI share a mutual vision of an open and global Internet that enables innovation and social opportunities.

PAYTM MONEY ENTERS MUTUAL FUNDS DOMAIN WITH SIPS STARTING AT JUST RS 100 G A Rs 9,200 crore order for supply of seven long range G Paytm Money Ltd, the wholly-owned subsidiary of surface-to-air missile (LRSAM) systems has pushed the One97 Communications Ltd targets to sell mutual fund order book of state-run Bharat Electronics Ltd beyond to around 25 million people in the next three to five Rs 50,000 crore for the first time in a single financial year. years, according to a senior executive. G The company has entered into contracts worth about G The investment and wealth management app offers I Rs 9,200 crore with Mazagon Dock Limited (MDL) and mutual fund investment products at zero fees and Garden Reach Shipbuilders and Engineers (GRSE) to B commissions along with up to 1% higher returns. supply LRSAM systems. T G Investors must complete Know Your Customer (KYC) G BEL is state-owned leading defence electronics Institute formalities and create their risk profiles, which is Pvt. Ltd company. It is one of nine PSUs under the Union stored in the app. These will be displayed every time Ministry of Defence of India. the investor checks out a scheme, before actually UKRAINE LAUNCHES JOINT MILITARY DRILLS buying it. WITH NATO MEMBERS INDIAN NAVY BEATS 22 OTHER TEAMS TO WIN G Ukraine launched joint military exercises with the KAKADU-18 CUP United States and a string of other NATO countries as tensions with Russia remain high over the Kremlin- G The Indian Navy left its mark in Australia as it backed insurgency in the country's east. participated in a multilateral maritime exercise involving 27 navies. G The annual Rapid Trident military exercises, taking place in the western Ukrainian village of Starychi until G Exercise KAKADU, which started in 1993, is a premier September 15, involve some 2,200 soldiers from 14 multilateral regional maritime engagement hosted by countries. the Royal Australian Navy and supported by Royal Australian Air Force. G Its main goal is to practice countering armed aggression in conditions of the hybrid war. G KAKADU 2018 is a biannual joint exercise taking place G The exercise is composed of multinational, brigade- both ashore and at sea off the coast of Darwin. level, computer-assisted command post exercise, that G The exercise KAKADU derives its name Kakadu is integrated with battalion-level field training National Park which is a protected area in the excercise and platoon-level situational training northern territory of Australia, 171 km south-east exercise. of Darwin.

MAKE MY EXAM – NOVEMBER 2018 51 www.makemyexam.in & www.ibtindia.com NEPAL REFUSES TO PARTICIPATE IN FIRST INDIA'S FIRST MISSILE TRACKING SHIP IS BIMSTEC JOINT MILITARY EXERCISE READYING FOR SEA TRIALS G Hindustan Shipyard Limited (HSL) is gearing up to undertake sea trials of India's first missile tracking ship by the first week of October. G The keel of the ship, which was laid on June 30, 2014, is being built for the National Technical Research Organisation, the technical intelligence agency working directly under the supervision of the Prime Minister's Office and the National Security Adviser. G This will be the first of its kind ocean surveillance ship being built as part of the efforts under the NDA government to strengthen the country's strategic weapons programme. G The ship was built inside the covered dry dock. It has the capacity to carry 300-strong crew with hi-tech gadgets and communication equipment, powered by G The Nepal Army will not participate in the first ever joint two diesel engines, and a large deck capable of military exercise of BIMSTEC nations in India next week helicopter landing. G The proposal for the joint military drill was first INDIAN NAVY SHIPS & AIRCRAFT ARRIVE IN forwarded by the Indian Army in June, followed by an SRI LANKA TO PARTICIPATE IN JOINT initial meeting of BIMSTEC senior army officials in New EXERCISE SLINEX-2018 Delhi. G Indian navy ships and aircraft have arrived in Sri Lanka I G The first BIMSTEC field training exercise will be to take part in the joint exercise SLINEX-2018 to be B conducted at Foreign Training Node at Aundh in Pune, held with Sri Lankan navy at Trincomalee Maharashtra from September 10 and 16, 2018. G The exercise which was previously held biannually has T been converted to an annual event from this year to G Nepal will not take part in the BIMSTEC joint military Institute enhance cooperation in the maritime domain and to Pvt. Ltd exercise. This is the official decision of the government. further strengthen mutual trust and interoperability OPENING CEREMONY: INDO-KAZAKHSTAN between the two navies. JOINT EXERCISE KAZIND 2018 G The scope of the week-long exercise has been significantly increased this year with three ships, two G Exercise KAZIND-2018, a joint military exercise maritime patrol aircraft and one helicopter between Indian and Kazakhstan Armies, commenced participating from the Indian side. in Otar Military Area, Kazakhstan. G This is the third edition of joint military training PUNE TO HOST FIRST JOINT MILITARY exercise between Indian Army and Kazakhstan Army. EXERCISE WITH BIMSTEC COUNTRIES The 14 day long joint exercise is being conducted from G The first joint military exercise of the seven member 10 Sep to 23 Sep 2018. countries of the Bay of Bengal Initiative for Multi- G The Kazakh contingent is represented by Military Base Sectoral Technical and Economic Cooperation (BIMSTEC), with a focus on counter-terrorism in semi- 85395 while the Indian side is represented by 5 urban areas, is set to commence in Pune on LADAKH SCOUTS Regiment. September 10. G The joint training aims to build & promote army to G The week-long field training exercise, named MILEX- army relations and exchange skills & experiences 18, is to be held between September 10 and 16 at between Indian Army and the Kazakhstan Army. the city's Aundh Military Station. G Ex KAZIND-2018 will contribute immensely in G The exercise will include training in search-and-cordon developing mutual understanding and respect for operations and handling and neutralisation of improvised each other's military. explosive devices (IEDs) among other things.

52 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com INDIAN AIR FORCE SUCCESSFULLY CARRIES VOSTOK 2018 WAR GAMES WILL BE RUSSIA'S FIRST-EVER MID-AIR REFUELLING OF LARGEST SINCE 1981 FIGHTER AIRCRAFT TEJAS G A dry run of mid-air refuelling of Tejas fighter jet by an Indian Air Force aircraft was successfully conducted. G The test conducted involved a dry linkup, meaning no fuel was actually transferred between Indian Air Force Il-78 tanker and Tejas fighter jet through its air-to-air refuelling probe. G For this test, Russian-built IL-78 MKI tanker was launched from IAF's base in Agra while LCA Tejas G Russia is set to hold its largest military drills in almost fighter was launched from Gwalior. four decades INDO-US JOINT MILITARY EXERCISE YUDH G Dubbed Vostok 2018, the massive exercise will involve ABHYAS 2018 nearly 300,000 troops, more than 1,000 planes, helicopters and drones, and up to 36,000 tanks, G As part of the ongoing Indo-US defence cooperation, armored personnel carriers and other vehicles, as well a joint military training Exercise Yudh Abhyas 2018 is as up to 80 ships and other vessels scheduled to be conducted in the foothills of Himalayas at Chaubattia in Uttarakhand from 16 G Vostok 2018 will taking place at a time of heightened September to 29 September 2018. tensions between the West and Russia, which is concerned about the build-up of the NATO military G This will be the 14th edition of the joint military alliance on its western flank. exercise hosted alternately by both countries. G The joint exercise Yudh Abhyas 2018 will simulate a SUCCESSFUL TEST FLIGHT LANDS AT I scenario where both nations will work together in SINDHUDURG AIRPORT B counter insurgency and counter terrorism G A familiarization flight from Mumbai to Sindhudurg environment in mountainous terrain under United landed at Parule Chipi Greenfield airport in Sindhudurg T Institute Nation charter. district of the Konkan region of Maharashtra. Pvt. Ltd G With this successful test flight access to the Konkan BSNL, UNLIMIT INK PARTNERSHIP FOR IOT/ coast of Maharashtra will become easier and some M2M SERVICES IN INDIA of Maharashtra's top tourist attractions will become G Unlimit, end-to-end IoT service provider in India accessible to visitors from all over India. announced its partnership with State-owned Bharat G The airport is located between Malvan and Vengurla, Sanchar Nigam Limited (BSNL) to offer comprehensive the Tarkarli beach and Sindhudurg fort are 20 kms away. Internet of Things (IoT) solutions and services to the enterprise customers across India. COAST GUARD COMMISSIONS PATROL VESSEL G The partnership between Unlimit and BSNL will VIJAYA COMMISSIONED BY DEFENSE leverage seamless wireless network footprint pan SECRETARY India to provide its solutions and services across G Indian Coast Guard Ship Vijaya, the second in the industries. series of 98 m offshore patrol vessels (OPVs), was G BSNL's connectivity especially in Rural India will help commissioned by Defense Secretary Sanjay Mitra in Unlimit further penetrate the India enterprise market, the presence of Rajendra Singh, Director-General, focusing on industries such as automobile, digital Indian Coast Guard, in Chennai manufacturing, transportation, logistics, public-sector G Designed and built indigenously by Larsen & Toubro, enterprises and agriculture. the OPV is fitted with advanced technology navigation G This Partnership focus on Industries such as and communication equipment and sensors. automobile, digital manufacturing, transportation, G It is fitted with a 30 mm gun and will be fitted with a logistics, public-sector enterprises and agriculture. 12.7 mm gun with fire control system.

MAKE MY EXAM – NOVEMBER 2018 53 www.makemyexam.in & www.ibtindia.com 23. If a, m, n are positive real numbers and a ≠ 0, then loga mn = loga m + loga n 24. If a, m, n are positive real numbers, a ≠ 0, then loga (m/n) = loga m – loga n 25. If a and m are positive real numbers, a ≠ 01 then n loga m = n loga m 26. If a, b and k are positive real numbers, b ≠ 0 , k ≠ 0, then logb a = logk a/logk b 27. logb a = 1/loga b where a, b are positive real numbers, Quantitative Aptitude a ≠ 0, b ≠ 0 28. if a, m, n are positive real numbers, a ≠ 0 and if loga m = log n, then m = n ALGEBRAIC IDENTITIES a 29. For an arithmetic progression (A.P.) whose first term Some of the very important and useful algebraic identities :- is (a) and the common difference is (d). 1. an = a.a.a . . . n times i) nth term = tn = a + (n–1) d 2. am.an = am+n ii) The sum of the first (n) terms = Sn = n/2 (a + l) = n/2 3. am/an = am–n if m > n {2a + (n – 1) d} = 1 if m = n where l = last term = a + (n – 1) d. 30. For a geometric progression (G.P.) whose first term is = an–m if m< n;a ∈ R, a ≠ 0 (a) and common ratio is (r), 4. (am)n = amn = (an)m i) nth term = tn = ar n–1. 5. (ab)n = an.bn ii) The sum of the first (n) terms: n n n 6. (a/b) = a /b Sn = ar/(1 – rn) if r < 1 I 0 7. a = 1 where a ∈ R, a ≠ 0 = ar/(rn –1) r 1 –n n n –n B 8. a =1/a , a =1/a = na if r = 1. T 9. ap/q = q 31. For any sequence {tn}, Sn – Sn – 1 = tn where Sn = a p Institute Sum of the first (n) terms. Pvt. Ltd m n 10. If a = a and a ≠ 0, then m = n 32. Sum of first n natural numbers = n/2×(n + 1). n n 11. If a = b where n ≠ 0, then a = b 33. Sum of squares of first n natural numbers = n/6× 12. (Binomial Theorem) (n + 1) × (2n + 1). (a + b)n = an + nan–1 b + n (n – 1)/2! an–2 b2 + n (n – 1) 34. Sum of cubes of first n natural numbers = n2/4×(n + 1)2. (n – 2)/3! an–3 b3 + .+ bn, n > 1. EXAMPLES 13. (a + b)2 = a2 + 2ab + b2; a2 + b2 = (a+b)2 – 2ab 14. (a – b)2 = a2 – 2ab + b2; a2 + b2 = (a – b)2 + 2ab 1. (x + y – z – 1)2 + (z + x – y – 2)2 + (z + y – x – 4)2 = 0 15. (a + b + c)2 = a2 + b2 + c2 + 2 (ab + bc + ca) then find x + y + z = ? 16. (a + b)3 = a3 + b3 + 3ab (a + b); a3 + b3 = (a+b)3 – 3ab x + y – z – 1 = 0 x + y – z = 1 (a + b) z + x – y = 2 z + y – x = 4 3 3 3 3 3 3 17. (a – b) = a – b – 3ab(a – b); a – b = (a – b) + 3ab And (a – b) x + y + z = 7 18. a2 – b2 = (a+b) (a – b) 2. if 5x2 + 4xy + y2 + 2x + 1 = 0; find xy 19. a3 – b3 = (a – b) (a2 + ab + b2) x2 + 2x + 1 + 4x2 + y2 + 4xy = 0 20. a3 + b3 = (a + b) (a2 – ab + b2) (x + 1)2 + (2x + y)2 = 0 21. a3 + b3 + c3 – 3abc =1/2 (a + b + c) [(a – b)2 + (b – c)2 + (c – a)2] x + 1 = 0 2x + y = 0 a3 + b3 + c3 = 3abc ,If (a + b + c) = 0 x = – 1 – 2 + y = 0 22. an – bn = (a – b) (an–1 + an–2 b + an–3 b2 + .... + bn–1) y = 2

54 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com 3. if a = 999, b = 998 c = 995 2 + 1 3 + 1 1 2 2 2 x ; x ; x + a + b + c – ab – bc – ca = ? x2 x3 x 2 2 2 a + b + c – ab – bc – ca 432++++ xxxx3531 = ? 1 ⎡⎤222 x41+ = ⎢⎥()()()ab–––++ bc ca 2 ⎣⎦ divide by x2 1 ⎡⎤22 2 31 = ()22–4++ () ( ) xx2 ++++35 ⎣⎦⎢⎥ 2 2 ∴ x x 2 1 1 x + ×24 = 12 Ans. 2 2 x 13 If a = 99, b = 97, c = 95 xx2 ++++35 2 a3 + b3 + c3 – 3abc ∴ x x 2 1 x + 1 ⎡⎤222 x2 = ()()()()abc++⎢⎥ ab––– + bc + ca 2 ⎣⎦++( ) 43 ∴ 23 3 5 5 = Ans. 23 23 3 3 3 1 a + b + c – 3abc = ×++291[] 4 4 16 8. If x + y + z = 2S 2 z = 2S – x – y 1 = ××291 12 = 291 × 12 2 + z = S–Nxy S–N = 3492 Ans. a b Formula (S – x)3 + (S – y)3 + 3 (S – x) (S – y) z = ? a3 + b3 + c3 – 3abc = (a + b + c) (a2 + b2 + c2 – ab – bc (a + b)3 = a3 + b3 + 3ab (a + b) – ca) ∴ (S – x + S – y)3 3 3 3 I a + b + c – 3abc = 0 if ∴ (2S – x – y)3 B (i) a + b + c = 0 ∴ a ≠ b ≠ c ∴ z3 Ans. (ii) a2 + b2 + c2 – ab – bc – ca = 0 ∴ a = b = c 9. a = 25 T 3 3 3 Institute 4. if a + b + c – 3abc = 0 b = 27 Pvt. Ltd and a + b + c ≠ 0 c = 24 (i) a > b > c (ii) b < a < c abc333++–3 abc (iii) a < b < c (iv) a = b = c = ? ()()()ab–––222++ bc ca 5. if a3 + b3 + c3 = 3abc and a + b + c ≠ 0, a, b, c ∈ N 1 ⎡⎤222 ()()()()abc++⎢⎥ ab––– + bc + ca find a + b + c 2 ⎣⎦ ⇒ ⎡⎤()()()222++ (a) 2 (b) 4 (c) 6 (d) 8 ⎣⎦⎢⎥ab––– bc ca a = b = c = 2 put in (a + b + c) 11 ⇒ ()abc++ ⇒()25 + 27 + 24 ⎛⎞⎛⎞abbc+++ ca a b c 6. ++ ++ = ? 22 ⎜⎟⎜⎟++ + ⎝⎠⎝⎠cabbccaab 1 ⇒ ×⇒376 8 Ans. ∴ a = b = c 2 put a = b = c = 1 123 1005 10. ++++...... = 1200 3 xx++1 2 x + 3 x + 1005 6× = 9 Ans. 2 1 xx +++...... = ? 1 xx++1 2 x + 1005 7. If x + = 5 x 1 2 1005 ⇒ –1++ –1 ...... –1 = 1200 – 1005 Try to convert the over in the form xx++1 2 x + 1005

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––xx – x 36 –16 ∴ +++...... = 195 ab + bc + ca = = 10 xx++1 2 x + 1005 2 ⇒ 40 – 3abc = 6 (16 – 10) xx x ∴ +++...... = – 195 Ans xx++1 2 x + 1005 ⇒ – 3abc = – 4 abc 4 11. ++ = 2 ⇒ abc = xa––– yb zc 3 16. a + y + z = 8 xyz ++ = ? xy + yz + zx = 24 xa––– yb zc x3 + y3 + z3 – 3xyz = ? ∴ 2 + 3 = 5 Ans. x2 + y2 + z2 = 16 abcbaccab222––– 12. ++ = 1 ⇒ 8 (16 – 24) 222 abcbaccab+++ ⇒ 8 (– 8) = – 64 Ans. abc222 17. If x = and xy = 1 ++ = ? 526+ abcbaccab222+++ xy22++2 xy = 1 + 3 = 4 = ? 33+ 2 xy–3 xy abc2 – 2a ⇒ +1 = 1 abc2 + abc2 + = x 5–2 6 4 ⇒ 1 ⇒ 2 Ans. y = 2 x 13. x + y + z = 10 1 x2 + y2 + z2 = 30 x + = 10 I x 3 3 3 x + y + z – 3xyz = ? 1 B x2 ++2 x + y + z = 10 2 100 x = Ans. T ⇒ (x + y + z) (x2 + y2 + z2) – (xy + yz + zx) 1 x3 + –3 967 Institute 3 Pvt. Ltd ⇒ 10 (30 – 35) = – 50 x 2 2 2 x + y + z + 2 (xy + yz + zx) = 100 3– 2 32+ 18. x = , y = 70 32+ 3– 2 ∴ xy + yz + zx = 100 – 30 = = 35 2 xy22 14. x + y + z = 15 + = ? yx x2 + y2 + z2 = 83 1 x3 + y3 + z3 – 3xyz = ? y = x 225 – 83 xy + yz + zx = x = 5–2 6 2 = 71 1 = 526+ ⇒ 15 (83 – 71) x 1 ⇒ 15 × 21 x + = 10 x ⇒ 180 Ans. xy33+ 15. a + b + c = 6 ⇒ a2 + b2 + c2 = 16 xy x3 + y3 + z3 – 3xyz = ? 1 x3 + 3 3 3 3 a + b + c = 40 ⇒ x abc = ? 1 ⇒ 970

56 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com Parallel generations of mother: Maternal uncles, maternal Reasoning Ability aunts etc. Future generations of mother: Sons, daughters, grandsons, BLOOD RELATIONS granddaughters etc. Hello Readers, In the examinations, the questions are given in complicated Blood Relation can be of many types but in all type of way. In other words, in the given questions, the easy questions, you have to relate all the given relation one by one. relationship takes the complicated form and examinees are There are mainly two types of blood relatives: expected to solve this complication in order to find out the correct answer. How does an examinee get aid of this Blood relation from paternal side complication? For this, an examinees the given data in the Blood relation from maternal side question with a serious eye; then tries to establish relation Now, we will discuss both kind of relations one-by one. among elements of given data on the basis of certain logic Blood relation from paternal side : This type of blood and finally finds out the required answer. In fact complications relation can be further subdivided into three types: in the asked question occur because of the given indirect relation. It does mean questions are in the form of indirect Past generations of father: Great grandfather, great relation & one has to convert this indirect relation into direct grandmother, grandfather, grandmother etc. relation. For example “only son of my father” does mean ‘me’ Parallel generations of father: Uncles (Brothers of father) (myself)- Here in place of ‘me’ indirect relation has been given aunts (sisters of father) etc. in form of “only son of my father”. Similarly, “the only Future generations of father: Sons, daughters, grandsons, daughter of the parents in laws of the husband of Simona” granddaughters etc. does mean ‘Simona’ herself. In this example also the sentence Blood relation from maternal side: This type of blood “the only daughter of the parents in laws of the husband of relations can also be subdivided into three types: ‘Simona’ has been given in the form of indirect relation. Below Past generations of mother: Maternal great grandfather, are given some indirect relation in the form of a list. Examinees maternal great grandmother, maternal grandfather, maternal are required to them by heart. If are keeps this list in one’s I grandmother etc. mind, he/she will find it very easy to solve problems based on blood relations. B RELATION WHICH ARE REQUIRED - T

Institute • Father’s side – Paternal Pvt. Ltd • Mother’s side – Maternal • Mother’s or Father’s Father – Grandfather (Maternal or Paternal) • Mother’s or Father’s Mother – Grandmother (Maternal or Paternal) • Mother’s or Father’s Brother – Uncle • Mother’s or Father’s Sister – Aunt • Mother’s or Father’s Son – Brother • Mother’s or Father’s Daughter – Sister • Son’s Wife – Daughter-in-law • Daughter’s Husband – Son-in-law • Husband’s or wife’s Father – Father-in-law • Husband’s or wife’s Mother – Mother-in-law • Husband’s or wife’s Brother – Brother-in-law • Husband’s or wife’s Sister – Sister-in-law • Sister’s Husband – Brother-in-law • Brother’s Wife – Sister-in-law

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• Brother’s or Sister’s Son – Nephew • Brother’s or Sister’s Daughter – Niece • Uncle’s or Aunt’s Son or Daughter – Cousin (He is considered as First Cousin) • Son or Daughter of the First Cousin – Cousin (He is mainly addressed as Second Cousin) • Grandson’s or Grand Daughter’s Son – Great Grand son • Grandson’s or Grand Daughters’s Daughter – Great Grand Daughter • Father’s or Mother’s Aunt – Grand Aunt or Grand Aunt • Father’s or Mother’s Uncle – Grand Uncle or Great Uncle • Real Brother or Sister (Common Parents) – Sibling GENERATION CHART REALTIONSHIP THROUGH DIAGRAM : GEN. I : Paternal Grandfather/ Paternal Grandmother/ Maternal Father-Son Grandfather/ Maternal Grandmother GEN. II : Father/Mother/ Paternal Uncle/ Maternal Uncle/ Paternal Aunt/ Maternal Aunt Father-Daughter θ GEN. III : Self(husband or wife)/ Brother/ Sister/ Cousins/ θ Brother-in-law/ Sister-in-law Mother-Son GEN. IV : Son/Daughter/ Niece/ Nephew/ Daughter-in-law/

I Son-in-law θ B Blood Relation Tricks: Mother-Daughter Blood relation tricks are given below; we hope these tricks θ T will be very helpful for you in bank and SSC exam: Institute QUESTIONS Pvt. Ltd TRICKS: • Read the question and try to solve statement generation Directions (1 - 5): Study the following information carefully wise or in hierarchy. and answer the questions given below : • Always Careful about gender (she, he, his, her). • KIRPAL is the brother of JASMINE. JASMINE is the mother • Put symbol on letter to determine gender. E.g. if A is of JUHI. male then write (+) OR A is female then write (-), it • JUHI is the sister of TOMY. TOMY is married to QIUNY. reduces error and confusion. SAHIL is the father of JASMIN. • Use different types of symbol to describe relationship • SAHIL has only one daughter. SAHIL is married to RUHI. type between two persons. • DEEHRAJ is the brother of KIRPAL. UMINY is the father For eg; if A and B are siblings then you can use symbol: of SAHIL.

A B 1. How is DHEERAJ related to JUHI? If A and B are couple, then you can use; (A) Cannot be determined (B) Mother (C) Uncle (D) Father A B If A is the parent of B, then you can use; (E) Aunt 2. If JUHI is married to PANKAJ, then how is SAHIL A related to PANKAJ? (A) Cannot be determined (B) Sister (C) Father-in-law (D) Sister-in-law

B (E) None of these

58 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com 3. If UMINY is the father of ROHIT, then how is ANSWERS DHEERAJ related to ROHIT? (A) Cousin (B) Husband 1. (C) 2. (C) 3. (D) 4. (B) 5. (B) (C) Wife (D) Cannot be determined 6. (C) 7. (A) 8. (D) 9. (A) 10. (C) (E) Brother 1-5 : 4. How is DHEERAJ related to JASMINE? (+) Uminy (A) Cannot be determined (B) Brother (+) (–) (C) Father-in-law (D) Brother-in-law Sahil Ruhi (E) None of these 5. How is RUHI related to KIRPAL? (–) (–) (+) Kirpal Jasmine Dheeraj (A) Cannot be determined (B) Mother (C) Uncle (D) Father (–) (E) Aunt Juhi Tomy Quitny Directions (Q.6-10): Read the following information carefully 6. R+ 7. P– R+ and answer the questions given below it. 'A + B' means 'A is the father of B'; – S+ P Q 'A - B' means 'A is the wife of B'; 'A × B' means 'A is the brother of B'; Q 'A ÷ B' means 'A is the daughter of B'. 8. Q 6. If P ÷ R + S + Q, which of the following is true?

(a) P is the daughter of Q (b) Q is the aunt of P – P R+ (c) P is the aunt of Q (d) P is the mother of Q I 9. P– R+ Q (e) None of the above – B 10. P R+ Q+ 7. If P - R + Q, which of the following statements is true? T (a) P is the mother of Q (b) Q is the daughter of P Institute (c) P is the aunt of Q (d) P is the sister of Q Pvt. Ltd (e) None of the above 8. If P × R ÷ Q, then which of the following statements is true? (a) P is the uncle of Q (b) P is the father of Q (c) P is the brother of Q (d) P is the Son of Q (e) None of the above 9. If P × R - Q, which of the following is true? (a) P is the brother-in-law of Q (b) P is the brother of Q (c) P is the uncle of Q (d) P is the father of Q (e) None of the above 10. If P - R × Q, which of the following is true? (a) P is the brother-in-law of Q (b) P is the brother of Q (c) P is the sister of Q (d) P is the father of Q (e) None of the above

MAKE MY EXAM – NOVEMBER 2018 59 www.makemyexam.in & www.ibtindia.com Passive Voice : Formula: S + was/were + past participle + by object ACTIVE AND PASSIVE VOICE Example: In English, the verb form which indicates whether the subject Active: The teacher called the students. (person or object) of a sentence do something or something Passive: The students were called by the teacher. has been done on the subject called the voice. A sentence that begin with the subject or the object to determine whether the 4. Passive voice in Past Continuous Tense sentence was categorized as active or passive voice sentences. Active Voice : Formula: S + was/were + being + past For example, when a sentence has one auxiliary verb, such as participle + by object am, are, is, been, being, be, and past participle of verbs like Passive Voice : Formula: S + was/were + being + past written, driven, drawn, known, learned, broken, discovered; participle + by object the sentence is a passive voice. Example: The Rules to Change the Sentences from Active to Passive Form Active: I was waiting for Dina. 1. The sentence must have objects (transitive verb). If Passive: Dina was being waited by me. there is no object then there must be question word 5. Passive voice in Past Perfect Tense who asks the object. Active Voice : Formula: Subject + had + past participle 2. Object active sentence became the subject of passive + object sentences. Passive Voice : Formula: S + had been + past participle 3. Subject or active sentences into passive sentences that + by object preceded the object word “by”. Example: 4. The verb used is verb III (past participle) which Active: He had left that place. I proceeded by to be. B 5. The adjusted sentence structure by tenses. Passive: That place had been left by him. T The Form of Active Voice and Passive Voice in Tenses 6. Passive voice in Simple Future Tense Institute 1. Passive voice in Simple Present Tense Active Voice : Formula: Subject + will + infinitive + Pvt. Ltd object Active Voice : Formula: Subject + infinitive + object Passive Voice : Formula: S + will + be + past participle Passive Voice : Formula: S + to be + past participle + + by object by object Example: Example: Active: Simson cares the lion. Active: I shall read a newspaper. Passive: The lion is cared by Simson. Passive: A newspaper will be read by me. 2. Passive voice in Present Continuous Tense 7. Passive voice in Future Continuous Tense Active Voice : Formula: Subject + to be (is, am, are) + Active Voice : Formula: Subject + will be + present present participle + object participle + object Passive Voice : Formula: S + to be (is, am, are) + being Passive Voice : Formula: S + will + be + ing + past + past participle + by object participle + by object Example: Example: Active: Bobby is drawing a nice scenery Active: He will be doing a test tomorrow. Passive: A nice scenery is being drawn by Bobby Passive: A test will be being done by him tomorrow. 3. Passive voice in Simple Past Tense 8. Passive voice in Past Future Tense Active Voice : Formula: Subject + past participle + Active Voice : Formula: Subject + would + infinitive + object object

60 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com Passive Voice : Formula: S + would + be +past participle Example: + by object Active: He might meet Dewi. Example: Passive: Dewi might be met by him. Active: I would buy a book tomorrow. Verbs Followed by Modals (Can, could, may, might, Passive: A book would be bought by me. would, should, ought) The following tenses cannot be changed into passive The form of the verb is the same as that of a verb in the voice. Simple Future Tense, i.e., modal auxiliary + be + III form. • Present perfect continuous tense. Active Voice: You can do this work. • Past perfect continuous tense. Passive Voice: This work can be done by you. • Future perfect continuous tense. Active Voice: Police could not catch the thief. Active and passive voice using Modals Passive Voice: The thief could not be by police. 1. Active and Passive voice using “Can” Active Voice: You may read this book. This modal applies to all subjects. The sentence patterns Passive Voice: This book may be read by you. are: Active Voice: He might suffer a great loss. Active Voice : S + can + infinitive + object Passive Voice : S + can be + past participle + by object Passive Voice: A great loss might be suffered by him. Example: Active Voice: You should respect your parents. Active: She can sell the car every time. Passive Voice: Your parents should be respected by you. Passive: The car can be sold by her every time. Active Voice: She would teach us today. 2. Active and Passive voice using “May” Passive Voice: We would be taught by her today. I This modal applies to all subjects. The sentence patterns Active Voice: We must help the poor. B are: Passive Voice: The poor must be helped by us. Active Voice : S + may + infinitive + object T Active Voice: We ought to respect our elders. Institute Passive Voice : S + may be + past participle + by object Pvt. Ltd Passive Voice: Our elders ought to be respected by us. Example: Active: He may sell the house. Passive: The house may be sold by him. 3. Active and Passive voice using “Must” This modal applies to all subjects. The sentence patterns are: Active Voice : S + must + infinitive + object Passive Voice : S + must be + past participle + by object Example: Active: He must finish his duty in a week. Passive: His duty must be finished by him in a week. 4. Active and Passive voice using “Might” This modal applies to all subjects. The sentence patterns are: Active Voice : S + might + infinitive + object Passive Voice : S + might be + past participle + by object

MAKE MY EXAM – NOVEMBER 2018 61 www.makemyexam.in & www.ibtindia.com BANKING AWARENESS The following are the essential features of a Promissory note,: • The promise must be in writing. NEGOTIABLE INSTRUMENT • The promise must be signed by the maker or payer. • The promise must be unconditional. INTRODUCTION • The amount to be paid must be definite in terms of A Negotiable Instrument is that document that includes a money. 'promise to pay' a certain amount of money to the bearer of the document. It's a mode of transferring a debt from one • It must be payable on demand or at a fixed or person to another. Negotiable Instruments are always in written determinable future date. form. Examples of Negotiable instruments are - a cheque, a • It must be payable to a definite person. The Payee must promissory note, a bill of exchange. be certain. DEFINITION OF A NEGOTIABLE INSTRUMENT • Promissory note must bear stamp at the rate prescribed Documents of a certain type which are used in commercial by law of a country. transactions and monetary dealings, are known Negotiable • There are two parties a promissory note, instruments. I. Maker "Negotiable" means transferable by delivery and II. Payee "Instrument" means a written document by which a right is Parties to a Promissory Note: created in favor of some person. Thus, negotiable instrument There are primarily two parties involved in a promissory note. means a document which is transferable by delivery. They are i.e. According to Section 13(i) of negotiable instrument Act, 1881 • The Maker or Drawer - the person who makes the note a negotiable instrument includes and means a promissory note, and promises to pay the amount stated therein. In the bill of exchange or cheque. above specimen, Sanjeev is the maker or drawer. CHARACTERISTICS OF A NEGOTIABLE • The Payee - the person to whom the amount is payable. I INSTRUMENT In the above specimen it is Ramesh. B • Freely transferrable: The property in a negotiable In course of transfer of a promissory note by payee and others, T instrument gets transferred by a simple process of mere the parties involved may be - delivery if it is payable to bearer, endorsement and • The Endorser - the person who endorses the note in Institute Pvt. Ltd delivery or payable to order. favour of another person. In the above specimen if • Recovery: One can sue upon the instrument in his own Ramesh endorses it in favour of Ranjan and Ranjan name. Presumption as to considerations: These also endorses it in favour of Puneet, then Ramesh and instruments are presumed to have been made, drawn, Ranjan both are endorsers. accepted, endorsed, negotiated or transferred for • The Endorsee - the person in whose favour the note is consideration. negotiated by endorsement. In the above, it is Ranjan • Payable to order or bearer: It must be payable either to and then Puneet. order or bearer. Bill Of Exchange • Holder's title free from all defects: The holder (one who A bill of exchange is a binding agreement by one party to pay acquires the instrument in good faith and for a fixed amount of cash to another party as of a predetermined consideration) in due course gets title free from all date or on demand. Bills of exchange are primarily used in defects. international trade. Their use has declined as other forms of • Presumption as to holder: Every holder of negotiable payment have become more popular. instrument is presumed to be holder in due course. There are three entities that may be involved with a bill of KINDS OF NEGOTIABLE INSTRUMENT exchange transaction. They are: • Drawee: This party pays the amount stated on the bill Promissory Note : Promissory Note means a paper with a of exchange to the payee. writing which has a promise. But it does not mean that we write "I owe You" and it becomes a PN. When a person issues • Drawer: This party requires the drawee to pay a third a promissory note, he/ she would have to stamp it as per the party (or the drawer can be paid by the drawee. Indian Stamp Act and normally a revenue stamp is affixed on • Payee: This party is paid the amount specified on the the PN signed by the promissory. bill of exchange by the drawee.

62 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com A bill of exchange normally includes the following • It contains an unconditional order. information: • It is issued on a specified banker only. Title: The term "bill of exchange" is noted on the face of the • The amount specified is always certain and must be document. clearly mentioned both in figures and words. Amount: The amount to be paid, expressed both numerically • The payee is always certain. and written in text. • It is always payable on demand. As of: The date on which the amount is to be paid. Can be • The cheque must bear a date otherwise it is invalid and stated as a certain number of days after an event, such as a shall not be honoured by the bank. shipment or receipt of a delivery. Types of Cheques: Payee: States the name (and possibly the address) of the party to be paid. 1. Bearer Cheque: When the words "or bearer" appearing on the face of the cheque are not cancelled, the cheque Identification number: The bill should contain a unique is called a bearer cheque. The bearer cheque is payable identifying number. to the person specified therein or to any other else who Signature: The bill is signed by a person authorized to commit presents it to the bank for payment. However, such the drawee to pay the designated amount of funds. cheques are risky, this is because if such cheques are Features of a bill of exchange: lost, the finder of the cheque can collect payment from • A bill must be in writing, duly signed by its drawer, the bank. accepted by its drawee and properly stamped as per 2. Order Cheque: When the word "bearer" appearing Indian Stamp Act. on the face of a cheque is cancelled and when in its • It must contain an order to pay. Words like 'please pay place the word "or order" is written on the face of the Rs 5,000/- on demand and oblige' are not used. cheque, the cheque is called an order cheque. Such a • The order must be unconditional. cheque is payable to the person specified therein as the payee, or to any one else to whom it is endorsed • The order must be to pay money and money alone. I (transferred). • The sum payable mentioned must be certain or capable B 3. Uncrossed / Open Cheque: When a cheque is not of being made certain. crossed, it is known as an "Open Cheque" or an T • The parties to a bill must be certain. "Uncrossed Cheque". The payment of such a cheque Institute Pvt. Ltd Cheques can be obtained at the counter of the bank. An open Cheque is an important negotiable instrument which can be cheque may be a bearer cheque or an order one. transferred by mere hand delivery. Cheque is used to make 4. Crossed Cheque: Crossing of cheque means drawing safe and convenient payment. It is less risky and the danger of two parallel lines on the face of the cheque with or loss is minimized. without additional words like "& CO." or "Account If you have a savings bank account or current account in a Payee" or "Not Negotiable". A crossed cheque cannot bank, you can issue a cheque in your own name or in favour be encashed at the cash counter of a bank but it can of others, thereby directing the bank to pay the specified only be credited to the payee's account. amount to the person named in the cheque.Therefore, a cheque 5. Anti-Dated Cheque: If a cheque bears a date earlier may be regarded as a bill of exchange; the only difference is than the date on which it is presented to the bank, it is that the bank is always the drawee in case of a cheque. called as "anti-dated cheque". Such a cheque is valid The Negotiable Instruments Act, 1881 defines a cheque as a upto three months from the date of the cheque. bill of exchange drawn on a specified banker and not expressed 6. Post-Dated Cheque: If a cheque bears a date which is to be payable otherwise than on demand. Actually, a cheque yet to come (future date) then it is known as post-dated is an order by the account holder of the bank directing his cheque. A post dated cheque cannot be honoured earlier banker to pay on demand, the specified amount, to or to the than the date on the cheque. order of the person named therein or to the bearer. 7. Stale Cheque: If a cheque is presented for payment Features of a cheque: after three months from the date of the cheque it is called • A cheque must be in writing and duly signed by the stale cheque. A stale cheque is not honoured by the drawer. bank.

MAKE MY EXAM – NOVEMBER 2018 63 www.makemyexam.in & www.ibtindia.com 10. In which mode, the communication channel is used in COMPUTER AWARENESS both directions at the same time? 1. Multi user systems provided cost savings for small A. Full-duplex B. Simplex business because they use a single processing unit to C. Half-duplex D. None of the above link several 11. Which of the printers used in conjunction with A. Personal computers B.Workstations computers uses dry ink powder? C. Dumb terminals D. Mainframes A.Daisy wheel printer B. Line printer 2. The difference between memory and storage is that C. Laser printer D. Thermal printer memory is ___ and storage is __ 12. Daisy wheel printer is a type of A. Temporary, permanent B. Permanent, temporary A. Matrix printer B. Impact printer C. Slow, fast D. All of the above C. Laser printer D. Manual printer 3. Which of the following is the first computer to use 13. Which of these is considered intelligent CASE tool? Stored Program Concept? A. Workbench B. Toolkit A. UNIVAC B. ENIAC C. Upper CASE D. Lower CASE C. EDSAC D. None of above 14. Origin of internet can be tracked from 4. 1 nibble equals to A. Satellite networks A. 1 bits B. 2 bits B. Radio networks C. 4 bits D. 8 bits C. ARPANET (Advanced Research Projects Agency 5. The most commonly used standard data code to Network) represent alphabetical, numerical and punctuation D. None characters used in electronic data processing system is 15. System proposal is prepared in phase of SDLC. I called B A. Conception B. Initiation A. ASCII B. EBCDIC C. Analysis D. Design T C. BCD D. All of the above Institute 6. Hard disk is coated on both sides with Pvt. Ltd A. Magnetic metallic oxide B. Optical metallic oxide C. Carbon layer D. All of the above 7. The contents of information are stored in A. Memory data register B. Memory address register C. Memory arithmetic registers D. Memory access register 8. The programs which are as permanent as hardware and stored in ROM is known as A. Hardware B. Software C. Firmware D. ROM ware 9. Which of the following memories must be refreshed many times per second? A. Static RAM B. Dynamic RAM C. EPROM D. ROM

64 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com 16. A data warehouse 25. A protocol that allows a user to log on to a remote A. Contains numerous naming conventions and formats computer which is also known as remote login is .. B. Is organized around important subject areas A. FTP B. Telnet C.Contains only current data C. HTTP D. None D.None 26. A set of rules that enables a user to log on to another computer and transfer information between it & his/ 17. To connect networks of similar protocols, ..are her computer. used A. HTTP B. FTP A. Routers B. Gateways C. WWW D. None C. Bridges D. None 27. PSTN stands for 18...... is one reason for problems of data integrity A. Public Switched Transformation Network A. Data availability constraints B. Public Switched Telephone Network B. Data inconsistency C. Public Serviced Telnet Network C. Data redundancy D. None D. None 28. Home Page is also known as 19. Which of the following is an advantage of mounting A. Index Page B. Front Page an application on the web? C. Back Page D. None A. the possibility of 24-hour access for users 29. GPRS stands for B. creating a system that can extend globally A. Global Packet Radio Service C. standardizing the design of the interface B. Global Positioning Radio Service D. All of these C. General Packet Radio Service 20. Which of the following domains is used for profit D. None businesses? I 30. GSM stands for A. .com B. .edu B A. Global System for Mobile C. .net D. None T B. Global Service for Mobile 21. Which of the following domains is used for non-profit Institute Pvt. Ltd organizations? C. Global System for Mobile communication D. None A. .org B. .edu 31. TCP stands for C. .net D. None A. Transmission Control Protocol 22. Browsers can be classified into two types. They are B. Telnet Control Protocol A. Graphical & Text C. Transmission Channel Protocol B. Graphical & Navigational D. None C. Text & Pictorial 32. Proprietary Software is also called as D. None A. Closed Source Software 23. The displayed data over internet can be classified into two types. They are B. Open Source Software A. Static & Dynamic B. Graphical &Text C. Commercial Software D. None C. Data & Voice D. None 33. A product that is owned exclusively by a single 24. Which is an open source development environment to company that can only function properly, if it is used develop dynamic web pages? with other products owned by the same company? A. PHP (Hypertext Preprocessor) A. Proprietary Software B. XML B. Public Domain Software C. VB Script C. Commercial Software D. None D. None

MAKE MY EXAM – NOVEMBER 2018 65 www.makemyexam.in & www.ibtindia.com 34. Which of the following activity can be termed as B. The split-MAC architecture uses MAC addresses software piracy? to create a forward/fliter table A. Soft loading B. Counterfeiting C. Both A.&B. C. Renting D. All of these D. None 35. Linux is a type of .. Software 45. In ...... normal form, all non-key fields of data A. Open Source B. Public Domain structure are dependent on the whole key. C. Commercial D. None A. First B. Second 36. A coding language that is compatible with windows C. Third D. None servers which is used for increased functionality on a 46. Which of the following are tasks that may be completed website or to work with a database when configuring your e-mail client? A. HTML B. ASP A. Provide the IP address of your ISP's mail server C. XML D. None B. Provide the name of your e-mail account 37. A code that represents English characters as numbers and ranging from 0 to 127. C. All of these A. ASCII B. EBCDIC D. None of these C. BCD D. All of above 47. A pixel is a 38. An email feature, which is used to send a copy of an A. picture element or dot on a screen email to one or many other people at the same time B. point of ink on a laser printed page that you are sending it to the main recipient/s is called C. point of ink on an ink jet printed page A. CC B. BCC D. None C. To D. None 48. Expansion cards are inserted into 39. An email feature which is used to send someone a BCC I email, their email address will not show in the "to" field A. CPU B. Slots B A. CC B. BCC C. Peripheral devices D. None C. CC & BCC D. None 49...... is a communication technology used by some T 40. GUI stands for incoming mail servers. Institute Pvt. Ltd A. Graphic Uninstall/Install A. TCP B. POP3 B. Graphical User Interface C. FTP D. None C. General Utility Interface 50. Which of the following format for storing & backing D. None up computer data on tape that evolved from Digital 41. A ...... is a design tool that graphically shows the Audio Tape (DAT) technology? logic in a solution algorithm. A. Data Aggregation B. Digital Data Storage A. Hierarchy Chart B. Flow Chart C. Virtual Tape System D. None C. Structure Chart D. None 42. Programs designed to perform specific tasks related to . ANSWER KEY . managing computer resources are called 1. (C) 2. (A) 3. (C) 4. (C) 5. (A) A. System Software B. Utility Software 6. (A) 7. (A) 8. (C) 9. (B) 10. (A) C. Application Software D. None 11. (C) 12. (B) 13. (A) 14. (C) 15. (B) 43. A ...... contains buttons & menus that provide 16. (B) 17. (C) 18. (A) 19. (D) 20. (A) quick access to commonly used commands. 21. (A) 22. (A) 23. (A) 24. (A) 25. (B) A.menubar B. toolbar 26. (B) 27. (B) 28. (A) 29. (C) 30. (C) C. window D. None 31. (A) 32. (A) 33. (A) 34. (D) 35. (A) 44. What is the split - MAC Architecture? 36. (B) 37. (A) 38. (A) 39. (B) 40. (B) A. The split-MAC architecture uses MAC addresses to create a forward/filter table and break up 41. (B) 42. (B) 43. (B) 44. (A) 45. (B) collision domains. 46. (A) 47. (A) 48. (B) 49. (B) 50. (B)

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9. If x + y = 48, x – y = 22, then the value of 4xy (x2 + y2) is (A) 7880 (B) 8050 (C) 8160 (D) 8440

2 4 1 ⎛⎞1 10. If x + = 23, then the value of ⎜⎟x – will be x4 ⎝⎠x (A) 1 (B) 2 (C) 3 (D) 0 11. In an office there are 40% female employees. 50% Quantitative Aptitude of the male employees are graduates. The total 52% of employees are graduates out of 1800 employees. What is the number of female employees who are 1. 4416 ÷ (32 × 1.50) = ? graduates? (A) 64 (B) 75 (C ) 84 (D) 92 A. 362 B. 412 C. 396 D. 428 (E) None of these E. None of these 2. 130% of 840 – ? % of 1100 = 267 12. In an election only two candidates P and Q contested (A) 65 (B) 70 (C) 75 (D) 84 30% of the voters did not vote and 1500 votes were (E) None of these declared as invalid. The winner, P got 4700 votes more than his opponent thus he secured 51% votes of the ×× 3. 134.4 12.5 15 – 325 = ? total voters on the voter list. Percentage votes of the 16 loser candidate, Q out of the total voters on the voter (A) 800 (B) 1050 (C) 1150 (D) 1250 list is: A. 5.6%B. 3%C. 6.2%D. 5% (E) None of these E. 4.6% 4. 1170 ÷ 26 + (785 – 423 + ?) = 142560/324 I 13. 500 kg of ore contained a certain amount of iron. After (A) 37 (B) 33 (C) 38 (D) 43 the first blast furnace process, 200 kg of slag B (E) None of these containing 12.5% of iron was removed. The T

percentage of iron in the remaining ore was found to Institute 3 be 20% more than the percentage in the original ore. Pvt. Ltd 5. 870–45×+ 12 ? = 1110 5 How many kg of iron were there in the original 500 (A) 600 (B) 750 (C) 800 (D) 950 kg ore? (E) None of these A. 54.2 B. 58.5 C. 46.3 D. 42.4 E. 89.2 1 2 xx + 6 . If x – 3x + 1 = 0, then the value of 3 is 14. A school has raised 75% of the amount it needs for a x new school by receiving an average donation of Rs. (A) 9 (B) 18 (C) 27 (D) 1 1000 from the parents of the students. The people already solicited represent the parents of 60% of the 7. If x + y = 48, x – y = 22, then the value of 4xy students. If the School is to raise exactly the amount (x2 + y2) is needed for the new school, what should be the average (A) 7880 (B) 8050 (C) 8160 (D) 8440 donation from the remaining students to be solicited? A. Rs.800 B. Rs.900 C. Rs.850 D. Rs.500 8. If x = and y = , then the value of 23+ 2– 3 E. Rs.720 22 xy+ 15. When the price of a radio was reduced by 20%, its 3 is- xx3 + sale increased by 80%. What was the net effect on the 38 19 revenue? (A) (B) 100 100 A. 44% increase B. 44% decrease 19 19 C. 66% increase D. 75% increase (C) (D) 200 300 E. None of these

MAKE MY EXAM – NOVEMBER 2018 67 www.makemyexam.in & www.ibtindia.com

30 SOLUTIONS = x = 3–1 1. 4416 ÷ (32 ×1.5) =? 30 3+ 1 = 92 By rationalising it = × 2. 130% of 840 – ? % of 1100 = 267 3–1 3+ 1 65% of 840 – ? % of 550 = 133.5 7. Given, x + y = 48 = 442× = 82 ..Eq.(1) ?% of 550 = 546 – 133.5 x – y = 2 ..Eq(2) 100 = 412.5× Subtract Eq(2) from Eq(1) 550 We get, = 75 134.4×× 12.5 15 ⇒ 2x = 82+ 22 3. – 325 = ? 16 ⇒ 2x = 10 8.4 × 12.5 × 15 – 325 = ? 2 = 1575 – 325 ⇒ x = 52 = 1250 Substitute it in eq(1) 4. 1170 ÷ 26 + (785 – 423 + ?) = 142560/324 1170 ÷ 26 + (785 – 423 + ?) =440 ⇒ x + y = 82 45 + (362 + ?) = 440 ⇒ y = 82–x ? = 440 – 45 – 362 = 33 ⇒ y = 82–52 3 5. 870 – 45 × 12 + ? = 1110 ⇒ y = 32 I 5 2 2 1450 –75 × 12 + ? = 1850 ∴ 4xy(x + y ) B 1450 – 900 + ? = 1850 ⎡⎤22 ⇒ 4()52×+ 32⎢⎥() 52() 32 T 550 + ? = 1850 ⎣⎦ Institute = 1850 – 550 ⇒ 4(30) (50+18) Pvt. Ltd = 1300 ⇒ 120×68 6. x2 – 3x + 1 = 0 ⇒ 8160 ⎛⎞1 xx⎜⎟–3+ = 0 8. x + y = 4 + 34–3+ ⎝⎠x x + y = 8 ⎛⎞1 ⎜⎟x + = 3 x – y = 4 + ⎝⎠x 3–4+ 3 Now we know that , x – y = 23 3 ⎛⎞1 11⎛⎞ x = ⎜⎟x + = xx3 ++3⎜⎟ + 43+ ⎝⎠x x3 ⎝⎠x y = 4– 3 3 3 ++×1 (3) = x 33 Also, xy = 16– 3 = 13 x3 Thus, (x + y)2 = x2 + y2 + 2xy 3 ++1 27 = x 9 ⇒ 64 = x2 + y2 + 26 x3 ⇒ x2 + y2 = 38 3 + 1 x = 27 – 9 (x + y)3 = x3 + y3 + 3xy (x + y) x3 ⇒ x3 + y3 = 512 –312 1 x3 + = 18 ⇒ x3 + y3 = 200 x3

68 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com 11. Total employees = 1800 xy22+ ⇒ female employees = 40% 33+ xy male employees = 60% 38 19 50% of male employees = graduates = 30% ⇒ = 200 100 Female employees who are graduates = 22% 22% of 1800 = 396 9. Given, x + y = 48 12. Total voters on the voter list = x ⇒ 442× = 82 ..Eq.(1) 0.51x + 0.51x – 4800 = 0.70x – 1600 1.02x – 4700 = 0.70x – 1500 x – y = 22 ..Eq(2) x = 10000 Subtract Eq(2) from Eq(1) Votes of the loser candidate = 5100 – 4800 = 300 We get, Percentage votes of the loser candidate = 300/10000 * 100 = 3% ⇒ 2x = 82+ 22 13. Initially ‘x’ kg of iron in 500 kg ore. ⇒ 2x = 10 2 Iron in the 200 kg of removed = 200*12.5/100 = 25 kg. The percentage of iron in the remaining ore was found ⇒ x = 52 to be 20% more than the percentage in the original Substitute it in eq(1) ore So (x - 25)/300 = (120/100)* x/500 ⇒ x + y = 82 ⇒ x – 25 = 18x/25 ⇒ 7x = 625 ⇒ y = 82–x ⇒ x = 89.2 ⇒ y = 82–52 14. Let the number of parents be x who has been asked for the donations. ⇒ y = 32 People already solicited = 60% of x = 0.6x I 2 2 ∴ 4xy(x + y ) Remaining people = 40% of x = 0.4x B ⎡⎤22 Amount collected from the parents solicited = 1000 ⇒ 45() 2×+ 3 2() 5 2() 3 2 T ⎣⎦⎢⎥ *0.6x = 600x Institute 600x = 75%; Pvt. Ltd ⇒ 4(30) (50 + 18) Remaining amount = 25% = 200x ⇒ 120 × 68 Thus, Average donations from remaining parents ⇒ 8160 = 200x /0.4x = 500 1 x4 + ab 10. 4 = 23 15. Tricky approach = ab++ x 100 2 –20× 80 ⎛⎞2 1 ++ ⇒ ⎜⎟x + –2 = 23 –20 80 ⎝⎠x2 100 60 –16 = 44% [a2 + b2 + 2ab = (a + b)2]

2 ⎛⎞1 ⇒ ⎜⎟x2 + = 25 ⎝⎠x2 1 ⇒ x2 + = 5 x2

⎛⎞1 2 ⇒ ⎜⎟x –2+ = 5 ⎝⎠x

⎛⎞1 2 ⇒ ⎜⎟x – = 3 ⎝⎠x

MAKE MY EXAM – NOVEMBER 2018 69 www.makemyexam.in & www.ibtindia.com 10. Wrist : ? : : Ankle : Knee Reasoning Ability (A) Heel (B) Fingers 1. If cushion is called pillow, pillow is called mat, mat is (C) Foot (D) Elbow called bedsheet and bedsheet is called cover, which Direction (11-15) : Study the following information will be spread on the bed? carefully to answer the given question (A) cushion (B) pillow Eight friends Hasini, Isha, John, Kunal, Lavanya, Moni, Nisha (C) cover (D) mat and Olive are sitting in a row facing north. All of them like (E) None of these different cars - Swift, Ford, Hyundai, Land Rover, Mercedes, Audi, Duster and BMW. 2. If clock is called television, television is called radio, radio is called oven, oven is called grinder and grinder Nisha is neither an Immediate neighbor of John nor she likes is called iron, then where did a lady watch a serial ? Land Rover. Hasini sits fourth to the left of the one who likes Duster but does not like Ford. The person who likes (A) clock (B) television Audi sits third to the right of the one who likes Land Rover (C) radio (D) oven and sits on the immediate right of Hasini. The one who likes (E) None of these Land Rover sits at one of the extreme ends of the row. Isha 3. If 'paper' is called 'eraser', eraser is called 'bag', 'bag' does not like Land Rover. Moni is an immediate neighbor of is called 'scale', scale is called 'pencil' and pencil is both Nisha and John. Olive sits at one of the extreme ends of called 'paper', what will a person erase with? the row but he does not like Land Rover. The one who likes (A) paper (B) eraser BMW sits second to the right of the one who likes Hyundai. (C) bag (D) scale The one who likes Audi and Ford are immediate neighbors. Lavanya sits third to the left of John and likes Mercedes (E) None of these 11. The person who likes Audi car is? 4. If rat is called cat, cat is called mongoose, mangoose is called lion, lion is called snake and snake is called (A) Isha (B) Kunal I elephant, which is reared as pet ? (C) Hasini (D) Moni B (A) rat (B) cat 12. Which of the following pair is correct? T (C) lion (D) mongoose (A) Kunal - Duster (B) Isha - Ford (C) Hasini - Swift (D) Nisha - Hyundai Institute (E) None of these Pvt. Ltd 5. If Eye is called Hand, Hand is called Mouth, Mouth is 13. Who among the following sits third to the right of the called Ear, Ear is called Nose and Nose is called person who likes Swift? Tongue, with which of the following would a person (A) Nisha (B) John speak ? (C) Moni (D) Isha (A) Eye (B) Hand 14. Who among the following likes Land Rover? (C) Mouth (D) Ear (A) Kunal (B) Hasini (E) None of these (C) Nisha D) Isha 6. Insert : ? : : Mighty : Feeble 15. Which of the following pair represents the persons (A) Thin (B) Strong who sit at extreme ends of the row? (C) Frail (D) Extract (A) Kunal and the person who likes Duster. 7. Amber :? : : Caramine : RED (B) Olive and the person who likes Mercedes. (A) YELLOW (B) GREEN (C) Olive and Lavanya. (C) BLUE (D) ORANGE (D) Kunal and the person who likes BMW. 8. Deep : ? : : Freedom : Discipline Directions Q (16-20): Study the following instructions and (A) Prison (B) Shallow answer Questions given below: (C) Convict (D) Democracy X $ Y means X is mother of Y 9. Produce :? : : Contrast : Contradict X # Y means X is father of Y (A) Match (B) Correct X @ Y means X is husband of Y (C) Oppose (D) Waste X % Y means X is daughter of Y

70 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com 16. A#M #C indicate what relationship of A with C? 18. How is G related to F ? (A) Paternal grandmother (A) Son (B) Niece (B) Maternal grandmother (C) Son-in-law (D) Nephew (E) Daughter (C) Paternal grandfather 19. How is E related to B ? (D) Maternal grandfather (A) Son (B) Niece (E) None of these (C) Son-in-law (D) Nephew 17. If N $ L @ I, how is I related to N? (E) Daughter (A) Mother in law (B) Daughter in law 20. How is C related to E ? (C) Aunt (D) Daughter (A) Son (B) Niece (E) None of these (C) Son-in-law (D) None of these 18. Which of the following indicates F is the brother of (E) Can't be determined J? (A) F#R$D$J (B) J%L@D$F#R . ANSWER KEY . (C) J%L@D$F (D) J%L@D%F 1. (C) 2. (C) 3. (C) 4. (D) 5. (D) (E) None of these 6. (D) 7. (A) 8. (B) 9. (D) 10. (D) 11. (A) 12. (C) 13. (C) 14. (A) 15. (D) 19. If U@V%K#T then how is U related to T? 16. (C) 17. (B) 18. (B) 19. (C) 20. (D) (A) Sister in law (B) Sister 21. (D) 22. (D) 23. (B) 24. (A) 25. (E) (C) Brother in law (D) Cannot be determined 11-15 (E) None of these 20. Which of following expressions indicates Q is the sister of P? Kunal Lavanya Hasini Isha John Moni Nisha Olive (Land (Merceds) (Swift) (Audi) (Ford) (Hyndai) (Duster) (BMW) (A) P$F@D#Q (B) P%F@D$Q Rover) I (C) Q$F@D$P (D) Q%F@D$P 16. (C) Since A is father of M and M is father of C. So A is Paternal grandfather of C. B (E) None of these 17. (B) L is son of N and L is husband of I. So I is daughter- T Directions (Q. 21-25): Study the following information in-law of N. Institute carefully and answer the questions given below: Pvt. Ltd 18. (B) Since F is son of L and J is daughter of L. So F is F is the brother of B. B is married to D. D is the daughter of brother of J. C. H has only one son and one daughter. E and A are cousins 19. (C) Since U is husband of V and V is sister of T. So U (brothers). E is the grandson of C. G is the daughter H. B is is brother-in-law. the uncle of G. 20. (D) Since Q is daughter of F and F is father of P. So Q 15. How is A related to B ? is sister of P. (A) Son (B) Niece 21-25 : (+) (–) (–) (+) (C) Son-in-law (D) Nephew H F B D (E) Daughter 16. How many females are there in the family ? (A) Three (B) Four G(+) A(–) E(–) (C) Two (D) Can't be determined FOR EXAMPLE - A and B are married couple. X and Y are (E) None of these brothers. X is the brother of A. How is Y related to B 17. Which of the following statements is not true ? brother married (A) D is the sister-in-law of F. X A B (B) G and A are brothers r e (C) B is the son-in-law of C. brother th ro b (D) All are true brother-in-law (E) None of these Y

MAKE MY EXAM – NOVEMBER 2018 71 www.makemyexam.in & www.ibtindia.com 4. (A) Elevation (B) Boost (C) Derision (D) Indication (E) No improvement 5. (A) Department (B) Division (C) Domain (D) Province English Language (E) No improvement 6. (A) Heedlessness (B) Discreetness CLOZE TEST (C) Exposure (D) Ignorance Directions (1 to 10): In the following passage, some of the (E) No improvement words have been left out, each of which is indicated by a 7. (A) Pertain (B) Associate number. Find the suitable word from the options given against (C) Connect (D) Refer each number and fill up the blanks with appropriate words to (E) No improvement make the paragraph meaningfully complete. 8. (A) Bang (B) Strike The Supreme Court collegium's decision to disavow (1) the (C) Tap (D) Serve reasons for its recommendations marks a historic and (E) No improvement welcome departure from the entrenched culture of monoecy 9. (A) Reckon (B) Portend (2) surrounding judicial appointments. The collegium, (C) Conclude (D) Forecast comprising the Chief Justice of India and four senior judges, has said it would refute (3) the reasons behind decisions on (E) No improvement the initial appointment of candidates to High Court benches, 10. (A) Salience (B) Unambiguity their confirmation as permanent judges and spurning (4) as (C) Influence (D) Signal High Court Chief Justices and to the Supreme Court, and (E) No improvement transfer of judges and Chief Justices from one High Court to another. This means there will now be some material SPELLING CORRECTION I available in the public sector (5) to indicate why additional Directions (11 to 15): In the following sentence, four words judges are confirmed and why judges are transferred or or phrases have been printed in bold. One bold part in the B elevated. A certain degree of imprudence (6) is necessary sentence is not acceptable in Standard English. Pick up that T and inevitable as in many cases the reasons will belong (7) part and mark its number. If there are no errors in the bold to sitting judges. At the same time, it would become parts, mark (5) i.e. No error as the answer Institute Pvt. Ltd meaningless if these disclosures fail to provide a window of 11. Investors (a) have become more confedint (b) about understanding into the mind of the collegium. It is important economic recovery (c) because the government has to crucify (8) the right balance between full disclosure and announced reforms (d) All correct. (e) opaqueness. The collegium has suggested as much, albeit (A) a (B) b (C) c (D) d obliquely, when it says the resolution was intended "to ensure (E) e transparency, yet maintain confidentiality in the Collegium 12. One of the responsibilities (a) of the finance system". It is to be hoped that this balancing of transparency commission is to make recommendations (b) on the and confidentiality will augur (9) well for the judiciary. The distribution (c) of expenditure between the centre and introduction of transparency acquires growth (10) in the light the state (d) All correct (e) of the resignation of Justice Jayant M. Patel of the Karnataka High Court after he was transferred to the Allahabad High (A) a (B) b (C) c (D) d Court as a puisne judge, despite his being senior enough to (E) e be a High Court Chief Justice. 13. Though all stories of courage are unique (a) and 1. (A) Leak (B) Disclose touching, his story especially has left (b) a lasting (c) (C) Confess (D) Withhold impression on me (d) All correct (e). (E) No improvement (A) a (B) b (C) c (D) d 2. (A) Forthrightness (B) Dioecy (E) e (C) Secrecy (D) Prophecy 14. My experience (a) has shown (b) that one can achiefe (E) No improvement (c) whatever we want in life if we are motivated (d) 3. (A) Attest (B) Suggest All correct (e) (C) Argue (D) Indicate (A) a (B) b (C) c (D) d (E) No improvement (E) e

72 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com 15. (a) The claim that if Sardar Patel had been (b) the head Directions (21 to 25): The following questions consist of of the government, (c) Kashmir would have remained a single sentence with one blank only. You are given four united belongs to what is called counterfactual history words denominated by A, B, C and D as answer choices and (d) All correct (e) from the six choices you have to pick two correct answers, (A) a (B) b (C) c (D) d either of which will make the sentence meaningfully (E) e complete. FILLERS 21. We are ______to democratic practices and are Directions (16 to 20): In each of the following questions convinced that robust democracies are a surer given below there are two blanks, each blank indicates that guarantee of security in our neighbourhood and something has been omitted. Choose the set of words for beyond. each blank which best fits to the meaning of the sentence as A) Committed B) Bound a whole. C) Devoted D) Attached 16. The Centre is clearly stepping up its bid to ______a) A and C b) A and D concerns about the fledgling goods and services tax c) B and C d) A and B ______. e) C and D (A) Covet, control (B) Aspire, influence 22. The commitment to internal ______and pluralism (C) Challenge, restriction (D) Address, regime has shaped the outlook towards international politics (E) Confront, execution as well. 17. While at one level, high or incongruent rate structures A) Variety B) Range have ______small and medium enterprises to the wall, at another level, entire product categories are C) Disparity D) Diversity under ______of disappearing, such as eco- a) A and C b) A and D friendly hybrid cars. c) B and C d) A and B (A) Conducted, exposure (B) Driven, threat e) C and D I (C) Decided, objection (D) Intented, exigency 23. And this has not been an ______drift but a B (E) Urged, constraint choice. 18. When Xi Jinping was elected the leader of China and A) Unconscious B) Ignorant T the Communist Party five years ago, many had Institute ______that he would become the most C) Inert D) Insensible Pvt. Ltd powerful leader since Deng Xiaoping, the architect a) A and C b) A and D of the country's economic ______. c) B and C d) A and B (A) Guided, slump (B) Heralded, gain e) C and D (C) Predicted, rise (D) Proposed, expansion 24. A slower ______would have enabled them to adjust (E) Contemplated, profit to import competition, upgrade technology, and 19. The Centre's decision to ______Rs. 2.11 lakh compete. crore of fresh capital into public sector banks over A) Rebate B) Reduction the next two years, through a blend of financial C) Decline D) Division mechanisms, should help ______the growth momentum. a) A and C b) A and D (A) Transfuse, dissuade (B) Extract, bolster c) B and C d) A and B (C) Infuse, revive (D) Stipple, provoke e) C and D (E) Concoct, activate 25. It was probably the most ______tribute to a great 20. The three-part package for lenders ______Rs soldier. 18,000 crore from the Budget, Rs 58,000 crore that A) Ironic B) Arrogant banks can ______from the market and the issue C) Unexpected D) Critical of recapitalisation bonds worth Rs 1.35 lakh crore. a) A and C b) A and D (A) Includes, raise (B) Supplements, prefer c) B and C d) A and B (C) Augments, gain (D) Boosts, foster (E) Appends, select e) C and D

MAKE MY EXAM – NOVEMBER 2018 73 www.makemyexam.in & www.ibtindia.com ANSWERS 1. (B) Disclose 2. (C) Secrecy 3. (D) Indicate 4. (A) Elevation 5. (C) Domain 6. (B) Discreetness 7. (A) Pertain 8. (B) Strike 9. (E) No improvement 10. (A) Salience 11. (B) b Explanation: The correct spelling is "confident" 12. (E) e All the spellings are correct 13. (E) e Explanation: All are correct. 14. (C) c Explanation: The correct spelling is achieve. 15. (E) e Explanation: All are correct 16. (D) Address, regime Explanation: "Address, regime" is the correct set of words. I 17. (B) Driven, threat B Explanation: "Driven, threat" is the correct set of words. T 18. (C) Predicted, rise Institute Explanation: Predicted, rise is the correct set of Pvt. Ltd words. 19. (C) Infuse, revive Explanation: Infuse, revive is the correct set of words. 20. (A) Includes, raise Explanation: "Includes, raise" is the correct set of words. 21. (D) A and B Explanation: Committed and Bound are the most appropriate words. 22. (E) C and D Explanation: Disparity and Diversity are the most appropriate words. 23. (B) A and D Explanation: Unconscious and Insensible are the most appropriate words. 24. (C) B and C Explanation: Reduction and Decline are the most appropriate words. 25. (A) A and C Explanation: Ironic and unexpected are the most appropriate words.

74 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com 8. Recently who has been appointed as Non-Executive BANKING AWARENESS Chairman of NPCI (National Payments Corporation of India)? 1. 1. Recently RBI sets up committee to monitor bad (A) Biswamohan Mahapatra loans, rising frauds, audits, who is the head of committee? (B) Indra Nooyi (A) Y H Malegam (B) Urijit Patel (C) Hardayal Prasad (C) A.K. Misra (D) S Raman (D) Arvind Sharma (E) None of these (E) None of these 2. Employee Provident Fund Organisation (EPFO) 9. Loans and shares are issued by which agency to provide declared that rate of interest on employees' provident help to the large and medium industries? fund for 2017-2018 will be ______(A) SEBI (B) NABARD (A) 8.75 %(B) 8.65 (C) RBI% (D) IDBI Bank (C) 8.55 %(D) 8.45 (E) None of these% (E) 8.50 % 10. Recently which of the following person is appointed 3. ______refers to the amount of capital the as Executive Director of Canara Bank? financial institutions has to hold as required by its (A) Debashish Mukherjee financial regulator. (B) Kunhiraman Panoor (A) Capital Adequacy (C) Arvind Jamkhedkar (B) Cash Reserve Ratio (D) Biswamohan Mahapatra (C) Statutory Reserve Ratio (E) None of these (D) All of these 11. Recently which of the following bank launches AI I (E) None of these enabled Electronic Live Assistant (ELA)? B 4. Which of the following card is also known as "check (A) State Bank of India card"? (B) United Bank of India T (A) ATM Card (B) Debit Card Institute (C) Punjab National Bank Pvt. Ltd (C) Credit Card (D) Prepaid Card (D) Punjab and Sind Bank (E) None of these (E) Bank of Baroda 5. Which of the following is the type of mutual funds? 12. In the acronym SWIFT, S stands for______(A) Open ended scheme (B) Close ended scheme (A) Society (B) Strength (C) Interval fund (D) All of these (C) Sensitive (D) Settlement (E) None of these (E) Stock 6. What are the services available under IMPS? 13. India has become the ______shareholder of (A) Funds Transfer and Remittances European Bank for Reconstruction and Development? (B) Merchant Payments (A) 65th (B) 66th (C) NUUP (C) 67th (D) 68th (D) Both (A) and (B) (E) 69th (E) All of the Above 14. When risk arising from negative public opinion due 7. Which of the following bank recently opens offshore to big fraud or scam and inability of the bank to control banking branch at GIFT city? operational risk is known as ______(A) HDFC Bank (B) ICICI Bank (A) Reputation Risk (B) Liquidity Risk (C) Axis Bank (D) Yes Bank (C) Business Risk (D) Credit Risk (E) None of these (E) Market Risk

MAKE MY EXAM – NOVEMBER 2018 75 www.makemyexam.in & www.ibtindia.com 15. Which of the following organization regulates the 22. Capital market regulator is- Green Bonds? (a) RBI (b) IRDA (A) Reserve Bank of India (c) NSE (d) BSE (B) Securities Exchange Board of India (e) SEBI (C) Finance Ministry 23. Many times, we read about future trading in (D) State Bank of India newspapers. What is 'future trading'? (E) None of these I. It is nothing but a trade between any two stock 16. The ATM which is owned and operated by Non-banking exchanges, wherein it is decided to purchase the stocks Company is known as ______of each other on a fixed price throughout the year. (A) Brown Label ATM (B) White Label ATM II. It is an agreement between two parties to buy or (C) Black Label ATM (D) Bank's Own ATM sell an underlying asset in the future at a predetermined (E) None of these price. 17. What is the maturity period of Commercial Bills? III. It is an agreement between stock exchanges that (A) 30 Days (B) 60 Days they will not trade the stocks of each other under any circumstances in future or for a given period of time. (C) 90 Days (D) All of these Select the correct answer using the codes given below (E) None of these 18. Which of the following is/are the measure to tackle (a) Only I (b) Only II NPA? (c) Only III (d) II and III (A) Lok Adalat (e) None of the given options is true (B) Recovery through DRT 24. Which of the following is the regulator of the credit (C) Recovery through SARFAESI rating agencies in India? I (D) Corporate Debt Restructuring (a) RBI (b) IRDAI B (E) All of these (c) TRAI (d) SEBI T 19. In the acronym REIT, I stand for______(e) NABARD Institute (A) Investment (B) Industry 25. Which of the following cannot be called as a debt Pvt. Ltd (C) Institute (D) Information instrument as referred in financial transactions? (E) None of these (a) Certificate of deposits 20. Which of the following is the first bank to sell Indian (b) Bonds gold coins? (c) Stocks (A) Indian Overseas Bank (d) Commercial papers (B) Bank of Baroda (e) Loans (C)Bank of Maharashtra (D) State Bank of India ANSWERS (E) None of these 1. (A) Y H Malegam 21. What is an Indian depository receipt? (a) A deposit account with a public sector bank Explanation: Reserve Bank of India (RBI) (b) A depository account with any of the depositories Governor: Urijit Patel in India Headquarters: Mumbai (c) An instrument in the form of depository receipt 2. (C) 8.55 % created by an Indian depository against underlying equity shares of the issuing company Explanation: Employee Provident Fund Orgaisation (EPFO) (d) An instrument in the form of deposit receipt issued by Indian depositories Founded: 1952 (e) None of the given options is true Headquarters: New Delhi

76 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com 3. (A) Capital Adequacy 13. (E) 69th Explanation: Capital Adequacy refers to the Explanation: This would enable more joint amount of capital the financial institutions has to investment with Indian companies across EBRD's hold as required by its financial regulator regions of operation. 4. (B) Debit Card 14. (A) Reputation Risk Explanation: When risk arising from negative Explanation: Debit Card public opinion due to big fraud or scam and Debit card facilitates the card owner to make inability of the bank to control operational risk is transactions electronically and transfer the fund known as Reputation Risk. from the account while making a purchase. 15. (B) Securities Exchange Board of India 5. (D) All of these Explanation: Green Bonds Explanation: Mutual Funds It is a tax exempt bond which is issued for the A mutual fund is the trust that pools the savings investment in green projects or for the of a number of investors who share a common development of Brownfield sites. financial goal. 16. (B) White Label ATM 6. (E) All of the Above Explanation: The ATM which is owned and operated by Non-banking Company is known as Explanation: Immediate Payment Service (IMPS) White Label ATM Immediate Payment Service (IMPS) is an instant 17. (D) All of these real-time inter-bank electronic funds transfer Explanation: Commercial Bills system in India. A bill of exchange issued by a commercial 7. (C) Axis Bank organization to raise money for short-term needs. Explanation: Axis Bank 18. (E) All of these I Founded: 1993 Explanation: NPA- An asset becomes non- Headquarter: Mumbai performing when it ceases to generate income B 8. (A) Biswamohan Mahapatra for the bank. T

19. (A) Investment Institute Explanation: National Payments Corporation of Pvt. Ltd India Explanation: REIT- Real Estate Investment Trust 9. (D) IDBI Bank 20. (A) Indian Overseas Bank Explanation: IDBI Bank Explanation: Indian Overseas Bank Headquarter: Chennai Headquarters: Mumbai Founded: 1937 CEO: Mahesh Kumar Jain 21. (C) Indian depository receipt is an instrument in the 10. (A) Debashish Mukherjee form of depository receipt created by an Indian Explanation: Canara Bank depository against underlying equity shares of the Headquarters: Bengaluru issuing company. 22. (E) Capital market regulator is SEBI. CEO: Rakesh Sharma 23. (B) 11. (A) State Bank of India 24. (D) SEBI is the regulator of the credit rating agencies Explanation: Electronic Live Assistant in India. It is designed to enhance customer experience 25. (E) A debt instrument is a paper or electronic by providing relevant and instant responses to obligation that enables the issuing party to raise customer queries. funds by promising to repay a lender in accordance 12. (A) Society with terms of a contract. Types of debt instruments include notes, bonds, debentures, certificates, Explanation: SWIFT- Society for Worldwide mortgages, leases or other agreements between Interbank Financial Telecommunication a lender and a borrower.

MAKE MY EXAM – NOVEMBER 2018 77 www.makemyexam.in & www.ibtindia.com

IBPS CLERK (PRE) (Practice Test Paper)

. ENGLISH LANGUAGE . ‘Communist State’ of Soviet Russia came into ______(B) ______. The Communist Revolution was a fundamental one DIRECTION (Q. 1-5):- In the following question, some in the sense that the internal political and social organisation parts of the sentence may have an error. Find out which was based on the ______(C) ______of the capitalist part/s of the sentence has an error. If the sentence is free structure. It included the ______(D) ______of a new from error, click the “No error” option. socialist order in the society. Lenin organised the internal 1. The data shows that (A) / the unemployment rate has political structure of Soviet Russia on the basis of the (B) / raised to 6.1 percent, (C) / the highest in five years totalitarian principle. Only one party, the Communist Party of (D) the Soviet Union was ______(E) ______to rule and all (A) A (B) B (C) C (D) D opposition to its monopoly of power was crushed. (E) No Error 6. Which of the following word fits the blank labelled as (A)? 2. Buy presents for ladies (A) / in their absence (B) / is a I very (C) / difficult task. (D) (A) Burdened (B) Withheld (A) A (B) B (C) C (D) D (C) Inspired (D) Usurped B (E) Challenged (E) No Error T 7. Which of the following word fits the blank labelled as 3. They have invited (A) / Sushma and I (B) / for the Institute (B)? Pvt. Ltd meeting to be (C) / held in the next month. (D) (A) Paternal (B) Fanatic (A) A (B) B (C) C (D) D (C) Limelight (D) Exuberance (E) No Error (E) Existence 4. This college has (A) / a glorious tradition (B) / that 8. Which of the following word fits the blank labelled as attract (C) / good students to the college. (D) (C)? (A) A (B) B (C) C (D) D (A) Supremacy (B) Abolition (E) No Error (C) Idolatry (D) Worship 5. The bank has (A) / designated an executive (B) / whom (E) Monarchy will guide customers (C) / during online transactions. 9. Which of the following word fits the blank labelled as (D) (D)? (A) A (B) B (C) C (D) D (A) Mandatory (B) Utilisation (E) No Error (C) Kinship (D) Foundation DIRECTION (Q. 6-10):- In the following passage, some (E) Stable of the words have been left out. Read the passage carefully 10. Which of the following word fits the blank labelled as and select the correct answer for the given blank out of (E)? the given alternatives. (A) Held (B) Managed The Russian Revolution under the leadership of Lenin was ______(A) _____ by Marxist ideology. In 1918, the new (C) Permitted (D) Keeping (E) Gave

78 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com DIRECTION (Q. 11-15):- In the following sentence, four have been chosen for their geographic disparity and to test words or phrases have been printed in bold. One bold part the effect of their varying climates on the notes. No date has in the sentence is not acceptable in Standard English. Pick been announced for the start of the trials. Plastic currency up that part and mark its number. If there are no errors notes or polymer banknotes, as they are also called were first in the bold parts, mark (E) i.e. No error as the answer. issued in Australia in 1988 and have since been adopted in 11. Causes, natural and artificial, combined to make him Singapore, Brazil, Mexico and Nigeria, among other countries. sometimes seem immature for seventeen years, and at Only a handful of nations have switched over entirely to other times a mare lad of fourteen but far polymer currency. They include Canada, , Brunei too knowing even for seventeen. and Vietnam. (A) combined (B) immature There have been no estimates in India of the cost of printing banknotes on paper versus plastic. But central banks in Canada (C) mare (D) knowing and New Zealand have said that plastic notes cost twice as (E) No Error much to produce. However, polymer notes have an average 12. Ratan had borne many a scolding from her master lifespan of five years, compared with one year for paper notes. without complaint, but these kind words she could not “You can tear paper with your fingers. You can’t do that with bear and she burst out weiping. polymer notes,” Mr Jhunjhunwalla said. “It isn’t easy to write (A) borne (B) scolding on polymer notes or crease them. Paper is affected in climate that is too cold or too warm or too rainy.” For the RBI, the (C) complaint (D) weiping durability of plastic cuts the expense of printing replacements (E) No Error for soiled paper notes and disposing of those taken out of 13. For some reason or other, the girl could not ask him circulation. According to the RBI’s annual report for the year about the time of his deperture, so she had fetched the from 2009 to 2010, 13 billion banknotes nearly a quarter of water from the river long before sunrise. all the notes in circulation had to be destroyed. Until the mid- (A) reason (B) deperture 1990s, retracted banknotes were burnt. Today, as in many other countries, soiled paper notes are shredded. The RBI has (C) fetched (D) sunrise I tried to recycle shredded notes into novelty paperweights, (E) No Error bricks or cardboard. But Mr. Gandhi said they discovered the B 14. This is a simple tool to dry your clothes on and can paper was so finely shredded that they could not even give it T be draged and placed where sun shines the most and is away. The shredded notes now make their way to landfills Institute light weight and can be folded and kept when not in and land reclamations. Pvt. Ltd use. 16. What’s the main reason to introduce plastic currency (A) simple (B) draged by the Reserve Bank of India ? (C) placed (D) folded (A) To improve security features to defeat the efforts of counterfeiters. (E) No Error (B) For improving the life of bank notes. 15. Unaware of any first aid procedures, Mary did nothing (C) Plastic notes are stain proof and don’t tear easily. but writh on the floor as she tried to deal with the pain of her burns. (D) Other countries i.e. Australia and Singapore have also launched plastic notes. (A) Unaware (B) procedures (E) None of these (C) writh (D) burns 17. Why only five selected cities are chosen for trial of (E) No Error plastic currency? DIRECTION (Q. 16-25):- Read the passage given below (A) Due to varied geographical locations and climatic and then answer the questions given below the passage. conditions. The option in India will soon apply not only to the bags that (B) These cities have major complain of counterfeiting. hold the groceries, but also to the cash used to purchase them. (C) Security and intelligence agencies are working only The Reserve Bank of India (RBI) is preparing to circulate 1 in these cities to thwart the illegal activities related billion plastic notes of 10 rupees in five cities to test their to fake Indian currency notes. practicability. The purpose of the new notes was to increase the lifespan of the currency and combat counterfeiting. The (D) All of the above five cities - Kochi, Mysore, Jaipur, Bhubhaneshwar and Shimla (E) None of these

MAKE MY EXAM – NOVEMBER 2018 79 www.makemyexam.in & www.ibtindia.com 18. According to the passage, which of the following can 24. Choose the word which is MOST SIMILAR in meaning be said about the plastic currency? of the word printed in bold as used in the passage - (A) Such notes incorporate many security features not Retracted available to paper banknotes. (A) Cancelled (B) Mended (B) Plastic currency is made from a polymer. (C) Sanctioned (D) Forged (C) It is last significantly longer than paper notes. (E) Emphasized (D) All of the above 25. Choose the word which is MOST SIMILAR in meaning (E) None of these of the word printed in bold as used in the passage - Novelty 19. Which of the following is/are true about the impact of plastic currency on Indian economy? (A) Standard (B) Regular (C) Weird (D) Horrific (A) It will drive economic growth. (E) Newness (B) It will increase purchasing power and need to carry hard cash. DIRECTION (Q. 26-30):- Rearrange the following six sentences (A), (B), (C), (D), (E) and (F) in the proper (C) Banks will charge for this. sequence to form a meaningful paragraph and then answer (D) Economic cycle consumption greater income the questions given below. decline in inventory increased production. A. He was taking the book and in his own way he was reading (E) None of these B. He went to see the Deity, and he saw one brahmana was 20. Which of the following statement would weaken the reading Bhagavad-gita arguments for issuing plastic currency in India? C. But the brahmana did not care about them (A) The cost of the notes is going to be significantly D. When Lord Caitanya was traveling in South India he arrived higher; because once printed these notes will last at bigest temple of the world, Ranganatha temple long. E. Because they were neighbors, they knew that this brahmana I (B) Counting them might be bit of a task. was illiterate, and he was studying Bhagavad-gita, so they were B (C) The authorities might also have to bear the cost of joking replacing the ATMs or vending machines and other F. And people were joking with him, ‘Oh, Mr. Brahmana, how T automatic payment devices that issue money. you are reading Bhagavad-gita?’ Institute (D) All of the above Pvt. Ltd 26. Which of the following sentences will come FIRST (E) None of these after rearrangement? 21. Choose the word which is MOST OPPOSITE in (A) C (B) B (C) A (D) F meaning of the word printed in bold as used in the (E) D passage -Counterfeiting 27. Which of the following sentences will come SECOND (A) Duplication (B) Original after rearrangement? (C) Reproduction (D) Facsimile (A) A (B) B (C) C (D) D (E) Likewise (E) E 22. Choose the word which is MOST OPPOSITE in 28. Which of the following sentences will come THIRD meaning of the word printed in bold as used in the after rearrangement? passage - Combat (A) A (B) F (C) C (D) D (A) Harmony (B) Engagement (E) E (C) Struggle (D) Fight 29. Which of the following sentences will come FIFTH (E) Skirmish after rearrangement? 23. Choose the word which is MOST OPPOSITE in (A) F (B) E (C) D (D) C meaning of the word printed in bold as used in the (E) A passage - Disparity 30. Which of the following sentences will come SIXTH (A) Divergence (B) Imbalance after rearrangement? (C) Discrepancy (D) Similarity (A) A (B) B (C) C (D) D (E) Imparity (E) F

80 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com . QUANTITATIVE APTITUDE . 41.Ramanb oughat c ertainn umbeor pf ensfo `r 75H .e sold all the pens to Rakesh at a profit of 14%. If Rakesh 31. A, B and C are three partners. They altogether invested soldth ep ensfo `r 684.0d ,eetrmnieht ep rofol/tiss ` 14000ni b usniesAs .ht te ndo htf ey eaA r,g ot earned by him? ` 637.50 as profit. The(A) 20% loss (B) 15% gain difference between the investments of A and B was - (C) 18% loss (D) 12% gain (A)` 2200 (B)` 3200 (C)` 4200 (D)` 5250 (E) None of these (E) None of these 42. A motorboat covers a particular distance downstream 32. Rajni was married 8 year ago. Today her age is 9/7 in 2 hours while it comes back in 4 hours. If the speed times to that time of marriage. At present his son’s age of stream is 3.25kmph, what is the speed of boat? is 1/6th of her age. What is her son’s age 3 year hence? (A) 2.71 mps (B) 15 kmps (C) 13 kmph (D) 13.5 kmph (A) 5 years (B) 9 years (C) 12 years (D) 15 years (E) None (E) 18years 43.Ad ishonest hopkeepeur sedto s eol nionsa `t 30/kg. 33. What will be the area of rectangle if its perimeter is 18 If a customer bought 2 kg of onions. He gave 750g instead of 1 kg to a customer, find the shopkeeper’s cm and diagonal is cm? 41 actual profit percentage. (A) 12 cm2 (B) 16 cm2 (C) 20 cm2 (D) 24 cm2 (A) 5% (B) 10% (C) 25% (D) 33.33% (E) None of these (E) 50% 34. Two stations A and B are 110 km apart on a straight 44. The simple interest on a certain sum of money for 2 line. One train starts from A at 7 a.m. and travels towards yearsa 5t %p a.is . 100F .indth ec ompoundin terest B at 20 kmph. Another train starts from B at 8 a.m. and ` at the same rate and for the same time. travels towards A at a speed of 25 kmph. At what time will they meet? (A)` 102.50 (B)` 103 (C)` 103.50 (D)` 102.25 (A) 9 a.m (B) 10 a.m (E) None of these (C) 10.30 a.m (D) 11 a.m Directions (Q. 45-50):- Study the following graph and I answer the questions give below it. (E) 11.45 a.m B Number of Children pursuing various Hobby classes in various 35. Rahi is 30% less efficient than Tanu. If Tanu does a States (Number in thousands) T work in 99 days, in how many days will they together Institute complete a work? Singing Dancing Painting Pvt. Ltd (A) 58 (B) 60 (C) 55 (D) 66 35 (E) None 30 n e r 25 DIRECTION (Q. 36-40):- What should come in place of d l i h

question mark ‘?’ in the following number series? C 20

f o

36. 6, 8, 14, 26, 46, 76, ? r 15 e b

(A) 84 (B) 96 (C) 112 (D) 118 m 10 u N (E) 124 5

37. 4, 4, 6, 12, 30, ?, 315 0 (A) 60 (B) 75 (C) 90 (D) 115 ABCD (E) 120 STATES 45. What is the average number of children pursuing 38. 3, 4, 10, 33 , ?, 645, 4116 singing, dancing and painting from State C? (Rounded (A) 84 (B) 112 (C) 136 (D) 156 off to the nearest integer) (E) 224 (A) 28859 (B) 29167 (C) 291216 (D) 28765 39. 2, 3, 4, 15, 56, ?, 1704 (E) None of these (A) 112 (B) 156 (C) 192 (D) 234 46. What is the respective ratio of the number of children (E) 285 pursuing dancing from State B to the number of children 40. 6, 7, 12, 26, 67.5, ? pursuing dancing from State D? (A) 125 (B) 145.5 (C) 175 (D) 205.5 (A) 7 : 9 (B) 11 : 9 (C) 11 : 7 (D) 9 : 13 (E) 230 (E) None of these

MAKE MY EXAM – NOVEMBER 2018 81 www.makemyexam.in & www.ibtindia.com 47. What is the difference between the total number of 58. 989.12 + 73.84 – ? = 50.02 + 111.98 children pursuing dancing and the total number of (A) 901 (B) 801 (C) 903 (D) 904 children pursuing painting from all the States together? (E) 907 (A) 20000 (B) 15000 (C) 25000 (D) 10000 59. (7.98 % of 7200) ÷ 24 = 11.99 % of ?. (E) None of these (A) 20 (B) 0.2 (C) 2000 (D) 200 48. The children pursuing singing classes in State A are (E) 2 what percent of the total number of children pursuing hobby classes from the same State? 60. The average of five numbers is 57.8. The average of (A) 30 (B) 35 (C) 40 (D) 45 the first and the second numbers is 77.5 and the average of the fourth and fifth numbers is 46. What is the third (E) None of these number? 49. What is the average number of children pursuing painting classes from all the States together? (A) 45 (B) 43 (C) 42 (D) Cannot be determined (A) 19735 (B) 17395 (C) 19725 (D) 18385 (E) None of these (E) None of these 61. The incomes of three friends are in the ratio 9 : 7 : 12 DIRECTION (Q. 50-56):- What will come in place of the question mark ‘?’ in following equation? and their expenditures in the ratio 9 : 8 : 15 respectively. If first friend saves 40% of his income, what is the 50. 3920 ÷ 16 × 9 = ? + 684 respective ratio of their savings? (A) 2700 (B) 1521 (C) 1860 (D) 1621 (A) 18 : 11 : 15 (B) 15 : 11 : 18 (E) None of these (C) 11 : 15 : 18 (D) 15 : 18 : 11 51. ? % of 5800 – 28% of 4400 = 1842 (E) None of these (A) 58 (B) 55 (C) 51 (D) 53 62.Aat olisicr hargnig 300fo ra b oy’sc ostumea ndR s. (E) None of these ` 500 for a girl’s costume. What should be the ratio of 2 2 2 I 52.{(5 × 5) ÷ (5 × 10) × 20} ÷ 5 = ? × 10 boys and girls in a dance group so that the amount (A) 75 (B) 250 (C) 85 (D) 25 earned by the tailor from the girls is twice the amount B (E) None of these earned from thez boys, given that the total amount ⎛⎞ earned is 9000? T 13−+=+ 111 53. ⎜⎟215?3032 (A) 5 : 6 (B) 7 : 5 (C) 2 : 3 (D) 4 : 3 Institute ⎝⎠26 3 3 Pvt. Ltd (A) 100 (B) 122 (C) 61 (D) 51 (E) 3 : 1 (E) 91 63. If Ramesh has 3 type of chocolates in a ratio 3 : 4 : 5 such that their LCM is 480, then find the difference 54. 99.339 + 37.091 + (?) = 150 between the highest and lowest number of chocolate (A) 1.3507 (B) 13.057 (C) 13.57 (D) 16.59 that he has? (E) 12.57 (A) 8 (B) 16 (C) 24 (D) 32 55.72.3 × 494.7 × 633.4 × 815.85 = 63? (E) 40 (A) 16.25 (B) 15.1 (C) 13.4 (D) 18.9 64. The ratio of the ages of A and B six years ago was 5 : 6 (E) None of these respectively. The ratio of their ages three years from 56. 3? = (756 × 67) ÷ 804 now will be 8 : 9 respectively. What is B’s age at (A) 195112 (B) 250047 (C) 226981 (D) 274625 present? (E) None of these (A) 16 years (B) 19 years DIRECTION (Q. 57-59):- What approximate value should (C) 24 years (D) 21 years come in place of the question mark ‘?’ in the following (E) None of these question? (You are not expected to calculate the exact 65. A club has 108 members. Two-third of them are men value) and the rest are women. All the members are married 57. 98.88 % of 1200 + 7.05 % of 2100 = 81.20 % of 1700 except for 9 women members. How many married – ? women are there in the club? (A) 42 (B) 46 (C) 48 (D) 44 (A) 78 (B) 45 (C) 22 (D) 12 (E) 39 (E) None of these

82 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com . REASONING ABILITY . 73. What is the code for ‘problems’ in the given language? (A) mlp (B) rtv Directions (Q. 66-68):- Study the following information (C) hlt (D) Either 1 or 3 carefully and answer the given questions. (E) rts Following questions are based on the given sequence of numbers. 74. What is the code for ‘environmental challenge’ in the 5 1 7 6 5 1 2 8 1 3 7 6 8 2 8 1 9 3 5 8 6 given language? 66. Which odd digit has highest frequency in the above set (A) tgd uqp (B) rtv tgd of figures? (C) tgd riy (D) Either 1 or 3 (A) 1 (B) 9 (C) 3 (D) 7 (E) None of these (E) 5 Direction (Q. 75-76):- Study the information given below 67. Let X be the sum of every 3rd digit and Y be the sum of carefully and answer the questions that follow. every 2nd digit in the above sequence. Difference of X Bunty walks is 5 m towards the south of Monty, who is 9 m and Y is - towards the north of Shanu. Akansha is 3 m to the east of Bunty. (A) 6 (B) 5 (C) 7 (D) 8 75. How far is Shanu with respect to Akansha? (E) 4 (A) 3 m (B) 4 m (C) 5 m (D) 6 m 68. There are pairs of adjoining figures which add up to (E) None of these 10. How many pairs are there? 76. If Monty had to meet Akansha taking Bunty along with (A) 2 (B) 4 (C) 5 (D) 6 him, then how much distance he had to cover to meet (E) None Akansha? 69. What will be the difference between the sum of odd (A) 9 m (B) 8 m (C) 5 m (D) 7 m digits which are divisible by 3 and the sum of digits (E) None of these which are divisible by 4 in the number 69478375? Directions (Q. 77-78):- These questions are based on the (A) 6 (B) 1 (C) 0 (D) 3 following information. (E) 5 Three couples are travelling in a car. A is the either father or Direction (Q. 70-74):- Study the following information father-in-law of four persons except X who is his wife. X is I carefully and answer the given questions. mother of C but C is not son of X. F is spouse of C. A is B In a certain code language, father-in-law of D, but D is not daughter-in-law of A. E is ‘facing problems with environmental health’ is written as ‘mlp spouse of D. T hlt ngi snk tgd ’ 77. How is E related to X? Institute Pvt. Ltd ‘health problems on rise standard’ is written as ‘hlt sa rtv mlp rts’ (A) Mother (B) Son ‘rise with every environmental challenge’ is written as ‘snk (C) Daughter (D) Son-in-law rtv lne riy tgd’ (E) Daughter-in-law ‘facing challenge each day life’ is written as ‘ngi riy nop hus pzy’ 78. How is C related to D? ‘environmental is each long life’ is written as ‘tgd pzy wxy (A) Sister (B) Brother hus uqp’. (C) Sister-in-law (D) Brother-in-law 70. Which may be the possible code for ‘problems facing (E) Wife each challenge’? Directions (Q. 79-80):- Read the given information (A) mlp ngi hus riy (B) hlt ngi pzy riy carefully and answer the given questions. (C) Either 1 or 2 (D) pzy tgd riy uqp Each of the six friends M, N, O, P, Q and R has a different (E) None of these weight. O is heavier than Q but lighter than R. N is lighter 71. ‘rts uqp nop’ is for which of the following sentence in than only M. Q is not the lightest. R weights 50 kg. M weights given language? 60 kg. (A) on day is (B) facing problems with 79. Which of the following weights correctly represents (C) health on rise (D) facing challenge each the possible weight of N? (E) environmental life long (A) 65 kg (B) 48 kg (C) 55 kg (D) 61 kg 72. If the code for ‘health problems rise standard’ is ‘hlt (E) 63 kg mlp rtv rts’ then what is the code for code for ‘standard’? 80. Whose weight could possibly be 40 kg? (A) Either ‘mlp’ or ‘hlt’ (B) ‘rtv’ (A) None of these (B) N (C) Either ‘sa’ or ‘rts’ (D) ‘rts’ (C) M (D) O (E) Either ‘rts’ or ‘rtv’ (E) R

MAKE MY EXAM – NOVEMBER 2018 83 www.makemyexam.in & www.ibtindia.com Directions (Q. 81-83):- In the following question assuming Conclusions: the given statements to be true, find which of the conclusion I. No inkpot is an eraser. II. Some inkpots are books. among given conclusions is /are definitely true and then III. Some erasers are pens. IV. Some inkpots are pens. give your answers accordingly. (A) None follows 81. Statements: A > E > I; D > Y > U = O > I (B) Only either I or IV follows Conclusions: I. I > Y II. A > U (C) Only I follows III. E > O IV. D > I (D) Only II and IV follow (A) None is true (B) Only I and II are true (E) All follow (C) Only II and IV are true (D) Only II is true 86. Statements: (E) Only IV is true All Shift are Ctrl. 82. Statements: P < Q > R, S < X, R < S, Z > Y, Y = X, Z All Ctrl are Alt. < P No Tab is Alt. Conclusions: Conclusions: I. R is smallest II. S is smallest I. All Shift are Alt. II. No Shift is a Tab. III. Q is smallest IV. Z is smallest III. No Tab is Ctrl. (A) None is true (B) Only I is true (A) Only I and III follow (B) Only II follows (C) Only II is true (D) Only III is true (C) Only III follows (D) All follow (E) Only IV is true 83. Statements: L > M; M = O; O > F; A < C; C = F; F > Z (E) None of these Conclusions: 87. Statements: I. L > Z II. M < C All bulbs are wires III. O > A IV. L < C No wire is cable I (A) Only I is true (B) Only II is true Some cables are paints B (C) Only I and III are true (D) Only III and IV are true Some Paints are tables (E) Only IV is true Conclusions: T Directions (Q. 84-87):- In the question below are given I. Some paints are cables II. All wires are bulbs some statements followed by four conclusions numbered Institute III. Some bulbs are wires IV. Some cables are bulbs Pvt. Ltd I, II, III and IV. You have to take the given statements to be true even if they seem to be at variance with commonly (A) None follows (B) Only I and III follow known facts. Read all the conclusions and then decide (C) Only II follows (D) Only III follows which of the given conclusions logically follows from the (E) All follows given statements disregarding commonly known facts. Directions (Q. 88-92):- Study the following information 84. Statements: carefully and answer the given questions. Some leaves are roads. P, Q, R, S, T, U, V, W and Y are sitting around a circular table All roads are rivers. facing the center. No river is a pillar. 1. P sits second to the left of T. Some pillars are bridges. 2. Only two people sit between T and W. Conclusions: 3. Q sits third to left of the W. I. No pillar is a road. II. Some bridges are rivers. 4. V and Y are immediate neighbours of each other. III. Some rivers are leaves. IV. No leaf is a river. 5. Only one person sits between Y and R; and R is to the right of Y. (A) None follows (B) Either I or III follows 6. S is neighbor of P. (C) Only I & III follow (D) Only II & III follow 88. What is the position of R with respect to P? (E) None of these (A) Third to the left 85. Statements: All pens are books. (B) Immediately to the right Some books are erasers. (C) Second to the left Some erasers are pencils. (D) Third to the right No pencil is an inkpot. (E) Immediately to the left

84 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com 89. If all the persons are made to sit in alphabetical order 95. The doctor who is in the Floor 1 is work on department in clockwise direction, starting from P, the positions of of: how many (excluding P) will remain unchanged as (A) ENT (B) Orthopedics compared to their original seating positions? (C) Gynecology (D) Dermatology (A) None (B) One (C) Two (D) Three (E) Neurology (E) Four 90. Who sits between Y and R? 96. Who among the following is in the Floor 7? (A) W (B) Q (C) T (D) P (A) B (B) D (C) F (D) E (E) None of these (E) None of these 91. How many persons sit between S and V when counted 97. Which of the following is true about G? in clockwise direction from S? (A) He works in department of Orthopedics and in the (A) None (B) six (C) Three (D) Two Floor 2 (E) Four (B) He works in department of Dermatology and in the 92. Four of the following five are alike in certain way based Floor 7 on their seating positions in the above arrangement and so form a group. Which is the one that does not belong (C) He works in department of Pediatrics and in the to that group? Floor 6 (A) VT (B) PW (C) ST (D) WS (D) He works in department of Cardiology and in the (E) VY Floor 3 Direction (Q. 93 - 97):- Study the given information and (E) He works in department of ENT and in the Floor 7 answer the following question. Directions (Q. 98-100):- Study the following information In a hospital, there are seven doctors: A, B, C, D, E, F and G. carefully and answer the questions given below. They work in different departments such as ENT, Neurology, Prathamesh, Ojas, Satvik, Tanmay, Arpit, Jay and Vedang are Pediatrics, Gynecology, Orthopedics, Cardiology and seven friends. They study in four branches of engineering I Dermatology but not necessarily in the same order. All the colleges A, B, and C. The four branches of engineering are departments are in different Floors namely Floor 1, Floor 2, Computer, IT, Mechanical and Electrical. At least one of them B Floor 3, Floor 4, Floor 5, Floor 6 and Floor 7, but again not and not more than four of them study in any one college. necessarily in the same order. Prathamesh and Tanmay study in college A but they study in T A is on Floor 5. D works in the department of Dermatology. Institute different branches of engineering. Arpit studies IT in college Pvt. Ltd The doctor who works in department of Orthopedics is on C along with only Satvik. Neither Jay nor Vedang studies in Floor 2. The doctor who works in department Pediatrics is on college A. Vedang studies Mechanical. Prathamesh does not Floor 6. F does not work on the 6, 2, 1 and 4 Floors. F does study IT. Tanmay studies in the same branch with Ojas but in not work in department of Cardiology, Neurology or different colleges. Two of them study Computer. Only one Gynecology. C does not work in the department of Orthopedics person studies Electrical but he is not in A. and he is not on Floor 4 or Floor 1. Neither D nor G belongs to Floor 1. A does not works in department of Neurology. The 98. Satvik studies which of the following branches? doctor who is on Floor 3 work in department of Cardiology. (A) IT (B) Computer B works in Pediatrics department. E works in Neurology (C) Mechanical (D) Electrical department. (E) Data inadequate 93. Who among the following works in department of Cardiology? 99. Which of the following pairs of persons study Mechanical? (A) A (B) C (C) E (D) G (E) None of these (A) Prathamesh, Vedang (B) Satvik, Jay 94. Which of the following combination is true according (C) Prathamesh, Satvik (D) Tanmay, Ojas to the above information? (E) None of these (A) A – ENT – Floor 5 100. In which college does Vedang study? (B) C – Pediatrics – Floor 6 (A) B (B) C (C) E – Neurology – Floor 7 (C) B or C (D) Data inadequate (D) D – Dermatology – Floor 4 (E) None of these (E) None of these

MAKE MY EXAM – NOVEMBER 2018 85 www.makemyexam.in & www.ibtindia.com . ANSWER KEY .

1. (C) 2. (A) 3. (B) 4. (C) 5. (C) 6. (C) 7. (E) 8. (B) 9. (D) 10. (C) 11. (C) 12. (D) 13. (B) 14. (B) 15. (C) 16. (A) 17. (A) 18. (D) 19. (E) 20. (C) 21. (B) 22. (A) 23. (D) 24. (A) 25. (E) 26. (E) 27. (B) 28. (B) 29. (D) 30. (A) 31. (D) 32. (B) 33. (C) 34. (B) 35. (A) 36. (D) 37. (C) 38. (C) 39. (E) 40. (D) 41. (A) 42. (A) 43. (D) 44. (A) 45. (B) 46. (D) 47. (C) 48. (C) 49. (E) 50. (B) 51. (D) 52. (D) 53. (C) 54. (C) 55. (B) 56. (B) 57. (A) 58. (A) 59. (D) 60. (C) 61. (A) 62. (A) 63. (B) 64. (C) 65. (E) 66. (A) 67. (C) 68. (C) 69. (C) 70. (C) 71. (A) 72. (D) 73. (D) 74. (C) 75. (C) 76. (B) 77. (C) 78. (C) 79. (C) 80. (D) 81. (E) 82. (B) 83. (C) 84. (C) 85. (A) 86. (D) 87. (B) 88. (A) 89. (B) 90. (B) 91. (B) 92. (D) 93. (B) 94. (D) 95. (E) 96. (C) 97. (A) 98. (A) 99. (A) 100. (A)

. HINTS & SOLUTION .

1. (C) ‘risen’ should come at the place of ‘raised’. Raised 15. (C) The correct word is ‘writhe’ which means respond means to increase and Risen means has increased. with great emotional or physical discomfort to (an 2. (A) Replace ‘buy’ with gerund ‘buying’. intense or unpleasant feeling or thought). 3. (B) Substitute ‘me’ for ‘I’ because ‘me’ is the object 16. (A) ‘To improve security features to defeat the efforts of ‘invited’. of counterfeiters’ is the main reason to introduce the plastic currency by the Reserve Bank of India. 4. (C) Since subject is singular, ‘attracts’ should come at the place of ‘attract’. 17. (A) Refer to the lines “The five cities have been chosen I for their geographic disparity and to test the effect 5. (C) ‘Whom’ is replaced with ‘who’. B of varying climates on the notes.” 6. (C) Only ‘inspired’, which means fill with the urge to 18. (D) All of the above. create something can make a meaningful sentence T 19. (E) None of these. Institute here. Pvt. Ltd 20. (C) “The authorities might also have to bear the cost 7. (E) The sentence talks about the birth or beginning of of replacing the ATMs or vending machines and the new political system So, ‘existence’ is the other automatic payment devices that issue correct answer. money.” weakens the argument for issuing plastic 8. (B) Only ‘abolition’ means ‘ending’, or ‘stopping’ currency in India. something. So option B is correct. 21. (B) Counterfeit means made in exact imitation of 9. (D) ‘Foundation’, which means the base or starting something valuable with the intention to deceive point of something. or defraud so, the most opposite option is Original. 10. (C) The verb used before the blank is ‘was’, suggesting 22. (A) Combat means fighting between armed forces and that the blank must contain a verb in its past tense harmony means living together peacefully rather form. So ‘permitted’ is the correct option. than fighting or arguing. 11. (C) The word ‘mere’ has been misspelt here. The word 23. (D) Disparity means a great difference and opposite ‘mere’ is used to emphasize how small or of disparity is ‘Similarity’ insignificant someone or something is. 24. (A) Retracted means to take back an offer or statement 12. (D) The word ‘weeping’ has been misspelt here. It and the correct synonym is Cancelled. means ‘shedding tears.’ 25. (E) Novelty means the quality of being new and 13. (B) The correct word is ‘departure’ which means ‘the unusual So correct option is newness. action of leaving, especially to start a journey. 26. (D) The correct sequence is DBFECA. So the First 14. (B) The correct word here is ‘dragged’ which means sentence is D. ‘the action of pulling something forcefully or with 27. (B) The correct sequence is DBFECA. So the Second difficulty.’ sentence is B.

86 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com 28. (B) The correct sequence is DBFECA. So the Third 35. (A) Rahi Tanu sentence is F. 70 100 29. (D) The correct sequence is DBFECA. So the Fifth 7 : 10 sentence is C. total units work done by tanu = 99 × 10 = 990 30. (A) The correct sequence is DBFECA. So the Sixth sentence is A. they together do 7 + 10 = 17 units in a day 31. (D) Ratio of investments of 990 both of them = ⇒ 58 approx. A:B:C 17 337.50 1125 637.50 36. (D) 6, 8, 14, 26, 46, 76, x 9:30:17

Let the investments of A, B and C 2 6 12 20 30 42 9x, 30x, 17x respectively 9x + 30x + 17x = 14000 4 6 8 10 12 x = 250 = 76 + 42 = 118 Required difference = 30x – 9x = 21x 37. (C) 4 × 1 = 4 21x = 5250 4 × 1.5 = 6 32. (B) Let Rajni’s Present age = x + 8 6 × 2 = 12 According to question 12 × 2.5 = 30 9 30 × 3 = 90 x + 8 = x 7 38. (C) 3 × 1 + 1 = 4 2x = 56 4 × 2 + 2 = 10 x = 28 10 × 3 + 3 = 33 Rajni’s age at present 28 + 8 = 36 33 × 4 + 4 = 136 I 1 39. (E) 2 × 1 + 1 = 3 son’s age = 36× = 6 years B 6 3 × 2 – 2 = 4 Her sons’s age 3 years 4 × 3 + 3 = 15 T Institute hence 6 + 3 = 9 years 15 × 4 – 4 = 56 Pvt. Ltd 33. (C) 2 (l + b) = 18 56 × 5 + 5 = 285 l + b = 9 40. (D) 6 × 1 + 1 = 7 l2 + b2 = 41 7 × 1.5 + 1.5 = 12 (l + b)2 = l2 + b2 + 2lb 12 × 2 + 2 = 26 81 = 41 + 2lb 26 × 2.5 + 2.5 = 67.5 lb = 20 67.5 × 3 + 3 = 205.5 (l – b)2 = l2 + b2 – 2lb = 41 – 40 41. (A) 100 — 75 l – b = 1 114 — X l + b = 9 X = 85.50 Now l = 5 Now CP of Rakesh = 85.50 b = 4 85.50 = 100 Area = l ×b = 20 cm2 68.40 x 34. (B) Let the train meet after x hrs after 7am Distance x = 80% Loss = 100 – 80 = 20% covered by Train A = 20x km Distance covered by train B in (n – 1) hours = 25 42. (A) Distance is Same (x – 1) km (x + y) × 2 = (x – y) × 4 20x + 20 (x – 1) = 110 x = 9.75 45x = 135 = x = 3 5 they met at 7 + 3 = 10am 9.75× = 2.71 m / s 18

MAKE MY EXAM – NOVEMBER 2018 87 www.makemyexam.in & www.ibtindia.com 43. (D) SP of 2kg of onion = 60 3920 Actual CP = 1.5 × 30 = 45 50. (B) ×9 = x + 684 16 15 x = 1521 Profit % = ×100 = 33.33% 45 x 51. (D) ×5800 = 1842 + 1232 44. (A) Let principal = P 100 P ××52 x 100 = ×5800 = 3074 100 100 3074 P = 1000 x = = 53 58 ⎡⎤5 2 C.I = 1000⎢⎥ 1+ ⎡⎤111 ⎣⎦100 52. (D) ⎢⎥()125××××× 125 20 ⎣⎦50 25 10 21 21 = 1000×× = 1102.50 6250 20 20 = = 25 25× 10 C.I. = 1102.50 –1000 = 102.50 ⎛⎞41 93 91 107 45. (B) Total number of students in C state 53. (C) ⎜⎟– + x = + ⎝⎠26 = 30000 + 32500 + 25000 33 246 –186 198 87500 + x = = Average = 29167 12 3 3 60 46. (D) Number of children in dancing from = + x = 66 12 B = 22500 x = 61 I Number of children in dancing in D 54. (C) 99.339 + 37.091 + x = 150 = 32500 B x = 150 – 136.43 Ratio = 22500 : 32500 T ⇒ 13.57 = 9 : 13 Institute 55. (B) 711.7 × 911.7 = 63x –3.4 Pvt. Ltd 47. (C) Total number of Students pursuing in 11.70 x – 3.4 Dancing in all states = 63 = 63 = 22500 + 22500 + 25000 + 32500 x = 15.1 ⇒ 102500 50652 56. (B) 1 = = 63153 × 4 total students in Painting in all states x 3 804 ⇒ 15000 + 12500 + 32500 + 17500 = 77500 (63)3 =250047 Required difference 57. (A) 99 × 12 + 7 × 21 = 81 × 17 – x ⇒ 102500 – 77500 = 25000 = 1188 + 147 = 1377 – x 48. (C) Students in singing from state A = 25000 x = 42 total students in all hobby classes from A 58. (A) 989 + 74 –x = 50 + 112 ⇒ 25000 + 22500 + 15000 = 62500 x = 901

25000 872× 12 ⇒ ×100 = 40% 59. (D) = × x 62500 24 100 49. (E) total number of students pursuing painting classes x = 200 from all the given states 60. (C) Sum of five numbers = 5 × 57.8 = 289 = 15000 + 12500 + 32500 + 17500 = 77500 Sum of 1st and IInd number = 2 × 77.5 = 155 77500 Sum of 4th and 5th number = 2 × 46 = 92 Average ⇒ = 19375 4 Third Number = 289 – 155 – 92 = 42

88 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com 61. (A) Let income = x 67. (C) sequence of all 3’rd digit Exp. = y X = 7116836 2 Sum = 32 9x – 9y = ×9x 5 2nd digits = 1618362138 2 x – y = x Y = 39 5 X – Y = 7 5x – 5y = 2x 68. (C) 28, 37, 82, 81, 89 3x = 5y There are five pairs which add up to 10. x = 5 69. (C) Odd digits divisible by 3 = 9 + 3 = 12 y = 3 digit divisible by 4 = 8 + 4 = 12 Income 45: 35: 60 difference between the two sum Exp.27:24:45 = 12 – 12 = 0 saving 18:11: 15 Thus ‘O’ is the answer 62. (A) total amount earned by trailer = 9000 70. (C) Ratio of Amount of Boys and Girls 71. (A) x + 2x = 3x 72. (D) 3x = 9000 73. (D) x = 3000 74. (C) 3000 75. (C) Number of Boys = = 10 Monty 300 6000 Number of girls = = 12 5 I 500 Ratio 10 : 12 = 5 : 6 B

63. (B) Let the number of chocolates be 3a, 4a and 5a Bunty Akansha T 3 LCM = 3a , 4a, 5a Institute Pvt. Ltd 4 60a = 480

a = 8 Shanu Number of chocolates 24, 32, 40 = 40 – 24 = 16 = 3422+ 25 563x ++ 8 64. (C) = = 5m ++ 663x 9 76. (B) 5 + 3 = 8m 3x = 9 77. (C) x = 3 A X B’s Present age = 6 × 3 + 6 = 24 1 65. (E) No. of women = ×108 = 36 3 D E C F No. of unmarried women = 36 – 9 = 27 ∴ Married women = 27 E is daughter of X 66. (A) 1’s = 4 78. (C) C is sister-in-law of D 3’s = 2 79. (C) M > N > R > O > Q > P 5’s = 3 M = 60kg 7’s = 2 R = 50 kg 9’s = 1 N is 55 kg 1’s has the highest frequency 80. (D) O’s weight could possibly be 40 kg.

MAKE MY EXAM – NOVEMBER 2018 89 www.makemyexam.in & www.ibtindia.com 81. (E) A > E > I < O = U < Y < D 87. (B) I > Y (False) Bulbs A > U (False) × Cables E > O (False) Wires Paints D > I (True) 82. (B) S < X = Y < Z < P < Q > R < S Tables R is smallest (True) S is smallest (False) 88-92 U Q is smallest (False) R W Z is smallest (False) Q 83. (C) L > M = O > F = C > A; F > Z L > Z (True) P Y M < C (False) V O > A (True) S L < C (False) T 88. (A) 89. (B) 90. (B) 91. (B) 84. (C) Leaves Roads River 92. (D)

93-97 Floor Department Doctor × I 7 ENT F Pillar 6 Pediatrics B B 5 Gynecology A Bridges T 4 Dermotology D

Institute 3 Cardiology C Pvt. Ltd 2 Orthopedics G 85. (E) 1 Neurology E 93. (B) Pen Erasers Pencils Books 94. (D) × 95. (E) 96. (C) Inkpot 97. (A)

98-100 Name College Branch 86. (D) Prathamesh A Mechanical Ojas B Computer Shift Satvik C IT Tanmay A Computer Ctrl Arpit C IT Alt Jay B Electrical × Vedang B Mechanical 98. (A) Tab 99. (A) 100. (A)

90 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com

IBPS PO (PRE) (Practice Test Paper)

. ENGLISH LANGUAGE . example, creating more job opportunities for the unemployed; ensuring age and sex discrimination do not exist in the Directions (Q. 1 to 5): Read the passage given below and workplace, restraining employers from exploiting employees, then answer the questions given below the passage. in the way that some employers do by taking on casual staff The new financial secretary Donald Tsang has said he is and making them work long hours and, finally,. bringing under committed to the principle and philosophy of financial control the “crazy” property speculation of capitalists. management enshrined by his predecessor Sir Hamish 1. What is the writer’s attitude to the new financial Macleod. It was really not surprising to hear such a message secretary Donald Tsang? as our Government has consistently reiterated its (A) Encouraging (B) Critical noninterventionist policy. Our Government is proud of the (C) Supportive (D) Committed low taxation policy, free market operations and the enterprising nature of the economy, as it believes that all these lay the (E) None of these strong financial foundations that make possible the economic 2. What is the main point of paragraph? boom in Hong Kong. Hence, the role of the Government is to (A) To analyze then problem I interfere, as little as possible, in the public sector, for fear of (B) To give reasons for the call for action damaging the “normal” operation of the market. Government B spending in money terms had never exceeded 20 per cent of (C) To describe the pattern of government spending T the Gross Domestic Product (GDP), since 1945. Many people (D) To describe the operation of the free market. Institute in Hong Kong are scared by the spectre of unemployment (E) None of these Pvt. Ltd and yet the Government has done nothing to solve the problem, 3. What is the writer’s attitude to the role of government because administration officials do not want to spoil the in the Hong Kong economy? miraculous market mechanism. There is talk of “self help” by (A) Critical of the new initiatives taken entrepreneurs involved in the market. Meanwhile, the unemployment rate is rocketing, I believe the Government (B) Agreeing that the less intervention, the better should act to combat this problem. Owing to the lack of a (C) Arguing that more intervention is required comprehensive unemployment security scheme and (D) Arguing that in the past the wrong type of unemployment insurance which exist in western industrial intervention has taken place in Hong Kong. countries (for example, the US and Germany), Hong Kong’s (E) None of these jobless suffer more psychological and social pressure than 4. In passage ‘endure’ could be replaced by which of the their Western Counterparts. The unemployed have a heavy following? psychological burden to bear. This can lead to them having feeling of low selfesteem and a feeling that they are worthless. (A) Enjoy (B) Wait for Those who seek help from the Social Welfare Department (C) Demanding (D) Put up with (SWD) have to endure the complicated application procedure (E) None of these and the inhuman and harsh means test. The procedure to apply 5. In passage ‘ reiterated ‘ could be replaced by which of for assistance is not as easy as one would imagine. It puts the the following? unemployed under great pressure. I do not believe that (A) Take back (B) Frequent maintaining the policy of minimal government intervention will stem rising unemployment. The Government should make (C) Restate (D) Rearrange its “invisible” hand in the market become visible by, for (E) None of these

MAKE MY EXAM – NOVEMBER 2018 91 www.makemyexam.in & www.ibtindia.com DIRECTION (Q. 6-10):- Rearrange the following five 11. The corrupt authorities have (A) / brought this sentence (A), (B), (C), (D) and (E) in the proper sequence punishment (B) / upon them and now must (C) / pay to form a meaningful paragraph and then answer the for their treachery. (D) / No error (E) questions given below. (A) A (B) B (C) C (D) D (A) In fact, what’s worrying is that some of these expensive (E) No Error plants may end up being liquidated because lenders would resist selling them at big haircuts, fearful of being questioned 12. There were grave doubts (A) / whether the economy by the investigative agencies. would revive (B) / from the stagnation (C) / which hang (B) What is more important, however, is that it won’t really over it. (D) / No error (E) solve the issues faced by these plants and will, at most, help (A) A (B) B (C) C (D) D postpone the day of reckoning. (E) No Error (C) Which is why union power minister RK Singh is trying to 13. Japan’s leading bank is slowly shaking off the convince RBI it should provide lenders some forbearance for conservative habits (A) / that has defined the country’s these assets. financial system (B) / for three decades, and is rapidly (D) Whether the central bank will make exceptions for one selling down its giant holdings of Japanese government sector is not clear. (C) / bonds as it seeks to increase risk-taking at home (E) With over 40,000 MW of power plants already unviable and overseas. (D) / No error (E) for want of fuel or power purchase agreements (PPAs), and (A) A (B) B (C) C (D) D likely to be sold for a song if they turn into non-performing assets on banks’ books and end up in the NCLT, it is (E) No Error understandable the government is seriously concerned. 14. One of the key contributions of the monetarists (A) / is 6. Which among the following statements become the the determination of the velocity of money (B) / that FIRST sentence of the paragraph after rearrangement? has been developed differently (C) / by various strands I (A) A (B) B (C) D (D) C about economic thoughts. (D) / No error (E) (E) E (A) A (B) B (C) C (D) D B 7. Which among the following statements become the (E) No Error T LAST sentence of the paragraph after rearrangement? 15. The FERA and FEMA acts (A) / were launched together

Institute (A) A (B) B (C) D (D) C (B) / but it were not (C) / as successful as expected (D) Pvt. Ltd (E) E / No error (E) 8. Which among the following statements become the (A) A (B) B (C) C (D) D THIRD sentence of the paragraph after rearrangement? (E) No Error (A) A (B) B (C) D (D) C DIRECTION (Q. 16-20):- In the following question, an (E) E incomplete sentence is given which can be completed by 9. Which among the following statements become the substituting the expressions provided below each sentence. SECOND sentence of the paragraph after Choose the most appropriate expression(s) among the five rearrangement? options which complete(s) the sentence in accordance to (A) A (B) B (C) D (D) C the correct grammatical structure and make(s) the (E) E sentence contextually meaningful. 10. Which among the following statements become the 16. The RBI will spend some $8 billion from its foreign FOURTH sentence of the paragraph after exchange reserves in the next month ______. rearrangement? (I) in case there is more severe pressure on the rupee (A) A (B) B (C) D (D) C (II) as the country has steepened the fears of higher (E) E inflation DIRECTION (Q. 11-15):- Read each of the sentences below (III) to ease the decline in the rupee to find out whether there are any errors in them. The error, (A) only (I) (B) only (II) if any, will be in one part of the sentence. The number of (C) only (III) (D) both (I) and (III) that part is the answer. If there is no error in a particular sentence, the answer is (E). (E) All (I), (II) and (III)

92 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com 17. The Government is making several attempts to drive traditional flour mills are losing business ______(F) its initiatives ______. (I) to improve the ease ______customers now buy flour ______(G) ______from of doing business in India the market. As a result of this, the business is ______(H) (II) to provide relief to the farmers due to poor monsoon ______. Following the same lines as technology, the social trends also go on changing and influence the market. The (III) for the upliftment of women by ensuring protection Indian sarees are being taken _____ (I) ______by readymade (A) only (I) (B) only (II) stitched clothes. Every entrepreneur must note such changes (C) only (III) (D) both (I) and (III) in the environment and also the technology and plan in ___ (E) All (I), (II) and (III) (J) ______with these to ensure the success of his endeavor. 18. Diversity in all fields alone can guarantee ______. 21. Find out the appropriate word against blank __ (A) __. (I) the fields of education, trade and administration (A) To (B) Needed (C) Decided (D) Besides (II) the prosperity and progress of a nation (E) Being (III) vacancies in government jobs that have been pending 22. Find out the appropriate word against blank ___ (B) __. (A) only (I) (B) only (II) (A) Hoped (B) Welcome (C) only (III) (D) both (I) and (III) (C) Released (D) Known (E) All (I), (II) and (III) (E) Aware 23. Find out the appropriate word against blank ___ (C) ___. 19. The key role that technology has to play in education is to scale access to some of the core tools that can (A) approximate (B) Huge create meaningful impact ______. (C) Uniform (D) Excellence (I) in the lives of both educators and students (E) Enormous (II) based on understanding of old subjects 24. Find out the appropriate word against blank ___ (D) ___. (III) on the growing needs of a developing society (A) Maintained (B) Remained (A) only (I) (B) only (II) (C) Often (D) Mentioned I (C) only (III) (D) both (I) and (III) (E) Become B (E) All (I), (II) and (III) 25. Find out the appropriate word against blank ___ (E) ___. 20. Large sums of money coming suddenly into your life (A) Mainly (B) And (C) How (D) Also T Institute may make ______. (I) attracting people who need it (E) Some Pvt. Ltd (II) stock option becoming cash, an inheritance, a sold 26. Find out the appropriate word against blank ___ (F) ___. property (A) Reason (B) Due (C) Young (D) As (III) you vulnerable to financial mistakes (E) Old (A) only (I) (B) only (II) 27. Find out the appropriate word against blank ____ (G) ___. (C) only (III) (D) both (I) and (III) (A) Knowingly (B) Ease (E) All (I), (II) and (III) (C) Cheap (D) Directly Questions (Q. 21-30): In the following passage there are (E) Forcefully blanks, each of which has been numbered. These numbers 28. Find out the appropriate word against blank ___ (H) ___. are printed below the passage and against each, five words (A) Shrinking (B) Blooming are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case. (C) Returned (D) Same The latest technology ______(A) ______put to use or (E) Small about to arrive in market must be ______(B) ______to all 29. Find out the appropriate word against blank ___ (I) ___. entrepreneurs. The reason is that it may have an ______(C) (A) Against (B) To (C) Over (D) Up ______effect on business. Valve radios gave way to transistor (E) For radios and with micro chips, technology is giving way to digital 30. Find out the appropriate word against blank ___ (J) ___. equipment. Business has ______(D) ______the same but the technology has kept changing. A notable feature is that (A) Lines (B) Relativity the size of the receivers decreased ______(E) ______so (C) Accordance (D) Proper did the use of its material and consequently its price. The (E) Toning

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. QUANTITATIVE APTITUDE . 37.I. ()()xx–8 –10 = 22 Directions (Q. 31-35):- The table shows the production of II. y2 – 3y – 9 = 0 wheat and the quantity sold in quintals in different states (A) x > y (B) x > y (C) y > x (D) y > x for year 2006 - 07. Read the following table and answer (E) x = y or no relation can be established the questions. 38. I. 4x2 – 41x + 105 = 0 State Wheat Produced Wheat sold II. 3y2 – 23y + 42 = 0 (in quintals) (in quintals) (A) x > y (B) x > y (C) y > x (D) y > x Maharashtra 480000 465000 (E) x = y or no relation can be established West Bengal 620000 590000 39. I. x2 + 3x – 18 = 0 Karnataka 515000 450000 II. y2 – 10y + 24 = 0 Madhya Pradesh 965700 900000 (A) x > y (B) x > y (C) y > x (D) y > x Uttar Pradesh 985000 954500 (E) x = y or no relation can be established Punjab 650000 585000 40. I. x2 + 12x + 32 = 0 II. 2y2 + 25y + 68 = 0 31. If the population of Karnataka is 0.5 million and each requires a quintal, then by what quantity there is (A) x > y (B) x > y (C) y > x (D) y > x shortage in selling of wheat? (E) x = y or no relation can be established (A) 45000 quintals (B) 5000 quintals 41. Kiran and anu together can do a piece of work in 15 (C) 55000 quintals (D) 50000 quintals days and anu and sarfin together in 20 days. If kiran is (E) 60000 quintals thrice as good a workman as sarfin, then in how many 32. Which state produced the most amount of wheat in 2007 days will anu alone complete the same work? - 08? (A) 24 (B) 42 (C) 15 (D) 39 I (A) Uttar Pradesh (B) West Bengal (E) Can’t be determined B (C) Madhya Pradesh (D) Punjab 42. Two trains running in the opposite directions cross a T (E) Cannot be determined man standing on the platform in 35 seconds and 21 33. What is the difference between average amount of seconds respectively and they crosses each other in 25 Institute Pvt. Ltd wheat produced and average amount of wheat sold in seconds. The ratio of their length is ? year 2006 - 07? (A) 1/3 (B) 2/5 (C) 3/2 (D) 3/4 (A) 4520 (B) 45000 (C) 45200 (D) 42500 (E) None of the above (E) None of the above 43. A swimmer can swim 20 km upstream and 30 km 34. What approximate percent of wheat was sold in West downstream of a river together in 50 hours. Also he Bengal in year 2006 - 07? can cover 15 km upstream and 25 km downstream (A) 90% (B) 95% (C) 97% (D) 98% together in 40 hours. What is the speed of the swimmer (E) None of the above in still water? 35. If the production of wheat increased by 30% in Uttar (A) 1 km/hr (B) 11 km/hr(C) 6 km/hr (D) 5 km/hr Pradesh for the year 2007 - 08, then what should be the (E) 0 km/hr amount of wheat sold, in quintals, in order to maintain 44. The ratio of a certain fraction with 1/216 has a ratio the same ratio as previous year? similar as 6/7 with 5/18. What is the fraction? (A) 1250850 quintals (B) 1240750 quintals (A) 18/35 (B) 1/70 (C) 9/14 (D) 35/36 (C) 1240850 quintals (D) 1240805 quintals (E) 1248050 quintals (E) None of these DIRECTION (Q. 36-40):- Solve the following equations 45. The length of a rectangular plot is thrice its breadth. If and mark the correct option given below. Rs. 360 is required to fence the plot at the rate of Rs. 36 I. 2x2 + 9x + 9 = 0 2.5 per metre. What will be the cost (in Rs.) of painting II. 2y2 – 3y – 9 = 0 the floor at the rate of Rs. 100 per square metre? (A) x > y (B) x > y (C) y > x (D) y > x (A) 14400 (B) 97200 (C) 92700 (D) 14440 (E) x = y or no relation can be established (E) None of these

94 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com DIRECTION (Q. 46-50):- 54. 1, 2, 6, 144, 2880 Intex, Pie-chart given below shows Philips, 12% (A) 2 (B) 6 (C) 144 (D) 2880 power banks sold by six 12% (E) 1 companies in 2017. Study the Sony, Lenovo, 55. 3, 9, 18, 54, 110, 324 16% 15% data carefully and answer (A) 9 (B) 18 (C) 54 (D) 110 the following questions. (E) 324 MI, 20% Syska, 56. Retailer mark up an article 35% above its cost price 25% and earn Rs 96 by giving 20% discount on the marked price. If he sells article at 15% discount on marked 46. Power banks sold by Philips and Sony together is what price then, find retailer’s profit on selling one article. percent more than power banks sold by Lenovo? (A) 118 (B) 177 (C) 236 (D) 214 1 2 2 1 (E) 154 (A) 85 % (B) 86 % (C) 82 % (D) 84 % 3 3 3 3 57. Present age of Amit is 50% more than Manish’s present 2 age while 5 years ago Amit’s age was twice than that of (E) 88 % 3 Manish’s age at that time. Five years hence, sum of 47. Out of total power banks sold by Syska , 25% are ages of Manish and Amit is equal to Lalit’s age at that defective while non-defective power banks sold by time, then find present age of Lalit? Syska is equal to 4830. Find total number of power (A) 35 (B) 40 (C) 20 (D) 25 banks sold by Lenovo? (E) 30 (A) 3364 (B) 3504 (C) 3624 (D) 3744 58. Neeraj invested Rs. 8,000 in a scheme for two years which offers compound interest at 20% p.a. After 2 (E) 3864 years he invested the total amount he got in another 48. If average number of power banks sold by MI and scheme for 4 years which offers simple interest at 15% Lenovo together is 5600, then find average number of p.a. Find total interest earned by him on Rs. 8,000? power banks sold by Lenovo, Syska and MI together (A) 10,432 (B) 5,632 (C) 8,320 (D) 8,632 (A) 6800 (B) 5760 (C) 6400 (D) 7200 (E) 8,432 I (E) 9600 59. In a class, number of girls are 25% less than number of B 49. A company ‘Rock’ sold 25% more power banks then boys. If number of girls and number of boys increased the company Intex and total number of power banks sold by 20% and 10% respectively, then total no. of students T

by Rock and Syska together equals to 14000 then find in the class increased by 80. Find total no. of students Institute total no. of power banks sold by Philips and Intex together? in the class initially. Pvt. Ltd (A) 8400 (B) 9800 (C) 10500 (D) 11200 (A) 350 (B) 420 (C) 490 (D) 560 (E) 630 (E) 12250 60. Two pipes A and B together can fill a cistern in 18 50. Find total no. of power banks sold by all six companies hours. Ratio of efficiency of pipe A and pipe B is 2 : 3. together if power banks sold by MI and Intex together Find in what time cistern can be fully filled if pipes A is 150 more than total power bank sold by Sony and and B are opened alternatively in a way that A alone is Philips together? opened for first three hours and then B alone is opened (A) 5000 (B) 7500 (C) 3750 (D) 3000 for next 1 hour till the whole cistern get filled ? (E) 2500 (A) 25 hours (B) 30 hours DIRECTION (Q. 51-55):- In the following series only one (C) 35 hours (D) 40 hours number is wrong. Find out the wrong number (E) 50 hours 51. 734, 645, 556, 476, 378, 289 DIRECTION (Q. 61-65):- Find the approximate value of (A) 645 (B) 556 (C) 476 (D) 378 question marks (?) in following questions (E) 289 159.97 2 61. ?× = 39.93% of 420.02 + (5.99× 6.01) 52. 2, 7, 28, 60, 126 4.98 (A) 3 (B) 6 (C) 9 (D) 12 (A) 2 (B) 7 (C) 28 (D) 60 (E) 15 (E) 126 2 62. = 53. 1, 3, 10, 29, 74, 172 7.99× ? 64.02%of 599.98 –() 4095 3 (A) 3 (B) 10 (C) 29 (D) 74 (A) 16 (B) 32 (C) 64 (D) 216 (E) 172 (E) 256

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396.05 135.02 680.068 69. Four of the following five form a group, which among 63. 75.02% of ? = ×× the following does not belong to that group? 85.04 198.09 45.045 (A) 45 (B) 64 (C) 24 (D) 128 (A) I-H (B) B-G (C) G-F (D) C-H (E) A-D (E) 36 70. How many persons are sitting between G and H? 64. ? % of 25 = 2 45×+ 8 45%of 160 –17 (A) no one (B) one (C) two (D) three (A) 48 (B) 24 (C) 12 (D) 36 (E) four (E) 60 Directions (Q. 71-75):- Assume that the given statement 65. 77.077% of ? = (9.01)2 + (13.013)2 + (16.95)2 in the following question is true. Find which of the given 4 (A) 350 (B) 280 (C) 700 (D) 560 conclusion/conclusions is/are true and answer the question accordingly. (E) 300 71. Statements: P > Q; Q < R; R < S; S = T; . REASONING ABILITY . Conclusions: DIRECTION (Q. 66-70):- Study the following information I. Q < S II. Q < T to answer the given questions: III. R = P IV. R > P Nine persons namely A, B, C, D, E, F, G, H and I are sitting in (A) None is true (B) Only I and II are true a row facing north, they have different numbers of toffees (C) Only III and IV are true (D) Only I is true with them. No two persons sit adjacent to each other according (E) All are true to the English alphabet (i.e. A does not sit adjacent to B, B 72. Statements: A = B; B > C; C < D; D < E does not sit adjacent to A and C and so on). Conclusions: H sits at one of the extreme end. Two persons sit between H I. A > C II. C < E and F, who has number of toffees which is square of the number of toffees which B has. B sits 3rd left to D, who is one of the III. B < D IV. A = B = D I neighbors of F.E sits to the immediate right to B, who has (A) None is true (B) All are true double the number of toffees which A has. The number of (C) Only I, II and III are true (D) Only IV is true B persons sitting between I and G is same as between G and C, (E) Only I and II are true T who sits right to I. I has number of toffees six times of number 73. Statements: M > N; N = O; O < P = Q; P < M of toffees B has. A has even prime number of toffees. C and H Institute Conclusions: Pvt. Ltd have prime number of toffees which is between 25 and 47. C has 14 more toffees than H. G, who has one-third number of I. P > N II. M > O toffees of D, has only one toffee more than F. The number of III. M = Q IV. Q < O toffees which E has is multiple of 11, but less than C and (A) Only I and II are true (B) Only I, II and III are true more than I. (C) None is true (D) Only I is true 66. What is the ratio of the number of persons having odd (E) All are true number of toffees to the ones having even number of 74. Statements: X > Y; Y > Z; Z > O; M < X toffees respectively? Conclusions: (A) 3:6 (B) 5:4 (C) 4:5 (D) 2:7 I. X > O II.Y > M (E) none of these III.Z < X IV.Z = X 67. What is the position of the person having the highest (A) Only I is true (B) All are true number of toffees with respect to the person who has the lowest number of toffees? (C) Only III is true (D) Only I and III are true (A) 5th to the left (B) 3rd to the right (E) I, II and III are true (C) 4th to the left (D) 3rd to the left 75. Statements: M > N; N < O; O = P; P > M; M = R (E) none of these Conclusions: 68. Which of the following pair of persons does not I.P > R II.N < P represent that the 1st person sitting immediate right to III. M > P IV. O < N the 2nd person? (A) Only II is true (A) G, E (B) C, F (C) A, H (D) B, I (B) Only I and II are true (C) Only I, II and III are true (E) none of these (D) None is true (E) All are true

96 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com DIRECTION (Q. 76-80):- Answer these questions based 83. Which of the following train departure at 5pm? on the following information. (A) Bandra express (B) Vivek express In a certain code - (C) Udyan express (D) Chalukya express “red bus cancel” is coded as - “st df mj” (E) None of these “ticket refund bus” is coded as - “ej be df” 84. Bikaner express travels to which of the following city? “refund money email” is coded as - “be oi ph” (A) Jammu Tavi (B) Jodhpur “red seat cancel” is coded as - “mj st gl” (C) Chandigarh (D) Chennai 76. What may be the code for “red cancel money”? (E) None of these (A) mj st oi (B) mj st ph 85. At which of the following time, Bandra express (C) oi ph mj (D) oi ph st departure from Mumbai? (E) Either (A) or (B) (A) 1pm (B) 3pm (C) 5pm (D) 7pm 77. What may be the code for “refund”? (E) None of these (A) oi (B) ph (C) be (D) df DIRECTION (Q. 86-90):- Study the following information (E) None of these to answer the given questions: 78. Which among the following may be coded as “ej”? A seven-storey building in which ground floor is numbered (A) red (B) bus (C) seat (D) ticket as 1, then 2nd floor and top floor is numbered as 7, is going to (E) none of these be renovated. The seven persons living on different floors will 79. What may be the code for “seat money”? move out of their flats in different months i.e. February, March, (A) gl oi (B) gl ph (C) ph df(D) mj be April, May, August, September, November of the same year (E) Can’t be determined but not necessarily in the same order. 80. What may be the code for “reserve seat bus”? R lives on an odd numbered floor but not on ground floor (A) ej hk gf(B) gl mn (D) stdf(C) ph oiej df whichde is numbered 1. Two persons live between R and N, (E) None of these who is moving out in September. G lives on an odd numbered floor. Only one person lives between G and L, who does not Direction (Q. 81-85):- Study the following information live above G. A, who lives above J and moves out before April I carefully and answer the questions given below. but after G. The one living on ground floor moves out in month Seven trains namely: Hisar express, Ranakpur express, Bandra B having 31 days. J lives above T but moved out after T. T does express, Vivek express, Bikaner express, Udyan express and T Chalukya expressDeparture from Mumbai to various cities of Institute India like Chandigarh, Lucknow, Jammu Tavi, Patna, Pvt. Ltd Bangaluru, Chennai and Jodhpur. But it is not necessarily in the same order. Each train departure at different time in a day viz 1pm, 2pm, 3pm, 4pm, 5pm, 6pm and 7pm, but not necessarily in the same order. Vivek express departure at 6pm.Bikaner express departure next after the Hisar express. Chalukya express departure at 2pm.The train departure at 1pm travels to Patna. Ranakpur express does not travels to Patna. The train travels to Chandigarh departure after 5pm. Udyan express travels to Chennai and departure at 7pm. The train travels to Jammu tavi departure before the train which travels to Jodhpur. Hisar express departure at 3pm. The train travels to Bangaluru departure between the trains which travel to Patna and Lucknow. 81. Ranakpur express travels to which of the following city? (A) Lucknow (B) Jodhpur (C) Chandigarh (D) Chennai (E) None of these 82. Which of the following train travels to Patna? (A) Bandra express (B) Vivek express (C) Udyan express (D) Chalukya express (E) None of these

MAKE MY EXAM – NOVEMBER 2018 97 www.makemyexam.in & www.ibtindia.com not lives on an odd numbered floor. None of the persons 94. A person is at midway of CE, if he walks 3m north, moving out in month having 30 days live on odd numbered takes a right turn and walks for 9m. How would he floor. R moves out in month having 31 days but not in May. reach his friend who is at point F? 86. Who among the following is moving out in the month (A) Turn left and walk 3m having less than 30 days? (B) Turn right and walk 3m (A) T (B) J (C) G (D) A (C) Turn left and walk 5m (E) none of these (D) Turn right and walk 5m 87. Which of the following represents the correct (E) None of the above combination of month, person and floor? 95. What is the distance between point F and point Z? (A) T-february-5th (B) J-april-6th (A) 3m (B) 4m (C) 5m (D) 2m (C) G-may-3rd (D) A-march-7th (E) 6m (E) none of these DIRECTION (Q. 96-100):- Study the following 88. How many persons live between the one moving out in information to answer the given questions: April and the one living on 2nd floor? Eight students namely A, B, C, D, E, F, G, H study in different (A) none (B) one (C) two (D) three institutes i.e. FITJEE, AKASH and ALLEN. They like (E) more than three different subjects i.e. Maths, Physics, Chemistry, FM, Biology, 89. Four of the five form a certain group, who among the ED, Mechanics, MP but not necessarily in the same order. following does not belong to that group? Not more than three persons study in same institute. (A) T (B) R (C) G (D) L None of the students from AKASH likes physics and FM. F (E) A likes MP and studies in ALLEN. C studies in FITJEE and 90. Who among the following lives just below L? likes chemistry. H and G study in same institute. A does not (A) A (B) No one (C) T (D) G study in same institute with H and C. H and E do not like (E) J biology. G does not like mechanics and biology. The one who 91. Pointing to a girl, Sheena said, “She is the daughter of likes biology studies in AKASH. The one who likes ED studies I my father-in-law’s only son”. How is the girl related to in same institute with only one other person who likes MP. D B her? likes physics. (A) Niece (B) Daughter 96. What is the ratio of no. of students studying in FITJEE, T (C) Sister (D) Cannot be determined AKASH and ALLEN respectively? Institute (A) 1:4:3 (B) 3:3:2 (C) 3:2:3 (D) 2:3:3 Pvt. Ltd (E) None of these 92. Pointing to a boy Neha said ‘He is the son of my paternal (E) none of these grandfather’s only child’. How is that boy related to 97. Which of the following represents the correct Neha? combination of student, institute and subject? (A) Brother (B) Cousin (A) H-AKASH-FM (B) A-ALLEN-ED (C) Father (D) Cannot be determined (C) G -ALLEN- Maths (D) E-FITJEE-chemistry (E) None of these (E) none of these Directions (Q. 93-95):- Read the following information 98. Which of the following combination represents the carefully and answer the questions which follow. students of AKASH? Point D is 6m north of point A. Point C is exactly midway (A) B, H, A (B) F, C, D between point A and point D. Point E is 8m the west of point (C) E, C, G (D) B, G, H C. Point F is 5m to the east of point C. Point B is 10m east of (E) none of these point A. Point Z is exactly midway between point A and point B. 99. Which of the following represents the institute in which 93. A person starts walking from point B. He walks 14 m B studies? west, turn right and walks 6m, turns right and walks 4 m, turns right and walks 3m, turns left and walks for (A) ALLEN (B) AKASH 5m and then takes a right turn and walks for 3m. How (C) FITJEE (D) either a or b far is he from the starting point and which among the (E) Can’t be determined given points was not crossed by him? 100. Which of the following subject is liked by E? (A) 5m, point C (B) 0m, point E (A) FM (B) ED (C) 0m, point C (D) 3m, point E (C) Maths (D) Chemistry (E) 5m, point E (E) none of these

98 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com . ANSWER KEY .

1. (B) 2. (B) 3. (C) 4. (D) 5. (C) 6. (E) 7. (B) 8. (C) 9. (A) 10. (C) 11. (C) 12. (D) 13. (B) 14. (D) 15. (C) 16. (E) 17. (E) 18. (B) 19. (D) 20. (C) 21. (E) 22. (D) 23. (E) 24. (B) 25. (B) 26. (D) 27. (D) 28. (A) 29. (C) 30. (C) 31. (D) 32. (E) 33. (C) 34. (B) 35. (C) 36. (D) 37. (B) 38. (A) 39. (C) 40. (E) 41. (A) 42. (B) 43. (A) 44. (B) 45. (B) 46. (B) 47. (E) 48. (C) 49. (A) 50. (C) 51. (C) 52. (D) 53. (E) 54. (B) 55. (D) 56. (B) 57. (E) 58. (A) 59. (D) 60. (D) 61. (D) 62. (E) 63. (B) 64. (A) 65. (C) 66. (B) 67. (D) 68. (C) 69. (D) 70. (E) 71. (B) 72. (E) 73. (A) 74. (D) 75. (B) 76. (E) 77. (C) 78. (D) 79. (E) 80. (B) 81. (B) 82. (A) 83. (E) 84. (A) 85. (A) 86. (C) 87. (D) 88. (B) 89. (A) 90. (B) 91. (B) 92. (A) 93. (E) 94 . (B) 95. (A) 96. (B) 97. (B) 98. (D) 99. (B) 100. (A)

. HINTS & SOLUTION .

1. (B) According to the passage, Option B is correct 12. (D) ‘Hung’ is the past tense of the verb ‘hang’. Since, answer i.e. Critical. the sentence is in the past tense as seen from the 2. (B) According to the passage, Option B is correct use of the word ‘were’ at the beginning of the answer. i.e To give reasons for the call for action. sentence So, here past tense can be use. So, Option D is correct answer. 3. (C) According to the passage, Option C is correct answer. i.e. Arguing that more intervention is 13. (B) The subject is ‘conservative habits’ which is plural so the the verb ‘has’ is incorrect. Instead, ‘have’ required. must be used. Option B is correct answer I 4. (D) According to the passage, Option D is correct 14. (D) Replace about with of in fourth part of sentence. answer. i.e. Put up with. B Option D is correct answer. 5. (C) According to the passage, Option B is correct T 15. (C) Option C is correct answer. answer. i.e. Restate. Institute 16. (E) All (I),(II) and (III) are appropriate expressions . Pvt. Ltd 6. (E) The correct rearrangement after rearrangement is Option E is correct answer. EACDB. And First sentence after rearrangement is E. So,Option E is the correct answer. 17. (E) All (I),(II) and (III) are appropriate expressions. Option E is correct answer. 7. (B) The correct rearrangement after rearrangement is EACDB. And Last sentence after rearrangement 18. (B) Only II is appropriate expression. Option B is is B. So,Option B is the correct answer. correct answer. 19. (D) Both I and III are appropriate expressions. Option 8. (C) The correct rearrangement after rearrangement is D is correct answer. EACDB. And Third sentence after rearrangement is C. So,Option C is the correct answer. 20. (C) Only III is appropriate expression. Option C is correct answer. 9. (A) The correct rearrangement after rearrangement is EACDB. And Second sentence after 21. (E) Option E is correct answer. rearrangement is A. So,Option A is the correct 22. (D) Option D is correct answer. answer. 23. (E) Option E is correct answer. 10. (C) The correct rearrangement after rearrangement is 24. (B) Option B is correct answer. EACDB. And Fourth sentence after rearrangement 25. (B) Option B is correct answer. is C. So,Option C is the correct answer. 26. (D) Option D is correct answer. 11. (C) The correct reflexive pronoun to be used in the 27. (D) Option D is correct answer. third part of the sentence is ‘themselves’. ‘Them’ is the objective pronoun. So, Option C is correct 28. (A) Option A is correct answer. answer. 29. (C) Option C is correct answer.

MAKE MY EXAM – NOVEMBER 2018 99 www.makemyexam.in & www.ibtindia.com 30. (C) Option C is correct answer. Put in (2) 31. (D) Population of Karnataka = 0.5 million 3S + A = 4 Each person required 1 quintal that is 500000 (3 – A) + A = 4 shortage = 500000 – 450000 15 = 2A = 5000 quintals 5 A = 32. (E) we cannot determine the required answer without 2 having further equation. 2 Anu can complete in = 60× = 24 days 33. (C) total quantity produced 5 D ⇒ 4215700 42. (B) T = S 4215700 average = = 702617 L1 = 35S1, L1 + L2 = 25 [S1 + S2] 6 L2 = 21S2, 35S1 + 21S2 quantity sold = 3944500 = 25S2 + 25S2 3944500 105 = 45 average = = 657417 1 2 6 S 2 difference = 702617 – 657417 1 = S2 5 ⇒ 45200 20+ 30 590000 43. (A) = 50 ...(i) 34. (B) Percentage = ×100 xy– xy+ 620000 15 25 = 95.16% ≈ 95% + = 40 ...(ii) xy– xy+ 1970 1280500 35. (C) = From equation (i) & (ii) 1909 x x = 1 km/hr x = 1240850 I x 36. (D) x = – 3, – 1.5 44. (B) Let fraction by y B y = + 3, – 1.5 x 1 65 T y > x : = : y 216 718 Institute 37. (B) x = 12, 6 Pvt. Ltd x 618 y = + 6, – 6 × 216 = × y x > y 75 x 1 21 = 38. (A) x = 5, y 70 4 45. (B) Let breadth of plot = x 14 y = , 3 Height of plot = 3x 3 given 2 (x + 3x) × 2.5 = 360 39. (C) x = 3, – 6 8x × 2.5 = 360 y = 6, 4 x = 18 ⇒ y > x Area = 3x2 = 972 40. (E) x = – 8, – 4 Money required = 972 × 100 = 97200 Rs. 17 46-50 y = – 4, – 46. (B) Let total power banks sold by all six companies = 2 100x 41. (A) K+A K+S 15 15 Power Banks sold by Phillips & sony together (16+ 12) 4 3 = ×100x = 28x 100 60 K + A = 4 ...(i) power Banks sold by Lenovo A + S = 3 ...(ii) 15 = ×100x = 15x S = 3 – A ...(iii) 100

100 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com 50. (C) Let, total number of power banks sold by six 28xx –15 1300 Required % = ×100 = % companies together = 100x 15x 15 According to Question 2 ⇒ 86 % ⎛⎞20++ 12 ⎛⎞ 16 12 3 ⎜⎟××100xx – ⎜⎟ 100 ⎝⎠100 ⎝⎠ 100 47. (E) Let total no. of power banks sold by all six companies = 100x = 150 = 4x = 150 According to Question 100x = 3750 51-55 25 75 51. (C) ××100x = 4830 734 645 556 476 378 289 100 100 ⇒ 100x = 25760 89 89 80 99 15 wrong total power banks sold by Lenovo = ×100x 3 100 52. (D) 1 + 1 = 2 23 – 1 = 7 15 = × 25760 ⇒ 3864 33 + 1 = 28 100 43 – 1 = 64 – 1 = 63 ≠ 60 48. (C) let total number of power banks sold by all six companies together = 100x 53. (E) Average number of power banks sold by MI & 54. (B) Lenovo together 1 2 6 144 2880

(20+ 15) ×2 ×6 ×12 ×20 = ×100x = 5600 200 4 6 8 = x = 320 55. (D) 3 × 3 = 9 Average number of power banks sold by Lenovo, 9 × 2 = 18 I 152025++ 18 × 3 = 54 B Syska and MI together = ×100x 300 54 × 2 = 108 ≠ 110 T 56. (B) Let cost price of article = 100 x 60 Institute × Pvt. Ltd = x = 20x = 20 × 320 135 3 MP of an article =100x× = 135x ⇒ 6400 100 According to Question 49. (A) Let total no. of power banks sold by all six companies = 100x 80 =135xx× –100 = 96 12 100 total power banks sold by Intex = ×100x = 12x 100 = 108 x – 100 x = 96 125 96 total power bank sold by Rock = ×12x = 15x x = = 12 100 8 According to Question Retailer’s profit if he sells article at 15% discount

25 85 15xx+× 100 = 14000 =135xx× –100 100 100 40x = 14000 = 114.75x – 100x x = 350 57. (E) Let present age of Manish = x total number of power banks sold by Philips and present age of amit = 1.5x Intex together Manish’s age five years ago = x - 5 Amit’s age five years ago = 2 (x – 5) (12+ 12) = 2x – 10 = ×100x 100 But amit’s age five years ago also equals to (1.5x – 5) = 24 × 350 = 2x – 10 = 1.5x – 5 = 8400 = 0.5x = 5

MAKE MY EXAM – NOVEMBER 2018 101 www.makemyexam.in & www.ibtindia.com x = 10 61-65 Lalit’s age five years Hence 159.97 2 = 10 + 5 + 1.5 × 10 + 5 61. (D) ?× = 39.93% × 420.02 + (5.99× 6.01) 4.98 = 15 + 15 + 5 = 35 160 40 2 Lalit’s Percentage age = 35 – 5 = 30 ? ?42066××+ ( ) 58. (A) C.I, earned by Neeraj 5 100 ?××32 168 216 ⎡⎤⎛⎞2 ×+⎢⎥20 =8000⎜⎟ 1 –1 384 ⎣⎦⎢⎥⎝⎠100 ? =  12 32 ⎡⎤36 11 = 8000× ⎢⎥ –1 = 8000× = 3520 64.02 2 ⎣⎦25 25 62. (E) 7.99× ? = ×599.98 –() 4095 3 total amount invested for years in S.I. scheme = 100 8000 + 3520 = 11520 64 2 = 8×× ? 600 –() 4096 3 11520×× 15 4 100 S.I. earned = = 6912 100 8× ? 384 – 256 total interest earned by Neeraj 128 = 3520 + 6912 = 10,432 = ?16 8 59. (D) Let total no. of boys in the class = 4x then, total number of girls in the class ?  256 63. (B) 75.02% of ? = 75.02% of 75 = 4x× = 3x 396.05 135.02 680.068 100 = ×× According to Question 85.04 198.09 480.045 I 75 396 135 680 10 20 = ×××?  43xx×+× = 80 = 0.4 + 0.6x = 80 100 85 198 48 B 100 100 48 T x = 80 ?4 × ⇒ ?  64 total number of students in the class initially 3 Institute Pvt. Ltd = (4 + 3) × 80 = 560 ? 64. (A) = ×25 = + 60. (D) Ratio of efficiency of A and B = 2 : 3 100 360 72 – 289 Let time taken by A & B alone to fill cistern ? ? individually be 3x hour and 2x hour respectively = = = 144 12 4 143 4 According to Question ⇒ ? ⇒ 28 11 1 77 + = ⇒ x = 15 65. (C) = ×≅?() 9222 + ( 13 ) + ( 17 ) 32xx18 100 A alone will fill cistern in 15 × 3 = 45 hours 100 ?81169289 ×+() + B alone will fill cistern in 15 × 2 = 30 hours 77 100 A B ⇒×? 539 700 45 30 77 66-70 I B E G D F C A H 2 3 90l

A alone is opened for first 3 hrs and then B alone 24 4 33 17 51 16 43 2 29 is opened 1 hr till the whole cistern get filled 66. (B) So, cistern filled in 4 hrs = 3 × 2 + 3 = 9L 67. (D) 9L cistern is filled in 4 hrs 68. (C) = 90L cistern will be filled in = 4 × 10 69. (D) = 40 hrs 70. (E)

102 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com 71-75 86-90 Floor Person Month 71. (B) P > Q < R < S = T I. Q < S (True) II. Q < T (True) 7 A March III. R = P (False) Iv. R > P (False) 6 J November 72. (E) A = B > C < D < E 5 R August I. A > C (True) II. C < E (True) 4 T April III. B < D (False) IV. A = B = D (False) 3 G February 73. (A) M > P = Q > O = N 2 N September I. P > N (True) II. M > O (True) 1 L May III. M = Q (False) IV. Q < O (False) 86. (C) 74. (D) M < X > Y > Z > O 87. (D) I. X > O (True) II. Y > M (False) 88. (B) III. Z < X (True) IV. Z = X (False) 89. (A) 75. (B) O = P > M = R > N 90. (B) I. P > R (True) II. N < P (True) 91. (B) III. M > P (False) IV. O < N (False) 92. (A) 76-80 93. (E) word Code D Bus df 6m 5m C Red/Cancel mj/st E F Refund be 8m Ticket ej I 3m Money/email oi/ph B Seat gl T

76. (E) Institute Pvt. Ltd 77. (C) A Z B 10m 78. (D) 94. (B) 79. (E) 95. (A) 80. (B) 96-100 81-85 Students Institute Subject Arrival city Departure Time Train Name A ALLEN ED Lucknow 3 pm Hissar Express B AKASH Biology Jodhpur 5 pm Ranakpur Express C FITJEE Chemistry Patna 1 pm Bandra Express D FITJEE Physics Chandigarh 6 pm Vivek Express E FITJEE FM Jammu Tavi 4 pm Bikaner Express F ALLEN MP Chennai 7 pm Udyan Express G AKASH Maths Bangaluru 2 pm Chalukya Express H AKASH Mechanice 81. (B) 96. (B) 82. (A) 97. (B) 83. (E) 98. (D) 84. (A) 99. (B) 85. (A) 100. (A)

MAKE MY EXAM – NOVEMBER 2018 103 www.makemyexam.in & www.ibtindia.com

SSC GD CONSTABLE (T-1) (Practice Test Paper)

. REASONING ABILITY . 6. Solve the given series. 5, 6, 10, 19, 35, ? 1. In the following question, select the odd word from the (A) 50 (B) 55 (C)60 (D) 71 given alternatives. 7. If E = 3, H = 6 and PAT = 31, then what is value of (A) Neon (B) Freon (C) Argon (D) Xenon ANGER? 2. In the following letter series, some of the letters are (A) 34 (B) 35 (C) 32 (D) 33 missing which are given in that order a one of the alternatives below it. Select the correct alternative. 8. Identify the diagram that best represents the relationship among the given classes. m_n m _ n _ a n _ a _ m a _ Complex number, Integer, Natural number (A) a m a m m n (B) a a m n a n (C) a m m a n m (D) a a m m n n 3. Complete the figure by choosing the correct I alternative. Question Figure:- (A) (B) (C) (D) B 9. In the following question, select the related letter/word/ T ? number from the given alternatives. Institute 9 : 80 :: 100 : ? Pvt. Ltd (A) 901 (B) 1009 (C) 9889 (D) 9999 10. Choose the odd one out from the given alternatives. Answer Figure:- (A) 83 (B) 53 (C) 37 (D) 39 11. From the given alternatives select the word which cannot be formed using the letter of the given word: RECREATIONAL (A) (B) (C) (D) (A) RECREATION (B) RATION 4. R scored more than Q. T scored the highest marks. (C) TORN (D) HECTARE Q scored more than P. S scored more than R. Who 12. If 264 * 2 = 6, 870 * 3 = 11, then 735 * 5 = ? scored the least marks? (A) 05 (B) 12 (C) 16 (D) 03 (A) S (B) R (C) Q (D) P 13. Pointing to a man, Ridhima said, “He is the brother of 5. Two positions of a cube are shown below. What will an aunt of the brother of my sister in law”. How is the come opposite to face containing ‘4’? man related to Ridhima? (A) Father (B) Father in law

6 5 (C) Brother (D) Brother in law 14. In questions given below, select the number from the 5 1 4 2 given alternatives. 24: 27:: ?: 81 (A) 1 (B) 2 (C) 3 (D) 6 (A) 8 (B) 62 (C) 72 (D) 82

104 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com 15. Arrange the following in a meaningful order: . GENERAL KNOWLEDGE . 1. Curd 2. Grass 3. Butter 4. Milk 5. Cow 26. The highest waterfall in India is- (A) 2, 5, 4, 3, 1 (B) 4, 2, 5, 3, 1 (A) Jog falls (B) Shimsha falls (C) 5, 2, 3, 4, 1 (D) 5, 2, 4, 1, 3 (C) Hogenakkal falls (D) Vajrai falls 16. In a certain code RAIN is written as TCKP. How is 27. Who wrote ‘Malvikagnimitra’? CLOUD written in that code? (A) Patanjali (B) Kalidasa (A) ENQWF (B) EMQWF (C) Vasudeva (D) None of these (C) FNQWE (D) ENRWF 28. In May 2018, where was the first edition of bi-annual 17. If blue is called red, red is called green, green is called Naval Commanders’ Conference was held? black and black is called white then what is the colour (A) Hyderabad (B) Thiruvananthapuram of grass? (C) Coimbatore (D) New Delhi (A) red (B) black (C) white (D) green 29. Which of the following is the meaning of ‘Rashtrapala’ 18. In the following Questions Find the missing letters in in the Mauryan administration? the series. (A) District magistrate (B) Viceroys DIB, HMF, LQJ, ? (C) Patwaris (D) City administrator (A) OTM (B) QVO (C) PVO (D) PUN 30. Who published the book “The Indian War of 19. Arrange the following words according to the English Independence”? Dictionary. (A) Bal Gangadhar Tilak (i) Divide (ii) Division (B)V D Savarkar (iii) Devine (iv) Divest (C) Bipin Chandra Pal (v) Direct (A) (v),(iv),(iii),(i),(ii) (B) (v) (iv) (i) (iii), (ii) (D) Michael Madhusudan Dutt (C) (i),(ii),(iii),(iv),(v) (D) (iii),(v) (iv), (i), (ii) 31. The Nagarjuna sagar dam is constructed on the river- 20. Choose the odd one out from the given alternatives. (A) Krishna (B) Chambal I (A) DHG (B) LQN (C) VTC (D) HOG (C) Kosi (D) Sutlej B 21. In the following question, select the related word from 32. Which of the following is non-ferromagnetic? the given alternatives. (A) Fe (B) Co (C) Mn (D) Ni T Institute Bird : Aeroplane : : Fish : ? 33. Which of following is correct about Protection of Pvt. Ltd (A) Swim (B) Water (C) Food (D) Ship Human Rights (Amendments) Bill, 2018? 22. A group of 1400 consisting of teachers and students a. It proposes to include National Commission for are going for an education tour. For every 19 students, there Protection of Child Rights as deemed Member of is one teacher. The number of teachers in the group is: National Human Rights Commission (NHRC). (A) 70 (B) 90 (C) 80 (D) 100 b. It proposes to add woman member in composition 23. Labourer is related to Wages in the same way as of NHRC. Entrepreneur is related to ______. c. It proposes to enlarge scope of eligibility and scope (A) Loan (B) Interest (C) Taxes (D) Profit of selection of Chairperson, NHRC as well as State 24. Find the missing number in the following questions. Human Rights Commission (SHRCs). 123 (A) Only I (B) Only II 11 7 5 (C) Only III (D) All of the above 120 45 ? 34. In the place of which of the following Himalayas was (A) 19 (B) 17 (C) 16 (D) 15 the Tethys Sea situated? 25. Kailash faces towards North. Turning to his right, he (A) Greater Himalayas (B) Lesser Himalayas walks 25 meters. He turns to his left and walks 30 (C) Sub-Himalayan Zone (D) Tibetan Himalayas meters. Next, he moves 25 meters to his right. He, then 35. What was Bal Gangadhar Tilak also known as - turns to his right again and walks 55 meters. Finally, he turns to the right and moves 40 meters. In which (A) Father of Indian Unrest direction he is now from his starting point? (B) The Ambassador of Hindu-Muslim Unity (A) South-West (B) South (C) Father of Revolutionary Thoughts (C) North-West (D) South-East (D) Rashtraguru

MAKE MY EXAM – NOVEMBER 2018 105 www.makemyexam.in & www.ibtindia.com 36. In which state of India is the Koyna Hydroelectric 48. Which country recently declared will set up two centres Power project located? for Biodiversity and Innovation in Panama worth US (A) Odisha (B) Maharashtra $10 million and US $15 million each? (C) Andhra Pradesh (D) Karnataka (A) Russia (B) Japan (C) China (D) India 37. Kolleru Lake is located in - 49. Which of the following is used as a Rocket fuel? (A) Andhra Pradesh (B) Telangana (A) Liquid Hydrogen (B) Sodium Nitrate (C) Maharashtra (D) None of these (C) Heavy Water (D) Cupric Oxide 50. On which of the following rivers is the Sardar Sarovar 38. When did Reserve Bank of India announced a new Project built? system of exchange rates known as patial convertibility? (A) Narmada (B) Krishna (C) Sone (D) Chenab (A) 1st March, 1991 (B) 1st March, 1992 (C) 1st March, 1993 (D) 1st March, 1994 . QUANTITATIVE APTITUDE . 39. ______based Geographical Indication Registry has awarded Geographical Indication (GI) Tag to two 51. If the radius of a sphere be doubled, then the percentage more craft forms from Telangana. increase in volume is (A) Chennai (B) Hyderabad (A) 500% (B) 700% (C) 600% (D) 800% (C) Mumbai (D) New Delhi 52. A is 30% more than B and B is 60% less than C. By 40. The RBI lends short-term money to the banks at ____. what percentage is A less than C? (A) Cash Reserve Ratio (A) 35% (B) 50% (C)30% (D) 48% (B) International Normalized Ratio 53. A’s salary increased by 12% over last year and has (C) Statutory Liquidity Ratio (SLR) become Rs. 6720. What will be his next year’s salary if it increases by 20% over last year’s salary? (D) Reserve Repo Rate (A) Rs. 8000 (B) Rs. 8064 41. Who was elected the President of Indian National I Congress in the Surat Session 1907 famous for Surat (C) Rs. 7500 (D) Rs. 7200 Split? 54. The total number of elements in the power set of the B (A) Dr. Rash Bihari Ghosh (B) Lala Lajpat Rai set A containing n element if : 2 n T (C) Dadabhai Naoroji (D) Surendranath Banerjea (A) n (B) 2 n Institute 42. Gypsum is the ore of - (C) 2 – 1 (D) None of these Pvt. Ltd (A) Calcium (B) Magnesium 55. A box contains 2 blue balls, 4 red balls, 5 green balls (C) Aluminium (D) Sodium and 1 yellow ball. If two balls are picked randomly, what is the probability that both are blue? 43. ‘Manchester’ of South India is (A) 1/55 (B) 1/22 (C) 1/33 (D) 1/66 (A) Coimbatore (B) Madurai 56. The median of 19 observations is 30. Two more (C) Bengaluru (D) Chennai observations are made and the values of these are 28 44. On which river Chitrakoot Falls located? and 32. The median of the 21 observations taken (A) Indravati (B) Ganga together is equal to: (C) Narmada (D) Yamuna (A) 28 (B) 30 (C) 32 (D) 34 45. On May 10, 2018, India signed two agreements with ()2 + which country ? xxx–3( –5 4) 57. = ? (A) Belize (B) Costa Rica ()xxx–4()2 –2 –3 (C) El Salvador (D) Panama x –1 x +1 x –1 x +1 46. Among the following states, which one was formed last? (A) (B) (C) (D) x +1 x –1 x –2 x + 3 (A) Andhra Pradesh (B) Gujarat 58. In a class of 35 students and 6 teachers, each student (C) Karnataka (D) Punjab got toffees that are 20% of the total number of students 47. Which among the following articles of Constitution of and each teacher got toffees that are 40% of the total India deals with “Prohibition of Traffic in Human number of students. How many toffees were there? beings”? (A) 161 (B) 406 (A) 23 (B) 24 (C) 25 (D) 26 (C) 84 (D) None of these

106 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com 59. 20% of the total cost of a plot of area 395 sq. ft. is 71. If A: B = 1 : 2, B:C = 3 : 4, C:D = 2 : 3 and D : E = 3 : ` 782,10W . haisth era tep esr qof t. h.f ep lot? 4 then find A : B : C : D : E (A)` 1,020 (B)` 999 (C)` 1,000 (D)` 990 (A) 6 : 7 : 8 : 9 : 15 (B) 3 : 8 : 6 : 12 : 17 60. If efficiency of A is 30% more efficient than B, B is (C) 3 : 6 : 8 : 12 : 16 (D) 2 : 5 : 7 : 9 : 10 20% more efficient than C, C is 10% less efficient than 72. Amit driving with 80% of his usual speed reaches office D, then the efficiency ratio of A, B, C and D are in 2 12 hr more than the usual time .Time taken by him respectively:- to reach office with usual speed is: (A) 351:270:225:250 (B) 125:100:120:90 (A) 6 hours (B) 10 hours (C) 370:281:225:250 (D) 351:270:250:225 1 61. Mohan, a shopkeeper, bought a shirt of list price Rs. (C) 8 hours (D) 5 hours 225 at a discount of 20%. If he wants a profit of 30% 2 6 then he should sell the shirt for: 73. Walking at th of his usual speed, a man is 12 minutes 7 (A) 230 (B) 234 (C) 256 (D) 286 late. The usual time taken by him to cover that distance is- 62. 9 men finish one-third work in 10 days. The number of (A) 1 hr. (B) 1 hrs. 12 min. additional men required for finishing the remaining work in 2 more days will be (C) 1 hr. 15min (D) 1 hr. 20 min. (A) 78 (B) 81 (C) 55 (D) 30 74. Two train 120 meters. and 160 meters. in length are 63. Average temperature from 9th to 16th of a month is running towards each other on parallel lines at the speed 30°C and that from 10th to 17th, 31°C. What is the of 50 kmph. and 80 kmph. respectively. How long will temperature on 17th, if temperature on 9th is 35°C? it take to cross each other after they meet? (A) 29°C (B) 26°C (C) 32°C (D) 43°C (A) 7.75 Seconds. (B) 8.75 Seconds. 64. A is twice as good as B and is therefore able to finish a (C) 9.75 Seconds. (D) 10.75 Seconds. piece of work in 30 days less than B. In how many days 75.Twopartners invested ` 50,000a nd` 70,000 they can complete the whole work working together? respectively in a business and agreed that 70% of profit (A) 18 (B) 19 (C) 20 (D) 25 should be divided equally between them and the I 65. A person bought an item and sold it at a loss of 5%. If remaining profit in the ratio of investment. If one partner B ` orf tid olsnad ss1e0%l or f ti boughtda h e 390 gets` 90m oreht anht eo htehtr enht eot atp lromf tiade more, he would have had a profit of 20%, Find the cost in the business is: T price of the item. (A`) 1 700(B)` 1 800 (C)` 1900 (D)` 2000 Institute Pvt. Ltd (A) 1305.69 (B) 1306.69 (C) 3000 (D) 1308.69 66. If the total surface area of a solid hemisphere is . ENGLISH LANGUAGE . 108ðcm2. What will be the volume of the hemisphere? DIRECTIONS (Q. 76-80):- In the following question, some (A) 72π cm3 (B) 144π cm part of the sentence may have errors. Find out which part of the sentence has an error and select the appropriate (C) 3 (D) 2 108 6cm 546cm option. If a sentence is free from error select ‘No Error’. 67. The price of rice increases by 20% and hence the 76. Ten thousand rupees are (A) / a huge sum to pay for expenditure of a family increases by 10%. Find out by (B) / a person earning wages. (C) / No error (D) what percent the consumption has been decreased? (A) A (B) B (C) C (D) No Error (A) 8.33 % (B) 8 % (C) 8.5% (D) 9% 77. The family are (A) / out on a holiday (B) / to Spain. 68.T`on tsoecmrenh tepiound het at sarye2 orf200 (C) / No error (D) rate of 8% per annum, when the interest is compounded (A) A (B) B (C) C (D) No Error annually is ? 78. The sun rises (a) / in the east and (b) / has set in the (A) 1832.80 (B) 132.80 (C) 332.80 (D) 332.50 west. (c) / No error (d) 69. The greatest number which will divide: 4003, 4126 and (A) A (B) B (C) C (D) No Error 4249 - 79. She is wiser (a) / than any girl (b) / of her class. (c) (A) 43 (B) 41 / No error (C) 45 (D) None of these (A) A (B) B (C) C (D) No Error 70. A motor car finishes a journey in 10 hrs. the first half 80. He is fond of (a) / movies and goes to the (b) / theatre at 21km/hr. and the rest at 24km/hr. Find the distance? often. (c) / No error (d) (A) 220 km (B) 224 km (C) 240 km (D) 232 km (A) A (B) B (C) C (D) No Error

MAKE MY EXAM – NOVEMBER 2018 107 www.makemyexam.in & www.ibtindia.com 81. Sentences are given with blanks to be filled in with an 89. The soldier was court-martialed because he backed out appropriate word(s).Four alternatives are suggested for at the last moment from the battlefield. each question. Choose the correct alternative out of four. (A) withdrew (B) returned Making a lifestyle change is______, especially (C) got prepared (D) vacated when you want to transform many things at once. 90. In the following questions, the sentences have been (A) challenging (B) irrelevant given in Active/Passive voice. From the given (C) essential (D) inhuman alternatives, choose the one which best expresses the 82. In the following question, out of the four alternatives, given sentence in Passive/Active voice. select the word opposite in meaning to the given word. The principal will meet the students this evening. Transparent (A) The students would be met by the Principal this evening. (A) Casual (B) Methodical (B) The students will be met by the Principal this evening. (C) Opaque (D) Timid (C) The students can be met by the Principal this evening. 83. In the following sentences there is a blank where in (D) The students should be met by the Principal this evening. you have to fill in the most appropriate word. Select 91. In the following question, a sentence has been given in one from the alternatives provided under each Direct/Indirect Speech. Out of the four alternatives sentences. suggested select the one which bet expresses the same I cannot ______this heat. sentence in Indirect/Direct Speech. (A) bare (B) bear (C) bore (D) borne “Do you want some more sweets?” asked my friend. 84. Find the word which is most similar in meaning to the (A) My friend asked me if I want some more sweets given word. (B) My friend said to me if I wanted some more sweets Devoid (C) My friend asked me whether I wanted some more (A) Lacking (B) Full sweets (C) Equipped (D) Maintained (D) My friend asked me that I wanted some more I 85. In the following question, a group of four words is sweets B given. In each group one word is correctly spelt. Find 92. In the following question, the parts of a sentence are the correctly spelt word and mark it in the Answer sheet. jumbled up. Choose the right choice of the sequence T (A) Assassination (B) Assasination of letters which represents the correct arrangement of Institute the sentence. Pvt. Ltd (C) Asassination (D) Assassinnation According to the standard big bang theory, (P) the 86. In the following question, four alternatives are given universe came into existence (Q) / some ten to fifteen for the idiom/phrase underlined in the sentence. Choose billion years ago (R) in a moment of infinite temperature the alternative which best expresses the meaning of the and density (S) idiom/phrase and mark it in the Answer Book. (B) PSRQ (C) QPSR (D) RPQS (A) QSPR The teacher asked us to talk about the pros and cons DIRECTIONS (Q. 93-97):- In the following questions, for of industrial development. the following passage, some of the words have been left (A) Merits and demerits (B) Demand and supply out. Read the passages carefully and choose the correct (C) Fine Details (D) Future prospects answer to each questions out of the given alternatives and 87. Find the word which can be replaced for the given fill in the blanks. sentence. ‘CRY-Child Relief and You’ ______(A)______an A specialist in the treatment of the diseases of the eye organisation that ______(B) _____ started ______(C) (A) option (B) cardiologist ______seven friends and it has been working ______(D) (C) ophthalmologist (D) physician _____ 1979 to change the lives of ______(E) ______children all over India. DIRECTION (Q. 88-89):- Question is followed by four 93. Select the correct answer in place of ______(A). option given below. Find the suitable word for the underlined word. (A) was (B) is (C) are (D) being 88. Inspite of getting shot by The Taliban Malala Yousafzai 94. Select the correct answer in place of ______(B). stood for women education and bore away the Noble prize. (A) has (B) being (C) was (D) been (A) lost (B) got nominated 95. Select the correct answer in place of ______(C). (C) won (D) returned (A) with (B) for (C) by (D) from

108 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com 96. Select the correct answer in place of ______(D). which alone can be the guiding principle in all spiritual matters. (A) since (B) during (C) for (D) until Through the rigours of character building, the light of 97. Select the correct answer in place of ______(E). spirituality shines forth. The secret of character building lies (A) underprivileged (B) privileged in training the mind. Let us recall the well-known saying about character building: Sow a thought, reap an action/Sow an (C) hopeless (D) denuded action, reap a habit/Sow a habit, reap your character/Sow DIRECTIONS (98-100):- Read the following passage and character and reap your destiny. The whole process, as is answer the following questions selecting the most evident from this, begins with when we “sow a thought”. The appropriate option. problem and the solution to it lie with our thoughts, or to be James Allen says, in his book Meditations, “In happiness and more precise, with our will power. It is the will which needs unhappiness, in joy and sorrow, in success and failure, in to be trained. To this, one should become the master of the victory and defeat, in religion, business, circumstances, in all chariot, instead of becoming a slave to the horses(senses) and the issues of life, the determining factor is character. In the the rein(mind or thoughts). This is an inner training wherein mentality of individuals lie the hidden causes of all that pertains the charioteer has to be strengthened and re-educated. to their outward life. Character is both cause and effect. 98. According to James Allen, the determining factor in Heaven, hell, purgatory are contained within it.” The character all the issues of life is? that is impure and vicious will experience a life from which (A) Character (B) Destiny the elements of happiness and beauty are lacking, but a pure (C) Hard work (D) Patience and virtuous character will show forth a life that is happy and 99. To make one’s life happy and beautiful, one needs to beautiful. As you make your character, so will you shape your be? life. The importance of character building occupies a vital (A) Impure and vicious (B) Pure and virtuous place in one’s life, particularly a spiritual one. A spiritual life sans character building is like constructing a house without (C) Both (a) and (b) (D) None of the above any mortar or cementing agent. Though all mystic traditions 100. Which of the following has the author compared with speak of spiritual liberation, a state beyond even the issue of ‘horses’? character building, no one denies that it is character building, (A) Mind (B) Senses (C) Body (D) Feelings I B . ANSWER KEY . T

Institute 1. (B) 2. (D) 3. (C) 4. (D) 5. (A) 6. (C) 7. (B) 8. (C) 9. (D) 10. (D) Pvt. Ltd 11. (D) 12. (B) 13. (B) 14. (C) 15. (D) 16. (A) 17. (B) 18. (D) 19. (D) 20. (D) 21. (D) 22. (A) 23. (D) 24. (C) 25. (D) 26. (A) 27. (B) 28. (D) 29. (B) 30. (B) 31. (A) 32. (C) 33. (D) 34. (D) 35. (A) 36. (B) 37. (A) 38. (B) 39. (A) 40. (D) 41. (A) 42. (A) 43. (A) 44. (A) 45. (D) 46. (C) 47. (A) 48. (D) 49. (A) 50. (A) 51. (B) 52. (D) 53. (D) 54. (B) 55. (D) 56. (B) 57. (A) 58. (D) 59. (D) 60. (A) 61. (B) 62. (B) 63. (D) 64. (C) 65. (C) 66. (B) 67. (A) 68. (C) 69. (D) 70. (B) 71. (C) 72. (B) 73. (B) 74. (A) 75. (B) 76. (A) 77. (A) 78. (C) 79. (B) 80. (C) 81. (A) 82. (C) 83. (B) 84. (A) 85. (A) 86. (A) 87. (A) 88. (C) 89. (A) 90. (B) 91. (C) 92. (A) 93. (B) 94. (C) 95. (C) 96. (A) 97. (A) 98. (A) 99. (B) 100. (B)

. HINTS & SOLUTION .

1. (B) 6. (C) 5 + 12 = 5 + 1 = 6 2. (D) 6 + 22 = 6 + 4 = 10 3. (C) 10 + 32 = 10 + 9 = 19 4. (D) P < Q < R < S < T 19 + 42 = 19 + 16 = 35 5. (A) 35 + 52 = 35 + 25 = 60

MAKE MY EXAM – NOVEMBER 2018 109 www.makemyexam.in & www.ibtindia.com 7. (B) PAT = (16 – 2) + (1 – 2) + (20 – 2) = 31 19. (D) (iii) Devine ANGER = (1 – 2) + (14 – 2) + (7 – 2) + (5 – 2) + (v) Direct (18 – 2) (iv) Divest = (–1) + 12 + 5 + 3 + (16) = – 1 + 36 (i) Divide ⇒ 35 (ii) Division 8. (C) 20. (D) 9. (D) Relationship is x : (x2 – 1) 21. (D) 10. (D) Except 39 22. (A) out of every 20 persons there is one teacher No. of 11. (D) ‘H’ is not present in the word. 1400 teachers = = 70 264 20 12. (B) = 132 = 1 + 3 + 2 = 6 2 23. (D) 24. (C) 112 – 12 = 120 870 = = 290 = 2 + 9 + 0 = 11 72 – 22 = 45 3 52 – 32 = 25 – 9 = 16 735 = = 147 = 1 + 4 + 7 ⇒ 12 25. (D) 25m 5 13. (B) 30m Man Aunt 25m

55m Starting Sister in point Brother Ridhima I Law

B End T ×3 point 40m 24 : 27 : : 72 : 81 51. (B) Let radius of sphare = 2 Institute 14. (C) Pvt. Ltd changed volume = 4 ×3 4 15. (D) volume = πr3 3 16. (A) R A I N Initial volume = 8 final volume = 64 +2 +2 +2 +2 64 – 8 changed volume = ×100 = 700% T C K P 8 C L O U D 52. (D) Let C = 100 B = 100 – 60% of 100 = 100 – 60 = 40 +2 +2 +2 +2 +2 A = 40 + 30 % of 40 = 40 + 12 = 52

E N Q W F (100 – 52) % by which A is less then C = ×100 17. (B) Grass is of Green colour 100 Here Green Has been said black. = 48% 6,720× 100 18. (D) +5 –7 53. (D) Last year’s salary = = Rs. 6,000 D I B 100+ 12 +5 –7 H M F 6,000× 120 +5 –7 ∴ Next year’s salary = = Rs. 7,200 L Q J 100 +5 –7 P U N 54. (B)

110 MAKE MY EXAM – NOVEMBER 2018 www.makemyexam.in & www.ibtindia.com 63. (D) (9th + 10th + 11th + 12th + 13th + 14th + 15th + 2C 1 th 55. (D) Required probability = 2 = 16 ) = 30 × 8 ...(i) 12C2 66 (10th + 11th + 12th + 13th + 14th + 15th + 16th + 56. (B) median of 21 observations 17th) = 31 × 8 ...(ii) = {(19 × 30) + 28 + 32}/ 21 = 570 + 60 / 21 egn (ii) - (i) ⇒ 30 17th - 9th = 8 9th = 35°C (Given) ()xxx–3( 2 –5+ 4) temp. no 17th = 35° + 8 = 43° C 57. (A) 64. (C) Let A can complete the work in x days ()xxx–4()2 –2 –3 B can complete the work in 2x days According to Question (xxx–3)( –1)( –4) = 2x – x = 30 ()()()xxx–4 –3+ 1 x = 30 days A 30 Days 2 Per day x –1 = + x 1 60 58. (D) 35 × 20% of 35 + 6 × 40 % of 35 = 245 + 84 ⇒ 329 B 60 Days 1 Per day 59. (D) 20% of the total cost of plot = 78,210 60 they both can complete in = = 20 days 10% of the total cost of plot = 39,105 21+ total cost of plot = 39105 × 10 = 391050 65. (C) C.P. = 100 loss = 5% 391050 Rate per square feet of plot = ⇒ 990 Actual S.P. = 95 395 suppose C.P. at a loss of 10% = 90 60. (A) Let efficiency of B = 100, I 90× 120 then A = 130 S.P. at 20% Gain = = 108 B B : C = 120 : 100 100 Difference in selling price = 108 – 95 = Rs. 13 T C : D = 90 : 100 Institute Pvt. Ltd A : B : C : D ⎛⎞100 C.P. = ⎜⎟×390 = 3000 ABC : B2C : BC2 : BCD ⎝⎠13 130 : 100 66. (B) ∴ total surface area of a solid 120 : 100 hemisphere = 3πr2 90 : 100 ∴ 3πr2 = 108π 1404 : 1080 : 900 : 1000 3r2 = 36 351 : 270 : 225 : 250 r = 36 = 6 cm 20 2 π 3 2 π 3 ×π2 61. (B) CP of shirt = 225 –× 225 = 180 volume = r = 6 = 216 100 3 3 3 = 144 π cubic centimeter Profit desired = 30% 1 30 67. (A) 20% = ∴ SP = 180+× 180 = 234 5 100 Price = old : new 62. (B) 9 men finish Remaining work in 20 days 56 ∴ complete the remaining work in 2 days, no. of consumption 65 180 = : men required = = 90 men expenditure 30 30 2 (when expenditure remains same) Hence additional number of men required But new exp is 10% more i.e. = 90 – 9 = 81 expenditure = 33

MAKE MY EXAM – NOVEMBER 2018 111 www.makemyexam.in & www.ibtindia.com Hence, new consumption = x If 1 = 12 min 6 × x = 33 then 6 = 72 min x = 5.5 = 1 hrs 12 min New consumption = 5.5 74. (A) Relation speed of the trains = 50 + 80 Decreaseinconsumption = 130 km/hour % decrease = ×100 = (325/9) m/s original consumption time taken by the train top cross each other 6–5.5 1 = ×100 = 8% = (120 + 160) / (325/9) 6 3 = 7.75 seconds 68. (C) Principal = 2000 75. (B) Ratio of profits = 50,000 : 70,000 = 5 : 7 Rate = 8% per annum ⎛⎞⎛⎞100 5+ 7 time = 2 years ∴ the total profit = 90 ⎜⎟⎜⎟ ⎝⎠⎝⎠30 7 – 5 2 ⎛⎞8 ⇒ Rs. 1800 ∴ C.I. = 2000×+⎜⎟ 1 – 2000 ⎝⎠100 76. (A) Option A is Correct answer. Because,Ten thousand rupees’ is a single sum/amount of money (Singular) ⎛⎞108 2 = 2000×⎜⎟ – 2000 and hence requires a singular verb. The correction ⎝⎠100 should be ‘Ten thousand rupees is’. = 2332.80 – 2000 = 332.80 77. (A) Option A is Correct answer. Because, Family is a 69. (D) H.C.F. of 4003, 4126, 4249 = 1 collective noun hence requires a singular verb. The 70. (B) Let the distance be x km correction is ‘The family is. 78. (C) Option C is Correct answer. Because,For x km at the rate of 2 km/hr expressing universal truths, simple present tense 2 is used. The correction should be ‘sets in the west’. x 79. (B) Option B is correct answer. When two and km at 24 kms/hr I 2 objects are compared with each other, the latter term of comparison must exclude the former. B xx total time taken = + = 10 hr Hence, correction is “She is wiser than any other T 221224×× girl of her class.” x = 224 km Institute 80. (C) Option C is correct answer.The correction is “He Pvt. Ltd 71. (C) A : B = 1 × 6 : 2 × 6 = 6 : 12 is fond of movies and often goes to the theatre. B : C = 3 × 4 : 4 × 4 = 12 : 16 81. (A) Option A is correct answer. i.e. Challenging. Now A : B : C = 6 : 12 : 16 82. (C) Option C is correct answer. i.e. Opaque. C : D : E = 2 × 8 : 3 × 8 : 4 × 8 83. (D) Option D is correct answer. i.e. Bear. = 16 : 24 : 32 84. (A) Option A is correct answer. i.e. Lacking. A : B : C : D : E 85. (A)Option A is correct answer. i.e. Assassination 6 : 12 : 16 : 24 : 32 86. (A) Option A is correct answer. 3 : 6 : 8 : 12 : 16 87. (C) Option C is correct answer. 72. (B) d = distance, speed = V, 88. (C) Option C is correct answer. 89. (A) Option A is correct answer. d d 5 90. (B) Option B is correct answer. 4 – = 5 v 2 91. (C) Option C is correct answer. 92. (A) PSRQ is the final rearrangement . d ⎡⎤5 5 d 1 5 d –1 = = × = = 93. (B) Option B is correct answer. ⎣⎦⎢⎥ V 4 2 V 4 2 V 94. (C) Option C is Correct answer. = 10 hours 95. (C) Option C is Correct answer. 73. (B) S1 : S2 = 6 : 7 96. (B) Option A is Correct answer. ⎛⎞1 97. (A) Option A is Correct answer. T : T = 7 : 6 ⎜⎟S × 1 2 ⎝⎠T 98. (A) Option A is Correct answer. Difference between 99. (B) Option B is Correct answer. 100. (B) Option B is Correct answer. T1 & T2 = 1 (7 – 6 = 1)

112 MAKE MY EXAM – NOVEMBER 2018