William Barthman Jewelers to the Nets Sukkot and the The Jewish Impact Secret of Happiness on Civilization Growing Communities What the 2012 Election in Latin America Means for Israel Torah Scrolls Hidden in Iraq F SS OOF TTHHEE EERR PP YY UU AA RR RR EE PP

Front cover_OCTOBER.indd 1 9/28/2012 12:04:39 PM CONTENTS OCTOBER 2012

Departments 64 When the Patient Is a Child

ARTS AND LEISURE Disability Insurance: Protect Your Future 112 NEW JERSEY

Holiday Word Search 226 The Price of Teen Car Insurance 174 Making a Difference in Long Branch 170

BEAUTY New Year, New Approach to Investing 242 NEW S By Mark Seruya News from Around the World 192 Take Care of Your Scalp 224 FOCUS ON PARENTING What Not To Do With Your Makeup 238 By Sylvia Hamowy When the Patient Is a Child 64 Advice from Project SAFE Teachers 132 BOOKS By Rabbi Charles Rudansky Boost Your Child’s Brain Power 234 POLITICS The Jewish Impact on Civilization 98 An Interview with Joseph Lichter, DDS 88 By Randi Shomer By Rabbi Ken Spiro Assemblyman Cymbrowitz Listens 150 Briefcases and Baby Bottles 202 The Chateaux Steakhouse 134 PUBLISHER’’S LETTER 22 BROOKLYN HEALTH REAL ESTATE Confronting America’s Obesity Epidemic 178 How to Find a Great Tenant 206 Help Beautify Kings Highway 62 Strengthen Your Immune System 198 RECIPES Up and Coming Brooklyn Neighborhoods 68 About Artifi cial Sweeteners 218 A Sukkot Meal with a Thanksgiving Flair 34 CLASSIFIEDS 274 By Esther Hornstein By Jamie Geller

COMMUNITY Avoid Food Poisoning 220 The Mediterranean Diet 142 ANNOUNCEMENTS 282 Keep Your Workouts Fun and Safe 232 RELATIONSHIPS HOME Marriages are Made in Heaven 222 COMMUNITY CALENDAR 284 By Dr. Ari Korenblit 188 COMMUNITY EVENTS How to Spot an Antique RESTAURANT GUIDE 280 IN MEMORIAM Honoring Morris Bailey 96 SINGLES EVENTS 275 In Memory of My Father Albert Moghrabi 94 A Special Event for Chai Lifeline 114 SPORTS In Memory of My Dad, Sam Mizrahi 212 A Trip to Atlantic City To Support ORT 240 By Kim Mizrahi Cohen The History of Sports in Brooklyn 80 By Estelle V. Marcus ISRAEL TECHNOLOGY EDUCATION Who Will Be Israel’s New Chief Rabbis? 54 Intel Builds High Tech Empire in Israel 140 Are School Vouchers the Answer 46 By David Rosenberg By Moshe Sokolow Will Hezbollah Retaliate if Israel Attacks? 250 Cyber Warfare 146 The Sephardic Congregation 86 JEWISH COMMUNITIES Mistakes Affecting Your Computer 214 120 Rabbi Saul Kassin’s Visit to Strivright 158 A Jewish Community in the Netherlands TORAH CONTEST 254 124 Cutting Yeshivah Costs with Technology 246 The Jews of South Africa TORAH MESSAGE By Josh Lipowsky JEWISH HISTORY Parashat Hashavuah 38 EMPLOYMENT Recalling the Historic Agreement 116 By Saul Kagan Pirkei Avot 42 Creating a Concise Resume 176 By Barry Cohen LETTERS TO THE EDITOR 24 WRITER’’’S THOUGHTS FILMS Kids Are Always Listening 44 MARRIAGE By Michoel Ambush Fill the Void 102 10 Questions to Ask Before Marriage 228 Letting My Daughter Go 216 FINANCE By Rabbi Dov Heller By Emuna Braverman MIDDLE EAST Captive Insurance Companies 104 The Power of Conventions 236 By Isaac Yedid and Raymond Zeitoune Endangered Torahs 162 By Diane Paige

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22 t OCTOBER 2012 t IMAGE JUST EXCLUSIVE OFFER FOR IMAGE READERS IMAGE FOR OFFER EXCLUSIVE Subscribe onlineatsubscribe.imageusa.com Tehillim into their curriculum. their into Tehillim youth of our community. The rabbis of our schools, in Brooklyn and Deal, have incorporated this Sefer smoothly. and say safely run town the to make who municipality, the event of women and men an the to you held thank Jersey, New Branch, Long of residents and Award Leadership Sephardic the given was who Bailey, Morris of honor in Event Sephardic Annual their held York New of Federation should ask before considering marriage. Enjoy! marriage. considering before ask should perfect time for a new approach to investing and Rabbi Dov Heller provides the 10 questions the everyone is year new the that believes Seruya Mark poisoning. food avoid to how and diet, Mediterranean also have features on strengthening your immune system, confronting America’s obesity epidemic, the We questions. momentous these tackle that features important have We retaliate? Hezbollah will so, if and, Iran attack will Israel think you Do Africa. South of Jews the and Netherlands the in community you.” to important are issues what clear, and loud stating, are You elect. you those to message a sends vote “Your Cymbrowitz. Steven to the new ; the beautification of Kings Highway, and the history of sports in Brooklyn. in sports of history the and Highway, Kings of beautification the Nets; Brooklyn new the to exciting ; up and coming Brooklyn neighborhoods; William Barthman Jewelers, the jewelers do, be sure to see the movie you choose to take pleasure in what you have—you’ll be content. content. be have—you’ll you what in pleasure take to choose you ORT, an ORT, dfeec. hs 1 ad 2 er l grs u tgte a ucsfl hns Acinbk sale Auction/bake Chinese successful a Lifeline. together Chai put for girls old year 12 and 11 These difference. a Padowitz wrote “Sukkot and the Secret of Happiness,” a thought-provoking article thought-provoking a Happiness,” of Secret the and “Sukkot wrote Padowitz A beautiful new Sefer Tehillim, “Prayers of the Pure–the Doueck Edition,” was presented to the to presented was Edition,” Doueck Pure–the the of “Prayers Tehillim, Sefer new beautiful A We have interesting articles about the growing Jewish communities in Latin America, a Jewish a America, Latin in communities Jewish growing the about articles interesting have We Last month, f very and new very the about features with home call we borough the celebrating are we month This Sukkot of day first the also is October of day first The Readers, Dear The presidential election is just one month away. It is your right as an American to vote, but before you 12 issuesfor$23.95 IMAGE MAGAZINE $ organization committed to strengthening Jewish communities through education. The UJA- The education. through communities Jewish strengthening to committed organization Ben-Gurion Matsas Ben-Gurion THE PUBLISHER/EDITOR THE Subscribe to 2 AN ISSUE! our young girls from our community proved that you don’t have to be an adult to make Many philanthropic men and women took a bus ride to Atlantic City to raise money for money raise to City Atlantic to ride bus a took women and men philanthropic Many 2016: Obama’s America. Stay uptodatewithnewsaboutthecommunity,Israeland more! $ 23.45

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242 t OCTOBER 2012 t IMAGE INVESTING W E C N A N I F can also generate personal tax tax overall your advance personal and benefits generate also but can cause designated a help not only can giving charitable financial one. tional ment standpoint, as well as an emo- invest- and liability tax a from both rewarding, very be can plan a Such year. of time any at ing—admirable giv- charitable incorporate also can and strategy, long-term methodical, management well? as wealth to approach our better not Why world. our and Mark Seruya Mark New Year, New Approach to Approach New Year, New When strategically executed, executed, strategically When a requires management Wealth fot t bte our- community, our selves, better to efforts conscious make we us, upon Year New the ith or lifetime, at the end of which which designated charity(ies). There are a of end a to distributed the are funds remaining at lifetime, or period fixed a for stream income an der trusts allow for donors to receive remain- Charitable time. same at the taxes income and gains capital defer potentially as well as eficiary ben- worthy a to donate can People con- sider. to issues legal considerable are there although giving, charitable term long of basis the be can This goal: this accomplish help will that tools many wealth management plan. There are Charitable Remainder Trusts: Remainder Charitable Foundation: Family Private A age and the policy of the charity. the of policy the and age donor’s the including factors, other as well as Annuities Gift on Council American the by defined rates out pay- by determined often is stream income the of amount The gift. the of remainder the keeps charity dies, the donor the When charity. the from income annual of stream time life- a and deduction tax partial a for exchange in charity the to property whereby the donor transfers cash or charity, a and donor a between tract financial and advisors. tax, legal, your with discussion and consideration of thy wor- trusts of types other of variety it Annuities: Gift Continued on page 244 page on Continued hs s con- a is This 9/27/2012 3:49:39 PM Section 08.indd 244

244 t OCTOBER 2012 t IMAGE h poed fo tee policies these from proceeds The cost. lower comparably a at benefit significant a providing liabilities, tax gift and estate replace actually can beneficiaries. the to transferred be of will assets the value the death your upon and life, for payments quarterly receive the and choose you recipients you income other fund, the to donor a are you If fund. the of share their to according beneficiaries named and participants fund’s the both to uted distrib- is fund the from Income er. gifts of that are pooled and invested togeth- comprised fund mutual of charity. to gift future a make 3) and deduction tax life- current a a claim 2) income, ensure time 1) things: three to do you allows fund income pooled 242 page from Continued INVESTING... E C N A N I F Life Insurance Policies: These type a is fund income pooled A Funds: Income Pooled A exclusion amount is currently $1 $1 portions whatever currently However, million. is amount exclusion tax gift federal lifetime the instance, For liability. tax for mean they what and limits the mind general, giv- in ing to respect with First, mind. in keep to points key some are there gift. the on tax can income and accounts estate both circumvent retirement your of beneficiary a as DAF a Naming es. advantag- tax offer and convenient administratively are They individual. or family the of behalf on donations manage to created is and charity lic to fund (DAF) is administered by way advised a pub- donor A good giving. in a engage are funds these flexible, and cost, low establish, to beneficiary. the for free tax income typically are o atr ht h strategy, the what matter No Easy Funds: Advised Donor author. the of those are herein expressed views The money. losing of potential and the always is risks circumstances there involves Investing individual objectives. and investor’s an on depend will strategy or investment particular a of appropriateness the as investors all for suitable be not may referenced investments or and/ strategies The advice. investment tailored nature and not intended to provide individually invest- ments. Any information presented sell is general in or purchase is to solicitation article a this not in contained information The York. New in Barney Smith Stanley Morgan of Division Management Wealth Global the Planner with Financial and a president and vice resident senior Brooklyn a is Seruya Mark services to the community. the to services critical provide feel Fund, we which of all Angel College, Kingsborough the and SAFE, Pantry, Sephardic Food the of supporters time fashion. transparent a in so done and use, good to put are gifts table chari- that ensuring by philanthropists themselves, protect to also but corruption, against guard in to are place regulations IRS be reputable. must organization beneficiary pur- poses. charitable the for that used are proof funds provide must and code, IRS the under qualifications ciary organization needs to meet the benefi- The work. philanthropic ing existing start- when through organizations non-profit work to choose Many philanthropy. of benefits the assessing when documentation of actions. their of consequences tax the understand to advisors legal urged to are consult their personal tax or Individuals death. at available amount exclusion tax estate the lar dol- for dollar reduce will used are My family and I have been long- been have I and family My the important, most and Third, importance the mind Second, 9/27/2012 3:49:45 PM