Tuition Initiatives and Discounts: How Jewish Day Schools use pricing to increase enrollment and affordability Daniel Held Evan Mazin Ayelet Seed January 2016 UJA FEDERATION OF GREATER TORONTO UJA Federation’s mission is to preserve and strengthen the quality of Jewish life in Greater Toronto, Canada, and around the world through philanthropic, volunteer and professional leadership. Year after year, UJA’s Annual Campaign allows UJA to care for our most vulnerable: build and strengthen Jewish identity and education, invest in Israel and overseas, and promote Jewish/Israel advocacy, while also creating infrastructure throughout the GTA that serves not only the Jewish community but also the community at large.

THE JULIA AND HENRY KOSCHITZKY CENTRE FOR The Julia and Henry Koschitzky Centre for Jewish Education, UJA Federation’s educational pillar, is dedicated to strengthening, enriching and promoting the quality of Jewish education in our schools and the greater Jewish Community. The CJE ensures its continuity by providing leadership and supporting a sustainable system of quality Jewish schools and programs attracting the greatest number of students. The CJE serves more than 70 day schools and supplementary programs, 1,500 educators and 16,000 students across the GTA. Table of Contents

Introduction ...... Page 3

Community Wide Initiatives ...... Page 6

Middle Income Initiatives ...... Page 16

iCap ...... Page 18

Flat Dollar Amount or Percent of AGI ...... Page 23

Number of Students and Income ...... Page 28

Number of Students ...... Page 33

New Student Discounts ...... Page 34

Flex Tuition ...... Page 42

Jewish Community Professional Discounts ...... Page 55

Referral Discounts ...... Page 63

Affiliation Discounts ...... Page 65

External Funding ...... Page 70

Merit Scholarships ...... Page 73

Early Enrollment/Payment Discounts ...... Page 82

Sibling Discounts ...... Page 91

Other Discounts ...... Page 108

Appendix 1-Schools with Multiple Tuition Models ...... Page 115

Contributors ...... Page 124

Table of Contents Page 2

Introduction

Why Tuition? Toronto Revenue Tuition, and the ways we talk about tuition, impacts all parts of a school’s functioning Tuition 8.9% 1.1% as well as parent and community perception of 6.7% Donations/Fundraising/ the school. In nearly all schools tuition is the Endowment Income largest revenue stream, fueling the school’s Federation operations and catalyzing its mission. In Other Toronto’s Jewish day schools, tuition represents, 83.0% on average, 83% of revenue.

Tuition allows schools to survive and thrive, sustaining quality and driving new initiatives. Tuition impacts teaching and learning, staffing, and the value-added programs critical to our schools’ success. The quality of education and the variety of programs offered by schools are dependent on tuition.

Tuition also impacts the perceived value of the school. The framing of tuition impacts the ways parents relate to the school, including the admissions and enrollment process. Tuition informs the demographics and diversity of our student body and impacts the ways the community and donors view day school education. Tuition, and the way it is packaged, is a major indicator of affordability.

Nearly three years ago, in researching the Greenbook on Jewish Day School Financial Sustainability and

Affordability published by the Jewish Funders Network and the AVI CHAI Foundation, we uncovered some of the ways schools use tuition to increase recruitment and affordability for middle income families. As we, in

Toronto, seek to make Jewish day school more affordable for these families we sought to learn from models employed by other Jewish day schools.

Introduction Page 3

This Publication

UJA Federation of Greater Toronto’s Koschitzky Centre for Jewish Education is dedicated to buttressing the financial sustainability and affordability of Jewish day school education. Through our work in partnership with local day schools and national agencies, we seek to develop the data and ideas to sustain and strengthen

Jewish day schools.

In Toronto we are undergoing two parallel processes which led to this report. First, we are seeking to revise our current tuition assistance program. The program, which was developed by UJA Federation nearly a half century ago, currently serves 2,300 students in fourteen schools each year. While the system goes a long way to make day school more affordable for those in need, its application and framing needs to be updated.

Second, as many schools and communities are doing, we are seeking ways to make day schools more affordable and accessible to middle income families. Our hope is that by learning from the experience of others, we can improve our own practices.

This report is best described as a landscape study of tuition initiatives employed by day schools across

North America. During the summer of 2015, we reviewed the websites of hundreds of Jewish day schools to discover how they charge tuition and, just as importantly, how they present these charges. To be clear, in this early stage of research, we did not pursue schools any farther. We did not contact them to inquire about the rationale for their tuition structure or presentation nor did we inquire about the impact of the initiative on enrollment or affordability. These, of course, are worthy questions to ask but will be undertaken only in the second phase of this research to be conducted in 2016. During this second phase, we will seek to learn about specific initiatives in greater depth.

We base the report below on what we found online. We recognize that some websites may be out of date and others can only be fully understood within the particular context of the school. We also recognize that the conversations that happen with school admissions professionals are critical to a family’s understanding of tuition, but our research did not benefit from these conversations. We apologize for omissions and errors in reporting.

Introduction Page 4

It is also important to note that nearly every Jewish day school has some kind of tuition assistance or subsidy program. These programs are not the focus of this study and were not included in the pages below.

Notwithstanding these caveats, our community and school leadership in Toronto has found this data helpful, and we hope you do too.

Reading this report

Categorizing tuition initiatives can be difficult. Many of the initiatives & discounts we studied could fall into multiple categories and, without knowing the underlying goals of the initiatives, categorizing can be even more challenging. Nevertheless, we roughly created twelve groupings. It may be helpful to skim individual sections, or read particular sections of interest more in-depth.

For each initiative we sought to give a brief overview of the initiative/discount including school information, eligibility criteria, the application process, and baseline school tuition. Throughout, we tried to include links to the initiative/discount website and/or application in order to offer a jumping-off point for more information.

Introduction Page 5

Community Wide Initiatives

Throughout North America, local Federations and Foundations support Jewish day schools. While a number of communities have facilitated multi-school tuition assistance initiatives, it is relatively recent that communities have launched middle-income affordability initiatives. These initiatives take many forms - those administered by the school or administered centrally; those fully funded by the community or with shared funding between school and community; those focused on affordability and those matching affordability with recruitment of new students/families; those focused on particular ages including points of entry (early childhood) and points of attrition (high school).

One unique initiative cited in this category is the Kohelet Fellowships. While most initiatives target funding based solely on demographic information such as household income, grade level, and number of children, this program requires parents to commit to two years of Jewish learning in order to receive funding for their children’s tuition.

While most of these initiatives– particularly those targeting middle income families – rely on donor funds, some have leveraged government funding aimed at affording school choice. Particular examples can be found at the end of this section citing initiatives in Florida and Ohio.

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School Information & Eligibility Application What Receive Other Information Name of Initiative Harold Grinspoon Foundation-  Enrolled in one of the participating schools.  Online  4 years old, JK:  Cannot be receiving Tuition Incentive Program application $2,500 scholarship or financial aid. (TIP)  SK-Grade 8:  The amount is prorated for Western $4,000 students in half day  Hebrew High School of  Grades 9-12: programs. New England (9-12) $5,000  Heritage Academy (K-8)  Lubavitcher Academy (ECE-8)  Lander-Grinspoon Academy (K-6) Harold Grinspoon Foundation-  For kindergarten and first grade children  Online  $1,000  Still eligible if receiving Preschool Incentive Program who have attended a Jewish early childhood application scholarship or financial aid. (PIP) preschool for a minimum of 1 year.  Children may apply for 2 Western Massachusetts years of funding.  Heritage Academy (K-8)  Lubavitcher Yeshiva Academy (ECE-8)  Lander-Grinspoon Academy (K-6) Kohelet Fellowships  For parents with children in Preschool or  Online  Fellows receive  Must commit for both years Various Schools across the Grades K-7 (depending on school). application tuition breaks of the program. United State (changes every  Parents must: & answer a from their  Families with children who few years) o Participation in either JLI Courses or YU short schools, which have or have had a child in a (Preschool & /or Elementary) Chavruta (Paired) Learning. ‘essay’ varies by Jewish day school are now o Attendance at Orientation event at the question school. eligible to apply to the beginning of Year 1 and Graduation Preschool Pilot Program. event at the conclusion of Year 2. However, if your child o Attendance of at least one of your currently attends one of the school’s two learning events each year. participating day schools, Preschool Pilot Program parents will you may apply to the attend at least one event each year at regular program as a parent one of the day schools. of that school. Community Wide Initiatives Page 7

School Information & Name of Eligibility Application What Receive Other Information Initiative The Jim Joseph High School Affordability  High School  Complete the  Partial tuition Initiative students entering preliminary survey and grant award Greater Los Angeles Area, at any grade level. application. which varies  Milken Community High School (9-12)  Must be new to  Print out your by school and  New Community Jewish High School Jewish high school Qualifying Form and might be (9-12) (Might vary by present to school. renewable for  (9-12) school).  School admissions all 4 years of  YULA Boys High School (9-12) decisions will be made high school.  YULA Girls High School (9-12) independent of financial need. Once you have been accepted, the school will notify you about your partial tuition grant award. Discover Day School Grants  Available for the  All families interested in  Each grant is  Students must attend the Greater Phoenix Area, first child of a being considered for a worth $2,500 second year at the school in  Desert Jewish Academy (K-6) family who enrolls grant for their child for two years order to receive the second  Pardes Jewish Day School (K-8) in one of the seven must apply to the ($5,000 total). grant.  (K-8) schools. Jewish Tuition  Students receiving other JTO  Shalom Montessori At McCormick  Income levels for Organization (JTO) scholarships are eligible for the Ranch (Age 12 mo-12 yrs) Discover Day through the regular Discover Day School Grant.  Shearim High School (9-12) School Grant scholarship program.  Each year, any unallocated  Torah Day School Of Phoenix (K-6) applicants must not This involves completing scholarships will go into a  Yeshiva High School Of Arizona (9-12) exceed IRS AGI of an application through general fund that will be $300,000. Tuition Aid Data Service divided evenly amongst all (TADS). existing JTO recipients.

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School Information & Name Eligibility Application What Receive Other Information of Initiative C.A.P.S. Program of the  Eligibility is  Enter the anonymous  A Tuition Cap / Freeze is  Tuition Caps / Freezes do not Generations Fund for based on C.A.P.S. Eligibility the maximum amount cover additional costs Educational Excellence whether you fit Calculator and receive that you will be associated with your Montreal within the instant preliminary required to pay for your child(ren)’s education,  Akiva School (K-6) income criteria results. child(ren)’s Jewish day including but not limited to:  École Maïmonide (K-12) and your child is  Complete the school tuition based on building fund fees, home and  Hebrew Academy (K-12) attending an Application Form and your gross household school association fees, lunch  Hebrew Foundation School (K- eligible school. receive instant results if income and number of programs, parent association 6) you are approved. children attending a fees, security funds,  Jewish People's and Peretz  Submit the required qualifying Jewish day registration and processing Schools (JPPS) / Bialik High financial documents by school. This Tuition Cap fees. School (ECE-6) June 30, 2015 / Freeze will be  Can't also receive other finical  Solomon Schechter Academy o 2014 Revenu applicable each year for assistance from school. (Jr. Pre-K - 6) Quebec Notice the remainder of your  If received a Tuition Cap/Freeze  United Torah School of Assessment child(ren)’s education at last year and your gross (UTT) / Herzliah High Schools o You may also be that school (from household income and number (K-12) asked to provide Kindergarten to Grade 6 of children attending a other supporting and from Secondary I to qualifying Jewish day school documents that Secondary V), as long as have not changed, you will be attest to your your gross household guaranteed a Tuition Cap / financial income and number of Freeze after filling out the situation. children attending a Eligibility Calculator and qualifying Jewish day Application Form and school remain the same submitting the required each year. documentation.  Any C.A.P.S. families are also eligible for a one time grant of $1,800 per student for Kindergarten and Secondary 1 (Grade 7) of $1,800 per student.

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School Information & Name Eligibility Application What Receive Other Information of Initiative The CJP Discover Day School  Available for K-8 students  Complete CJP’s Discover Day  This grant  This grant program is (DDS) Program entering a Jewish day School Application including: program administered by Massachusetts school for the first time in o Printed, completed and offers Combined Jewish  Solomon Schechter Day fall 2015. signed CJP Discover Day qualifying Philanthropies (CJP) and School of Greater Boston (K-8)  Only the first child in a School 2015-16 families the is subject to its  Cohen Hillel Academy (K-8) family to attend a Jewish Application lesser of eligibility requirements.  JCDS, Boston's Jewish day school is eligible o Copy of page 1 and 2 of $6,000 or 25%  In lieu of school Community Day School (K-8) (previous attendance at a both parents’/guardians’ of day school financial assistance.  MWJDS, MetroWest Jewish preschool or young (4- filed 2013 & 2014 IRS tuition per Day School (K-6) year old) kindergarten Form(s) 1040 year for up to  The Rashi School (K-8) program housed at a day o If applicable, letter from two or three  School (K-12) school does not disqualify Gateways (Boston's years.  Striar Hebrew Academy (K-6) an applicant). central agency for Jewish  New England Hebrew  Have an annual income special education) Academy (ECE-8) between $100,000 and confirming expected  Shaloh House Jewish Day $299,000 after “Jewish” tuition for 2015-16 School (ECE-6) deductions (e.g., special education  Torah Academy (ECE-8) membership services

 BAIS Yaakov of Boston High and Jewish preschool School for Girls (9-12) tuition). (Jewish  Gann Academy (9-12) deductions can lower an AGI to fit within the  and Rebbitzen Shlomo qualifying middle tier Margolis High School definition. However, (9-12) deductions will not

disqualify an applicant if, when applied, the AGI falls below $100,000.)

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School Information & Name Eligibility Application What Receive Other Information of Initiative Jewish Day School Grants Elementary school grants:  Contact Elementary school grants:  Greater Philadelphia/Southern  Your child must be the first in your individual  Each grant covers one- New Jersey family to attend a Collaborative- school third of your child's  Abrams Hebrew Academy affiliated elementary day school and/or email tuition, after financial aid (ECE-8) and can be entering any grade. is applied, up to $5,000  Jack M. Barrack Hebrew scholarships: per year for up to four Academy (6-12)  Any child currently enrolled in 5th years (or until your child  Kellman Brown Academy grade at any school may apply for completes elementary (ECE-8) this three-year scholarship, which school).  Kohelet Yeshiva High School is primarily based on a Middle school scholarships: (9-12) commitment to Jewish learning.  Each scholarship covers  Perelman Jewish Day School Applications must include a one-third of your child's (K-5) recommendation from one of tuition, after financial aid  Politz Day School of Cherry your child's 5th-grade teachers is applied, up to $5,000 Hill (ECE-8) along with a student essay per year for up to three  (K-8) describing why a Jewish day years as long as your  Torah Academy of Greater school education is important. child continues to meet Philadelphia (ECE-8) High school scholarships: the eligibility  Torah Academy Girls High  Any child currently enrolled in 8th requirements. School (9-12) grade at any school may apply for High school scholarships: this four-year scholarship, which is  Each scholarship covers based on economic need as well one-third of your child's as a commitment to Jewish tuition, after financial aid learning. Applications must is applied, up to $8,500 include a recommendation from per year for up to four one of your child's middle-school years as long as your teachers along with a student child continues to meet essay describing why a Jewish day the eligibility school education is important. requirements.

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School Information & Eligibility Application What Receive Other Information Name of Initiative JUF Right Start  To be eligible for the JUF Right Start  Online  Children who have Metropolitan Chicago, Illinois voucher, your child must be: application previously attended Various Preschools in Day o Enrolled in a Jewish infant care, infant care, toddler Schools, & JCC’s toddler care, or preschool care, or preschool program for the first time in with Jewish content your family.  Attends 2 days/week: $500 do not qualify. o A member of a family where at  Attends 3 days/week: $1,000  Children attending least one parent identifies as  Attends 4 days/week: $1,500 parent/child classes Jewish.  Attends 5 days/week: $2,000 do not quality, but o Enrolled in a JUF Right Start may apply for the affiliated program. voucher when they o Enrolled in a class where the enroll in a class that child attends independently and meets independently. meets at least 2 times per week. Right Start Preschool Program  To Be Eligible Your Child Must Be:  Online  Attends 2 days/week: $500 Greater Portland, Oregon o Enrolled in a participating Jewish application  Attends 3 days/week: $1,000 Various Preschools in Day infant care, toddler care, or  Attends 4 days/week: $1,500 Schools, Synagogues & JCC’s preschool for the first time.  Attends 5 days/week: $2,000 o Enrolled in a class where the child attends independently and meets at least 2 days per week. The program may be half-day or full-day. o A member of a family where a least one parent identifies as Jewish.

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School Information & Name Eligibility Application What Receive Other Information of Initiative Harold Grinspoon Foundation-  The child must be:  Online  Attends 2 days/week:  Any family who attends Right Start o 2.9 years of age or older. application $500 a minimum of one year Western Massachusetts o A member of a family who  Attends 3 days/week: of Jewish preschool is  Lubavitcher Yeshiva Academy identifies as a Jewish family. $1,000 also eligible to apply for Preschool o The first child in a family to  Attends 4 days/week: a Preschool Incentive  attend any Jewish preschool for $1,500 Program Grant, a Preschool the first time. Children who  Attends 5 days/week: $1,000 grant toward  Ganon Amunim attended a Jewish toddler $2,000 tuition for each year of  Gan Keshet Preschool program are eligible at Kindergarten and 1st preschool age. grade at a qualifying o Enrolled in one of the four Jewish day school. participating Jewish preschool programs. o The child is enrolled in a Jewish preschool program that meets 2, 3, 4 or 5 days per week, and attending half day, full day, or extended day. o Any Jewish child who is a resident of western Massachusetts (area code 413) or the southern Vermont counties of Windham and Bennington. (Residency is determined by the primary address as listed on a driver's license, tax forms, or voter registration.)

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School Information & Name Eligibility Application What Receive of Initiative Step Up for Students  This scholarship is offered by the State of  Online application  A scholarship to Florida Florida; it is based solely on income and  Documents that are typically help cover private  Yeshiva Elementary School number of persons living in your requested: school tuition and (ECE-6) household; OR Families who qualify for the o Paystubs (30 consecutive days fees, worth up to  Torah Academy of Boca Raton free or reduced-price lunch program may closest to when you submit your $5,677. The (ECE-8) qualify for a scholarship. Or, if your family application) scholarship will  Scheck Hillel Community receives SNAP (food stamps), TANF, or o Birth certificate if your child is pay for the School (ECE-12) FDPIR, the student may qualify. entering kindergarten or first following school  Lubavitch Education Center grade expenses, in this (ECE-12) o Most recent 2013-2014 report order until card if your child is entering maximum award  Jewish Academy of Orlando (K- 8) grades 6-12 amount is reached,  Hebrew Academy Community o Proof of residency for all or until all fees are School (ECE-8) members in the household (I.E.- satisfied,  of Boca Raton health insurance, Medicaid, whichever is first: (ECE-8) income documentation, utility 1) Tuition 2) Books  Donna Klein Jewish Academy bills, court custody documents or 3) Registration 4) (K-12) residential lease listing Transportation 5)  Brauser Maimonides Academy household members) Uniforms 6) (ECE-8) o Any other sources of income (i.e. Testing 7) Other - unemployment benefits, social (Applicable for security benefits, child support books and benefits, etc.) uniforms sold by o Driver’s license or passport for the school, not a primary and secondary parents third party vendor.)

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School Information & Other Eligibility Application What Receive Name of Initiative Information Ed Choice Scholarships EdChoice Low Performing Schools Scholarship:  Once your child has been  Grades K-8:  Students who Ohio  Provides scholarships to students entering accepted by the private school, $4,250 are currently  Gross Schechter Day kindergarten and students who are new to the private school will have you  Grades 9-12: receiving an School (ECE-8) Ohio schools in 2015-2016 who reside in complete a Scholarship $5,000 EdChoice  Columbus Torah neighborhoods with low performing public Request Form, along with your scholarship Academy (K-12) schools. proof of current address and  EdChoice will can renew the  Columbus Jewish Day EdChoice Expansion Income Based Scholarship: your child's birth certificate, to pay either scholarship School (K-6)  Provides scholarships to students entering the private school. the for the 2015-  Cincinnati Hebrew kindergarten through 2nd grade in 2015-  The private school will submit scholarship 2016 school Day School (K-8) 2016 whose family income is at or below an EdChoice application for amount or year as long  Joseph and Florence 200% of the poverty level. your child through the online the private as they meet Mandel Jewish Day  Partial scholarships are available for secure application school's certain School (Formerly The families with income between 201% and system, ONLY available to the actual tuition requirements. Agnon School) (ECE- 400% of the poverty level. private school. amount, 8)  Check the Federal Poverty whichever is  Rockwern Academy Guidelines to determine if you less. (ECE-8) meet the income requirements

for your household size and you want your income verified to determine if you qualify for low income status. [Note: Families applying for an expansion scholarship MUST have their income verified; it is NOT optional.]  Complete the Income Verification Form, gather all supporting income documents (see list on form), and mail to the address listed on the form by the listed deadline.

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Middle Income Initiatives

In the Greenbook on Jewish Day School Financial Sustainability and Affordability, we introduced middle income as follows:

Since the economic crisis in 2008, tuition at Jewish day schools has continued to rise while wages

remained stagnant. Among those most affected are middle income families. These families, who often

do not quality for traditional income-based financial aid but struggle to afford full tuition, have been

forced to make difficult decisions regarding their children’s’ enrollment in day schools. As one Head of

School observed, there is a “unique psychology of middle income families,” who are donors in order

organizations in which they are involved, but are forced to be askers in day schools.

Some have noted a barbell effect in day schools: a large proportion of low-income families who qualify

for financial aid, a small number of middle income families who struggle to afford full tuition, and a

large proportion of high-income families who pay full tuition. As tuition increases outpaces inflation,

schools are faced with requests for financial aid from families who would not have applied ten years

ago.”

Three years ago, when researching the Greenbook, there may have been a half dozen middle income initiatives across North America. Today, as we conducted this survey, we counted twenty-two school based initiatives in addition to the community-wide models discussed above. While the challenges of affording day school continue to mount for middle income families, it is comforting to see a growing number of initiatives targeted at tackling the challenge.

We broke these initiatives into four categories based on what families’ receive:

 iCap: Family’s tuition is capped at a certain percentage of household AGI, usually 15-18%.

 Flat dollar amount or percent discount: Eligible families receive a flat amount or percent off tuition

which does not vary, even with more children at the school. The amount varies between $2,500-

$10,000 or up to 18%. Middle Income Initiatives Page 16

 Number of students and income: Discounts are based on BOTH a family’s income AND the

number of children attending the school. Families either receive a dollar amount discount or

percentage discount.

 Number of students: Discounts are based on the number of family members attending the school,

without variance based on income. Discounts range from 8%-15%.

Reviewing the initiatives currently in the market, four questions surfaced:

1. What are the goals of the initiative? To what extent is the goal to attract new students, who

otherwise would not have enrolled in Jewish day school, and to what extent is the initiative designed

to make day school more affordable for existing families.

2. How is middle income defined? Is it simply defined as household income falling between an upper

and lower limit or does the calculation include factors such as net-assets, number of children, etc?

3. How is the initiative marketed or framed? Recognizing the ‘unique psychology’ of middle income

families, how does the initiative demonstrate rigor in its stewarding of communal funds, while also

addressing the reluctance of middle income families to ask for assistance?

4. How long is the funding available, and how does it change over time? While some initiatives offer an

incentive for only a few years others guarantee assistance throughout a student’s tenure in the school.

These decisions impact on the financial model of the initiative, a parent’s perception of affordability,

and school recruitment/retention strategies.

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iCap School Information & What Other Eligibility Application Base Tuition Name of Receive Information Initiative iCap Tuition  2014 Family income (as  Form to fill out  iCap  The iCap  Children aged Program calculated on form) must be  Copy of filed 2014 IRS provides Tuition credit 18 months to 5 Solomon Schechter between $100,000 and $400,000. Form 1040, 1040A or a tuition may be years-fees vary Day School of  Family’s assets (excluding 1040EZ (including all cap equal combined with based on Greater Boston primary residence, 529 plans, and schedules) to the CJP’s Discover number of days Newton, MA retirement) must be less than lesser of Day School and hours K-8 $350,000. full program.  Kindergarten: tuition or  To maintain the $24,950 15% of iCap tuition,  Grades 1-3: family families must $25,560 income submit a new  Grades 4 & 5: for application and $26,640 eligible meet eligibility  Grades 6-8: families. requirements $28,560 each year.  Families applying for first time admission and for iCap credit are also required to apply for CJP’s Discover Day School Checks.

Middle Income Initiatives-iCap Page 18

iCap School What Other Information & Eligibility Application Base Tuition Receive Information Name of Initiative Yesodot/Middle  Fill out short online  Total  If you have a  3 Year Old Income Affordability AGI Tuition Cap (As A form tuition, child/children Program: $9,500 Program Range Percentage of AGI)  Submit the first two regardless enrolled in  Pre- K: $11,800 Joseph Kushner 150K- pages of your 2014 tax of how grades K-8 in  Kindergarten: 15% Hebrew Academy/ 174K return. many a Jewish $12,600 Rae Kushner Yeshiva 175K- children are elementary  Grade 1: $13,700 16% High School 199K enrolled, is school other  Grades 2-4: Livingston, NJ 200K- capped at a than JKHA, a $15,600 17% Pre-K-12 224k percentage $5,000 credit  Grade 5: $16,400 225K- of AGI as will be 18%  Grades 6-8: 275K determined applied to $17,000 by line 37 your AGI.  Grades 9-11: of the IRS $23,000 tax returns.  Grade 12: $23,500 iCap Tuition Program  Eligible families with 3 or more  Have their  JK Half Day: Robbins Hebrew children. tuition $7,365 Academy  Gross family income between capped at  JK & SK: $14,730 Toronto, ON $200,000 and $300,000. 15% of  Grades 1-5: JK-8 income. $16,380  Grades 6-8: $16,500

Middle Income Initiatives-iCap Page 19

iCap School Information & What Eligibility Application Other Information Base Tuition Name of Receive Initiative Base Grant  The grant is  Application  Through  This cap is not an absolute, and families  Infant Room (per Gottesman RTW designed for to fill out this whose income exceeds the threshold month): $400-$1,350 Academy middle-income program, may qualify for the grant program with depending on number of Randolph, NJ families with a set tuition is special circumstances. days and hours ECE-8 maximum annual “capped”  Ima Ve Ani (Mommy and gross income who at Me)(per year): $300 would not qualify affordable (current families); $400 for the standard levels for (new families) tuition assistance moderate  ECC Two and Three Year program but who income Olds (per year): $3,380- may find it a families. $9,900 depending on hardship to number of days and provide their hours children with a  ECC JK (per year): GRTWA education. $4,610-$10,200  Families with depending on number of children entering days and hours K-8 are eligible.  Kindergarten – Grade 5: Vision 2025  Qualified Middle  Cap of $17,480 Gottesman RTW Income Families. 15% of  Grades 6-8: $20,200 Academy their AGI. Randolph, NJ ECE-8

Middle Income Initiatives-iCap Page 21

iCap School Information & Eligibility Application What Receive Other Information Base Tuition Name of Initiative Affordability Initiative  AGI of $200,000 or  Form to fill out  Families who  Families who opt  Gan/Early Beit Rabban Day School more but insufficient  For purposes of select the for the Childhood: New York, NY income and/or assets to determining Affordability Affordability o Full day: ECE-8 cover the full tuition Adjusted Gross Initiative Initiative will not $24,869 rates for multiple Income, the prior option pay a be eligible to o Half day: children. Given the year’s tax return is set tuition of apply for financial $22,293 economics of New York used for calculating 15% of aid for the coming  Kindergarten- City, families earning up the deposit (2014). Adjusted year unless there Grade 3: $31,347 to a half a million In the spring, the Growth was a significant  Grades 4 & 5: dollars, regardless of 2014 Form 1040 is Income (AGI), change in the $32,297 whether income is from submitted to set regardless of employment salary or investments, the actual tuition. the number of status of a parent can qualify for the Please submit your children in the in the family. This Affordability Initiative. 2013 Form 1040 school. At least affordability with this form one of the initiative is (submission of the enrolled sponsored in part 1040 form is not children must through a grant necessary if the be in the from AVI CHAI. school is in elementary  For applicants for possession of your school and the the Affordability most current 2013 minimum Initiative, the 1040 form). tuition must early security be equal to at deposit of 10% of least 55% of projected tuition the total Full is due on the 30th Tuition for of November, each child. with another 10% due by the 31st of January.

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iCap School Other Information & Eligibility Application What Receive Base Tuition Information Name of Initiative The Hillel Academy  Every family may apply through the  Form to fill out  The Hillel  Scholarships  Infant-Pre-K-fees Day School regular financial aid process.  A copy of the Academy Day offered by Hillel vary based on Affordability family’s 2014 IRS School Academy are number of days Program tax return, Affordability moral and hours Hillel Academy of including all Program scholarships and  Kindergarten: Pittsburgh schedule and provides a if you are $8,865 Pittsburgh, PA forms. tuition cap per granted a  Grades 1-6: ECE-12  A copy of qualifying scholarship by $9,490 parent(s) family equal Hillel Academy  Grades 7 & 8: paystubs for the to the lesser then you will $9,800 prior three of full tuition have a future  Grades 9-12: months. or 18% of all moral obligation $11,275  A signed IRS Form current family to support the 4506-T (Request income. Hillel Academy for Transcript of Scholarship Fund Tax Return). to the best of your ability. If financial circumstances allow, you will repay the amount of any scholarship received.

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Flat Dollar Amount or Percent of AGI School Information Other Eligibility Application What Receive Base Tuition & Name of Initiative Information Access JCDS  Total JCDS tuition, and  Application to  Eligible to receive  Discover Day  Kindergarten: JCDS, Boston's Jewish that of other Jewish Day fill out a $2,500 per School Checks $26,680 Community Day School Schools, is equal to or  Include a copy student. are available  Grades 1-4: $28,510 Watertown, greater than 20% of your of your 2014 to families in  Grades 5-8: $30, 320 Massachusetts adjusted gross income. filed IRS Form lieu of  Total family net assets, 1040 or 1040A. Flexible excluding home equity,  A copy of your Tuition. are less than $210,000. 2014 W-2’s  Not eligible from your for the employer(s) regular  IRS Form financial aid 4506T, signed (flex tuition but not dated long form).

GO Grant  Total family tuition  Online  Set award by  Grants are  Pre-K: $11,500 obligation is between 10% application grade: provided for  Kindergarten: West Orange, NJ and 15% of income.  Most recent IRS o Kindergarten- up to four $18,200 Pre-K-12  Do not wish to disclose Form 1040 Grade 5: $5,000 years.  Grades 1-4: $19,450 information about assets (without o Grades 6-8:  Grade 5: $20,000 and living expenses. schedules), $6,000  Grade 6: $22,000  A GO Grant provides disclosure of o Grade 9: $7,000  Grades 7 & 8: enough financial support projected o Grades 10-12: $25,000 to make tuition more income. $6,000  Grade 9: $28,500 affordable.  Grades 10 & 11:  Primary source of income $29,250 is reported on a W-2  Grade 12: $28,500 (not self-employed).

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Flat Dollar Amount or Percent of AGI School Information & What Other Eligibility Application Base Tuition Name of Initiative Receive Information The Bernard Heerey  Qualify for Financial Assistance  Apply for  $5,000  Meeting the  Pre-Nursery/Nursery: Family Foundation through the FACTS Scholarship financial tuition criteria doesn’t $7,225 Scholarship Program Service. aid grant. not automatically  Kindergarten: Hillel Torah North  Have at least two children through mean that the $11,525 Suburban Day School attending Hillel Torah in Grades 1- FACTS student/ family  Grades 1 -8: $16,500 Skokie, IL 7. will receive the ECE-8  Pay at least one full tuition. Heerey Scholarship as that will be determined, based on specific need, by the Scholarship committee. You will be notified, along with your Financial Aid letter, if you have been awarded a Heerey Scholarship. The Bernard Heerey  Family must qualify for Financial  Form to  The Heerey Family Foundation Assistance through the regular fill out Scholarship Scholarship Program ICJA scholarship process.  Apply for can provide Ida Crown Jewish  Family must have at least two financial as much as Academy children attending day school. aid a full tuition Chicago, IL  Family's combined tuition through scholarship 9-12 payments must meet or exceed FACTS for the cost of one day school tuition. qualifying students.

Middle Income Initiatives-Flat Dollar Amount or Percent of AGI Page 24

Flat Dollar Amount or Percent of AGI School Information & What Eligibility Application Other Information Base Tuition Name of Initiative Receive The Bernard Heerey  Middle income families   JK: $14,500 Family Foundation with multiple children in  Kindergarten- Grade Scholarship Program day school. 5: $20,300 Chicago Jewish Day  Grades 6 & 7: School $21,100 Chicago, IL  Grade 8: $21,101 JK-8

Cozen Scholars Program  Are new family to the  Form to fill out  $5,000  Please note that  Gan: $16,300 Perelman Jewish Day school.  First two pages families accepted to  Grade 1: $18,900 School  Total income is between of your 2013 participate in the  Grades 2-5: $20,600 Melrose Park & $150,000-$350,000. tax returns. Cozen Scholars and Wynnewood, PA Perelman Jewish Day K-5 School Tuition Affordability Programs will not be eligible to receive additional financial aid from the school.  After the initial year of enrollment, families may apply to participate in the new Perelman Jewish Day School Tuition Affordability Program.

Middle Income Initiatives-Flat Dollar Amount or Percent of AGI Page 25

Flat Dollar Amount or Percent of AGI School Information & Eligibility Application What Receive Other Information Base Tuition Name of Initiative Evenhaim Family  Families with children  Form to fill out  Tuition of  The grant funding  2 and 3 Year Olds: Education Grant for in K-Grade 8, who are  2012 Federal Tax $10,000 in a will continue for as $13,895 Middle Income Families not currently Returns student’s first long as a student  Pre-K Transitional Kadima Day School attending Jewish Day  2013 Federal Tax year. remains in their Kindergarten Gesher: West Hills, CA School. Returns upon division at Kadima, $15,575 ECE-8  Families with total filing. with only $500  Kindergarten: gross income of up to  2013 W-2s, 1099s, increases each $21,625 $150,000 (for one or similar year.  Grades 1 – 5: child), and up to documents for $24,5955 $200,000 (for more both  Grades 6 – 8: than one child) will parents/guardians. $27,695 qualify. Discover Schechter Grant  New families entering  Form to fill out  $2,000 for  The grant  Children aged 18 Program kindergarten through  Attach a each child continues for each months to 5 years- Solomon Schechter Day Grade 8. completed copy of entering child’s first three fees vary based on School of Greater Boston  2014 adjusted gross 2014 IRS Form Schechter. years at Schechter number of days and Newton, MA income of less than 1040, 1040A, or as long as your hours K-8 $400,000 and assets 1040EZ. family continues  Kindergarten: below $350,000 to qualify. $24,950 (excluding home  The Discover  Grades 1-3: $25,560 equity and retirement Schechter credit  Grades 4 & 5: accounts). may be combined $26,640 with CJP’s  Grades 6-8: $28,560 Discover Day School program.

Middle Income Initiatives-Flat Dollar Amount or Percent of AGI Page 26

Flat Dollar Amount or Percent of AGI School Information Eligibility Application What Receive Other Information Base Tuition & Name of Initiative Middle-Tier Income  This web app is  Contact  A reduction  If you qualify for both  Kindergarten: $33,600 Tuition Calculator intended for families School. of up to 18% a middle-tier income  Grade 1: $37,400 Solomon Schechter whose income falls in of full tuition. reduction and regular  Grades 2 & 3: $38,550 School of Manhattan a middle range that, financial aid, we will  Grades 4-8:$38,750 New York NY on the one hand, ask you to choose K-8 might not make it one or the other. possible to qualify for  If you qualify for the regular financial aid tuition reduction now but, on the other and your hand, might also not circumstances remain be enough to afford unchanged in the full tuition. coming years, you will continue to qualify for a reduction. The reduction is projected to continue at 15-20% of the full tuition. If your circumstances do change (for example, your income increases, or one of your children is graduated), your eligibility will be determined based on your new circumstances.

Middle Income Initiatives-Flat Dollar Amount or Percent of AGI Page 27

Number of Students and Income School Information & Other Eligibility Application What Receive Base Tuition Name of Information Initiative AlephBaeck  Must be at North  Online  Students of first time families will be  Can't receive  Half day Leo Baeck Campus and in Nursery application eligible to receive up to $10,800 against subsidy from Nursery: Toronto, ON (only current students)  Applicants will tuition fees. UJA as well. $7,350 N-8 through Grade 2. be required to o $10,800 is the maximum amount  Full day  Eligible families must sign an income that may be granted for each new Nursery: have the following declaration student of a first time Leo Baeck $13,200 household income: and provide family. These funds will be paid out  JK-Grade 8: o 1 child at school: supporting as follows: $5,400 in Year One, $14,700 $150,000 - documenta- $3,600 in Year Two and $1,800 in $250,000 tion. Year Three. o 2 children at  Siblings of current students will be school: $200,000 - eligible to receive up to $5,000 against $300,000 (two tuition fees. children at Leo o $5,000 is the maximum amount that Baeck) may be granted for each new o 3 or more children student of a current Leo Baeck at school: $250,000 family. Families that take the - $350,000 incentive in their child's third year at Leo Baeck will receive a $5,000 tuition subsidy. Families that take the incentive in the second year will receive $4,000. Those that take it in the first year will receive $3,000.

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Number of Students and Income School Information Eligibility Application What Receive Other Information Base Tuition & Name of Initiative MAI Discount  The "MAI Discount"  Application  Please note that  Kindergarten- Maimonides program gives a  First two the MAI Tuition Grade 5: School percentage discount pages of program has now $21,045 Brookline, MA based on income IRS Form been expanded  Grades 6-8: K-12 and the number of 1040. through 6th $26,395 children a family has Grade.  Grades 9-12: at Maimonides.  A family can use $31,950  Families with net both “MAI Flex” worth (housing and and “MAI financial Discount", but the investments) not multi-child exceeding $1 million. discount does not  Families who are apply to the “MAI new to the school in Flex” tuitions. either 2014-15 or  A family can use 2015-16 school the Discover Day years. School (DDS)  Families who applied program with the for Financial Aid or MAI Tuition MAI Tuition for the program. 2014-15 school year.  Cannot also  Returning families receive financial who completed the aid. MAI Tuition survey  If the minimum in the summer of tuition in this 2014. program is unaffordable, a family may apply for financial aid.

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Number of Students and Income School Information & Other Eligibility Application What Receive Base Tuition Name of Information Initiative Perelman Jewish  Qualifying  Form to fill out  Please note that  Gan: $16,300 Day School Tuition families are  First 2 pages of families  Grade 1: Affordability those whose your 2013 tax accepted to $18,900 Program total income return. participate in the  Grades 2–5: Perelman Jewish Day is between Cozen Scholars $20,600 School $150,000- and Perelman Melrose Park & $350,000 Jewish Day Wynnewood, PA with more School Tuition K-5 than one Affordability child enrolled Programs will at Perelman. not be eligible to receive additional financial aid from the school.  The grant is in effect for every year your child or children are at Perelman, from Gan to 5th grade, making it easier to plan what your tuition costs will be in the future as your family grows.

Middle Income Initiatives-Number of Students and Income Page 30

Number of Students and Income School Information & Eligibility Application What Receive Other Information Base Tuition Name of Initiative

Within Reach  If your  Application  Families are welcome to  $37,750 Gann Academy family's  2013 & 2014 apply for multiple Waltham, MA adjusted IRS Form 1040. programs but must 9-12 gross income select only one award. is between  We are so pleased for $175,000 and Number of Children in families to "lock in" Jewish Day School (K-12) $400,000 and 2015/2016 tuition for all four years. your assets and/or Undergraduate (Please note: if your (excluding Programs family income or your primary Family number of children in 1 2 3 residence and Income Jewish day school or retirement $175K- college changes, your $25,000 $20,000 $20,000 savings) are $250K Within Reach tuition less than $251K- may change $30,000 $25,000 $20,000 $400,000, $300K accordingly). then you are $301K-  Unfortunately, we $30,000 $25,000 $25,000 automatically $350K cannot offer this eligible. $351K- program to offset $30,000 $30,000 $25,000  New families $400K tuition of students to school. currently enrolled in our school. However, if you have a younger child who is considering Gann Academy for high school and your family meets the program requirements, you are eligible for this program for that next child.

Middle Income Initiatives-Number of Students and Income Page 31

Number of Students and Income School Information & Other Eligibility Application What Receive Base Tuition Name of Information Initiative

SHAS Tuition  Maximum  Application  STAP is not  Toddler Aleph Accessibility AGI of  Signed copy of designed to (15 months) Program (STAP) $299,000. the first two replace SHAS' through Pre- STAP ELIGIBILITY & TUITION DISCOUNT Striar Hebrew pages of your existing K: fees vary CHART Academy 2014 IRS Form Traditional based on Number Sharon, MA 1040. Tuition number of of ECE-6 Assistance days and Children program. hours Attending Adjusted Gross Income (AGI) & Families who  Kindergarten: SHAS in Tuition Discount Per Family need more $15,290 Grades K tuition  Grades 1 & 2: through assistance than $18,420 6th what is  Grades 3 & 4: Under $150- $200- $250- available $18,970 $149k 199k 249k 299k through STAP,  Grade 5 & 6: AGI AGI AGI AGI are $19,510 1 child $1,000 $750 $500 $250 encouraged to 2 children $2,000 $1,500 $1,000 $500 apply for 3 children $3,000 $2,250 $1,500 $750 tuition assistance through the Traditional Tuition Assistance program.

Middle Income Initiatives-Number of Students and Income Page 32

Number of Students School Information & Eligibility Application What Receive Base Tuition Name of Initiative Tzedek Tuition  Available to Jewish  Check the box on the Tuition  1st child tuition: $8,878 (8% disc.)  $9,650 Reduction families with total Enrollment Contract indicating you  2nd child tuition: $8,685 (10% N.E. Miles Jewish Day household adjusted are making the request. disc.) School gross income <$200,000.  Provide the 1st page of 2014 IRS  3rd child tuition: $8,203 (15% disc.) Birmingham, AL Form 1040 with your Tuition K-8 Enrollment Contract in an envelope marked ‘confidential’ and addressed to the Business Manager.

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New Student Discounts

Recruiting new students is key to the sustainability of any day school. Many industries have adopted models wherein consumers receive a discount to ‘hook’ them into the quality of the product. The New York

Times offers a trial digital subscription for 99 cents, internet providers offer discounts for the first three or six months of services, even Jewish camping - through the Foundation for Jewish Camp and local Federations’

One Happy Camper program – offers a $1000 discount for the first year of camping. Each of these incentives is designed to drive early enrollment, convince consumers of the quality of the product, and retain the relationship for years to come.

This strategy, called penetration pricing, can be found not only in new student discounts but in nearly every category of initiatives described in this survey. Penetration pricing is particularly effective where transaction costs are high – where, once enrolled, it’s difficult to move. This is the case in schooling, where transferring a child has not only educational and financial, but social implications as well.

What defines a ‘new’ student? Some schools offer discounts to the first child in a family to enroll while others extend it to all new students. In some schools, discounts are geared towards transfer students or students who are entering the school in certain grades. While most schools do not specify what previous schooling the child had, some discounts are geared towards students coming from public school and others have different amount if they are entering from a public school or a Jewish Day School (Shalom Torah

Academy of East Windsor).

Finally, there are two particularly interesting programs in this category. First, Heilicher Minneapolis

Jewish Day School gives their ‘new student discount’ to students returning after hiatus of one year or more, thus trying to draw those students who left back to the school. Second, the Joseph Kushner Hebrew Academy/

Rae Kushner Yeshiva High School in Livingston, New Jersey gears its program towards families who are new to the local community. In this model families must also join one of the participating synagogues. These families receive only a discount from the school, but the synagogue and JCC also provide discounts.

New Student Discounts Page 34 School Base Information & Eligibility Application What Receive Other Information Tuition Name of Discount Bruchim Habayim  No other children in the  Form to fill  25% off 2015-  Just for one year  $9,650 N.E. Miles Jewish Day family have been a out 2016 tuition  All enrollment materials must be School student at the N.E. Miles received by March 13, 2015. This Birmingham, AL Jewish Day School. includes an enrollment K-8 application/Tuition Contract and $350 enrollment tuition deposit.  Tuition must be paid in full by April 15, 2016. New CJHS Family  Freshman or transfer  Online  $5,000  This is a one-time scholarship per  $23,300 Scholarship student. Form family. Chicagoland Jewish  This is in addition to or instead of High School the elective scholarship. Deerfield, IL 9-12

Pioneer Program  Students who come to  Form to fill  The Pioneer  Offered to a limited number of  $37,750 Gann Academy Gann for 9th grade from out Program offers students Waltham, MA public middle schools a 20% tuition  Families are welcome to apply for 9-12 (who attended public discount each multiple programs but must select school since at least 6th year. only one award. grade).  This program is not need based and does not require a family to submit financial aid documents. Shomrim of Ohio  New students (any grade  Form to fill  Shomrim of  The scholarship is not dependent  $15,600 Columbus Jewish Day level). out online Ohio is offering on financial need. School one year of New Albany, OH tuition. K-6

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School Information (& Name of Eligibility What Receive Other Information Base Tuition Discount (if applicable)) Heilicher Minneapolis  All new students enrolling in  $3,600 grant for all  This one-time grant.  Kindergarten-Grade 4: Jewish Day School the 2015-16 school year in any new students. $15,050 Minneapolis, MN grade, including students who  Grades 5 & 6: $15,175 K-8 are returning after a hiatus of  Grades 7 & 8: $15,430 one year or more. Vision 2025  Any new family to the school.  Eligible for a Discover  This is per family and  Infant Room (per month): Gottesman RTW Gottesman Academy applies to any family $400-$1,350 depending on Academy incentive of $1,000 per except Infant Care number of days and hours Randolph, NJ year for two years. only families.  Ima Ve Ani (Mommy and ECE-8 Me)(per year): $300 (current families); $400 (new families)  ECC Two and Three Year Olds (per year): $3,380- $9,900 depending on number of days and hours  ECC JK (per year): $4,610- $10,200 depending on number of days and hours  Kindergarten –Grade 5: $17,480  Grades 6-8: $20,200 Hillel Academy of  New families.  $3,875.00: Tuition for  This one-time only  $7,750 Greater Dayton all grades. discounted tuition. Dayton, OH K-6 Double Chai Tuition  New kindergarten students.  Double Chai tuition  In celebration of  $15,600 Grant grant of $3,600. Columbus Jewish Day Columbus Jewish Day School’s 18th year School (Chai Year). New Albany, OH K-6 New Student Discounts Page 36

School Information What Other Eligibility Application Base Tuition & Name of Discount Receive Information Discovery Grant  New families  Form to fill  It is a  If a family The Jewish Day School of entering Junior out $7,000 applies for Metropolitan Seattle Kindergarten- grant to Tuition Seattle, WA 6th Grade are be Assistance ECE-8 eligible. spread and is over granted two an award, years. they are not eligible for the new student Discovery Grant.

The Alpert Family Aleph  Entering  $1,500  $12,250 (for the 2013-2014 school year) Bet Jewish Day School kindergarten. grant. Annapolis, MD K-5

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School Information & Other Eligibility Application What Receive Base Tuition Name of Information Discount Transfer Student  Transfer   Offered a 50% off tuition  JK: $5,570 Heritage Academy student. incentive for accepted  Kindergarten-Grade 8: $9,475 Longmeadow, MA transfer students. If you JK-8 are a transfer student, total tuition for the current school year is $5,737.50. Goldenberg Jewish  Grant   For Children Entering  Limited grants  Pre-School: Education Grant provided Preschool- Kindergarten: available. First o 3 half days: $3,900 Shalom Torah for new $3,000 off tuition rates. come, first o 4 half days: $4,500 Academy of East students  For Children Entering served, o 5 half days: $5,100 Windsor to Shalom Grades 1-8 who are regardless of o 3 full days: $6,100 East Windsor, NJ Torah currently not in Jewish need. Inquire o 4 full days: $7,500 ECE-8 Academy Day School: $5,000 off about need- o 5 full days: $8,950 of East tuition rates. based  Kindergarten – Grade 5: $9,400 Windsor.  For Children Entering scholarships, if  Grades 6-8: $8,950 Grades 1-8 who are applicable. currently attending Jewish Day School: $3,000 off tuition rates.

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School Information & Eligibility Application What Receive Other Information Base Tuition Name of Discount BONIM  If you move to one  Contact  You will be eligible for a  JKHA/RKYHS will  3 Year Old Program: Community of our local school and $2,500 tuition reduction per continue to provide $9,500 Growth Incentive communities and shuls for year, for each of your first Bonim benefits to  Pre–K: $11,800 Joseph Kushner join one of the more two children, for up to five qualifying families  Kindergarten: Hebrew participating information years- a $25,000 total provided the $12,600 Academy/ Rae synagogues (see . benefit. participating synagogue  Grade 1: $13,700 Kushner Yeshiva list in link)  The JCC is offering up to continues to provide to  Grades 2-4: $15,600 High School between $15,000 off the cost of such families the  Grade 5: $16,400 Livingston, NJ December 2014 membership & camp fees. financial benefits set  Grades 6-8: $17,000 Pre-K-12 and January 2017.  The participating forth in its “Membership  Grades 9-11: $23,000  Any children born synagogues will be offering Growth Plan.”  Grade 12: $23,500 within three years additional incentives of up  Bonim benefits are an of your move date to $12,500 to qualifying alternative to our will be covered families. Possible benefits Financial Assistance or under the may include discounts on Middle Income program. membership fees, holiday Affordability programs.  To be entitled to seats, nursery tuition You may opt for ongoing program benefits, or mortgage whichever program benefits for any assistance. (Please contact provides the greatest academic year, the the participating benefit to your family. family must synagogues listed below for continue to be a additional details.) qualifying family as determined by the participating synagogue.

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School Other Base Information & Eligibility What Receive Information Tuition Name of Discount Graduated Tuition  New families  The applicability  $10,950

Plan with of the program is Bet Shraga Hebrew students in subject to Academy of the Kindergarten funding and the Capital District through fifth availability of Albany, NY grade. seats in each K-8 classroom.  Over the course of one to three years, tuition increases in manageable increments. Families are still eligible for need- based tuition assistance, so their payments might not necessarily increase.

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School Information & Eligibility What Receive Other Information Base Tuition Name of Discount Lateral Transfer  New to school  Eligible for a $3,000 discount  This program is mutually exclusive  Infant Care (6 months- Gross Schechter and in grades K-5. off of tuition for the first from any other re-enrollment 18 months) Day School school year, a $2,000 grant incentives offered by Gross Schechter o 5 days a week: Pepper Pike, OH the second year and a $1,000 (e.g. Jewish Communal Professionals $290/week ECE-8 grant the third year enrolled. Incentive, Sibling Discount in o 4 days a week: subsequent school years). $250/week  Families may either use this grant o 3 days a week: program or apply for tuition $210/week assistance.  Early Childhood Center o 2 year old, 3 half days: $2,795 o 3 & 4 year old, 3 half days: $3,400 o 3 & 4 year old, 5 half days: $5,600 o 2, 3 & 4 year old, 5 full days:$8,250  Kindergarten: $8,700  Grade 1: $9,950  Grades 2- 4: $10,475  Grades 5-8: $11,060 KBA Tuition Grant  Automatically for  There is a $6,475 KBA tuition  Preschool Kellman Brown Kindergarten grant that is applied for o 5 full days: $8,650 Academy students. Kindergarten, so tuition o 5 half days: $4,995 Voorhees, NJ would be $16,275 without o 4 full days: $6,995 ECE-8 grant.  Kindergarten: $9,800  Grades 1-5: $16,275  Grades 6-8: $17,325

New Student Discounts Page 41

Flex Tuition

Flex tuition, also called “Indexed Tuition” or “Sliding Scale”, is for most schools a different framing for the financial aid process. Noteworthy, however, is the framing of the program to address the unique psychology of middle income families. While “financial aid”, “subsidies” or “tuition assistance” may deter some middle income families from participating, to many flex tuition is more palatable. Notwithstanding the more appealing name, the application process for these programs usually mirrors those of traditional tuition assistance – standing in contrast to middle income programs which usually employ a less invasive application.

Schools that have flex tuition are often transparent about what the final cost or the range of tuition cost will be based on your household income or percent of AGI. This information – both on who is eligible and what benefits students may receive – is helpful to middle income families who may otherwise not engage in the system assuming they do not qualify. Often this information is displayed through charts and graphs.

When possible we included the images below.

Flex Tuition Page 42 Is this the Schools School Eligibility Application What Receive Base Tuition Regular Information Financial Aid? Contra Costa  Any  Online application  Varies.  Kindergarten- Y Jewish Day School family  No financial documents besides for what Grade 5: Lafayette, CA may information provide in the online form. $17,200 K-8 apply.  Grades 6-8: $18,750 Jewish Community  Any  Complete your online Personal Financial  Varies based on  $38,745 Y High School of the family Statement (PFS) using SSS by NAIS. need. Bay may  Upload 2013 & 2014 Federal Form 1040 with all San Francisco, CA apply. applicable schedules, 2013 & 2014 Form W-2s, 9-12 and 2013 & 2014 SSS Oakland Hebrew  Any  Submit your family’s Personal Financial  Varies.  Varies (but Y Day School family Statement (PFS) through SSS by NAIS. there may be a Oakland, CA may  Copies of your 2013 tax forms (1040 and W-2) flat rate as K-8 apply. and IRS Form 4506T signed are required. well).

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School Is this the Information & Schools Eligibility Application What Receive Base Tuition Name of Regular Initiative Financial Aid? Indexed Tuition  Any  Complete the Parent Financial Statement  For the 2015-2016 Academic Year,  Bridge-K: Y Tehiyah Day family (PFS) through SSS by NAIS the ranges are: $17,750 School may  Submit supporting documentation: o Bridge-K: $8,250–$17,750  Kindergar- El Cerrito, CA apply. o Signed copies of the 2013 IRS 1040 o Kindergarten & Grade 1: ten & K-8 forms including all schedules. $8,250-$19,750 Grade 1: o Copies of 2013 W2 and 1099 forms. o Grade 2-5: $8,500–$20,850 $19,750 o Form 4506-T (Complete items 1-5, o Grades 6-8: $9,750–$22,450  Grades 2- sign and do not send fee.) 5: o Supplemental Form from Tehiyah $21,350 Day School  Grades 6- o We also ask that you send a 8: downloaded copy of your 2014 $23,250 taxes as soon as they are filed. Tuition determinations are not final until you have submitted tax information for 2014. If the information on your 2014 return differs significantly from your PFS, tuition may be adjusted accordingly. Multi-Year  Any  New students- Online application through  The Flexible Tuition Committee will  $21,800 Y Flexible Tuition family FACTS. conduct a review of each applicant’s Program may  Additional Questionnaire Form FACTS application in order to determine a family’s annual tuition obligation for Frankel Jewish apply.  2014 IRS Federal Form 1040, 1040A or up to 4 years. This tuition obligation will Academy 1040EZ US Individual Income Tax Return, remain in effect provided a family’s West including supporting tax schedules C, E, F. income and financial situation is within Bloomfield, MI  2014 W-2 Wage and Tax Statements. a ±10% range of the previous year’s 9-12  Any other supporting documentation for income. If financial conditions change household income if applicable. and exceed this 10% range at any point during the agreement, the school will modify the annual tuition obligation.

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Is this the Schools School What Other Eligibility Application Base Tuition Regular Information Receive Information Financial Aid? Lerner School  Eligibility for Flexible  Online application  Varies  Please note that  Preschool: $450- Y Durham, NC Tuition is based on through TADS. based on part-time $1,675 per month. ECE-5 the demonstrated need. Preschool (The range of financial need of our students are not Preschool tuition is families, as eligible for based on a variety determined by Lerner Flexible Tuition. of scheduling School’s confidential options and independent  Kindergarten- financial assessment Grade 5: $4,750- service, Tuition Aid $15,600 Data Services. Gold Och  Total family tuition  Online application  25% – 70%  There is no  Pre-K: $11,500 Y Academy obligation is more through TADS of tuition reduction  Kindergarten: West Orange, NJ than 15% of income.  Detailed asset, depending available for Pre- $18,200 Pre-K-12  A GO Grant (Middle income and on assets, K tuition.  Grades 1-4: Income program) is expense disclosure income  Multiyear up to $19,450 not enough to make required. and four years IF  Grade 5: $20,000 tuition affordable.  Full IRS Form 1040 expenses. applicant has W-  Grade 6: $22,000  Financial situation is (with all schedules) 2 income that  Grades 7 & 8: such that enrollment and most recent doesn’t vary $25,000 will not be possible W-2’s required. If significantly from  Grade 9: $28,500 unless tuition is income is derived year to year. No,  Grade 10 & 11: reduced by greater from other sources, if self employed $29,250 than 25%. supporting or income varies  Grade 12: $28,500 documentation is from year to required. year.

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Is this the School Schools Information & Other Eligibility Application What Receive Base Tuition Regular Name of Information Financial Initiative Aid? Tiered Tuition  Household  Based on Household  This is instead  Kindergarten N Tuition Hillel Community income 2014 tax Income of applying for & Grade 1: Day School under return being Under $50,000 $3,000 financial aid. $6,900 Rochester, NY $200,000. provided to $50,001 - $62,500 $3,750  Give & Get  Grades 2-8: K-8 determine $62,501 - $75,000 $4,500 BINGO buyout $16,000 household $75,001 - $87,500 $5,300 available for income. $87,501 - families  Tuition rates $6,100 $100,000 receiving tiered are with the $100,001 - tuition or $1,500 Give & $6,950 $112,500 scholarships: Get BINGO st $112,501 - 1 Shift: $1,500 program buy $7,800 nd $125,000 2 Shift: $750 out. $125,001 - $8,700 $137,500 $137,501 - $9,600 $150,000 $150,001 - $10,600 $162,500 $162,501 - $11,600 $175,000 $175,001 - $12,600 $187,500 $187,501 - $13,600 $200,000

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Is this the School Schools Information & What Other Eligibility Application Base Tuition Regular Name of Receive Information Financial Initiative Aid? JCDS Flexible Tuition  This program is  Complete your online Personal  Varies.  Discover Day  Kindergarten: Y Long Form for all families Financial Statement (PFS). School $26,680 JCDS, Boston's for whom a  Upload: Checks are  Grades 1-4: Jewish Community JCDS education o A copy of your final/filed 2014 available to $28,510 Day School is not possible IRS tax return Form 1040, 1040A, families in  Grades 5-8: Watertown, MA without more or 1040EZ, Schedule A, Schedule lieu of $30,320 significant B, and any other supporting Flexible financial information sent to the IRS. If Tuition. support. this is your first time applying for Flexible Tuition, please also submit your tax return and supporting documents for 2013. o A copy of your 2014 final/filed Business or Partnership Tax Return and supporting schedules, if applicable. o A copy of your 2014 W-2’s from your employer(s). o A signed, but not dated, IRS Form 4506T. The required fee is paid for by JCDS. Do not send to the IRS. o A cover letter that includes any other information or significant changes from prior years which you feel will help the committee make its Flexible Tuition decision.

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Is this the Schools School Other Eligibility Application What Receive Base Tuition Regular Information Information Financial Aid? Gray  Family  Application Family Yearly 1st 2nd 3rd Junior  No  JK fee stated Y Academy Yearly to fill out Income Child Child Child Kindergarten sibling is for half day, Winnipeg, Income  Do not need Under $34,999 $2750 $825 $250 $3375 discount full day is MB of under to submit $35,000-$39,999 $3000 $925 $250 $3375 or flex $5,750 JK-12 $159,999 any $40,000-$44,999 $3275 $1074 $250 $3375 tuition  Kindergarten- (unless financial $45,000-$49,999 $3800 $1325 $250 $3375 for JK. Grade 12: extenu- documents $50,000-$54,999 $4300 $1600 $250 $3375 o 1st child: ating at first, but $55,000-$59,999 $4900 $1850 $250 $3375 $9,975 circum- might be $60,000-$69,999 $5400 $2100 $250 $3375 o 2nd child: stances). asked to $70,000-$79,999 $6200 $2350 $550 $3375 $9,950 submit in $80,000-$89,999 $7200 $2850 $550 $3375 o 3rd child: $90,000-$99,999 $8200 $3350 $1000 $3375 order to $6,000 $100,000- verify $8900 $3850 $1000 $3375 $109,999 information. $110,000- $9150 $4850 $1000 $3375 $119,999 $120,000- $9250 $5750 $2000 $3375 $129,999 $130,000- $9500 $6900 $3000 $3375 $139,999 $140,000- $9600 $7900 $4000 $3375 $149,999 $150,000- $9800 $8950 $5000 $3375 $159,999 $160,000 and $9975 $9950 $6000 $3375 over Non Verifiable $3750 $950 $250 $3375 Income

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Is this the Schools School Eligibility Application What Receive Base Tuition Regular Financial Information Aid? Solomon Schechter  Every family  Online  Tuition is set on a sliding scale based  Kindergarten: Y School of Manhattan may apply. application on parents’ demonstrated ability to $33,600 New York, NY through FAST. afford its cost. Base Tuition is  Grade 1: K-8  Mail a copy of maximum cost. $37,400 your complete  Grades 2 & 3: 2014 & 2015 $38,550 tax  Grades 4- information 8:$38,750 (both state and federal taxes with all schedules and W-2s). Lubavitch Cheder -  Only available  Cost per full day Unclear Oholei Yosef Yitzchak to parents student: $7,054 Oak Park, MI who  Cost per half day Pre-K-12 completed student: $3,838 the parent fundraising even in a year when sending one child and paying full tuition.

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Is this School the Information Base Schools Eligibility Application What Receive Other Information & Name of Tuition Regular Initiative Financial Aid?

MAI Flex  Families who  First two  For students  Kindergart N Maimonides are new to pages of entering en- Grade School the school in 2014 IRS Kindergarten in 5: Brookline, MA either 2014- Form 1040. September 2015, $21,045 K-12 15 or 2015-16  Application the calculation is  Grades 6- school years. 6% of AGI, with a 8: minimum tuition of  OR Families % of AGI $26,395 who applied Minimum $13,685  Grades 9- Category for 2015- for Financial Tuition guaranteed for 3 12: Aid or MAI 16 years. $31,950 Tuition for the New K 6% through  A family can use nd 13,685 2014-15 students 2 Grade both “MAI Flex” school year. ES students and “MAI st th  OR Returning (1 -5 7% 15,365 Discount", but the families who Grades) multi-child discount 6th Grade does not apply to completed 9% 19,270 the MAI Students the “MAI Flex” Tuition survey tuitions. in the  A family can use summer of the Discover Day 2014. School (DDS) program with the MAI Tuition program.  Cannot also receive financial aid.  Registration fee is not included.

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Is this the School Base Schools Eligibility Application What Receive Information Tuition Regular Financial Aid?

Ottawa  Any  Application Form  ADK – Y family  Copy of personal Grade 8: Jewish Grades ADK to Grade 8 may 2014 Income Tax $13,685 Community Gross Family First Second Third Fourth apply for Returns or 2013 if Band  Grades 9 School Income Range Child Child Child Child+ Ottawa, ON the 2014 not completed. –12: Assessed 1. <$100,000 $11,460 $10,610 $9,550 $8,280 K-12  Copies of your T-4 for $14,405 Rates 2014. 2. $100,000 -$124,999 $11,885 $11,040 $10,080 $9,130 (other-  Personal 2014 3. $125,000 -$149,999 $12,310 $11,460 $10,510 $9,975 wise tui- Income Tax 4. $150,000 -$174,999 $12,735 $11,885 $11,035 $10,815 tion is Assessment (if 5. $175,000 -$199,999 $13,160 $12,310 $11,565 $11,330 Band 8). available) or 2013. 6. $200,000 -$224,999 $13,585 $12,735 $12,095 $11,845  Latest Financial 7. $225,000 -$249,999 $13,685 $13,160 $12,630 $12,360 8. >$250,000 $12,875 Statements of your $13,685 $13,585 $13,160 partnership, (unassessed rate) proprietorship or Governors Club $15,945 $15,945 $15,945 $15,945 company (if applicable). Grades 9 to 12  Income Tax Returns Gross Family First Second Third Fourth Band and Notices of Income Range Child Child Child Child+ Assessment for your 1. <$100,000 $12,180 $11,330 $9,550 $9,000 company (if 2. $100,000 -$124,999 $12,8605 $11,760 $10,800 $9,850 applicable). 3. $125,000 -$149,999 $13,030 $12,180 $11,230 $10,695  Financial Statements 4. $150,000 -$174,999 $13,455 $12,605 $11,755 $11,540 of all rental 5. $175,000 -$199,999 $13,880 $13,030 $12,285 $12,055 properties owned (if 6. $200,000 -$224,999 $14,305 $13,455 $12,815 $12,570 applicable). 7. $225,000 -$249,999 $14,405 $13,880 $13,350 $13,085  Proof of current 8. >$250,000 $13,600 $14,405 $14,305 $13,880 income e.g., copy of (unassessed rate) your most recent pay Governors Club $20,980 $20,980 $20,980 $20,980 stubs, welfare payments or EI, etc.

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Is this the School What Eligibility Application Base Tuition Schools Regular Information Receive Financial Aid? Milwaukee Jewish  Any family  Application  See rates in Y Day School may apply. Form tuition cell. Milwaukee, WI  All W-2 forms K-8 and all pages of the tax returns must be included.  All sources of income must be reported (e.g. savings, investments, capital gains, gifts).  Loss of income must have accompanying documentation.  Pension, retirement accounts, 401Ks, and 403Bs must be enumerated.

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Is this the Schools School What Eligibility Application Base Tuition Regular Financial Information Receive Aid? Solomon Schechter  Any family  Incorporated  See rates Y

Academy may into our SSA in tuition Montreal, QC apply. application cell. Jr. Pre-K-6 form in the final payment section, you will be asked to indicate where your family fits on the Flex-Able grid. You will be asked to fill in your level every year you are at our school.

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Is this the School What Schools Eligibility Application Base Tuition Information Receive Regular Financial Aid?

Yeshiva Lab  Automati-  Please see  See Unclear School cally for the chart to rates Lower all determine in Total Maximum Suggested Merion, PA families. your family’s tuition Annual Discount Tuition/Child Family Annual Kindergarten tuition rate cell. Income Tuition Donation as well as $350,000+ 0% $14,000 No Cap $10,000+ your $300,000- 15% $11,900 $35,700 $7,200 suggested $349,999 annual $250,000- 25% $10,500 $31,500 $5,400 donation. $299,999 During the $200,000- 45% $7,700 $23,100 $3,600 registration $249,999 process all $150,000- families will 60% $5,600 $16,800 $2,500 $199,999 be asked to $100,000- indicate their 75% $3,500 $10,500 $1,800 $149,999 income $50,000- bracket and 80% $2,800 $8,400 $1,000 $99,999 will be taken <$50,000 85% $2,100 $6,300 $180 on their word to do so honestly. No further process will be necessary.

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Jewish Community Professional Discounts

Jewish communal professionals are gatekeepers to Jewish day school. When their own children are enrolled, they are more likely to serve as ambassadors for the school, spreading word of mouth and encouraging others to apply. These discounts may also serve as a thank you to parents working within the

Jewish community, adding a tangible benefit to important (and often undercompensated) roles in our community.

The definition of Jewish Community Professional varies by school but generally includes: , educators, those working at a Jewish community organization, synagogues camps or other agencies. In some cases, the school includes president & board members of these agencies.

Some schools require that the parent be working a minimum number of hours or that the Jewish communal professional be the main source of income for the household. The monetary amount the discount varies widely. For schools that offer a percentage discount this varies between a 10% to 50% off total tuition and for schools that offer a monetary amount this varies from between $5,400-$10,000. In general, no financial documents are required but some schools do require verification from employer.

Jewish Community Professional Discounts Page 55 School Information (& Name of Eligibility What Receive Other Information Base Tuition Discount (if applicable)) Rabbinic Tuition  Children of active  Contact our admissions  A student who  Infant Care (Up to 12 months): Program Jewish department to discuss the qualifies for more o 5 days, full-time: $1,520/month San Diego Jewish community pulpit available tuition credit. than one tuition o 5 days, part-time: $1,260/month Academy Rabbis. credit will be  Toddler Care (13 Months+): San Diego, CA awarded the o 5 days, full-time: $1,320/month ECE-12 highest value o 5 days, part-time: $1,160/month credit only.  Preschool-2-4 years old ( 2 & 3 day options just for 2 years old): o 5 days, full day: $12,480 o 5 days, half day: $8,710 o 3 days, full day: $9,100 o 3 days, half day: $6,840 o 2 days, full day: $6,275 o 2 days, half day: $4,600  Pre-K, 5 full days: $10,540  Kindergarten-Grade 5: $21,00  Grades 6-8: $24,000  Grades 9-12: $24,725 Columbus Jewish Day  Children of full-  10% discount off total paid  $15,600 School time Jewish tuition (after all other New Albany, OH communal discounts are applied). K-6 professionals. Rockland Jewish  Parents work 25  20% discount.  Pre-K3 & Pre-K4: Academy hours or more in o 3 days: $5,750 West Nyack, NY Jewish Community o 4 days: $6,700 ECE-5 field. o 5 days: $7,560  Kindergarten: $12,875  Grade 1: $15,965  Grades 2-5: $16,995

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School Information & Eligibility Application What Receive Other Information Base Tuition Name of Discount PROFET (Professional  All those who work   50% tuition  Kindergarten Employee Tuition) full-time for the discount Aleph Preschool Program Jewish community as Half Day: $5,400 MetroWest Jewish clergy, Jewish  Kindergarten Day School communal Aleph Preschool Framingham, MA professional or Full Day: $10,000 N-8 educators.  Kindergarten: $17,900  Grades 1-5: $20,300  Grades 6-8: $21,000 Jewish Communal  Parent(s) work at:  Form to fill out  40% off Employees o Agencies affiliated including tuition per Joseph and Florence with the Jewish verification from child, per year. Mandel Jewish Day Federation of employer. School (Formerly The Cleveland Agnon School) o Other approved Beachwood, OH Jewish community ECE-8 organizations o Synagogues Jewish Communal  Children of full-time  1/3 tuition  American Hebrew  Boarding: Professional Jewish professionals, scholarship so Academy Honor Society $39,500.00 Scholarships educators, and rabbis. tuition would scholarship recipients  Day: $23,800.00 American Hebrew be: are ineligible for Academy o Boarding: additional grants, Greensboro, NC $26,335.00 awards, scholarships, or 9-12 o Day: financial assistance $15,865.00 offered by the Academy including the Jewish Communal Professional Scholarship. Jewish Community Professional Discounts Page 57

School What Information & Eligibility Application Base Tuition Receive Name of Discount Supporting the  If you work a  Form to fill  Reduced Advancement of minimum of 32 out tuition. Jewish Education hours per week for Milwaukee Jewish a Jewish partner Day School agency or Milwaukee, WI synagogue. K-8

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School Information & Name of Eligibility What Receive Other Information Base Tuition Discount

Rashi's Professional  One parent must be an  $5,400 grant  Clergy families are welcome  Kindergarten-Grade 2: $25,960 Courtesy Tuition ordained rabbi or cantor in any per child per to apply for both Rashi’s  Grades 3–5: $27,864 Discount for Clergy Jewish movement. year for the Financial Aid Program and the  Grades 6-8: $29,800 The Rashi School  That parent must be working duration of Professional Courtesy Tuition Dedham, MA as his/her primary source of the child’s Discount for Clergy and to K-8 income in a professional time at Rashi. select the program that is capacity in the Jewish best for them. Families may community for a non-profit not participate organization. simultaneously in more than one program.  The professional courtesy tuition discount is not based on need and none of the financial documentation traditionally associated with tuition assistance is required. Jewish Communal  Parent working full-time as a  50% off full  Cannot also have K-3 Tuition  18 Months-3 year: Professional Grant Jewish Communal Professional tuition. Grant or Multi-Child Grant. o 3 day/week, half day Rockwern Academy for the same Jewish Agency or (including lunch): $4,850 Cincinnati, OH institution in the Cincinnati o 3 day/week, full day: $7,450 ECE-8 community for a minimum of o 5 day/week, half day two consecutive years from (including lunch): $6,750 your date of hire. o 5 day/week, full day: $9,750  Pre-K: o 5 day/week, half day (including lunch): $6,750 o 5 day/week, full day: $9,950  Kindergarten: $8,900  Grades 1-6: $12,400  Grades 7-8: $13,400

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School Information & What Eligibility Application Other Information Base Tuition Name of Receive Discount Vision 2025  Families with at least  Will have a  We have some  Infant Room (per month): Gottesman RTW one Jewish Communal cap on their discretion to provide $400-$1,350 depending on Academy Professional parent. total tuition extra funds to bring number of days and hours Randolph, NJ (including that total tuition  Ima Ve Ani (Mommy and ECE-8 ECC tuition) below the 10% cap. Me)(per year): $300 (current of 10% of All of these families families); $400 (new families) their AGI. will have to apply for  ECC Two and Three Year Olds either Base Grant or (per year): $3,380- $9,900 regular Tuition depending on number of days Assistance. The Vision and hours 2025 funds will be  ECC JK (per year): $4,610- used to supplement $10,200 depending on either Base Grant or number of days and hours TAC awards to bring  Kindergarten- Grade 5: these families to the $17,480 10% or below levels.  Grades 6-8: $20,200 Professional  One parent must be  Form to fill  Offers a  Families are welcome  $37,750 Partner Program employed full-time as out tuition to apply for multiple Gann Academy an ordained rabbi, discount of programs but must Waltham, MA cantor, director of a $10,000 per select only one award. 9-12 Jewish camp, or head of child, per  This program is not a Jewish Day School. year. need based and does  This position must be not require a family to the family’s primary submit financial aid source of income. documents.

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School Information What & Name of Eligibility Application Other Information Base Tuition Receive Discount

Jewish Communal  Eligibility applies to  Form to fill out  Up to  Additional financial  Infant Care (6 Employees Tuition families with a parent who including 35% off assistance is available months-18 Credit works at: verification from tuition. to those who qualify. months) Gross Schechter Day o Agencies affiliated with employer. o 5 days a week: School the $290/week Pepper Pike, OH of Cleveland o 4 days a week: ECE-8 o Other approved Jewish $250/week community o 3 days a week: organizations $210/week o Synagogues  Early Childhood Center o 2 year old, 3 half days: $2,795 o 3 & 4 year old, 3 half days: $3,400 o 3 & 4 year old, 5 half days: $5,600 o 2, 3 & 4 year old, 5 full days:$8,250  Kindergarten: $8,700  Grade 1: $9,950  Grades 2-4: $10,475  Grades 5-8: $11,060

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School Information & Base Eligibility Application What Receive Other Information Name of Tuition Discount Community  The full scholarship will be granted to  Form to  Children of Jewish •These scholarships will  $19,895 Leader active lay leaders (e.g., presidents) and fill out community leader: be renewable contingent Scholarships full-time top professional leaders (e.g., up to $6,000 per on continued active Hebrew High executive directors, rabbis, heads of year for board involvement School of New school, etc.) of the Jewish Federations  Children of all and/or employment in England of Greater Hartford, Greater New Haven active board the Jewish agencies. West Hartford, and Western Massachusetts; the Jewish members and CT Community Foundation of Greater professional staff 9-12 Hartford, the Jewish Foundation of in these Greater New Haven, and the Jewish organizations: Endowment Foundation of Western $2,000 annual Massachusetts; beneficiary agencies of scholarship. the three Federations; and all synagogues in the three Federations’ catchment areas.

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Referral Discounts

These discounts reward families who refer new families to the school. While the monetary reward is minimal it is still a helpful way to thank current families who serve as ambassadors for the school. One school

(American Hebrew Academy in Greensboro) requires families to be paying full tuition.

Referral Discounts Page 63 School Eligibility What Receive Other Information Base Tuition Information Hebrew Academy of  Refer a family to  A 5% discount.  Preschool: Tampa Bay the school. o 5 day: $7,300 Tampa, FL o 3 day: $6,700 ECE-8  Toddlers: o 5 day, half day: $5,800 o 5 day, full day: $7,300 o 3 day, half day: $4,700 o 3 day, full day: $6,700  Kindergarten: $8,400  Grades 1-8: $8,700 Desert Torah  Refer a family to  A 5% discount will be  $9,000 Academy the school. given for referrals. Las Vegas, NV K-8 Maimonides Jewish  Refer a family to  A 5% discount.  $9,650 Day School the school. Portland, OR K-5 Kellman Brown  Refer a family to  Per family recruited:  For students enrolled in K-8.  Preschool Academy the school. $1,000 (Max is $3,000).  Existing family will receive credit o 5 full days: $8,650 Voorhees, NJ toward the next year’s tuition o 5 half days: $4,995 ECE-8 once the new family has o 4 full days: $6,995 completed a full school year and  Kindergarten: $9,800 paid in full.  Grades 1-5: $16,275  Grades 6-8: $17,325 American Hebrew  If a current full  If a current full tuition  If the referral is made by more  Boarding: $39,500.00 Academy tuition family family refers a new than one family, the reduction will  Day: $23,800.00 Greensboro, NC refers a new student family to the be divided equally among those 9-12 student family to Academy, they will families paying full tuition. The the Academy. receive a $500 tuition referral discount will only be reduction. granted if the student referred is enrolled at the Academy.  Not eligible if receive financial aid.

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Affiliation Discounts

Affiliation discounts reward those who are both synagogue members and day school families. In the survey, we did not find affiliation discounts with other Jewish organizations – JCCs, summer camps, etc.

Depending on the school, discounts are offered to families who are members of any local congregation or only to those who are members of the Synagogue in which the school is housed or with which it is connected.

Generally, the discounts are minimal and do not go far in offsetting the cost of tuition, but they do send an important message about cross affiliation.

While not a day school, one notable addition to this group is the case of Beth Radom Congregation, a

Conservative congregation in Toronto. While we tracked day schools which offer discounts to those who are members of synagogues, Beth Radom offers a 25% discount on synagogue membership to day school families.

This program both helps families financially and, perhaps more importantly, sends a clear message about the synagogue’s valuing of day school education.

Affiliation Discounts Page 65

School Information Eligibility Application What Receive Base Tuition

Pardes Jewish Day  Families who belong to a  A Congregational Affiliation  $440 per family.  $14,150 (for the 2013-2014 School synagogue in the Greater Form must be completed to school year) Scottsdale, AZ Phoenix area. receive this discount. K-8 Donna Klein Jewish  Member of local Temple.  $50 per family.  Kindergarten-Grade 4: Academy $20.475 Boca Raton , FL  Grade 5: $21,035 K-12  Grades 6-8: $21,855  Grades 9-12: $23,125 Krieger Schechter Day  Member of Chizuk Amuno  $100 per student.  Kindergarten: $16,995 School Congregation.  Grades 1-4: $18,520 Baltimore, MD  Grades 5-8: $19,982 K-8 Chicago Jewish Day  Be a member of a  $150 discount.  JK: $14,500 School synagogue.  Kindergarten-Grade 5: $20,300 Chicago, IL  Grades 6 & 7: $21,100 JK-8  Grade 8: $21,101 Beth Tfiloh Dahan  Contingent upon being  Preschool: $300  Preschool: Between $2,300- Community School current with Synagogue per child. $9,600 based on program and Baltimore, MD dues as of June 30, 2014.  Kindergarten - number of days ECE-12 Grade 12: $200 per  Kindergarten-Grade 4: $15,300 child.  Grades 6-8: $17,800  Grades 9-12: $19,900

Affiliation Discounts Page 66

School Eligibility What Receive Other Information Base Tuition Information Temple Beth Sholom  Be member of Temple  K-8 : $500 tuition  Preschool Schools Beth Sholom (Other discount o Transitionals (15 months), 2 Sarasota, FL area Temple and  Preschool, 5-day: days/week: $4,950 ECE-8 Church Members $300 discount o Transitionals & Juniors (2 please inquire at the  Preschool, 3-day: years old), 3 days/week: business office for $180 discount $6,350 applicable discounts.)  Preschool, 2-day: o Transitionals, Juniors, $120 discount Tweens (3 years old) & Seniors (4 years old), 5 days/week: $8,075  Kindergarten-Grade 2: $14,750  Grades 3 & 4: $15,100  Grades 5-8: $15,550 Hochberg  Be a member of a Beth  1st child: $1,000  No synagogue discount is  Infant: $9,200 Preparatory Torah Synagogue.  2nd child: $500 available for Middle School  Pre-Toddler (5 full day): $9,500 North Miami Beach,  3rd child: $250 students or Early Childhood  Toddler and Two Year Olds: FL  4+ children: $125 students who are in programs o 5 half days: $8,000 ECE-8 that are less than 5 days. o 5 full Days: $9,500  Discounts of 50% of the above  Pre-K2 & Pre-K3: rates are available for children o 5 half days: $8,000 enrolled in 5 days per week o Pre-K2, 5 full days: $10,400 half day programs. o Pre-K3, 5 full days: $10,900  Jr. K (5 full day): $11,675  Kindergarten: $14,025  Grade 1: $16,025  Grade 2: $16,225  Grades 3 & 4: $17,900  Grade 5: $17,900  Grade 6: $12,625  Grade 7: $13,625  Grade 8: $14,625

Affiliation Discounts Page 67

School Eligibility What Receive Base Tuition Information Temple Beth Am Day  Be a member of a  See rates in tuition School Temple Beth Am OR cell. Pinecrest, FL for Elementary families ECE-8 who are members in good standing of a Temple that does not have an Elementary School may enroll at the Member Tuition for Elementary School only. Families must provide appropriate membership documentation at the start of the school year.

Affiliation Discounts Page 68

School Other Eligibility What Receive Base Tuition Information Information Hillel Day School of  For  No financial  Tuition for ECC varies, Metropolitan students in aid is provided see previous cell Detroit the ECC & for ECC  Kindergarten: $11,280 Farmington Hills, students in students so  Grades 1-8: $17,975 MI the Before therefore they ECE-8 Care & have the After Care affiliation Program discount. whose  Affiliation families discount not affiliated offered for K- with a 8. synagogue.

Affiliation Discounts Page 69

External Funding

As mentioned previously, funding for Jewish day school tuition is provided not only by schools but also through external sources such as Jewish organizations or governmental funding. While these are not the main source of assistance for families they do provide some financial relief.

The eligibility requirements vary- some are based on financial need, some on age and one source of funding is geared towards students who have an Individualized Education Plan (IEP).

External Funding Page 70 School Information & Name of Eligibility Application What Receive Base Tuition Funding Initiative Hebrew Free  Fill out form  According to this site:  ADK-Grade 8: $13,685 Loan o Ottawa Hebrew Free Loan  Grades 9 –12: $14,405 Ottawa Jewish Association makes interest free Community loans of up to Three Thousand School Dollars ($3,000.00) to qualifying Ottawa, ON members of the Ottawa area Jewish K-12 community. Future Star  Available for  Application to fill  Maximum scholarship award of $1,000.  Toddler & Nursery, half Day: $7,500 Scholarships Toddlers - Pre-K out  Toddler & Nursery, full day: $8,995 Brauser students  Pre-K: $10,975 (If you enroll in VPK Maimonides with the State of Florida, BMA will Academy credit your tuition up to $2,500) Ft. Lauderdale,  Kindergarten: $13,950 FL  Grades 1-5: $14,950 ECE-8  Grades 6-8: $17,850

The John McKay  Students who are  In order to  The scholarship amount is the state  Pre-Kindergarten, half-day T, 2, 3: Scholarship currently enrolled receive this maximum amount or the private school $9,000 Scheck Hillel in public or scholarship, the tuition and fees, whichever is less.  Pre-Kindergarten, full-day 2, 3 & 4: Community private school parent must file a $12,500 School and have an Notice of Intent  Kindergarten: $17,200 North Miami Individual and follow the  Grade 1: $19,100 Beach, FL Education Plan instructions  Grade 2: $20,500 ECE-12 (IEP). provided online.  Grades 3-5: $21,900  Grade 6: $23,600  Grade 7: $23,850  Grade 8: $23,850  Grade 9-12: $24,700  Nativ Program/ In-Class Support: $30,500 External Funding Page 71

School Eligibility Application What Receive Base Tuition Information Alef Bet Montessori  The grant is designed for   Alef Bet Montessori  Toddler Program (18 - 23 Months) (per Bethesda, MD families with certain has been awarded a month) ECE-6 income qualifications. If grant from the State o Half Day Program: you qualify for the grant, of Maryland for the . 5 Days: $898 you may be able to pay 2014 - 2015 school . 3 Days: $795 reduced tuition. year. . 2 Days: $645  o Full Day Program: . 5 Days: $1,310 . 3 Days: $1,095 . 2 Days: $895  Preschool Program (2 - 4 Years) (2 or 3 days, Only for 2 - 2 1/2 years) (per month) o Half Day Program: . 5 Days: $720 . 3 Days: $665 . 2 Days: $595 o Full Day Program: . 5 Days: $1,065 . 3 Days: $1,030 . 2 Days: $885  Kindergarten Program (5-6 Years) (per month): $1,265  Grades 1-6: $15,320

External Funding Page 72

Merit Scholarships

These scholarships are awarded based on academics, extra-curricular activities and/or involvement in community and a few are also based on need. Some of these scholarships are specifically targeted towards incoming students as a form of penetration pricing. The monetary rewards vary and some guarantee a certain amount over the student’s time at the school (as long as the student is still eligible) therefore adding a level of security for parents.

Merit Scholarships Page 73 School Information & Eligibility Application What Receive Base Tuition Name of Scholarship Rav Teitz Mesivta  A 95% or A average in both  Form to fill out  Annual tuition credit of $2,500  Nursery: $9,900 Academy Scholars general and Judaic studies. provided that the following  Kindergarten: $11,300 Program  Letters of recommendation standards are maintained:  Grades 1-3: $13,500 Rav Teitz Mesivta from elementary school o A 92% overall average in both  Grades 4-6G: $14,00 Academy principal, rebbe, and shul general and Judaic studies  Grades 6B & 7: $15,800 Elizabeth, NJ rabbi. honors track classes  Grade 8: $15,900 N-12  Involvement in extra- o Induction and continued  Grade 9: $19,100 curricular chesed projects. membership in the RTMA Segula  Grade 10 & 11: $18,700  A bechina administered by Program.  Grade 12: $19,100 the Mestiva. o Regular attendance at Sunday Shiurim Academic Merit  Gifted incoming students who  Completion of a  The scholarship award will be  $19,894 Scholarships typically match the following scholarship between $1,000 and $4,000 per Hebrew High profile: application, year, and may be renewed School of New o “A” average for grades 7 including an annually based on HHNE grades England and 8. essay. and faculty recommendation. West Hartford, CT o Strong math and writing 9-12 skills as demonstrated on HHNE’s admission tests. o Compelling recommendations from teachers and administration.

Merit Scholarships Page 74

School Information Base Eligibility Application What Receive Other Information & Name of Tuition Scholarship American Hebrew  Students must be Jewish  Application &  Inducted Honor Society  Those awarded with an  Boarding: Academy Honor 8th and 9th graders who short answer students will have the American Hebrew $39,500 Society have shown leadership questions. opportunity to compete Academy Honor Society  Day: American Hebrew potential. for one of five $20,000 scholarship, are ineligible $23,800 Academy  Students must maintain renewable scholarships for additional Greensboro, NC a minimum of a B+/88 to attend the American scholarships or financial 9-12 average. Hebrew Academy. assistance.  Students must  Non-boarding students demonstrate emotional are eligible to win a stability and maturity. $10,000 renewable  Students must excel in scholarship. one or more of the following: sports, music, the arts, community service and/or Jewish involvement.  Students must be nominated by school personnel, a Rabbi or other Jewish community professional, camp director, a coach, and/or a family friend.  Students will be evaluated based on their academic performance, connection to , leadership skills and extra-curricular involvement.

Merit Scholarships Page 75

School Information & Name of Eligibility Application What Receive Base Tuition Scholarship Leadership and Talent  Incoming students with  Completion of a scholarship  The scholarship award  $19,894 Scholarships demonstrated leadership application, including an essay. will be between $1,000 Hebrew High School of skills and/or high and $4,000 per year, New England achievement in a and may be renewed West Hartford, CT particular extracurricular annually based on 9-12 area. continued active  For the initial award year, involvement at HHNE the scholarship in the specified committee will pay extracurricular area. particular attention to proficiency in athletics, visual arts, and music. AKIVA Merit  Incoming 9th grade  Completion of the application  Full four-year tuition-  Kindergarten: Scholarship student demonstrating form. free scholarship. $21,500 Solomon Schechter high academic  A personal essay about why the  Grade 1: $23,700 School of Westchester achievement and with no individual is interested in  Grades 2-4: White Plains & prior Jewish day school attending Schechter Westchester $25,200 Hartsdale, NY background. and why they consider  Grade 5: $25,600 K-12 themselves qualified.  Grade 6: $28,900  Recommendations from two  Grade 7: $30,000 teachers.  Grade 8: $33,000  A personal recommendation  Grade 9-11: from an adult other than a $37,200 parent.  Grade 12: $37,000  An interview with the selection panel.

Merit Scholarships Page 76

School What Eligibility Application Other Information Base Tuition Information Receive Tarbut  Students entering the 8th  Online Application  Get up to  Renewable Nature of the  Transitional V'Torah or 9th grade will be given Form four years Scholarship: Kindergarten Community first consideration.  2 Short Answer of a o Each scholarship is renewable (TK): $ 16,000 Day School Students entering 7th, Essays. scholarship annually for up to a total of  Kindergarten- th Irvine, CA 10th or 11 grade may also  1 250-300 Word amounting four years. Grade 5: $21,995 TK-12 qualify. Essay. to as much o In order for the scholarship to  Grades 6-8:  A minimum grade point  2 Faculty as 50% of be renewed, the recipient $23,245 average of 3.5 earned over Recommendations. tuition. must minimally maintain a 3.5  Grades 9 -12: the past academic year.  1 Personal GPA, demonstrate continued $25,985  A demonstrated passion Reference. community service, evidence and commitment to strong commitment to the personal achievement, as  Any additional school and community, and evidenced through a strong materials. maintain full compliance with work ethic, in both school all school rules and standards and the community. regarding discipline and  A strong desire to advance conduct. through education. o Recipients will prepare a  Demonstrated ability to set goals and follow through written portfolio, each spring, with deeds. that evidences the minimum  Evidence of serving others requirements and which and enhancing the addresses the initial eligibility community (Tikkun Olam requirements. This portfolio and Gemilut Hasidim), will include information through volunteer efforts regarding the prior year such in the school or other as recipient’s grades, evidence venues. of significant community  Demonstrated outstanding service and/or leadership achievement in a given contribution, a reflection upon area such as; mathematics, the past year; including music, science, arts, student’s effort at literature, Jewish life, etc. accomplishing his/her personal best, and other noteworthy accomplishments.

Merit Scholarships Page 77

School Eligibility Application What Receive Other Information Base Tuition Information American Hebrew  Various based  Online Application Form  Various based  Candidates may apply for more  Boarding: Academy on which  Recommendations – 1 on which than one scholarship but will only $39,500 Greensboro, NC scholarship personal, 1 professional scholarship receive one merit scholarship.  Day: $23,800 9-12 applying for (Teacher, Director, Coach, applying for  Each scholarship awarded will be (full list here). etc.) (full list here). used to offset tuition costs and is  Personal Statement. renewable each year enrolled provided the student maintains at least an 82.0 average and behavioral integrity.  Need based financial assistance may be granted in addition to a merit scholarship.

Merit Scholarships Page 78

Early Enrollment/Payment Discounts

Every school benefits from early enrollment and payment. Enrolling early allows schools to properly budget for the next year and paying early alleviates cash flow challenges often faced by schools. To incentivize such behaviors, some schools offer financial incentives for early enrollment and early payment. While the dollar amount is minimal for these discounts, it is still an incentive to get parents to either pay certain fees early, submit their deposit, pay tuition in full by certain date, submit application by certain date, use single payment plan or pay for tuition in certain way and therefore guarantee their child’s Jewish education for another year. Many of these early bird discounts do not apply to families in the nursery or pre-school programs or to families who are on scholarship.

One unique program to highlight is at Gottesman RTW Academy in Randolph, NJ which offers for the first 30 students to register for 5 Full Days discounted tuition for as long as the child is in the ECC program for

5 Full Days. While the discount is only about $1,000-$2,000 it still is a guarantee for parents for their youngest children whose tuition is already a great financial obligation

.

Early Enrollment/Payment Discounts Page 79 School Information (& Name of Discount (if Eligibility What Receive Base Tuition applicable)) Timely Enrollment Discount  If pay by certain date.  $150 per returning  Kindergarten: $16,995 Krieger Schechter Day School student.  Grades 1-4: $18,520 Baltimore, MD  Grades 5-8: $19,983 K-8 Fast Track New Students eligible if:  $800 off full tuition.  $15,600 New Enrollment  Fast Track application with $100 application fee is Discount & submitted to CJDS by December 5, 2014 & signed Early Registration contract with $1,800 non-refundable deposit is Discount submitted by January 12, 2015. Columbus Jewish Day School New Albany, OH Returning Students eligible if: K-6  Signed contract and $1,800 non-refundable deposit are submitted to CJDS by January 12, 2015. Chicagoland Jewish High School  Submit an online application or a printable  Save $500 off the  $23,300 Deerfield, IL application by the December 15th Priority first year’s tuition. 9-12 Deadline. Desert Jewish Academy  If pay in full by Aug. 1, 2015.  A discount of $200  Kindergarten: $8,100 Chandler, AZ will be offered.  Grades 1-6: $8,500 K-6 Maimonides Academy  If pay registration fee by Jan. 16.  $825 per student if  Transition 3 (3 days/week, Los Angeles, CA submitted before half-day): $4,215 ECE-8 Jan. 16th ($900 after).  Transition 5 (5 days/week, half-day): $6,600  Pre-Nursery/Nursery, half-day: $11,475  Pre-Nursery/Nursery, full-day: $13,900  Kindergarten: $14,920  Grades Pre-1- Grade 2: $19,550  Grades 3-8: $21,270

Early Enrollment/Payment Discounts Page 80

School Other Eligibility What Receive Base Tuition Information Information Rockwern  If pay non-refundable deposit by  Non-refundable deposit of $150.  The deposit will  18 Months-3 year: Academy Jan. 31. Please note that after January 31, be credited o 3 day/week, half Cincinnati, OH the non-refundable deposit toward your day (including ECE-8 increases to $500 per child. child’s tuition lunch): $4,850 should your o 3 day/week, full child be day: $7,450 admitted to o 5 day/week, half Rockwern day (including Academy. lunch): $6,750 o 5 day/week, full day: $9,750  Pre-K: o 5 day/week, half day (including lunch): $6,750 o 5 day/week, full day: $9,950  Kindergarten: $8,900  Grades 1-6: $12,400  Grades 7-8: $13,400 East Midwood  If pay by registration fees by  Prior to Feb. 27, 2015: $350  Per child.  Nursery: $6,078 Hebrew Day certain date.  Prior to March 31, 2015: $450  UPK – Full Day: FREE School  Prior to April 30, 2015: $550 $0 Brooklyn, NY  Prior to June 15, 2015: $700  UPK - Wrap Around: N-8  Prior to August 31, 2015: $800 $1,800  If pay with Single Payment Plan -  5% discount if paid by May 8, 2015  Take discount  Kindergarten: $9,932 payable to the school directly.  3% discount if paid by June 5, 2015 from Total  Grade 1: $12,012 Tuition not  Grades 2-4: $13,100 from Total Due.  Grade 5-6: $13,598 The fees are not  Grade 7: $14,040 discounted.  Grade 8: $14,379

Early Enrollment/Payment Discounts Page 81

School Name of Program Eligibility What Receive Other Information Base Tuition Information (if applicable) Gottesman RTW ECC Incentive Program  The first 30 students to  Special Annual Academy register for 5 Full Days Tuition: Randolph, NJ receive discounted tuition $7,995. ECE-8 for as long as the child is in  Infant Room (per month): the ECC program for 5 Full $400-$1,350 depending Days. on number of days and Full Payment Credit  If pay by May 1, 2015 or  Deduct $150  Applicable to K-8 hours Aug. 1, 2015 per child for only.  Ima Ve Ani (Mommy and tuition paid in Me)(per year): $300 full by 5/1/15. (current families); $400  $75 per child (new families) for tuition  ECC Two and Three Year paid in full by Olds (per year): $3,380- 8/1/15 $9,900 depending on  If register by Feb. 13, 2015  Deduct $300  Not applicable to number of days and hours from oldest Infants, Ima ve Ani  ECC JK (per year): $4,610- child’s tuition or the ECC $10,200 depending on Incentive Program. number of days and hours  Kindergarten-Grade 5: $17,480  Grades 6-8: $20,200

Early Enrollment/Payment Discounts Page 82

School Information Eligibility What Receive Base Tuition Akiva Academy  If pay by March 31, 2015.  Nursery & Pre-Kindergarten (5 mornings):  Nursery & Pre- Calgary, AB $3,825 Kindergarten (5 N-9  Kindergarten- Grade 9: $7,650 mornings): $4,080  Kindergarten- Grade 9: $8,160 Jewish Academy of  Registration fee and enrollment  Discount off tuition  Kindergarten: $12, 600 Orlando forms are received on or before o Kindergarten: $500  Grades 1-5: $14, 500 Maitland, FL February 16. o First – Eighth Grade: $200  Grades 6-8: $15,475 K-8 Rambam Day School  If pay by March 17, 2014.  Early registration fees are:  2Y-Pre-K: $3,600 Savannah, GA o 2Y-Pre-K: $185  Kindergarten: $6,920 ECE-8 o K-Grade 4: $525  Grades 1-4: $8,040 o Grades 5-8: $550  Grades 5-8: $8,565 Desert Torah Academy  If pay by March 2, 2015.  Early Registration Fee: $300  $9,000 Las Vegas, NV K-8 Maimonides Jewish Day  Pay the full year’s tuition on or  A 2.5% discount is given.  $9,650 School before August 1. Portland, OR K-5  If pay by certain date.  Payment in Full by July 15, 2015:- 3% Tuition  $8,400 Hyman Brand Hebrew Discount. Academy  Payment of 50% by July 15, 2015 and 50% by Overland Park, KS November 30, 2015: 1.5% Tuition Discount. K-12  To receive discount, tuition payment must be by check. Beit Rabban Day School  Families who return their signed  $1,000 per child discount.  Gan/Early Childhood: New York NY contract within a set timeframe. o Full day: $24,869 ECE-8 o Half day: $22,293  Kindergarten-Grade 3: $31,347  Grades 4 & 5: $32,297

Early Enrollment/Payment Discounts Page 83

School Information Eligibility What Receive Base Tuition Rockland Jewish Academy  If pay by Feb. 27.  Enrollment fees are:  Pre-K3 & Pre-K4: West Nyack, NY o Pre-K 3 &4: $100 o 3 days: $5,750 ECE-5 o K-Grade 5: $350 o 4 days: $6,700 o 5 days: $7,560  Kindergarten: $12, 875  Grade 1: $15,965  Grades 2-5: $16, 995 American Hebrew Academy  Families paying full tuition who  Receive a 5% tuition discount.  Boarding: $39,500.00 Greensboro, NC enroll their student prior to  Day: $23,800.00 9-12 December 31 or who make payment in full by the first day of the school year. Hebrew Academy of Tampa Bay  Pay the full year’s tuition on or  A 2.5% discount.  Preschool: Tampa, FL before August 1. o 5 day: $7,300 ECE-8 o 3 day: $6,700  Toddlers: o 5 day, half day: $5,800 o 5 day, full day: $7,300 o 3 day, half day: $4,700 o 3 day, full day: $6,700  Kindergarten: $8,400  Grades 1-8: $8,700 Soille San Diego Hebrew Day School  If application completed in full  Priority Registration: $200  Infant & Transition: San Diego, CA by Jan. 30 tuition credit per student when o 5 full days: $12,37 ECE-8 application is completed in full. o 5 half days: $9,800  If pay in full by certain date.  Payment in full by May 1st  Toddler-Pre-K: receive 3% discount; by June o 5 full days: $11,500 1st receive 2% discount. o 5 half days: $8,945 o 3 full days: $9,045 o 3 half days: $7,120  Kindergarten-Grade 5: $17,300  Grades 6-8: $18,775

Early Enrollment/Payment Discounts Page 84

School Information Eligibility What Receive Base Tuition Hochberg Preparatory  If tuition paid in full by May 29, 2015.  5% discount for cash or  Infant: $9,200 North Miami Beach, FL check.  Pre-Toddler (5 full day): $9,500 ECE-8  2% discount for  Toddler and Two Year Olds: American Express/ o 5 half days: $8,000 Visa/MasterCard/ o 5 full Days: $9,500 Discover.  Pre-K2 & Pre-K3: o 5 half days: $8,000 o Pre-K2, 5 full days: $10,400 o Pre-K3, 5 full days: $10,900  Jr. K (5 full day): $11,675  Kindergarten: $14,025  Grade 1: $16,025  Grade 2: $16,225  Grades 3 & 4: $17,900  Grade 5: $17,900  Grade 6: $12,625  Grade 7: $13,625  Grade 8: $14,625 Joseph Kushner Hebrew  If paid by 05/01/2015 & 3 Year Old Program.  Tuition is only $9,000  3 Year Old Program: $9,500 Academy/ Rae Kushner (so $500 discount).  Pre–K: $11,800 Yeshiva High School  If paid by 05/01/2015 or before 6/30/2015.  Discount varies.  Kindergarten: $12,600 Livingston, NJ  Grade 1: $13,700 Pre-K-12  Grades 2-4: $15,600  Grades 5: $16,400  Grades 6-8: $17,000  Grades 9-11: $23,000  Grade 12: $23,500

Early Enrollment/Payment Discounts Page 85

School Information Eligibility What Receive Base Tuition Golda Och Academy  If enroll prior to March 1.  A $100 discount can be earned  Pre-K: $11,500 West Orange, NJ toward tuition.  Kindergarten: $18,200 Pre-K-12  Grades 1-4: $19,450  Grade 5: $20,000  Grade 6: $22,000  Grades 7 & 8: $25,000  Grade 9: $28,500  Grades 10 & 11: $29,250  Grade 12: $28,500 Shalom Torah Academy  If pay registration fee by  Registration fee for the 2015-16  Pre-School: of East Windsor June 15. year is $50. o 3 half days: $3,900 East Windsor, NJ  Yearly pre-payment.  A 5% tuition reduction. o 4 half days: $4,500 ECE-8 o 5 half days: $5,100 o 3 full days: $6,100 o 4 full days: $7,500 o 5 full days: $8,950  Kindergarten- Grade 5: $9,400  Grades 6-8: $8,950

Edmonton Menorah  If pay March 20.  Option 1: Pay & register with PRICES PER MONTH Academy credit card authorization & 2015-2016 Edmonton, AB receive $300 off tuition. (over 10 months) ECE-12  Option 2: Pay full lump sum & Preschool $375 first child receive $500 off tuition. $350 each additional child  Discount is applied to final TOTAL KG-Grade 6 $405 first child cost of tuition per family. If paying $380 each additional child monthly, Early Bird Tuition Grade 7-12 $425 first child Discount will be applied to the $400 each additional child June 2016 withdrawal.

Early Enrollment/Payment Discounts Page 86

School Information Eligibility What Receive Base Tuition Harkham Hillel Hebrew  If pay in full on or  There is a 1% Academy before May 1, discount on tuition Beverly Hills, CA 2015. fees for families ECE-8 who pay in full.

Hasten Hebrew Academy  If pay by certain  Pay your tuition by of Indianapolis date & not on August 1, 2015 Indianapolis, IN scholarship. and receive a 1% ECE-8  Also separate discount off of the discount if pay "before March before March 14. 13th " tuition fee.  Tuition discount if pay before March 14, see rate is tuition cell.

Early Enrollment/Payment Discounts Page 87

Sibling Discounts

It’s often quipped that day school tuition is the best form of birth control. A sibling discount can ease some of the heavy financial burden that makes a Jewish Day School education cost-prohibitive.

At most schools one only needs to have two children in the school, but some do require you to have at least three children. As well, some schools require students to be in certain grades (usually excluding

Nursery/Pre-School) and in some cases families need to be paying full tuition.

The discount amount varies greatly between schools and is either a flat dollar or percent discount for all additional children.

In addition, there are a few schools that require families to meet a certain income level, or be new family to the school, or family needs to choose only one discount/ not receiving scholarships, or be paying full tuition.

Sibling Discounts Page 88 School Information What (& Name of Discount Eligibility Other Information Base Tuition Receive (if applicable)) Multi-Child Grant  More than  20% off 2nd  Cannot also have K-3 Tuition  18 Months-3 year: Rockwern Academy one child child Grant or Jewish Communal o 3 day/week, half day (including lunch): Cincinnati, OH in any  40% off 3rd Professional Grant. $4,850 ECE-8 grade. child o 3 day/week, full day: $7,450  50% off 4th o 5 day/week, half day (including lunch): child $6,750  60% off 5th o 5 day/week, full day: $9,750 child  Pre-K:  Off full o 5 day/week, half day (including lunch): tuition $6,750 o 5 day/week, full day: $9,950  Kindergarten: $8,900  Grades 1-6: $12,400  Grades 7-8: $13,400 Mazel Day School  More than  10% for  Preschool: Brooklyn, NY one child each o Full day: $10,500 ECE-8 in K-8. additional o Half day (For Pre-N only): $10,135 child. o Part extended day: $11,235 o Full extended day: $11,550  Kindergarten-Grade 4: $13,200  Grades 5-8: $14,280 Tuition Support  More than  Offering a  This program is for families  ADK –Grade 8: $13,685 Scholarship Program one child $1000 who make a confidential  Grades 9–12: $14,405 Ottawa Jewish in any discount for request to the principal and Community School grade. each child, those who are not otherwise Ottawa, ON after the receiving tuition assistance. K-12 first child.  There is also a built into multi- child discount.

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School Information (& Name of Discount (if Eligibility Application What Receive Other Information Base Tuition applicable)) The Modified Multiple Child  Three or more  2014 Tax  The Modified Multiple  Nursery: $23,475 Discount (MCD) Program children in any Form 1040 Child Discount (MCD)  Pre-K: $24,225 Ramaz grade. and its program is a  Kindergarten:$26,125 New York, NY supplement streamlined approach  Grades 1-4: $27,950 ECE-12 s. for families who need  Grades 5-8: $30,075  Form to fill assistance with tuition  Grade 9: $30,175 out because they have  Grades 10 & 11: $30,675 three or more children  Grade 12: $30,825 at Ramaz, but do not want to go through the full financial aid process. The Multi-Child Affordability  Eligible families  Contact  MCAP provides a  Designed to enable  Kindergarten-Grade 1: Cap (MCAP) Program must have a school tuition cap equal families with multiple $16,990 Cohen Hillel Academy family income to the lesser of children at CHA to  Grades 2-5: $19,770 Marblehead, MA of $150,000 or full tuition or 15% anticipate their  Grades 6-9: $20,700 K-8 more. of family income maximum future  Multiple (AGI). tuition obligation and children at confidently enroll their CHA. children at Hillel year after year. Tehiyah Day School  Families with  Tuition is  This discount is  Bridge-K: $17,750 El Cerrito, CA three or more discounted for available only for  Kindergarten & First Grade: K-8 children the third and families not $19,750 enrolled at the successive child participating in the  Grades 2-5: $21,350 school. starting from the indexed tuition  Grades 6-8: $23,250 lowest grades. program. Melvin J. Berman Hebrew  More than one  2nd child- $600  Preschool: $4,880-$10,985 Academy child in K-12. discount. depending on number of days Rockville, MD  3rd child and each and length K-12 additional child-  Kindergarten- Grade 5: $1600 discount $14,850  Grades 6-8: $18,270 per child.  Grades 9 -12: $21,700 Sibling Discounts Page 90

School Information Eligibility What Receive Other Information Base Tuition Gottesman RTW Academy  More than  No deduction  Not applicable  Infant Room (per month): $400-$1,350 depending on Randolph, NJ one child for the oldest to Infants, Ima number of days and hours ECE-8 in any child. Deduct ve Ani or the  Ima Ve Ani (Mommy and Me)(per year): $300 (current grade. $2,000 for ECC Incentive families); $400 (new families) each younger Program.  ECC Two and Three Year Olds (per year): $3,380- $9,900 sibling in K-8 depending on number of days and hours and $300 for  ECC JK (per year): $4,610-$10,200 depending on number of each younger days and hours sibling in ECC  Kindergarten- Grade 5: $17,480 who is  Grades 6-8: $20,200 attending at least 3 full days. East Midwood Hebrew  More than  Deductions of  Per child  Nursery: $6,078 Day School one child $750 for each deductions  UPK – Full Day: FREE $0 Brooklyn, NY in any child (ren) cannot be  UPK - Wrap Around: $1,800 N-8 grade. after the first combined with  Kindergarten: $9,932 child. tuition  Grade 1: $12,012 scholarships.  Grades 2-4: $13,100  Grades 5-6: $13,598  Grade 7: $14,040  Grade 8: $14,379 Akiva Academy  More than  $100.00  This does not  Nursery & Pre-Kindergarten (5 mornings): $4,080 Calgary, AB one child tuition apply to  Kindergarten- Grade 9: $8,160 N-9 in K-9. reduction for Preschool 2nd, 3rd and 4th child in K-9.

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What School Information Eligibility Other Information Base Tuition Receive Maimonides Academy  3 children  5% tuition  Scholarship recipients and  Transition 3 (3 days/week, half-day): $4,215 Los Angeles, CA and up, discount faculty members are not  Transition 5 (5 days/week, half-day): $6,600 ECE-8 attending per child. eligible for this discount.  Pre-Nursery/Nursery- half-day: $11,475 full day.  Pre-Nursery/Nursery-full-day: $13,900  Kindergarten: $14,920  Grades Pre-1- Grade 2: $19,550  Grades 3-8: $21,270 Striar Hebrew Academy  More than  $500 per  The “Siblings” Discount is an  Toddler Aleph (15 months) through Pre-K- Sharon, MA one child student per “opt-in” program –in other Varies by program ECE-6 in any year for words, if you are eligible to  Kindergarten: $15,290 grade. each receive a sibling discount and  Grades 1 & 2: $18,420 additional would like to opt-in to receive  Grades 3 & 4: $18,970 child this discount, you can note  Grades 5 & 6: $19,510 enrolled that in your re-enrollment after the contract. However, if your first child. family’s financial circumstances are such that you can pay full tuition, we encourage you to do so. American Hebrew  More than  Discount of  This discount is only available  Boarding: $39,500.00 Academy one child $1,000 per to those families paying full  Day: $23,800.00 Greensboro, NC in any family. tuition. 9-12 grade.  Not eligible if receive finical aid. Hillel Academy of Greater  More than  15%  This is applicable only for  $7,750 Dayton one child discount for those paying full tuition. Dayton, OH in any each K-6 grade. additional child.

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School Information (& Eligibility What Receive Other Information Base Tuition Name of Discount (if applicable)) Gross Schechter Day  More than one child in  10% reduction  This discount applies to  Infant Care (6 months-18 months) School any grade. for the 2nd tuition and enrichment o 5 days a week: $290/week Pepper Pike, OH student (ECC) and would be o 4 days a week: $250/week ECE-8  15% for the 3rd mutually exclusive from o 3 days a week: $210/week student tuition assistance or any  Early Childhood Center  20% for the 4th other tuition benefits o 2 year old, 3 half days: $2,795 and each offered by Gross Schechter o 3 & 4 year old, 3 half days: $3,400 additional (e.g. Jewish Communal o 3 & 4 year old, 5 half days: $5,600 student Professionals Incentive). o 2, 3 & 4 year old, 5 full days:$8,250  Kindergarten: $8,700  Grade 1: $9,950  Grades 2- 4: $10,475  Grades 5-8: $11,060 Krieger Schechter  More than one child in  2nd Child: $250  Tuition reductions for more  Kindergarten: $16,995 Day School any grade.  3rd Child: $500 than one child apply only  Grades 1-4: $18,520 Baltimore, MD  4th Child: when students are enrolled  Grades 5-8: $19,983 K-8 $1,000 at the same time. For 4th child-for families enrolled prior to 2012-13, no charge. All children must be enrolled at the same time. Levey Day School  More than one child in  $1000.00 x  $10,300 Portland, ME any grade paying full (additional Pre-K-5 tuition. children) Tuition Cap  Applies to families with  Family cap:  Families who pay the family  K for Kids: $8,100 Torah Day School of more than 3 children Highest 3 cap amount are requested  Kindergarten: $12,300 Atlanta enrolled at TDSA for K – tuitions. to consider a voluntary  Grades 1 - 5: $13,650 Atlanta, GA 8 (K for Kids not donation for the "above  Grades 6 - 8: $14,200 K-8 included). cap" amount.

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What Other School Information Eligibility Base Tuition Receive Information Hochberg Preparatory  More than one child  Discount  This discount  Infant: $9,200 North Miami Beach, FL in ECE-5 and paying of $250 does not  Pre-Toddler (5 full day): $9,500 ECE-8 full tuition. per child apply to  Toddler and Two Year Olds: for each student in o 5 half days: $8,000 child after Middle o 5 full Days: $9,500 the first School.  Pre-K2 & Pre-K3: one. o 5 half days: $8,000 o Pre-K2, 5 full days: $10,400 o Pre-K3, 5 full days: $10,900  Jr. K (5 full day): $11,675  Kindergarten: $14,025  Grade 1: $16,025  Grade 2: $16,225  Grades 3 & 4: $17,900  Grade 5: $17,900  Grade 6: $12,625  Grade 7: $13,625  Grade 8: $14,625 Yeshiva Har Torah  More than one child  $100 per  Little Neck, NY in Grade 1 or up. child. N-8

School Information (& Other Name of Discount (if Eligibility What Receive Base Tuition Information applicable))

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Multiple Child Tuition  Families with  25% tuition  A student who  Infant Care (Up to 12 months): Program three or credit for the qualifies for more o 5 days, full-time: $1,520/month more 3rd child and than one tuition o 5 days, part-time: $1,260/month San Diego, CA children in 50% for the 4th credit will be  Toddler Care (13 Months+): ECE-12 attendance. child. The awarded the o 5 days, full-time: $1,320/month credit applies highest value o 5 days, part-time: $1,160/month to the credit only.  Preschool-2-4 years old ( 2 & 3 day options just for 2 youngest child years old): (ren). o 5 days, full day: $12,480 o 5 days, half day: $8,710 o 3 days, full day: $9,100 o 3 days, half day: $6,840 o 2 days, full day: $6,275 o 2 days, half day: $4,600  Pre-K, 5 full days: $10,540  Kindergarten-Grade 5: $21,00  Grades 6-8: $24,000  Grades 9-12: $24,725 Hasten Hebrew Academy of    More than Grades 1-8: Indianapolis one child in $500 Indianapolis, IN any grade. ECE-8

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SchoolSchool Information Information & Name(& of Discount Eligibility What Receive Base Tuition Name of Discount (if Eligibility What Receive Base Tuition Multi-Childapplicable)) Discount  Three or more children in  $5,000 per child discount.  Transitional Kindergarten: any grade. $14,500 Rashi's Discover Day School  For families participating in  Eligible families may qualify for up to  Kindergarten - Grade 2:- Greenwich, CT  Kindergarten: $23,500 (DDS) Matching Program the DDS program with a $6,000 per year for three years in addition $25,960 TK-8  Grade 1: $25,600 The Rashi School second child attending to Discover Day School.  Grades 3 -5: $27,864  Grade 2: $27,700 Dedham, MA Rashi.  Rashi will match a qualifying DDS award for  Grades 6 -8: $29,800  K-8 the second child enrolled within the first Grades 3-8: $28,800  PALS Program (Special Needs): three years of the first child, for a period th up to three years. Kindergarten-8 Grades: $61,400 FamilySolomon Tuition Schechter Reduction Day School  Enroll multiple studentsThree or and more  childrenTuition in d iscount $500. per family tuition  PreGan-Kindergarten Keshet-3’s half-day T, 2, 3: Scheckof Bergen Hillel County Community School do not receive tuitionany grade . reduction. $9,000o Half Day: $6,365 NorthNew Milford,Miami Beach, NJ FL assistance.  Preo -FullKindergarten Day: $9,500 full -day 2, 3 &

ECE-8  4:Pre $12,500-Kindergarten  Kindergarten:o 5 hours: $6,800 $17,200  Gradeo 6 hours: 1: $19,100 $8,150  Gradeo 7 hours 2: $20,500 (8am -  Grades3pm):$9,500 3-5: $21,900  GradeKindergarten: 6: $23,600 $15,900  GradeGrade 7:1: $23,850$17,900  GradeGrades 8: 2 $23,850-5: $19,900  GradeGrade 96:-12: $20,900 $24,700  NativGrades Program/ 7-8: $21,400 In-Class Support: Beth Tfiloh Dahan Community  More than one child in any  2 children: $200  $30Preschool:,500 Between $2,300- nd rd MultiSchool-Child Discount grade.  Two or more children 3 children: in $500 10% off 2 & 3 child.  Kindergarten:$9,600 based on$8,100 program DesertBaltimore Jewish, MD Academy any grade.  4 children: $900  Gradesand number 1-6: $8,500of days Chandler,ECE-12 AZ  5 children: $1500  Kindergarten-Grade 4: K-6 $15,300  Grades 6-8: $17,800  Grades 9-12: $19,900 Contra Costa Jewish Day  More than one child in any  Kindergarten-Grade 5: School grade. $17,200 Lafayette, CA  Grades 6-8: $18,751 K-8 Sibling Discounts Page 96

School Information Eligibility What Receive Base Tuition Pardes Jewish Day School  More than one child in  $500 tuition discount per  $14,150 (for the 2013-2014 Scottsdale, AZ any grade. child. school year) K-8 Shalom Montessori at McCormick Ranch  Parents with two or more  5% monthly discount per  Tuition is not dependent upon Scottsdale, AZ children enrolled in the family. the number of weeks or days ECE-8 private school for five full within the month days per week. Soille San Diego Hebrew Day School  Three or more children in  30% discount for 3rd child  Infant & Transition: San Diego, CA any grade & paying full and every child thereafter o 5 full days: $12,37 ECE-8 tuition. in K-8th Grade. o 5 half days: $9,800  15% discount for 3rd child  Toddler-Pre-K: and every child thereafter o 5 full days: $11,500 in the Preschool. o 5 half days: $8,945 o 3 full days: $9,045 o 3 half days: $7,120  Kindergarten-Grade 5: $17,300  Grades 6-8: $18,775 Jewish Academy of Orlando  More than one child in  5% off tuition for 2nd child.  Kindergarten: $12, 600 Maitland, FL any grade.  15% off tuition for 3rd child.  Grades 1-5: $14, 500 K-8  25% off tuition for 4th child.  Grades 6-8: 15,475 Rambam Day School  More than one child in  5% off tuition for each  2Y-Pre-K: $3,600 Savannah, GA any grade. additional child.  Kindergarten: $6,920 ECE-8  Grades 1-4: $8,040  Grades 5-8: $8,565 Derech HaTorah of Rochester  More than one child in  20% discount on each  $9,990 Rochester, NY any grade. subsequent child's tuition. K-8

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School Information Eligibility What Receive Base Tuition David Posnack Jewish Day School  More than one child in  Younger siblings receive a  Kindergarten & Grade 1: $15,040 Davie, FL any grade. 5% discount calculated on  Grades 2-4: $16,910 K-12 the base tuition.  Grades 5-7: $17,870  Grades 8 & 9: $18,480  Grades 10-12: $19,410 Fees for Kulam for special needs:  Kindergarten & Grade 1: $22,640  Grades 2-4: $24,480  Grades 5: $25,420  Grades 6 & 7: $25,820  Grades 8: $26,420 Hebrew Academy (Rabbi Alexander S. Gross)  More than one child in Early Childhood (Playgroup –  Playgroup, 5 half days: $6,735.26 Miami Beach, FL any grade. Pre-Kindergarten):  Nursery 2 & 3, 5 half days: ECE-12  Based on full time: $340 $7,952.85 discount on tuition for 2nd  Playgroup & Nursery 2, 3 full child, $680 for 3rd child, days: $8,718.34 th $1,020 for 4 child. For  Infant/Playgroup/Nursery, 5 full siblings enrolled in Early days: $9,781.80 Childhood (full time) and K-  Pre-K: $10,388.03 12: $560 discount on  Kindergarten: $13,681.16 nd tuition for 2 child.  Grade 1: $14,888.48 Kindergarten - 12:  Grade 2: $16,686.60  $1,175 discount on tuition  Grades 3-5: $18,371.70 for 2nd child, $1,560 for 3rd th  Grades 6-8: $19,835/89 child, $1,940 for 4 child.  Grade 9: $20,991.83  Grades 10-12: $21, 921/71 Columbus Jewish Day School  More than one child in  Sibling discount of $500.  $15,600 New Albany, NY any grade. K-6

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School Information Eligibility What Receive Base Tuition Leherman Community Day School  More than one child in  3% sibling discount for each  Turning Twos/Toddler: Miami Beach, FL any grade. additional child. o 3 Days/Half Day: $6,795.00 ECE-5 o 3 Days/Full Day: $8,195.00 o 5 Days/Half Day: $9,295.00 o 5 Days /Full Day: $11,395.00  Nursery: o Half Day: $10,295.00 o Full Day: $12,395.00  Pre-Kindergarten: $13,495.00  Kindergarten: $15,095.00  Grades 1–3:$18,595.00  Grade 4 & 5: $19,225.00 Hebrew Academy of Tampa Bay  Three or more children in  Special rates are given to  Preschool: Tampa, FL any grade. the third child from any o 5 day: $7,300 ECE-8 family who has two o 3 day: $6,700 children previously enrolled  Toddlers: at the Hebrew Academy. o 5 day, half day: $5,800 o 5 day, full day: $7,300 o 3 day, half day: $4,700 o 3 day, full day: $6,700  Kindergarten: $8,400  Elementary: $8,700 New England Hebrew Academy  More than one child in  Tuition is reduced by $500  Toddler Class: $4,500-$13,500 Brookline, MA any grade. for each additional child (Depending on number of days ECE-8 enrolled. and length of day)  Nursery, Prekindergarten and Kindergarten Classes: $4,250- $13,500 (Depending on number of days and length of day)  Grades 1-5: $12,950  Grades 6-8: $13,950

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School Information Eligibility What Receive Base Tuition Shalom Torah Academy of East  More than one child in any  A 10% reduction is  Pre-School: Windsor grade. allowed for a second child o 3 half days: $3,900 East Windsor, NJ from the same family o 4 half days: $4,500 ECE-8 (might not be for pre- o 5 half days: $5,100 school). o 3 full days: $6,100 o 4 full days: $7,500 o 5 full days: $8,950  Kindergarten- Grade 5: $9,400  Grades 6-8: $8,950 Rav Teitz Mesivta Academy  Three or more children in  $600 discount per child.  Nursery: $9,900 Elizabeth, NJ any grade.  Kindergarten: $11,300 N-12  Grades 1-3: $13,500  Grades 4-6G: $14,00  Grades 6B & 7: $15,800  Grade 8: $15,900  Grade 9: $19,100  Grades 10 & 11: $18,700  Grade 12: $19,100 Rosenbaum Yeshiva of North Jersey  Three or more children in  3rd child K or above: $300  Nursery (8:30 - 1:30): $6,200 River Edge, NJ any grade. discount.  Extended Day - 1:30-3:15: $1,600 ECE-8  4th child K or above: $600  Pre-K: $8,715 discount.  Kindergarten: $11,585  5th child K or above:  Grades 1-3: $11,715 $1500 discount.  Grades 4-5: $11,850  Grades 6-8: $13,050  Transitional Program: $21,275 Hillel Community Day School  More than one child in any  Standard Tuition- 10% off  Kindergarten & Grade 1: $6,900 Rochester, NY grade. each additional child.  Grades 2-8: $16,000 K-8  Tiered Tuition- 50% off each additional child.  Tuition rates are with the $1,500 Give & Get BINGO program buy out

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School Information Eligibility What Receive Base Tuition Kellman Brown Academy  Three or more children in  3rd student tuition K-8:  Preschool Voorhees, NJ any grade. 10% discount off total o 5 full days: $8,650 ECE-8 tuition. o 5 half days: $4,995  4th student tuition K-8: o 4 full days: $6,995 No tuition.  Kindergarten: $9,800  4th child entering  Grades 1-5: $16,275 Preschool with 3  Grades 6-8: $17,325 students tuitions K-8, the 3rd student sibling discount applies and in addition the 4th tuition shall be no more than 50% of the Preschool tuition (i.e. maximum of $4,325). Rockland Jewish Academy  One or more students in  $1,000  Pre-K3 & Pre-K4: West Nyack, NY Grades K-5. o 3 days: $5,750 ECE-5 o 4 days: $6,700 o 5 days: $7,560  Kindergarten: $12, 875  Grade 1: $15,965  Grades 2-5: $16, 995 Austin Jewish Academy  Three or more children in  Each family can apply a  $14,100 Austin, TX any grade. $2,400 sibling discount Pre K-8 to each of their third and subsequent children’s tuition. Gesher Jewish Day School  Three or more children in  10% discount per  $18,880 Fairfax, VA any grade. additional child (3 or K-8 more students).

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School Information Eligibility What Receive Base Tuition Rambam Day School  More than one  See discount  Pre-School (Nursery-JK): Ottawa, ON child in SK and under tuition. o Full Day: $9,000 Pre K-8 higher. o Half Day 5 day / Full Day 3 day program: $5,000 o Half Day 3 day program: $3,600  SK-Grade 8: o 1st Child: $9,000 o 2nd Child: $7,500 o 3rd child (and each additional child): $6,000 Portland Jewish Academy  Three or more  Optional 20%  Infant/Toddler (6 Weeks-3 years): $658-$1500 Portland, OR children in any discount (depending on age & number of days) or Drop-In ECE-8 grade.  Discount will Daily Fee: $70 apply to the  Preschool (2-5 years): $4830-$8040 (depending on third child and number of days & age) each child  Kindergarten- Grade 5: $16,570 thereafter.  Grades 6-8: $17,090 Edmonton Menorah Academy  More than one  See discount Edmonton, Alberta child in any grade. under tuition. ECE-12 PRICES PER MONTH 2015-2016 (over 10 months) Preschool $375 first child $350 each additional child KG-Grade 6 $405 first child $380 each additional child Grade 7-12 $425 first child $400 each additional child

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School Information Eligibility What Receive Base Tuition Temple Beth Am Day  Three or more  A $1000 tuition

School children in any discount. Pinecrest, FL grade attending  Discount will ECE-8 full day program. apply to the third child and each child thereafter.

Harkham Hillel  Three or more  10% discount Hebrew Academy children in any on tuition of Beverley Hills, CA grade. the 3rd child ECE-8  15% discount on tuitions of the 4th child and each additional child.

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Other Discounts

In combing through school websites we discovered a number of other forms of discount that did not seem to fit neatly into other categories.

Staff discounts afford faculty and other school staff a tangible benefit that may come at a lower cost to the school. More than the financial benefit, the school may benefit from an ability to attract more mission- appropriate staff and ensure staff’s role as ambassadors. It should be noted that while some schools advertise these discounts on their website, we can assume that many more have such policies that are not advertised.

Alumni discounts, which usually do not represent a significant discount, are a nice way to thank parents who years later are still supporting the same school institution.

Two schools noted below offer grants for students in certain grades but it is unclear if there are any financial eligibility requirements. In addition, scholarships that are not merit based can be found in this category.

As well, some schools have a higher tuition then what most (if not all) families pay for tuition due to support provided by various individuals and organizations. These schools make it transparent about this difference and allow families to pay the true full cost if they wish, with the difference usually being a charitable contribution.

Soille San Diego Hebrew Day School has a discount if you are paying more than $40,000. While this is similar to a sibling discount the way it is worded opens it up to children in any grades and any number of children.

Emery/Weiner School in Houston offers new families who qualify for the regular financial aid the option to lock in monthly payments throughout the duration in either middle school and/or high school. This is a way to both draw in new families but also give them some piece of mind about how they are going to finance their child(ren)’s education.

Other Discounts Page 104 School Information & Eligibility What Receive Other Information Base Tuition Name of Discount Employee Tuition  Children of  Receive a credit as  A student who  Infant Care (Up to 12 months): Program SDJA determined by qualifies for more o 5 days, full-time: $1,520/month San Diego Jewish employees. school policy. than one tuition o 5 days, part-time: $1,260/month Academy credit will be  Toddler Care (13 Months+): San Diego, CA awarded the o 5 days, full-time: $1,320/month ECE-12 highest value o 5 days, part-time: $1,160/month credit only.  Preschool-2-4 years old ( 2 & 3 day options just for 2 years old): o 5 days, full day: $12,480 o 5 days, half day: $8,710 o 3 days, full day: $9,100 o 3 days, half day: $6,840 o 2 days, full day: $6,275 o 2 days, half day: $4,600  Pre-K, 5 full days: $10,540  Kindergarten-Grade 5: $21,00  Grades 6-8: $24,000  Grades 9-12: $24,725 Staff Discount  Parent is staff  Discount only  $10,300 Levey Day School member. available to Portland, ME families paying full Pre-K-5 tuition.

Alumni Discount  Children of Beth  $300 per child.  Preschool: Between $2,300-$9,600 based on Beth Tfiloh Dahan Tfiloh High program and number of days Community School School  Kindergarten-Grade 4: $15,300 Baltimore, MD graduates.  Grades 6-8: $17,800 ECE-12  Grades 9-12: $19,900

Alumni Discount  Parents went to  $250 per student.  Kindergarten: $16,995 Krieger Schechter Day the school.  Grades 1-4: $18,520 School  Grades 5-8: $19,980 Baltimore, MD K-8 Other Discounts Page 105

School Information Eligibility Application What Receive Base Tuition & Name of Discount e-TAP  All families of students entering  Through  This is the regular subsidy  Grades 6-8: $20,467 Emery/Weiner 6th and 9th grades who qualify financial aid program but it is guaranteed  Grades 9-12: $23,800 School for financial aid may elect to process financial aid awarded over Houston, TX participate in e-TAP. FACTS. multiple years. Families can 6-12 lock in affordable monthly payments throughout Middle School and/ or Upper School (would need to reapply when entering 9th Grade). Rockwern  Additional scholarships may be  18 Months-3 year: Scholarships given to Jewish families when o 3 day/week, half day Rockwern some additional financial (including lunch): $4,850 Academy assistance is needed, or for when o 3 day/week, full day: Cincinnati, OH the school feels special $7,450 ECE-8 consideration should be given. o 5 day/week, half day (including lunch): $6,750 o 5 day/week, full day: $9,750  Pre-K: o 5 day/week, half day (including lunch): $6,750 o 5 day/week, full day: $9,950  Kindergarten: $8,900  Grades 1-6: $12,400  Grades 7-8: $13,400

Other Discounts Page 106

School Information & Name of Eligibility Application What Receive Other Information Base Tuition Discount Elective Scholarship  Families self-  Online  The elective  Families who wish to receive  $23,300 Chicagoland Jewish assess their form scholarship more than the elective High School need and can  Don’t need levels are: scholarship should instead Deerfield, IL then elect a to submit o $1,800 per submit an application 9-12 tuition application student through our FACTS tuition reduction for for tuition o $3,600 per assistance process. each student. assistance. student

$40,000+  Any family  Will be billed  Infant & Transition: Soille San Diego paying tuition tuition rates o 5 full days: $12,37; Hebrew Day School of $40,000 or based on the 5 half days: $9,800 San Diego, CA more. 2014-2015  Toddler-Pre-K: ECE-8 tuition o 5 full days: schedule, a $11,500; 5 half discount of 4%. days: $8,945 o 3 full days: $9,045; 3 half days: $7,120  Kindergarten-Grade 5: $17,300  Grades 6-8: $18,775 Morris Fingersh  All families may  Form to fill  Varies.  Private individual set up  $8,400 Scholarship Fund apply. out trust fund which is overseen Hyman Brand Hebrew  First two by the Shul. Academy pages of Overland Park, KS tax returns K-12 from the previous two years.

Other Discounts Page 107

School Information Other Eligibility Application What Receive Base Tuition & Name of Information Program Oorah  from across  Online  Varies This is a third  Toddler & Nursery, Brauser the application party program half Day: $7,500 Maimonides who currently  Toddler & Nursery, Academy have limited or no full day: $8,995 Fort Lauderdale, Jewish  Pre-K: $10,975 (If you FL educational or enroll in VPK with the ECE-8 yeshiva State of Florida, BMA background. will credit your tuition up to $2,500)  Kindergarten: $13,950  Grades 1-5: $14,950  Grades 6-8: $17,850 Tuition Grant  Entering 1st Grade  The school will provide eligible  There’s no  ECC: Between $3,460- Program (both current & students a $36,000 grant for each income test to $9,230 (depending on Hillel Day School new students) or 1st grade child, with $1,000 participate in number of days & of Metropolitan new lateral entry available for credit against 1st this program. age) Detroit students. grade tuition; $2,000 credit  Kindergarten: Farmington toward 2nd grade tuition; $3,000 $11,280 Hills, MI credit toward 3rd grade tuition,  Grades 1-8: $17,975 ECE-8 etc.; culminating in an $8,000 credit toward 8th grade tuition.  For eligible new lateral entry students, the scholarship will provide $1,000 for their first year at Hillel, $2,000 for their second year at Hillel, etc.

Other Discounts Page 108

School Information Other Eligibility What Receive Base Tuition & Name of Information Discount K-3 Tuition Grants  Child in  Cannot also  18 Months-3 year: Rockwern Grades K-3. Grade Savings You only Pay have Multi- o 3 day/week, half day Academy K $5,900 $3,000 Child Grant (including lunch): $4,850 Cincinnati, OH or Jewish o 3 day/week, full day: 1 $7,000 $5,400 ECE-8 Communal $7,450 2 $5,000 $7,400 Professional o 5 day/week, half day 3 $3,00 $9,400 Grant. (including lunch): $6,750

o 5 day/week, full day: $9,750  Pre-K: o 5 day/week, half day (including lunch): $6,750 o 5 day/week, full day: $9,950  Kindergarten: $8,900  Grades 1-6: $12,400  Grades 7-8: $13,400 Full Cost Tuition  If family  Tuition at CJHS, as with most private schools,  $23,300 Payment Option would like to does not cover the full cost to educate a Chicagoland pay the full student. While tuition for the 2015-2016 school Jewish High School cost of year is $23,300, the actual cost to educate each Deerfield, IL tuition. student at CJHS is $29,300, with the difference 9-12 being covered through fund raising. Families will have the option to check off a box on the enrollment agreement to pay the full cost to educate their child (ren). If families elect to pay the full $29,300 (plus fees), $6,400 (per full-cost tuition paid) qualifies as a contribution; and the school will issue a tax letter for that amount.

Other Discounts Page 109

School Information & Base Eligibility What Receive Other Information Name of Tuition Program Academy Access  Automatically   The unusually low tuition at Hyman Brand  $8,400 Program (AAP) for every Hebrew Academy is closely linked to the Hyman Brand student. Academy Access Program (AAP), an Hebrew Academy imaginative approach to school funding Overland Park, KS and family involvement. AAP was instituted K-12 to reduce the high cost of living Jewishly, empower HBHA families to increase their tzedakah (charitable giving), and dramatically reshape how we fund the school. AAP has enabled the school to meet expenses through a combination of generous community funding, tuition, and parents’, family members’ and friends’ voluntary contributions.

Other Discounts Page 110

Appendix 1-Schools with Multiple Tuition Initiatives/Discounts

In order to make day schools as affordable as possible a large number of schools offer multiple initiatives. However, even if a family qualifies and applies for more than one initiative/discount they usually will have to choose the one the suites them the best.

Appendix 1-Schools with Multiple Tuition Initiatives/Discounts Page 111 City, Name of School Grades Which Tuition Initiatives/Discounts? State/Province  Sibling Discounts 1. Akiva Academy Calgary, AB N-9  Early Enrollment/Payment Discounts  Sibling Discounts  Referral Discounts 2. American Hebrew Academy Greensboro, NC 9-12  Jewish Communal Professional Discount  Merit Scholarships  Early Enrollment/Payment Discounts  Affordability Initiative (Middle Income Initiatives -iCap) 3. Beit Rabban Day School New York, NY ECE-8  Early Enrollment/ Payment Discounts  Sibling Discounts 4. Beth Tfiloh Dahan Community School Baltimore, MD ECE-12  Alumni Discount (Other Discounts)  Affiliation Discounts  Future Star Scholarship (External Funding) 5. Brauser Maimonides Academy Ft. Lauderdale, FL ECE-8  Step Up for Students (Community Wide Initiatives)  Oorah (Other Discounts)  Affiliation Discounts  JUF Right Start (Community Wide Initiatives) 6. Chicago Jewish Day School Chicago, IL JK-8  Bernard Heerey Scholarship (Middle Income-Flat Dollar Amount or Percent of AGI)  Elective Scholarship (Other Discounts)  New CJHS Family Scholarship (New Student Discounts ) 7. Chicagoland Jewish High School Deerfield, IL 9-12  Early Enrollment/Payment Discounts  Full Cost Tuition Payment Option (Other Discounts)  The Multi-Child Affordability Cap (MCAP) Program (Sibling Discounts) 8. Cohen Hillel Academy Marblehead, MA K-8  The CJP Discover Day School (DDS) Program (Community Wide Initiatives)  Double Chai Tuition Grant (New Student Discounts)  Shomrim of Ohio (New Student Discounts)  Jewish Professional (Jewish Community Professional Discounts) 9. Columbus Jewish Day School New Albany, OH K-6  Sibling Discounts  Early Enrollment/Payment Discounts  Ed Choice Scholarships (Community Wide Initiatives)

Appendix 1-Schools with Multiple Tuition Initiatives/Discounts Page 112

City, Name of School Grades Which Tuition Initiatives/Discounts? State/Province  Flex Tuition 10. Contra Costa Jewish Day School Lafayette, CA K-8  Sibling Discounts  Multi-Child Discount (Sibling Discounts) 11. Desert Jewish Academy Chandler, AZ K-6  Early Enrollment/Payment Discounts  Discover Day School Grants (Community Wide Initiatives)  Early Enrollment/Payment Discounts 12. Desert Torah Academy Las Vegas, NV K-8  Referral Discounts  Affiliation Discounts 13. Donna Klein Jewish Academy Boca Raton, FL K-12  Step Up for Students (Community Wide Programs)  Sibling Discounts 14. East Midwood Hebrew Day School Brooklyn, NY N-8  Early Enrollment/Payment Discounts  Sibling Discounts 15. Edmonton Menorah Academy Edmonton, AB ECE-12  Early Enrollment/Payment Discount  The CJP Discover Day School (DDS) Program (Community Wide Initiatives)  Within Reach (Middle Income Initiatives-Number of Students and Income) 16. Gann Academy Waltham, MA 9-12  Pioneer Program (New Student Discounts)  Professional Partner Program (Jewish Community Professional Discounts)  Flex Tuition 17. Golda Och Academy West Orange, NJ ECE-12  GO Grant (Middle Income Initiative-Flat Dollar Amount or Percent of AGI)  Early Enrollment/Payment Discounts  Jewish Communal Employees Tuition Credit (Jewish Community Professional Discount) 18. Gross Schechter Day School Pepper Pike, OH ECE-8  Lateral Transfer (New Student Discounts)  Sibling Discounts  Ed Choice Scholarships (Community Wide Initiatives)  Sibling Discounts 19. Harkham Hillel Hebrew Academy Beverly Hills, CA ECE-8  Early Enrollment/Payment Discounts 20. Hasten Hebrew Academy of  Sibling Discounts Indianapolis, IN ECE-8 Indianapolis  Early Enrollment/Payment Discounts

Appendix 1-Schools with Multiple Tuition Initiatives/Discounts Page 113

City, Name of School Grades Which Tuition Initiatives/Discounts? State/Province  Tuition Credit (New Student Discounts) 21. Hebrew Academy Montreal, QC K-12  C.A.P.S Program (Community Wide Initiatives)  Sibling Discounts 22. Hebrew Academy of Tampa Bay Tampa, FL ECE-8  Referral Discounts  Early Enrollment/Payment Discounts  Merit Scholarships  Community Leader Scholarships (Jewish Community Professional 23. Hebrew High School of New England West Hartford, CT 9-12 Discounts)  Harold Grinspoon Foundation--Tuition Incentive Program (TIP) (Community Wide Initiatives)  Harold Grinspoon Foundation--Tuition Incentive Program (TIP) (Community Wide Initiatives) 24. Heritage Academy Longmeadow, MA K-8  Harold Grinspoon Foundation--Preschool Incentive Program (PIP) (Community Wide Initiatives)  Transfer Students (New Student Discounts)  Sibling Discounts 25. Hillel Academy of Greater Dayton Dayton, OH K-6  New Student Discounts  Sibling Discounts 26. Hillel Community Day School Rochester, NY K-8  Tired Tuition (Flex Tuition) 27. Hillel Day School of Metropolitan  Affiliation Discounts Farmington Hills, MI ECE-8 Detroit  Tuition Grant Program (Other Discounts)  Bernard Heerey Scholarship (Middle Income Initiatives-Flat Dollar Amount 28. Hillel Torah North Suburban Day Skokie, IL ECE-8 or Percent of AGI) School  JUF Right Start (Community Wide Initiatives)  Sibling Discounts North Miami Beach, 29. Hochberg Preparatory ECE-8  Early Enrollment/Payment Discounts FL  Affiliation Discounts  Morris Fingersh Scholarship Fund (Other Discounts) 30. Hyman Brand Hebrew Academy Overland Park, KS K-12  Academy Access Program (AAP) (Other Discounts)  Early Enrollment/Payment Discounts

Appendix 1-Schools with Multiple Tuition Initiatives/Discounts Page 114

City, Name of School Grades Which Tuition Initiatives/Discounts? State/Province  Access JCDS (Middle Income Initiatives-Flat Dollar Amount or Percent of 31. JCDS, Boston's Jewish Community AGI) Watertown, MA K-8 Day School  JCDS Flexible Tuition Long Form  The CJP Discover Day School (DDS) Program (Community Wide Initiatives)  Step Up for Students (Community Wide Initiatives) 32. Jewish Academy of Orlando Maitland, FL K-8  Sibling Discounts  Early Enrollment/Payment Discounts 33. Joseph and Florence Mandel Jewish  Ed Choice Scholarships (Community Wide Initiatives) Day School (Formerly The Agnon Beachwood, OH ECE-8  Jewish Communal Employees (Jewish Community Professional Initiatives) School)  BONIM Community Growth Incentive (New Student Discounts) 34. Joseph Kushner Hebrew Academy/  Yesodot/Middle Income Affordability Program (Middle Income Initiatives - Livingston, NJ Pre-K-12 Rae Kushner Yeshiva High School iCap )  Early Enrollment/Payment Discounts  Referral Discounts  Jewish Day School Grants (Community Wide Initiatives) 35. Kellman Brown Academy Voorhees, NJ ECE-8  Sibling Discounts  KBA Tuition Grant (New Student Discounts)  Affiliation Discounts  Alumni Discount (Other Discounts) 36. Krieger Schechter Day School Baltimore, MD K-8  Sibling Discounts  Early Enrollment/Payment Discounts  Harold Grinspoon Foundation--Tuition Incentive Program (TIP) (Community Wide Initiatives) 37. Lander-Grinspoon Academy Northampton, MA K-6  Harold Grinspoon Foundation--Preschool Incentive Program (PIP) (Community Wide Initiatives)  Sibling Discounts 38. Levey Day School Portland, ME Pre-K-5  Staff Discount (Other Discounts)

Appendix 1-Schools with Multiple Tuition Initiatives/Discounts Page 115

City, Name of School Grades Which Tuition Initiatives/Discounts? State/Province  Harold Grinspoon Foundation--Tuition Incentive Program (TIP) (Community Wide Initiatives) 39. Lubavitcher Yeshiva Academy Longmeadow, MA ECE-8  Harold Grinspoon Foundation--Preschool Incentive Program (PIP) (Community Wide Initiatives)  Harold Grinspoon Foundation-Right Start (Community Wide Initiatives)  Sibling Discounts 40. Maimonides Academy Los Angeles, CA ECE-8  Early Enrollment/Payment Discounts  Early Enrollment/Payment Discounts 41. Maimonides Jewish Day School Portland, OR K-5  Referral Discounts  MAI Discount (Middle Income Initiatives -Number of Students and Income) 42. Brookline, MA K-12  MAI Flex (Flex Tuition)  The CJP Discover Day School (DDS) Program (Community Wide Initiatives)  PROFET (Professional Employee Tuition) Program (Jewish Community 43. MetroWest Jewish Day School Framingham, MA N-8 Professional Discounts)  The CJP Discover Day School (DDS) Program (Community Wide Initiatives)  Flex Tuition 44. Milwaukee Jewish Day School Milwaukee, WI K-8  Supporting the Advancement of Jewish Education (Jewish Community Professional Discounts)  Bruchim Habayim (New Student Discounts) 45. N.E. Miles Jewish Day School Birmingham, AL K-8  Tzedek Tuition Reduction (Middle Income Initiatives-Number of Students)  Sibling Discounts 46. New England Hebrew Academy Brookline, MA ECE-8  The CJP Discover Day School (DDS) Program (Community Wide Initiatives)  Hebrew Free Loan (External Funding) 47. Ottawa Jewish Community School Ottawa, ON K-12  Flex Tuition  Tuition Support Scholarship Program (Sibling Discounts)  Affiliation Discounts 48. Pardes Jewish Day School Scottsdale, AZ K-8  Sibling Discounts  Discover Day School Grants (Community Wide Initiatives)

Appendix 1-Schools with Multiple Tuition Initiatives/Discounts Page 116

City, Name of School Grades Which Tuition Initiatives/Discounts? State/Province  Jewish Day School Grants (Community Wide Initiatives)  Cozen Scholars Program (Middle Income Initiatives-Flat Dollar Amount or Melrose Park & 49. Perelman Jewish Day School K-5 Percent of AGI) Wynnewood, PA  Perelman Jewish Day School Tuition Affordability Program (Middle Income Initiatives -Number of Students and Income)  Sibling Discounts 50. Portland Jewish Academy Portland, OR ECE-8  Right Start Preschool Program (Community Wide Initiatives)  Sibling Discounts 51. Rambam Day School Savannah, GA ECE-8  Early Enrollment/Payment Discounts  Sibling Discounts 52. Rav Teitz Mesivta Academy Elizabeth, NJ N-12  Rav Teitz Mesivta Academy Scholars Program (Merit Scholarships)  Sibling Discounts 53. Rockland Jewish Academy West Nyack, NY ECE-5  Jewish Community Professional Discounts  Early Enrollment/Payment Discounts  Ed Choice Scholarships (Community Wide Initiatives)  Jewish Communal Professional Grant (Jewish Community Professional Discounts) 54. Rockwern Academy Cincinnati, OH ECE-8  K-3 Tuition Grant (Other Discounts)  Multi-Child Grant (Sibling Discounts)  Rockwern Scholarships (Other Discounts)  Early Enrollment/Payment Discounts  Rabbinic Tuition Program (Jewish Community Professional Discounts) 55. San Diego Jewish Academy San Diego, CA ECE-12  Employee Tuition program (Other Discounts)  Multiple Child Tuition Program (Sibling Discounts)  Step Up for Students (Community Wide Initiatives) North Miami 56. Scheck Hillel Community School ECE-12  The John McKay Scholarship (External Funding) Beach, FL  Family Tuition Reduction (Sibling Discounts) 57. Shalom Montessori at McCormick  Discover Day School Grants (Community Wide Initiatives) Scottsdale, AZ ECE-8 Ranch  Sibling Discounts

Appendix 1-Schools with Multiple Tuition Initiatives/Discounts Page 117

City, Name of School Grades Which Tuition Initiatives/Discounts? State/Province  Goldenberg Jewish Education Grant (New Student Discounts) 58. Shalom Torah Academy of East East Windsor, NJ ECE-8  Sibling Discounts Windsor  Early Enrollment/Payment Discounts  Sibling Discounts 59. Soille San Diego Hebrew Day School San Diego, CA ECE-8  $40,000+ (Other Discounts)  Early Enrollment/Payment Discounts Jr. Pre-K-  Flex Tuition 60. Solomon Schechter Academy Montreal, QC 6  C.A.P.S Program (Community Wide Initiatives)  iCap Tuition Program (Middle Income Initiatives -iCap) 61. Solomon Schechter Day School of  Discover Schechter Grant Program (Middle Income Initiatives-Flat Dollar Newton, MA K-8 Greater Boston Amount or Percent of AGI)  The CJP Discover Day School (DDS) Program (Community Wide Initiatives)  Flex Tuition 62. Solomon Schechter School of New York , NY K-8  Middle-Tier Income Tuition Calculator (Middle Income-Flat Dollar Amount Manhattan or Percent of AGI)  Sibling Discounts  The CJP Discover Day School (DDS) Program (Community Wide Programs) 63. Striar Hebrew Academy Sharon, MA ECE-6  SHAS Tuition Accessibility Program (Middle Income-Number of Students and Income)

 Sibling Discounts 64. Tehiyah Day School El Cerrito, CA K-8  Flex Tuition

 Sibling Discounts 65. Temple Beth Am Day School Pinecrest, FL ECE-8  Affiliation Discounts

 Sibling Discounts  Base Grant (Middle Income-iCap) 66. Gottesman RTW Academy Randolph, NJ K-8  Vision 2025 (Middle Income-iCap, New Student Discounts & Jewish Community Professional Discounts)  Early Enrollment/Payment Discounts Appendix 1-Schools with Multiple Tuition Initiatives/Discounts Page 118

City, Name of School Grades Which Tuition Initiatives/Discounts? State/Province  Rashi's Professional Courtesy Tuition Discount for Clergy (Jewish Community Professional Discounts) 67. The Rashi School Dedham, MA K-8  Rashi's Discover Day School (DDS) Matching Program (Sibling Discounts)  The CJP Discover Day School (DDS) Program (Community Wide Programs

Appendix 1-Schools with Multiple Tuition Initiatives/Discounts Page 119

Contributors

Daniel Held Daniel Held is the Executive Director of UJA Federation of Greater Toronto’s Koschitzky Centre for Jewish Education, which builds the capacity Toronto’s system of Jewish education. He has a wide range of experience in strategic philanthropy, including authoring a Greenbook on Jewish Day School Financial Sustainability and Affordability for the Jewish Funders Network and AVI CHAI Foundation. Daniel holds an EdD from the Jewish Theological Seminary where he was a Wexner Graduate Fellow and Davidson Fellow. Previously, he served as the Director of the Educators Track at Yeshivat Chovevei Torah, as a senior educator at Brandeis University’s Office of High School Programs, and as a teacher at TanenbaumCHAT, Toronto’s community high school. He can be reached at [email protected]

Evan Mazin Evan is the Director of Educational Finance of UJA Federation of Greater Toronto’s Koschitzky Centre for Jewish Education, which builds the capacity of Toronto’s system of Jewish education. His specific responsibility is to solve the problem of day school affordability through cost analysis, innovative revenue side interventions, and rethinking the structure of day schools. Additionally Evan manages the community’s day school subsidy system as well as the internal budgets for the Koschitzky Centre for Jewish Education.

Evan is both a lawyer and an accountant and brings several years of private sector experience to his work. Evan received his B.A. from in Economics and his J.D. from Fordham University School of Law. He also attended York University to complete his accounting coursework. He can be reached at [email protected]

Ayelet Seed Ayelet Seed is completing her undergraduate degree in Kindergarten and Elementary Education at McGill University, specializing in Jewish Education. Throughout her time at McGill, Ayelet has been very active in the downtown Jewish community through Hillel and Ghetto Shul. In 2016, Ayelet is looking forward to teaching in a Jewish Day School.

This is Ayelet’s second summer as an intern interning with the Koschitzky Center for Jewish Education. She can be reached at [email protected]

Contributors Page 120 Sherman Campus | Lipa Green Centre 4600 Bathurst Street Toronto ON, M2R 3V2 P: 416.631.5688 | F: 416.631.5719 E: [email protected] cjetoronto.com