Fideliss Tokenn

FFIIDDEELLIISS TTOOKKEENN Loyalty Program Platform DeFi Cryptocurrency

ﬁdeliscrypto.tech Fidelis

Fidelis

ABSTRACT

The Fidelis Platform and the FIDELIS Token (FDLS, Φ) are part of a solution to bring together the most diverse Reward Programs (Loyalty Programs) under the same environment, with blockchain security and support for Smart Contracts such as BSC (Binance Smart Chain). Through the FIDELIS platform, companies will be able to develop their Loyalty Programs in a safe ecosystem, with lower operating costs and with the benefit of being able to advertise their products to customers of various other reward programs. The FIDELIS token will be equivalent to the fidelity points or cashbacks of traditional rewards programs, with the advantage of never expiring and having the possibility of valorization, which benefits both the customer and the company that participates in the FIDELIS Platform.

Fidelis

INTRODUCTION

The world is experiencing a revolution that began timidly in 2009 with the operationalization of the concept of Blockchain and the cryptocurrency BITCOIN, a revolution that is gaining more strength every day. In a few years, the individual who is not included in the world of cryptocurrencies, who does not have at least basic knowledge of how a decentralized economy works, who does not know how to operate with exchanges, wallets, and different tokens, can be considered old before the age of 40. This economic-financial revolution will have roots so deep that it will affect the economies of countries, banking systems, the commercial relationship of individuals with each other and of individuals with material things. The world of cryptocurrencies is still a long way from interacting effectively with the traditional economy. Few companies risk accepting crypto assets as a form of payment. For this reason, individuals still do not feel the need to understand the world of cryptocurrencies with the seriousness they deserve. The FIDELIS platform and the FIDELIS token (FDLS or Φ), which we present below, are contributions to bring together these two worlds that are currently distant. With the FIDELIS Platform, individuals who participate in loyalty programs will have the opportunity to understand the practical meaning of this new digital economy and, also, to benefit from it.

FIDELIS is a Latin word that means “Worthy of Faith”. The symbol that represents the FIDELIS fungible token is the Capital Greek letter PHI (Φ).

Fidelis

THE PROBLEM

Nowadays, cryptocurrencies are mostly speculative assets like traditional companies' stocks. The way a company's shares are assets that can be exchanged for money (fiduciary) with a certain ease, cryptocurrencies also have this characteristic of being able to be exchanged for fiduciary money or other cryptocurrencies, given its high liquidity. Except few exceptions, cryptocurrencies do not buy anything at all, without first undergoing a conversion into fiat money.

CRYPTO FIAT GOOD

Due to this, cryptocurrency loses an important function: It doesn’t reach the pocket of the common person, and ceases to offer its most valuable attribute, which is the guarantee of good protection against devaluation and probably an intrinsic appreciation of it, provided the supply of most cryptocurrencies is limited or controlled and, therefore, no-inflationary. Thus, the problem that we intend to solve with the FIDELIS Platform is to overcome the abism between the economy and the finances of the common and ordinary person and the world of the decentralized economy represented by cryptocurrencies. .

Fidelis

THE SOLUTION

For a cryptocurrency to have a practical dimension that allows its use in the acquisition of goods and services, it is necessary and sufficient that companies 1) Offer products for people to purchase 2) Accept direct payment with the cryptocurrency without conversion into fiat currency.

CRYPTO GOOD

However, to be able to operate in the Crypto World, it is necessary for the individual to become familiar with current concepts such as Exchanges, wallets, currency swaps and other terms that are still obscure for most people. The common person is very distant from this world because it does not need it at all. He receives his remuneration in fiat money, goods and services he buys are also expressed in fiat money, if he wants to keep his money in a "safe" place, he opens a bank account and deposits his fiduciary money and also has the possibility to invest his fiduciary money and obtain a financial income that gives him the impression that his amount is growing.

Fidelis

It would be an inglorious task to try to talk to every single person in the world and convince them that cryptocurrencies have many advantages over fiat money and at the same time, convince companies to sell their products accepting cryptocurrencies. Still, even if we convince all parties, we will still have to teach each person to open an account on an Exchange (which would represent a Bank in the crypto model), have a Wallet (which would represent a current account), teach how to send fiat money and convert it into cryptocurrency, among other "complicated tasks". Companies have been creating their own “non-fiat currencies” for some time, certainly without thinking of it. When an airline's Loyalty Program says: Buy 10,000 miles for $ 300.00, they are saying that one Mile is equivalent to $ 0.30 in fiat money. The airline accepts MILE$, that are in a client account (Wallet), withdraws the amount in MILE$ and delivers to the customer a company product such a one-way ticket, a complete trip, a tour package, a discount on hotel, etc.). The Loyalty Program is the Exchange, the Customer's account is his Wallet and MILE$ is the (crypto non inflationary, most of times) currency.

Customers fully understand how a Loyalty Program works, accept that the Program custodies their MILE$, that is, accept that the Program behaves like an Exchange, accept having their own account, that is, accepting to have a wallet containing their currencies, the MILE$, and agree to exchange their MILE$ for a product of that company. All of this is done naturally. In this way, we believe that the Loyalty Programs are the ideal vehicle for the world of cryptocurrencies to make total sense in people's minds and to have a smooth landing in the traditional economy. There would remain only the task of incorporating small changes, many of them only of nomenclature in the existing Loyalty Programs, so that there is a quick acceptance by people and companies.

Fidelis

The FIDELIS Platform will be the place where the rewards programs that join the platform will be located and FIDELIS (FDLS) will be the decentralized, deflationary currency, with indefinite validity, that the client can earn in any rewards program belonging to the FIDELIS Platform.

Fidelis

FIDELIS ECOSYSTEM

The Fidelis Platform is the space in which the FIDELIS Ecosystem will operate. The FIDELIS ecosystem has two Habitats. One of the habitats we will call the LOYALTY PROGRAMS ACCOUNT. There will be the accounts of the companies that adhere to the FIDELIS Platform and the loyalty customers of these companies. The other habitat will be the FREE-MARKET account, within which free purchases and sales of FIDELIS tokens will be made, following the laws of supply and demand, as is the case with any cryptocurrency today. Although these are two defined habitats, they have a certain communicability. In the LOYALTY PROGRAMS habitat, partner companies will offer rewards to their loyalty customers in the System Marketplace, which is the virtual place where all partner companies offer their rewards. For a customer to be entitled to a reward, he will have to purchase the products offered on the Marketplace with his FIDELIS. Partner companies can choose to offer rewards only to their loyalty customers or they can open up for other customers to purchase their products, even outside of their rewards programs.

Fidelis

It may be interesting for the partner company to open purchases to customers outside its Loyalty Program for two reasons: 1) Increase the number of customers. 2) Attract FIDELIS, both to expand their reward programs and as a reserve of value, as FIDELIS have fiduciary value. All customers who exchange FIDELIS for goods or services on the Marketplace will do so in a DECENTRALIZED manner (DeFi). The FIDELIS Ecosystem is designed to make the FREE-MARKET Account leaner.

Fidelis

THE AGREEMENT WITH THE PARTNER COMPANY AND THE TRANSFERS OF FIDELIS BETWEEN THE LOYALTY PROGRAMS AND THE FREE-MARKET ACCOUNT.

1) In the Contract with the partner company, it will be established that the company will be able to capture FIDELIS in the FREE-MARKET offering the products from the Marketplace and will be able to sell them back in the FREE-MARKET or use them as a CAPITAL RESERVE or to expand its own Rewards Program.

2) A loyalty customer of the partner company can exchange their FIDELIS earned in the Program at FREE-MARKET. For this, he must have his Wallet available and request the sending of his FIDELIS. The sale on the FREE-MARKET will suffer a 25% discount (twenty-five percentage points) and can only be made in the Peer-to- Peer mode for holders previously registered on the Platform.

3) The partner company can acquire FIDELIS in the FREE-MARKET at market price as well as its loyalty customers.

Fidelis

EXPECTED VALUE OF FIDELIS TOKEN(FDLS)

The increase of value of a cryptocurrency depends on several factors, mainly:

1) Increase in the percentage of coins held by HOLDERS in relation to the total issued. 2) Interest that the currency awakens in the Market. 3) Decrease in the volume of coins in its ECOSYSTEM. 4) Robust and Consistent Project Design. 5) Energy spent on mining and transactions. 6) Consistent marketing campaigns to attract more partner companies, loyalty customers and holders.

Fidelis

Bitcoin and Doge are two examples of coins that from time-to-time value spectacularly, Bitcoin since it is popular and also to the large number of coins concentrated in the holders: 87% of the coins are owned by 0.5% of the holders, which increases its scarcity. Doge values it by becoming famous when a personality makes a tweet hinting at support. However, Bitcoin has come under criticism for demanding a lot of energy from mining and transactions. Doge is an infinite supply coin that is not based on any useful project.

Every day investors seek to know if there is any project behind the currency, because in the absence of ballast, a good project is a guarantee of long life and progressive interest on the part of the population. Let us see what features FIDELIS has and what makes it have great possibilities for appreciation in the medium term. The FIDELIS Ecosystem, as we have seen, is composed of two habitats: 1) The habitat of the LOYALTY PROGRAM, where the reward programs of the companies reside, is of slow metabolism. The FDLS move slowly, only when there are partner companies and when they start to distribute the FDLS assigned initially. The portfolios of companies and loyalty customers are holders by nature. Thus, it is most likely that the FDLS that circulate in this habitat will do so in controlled quantities and that they will return to the companies' own Wallets, closing a relatively tight circle.

Of course, it can and will happen that a certain number of FDLS escape from this

Fidelis habitat to the FREE-MARKET account, as today occurs in frequent flyer programs in which there are companies that exchange miles for fiduciary money, but loyalty customers will only be able to sell their FIDELIS at a discount (a penalty fee will apply) and in a Peer-to-Peer business pool.

1) This LOYALTY PROGRAM Portfolio tends to maintain the number of FDLS in its habitat, which makes it relatively neutral and with little influence on currency devaluation. It mostly influences valuation. 2) In summary, the LOYALTY PROGRAM habitat is for holders who do not lose their coins so easily. 3) 2) On the other hand, the FREE-MARKET account has a fast metabolism. There will be holders, but it will also be made up of traders who will seek quick gains by buying and selling FDLS looking to increase their amount of fiat money. A known way of valuing a FREE-MARKET account is to "burn" tokens, with the aim of making the supply scarcer, as scarcity is usually synonymous with valuation. The FIDELIS Ecosystem Smart Contract provides for the burning of 1% of each transaction, which in the medium term represents a significant decrease in the number of coins in the FREE-MARKET account. 4) In the FIDELIS Ecosystem, the increase in scarcity is encouraged in two ways: 5) a) For each transaction, a fee of 7% is charged, and these tokens are distributed as follows: 1% is burned, 2% is distributed among the holders and 4% is sent to the MKT Account and Development, that is, they leave the environment of fast metabolism and go to an environment of slow metabolism, in the case of distribution to holders or sending to the MKT and Development Account, or zero metabolism, in the case of burning. There is a low probability that these FDLS will return to the FREE TRADE account in the near future.

Fidelis

b) The Marketplace is open for purchases OUTSIDE the habitat of the LOYALTY PROGRAM, if the partner companies so wish. Traders and holders of the FREE TRADE account will be encouraged to exchange their FDLS for Marketplace products, bringing “faster” FDLS to an account in which they will be relatively trapped in the rewards program web.

Both form 1, in which the FDLS go to the LOYALTY PROGRAM account, holders and MKT and Development Account, and form 2, in which the FDLS go directly to the companies' Wallets (and to their rewards programs) are mechanisms that simulate the burning of tokens, but that instead of being eliminated, makes them have a practical purpose in the economy, generating more wealth. In addition to these ways 1 and 2 of valuing the FDLS, we can add the purchases that the companies' Wallets can make in the FREE MARKET to strengthen their portfolios, or even to increase the assets of the company itself, because the valuation of the FDLS can transform it an asset. In this way, not only is there a great possibility of valuing the FDLS, but also the tendency is for Marketplace products to be “cheaper” in the Marketplace, deflating the entire Ecosystem, balancing it and making it prosperous for its participants.

Fidelis

LOW ENERGY CONSUMPTION IN TRANSACTIONS

This attribute of sustainability, low energy consumption, is gaining strength among consumers concerned with the burning of fossil fuels, which still make up the main energy matrix in the world. The FIDELIS Ecosystem has very low energy consumption. To begin with, FIDELIS is not minable. In addition, the fact that a significant number of transactions are carried out in exchange for FDLS for commodities substantially reduces the total energy expended by the FIDELIS Ecosystem. This characteristic is more fundamental every day and helps in the appreciation of the currency.

Follow our Social Networks, Website and Telegram Group.

Instagram: @fidelis.crypto Facebook: @fideliscrypto Twitter: @fideliscrypto.

Website: www.fideliscrypto.tech Telegram: https://t.me/fideliscryptointer

Join our community on Social Networks and Telegram, to stay up to date with updates on the FIDELIS Project.

Fidelis

THE FIDELIS PROJECT IS NOT ANONYMOUS

We have recently seen a huge creation of new currencies, many of them simple fraudulent schemes to take money from people in good faith. The common denominator of these scams is the anonymity of their authors. We understand that it is a greater guarantee for the investor to know who the people behind the FIDELIS Project are. The Project's developers are:

Gustavo Toja Frachia – Entrepreneur, Professor, graduated in Mathematics and Psychology (USP) with a Masters in Statistics from the University of São Paulo. Long experience in developing Loyalty Program.

Salin Naun Neto – System Analyst, Blockchain and Web Programmer.

Fidelis

TOKENOMICS

TOKEN NAME FIDELIS

TOKEN TICKER FDLS, Φ

TOKEN TYPE BEP 20 (BSC)

SUPPLY 990.000.000

TOKEN CONTRACT 0x85cec9d09529c4239dcd89018889238abdd3ede6

VERIFIED TOKEN YES

VERIFIED BY BSCSCAN

WEBSITE HTTPS://FIDELISCRYPTO.TECH

Fidelis

HOLDERS DESCRIPTION

15% of which: 5% released for sale in pre-sale or after launching. DEVELOPERS AND 5% released for sale 6 months after ADVISORS launching. 5% released for sale 12 months after launching .

MARKETING AND 15% - For Marketing Campaigns and DEVELOPMENT Programming ACCOUNT

40% - Reward Programs. Tokens cannot be sold directly on the FREE- MARKET Account under Contract. LOYALTY PROGRAM They can only be used to create new ACCOUNT Reward Program accounts from partner companies.

FREE-MARKET Account 30% - Free Trading

CIRCULATING TOKENS AT LAUNCH: 396.000.000 (40%)

TOTAL SUPPLY: 990.000.000

Fidelis

MINTING OF NEW FIDELIS TOKENS

Rewards programs on the FIDELIS Platform can advance in such a way that the number of tokens in the LOYALTY PROGRAM Portfolio gets scarce to host new rewards programs. When the number of tokens in the LOYALTY PROGRAM Portfolio falls below 49,500,000 FDLS (5% of the initial Supply) new tokens can be produced to replenish the LOYALTY PROGRAM portfolio and with prior notice to the holders. As stated above, these tokens cannot be traded on the FREE MARKET and in case of any leak, it must be replaced by the responsible partner company.

PROJECT DEVELOPMENT

Between the publication of this White Paper and the launch of the FIDELIS token (FDLS), changes and adjustments may occur due to the most diverse factors, however, which will not affect the essence of the Project. To be informed about possible changes or adjustments, we advise you to visit the website https://fideliscrypto.tech to be aware of any updates.

Fidelis

DISCLAIMER

We reserve the right to change any technology mentioned in this White Paper to further the overall objective of the project. For the latest version of the White Paper, visit: https://fideliscrypto.tech

THERE IS NO INVESTMENT ADVICE IN THIS WHITE PAPER

The information provided in this White Paper does not constitute investment advice, financial advice, commercial advice, or any other type of advice, and you should not treat any content on the site as such.

ACCURACY OF THE INFORMATION

We will do our best to ensure the accuracy of the information in this White Paper, although we have no responsibility for any missing or incorrect information. Understand that you are using any and all information available here AT YOUR OWN RISK.

Fidelis

ALL INVESTMENTS INVOLVE RISK All investments involve risks, losses can exceed the principal invested. Past cryptocurrency, market or financial product performance does not guarantee future results or returns. Earnings from cryptocurrencies are usually subject to tax, depending on which country you reside. We are not responsible for any loss or damage suffered by you as a result of investing in this token. Trading and investing are risky activities, do them at your own risk, and we advise people to never use more money than they cannot afford to lose. The cryptocurrency market is volatile and is a risky market. Investment in cryptocurrency may not be suitable for all readers of this White Paper.

Anyone who wants to invest in cryptocurrencies should consult a professional, independent, and qualified financial advisor.