DICOTA BOARD OF TRUSTEES
DICOTA Convention 2011 Dr. Lennard M. Tenende Mr. Abdul Majid Mr. Fredrick Mjema Dulles, Virginia Mr. Iddy Mtango Dr. Crispin Semakula September 22-25, 2011
DICOTA EXECUTIVE COMMITTEE Dr. Ndaga Mwakabuta – President CONVENTION THEME: Dr. Lyungai Mbilinyi – Secretary TANZANIANS IN THE DIASPORA AFTER 50 YEARS OF Mr. Joel Mburu – Dep. Secretary Ms. Emma Kasiga – Treasurer INDEPENDENCE Ms. Jane Temu – Assist. Treasurer Dr. Lemmy Meekisho – Member Ms. Oliva Kavishe - Member Organized by DICOTA and the Embassy of the United Republic of Tanzania in the United States of America CONVENTION STEERING COMMITTEE Detailed proceedings compiled by: Mr. Faraja Isingo - Chairman Lyungai Mbilinyi, PhD, DICOTA Secretary Ms. Asha Nyang’anyi - Secretary Mr. Richard Mollel Mr. Sylvanus Msafiri Notes taken by Rapporteurs, 2011 Convention: Mr. Elias Mshana Mr. Johnson Ejalu Lunda Asmani, DJ Luke Joe Nisa Kibona, Mr. Santa Chacha Eliza Mbughuni, Mr. Elvis Magori Mr. Idd Sandali Kutina Ruhumbika and Mr. Eric Mahai Emmanuel Sulle. Mr. Damatus Nambai Ms. Rehema Mollel http://www.dicotaus.org Mr. Said Mateso Mr. Aloyce Kilasara
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DICOTA 2011 CONVENTION SPONSORS
President’s Office - Tanzania Bank of Tanzania National Social Security Fund First Class Properties CRDB Bank PLC Ahmed’s Moving Express Tanzania Revenue Authority Tanzania Investment Center National Housing Corporation Borton Overseas Parastatal Pension Fund Standard Chartered Bank UmojaCard.com Arise Beauty Supplies ESM Travel African Trail CiliCorp Powering Potential PACO Ministry of Health Bells Business Solution LLC Tanzania Tourist Board Ngorongoro Conservation Authority Tanzania National Parks Nyumba Poa Ltd Vijimambo Blog Michuzi Blog
TABLE OF CONTENTS
Convention program…………………………………………………………………………………..P. 6
2011 Convention Themes and Highlights………...…………………………………………………..P. 12
Welcoming remarks and celebrations………………………………………………………………..P. 15 • Ambassador Ombeni Yohana Sefue, Permanent Representative of the United Republic of Tanzania to the United Nations (Chair, morning session) • Tanzanian Children residing in Washington DC • Ambassador Mwanaidi Sinare Maajar, Ambassador of the United Republic of Tanzania to the United States and Mexico • Hajji Khamis, Chairman, Tanzanian Community in New York • Ambassador Donald Yamamoto, Principal Deputy Assistant Secretary, Bureau of African Affairs • President Jakaya Kikwete • Dr. Ramadhan Dau, Director General, National Social Security Fund (NSSF) • Mr. Salum Rajabu, Chairman of the Board of Trustees of NSSF • Dr. Lennard Tenende, Board Chair, DICOTA
PANEL 1. TANZANIA/ US DEVELOPMENT AND TRADE RELATIONS..…………………..P. 37 • Professor Benno Ndulu, BOT Governor (Chair) • Millennium Challenge Corporation Presentation
The Power of the Spoken Word ………………………………………………………………………P. 54 • Professor Lemmy Meekisho, Executive Committee member • Oliva Gervace, DICOTA Executive Committee member
Tanzania Tourist Board – Awards and Recognitions……………………………………………….P. 54 • Hon Ezekiel Maige, Minister for Natural Resources and Tourism • Africa Adventure Safari • Gibbs Farm
PANEL 2. TANZANIAN INVESTMENT OPPORTUNITIES.…………………………………..P. 55
• Dr. Ramadhan Dau, Director General, NSSF (Chair) • Mr. Ray Menard, Executive Director, Cheetah Development • Mr. George D. Yambesi, Permanent Secretary, President’s Office • Mr. Walid Juma, Customs Commissioner, Tanzania Revenue Authority • Dr. Stergomena Tax, Permanent Secretary, Ministry of East African Community • Mr. John Matthew Mnali, Tanzania Investment Center
Diaspora Experience Investing in Tanzania and the EAC………………………………………..P. 225 • Dr. Crispin Semakula, DICOTA Board of Trustees member (Chair) • Mr. Robert Barongo, Founder, ALEA Furniture • Ms. Laurencia Kyariga, Chemist and Founder, Arise/Ebenezer Beauty Supply
Brain Gain, Recruiting from the Diaspora………………………………………………………..P. 227 • Vivienne Penessis, Head of Human Resources, Standard Chartered Bank Tanzania
Westadi Product, NSSF…………………………………………………………………………….P. 227 • Dr. Ramadhani Dau, NSSF, Westadi Project
PANEL 3: ROLE OF THE CENTRAL BANK AND COMMERCIAL BANKS IN …………..P. 228 FACILITATING EFFECTIVE DIASPORA REMITTANCES AND PROVIDING CAPITAL FOR INVESTMENTS • Dr. Lennard Tenende, Board Chair, DICOTA (Chair) • Dr. Joseph Masawe, Director of Economic Research and Policy, Bank of Tanzania (BOT) • Ms. Lucy Kununda, Director, National Payment Systems, BOT • Mr. Kamil Madanat, President, KMM International • Ms. Tully Mwambapa, Director of Research and Marketing, CRDB Bank • Professor Benno Ndulu, Governor, BOT
Questions and Comments for Panel 3/ Open Forum………………………………………………P. 325
Multilateral Investment Guarantee Agency (MIGA), World Bank Group………………………P. 326 • Judith Pearce, Lead Operations Officer, MIGA, World Bank
Tanzania Diaspora Investing in the United States………………………………………………….P. 326 • Ahmed Issa, Ahmed Moving Express and TIGU • Nancy Assenga, Tanzania Investment Group of the United States (TIGU), California
Use of Social Media as an Effective Means of Diaspora Communication and Networking……..P. 327 • Richard Kasesela, Chief Exective Officer, Business Coalition on HIV AIDS; Businessman • Sunday Shomari, Voices Of America, Washington DC
Tanzania Investment Bank…………………………………………………………………………..P. 328 • Peter M. Noni, Managing Director, Tanzania Investment Bank
Luncheon Topic: Parastatal Pension Fund (PPF)…………………………………………………...P. 354 • Mr. Yudika M. Musari
PANEL 4: DIASPORA ACCESS TO LAND AND PROPERTY………………………………….P. 385 • Mr. Crecentius Magori, Operations Director, NSSF (Chair) • Mr. Patrick Rutabanzibwa, Permanent Secretary, Ministry of Land and Housing Development (ARDHI) • Mr. Paul Mremi Lyimo, Managing Director, First Class Properties LTD • Mr. Peter Malika, Co-Founder, Nyumba Poa
Social Enterprise Opportunities for Diaspora………………………………………………………P. 426 • Eliserena Kimolo, President, Jambo Africa Child Hope
DICOTA: Now and Future…………………………………………………………………………...P. 449 • Dr. Lyungai Mbilinyi, Secretary General, DICOTA
Conference Take-Away and Looking Ahead………………………………………………………..P. 457 • Dr. Ndaga Mwakabuta, President, DICOTA
Biography of presenters……………………………………………………………………………...P. 478
List of Conference Registrants………………………………………………………………………P. 499
2011 Convention Survey Results…………………………………………………………………….P. 511
DICOTA 2011 CONVENTION Washington Dulles Airport Marriott 45020 Aviation Drive · Dulles, Virginia 20166 USA
September 22-25, 2011
“Tanzanians in the Diaspora after 50 years of independence”
Conference Chairman: Prof. Lemmy Meekisho Conference Deputy Chairman: Mr. Fredrick Mjema
Day 1 – September 22nd, 2011
Delegates arrivals and Hotel Check-in (All Day) 12:00 PM Tour of US Capitol - Organized transport at 12:00PM to Mall (Hotel Lobby) - Delegates will tour Capitol Mall at their own pace - Organized transport back to hotel at 4:30PM (Hotel Entrance Area) 06:00 PM Cocktail Reception at Marriott Hotel (Dulles View) Briefing, introductions and networking for all delegates “Tinga Tinga” Paintings – Auction for Charity Initiative 09:00 PM Adjourn
Day 2 – September 23rd, 2011
08:00 AM Breakfast (Grand Ballroom)
09:00 – 11:10 AM PLENNARY SESSION – Chair Ambassador Ombeni Sefue
09:00 – • Guest of Honor to visit Exhibitions 09:20 AM
09:20 - • Singing of the National Anthem 09:25 AM • “Karibu – Welcome” remarks - Ambassador Mwanaidi Sinare 09:25 - Maajar, Tanzania Ambassador to the United States. 09:35 AM
09:35 - • Opening Remarks by Dr. Lennard Tenende, Chair, DICOTA 09:45 AM Board of Trustees
• Brief Overview of Bilateral Relations between the US and 09:45 - 10:00 AM Tanzania - Ambassador Donald Yamamoto, Principal Deputy Assistant Secretary, Bureau of African Affairs 1
DICOTA 2011 CONVENTION Washington Dulles Airport Marriott 45020 Aviation Drive · Dulles, Virginia 20166 USA
September 22-25, 2011
“Tanzanians in the Diaspora after 50 years of independence”
10:00 AM Plenary Chair will invite Hon. Bernard Kamilius Membe, Minister for Foreign Affairs and International Cooperation to welcome Guest of Honor to address the Convention
10:05 - Keynote Address: 09:50 AM The Guest of Honor will reflect with pride on Tanzania’s 50 years of peaceful existence, good governance and economic growth; provide an overview of the country’s constructive diplomatic relations, especially with the U.S.; and focus on the decision and commitment by the fourth phase Government to meaningfully engage the Diaspora against the backdrop of a rising global recognition of the Diaspora as partners in development.
10:50 – Vote of Thanks on behalf of the Diaspora and organizers: 11:10 AM Dr. Lennard Tenende, DICOTA Board of Trustees Chair
11:10 AM Photo Opportunity with Guest of Honor Conference Chair and MFA Protocol to organize and announce groups
11:20 – PANEL 1: TANZANIA/US DEVELOPMENT AND TRADE 01:00 PM RELATIONS Chair: Prof. Benno Ndulu- BOT Governor 11:20 – Millennium Challenge Corporation Presentation - to provide to 11:50 AM participants a synopsis of the MCC grant and what it has achieved in building Tanzania’s infrastructure. 11:50- AM Q & A 12.40 PM
01:00 – Luncheon - NSSF WESTADI PRODUCT LAUNCH 02:15 PM Dr. Ramadhan Dau, Director General, National Social Security Fund (NSSF)
"The power of the spoken word" Speaker: Prof. Lemmy Meekisho & Ms Oliva Gervas
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DICOTA 2011 CONVENTION Washington Dulles Airport Marriott 45020 Aviation Drive · Dulles, Virginia 20166 USA
September 22-25, 2011
“Tanzanians in the Diaspora after 50 years of independence”
PANEL 2:DIASPORA INVESTMENT OPPORTUNITIES, ROLE 02:15 – OF THE DIASPORA 06:30 PM Moderator: Dr. Ramadhan Dau, Director General, National Social Security Fund (NSSF) 02:30 PM Diaspora and capacity Building in Tanzania: Role of the President’s Office, Public Service Management Speaker: George D. Yambesi - Permanent Secretary, 02:45 PM Tanzania Tourist Board (TTB) – Awards & Recognitions – Hon. Ezekiel Maige, Minister for Natural Resources and Tourism
03.00 PM Tanzania Revenue Authority Presentation – Tax Administration Reforms and Diaspora Contribution to Tanzania’s Development, Speaker: Mr. Harry Kitillya – Commissioner General, Tanzania Revenue Authority 03:15 PM Tanzania Investment Center (TIC) and Zanzibar Investment Promotion Agency (ZIPA) Presentation Supporting the Diaspora to invest in Tanzania –What is the regulatory regime on the ground? Speaker: Acting Executive Director, TIC and Executive Director, ZIPA 03:40 PM Diaspora Opportunities in the East African Community Speaker: Dr. Stergomena Tax, Permanent Secretary, Ministry of EAC 03:55 PM Diaspora Experience in investing in Tanzania and EAC and Q & A Moderator: Dr. Crispin Semakula, MD at Hennepin County Center 04:15 PM Presentation On Brain Gain, Recruiting from the Diaspora Speaker: Vivienne Pennesis - Head of Human Resource, Standard Chartered Bank Tanzania 04.35 PM Q & A 04.35 – Partnership Investment Opportunities in Tanzania Through Diaspora 05:30 PM Link Speaker: Ray Menard, Executive Director Cheetah Development
07:30 PM Gala Dinner and Dance Maestro King Kikii & Tanzania Mitindo House with Asia Idarius
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DICOTA 2011 CONVENTION Washington Dulles Airport Marriott 45020 Aviation Drive · Dulles, Virginia 20166 USA
September 22-25, 2011
“Tanzanians in the Diaspora after 50 years of independence” Day 3 – September 24th, 2011
08:00 AM Breakfast (Grand Ballroom)
09:00 PANEL 3: ROLE OF THE CENTRAL BANK AND COMMERCIAL BANKS IN FACILITATING EFFECTIVE DIASPORA REMITTANCES AM– AND PROVIDING CAPITAL FOR INVESTMENTS 01:00 PM Chair: Dr. Lennard Tenende, CEO, Cilicorp 09:30 AM The role of Bank of Tanzania (BOT) as a facilitator of Diaspora remittances and how BOT could help them get involved positively in the financial sector Speaker: Prof. Benno Ndulu- BOT Governor 10:00 AM CRDB Bank PLC – Improving the Tanzanite Account to make it more user friendly to the Diaspora Speaker: Ms. Nellie Ndossa, Director Personal Banking, CRDB Bank PLC 10:30 AM OPIC Financing & Political Risk Insurance Speaker: Kamil Madanat – President, KMM International 10:45 AM Q & A ISSUES CONCERNING DIASPORA DEVELOPMENT AND COMMUNICATION 11:15 AM Ministry of Foreign Affairs & International Cooperation Presentation Role of the Diaspora Department in facilitating Diaspora engagement and participation in the development of their country and Diaspora Desk, Zanzibar –its role in facilitating engagement with the Zanzibar 11:35 AM Topic – Diaspora Investing in US, Empowering SME's Speaker: Ahmed Issa, Ahmed Moving Express 11:55 - Presentation on the use of Social Media as an effective means of 12:25 PM Diaspora Communication and networking. Speakers: Issa Michuzi, Sunday Shomari, Lucas Mukami and Mubelwa Bandio 12:25 – Q & A 01:00 PM
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DICOTA 2011 CONVENTION Washington Dulles Airport Marriott 45020 Aviation Drive · Dulles, Virginia 20166 USA
September 22-25, 2011
“Tanzanians in the Diaspora after 50 years of independence”
01:00 – Luncheon; Luncheon Topic: “Parastatal Pension Fund (PPF) 2:15 PM Presentation” Speaker: Yudika M. Musari
02:15 – PANEL 4: DIASPORA ACCESS TO LAND AND PROPERTY 03:55 PM Chair – Peter Noni, Managing Director, Tanzania Investment Bank 02:15 PM Plans to Assist Diaspora in Accessing Land Speaker: Patrick Rutabanzibwa - Permanent Secretary, Ministry of Land and Housing Development (Ardhi) 02:45 PM Presentation on First Class Properties Ltd Speaker: Paul Mremi Lyimo - Managing Director 03:05 PM Build and Invest at Home Speaker: Peter Malika – Director, Nyumba Poa Ltd 03:25 PM Q & A 03:55 PM Social Enterprise Opportunities for Diaspora Speaker: Eliserena Kimolo – President, Jambo Africa Child Hope 04:15 PM DICOTA Now and the Future Speaker: Dr. Lyungai Mbilinyi - DICOTA Secretary General 04:25 PM Conference Take-away and Looking Ahead Speaker: Dr. Ndaga Mwakabuta, DICOTA President 04:55 PM Closing Remarks: Hon. Bernard Kamillius Membe, Minister for Foreign Affairs and International Cooperation. 06:30 PM Social Event (Sponsored and Organized by Washington, D.C community) Sports : Soccer Game Bonanza Simba & Yanga Maasai - BBQ at the Park Open Ballroom - Maestro King Kikii Cash Bar
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DICOTA 2011 CONVENTION Washington Dulles Airport Marriott 45020 Aviation Drive · Dulles, Virginia 20166 USA
September 22-25, 2011
“Tanzanians in the Diaspora after 50 years of independence”
Day 4 – September 25th, 2011
9:00 AM - Networking & Job Interviews 02:00PM
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DICOTA 2011 CONVENTION AND 50 YEARS OF INDEPENDENCE CELEBRATIONS DICOTA AND THE EMBASSY OF TANZANIA IN THE UNITED STATES HIGHLIGHTS, THEMES, AND ACTION STEPS SEPTEMBER 22-25, 2011
Only three years young, the Diaspora Council of Tanzanians in America (DICOTA) in collaboration with the Embassy of the United Republic of Tanzania in the United States of America drew a record-breaking of 600 delegates at its 2011 convention (quadrupling the attendance from its first convention). Organizers of the convention came from all regions of the United States, including Tanzanians in Washington DC who made up the local steering committee. Between the Embassy, DICOTA, local committee, rapporteurs and other volunteers, close to 50 individuals took part in planning and/or working at the convention itself. By all accounts, it was a successful convention, with delegates already yearning for information on next year’s convention: when and where?
The convention program consisted of four major areas: plenary sessions including the keynote speech, panel sessions, Question and Answer forums (open discussion), and networking/socializing.
HIGHLIGHTS
• DICOTA and The Tanzanian Embassy in the United States of America together planned and executed the Convention, celebrating 50 years of Independence. • President of the United Republic of Tanzania, HE. Jakaya Mrisho Kikwete, addressed the 600 Diasporans at the convention, demonstrating political commitment at the highest level supporting the Diaspora. • The convention reflected a strong public and private partnership. Over 20 dignitaries of the government, non- governmental, and private sectors in Tanzania and America participated in the convention, providing first-hand information to Diasporans about the business/investment, employment, and philanthropic potential in Tanzania and the United States. • The relationship between the United States and Tanzania is strong – not just in business, but also humanitarian (e.g. Peace Corps), as emphasized by Ambassadors Mwanaidi Maajar (Tanzanian Ambassador to the United States and Mexico) and Donald Yamamoto (Principal Deputy Assistant Secretary, Bureau of African Affairs, United States Government). • Roots , traditions, and the future of our country kicked off the Convention, including: o Tanzanian children in Washington DC leading delegates in the country’s National Anthem, as well as the historical song, “Tanzania Tanzania Nakupenda kwa Moyo wote.” o Chairman of the Tanzanian Community in New York, Hajji Khamis, presented a traditional Tanzanian “poem,” Utenzi, in Swahili. • Some highlights from President Kikwete’s keynote address: o He praised Tanzanians in the Diaspora in America for being good citizens of Tanzania and USA; and encouraged Diasporans to be part of the building of Tanzania. o The President highlighted accomplishments since Tanzania’s independence 50 years prior – including peace and political stability despite Tanzania’s diversity in terms of race, ethnicity, and religion; national development; democracy; literacy and education; lead in humanitarian efforts; peaceful elections; 1
Media freedom; freedom of worship; and success in combating chronic illnesses (including Malaria being eliminated in Zanzibar for the third time). o President Kikwete launched NSSF’s WESTADI Project, which provides members of the Tanzanian Diaspora community with insurance for themselves as well as family members in Tanzania, including costs for transporting the insured person’s body to Tanzania in the event of death while abroad, as well as a round-trip ticket for the person accompanying the deceased. o President Kikwete and Hon. Bernard Membe (Minister for Foreign Affairs and International Cooperation) spoke of their personal commitments to assist the Diaspora in attaining Dual Citizenship with Tanzania. o The President encouraged Tanzanians abroad to build in Tanzania; contribute to one’s family (e.g. $400/year can educate a secondary student in boarding school); contribute to the country’s development; bring investment, skills, technology; and to organize into associations and contribute to Tanzanians’ welfare. • There are up to 2 Million Tanzanian Diasporans around the world, with 170,000 being in the United States. • The ministry for Foreign Affairs sees itself as a bridge between Tanzania and Diasporans abroad, facilitated by Directors of the Diaspora Desks on the mainland and in Zanzibar. • The size of the Tanzanian Diaspora in America and its human capital/resources, have great potential for Tanzanians in America as well as Tanzania. Tellingly, Tanzanians in America, on average, have higher education than the average American in the United States. Equipped with varying competencies, ideas and expertise fomented at home and abroad, they carry with them a new vision and represent positive forces of change. • Members of the Tanzanian Diaspora community showcased their philanthropic, entrepreneurship, illustrating the talents and potential within the Diaspora (e.g. Nyumba Poa, Arise Beauty Products, Ahmed Moving Express, ALEA Furniture, Safina USA – a school and office furniture company). • The impact of previous DICOTA conventions were illustrated through a presentation by the Tanzania Investment Group of USA (TIGU), based in California, which was formed as a result of the first DICOTA convention (2009). NSSF’s WESTADI program was also conceived in the first DICOTA convention. • Representatives from the Governments, public, and private sectors all highlighted former Diasporans’ contributions to the financial sector in Tanzania – including holding positions as CEOs, directors, managers, and other executive and professional positions. • The DIASPORA, including DICOTA, should be proud and continue to facilitate philanthropic, job and business opportunities in Tanzania, especially in critical areas needed in the country (e.g. mortgage financing, credit reference checks, education, health, technology and business). • Standard Chartered Bank and Radar Recruitment conducted Face-to-Face interviews on-site, for Tanzanians in the Diaspora interested in jobs in Tanzania. • Philanthropic and capacity building projects were also showcased at the Convention: o Jambo Africa Child Hope, a non-profit agency, provides and invests in practical education to orphaned children or children living in poverty. o Bruce Wilkinson, former Chairman and CEO of a Fortune 1000 company - MCDERMOTT INTERNATIONAL INC – was awarded DICOTA’s Outstanding Philanthropist Award for providing full financial support and sponsorship for two projects namely the Kipawa Libermann English Medium Primary School and the Rectory, at Kipawa, Dar-es-Salaam.
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• The impact of Social Media in the Diaspora, and its connection with Tanzania’s development, was also highlighted. • Question and Answer open forums brought up challenges (e.g. lack of access to capital for those interested in investing in Tanzania), which led to action steps, some of which are already being addressed post-Convention (e.g. tax incentives for Tanzanians investing in the country).
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DAY 1 DETAILED PROCEEDINGS SEPTEMBER 23, 2011
Convention Chairman, Professor Lemmy Meekisho, reviewed the Convention program and confirmed to the audience of President Kikwete’s presence and keynote speech to kickoff the joint Convention organized by the Embassy of the United Republic of Tanzania and the Diaspora Council of Tanzanians in America (DICOTA), in celebration of Tanzania’s 50 years of Independence.
Welcoming remarks and celebrations (in order of appearance) • Ambassador Ombeni Yohana Sefue, Permanent Representative of the United Republic of Tanzania to the United Nations (Chair, morning session) • Tanzanian Children residing in Washington DC • Ambassador Mwanaidi Sinare Maajar, Ambassador of the United Republic of Tanzania to the United States and Mexico • Hajji Khamis, Chairman, Tanzanian Community in New York • Ambassador Donald Yamamoto, Principal Deputy Assistant Secretary, Bureau of African Affairs • President Jakaya Kikwete • Dr. Ramadhan Dau, Director General, National Social Security Fund (NSSF) • Mr. Salum Rajabu, Chairman of the Board of Trustees of NSSF • Dr. Lennard Tenende, Board Chair, DICOTA
Ambassador Sefue/ Tanzania children’s choir Ambassador Sefue welcomed everyone, including dignitaries, and validated their presence at the Convention. He discussed how the Tanzania - US relationship is of potential benefits to all DIASPORA members as well as our beloved nation, Tanzania. He then invited the Tanzanian children’s choir to sing the national anthem of the United Republic of Tanzania.
Tanzanian children residing in the Washington DC area led Convention participants in singing the national anthem, followed by the historical song, “Tanzania Tanzania” (see below).
Ambassador Sefue then thanked DICOTA leaders for bringing more people to the DC Convention than in prior conventions. He congratulated those who have been part of the founding team, as well as interim and current leaders. Ambassador Sefue thanked President Kikwete for agreeing to attend the DICOTA/Embassy 2011 Convention. He also thanked Ambassador Maajar for her efforts to unite Tanzanians in the Diaspora, and welcomed her to podium. He mentioned that Tanzanians are lucky to have Ambassador Maajar in the United States – she is a great person and very organized. WIMBO WA TAIFA
1. Mungu ibariki Afrika
Wabariki viongozi wake
Hekima Umoja na Amani
Hizi ni ngao zetu
Afrika na watu wake
Chorus:
Ibariki Afrika
Ibariki Afrika
Tubariki watoto wa Afrika.
2. Mungu ibariki Tanzania Dumisha Uhuru na Umoja Wake kwa Waume na Watoto Mungu Ibariki, Tanzania na watu wake
Chorus:
Ibariki Tanzania
Ibariki Tanzania
Tubariki watoto wa Tanzania. TANZANIA TANZANIA
1. Tanzania Tanzania , Nakupenda kwa moyo wote Nchi yangu Tanzania, Jina lako ni tamu sana Nilalapo nakuota wewe, Niamkapo ni heri mama wee Tanzania Tanzania, Nakupenda kwa moyo wote
2. Tanzania Tanzania, Ninapokwenda safarini Kutazama maajabu, Biashara nayo makazi Sitaweza kusahau mimi, Mambo mema ya kwetu kabisa Tanzania Tanzania, Nakupenda kwa moyo wote
3. Tanzania Tanzania, Watu wengi wanakusifu Siasa yako na desturi, Ilituletea Uhuru
Hatuwezi kusahau sisi, Mambo mema ya kwetu kabisa
Tanzania Tanzania, Nakupenda kwa moyo wote
Chorus:
Tanzania Tanzania, Nakupenda kwa moyo wote
Tanzania Tanzania, Nakupenda kwa moyo wote
Ambassador Maajar Ambassador Maajar thanked Ambassador Sefue, DICOTA members and leaders, Tanzanians and friends of Tanzanians, as well as dignitaries, US and Tanzania government officials as well as business leaders. She expressed her appreciation to President Kikwete for coming to the Convention amidst a busy schedule with meetings at the UN in New York City. She thanked the president for his commitment to nurture the DICOTA as it grows, and for declaring at the beginning of 2011 that the Independence Celebrations should be done throughout the year. She explained the timing and location of the 2011 Convention being strategic to include officials who would already be attending the World Bank meetings in DC and the UN international meetings in New York City.
Ambassador Maajar continued by mentioning that Tanzania has been both a democratic and peaceful country since independence, in part thanks to the past and current leaders for their contribution. She also reminded everyone that we still face challenges as other countries are facing, but that as a nation we are still together celebrating our 50 years of independence. We chose to celebrate 50 years of independence with all Tanzanians in the Diaspora and get them connected to government officials and businesses. This was done by the Embassy and DICOTA joining hands in organizing the Convention and receiving sponsorships from Tanzanian companies in Tanzania, the US, as well as American companies. Ambassador Maajar then proceeded by naming each funder (see list of funders on a separate page).
Ambassador Maajar praised the two American companies that have a great relationship with Tanzania, Symbion Power and Park Electricity. They are working with MCC power projects in Tanzania, and will have a special publication in the near future. Ambassador Maajar discussed the MCC a little more (see slides in the coming pages), as well as the Diaspora connections home and abroad, including connections to investments in Tanzania, access to Land, etc. She also mentioned the quick access through social media network (facebook, blogs, etc.), which was part of how we recruited attendees to this Convention!
Ambassador Maajar reminded all that the Diaspora is critical for networking for businesses and other activities. President Kikwete’s presence this year is great to the DICOTA as it has never happened before.
Ambassador Sefue then introduced Mr. Hajji to sing Utenzi.
Hajji Khamis Mr. Khamis sang Utenzi that he had written, highlighting Tanzania’s Independence achievement in 1961, the Efforts of Mwalimu Nyerere, the presence of the Multi-party system, peace, and three Presidents who kept our union strong as Tanzanians despite our many tribes.
SHAIRI LA MIAKA 50 YA UHURU
1. MWAKA SITINI NA MOJA, NDIO TULIKUWA HURU KWA NECHA YETU UMOJA, KUIMARISHA UHURU MKOLONI ALIKUJA, KISHA AKATWACHA HURU, NI MIAKA HAMSINI , SHEREHE TUSIKUFURU.
2. ALIKUWA NI MWALIMU, NDIYE ALIYESIMAMA, UKOLONI, UDHALIMU, SASA VIFIKE HATIMA, BILA YA KUMWAGA DAMU, TUKAPATA KWA HEKIMA, NI MIAKA HAMSINI , YARABI TUPE SALAMA.
3. TANU ALIKUA MAMA, CCM KUZALIWA, MFUMO WA VYAMA VINGI, NDIO TULOSHIKILIA, UNAKICHAGUA CHAMA, BALI KILOSAJILIWA, NI MIAKA HAMSINI, AMANI ILISHIKILIWA
4. BABA WA KWANZA MWALIMU, UMOJA ALIIMARISHA, MZEE RUKSA KARIMU, VITU VINGI KAPITISHA, NA WA TATU WILLIAM, KISAYANSI ALIPETA, NI MIAKA HAMSINI, KIKWETE NDO KAFIKISHA.
5. UMOJA WETU WA JADI, TWAJIVUNIA AMANI, ATAYEVUNJA KUSUDI, SHERIA ATIWE MBARONI, UPENDO WETU UZIDI, MIKOA NA VIJIJINI, NI MIAKA HAMSINI, MOLA ZIDISHA AMANI.
6. WATANZANI JADI YETU, HUWA NI FULL AMANI, ZA ALAMA SURA ZETU, UENDAKO DUNIANI, TOFAUTI NA WENZETU, WAO WAKALI USONI, NI MIAKA HAMSINI , TWASIFIKA DUNIANI.
7. UCHUMI WA DUNIANI, UMEZIDISHA VIKWAZO, NCHI YETU MASIKINI, TUMEZIDI KWA MAWAZO, SIJUI HII MPAKA LINI, TURUDI KAMA MWANZO, NI MIAKA HAMSINI, UCHUMI WETU VIKWAZO.
8. FISADI NA MLA RUSHWA, KILA SIKU NAWALAANI, MZALENDO ANASHUSHWA, BILA YA HATA IMANI, UFUKARA TUMEVISHWA, PANDE ZOTE KWETU NCHINI, NI MIAKA HAMSINI, MOLA TUFUTIE UMASIKINI.
9. TUZIDI KUOMBA RABI, ATUKINGE NA BALAA, VITA KAMA UGHAIBUNI, ISITIOKEE KWETU KATU, HATA YA NDANI KWA NDANI, YA KUTUMIA SILAHA, NI MIAKA HAMSINI YA UHURU, NI BOMBA SIO MZAHA.
10. TUNAMUOMBA RABUKA, AZIDI TUPA AMANI, NUSU KARNE TUMEFIKA, KWA UWEZO WA MANANI, UHURU SIVURUGIKE, BARA MPAKA VISIWANI, NI MIAKA HAMSINI, TUMSHUKURU MANANI.
11. UHURU UMEUNGANISHA, WABARA NA VISIWANI, KWA MPEMBA NA MCHAGA, WOTW NI KITU KIMOJA, TUKAONDOA TABAKA, DINI SI NASABA ZETU, NI MWAKA WA HAMSINI, WA UHURU TWASONGA MBELE.
12. UHURU TUMETHUBUTU, TUMEWEZA KUULINDA, WAMOJA TWASONGA MBELE, NYUMA HATURUDI TENA, UHURU UMEUNGANISHA, WABARA NA VISIWANI, KWA MPEMBA NA MCHAGA, WOTE NI KITU KIMOJA.
Ubalozi wa Tanzania Washington, D.C, Septemba, 2011. Ambassador Sefue then welcomed Ambassador Yamamoto, and complimented him as a great American Ambassador for African affairs in the United States State Department.
Ambassador Yamamoto Yamamoto thanked both Ambassadors Sefue and Maajar for their great job highly recognized by the State Secretary. He mentioned that at the State Department, they are learning about the Africans in a dynamic way and have found that Africans play great roles in both the US and Africa. The State Department is looking for ways they can help Africans at home and in the Diaspora to have access to Investments. He said: “Tanzania is the Anchor state in Africa. Tanzania helped Somalia; helped to solve the crisis in Congo; has had peaceful elections and peaceful transitions in Zambia.” Tanzania is a model for peaceful African elections that the US recognizes. Ambassador Yamamoto also informed the attendees about assistance in investments in the areas of transportation, water, and energy – and that they are looking toward MCC for that (see relevant slides below). The United States President has identified four countries in the world and Tanzania is one of them, and urged President Kikwete and all Diasporans to consider the United States as a service provider.
Ambassador Sefue then thanked Ambassador Yamamoto re-emphasized MCC as a great connection for relations between the United States and Tanzania. He then invited Minister for Foreign Affairs, Hon. Bernard Membe.
Hon. Membe Hon. Membe thanked all of the Diasporans for attending the Convention in great numbers, and by getting together with the President (Kikwete) to celebrate 50 years of independence. He then went on to explain achievements made so far in his ministry (of Foreign Affairs).
The Ministry of Foreign Affairs has established a Diaspora Desk on the mainland as well as Zanzibar, charged with four duties: 1. To sensitize and reach out to all Diasporans to establish leadership, to get know Tanzanians abroad, as the government documentation now indicates that there about two million Tanzanians in the Diaspora. 2. Be a liaison between the Tanzanian government and Diasporans. For example, one of the things the Ministry of Foreign Affairs is working on is the issue of dual citizenship. The Ministry wants to ensure that every Diasporan participates in elections and votes. He assured Convention participants that the chance will come and his Ministry will see that these issues are resolved. He updated the audience that the proposal has gone to the Cabinet, and they want it to go to Parliament, however it needs to be included in revisions to the Constitution. 3. The Ministry also communicates emerging opportunities and trades in the country to the Diaspora, so Diasporans are not left behind while investors (e.g. from United States) are engaged in Tanzanian investment. 4. Facilitate financial institutions and service institutions to assist DICOTA in terms of investments and access to land.
The Foreign Minister lastly congratulated President Ali Mohamed Shein of Zanzibar for establishing the Diaspora department under his office.
The Minister then welcomed President Kikwete.
KEYNOTE ADDRESS BY:
H.E. PRESIDENT JAKAYA MRISHO KIKWETE
ON THE OCCASION OF 50 YEARS OF INDEPENDENCE ANNIVERSARY
AND
DICOTA CONVENTION
SEPTEMBER 23, 2011
WASHINGTON DC, USA
Hon. Bernard Membe, Minister for Foreign Affairs and International Cooperation;
Ambassador Donald Yamamoto, Principal Deputy Assistant Secretary, Bureau of African Affairs;
Your Excellencies, Ambassadors,
Distinguished Sponsors of this Forum,
Forum Delegates and Business Leaders,
Ladies and Gentlemen,
I thank you Ambassador Mwanaidi Maajar and the President of the Diaspora Council of Tanzanians in America (DICOTA) for inviting me to join you on this very auspicious day of celebrating the 50 years of the independence of the Mainland Tanzania and holding of the 3rd meeting of the Tanzanian Diaspora in America. I commend you for organizing this event very well. I bring with me very fraternal greetings from your brothers and sisters back home. They wish you well in these celebrations as they prepare to do the same on December 9, 2011.
I am glad you heeded the call I made in my address to the nation to welcome the year 2011, urging Tanzanians wherever they are, to celebrate the 50th anniversary of the independence of Tanganyika in a very befitting manner. I commend you for organizing this day of celebration to reflect on the past 50 years and look ahead to the future of Tanzania.
Ladies and Gentlemen;
Tanzanians have every reason to celebrate the golden jubilee of their independence. First, the fact that we have survived as a nation, and have remained united and peaceful amidst so much diversity, is no small achievement at all. Tanzania is a nation created by the merger of two sovereign nations and sovereign peoples; a nation of people of 126 tribes, who belong to different races and religions; people of different backgrounds: rich and poor; educated and uneducated. A country with such diversity to have survived for fifty years where several have failed, is something to be proud of and celebrate. However, we have to be mindful of the fact that we must remain vigilant and continue to pursue the policies that made us a united and peaceful nation for all these years.
We have recorded phenomenon progress in education. There are more boys and girls in schools, colleges and universities. Today 97 percent of our children are in primary school compared to only 2 percent at independence. Today we boast of 15,816 Primary schools compared to only 3,000 when we got independence. We now have 4,237 Secondary schools enrolling 1,638,699 compared to only 41 Secondary schools with 11,832 students. At independence, there were 13 graduates but today as I speak there are over 120,000 students studying in universities at home. At independence, there were two engineers, now there are 11,400. Tanzania’s progress in education has been recognized globally, and that is why last year we received an MDG Award on Education in New York.
Ladies and Gentlemen;
The coming years will see resolute steps taken to improve the quality of education with the hiring of more teachers, acquisition of more text books and reference books, teaching aids including science laboratories. We are focused on building more teachers houses and improving their living environment particularly in the rural areas. We will improve the teaching curriculum in our entire education system and bring it up to speed with world developments. In this regard, information technology, vocational training and entrepreneurship for self employment will be given special attention.
In the health sector, a lot has been done so far to increase peoples’ access to health and build capacities to combat diseases. There are more dispensaries, health centers and hospitals in the villages, districts and regions. Our target now is to have a dispensary at a radius of five kilometers. Our dispensaries and hospitals are better equipped and have more health professionals than they were 50 years ago.
We have put in place comprehensive programmes of interventions to combat major diseases such as HIV/AIDS, TB, malaria, kidneys, heart diseases, neurosurgical, oral health etc. We are building our own capacities so as to reduce the number of patients we are sending abroad for diagnosis and treatment. As a result of all these efforts we are witnessing progress, life expectancy is going up, maternal and child mortalities are coming down. HIV infection rates are falling, and soon referral of patients abroad for heart, kidney and neurosurgical treatment will be reduced.
Remarkable gains have also been registered in the infrastructure development. We have opened up the country and my dreams of connecting all our regions with tarmac roads will soon be realised. At independence the total road length was nearly 33,000 out of which only 1,360 km were tarmac. Today we have 86,672 km of roads out of which 6,500 km are tarmac. Another 11,154 km of tarmac roads are at different stages of construction. We have witnessed progress in airports, railways and ports in various parts of the country, despite management challenges which we are constantly addressing. In the electricity too, there has been some progress. More people have access to electricity when compared to the situation at independence. But much more needs to be done to meet increased demand. This is what we are doing. There are currently huge programs for water and electricity that are being implemented for that purpose.
Political and Economic Development
Ladies and Gentlemen,
As we celebrate 50 years of our independence, we are also celebrating successes made in political and economic reforms. With regard to political reforms our own country is now a vibrant multiparty democracy. There are over 18 political parties which are free to function without encumbrances. People of Tanzania are enjoying their basic freedoms of expression, association and worship. There is an abundant media freedom. There are very few countries in Africa with so many newspapers as Tanzania.
With regard to economic reforms we are now pursuing market economic policies instead of state controlled economic policies. The private sector is now the driver of economic growth.
The state performs the traditional functions of law and order and regulation with regard to the economy besides putting in place sound economic policies. Indeed, the economic reforms have worked well for us all. There is macro-economic stability. At seven per cent Tanzania is among the top 20 fastest growing economies in the world. It is a major destination for FDIs in Africa.
Despite these achievements Tanzania is still a poor developing nation. We cannot change overnight but we are setting our sites properly so that by 2025 we will graduate into middle income country. We reviewed our Development Vision 2025 and identified the areas of intervention to enable us get there. We have introduced Five Year Development Plans to guide us to that ultimate goal.
Relations with the United States
Ladies and Gentlemen,
As we celebrate 50 years of Tanganyika’s independence, we are also marking fifty years of good diplomatic relations and cooperation with our host, the United States of America. We are enjoying excellent relations. We see eye to eye on a number of global issues particularly those related to Africa and global development. Tanzania has benefited so much in our development endeavours from support extended by the people of this great country. Their support through PEPFAR, PMI, MCC has made a huge difference. We look forward to even more success through the Feed the Future and Partnership for Growth programme. The Peace Corps programme has been a major vehicle for people to people relations. We value this relationship and would do everything within our powers to see it grow to greater heights.
The US has now become our biggest tourist source market. We welcome these developments and promise to help where help is needed to see this blossom.
It goes without saying; our cooperation with the United States has been outstanding. The presence of high level representatives from the US Government and Corporate in this forum is further testimony to this cooperation and support. We have every reason to be hopeful. We thank all our partners for their support as we look forward to many more years of even more vibrant cooperation.
Tanzanian Diaspora at 50 Years of Independence
Ladies and Gentlemen;
It has been my habit since when I was Foreign Minister and now as President, to meet Tanzanians. You remember, the May 2006 here in Washington and New York when I met Tanzanians, I urged you not to forget home. Specifically I required you to do four things:
1. Be good citizens, respect the laws of this land,
2. Don’t engage yourselves in criminal activities. We will not defend you.
3. Don’t forget home: Build houses and help your relatives, contribute to our nations development, bring investments, technology and skills. Don’t just complain and do finger pointing at others because development of our country is the responsibility of every Tanzanian not only government. Let each one of you play his or her part.
4. Organise yourselves into associations to coordinate your efforts and help each other.
I am glad Tanzanians here in the US are not in group of bad immigrants. There are isolated cases but it is not representative of Tanzanians. Keep it up. I am happy that some of you have awakened to my call to build at home and are doing that. I am aware of the problems of getting land for that purpose and getting honest people to supervise the construction. I have directed the Ministry of Foreign Affairs and the Ministry of Lands to help with the land question. With regard to the construction of houses, I will encourage the Pension Funds, NHC to assist because they are in that business; they can do it for you. Also the banks can organize Loan Schemes for that purpose.
You are investing, but also bring investments, technology and skills. The TIC is well briefed to work with you and assist you in your endeavours. I am so glad that you are now organized and you have created a formidable organization. As Ambassador Sefue has very ably said, you are increasing from strength to more strength. I wish you well and greater success in future. Engaging the Tanzanian diaspora is a major policy of our government. It is the directive of our party in last year’s election manifesto. Why do we do it? There are good reasons for doing that.
First, you are our own blood; therefore, we have an obligation to relate to you. Secondly, you can contribute to the improvement of the lives of your kith and kin. And, thirdly, perhaps more importantly you have the exposure and contracts that help in promoting growth of your homeland. Besides that your remittances will help the growth of the economy. Other countries are benefitting, why not us.
It is for these reasons, that I directed the Ministry of Foreign Affairs to establish a special department on the Diaspora. I am glad it is up and running and being headed by a very able and dynamic diplomat, Miss Bertha Somi. I am confident with her.
Secondly, I directed them to spearhead the issue of dual nationality. At the beginning it was resented but now it is beginning to be understood. We will include it in the Constitutional reforms that we will soon undertake. And, we will do the same for other issues including the right for Tanzanians abroad to vote.
Conclusion
Today, as we celebrate our 50 years of independence, we do not boast of making no errors in between, we do not boast of making some failures, neither do we boast of being free from today’s new challenges and realities. We boast for having dared, having achieved and having strong determination to march forward.
I thank you all for your kind attention!
Ambassador Sefue’s comments after President Kikwete’s Speech
Ambassador Sefue thanked The President, “I think you encompassed a lot and it was an assessment of where we started and where we are now:
• Thesis on leadership • Your vision on the Diaspora • Political commitment in Tanzania on the value of the Diaspora • Wanting Tanzanians to build the bridge (between the homeland and abroad)
Ambassador Sefue then discussed the commitment of the National Social Security Fund (NSSF) toward Diasporans. He welcomed the NSSF Board Chair, Mr. Salum Rajabu and Director General, Dr. Ramadhan Dau, to present to the President the new NSSF Westadi Product (see following slides).
President Kikwete then launched the Westadi Product by “clicking” the respective website that launched the pertinent product survey.
NSSF WELFARE SCHEME FOR TANZANIANSClick to IN add DIASPORA title` (WESTADI)
DICOTA 3rd Convention WASHINGTON DC
22 nd 25`````````````````````th September,2011
`````````````````````````Dr. Ramadhani K. Dau Director General ```````````````````````` 1 3/2/2012 `` Agenda
Why WESTADI?
Structure and Benefits
Registration and Payment
2 3/2/2012 CurrentWhy WESTADI Situation ?
Study by DIACOTA (2011)
Over 170K Tanzanians in US
Mortality 5 deaths per community per year
Transport cost for human remains ranges USD 15 - 20K pa
Burial costs in the US ranges USD 5-10K
3 3/2/2012 CurrentWhy WESTADI Situation ?
Time taken to raise funds 20-30 days
Average annual income in the US ranges between USD35K – 99K
Average family support remittance to Tanzania USD 100 per month
4 3/2/2012
Structure and CurrentBenefits Situation
USD 300/person/year
Transport of deceased body
Return ticket for accompanied person
or
Burial Services abroad
5 3/2/2012
Structure and BenefitsCurrent Situation
Health Benefit
Health Insurance to 4 dependants in Tanzania
Health Insurance to couples visiting Tanzania
Less than 1$ a day 6 3/2/2012
CurrentRegistration Situation and Payment
Registration
Online Website http:www.nssf.or.tz
Remittance
Through platforms such as PayPal etc
7 7 3/2/2012 3/2/2012 Current Situation
8 8 3/2/2012 3/2/2012 Panel 1. Tanzania/ US Development and Trade Relations
• Professor Benno Ndulu, BOT Governor (Chair)
• Millennium Challenge Corporation Presentation
Note: Due to revisions in the schedule, representatives from the Millennium Challenge Corporation, who were travelling with the President, were unable to present. Below are their PowerPoint slides.
MCC Compact with Tanzania
Transport Project- $373 million • Mainland Trunk Roads • Zanzibar Rural Roads • Mafia Island Airport • Road Maintenance Energy Project- $206 million • Zanzibar Interconnector Cable • Distribution Systems Rehabilitation and Extension • Malagarasi Hydropower and Kigoma Distribution Water Project- $66 million • Lower Ruvu Plant Expansion • Morogoro Water Supply
Map of MCC Investments in Tanzania
Distribution Systems Rehabilitation and
Extension
Zanzibar Interconnector Cable
Water Activity
Mainland Trunk Roads
Zanzibar Rural Roads
Mafia Island Airport
Ambassador Sefue then welcomed Dr. Tenende, Board Chair, DICOTA.
Dr. Lennard Tenende and Vote of Thanks to President Kikwete Dr. Tenende expressed his enthusiasm and appreciation for all who had already spoken, as they articulated the purpose of why DICOTA was created extremely well. He reminded the audience of the previous year’s Convention, and the challenge by the Chief Secretary to Diasporans to invest in themselves and in Tanzania. Dr. Tenende highlighted some major accomplishments already coming out of Diasporans in general, as well as in collaboration with entities in Tanzania – these include Nyumba Poa (see proceedings from Day 2 below), collaboration between NSSF and DICOTA (welfare scheme study), and other Diasporans who will speak about their experiences next. Dr. Tenende continued that Tanzanians in the American Diaspora’s education far exceeds the national level (in America). He reiterated President Kikwete’s message to encourage the Diasporans to invest in and help to build our nation.
Dr. Tenende then praised President Kikwete, who was finishing his sixth year as President yet has contributed to so much growth in the country in such a short time. He then presented the President with a Proclamation (see below), as a Vote of Thanks on behalf of DICOTA’s leadership - The Board of Trustees and The Executive Team, as a token of appreciation for developing our mother nation.
DIASPORA COUNCIL OF TANZANIANS IN AMERICA
PROCLAMATION
WHEREAS, this year marks the 50th Anniversary of the Independence of mainland Tanzania, and
WHEREAS, during these 50 years Tanzania has enjoyed unimpeded peace, unity, development, and freedom for all, and
WHEREAS, Jakaya Mrisho Kikwete has completed six years of service as President of the United Republic of Tanzania, and
WHEREAS, during these six years Tanzania has expanded its economy at an exemplary pace of at least seven percent annually, and
WHEREAS, this growth of our motherland Tanzania has been due in large measure to the inspiration, passion, devotion, and leadership of
President Jakaya Mrisho Kikwete,
NOW, THEREFORE, IT IS RESOLVED that we, the Board of Trustees, the Executive Committee, and the entire membership of DICOTA unite in giving this testimonial to our beloved and honored President – Jakaya Mrisho Kikwete – as a token of our heartfelt appreciation for his tireless efforts in nation building and faithfully preserving democracy in our motherland Tanzania, and it is further
RESOLVED, that this organization – the Diaspora Council of Tanzanians in America – go on record as expressing, through President Jakaya Mrisho Kikwete, its heartfelt congratulations to all Tanzanians on the 50th Anniversary of Uhuru.
Signed on this 23rd Day of September 2011
Dr. Ndaga Mwakabuta Dr. Lennard M. Tenende President Chairman of the Board
Lunch Time, Day 1, September 23, 2011
The Power of the Spoken Word Professor Lemmy Meekisho and Oliva Kavishe, DICOTA Executive Committee members, presented participants from previous DICOTA Conventions (2009 and 2010) and the Summit in Houston (2008) with awards on your choice of words. The following were awarded: Bernard Membe, Ambassador Ombeni Sefue, Pamela Karabani, Bertha Somi, Crecentius Magori, Professor Primus Mtenga, Alfred Nkunga, Deputy Governor Juma Reli, Dr. Lennard Tenende, and Farida Mbwana.
Tanzania Tourist Board – Awards and Recognitions Hon Ezekiel Maige, Minister for Natural Resources and Tourism, provided TTB awards to two of the 9 US-based recipients who are attending the Convention, including Africa Adventure Safari and Gibbs Farm.
Panel 2. Tanzanian Investment Opportunities September 23, 2011 • Dr. Ramadhan Dau, Director General, NSSF (Chair) • Mr. Ray Menard, Executive Director, Cheetah Development • Mr. George D. Yambesi, Permanent Secretary, President’s Office • Mr. Walid Juma (in place of Mr. Kitillya), Customs Commissioner, Tanzania Revenue Authority • Dr. Stergomena Tax, Permanent Secretary, Ministry of East African Community • Mr. John Matthew Mnali, Tanzania Investment Center
Investing to Change Lives Business Aid Organization Investment Underlying Suffering Donors Causes Causes People Symptom Problem People! Know the Don’t 65% of $ Features: Problems: organization resources not aid -Grow local -Address causes - People’s ideas working… is not Most aid participating known or -People not -Treats symptoms -Inefficient money
The Missing Middle
It Capitalismtakes money todoesn’t make money.work without capital.
It’s not giving gifts, it’s growing gifts RESERVOIR LTD Bringing Food Preservation to Farmers
• A franchise that teaches food processing and sells the supplies • Starting with “home canning”
4 A Cheetah Development Company
40,000 broken wells and another 4,000 failing every year: A warranty service company that changes lives. Pearl Foods
• A company owned with farmer cooperatives. • Giving farmers access to markets. 6 Cheetah’s P3 Healthcare
• Micro health insurance for rural poor • A franchise of pharmacies with safe medicine
P3 = Public Private Partnership A bicycle that can carry 500 kilograms Seeking Investors [email protected] DIASPORA AND CAPACITY BUILDING IN TANZANIA
George D. Yambesi Permanent Secretary, President’s Office, Public Service Management Introduction
• Diaspora and mobility of human resources • Global Significance • Development perspective to mobility rather than simple migration or brain drain • Diaspora a key pillar to development agenda • Government commitment to create a conducive environment • Facilitation of Diaspora contribution Mandate of President’s Office, Public Service Management • Formulation, implementation, monitoring and evaluation of administrative, remuneration and human resource management policies • Provision of guidance to public service on: • Human resource development and capacity building • Systems for improving efficiency and effectiveness
PO-PSM Mandate ( cont.)
• Proper administration and management of public records and archives • Public service recruitment and management • E-government and e-security policies, human capital and administration systems • Preparation, implementation and review of public service code of conduct , codes of good practice for recruitment, discipline, mediation and diversity management PO-PSM and Tanzania Diaspora
• PO-PSM facilitation of recruitment of Tanzanian experts in regional and international organisations • Identification and advertisement of such vacant posts for all qualified Tanzanians • Diaspora encouraged to apply to enable Tanzania reap its share of benefits in participating in these organisations PO-PSM and Tanzania Diaspora Professionals and benefits • Ability to influence decisions with bearing on Tanzania’s development • Expertise and experience gained contributes to human development and capacity enhancement for service delivery and local institution building • Currently advertisement is through local media and website: www.estabs.go.tz , and soon on: www.egov.go.tz PO-PSM and Tanzania Diaspora(cont.)
• Headhunting also done using data we have • All professionals in Diaspora with skills in demand are strongly encouraged to furnish PO-PSM with your profiles • Diaspora has people with diverse professional, technical and entrepreneurial capacities • All are encouraged to contribute to economic, social and human development using networks and investment knowledge PO-PSM and Tanzania Diaspora( cont.)
• PO-PSM and other stakeholders role is to put in place innovative mechanisms that will bring knowledge, experience and expertise from Tanzanians abroad as well to benefit the country through transfer of knowledge given the rapid technological advancement • Also encourage Diaspora to come to the country and engage in short or longterm employment Transfer of Knowledge Through Expatriate Nationals ( TOKTEN ) • TOKTEN is a global UNDP initiative to counter brain drain • UNDP through technical cooperation arrangements currently working with GOT to support brain gain and brain circulation • TOKTEN supports expatriate nationals return home for short periods to share knowledge, skills and experiences Transfer of Knowledge Through Expatriate Nationals(TOKTEN)cont. • For Tanzania it would focus on supporting the national capacity building of human resources and institutions in various sectors • Prioritising national development needs and identifying professionals in the Diaspora to come develop areas lacking the requisite expertise • Requesting motivated expatriate nationals to volunteer their services through short-term consultancies through volunteer networks Transfer of Knowledge Through Expatriate Nationals(TOKTEN)cont. • UNDP to provide volunteers with roundtrip air tickets and a small stipend in lieu of salaries • Key advantages include shared language, culture and traditions, relatively low cost as no adjustment period required and speedy implementation • Ministry of Foreign Affairs and International Cooperation will give an update on progress Other Diaspora Engagement Initiatives
• Private sector business activities, sharing with local and international investors or public private partnerships • Employment in executive agencies and public institutions as CEOs or experts and even in non government organisations • Engagement as volunteers to teach in secondary schools, vocational education institutions or universities or work as experts in other sectors Challenges
• Lack of accurate data on the Tanzania Diaspora in terms of location, numbers, expertise and profiles • Inadequate capacity to provide a more enabling environment for Diaspora engagement in terms of monetary incentives, enabling physical infrastructure and housing, especially in rural areas etc. • Slow pace of decision taking and implementation • Mindsets change and mutual trust Moving Forward
• Recognising the importance of harnessing the Diaspora contribution focus be on: • Understanding the size, location and characteristics of the Tanzania Diaspora so as to operationalise the TOKTEN and other initiatives. Role of DICOTA, and country missions abroad • Tanzania Diaspora needs to mobilise, prepare and avail itself to support development • Keeping the dialogue going between the Diaspora and the people and institutions in Tanzania through the social media and other avenues Moving Forward (cont.)
• Government to continue implementation of efforts to provide a more conducive business and employment environment to tap on the Diaspora and other players in the economy • Diaspora to explore fully opportunities available through volunteer organisations and increasingly utilise those to make a contribution to national development CONCLUSION
• Tanzanians in Diaspora represent a vital national resource that needs to be encouraged and supported • Capacity in Diaspora needs to be tapped through various innovative strategies • The Government of Tanzania and its institutions are committed to continue with efforts to identify opportunities and working on challenges to ensure involvement of the Diaspora in development Asanteni sana kwa kunisikiliza
UNITED REPUBLIC OF TANZANIA PRESIDENT’S OFFICE, PLANNING COMMISSION
THE TANZANIA FIVE YEAR DEVELOPMENT PLAN 2011/12-2015/2016: WHAT ROLE FOR THE DIASPORA?
PPT Presentation at the Diaspora Convention to Mark 50 Years of Independence of Mainland Tanzania Washington D.C. 22-25 Sept. 2011 1 1
PRESENTATION LAYOUT
1. BACKGROUND • Rationale for Reverting to the FYDP Framework • What Kind of Planning?
2. THE FYDP 2011/12 – 2015/16 • Theme & Salient Features of FYDP I • Five Key Priorities of FYDP I • Core Investments Envisaged Under FYDP I • Underlying Prerequisites • Financing of FYDP I • Implementation
3. WHAT ROLE FOR THE DIASPORA?
4. CONCLUDING REMARKS 2 2 RATIONALE FOR REVERTING TO THE FYDP • The history of planning in TZ dates back to the colonial period & has gone through turbulent times.
• Three Year Devt Plan (1961-63) to fight poverty, ignorance & disease; LTP (1964-80); FFYDP (1964-69); SFYDP (1969-74); TFYDP (1975-80) etc These were roadmaps to realize national aspirations.
• Economic shocks (1st oil price crisis 1973; severe drought and food shortage 1974/75; break-up of the EAC in 1977; War with Uganda 1978/79; 2nd oil price crisis 1979) crippled implementation of SFYDP & TFYDP.
• GoT crafted short-term programs to rescue the economy: NESP (1981-82); SAP (1982-85); ERP I (1986-89); ERP II (1989- 92); IMF supported programs (ESAF, PRGF, PSI) + WB structural reform support instruments ( PFP, SAC I & II, PSAC, PRSP, PRSC). These guided economic recovery but compromised systematic pursuit of long term goals. 3 3
REFORM DIVIDENDS Implementation of reforms has paid-off. Recent Independent evaluations of the performance of the Tanzania economy all point to impressive GDP growth rates (7% p.a. 2001-2010) making TZ one of the 15 fastest growing economies in 2011. Inflation was contained to single digit prior to the global financial crisis of 2008/09; Domestic revenue increased from Tshs.85bn p.m. in 2001 to Tshs.430bn; Foreign reserves now at US$3,948 or 6 months of imports; [IMF, March 2010, Tanzania: The Story of an African Transition; McKinsey, June 2010, Lions on the Move; Steven Radelet 2011; IMF April 2011; Sebastian Edwards 2011, WB 2011].
The assessments also show respectable progress in Improving quality of life (education, health, water, Good governance & rule of law).
4 4 CHALLENGES & BINDING CONSTRAINTS Unacceptably high level of poverty (head count at 34%), more so in rural areas; High (youth) unemployment Climate change; Rapid population growth & urbanization without industrialization; Clogged administrative machinery; and Global shocks Lack of a developmental mindset ------ Large infrastructure gap (energy, transport); Low productivity in agriculture; Low level of industrialization & competitiveness; Huge skills gaps across board. Ltd Access to financial services 5 5
OPPORTUNITIES Fortunately TZ is blessed with “everything to make it happy”:
43 m people; 956,000sq.km (31st largest country); 44m ha suitable for agriculture; 35.5m ha of forests; 62,000sq.km. covered by water; Wide range of energy sources – hydro, Abundant minerals – gold, diamonds, tanzanite, phosphates, natural gas, ruby, nickel, tin, iron ore, soda ash, phosphates; Livestock- 19.2m cattle, 13.7m goats, 13.7m sheep; Unique geographical advantage with a long coastline & 6 landlocked neighbors; Political stability, peace & harmony since independence; Tourist potentials- game reserves/parks, Mt. Kilimanjaro, Zanzibar, etc. [Growth potentials]
6 6
OPPORTUNITIES A key conclusion from the review of TDV 2025 was that ground has been lost in pursuit of TDV 2025 goals mainly on account of lack of a strong framework to think strategically beyond the horizon & plan development systematically, coupled with lax implementation & follow-up. As a result we have not been able to take advantage of the country’s niches & emerging opportunities.
The FYDP is therefore a deliberate effort by the Govt to organize and use the country’s resources strategically, to scale up growth in a manner that benefits the majority and thereby cover lost ground toward attainment of TDV goals, while taking advantage of TZ’s robust macroeconomic performance record since 1996.
7 7
BUT, WHAT KIND OF PLANNING? Certainly NOT the outmoded command economy
POPC Credo: “A Govt that is always forward looking and planning ahead…is a very important resource from which most of the country’s economic development springs”
Thus, it is Planning that is in love with business (PPP), that champions a business environment most conducive to the private sector to invest, grow & flourish
SMART interventions by the state (in areas prone to market failure)
Focused on achieving long-term national aspirations 8 8
SALIENT FEATURES OF FYDP I (2011/12-2015/16)
The FYDP is a roadmap outlining what it will take to surmount the above challenges & the expected outcomes.
THEME of FYDP I is to unleash TZ’s latent growth potentials by tackling head-on the most binding constraints to growth.
A shift to opportunity-based planning from needs-based planning which is contingent on available resources.
Strong emphasis on moving TZ to a higher growth trajectory and targeted HRD, while grandfathering recent gains in social service delivery.
Scaling-up the lead role of the private sector in driving the economy Strong emphasis on implementation discipline, with specific actions, activities, timelines & milestones. 9 9 FIVE MAIN PRIORITY AREAS OF FYDP I 1. INFRASTRUCTURE: ENERGY: Devt of alternative sources of cleaner & renewable energy esp. natural gas, solar, wind, bio mass, and geothermal Increase current electricity generation capacity (900MW) to 2,780MW by 2015/16 to enhance power availability & reliability.
TRANSPORT: Ports & Railways: Expand cargo volume handling capacity DSM & other ports to position TZ as a regional transport hub and international gateway. Private investment in marine transport services. Rehabilitate & reconstruct the railway network and improve the rolling stock 10 Start construction of a new railway of standard gauge. PRIORITY AREAS OF FYDP I Roads, Air & Marine Transport Develop roads to link areas of great economic potential and markets Address traffic congestion in urban areas Expand air/marine cargo and passenger freight handling capacity aiming to strategically make TZ a regional & international trade gateway.
Water & Sanitation Expanding land area under irrigation Reliable water supply to agriculture & industry Stabilise hydro-power generation Rural & urban water supply services Improve sanitation facilities
11 11 PRIORITY AREAS OF FYDP I
ICT & INNOVATION: Develop reliable state of the art ICT infrastructure of adequate capacity, high speed and country-wide coverage
Enhance ICT backbone infrastructure for efficient services & regional connectivity to provide 40% of communication services to land locked countries
Establish the national address system & postal codes
12 12 2. AGRICULTURE
Food self sufficiency & for export (targeting rice, maize, sugar, legumes) High value crops (fruits, flowers, spices, vegetables, medicinal plants etc.) Irrigation infrastructure Agricultural mechanization. Improve market access & agriculture financing Agro-processing and value addition Devt of modern livestock sub-sector (feed lots, AI, ranching & outgrowers), fishing & aquaculture Devt of forest resource data base Producer cooperatives & contract farming
13 13 3. INDUSTRIAL DEVT MANUFACTURING: Devt of agro-industries based on our raw materials. Emphasis on adding value e.g food industry; fruits & fruit canning; packaging; edible oils; textiles; processing of meat, fisheries, hides & skins; furniture & timber; cement; fertlizers Setting-up SEZs in urban and rural areas (Bagamoyo, Mtwara, Tanga, Kigoma) & attract investors; develop industrial parks Fast-track investment and technology development.
MINING Strengthen Geological Survey Department and STAMICO to perform their main functions Increase local participation in the entire mining cycle Mineral processing & promotion of ancillary services (production of iron & steel, nickel smelting, electricity from coal, 14 14
4. HUMAN RESOURCES DEVELOPMENT
– Increased investment in higher & vocational education facilities
– Targeted skills development (vocational training) & scholarships & targeted training in specialized fields (oil & gas, nuclear energy, iron & steel)
– Utilization of the country’s existing skills base
– Increased accessibility to quality health services
15 15
5. SERVICES SECTOR
– Access to financial services esp. for agriculture & SMES; guarantee schemes
– Tourism: Increase no. of tourists to 3m p.a; improve tourist infrastructure (middle class hotels) & services (tour operators & skilled tour guides); conference tourism infrastructure
– Trade (domestic & international) – Getting reliable markets & good prices, Access to markets & information, quality & standards, packaging, buy Tanzanian;
– Entertainment industry (sports, music, comedy, cultural) 16 16 CORE INVESTMENTS ENVISAGED IN FYDP I
– Electricity generation – Expansion of capacity of the Dar Port – Rehabilitation of the central railway & increasing the rolling stock – Construction of regional & district roads in the SAGCOT – Irrigation infrastructure in the SAGCOT – Specialised Training (science, engineering, education, contracts, petro-chemicals etc) – Development of SEZs (electronic goods, farm machinery, agro & mineral processing – Large scale fertilizer production – Devt of coal & steel industry
– Large scale cement production 17 17 FYDP I UNDERLYING PREREQUISITES
– Sustaining macro stability & gains in social service delivery (e.g. training teachers, teacher-houses, textbooks, lab equipments, training doctors & health workers, health equipment; maintenance; etc.)
– Improved business environment
– Governance & rule of law
– Land-use planning (for agriculture, industry, residential purposes); surveying; titling; operationalization of the land bank
– Implementation discipline & administrative efficiency 18 18 FINANCING OF FYDP I
Total cost of Tsh. 42.9 trillion (Tsh. 8.6 trillion p.a.) of which Govt share is estimated at Tsh. 2.6 trillion p.a. This will require increased domestic resource mobilisation (tax & non-tax), concessional loans, credit & loan guarantees etc.
Alternative sources of financing include: PPPs, FDIs, Sovereign Bonds, Diaspora bonds, Taxes on the super profits of mining companies; Sovereign Wealth Funds; Pension funds; Regional economic arrangements like Sino-Africa, India-Africa, TICAD controlling illicit financial flows, South- South cooperation; Carbon trading etc.
19 19 FYDP I TARGETS
GDP growth of 8-10% p.a Inflation < 5% Exports = 23% of GDP Revenue-to-GDP ratio of 19% Foreign reserves equivalent to 6 months of imports of goods & services Dependency on grants down to 10%
20 20 FYDP I IMPLEMENTATION FRAMEWORK
Private sector, MDAs, Regions, LGAs, and all citizens take primary responsibility for resource mobilisation and implementation Every Tanzanian is obliged to participate implementing FYDP by: – Investing in the priority areas (incl. via PPP) – Contribute resources (human, financial) – Adopting a developmental mindset
Treasury: Mobilising & disbursing public resources + M&E
POPC: Coordinate Public Investment Management; M&E and reporting to Finance & Economic Committee of Cabinet.
21 21 WHAT ROLE FOR THE DIASPORA?
The primary responsibility of developing any country rests with its citizens. Thus, it is a solemn duty of every Tanzanian, residing in or outside TZ, to contribute to the devt of their country, Tanzania.
The Govt sees the Diaspora as an important & strategic resource to be harnessed: The Diaspora has the knowledge, skills & exposure needed back home; access to technology & finance; information; networks/contacts; (ii) has a stake at home - “East or West, Home is best”
Thus, the TZ Diaspora can contribute to the successful implementation of the FYDP I in many ways:
Branding & Marketing Tanzania to investors & tourists
22 22 WHAT ROLE FOR THE DIASPORA?
Investing & doing business in Tanzania directly or in partnership with their brothers/sisters and other investors (remittances, real estate, SMEs, agro-processing, capital market, social service provision, trade, etc)
Providing information: Available business opportunities, market intelligence & technology, business, academic & philanthropy contacts including scholarship opportunities.
Seek & make use of opportunities like sabbatical leave, volunteer programmes or Transfer of Knowledge Through Expatriate Nationals (TOKTEN) to come home and offer your expertise, skills & experience
Mobilise donations for TZ e.g. educational, medical, finances, and humanitarian support in case of national catastrophes
Provide inputs into strategic thinking to move TZ to a higher growth trajectory in leaps & bounds
23 23 CONCLUDING REMARKS For the Diaspora to deliver, it has to be organised. There is need to do our homework on composition, size of the Diaspora, and specific, monitorable targets to be pursued (Diaspora, Embassy, NBS, MFAIC)
Successful implementation of the FYDP requires visionary leadership; organized concerted effort; and having the will, determination, confidence and discipline to shape the destiny of our beautiful country, Tanzania. And I demand no less from the TZ Diaspora. Together, we can transform TZ into a middle income country by 2025. ------Philip Isdor Mpango (Ph.D.) Executive Secretary President’s Office, Planning Commission 24 24
THANK YOU.
25 25
TANZANIA REVENUE AUTHORITY
TAX ADMINISTRATION REFORMS IN TANZANIA AND DIASPORA CONTRIBUTIONS TO TANZANIA DEVELOPMENT
Presented by Mr. Walid Juma-Commissioner for Customs and Excise To DICOTA III CONFERENCE IN WASHINGTON U.S.A September 22nd- 24th 2011
TRA TANZANIA REVENUE AUTHORITY 1.0 INTRODUCTION TRA was established under TRA Act Cap 399 and became operational in July 1996 with the following functions: a) Assess, collect & account for Govt Revenue b) Administer revenue laws c) Advise Govt on fiscal policy d) Promote voluntary tax compliance e) Improve quality of taxpayer services f) Counteract Fraud – combat tax evasion g) Produce trade statistics and publications
TRA TANZANIA REVENUE AUTHORITY 2.0 TAX ADMINISTRATION REFORMS Five(5) Strategic Goals in the 3rd Corporate Plan (2008/09 – 2012/13) 1. Increase revenue collection in a cost effective way 2. Modernise TRA Operations 3. Provide high quality and responsive customer service 4. Promote voluntary tax compliance 5. Enhance Staff Performance Management System
TRA TANZANIA REVENUE AUTHORITY
2.0 REVENUE DEPARTMENTS
a)Domestic Revenue Department - Administers domestic taxes from medium and small taxpayers; accounts for 18% of total TRA collections and 30% of domestic revenue.
b)Large Taxpayers Department – Administers domestic taxes from 400 large taxpayers; accounts for 40% of total TRA collections and 70% of domestic revenue
a)Customs and Excise Department – Administers international trade taxes and accounts for 42% of total TRA collections. TRA TANZANIA REVENUE AUTHORITY
2.0 Tax Administration Reforms...
2.1 Revenue Collection
Revenue Collections have increased in absolute terms from an equivalent of US$ 1,575 million in 2004/05 to US$ 4,035 million in 2010/11
Revenue to GDP ratio has increased from 10.8% in 2004/05 to 15.3% in 2000/11
TRA TANZANIA REVENUE AUTHORITY 2.0 Tax Administration Reforms... 2.2 Payment of Taxes through Banks – 97% of total revenue collection is paid through Tanzania Interbank Settlement Scheme (TISS); M-Pesa for payments less than Shs. 500,000
2.3 Use of ICT systems for Tax Operations Integrated Tax Administration System -ITAX (includes TIN registration & e-filing) ASYCUDA++ for Customs operations Computerised Motor Vehicle Registration System- today M/Vs are registered at the port of entry ComputerisedTRA Drivers LicenseTANZANIA REVENUE System AUTHORITY
2.0 Tax Administration Reforms... 2.3 Cont… Use of ICT systems for Tax Operations VAT and TIN Registration done on line Import/Export Valuation Database System; -to support Trade Facilitation -for Uniformity in valuation - to Enhance Transparency Lodging and processing of Customs declarations web- based using the Pre-arrival Declaration System (PAD) In Progress: New Customs clearance system Cargo Tracking system
TRA TANZANIA REVENUE AUTHORITY
2.0 Tax Administration Reforms…
2.4 NOTEABLE REFORMS IN THE CUSTOMS PROCESSES The Pre-Arrival Declaration system of processing Import declarations
Application for import clearance together with all necessary attachments can now be sent to Customs electronically.
This has contributed to the reduction of cost of doing business.
TRA TANZANIA REVENUE AUTHORITY
2.0 Tax Administration Reforms… NOTEABLE REFORMS IN THE CUSTOMS PROCESSES Use of non-intrusive methods in cargo examination Containerized goods which are rated medium risk are now scanned using heavy duty X-ray scanners instead of outright physical inspection.
This measure has contributed to substantial reduction of clearance time at the DSM Port and Dar es Salaam Airport. TRA TANZANIA REVENUE AUTHORITY
2.0 Tax Administration Reforms… NOTABLE REFORMS IN THE CUSTOMS PROCESSES New Method of Valuation of Used Motor Vehicles Due to complexity of ascertaining reasonable Customs value for used motor vehicle, a new method of valuation has been adopted.
The method involves establishing of retail prices of a vehicle when new, then adjust the prices by elimination of retail profit margin to arrive at a value from which a depreciation is deducted at a rate based on the age of the vehicle.
An importer of a used car can now predict the taxes payable even before buying the vehicle.
The calculator for the depreciated value and taxes is available on TRA Website (www.tra.go.tz).
TRA TANZANIA REVENUE AUTHORITY CONTRIBUTION OF DIASPORA IN DEVELOPING TANZANIA
TAX EXEMPTION BENEFICIARIES IN RESPECT OF CHARITABLE GOODS
TRA TANZANIA REVENUE AUTHORITY 1. WHO SHALL RECEIVE THE GOODS Religious organizations Non-Religious Charitable community based organizations Local non-profit driven organizations/institutions. International non-profit driven organizations. Disabled, Blind and Physically Handicapped persons
TRA TANZANIA REVENUE AUTHORITY AUTHORITY/MANDATE TO
EXEMPT DUTIES AND TAXES Government Notice Number 197 of 2001. It exempts Import duty. Government Notice Number 200 of 2001. It exempts Excise duty The Second and Third Schedule to the VAT Act 1997 exempts and provides relief of VAT respectively. EACCMA 2004
TRA TANZANIA REVENUE AUTHORITY
GOODS WHICH CAN BE SENT TO THE BENEFICIARIES In the case of Religious organizations
The Goods that are solely for the purpose of advancing religion.
TRA TANZANIA REVENUE AUTHORITY GOODS WHICH CAN BE SENT In the case of registered Charitable Community based and non-profit driven organizations/institutions.
. Goods which will be used by the organization in the execution of its functions
. Goods for relieving persons from effects of natural calamities, hazards or disasters.
TRA TANZANIA REVENUE AUTHORITY GOODS WHICH CAN BE SENT
Goods for development, maintenance or renovation of projects relating to health, education, training, water supply, infrastructure or other projects aiming at advancing the community.
TRA TANZANIA REVENUE AUTHORITY EXCEPTION
The exemption on goods above do not cover VAT on motor vehicles and motor cycles.
TRA TANZANIA REVENUE AUTHORITY TREASURY VOUCHER AND CHEQUE SYSTEM Tax exemptions to these Organizations follow the Treasury Voucher and Cheque System (TVC), whereby the Government pays taxes on behalf. Taxes involved are: Import Duty Excise Duty VAT on Importation VAT on domestic supplies
TRA TANZANIA REVENUE AUTHORITY PROCEDURE APPLICABLE ON EXEMPTION FOR LOCAL SUPPLIES SUPPORT THEM FINANCIALLY AND THEY WILL ACQUIRE GOODS LOCALLY
Eligible organization submits documents as listed in the check list for approving exemption, together with an Invoice to TRA Regional office. A Treasury Voucher is prepared and sent to the Treasury for issuance of a Treasury cheque
Upon receiving treasury cheque, the applicant must complete form VAT 223/224
Upon approval of VAT form 223/224 the applicant may proceed to his/her supplier to acquire his/her VAT exempted good.
TRA TANZANIA REVENUE AUTHORITY EXCLUSION Non religious organisations (NGO) will not be exempted from VAT on importation of or purchase of the following items: A. Consumables such as: Foodstuff Beverages, Spare parts, Toilet Papers, Detergent and other washing liquid Packing material Flowers B. Motor vehicles and motor cycles
TRA TANZANIA REVENUE AUTHORITY IMPORTANT CONDITIONS
Goods shall not be disposed off in any manner without prior approval of Commissioner for Customs & Excise
One of the necessary documents to support applications for these exemptions is a District Commissioner’s letter, which must be signed by the DC in person – representation not allowed
TRA TANZANIA REVENUE AUTHORITY DISABLED AND HANDICAPPED PERSONS
Import duty is exempted by the fifth schedule to the EACCMA 2004 Part A
VAT is exempted under the second schedule to the Act
TRA TANZANIA REVENUE AUTHORITY GOODS INVOLVED
Materials, articles and equipment specially designed for use by disabled or physically handicapped persons.
Goods intended for educational, scientific or cultural advancement of the disabled for the use of an organization which is approved by the Government
TRA TANZANIA REVENUE AUTHORITY ITEMS/GOODS THAT ARE GENERICALLY TAX FREE ON IMPORTATION
Laptop, desk top computers Agricultural tractors, ploughs, harrows, planters, fertilizer sprayers. Veterinary medicines and drugs approved by the Minister for Health. Fertilizers, pesticides, insecticides and herbicides Human medicines as approved by the Minister of Health Mosquito nets Books and Journals
TRA TANZANIA REVENUE AUTHORITY 5.0 CONCLUSION
TRA will continue to implement its core function of collecting and accounting of Government revenue
TRA is committed to improve domestic resource mobilisation to enable the Government fulfil its social obligations
TRA is determined to make Tanzania self sufficient in terms of budgetary requirements and reduce Development Partners’ Dependency
TRA TANZANIA REVENUE AUTHORITY .
“TANZANIANS IN THE DIASPORA AFTER FIFTY YEARS OF UHURU “ “Toget h er We Can do m or e” Thank you
TRA TANZANIA REVENUE AUTHORITY 26
CELEBRATION OF 50 YEARS OF INDEPENDECE “Diaspora Opportunities in the East African Community”
By Stergomena L. Tax; Permanent Secretary, Ministry of the East African Cooperation, The United Republic of Tanzania
WASHINGTON D.C 23 – 25 SEPTEMBER, 2011
1 OUTLINE 1.0 INTRODUCTION 1.1 Short History of the EAC 1.2 Re-establishment of the EAC 1.3 Founding Members 2.0 FUNDAMENTAL PRINCIPLES OF EAC 3.0 EAC STAGES OF INTEGRATION AND OPPORTUNITIES 3.1 Customs Union 3.2 Common Market 3.3 Monetary Union 3.4 Political Federation 4.0 PPP THROUGH JOINT REGIONAL PROGRAMMES
2 1.0 INTRODUCTION 1.1 SHORT HISTORY OF EAC • The East African Countries have a long history of cooperation – 1900 Mombasa established as a Customs collection centre for Uganda – 1905 Currency Board set up to issue currency for Kenya and Uganda – 1917 Customs Union established between Kenya and Uganda – Tanganyika joined in 1922
3 1.1. SHORT HISTORY OF EAC... – 1948 High Commission established
– 1961 Common Services Organisation established (i.e. East African Posts and Telecommunications, East African Railways & Harbours and East African Development Bank
– After Independence the three founding Partner States (Tanzania, Kenya, Uganda) formally established the EAC • 1967 The treaty establishing the community signed • 1977 The then Community collapsed
4 1.1 SHORT HISTORY OF EAC... • Reasons for the Collapse of the Community – Ideological differences; – Inequitable sharing of benefits and costs; – Low private sector involvement in the running of the community – Consequences of the Cold War – Negative Altitude
5 1.2 RE-ESTABLISHMENT OF THE EAC
The East African Community (EAC): • 1984 Mediation Agreement for the division of Assets and Liabilities – Provided for Partner States to look for areas of Cooperation – 1993 a Permanent Tripartite established – 1996 the EAC Permanent Tripartite Secretariat established • 30 November 1999 the Treaty for the Establishment of the East African Community was signed • 7 July 2000 entered into force after ratification by Kenya, Uganda and Tanzania 6
SIGNING FOR THE EAC TREATY - 30 November 1999
1.3 EAC AND MEMBERS OF THE EAC
• Burundi and Rwanda Joined in 2007 through of Accession of the EAC Treaty
• Is a regional inter-governmental organisation of the Republics of Burundi, Kenya; Rwanda, the United Republic of Tanzania; and Uganda.
8 2.0 FUNDAMENTAL PRINCIPLES OF THE COMMUNITY • Article 6 of the Treaty Provides for the Fundamental Principles Governing the Community as: – Mutual trust, political will and sovereign equality; – Peaceful co-existence and good neighborliness; – Peaceful settlement of disputes; – Good governance, the rule of law, accountability, transparency, social justice, equal opportunities, gender equality, recognition and protection of human rights; – Equitable distribution of benefits; – Cooperation for mutual benefits; and – Progressive Approach to implementation
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3.0 EAC STAGES OF INTEGRATION 3.1 Areas of Cooperation • Article 5(1) of the Treaty provides for the objective of the Community as – development of policies and programs aimed at widening and deepening co-operation among Partners States in • political, economic, social and cultural fields, research and technology, defense security, and legal and judicial affairs, for their mutual benefits • To achieve this objective Article 5(2) provides the stages for the EAC integration as follows:
10
3.2 Stages of Integration
- Custom Union, followed by a Common Market, subsequently a Monetary Union, and ultimately a Political Federation
3.2.1 Customs Union • Customs Union aims to promote intra-regional trade in goods
• 2004 the Customs Union Protocol was concluded
• January 2005 implementation started
12 3.2.1.1 Elements of the Customs Union • Elimination of import duties among Partner States. • Gradual elimination within a five year transitional period, which ended in December 2009 – From January 2010 all goods produced in the region that meet criteria for rules origin are traded within the five Partner States duty free
• Removal of Non Tariff Barriers (NTBs)
• A Common External Tariff (CET)
13 3.2.1.1 Elements of the Customs Union ...
• The CET on imported goods/products is a three band Common External Tariff (CET) • 0% for raw materials, machinery and capital goods • 10% for semi processed products and industrial inputs • 25% for final consumer goods • List of sensitive goods attracting rates beyond 25% .The list contains mainly agricultural products and a few manufactured goods
14 3.2.1.2 Requirements of the CU • Adherence to the EAC Rules of Origin - (Article 14 of the CU Protocol)
• According to Article 14(1) of the CU Protocol, the EAC Rules of origin are based on the following criteria
– Whole produced criteria - for products produced in the region 100% (mainly for agricultural, fisheries and mining products
– 40% local content criteria - for products produced using at least 40% local raw materials of total material used
– 35% value addition criteria
– Change in tariff heading criteria for products whose description according to Customs nomenclature changes from one heading to another due to substantial transformation resulting from industrial processing
15 3.2.1.3 Opportunities Arising From the EAC Customs Union • Duty free Trade and investment opportunities in any of the five Partner States (compared to traders and investors outside the region – non EA) • A bigger East African Market with a population of over 130 million and GDP of USD 74.5 – Economies of scale will apply in establishing businesses in the region; – Business can access industrial inputs from within the region duty free and thus reduce cost of doing business – Protection of Businesses/investments through CET on sensitive products
16 3.2.1.3 Opportunities Arising From the EAC Customs Union …
• To access the opportunities of the EAC Customs Union – Business must be established in one of the East African Community Partner States – Goods produced must conform to the EAC Rules of Origin (100% wholly produced, 40% local content and 35% value addition criteria) • It is therefore important – for diasporas to locate their businesses in the region to access the market opportunities
17 3.2.2 THE EAC COMMON MARKET • According to Article 3 of the CM Protocal Partner States agree to remove restrictions, provide freedom and rights in basic areas of their economies
• Main elements of the CM (Article 76 and 104(2) of the Treaty and 2(4) of the CM Protocal: – Free Movement of Goods – Free Movement of Persons – Free Movement of Workers – Free Movement of Services – Free Movement of Capital – The Right of Establishment and – Right of Residence
• The implementation of the EAC Common Market is progressive in accordance with agreed schedules 18
SIGNING OF EAC Common Market Protocol November 2009:
3.2.2 THE EAC COMMON MARKET … 3.2.2.1 Free Movement of Goods (Article 6) • Opportunities are as explained under the Custom Union
3.2.2.2 Free Movement of Persons (Article 7) • Citizens of the five East African Partner States are guaranteed free movement within the EAC for the purposes of: – Visiting friends and relatives – Seeking medical services – Transit – Students Details are contained in Annex I of the CM Protocol 20 3.2.2 THE EAC COMMON MARKET… 3.2.2.3 Free Movement of Workers (Article 10) • Citizen of the EAC are guaranteed freedom to seek and accept employment in any of the Partner States
• Without being discriminated on the basis of their nationalities in relation to employment, remuneration and other conditions of work
• The implementation of this freedom is in accordance agreed schedules as offered by each Partner State (Annex II) • Requirements – Work Contract, Work permit
• Spouse and children are also eligible
21 3.2.2 THE EAC COMMON MARKET…
3.2.2.3 Free Movement of Workers (Article 10) • Major category opened by Partner States are:
KENYA Administrators And Managers - 2010 Directors, Chief Executives, Specialized Departmental Managers
Professionals - 2010 Physical Science, Mathematicians, Statisticians and Computing Professionals Engineering Science, Health and Life Science Professionals
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3.2.2.3 Free Movement of Workers (Article 10) Major category opened by Partner States….
Teaching, Legal Professionals Social Science and Related Professionals
Technicians and Associate Professionals - 2010 Engineering Technicians, Medical and Health Science Associated Professionals Physical and Life Science Professionals Ship and Aircraft Controllers Business and Social Services Associate Professionals Primary and Pre‐Primary Education and other Teachers Other Business Social Services, Athletics, Sports and Rel ated Workers
3.2.2.3 Free Movement of Workers (Article 10) Major category opened by Partner States…. Craft and Related Trades Workers Extraction and Building Trades Workers Metal, Machinery And Related Trades Workers
BURUNDI Professionals - 2010 Physical, Mathematical and Engineering science Professionals Life Science and Health professionals Teaching Professionals 3.2.2.3 Free Movement of Workers (Article 10) Major category opened by Partner States….
RWANDA Professionals - 2010 Physical Science Professionals Mathematicians, Statisticians Engineering Science Professionals Health and Life Science Professionals Teaching Professionals
Technicians and Associated Professionals - 2010 Engineering Technicians Optical and Electronic Equipment Operators 3.2.2.3 Free Movement of Workers (Article 10) Major category opened by Partner States….
UGANDA Administrators and Managers - 2010 Directors and Chief Executives Specialized Departmental Managers Other Departmental Managers
Professionals - 2010 Science and Engineering Health, Teaching, Business and Administration Computing Professionals Legal Professionals Writers and Creative or Performing Artists 3.2.2.3 Free Movement of Workers (Article 10) Major category opened by Partner States….
UGANDA……. Craft and Related Trade Workers Air Traffic and Ship Controllers and Technicians Extraction and Building Trade Workers Metal, Machinery and Related Trade Workers
Details on categories of workers and timeframe for opening are contained in Annex II of the protocol 3.2.2 THE EAC COMMON MARKET… 3.2.2.4 The Right of Establishment and Residence (Article 13 and 14) • Right of Establishment - Article 13 – The Partner States guarantee the right of establishment by allowing a national of a Partner State • To take up and pursue economic activities as a self employed persons, and • To set up and manage economic undertakings in the territory of another Partner State The rights applicable shall apply to the spouse, child and dependant of self employed person 3.2.2.4 The Right of Establishment and Residence .. Right of Residence Article 14 • The Partner States guarantee the right of residence to the citizens of other Partner States who have been admitted in their territories as – workers under the free movement of workers provisions, or – As self employed and investors under right of establishment provisions – Right of residence shall apply to spouse, child and dependent of worker or self employed person.
• Implementation of Right of Establishment and Residence shall be in accordance with regulations specified in Annex IV
3.2.2 THE EAC COMMON MARKET… 3.2.2.5 Free Movement of Services (Article 16)
• Partner States guarantee free movement of services supplied by citizens of EAC within the community.
• Service supply can be in the following modes: – Mode I: Cross-border supply – Mode II: Consumption abroad – Mode III: Commercial presence – Mode IV: Presence of natural persons
30 3.2.2 THE EAC COMMON MARKET… 3.2.2.5 Free Movement of Services (Article 16)... • The following broad service sectors have been opened up for East Africans by Partner States: • Business Services • Communication services • Distribution services • Education services • Financial services • Tourism and other related services • Transport services
• Implementation of Free Movement of Service shall be progressive in accordance with the progressive Liberalization of service specified in (Annex V)
31 3.2.2 THE EAC COMMON MARKET… 3.2.2.6 Free Movement of Capital (Article 24) • In this freedom, Partner States have agreed to – remove restrictions on the movement of capital belonging to persons resident in the Community;
– remove discrimination based on the nationality or place of residence of the person or where the capital is invested; and
– Remove any existing restrictions and shall not introduce any new restrictions on the movement of capital and payment connected with such movement and on current payment and transfer, or apply more restrictive regulations
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3.2.2 THE EAC COMMON MARKET… 3.2.2.6 Free Movement of Capital (Article 24)….
• Removal of restriction shall be progressive in accordance with the schedule on the removal of restriction of free movement of capital (Annex VI) of the Protocol
• Article 28 identifies the type of capital and related payments and transfers covered;
33 3.2.2 THE EAC COMMON MARKET… 3.2.2.6 Free Movement of Capital …. • Types of capital and related payments and transfers Direct Investments – Equity and portfolio investments – Bank and credit transaction – Payment of interest on loans and amortisation – Dividends and other income on investments – Repatriation of proceeds from the sale of assets – Other transfers and payments relating to investment flows
34 3.2.2.6 Free Movement of Capital …. Direct Investment • In all the five Partner States there are no restrictions with respect to “Inward direct investments”
• However with respect to “Outward direct investments: – In Tanzania the restriction will be removed by 2012 – In Burundi and Rwanda allowed subject to approval by the Central Banks
• There are no restrictions in all the five Partner States with respect to repatriation of proceeds from sale of assets
35
3.2.2.6 Free Movement of Capital …. Equity and Portfolio Investments • Purchase of foreign securities by residents – In Tanzania restricted to externally generated funds only. The restriction shall be removed soon – In Burundi allowed subject to approval by Central Bank – No restriction in Kenya, Uganda and Rwanda
36
3.2.2.6 Free Movement of Capital …. Participation of residents in foreign capital markets – In Tanzania the restriction will be removed soon
– In Burundi participation of residents on foreign IPOs is subject to approval of Central Bank. The restriction will be removed by 2014
– No restrictions in Kenya, Rwanda and Uganda
37
3.2.2.6 Free Movement of Capital …. Sale or issue of foreign securities locally by non-residents – In Burundi no capital market – No restriction in the four Partner States
Sale or issue of securities abroad by residents – In Tanzania subject to approval of CMSA. The restriction to be removed by 2012 – In Burundi subject to approval by Central Bank. The restriction to be removed by 2014 – In Kenya, Uganda and Rwanda no restriction
38 3.2.2.6 Free Movement of Capital …. Purchase of bonds and other debt instruments locally by non residents • In Tanzania non residents are not allowed to purchase corporate for >= 5yr maturity by end 2012 for all maturities • No restrictions in other Partner States
Sale or issue of debt securities locally by non residents • In Tanzania non residents are not allowed to sale or issue debt securities in the domestic market - removal date 2015 • No restrictions in other Partner States
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3.2.2.6 Free Movement of Capital …. Sale or issue of debt securities abroad by residents • Tanzania’s not allowed to sale or issue debt securities abroad – removal date 2012 • In Burundi need approval of Central Bank – removal date 2014 • No restrictions in other Partner States
Money Market Instruments
40 3.2.2.6 Free Movement of Capital …. • Purchase and sale of Money Market Instruments locally by non residents – In Tanzania not allowed – removal dates 2015 – In Burundi requires approval of Central Bank – removal date – 2014 – No restrictions in other Partner States
• Purchase and sale of Money Market Instruments abroad by residents – In Tanzania not allowed – removal dates 2015 – In Burundi requires approval of Central Bank – removal date – 2014 • No restrictions in other Partner States
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3.2.2.6 Free Movement of Capital …. Bank transactions (credit, savings, interest payment on loans and amortisation)
• External borrowing by residents – In Burundi residents are not allowed to borrow externally – removal date end of 2010 – No restrictions in other Partner States • Lending abroad by residents – Tanzanians not allowed to lend externally – removal date 2015 – In Burundi subject to Central Bank approval – removal date 2014 – No restrictions in other Partner States
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4.0 PPP THROUGH JOINT EAC REGIONAL PROGRAMMES • The EAC has prepared – The EAC Road Master Plan – The EAC Railways Master Plan – The EAC Power Pool Master Plan
• These offers investment Opportunities to Private Investors through PPPs
• PPP regulations are being finalized DETAILED INFORMATION Note: • The Common Market Protocol and its Annexes and schedules providing more details can be found on the EAC Website: www.eac.int and MoEC’s website www.meac.go.tz
• This presentation, the EAC Treaty, the CU Protocal and the CM Protocal can be emailed – please contact email: [email protected]
44 CHOICES CHOICES
YES, OPPORTUNITIES ARE ENORMOUS!
ASANTENI KWA KUNISIKILIZA
47
UNITED REPUBLIC OF TANZANIA
PRESENTATION ON SUPPORTING THE DIASPORA TO INVEST IN TANZANIA THE REGULATORY FRAMEWORK SEPTEMBER 2011
Presented by: Mr. John Mathew Mnali, Ag. Director of Investment Promotion, Tanzania Investment Centre AGENDA
Tanzania Economy Why Tanzania or why home Market Access Regulatory regime Investment Facilitation Services Incentives Under The TIA, 1997 Trend of Investments Investment projects seeking J/V Conclusion
2 T A N Z A N I A’S E C O N O M Y
Tanzania contains a total area of 945,087 sq km The economy depends on agriculture, which accounts for more than 24.1% of GDP,
Population: 41.9 Million GDP $ 22.4 Billion (2010 est.) (2009 Est.)
Labour Force: 20.38 GDP Per Capita $ 660 million (2010 est.) (2010 Est.)
Agriculture Employs Real GDP Growth Rate 80% of the Workforce 7% (2010 )
Inflation Population Growth Rate 2.9 % (2010 est.) 5.5% (2010)
3 Source: NBS/BOT Why Tanzania
4 1. Peace & Political Stability Elected National assembly, Elected President and Maximum Presidential term –two terms only
2. Strategic Location of Tanzania
Tanzania’s strategic geographical location and easy connectivity business locations worldwide is a motivating factor to investors. Has 3 major ports (Tanga, DSM and Mtwara – providing service to neighboring landlocked countries)
3. Competitive Investment Legal Framework More than 2 decades ago, the Government made a U-turn from a centralized to a market free economy whereby most laws and policies had to be reformed. Tax laws, companies, Immigration laws, etc 5 7. Investment guarantee – MIGA & ATIA Tanzania is a member of Multilateral Investment Guarantee Agency (member of World Bank) And African Trade Insurance Agency. The two Institutions provide political risks insurance guarantee to the private sector.
8. Settlement of Disputes Tanzania is a member of International Center for Settlement of Investment Disputes, A dispute which is not settled through negotiations may be submitted to arbitration in accordance with the rules of procedure for arbitration of the International Center for Settlement of Investment Disputes
9. Access to credit from domestic sources Foreign investor may, in relation to the business enterprises which he operates obtain credit from domestic bank and financial institutions up to the limit established by the bank of Tanzania
6 6 4. Attractive Investment Fiscal Regime Tanzania has Stable and Predictable Fiscal Investment Regime - providing a Soft Landing to all investors. It recognizes that investors need to recover their Investment Costs first before paying corporation tax.
5. Predictable Investment Incentives All prospective investors are most welcome to take advantage of the generous incentives under the liberalized environment offered by the new investment regime – Tanzania Investment Act, 1997 (Act No. 26 of 1997)
6. Free Repatriation of Funds Transfer of funds is allowed through any authorized bank in freely convertible currency of net profits, repayment of foreign loans, royalties, fees charges in respect of foreign technology, remittance of proceeds and payment of emoluments, etc
7 7 10. Investment Support Institutions The government has put in place institutions that support institutions such as A One stop Centre for Investors Facilitates investors to obtain all relevant permits approvals and
licenses National Investment steering committee Provide quick solution to any problem that is a multi sectoral in nature and seem to affect investment to take place. Also grant Strategic Investor status. Tanzania National Business Council Is a forum of dialogue between the public sector and private sector on how to improve the investment climate in the country, half of the members come from the public sector and the other half come from the private sector. The forum is chaired by the 8 8 President. MARKET ACCESS
Tanzania enjoys Preferential Market Access with;
Negotiated EPAs-EBA, Japan, Canada etc Everything But Arms
AGOA (USA) Africa Growth and EAST AFRICA Opportunity Act Over 6,000 items About 130M People
China SADC Over 4,000 Items 300m People
9
Regulatory Regime
10
INVESTMENT RELATED LEGISLATIONS
Tanzania Investment Act 1997 -Certificate of incentives -Strategic investor status Export Processing Zones Act 2002 (Revised 2006) Mining Act 1998 (Revised in 2010) Special Economic Zones Act 2005 Petroleum (Exploration and Production ) Act 1981 Public Private Partnership Act,2010
11
NATIONAL INVESTMENT STEERING COMMITTEE (NISC)
In an effort to improve the business environment and foster economic growth through increased investment the Government formed a National Investment Steering Committee chaired by the Hon. Prime Minister. Other members of the committee are Minister of Finance, Minister of Industries and Trade and Marketing, Minister of Agriculture, Minister of Lands, Attorney General, Governor of the Bank of Tanzania and the Executive Director TIC (Secretary).
This committee is entrusted with the role of investment policy formulation and solving problems of investors on a fast track basis.
NATIONAL BUSINESS COUNCIL
. The Government has established the National Business Council to enhance Govt./Private sector “smart partnership”. . The Business Council is chaired by the President and the Executive Director of Tanzania Private Sector Foundation is the secretary. . The business council through Investors round table discussion advise the Government areas that need improvement
INVESTMENT FACILITATION SERVICES
Senior Representatives from the following Ministries/Government Departments Immigration Registrar of Companies Business Licensing Land Labour Tanzania Revenue Authority
14 OUR COMMITMENT TO INVESTORS
Application Maximum Time taken
-Company Registration 3days -Industrial License 1day -Business licensing 3days -Certificate of incentives 7days -Resident Permit Class ‘A’ 14days -Resident Permit Class ‘B’ 14days -Special Pass 1day
OUR COMMITMENT TO INVESTORS
Application Maximum Time taken
-Meeting with TIC staff Immediately -Arranging appointments 24hours -Preparation and confirmation of itinerary for Potential investors 3days
INCENTIVES UNDER THE TIA, 1997
Tax incentives
No import duty on projects capital goods including establishment facilities for investment.
No VAT on projects capital goods including Deemed capital goods
17 INCENTIVES UNDER THE TIA, 1997
Non tax incentives Unconditional transferability through any authorized dealer bank in freely convertible currency of ;- - net profit - loan payment (servicing a foreign loan) - royalties , fees and charges in respect of any technology transfer agreement - payment of emoluments and other benefits to foreign personnel Automatic immigration quota of up to 5 expatriates at the initial stage of the projects Assistance to obtain land for investment
18 INCENTIVES UNDER THE TIA, 1997
Strategic investor status In addition to existing investment incentives a potential investor may apply for strategic investor status to seek additional investment incentives.
19 Trend of Investment
and Trade
20 TREND OF TIC REGISTERED PROJECTS FROM 2005 TO 2011 Number of Projects 1000 900 871 800 678 701 Projection 700 600 550 572 600 509 500 400 300 200 100 0 2005 2006 2007 2008 2009 2010 2011
Source: TIC data The decline from 2008 – 2010 is due to Financial Crisis. But as predicted 21 The U-Scenario shows the pick of investments from 2010-2011 on wards FDI INFLOWS TO TANZANIA: 2005 – 2010
22 Source: Economic Survey (2010) STRUCTURE OF OWNERSHIP OF PROJECTS REGISTERED BY TIC 2000- 2010
Foreign Investors
Domestic Investors
Joint Venture
Foreign =1,241, Joint Venture = 1,323 and Local = 2,391 Source: TIC Database
23 TEN LEADING COUNTRIES THAT HAVE INVESTED IN TANZANIA (BY VALUE IN MILLION US$ ) 1990 –2010
S.Africa GermanyOman Italy UK 7% 4% 3% 2% 22% China 9%
USA 9%
Kenya Netherlands 17% 10% India 17%
24 Source: TIC Database INVESTMENTS IN TANZANIA WITH US INTERESTS
FROM 1990 - DECEMBER 2010
TOTAL INVESTMENT MADE IS US$ 736 M Sn. Sector No. of Projects 1 Agriculture 14 2 Construction 15 3 Financial Institutions 5 4 Human Resources 4 5 Manufacturing 40 6 Natural Resources 4 7 Tourism 56 8 Services 15 9 Transport 12 10 Energy 1 11 IT 2 12 Commercial Building 5 13 Petroleum and Mining 3
TOTAL 176
25 EXAMPLES OF US COMPANIES INVESTED IN TANZANIA ARE SUCH AS;-
•Citi Bank (T) Limited
•Esso (T) Limited
•Caltex Oil (T) Ltd
26 TRADE BETWEEN TANZANIA AND US
Table: Trade in Goods with US
TZS million
Item/Year 2005 2006 2007 2008 2009
Exports 18,658.6 24,223.4 42,518.8 65,122.8 52,093.1
Imports 112,741.8 150,019.1 233,287.9 236,992.6 179,535.0
Trade Balance -94,083.20 -125,795.70 -190,769.10 -171,869.80 -127,441.90 Source: Bank of Tanzania
27 TANZANIA EXPORT PRODUCTS TO US Spices
Coffee
Tea
Precious Stones (gemstones)
Edible Fruit and Nuts (cashew nuts)
Knit Apparel
28 TANZANIA IMPORT PRODUCTS FROM US Machinery
Textile
Electrical Machinery
Cereals (wheat)
Rubber
29 Investment Projects Seeking Joint Venture Partnership
30 Public Private Partnership Act, No. 19, 2010
• Tanzania has recently enacted a Public Private Partnership (PPP) Legislation
• The objectives of PPP Act is to promote private sector participation in the provision of public services through public- private partnership projects in terms of investment capital, managerial skills and technology.
• Such projects will includes major projects of infrastructure, agriculture, energy, service sector, transportation etc
31 POWER PROJECTS
Hydro Power Projects
Ruhudji Installed capacity (358MW), Investment cost US$ 407.4 M
Rumakali Installed capacity - (222MW) Investment cost US$ 336.7M
Songwe River Installed capacity - (more than 300 MW) Investment cost US$ 415 M
32
SITES FOR POWER PROJECTS
Rumakali Ruhudji
33 POWER PROJECTS
Ngaka Coal Power Projects The project involves opening up a surface open cast mine of 2.0 mil tons per annum and setting up a 400 MW Thermal Power Station to be connected by a transmission Line to the National Grid at Mufindi (300km).
Kisaki Geothermal Project The project seeks to establish the potential of these geothermal occurrences turning them into profitable power generating ventures. Funds to undertake detailed geophysics and drilling to establish geothermal potential, and complete a bankable feasibility is estimated at US$10-25m .Capital investment and Initial working capital for both power plant development estimated at US$250- 400m for a 100MW power generator.
Power transmission cost is estimated US$150-200m for 120-160km
34 POWER PROJECTS Rehabilitation and Expansion projects
The project is estimated to cost US Dollar 130 .2M for six regions. The names of regions are
I. Mbeya II. Kagera III. Singida IV. Manyara V. Ruvuma and VI. Rukwa.
35 PORT PROJECTS
a) Development of Mbegani Port Estimated Investment Cost US$ 1 Billion
b) Development of Mwambani Port Estimated Investment Cost US$ 700 Million
c) Kisarawe Cargo Freight Station Estimated Investment Cost US$ 280 Million
d) Expansion and Modernization of Mtwara Port Estimated Investment Cost US$ 184.1 Million
36 PORT PROJECTS e) Dar es Salaam Harbour Water Front Development Estimated Investment Cost US$ 220 Million
f) Strengthening and deepening of Berth 1 -7 Estimated Investment Cost US$ 510 Million
g) Modernization for operations for dry bulk cargo Estimated Investment Cost US$ 3.5 Million
h) Development of dry/Floating dock facilities Estimated Investment Cost US$ 20 Million
i) Development of Kilwa, Pangani, Mafia and Lindi as fishing ports Estimated Investment Cost US$ 4.5 Million
37 AIRPORT PROJECTS DEVELOPMENT PROJECTS AT 17 MAJOR AIRPORTS
1. Julius Nyerere International Airport, Estimated investment - US$350 Million
2. Mwanza - Estimated investment US$ 60 Million
3. Arusha - Estimated investment US$ 41.3 Million
4. Mtwara - Estimated investment US$ 40.0 Million
5. Msalato - Estimated investment US$ 105 Million
6. Songwe - Estimated investment US$ 35.0 Million
7. Bukoba - Estimated investment US$ 19.7 Million
8. Kigoma - Estimated investment US$ 62.8 Million
38 AIRPORT PROJECTS DEVELOPMENT PROJECTS AT 17 MAJOR AIRPORTS
9. Mafia Island - Estimated investment US$ 20.2 Million
10. Shinyanga - Estimated investment US$ 21.1 Million
11. Sumbawanga - Estimated investment US$ 32.9 Million
12. Tabora - - Estimated investment US$ 26.8 Million
13. Tanga - Estimated investment US$ 30.0 Million
14. Lake Manyara - Estimated investment US$ 25 Million
15. Musoma - Estimated investment US$ 25.0 Million
16. Singida - Estimated investment US$ 20.0 Million
17. Moshi - - Estimated investment US$ 20.0 Million
39 PROJECTS IN THE SEZ Projects envisaged in the Special Economic Zone include;
Development of Industrial Parks,
Trade Parks, Technological Parks,
Tourism Industry, Real Estates,
Logistics Centers,
Financial Institutions
Construction of an Airport
Construction of a Port,
40 PROJECTS IN THE SEZ
INDIAN OCEAN
41 NDC PROJECTS
The Lake Natron Soda Ash project
The project will involve setting up of a soda ash processing plant with the capacity of 500,000 metric tones per annum (MTPA) and later on to be expanded to at least 1,000,000 MTPA.
The project will involve pumping of liquid sodium carbonate (brine) from Lake Natron to the processing plant for producing soda ash. The estimated investment cost is US$ 150.0 million.
42 AGRICULTURE PROJECTS
1. National Ranch Company (NARCO)
2. SUMA – JKT farms
3. Tanzania Prison farms
4. Individual projects.
43 C O N C L U S I O N
Remember to invest home now; ! Before all lucrative opportunities have been taken by non - Tanzanians. The Government, through (T I C) will provide assistance and attractive investment incentives to establish your investment projects.
44 THANK YOU FOR YOUR ATTENTION
Contacts
Executive Director Tanzania Investment Centre P.O.Box 938 Dar es Salaam Tel: +255 22 2116328-32 Fax: +255 22 2118253 Email: [email protected] Website: www.tic.co.tz
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Diaspora Experience Investing in Tanzania and the EAC
• Dr. Crispin Semakula, DICOTA Board of Trustees member (Moderator) • Mr. Robert Barongo, Founder, Alea Furniture • Ms. Laurencia Kyariga, Chemist and Founder, Arise/Ebenezer Beauty Supply
Mr. Barongo Mr. Barongo shared his story. He started his business in his twenties and now has a very successful furniture business (for more information on ALEA, visit http://aleaindustries.co.tz/). He then spent most of his time sharing some of the challenges starting a business in Tanzania, and his experiences doing so elsewhere. He discusses several themes, included below. • Incentives for investment: in Tanzania incentives are usually about tax, while in other countries like South Africa and Australia they give land as an incentive, or even citizenship. • Raw materials: today’s manufacturer needs speed manufacturing. He did timbering but failed in Tanzania because the timber produced in the country has a lot of complications. He went to another market (Italy) that gave his jump start to do business. • Labor: is also complicated because of lack of skills, for example measuring is still being done by tape. • Loans: her urged the Tanzania government to facilitate loans that are affordable, and incentives on a business person’s investment. • Duty: Import duty is double in Tanzania while in other countries you are encouraged to import with incentives.
Ms. Kyariga Ms. Kyariga also shared her story. She was educated as a Chemist in Canada, then moved to the US. After working for employers for many years, she realized the needs for hair products using natural oils for African hair. Using her skills as a chemist, she’s developed various beauty products (for more information, visit http://www.arise-tz.com/). She then also shared her experiences opening a business in Tanzania. • Government bureaucracies and time: the process takes too long, you really have to give yourself plenty of time. • Protocols: it seems that there are no clear protocols and/or how procedures are done. • Business/”cultural” differences: you should understand differences between Tanzania and US. For example, “2 for 1” concept didn’t work so well back home. People were like, “I just want 1!” • Customer service: is a challenge, in some areas does not exist. Be prepared. • Hours of service: people’s expectations for retail store hours are very different in Tanzania compared to the US. CLOSING REMARKS FROM FOREIGN MINISTER, HON MEMBE
Hon. Membe made closing remarks for Day 1 of the official Convention, and reminded Diasporans of President Kikwete’s messages. He also urged DICOTA members to do research on Dual Citizenship in other African countries (e.g. Kenya), and contribute to Constitution revision efforts happening in Tanzania. Lastly, he praised all attendees who contributed to financing the Convention, in addition to the Embassy contributions and Sponsors. DAY 2 DETAILED PROCEEDINGS SEPTEMBER 24, 2011
Brain Gain, Recruiting from the Diaspora • Vivienne Penessis, Head of Human Resources, Standard Chartered Bank Tanzania Ms. Penessis shared the unique recruitment and training structure they use at Standard Chartered – not just within Tanzania, but also around the world. They recruit and hire employees based on their skill set and experience, and not just to “fill a job title.” Their goal is to nourish their employees, enhance their talents, and help them grow while working for Standard Chartered. They use technology not just for recruitment, but also for training (e.g. E-training). While they recruit all nationalities, including hiring expatriates, they also target and recruit Tanzanians interested in returning home. Ms. Penessis shared with the audience success stories of Tanzanians who they recruited at previous Diaspora events including one in England. Those employees are in management positions and thriving in Tanzania with their families. Finally, Ms. Penessis described their Graduate Programs, locally in Tanzania and abroad. (For more information about Standard Chartered in Tanzania, and for those interested in applying for work, visit: http://www.standardchartered.com/en/about-us/standard-chartered- worldwide/africa/tanzania.html ) Ms. Penessis and her colleague, Sorayya Shareef, conducted interviews at the Convention. Side Note: Radar Recruiter also conducted interviews during the Convention.
Westadi Product, NSSF • Dr. Ramadhani Dau, NSSF, Westadi Project
Dr. Dau discussed the Westadi Project in more detail, which was launched by President Kikwete the previous day (see slides above). NSSF commissioned DICOTA to facilitate a needs assessment amongst Tanzanians living in the United States. For a period of two years, various coordinators conducted the survey across the US regions. Results that Dr. Dau shared were therefore homegrown, ideas collected from Tanzanians living abroad. For findings, see slides above. Dr. Dau assured the audience that, based on survey results, most Convention attendees can afford to join the WESTADI program based on the average salary of Tanzanians in the US. For $300/person per year NSSF will transfer the deceased’s body and all expenses paid to Tanzania-will also provide a return ticket for person accompanying the deceased. Alternatively, NSSF will cover all burial expenses in whatever country (e.g. if the family chooses to keep the deceased at location of death). The program also provides health insurance for people living in the US who travel to Tanzania and get sick. Registration can simply be done online. Questions: how do you verify deaths and how soon? How will the process work with hospitals? Do the people have to pay ahead of time or do they have to be reimbursed? Answers: we don’t send money to program participants; after we get verification of death we make payments to the Airline in Dar, and you will be informed of which airline to use. The service is available all over the country (hospitals have been contracted all over the country). PANEL 3: ROLE OF THE CENTRAL BANK AND COMMERCIAL BANKS IN FACILITATING EFFECTIVE DIASPORA REMITTANCES AND PROVIDING CAPITAL FOR INVESTMENTS
• Dr. Lennard Tenende, Board Chair, DICOTA (Chair) • Dr. Joseph Masawe, Director of Economic Research and Policy, Bank of Tanzania (BOT) • Ms. Lucy Kununda, Director, National Payment Systems, BOT • Mr. Kamil Madanat, President, KMM International • Ms. Tully Mwambapa, Director of Research and Marketing, CRDB Bank Note: See the following slides for the above presentations.
• Professor Benno Ndulu, Governor, BOT
Professor Ndulu Professor Ndulu identified areas of opportunities for engagement in the financial sector in Tanzania. He emphasized that banks are being run by Tanzanians. The Diaspora is making the financial sector very vibrant- new CEOs, key directors, managers and all professional levels- we should be proud of this! There are multiple opportunities and a competitive pay rate. The banking system is well capitalized, well beyond the required standards globally. The banking system has a ratio of 18 percent; banking system’s liquidity is at 40%; and the quality of portfolios is rated high. Furthermore, the return on capital and assets is very good compared to global standards. Mortgage finance and lease financing, credit reference information are faced with the following barriers: banks don’t have good access to credit history of individuals requesting services. They are in the midst of setting up a data system for credit history and credit reference bureau. Those with skills in mortgage financing, credit reference checks will have a lot of opportunities in Tanzania because we lack individuals with these experiences at home. Other areas of opportunities: mining, gas, transit trade (railways, roads), and information technology. He reminded attendees that the country has invested in fiber optic network. Finally, Professor Ndulu challenged DICOTA to keep a database of specialist skills that can be drawn upon demand.
Tanzania: 50 Years of Independence
ROLE OF BANK OF TANZANIA IN FACILITATING DIASPORA REMITTANCES AND PROVIDING CAPITAL FOR INVESTMENT
Dr. Joe Masawe BANK OF TANZANIA Diaspora Council of Tanzanians in America – DICOTA September, 2011
Importance of Diaspora remittances 1. Diaspora remittance are important for economic development
But maximum benefit, we need 1) A conducive macroeconomic environment 2) An efficient institutional framework for channeling financial resources – An efficient financial system – An efficient payments system
Role of BOT
BOT plays an important role in facilitating Diaspora remittances through its role as a government institution responsible for:
1) Ensuring Macro econ. stability 2) Ensuring Financial system development and stability i.e. developing the institutional framework – Banking sector strength and soundness – Payments systems’ efficiency
Evolution of government policies
• Immediate post-independence – Govt. Efforts directed towards fighting poverty ignorance and disease – First 5 year plan was developed immediately aimed at addressing poverty, ignorance and disease – By mid 1960s it was evident that the plan could not achieve its objectives.
• The Arusha Declaration was then passed in 1967, • This paved the way for a socialist transformation in Tanzania • During late 1970s the govt experienced severe economic hardships caused by – 1978 invasion by Idd Amin – 1979 oil price shock – Break away with IMF in 1979
• Relations with IMF were restored in 1986 • First round of policy reforms began in 1986 – 1995 • During the period, broad based macro- economic reforms were introduced – Trade liberalization – Privatization of SOE • more than 400 loss-making companies were put up for sale. Most of them have now been privatized
– Financial sector reforms
• The reforms have formed the turning point for economic management in TZ.
The Evolution the Financial Sector
• Immediately after independence the banking sector in Tanzania was consisted of purely foreign banks • The East African Currency Board was responsible for currency issuance – The EA Shilling • In 1966 the BOT was established – It assumed the role of a traditional central bank
• In 1975 The BOT Act was amended to pave the way for the central bank to be more actively involved in development – To have a development financing role
• Hence, implemented multiple policy objectives • It was later appreciated that the implementation of multiple objectives had posed conflict in the role of the central bank
– It had resulted into huge liquidity injections into the economy by the central bank
– It had also caused serious financial repression • The BOT act was then amended in 1995 – refocused the role of the central bank to a single primary objective of price stability.
• In 1991, The Banking and Financial Institutions Act was passed by Parliament, allowing privately owned financial institutions to operate in the country
• In 2006, the BOT Act was further amended to clearly mandate the central bank to be the regulatory authority of the banking sector
• And responsible for payments systems development
Outcomes…
• The policy changes implemented in government policies and policies of the financial sector were far reaching.
• These changes resulted into significant changes in the economy
Macroeconomic Changes Average per capita GDP at Current USD
Tanzania lost most of 1980s and part of 451 1990s but managed to recover to pre- crisis levels of growth rates in the last decade 310 323 266 224 206 168 126
1971-75 1976-80 1981-85 1986-90 1991-95 1996-00 2001-05 2006-10 School enrolment, primary (% gross)
Education indicators also dropped in 108 the 1980s but picked up after 1990s 93 89 83 71 69 67
42
1971-75 1976-80 1981-85 1986-90 1991-95 1996-00 2001-05 2006-10 Mortality rate, under-5 (per 1,000)
Health indicators have improved 241 consistently since independence 226 210 191 176 167 162 155 139 123 108
1960 1965 1970 1975 1980 1985 1990 1995 2000 2005 2009 Economic gains
• By late 1990s strong economic performance started to emerge especially in: • government revenue collection, • export growth and • national savings growth
Government Revenue to GDP Ratio % % 9 2 . . % 3
Alhough still low by many . 15 16 % 5 15 standards, substantial gains . % 1 16 have been registered in revenue . collections particularly after the 14 % 4 establishment of TRA . % 8 12 . % 11 2 . % % % 8 8 . 7 % . . 11 4 % . 10 10 1 10 . 10 10 99 00 01 02 03 04 05 06 07 08 09 10 11 / / / / / / / / / / / / / 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 Export of Goods and Services to GDP Ratio 27.8% 24.7% 24.4% 23.1% 22.9% 20.9% 20.3% 18.6% 17.6% 17.0%
Production of exports has 13.4% 12.5% 12.3% increased consistently 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 1998 1.0% National Saving to GDP Ratio 1999 -0.7%
2000 2.5%
2001 7.1%
2002 7.8%
2003 years the over increased savingshave National 9.4%
2004 10.0%
2005 8.1%
2006 8.0%
2007 6.4%
2008 9.4%
2009r 11.1% 16.4%
2010p The Structure of the economy has changed…
4.3% 5.0% 10.3% 10.4% 13.3% 13.2% 11.4% 15.6% 2.8% 12.7% 8.6% 17.0% 9.2% 9.0% 18.4% 22.4% 10.1% 19.7% 15.4% 9.6% 10.6% 25.8% 27.9% 33.1% 58.9% 52.1% 55.0% 41.1% 32.2% 24.7%
1961 1970 1980 1990 2000 2010 Agriculture hunting forestry ad fishing Other Manufacturing and handicrafts Wholesale and retail trade restaurants and hotels Finance insurance reals estate and business services The structure of exports have changed too… • Minerals and manufacturing have gained prominence in Tanzania’s exports–
marking a turn in the dependence on agriculture for exports
17.0% 17.5% 21.2% 27.3% 35.3% 29.9% 9.0% 18.3% 6.6% 5.9% 25.8% 11.5% 9.4% 4.9% 9.6% 5.6% 24.3%
41.8% 58.3% 56.7% 55.1% 54.1% 39.9% 15.0%
1961 1970 1980 1990 2000 2010
Trad. cash crops Minerals Manufactured products Other The Financial Sector has also changed…. • The number of banks has increased from only two in 1967 to 45 banks now
• Financial markets, important for monetary policy implementation, have developed rapidly and are deepening • Treasury bills market is growing, and facilitating the sale of government securities for liquidity management, govt. borrowing and a basis for market determined interest rates
• The Interbank Foreign Exchange Market continue to grow and has become a basis for market determine exchange rate of the Tanzanian shilling
Deepening Financial sector reforms • 2nd Generation financial sector reforms now being implemented • Aim at addressing shortcomings of the 1st Generation financial sector reforms • Includes: • 1) Ensuring the availbility of long term finance • 2) Ensuring availability of agricultural finance
Implementation of 2nd. Generation Financial Sector Reforms (1) Establishment of Development Finance Institution • Transformation of TIB into a two tier Development Finance Institution; – Tier One : TIB Corporate Banking Institution – Tier Two: TIB Development Finance Institution • Preparation of a Comprehensive Policy Framework & Legal infrastructure for Long term Development Finance of which a draft report has been issued; • Developing a National Public-Private Partnership policy;
28 Implementation of 2nd. Generation Financial Sector Reforms (2) Developing Bancassurance • Legal and Regulatory framework for establishment of Banc assurance in Tanzania has been completed – 'Bancassurance', partnership between a bank and an insurance company whereby the insurance company uses the bank sales channel to sell insurance products. – It allows the insurance company to maintain smaller direct sales teams as their products are sold through
the bank 29
Promoting Microfinance • Financial Inclusion Policy , National Financial Literacy Framework, and Rural Financial Services Strategy are being developed. • These initiatives will spearhead increased availability of financial services to low income customers and rural areas
Promoting Finance Leasing • Finance Leasing Regulations were gazette on 29th Apr-11
Mortgage Finance • Mortgage Finance Regulations and Tanzania Mortgage Refinance Company (TMRC) regulations also already in place. 31 The gov’t housing finance project –became operational in Jan 2011, –with support from IDA credit ($40mn)— –will be used to develop mortgage mrkt, housing microfinance, and expansion of affordable housing supply.
Implementation of Second Generation Financial Sector Reforms (4)
Establishment of Credit Reference Bureau • In Feb-11, a notice to invite interested eligible private credit reference bureau operators to apply for license was issued to the public;
33 Corporate Municipal Bonds • A final report of the regulatory framework and draft regulations for the corporate and municipal bonds mrkt has been finalized
Tanzania Agricultural Development Bank (TADB) • Study on the establishment of TADB was conducted and the recommendations are under consideration by the Gov’t.
Enhancing Diaspora involvement
• We need to look for innovative ways of increasing the Diaspora contribution to the development agenda of our economy.
The main vehicles of Diaspora contribution are: ◦ Economic return – Professionals with capital or access to it to invest in their home countries ◦ Temporary return – For example, a qualified professional is assisted to return home to teach, perform operations, share skills for a limited period of time ◦ Virtual return – Skill sharing via the Internet and video conferencing e.g. teaching, mentoring etc
Enhancing Diaspora be involvement • Design more innovative means of making the flow of remittances through existing channels more efficient.
• Examples would be: 1) Special Diaspora financial instruments • where the Diaspora can put their savings safely and profitably e.g. Diaspora bonds 2) Special arrangements for estate development – to provide formalized and secure way for the Diaspora to acquire or construct houses in in the motherland
– a good way to avoid the insecure informal arrangements for remittance
Opportunities for growth
• Rich natural resource base • Fertile land, minerals, tourism and fisheries
• Advantageous geographical location – gateway to the Great Lakes countries • DRC, Rwanda, Burundi, Malawi, Zambia and Uganda • Next host of labour intensive manufacturing Rich Natural resource base
• Agriculture – linking agribusiness and peasant agriculture - via out-grower schemes to enhance scale, productivity, quality and value addition
–The Southern Agricultural growth Corridor of Tanzania (SAGCOT)
• Tourism – enhancing local content of upstream business and supplies (backward linkages)
• Mining – Localizing Services to the Mining Sector As a gateway to Great Lakes countries
We need to invest in:
– Port capacity and efficiency – along the Indian Ocean Coast and the Great Lakes
– Transportation (Railway and road network)
– Transit Trade facilitation – to speed up clearance of goods
42
The Government is determined to make use of these opportunities • As stated in the recently re-launched five year plan the government has taken an opportunity- based strategy with strong (among others) emphasis on: – effectiveness, – growth, – scaling up the role of private sector participation, – strengthening business climate, – investing in people and – infrastructure development, Regional integration is expanding the market • The implementation of EAC Common Market and other regional initiatives is widening the markets and thus broadening the opportunities for investment even more… In Conclusion • The Tanzanian economy is changing fast • Economic efficiency is improving • Investment opportunities are enormous • Every Tanzanian, including those in the Diaspora should feel proud to participate in making Tanzania a better place to live – – Its our country, its our responsibility • Decide now and invest in your motherland, not ur motherland to invest in you! THE ROLE OF THE BANK AS A FACILITATOR OF DIASPORA REMITTANCES By Lucy Kinunda
WASHINGTON DC SEPTEMBER 2011
Background Infrastructure for Remittances Remittances Inflows and Outflows BoT Role in Regulating Remittances Challenges Opportunities Action Taken to Address the Challenges
2 Remittances – transfer of money by foreign workers to their home country Studies provide evidence that migrant can contribute development to the agenda of their country of origin Remittances can be used for development activities: constructions and investments Remittances inflows: USD 10 bn (2007), 40 bn (2009)
3 According to the available Market Review statistics 2011, –Tanzanians abroad are approx. 2Mn equal to 6.0% of total TZ population.
Most live in UK, USA and SA where inflows are coming.
Outflows from TZ are directed to East
African countries, India and China. 4 REMITTANCE SERVICES ARE PROVIDED BY A NUMBER OF PLAYERS IN TANZANIA; Formal cross border remittances services are provided by: Financial Institutions (FIs), and Money Transfer Operators (MTOs). FIs use their correspondent banks network for cross border remittances using EFT services such as SWIFT. Non account holders use MTOs agency networks for remittances in compliance with KYC for AML/CFT requirements Recently, other banks like UBA introduced remittance services (Africash) through their own branch networks in the African region market.
5 There are three MTOs operating in the Tanzanian remittance market:
◦ Western Union Money Transfer (WUMT),
◦ Money Gram Money Transfer (MGMT), and
◦ CoinStar Money Transfer (CSMT).
MTOs dominates 70% of the market shares
6 WUMT – the most dominant with six (6) agents:- TPB, DTB, BOA, KCB, UBA, and PBZ.
There are seventeen sub agents: ◦ Community banks:- Dare salaam, Mwanga, Kagera, Mbinga, Kilimanjaro, Uchumi, Mufindi, Njombe.
◦ Others include:- Posts Corporation, and Azania, I&M Bank, NIC Bank, Finca, Mkombozi Bank, Efatha Bank, and Access Bank.
7 Moneygram Money Transfer (MGMT) - second most dominant with three (3) agents namely Twiga Bancorp, Exim Bank; and Stanbic Bank.
Coinstar Money Transfers (CMT) offers remittance services through two (2) agents: International Commercial Bank and Tanzania Investment Bank.
8 Mobile Financial Services:- ◦ Money transfer services have been integrated with the innovative state of the art of ICT technology the mobile Financial Services for efficiency, safety and more convenient product
◦ Two Mobile Network Operators (MNOs) have applied to provide cross border remittances services in collaboration with MTOs such as Western Union.
◦ The MNOs include: Vodacom M-Pesa and Airtel Money.
9 TZ relatively net remittance receiving country. Degree of uncertainty of the data due to presence of both formal and informal channels. Available statistics for total inward remittances in 2010 amounted to USD 337 mn equivalent to TZS 527.40 bn. Outward transactions were USD 68 mn equivalent to TZS 106.42 bn mainly for payment of tution fees , upkeep funds for students, retail payment purchases abroad, etc.
10 Generally, there has been an increase in inward remittances in Tanzania as shown in the graph
11 BOT Act, 2006 ◦ Powers to regulate supervise and monitor the payment systems Foreign Exchange Act, 1992 AML Act of 2006 ◦ Requires both MTOs and FIs to perform AML/KYC checks for sending and receiving remittances Electronic Payment Schemes Guidelines ◦ sets out standards and risk management of retail payments including remittances Agreements between parties and users
12 The Bank Conduct oversight to ensure safety and efficiency Adopted the WB and the BIS Committee on Payments and Settlement Systems General Principles (GPs) for International Remittances Services (2007) ◦ GPs were endorsed by the G8, the G20 and the Financial Stability Forum. Has a promotion role: Encouraging the FIs to share infrastructure to take advantage of economies of scale, and reduce operation costs
13 ◦ High Remittance Charges
◦ Prohibitive Market Behaviors
◦ Consumer Protection and Fair Practices
◦ Informal channels for remittance
◦ Limited Accessibility
14 High Remittance Charges ◦ extremely expensive to send money from Tanzania to any other countries, with an average of TZS 69,675 paid for sending TZS 295,000 and TZS 77,680 for sending TZS 735,000 ◦ There is inadequate transparency and lack of consumer protection ◦ Some providers charge service fees for receiving payments ◦ Consumers typically have no recourse for high charges
15 5. CHALLENGES (3)
Fees and Charges
Product/service Limit Charges/Fees
International International (outflows) (outflows) Western Union Up to $ 7,500 A min. of $ 5 or 2% of the value
MoneyGram Up to10,000 A min. of $ 5 or 3% of value Coinstar N/A N/A UBA -Africash Up to $ 10,000 A min. of $ 5 plus 1.2% of value
16 • Prohibitive Market Behaviors Very small number of remittance services providers due to prohibitive market behaviors by service providers. Exclusivity conditions imposed by the MTOs negatively affect the market. • Consumer Protection and Fair Practices Fees charged to the sender are not displayed by Remittance Service Providers (RSPs) The exchange rate applied to the transaction is not readily available unless asked.
17 • Existence of informal channels for remittance ◦ These include: Hawala and Bureau de change ◦ Usage of these channels are preferred by those seeking to evade formal requirements for remittance services • Limited Accessibility ◦ Access to the more modern payment systems infrastructure remains limited to licensed commercial banks
18
• New Innovations in Remittances Availability of Fiber Optic • Modernization of Payment Systems • The economic stimuli
19 New Innovations in Remittances ◦ Existence of MNOs: Vodacom, Tigo, Airtel and Zantel offering payment services allowing accessibility of financial services to the unbanked segments in the society.
◦ Number of mobile payment subscribers is more than 13 mn (thrice the number of the account holders).
◦ Some MNOs partnering with WUMT
20 Availability of Fibre Optic across the country ◦ the infrastructures for mobile financial services have been boosted ◦ as the banks and MNOs can connect easily making it easier for provision of mobile financial services
21 Modernization of Payment Systems
◦ The Government embankment on modernizing the NPS through usage of RTGS (TISS) has made payments efficient and safe.
◦ EA central banks are collaborating on implementation of the regional payment and settlement system (EAPS) to facilitate transfer of funds.
22 The economic stimuli ◦ There is a conducive economic situation in the country that allows the Diaspora to invest back home. ◦ This include investing in various economic developments such as buying shares and other business opportunities.
23 The Bank has issued a circular prohibiting the usage of exclusivity clause in the Agreement between the service providers and their agents: ◦ So as to increase accessibility and promote competition. ◦ this is expected to reduce the service fees;
24 • The Bank is continuously conducting awareness campaigns for payment systems including the remittance services: ◦ this will enlighten the public on their rights and obligations ◦ to further strengthen consumer protection issues
• The Remittance Services regulations under formulation to address issues of transparency and consumer protection: disclosure of fees , related costs, exchange rates, payee amount
25
Encouraging integration of infrastructure for cash and non-cash payments for ◦ promotion of remittance services and Financial Inclusion. continue to strengthen regulatory framework necessary for promotion of safe and efficient payment systems ◦ enactment of the NPS Act and ◦ the Electronic Transactions Act a base for regulatory framework for the remittances
26 Coordinate corporation between public authorities so that together we enhance efficiency and effectiveness of the Remittance market in TZ.
◦ WB – the Payment Systems Group is working on the African Remittances Database to include 40 countries south of Sahara including TZ.
27 ASANTE SANA
Thank you
28 OPIC Financing & Political Risk Insurance Program
The Overseas Private Investment Corporation (OPIC) is an independent US government agency.
OPIC provides financing and political risk insurance to Small and Medium size companies making investments in developing countries.
1 Why OPIC for Financing?
1. Long term loans (up to 15 years)
2. Fixed interest rates
3. Willing to take risks in developing countries
4. Provides political risk insurance on OPIC financed projects
2 OPIC Loan Eligibility
• U.S. ownership of at least 25% • Proven record of profitability (3 years) • Demonstrated experience in the nature of the project
3 Loan Terms and Rates
• OPIC provides financing of up to 50-65% for new ventures; and up to 75% for expansions • Loans have a fixed rate for up to fifteen years • Carry interest charges based on an underlying cost of capital (comparable to U.S. Treasury notes or other U.S. Government-guaranteed issues of similar maturity) plus a 2-6% risk premium • Loans can be up to $250 million
4 Political Risk Insurance
• Political Violence Risks – War, revolution, civil strife, insurrection, terrorism … – Assets and business income losses – Interference with operations or “forced abandonment”
• Expropriation Risks – Confiscation, expropriation, nationalization – Creeping expropriation, denial of justice – Breach of contract or arbitral award default
• Currency Inconvertibility Risks – Conversion and transfer risk, onshore or offshore accounts
5 Priority Sectors for OPIC
• Renewable Energy / Energy Efficiency • Manufacturing (No Harm to Environment) • Housing (Middle to Low Income) • Education • Franchising • Microfinance • Infrastructure • Eco-Tourism
6 Why KMM International?
• We are a designated Loan Originator for OPIC. • We bring over 20 years experience in investment, trade and access to finance. • Review and edit loan application, business plan and financial projections. • Prepare and submit a complete loan application package as required by OPIC. • Provide guidance throughout the loan application process.
7 Questions?
8
IMPROVING THE TANZANITE ACCOUNT TO
MAKE IT MORE USER FRIENDLY TO THE
DIASPORA
SPEAKER: TULLY ESTHER MWAMBAPA DIRECTOR: MARKETING; RESEARCH & CUSTOMER SERVICE
1 INTRODUCTION . CRDB Bank PLC is a privately owned Bank with over 11,000 shareholders spread all over the country.
Parastatals, 15.0% Individual, Comapanies, 39.4% 12.0%
Cooperatives, 12.0% DANIDA, 21.6%
2 INTRODUCTION…… CRDB Bank offers a comprehensive range of products to: Corporate and Institutions customers Diaspora & Individuals Small and Medium Enterprise (SME) MFIs
3 DELIVERY CHANNELS NETWORK
4 BANK’S PERFOMANCE
1. Assets
1855 2305
1450
1143
898
745
482
375
5 2003 2004 2005 2006 2007 2008 2009 2010 2. Deposits
1,625 2003
1276
1013 791
656
424
331
2003 2004 2005 2006 2007 2008 2009 20106 3. Lending
950 1123 837
588
406
202
122 60
2003 2004 2005 2006 2007 2008 2009 20107 4. Profit Before Tax
60 62 65
52
38
24
14
7
8 2003 2004 2005 2006 2007 2008 2009 2010 TANZANITE ACCOUNT . A savings interest bearing account
. All Tanzanians living abroad are eligible
. Total numbers of Tanzanite account is 5070.
. Dominating countries are USA, UK, Namibia, Uganda Botswana, UAE & Australia
9 PRODUCT FEATURES
. Opened and operated in TZS, USD, GBP & EURO
. Minimum opening balance is TZS 100,000 or GBP/USD/EURO 100
. Eligibe for TemboCardMasterCard/Visa
. Access to Premier Centre Services-Dar es salaam, Mwanza and Arusha
. Internet Banking Services 10 DOCUMENTS REQUIRED
. Dully filled Account Opening forms (www.crdbbank.com)
. Three colored passport size photograph
. Photocopies of first and last two pages of a valid Tanzanian passport
. Photocopy of letter of admission to the college
. Account opening application fee of USD 10.00
. The Embassy/Tanzanite Agents will certify the documents. 11 OPERATIONS OF THE ACCOUNT
. Funded by Cash, Cheque, Telegraphic Money Transfer or through Remittance Agents.
. Withdraw can be done through our debit cards
. When visiting home; withdraw can be done at our 80 branches, 10 mobile branches and 2 Electronic branches
. Power of Attorney
12
TANZANITE ACCOUNT BENEFITS
. Wide range of investment opportunities in shares, government securities and UTT . Fast and easy money transfer . A convenient means to save at home . Access to fund withdrawal whilst abroad . Allow relatives to withdraw money on behalf . Free Tembocard Visa/ Mastercard . Free Internet Banking . Dedicated Relationship Manager Access to Premier centre
13
NEW IMPROVEMENTS
. Funding the account through RIA. (The Bank has signed contract with RIA financial service-a worldwide money remittance operator for cost effective, secure and fast alternative to send money worldwide)
. Establishment of a full fledged Call Centre
. Fund transfer via Internet Banking
. Free standing orders
. Payment of obligations through Internet banking
. Online shopping
. Fund transfer via SimBanking 14
15 Questions and Comments for Panel 3/ Open Forum Explain monthly fees associated with Tanzanite Account (to CRDB). o Answer: we need to charge service fees to be able to provide services. Question about services- long lines and slow at the ATM, attitude of people providing services is horrible. o Answer: moving more towards electronic banking. What percent of population is still employed in agriculture? o Answer: 70 percent of population is still involved in agriculture. Government has strategies to make agriculture more effective and developed and other cultural development programs-however, agriculture is contributing less to the total GDP and sees this as a good thing because shows that economy is diversifying. Tendencies to favor those from outside of Tanzania rather than those born or raised in Tanzania; This attendee feels that Tanzanians are forced to go through big procedures but foreign individuals are favored and given less steps to follow. o Answer (by Dr. Ndulu): We need to work on attitude change, we have a monitoring firm, getting feedback on where people are running through problems when attempting to invest or develop businesses in Tanzania. Political center- Congress woman Letisha Nyerere reminded attendees that every five years there are about five positions available for political office. She encouraged members of the Diaspora to explore the political sector—it is an important aspect of the country, use your skills and experience to find jobs in the political world in Tanzania, especially in 2015. She then shared her email address for those interested. Telephone (card) charges are very expensive when calling Tanzania, even compared to calling Kenya. Fees are so high and exchange rate so high with CRDB bank. o Answer: we need to charge service fees to be able to provide services. There is revenue lost from film industry (from a Tanzanian attendee who wanted to film a movie in Tanzania but was charged so much that she went to Kenya). We need to build trust amongst each other (comment/question from an attendee). A suggestion was made to create a Diaspora Investment Fund. What is the bank (BOT) doing to reduce interest and mortgage rates in order to invest? o Answers: mortgage financing is a new area- bank is introducing refinancing scheme and starting a Tanzanian mortgage refinancing program, and the government has agreed to borrow and lend to refinancing companies at lower interest rates so banks can also charge lower rates. There is also micro-housing financing targeting those who can’t afford larger loans. What is the base rate for Tanzania as determined by bank of Tanzania, what will bank of Tanzania do to make itself more competitive in order to borrow money from other banks? o Answers: bank rate is fixed by Tanzania and is at 7 percent which includes a premium on those banks that would like to borrow from central banks. Multilateral Investment Guarantee Agency (MIGA), World Bank Group
• Judith Pearce, Lead Operations Officer, MIGA, World Bank
The representative from MIGA started with a question: what sort of risks are you worried about when it comes to investing in Tanzania? She continued to talk about risks that people haven't thought about that would affect their ability to access financing- mostly political risks.
MIGA has been providing political risk insurance for 20 years to investors. Any country that is a member of MIGA is eligible for insurance. Why is political risk insurance important? She went on to explain that banks take political risks in consideration when you apply for loans and they charge more interest when they think it’s more risky. Banks do add interest rates especially for countries they don’t really understand. If you mitigate political risks by taking insurance in the long run, you will pay less in interest rates.
MIGA provides coverage against currency transfer, war, etc., and also deals with governments when problems arise with your business or investment. So they also act as a “middle man” between the bank and the investor. They also ask investors to notify them if they see an emergence of a problem. They provide services for various types of businesses and sectors.
They’re based in Washington DC, and have the World Bank to help in other parts of the world. (For more information, visit: http://www.miga.org)
Tanzania Diaspora Investing in the United States • Ahmed Issa, Ahmed Moving Express and TIGU • Nancy Assenga, Tanzania Investment Group of the United States (TIGU), California
Ahmed Issa Mr. Issa, a successful business owner, shared his life story. He was born and raised in Tanga, Tanzania. He has lived in the US for 22 years, based in California. He founded a moving company. He’s now partnered with the largest moving company in the US with a gross revenue of $250 Million. But prior to all this, he came from a humble family in Tanzania. It was a struggle in the early years and most of the challenges were financial, but soon realized he needed to start a business. But he didn’t even have a credit card. A good friend of him lent him $5,000 to buy a truck to start his business, and the rest is history! Mr. Issa really motivated attendees. He emphasized: “If you want to start a business, just do it! We have values instilled in us that you cannot learn from school; to fail is almost impossible.” Mr. Issa then shared the impact that DICOTA is already having for him and other Tanzanian friends in California. It was at the first Convention in 2009 in Houston, when he and other friends residing in California decided to start an investment group, called Tanzania Investment Group of the United States (TIGU). He then welcomed Nancy Assenga to the podium. Ms. Assenga Ms. Assenga shared that TIGU was started as result of DICOTA in Houston. The company is incorporated; they are a group of 10 investors that have a vision to invest in Tanzania and other countries around the world. They are currently looking and reviewing various projects and they welcome ideas, visions, and projects. TIGU is a registered entity that acts as a liaison. Since its inception they have acquired significant capital. Their goal is to enhance lives of its investors and of others back home (Tanzania).
Comments from the Ambassador: Ambassador Maajar is so pleased that Ahmed Issa is a role model. She then emphasized to attendees that, “We need to work together and help each other.” That spirit is what started Mr. Issa’s business that is now very successful. She urged Diasporans to network and exchange information so that we can do business with each other.
Use of Social Media as an Effective Means of Diaspora Communication and Networking • Richard Kasesela, Chief Exective Officer, Business Coalition on HIV AIDS; Businessman; Blogger • Sunday Shomari, Voices Of America, Washington DC
Richard Kasesela Mr. Kasesela came to the Convention from Tanzania. He first gave a brief overview of the power of social media. Top users of social media are UK, Australia, Germany, then the US. 800 million people use Facebook. He encourages government officials to join and look at Facebook. He also raised the issue that Government officials don’t even answer emails. He also encouraged everyone to use twitter, Google +, etc. Social media can be used to transfer skills; it can be important in financing, as well as to influence policy. Obama used Facebook as a platform. There are less people with computers (especially in Tanzania), but more people are using smart cell phones. The negative consequences of Social Media have been with character assassinations, abusive language, etc. Let’s not use abusive language. He called upon the DICOTA team to champion use of good language in social networks. He asked Diaspora members to educate, entertain, bring information that is needed to help develop and advance. Michuzi is a good example of using blogging to make money the right way.
Sunday Shomari Mr. Shomari continued by emphasizing that Social Media is something that we need today. It is important for interactive dialogue, important means of communication. He praised Ambassador Maajar for being a government official who actually responds to emails. He also agreed that Social Media is a double-edged sword. Voice of America (VOA) is trying to reach out to the Diaspora but they can’t broadcast in the U.S. (it’s government-sponsored). He is requesting for the Diaspora to go to their website (www.voanews.com), Facebook, Twitter and even phone. Share information with VOA so it can be shared with the public. Tanzania Investment Bank • Peter M. Noni, Managing Director, Tanzania Investment Bank
Luncheon Topic: Parastatal Pension Fund (PPF) • Mr. Yudika M. Musari
See the following slides for the above presentations.
Tanzania Investment Bank Limited
TIB as a Facilitator of Development:
Experience & Future as a Development Finance Institution (DFI)
Peter M. Noni Managing Director, Tanzania Investment Bank Ltd
1
Tanzania Investment Bank Limited
PRESENTATION SUMMARY:
A) INTRODUCTION
B) HISTORY OF TIB
C) TRANSFORMATION PROCESS
D) WAY FORWARD FOR TIB
E) CHALLENGES
F) TIB RESPONSE TO THE CHALLENGES 2
Tanzania Investment Bank Limited A) INTRODUCTION • After independence, Tanzania established specialised development finance institutions (DFIs) to supplement the commercial banking activities.
• TIB was established in November 1970 largely to finance industrial development.
• Tanzania Rural Development Bank (TRDB, later renamed CRDB) to deal with medium and long term financing to agriculture and the rural sector,
• Tanzania Housing Bank (THB) to provide housing loans. 3
Tanzania Investment Bank Limited
A) INTRODUCTION…
• Performance of the DFIs during initially was good.
• They made profits until the economic crisis period of 1980s and 1990s.
• The crisis was a result of, among others, oil price shocks, war with Iddi Amin, poor management practices of state owned enterprises (SOEs), falling world commodity prices for traditional exports and acute shortage of foreign exchange (leading to emergence of black market for foreign exchange and severe depreciation of the local currency).
4
Tanzania Investment Bank Limited
A) INTRODUCTION…
• Following the economic crisis, the Government implemented IMF/World Bank supported stabilisation and structural adjustment programmes.
• The first generation financial sector reforms were kicked off by enactment of the Banking and Financial Institutions Act (BFIA) 1991.
• This paved way for the liberalisation of the financial sector and licensing of new banks and non financial institutions.
5
Tanzania Investment Bank Limited A) INTRODUCTION… • The reform measures did not support DFIs and therefore stifled the development banks which were already grappling with effects of the economic downturn, that led to high levels of non-performing loans.
• This necessitated a series of measures which varied from the government taking over non performing loans, to privatisation or liquidation of some DFIs.
• As a result THB was closed down in 1995, and CRDB was privatised in 1996 and turned into a commercial bank.
• TIB on the other hand was left unattended hence initiated its own in house restructuring process. 6
Tanzania Investment Bank Limited A) INTRODUCTION… • A Financial Sector Assessment Program (FSAP) by IMF/World Bank in 2003 observed that access to medium and long term finance was a major problem.
• This led to a resolve to address access to Long Term Development Finance under the Second Generation Financial Sector Reforms.
• One of the action plans under this objective was establishment of a DFI, based on which, the Government decided to transform TIB into a DFI.
• A consultant was appointed in 2007 to advise on the best way to transform TIB into an effective & sustainable DFI. 7
Tanzania Investment Bank Limited B) TIB HISTORY • Formed in 1970 with a main mandate of providing medium and long term credit for industrial development.
• Industrial development defined to include large-scale commercial agriculture, manufacturing, assembly and processing, engineering, construction, transport, tourist and mining activities.
• The source of funding was mainly foreign funds from bilateral and multilateral agencies and local currency funds from shareholders (mainly the Government).
• The bank offered a single product, i.e. medium to long term lending. 8
Tanzania Investment Bank Limited
B) TIB HISTORY…
• In the 1970s and 1980s, TIB was at the forefront of economic development in Tanzania.
• A good proportion of the country’s gross capital formation was achieved as a result of the role played by the bank.
• Tanzania experienced economic crisis in the mid 1980s which impacted negatively on TIB’s performance.
• As most of the TIB loans were denominated in foreign currencies, the drastic local currency devaluations of that period ballooned the borrower companies’ obligations, making them un-serviceable. 9
Tanzania Investment Bank Limited
B) TIB HISTORY… Chart 1: Trends of TIB balance sheet - selected variables (1971-1999) 160 900 150 140 800 130 700 120 110 600
100
90 500 80 70 400 USD/TZS RATE USD MILLIONSUSD 60 300 50 40 200 30 20 100 10
- YEAR - 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99
ASSETS SHAREHOLDERS FUND BORROWING DEPOSITS USD/TZS
10
Tanzania Investment Bank Limited
B) TIB HISTORY…
Chart 2: TIB's profit before tax and USD/TZS exchange rate 1971- 1999 10,000 850 800 7,500 750 700 5,000 650 600 2,500 550
500 - 450 1971 1973 1975 1977 1979 1981 1983 1985 1987 1989 1991 1993 1995 1997 1999 400 (2,500) 350 RATE USD/TZS
USD THOUSANDS 300 (5,000) 250 (7,500) 200 150 (10,000) 100 50 (12,500) - Profit before tax USD/TZS rate 11
Tanzania Investment Bank Limited
C) TRANSFORMATION PROCESS The first phase of TIB restructuring involved two stages: • During stage one (1994-1998) the balance sheet was cleaned up by the government through PSRC & LART taking over non performing loans.
• Realigned human resources by retrenching nearly half the workforce.
• Stopped new lending and concentrated on collections of the previous loans.
12
Tanzania Investment Bank Limited C) TRANSFORMATION PROCESS… • The second stage (1999-2002 ) involved the overhaul of operational systems, introduction of new commercial banking products, and recruitment of new staff with skills required for the newly introduced products.
• In 2001, the TIB Act was repealed.
• In 2002 TIB was incorporated under the Companies Ordinance (Cap 212), now Companies Act.
• The restructuring improved efficiency and turned the bank around from losses, to more streamlined and profitable operations starting 2002.
• The two stages of restructuring relied largely on TIB’s internal resources. 13
Tanzania Investment Bank Limited
C) TRANSFORMATION PROCESS… Chart 3: Trends of selected Balance Sheet variables, 2000-2010 160 1,600 150 140 1,500 130
120 1,400 110 100 1,300
90 80 1,200 70 USD/TZS RATE USD MILLIONSUSD 60 1,100 50 40 1,000 30
20 900
10 YEAR - 800 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 ASSETS SHAREHOLDERS FUND BORROWING DEPOSITS USD/TZS 14
Tanzania Investment Bank Limited
C) TRANSFORMATION PROCESS…
Chart 4: TIB's Profit before tax and USD/TZS rate 2000-2010 4,000 1,600
3,500 1,400
3,000 1,200
2,500 1,000
2,000 800
USD/TZS RATE
USD THOUSANDS 1,500 600
1,000 400
500 200
- - 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 Oct-10 Profit before tax USD/TZS rate 15
Tanzania Investment Bank Limited
C) TRANSFORMATION PROCESS… • Following the FSAP recommendations, in 2005 the Government decided to re-capitalize TIB and transform it into a national DFI (its original role), as part of the Second Generation Financial Sector Reforms.
• In June 2010 the Government approved the Consultant’s recommendations on transformation of TIB.
• In November 2010 the President of URT re-launched TIB as a DFI, and committed to have it adequately capitalized.
• In June 2011 Parliament approved FYDP with commitment for TZS 100 bn annual capital injection in TIB.
16
Tanzania Investment Bank Limited
D) WAY FORWARD FOR TIB • TIB will operate under a two -tier structure, with a parent DFI and a corporate bank subsidiary. • The parent DFI will mobilize long term resources while the corporate bank will mobilize short term deposits. The new TIB will offer the following: • Fund based products & services: project financing, bridge financing, refinancing, leasing and equity financing. • Fee based products & services: administration of Government and/or donor funds on agency basis. • Support services: advisory services such as technical assistance to SMEs. • Retail banking business: checking accounts, short term financing (working capital and trade financing), guarantees
and letters of credit. 17
Tanzania Investment Bank Limited
D) WAY FORWARD FOR TIB…
• Capacity Building: In-house & off-site training and attachments.
• Recruitment: Increase in staff numbers due to expansion of activities and operations of the DFI.
• Coverage: New Zonal Offices & Branches opened in Arusha and Mwanza, and soon in Mbeya.
18
Tanzania Investment Bank Limited
D) WAY FORWARD FOR TIB… • The new TIB will implement Tanzania Development Vision (TDV) 2025 and other national plans and strategies such as Tanzania Mini Tiger Plan 2020, Agricultural Sector Development Program (ASDP), “Kilimo Kwanza” and the National Strategy for Growth and Reduction of Poverty (NSGRP/MKUKUTA), all of which aim at building a modern, diversified and competitive national economy. • The objective is to transform Tanzania into a semi industrialized economy that is led by modern and highly productive agriculture sector.
19
Tanzania Investment Bank Limited
Vision: Mission: To be the premier To provide DFI for promoting development financing sustainable and complementary services for a economic growth diversified, vibrant and and poverty competitive national reduction. economy.
20
Tanzania Investment Bank Limited
D) WAY FORWARD FOR TIB… TIB will be pursuing the following strategic objectives:
1. To become a strong, profitable and sustainable DFI, capable of promoting large scale investment projects in the country.
2. To focus on agro-processing to make agricultural production much more profitable and sustainable through value addition and creating markets for agricultural produce.
3. To support the ASDP and “Kilimo Kwanza” initiative by bringing small scale farmers into the mainstream of modern and commercial agriculture.
21 Tanzania Investment Bank Limited
4. To take a holistic approach to lending in which the bank finances the producers as well as other activities that encompass the value chain.
5. To focus on financing infrastructure projects that are within the mandate of municipal councils, e.g. market infrastructure, warehousing, industrial parks and land development to improve the business environment for SMEs in urban areas.
22
Tanzania Investment Bank Limited
E) CHALLENGES
• Absence of regulatory and supervisory framework for DFIs.
• Raising adequate capital (to be able to provide low interest, large & infrastructure loans).
• Obtaining full banking licenses for the DFI & corporate bank.
• Bankability: lack of business/managerial skills & capacity to prepare business plans/feasibility studies; lack of collateral; lack of equity.
23
Tanzania Investment Bank Limited
F) TIB RESPONSE TO THE CHALLENGES • Establish SME Technical Assistance Unit to assist clients to prepare feasibility studies, improve entrepreneurship, business management & market access.
• Introduced financial leasing product – leased equipment is the collateral (only 20% of the value is to be deposited).
• Planning to introduce equity financing product whereby TIB will provide part of the equity required for the project.
• Value chain & program lending approach will improve the general bankability of projects.
• With sufficient capital, TIB intends to further reduce its base lending rate and lend on longer tenures. 24
Tanzania Investment Bank Limited
THANK YOU
25 PPF Members’ Education Seminar 1 PARASTATAL PENSIONS FUND
DEPOSIT ADMINISTRATION SCHEME (DAS) FOR TANZANIANS LIVING ABROAD
Washington – US 22nd – 25th Sept.201
Presented by Yudika Musari
PPF Members’ Education Seminar PARASTATAL PENSIONS FUND
AGENDA: PPF Profile; Deposit Administration- Scheme (DAS)- Membership, Contribution, Benefits
PPF Members’ Education Seminar THE OBJECTIVE OF THIS PRESENTATION: The objective of this presentation is to introduce and highlight PPF DAS scheme and solicit membership from Tanzanians living in the US.
PPF Members’ Education Seminar PPF – AN OVERVIEW: .The Parastatal Pensions Fund was established on 1st July, 1978 under section 6 (1) of the Parastatal Pensions Act, No. 14 of 1978 (CAP 372 R. E. 2002)
PPF Members’ Education Seminar PPF – AN OVERVIEW:
.The objective of the Scheme is to provide old age benefits and other allied terminal benefits to eligible members/ beneficiaries from public, private and self employed sectors of the economy. . Benefits provided by the Fund range from short-term to long-term nature.
PPF Members’ Education Seminar Major Functions of the Fund
⇒ To register members: Total Fund members as at Dec, 2010 were 160,068
⇒ To collect members’ contributions: (For year 2010, T shs shs 727.8 mil. were collected. To invest the contributions prudently: Total net worth as of June, 2011 is more than T shs. 825.billion
⇒ To pay benefits as per the PPF Act: 7 types
PPF Members’ Education Seminar Benefit Classes
Old age pension Gratuities Disability Death Gratuity Survivors Beneffits Education Bnefits Withdrawals
PPF Members’ Education Seminar Circle of Funds Operations
Member’s Recruitments
Collection
of Income /Contributions Prudent Investments Benefit Payments
Quality Service Provision
PPF Members’ Education Seminar 9 PPF Geographical Spread Coverage
Lake Zone, Kenyatta Northern Zone – Road Mwanza and Kaloleni Arusha Liason Office Kahama Head Office – PPF House Dar es Salaam
Ilala Zone Kinondoni Zone Temeke Zone
Southern Highlands Zone, Sokoine Road Eastern & Central Zone – – Mbeya and Morogoro and Liason Mafinga Liason Office in Dodoma Office
PPF Members’ Education Seminar PPF Schemes
Traditional S Pension Scheme C H E M E S Deposit Administration Scheme
11 PPF Members’ Education Seminar DEPOSIT ADMINISTRATION SCHEME (DAS):
PPF STANDARD DAS SCHEME: . Is a plan designed by PPF to provide terminal/retirement benefits to persons not qualifying under the Mandatory schemes OR provide ‘Supplementary benefits’ to persons already covered under mandatory schemes – with a number of options . . Deposit Administration scheme is normally run on a defined Contribution basis/modality
PPF Members’ Education Seminar
DEPOSIT ADMINISTRATION SCHEME (DAS):
MEMBERSHIP: The following categories of persons qualify for DAS scheme membership. . Employees on contract . Expatriates . Self – employed persons . Casual labourers . Temporary Employees . Employees covered under Mandatory Schemes . Diaspora
PPF Members’ Education Seminar
DEPOSIT ADMINISTRATION SCHEME (DAS):
CONTRIBUTION/RATE: The contributions under DAS are defined, and benefits therefore depend on the total contributions available at the time of member’s exit.
Negotiable & flexible if the scheme is supplementary eg. may be a % of one’s earnings/income
Fixed rate if the scheme is basic - ?
PPF Members’ Education Seminar
DEPOSIT ADMINISTRATION SCHEME (DAS):
INVESTMENTS: . Generally, PPF invests its members’ contributions based on set investment policy which takes into account Safety, Liquidity, Yield, Social and economic – environment utility.
. The following Asset class benchmarks were set for year 2011: 1) Fixed Income Asset, 35 – 80%, 2) Equities – 10 – 30%, 3) Properties – (5 – 10%), Licensed Collective Schemes – 0 – 10%
PPF Members’ Education Seminar
DEPOSIT ADMINISTRATION SCHEME (DAS):
BENEFITS: . Scheme benefits are payable after cessation of membership and the nature and quantum of amount payable depends on the scheme rules/management agreement entered. . However, since the scheme follows DC system as compared to DB system, the total benefits will depend on the total contributions available in the a/c at the time of exit.
PPF Members’ Education Seminar DEPOSIT ADMINISTRATION SCHEME (DAS): BENEFITS: Standard DAS Scheme using DC plan derives standard benefit which includes total contributions + Investments returns as per scheme rules- currently 5%. The std Benefits may depending on the mgt agreement be received in one Lump sum or be made to buy Annuities ie monthly pensions, or a mix of the two. Again with a small extra premium, DAS may be structured to cover death risks
PPF Members’ Education Seminar DEPOSIT ADMINISTRATION SCHEME (DAS):
WHY ADVOCATE DAS SCHEME TO DIASPORA: . Like all DC schemes, DAS is simple to operate . Is flexible in terms of contribution rate & modality and again in benefit design . No Hassles involved in both registration and benefits disbursements . Is an alternative way of assisting Diaspora & their relatives in TZ . Taking advantage of future development
PPF Members’ Education Seminar
DEPOSIT ADMINISTRATION SCHEME (DAS):
FUTURE DEVELOPMENT ENVISAGED; As a value adding component to the scheme benefit already offered, the Fund has sought various other life insurance coverage – eg death risks and hopefully very soon we will have the products in the market.
PPF Members’ Education Seminar DEPOSIT ADMINISTRATION SCHEME (DAS):
P/SE LET’S SHARE EXPERIENCE AND DETERMINE NEEDS WHICH WILL REQUIRE PPF TO ADDRESS THEM- TODAY OR IN FUTURE- FOR OUR MUTUAL BENEFITS, THANK YOU SO MUCH,
PPF Members’ Education Seminar
DEPOSIT ADMINISTRATION SCHEME (DAS):
OUR CONTACT ADDRESS IS . www.ppftz.org
. Fax no. +255(0) 222117772 . Tel. No. + 255(0)2113919/22
PPF Members’ Education Seminar
PPF Members’ Education Seminar OTHER FEATURES: Quality Customer Services Quality customer service is an integral part of PPF. PPF always strives to delight its customers through accurate and prompt payment of benefits; education to customers; responds to members’ needs effectively and efficiently as per PPF Customer care Policy and Charter. PPF Members’ Education Seminar Quality Customer Services The Fund is highly committed to usage of ICT as a business enabler on its operations. The following key operations are all automated: 1. Registration processes of both employee and employer. 2. Allocation of the collected contributions to specific members.
PPF Members’ Education Seminar Quality Customer Services
3. Payment of benefits 4. The newly launched Customer Relationship Management System (CRM System) i.e. a system used to track customer queries & respond to those queries. 5. CRM System 6. PPF Taarifa
PPF Members’ Education Seminar
PPF TAARIFA
26
PPF Members’ Education Seminar PPF TAARIFA SMS • Michango • Dai • Pensheni 1555333
Website www.ppftz.org
PPF Members’ Education Seminar OTHER SERVICES PROVIDED BY PPF
Low Cost Housing Scheme in Kiseke, Mwanza, Commercial high-rise building - "PPF Plaza", PPF Hotel, Mwanza E.A. Hotel in Arusha Construction of Information & Virtual Sciences College at UDOM PPF in collaboration with other Funds in construction of Nelson Mandela Institute of Information Technology for 18 countries of East & Central Africa, Tengeru, Arusha (Camartec)
PPF Members’ Education Seminar
PPF Members’ Education Seminar
PPF Members’ Education Seminar
Join hands with PPF today,
. Thank You for Your Attention End of Session
PPF Members’ Education Seminar 31 PANEL 4: DIASPORA ACCESS TO LAND AND PROPERTY
• Mr. Crecentius Magori, Operations Director, NSSF (Chair)
• Mr. Patrick Rutabanzibwa, Permanent Secretary, Ministry of Land and Housing Development (ARDHI)
• Mr. Paul Mremi Lyimo, Managing Director, First Class Properties LTD
• Mr. Peter Malika, Co-Founder, Nyumba Poa
See slides in the following pages for the above presentations.
Patrick Rutabanzibwa Mr. Rutabanzibwa explained that Tanzania has a Lease-hold as opposed to a Own-hold. The President essentially owns the land. Types of land: village land, general land, and reserve land. Non- citizens cannot acquire land unless for investment purposes. Land for investment can be acquired by: purchasing, leasing, and joint ventures. Conditions for accessing land: sign land purchase agreement or submit request to district level authority. Challenge to accessing land: Land Bank.
Mr. Paul Mremi Lyimo First Class Properties
Diaspora Council of Tanzanians in America Washington DC - September 2011
NYUMBAPOA.COM [email protected] 1 of 20 • Nyumba Poa Presenters
• Peter Malika (Co-Founder) • Formed by Ex-Diasporians (The Team) • Silent Partners
• Proud Sponsors (DICOTA Conference Washington, DC)
NYUMBAPOA.COM [email protected] 2 What we do
Why Nyumba Poa
Types of Homes - Examples
Process - How to get started
Home Financing Options
Developmental Impact
Diaspora Investment Opportunities
______NYUMBAPOA.COM 3 [email protected] Real Estate Development
We build affordable homes using local materials and labor to deliver double impact and development to communities we serve and live in
Business Model • Our approach – Build at your site (Why?) • Affordable at ALL income levels • Financial innovation
Nyumba Poa Survey & Title Department • 50% of our clients have un-surveyed plots/land ______NYUMBAPOA.COM [email protected] 4
Client – Yusup Mdoe
Client profile
Client needs
Nyumba Poa Solution
______NYUMBAPOA.COM 5 [email protected] Client – Dr Florence Temu
Client profile
Client needs
Nyumba Poa Solution
______NYUMBAPOA.COM 6 [email protected] Affordable Housing 1. Making owning a home a reality for many with this dream 2. Solve problems from bottom up
Financial Innovation 1. Facilitation: Bring financial institutions into the affordable housing space in a safe and profitable way 2. Bridge financing & new investment ideas
Industry Overhaul? . Discuss current market and prices
______NYUMBAPOA.COM 7 [email protected]
Next steps 1. Seeking Growth Capital - after proof of concept
2. Bridge financing & new investment ideas
3. Inventory of Unfinished Homes
4. Land Development 1. Buying land 2. Time to visit Ministry of Lands on behalf of Diaspora
community______NYUMBAPOA.COM 8 [email protected]
______
NYUMBAPOA.COM 9 [email protected]
TANZANITE HOME SERIES ______NYUMBAPOA.COM 10 [email protected]
TANZANITE HOME SERIES
______
NYUMBAPOA.COM 11 [email protected]
TANZANITE HOME SERIES
______
NYUMBAPOA.COM 12 [email protected]
Majority: Build their first house
Most : Looking to build a better home but at an affordable price
All Income Leves - Good Examples: A civil servant retiring in 2 years A doctor too busy to deal with fundis Ambassador - Foreign mission Informal Economy/Entrepreneurs Machinga Complex Rental income housing
Lower income required subsidies (Rural) ______
NYUMBAPOA.COM 13 [email protected]
Starter Home: Big dreams start here
Renting for 5 years does not make sense
Car Loan – ok but useful life is 5 years or less
Default Risk
NSSF pay off – in case you loose your job (if affordable) ______
NYUMBAPOA.COM [email protected] 14
SECURITY POVERTY ELEVIATION INCOME INNOVATION It is a bottom up approach because we started evaluating affordable housing problems and designed appropriate solutions for the masses. SOLVING A PROBLEM Nyumba Poa is solving this problem by building affordable homes for all income groups ECONOMIC GROWTH Economic activities: Job creation, property ownership, use of locally available building materials and labour, empowering local businesses in the value chain, economic activities and community development
______NYUMBAPOA.COM 15 [email protected]
1) CONTACT NYUMBAPOA FIRST ([email protected]) OR CALL
2) PROVIDE ANSWERS TO THE FOLLOWING QUESTIONS:
DO YOU OWN A PLOT OR NOT?
IF YES, IS YOUR PLOT SURVEYED?
WHERE IS IT LOCATED E.g. DAR (TEGETA)
VISIT OUR WEBSITE TO GET AN IDEA OF WHAT TYPE OF HOME YOU WILL BE LOOKING FOR (www.NYUMBAPOA.COM)
ARE YOU EMPLOYED, IN BUSINESS OR RETIRED?
______
NYUMBAPOA.COM 16 [email protected]
1) ASSUMING YOU HAVE A PLOT AND TITLE, NEXT STEP : 1) NEEDS ASSESSMENT 2) DETAILED PROCESS IN OUR OFFICE 3) FINANCING OPTIONS 2) ASSUMING YOU HAVE A PLOT AND NOT SURVEYED, NEXT STEP IS: 1) SURVEY NEEDS ASSESSMEN AND PROCESS 2) DETAILED PROCESS TO BE COVERED IN OUR OFFICE 3) ASSUMING DONT HAVE A PLOT
______NYUMBAPOA.COM 17 [email protected]
Cash Installments
Equity Release
Mortgage
Future Plans
______NYUMBAPOA.COM [email protected] 18
. Experienced & Multi- Disciplinary Team
______NYUMBAPOA.COM 19 [email protected]
______NYUMBAPOA.COM [email protected] 20
Nyumba Poa Sales Office
Namanga Shopping Center Savei – Mlimani City Center
Office Phone: +255 753 009 700 Website: www.nyumbapoa.com Email: [email protected] • Authorized Agents • New Sales Outlets
21
• For discussion purposes only. The contents of this presentation do not constitute a recommendation to buy securities or sell units of any fund.
______NYUMBAPOA.COM [email protected] 22
Social Enterprise Opportunities for Diaspora
• Eliserena Kimolo, President, Jambo Africa Child Hope
DICOTA: Now and Future
• Dr. Lyungai Mbilinyi, Secretary General, DICOTA
Conference Take-Away and Looking Ahead
• Dr. Ndaga Mwakabuta, President, DICOTA
See the following slides for the above presentations.
Closing Remarks
• Dr. Lennard Tenende, Chair, Board of Trustees, DICOTA
Jambo Africa Child Hope
Saving children from poverty through practical education. Education Benefits the Individual
With a good education: Without a good education:
A successful career Unemployment
Self-sufficiency Needing handouts to survive
Able to take care of one’s Unable to take care of one’s family family
Psychologically and spiritually Loss of personal dignity and healthy sense of self-respect self-respect
Education Benefits Society
With widespread education: Without widespread education:
A large middle class and A society of haves and have-nots more equal distribution of Poverty and hopelessness passed wealth in society down from generation to Knowledge passed down generation from generation to Government by a small educated generation elite rather than by the people The foundation for as a whole democracy and freedom Education in Tanzania
All children are entitled to receive a free education through the 7th grade
After grade 7, families must pay a small tuition and significant fees for their children to keep going to school
Private secondary school tuition and fees are high enough that children from poor families cannot afford to continue their education beyond the primary level
Two-thirds of the population of Tanzania does not have a high school education Jambo Africa Child Hope Established to Lift Children Out of Poverty Through Practical Education
JACH is a 501(c)(3) nonprofit organization incorporated in the District of Columbia, USA JACH is also incorporated as a nonprofit organization in Tanzania
Founded in 2007
Donations are tax- deductible
Meeting the Need for Education in Tanzania Today
Jambo Africa Child Hope has provided thousands of dollars of financial aid to enable orphans and children from poor families to go to school. The children you see here are some of the children we have helped to attend Mawenzi Secondary School. Meeting the Need for Education in Tanzania Today
Jambo Africa Child Hope has provided thousands of dollars of financial aid to enable orphans and children from poor families to go to school. We provided school supplies to the children seen here in Naioth Village Orphanage Center. Meeting the Need for Education in Tanzania Today
Jambo Africa Child Hope has provided thousands of dollars of financial aid to enable orphans and children from poor families to go to school. We provided 4 cows and 100 chickens to generate income to fund the education of children in Moshi, shown here. Other Children We Are Helping Today
Jambo Africa Child Hope has provided thousands of dollars of financial aid to enable orphans and children from poor families to go to school. We are helping to pay for the education of 4 children in Uganda, shown here, including one student attending Millennium College. Meeting the Need for Education in Tanzania Tomorrow
Jambo Africa Child Hope plans to establish Lake Natron Technical School, a secondary boarding school in the Arusha region of Tanzania. It will start with 100 boys and girls and expand later. All students will receive full scholarships. 500 Acres of Land Granted to JACH by Government of Tanzania
About an hour’s drive from the city of Arusha
Near the scenic Lake Natron, Serengeti National Park, and Mount Kilimanjaro
Accessible by rural road
Has a natural water source
Contains arable acreage and building sites
Opportunities of Strategic Location in International Tourist Destination
Build hotel on property and train students in hotel management
Use property as a conference center
Attract international investment to create an ecologically responsible facility powered by renewable sources of energy Core Curriculum of Lake Natron Technical School
All students will study these subjects:
English
Mathematics
Basic Computer Skills
Ecumencial Religious Education (Catholic, Protestant, or Muslim according to the religion of each child)
Career Training Program at Lake Natron Technical School
Each student will choose one specialization:
Hotel Management/Catering
Electrical Technology
Automotive Repair
Commercial Driver’s License
Building Construction Technician
Heating, Refrigeration, Ventilation & Air Conditioning
Secretarial/Administrative Business Plan for Starting Lake Natron Technical School
Phase 1: Land Survey (complete by end of 2011)
Boundary marking and mapping
Determine best sites to drill wells
Soil testing
Determine best sites for septic system
Determine best sites for internal roads
Determine best sites for construction of school buildings Business Plan for Starting Lake Natron Technical School
Phase 2: Land Development/Construction (2012-13)
Internal roads
Well, pump, and water transport
Septic system
Power generation system (solar and biodiesel)
Main school building
Boys and girls dormitories
Auditorium Business Plan for Starting Lake Natron Technical School Phase 3: Curriculum Accreditation & Staffing (2014)
Hire Education Director (Principal)
Education Director hires administrative staff & teachers
Submit curriculum to Tanzanian government for approval
Hire Head Counselor to oversee counseling for students
Hire Religious Education Directors for three faiths (Catholic, Protestant, Muslim) Business Plan for Starting Lake Natron Technical School
Phase 4: Advertising & Student Enrollment (2015)
Advertise launch of the school to targeted communities, including churches, NGOs that assist impoverished children, and government-run primary schools
Enroll up to 200 students for the first term
Begin first term in Fall 2015 Architectural Drawing of Lake Natron Technical School – Main Building Architectural Drawing of Lake Natron Technical School – Dormitory Factors that Will Help JACH Succeed in Establishing this School
We have official support from the government of Tanzania
Our leadership team has experience in organizational development, management, and education. For example, Deputy Executive Director Edward J. Mneda (pictured) has a Masters Degree in Education Administration and has worked in the Head Office of the Ministry of Education of Tanzania as an Education Officer and Training Officer.
Jambo Africa Child Hope
To learn more about our projects and how you can help, visit us on the Web at www.jamboafricachildhope.org
DIASPORA COUNCIL OF TANZANIANS IN AMERICA (DICOTA)
DICOTA Now and the Future
Dr. Lyungai Mbilinyi DICOTA Secretary
March 2, 2012 1 Outline
Mission Objectives Organization structure What has been done Plans for the Future
March 2, 2012 2 Mission
Non-profit organization incorporated under the MN laws 2009
Engaging the Tanzanian Diaspora in America and its supporters in promoting, enhancing and sustaining the relationship between the United States and Tanzania.
March 2, 2012 3 Objectives Collaborate in seeking, identifying and implementing investments, philanthropic and economic development opportunities Utilize the intellectual and financial capital of the Diaspora in engaging in long term & sustainable project initiatives – improve livelihood To promote the improvement of the infrastructure in Tanzania Unite Tanzanians in America and be a liaison to American friends and supporters of Tanzania
March 2, 2012 4 Organization Structure MEMBERS
BOARD OF ADVISORY TRUSTEES COUNCIL
PRESIDENT
SECRETARY DEPUTY TREASURER ASSISTANT SECRETARY TREASURER
SECRETARIAT
March 2, 2012 5 What has been done 2008 – Caucus Mtg formed DICOTA 2009 – 1st Convention in TX 2010 – 2nd Convention in MN 2011 – Ratified Bylaws & Election Established relationship with WB, AU and Federal & Many State Govts Tanzania Govt & Non Govt Institutions: MFAIC, BOT, NSSF, TIC, CRDB, UTT, TRA NSSF WESTADI Project
March 2, 2012 6 Plans for the Future Massive Campaign to recruit new members all over the US To follow up and implement deliberations and action items from this and previous Conventions Develop and implement strategies to enhance DICOTA’s ability in being more independent & Self reliant
March 2, 2012 7 March 2, 2012 8 DIASPORA COUNCIL OF TANZANIANS IN AMERICA (DICOTA)
Conference Take- away and Looking Ahead Dr. Ndaga Mwakabuta DICOTA President
March 2, 2012 1 Outline
The Convention Highlights
The Organizing Committee
Delegation from Canada
March 2, 2012 2 The Convention Highlights Registration broke record 500+ Much stronger relationship DICOTA, Govt agencies, non-profit + Private sector President Kikwete – Cont. to be good citizens in US + strengthen unity Give home whatever you can – to your family (home) & investments 3 March 2, 2012 The Convention Highlights President kikwete – Launched NSSF WESTADI Project Minister Membe – Diaspora review dual citizenship, learn from other countries & suggest possibilities for the Constitution change
March 2, 2012 4 The Convention Highlights … Dr. Tenende: Average education of Tanzanians in US by far exceeds the ones for US – human capital Cheetah Devt Model: Invest on the people’s ideas, not just investors’ Mr Yambesi – Transfer of knowledge through expatriate nationals + encourage Diaspora to gain long employment in TZ March 2, 2012 5 The Convention Highlights …
TRA – Make user-friendly procedures especially for Diaspora Good News – returning residents are tax exempted for household items
March 2, 2012 6 The Convention Highlights …
TIC – Encouraged Diaspora to invest in TZ, provides investment plans for up to 3 yrs 2 business owners shared experiences of opening business in TZ – Details will be provided in the proceedings
March 2, 2012 7 The Convention Highlights … Standard Chartered – doing interviews, hire based on applicant’s strengths NSSF – Detailed info about WESTADI BoT – E learning, online opp for training & mentoring avail for Diaspora; And enhanced remittance Procedure that’s more accessible to
March 2, Diaspora2012 8
The Convention Highlights …
CRDB - Lets invest on their shares DSE: Provide e-services Informed us about Tanzanite Accounts for Diaspora Inspiring Success story shared by Ahmed Issa
March 2, 2012 9 The Convention Highlights … Social Media – Bringing communication & Networking among Diasporans to another level Encourage to use social media to communicate and don’t mix business with politics When giving constructive feedback, try not to complain
March 2, 2012 11 The Organizing Committee Board of Trustees Dr. Lennard M. Tenende - Chair Mr. Fredrick Mjema - Secretary Mr. Abdul Majid Mr. Iddy Mtango Dr. Crispin Semakula
March 2, 2012 12 The Organizing Committee … Executive Committee Dr. Ndaga Mwakabuta – President Dr. Lyungai Mbilinyi – Secretary Mr. Joel Mburu – Dep. Secretary Ms. Emma Kasiga – Treasurer Ms. Jane Temu – Asst Treasurer Dr. Lemmy Meekisho – Member Oliva Kavishe - Member
March 2, 2012 13 The Organizing Committee … Steering Committee Mr. Faraja Isingo - Chairman Ms. Asha Nyang’anyi - Secretary Mr. Richard Mollel
Mr. Sylvanus Msafiri Mr. Elias Mshana Mr. Johnson Ejalu DJ Luke Joe Mr. Aloyce Kilasara March 2, 2012 14 The Organizing Committee … Steering Committee Mr. Santa Chacha Mr. Damatus Nambai Mrs. Rehema Mollel Mr. Erick Mahai Mr. Elvis Magori Ms. Eliza Mbughuni Mr. Said Mateso
March 2, 2012 15 The Organizing Committee … Steering Committee Ms. Hidaya Mahita Mrs. Eliserena Kimolo
March 2, 2012 16 The Organizing Committee … Steering Committee Dr. Kurwa Nyigu Mr. Jerry Mkony
Mr. Hilda Byabato Mr. Ellis Nkunga Dr. Jenga Ngalawa
March 2, 2012 17 The Organizing Committee … Rapporteurs Ms. Elizabeth Mbughuni Ms. Nisa Kibona Ms. Kutina Ruhumbika
Mr. Emmanuel Sulle Mr. Mpoki Tenende Mr. Lunda Asmani
March 2, 2012 18 The Organizing Committee … Embassy of Tanzania H.E. Mwanaidi Maajar Mrs. Lily Munanka Brig Emmanuel Maganga Mr. Paul Mwafongo Mr. Abbas Missana Dr. Switbert Mkama Ms. Asia Dachi Mr. Suleiman Saleh March 2, 2012 19
The Organizing Committee … Embassy of Tanzania Mrs. Agness Lusinde Mrs. Catherine Kijuu Mr. Edward Masanja Mrs. Love Maganga Mrs. Rosemary Mziray Commodore Ms. Mercy Dachi Mr. John Ambiah Ms. Mariam Mkama March 2, 2012 20 March 2, 2012 21
NAME/TITLE BIO Mrs. Mwanaidi Sinare Maajar is Ambassador extraordinary Amb . Mwanaidi Sinare Maajar and plenipotentiary of the United Republic of Tanzania to the United States of America.
Prior to Mrs. Maajar’s appointment to her current position she was High Commissioner of the United Republic of Tanzania to the United Kingdom from April 2006 to July 2010. Leading up to her appointment as High Commissioner in June 2006, Mrs. Maajar was a partner at Rex Attorneys www.rexattorneys.co.tz , a leading law firm in Tanzania established in early 2006 following the merger of MRN&M Advocates ( Maajar, Rwechungura, Nguluma and Makani) and Epitome Advocates, another leading law firm in Tanzania.
She was a founding partner of MRN&M and the lead partner of its mining, natural resources and corporate law portfolio. She also practiced as an advocate of the high court of Tanzania specializing in corporate and mining law litigation. Prior to setting up her legal practice in 1991, she worked as senior legal advisor with the Central Bank of Tanzania and subsequently as Business Manager with Coopers & Lybrand, the predecessor firm of PricewaterhouseCoopers in Tanzania.
Mrs. Maajar was a member of the board of several public enterprises, government entities and private companies. She was also an active member of the Tanzania Women Lawyers Association (TAWLA), an NGO formed to harness the efforts of women lawyers to help women and children to access justice and to advocate for women rights. She was TAWLA’s chairperson between 2001 and 2003.
She was born and raised in Moshi, Tanzania and she is a holder of LLM and LLB degrees from the University of Dar-es- salaam and a member of the Tanzania bar. Ambassador Ombeni Yohana SEFUE formally began his tour Amb. Ombeni Y. SEFUE of duty as Permanent Representative of the United Republic of Tanzania to the United Nations in New York on 31st August, 2010. Before that he was Tanzania’s Ambassador to the United States of America in Washington D.C. from 15th June, 2007 to 14th August, 2010. Previously, Ambassador Sefue served as his country’s High Commissioner (Ambassador) to
Canada from October 2005 to June 2007.
A career diplomat, Ambassador Sefue also served as Counselor in the Embassy of Tanzania in Stockholm, Sweden, between 1987 and 1992. Between 1993 and 2005, he worked as Speechwriter and Personal Assistant to two Presidents of Tanzania— President Ali Hassan Mwinyi (1993-1995) and President Benjamin William Mkapa (1995–2005).
Among other things, Ambassador Sefue assisted President Mkapa when he served on the Commission for Africa (The Blair Commission) that produced its report, Our Common Interest: Report of the Commission for Africa in March 2005, and participated with him at the G8 Summit session that discussed the report at Gleneagles in early July 2005. He also worked with President Mkapa when the president served as Co-Chair of the ILO World Commission on the Social Dimension of Globalization between 2002 and 2004, participating in the preparation of the Commission’s report, A Fair Globalization: Creating Opportunities For All, issued in February 2004.
Ambassador Sefue is Vice-Chair of the Board of Partnership to Cut Hunger and Poverty in Africa, a Washington DC based research and advocacy non-profit organization for Africa. Ambassador Sefue completed his undergraduate studies in Public Administration in 1977 at what is today Mzumbe University in Morogoro Tanzania. He earned an M.A. in Public Policy and Administration from the Institute of Social Studies (ISS) in The Hague, The Netherlands, (1981), which is now part of Erasmus University. He holds a Post-Graduate Diploma in International Relations and Diplomacy from the Tanzania-Mozambique Center for Foreign Relations in Dar es Salaam, Tanzania (1986).
Ambassador Sefue is married to Mrs. Anita M. Sefue and they have two children. Before taking up his position as First Deputy Governor and Prof. Benno J. NDULU later the Governor of the Central Bank of Tanzania, Professor Ndulu served as Sector Lead Specialist with the Macroeconomic Unit for Eastern Africa of the World Bank (1998-2003) Research Manager, Development Economics Group (DEC) 2003 - 2005 and also as Advisor to the Vice President and the Manager of Partnership Group (2005 -
2007) Africa Region of the World Bank.
He is best known for his involvement in setting up and developing one of the most effective research and training network in Africa-, the African Economic Research Consortium (AERC). He served first as its Research Director and later as its Executive Director. Following his PhD degree in economics from Northwestern University in Evanston, he taught economics and published widely on growth, adjustment, governance and trade. Professor Ndulu also received an honorary doctorate from the ISS in The Hague in recognition of his contributions to Capacity Building and Research on Africa. He has been involved in policy advisory roles worldwide and has served in a wide range of Boards locally and internationally.
Donald Y. Yamamoto Principal Deputy Assistant Secretary Term of Appointment: 09/01/2009 to present
Donald Yamamoto’s prior assignments included serving as the U.5. Ambassador to the Federal Democratic Republic of Ethiopia from November 2006 to July 2009. He also served as Deputy Assistant Secretary of State in the Bureau of African Affairs from 2003 to 2006, where he was responsible for coordinating U. S. policy toward over 20 countries in east and central Africa. He served as U.S. Ambassador to the Republic of Djibouti from 2000 to 2003 and was the Deputy Director for East African Affairs from 1998 to 2000.
Ambassador Yamamoto entered the Foreign Service in 1980. Former assignments include U.S. Embassy Beijing as Ambassador’s staff aide and Human Rights Officer during the Tiananmen Square demonstrations in 1989; Japan as Principal Officer of the Fukuoka Consulate; and Eritrea as Charge d’Affaires at U.S. Embassy Asmara in the Horn of Africa. He attended the National War College in 1996 for senior training and received a Congressional Fellowship in 1991.
Ambassador Yamamoto is a graduate of Columbia College and did graduate studies at Columbia University, receiving a
Master’s degree in International Affairs. He has studied Chinese, Japanese, Arabic, and French. During his Foreign Service career, he has received four individual Superior Honor awards, two group awards and the 2006 Robert Frasure Memorial Award for advancing conflict resolution in Africa.
Andrew J. Mayock is MCC Deputy Vice President for Compact Andrew J. Mayock Implementation. As a Deputy Vice President for Compact Implementation, Mr. Mayock, together with Vice President for Compact Implementation Patrick Fine, and Deputy Vice Presidents Jonathan Bloom and Frances Reid, lead the Department of Compact Implementation staff responsible for managing MCC’s relationship with compact countries, including overseeing and supporting countries implementing compact projects; providing technical expertise in specific sectors, such as education, finance, infrastructure, agriculture, and health; and ensuring that implementation of MCC
compacts meets MCC’s quality standards for procurement, financial management, environmental and social impact, and integrating gender considerations.
Mr. Mayock brings over 15 years of relevant public and private sector experience to his role. Prior to joining MCC, Mr. Mayock served as Executive Secretary at the U.S. Treasury Department, where he advised on a full range of policy issues including the Financial Stability Plan, the Troubled Asset Relief Program, the American Recovery and Reinvestment Act and the G20. While on detail to the State Department, Mr. Mayock helped organize start-up efforts for President Obama’s Global Hunger and Food Security Initiative. Previously, Mr. Mayock worked as a Senior Associate for Development and International Diplomacy at Booz Allen Hamilton managing an international trade and investment practice group with clients in the U.S., Africa, Asia, Europe, and Latin America. Mr. Mayock also has worked as an International Trade Consultant at Harvard University’s Center for Business and Government and served in the Clinton administration for the Chiefs of Staff of the White
House and U.S. Treasury. Mr. Mayock received his B.A. from the University of Illinois, his J.D. from George Washington University Law School, and his M.P.A. from the Kennedy School of Government at Harvard University. Dr. Lennard M. Tenende, PhD Lennard Tenende is a founding member and Chairman of the Board of Trustees of the Diaspora Council of Tanzanians in America (DICOTA). At the founding of the organization he was the Interim Chairman charged with the responsibility to setup the interim organization whose purpose was to develop the constitution, establish internet based election processes and procedures, convene a convention to ratify the constitution, and establish a committee to oversee the election process. Having successfully completed the mission, the interim organization has now been replaced with a permanent organization working under a ratified constitution Lennard Tenende is also the Chief Executive Officer and founder of Cilicorp LLC. It is a US-based company providing engineering and technology consulting and support services to governments and government institutions, private and public companies in developing and emerging economies. Africa and USA are the primary market at the moment. The company is very active in renewable energy projects and ICT where they serve as lead business/project developers and the responsibilities include project conception, technology solution search, fund sourcing, and project management from EPC stage all the way to commissioning. Dr. Tenende has more than 30 years of combined experience in Engineering, and information and communication technology (ICT). He spent the first 12 years at the University of Dar-es-Salaam, Tanzania, as a lecturer and consultant at the then Faculty of Engineering (now College of Engineering). He then spent 19 years as a professional engineer in USA working for Brown & Root, Halliburton and KBR where he held various senior level engineering and management positions. While working for these companies, he has performed assignments on projects situated all over the world.
Dr. Tenende is a licensed engineer in Tanzania and Texas. Lennard Tenende received a B.Sc. (Engineering) from the University of Dar-es-Salaam – Tanzania, Master of Engineering from the University of Toronto – Canada, and a Ph.D. in Civil Engineering from the University of Texas at Austin. Dr. Tenende is very active in civic and community affairs. He is a member of Houston’s Mayor Annise Parker Advisory Council for International Trade and Development; member of the Board of Directors of Solar Hope – a nonprofit organization whose objectives is to install solar panels for schools and clinics in remote areas of Tanzania; and former member of the Board of Directors of Kuumba House Dance Theatre – a nonprofit African Dance and performance group in Houston. Lennard Tenende can be contacted at [email protected] Mr. MUBELWA BANDIO Mubelwa Bandio, a.k.a Mzee wa Changamoto, is the author and creator of Changamoto yetu Blog. His Blog (http://www.changamotoyetu.blogspot.com) is an avenue for finding solutions rather than just reporting. It is a blog for the person who chooses to think more about solutions and dares to think right. It is for readers who believe they are a part of the problem, just as they are a part of the solution; for those who can see things from another perspective and think twice about problems that our societies are facing. Changamotoyetu Blog is for people who believe that ‘THE WAY YOU SEE THE PROBLEM IS THE PROBLEM’.
Bandio established the blog in August 25, 2008 as a Positive, Self Discovery, Awakening and Society-Oriented tool that helps us to reflect on ourselves and realize that we are all as much a part of every problem as we are a part of the solution. The blog has 31 labels that look deep into problems from a societal angle and help readers realize that we have to change ourselves before we can think of changing someone else. Bandio has posted an average of 0.8 posts a day for the past 3 years. His goal is to write one post a day for the purpose of giving readers time to digest and, if they wish, share their
views about the topic of the day. The blog’s title (The Way You See the Problem Is the Problem) is reflected in almost all of the posts, with the exception of announcements. The Blog also includes MUSIC as a medium to relate artists’ messages to particular topics. Bandio is presently a media student majoring in Television and Radio Production. He’s been working in the media (mainly radio) for a decade. He loves in- depth analysis of the news and believes in the power of positive use of social media for the emancipation of the societies. MR. HARRY KITILLYA Mr Harry Kitillya is the current Commissioner General of the Tanzania Revenue Authority (TRA), a position he has been holding for the past eight years. Prior to this appointment, he was the first Deputy Commissioner General, a post he took over for about two years succeeding his position as the first Commissioner for Income Tax Department under the newly established TRA in 1996. Mr Kitillya has more than twenty years of solid extensive experience in top Management and leadership positions in taxation at the TRA, financial matters as Director of Finance and Planning and Development in the private sector and on academic affairs as a lecturer and Head of Department at the University of Dar es Salaam. Mr Kitillya is an Accountant by profession having acquired his Bachelor of Arts from the University of Dar es Salaam in Tanzania and a Masters of Accountancy from Bowling Green State University in USA. He has been among others a member of National Tax Appeals Board, TRA Board of Directors, Management committee of the Commonwealth Association of Tax Administrators, Joint Finance Committee of the United Republic of Tanzania and the UN Committee of experts in International Cooperation in Tax Matters. Mr Kitillya is married and has two sons.
MR. PAUL MREMI FELIX LYIMO Mr. Lyimo is the executive chairman of TANINVEST Group in Dar Es Salaam, Tanzania. He has business expertise in hospitality, real estate, logistics, information technology, and project development/consultancy. Mr. Lyimo has in the past served as the Founding Vice Chairperson for Tanzania’s Freight Forwarders Association (TAFFA), Kilimanjaro Hotels, and Tanzania Hotel Investments. Mr. Lyimo’s other professional qualifications include associate member of the Institute of Secretaries and Administrators (London) and a Fellow of the Institute of Directors (UK). Mr. Lyimo has an MBA, and is current involved in directorships of: DHL
Tanzania LTD, Inflight Catering Services LTD, Kigeri Estates LTD, Continental Services/ Letsya Towers, Hardware & Sundries (Arusha), Integrated Transport Services, LEtscom Africa LTD, TANINVEST LTD, First Class Properties LTD, and TANCATERERS LTS/ La Prima.
Mr. PETER J. MALIKA Profile (Investment Management Professional) Regional Director, E+Co East Africa - E+Co is a US based investment firm that invest in clean energy enterprises. With 15 years of investments experience, E+Co has 8 offices located in China, Costa Rica, Ghana, South Africa, Tanzania, Thailand, The Netherlands and the United States. Peter oversees equity and debt investments and portfolio development of E+Co’s East Africa operations including pipeline development, investment appraisal, transactions structuring, asset management, financial reporting and implementation and supervision of exit or liquidation strategies. Prior to joining E+Co, Peter served as Managing Director of Choice Capital Management which executed equity and debt financings, advised on emerging market private equity, and managed institutional funds in East Africa. Before joining Choice Capital he held several senior positions in USA’s leading global fortune 500 companies including KPMG LLP, United HealthGroup and Piper Jaffray Companies (investment brokerage firm) in Minneapolis, USA. Peter’s has extensive experience working with emerging market entrepreneurs, investment banks, investment firms, intermediaries and leading global firms such as Wells Fargo, US Bank, GE Capital, GMAC, Allianz and St Paul Travellers group. He began his career in as an accountant and auditor with a Pricewaterhouse correspondent firm in Tanzania and then transitioned to US. He received his bachelors’ degree in accounting and finance from Metropolitan State University in Minneapolis USA, MBA from the University Of Phoenix School Of Business, and a Diploma in Business Administration from the College of Business Education in Tanzania.
Lyungai Mbilinyi, MPH, PhD Dr. Lyungai Mbilinyi is the current DICOTA Secretary since June 2011. Dr. Mbilinyi was also one of the founding and steering committee members of DICOTA in 2008/09, and participated as a member at-large during the transition period toward the election of DICOTA in 2011. In her professional career, Dr. Mbilinyi is a research assistant
professor at the University of Washington, School of Social Work, where she also co-directs the Innovative Programs Research Group (IPRG). Dr. Mbilinyi’s work has been on violence research; domestic violence prevention and intervention therapy; the experience of African immigrants and refugees in the United States; and the intersections of race, gender and class among social and health issues. Dr. Mbilinyi has taught research courses for Masters of Social Work students. She has published on children’s exposure to domestic violence, the impact of domestic violence on survivors’ parenting, and marketing to and intervening with intimate partner violence perpetrators. During her free time, Dr. Mbilinyi enjoys serving the community, trying new foods, and spending quality time with family and friends. She lives in Seattle with her husband Justin Grabek, and their 2-year old son, Joseph Mhelema Renos.
Fredrick Mjema, PMP Fredrick Mjema is the founding member and current Secretary – DICOTA Board of Trustees. He is also a Senior Program Manager at Devon Energy, (DVN) in Houston, Texas; One of the world’s leading independent oil and gas exploration and production company. His current work focuses on enterprise program /project management for strategic business transformation, data centers consolidation and oil & gas exploration and production systems and field
automation systems.
Fredrick Mjema has over 18-years of professional experience working both in Tanzania and US. He previously worked for Bank of Tanzania (BOT). He has held various senior leadership positions in the US focusing on aligning technology with business strategies for energy and financial industries. Fredrick Mjema is an active member of the Greater Houston Tanzanian community and is engaged in volunteering his leadership skills with various non-profit organizations. He received his undergraduate degree in Computer Science from University of Dar Es Salaam and Masters in degree in Software Engineering from University of Houston – Clear Lake; He also pursued graduate studies at DePaul University in Chicago. He received Strategic Planning training from Cornell University and He is a certified Project Management Professional (PMP) by the Project Management Institute (PMI). MR. ALPHA MSHIHIRI Mr. Mshihiri has distinct beliefs regarding living a responsible
life, wealth creation, role modelship, and he lives his life demonstrating that, more vividly on his role as a Managing Director for Choice Capital. Choice Capital was established in 2007 by Alpha Mshihiri and his partners after a successful career as a businessman in Minnesota, USA where he had managed a very successful mortgage company and a real estate investment company since 2000. Alpha Mshihiri always believes you are the product of your environment, hence he is always looking for role model in his life, those who live life by certain principles and in turn they enjoy a full life. As a Managing Director for Choice, his goal is to create long-term wealth for investors, Tanzanians to be specific. To achieve that objective, Alpha always looks for business opportunities that will create immediate cash flow and balances with those of which offers long term returns in order to ensure Choice Capital investor’s prosper by preserving and growing their capital and minimizing taxes. Alpha has sometimes been considered as frugal despite any success he achieves, this personality demonstrates his respect for money. The same quality helped him start his mortgage business of which started from his own basement with very limited capital and managed to grow it into multimillion dollar business with branches in several states within the US. In 2007 during the collapse of the world economy, he made a move of which he consider one of the best decisions he has made, take all that he has learned during his years in US and invest it at home, Tanzania of which he managed to start Choice Capital along with other companies. Once an entrepreneur always an entrepreneur, in 2009 despite of his busy schedule between Tanzania and US, he started a social media site for students around the globe which provides students an environment to learn, socialize and shop online, www.uventout.com, of which is growing to become the darling social site for students today. In his career, Alpha has received numerous awards like CEO of the year by New Century Mortgage of California, “Most Successful Mortgage Broker of the year” by Platinum Capital Group, of USA, and Congressional Merit of honor from United States Republican Party. He has also served at various institutions as a member of the board of directors including Metropolitan State University Alumni, Channel Afrique and Umoja Society of Minnesota. Alpha can easily be reached via his email at [email protected]. Mr. LUCAS MUKAMI Lucas Mukami who is well known as Dj Luke Joe is a
Tanzanian living in Maryland, USA and the founder of the leading and recognized blog in the USA and it’s outcast, www.lukemusisfactory.blogspot.com. VIJIMAMBO is the name of the blog. Lucas Mukami started this blog in a very simple way by sending text messages through his cell phone in 2003. He informed people on upcoming events i.e. entertainments, sports and death announcements, etc. He started with about 1,000 subscribers and he noted that people were responding well and that’s when he thought of expanding and opened the blog in January 31, 2010.
He continued this blog with the aim of passing news, educating, entertainment, sports and advertising and within 9 months VIJIMAMBO had grown rapidly and gained about 100,000 Subscribers which really impressed him and he decided to launch it on October 23rd 2010 with the guest of honor being Honorable Ambassador, Manado Maajar, to make it an official blog. Since then, this blog has continued to be the main news stream and interactive platform allowing visitors productive comments and questions. To date VIJIMAMBO is enjoying about 600,000 subscribers which is a huge accomplishment.
“Sky is the limit” is the motto of VIJIMAMBO Dr. Ndaga Mwakabuta Dr. Mwakabuta is the current DICOTA President since June 2011; previously he served as the Secretary for the Steering Committee that successfully organized the DICOTA 2010 Convention held in Minneapolis, Minnesota. He also acted as DICOTA Secretary and DICOTA Treasurer during the transition period toward the election of DICOTA in 2011. In Tanzania, Dr. Mwakabuta served as a General Secretary for Tanzania Solar Energy Association (TASEA - now known as TAREA); an association in Tanzania for solar energy stakeholders standing for the recognition of the excellence of solar/renewable energy technologies. In the United States, Dr. Mwakabuta is a Technical Specialist at Cummins Power Generation, a global company serving customers in a wide variety of industrial and consumer markets around the world. It has a broad range of power generation products and services. He has Bachelors and Masters Degrees in Electrical Engineering from the University of Dar es Salaam, Tanzania. He has a PhD in Electrical Engineering from Tennessee Technological University, Cookeville, Tennessee. He is a very active member of IEEE,
NSBE and Phi Kappa Phi. Before pursuing his doctorate studies in the United States, Dr. Mwakabuta was a fulltime lecturer at the University of Dar Es Salaam and a part-time lecturer at the Institute of Finance Management-IFM.
Dr. Lemmy Meekisho Dr. Lemmy Meekisho is a founding member of the Diaspora Council of Tanzanians in America (DICOTA). He is currently an Associate Professor of Mechanical and Materials Engineering, Portland State University, Portland Oregon. He is a staunch advocate of access to Mathematics, Engineering and Science Achievement (MESA) for underrepresented minorities. He firmly believes and supports the mission and vision of DICOTA as a viable and legitimate vehicle for promoting technical, cultural and business cooperation between Tanzania and the United States. Dr. Meekisho received his B.Sc. in Mechanical Engineering, University of Dar-es-Salam, and his Ph.D. Mechanical
Engineering, Carleton University, Ottawa, Canada His technical specialties include Numerical modeling and simulation of thermal-mechanical behavior of materials processes; micro manufacturing of Micro Electro Mechanical Systems (MEMS) devices; reliability issues in electronic packages. He is a member of several professional societies including: • American Society of Mechanical Engineers (ASME International)
• American Society for Materials (ASM International)
• American Society for Engineering Education (ASEE) Dr. Meekisho’s research and teaching focus as a faculty member of the Oregon Graduate Institute of Science and Technology (OGI) was on modeling of materials science and engineering processes at the macro scale. Most of his published works are at this scale. After moving to Portland State University 12 years ago, he developed an interest in micro scale materials, devices and manufacturing. In the process, he successfully supervised several dissertations as well as publishing works in the Journal of Heat Transfer and the Journal of Electronic Packaging. He has developed and taught courses in MEMS and Microsystems for senior undergraduates and graduate students. He has been an active organizer and chair of technical sessions on MEMS, modeling
of micro and nano heat transfer in the capacity of member of the K-16 (Electronic and Photonic Packaging) Committee of the ASME, 2000 – present. VIVIENNE PENESSIS Responsible for the management of Country HR Functions and is a key advisor to Country Management Team on all HR related matters. Ms. Penessis’ work experience includes: • Head of Human Resources – SCH & Senior HRRM for CB, Standard Chartered Bank Dubai UAE • Senior HRRM – Standard Chartered Bank Dubai UAE • OL & HRRM all Businesses – Standard Chartered Bank Tanzania • Branch Manager – Standard Chartered Bank Tanzania • Service Quality & Training Head Standard Chartered Bank Tanzania
Ms. Penessis is also a Certified Strengths Coach by Gallup, and is an Active Member of Tanzania Bankers Association – HR Forum. MR. SUNDAY SHOMARI Mr. Shomari is a Tanzanian native born in Dar es salaam. He is a creative, dedicated, meticulous and dynamic professional having in-depth and rich cross-functional experience in the art of broadcasting. He is currently working with Voice of America in Washington DC. He started broadcasting in Radio One and ITV in Dar es salaam Tanzania where he covered entertainment news in radio and TV and also crossed in newspapers such as Nipashe, Alasiri and Sunday Observer.
He got his associate degree in Journalism at the Tanzania School of Journalism and further training in Columbus Georgia specializing in TV and internet broadcasting. Currently he is pursuing further training in Communication at the University of Maryland University College.
He joined Voice of America in 2008 and has rich ability to write, report, interview and announce. Apart from his daily news coverage, he also has an entertainment show and works with social media face book and twitter as well as the VOA Swahili website. He is an effective communicator who interacts well with people from a wide range of social and cultural backgrounds.
He is a Master of Ceremony and also a blogger with Sundayshomari.com blogging about news and current events,
entertainment and social events in the Diaspora.
He was awarded the Mwalimu Nyerere humanitarian Award with the African Weekender Magazine in Columbus Oh for his contribution to the Tanzanian Community (2005). Sunday enjoys blogging but in his spare time he plays soccer, listens to music, jogs, watches movies, and is a great boxing fan. Mr. Patrick Rutabanzibwa Mr. Rutabanzibwa is the current Permanent Secretary for the Ministry of Lands, Housing and Human Settlements, where he has been since 2009. Prior to that he served as Permanent Secretary for the Ministry of Home Affairs (2008-09), Ministry of Water and Irrigation (2006-2008), and Ministry of Energy and Minerals (1997-2006). He was Commissioner for Energy and Petroleum Affairs in the Ministry of Water, Energy and Minerals from 1992 to 1997, was senior executive engineer in the Energy Division from 1989 to 1992, which followed a tenured as a Research Officer for Tanzania Petroleum Development Corporation (1980-1989). Mr. Rutabanzibwa has a Bachelor’s and Master’s in Chemical Engineering from the United Kingdom. Other appointments that Mr. Rutabanzibwa has had include Chairman, Tanzania Education Authority Board; Chairman, TIPER Refining Co. Board of Directors; Member, Tanzania- Zambia Pipeline Co. (TAZAMA Pipelines) Board of Directors; Members, National Shipping Agencies Board of Directors; Members, Capital Development Authority Board of Directors; Member, Tanzania Petroleum Development Corporation; and Founding Member, Africa Energy Policy Research Network. MS. BERTHA SEMU SOMI Ms. Bertha S. Somi, a Diplomat by profession, holds a BA in International Relations Dar es Salaam, University and a Postgraduate Diploma in Conflict Diplomacy, Negotiations and Peace Building. Ms. Semu-Somi working career included a stint as a banker at the National Bank of Commerce, before she moved to the Central Government and the Ministry of Foreign Affairs & International Cooperation.
Ms. Semu-Somi’s career in diplomacy began at the Tanzania’s Embassy in Rwanda, where she rose from First Secretary Minister Counselor. Her six years in Rwanda (1987-1994) included the challenging period of the 1994 Genocide in that country. Language proficiency and effective networking with all parties including the international community, local communities and the Tanzania Diaspora were key assets that
acted as a launch pad for the next carrier move for Ms. Semu- Somi.
From Rwanda she was nominated one of Mwalimu Nyerere’s key advisors on the Burundi Peace initiative before she was invited to join the United Nations Peacekeeping Department. Ms. Semu-Somi served with the UN for 10 years as Political Affairs Advisor to the special Representative of the Secretary General; returning to Tanzania in 2008. Much of her work at the United Nations involved representation in international and multi-sectoral forums that covered conflict resolution issues and regional integration as a confidence building and deterrent against conflicting neighbors. She also served as a resource person in various conferences and workshops on Peace and conflict resolution.
In that capacity, and in fulfilling the various roles, Ms. Semu- Somi enjoyed the unique opportunity to closely work with high-level personalities that included heads of state and organisations. She developed and maintained close and active cooperation with numerous inter-governmental and non- governmental organizations including: the UNDP, OAU, UNHCR, ICRC, USAID, USIS, CIDA, WFP, OXFAM, directly and through their representatives.
Back with the Tanzania Government the last two year, Ms. Semu Somi has worked with stakeholders from different development sectors including the Diaspora in coordination of Tanzania’s Diaspora Engagement process. Networking, planning, coordination and teamwork have thus constituted and continue to be Ms. Semu-Somi’s pillars of strength. Dr Crispin Semakula, MD Currently working as member of Physician Specialty Group Hennepin Faculty Associates at the Hennepin County Medical Center in Minneapolis as Consultant Endocrinologist and Assistant Professor of Medicine from University of Minnesota Medical School. Duties include clinical medicine practice, Academic and Research. Lead Author in several articles in published peer reviewed journals Graduate of University of Dar es salaam Medical school, Tanzania Masters and PhD program in Medical and Pharmaceutical Research from Free University Brussels, Belgium. Internal Medicine Residency and Fellowship in Endocrinology from University of Minnesota Medical School.
Special interest in Community Medicine. Previously worked as Medical Director at Southside Medical Clinic. In 2008 Founder of Axis Medical Center serving general population and most especially minority and immigrants in Minneapolis. Several community Leadership roles. Previous Chairman of Tanzanian Community in Minneapolis (Umoja Society). Founder and Chairman of Pan African Community Organization, Non Governmental Organization registered in Minneapolis. Business interests include ownership of Medical Clinic, Universal Health Services Inc operating Adult Foster Care Homes and real estate investments. Immediate goal include efforts to establishing modern health care facilities in Tanzania. Final negations are currently under process to start Medical Diagnostic and Hemodialysis facility in Dar es salaam as model, which can later be implemented in other regions in the country. Dr. Stergomena Lawrence Tax Dr. Stergomena Lawrence Tax is currently a Permanent Secretary in the Ministry of East African Cooperation, in the United Republic of Tanzania. She undertook her Bachelor of Commerce degree at the University of Dar es Salaam, and a Master Degree and PHd. at the University of Tsukuba, Japan. As a Government Official, Dr. Tax has risen from the position of a Finance Management Officer in the Ministry of Finance to a Chief Executive Officer of the Better Regulation Unit in the President’s Office, Planning and Privatization; Deputy Permanent Secretary Ministry of Economic Planning and Empowerment; and Permanent Secretary, Ministry of Trade Industries and Marketing. She is currently a Permanent Secretary in the Ministry of East African. Dr. Tax has also worked as researcher and a Consultant with the Economic and Social Research Foundation.
In her career she has successfully initiated and managed number of Government projects and social-economic processes. Such projects include: the Business Environment Strengthening Programme, the Tanzania Integrated Trade Strategy (TTIS), Integrated Industrial Development Strategy and Master Plan; and the Business Support Programme. She has also managed to successfully coordinated and oversee the implementation of the EAC integration activities, including negotiations of the Economic Partnership Agreement (EPA), negotiations of the EAC Common Market Protocol that signed by the Heads of States in November, 2009; and the ongoing
negotiations for the EAC Monetary Union. Dr. Tax has also prepared delivered a number of papers, conducted and delivered a number of training, seminars and workshops on various topics to a wide spectrum. Mr. George Daniel Yambesi Mr. Yambesi is the Permanent Secretary in the President’s Office, Public Service Management, where he has been since 2007. Prior to that Mr. Yambesi was Deputy Permanent Secretary from 2005 to 2007; Director of Policy Development (1998-2005), and Director of Policy Analysis and Research (1996-1998). In his current position as Permanent Secretary in the President’s office, Mr. Yambesi’s responsibilities include Administrative and human resources Policy formulation, monitoring and evaluation; Provision of policy advice to Permanent Secretary and PSM Directors; Cabinet Liaison Officer for Public Service Management; Supervision of production of Government Gazette and oversight of implementation of Public Service Reform IEC Strategy; Ensuring sensitivity of public service policies, rules and regulations to gender; Public Service Reform co-ordination, monitoring and evaluation; Secretary to the Joint Staff Council; Secretary to the Government Master Workers Council; Coordination of the implementation of pay reform and medium term pay policy; and Coordination of the implementation of the Public Service Management and employment policy, public service act and public service regulations.
Mr. Ahmed Nassor Issa Mr. Issa was born and raised in Tanga, Tanzania. Growing up in a family of seventeen children, he quickly learned the value of hard work. He left Tanzania for the first time in the early 1980’s. He then became a merchant marine on a Greek ship, which took him to other parts of Africa, the Middle East, Asia and Europe. In the mid 1980’s he worked and lived in Jeddah, Saudi Arabia. In the late 1980’s he had the opportunity to come to the United States to go to school. He attended a two- year community college studying business management. While attending college he worked part time for a moving company. That is where he learned the business from the ground up. In 2000 he started my business; Ahmed’s Moving Express, Inc., from scratch and it has been growing by leaps and bounds ever since. In 2004 he purchased his first building in The Vineyard development in San Rafael where his main office and one of three warehouses is located. In April 2009,
after ten years in the local moving business Ahmed’s Moving Express added interstate relocation capabilities by becoming an agent for Indianapolis based Wheaton World Wide Moving. In 2010 he received honors of being Best New Agent of the Year in the Western region of 14 states. The affiliation allowed Ahmed’s Moving to tap in to Wheaton’s network of 250 agents across the United States to provide local, interstate and international services. He has built solid working relationships throughout Marin County and Northern California. He has grown a book of high profile customers and has a stellar reputation. Ahmed’s Moving operates 8,000 square feet of immaculate warehouse space. I volunteer my resources for several local service organizations including Lifehouse and Cedars of Marin, both organizations help people with developmental disabilities. Mr. Issa lives in San Rafael California with his partner Sherry Julin. Mr. Yudika M. Musari Currently working with Parastatal Pension Fund (PPF) as Zonal Coordination Manager based in Dar es Salaam, Mr. Yudika has 30-years of experience in Social Security matters specifically pensions. He worked under National Insurance Corporation (NIC) until 1992 when the current employer became an independent body. He received his college education in social security. Mr. Peter Noni Mr. Peter M. Noni became the Tanzania Investment Bank (TIB)'s Managing Director on 10th June 2009. He is a holder of BA (Hons.) in Economics from the University of Dar es Salaam and MA in Development Studies in Economic Policy & Planning from the Institute of Social Studies in The Hague. He also has training in Financial Analysis & Policy from the IMF Institute in Washington D.C. and has attended various courses, international seminars and workshops in Central Banking organized by the AfDB, the IMF and the World Bank.
Before becoming the Managing Director of TIB, Mr. Noni worked with the Bank of Tanzania for 35 years in different positions, including as the Director for Economic Policy from 1996 to March 2005, and as Director of Strategic Planning & Performance Review from March 2005 to June 2009, when he also served as the Coordinator of the World Bank-funded Second Generation Financial Sector Reform Programme.
His credentials also cover a wide array of experience from
various activities and memberships of Boards of Directors. These include: serving on the Board of Trustees of the Institute of Finance Management and the National Social Security Fund; Member of National Task Forces such as the National Task Force on Review of Tanzania's Tax Structure, National Task Force on National Debt Strategy, National Task Force on Export Development Strategy and National Task Force on Economic Empowerment Policy.
Mr. Noni also served as Chairman of the Secretariat of the Joint Finance Commission from 2003 to May 2009 and since 2010, he has been serving on the Board of Trustees of the National Economic Empowerment Council of Tanzania. Mr. Ray Menard Ray Menard visited Tanzania in 2008. It was being a business startup and development expert that led him to notice the challenges facing small businesses in Tanzania. After exploring the issues of small business capitalization and mentoring he identified a model to help small businesses start and grow. After a half year of intensive study and the frequent encouragement of many people experienced in third world development, he decided to apply his experience in a new direction.
Although Ray excelled in his biochemistry studies at the University of Wisconsin in Madison, he never worked directly in the field. Instead, his career was unusually varied across several industries including industrial products, manufacturing, services, call centers, distribution, consumer electronics, software, medical devices, etc., usually working at the C-level or as a consultant. As a result, Ray possesses an extraordinarily varied set of skills, the result of wearing a lot of hats, being shifted to the critical and risk-laden projects within companies, and a personal wide-ranging interest. However, at all times, Ray has recognized that human resources are the primary path to success for any company. It is the nurturing and recognition of talent that delivers value to the customers, the company, the shareholders, and full circle back to the employees.
Sometimes the developed world is suddenly flung back in time. This was the case in lower Manhattan on 9/11 when the power systems, transportation, and communication grid were all significantly damaged in one fell swoop. At the World
Trade Center recovery effort, Ray led the critical path task: the logistics and security for all debris hauling. In a setting of extreme pressure, hazardous environment, snarled traffic, failed communications, and oversight by over 20 agencies, he brought a solution on-line within three weeks. As a direct result, clean-up completed at less than 1/4 of expected time and budget, saving $billions.
Mr. Menard has 30 years experience and has held the following titles: CEO, COO, Board Member, SVP Marketing and Sales, SVP Business Development in New Technologies, Division Manager, Director of Product Management, Director of Alliances, and Founder. He has worked in start-ups, growth, turn-around and Fortune 500 situations in local, national and international settings. He has worked for VIC Manufacturing, Criticom International, and Autodesk among many others.
He holds 14 patents in three different industries and has been a frequent speaker and trade journal author. He is married and has three daughters.
Mr. Kamil Madanat Mr. Kamil Madanat is the President of KMM International, a financial consulting firm located in Centreville, Virginia. Our company brings over 20 years experience in investment, trade and access to finance. We are a “Designated Loan Originator” for the Overseas Private Investment Corporation (OPIC). Our mission is to assist companies in developing countries obtain financing to expand their existing business or start new ventures. As a member of OPIC’s Enterprise Development Network (EDN), KMM International helps investors in getting up to $250 million in long-term loans at very competitive rates. We cover a wide range of sectors including construction, manufacturing, information technology and renewable energy.
Registrants of 2011 Convention (Note: some registered for 2 or more participants; also not all attendees are included in this list) First Name Last Name Organization Country ROBERT MADILI CARE SANITATION AND SUPPLIERS LTD Tanzania, United Republic of Lyungai Mbilinyi United States Ndaga Mwakabuta United States Veronica Ndaga United States Fortunatus Bundara United States Pete Mhunzi TIGU United States JOHN MADILI DASH COMMUNICATION(T) TECHNOLOGY Tanzania, United Republic of Ahmed Issa Ahmed's Moving Express, Inc. United States Emma Kasiga DICOTA United States Mustafa Karamagi United States Leonia Kebwe Tanzania, United Republic of AGNES MASAWE United States Andre Jean Thelan United States Bryson Sariah United States abdul majid DICOTA United States Alice Christensen United States JOSEPH MFUGALE PEACOCK HOTELS LTD Tanzania, United Republic of VITUS MFUGALE TAUSI TOURS & TRAVEL LTD Tanzania, United Republic of gasto kwembe luyoa general trading Tanzania, United Republic of Dr, Abas Byabusha Bank Of America United States projestus rwegarulila profa United States Shaaban Fundi Kibogoji Educational Resource Center United States JANE TEMU United States Frank Matthew United States Kalebi Mgomi United States victoria luvanda United States ISABELLA ASSENGA TAUSI TOURS & TRAVEL LTD Tanzania, United Republic of Catherine mukami United States Simon Makangula THC United States Prof. Primus Mtenga FAMU-FSU College of Engineering United States Hamza Mrisho United States silverster gasto kwembe investement Tanzania, United Republic of Cdi Nyakwela United States Lubayna Fawcett United States Dr. John Rutayuga Ukimwi Orphans Assistnce United States Mrs. Evelyne Rutayuga Ukimwi Orphans Assistance United States Ernest Semayoga S and Brothers Commission Agency Tanzania, United Republic of Nancy Assenga United States Valerian Magembe Lisa Trading TZ Limited Tanzania, United Republic of ADILI MADILI WAMA United States Joel Mburu United States Rehema Hiza Geo-Globle Enterprises Inc. United States Alawi Omar United States Janice Lathen Powering Potential United States Kurwa Nyigu United States Dr. Nicku Kyngu MORDI Africa Transformation Embassy, Inc. United States Greg Grothe Thrivent Financial for Lutherans United States Beth Fitzgerald African Empowerment Project United States Richard Tingling-Clemmons Julius K. Nyerere Commemoration United States Michele Tingling-Clemmons Julius K. Nyerere Commemoration United States LUCAS MUKAMI VIJIMAMBO BLOG United States GREGORY MUSHI VICTORIA PRINCE HOTEL Tanzania, United Republic of nisa kibona United States Joel Gindo Wartburg College United States Diana Semakula United States Lunda Asmani City of Newton, Kansas United States Alison Ndulute Capital One United States Joachim Simbila United States Abdulrahman Majid Tanzania, United Republic of Singo Sempambo Link Up Enterprises, Inc. United States Dorica Mbilima Link Up Enterprises, inc. United States OLIVIA ANDREW OLINATRADERS Tanzania, United Republic of Frederick Freeman United States Fredrick Mjema DICOTA United States David Kazi United States Walter Minja Powering Potentials United States Fortunatus Mwakipesile Business United States Joyce Matumula Business United States Asha Nyanganyi United States Maria Boatwright United States Kutina Ruhumbika United States HONEST TESHA ITDSS United States Mary Maganga Tanzania Revenue Authority Tanzania, United Republic of Harry Kitillya Tanzania Revenue Authority Tanzania, United Republic of Walid Omar Tanzania Revenue Authority Tanzania, United Republic of Tonedeus Muganyizi Tanzania Revenue Authority Tanzania, United Republic of salum jongo magati general supplies Tanzania, United Republic of JOYCE RWEHUMBIZA United States ANICETUS TEMBA NEW YORK TANZANIA COMMUNITY United States VINCENT MUGHWAI NEW YORK TANZANIAN COMMUNIT United States DR. MARIAM ABU NEW YORK TANZANIA COMMUNITY United States Doreen Kobelo Florida A & M University United States Charles Semakula NA United States Eunice Semakula NA United States Charles Musiba University of Colorado Denver United States Rajabu Maimu United States vitalis gunda United States Mugendi Zoka Tanzania Embassy United States ROBERT EDWARD ALEA PROPERTIES (USA) LLC United States JANET EDWARD ALEA PROPERTIES (USA) LLC United States ERICK BARUTI United States JOHN BOSCO THNAGAI United States Yassini Kapuya T.B.S BUSINESSEXCHANGE SERVICE:www.tbsbusinesUnited States Nassor .A Basalama UTNC-Union of Tanzanians North Carolina United States Marie Ross United States Martin Korosso Majk Holdings, LLC United States Swaleh Makame indivual United States Khamis Mwalim Student United States Ben Kazora United States Zawadi Sakapalla-Ukondwa United States BESTON MWAKALINGA USAC INC United States Irving Williams AHEAD, Inc United States Elvira Williams AHEAD, Inc United States Fatuma Ngororo Abdallah AHEAD, Inc United States Vicky Rose** Private United States Angela Climpatic** Private United States Dennis Rweikiza United States Arthur Chilipweli United States Rosalia Mwacha United States Pascal Waniha United States Norbert Leone NORDIC CONSTRUCTION COMPANY LTD Tanzania, United Republic of Kjell Bergh Tanzanian Consulate United States Oliva Kavishe United States Richard Kasesela** Victoria Earth Plan LTD Tanzania, United Republic of John Adhero United States ANNAA SIMTAJI United States LUCAS MMANYWA United States Jenga Ngalawa United States Mwamoyo Hamza Voice of America United States Jensen Mwombeki United States Emanuel Matee United States Nasibu Sareva ADC United States Stephen Kebwe** United States Victoria Mwita** Arise Beuty Supplies United States James Magwe United States SEBASTIAN MMASA United States mariam katongo Bahari Creations United States Diane Joseph United States michael chiume NYTC United States fatuma kilungo United States flora minja United States Priscilla Karyongi United States Judith John United States Amedeus Mrema United States REHEMA MOLLEL United States Jacqueline Abebe United States Shakleen Shakur United States Sylvanus Msafiri United States Jovin Salala** EPHRAIM AT REALM PROFESSIONAL United States Dorothy Ettling Women's Global Connection United States Amani Kimambo United States Salome Ebrahim United States John Hando UTNC United States Richard Semally UTNC United States Lemmy Meekisho Portland State University United States Flavian Marwa Sebelda Global Development Advisors United States JOYCE RUGOMOLA INDIVIDUAL United States Monica Haule Miss Tanzania USA 2011 United States Iddy Mtango United States Mligo Aziza Seya TUWA United States ELIAS MSHANA United States Matilda Tarimo RN United States Bruce Mushi United States Prisca Shija United States FARAJA ISINGO United States Julius Mwakaleja United States rachel MAINGU United States LOMBA MTANGO SUJI INVESTMENT LLC United States Godfrey Kavishe Tanzania, United Republic of Annamary Safari BAHARI ADVOCATES AND ASSOCIATES Tanzania, United Republic of LOVENESS MAMUYA United States Deogratias Nondi Tanzanian Community Association of Northern AlbeCanada Keillen Curtis Curtis Law Firm United States Mugizi Rwebangira Howard University United States Richard Mollel United States ludovick Jacob United States Saul Mwakatapanya Tanzanian Community Association - Midwest USA, United States MINJA Tibruss United States caroline Mushi United States BETTY MBATTA United States ELIAS MWITA ESM Travel United States geoffrey peter lepana c-birds United States Judith Mhuto United States MOULIN MAJAMBA United States DOMINA BAHITWA United States DAVID MSHANA United States khalipha majid the friends of Tanzania southern California Los AngeUnited States NNALI MBILINYI UTNC & UWTNC United States Edgar T. Julian United States Flavia Makundi United States mujuni maliyamkono Jackson State University United States ELISERENA KIMOLO JAMBO AFRICA CHILD HOPE INC. United States Neema Johnson United States Nestor Muzanila United States Magebo Nsimba United States Yunus Abdul United States Hillary Rite*** United States MOJISOLA OJUMU United States IDDI SANDALY United States Karumuna Kaijage U.S. National Academy of Sciences United States ALEX MWAKIKOTI United States Moses Hoseah United States Veronica Hoseah United States Salome Semakula United States SALUM RAJABU United States Crispin Semakula Universal Health Services Inc United States Elibariki Mshomi** United States Sozina Katuli United States Johari Katuli California State University San Bernardino United States Felister Felix Felician United States Felina Minde United States Maria Kilumile United States Elizabeth Mziray United States joshua jonathan United States isca kauga United States Aloyce Kilasara United States Ngalawa Margaret United States PHANUEL LIGATE J & P INVESTMENTS INC. United States Steve Wasira, Jr. United States Bidan Mchao United States Joyce Mmari United States Bulla Boma Happy Tz United States Mercy Ligate J&P Enterprises inc United States Asinati Andrew United States Soga Mbilima United States Lupo Chambaka United States Martina Mungongo United States Gendelimage Mungongo United States Ngana Andrew-Mziray United States RONALD MAINGU United States DEE WILLIAMS NONE United States SABINA MBEYELA United States Tracy Holland United States Sylvester Moshiro United States Laisha Moshiro United States Jerry Mkony TaWichita United States Dennis Muchunguzi AFREDA United States Christopher Chacha Alabama A&M University United States MIRIAM MALAQUIAS United States Yacob Kinyemi individual United States Jackson Lyimo United States Sayuni Kimaro United States JEREMIAH MALLONGO United States Esther Rugambwa Traore United States Augustin Traore United States Jacque Joshua United States John Magoha Organic Farms Alliance (T) Ltd United States Jessica Kamala-Mushala SHINA Inc United States Janeth Kamala SHINA Inc United States Pius Mutalemwa Three Angels United States Juster Mutakyawa Three Angels United States ALEXANDER KAFANABO United States Rhoida Motto United States Hon. Ritta Kabati United States Alex Kombe A. K. Management Consultants, INC. United States consolata Nyashalu United States ERICK LEMUNGE United States theoney rugakingira United States Vicky Rugakingira United States Agnes Manumbu United States theoney rugakingira United States Charles Bishota United States VICKY NAMKWAWA HOME DESIRE Tanzania, United Republic of Bradley Gniffke Prairie Wind International United States Dr. Roger Buckholz Prairie Wind International United States Abdul Makembe Project C.U.R.E. United States Emmanuel Muganda retired journalist United States HAMIDA MAJILI JECTY United States Daniel Lushiku United States Grace Mitchell United States Josephat Mboyi United States Eustace Kaijage United States Richard Mushi MVSU United States Luke Stowers United States MARY MASWANYA NJOHOLE LEGEND FOUNDATION United States Peace Kachuchuru Praise Home Health and Staffing, Inc. United States Christopher Onyango Praise Home Health and Staffing, Inc. United States Modesta Mahiga Professional Approach Group Tanzania, United Republic of Enid Fisher United States GENES MALASY FRANKLIN & GENES INTERNATIONAL United States ASYA A YUSUF ASIA IDAROUS FABAK FASHIONS United States khamsin ALKHAG KIBS ENT United States jimmy morandi United States valentine mugendi United States Sarah Msika SSRA Tanzania, United Republic of Clement Kilembe Sakyambo Investments Ltd United States Tumaini Urio United States Margaret Mmbaga Tennessee State University United States Shabani Mseba Hassani Gotham Equipment USA Ltd United States DAVID MUSHI GEEKSPLUS United States Ashiono wa Mabango RRK (Rhodesian Ridgeback Kraal) United States Elvis Magori United States Grace Manga United States Joyce Malika United States Jessica Che-Mponda United States Pheno Taylor Taylor Properties United States Nampombe Taylor Taylor Properties United States Hajji Khamis New York Tanzanian Community-Chairman United States Anastazia Matulile United States Frank Ndumbalo EF Technology United States Edima Elinewinga EF Technology United States Mathew Mohono United States bernard mgawe United States poline hoza United States WARASHI KHAMIS United States Radyn Nyagaly United States KISUTE KIBOKO United States Kelley Litzner See & Be Seen LLC United States Catherine Simons See & Be Seen LLC United States erick mahai future care United States LAURA TEMU PROMO DATE LTD Tanzania, United Republic of ANNA MCHANA PROMO DATE LTD Tanzania, United Republic of EMIL MLOKA VACATION2AFRICA Tanzania, United Republic of LEVIS SALUM VACATION2AFRICA Tanzania, United Republic of Agnes Mrutu-Malika United States Lennard Tenende Cilicorp United States Grace Mlingi Powering Potential United States Damatus Nambai United States Fatma Juma Basalama Union of Tanzaians North Carolina,UTNC United States Hidaya Mahita United States Mr. George Kavishe Tanzania Breweries Limited TBL United States Zainab Mkindi Tanzania, United Republic of Santa Emmanue Chacha United States Jasmine Bennett United States Evelyn Mhina United States HASSAN KATALAMBULA TANA Canada Alpha Mshihiri Choice Capital United States AGNETTA KAMUGISHA UTNC United States Eldora Mushi United States Seif Matumla United States IBRAHIM TOURE United States MARY KAYANI United States Donacian Kimolo Jambo Africa Child Hope Inc. United States ANA MUKAMI United States Eliza Mbughuni United States Zuhura Ernest United States Clara Lema United States Maisara abebe United States Don Hill United States Anna Mmassy United States Rehema Barksdale United States Itosi Marealle United States Laurencia Mwita** United States Mrisho Mzese United States Steve Kissandu United States Jimmy Msemo United States catherine Mollel Canada Patrick Nhigula United States Adamu Loya INDIVIDUAL United States Clementine Mainoya United States Sharon Haugen United States Joyce Kassembe United States Kitova Mungai United States Davis Amanyisye United States Johnson Ejalu Digital Squared United States Leo Tungaraza United States Janeth Gabagambi United States Nai Jacob United States RIWA OBEL ICON MOTORS INC United States IDRISSA JUMBE Tanzania, United Republic of Mobhare Matinyi United States Bernard Kibesse** Tanzania, United Republic of MARYAM MSABAHA Tanzania, United Republic of Saida Hamdoun United States Al amin Othman United States Bonevantura Seu** Tanzania, United Republic of Catherine Tenga Tanzania, United Republic of Raymond Rwehumbiza United States Mary Barth Global Sustainable Partnerships United States DAVID SALUKELE Bechtel Corporation United States Joseph Katallah Canada Mpoki Tenende Cilicorp United States Emmanuel Sulle Sunday Shomari VOA United States salome john lugaila mjarasilimali Tanzania, United Republic of Bashir Chuma** United States Mwanaidi Love iv Individual United States Eva Maro United States Bushiri Abdallah United States Daisy Bakary United States Helen Msechu AGENDA for Environment and Responsible Develop Tanzania, United Republic of John SITTA GIANT ENGINEERING INC United States Ma Winny Casey Ma Winny Khanga Wrap Designer United States Jerry Rice EnviroSound Homes, LLC United States Wendy Rice EnviroSound Homes, LLC United States Peter Underwood EnviroSound Homes, LLC United States Osman Samantar EnviroSound Homes, LLC United States Ernie Feavel EnviroSound Homes, LLC United States Victor Feavel EnviroSound Homes, LLC United States Albert Rwehumbiza United States aisha bwalu United States Rukhsana Dossani Five Star Travel Services United States ERIC STETSON JAMBO AFRICA CHILD HOPE INC. United States Severine Yagaza United States charles kamugisha Tanzania, United Republic of Emmanuel Msengi UmojaPhone United States John Sausi UmojaPhone United States Alfred Nkunga United States Margaret Nkunga United States Ashfaq Dossani Five Star Travel Services United States Frank Kambira United States Esmond Mushi Mushi Group United States Hiab Gebreselassie RIA Money Transfer United States Isdory Lyamuya Storm Investment LTD United States Stanley Chambe United States joseph ngocho United States lemmy muhando self United States Priscar Kilavatitu United States Athman Mwanga ESM Travel United States Zulekha Yousuf Canada EVALINE SAWAYA COMMERCIAL BANK United States
Diaspora Council of Tanzanians in America (DICOTA)
In This Issue
12 Survey Questions 2011 DICOTA Survey Results
369 Survey Participants Dear Delegate,
out of 600 attended Thank you again for attending the 2011 DICOTA Convention which was organized
Was it a Success? together with the Embassy of Tanzania in the United States. Here are the results of the online survey requesting feedback from registrants and participants, in order to enhance
Registrants Profile future conventions. The participants included DICOTA members at large; Tanzanians living abroad and Tanzania; Convention sponsors; and DICOTA Board, Executive Convetion Marketing Committee and local steering committees members.
Channels Background and Key Findings Major Reasons to attend DICOTA sent the online survey to 369 individuals who 86% Approval Ratings! had registered for the conference, which was opened by 267 (72%) email recipients. About 72% of those who 92% Happy with Reg Fees opened the survey (N=191) completed it. Total Event Location is attendance was over 600 people.
Important Overall, the participation and results on this voluntary What did people like survey were very encouraging.
most? Thank you all! What Sessions had the
most Value? Download this report in pdf: Here are Your Opinions View Additional Photos at:
and Recommendations http://dicota2011convention.smugmug.com/Professional/DICOTADinne r/21037754_Dx26gn Quick Links
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DICOTA Website
Tanzanian Embassy in US How Successful was the Convention?
The majority of the participants (86%) were satisfied with the Convention. They mentioned the following reasons for attending: to network and meet government Featured Article officials, learn about investment opportunities in Tanzania, and support DICOTA's mission. Total attendance was over 600 people this year, mostly Tanzanians.
Most of the participants (90%) said they would consider attending future conventions. The sessions that were found to be most helpful included Land and Property, Investment opportunities, presentations by Tanzania's financial industry (e.g. banks), and testimonials by Diasporans doing business and philanthropic work in Tanzania. Suggestions for improving future conventions varied and are included in the open-ended responses (see Appendix).
Below are detailed and aggregated responses to each survey question. Convention Registrants Seventy percent of convention registrants participated as delegates, 12% as Convention organizers, 8% as sponsors, 4% as presenters, and another 4% as DICOTA's Board other. Two survey respondents had registered, but did not attend the convention Chairman, Dr. Tenende due to cost (for one) and inability to secure a Visa from Tanzania. with President Kikwette at See: Pie Chart 1 2011 Convention Convention Registrants Our Sponsors Sponsor, 8% Other , 4% Didn’t Attend, 1% Convention Organizer Visit Our Sponsor Committee, 12%
Particpant/ Presenter, 4% Delegate, 70.0%
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How did you learn about 2011 DICOTA Convention?
Majority of the delegates learned about the Convention through friends (26%), followed by 21% through the internet or DICOTA, 18% had attended a previous convention, 16% learned about it through the Embassy of Tanzania in US, 15% found out about the Convention from their local community, and 4% through other means.
See: Pie Chart 2
BBQ event in Other, 3% Local DMV, 2% Community, 10%
Through attended Government Previous official, 4% Convention, 28.0%
Through Internet, Through DICOTA, Social Friend, 26% Media, 21%
Through Embassy in US, 16%
Why did you decide to attend the convention?
Here is the summary of the responses:
29% to network and meet government officials & the President, 21% to support DICOTA's mission 26% look for investment opportunities, Diaspora policies updates 18% to see how to participate in solving Tanzania problems 6% other reasons
See: Pie Chart 3
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You know the Opportunities Organizer, 6% to help solve Tanzania Problems, Networking/ 18% Meeting Govt Officials, 22%
Look of Learn New Investment Policies on Opportunities Diaspora, , 16% 10% Support DICOTA Mission, 21% To meet Key Note Speaker (President Kikwete), 7%
How satisfied were you the overall convention?
The majority of convention attendees were satisfied:
86% were very or somewhat satisfied with the overall convention event, 7% were neutral, 5% were somewhat to very dissatisfied and 2% did not respond.
See: Pie Chart 4 Very No dissatified, Other, 1% Responses, 1% 1% Somewhat dissatisfied, 4%
Neutral, 7%
Very Somewhat Satisfied, 51% Satisfied, 35%
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Was the convention worth the registration fee you paid?
Among the registrants, 66% felt that the registration cost was "completely fair and worth it," and a quarter of the participants (26%) thought it was okay. Five percent of them thought the cost was too much. Registration Fee had also included all meals, cocktail, bus tour, photos, and social entertainments.
See: Pie Chart 5 No, it was Other, 3% too much, 5%
It was Yes, it's okay, 26% completely fair and worth it, 66%
Importance of and satisfaction with various convention entities
The majority of delegates found the topics/themes, profile of presenters, location of the Convention, and Ease of transportation or parking to be most important. Please see table below:
Very Somewhat Somewhat Very Neutral Important Important Unimportant unimportant Location of the 123 33 21 3 2 Convention
Exhibit/products 71 65 34 5 7
Ease of transportation or 121 32 25 2 2 parking
Length of event 101 51 29 0 1
Topic/theme 138 29 14 0 1
Profile of the Presenters and 119 44 12 5 2 keynote speaker
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How would you rate your satisfaction on the following? Furthermore, delegates were most satisfied with the Hotel, meals, keynote speaker (President Kikwete), Financial and the Land and Property panel presentations. Registration process and BBQ picnic received the lowest ratings.
Very Somewhat Very Satisfied Satisfied Neutral Dissatisfied Dissatisfied Hotel Rooms, 92 60 23 4 3 Service & Meeting facilities 51% 33% 13% 2% 2% Meals - 86 60 24 8 4 Breakfast, Lunch, Dinner, snacks 47% 33% 13% 4% 2% Registration 38 33 32 48 31 process at the convention 21% 18% 18% 26% 17% Keynote speaker 76 58 33 9 6 (President Kikwete) 42% 32% 18% 5% 3% Central Bank of 64 67 37 10 4 Tanzania Presentation 35% 37% 20% 5% 2% NSSF 64 74 33 8 3 Presentation & WESTADI Launch 35% 41% 18% 4% 2% Diaspora 57 78 39 5 3 Investment Opportunities: TRA, TIC, EAC, PPF, Std Chartered Bank, Cheetah, Q & A 31% 43% 21% 3% 2% Financial Sector 52 81 37 9 3 Presentations: BOT, CRDB, OPIC, MIGA 29% 45% 20% 5% 2% Land &Property 86 59 31 2 4 Session Nyumba Poa, Paul Lyimo, Kimolo, Ahmed 47% 32% 17% 1% 2% Social 47 63 43 16 13 Entertainments Dinner Gala, BBQ Picnic 26% 35% 24% 9% 7%
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What session(s) did you find most helpful or had most value to you? Please select up to 3 answers only
Number of Response Responses Ratio Key note speaker address 78 12% Presentation by Tanzania Government Officials 65 10% Presentations by Financial Industry - BOT, NSSF, PPF, TRA, TIC, CRDB, Standard Chartered 109 16% Presentations on Land & Property, Investment Bank, Nyumba Poa 118 18% Presentations on Networking and Social Media 36 5% Testimonials by Tanzanian Business people: Mr.Ahmed, Mr. Lyimo, Ms. Kyariga, Mr. Robert 107 16% Question and Answers sessions 81 12% Social programs - Gala Dinner, live shows, Disco, Picnic 46 7% Food 18 3% Other 10 1%
Appendix: Open-ended Responses
(Note: same or similar comments appear once)
Suggestions for Improvement - Specific to 2011 Convention
Try to have Tanzanian meals in the future. Invite more American people (Blacks & Whites) so that we can exchange ideas. Prepare a detailed list of all sponsors that will include their products, services, contacts, offers, etc. List all sponsors on DICOTA's website. Is the Convention focused on investors or skilled Diasporans who would like to return? The issue that Diasporans must bring to the table is how they can participate in Tanzania instead of looking for the government assurances. All speakers should allow questions after their presentations. DICOTA needs to prepare a summary of its activities, promises, and accomplishments from previous conventions. Some Business people from Tanzania did not get special recognition that would have helped them to get business partners from the Diaspora community.
Additional comments on importance of various convention entities
Speakers should not spend too much time on introduction but on issues relevant to Diaspora and respond to member questions. Hotel should be closer to the local community and other facilities necessary to the delegates. Timing of the convention should be on Memorial, July 4th or Labor long
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weekends. Keynote speaker should allow questions and answers. DICOTA need to involve members in selecting speakers, and also provide their background info. Arrange to have fewer topics and allow enough time for constructive discussion. DICOTA should become more relevant by making credible & practical proposals and provide means of achieving its objectives. Arrange topics on how Diaspora can invest in Tanzania: business loans, mortgage, tourism, etc. Registration fee for couples should be lower, e.g. $140; make sure that sponsors get their money's worth, especially those from Tanzania. Hotel & Meals: Great hotel but that location choice could have been better, space was insufficient. Need more hot African meals, less bread, room bookings were disorganized for guests from Tanzania, need DICOTA representative to welcome delegates from Airport to the Hotel. Registration: process was chaotic, should have started a day earlier, don't leave it to the Embassy, use computers. Should have assigned tables for sponsor's exhibitions, need info desk to respond to delegates' issues. Keynote speaker: great presentation, his delay highly disrupted the schedule, prepare substitute program to cover the delay in the future, allow questions & answers. Presentations: Overall performance of presentations was excellent, should have provided their biographies online, long institutional background info was unnecessary, should have outlined them online including their contacts or provide handouts, allow time for one-on-one talk with presenters & TZ officials, Land & Property moderators did a great job, most presenters had inadequate time, minimize reading slides, needed more questions & answers. Entertainments: Picnic was poorly organized, but King Kiki band, fashion show, and cocktail party were awesome!
Most helpful, valuable or impactful presentation/element at the convention
President speech on Diaspora role in building Tanzania. Children Singing. Opportunities available in Tanzania. Investment & entrepreneurship examples and opportunities. WESTADI Interaction with Gov officials. Networking. BoT, TRA, Banks, TIB, Nyumba Poa, Social media, Land & Property. Presentations and Testimonials from Ahmed, Robert, Laurencia Kyariga.
Suggested topics for next year's convention
Financial Sector: NSSF, BoT, Banks, Insurance, Dar Stock Market, How to secure grants/aid to help Tanzania. DICOTA's achievements and its role to Tanzania's development. More Testimonials & Motivation speakers from successful business people from Tanzania and US citizens. Energy (Electricity), Water, Mining, Environment and Industrial sector. Investment opportunities in Tanzania for Diaspora. Diaspora members' success stories, innovations, philanthropy, etc. Political situation in Tanzania. Dual Citizenship.
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Education and College systems in Tanzania, presenters from Universities. Information technology - How to involve Diaspora to use their expertise for Tanzania. Healthcare in Tanzania - How can Diaspora contribute to resolve the problems? Tourism sector - involve Diaspora in marketing their country. Land & Property - Diaspora ownership process. More recruiters from Tanzania. East Africa Federation and SADC impact to Tanzania.
Suggestions for improving future conventions
Involve more Tanzanians in the US to participate, contact all local Tanzanian communities. More interactive discussions would helpful if well constructed. Try to get presenters with real solutions and not theories. The registration process should be more organized. E.g. name tags. Presenters should be more prepared. They should only present information that is valuable to the Diaspora. There should be more presenters from the Diaspora to create a balance between the Diaspora and government officials. Engage the Local Hosting Tanzanians, on the place to host, instead of decisions made from the Leaders. Consult with the Tanzanian community in the area instead of dictating. Secondly, please restrict from being one-sided politically from the ruling party, invite members from other parties to give us their perspective. As one of the few African Americans in attendance I was shocked DICOTA did not reach out to us as a potential asset for Tanzania and Africa as well. Please reach out to us...WE NEED EACH OTHER. Send out guidelines and suggestions for how best to make presentations to an audience accustomed to American forms of presentations. For example, do not just read slides on screen and skip all references to when laws were enacted, amended or expanded and all references to sections and subtitle numbers. Nobody cares. Do these surveys prior to the meeting or during registration; That way you can adjust the schedule accordingly. Have breakout sessions for intimate/longer discussions. More testimonials, those are very inspirational! Published convention program (early), panel sessions instead of presentations. DICOTA should be more organized in terms of planning. Hotline number should be provide and not personal cell phone number. Email should change to [email protected] Website should be updated on regular basis. DICOTA needs postal address, at least a P.O. Box. Podcast of the previous conventions. Creating an effective Local Steering committee early enough. Registration should be done during meet & great. Pick a good city location perhaps return to DC and enjoy the good reg. wave as well as successes of this year's convention. Ask the Embassy early for possible collaboration again. Overall planning should start now. DICOTA steering committee should be more familiar with DICOTA's goals and objectives. Book all venues/vendors at least five months before event. Need more organization during the actual convention-especially amongst the organizers.
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More high level business speakers from both Tanzania and America. Clarity of schedules (important presentations were left out). Keeping time (apart from the keynote speaker). Include Speakers' profiles. Assist attendees from Tanzania (some voiced disappointment). In presenting awards, solicit suggestions from members. Have a large space for display and vendors. Have a suggestion box. DICOTA should recruit during its convention & have a desk for people to learn more and sign up. Presentations should be submitted before-hand in uniform format, no images/docs. Better coordination between organizers - picnic/soccer was a mess. Better online presence. Have less organizational overlap with the Embassy. Definitely encourage the close and cordial relationship between the DICOTA Board and the Executive Committee. Collection of useful data. To be more organized; hotel booking and participants' reception wasn't that good. People should be made aware that everybody paid to attend the convention therefore if one doesn't favor a certain session instead of standing in hallways and chit-chatting or starting unnecessary meetings with no chairperson, it's more wise to give Respect and also utilize social programs set apart for networking! The organizing committee should solicit topic ideas from participants a few months before the convention, and also ask them to nominate potential speakers. Continue to bring key government officials including keynote. If you can't get the president next time try the vice president, prime minister or even the President of Zanzibar.
Maoni na Mapendekezo zaidi kwa DICOTA
Q&A sessions have to be better moderated. People have to be cut short when they try to give speeches about what they know instead of asking questions: very frustrating! Better organized schedules. Rooms for those that need to interview. Longer question and answer sessions if presenters will not take questions after they have presented. Different sponsor to present each year to get different perspectives of what is there (Private sector). On entertainment - a mix for the age groups present. Make the convention FIVE days. I would like to suggest bringing representatives from: Higher education. Healthcare-related presentations in the future. Successful NGO companies which are models. Security sector, Police kuhusu ujambazi. UWT / Ustawi wa Jamii. AGOA in Tanzania hasa kuhusu vikundi vya wanawake who own small businesses. Provide a summary of how you spend the money - cost/revenue. Recognize people who attend the meetings, e.g. leaders of Tanzanian communities in different states. Tanzanian students studying in US, have to be encouraged to participate.
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Have inspirational programs in areas of education, business, etc. For education, we have many Tanzanian professors teaching in many prominent universities, how about a mentorship program, matching with prospective career professionals. Have breakup sessions based on varies problematic areas requiring solutions where experts in these fields can brainstorm. Presenters to have more focused presentations to allow more time for Q&A. Allow time on the first day for a recap of previous convention & what to expect by end of current convention. We shouldn't have to wait until the end of the convention to be introduced to the current leaders of DICOTA. Most people could not afford the fee. Registration a day before meeting, quality name tag, folders. Enough time for speakers with guidelines on most important issues. If possible at least one Tanzanian meal (if you need more info on how to go about it please let me know). To try as far as possible to bring together almost all the Tanzanians living in the US in the next convention so that they can discuss and deliberate on some issues of common interest. Some of the delegates from Tanzania arrived two days before the event due to flight connection. Therefore I suggest DICOTA to station one person at the agreed venue so that he/she can provide accommodation assistance to arriving delegates. Try to be flexible and nimble in your planning in order to be able to react quickly to unforeseen events. Attendees to submit their questions in advance.
End of Survey Results - Thank You!
We would like to extend our special appreciations to everyone who participated in this survey. DICOTA leadership values all your feedback/opinions and will diligently work on your recommendations.
Sincerely,
Dr. Ndaga Mwakabuta Dr. Lyungai Mbilinyi President, DICOTA Secretary, DICOTA
For further information, please visit www.dicotaus.org
“There are about 2 Millions Tanzanians living overseas around the world (Diaspora), about 25% live in United States”, said Tanzanian Minister of Foreign Affairs, Dr. Benard Membe
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