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Australian Unity UNIT OVERSUPPLY CHINA & INDIA FLIPPING HOMES BARGAIN BUYS CATCHING THE NEXT BOOM HOW YOU CAN STILL PROFIT YOUR ANNUAL INVESTMENT SEPTEMBER 2017 $7.95 ISSUE 204 www.moneymag.com.au @MoneyMagAUS GUIDE BULLETPROOF WAYS MAXIMISE DIVORCE TO SAVE SCOTT PAPE INVEST PROCEEDS PAUL CLITHEROE $10k TURNING TEENS INTO THE NEW HOTSPOTS INVESTORS ROSS GREENWOOD EXPERT PICKS MARGARET LOMAS PERFECT RETIREMENT PROPERTY THROUGH GUIDE TO RENTVESTING $1Ok PA FROM SHARES PORTFOLIO NERIDA COLE SMSFs SAM HENDERSON BEN KINGSLEY MARCUS PADLEY SHARE INSIGHTS: WHY 2ND LEVEL THINKERS BEAT THE MARKET THE BUSINESS OF DYING: GOODBYE FOR AS LITTLE AS $1500 PLUS HEALTH INSURANCE: YOUR 10 KEY QUESTIONS ANSWERED APR L WWW TRAL AN E RAPHI M A AUSTRALIA’S NO.1 MICHELL a ‘Yes, I’m ots o dating Jono Revea in Victoria’s x losive ast JESSE & Married At First S NADIA MARRIED AT Hot hook-up! FIRST SIGHT WWW USTRA IA GEOGRAP IC COM AU APRIL 3, 2017 FRST NOTHER bride swap, a ce AUST $4.40 PICS! ok-up & who ends up with u Australia’s nature culture, people and places OP Need help Volcanic tonight’s di s hotspot n Revealing Victoria’s explosive past 30 YEARS ON! SEAN &SUSAN KEITH’S Theynever $14.95 DRAMATIC ally split! ing ur DASH TO Yay! Stirlings and Au rebirds w e perils facing TE ell b un nd Po ngu up angelong-distance e o an Ca e d ng ad en u e flyers eor ... MA 217 > Tay’s 195 30 YEARS ON! COU X rated nightmare KEITH’S ‘Finally Stirlings and Australia FREE DRAMATIC free from bound POSTER! DASH TO ALL-TIME WA’s much loved Sh p l fe for AUSTRALIA’S the horror MIGRATORY BIRDS NICOLE’S SIDE OURITE national parks earlysettlers ‘I need you here’ EALS of my past’ iPad, iPhone, PRIL 1 Android, Google, A Samsung, Laptops, Real-life CSI Desktop computers, A RIL 20 7 $6 99 SECRETS OF THE of 60 Minutes LOGIES ALLY LANGDON ie Our& MIKE baby’s WILLESEE EX dramatic Behind the scenes cio AMS Windows Phones the arrival with Australia’s o ge ’ CHLOE & BILL most loved stars cro SHORTEN Love battles and our CSI modern stepfami y he ul eAussie en catching Best-ever hair ate reci rs Your new cut and co our inside p Aussie designer oy af er our Thai surrogacy nightmare Easter SECRETS OF THE egg-stravaganza! & tablets LOGIES Maggie Beers Behind the scenes delic ous lunch with Australia’s Easy home made most loved stars hot c oss buns The ul imate choco a e recipes Pus!Cu e craft for the kids A TIVE FUNDS v ET FUNDS BEATIN THE INDEX m LITHER E’ N WER HLDWEPT M NEY INT R SPERRHME Tennill Q ir n er UGH SUPER ACTIVE FUNDS v ETFs TRA K T RI HE MNG 10 FUNDS BEATING THE NDEX NEW COLUMN CR SIS MANAGEMENT US “Help I’m getting a divorce” CLITHEROE’S ANSWERS SHOULD WE PUT MONEY INTO OUR SUPER OR HOME? Tenn l e IDS HOW WILL WE AFFORD TO RET RE? Mi anda WE HAVE A $115K DEPOSIT WHERE SHOULD WE BUY? FINANCIAL LESSONS FROM CRICKETER ADA Teri HERE WOULD YOU INVEST $200pw IF SAV NG FOR ACTOR SARAH PEIRSE FORMULA 1 DRIVER YOUR KIDS? Mit h COMING MY WAY WHAT SHOULD I DO? Rob $56K IN PERSONAL DEBT HELP! Nicki FINANC AL LESSONS FROM CRICKETER ADAM GILCHRIST ACTOR SARAH PEIRSE FORMULA 1 DRIVER DANIEL RICCIARDO READ YOUR FAVOURITE MAGAZINES ON ANY DEVICE! More than forty titles available! MAXIMUM Too much chocolate is never enough at Easter, and we’ve worked its magic on everything from hotcakes to hot-cross buns. RECIPES & FOOD STYLING EMMA KNOWLES & LISA FEATHERBY PHOTOGRAPHY MIKKEL VANG STYLING LISA FEATHERBY CONTENTS April CHOCOLATE FOOD 72 PACKAGE DEALS 04 FOUND N TRANSLATION 152 SECRET TUSCANY Milk-chocolate Beyo d he da y m lk ss rtm nt F om the c con t pl nt t ons o Sri Mon e A gen a ios m x of moun a n su vey ng t e best n bo ed L nka v a the i ch ns of no t ern oc an s a d nd la oon makes t P101 cho o at s t ly ch f O ama Car y br ngs us one of a ys hi den t ea ur s doughnuts (RECIPE ) a c a ki g ut m al unch menu 75 GOING NAT VE 156 ALEXANDER TECHN QUE Cou d Aus ra an f av urs n 112 EASTER WITH EDGE Mace on a def es imp e de i i i n cho o ate be he nex big h ng? C le ra ed Ch ca o hef G ant A ha z but ts ch d ve s ty ex ends r m he ur s his ons d rab e s i s to home d nner ab e to he we com ng lo a s 76 SOME LIKE T HOT ook ng f r th s et hi g as er east Con ec i ners nd ca é owne s f om 160 MUD AND GLORY ar und the oun ry off r th ir ot est 122 PRIDE OF PLACE You ha e to t ke t e ough w th he t ps f r mak ng pe fe t hot hoc la e n her b ok Fr nch Cou t y ook ng t ugh on the K koda T ack but hen athrMmiThrssn loesn tereshemaesy 78 CHOC OF THE NEW d s es i sp r d y he Médoc The cho o ate wo d s bu bl ng wi h in ova i n He e are ome of ts h tt r t ends TRAVEL 80 THE EXPLAINER Ver a i e ca ao n bs add c unch a d f av ur to sw ets nd sav ur es l ke 132 TASTE OF TULUM Who ne ds a boo ing a N m s new 82 COCOA LOCO Me i o op- p wh n you have hef I a y is mad or ch co a e o mu h P ul Be t eys h t st o sna k sha ks so i has t ree d s nct choo s of a d u gle b r ? the d rk a t 142 SW NG LOW 84 MASTERCLASS Charleston, the antebellum jewel of A ght y t l sc ous hoco a e the Carolina coast, has embraced ts gana he t rt by ma te pas ry Lowcountry roots and shines anew che Cat er ne Adams 86 MAX MUM CHOCOLATE Too much ch co a e s n ver e ough at Ea ter nd we ve wor ed i s mag c on eve y hi g r m ho c kes o ho -c oss b ns 11 DOUGHNUTS Dish from Studio Enti. Chocolate hotcakesswith APRIL 3, 2017 AUSTRALIA’S NO.1 WEEEKLY AZINA E AUST $4.40 APRIL 2017 $6.99 PRINCE HARRYin love The inside story of the sexy American 60 Minutes actress who stole ALLYLANGDON his heart Our& MIKE baby’s WILLESEE HEATH LEDGER’S EX dramatic MICHELLE WILLIAMS Married At First S t ‘Matilda is the arrival spitting image of her dad’ CHLOE & BILL PREGNANCY SHORTEN Love, battlesbttl and d our Real life CSI modernste Meet the Aussie women catching Bes - v TEST SHOCK! killers Yo ne cuuan colouc urriinsside Top Aussie designer ANOTHER bride swap, a celebrity NEW WEEKLYY! FIRST Joy after our Thai PICS! ook-up & who ends up with who! surrogacy nightmare SECRETS AT HOME WITH Need help with REBECCCA OF THE egg-str KYLIE MOLE... tonight’s dinner? GIBNEY’SS INFRASTRUCTURE INSURANCE THROUGH SUPEER ACTIVE FUNDS ET s LOGIES MICHELLE TRACK TO RICHES FINE PRINT TO CLAIM NG 10 FUNDS BEAT NG THE INDEX COURAGE Maggie Beer Yes,I’m ANGE 30 YEARS ON! dating Jono NEW M NEW Behind the scenes COLUMN delicious lunc & MOVES CRISIS MANAGEMENTng MARCH 20 7$795 SSUE 8 pI mgett mo eymag m au M neyMa AUS “He TH’S vorce” ‘Finally with Australia’s Easy home-mad a d h most loved stars hot cross bu pri PAUL CLITHEROE’S ATIC pa ANSWERS free from Theultimat SHOULD WE PUT TERRIFI MONEY NTO OUR HTO SUPER ORHOME? chocolate recip & HOOK Tennil e OURR ALL-TIME the horror ON PILL 3 K DS HOW WILL WE AFFOORD TO RETIRE? ’S SIDE Mranda FAVOURITE Plus! Cut craft f HOLLYWOOD WE HAVE A $115K Q DEPOSIT WHERE of my past’ HACKED! SHOULD WE BUY ou here’ A >> 07 stars Teri MEALS RE HERE WOULD YOU exposed INVEST $200pw IF SAVING FOR >> Tay’s YOUUR KIDS? X-rated Mi ch nightmare COMING MYYWAY WHAT SHOULD I DO? Rob a $56K IN PERSONNAL DEBT HELLP! Torn apar y new Nicki stripper bombshell FINANCIAL LESSONS FROM CRICKETER ADAM G LCHRIST ACTOR SARAH PEIRSE FORMULA 1 DRIVER DANIEL R CC ARDO Read ANYWHERE, ANYTIME on ANYTHING! Search for your favourite magazines on these Apps and websites. Apple, the Apple logo and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. CONTENTS 34 20 46 COVER STORY INTERVIEW HEALTH COVER Wheretoinvest $10k: Owner of Pulse Collective Your 10 key insurance expert picks Lauren Fried questions answered ON THE COVER UPFRONT MY MONEY 34 Wheretoinvest$10k 6 Editor’s letter 42 Funerals: Vita Palestrant 42 Business of dying 8 Our experts 46 Health insurance 46 Health insurance questions 10 In your interest: Paul Clitheroe 49 Mortgages: Effie Zahos 64 Flipping homes 12 News&views 50 Savings: Richard Scott 67 Unit oversupply 16 In brief 52 Banking: Effie Zahos 54 Family money: Susan Hely 68 China and India boom 20 Interview: Alan Deans 56 Small business: Anthony O’Brien 82 Share insights 24 Ask the experts 58 What if...: Annette Sampson 26 Ask Paul 58 The challenge: Maria Bekiaris 30 Smart spending 60 Crisis: Sam Henderson 33 Paul’s verdict 61 Life matters: Heidi Armstrong Disclaimer: Theinformationfeaturedinthismagazineisgeneralinnatureanddoesnottakeintoaccountyourobjectives,financialsituationorneeds.Youshould consider the appropri- atenessoftheinformationhavingregardtoyourowncircumstances.Beforemakinganinvestment,insuranceorfinancialplanningdecisionyoushouldconsultalicensedprofessional who can advise you of whether your decision is appropriate.
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