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BANKING LAW Time : 1:30 Hours Maximum Marks-100 Tc Rd Dgk U Tk;] Bl Á’Uiqflrdk Dks U [Kksysa
Á’uiqfLrdk Øekad Roll No.-------------------- Question Booklet No. Á’uiqfLrdk fljht O.M.R. Serial No. Question Booklet Series A L.L.B (Fifth Semester) Examination, 2021 LLB504 BANKING LAW Time : 1:30 Hours Maximum Marks-100 tc rd dgk u tk;] bl Á’uiqfLrdk dks u [kksysa funsZ’k % & 1. ijh{kkFkhZ vius vuqØekad] fo”k; ,oa Á’uiqfLrdk dh fljht dk fooj.k ;FkkLFkku lgh& lgh Hkjsa] vU;Fkk ewY;akdu esa fdlh Hkh Ádkj dh folaxfr dh n’kk esa mldh ftEesnkjh Lo;a ijh{kkFkhZ dh gksxhA 2. bl Á’uiqfLrdk esa 100 Á’u gSa] ftues ls dsoy 75 Á’uksa ds mRrj ijh{kkfFkZ;ksa }kjk fn;s tkus gSA ÁR;sd Á’u ds pkj oSdfYid mRrj Á’u ds uhps fn;s x;s gSaA bu pkjksa esa ls dsoy ,d gh mRrj lgh gSA ftl mRrj dks vki lgh ;k lcls mfpr le>rs gSa] vius mRrj i=d (O.M.R. ANSWER SHEET) esa mlds v{kj okys o`Rr dks dkys ;k uhys cky IokabV isu ls iwjk Hkj nsaA ;fn fdlh ijh{kkFkhZ }kjk fu/kkZfjr Á’uksa ls vf/kd Á’uksa ds mRrj fn;s tkrs gSa rks mlds }kjk gy fd;s x;s ÁFker% ;Fkk fufnZ”V Á’uksRrjksa dk gh ewY;kadu fd;k tk;sxkA 3. ÁR;sd Á’u ds vad leku gSaA vki ds ftrus mRrj lgh gksaxs] mUgha ds vuqlkj vad Ánku fd;s tk;saxsA 776 4. lHkh mRrj dsoy vksŒ,eŒvkjŒ mRrj i=d (O.M.R. -
Banking Awareness Question Bank V2
www.BankExamsToday.com www.BankExamsToday.com www.BankExamsToday.com Banking Awareness By Ramandeep Singh Question Bank v2 www.BankExamsToday.com S. NO. Banking AwarenessTOPICS Question Bank v2 PAGE NO. 1. 2. 3. History of Banking 2 - 4 4. Reserve Bank of India 4 - 7 5. NABARD 7 – 10 6. IRDAwww.BankExamsToday.com10 - 12 7. BIS 12 - 15 8. International Organizations 16 - 18 9. National Housing Bank 19 - 21 10. Credit/Debit Cards 21 - 24 11. Fiscal Policy 24 - 27 12. ATM 27 - 30 13. Banking OMBUDSMAN (Part 2) 30 - 33 14. Letter of Credit 33 - 36 15. WTO 36 - 39 16. World Bank 39 - 42 17. Allahabad Bank 42 - 45 18. Syndicate Bank 45 – 48 19. Oriental Bank of Commerce 48 - 51 20. Axis Bank 51 – 54 21. Punjab & Sind Bank 55 – 58 22. Bank of Baroda 58 – 60 23. ICICI Bank 60 – 63 24. PNB 63 – 66 25. United Bank of India 66 – 69 26. Vijaya Bank 69 - 72 27. ICICI Bank 72 – 75 28. Credit/Debit Cards (Part 2) 75 – 78 Canara Bank 78 – 81 Mixed Topics 81 - 121 By Ramandeep Singh Page 2 www.BankExamsToday.com HISTORY OF BANKINGBanking Awareness Question Bank v2 Q1. First Bank established in India was: a) Bank of India b) Bank of Hindustan c) General Bankwww.BankExamsToday.com of India d) None of The Above Q2. Bank of Hindustan was established in ____: a) 1700 b) 1770 c) 1780 d) None of The Above Q3. Which among the following is correct regarding Bank of Hindustan: a) The bank was established at calcutta under European management. -
Note on Banking
NOTE ON BANKING Bank – Definition Loans are of two types A bank is a financial institution which accepts money from the 1. Demand Loans: people in the form of ‘Deposits’ and gives advances to them in Eg: Gold Loans, Crop loans. the form of “Loans”. Loans Deposits are of two types 2. Term Loans: Eg: Housing loan / Personal Loan. 1. Demand Deposits Y Demand Loans are usually repayable in 12 to 18 Eg: Current Account / Savings Account. months. Deposits Y Term Loans are repayable in instalments. The 2. Term/Time Deposits repayment may extend to over twenty years, in Eg: Fixed Deposits / Recurring Deposits. some cases. Current Account: History of Banking Development in India Y Generally maintained by businesspersons / large The Banking Regulation Act, 1949 defines the term Banking institutions / companies. as “accepting, deposits for the purpose of lending or investment, Y No interest is paid for balances in the account. and withdrawable by cheque, draft, order or otherwise”. Y There are no restrictions on the number 1. The first bank in India was called the Bank of Hindustan transactions. and was established in 1770 by Alexander and Co, at Y Overdraft (OD) can be extended in this account, Calcutta, under European Management. at the discretion of the bank. 2. Presidency Banks were established by the British: Bank Savings Account: of Bengal in 1806, followed by Bank of Bombay in 1840, Y Generally maintained by individuals. and Bank of Madras in 1843. Y Nominal rate of interest will be paid on the 3. The first bank with limited liability, managed by Indians, balances in this account. -
Unit 1. Evolution of Banking
DNYANSAGAR ARTS AND COMMERCE COLLEGE, BALEWADI, PUNE – 45 Subject – Banking And Finance - I (115 B) Class: FYB.COM (2019 Pattern) Unit 1. Evolution of Banking Introduction Money in the Economy is like blood in the human body”. The flow of money in the economy determines the characteristics of any economy. Robust money and capital markets are essentials for a developed economy. The short term and long term needs of money of individuals and institutions can be efficiently met by financial intermediaries. Pooling of scanty deposits into a large capital base and lending it to the desirable sectors is the core of banking business. In a developing economy like India, the role of banking sector becomes even more critical. In the initial years of economic development, when other sophisticated financial institutions were not present, banks were the only financial intermediaries which helped in bring about the change. The sense of confidence in the ethical functioning of financial intermediaries, in the minds of common man, was brought about by well-regulated commercial banks. The word ‘bank’ is of Germanic origin though some persons trace its origin to the French word ‘Banqui’ and the Italian word ‘Banca’. It referred to a bench for keeping, lending, and exchanging of money or coins in the market place by money lenders and money changers. According to Banking Regulation Act, 1949 of India, “Banking means the accepting for the purpose of lending or investment of deposits of money from the public, repayable on demand or otherwise and withdrawable by cheque, draft, and an order or otherwise”. A bank is a financial institution which deals with deposits and advances and other related services. -
Do Bank Mergers, a Panacea for Indian Banking Ailment - an Empirical Study of World’S Experience
IOSR Journal of Business and Management (IOSR-JBM) e-ISSN: 2278-487X, p-ISSN: 2319-7668. Volume 21, Issue 10. Series. V (October. 2019), PP 01-08 www.iosrjournals.org Do Bank Mergers, A Panacea For Indian Banking Ailment - An Empirical Study Of World’s Experience G.V.L.Narasamamba Corresponding Author: G.V.L.Narasamamba ABSTRACT: In the changed scenario of world, with globalization, the need for strong financial systems in different countries, to compete with their global partners successfully, has become the need of the hour. It’s not an exception for India also. A strong financial system is possible for a country with its strong banking system only. But unfortunately the banking systems of many emerging economies are fragmented in terms of the number and size of institutions, ownership patterns, competitiveness, use of modern technology, and other structural features. Most of the Asian Banks are family owned whereas in Latin America and Central Europe, banks were historically owned by the government. Some commercial banks in emerging economies are at the cutting edge of technology and financial innovation, but many are struggling with management of credit and liquidity risks. Banking crises in many countries have weakened the financial systems. In this context, the natural alternative emerged was to improve the structure and efficiency of the banking industry through consolidation and mergers among other financial sector reforms. In India improvement of operational and distribution efficiency of commercial banks has always been an issue for discussion for the Indian policy makers. Government of India in consultation with RBI has, over the years, appointed several committees to suggest structural changes towards this objective. -
Merger and Acquisitions in the Indian Banking Sector
Research Article Volume 1 Issue 6 2015 ISSN: 2395-7964 SS INTERNATIONAL JOURNAL OF MULTIDISCIPLINARY RESEARCH Merger and Acquisitions in the Indian Banking Sector Prof.D. Suryachandra Rao Faculty of Commerce and Management Krishna University Machilipatnam, A.P Dr. M. Venkateswara Rao Principal Kunda College of Technology & Management Vijayawada, A.P., India Abstract The International Banking scenario has shown major changes in the past few years in terms of the Mergers and Acquisitions. Mergers and Acquisition is a useful tool for the growth and expansion in any Industry and the Indian Banking Sector is no exception. It is helpful for the survival of the weak banks by merging into the larger bank. Due to the financial system deregulation, entry of new players and products with advanced technology, globalization of the financial markets, changing customer behaviour, wider services at cheaper rates, shareholder wealth demands etc., have been on rise. This study shows the impact of Mergers and Acquisitions in the Indian Banking sector. For this purpose, a comparison between pre and post merger performance in terms of Operating Profit Margin, Net Profit Margin, Return on Assets, Return on Equity, Earning per Share, Debt Equity Ratio, Dividend Payout Ratio and Market Share Price has been made. In the initial stage, after merging, there may not be a significant improvement due to teething problems but later they may improve upon. Key words: Mergers. Acquisitions, Financial Performance, Ratio, Profitability 76 01.00 Introduction Mergers and Acquisitions is one of the widely used strategies by the banks to strengthen and maintain their position in the market. -
GIPE-041303-Contents.Pdf
Date of J:elease for loan This book should be returned on or before the date last mentioned below. An overdue charge of 5 paise will be levied for each day the book .is kept beyond this date . ;188 1 2 Sf? 1921 I [ f -2. OCT 1991 2 9 AUG, '1991 . ~, 'APal\Q9S ~ -5 '·1l.Jlt995 . A.B.P.P. I j ____ -...J. ___ ~ A BANKER'S OFFICE INDIGENOUS BANKING IN INDIA ~~ ~.f.\A...~ .9 • MACMILLAN AND CO., Lnrrnm LONDON • BOMBAY • CALCUTTA • MADRAS MELBOURNE THE MACMILLAN· COMPANY NEW YORK • BOSTON • CmCAGO DALLAS • SAN PllANCISCO THE MACMILLAN COMPANY OF CANADA, LIMITED TORONTO INDIGENOUS BANKING IN INDIA BY L. C. JAIN M.A., LL.B., PH.D. (ECON.) LOND. LScruUJl, IN CORUNCV AND BANKING AT THB UNIVERSITY OF ALLAHABAD WITH AN INTRODUCTION BY DR. GILBERT SLATER, M.A., D.Se. (ECON.) LoND. LATE i>ROFasSOR OF INDIAN BCONOMICS, MADRAS UNIVERSITY MACMILLAN AND CO., LIMITED ST. MARTIN'S STREET, LONDON J9 2 9 COPYRIGHT (Thesis approved for 'he Degree of Doctor of Philosophy (Economics) in the Universitr of London) 41303 PRINTED IN. GREAT BRITAIN TO MY REVERED FATHER BALMUKAND JAIN, ESQ. B.A., C.T., A.C.P. (LoNDON) AN APOLOGY FOR TWO YEARS' ABSENCE FROM HOME PREFACE IN the following pages an attempt is made to describe the present indigenous banking system in India. Literature on the subject is almost non-existent. Such inform~tion as is given in works on the Indian money-market is incomplete, largely repetitive and in other ways unsatisfactory. There is som'etimes confusion of thought and consequent misre presentation of facts. -
General Knowledge Objective Quiz
Brilliant Public School , Sitamarhi General Knowledge Objective Quiz Session : 2012-13 Rajopatti,Dumra Road,Sitamarhi(Bihar),Pin-843301 Ph.06226-252314,Mobile:9431636758 BRILLIANT PUBLIC SCHOOL,SITAMARHI General Knowledge Objective Quiz SESSION:2012-13 Current Affairs Physics History Art and Culture Science and Technology Chemistry Indian Constitution Agriculture Games and Sports Biology Geography Marketing Aptitude Computer Commerce and Industries Political Science Miscellaneous Current Affairs Q. Out of the following artists, who has written the book "The Science of Bharat Natyam"? 1 Geeta Chandran 2 Raja Reddy 3 Saroja Vaidyanathan 4 Yamini Krishnamurthy Q. Cricket team of which of the following countries has not got the status of "Test" 1 Kenya 2 England 3 Bangladesh 4 Zimbabwe Q. The first Secretary General of the United Nation was 1 Dag Hammarskjoeld 2 U. Thant 3 Dr. Kurt Waldheim 4 Trygve Lie Q. Who has written "Two Lives"? 1 Kiran Desai 2 Khushwant Singh 3 Vikram Seth 4 Amitabh Gosh Q. The Headquarters of World Bank is situated at 1 New York 2 Manila 3 Washington D. C. 4 Geneva Q. Green Revolution in India is also known as 1 Seed, Fertiliser and irrigation revolution 2 Agricultural Revolution 3 Food Security Revolution 4 Multi Crop Revolution Q. The announcement by the Nuclear Power Corporation of India Limited Chairmen that India is ready to sell Pressurised 1 54th Conference 2 53rd Conference 3 51st Conference 4 50th Conference Q. A pension scheme for workers in the unorganized sector, launched recently by the Union Finance Ministry, has been named 1 Adhaar 2 Avalamb 3 Swavalamban 4 Prayas Q. -
View Annual Report
As filed with the Securities and Exchange Commission on July 12, 2018 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 20-F ‘ REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR È ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended March 31, 2018 OR ‘ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to OR ‘ SHELL COMPANY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of event requiring this shell company report Commission file number 000-54189 KABUSHIKI KAISHA MITSUBISHI UFJ FINANCIAL GROUP (Exact name of Registrant as specified in its charter) MITSUBISHI UFJ FINANCIAL GROUP, INC. (Translation of Registrant’s name into English) Japan (Jurisdiction of incorporation or organization) 7-1, Marunouchi 2-chome Chiyoda-ku, Tokyo 100-8330 Japan (Address of principal executive offices) Kazutaka Yoneda, +81-3-3240-8111, +81-3-3240-7073, same address as above (Name, Telephone, Facsimile number and Address of Company Contact Person) Securities registered or to be registered pursuant to Section 12(b) of the Act: Title of each class Name of each exchange on which registered Common stock, without par value ................................................................. NewYork Stock Exchange(1) American depositary shares, each of which represents one share of common stock .......................... NewYork Stock Exchange (1) The listing of the registrant’s common stock on the New York Stock Exchange is for technical purposes only and without trading privileges. -
Banking History
COMPILED BY : - GAUTAM SINGH STUDY MATERIAL – BANKING AWARENESS 0 7830294949 First in Banks- Banking History . o First bank in India- Bank of Hindustan (1770) o First Bank managed by Indians- Oudh Commercial Bank o First Bank with Indian capital- Punjab National Bank (Founder of the Bank is Lala Lajpat Rai) o First Foreign Bank in India – HSBC o First bank to get ISO certificate – Canara Bank o First Indian bank outside India –Bank of India o First Bank to introduce ATM – HSBC (1987, Mumbai) o First Bank to have joint stock public bank (Oldest) – Allahabad Bank o First Universal bank – ICICI (Industrial Credit and Investment Corporation of India) o First bank to introduce saving account – Presidency Bank (1833) o First Bank to introduce Cheque system – Bengal Bank (1833) o First bank to give internet banking facility – ICICI o First bank to sell mutual funds – State Bank of India THANKS FOR READING – VISIT OUR WEBSITE www.educatererindia.com COMPILED BY : - GAUTAM SINGH STUDY MATERIAL – BANKING AWARENESS 0 7830294949 o First bank to issue credit cards - Central Bank of India o First Rural Regional Bank (Grameen Bank) – Prathama Bank (sponsored by Syndicate Bank) o First bank to get ‘in principle’ banking license – IDFC and Bandhan Bank o First Bank to introduce merchant banking in India – Grind lays bank o First bank to introduce block chain technology – ICICI o First bank to introduce voice biometric – Citi Bank o First bank to introduce robot in banking service- HDFC Miscellaneous points: o Largest public sector bank in India – State Bank of India o Largest private sector bank in India – ICICI o Largest foreign bank in India – Standard Chartered Bank o Bank with more branches in India – State Bank of India Present 5 Associates of SBI : o Bank of Travancore o Bank of Patiala o Bank of Bikaner and Jaipur o Bank of Hyderabad o Bank of Mysuru THANKS FOR READING – VISIT OUR WEBSITE www.educatererindia.com . -
Pre-Independence Banking History Post-Independence
Banking history of India is divided into Two major categories – . Pre-Independence Banking History . Post-Independence Banking History Pre-Independence Banking :- . The origin of modern Banking in India dates back to the 18th century. Bank of Hindusthan was established in 1770 and it was the first bank at Calcutta underEuropean management. Banking Concept in India was brought by Europeans. In 1786 General Bank of India was set up. On June 2, 1806 the Bank of Calcutta established in Calcutta. It was the first Presidency Bank during the British Raj. Bank of Calcutta was established mainly to fund General Wellesley’s wars against Tipu Sultan and the Marathas. On January 2, 1809 the Bank of Calcutta renamed as the Bank of Bengal. In 1839, there was a fruitless effort by Indian merchants to establish a Bank called Union Bank but it failed within a decade. On 15th April, 1840 the second presidency Bank was established in Bombay – Bank of Bombay. On 1 July 1843 the Bank of Madras was established in Madras, now Chennai. It was the third Presidency Bank during the British Raj. Allahabad Bank which was established in 1865 and working even today. The oldest Public Sector Bank in India having branches all over India and serving the customers for the last 145 years is Allahabad Bank. Allahabad bank is also known as one of India’s Oldest Joint Stock Bank. These Presidency banks worked as quasi central banks in India for many years under British Rule. The Comptoire d’Escompte de Paris opened a branch in Calcutta in 1860. -
Download General Studies Notes PDF for IAS Prelims from This Link
These are few chapters extracted randomly from our General Studies Booklets for Civil Services Preliminary Exam. To read all these Booklets, kindly subscribe our course. We will send all these Booklets at your address by Courier/Post. BestCurrentAffairs.com BestCurrentAffairs.com PAGE NO.1 The Indian money market is classified into: the organised sector (comprising private, public and foreign owned commercial banks and cooperative banks, together known as scheduled banks); and the unorganised sector (comprising individual or family owned indigenous bankers or money lenders and non-banking financial companies (NBFCs)). The unorganised sector and microcredit are still preferred over traditional banks in rural and sub- urban areas, especially for non-productive purposes, like ceremonies and short duration loans. Banking in India, in the modern sense, originated in the last decades of the 18th century. Among the first banks were the Bank of Hindostan, which was established in 1770 and liquidated in 1829-32; and the General Bank of India, established in 1786 but failed in 1791. The largest bank, and the oldest still in existence, is the State Bank of India (S.B.I). It originated as the Bank of Calcutta in June 1806. In 1809, it was renamed as the Bank of Bengal. This was one of the three banks funded by a presidency government; the other two were the Bank of Bombay and the Bank of Madras. The three banks were merged in 1921 to form the Imperial Bank of India, which upon India's independence, became the State Bank of India in 1955. For many years the presidency banks had acted as quasi-central banks, as did their successors, until the Reserve Bank of India was established in 1935, under the Reserve Bank of India Act, 1934.