Your guide to the RBSelect Home Computer Benefit

Get the latest technology – direct from RBSelect

No deposits or upfront payments

• Get a brand new computer from just £10.66 (including VAT) per month! • Convenient, fixed RBSelect charge over 36 months • Windows 8 laptop or desktop computers from HP and Samsung • iPad, iPad mini and Apple Macs including MacBook Air and MacBook Pro Let’s Connect are • Tax efficient home computing for you administering this benefit on behalf of RBS.

Windows iPad and iPad mini Apple MacBooks laptops and desktops

To order logon to www.rbspeople.com/yourrewardonline Elect by 11th September 2013 Once you login, click on the 'Home Computer' benefit to complete your order. If you need advice on the ordering process or on choosing a computer, call the Home Computer helpline on 08444 821 860ˆ.

ˆCall costs 5p per minute from fixed lines. Different rates may apply from mobile phones. What’s in this guide? Contents How to order and key scheme dates______P3

What’s included with each package?______P4

Package Summary ______P5

Tablet packages – iPad, iPad mini and Samsung ATIV Tab 3 options ______P6

Laptop and desktop PC packages – Microsoft Windows 8 options______P23

Apple Mac packages – MacBook Air and MacBook Pro options______P29

Scheme accessories – Software, wireless printer, laptop carry cases, speakers, storage devices, tablet stand and Apple Mac accessories_____ P33

How the scheme works ______P39

Frequently asked questions______P43

2 Place your order online at www.rbspeople.com/yourrewardonline by 11th September 2013 How to order and key scheme dates Or, what do I need to do and when do I need to do it by...

Choose a computer package and add accessories 1 You can elect a maximum ONE main computer package and combination of accessories up to £75 RBSelect charge per month. NOTE: If you ordered a computer package last year, this is a three year scheme so the next time you can elect is in 2015 Order by 11th September 2013

Order online by logging onto www.rbspeople.com/yourrewardonline 2 Once you login, click on the 'Home Computer' benefit to complete your order. For advice on the ordering process or on choosing a computer, call the Home Computer Helpline on 08444 821 860

Delivery will be arranged with you for before the end of October 2013 All deliveries are subject to approval and should Let’s Connect be unable to schedule a delivery date with you within a 3 reasonable time, then your order may be cancelled. Note that delivery is subject to stock availability that Let's Connect or RBS are not able to influence. Delivery will be arranged with you for a weekday that's convenient and for security reasons, your chosen computer package needs to be delivered to your home, or similar residential address i.e. family, friends

Your first RBSelect monthly charge will be collected 4 from your pay in October 2013 The remaining charges will be collected each month over the remaining 35 months

Want to know more about how the scheme works? Turn to the section at the back of this brochure, which includes frequently asked questions

Place your order online at www.rbspeople.com/yourrewardonline by 11th September 2013 3 What’s included with each package? Throughout the period of hire, your employer must ensure that the equipment is adequately protected, and therefore each package includes a series of useful extras which are bundled with it. This helps give you peace-of-mind as the RBSelect charge is fixed for 36 months, and continues even if the equipment no longer works or is lost, stolen or damaged.

Extended warranty Internet security The extended warranty provided by the RBS acquire the asset on your behalf and for manufacturer covers the hardware of your your use. In order that the asset is properly equipment and during the limited warranty protected against virus and malware, we have period, the manufacturer will at its discretion, decided to build this valuable feature into repair or replace any defective component. Parts each package to ensure that you can enjoy and labour will be covered. Please refer to the uninterrupted use of the technology that you package pages for detail of what's included. choose. The internet security software has Please note that the Apple warranty for iPad and updates for 36 months and includes anti-virus, iPad mini is only 12 months as standard and can anti-spyware, anti-spam, and firewall. This optionally be extended for 24 months, plus you software is designed to keep your computer also have the option to choose the accidental safe online for the duration of the scheme. damage and theft insurance (see below). The internet security software included will be specific to the Windows or Apple OS X operating system of the machine that you choose. Internet security is not included with tablet packages.

Protective case (tablets only) Optional worldwide SURANC IN E This clean, protective case increases the accidental damage and theft functionality of the tablet, without losing access to any buttons, jacks, camera, or the 36 insurance with no excess light sensor. Corners protect against drops and MONTHS (tablets only) bumps, and the case doubles as a cool stand - As the hire agreement is for 36 months, and perfect when watching videos. It's bundled with the tablet packages are such portable devices, the tablets to help protect them for the duration likely to be taken away from the home, it of the scheme. makes sense to protect them for the full length of the agreement. Please note that the other main packages in the scheme need to be covered by your home insurance for accidental damage and theft.

Free delivery to your home address at your convenience To make it as easy as possible for you to receive FREE the chosen equipment, a courier delivery date DELIVERY will be agreed with you. This can be organised to any residential address. For security reasons, deliveries are not accepted at work.

NoT Standard on the high street!

Scheme extras

4 Place your order online at www.rbspeople.com/yourrewardonline by 11th September 2013 Package Summary

Page Package RBSelect Charge Description Number (The amount you will see on your Number (for more monthly payslip) information) Tablet packages – iPad, iPad mini and Samsung ATIV Tab 3 options Package 1 iPad Wi-Fi 32GB P8 £14.41 Package 2 iPad Wi-Fi 32GB with 36 months insurance P8 £17.19 Package 3 iPad Wi-Fi 64GB P9 £16.63 Package 4 iPad Wi-Fi 64GB with 36 months insurance P9 £19.41 Package 5 iPad Wi-Fi 128GB P10 £18.86 Package 6 iPad Wi-Fi 128GB with 36 months insurance P10 £21.64 Package 7 iPad Wi-Fi + Cellular 32GB P12 £17.19 Package 8 iPad Wi-Fi + Cellular 32GB with 36 months insurance P12 £19.97 Package 9 iPad Wi-Fi + Cellular 64GB P13 £19.41 Package 10 iPad Wi-Fi + Cellular 64GB with 36 months insurance P13 £22.19 Package 11 iPad Wi-Fi + Cellular 128GB P14 £21.63 Package 12 iPad Wi-Fi + Cellular 128GB with 36 months insurance P14 £24.41 Package 13 iPad mini Wi-Fi 32GB P16 £10.66 Package 14 iPad mini Wi-Fi 32GB with 36 months insurance P16 £13.44 Package 15 iPad mini Wi-Fi 64GB P17 £12.88 Package 16 iPad mini Wi-Fi 64GB with 36 months insurance P17 £15.66 Package 17 iPad mini Wi-Fi + Cellular 32GB P19 £13.44 Package 18 iPad mini Wi-Fi + Cellular 32GB with 36 months insurance P19 £16.22 Package 19 iPad mini Wi-Fi + Cellular 64GB P20 £15.66 Package 20 iPad mini Wi-Fi + Cellular 64GB with 36 months insurance P20 £18.44 Package 21 Samsung ATIV Tab 3 P22 £16.78 Package 22 Samsung ATIV Tab 3 with 36 months insurance P22 £19.56

Laptop and desktop PC packages – Microsoft Windows 8 options Package 23 Samsung ATIV Book 4 15.6-inch Starter Laptop P24 £14.59 Package 24 Samsung ATIV Book 9 Lite 13.3-inch Ultra Mobile Laptop P25 £17.51 Package 25 Samsung ATIV Book 4 15.6-inch All-Round Laptop P26 £23.35 Package 26 HP ENVY 17 17.3-inch Ultimate Laptop P27 £32.95 Package 27 Samsung ATIV One 5 Style 23.6-inch Touchscreen Desktop PC P28 £32.08

Apple Mac packages – MacBook Air and MacBook Pro options Package 28 MacBook Air 13-inch P30 £34.32 Package 29 MacBook Pro with Retina display 15-inch P31 £60.17

Place your order online at www.rbspeople.com/yourrewardonline by 11th September 2013 5 Tablet packages

iPad, iPad mini and Samsung ATIV Tab 3 options

6 Place your order online at www.rbspeople.com/yourrewardonline by 11th September 2013 Packages 1–6 iPad with Retina display Just as stunning. Twice as fast.

iPad features a stunning Retina display, FaceTime HD and iSight cameras, the all-new A6X chip and ultra-fast wireless. And with access to over 275,000 apps on the App Store, you can do more than ever.

iPad Wi-Fi 32GB Available in Black or White. £14.41 £17.19 RBSelect Charge RBSelect Charge with 36 months insurance

iPad Wi-Fi 64GB Available in Black or White. £16.63 £19.41 RBSelect Charge RBSelect Charge with 36 months insurance

iPad Wi-Fi 128GB Available in Black or White. £18.86 £21.64 RBSelect Charge RBSelect Charge with 36 months insurance

Standard iPad extras included in the RBSelect Home Computer Benefit:

RAN SU CE IN

36 FREE MONTHS DELIVERY

9912 months 99 iPad 99Free delivery to Optional 36 months warranty protective your home address worldwide accidental Optionally add case at your convenience damage and theft AppleCare Protection insurance with Plan for 24 months no excess (see accessory options) Place your order online at www.rbspeople.com/yourrewardonline by 11th September 2013 7 Package 1 £14.41 iPad Wi-Fi 32GB RBSelect Charge (The amount you will see on your monthly payslip)

iPad Wi-Fi 32GB Basic Rate Tax Payer* Higher Rate Tax Payer** Additional Rate Tax Payer*** Cost to you through the RBSelect Home Computer Benefit: Monthly Monthly Monthly RBSelect Gross Charge The amount you will see on your monthly payslip £14.41 £14.41 £14.41 less Income tax savings - £2.88 - £5.76 - £6.48 less National insurance savings - £1.73 - £0.29 - £0.29 RBSelect charge less Tax and NI savings £9.80 £8.36 £7.64 plus monthly equivalent of the Benefit in Kind Tax (via P11D) £1.73 £3.46 £3.89 Effective Net Charge The amount you actually pay £11.53 £11.82 £11.53 36 months 36 months 36 months Total 36 month RBSelect Charge £518.76 £518.76 £518.76 Total 36 month RBSelect Charge (less savings) The total net amount £415.08 £425.52 £415.08 Savings £103.68 £93.24 £103.68 End of term charge (if you don’t return the equipment) † £20.75 £31.13 £33.72 Revised savings if End of term charge is applied £82.93 £62.11 £69.96 *The savings for basic rate taxpayers are calculated at 20% tax and 12% National Insurance. **The savings for higher rate taxpayers are calculated at 40% tax and 2% National Insurance. ***The savings for additional rate taxpayers are calculated at 45% tax and 2% National Insurance. † Additional Benefit in Kind on 10% of the original alueV plus VAT (still under HMRC consideration). Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. Photography may be for illustration purposes only.

Package 2

RAN SU CE IN £17.19

36 RBSelect Charge iPad Wi-Fi 32GB with 36 months insurance MONTHS (The amount you will see on Accidental damage and theft insurance‡ • Worldwide cover your monthly payslip) No excess • Maximum of three claims (up to three claims in first 12 months, one per year for years two and three) © 2013 Apple Inc. All rights reserved. ‡Covers Accidental Damage and Theft (terms and conditions apply and are the final arbiter) and as a summary includes: No Excess, No specialist security requirements, Worldwide cover with no time restrictions, Easy claim process, Lack of forcible entry/exit does not invalidate claim, Equipment automatically covered for use by other members of insured’s family.

iPad Wi-Fi 32GB with 36 months insurance Basic Rate Tax Payer* Higher Rate Tax Payer** Additional Rate Tax Payer*** Cost to you through the RBSelect Home Computer Benefit: Monthly Monthly Monthly RBSelect Gross Charge The amount you will see on your monthly payslip £17.19 £17.19 £17.19 less Income tax savings - £3.44 - £6.88 - £7.74 less National insurance savings - £2.06 - £0.34 - £0.34 RBSelect charge less Tax and NI savings £11.69 £9.97 £9.11 plus monthly equivalent of the Benefit in Kind Tax (via P11D) £2.06 £4.13 £4.64 Effective Net Charge The amount you actually pay £13.75 £14.10 £13.75 36 months 36 months 36 months Total 36 month RBSelect Charge £618.84 £618.84 £618.84 Total 36 month RBSelect Charge (less savings) The total net amount £495.00 £507.60 £495.00 Savings £123.84 £111.24 £123.84 End of term charge (if you don’t return the equipment) † £24.75 £37.13 £40.22 Revised savings if End of term charge is applied £99.09 £74.11 £83.62 *The savings for basic rate taxpayers are calculated at 20% tax and 12% National Insurance. **The savings for higher rate taxpayers are calculated at 40% tax and 2% National Insurance. ***The savings for additional rate taxpayers are calculated at 45% tax and 2% National Insurance. † Additional Benefit in Kind on 10% of the original alueV plus VAT (still under HMRC consideration). Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. Photography may be for illustration purposes only.

Optionally add AppleCare Protection Plan for 24 months (see accessory options)

8 Place your order online at www.rbspeople.com/yourrewardonline by 11th September 2013 Package 3 £16.63 iPad Wi-Fi 64GB RBSelect Charge (The amount you will see on your monthly payslip)

iPad Wi-Fi 64GB Basic Rate Tax Payer* Higher Rate Tax Payer** Additional Rate Tax Payer*** Cost to you through the RBSelect Home Computer Benefit: Monthly Monthly Monthly RBSelect Gross Charge The amount you will see on your monthly payslip £16.63 £16.63 £16.63 less Income tax savings - £3.33 - £6.65 - £7.48 less National insurance savings - £2.00 - £0.33 - £0.33 RBSelect charge less Tax and NI savings £11.30 £9.65 £8.82 plus monthly equivalent of the Benefit in Kind Tax (via P11D) £2.00 £3.99 £4.49 Effective Net Charge The amount you actually pay £13.30 £13.64 £13.31 36 months 36 months 36 months Total 36 month RBSelect Charge £598.68 £598.68 £598.68 Total 36 month RBSelect Charge (less savings) The total net amount £478.80 £491.04 £479.16 Savings £119.88 £107.64 £119.52 End of term charge (if you don’t return the equipment) † £23.95 £35.92 £38.91 Revised savings if End of term charge is applied £95.93 £71.72 £80.61 *The savings for basic rate taxpayers are calculated at 20% tax and 12% National Insurance. **The savings for higher rate taxpayers are calculated at 40% tax and 2% National Insurance. ***The savings for additional rate taxpayers are calculated at 45% tax and 2% National Insurance. † Additional Benefit in Kind on 10% of the original alueV plus VAT (still under HMRC consideration). Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. Photography may be for illustration purposes only.

Package 4

RAN SU CE IN £19.41

36 RBSelect Charge iPad Wi-Fi 64GB with 36 months insurance MONTHS (The amount you will see on Accidental damage and theft insurance‡ • Worldwide cover your monthly payslip) No excess • Maximum of three claims (up to three claims in first 12 months, one per year for years two and three) © 2013 Apple Inc. All rights reserved. ‡Covers Accidental Damage and Theft (terms and conditions apply and are the final arbiter) and as a summary includes: No Excess, No specialist security requirements, Worldwide cover with no time restrictions, Easy claim process, Lack of forcible entry/exit does not invalidate claim, Equipment automatically covered for use by other members of insured’s family.

iPad Wi-Fi 64GB with 36 months insurance Basic Rate Tax Payer* Higher Rate Tax Payer** Additional Rate Tax Payer*** Cost to you through the RBSelect Home Computer Benefit: Monthly Monthly Monthly RBSelect Gross Charge The amount you will see on your monthly payslip £19.41 £19.41 £19.41 less Income tax savings - £3.88 - £7.76 - £8.73 less National insurance savings - £2.33 - £0.39 - £0.39 RBSelect charge less Tax and NI savings £13.20 £11.26 £10.29 plus monthly equivalent of the Benefit in Kind Tax (via P11D) £2.33 £4.66 £5.24 Effective Net Charge The amount you actually pay £15.53 £15.92 £15.53 36 months 36 months 36 months Total 36 month RBSelect Charge £698.76 £698.76 £698.76 Total 36 month RBSelect Charge (less savings) The total net amount £559.08 £573.12 £559.08 Savings £139.68 £125.64 £139.68 End of term charge (if you don’t return the equipment) † £27.95 £41.93 £45.42 Revised savings if End of term charge is applied £111.73 £83.71 £94.26 *The savings for basic rate taxpayers are calculated at 20% tax and 12% National Insurance. **The savings for higher rate taxpayers are calculated at 40% tax and 2% National Insurance. ***The savings for additional rate taxpayers are calculated at 45% tax and 2% National Insurance. † Additional Benefit in Kind on 10% of the original alueV plus VAT (still under HMRC consideration). Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. Photography may be for illustration purposes only.

Optionally add AppleCare Protection Plan for 24 months (see accessory options)

Place your order online at www.rbspeople.com/yourrewardonline by 11th September 2013 9 Package 5 £18.86 iPad Wi-Fi 128GB RBSelect Charge (The amount you will see on your monthly payslip)

iPad Wi-Fi 128GB Basic Rate Tax Payer* Higher Rate Tax Payer** Additional Rate Tax Payer*** Cost to you through the RBSelect Home Computer Benefit: Monthly Monthly Monthly RBSelect Gross Charge The amount you will see on your monthly payslip £18.86 £18.86 £18.86 less Income tax savings - £3.77 - £7.54 - £8.49 less National insurance savings - £2.26 - £0.38 - £0.38 RBSelect charge less Tax and NI savings £12.83 £10.94 £9.99 plus monthly equivalent of the Benefit in Kind Tax (via P11D) £2.26 £4.53 £5.09 Effective Net Charge The amount you actually pay £15.09 £15.47 £15.08 36 months 36 months 36 months Total 36 month RBSelect Charge £678.96 £678.96 £678.96 Total 36 month RBSelect Charge (less savings) The total net amount £543.24 £556.92 £542.88 Savings £135.72 £122.04 £136.08 End of term charge (if you don’t return the equipment) † £27.16 £40.74 £44.13 Revised savings if End of term charge is applied £108.56 £81.30 £91.95 *The savings for basic rate taxpayers are calculated at 20% tax and 12% National Insurance. **The savings for higher rate taxpayers are calculated at 40% tax and 2% National Insurance. ***The savings for additional rate taxpayers are calculated at 45% tax and 2% National Insurance. † Additional Benefit in Kind on 10% of the original alueV plus VAT (still under HMRC consideration). Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. Photography may be for illustration purposes only.

Package 6

RAN SU CE IN £21.64

36 RBSelect Charge iPad Wi-Fi 128GB with 36 months insurance MONTHS (The amount you will see on Accidental damage and theft insurance‡ • Worldwide cover your monthly payslip) No excess • Maximum of three claims (up to three claims in first 12 months, one per year for years two and three) © 2013 Apple Inc. All rights reserved. ‡Covers Accidental Damage and Theft (terms and conditions apply and are the final arbiter) and as a summary includes: No Excess, No specialist security requirements, Worldwide cover with no time restrictions, Easy claim process, Lack of forcible entry/exit does not invalidate claim, Equipment automatically covered for use by other members of insured’s family.

iPad Wi-Fi 128GB with 36 months insurance Basic Rate Tax Payer* Higher Rate Tax Payer** Additional Rate Tax Payer*** Cost to you through the RBSelect Home Computer Benefit: Monthly Monthly Monthly RBSelect Gross Charge The amount you will see on your monthly payslip £21.64 £21.64 £21.64 less Income tax savings - £4.33 - £8.66 - £9.74 less National insurance savings - £2.60 - £0.43 - £0.43 RBSelect charge less Tax and NI savings £14.71 £12.55 £11.47 plus monthly equivalent of the Benefit in Kind Tax (via P11D) £2.60 £5.19 £5.84 Effective Net Charge The amount you actually pay £17.31 £17.74 £17.31 36 months 36 months 36 months Total 36 month RBSelect Charge £779.04 £779.04 £779.04 Total 36 month RBSelect Charge (less savings) The total net amount £623.16 £638.64 £623.16 Savings £155.88 £140.40 £155.88 End of term charge (if you don’t return the equipment) † £31.16 £46.74 £50.64 Revised savings if End of term charge is applied £124.72 £93.66 £105.24 *The savings for basic rate taxpayers are calculated at 20% tax and 12% National Insurance. **The savings for higher rate taxpayers are calculated at 40% tax and 2% National Insurance. ***The savings for additional rate taxpayers are calculated at 45% tax and 2% National Insurance. † Additional Benefit in Kind on 10% of the original alueV plus VAT (still under HMRC consideration). Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. Photography may be for illustration purposes only.

Optionally add AppleCare Protection Plan for 24 months (see accessory options)

10 Place your order online at www.rbspeople.com/yourrewardonline by 11th September 2013 Packages 7–12 iPad with Retina display Just as stunning. Twice as fast.

iPad features a stunning Retina display, FaceTime HD and iSight cameras, the all-new A6X chip and ultra-fast wireless. And with access to over 275,000 apps on the App Store, you can do more than ever. Connect to the Internet over fast mobile data networks (where available) when you’re on the go. Mobile data service to be purchased separately.

You can purchase an iPad data plan from your preferred service provider. Please note that all RBS employees get a 15% discount on £27 a month 24 month iPad data plans with Vodafone. Please visit Your Offers (www.rbspeople.com/youroffers) web site for more details on the offer. iPad Wi-Fi + Cellular 32GB Available in Black or White. Mobile data service to be purchased separately. £17.19 £19.97 RBSelect Charge RBSelect Charge with 36 months insurance

iPad Wi-Fi + Cellular 64GB Available in Black or White. Mobile data service to be purchased separately. £19.41 £22.19 RBSelect Charge RBSelect Charge with 36 months insurance

iPad Wi-Fi + Cellular 128GB Available in Black or White. Mobile data service to be purchased separately. £21.63 £24.41 RBSelect Charge RBSelect Charge with 36 months insurance

Standard iPad extras included in the RBSelect Home Computer Benefit:

RAN SU CE IN

36 FREE MONTHS DELIVERY

9912 months 99 iPad 99Free delivery to Optional 36 months warranty protective your home address worldwide accidental Optionally add case at your convenience damage and theft AppleCare Protection insurance with Plan for 24 months no excess (see accessory options) Place your order online at www.rbspeople.com/yourrewardonline by 11th September 2013 11 Package 7 £17.19 iPad Wi-Fi + Cellular 32GB RBSelect Charge (The amount you will see on your monthly payslip)

iPad Wi-Fi + Cellular 32GB Basic Rate Tax Payer* Higher Rate Tax Payer** Additional Rate Tax Payer*** Cost to you through the RBSelect Home Computer Benefit: Monthly Monthly Monthly RBSelect Gross Charge The amount you will see on your monthly payslip £17.19 £17.19 £17.19 less Income tax savings - £3.44 - £6.88 - £7.74 less National insurance savings - £2.06 - £0.34 - £0.34 RBSelect charge less Tax and NI savings £11.69 £9.97 £9.11 plus monthly equivalent of the Benefit in Kind Tax (via P11D) £2.06 £4.13 £4.64 Effective Net Charge The amount you actually pay £13.75 £14.10 £13.75 36 months 36 months 36 months Total 36 month RBSelect Charge £618.84 £618.84 £618.84 Total 36 month RBSelect Charge (less savings) The total net amount £495.00 £507.60 £495.00 Savings £123.84 £111.24 £123.84 End of term charge (if you don’t return the equipment) † £24.75 £37.13 £40.22 Revised savings if End of term charge is applied £99.09 £74.11 £83.62 *The savings for basic rate taxpayers are calculated at 20% tax and 12% National Insurance. **The savings for higher rate taxpayers are calculated at 40% tax and 2% National Insurance. ***The savings for additional rate taxpayers are calculated at 45% tax and 2% National Insurance. † Additional Benefit in Kind on 10% of the original alueV plus VAT (still under HMRC consideration). Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. Photography may be for illustration purposes only.

Package 8

RAN SU CE IN £19.97

36 RBSelect Charge iPad Wi-Fi + Cellular 32GB with 36 months insurance MONTHS (The amount you will see on Accidental damage and theft insurance‡ • Worldwide cover your monthly payslip) No excess • Maximum of three claims (up to three claims in first 12 months, one per year for years two and three) © 2013 Apple Inc. All rights reserved. ‡Covers Accidental Damage and Theft (terms and conditions apply and are the final arbiter) and as a summary includes: No Excess, No specialist security requirements, Worldwide cover with no time restrictions, Easy claim process, Lack of forcible entry/exit does not invalidate claim, Equipment automatically covered for use by other members of insured’s family.

iPad Wi-Fi + Cellular 32GB with 36 months insurance Basic Rate Tax Payer* Higher Rate Tax Payer** Additional Rate Tax Payer*** Cost to you through the RBSelect Home Computer Benefit: Monthly Monthly Monthly RBSelect Gross Charge The amount you will see on your monthly payslip £19.97 £19.97 £19.97 less Income tax savings - £3.99 - £7.99 - £8.99 less National insurance savings - £2.40 - £0.40 - £0.40 RBSelect charge less Tax and NI savings £13.58 £11.58 £10.58 plus monthly equivalent of the Benefit in Kind Tax (via P11D) £2.40 £4.79 £5.39 Effective Net Charge The amount you actually pay £15.98 £16.37 £15.97 36 months 36 months 36 months Total 36 month RBSelect Charge £718.92 £718.92 £718.92 Total 36 month RBSelect Charge (less savings) The total net amount £575.28 £589.32 £574.92 Savings £143.64 £129.60 £144.00 End of term charge (if you don’t return the equipment) † £28.76 £43.14 £46.73 Revised savings if End of term charge is applied £114.88 £86.46 £97.27 *The savings for basic rate taxpayers are calculated at 20% tax and 12% National Insurance. **The savings for higher rate taxpayers are calculated at 40% tax and 2% National Insurance. ***The savings for additional rate taxpayers are calculated at 45% tax and 2% National Insurance. † Additional Benefit in Kind on 10% of the original alueV plus VAT (still under HMRC consideration). Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. Photography may be for illustration purposes only.

Optionally add AppleCare Protection Plan for 24 months (see accessory options)

Mobile data plan is sold separately. The model you choose is configured to work with a particular mobile network technology. Check with your carrier for compatibility and mobile data plan availability. 12 Place your order online at www.rbspeople.com/yourrewardonline by 11th September 2013 Package 9 £19.41 iPad Wi-Fi + Cellular 64GB RBSelect Charge (The amount you will see on your monthly payslip)

iPad Wi-Fi + Cellular 64GB Basic Rate Tax Payer* Higher Rate Tax Payer** Additional Rate Tax Payer*** Cost to you through the RBSelect Home Computer Benefit: Monthly Monthly Monthly RBSelect Gross Charge The amount you will see on your monthly payslip £19.41 £19.41 £19.41 less Income tax savings - £3.88 - £7.76 - £8.73 less National insurance savings - £2.33 - £0.39 - £0.39 RBSelect charge less Tax and NI savings £13.20 £11.26 £10.29 plus monthly equivalent of the Benefit in Kind Tax (via P11D) £2.33 £4.66 £5.24 Effective Net Charge The amount you actually pay £15.53 £15.92 £15.53 36 months 36 months 36 months Total 36 month RBSelect Charge £698.76 £698.76 £698.76 Total 36 month RBSelect Charge (less savings) The total net amount £559.08 £573.12 £559.08 Savings £139.68 £125.64 £139.68 End of term charge (if you don’t return the equipment) † £27.95 £41.93 £45.42 Revised savings if End of term charge is applied £111.73 £83.71 £94.26 *The savings for basic rate taxpayers are calculated at 20% tax and 12% National Insurance. **The savings for higher rate taxpayers are calculated at 40% tax and 2% National Insurance. ***The savings for additional rate taxpayers are calculated at 45% tax and 2% National Insurance. † Additional Benefit in Kind on 10% of the original alueV plus VAT (still under HMRC consideration). Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. Photography may be for illustration purposes only.

Package 10

RAN SU CE IN £22.19

36 RBSelect Charge iPad Wi-Fi + Cellular 64GB with 36 months insurance MONTHS (The amount you will see on Accidental damage and theft insurance‡ • Worldwide cover your monthly payslip) No excess • Maximum of three claims (up to three claims in first 12 months, one per year for years two and three) © 2013 Apple Inc. All rights reserved. ‡Covers Accidental Damage and Theft (terms and conditions apply and are the final arbiter) and as a summary includes: No Excess, No specialist security requirements, Worldwide cover with no time restrictions, Easy claim process, Lack of forcible entry/exit does not invalidate claim, Equipment automatically covered for use by other members of insured’s family.

iPad Wi-Fi + Cellular 64GB with 36 months insurance Basic Rate Tax Payer* Higher Rate Tax Payer** Additional Rate Tax Payer*** Cost to you through the RBSelect Home Computer Benefit: Monthly Monthly Monthly RBSelect Gross Charge The amount you will see on your monthly payslip £22.19 £22.19 £22.19 less Income tax savings - £4.44 - £8.88 - £9.99 less National insurance savings - £2.66 - £0.44 - £0.44 RBSelect charge less Tax and NI savings £15.09 £12.87 £11.76 plus monthly equivalent of the Benefit in Kind Tax (via P11D) £2.66 £5.33 £5.99 Effective Net Charge The amount you actually pay £17.75 £18.20 £17.75 36 months 36 months 36 months Total 36 month RBSelect Charge £798.84 £798.84 £798.84 Total 36 month RBSelect Charge (less savings) The total net amount £639.00 £655.20 £639.00 Savings £159.84 £143.64 £159.84 End of term charge (if you don’t return the equipment) † £31.95 £47.93 £51.92 Revised savings if End of term charge is applied £127.89 £95.71 £107.92 *The savings for basic rate taxpayers are calculated at 20% tax and 12% National Insurance. **The savings for higher rate taxpayers are calculated at 40% tax and 2% National Insurance. ***The savings for additional rate taxpayers are calculated at 45% tax and 2% National Insurance. † Additional Benefit in Kind on 10% of the original alueV plus VAT (still under HMRC consideration). Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. Photography may be for illustration purposes only.

Optionally add AppleCare Protection Plan for 24 months (see accessory options)

Mobile data plan is sold separately. The model you choose is configured to work with a particular mobile network technology. Check with your carrier for compatibility and mobile data plan availability. Place your order online at www.rbspeople.com/yourrewardonline by 11th September 2013 13 Package 11 £21.63 iPad Wi-Fi + Cellular 128GB RBSelect Charge (The amount you will see on your monthly payslip)

iPad Wi-Fi + Cellular 128GB Basic Rate Tax Payer* Higher Rate Tax Payer** Additional Rate Tax Payer*** Cost to you through the RBSelect Home Computer Benefit: Monthly Monthly Monthly RBSelect Gross Charge The amount you will see on your monthly payslip £21.63 £21.63 £21.63 less Income tax savings - £4.33 - £8.65 - £9.73 less National insurance savings - £2.60 - £0.43 - £0.43 RBSelect charge less Tax and NI savings £14.70 £12.55 £11.47 plus monthly equivalent of the Benefit in Kind Tax (via P11D) £2.60 £5.19 £5.84 Effective Net Charge The amount you actually pay £17.30 £17.74 £17.31 36 months 36 months 36 months Total 36 month RBSelect Charge £778.68 £778.68 £778.68 Total 36 month RBSelect Charge (less savings) The total net amount £622.80 £638.64 £623.16 Savings £155.88 £140.04 £155.52 End of term charge (if you don’t return the equipment) † £31.15 £46.72 £50.61 Revised savings if End of term charge is applied £124.73 £93.32 £104.91 *The savings for basic rate taxpayers are calculated at 20% tax and 12% National Insurance. **The savings for higher rate taxpayers are calculated at 40% tax and 2% National Insurance. ***The savings for additional rate taxpayers are calculated at 45% tax and 2% National Insurance. † Additional Benefit in Kind on 10% of the original alueV plus VAT (still under HMRC consideration). Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. Photography may be for illustration purposes only.

Package 12

RAN SU CE IN £24.41

36 RBSelect Charge iPad Wi-Fi + Cellular 128GB with 36 months insurance MONTHS (The amount you will see on Accidental damage and theft insurance‡ • Worldwide cover your monthly payslip) No excess • Maximum of three claims (up to three claims in first 12 months, one per year for years two and three) © 2013 Apple Inc. All rights reserved. ‡Covers Accidental Damage and Theft (terms and conditions apply and are the final arbiter) and as a summary includes: No Excess, No specialist security requirements, Worldwide cover with no time restrictions, Easy claim process, Lack of forcible entry/exit does not invalidate claim, Equipment automatically covered for use by other members of insured’s family.

iPad Wi-Fi + Cellular 128GB with 36 months insurance Basic Rate Tax Payer* Higher Rate Tax Payer** Additional Rate Tax Payer*** Cost to you through the RBSelect Home Computer Benefit: Monthly Monthly Monthly RBSelect Gross Charge The amount you will see on your monthly payslip £24.41 £24.41 £24.41 less Income tax savings - £4.88 - £9.76 - £10.98 less National insurance savings - £2.93 - £0.49 - £0.49 RBSelect charge less Tax and NI savings £16.60 £14.16 £12.94 plus monthly equivalent of the Benefit in Kind Tax (via P11D) £2.93 £5.86 £6.59 Effective Net Charge The amount you actually pay £19.53 £20.02 £19.53 36 months 36 months 36 months Total 36 month RBSelect Charge £878.76 £878.76 £878.76 Total 36 month RBSelect Charge (less savings) The total net amount £703.08 £720.72 £703.08 Savings £175.68 £158.04 £175.68 End of term charge (if you don’t return the equipment) † £35.15 £52.73 £57.12 Revised savings if End of term charge is applied £140.53 £105.31 £118.56 *The savings for basic rate taxpayers are calculated at 20% tax and 12% National Insurance. **The savings for higher rate taxpayers are calculated at 40% tax and 2% National Insurance. ***The savings for additional rate taxpayers are calculated at 45% tax and 2% National Insurance. † Additional Benefit in Kind on 10% of the original alueV plus VAT (still under HMRC consideration). Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. Photography may be for illustration purposes only.

Optionally add AppleCare Protection Plan for 24 months (see accessory options)

Mobile data plan is sold separately. The model you choose is configured to work with a particular mobile network technology. Check with your carrier for compatibility and mobile data plan availability. 14 Place your order online at www.rbspeople.com/yourrewardonline by 11th September 2013 Packages 13–16 iPad mini The whole package. In a smaller package.

iPad mini features a beautiful 7.9-inch display, FaceTime HD and iSight cameras, the A5 chip, ultra-fast wireless and up to 10 hours of battery life. And over 275,000 apps on the App Store made for iPad also work with iPad mini. So it’s an iPad in every way, shape and slightly smaller form.

iPad mini Wi-Fi 32GB Available in Black/Slate or White/Silver. £10.66 £13.44 RBSelect Charge RBSelect Charge with 36 months insurance

iPad mini Wi-Fi 64GB Available in Black/Slate or White/Silver. £12.88 £15.66 RBSelect Charge RBSelect Charge with 36 months insurance

Standard iPad mini extras included in the RBSelect Home Computer Benefit:

RAN SU CE IN

36 FREE MONTHS DELIVERY

9912 months 99 iPad mini 99Free delivery to Optional 36 months warranty protective your home address worldwide accidental Optionally add case at your convenience damage and theft AppleCare Protection insurance with Plan for 24 months no excess (see accessory options) Place your order online at www.rbspeople.com/yourrewardonline by 11th September 2013 15 Package 13 £10.66 iPad mini Wi-Fi 32GB RBSelect Charge (The amount you will see on your monthly payslip)

iPad mini Wi-Fi 32GB Basic Rate Tax Payer* Higher Rate Tax Payer** Additional Rate Tax Payer*** Cost to you through the RBSelect Home Computer Benefit: Monthly Monthly Monthly RBSelect Gross Charge The amount you will see on your monthly payslip £10.66 £10.66 £10.66 less Income tax savings - £2.13 - £4.26 - £4.80 less National insurance savings - £1.28 - £0.21 - £0.21 RBSelect charge less Tax and NI savings £7.25 £6.19 £5.65 plus monthly equivalent of the Benefit in Kind Tax (via P11D) £1.28 £2.56 £2.88 Effective Net Charge The amount you actually pay £8.53 £8.75 £8.53 36 months 36 months 36 months Total 36 month RBSelect Charge £383.76 £383.76 £383.76 Total 36 month RBSelect Charge (less savings) The total net amount £307.08 £315.00 £307.08 Savings £76.68 £68.76 £76.68 End of term charge (if you don’t return the equipment) † £15.35 £23.03 £24.94 Revised savings if End of term charge is applied £61.33 £45.73 £51.74 *The savings for basic rate taxpayers are calculated at 20% tax and 12% National Insurance. **The savings for higher rate taxpayers are calculated at 40% tax and 2% National Insurance. ***The savings for additional rate taxpayers are calculated at 45% tax and 2% National Insurance. † Additional Benefit in Kind on 10% of the original alueV plus VAT (still under HMRC consideration). Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. Photography may be for illustration purposes only.

Package 14

RAN SU CE IN £13.44

36 RBSelect Charge iPad mini Wi-Fi 32GB with 36 months insurance MONTHS (The amount you will see on Accidental damage and theft insurance‡ • Worldwide cover your monthly payslip) No excess • Maximum of three claims (up to three claims in first 12 months, one per year for years two and three) © 2013 Apple Inc. All rights reserved. ‡Covers Accidental Damage and Theft (terms and conditions apply and are the final arbiter) and as a summary includes: No Excess, No specialist security requirements, Worldwide cover with no time restrictions, Easy claim process, Lack of forcible entry/exit does not invalidate claim, Equipment automatically covered for use by other members of insured’s family.

iPad mini Wi-Fi 32GB with 36 months insurance Basic Rate Tax Payer* Higher Rate Tax Payer** Additional Rate Tax Payer*** Cost to you through the RBSelect Home Computer Benefit: Monthly Monthly Monthly RBSelect Gross Charge The amount you will see on your monthly payslip £13.44 £13.44 £13.44 less Income tax savings - £2.69 - £5.38 - £6.05 less National insurance savings - £1.61 - £0.27 - £0.27 RBSelect charge less Tax and NI savings £9.14 £7.79 £7.12 plus monthly equivalent of the Benefit in Kind Tax (via P11D) £1.61 £3.23 £3.63 Effective Net Charge The amount you actually pay £10.75 £11.02 £10.75 36 months 36 months 36 months Total 36 month RBSelect Charge £483.84 £483.84 £483.84 Total 36 month RBSelect Charge (less savings) The total net amount £387.00 £396.72 £387.00 Savings £96.84 £87.12 £96.84 End of term charge (if you don’t return the equipment) † £19.35 £29.03 £31.45 Revised savings if End of term charge is applied £77.49 £58.09 £65.39 *The savings for basic rate taxpayers are calculated at 20% tax and 12% National Insurance. **The savings for higher rate taxpayers are calculated at 40% tax and 2% National Insurance. ***The savings for additional rate taxpayers are calculated at 45% tax and 2% National Insurance. † Additional Benefit in Kind on 10% of the original alueV plus VAT (still under HMRC consideration). Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. Photography may be for illustration purposes only.

Optionally add AppleCare Protection Plan for 24 months (see accessory options)

16 Place your order online at www.rbspeople.com/yourrewardonline by 11th September 2013 Package 15 £12.88 iPad mini Wi-Fi 64GB RBSelect Charge (The amount you will see on your monthly payslip)

iPad mini Wi-Fi 64GB Basic Rate Tax Payer* Higher Rate Tax Payer** Additional Rate Tax Payer*** Cost to you through the RBSelect Home Computer Benefit: Monthly Monthly Monthly RBSelect Gross Charge The amount you will see on your monthly payslip £12.88 £12.88 £12.88 less Income tax savings - £2.58 - £5.15 - £5.80 less National insurance savings - £1.55 - £0.26 - £0.26 RBSelect charge less Tax and NI savings £8.75 £7.47 £6.82 plus monthly equivalent of the Benefit in Kind Tax (via P11D) £1.55 £3.09 £3.48 Effective Net Charge The amount you actually pay £10.30 £10.56 £10.30 36 months 36 months 36 months Total 36 month RBSelect Charge £463.68 £463.68 £463.68 Total 36 month RBSelect Charge (less savings) The total net amount £370.80 £380.16 £370.80 Savings £92.88 £83.52 £92.88 End of term charge (if you don’t return the equipment) † £18.55 £27.82 £30.14 Revised savings if End of term charge is applied £74.33 £55.70 £62.74 *The savings for basic rate taxpayers are calculated at 20% tax and 12% National Insurance. **The savings for higher rate taxpayers are calculated at 40% tax and 2% National Insurance. ***The savings for additional rate taxpayers are calculated at 45% tax and 2% National Insurance. † Additional Benefit in Kind on 10% of the original alueV plus VAT (still under HMRC consideration). Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. Photography may be for illustration purposes only.

Package 16

RAN SU CE IN £15.66

36 RBSelect Charge iPad mini Wi-Fi 64GB with 36 months insurance MONTHS (The amount you will see on Accidental damage and theft insurance‡ • Worldwide cover your monthly payslip) No excess • Maximum of three claims (up to three claims in first 12 months, one per year for years two and three) © 2013 Apple Inc. All rights reserved. ‡Covers Accidental Damage and Theft (terms and conditions apply and are the final arbiter) and as a summary includes: No Excess, No specialist security requirements, Worldwide cover with no time restrictions, Easy claim process, Lack of forcible entry/exit does not invalidate claim, Equipment automatically covered for use by other members of insured’s family.

iPad mini Wi-Fi 64GB with 36 months insurance Basic Rate Tax Payer* Higher Rate Tax Payer** Additional Rate Tax Payer*** Cost to you through the RBSelect Home Computer Benefit: Monthly Monthly Monthly RBSelect Gross Charge The amount you will see on your monthly payslip £15.66 £15.66 £15.66 less Income tax savings - £3.13 - £6.26 - £7.05 less National insurance savings - £1.88 - £0.31 - £0.31 RBSelect charge less Tax and NI savings £10.65 £9.09 £8.30 plus monthly equivalent of the Benefit in Kind Tax (via P11D) £1.88 £3.76 £4.23 Effective Net Charge The amount you actually pay £12.53 £12.85 £12.53 36 months 36 months 36 months Total 36 month RBSelect Charge £563.76 £563.76 £563.76 Total 36 month RBSelect Charge (less savings) The total net amount £451.08 £462.60 £451.08 Savings £112.68 £101.16 £112.68 End of term charge (if you don’t return the equipment) † £22.55 £33.83 £36.64 Revised savings if End of term charge is applied £90.13 £67.33 £76.04 *The savings for basic rate taxpayers are calculated at 20% tax and 12% National Insurance. **The savings for higher rate taxpayers are calculated at 40% tax and 2% National Insurance. ***The savings for additional rate taxpayers are calculated at 45% tax and 2% National Insurance. † Additional Benefit in Kind on 10% of the original alueV plus VAT (still under HMRC consideration). Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. Photography may be for illustration purposes only.

Optionally add AppleCare Protection Plan for 24 months (see accessory options)

Place your order online at www.rbspeople.com/yourrewardonline by 11th September 2013 17 Packages 17–20 iPad mini The whole package. In a smaller package.

iPad mini features a beautiful 7.9-inch display, FaceTime HD and iSight cameras, the A5 chip, ultra-fast wireless and up to 10 hours of battery life. And over 275,000 apps on the App Store made for iPad also work with iPad mini. So it’s an iPad in every way, shape and slightly smaller form. Connect to the Internet over fast mobile data networks (where available) when you’re on the go. Mobile data service to be purchased separately.

You can purchase an iPad data plan from your preferred service provider. Please note that all RBS employees get a 15% discount on £27 a month 24 month iPad data plans with Vodafone. Please visit Your Offers (www.rbspeople.com/youroffers) web site for more details on the offer.

iPad Wi-Fi + Cellular 32GB Available in Black/Slate or White/Silver. Mobile data service to be purchased separately. £13.44 £16.22 RBSelect Charge RBSelect Charge with 36 months insurance

iPad Wi-Fi + Cellular 64GB Available in Black/Slate or White/Silver. Mobile data service to be purchased separately. £15.66 £18.44 RBSelect Charge RBSelect Charge with 36 months insurance

Standard iPad mini extras included in the RBSelect Home Computer Benefit:

RAN SU CE IN

36 FREE MONTHS DELIVERY

9912 months 99 iPad mini 99Free delivery to Optional 36 months warranty protective your home address worldwide accidental Optionally add case at your convenience damage and theft AppleCare Protection insurance with Plan for 24 months no excess (see accessory options) 18 Place your order online at www.rbspeople.com/yourrewardonline by 11th September 2013 Package 17 £13.44 iPad mini Wi-Fi + Cellular 32GB RBSelect Charge (The amount you will see on your monthly payslip)

iPad mini Wi-Fi + Cellular 32GB Basic Rate Tax Payer* Higher Rate Tax Payer** Additional Rate Tax Payer*** Cost to you through the RBSelect Home Computer Benefit: Monthly Monthly Monthly RBSelect Gross Charge The amount you will see on your monthly payslip £13.44 £13.44 £13.44 less Income tax savings - £2.69 - £5.38 - £6.05 less National insurance savings - £1.61 - £0.27 - £0.27 RBSelect charge less Tax and NI savings £9.14 £7.79 £7.12 plus monthly equivalent of the Benefit in Kind Tax (via P11D) £1.61 £3.23 £3.63 Effective Net Charge The amount you actually pay £10.75 £11.02 £10.75 36 months 36 months 36 months Total 36 month RBSelect Charge £483.84 £483.84 £483.84 Total 36 month RBSelect Charge (less savings) The total net amount £387.00 £396.72 £387.00 Savings £96.84 £87.12 £96.84 End of term charge (if you don’t return the equipment) † £19.35 £29.03 £31.45 Revised savings if End of term charge is applied £77.49 £58.09 £65.39 *The savings for basic rate taxpayers are calculated at 20% tax and 12% National Insurance. **The savings for higher rate taxpayers are calculated at 40% tax and 2% National Insurance. ***The savings for additional rate taxpayers are calculated at 45% tax and 2% National Insurance. † Additional Benefit in Kind on 10% of the original alueV plus VAT (still under HMRC consideration). Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. Photography may be for illustration purposes only.

Package 18

RAN SU CE IN £16.22

36 RBSelect Charge iPad mini Wi-Fi + Cellular 32GB with 36 months insurance MONTHS (The amount you will see on Accidental damage and theft insurance‡ • Worldwide cover your monthly payslip) No excess • Maximum of three claims (up to three claims in first 12 months, one per year for years two and three) © 2013 Apple Inc. All rights reserved. ‡Covers Accidental Damage and Theft (terms and conditions apply and are the final arbiter) and as a summary includes: No Excess, No specialist security requirements, Worldwide cover with no time restrictions, Easy claim process, Lack of forcible entry/exit does not invalidate claim, Equipment automatically covered for use by other members of insured’s family.

iPad mini Wi-Fi + Cellular 32GB with 36 months insurance Basic Rate Tax Payer* Higher Rate Tax Payer** Additional Rate Tax Payer*** Cost to you through the RBSelect Home Computer Benefit: Monthly Monthly Monthly RBSelect Gross Charge The amount you will see on your monthly payslip £16.22 £16.22 £16.22 less Income tax savings - £3.24 - £6.49 - £7.30 less National insurance savings - £1.95 - £0.32 - £0.32 RBSelect charge less Tax and NI savings £11.03 £9.41 £8.60 plus monthly equivalent of the Benefit in Kind Tax (via P11D) £1.95 £3.89 £4.38 Effective Net Charge The amount you actually pay £12.98 £13.30 £12.98 36 months 36 months 36 months Total 36 month RBSelect Charge £583.92 £583.92 £583.92 Total 36 month RBSelect Charge (less savings) The total net amount £467.28 £478.80 £467.28 Savings £116.64 £105.12 £116.64 End of term charge (if you don’t return the equipment) † £23.36 £35.04 £37.95 Revised savings if End of term charge is applied £93.28 £70.08 £78.69 *The savings for basic rate taxpayers are calculated at 20% tax and 12% National Insurance. **The savings for higher rate taxpayers are calculated at 40% tax and 2% National Insurance. ***The savings for additional rate taxpayers are calculated at 45% tax and 2% National Insurance. † Additional Benefit in Kind on 10% of the original alueV plus VAT (still under HMRC consideration). Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. Photography may be for illustration purposes only.

Optionally add AppleCare Protection Plan for 24 months (see accessory options)

Mobile data plan is sold separately. The model you choose is configured to work with a particular mobile network technology. Check with your carrier for compatibility and mobile data plan availability. Place your order online at www.rbspeople.com/yourrewardonline by 11th September 2013 19 Package 19 £15.66 iPad mini Wi-Fi + Cellular 64GB RBSelect Charge (The amount you will see on your monthly payslip)

iPad mini Wi-Fi + Cellular 64GB Basic Rate Tax Payer* Higher Rate Tax Payer** Additional Rate Tax Payer*** Cost to you through the RBSelect Home Computer Benefit: Monthly Monthly Monthly RBSelect Gross Charge The amount you will see on your monthly payslip £15.66 £15.66 £15.66 less Income tax savings - £3.13 - £6.26 - £7.05 less National insurance savings - £1.88 - £0.31 - £0.31 RBSelect charge less Tax and NI savings £10.65 £9.09 £8.30 plus monthly equivalent of the Benefit in Kind Tax (via P11D) £1.88 £3.76 £4.23 Effective Net Charge The amount you actually pay £12.53 £12.85 £12.53 36 months 36 months 36 months Total 36 month RBSelect Charge £563.76 £563.76 £563.76 Total 36 month RBSelect Charge (less savings) The total net amount £451.08 £462.60 £451.08 Savings £112.68 £101.16 £112.68 End of term charge (if you don’t return the equipment) † £22.55 £33.83 £36.64 Revised savings if End of term charge is applied £90.13 £67.33 £76.04 *The savings for basic rate taxpayers are calculated at 20% tax and 12% National Insurance. **The savings for higher rate taxpayers are calculated at 40% tax and 2% National Insurance. ***The savings for additional rate taxpayers are calculated at 45% tax and 2% National Insurance. † Additional Benefit in Kind on 10% of the original alueV plus VAT (still under HMRC consideration). Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. Photography may be for illustration purposes only.

Package 20

RAN SU CE IN £18.44

36 RBSelect Charge iPad mini Wi-Fi + Cellular 64GB with 36 months insurance MONTHS (The amount you will see on Accidental damage and theft insurance‡ • Worldwide cover your monthly payslip) No excess • Maximum of three claims (up to three claims in first 12 months, one per year for years two and three) © 2013 Apple Inc. All rights reserved. ‡Covers Accidental Damage and Theft (terms and conditions apply and are the final arbiter) and as a summary includes: No Excess, No specialist security requirements, Worldwide cover with no time restrictions, Easy claim process, Lack of forcible entry/exit does not invalidate claim, Equipment automatically covered for use by other members of insured’s family.

iPad mini Wi-Fi + Cellular 64GB with 36 months insurance Basic Rate Tax Payer* Higher Rate Tax Payer** Additional Rate Tax Payer*** Cost to you through the RBSelect Home Computer Benefit: Monthly Monthly Monthly RBSelect Gross Charge The amount you will see on your monthly payslip £18.44 £18.44 £18.44 less Income tax savings - £3.69 - £7.38 - £8.30 less National insurance savings - £2.21 - £0.37 - £0.37 RBSelect charge less Tax and NI savings £12.54 £10.69 £9.77 plus monthly equivalent of the Benefit in Kind Tax (via P11D) £2.21 £4.43 £4.98 Effective Net Charge The amount you actually pay £14.75 £15.12 £14.75 36 months 36 months 36 months Total 36 month RBSelect Charge £663.84 £663.84 £663.84 Total 36 month RBSelect Charge (less savings) The total net amount £531.00 £544.32 £531.00 Savings £132.84 £119.52 £132.84 End of term charge (if you don’t return the equipment) † £26.55 £39.83 £43.15 Revised savings if End of term charge is applied £106.29 £79.69 £89.69 *The savings for basic rate taxpayers are calculated at 20% tax and 12% National Insurance. **The savings for higher rate taxpayers are calculated at 40% tax and 2% National Insurance. ***The savings for additional rate taxpayers are calculated at 45% tax and 2% National Insurance. † Additional Benefit in Kind on 10% of the original alueV plus VAT (still under HMRC consideration). Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. Photography may be for illustration purposes only.

Optionally add AppleCare Protection Plan for 24 months (see accessory options)

Mobile data plan is sold separately. The model you choose is configured to work with a particular mobile network technology. Check with your carrier for compatibility and mobile data plan availability. 20 Place your order online at www.rbspeople.com/yourrewardonline by 11th September 2013 Packages 21–22 Samsung ATIV Tab 3 PC productivity in Tablet mobility

The ATIV Tab 3’s premium slim and sleek design is extremely lightweight and portable (8.2mm, 550g). Unlock your creativity and productivity, plus increased MS Office functionality with S Pen and upgraded S Note. Experience seamless PC-phone convergence with SideSync – lets you control your Smartphone on your PC screen, for easy file sharing between PC and mobile devices.

ATIV Tab 3 White. £16.78 £19.56 RBSelect Charge RBSelect Charge with 36 months insurance

Pre-Loaded • Intel® Atom™ Processor Z2760 (1.80GHz, 1MB L2 Cache) • 720p HD Webcam (Front) • Windows 8 32-bit • Bluetooth v 4.0 • 2GB System Memory • Weight: 0.58Kg • 64GB e.MMC iNAND™ Embedded Flash Drive • Up to 8.5 hours battery life • 10.1-inch SuperBright+ 400nit HD LED display (1366 x 768 pixels resolution) • Software included: Samsung SideSync, S Note, S Player+, S Gallery, • Touch Screen S PhotoStudio, S Camera+, Evernote, Microsoft Office Home and Student • S Pen • 2 Megapixel Camera with Flash (Rear)

Standard ATIV Tab 3 extras included in the RBSelect Home Computer Benefit:

RAN SU CE IN

36 FREE MONTHS DELIVERY

99 36 months 99 Protective 99Free delivery to Optional 36 months warranty case your home address worldwide accidental at your convenience damage and theft insurance with no excess

Samsung SideSync PC programme requires a Samsung Android Device (Samsung Android Smartphone, Tablet, and Galaxy Camera) Operating System Supported: Jelly Bean 4.1 or Higher. Place your order online at www.rbspeople.com/yourrewardonline by 11th September 2013 21 Package 21 £16.78 Samsung ATIV Tab 3 RBSelect Charge (The amount you will see on your monthly payslip)

Samsung ATIV Tab 3 Basic Rate Tax Payer* Higher Rate Tax Payer** Additional Rate Tax Payer*** Cost to you through the RBSelect Home Computer Benefit: Monthly Monthly Monthly RBSelect Gross Charge The amount you will see on your monthly payslip £16.78 £16.78 £16.78 less Income tax savings - £3.36 - £6.71 - £7.55 less National insurance savings - £2.01 - £0.34 - £0.34 RBSelect charge less Tax and NI savings £11.41 £9.73 £8.89 plus monthly equivalent of the Benefit in Kind Tax (via P11D) £2.01 £4.03 £4.53 Effective Net Charge The amount you actually pay £13.42 £13.76 £13.42 36 months 36 months 36 months Total 36 month RBSelect Charge £604.08 £604.08 £604.08 Total 36 month RBSelect Charge (less savings) The total net amount £483.12 £495.36 £483.12 Savings £120.96 £108.72 £120.96 End of term charge (if you don’t return the equipment) † £24.16 £36.24 £39.27 Revised savings if End of term charge is applied £96.80 £72.48 £81.69 *The savings for basic rate taxpayers are calculated at 20% tax and 12% National Insurance. **The savings for higher rate taxpayers are calculated at 40% tax and 2% National Insurance. ***The savings for additional rate taxpayers are calculated at 45% tax and 2% National Insurance. † Additional Benefit in Kind on 10% of the original alueV plus VAT (still under HMRC consideration). Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. Photography may be for illustration purposes only.

Package 22

RAN SU CE IN £19.56

36 RBSelect Charge Samsung ATIV Tab 3 with 36 months insurance MONTHS (The amount you will see on Accidental damage and theft insurance‡ • Worldwide cover your monthly payslip) No excess • Maximum of three claims (up to three claims in first 12 months, one per year for years two and three) ‡Covers Accidental Damage and Theft (terms and conditions apply and are the final arbiter) and as a summary includes: No Excess, No specialist security requirements, Worldwide cover with no time restrictions, Easy claim process, Lack of forcible entry/exit does not invalidate claim, Equipment automatically covered for use by other members of insured’s family.

Samsung ATIV Tab 3 with 36 months insurance Basic Rate Tax Payer* Higher Rate Tax Payer** Additional Rate Tax Payer*** Cost to you through the RBSelect Home Computer Benefit: Monthly Monthly Monthly RBSelect Gross Charge The amount you will see on your monthly payslip £19.56 £19.56 £19.56 less Income tax savings - £3.91 - £7.82 - £8.80 less National insurance savings - £2.35 - £0.39 - £0.39 RBSelect charge less Tax and NI savings £13.30 £11.35 £10.37 plus monthly equivalent of the Benefit in Kind Tax (via P11D) £2.35 £4.69 £5.28 Effective Net Charge The amount you actually pay £15.65 £16.04 £15.65 36 months 36 months 36 months Total 36 month RBSelect Charge £704.16 £704.16 £704.16 Total 36 month RBSelect Charge (less savings) The total net amount £563.40 £577.44 £563.40 Savings £140.76 £126.72 £140.76 End of term charge (if you don’t return the equipment) † £28.17 £42.25 £45.77 Revised savings if End of term charge is applied £112.59 £84.47 £94.99 *The savings for basic rate taxpayers are calculated at 20% tax and 12% National Insurance. **The savings for higher rate taxpayers are calculated at 40% tax and 2% National Insurance. ***The savings for additional rate taxpayers are calculated at 45% tax and 2% National Insurance. † Additional Benefit in Kind on 10% of the original alueV plus VAT (still under HMRC consideration). Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. Photography may be for illustration purposes only.

22 Place your order online at www.rbspeople.com/yourrewardonline by 11th September 2013 Laptop and desktop PC packages

Microsoft Windows 8 options

Place your order online at www.rbspeople.com/yourrewardonline by 11th September 2013 23 Package 23 Starter Laptop A great laptop for those new to computing.

What this computer can be used for: Internet, email, word processing†

Downloading digital photos / music

Use as a Desktop PC replacement

Mobility / how portable it is

Photo / video editing and gaming

The compact ATIV Book 4 looks amazing with its stylish and durable metal casing, weighing in at just 1.99Kg and is only 22.9mm thick. An Intel dual- core processor handles the multitasking, and there's plenty of hard drive storage for your digital music and photos, plus a webcam for video conferencing with friends and family. SideSync lets you control your Smartphone on your PC screen, for easy file sharing across PC and mobile devices. This is a great first laptop for your home computing needs.

Samsung ATIV Book 4 15.6-inch laptop featuring Intel® Core™ i3 Processor • Intel® Core™ i3-2365M Dual-Core Processor (1.40GHz, 3MB L3 Smart Cache) Order Microsoft • Windows 8 64-bit • 4GB DDR3 RAM • 500GB SATA Hard Disk Drive (5400 rpm) Office (Word, Excel • 15.6-inch HD LED Anti-Reflective Display (1366 x 768 pixels resolution) £14.59 and PowerPoint) from ® Charge • Intel HD Graphics 3000 graphics with shared memory RBSelect Your Offers web page • PLEASE NOTE – NO DVD optical drive due to slim chassis (option available) (The amount you will see on • Stereo speakers with SoundAlive™ audio • Bluetooth • 720p HD Webcam your monthly payslip) at a highly discounted price of £8.95 Standard extras included with Windows packages in the RBSelect Home Computer Benefit:

FREE DELIVERY

99 36 months 99 36 months 99 Free delivery to your home warranty internet security address at your convenience

Starter Laptop Basic Rate Tax Payer* Higher Rate Tax Payer** Additional Rate Tax Payer*** Cost to you through the RBSelect Home Computer Benefit: Monthly Monthly Monthly RBSelect Gross Charge The amount you will see on your monthly payslip £14.59 £14.59 £14.59 less Income tax savings - £2.92 - £5.84 - £6.57 less National insurance savings - £1.75 - £0.29 - £0.29 RBSelect charge less Tax and NI savings £9.92 £8.46 £7.73 plus monthly equivalent of the Benefit in Kind Tax (via P11D) £1.75 £3.50 £3.94 Effective Net Charge The amount you actually pay £11.67 £11.96 £11.67 36 months 36 months 36 months Total 36 month RBSelect Charge £525.24 £525.24 £525.24 Total 36 month RBSelect Charge (less savings) The total net amount £420.12 £430.56 £420.12 Savings £105.12 £94.68 £105.12 End of term charge (if you don’t return the equipment) † £21.01 £31.51 £34.14 Revised savings if End of term charge is applied £84.11 £63.17 £70.98 *The savings for basic rate taxpayers are calculated at 20% tax and 12% National Insurance. **The savings for higher rate taxpayers are calculated at 40% tax and 2% National Insurance. ***The savings for additional rate taxpayers are calculated at 45% tax and 2% National Insurance. † Additional Benefit in Kind on 10% of the original alueV plus VAT (still under HMRC consideration). Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. Photography may be for illustration purposes only. Samsung SideSync PC programme requires a Samsung Android Device (Samsung Android Smartphone, Tablet, and Galaxy Camera) Operating System Supported: Jelly Bean 4.1 or Higher. 24 Place your order online at www.rbspeople.com/yourrewardonline by 11th September 2013 Package 24 Ultra-Mobile Laptop Slim design and lightning-fast performance.

What this computer can be used for: Internet, email, word processing†

Downloading digital photos / music

Use as a Desktop PC replacement

Mobility / how portable it is

Photo / video editing and gaming

The Book 9 Lite’s slim, lightweight design brings you lightning-fast performance on the move, with its multi-core processor and solid state drive – boots up in just 8 seconds, and wakes up in 2 seconds! Intelligent multi-tasking software, SideSync lets you control your Smartphone on your PC screen, for easy file sharing across PC and mobile devices.

Samsung ATIV Book 9 Lite 13.3-inch laptop featuring AMD multi-core processor • AMD Multi-Core Processor Order Microsoft • Windows 8 64-bit • 4GB DDR3 RAM • 128GB Solid State Drive (SSD) Office (Word, Excel • 13.3-inch HD LED Anti-Reflective Display (1366 x 768 pixels resolution) £17.51 and PowerPoint) from Charge • AMD Radeon™ graphics with shared memory RBSelect Your Offers web page • PLEASE NOTE – NO DVD optical drive due to slim chassis (option available) (The amount you will see on • Stereo speakers with SoundAlive™ audio • Bluetooth • 720p HD Webcam your monthly payslip) at a highly discounted • Weighs 1.44Kg price of £8.95 Standard extras included with Windows packages in the RBSelect Home Computer Benefit:

FREE DELIVERY

99 36 months 99 36 months 99 Free delivery to your home warranty internet security address at your convenience

Ultra-Mobile Laptop Basic Rate Tax Payer* Higher Rate Tax Payer** Additional Rate Tax Payer*** Cost to you through the RBSelect Home Computer Benefit: Monthly Monthly Monthly RBSelect Gross Charge The amount you will see on your monthly payslip £17.51 £17.51 £17.51 less Income tax savings - £3.50 - £7.00 - £7.88 less National insurance savings - £2.10 - £0.35 - £0.35 RBSelect charge less Tax and NI savings £11.91 £10.16 £9.28 plus monthly equivalent of the Benefit in Kind Tax (via P11D) £2.10 £4.20 £4.73 Effective Net Charge The amount you actually pay £14.01 £14.36 £14.01 36 months 36 months 36 months Total 36 month RBSelect Charge £630.36 £630.36 £630.36 Total 36 month RBSelect Charge (less savings) The total net amount £504.36 £516.96 £504.36 Savings £126.00 £113.40 £126.00 End of term charge (if you don’t return the equipment) † £25.21 £37.82 £40.97 Revised savings if End of term charge is applied £100.79 £75.58 £85.03 *The savings for basic rate taxpayers are calculated at 20% tax and 12% National Insurance. **The savings for higher rate taxpayers are calculated at 40% tax and 2% National Insurance. ***The savings for additional rate taxpayers are calculated at 45% tax and 2% National Insurance. † Additional Benefit in Kind on 10% of the original alueV plus VAT (still under HMRC consideration). Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. Photography may be for illustration purposes only. Samsung SideSync PC programme requires a Samsung Android Device (Samsung Android Smartphone, Tablet, and Galaxy Camera) Operating System Supported: Jelly Bean 4.1 or Higher. Place your order online at www.rbspeople.com/yourrewardonline by 11th September 2013 25 Package 25 All-Round Laptop Versatile, well-rounded mobile computing.

What this computer can be used for: Internet, email, word processing†

Downloading digital photos / music

Use as a Desktop PC replacement

Mobility / how portable it is

Photo / video editing and gaming

Experience optimum performance on the move – anytime, anywhere. Weighing just 2.08Kg and only 22.9mm thick the compact design provides the style and portability to suit your lifestyle. Intel® technology, 8GB of RAM and a powerful graphics card provides immersive visual performance for a stunning high-definition video and gaming experience. SideSync lets you control your Smartphone on your PC screen, for easy file sharing across PC and mobile devices.

Samsung ATIV Book 4 15.6-inch laptop featuring Intel® Core™ i5 Processor • Intel® Core™ i5-3230M Dual-Core Processor (2.60GHz, 3MB L3 Smart Cache) Order Microsoft • Turbo Boost up to 3.20GHz • Windows 8 64-bit Office (Word, Excel • 8GB DDR3 RAM • 1TB (1000GB) SATA Hard Disk Drive (5400 rpm) £23.35 and PowerPoint) from Charge • 15.6-inch HD LED Anti-Reflective Display (1366 x 768 pixels resolution) RBSelect Your Offers web page • AMD Radeon™ HD 8750M dedicated 2GB GDDR3 graphics card (The amount you will see on • PLEASE NOTE – NO DVD optical drive due to slim chassis (option available) your monthly payslip) at a highly discounted • Stereo speakers with SoundAlive™ audio • Bluetooth • 720p HD Webcam price of £8.95 Standard extras included with Windows packages in the RBSelect Home Computer Benefit:

FREE DELIVERY

99 36 months 99 36 months 99 Free delivery to your home warranty internet security address at your convenience

All-Round Laptop Basic Rate Tax Payer* Higher Rate Tax Payer** Additional Rate Tax Payer*** Cost to you through the RBSelect Home Computer Benefit: Monthly Monthly Monthly RBSelect Gross Charge The amount you will see on your monthly payslip £23.35 £23.35 £23.35 less Income tax savings - £4.67 - £9.34 - £10.51 less National insurance savings - £2.80 - £0.47 - £0.47 RBSelect charge less Tax and NI savings £15.88 £13.54 £12.37 plus monthly equivalent of the Benefit in Kind Tax (via P11D) £2.80 £5.60 £6.30 Effective Net Charge The amount you actually pay £18.68 £19.14 £18.67 36 months 36 months 36 months Total 36 month RBSelect Charge £840.60 £840.60 £840.60 Total 36 month RBSelect Charge (less savings) The total net amount £672.48 £689.04 £672.12 Savings £168.12 £151.56 £168.48 End of term charge (if you don’t return the equipment) † £33.62 £50.44 £54.64 Revised savings if End of term charge is applied £134.50 £101.12 £113.84 *The savings for basic rate taxpayers are calculated at 20% tax and 12% National Insurance. **The savings for higher rate taxpayers are calculated at 40% tax and 2% National Insurance. ***The savings for additional rate taxpayers are calculated at 45% tax and 2% National Insurance. † Additional Benefit in Kind on 10% of the original alueV plus VAT (still under HMRC consideration). Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. Photography may be for illustration purposes only. Samsung SideSync PC programme requires a Samsung Android Device (Samsung Android Smartphone, Tablet, and Galaxy Camera) Operating System Supported: Jelly Bean 4.1 or Higher. 26 Place your order online at www.rbspeople.com/yourrewardonline by 11th September 2013 Package 26 Ultimate Laptop Big screen, huge specification, massive performance.

What this computer can be used for: Internet, email, word processing†

Quad Downloading digital photos / music Core Use as a Desktop PC replacement

Mobility / how portable it is

Photo / video editing and gaming

Awesome multimedia. This is big. Watch movies. Make movies. Whatever your passion, nothing brings your passions to life like the HP ENVY 17 laptop. The latest Intel processor and NVIDIA graphics give you a faster and more responsive experience, whether you’re immersed in a game or on a video call. Enjoy more movies, videos, and tunes. Experience them at their best with a DVD and Beats Audio™ with quad speakers and subwoofer. The 17.3-inch HP ENVY laptop gives you cutting-edge PC performance and fantastic all-round features.

HP ENVY 17 17.3-inch laptop featuring Intel® Core™ i7 Processor • Intel® Core™ i7-4700MQ Quad-Core Processor (2.40GHz, 6MB L3 Smart Cache) Order Microsoft • Turbo Boost up to 3.40GHz • Windows 8 64-bit • 16GB DDR3 RAM • 2 x 1TB (1000GB) SATA Hard Disk Drives (5400 rpm) Office (Word, Excel • 17.3-inch HD+ anti-glare LED-backlit Display (1600 x 900 pixels resolution) £32.95 and PowerPoint) from ® ® Charge • NVIDIA GeForce GT 740M dedicated 2GB GDDR3 graphics card RBSelect Your Offers web page • SuperMulti DVD±R/RW with Double Layer Support (The amount you will see on • Bluetooth • WiDi (Intel® Wireless Display) - TV adapter required • HD Webcam your monthly payslip) at a highly discounted • Beats Audio™ with 4 speakers and HP Triple Bass Reflex Subwoofer price of £8.95 Standard extras included with Windows packages in the RBSelect Home Computer Benefit:

FREE DELIVERY

99 36 months 99 36 months 99 Free delivery to your home warranty internet security address at your convenience

Ultimate Laptop Basic Rate Tax Payer* Higher Rate Tax Payer** Additional Rate Tax Payer*** Cost to you through the RBSelect Home Computer Benefit: Monthly Monthly Monthly RBSelect Gross Charge The amount you will see on your monthly payslip £32.95 £32.95 £32.95 less Income tax savings - £6.59 - £13.18 - £14.83 less National insurance savings - £3.95 - £0.66 - £0.66 RBSelect charge less Tax and NI savings £22.41 £19.11 £17.46 plus monthly equivalent of the Benefit in Kind Tax (via P11D) £3.95 £7.91 £8.90 Effective Net Charge The amount you actually pay £26.36 £27.02 £26.36 36 months 36 months 36 months Total 36 month RBSelect Charge £1,186.20 £1,186.20 £1,186.20 Total 36 month RBSelect Charge (less savings) The total net amount £948.96 £972.72 £948.96 Savings £237.24 £213.48 £237.24 End of term charge (if you don’t return the equipment) † £47.45 £71.17 £77.10 Revised savings if End of term charge is applied £189.79 £142.31 £160.14 *The savings for basic rate taxpayers are calculated at 20% tax and 12% National Insurance. **The savings for higher rate taxpayers are calculated at 40% tax and 2% National Insurance. ***The savings for additional rate taxpayers are calculated at 45% tax and 2% National Insurance. † Additional Benefit in Kind on 10% of the original alueV plus VAT (still under HMRC consideration). Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. Photography may be for illustration purposes only. Place your order online at www.rbspeople.com/yourrewardonline by 11th September 2013 27 Package 27 Touchscreen Desktop PC Space-saving, all-in-one home PC.

What this computer can be used for:

Internet, email, word processing†

All-in- Downloading digital photos / music one Photo / video editing PC Gaming / entertainment

Expandability / upgradeability

Sleek and premium design with brilliant multimedia performance – that’s the ATIV One 5. Experience the power of the movie theatre and concert hall, right at home, with quad-core processor and Samsung SoundAlive. Enjoy convenient HD TV, TV recording with HDMI in-out port, plus intuitive connection and communication across devices. Samsung HomeSync Lite turns your desktop PC into a cloud server, so all your data is seamlessly accessible and backed-up. SideSync displays your smartphone screen on your PC, for keyboard and mouse sharing across PC and mobile devices.

Samsung ATIV One 5 Style 23.6-inch touchscreen desktop PC featuring Intel® Core™ i3 Processor • Intel® Core™ i3-3220T Dual-Core Processor (2.80GHz, 3MB L3 Smart Cache) Order Microsoft • Windows 8 64-bit • 8GB DDR3 RAM • 1TB (1000GB) SATA Hard Disk Drive (5400 rpm) Office (Word, Excel • 23.6-inch diagonal Full HD touchscreen LED (1920 x 1080 pixels resolution) £32.08 and PowerPoint) from ® Charge • Intel integrated graphics with shared memory RBSelect Your Offers web page • SuperMulti DVD±R/RW drive • Bluetooth • 720p HD Webcam (The amount you will see on • Integrated stereo speakers (upgrade options available from accessories) your monthly payslip) at a highly discounted • Wireless keyboard and wireless optical mouse price of £8.95 Standard extras included with Windows packages in the RBSelect Home Computer Benefit:

FREE DELIVERY

99 36 months 99 36 months 99 Free delivery to your home warranty internet security address at your convenience

Touchscreen Desktop PC Basic Rate Tax Payer* Higher Rate Tax Payer** Additional Rate Tax Payer*** Cost to you through the RBSelect Home Computer Benefit: Monthly Monthly Monthly RBSelect Gross Charge The amount you will see on your monthly payslip £32.08 £32.08 £32.08 less Income tax savings - £6.42 - £12.83 - £14.44 less National insurance savings - £3.85 - £0.64 - £0.64 RBSelect charge less Tax and NI savings £21.81 £18.61 £17.00 plus monthly equivalent of the Benefit in Kind Tax (via P11D) £3.85 £7.70 £8.66 Effective Net Charge The amount you actually pay £25.66 £26.31 £25.66 36 months 36 months 36 months Total 36 month RBSelect Charge £1,154.88 £1,154.88 £1,154.88 Total 36 month RBSelect Charge (less savings) The total net amount £923.76 £947.16 £923.76 Savings £231.12 £207.72 £231.12 End of term charge (if you don’t return the equipment) † £46.20 £69.29 £75.07 Revised savings if End of term charge is applied £184.92 £138.43 £156.05 *The savings for basic rate taxpayers are calculated at 20% tax and 12% National Insurance. **The savings for higher rate taxpayers are calculated at 40% tax and 2% National Insurance. ***The savings for additional rate taxpayers are calculated at 45% tax and 2% National Insurance. † Additional Benefit in Kind on 10% of the original alueV plus VAT (still under HMRC consideration). Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. Photography may be for illustration purposes only. Samsung SideSync PC programme requires a Samsung Android Device (Samsung Android Smartphone, Tablet, and Galaxy Camera) Operating System Supported: Jelly Bean 4.1 or Higher. 28 Place your order online at www.rbspeople.com/yourrewardonline by 11th September 2013 Apple Mac packages

MacBook Air and MacBook Pro options

Place your order online at www.rbspeople.com/yourrewardonline by 11th September 2013 29 Package 28 MacBook Air All the power you want. All day long.

The new MacBook Air is thin, light and durable enough to take everywhere you go — and powerful enough to do everything once you get there. Fourth- generation Intel Core processor and Intel HD Graphics 5000 deliver high performance, while using less power. So you get remarkable battery life — up to 12 hours on the 13-inch model. And with up to 45 per cent faster flash storage compared to the previous generation and new 802.11ac Wi-Fi for up to 3x faster wireless, the new MacBook Air is quicker and more responsive than ever.

MacBook Air 13-inch • Intel® Core™ i5 Dual-Core Processor (1.3GHz, 3MB L3 Smart Cache) Order Microsoft • Turbo Boost up to 2.6GHz • 4GB DDR3 RAM • 128GB flash storage drive Office (Word, Excel • 13.3-inch (diagonal) high resolution LED-backlit glossy widescreen display £34.32 and PowerPoint) from Charge (1440 x 900 pixels resolution) RBSelect Your Offers web page • Intel® HD Graphics 5000 shared graphics memory • FaceTime HD camera (The amount you will see on • PLEASE NOTE – NO DVD optical drive due to slim chassis (option available) your monthly payslip) at a highly discounted • Built-in lithium-polymer battery – lasts up to 12 hours wireless web price of £8.95 Standard extras included with Apple Mac packages in the RBSelect Home Computer Benefit:

It is a commonly held misconception that Apple products are not susceptible to malicious software, however devices running the Mac OSX operating system have been subject to attack by cybercriminals. To enhance FREE the protection of your personal data, internet security DELIVERY software is included with all Apple Mac packages. 99 36 months 99 36 months 99 Free delivery to your home warranty internet security address at your convenience

MacBook Air 13-inch Basic Rate Tax Payer* Higher Rate Tax Payer** Additional Rate Tax Payer*** Cost to you through the RBSelect Home Computer Benefit: Monthly Monthly Monthly RBSelect Gross Charge The amount you will see on your monthly payslip £34.32 £34.32 £34.32 less Income tax savings - £6.86 - £13.73 - £15.44 less National insurance savings - £4.12 - £0.69 - £0.69 RBSelect charge less Tax and NI savings £23.34 £19.90 £18.19 plus monthly equivalent of the Benefit in Kind Tax (via P11D) £4.12 £8.24 £9.27 Effective Net Charge The amount you actually pay £27.46 £28.14 £27.46 36 months 36 months 36 months Total 36 month RBSelect Charge £1,235.52 £1,235.52 £1,235.52 Total 36 month RBSelect Charge (less savings) The total net amount £988.56 £1,013.04 £988.56 Savings £246.96 £222.48 £246.96 End of term charge (if you don’t return the equipment) † £49.42 £74.13 £80.31 Revised savings if End of term charge is applied £197.54 £148.35 £166.65 *The savings for basic rate taxpayers are calculated at 20% tax and 12% National Insurance. **The savings for higher rate taxpayers are calculated at 40% tax and 2% National Insurance. ***The savings for additional rate taxpayers are calculated at 45% tax and 2% National Insurance. † Additional Benefit in Kind on 10% of the original alueV plus VAT (still under HMRC consideration). Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. Photography may be for illustration purposes only. 30 Place your order online at www.rbspeople.com/yourrewardonline by 11th September 2013 Package 29 MacBook Pro with Retina display It's a whole new vision for the notebook.

MacBook Pro with Retina display is the ultimate high-performance notebook. It features a stunning Retina display with over 5 million pixels. An advanced all-flash architecture built for speed. The latest quad-core Intel processors and next-generation graphics. OS X Mountain Lion, the latest release of the world’s most advanced desktop operating system. And an incredibly thin and light design.

MacBook Pro with Retina display 15-inch • Intel® Core™ i7 Quad-Core Processor (2.4GHz, 6MB L3 Smart Cache) Order Microsoft • Turbo Boost up to 3.4GHz • 8GB DDR3 RAM • 256GB flash storage drive • Retina display: 15.4-inch (diagonal) LED-backlit glossy widescreen display Office (Word, Excel (2880 x 1800 resolution at 220 pixels per inch) £60.17 and PowerPoint) from ® Charge • Intel HD Graphics 4000 graphics with shared memory RBSelect Your Offers web page • NVIDIA GeForce GT 650M graphics with 1GB of dedicated GDDR5 memory (The amount you will see on • PLEASE NOTE – NO DVD optical drive due to slim chassis (option available) your monthly payslip) at a highly discounted • Built-in lithium-polymer battery – lasts up to 7 hours • FaceTime HD camera price of £8.95 Standard extras included with Apple Mac packages in the RBSelect Home Computer Benefit:

It is a commonly held misconception that Apple products are not susceptible to malicious software, however devices running the Mac OSX operating system have been subject to attack by cybercriminals. To enhance FREE the protection of your personal data, internet security DELIVERY software is included with all Apple Mac packages. 99 36 months 99 36 months 99 Free delivery to your home warranty internet security address at your convenience

Apple MacBook Pro 15-inch with Retina display Basic Rate Tax Payer* Higher Rate Tax Payer** Additional Rate Tax Payer*** Cost to you through the RBSelect Home Computer Benefit: Monthly Monthly Monthly RBSelect Gross Charge The amount you will see on your monthly payslip £60.17 £60.17 £60.17 less Income tax savings - £12.03 - £24.07 - £27.08 less National insurance savings - £7.22 - £1.20 - £1.20 RBSelect charge less Tax and NI savings £40.92 £34.90 £31.89 plus monthly equivalent of the Benefit in Kind Tax (via P11D) £7.22 £14.44 £16.25 Effective Net Charge The amount you actually pay £48.14 £49.34 £48.14 36 months 36 months 36 months Total 36 month RBSelect Charge £2,166.12 £2,166.12 £2,166.12 Total 36 month RBSelect Charge (less savings) The total net amount £1,733.04 £1,776.24 £1,733.04 Savings £433.08 £389.88 £433.08 End of term charge (if you don’t return the equipment) † £86.64 £129.97 £140.80 Revised savings if End of term charge is applied £346.44 £259.91 £292.28 *The savings for basic rate taxpayers are calculated at 20% tax and 12% National Insurance. **The savings for higher rate taxpayers are calculated at 40% tax and 2% National Insurance. ***The savings for additional rate taxpayers are calculated at 45% tax and 2% National Insurance. † Additional Benefit in Kind on 10% of the original alueV plus VAT (still under HMRC consideration). Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. Photography may be for illustration purposes only. Place your order online at www.rbspeople.com/yourrewardonline by 11th September 2013 31 Scheme accessories

Wireless printer, laptop carry cases, speakers, storage devices, tablet stand, iPad accessories and Apple Mac accessory options

32 Place your order online at www.rbspeople.com/yourrewardonline by 11th September 2013 Now choose your accessories Get the latest technology into your home and lifestyle Add exciting accessories to your main scheme package if you wish and get the most out of the latest technology. The warranty on these products is covered by the relevant manufacturer and is totally separate to the extended warranty and/or insurance of the main scheme packages. Please note – to order any of the accessory options, you must first choose one of the main packages set out in the previous pages.

Universal accessories

Add for an HP Photosmart 5520 e-All-in-One Colour Printer additional... £2.50 Printing and sharing wirelessly is easier than ever. Send scans to email, using the vibrant touchscreen. Print from RBSelect Charge virtually anywhere with HP ePrint. Conserving resources is automatic with two-sided prints and copies. • Print, copy, scan • Print from Smartphones using HP mobile print apps • 6.7cm colour touchscreen display • Print from Memory Stick Duo, SD/MMC media cards • Built-in WiFi 802.11b/g/n or USB 2.0 connectivity • Paper Handling: 80 sheet input tray, 15 sheet output tray • Print resolution: Up to 1200 x 600 dpi Black. Up to • Scan Resolution: Up to 1200 x 2400 dpi 4800 x 1200 dpi Colour (from a computer) • Dimensions (W x D x H): 44.4 x 54.5 x 14.3 cm • Print Speeds: Up to 11 ppm black, Up to 8 ppm color • Weight: 5.05Kg • Compatible with iPad and both Apple • Print from iPad, iPhone or iPod touch with AirPrint™ and Windows-based computers

Add for an Microsoft Wireless Keyboard, Mouse and Receiver additional... £0.62 Combine functionality and style without wires. Control your favourite activities with RBSelect Charge Media Keys and convenient hot keys. • Optical Technology. Navigate with better speed, • Longer Battery Life. Long battery life helps ensure that accuracy and reliability – the optical sensor tracks you aren’t stuck without your important tools when you movement on nearly any surface without the hassle of need them clogged mouse parts • Scroll Wheel. Save time and effort with the scroll • Media Center. With the touch of a button you can easily wheel – navigate documents and Web pages without access your favourite music, video clips, and media using the on-screen scroll bar • Sleep and Log Off Hot Keys. Press a key to put your • Compatible with Apple and Windows-based computers computer in “sleep” mode or to log off Windows • Not compatible with iPad and other tablets • Wireless Freedom. Give yourself room to move – wireless mouse and keyboard products let you work without worrying about tangled wires

Apple TV – 1080p version Add for an additional... £2.75 The sleek new Apple TV is small in size but big on entertainment. Rent from a selection of the RBSelect Charge hottest HD films. Watch your favourite YouTube videos. And enjoy music and photos from your home computer on your home theatre system. All you need is a single HDMI cable to set it up. • Rent films in top-quality 1080p HD from the iTunes Store • Turn your photos into a stunning HD slideshow • Browse and play YouTube videos, watch HD podcasts • Access online Flickr photos and MobileMe galleries and listen to Internet radio • Stream everything you watch over 802.11n Wi-Fi • Play content from your iPhone, iPad or iPod touch on • Simple setup with a single HDMI cable for both audio your HDTV with Airplay and video • Play films from Netflix, browse videos from YouTube and • All-new design that's small, quiet and cool Vimeo, and see live MLB games, scores, stats and more • Includes Apple Remote • Enjoy all the photos, music and videos on your computer • For Apple and Windows-based computers on the best TV and speakers in the house

More accessories overleaf... © 2013 Apple Inc. All rights reserved. Place your order online at www.rbspeople.com/yourrewardonline by 11th September 2013 33 Universal accessories (continued)

Add for an AirPort Time Capsule 2TB – Automatic Wireless Backup Drive additional... £6.64 Back up a lifetime’s worth of memories with AirPort Time Capsule, a wireless hard drive that works seamlessly RBSelect Charge with Time Machine in OS X. It’s also a fully featured Wi-Fi base station with the latest 802.11ac technology and simultaneous dual-band support. • Automatic wireless backup – AirPort Time Capsule • Designed with performance in mind. There are now six includes a 2TB hard drive that works with Time Machine antennas — three for the 2.4GHz band and three for the in OS X to create the perfect no-hassle backup solution. 5GHz band. Together with 802.11ac technology, they let There are no cables, and you can back up all the you connect faster, farther, and with more power than Mac computers in your home to a central location — ever before automatically, wirelessly, and in the background • Easy setup for iOS and OS X • With ultra-fast 802.11ac Wi-Fi technology and a • Share your hard drive or printer across your Wi-Fi network powerful beamforming antenna array, AirPort Time • Any Wi-Fi device you have will work with Capsule gives you up to 3x faster Wi-Fi and a stronger, AirPort Time Capsule clearer signal. And because it transmits at both the • Built-in Firewall that protects your network from 2.4GHz and 5GHz frequencies at the same time, your malicious Internet attacks wireless devices will automatically connect to the best • Compatible with any Wi-Fi-enabled device that uses the available band for the fastest performance possible 802.11a/b/g/n/ac specification

Add for an AirPort Extreme – Ultra-fast 802.11ac Wi-Fi Base Station additional... £4.54 AirPort Extreme features next-generation 802.11ac Wi-Fi and a powerful beamforming antenna array with RBSelect Charge greater performance and extended range for your Wi-Fi devices. Use your iOS device or Mac to set up and manage a Wi-Fi network, and then effortlessly share a hard drive or printer with all the users on that network. • Ultrafast 802.11ac with beamforming technology a few taps or clicks away from setting up or extending a enables data rates up to 1.3 Gbps — triple the previous wireless network 802.11n standard, which means three times faster Wi-Fi • Once your network is set up, AirPort Utility for iOS and • With simultaneous dual-band Wi-Fi, your Wi-Fi devices OS X lets you manage and monitor your AirPort Extreme get the fastest possible wireless performance and best from your iPhone, iPad, iPod touch, or Mac possible range • Turn an external USB hard drive into a drive that you • Up to 50 people can all share the same Internet connection can share with users on your network and access • Redesigned with the antennas placed at the top of the securely over the Internet 6.6-inch-tall design to maximise Wi-Fi performance • Enjoy the convenience of a centrally located printer that • Saves valuable desk space with a footprint of less than anyone in the home can print to wirelessly 4 inches square • Compatible with any Wi-Fi-enabled device that uses the • With setup assistant built into iOS and OS X, you’re just 802.11a/b/g/n/ac specification

Add for an Palo Alto Audio Design Musik Digital Multimedia Speakers additional... £1.13 Musik is a true hi-fi speaker without cable clutter that makes an ideal artnerp for your laptop, PC or Mac. The RBSelect Charge Digital USB interface delivers bit-perfect audio streaming while the robust digital amplifier plays with only the use of USB power. • Single USB connection for both power and audio • Speaker Configurations: 2.0 • No external power source is necessary • Weight: 1.13 kg • The modern silver and white exterior is a perfect match • Exterior Dimensions (LxDxH): 7.62 x 8.89 x 16.51 cm for the latest Windows or Apple computers • Compatible with Apple and Windows-based computers • Streamlined enclosure designed by award-winning • Not compatible with iPad and other tablets designers • Quick and effortless set-up with no cord-clutter • Loudness that exceeds other USB-powered speakers

More accessories overleaf... © 2013 Apple Inc. All rights reserved. 34 Place your order online at www.rbspeople.com/yourrewardonline by 11th September 2013 Data storage solutions

Add for an Transcend JetFlash V33 16GB USB Flash Drive additional... £0.59 The V33 only weighs 7g and allows convenient storage of your personal files. RBSelect Charge • Curved, ultra-compact body (60mm x 16.5mm x 8.1mm) • Store personal files, documents from work or school, digital photos, movies and music on a flash drive smaller than your finger • Weight: 7g • Compatible with Apple and Windows-based computers • Not compatible with iPad and other tablets

Add for an Transcend StoreJet Cloud 64GB Wi-Fi / USB 2.0 Flash Drive additional... £2.74 Connect via wireless. Share files with friends and family. Enjoy hours of entertainment anytime, anywhere. With RBSelect Charge the ultra-portable StoreJet Cloud you can wirelessly extend the storage space on your iPad/iPhone/iPod and other mobile devices to include all your favourite photos, eBooks, documents, music, and movies. StoreJet Cloud provides much-needed freedom from cables, skip-free playback in an instant, and is the ideal companion device for any situation. • Stream different content to 5 devices simultaneously • USB 2.0 connector for easy computer connectivity and • Supports iOS, Android, Windows, and Mac OSX fast file transfers • Special App for iOS devices • Email files as attachments • Li-Battery supports 6hrs playback and 8hrs standby • Supports multi-format files • Share picture/audio/video/document files wirelessly • Size: 99mm × 54mm × 16.5mm • Wi-Fi encryption by WEP/WPA/WPA2/WPA2-Mixed • Weight: 90g

Soundbar multimedia speaker systems

Add for an – Compact Bluetooth Spatial Soundbar/Subwoofer Orbitsound M9 Soundbar additional... £7.54 The Orbitsound M9 is a soundbar and subwoofer that delivers the biggest sound from the smallest package RBSelect Charge of any system available today. For listening to music or TV sound from a second room or smaller TV set, the Orbitsound M9 powers out startling high definition sound from it’s incredibly small footprint. It enables high- quality Bluetooth streaming to the soundbar from any compatible Bluetooth device means simple wireless enjoyment of streamed or stored media. • British award winning 3D spatial sound for the whole room • Soundbar dimensions (HxWxD) – 9.0 x 30.0 x 10.0cm • Compact high performance soundbar (200W) • Subwoofer dimensions (HxWxD) – 14.0 x 23.0 x 34.5cm • Ultra low latency 2.4G digital wireless subwoofer • Weight (in packaging) – 10.4Kg • Bluetooth connectivity • Remote Control • Frequency range +/- 3 dB [Hz] – 45 – 16KHz • Stream music from compatible Bluetooth devices • Input – 3.5mm jack, RCA, TOSLINK optical digital input (computers, tablets etc)

Add for an – Bluetooth Spatial Soundbar/Subwoofer Orbitsound M12 Soundbar additional... £10.00 The Orbitsound M12 is a soundbar and subwoofer that delivers a truly cinematic experience, despite being RBSelect Charge relatively compact at only 60cm wide. For watching movies, TV or listening to music, the Orbitsound M12 powers out startling high definition sound from its spatial array of 9 speakers (8 in the soundbar, 1 in the subwoofer). It enables high-quality Bluetooth streaming to the soundbar from any compatible Bluetooth device means simple wireless enjoyment of streamed or stored media. • British award winning 3D spatial sound for the whole room • Subwoofer dimensions (HxWxD) – 22.0 x 22.0 x 34.0cm • Compact high performance soundbar (300W) • Weight (in packaging) – 16.4Kg • Ultra low latency 2.4G digital wireless subwoofer • Remote Control • Bluetooth connectivity • Stream music from compatible Bluetooth devices • Frequency range +/- 3 dB [Hz] – 45 – 16KHz (computers, tablets etc) • Input – 3.5mm jack, RCA, TOSLINK optical digital input • Everything you need to transform your • Soundbar dimensions (HxWxD) – 9.0 x 60.0 x 10.0cm TV sound is in the box More accessories overleaf... Place your order online at www.rbspeople.com/yourrewardonline by 11th September 2013 35 Laptop accessories

Add for an Transcend 8X DVDRW External CD/DVD Rewriter Drive additional... £0.98 • External USB CD/DVD Rewriter Drive for laptop, • 8x DVD±R read/write, 24x CD-R/RW read/write RBSelect Charge MacBook or netbook • USB 2.0 powered – no external power adapter needed • Install CD/DVD software onto your laptop, MacBook or • Compatible with Apple and Windows-based computers netbook • Compatible with Apple OS X 10.5 or later • Read, write and rewrite CDs and DVD media • Not compatible with iPad and other tablets

Add for an – fits up to a 15.6-inch laptop Targus Notepac Carry Case additional... £0.67 The design combines nylon and koskin materials with nickel fittings, plus it’s loaded with RBSelect Charge features and pockets for great storage and protection for your laptop. • For laptops up to 15.6-inches • Full-length rear document pocket to transport and • Reinforced cushioned handle, detachable shoulder strap protect your paperwork • Dual-pull, self-healing nylon zippers • Exterior Dimensions (WxDxH): 40 x 10 x 33 cm • Accessory pockets for mobile phone, PDA, business • Weight: 1.2 kg cards, pens, CDs, DVDs etc

Add for an – fits up to a 17.3-inch laptop Targus XL City.Gear Messenger Carry Case additional... £0.73 Constructed of rugged nylon, the top-loading design makes it easy to get in and out of the laptop RBSelect Charge section. There’s also a wealth of storage for plenty of stationery. • For laptops up to 17.3-inches • Full-length rear document pocket to transport and • Padded, adjustable shoulder strap protect your paperwork • Adjustable divider to accommodate smaller laptops • Exterior Dimensions (WxDxH): 48 x 13 x 36 cm • A selection of varying sized, convenient pockets • Weight: 1.4kg

Add for an Microsoft Wireless MouseMouse additional... £0.30 Get up and go with this compact mouse. A perfect companion for your on-the-go lifestyle, this compact RBSelect Charge mouse has all the right features to keep you connected to your world. • Nano Transceiver – leave plugged in when you’re on the • Reliable 2.4GHz connection with up to 9 metres range go or stow in mouse • Comfort and convenience with 3 buttons, Scroll wheel, • Battery life indicator – use your mouse without power 1000dpi, On/off switch interruption for up to 10 months • Compatible with Apple and Windows-based computers • Power status indicator – lets you know when your • Not compatible with iPad and other tablets battery runs low. 1 AA alkaline battery included

More accessories overleaf... 36 Place your order online at www.rbspeople.com/yourrewardonline by 11th September 2013 Apple iPad and tablet accessories

Add for an - 24 months AppleCare Protection Plan for iPad additional... £1.81 Every iPad comes with complimentary telephone technical support for 90 days from RBSelect Charge your iPad purchase and a 12 month warranty. With the AppleCare Protection Plan, you can extend your service coverage to 24 months from the iPad purchase date. You can call Apple’s award-winning technical support experts as often as you like and get your questions answered. And if you need repair service, convenient service options are offered. • Extend your coverage to 24 months of service and expert telephone technical support • Please note – the Apple Care Pack option can only be registered with iPads offered through this scheme • Choose this as an accessory to complement iPad or iPad mini scheme packages

Add for an – for use with iPad and similar tablets Just Mobile UpStand additional... £0.92 A stylish desktop stand for tablets. Precision engineered from aluminium, the RBSelect Charge UpStand’s supporting grips are finished in rubber to hold your tablet firmly in place and keep it pristine. It’s compatible with most tablet cases, too. The UpStand will float your tablet at just the right height for desktop use - it’s perfect for watching movies Combine the UpStand or using the tablet as a digital picture frame. Add the right app and the UpStand will with the Apple Wireless even turn your tablet into a recipe book, alarm clock or TV. with the Apple Wireless Keyboard for a great mini- • Solid aluminium construction • Dazzling radial finish Keyboard for a great mini- • Stylish and practical • For iPad and desktop solution for iPad • Non-slip feet similar tablets Tablet not included.

Add for an – for use with a Mac or iPad Apple Wireless Keyboard additional... £1.56 The completely cable-free Apple Wireless Keyboard uses Bluetooth technology to RBSelect Charge connect to your Mac or iPad. So you’re free to move the keyboard pretty well anywhere within range, and wirelessly type away. And its slim, compact design takes up much less space on your desk. • Connect with a Mac or iPad via Bluetooth technology – up to 10 metres away • Turn your MacBook Pro into a desktop set up • Two AA batteries included • Not compatible with Windows-based computers or Samsung tablets

iPad not included.

Add for an – for iPad Apple iPad Lightning to USB Camera Adapter additional... £0.67 With the Lightning to USB Camera Adapter, it’s easy to download photos and videos from your digital camera to RBSelect Charge your iPad with Retina display or iPad mini, so you can view them on the gorgeous iPad display and share them with family and friends. • After you connect the Lightning to USB Camera Adapter, • The Lightning to USB Camera Adapter supports standard your iPad automatically opens the Photos app, which photo formats, including JPEG and RAW, along with SD lets you choose which photos and videos to import, then and HD video formats, including H.264 and MPEG-4 organises them into albums • Compatible with iPad 4th generation • When you sync iPad to your PC or Mac, the photos and iPad mini and videos on your iPad are added to your computer’s photo library

More accessories overleaf... © 2013 Apple Inc. All rights reserved. Place your order online at www.rbspeople.com/yourrewardonline by 11th September 2013 37 Apple Mac accessories

Add for an – for use with Mac / MacBook Pro / MacBook Air Apple Magic Mouse additional... £1.59 The same Multi-Touch technology first introduced on the revolutionary iPhone comes to the mouse. It’s called RBSelect Charge Magic Mouse, and it’s the world’s first Multi-Touch mouse. Click anywhere, scroll in any direction and swipe through images on its smooth, seamless top shell. It works wirelessly, using Bluetooth, so you don’t have to worry about cables or adapters cluttering up your work space. And built-in software lets you configure Magic Mouse any way that you want. • Multi-touch functionality • Connect with a Mac via Bluetooth technology – up to 10 metres away • Turn your MacBook Pro into a desktop set up • Two AA batteries included • Not compatible with Windows-based computers • Not compatible with iPad and other tablets

Add for an – for use with Mac / MacBook Pro / MacBook Air Apple Magic Trackpad additional... £1.59 Magic Trackpad gives you a whole new way to control what’s on your Mac desktop computer. When you perform RBSelect Charge gestures, you actually interact with what’s on your screen. You feel closer to your content, and moving around feels completely natural. Swiping through pages on screen is just like flipping through pages in a magazine, and inertial scrolling senses the momentum in your fingers as you move up and down a page. • Made with smooth, wear-resistant glass that feels great • Connect with a Mac via Bluetooth technology – up to to the touch 10 metres away • Click on objects just as you would using a mouse • Not compatible with • Nearly 80 per cent larger than the built-in trackpad on Windows-based computers the MacBook Pro • Not compatible with iPad • Use with MacBook Pro, iMac or MacBook Air and other tablets

Add for an – for use with Mac / iPhone / iPod Apple Remote additional... £0.42 Control your Mac, iPhone, iPod from afar with the sleek, aluminium Apple Remote. Play, pause, adjust RBSelect Charge volume, move forward and back, and access menus while playing music and videos. • Compatible with Apple products introduced in 2005 or • Not compatible with Windows-based computers later that have a built-in infrared (IR) receiver • Please note – a Universal Dock is required in order to • Please note – the Apple Remote is already included use the Apple Remote with your iPhone or iPod with Apple TV • Not compatible with iPad and other tablets

Add for an – 27-inch Apple Thunderbolt Display additional... £24.00 More than just a stunning 27-inch LED-backlit display, the Apple Thunderbolt Display is the RBSelect Charge ultimate docking station for Mac notebooks. A Thunderbolt port, a FireWire 800 port, three USB 2.0 ports and a Gigabit Ethernet port make it a plug-and-play hub for everything you do. • Thunderbolt I/O technology for lightning-fast data transfer and daisy-chaining up to six peripherals • Works with all Thunderbolt-enabled Mac computers, including MacBook Air, MacBook Pro, iMac and Mac mini • 27-inch glossy LED-backlit widescreen display • 2560x1440 resolution • Thunderbolt port, FireWire 800 port, three USB 2.0 ports and Gigabit Ethernet port • MagSafe connector that powers and charges your MacBook Pro or MacBook Air • Ambient light sensor • Built-in FaceTime HD camera and microphone • Built-in speaker system • Not compatible with Windows-based computers • Not compatible with iPad and other tablets

© 2013 Apple Inc. All rights reserved. 38 Place your order online at www.rbspeople.com/yourrewardonline by 11th September 2013 How the scheme works and frequently asked questions

Place your order online at www.rbspeople.com/yourrewardonline by 11th September 2013 39 How the scheme works What is the Home Computer Benefit? It is a tax efficient benefit designed to make it easier for employees to have a computer at home or on the move. The RBSelect charge for the elected computer package is deducted monthly over 36 months.

Points to consider • Are you considering buying a computer for yourself or to share with your family (and prefer to spread the cost without paying for it outright)? This could be a better alternative • Do you need to upgrade your existing computer (most computers need updating after about 3 years)? • Would you like a better specification computer than you Who is eligible to take part? could currently have? The scheme is open to all RBS employees who are eligible Would you like to spread the cost of your new computer • for RBSelect. Note that if you took part in the programme in over 36 months? 2012, deductions will continue until 2015 and you will not be eligible to participate again until that time.

The benefits to you • Choose from the latest, high-specification laptop and desktop computers, an iPad package, or Samsung ATIV Tab 3 tablet (see Package pages) • You can also choose from a great range of accessories including a wireless printer, keyboards, speakers and more • Convenient, fixed RBSelect charge over 36 months • No deposit needed • Prices from just £10.66 (including VAT) per month!

Who are Let's Connect? Let's Connect are specialists in providing Home Computer Benefits and are administering this benefit on behalf of RBS.

40 Place your order online at www.rbspeople.com/yourrewardonline by 11th September 2013 What’s included? In addition to your choice of the latest brand new laptop or desktop computers, each package (except iPad and Samsung ATIV Tab 3 packages) also include:

FREE DELIVERY

99A comprehensive 36 months manufacturers’ warranty – should you experience any hardware issues 9936 months internet security with free updates – protection from viruses, spyware, anti-spam and more 99Free delivery to your home address at your convenience.

The iPad packages include the following:

9912 months warranty 99iPad black leather case 99Free delivery to your home address at your convenience 99Optional 36 month accidental damage and theft insurance is offered on iPad models. The policy features include worldwide cover, no excess and a maximum of three claims. More details can be found on the package pages for iPad and iPad mini.

The Samsung ATIV Tab 3 package includes the following:

99A comprehensive 36 months manufacturers’ warranty 99ATIV Tab 3 protective case Can I use the computer or iPad to 99Free delivery to your home address at your convenience 99Optional 36 month accidental damage and theft login to RBS systems? insurance is also offered. The policy features include The RBS Remote Access service, known as RBS Anywhere 2, worldwide cover, no excess and a maximum of three allows employees to login to RBS systems such as VCS and claims. More details can be found on the package VDI from a non work related computer. All the packages pages for Samsung ATIV Tab 3. offered as part of the Home Computer Benefit allow you to use them to login to the RBS network if you require to do so and where remote access has been granted by your business authoriser. Please note that this benefit is designed to How does this deal compare? provide you with a computer for your personal use and you A computer purchased by other means typically doesn’t do not need to use your personal computer to login to the include a 36 month warranty, 36 months’ internet security or RBS network. free delivery. When considering this benefit, it’s important to compare a like-for-like package which contains the computer (or iPad/iPad mini/ATIV Tab 3), extended guarantee and any other extras – all of which can significantly increase the cost of a standard purchase. The computer packages available to you here have been designed to give you the best value and peace-of-mind for the duration of the programme. Turn overleaf to find out how the savings work...

Place your order online at www.rbspeople.com/yourrewardonline by 11th September 2013 41 How do the savings work? ◊Benefit-in-kind (BIK) Having a computer to use in your home as part of this benefit The illustration below demonstrates the RBSelect charge and is considered by HM Revenue & Customs to be a taxable benefit savings you will be able to make if you elect this benefit. which they refer to as a ‘Benefit in Kind’. All price tables include Although the RBSelect charge is taken free of tax and the most likely effect of the Benefit in Kind adjustment to show national insurance, the benefit itself is taxable in the form of the net cost to you for a computer in the programme. Please note ◊ that the end of term value of the package cannot be determined Benefit in Kind Tax on a portion of the value of the benefit at this time. The tables are based on the end of term value as every year. The table below shows how this works. indicated by the current market trends.

Savings illustration table based on choosing iPad mini Wi-Fi 32GB Basic Rate Tax Payer* Higher Rate Tax Payer** Additional Rate Tax Payer*** Cost to you through the RBSelect Home Computer Benefit: Monthly Monthly Monthly RBSelect Gross Charge The amount you will see on your monthly payslip £10.66 £10.66 £10.66 less Income tax savings - £2.13 - £4.26 - £4.80 less National insurance savings - £1.28 - £0.21 - £0.21 RBSelect charge less Tax and NI savings £7.25 £6.19 £5.65 plus monthly equivalent of the Benefit in Kind Tax (via P11D) £1.28 £2.56 £2.88 Effective Net Charge The amount you actually pay £8.53 £8.75 £8.53 36 months 36 months 36 months Total 36 month RBSelect Charge £383.76 £383.76 £383.76 Total 36 month RBSelect Charge (less savings) The total net amount £307.08 £315.00 £307.08 Savings £76.68 £68.76 £76.68 End of term charge (if you don’t return the equipment) † £15.35 £23.03 £24.94 Revised savings if End of term charge is applied £61.33 £45.73 £51.74

*The savings for basic rate taxpayers are calculated at 20% tax and 12% National Insurance. **The savings for higher rate taxpayers are calculated at 40% tax and 2% National Insurance. ***The savings for additional rate taxpayers are calculated at 45% tax and 2% National Insurance. † Additional Benefit in Kind on 10% of the original alueV plus VAT (still under HMRC consideration). Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. Photography may be for illustration purposes only.

What happens at the end of the 36 months? In line with an agreement we reached with HM Revenue & term. We understand that based on current practice the Customs, at the end of the 36 month period, Let’s Connect additional tax charge is expected to be between 5% and 10% will contact you and provide you with two options: of the original value (Inc VAT) of the computer or iPad. It is important to advise however that this is only a guide and 1. Return the equipment to Let's Connect. the actual tax charge could be based on 40% of the original Let’s Connect can collect the equipment for disposal value (Inc. VAT) of the computer or iPad. according to European guidelines for Waste Electronic and The end of term value depending on the percentage agreed Electrical Equipment (WEEE). for any BIK calculation will also attract a VAT charge at the 2. Do not return the equipment to Let's Connect. prevailing rate, which is currently 20%. Please note that electing not to return the equipment may The communication that you get from Let’s Connect at the give rise to a Benefit in Kind (BIK) tax and VAT charge based end of the term will confirm the percentage of BIK and VAT upon the value of the computer or iPad at that time and you that will apply to you. This communication will help you will be advised of the details before you make a decision. decide what option you choose - to return or not to return Unfortunately, we are not presently able to confirm the rate the equipment to Let’s Connect. at which Benefit in Kind (BIK) tax will be charged. HRMC will Please refer to the example tables below to see how this assign a value to the equipment before the end of 36 month might affect you:

BIK Tax Charge Example Table 1 based on Package 1 - Apple iPad 32GB Wi-Fi BIK Tax Charge Example Table 2 based on Package 1 - Apple iPad 32GB Wi-Fi Original Retail Price of benefit (Inc.VAT) £518.76 Original Retail Price of benefit (Inc.VAT) £518.76 Estimated end of term value based on 10% Estimated end of term value based on 40% £51.88 £207.50 of Original Retail Price of Original Retail Price Employee Tax Rate 20% 40% 45% Employee Tax Rate 20% 40% 45% Tax payable on end of term value £10.38 £20.75 £23.35 Tax payable on end of term value £41.50 £83.00 £93.38 VAT on end of term value @ 20% £10.38 £10.38 £10.38 VAT on end of term value @ 20% £41.50 £41.50 £41.50 Total end of term charge £20.75 £31.13 £33.72 Total end of term charge £83.00 £124.50 £134.88

42 Place your order online at www.rbspeople.com/yourrewardonline by 11th September 2013 Frequently asked questions

Microsoft® Office is a separate suite of software, with Word, Excel and PowerPoint being On the programme and packages the most well-known and widely-used elements of the program. 1. How long is the lock in period? 11. What do I do if the computer is damaged or parts are The lock in period is for 36 months. Your RBSelect charge for this benefit will begin on your salary pay date in the month detailed on page 3 and will continue every missing when I receive it? month during the 36 month period. You should notify the Home Computer Helpline on 08444 821 860 within seven days of receipt of any damaged equipment or to advise them of any missing items. 2. Can I change the specifications of the packages on 12. What if the computer stops working? offer? Call the manufacturer’s warranty line as detailed in your documentation and on No, the specification for each package is fixed and you cannot change the the last page of this brochure. If it cannot be repaired remotely, the repair will specifications across the packages. be undertaken through a collect and return service. This service is free of charge throughout the lock in period, but is restricted to the hardware only. 3. What’s included in the package? Each package (except iPad/iPad mini and Samsung ATIV Tab 3 packages) includes 13. What does the extended warranty include? the computer, delivery to your home, 36 months warranty support, and 36 months The extended warranty provided by the manufacturer covers the hardware of your internet security with free updates. The package comes with a internet security computer and during the limited warranty period, the manufacturer will at its designed to help protect your computer from data loss and the threats posed by the discretion, repair or replace any defective component. internet. The internet security software has updates for 36 months and includes anti- virus, anti-spyware, anti-spam, and firewall. The following items are classed as consumable components, and therefore their warranty period may be limited to less than the full extended warranty: Apple iPad and iPad mini packages include 12 months warranty, a protective case and delivery to your home. There is also an option to have an iPad with 36 months External keyboard • mouse • accumulators, batteries, AC adaptors • external accidental damage and theft insurance, a policy featuring worldwide cover, no excess loudspeakers, microphone, headphones • UPS (Uninterruptible Power Supply) and a maximum of three claims (up to three claims in first 12 months, one per year Please check with the individual manufacturers below for exact terms and for years two and three). More details can be found on the package pages for iPad conditions. The defective pixel policy on notebook displays and TFT screens conforms and iPad mini. to lSO 1340-6-2 Class II standards. Samsung ATIV Tab 3 packages include 36 months warranty, a protective case and For a full list of what is and isn’t covered by the Compaq/HP warranty go online to: delivery to your home. There is also an option for 36 months accidental damage and http://h40059.www4.hp.com/warranty/ theft insurance, featuring worldwide cover, no excess and a maximum of three claims For products in and out of warranty, call 0844 369 0369 (call costs are 5p a minute). (up to three claims in first 12 months, one per year for years two and three). More details can be found on the package pages for Samsung ATIV Tab 3. For products covered by HP Care Pack or Contract, please refer to the document included with your warranty extension. If you have an electronic certificate, refer to 4. What is the maximum RBSelect charge that I can have “contact details” on page 3 (“consumer products” phone). by electing this benefit? For details regarding Samsung warranty, call 0330 726 7864 or go online to: The maximum allowable limit is ONE main computer package and combination of www.samsung.com/uk/support/warranty/warrantyInformation.do?page=POLICY.WARRANTY accessories up to £75 monthly RBSelect charge. The Apple warranty is provided by Apple and further details can be found at: 5. Can I use the computer or iPad to login to RBS VCS www.apple.com/uk/support/ system? 14. What do I do if I need to escalate a warranty issue The RBS Remote Access service, known as RBS Anywhere 2, allows employees to login to RBS systems such as VCS and VDI from a non work related computer. All the with my computer? packages offered as part of the Home Computer Benefit allow you to use them to You should call the Home Computer Helpline on 08444 821 860 who will take up login to the RBS network if you require to do so and where remote access has been the query on your behalf, to try and resolve your issue. granted by your business authoriser. Please note that this benefit is to provide you with a computer for your personal use and you need not use your personal computer 15. Can I just order accessories? You can only order accessories if you order one of the main computer packages. to login to the RBS network. 6. Can I load my own software? 16. Is there a warranty for any accessories I choose? These are not covered under the extended warranty that covers the main computer You can load any software onto the computer subject to the licensing terms of packages provided through the programme. However, individual manufacturer that software. You are not allowed to use the computer for any purpose which is warranty terms and conditions will apply. If you have any issues with any of the offensive, obscene, defamatory, fraudulent or illegal. accessories you have selected, you will need to contact the manufacturer directly. 7. Can I upgrade my computer package? You can add any new hardware or software to your computer, subject to licensing 17. Will the internet security software supplied be the agreements, throughout the lock in period. latest version? Yes, and updates will be free for 36 months from the date of installation. 8. What if I damage it? You must insure your computer against fire, theft or accidental damage so that Effects on you it can be replaced if it no longer works. If the computer or iPad goes missing or is damaged, the monthly RBSelect charge and Benefit-in-Kind taxation arrangements 18. Do I have to pay tax on the benefit? will continue for the 36 months. The benefit of having a Home Computer through RBSelect is considered by HM Revenue & Customs to be a taxable benefit which they refer to as ‘Benefit in 9. Can I order Microsoft Office software? Kind’. All price tables include the most likely effect of the Benefit in Kind adjustment Microsoft Office is not included in the package. RBS have an exclusive arrangement to show the net charge to you for a computer in the programme. Please note that with Microsoft to provide RBS employees with Microsoft Office Professional Plus the end of term value of the package cannot be determined at this time. The tables 2010 or Microsoft Office for Mac 2011 at a highly discounted price of£8.95 . Please are based on the end of term value as per the current market trends. visit Your Offers (www.rbspeople.com/youroffers) web page for this offer. Please note - Microsoft require that this is only made available for order via an 19. What happens if I leave RBS? external RBS group business e-mail account. If you do not have an external business If you leave RBS for any reason within the 36 month period, there will be a e-mail address Microsoft are happy that you get a colleague to order on your behalf, termination fee (equivalent to the outstanding monthly charges) payable. This will although orders are limited to one per e-mail address. be made as a net pay deduction i.e. it will not benefit from any tax and National Insurance savings. You will also need to pay a VAT charge on this termination fee as 10. What are the differences between Microsoft® per the prevailing VAT rate at that time. Where you have elected optional Accidental Damage and Theft Insurance as part of your package the termination fee will include ® Windows and Microsoft Office? an element to cover the outstanding charges for this insurance and your insurance ® Microsoft Windows is an operating system – a basic collection of programs and drivers will continue for the remaining period of the original 36 month contract once you pre-installed to provide the user with an interface, and allowing the computer to “run”. have left the group. Windows 8 is Microsoft’s latest (and 8th) version. (continued overleaf) Place your order online at www.rbspeople.com/yourrewardonline by 11th September 2013 43 20. How much will it cost me? that time and you will be The cost to you depends on which package you choose and your own personal tax advised of the details before situation. Please refer to the tables shown at the bottom of the computer package you make a decision. specification pages. Unfortunately, we are not presently able to confirm the rate at which Benefit in Kind (BIK) tax will be charged. HRMC will assign a value to the equipment before the end 21. When do my payments start? of 36 month term. We understand that based on current practice the additional tax Your RBSelect charge for this benefit will beginon your salary pay date in the charge is expected to be between 5% and 10% of the original value (Inc VAT) of month detailed on page 3 and will continue every month during the 36 month the computer or iPad. It is important to advise however that this is only a guide and period. the actual tax charge could be based on 40% of the original value (Inc. VAT) of the 22. Can I elect to make a higher RBSelect charge and computer or iPad. shorten the term? The end of term value depending on the percentage agreed for any BIK calculation No, the period is fixed at 36 months. will also attract a VAT charge at the prevailing rate, which is currently 20%. The communication that you get from Let’s Connect at the end of the term will Order and delivery process confirm the percentage of BIK and VAT that will apply to you. This communication will help you decide what option you choose - to return or not to return the 23. By what date do I need to make an election? equipment to Let’s Connect. For key scheme dates including order deadline, please refer to page 3. Please refer to the example tables below to see how this might affect you: 24. What happens once I have placed my order? Once you have ordered online, you will receive an email confirming your order. The BIK Tax Charge Example Table 1 based on Package 1 - Apple iPad 32GB Wi-Fi order will then be verified by RBS, and Let’s Connect will begin processing it. Original Retail Price of benefit (Inc.VAT) £518.76 25. When can I expect delivery? Estimated end of term value based on 10% £51.88 For delivery dates, please refer to page 3. All deliveries are subject to stock of Original Retail Price availability, over which Let's Connect or RBS have no control. To help the delivery Employee Tax Rate 20% 40% 45% process, you should place your order as early as you can during the Benefit election window. Should you have a query regarding delivery, please call the Let’s Connect Tax payable on end of term value £10.38 £20.75 £23.35 Helpline on 08444 821 860ˆ. VAT on end of term value @ 20% £10.38 £10.38 £10.38 Total end of term charge £20.75 £31.13 £33.72 26. Can I change my mind once I elect my package? You may cancel your election at anytime up to the end of the Benefit election window on 11th September 2013. 27. Can I have the equipment delivered to my workplace? BIK Tax Charge Example Table 2 based on Package 1 - Apple iPad 32GB Wi-Fi For security reasons, RBS does not accept personal deliveries at workplaces, so your Original Retail Price of benefit (Inc.VAT) £518.76 computer needs to be delivered to your home, or similar residential address i.e. Estimated end of term value based on 40% £207.50 family, friends. Please note that the delivery needs to be signed for by a person over of Original Retail Price 18 years old. Employee Tax Rate 20% 40% 45% 28. What happens at the end of the 36 months? Tax payable on end of term value £41.50 £83.00 £93.38 In line with an agreement we reached with HM Revenue & Customs, at the end VAT on end of term value @ 20% £41.50 £41.50 £41.50 of the 36 month period, Let’s Connect will contact you and provide you with two options: Total end of term charge £83.00 £124.50 £134.88 1. Return the equipment to Let's Connect. Let’s Connect can collect the equipment for disposal according to European guidelines for Waste Electronic and Electrical Equipment (WEEE). 2. Do not return the equipment to Let's Connect. Please note that electing not to return the equipment may give rise to a Benefit in Kind (BIK) tax and VAT charge based upon the value of the computer or iPad at

44 Place your order online at www.rbspeople.com/yourrewardonline by 11th September 2013 Useful telephone numbers Let’s Connect Helpline HP Hardware Support Line Samsung Support Line AppleCare Support Line For advice on which package to For products in and out of warranty For reporting warranty issues For reporting hardware faults and choose, questions regarding the 0844 369 0369 0330 726 7864 diagnostics scheme, and delivery information (calls cost 5p per minute**) (calls cost no more than 5p per minute**) 0844 209 0611 08444 821 860 (calls cost 5p per minute**) (calls cost 5p per minute**)

Scan this QR Code with your mobile phone’s QR reader

To order logon to www.rbspeople.com/yourrewardonline Elect by 11th September 2013 Once you login, click on the 'Home Computer' benefit to complete your order. If you need advice on the ordering process or on choosing a computer, call the Home Computer helpline on 08444 821 860ˆ.

This brochure has been designed at no cost to your employer. **Call costs are for fixed lines only and are in effect from June 2008. Different rates may apply from mobile phones. RBS Home Computer LC2013 HCS