Copyrighted Material

Total Page:16

File Type:pdf, Size:1020Kb

Copyrighted Material Index AA 136 Blair, Tony 138 Accenture 140, 141, 142 Bold and Inspiring Future 27–33, advertising 146, 147 115, 119, 161, 181, 183, 213, Allen, Paul 214 240–41 alternative investment market Bonfi eld, Sir Peter 156 (AIM) 93 bootstrapping 86, 93–4, 100 AOL 148 brainstorming 143, 226–8, 242 Apollo 13 120–22 brands 131–2, 246–7 Apple 14, 60, 88, 90, 140, 141, 142, brainstorm possibilities for 143 157–8, 160, 162, 163, 164, 190, and culture 135–8 208, 214, 221, 230–31, 246 designing 140–44 Armstrong, Michael 155 identify central idea 140 AT&T 155–6 need for a name 142–3 ATMs 132–3 power of 132–4 promise or guarantee 141, 160 Barclays 221 reality check 143–4 Benioff, Mark 63–4 run-through of design 149 Benn, Tony 175 values 141–3 Bennis, Warren 214, 215, 217, 221 visual identity 143 Berners-Lee,COPYRIGHTED Tim 7–8, 11 Branson, MATERIAL Richard 50, 93, 137, 138, Biffen, John 175 157, 204 big hairy audacious goals (BHAGs) Brin, Sergey 157, 214 26–7 British Airways (BA) 221 Bilimoria, Karan 6, 43, 66 British Telecom (BT) 30, 37, 112–13, Birkinshaw, Julian 96 133, 156, 221 Black, Ben 64–5 Brown, Tim 63, 69 257 FIND YOUR LIGHTBULB Buckland, William 96 distribution partnerships 147–8 Buffett, Warren 4, 131 face-to-face selling 148 bureaucracy 161–4 non-TV advertising 146 business coaching 33, 229–30 PR 145 business culture 151–4, 247–8 TV advertising 147 at Egg 166–70 web search 145–6 be big with bureaucracy 161–4 word of mouth 144–5 creation of 159 Compaq 156 enthusiasm 160–61 competition 189–91 getting it right 157–8 confi dence 25–6 implementation of 164–6 control 20–21, 22 organizational 154–7 CPP 148 worst-case scenario 161 criticism 101, 241–2 see also culture attitude toward 37–8 business economics critics as designers 41–2 cash 192 immunity from 39 company profi tability 193 listening to 40 going public 193 personal 39–40 long-term value 192–3 prevalence of 40 product profi tability 193 reaction to 39–40 business model 101, 104 that’ll never work 38–9, 41–2, business plan 23, 101–2 46–7, 48, 49 fi nancial 103–5 tyranny of experts 42–6 pitching 105–6 using intelligent insights 46–51 business strategy 108–11 Cross, Nick 23 culture 135–8 Cable & Wireless 30, 32, 178 see also business culture Calcraft, Stef 12, 24 customer insight 54–5, 78, 79, 243–4 Carnegie, Dale 6 quantitative research 58 Cassani, Barbara 12 using 55–7 Celtel 11, 13, 63, 88, 114, 199 challenges 21–4, 29 Darbee, Peter 50, 123, 180–82, 194 Citibank 211 Davis, Sir Peter 151–2 Cobra Beer 66 decisions 200 Collins, James 26, 183 ’bet the company’ 206–9 commitment 83–5 big unavoidable choices 200, communication 201–2 affi liates 146 hot teams 222 and culture 159 optional avoidable choices 201 direct marketing 146–7 optional investments 202–3 258 INDEX DeForest, Lee 44 company culture 160–61 Dell 156 expressing 7 Dennis, Felix 14, 29, 43, 93 getting started 9–10 Direct Line Insurance 92 personal views on 6 Dixons 96 recreation of 23 Docherty, Tommy 25 sharing 5 Doughty Hanson Technology you not idea 8 Ventures 89, 215 European Union (EU) 98 drama 19–21 experts Dylan, Bob 235 dealing with 45–6 dynamic action planning 109–11 dismissal of new ideas 44–5 accountability 128–9 tyranny of 42–6 approach 118–19 changing perspective 119–20 Facebook 192 interim end 124–6 fi nancial plan 103–5, 244–5 invent means as you go along business model 104 113–18 customers 103 key conditions 126–8 exit route 104 as practical 122–4 implementation issues 103 producing initial plan 124–30 operation, sales, marketing 103 reasons for adopting 112–18 opportunity 103 reassessing 130 people 103 start with end game 123–4 product 103 when in a hole, stop digging projected fi nancials 104 112–13 Fiorina, Carly 156 Dyson, James 24, 44, 93, 94 Firstdirect 8–9, 10–11, 14, 21, 25–6, 46–8, 54, 59, 61, 63, 73, 96, eBay 14, 246 132–3, 135, 138, 140, 141, 142, edge of reason 172–3, 182, 232 145, 201–202, 205 Edison, Thomas 254 Ford, Henry 55 Egg 5, 18–19, 21, 32, 48–9, 59, 62, funding 244–5 67, 83, 92, 96, 123, 125, 127, bold commitments 83–5 133, 134, 135, 137, 140, 141, bootstrap route 93–4 142, 145, 148, 151, 166–7, 176, borrowing from the bank 97 202–3, 205–7, 209–11, 221, 222 business plan 101–6 Ellison, Larry 63 choice 94–5 ends and means see dynamic action government and EU grants 98 planning growth route 85–93 Enron 178–9 inventuring 96–7 enthusiasm 239 long shots 96–8 259 FIND YOUR LIGHTBULB practical ideas 81–3 create enemy outside the size matters 98–9 company 221–2, 233 creating/maintaining 194–7, Garlik 62, 85, 87, 110, 123, 125, 126, 217–18, 231–2, 252–3 128, 132, 145, 148, 149, 152, decision making 222 168, 185, 187–8, 215, 235–9, defi nition 215–16 240–41, 243, 246–8, 251–3 feedback in design reviews 223 Gates, Bill 4–5, 7, 11, 42, 162, 214 focus attention on what General Electric (GE) 160 happened 220 Glassesdirect.co.uk 66 give time to relationship Go airline 12 meetings 228–30, 233 goals 26–7 as obvious 216–17 interim 125–6 one-to-one meetings for light Goethe, Johann Wolfgang von 9, 83 coaching 229–30 Google 14, 59, 87, 88, 90, 114, 140, practices of 220–30 141, 142, 146, 148, 160, 214, 246 regular progress meetings 223 Goss, Tracy 18, 29, 218, 219, 222 what’s missing that would make Government 98 a difference 220 Gratton, Paul 210 see also team Grierson, Nigel 89, 215 Howell Henry Chaldecott Lury Grossman, Lev 164 (HHCL) 54, 135 growth route 85 Howell, Rupert 54, 135–6 bring in the angels 86–8 Hurd, Mark 157 developing the concept 86 IPO or trade sale 90–91 IBM 27, 42, 140, 158, 221 professional VC 88–90 Ibrahim, Mo 13, 88 variations of 91–3 ideas 108 big but simple 13–14 Hayes, Christine 166 and change 19 Hewlett, Bill 156 dampen down 82–3 Hewlett Packard (HP) 156–7 enthusiasm for 4–8 Hoberman, Brent 155 generating 53, 243–4 hot teams 213 generation 70–72 in action 230–31, 233 get a reaction 72–8 brainstorming 226–8, 233 Goldilocks 81, 83 breakdown meetings to solve hot or cold 81–2 problems 223–6, 233 just right 82 and consensus 222 making them happen 3 context as decisive 218–20 searching for 61–2 260 INDEX start with an industry 63–5 maintaining balance on edge of start with emerging technology reason 172–3, 182 67–8 need for 176–83 start with yourself as consumer regularly recreate empowering 65–7 culture 184 unmet needs 68–70 seminar question 197 workable 59–61 Thatcher as example of 173–5 Ideo 12, 69 learning from others 10 Ilube, Tom 5, 62, 110, 145, 152, 188, living the dream 215, 248, 249–51 be bold 9, 15 Imagine programme 29–33, 37 beating the odds 1 improvise 118 big ideas, simple ideas 13–14 incentives 23 create a statement 15–16 initial public offering (IPO) 90, 91, 96 creating a business 3 Innocent Drinks 12, 65, 111, 160, 165 enthusiasm for idea 4–8 Intelligent Insights 41, 101, 241–2 everyone can be extraordinary create list 51 11–13 statements of intent 51 experience of 2 using 46–51 fi rst steps 8–9 Internet 2, 5, 48, 61, 88, 114, 134, learn to infect others 15 145–6, 206–7 reaping the rewards 10–11 inventuring 96–7 step-by-step guide 2 Ive, Jonathan 60 stop dreaming, start it now 9–10 writing down your dreams 8 Jacomb, Sir Martin 173 London 2012 20 Jobs, Steve 60, 68, 157–8, 162, 163, Lukies, Alistair 12 214, 230–31 Macmillan, Harold 177 Kelley, David 12 Magliano, David 20–21 Kelley, Tom 226, 228 Marconi 178 Kennedy, John F. 3, 28 market research 61 Kleiner Perkins 214 marketing 54–5, 146–7 Kranz, Gene 120–22 communications 55 customer insight 55 Lardner, Dionysus 45 Mayers, Steve 11, 61 leadership 33–5, 171, 248–51 Mercury Communications 29–33, in action 183–7 37, 62, 112, 115, 133 create Power Gap 184–96 Microsoft 4–5, 7, 88, 90, 114, 140, 141, creating hot team 194–7 142, 160, 214, 221 261 FIND YOUR LIGHTBULB Midland Bank (now HSBC) 8, 10, 61, Power Gap 73, 132–3, 201–202, 205 brainstorming 188 mindset 17–19 condition of satisfaction 106 MoniLink 12 create hot leadership team 194–7 Moritz, Michael 214 creating 184–7 Mother advertising agency 12, 24 prepare for competition 189–91 motivation 28–33 principles in action 187–97 Murray, Jamie 42 take risks with care 193–4 Murray, W.H. 84 watch the cash 192–3 My Family Care 64–5 power of the gods 16 principles National Health Service (NHS) 179 art of customer insight 243–4 needs create Bold and Inspiring Future functional and emotional 59–60 240–41 Maslow’s hierarchy 54 create/maintain hot team 252–3 unmet 68–70 critics who count 241–2 Newcomb, Simon 45 culture is critical 247–8 NeXt 158 embrace brand, reputation, Nokia 39, 160 publicity, promotion 246–7 Northern Rock 139 enthusiasm 239 get business funded 244–5 Ocado 92 intelligent insights 241–2 Olympic Games 20 know ends from means 245–6 One2One 43 principles of leadership 248–51 Oracle 63 produce fi nancial plan 244–5 Orange 140, 141, 142 smart risks 251–2 star in own soap opera 240–41 Pacifi c Gas and Electric (PG&E) 123, problem solving 223–6 180–81 Prudential 18–19, 32, 96, 151–2, 177, Packard, Dave 156 207, 211 Page, Larry 68, 157, 214 public relations (PR) 145, 223 partnerships 147–8 publicity 133, 246–7 passion 58–9 Pukka Herbs 11, 12–13, 154 patents 79 Pauling, Linus 53 QDOS 251, 253 planning see business plan; dynamic action planning; fi nancial plan Racal 96 Pole, Seb 11, 12–13 Raddice, Vittorio 23 Porras, Jerry 26 rallying the troops speech 168–9 262 INDEX Ratcliff, Mark 58, 75 T-Mobile 43 Reed, Richard 12, 65, 95, 111, 137, 3M 160 165, 195 team reputation bonding 23 importance of 134–5 building 194–7 lost in an instant 138–9 recruitment 99–100 Rhodes, Terry 11, 13, 199 versus individual 214–15 risk 193–4, 251–2 see also hot teams assessing 212 technology 242, 243–4,
Recommended publications
  • 2222-Financial-Exclusion-Policy.Pdf
    Kent Academic Repository Full text document (pdf) Citation for published version Mitton, Lavinia (2008) Financial inclusion in the UK: Review of policy and practice. Joseph Rowntree Foundation, 118 pp. ISBN 978-1-85935-654-8. DOI Link to record in KAR https://kar.kent.ac.uk/78253/ Document Version Publisher pdf Copyright & reuse Content in the Kent Academic Repository is made available for research purposes. Unless otherwise stated all content is protected by copyright and in the absence of an open licence (eg Creative Commons), permissions for further reuse of content should be sought from the publisher, author or other copyright holder. Versions of research The version in the Kent Academic Repository may differ from the final published version. Users are advised to check http://kar.kent.ac.uk for the status of the paper. Users should always cite the published version of record. Enquiries For any further enquiries regarding the licence status of this document, please contact: researchsupport@kent.ac.uk If you believe this document infringes copyright then please contact the KAR admin team with the take-down information provided at http://kar.kent.ac.uk/contact.html Financial inclusion in the UK Review of policy and practice Lavinia Mitton Review of initiatives to tackle fi nancial exclusion. Financial exclusion has become a major policy concern. Many initiatives exist under the auspices of different government departments and statutory bodies. Policies between the devolved administrations also diverge. In addition, the voluntary and private sectors are crucial to providing services to fi nancially excluded groups. This study aimed to: • identify and evaluate research on forms of fi nancial exclusion; • create a database of current work across the UK aimed at those vulnerable to fi nancial exclusion; • appraise relevant policy initiatives, identifying those vulnerable groups left out of current initiatives, either entirely or partly; • assess which groups are likely to remain excluded and how policy-makers and practitioners can address their needs.
    [Show full text]
  • World Bank Document
    44384 WORLD BANK WORKING PAPER NO. 146 Integrity in Mobile Phone Public Disclosure Authorized Financial Services Measures for Mitigating Risks from Money Laundering and Terrorist Financing Pierre-Laurent Chatain Raúl Hernández-Coss Kamil Borowik Andrew Zerzan Public Disclosure Authorized Public Disclosure Authorized Public Disclosure Authorized THE WORLD BANK WP146_FM.qxd 5/20/08 9:17 AM Page i WORLD BANK WORKING PAPER NO. 146 Integrity in Mobile Phone Financial Services Measures for Mitigating Risks from Money Laundering and Terrorist Financing Pierre-Laurent Chatain Raúl Hernández-Coss Kamil Borowik Andrew Zerzan THE WORLD BANK Washington, D.C. WP146_FM.qxd 5/20/08 9:17 AM Page ii Copyright © 2008 The International Bank for Reconstruction and Development/The World Bank 1818 H Street, N.W. Washington, D.C. 20433, U.S.A. All rights reserved Manufactured in the United States of America First Printing: May 2008 printed on recycled paper 1 2 3 4 5 11 10 09 08 World Bank Working Papers are published to communicate the results of the Bank’s work to the development community with the least possible delay. The manuscript of this paper therefore has not been prepared in accordance with the procedures appropriate to formally-edited texts. Some sources cited in this paper may be informal documents that are not readily available. The findings, interpretations, and conclusions expressed herein are those of the author(s) and do not necessarily reflect the views of the International Bank for Reconstruction and Development/The World Bank and its affiliated organizations, or those of the Executive Directors of The World Bank or the governments they represent.
    [Show full text]
  • World Bank Document
    44384 WORLD BANK WORKING PAPER NO. 146 Integrity in Mobile Phone Public Disclosure Authorized Financial Services Measures for Mitigating Risks from Money Laundering and Terrorist Financing Pierre-Laurent Chatain Raúl Hernández-Coss Kamil Borowik Andrew Zerzan Public Disclosure Authorized Public Disclosure Authorized Public Disclosure Authorized THE WORLD BANK WP146_FM.qxd 5/20/08 9:17 AM Page i WORLD BANK WORKING PAPER NO. 146 Integrity in Mobile Phone Financial Services Measures for Mitigating Risks from Money Laundering and Terrorist Financing Pierre-Laurent Chatain Raúl Hernández-Coss Kamil Borowik Andrew Zerzan THE WORLD BANK Washington, D.C. WP146_FM.qxd 5/20/08 9:17 AM Page ii Copyright © 2008 The International Bank for Reconstruction and Development/The World Bank 1818 H Street, N.W. Washington, D.C. 20433, U.S.A. All rights reserved Manufactured in the United States of America First Printing: May 2008 printed on recycled paper 1 2 3 4 5 11 10 09 08 World Bank Working Papers are published to communicate the results of the Bank’s work to the development community with the least possible delay. The manuscript of this paper therefore has not been prepared in accordance with the procedures appropriate to formally-edited texts. Some sources cited in this paper may be informal documents that are not readily available. The findings, interpretations, and conclusions expressed herein are those of the author(s) and do not necessarily reflect the views of the International Bank for Reconstruction and Development/The World Bank and its affiliated organizations, or those of the Executive Directors of The World Bank or the governments they represent.
    [Show full text]
  • Telecom News
    Sunday, April 23, 2006 TELECOM NEWS If you have any suggestion or comments please feel free to share with us E-mail: business_research@stc.com.sa Head Lines Bid Tender Qtel Updates its Egyptian GSM License Bid-17 April, 2006 Qatar Telecom, Naeem to Bid for Egypt Mobile Tender-Report- April 13, 2006 Jordan Telecom, three bidders- April 09 2006 Afghan debut for Etisalat-April 11, 2006 Regulatory ITU working on Internet TV standards- April 13, 2006 New Services Nawras pilots 3G services in Oman- April 16, 2006 Oman Mobile has roaming in 100 countries worldwide- April 15 2006 Online Qatari directory - April 15, 2006 Etisalat launches 3.5G- April 12, 2006 Etisalat launches HSPDA- April 14, 2006 Wi-Fi boost for Kuwait- April 11, 2006 Omantel to launch new directory info services- 09 April 2006 Oman: Nawras launches pre to postpaid migration service -09 April 2006 Market Watch Qtel to invest $400m-April 22, 2006 MTC to highlight potential of Egypt's telecom sector at Kuwait in Egypt Week- April 15, 2006 Gulf 3G market 80% by 2009- April 13, 2006 Wataniya, SmartLink to boost wireless Internet penetration in Kuwait- April 11, 2006 © Business Research-STC - 1 - www.stc.com.sa Sunday, April 23, 2006 TELECOM NEWS New Technology Mobile Access to Bank Accounts- April 11, 2006 Finance Economic Saudi Telecom's Q1 profit up 13 pct to $910.7 million- April 17 2006 Etisalat Q1 profit rises 31pc to $364 million-April 20 2006 KSA cuts broadband fees- April 13, 2006 Executive Briefing 2006 Will Be the Year of Mobile Advertising Experimentation- April 11, 2006
    [Show full text]
  • Marketeye: July 1 - 15 2007
    Savantor MarketEye: July 1 - 15 2007 Savantor Limited 68 Lombard St London EC3V 9LJ This is a confidential, high-level industry news and business intelligence Tel: 0870 734 6250 Fax: 0870 734 6251 update bulletin. For further information on any of the items contained email: info@savantor.com within the bulletin or to discuss the potential impact of these items on www.savantor.com your business, please contact Savantor on our dedicated support centre e-mail address (support@savantor.com). Click on the Savantor links below for more information about us and our opinions: Articles Press releases How we work Resource fulfilment Items in this issue: Voca and LINK merge and launch pan-European Savantor’s Views.....................................................1 clearing service................................................................. 3 Products and Initiatives..........................................1 Plastic spending rising in UK............................................ 3 Vue Cinema Gift Card launch .......................................... 1 Mobile operators call for banking reforms ........................ 3 Virgin Money to launch pre-paid MasterCard .................. 2 Oyster and Barclaycard OnePulse ................................... 4 Vodafone offers direct access to bank accounts via Outsourcing, Acquisitions and Deals....................5 MoniLink........................................................................... 2 Morgan Stanley completes Discover spin-off ................... 5 Market News and Views..........................................2
    [Show full text]
  • Vas Shortcode Pricing
    SMS Codes Company Shortcode Shortcode reply number Pay Monthly Pay As you Go Reply cost End user contact details Esclation details Fonix Mobile Ltd 60016 700032653 £0.10 £0.12 £1.00 Isomob, 08000356780, support@isomob.com Fonix, 0208 114 7001, care@fonix.com Fonix Mobile Ltd 60019 £0.00 £0.00 £0.00 0208 1147001, care@fonix.com Fonix, 0208 114 7001, care@fonix.com Fonix Mobile Ltd 60020 £0.00 £0.00 £0.00 0208 1147001, care@fonix.com Fonix, 0208 114 7001, care@fonix.com Fonix Mobile Ltd 60039 700026651 £0.10 £0.12 £0.50 1st 4 PRS, 0161 956 3505, info@1st4prs.com Fonix, 0208 114 7001, care@fonix.com Fonix Mobile Ltd 60061 700046144 £0.10 £0.12 £4.50 Braniq Products B.V, 0203 734 9251, uk@appiq.mobi Fonix, 0208 114 7001, care@fonix.com Fonix Mobile Ltd 60082 700010229 £0.10 £0.12 £0.10 Infomedia, 0800 1512392, UK@playmaniax.com Fonix, 0208 114 7001, care@fonix.com Fonix Mobile Ltd 60088 £0.00 £0.00 £0.00 Messagebird, 0208 114 7001, finance@messagebird.com Fonix, 0208 114 7001, care@fonix.com Fonix Mobile Ltd 60096 700046066 £0.10 £0.12 £4.50 Fonix, 0208 114 7001, care@fonix.com Fonix, 0208 114 7001, care@fonix.com Fonix Mobile Ltd 60180 700010367 £0.10 £0.12 £0.12 Messagebird, 0800 0776990, support@60180.co.uK Fonix, 0208 114 7001, care@fonix.com Fonix Mobile Ltd 60201 700010386 £0.10 £0.12 £0.10 Fonix, 0208 114 7001, care@fonix.com Fonix, 0208 114 7001, care@fonix.com Fonix Mobile Ltd 60345 700035632 £0.10 £0.12 £1.50 Cellcast, 0333 335 0298, cs@cellcastonline.com Fonix, 0208 114 7001, care@fonix.com Fonix Mobile Ltd 60445 700046123 £0.10
    [Show full text]
  • Who's Who in Mobile Banking Updates, Please Contact Mbritz@Techweb.Com
    November 2009 NOVEMBER 2009 WHO’S WHO IN MOBILE BANKING Smartphones are almost as ubiquitous as the Web, and mobile devices are likely to represent the next frontier in banks’ battle for customers. To help institutions understand the mobile banking space, Bank Systems & Technology provides an overview of some of the top players in the industry, from m-banking vendors to platform integration providers. IN THIS REPORT CASI Software . .2 Mobile Money Ventures . .4 ClairMail . .2 Monitise PLC/Monitise Americas . .4 Clickatell . .2 MShift . .5 CPNI . .2 Obopay Inc. .5 Firethorn Holdings, a Qualcomm company . .2 Pyxis Mobile . .5 FIS (formerly Metavante) . .2 Research in Motion . .5 Fiserv . .3 S1 . .5 Fronde Anywhere . .3 Sprint . .5 Fundamo . .3 Sybase 365 . .6 Gemalto . .3 Telrock . .6 IBM . .3 Tyfone Inc. .6 Jack Henry & Associates . .4 VeriSign . .6 M-Com Inc. .4 Yodlee . .6 mFoundry . .4 Please note: This is not a complete listing of mobile financial services vendors. Entries were solicited by the editors of Bank Systems & Technology. For information on inclusion in future Who's Who in Mobile Banking updates, please contact mbritz@techweb.com. WHO’S WHO IN MOBILE BANKING CASI Software* CPNI* Key Mobile Banking Offering: Key Mobile Banking Offering: IBM mainframe information transformation and delivery solutions: PAT (Phone Authorized Transfer) mobile payment solutions JES2Mail & CICS2PDF for outbound delivery of content via e-mail, (PATsend, PATbuy, PATbank). SMS messaging or Web browser; Mail2ZOS for inbound delivery of Business Model/Technology Platform: e-mail and SMS messaging content. IBM z/OS platform. Global mobile payment message routing; customers download Business Model/Technology Platform: bank-branded Java application to their mobile phones.
    [Show full text]
  • Banking Technology Vision White Paper Technology Trends in Banking
    Technology Labs Banking Technology Vision White Paper Technology Trends in Banking Significant shifts in the business environment, economic volatility, changing customer and staff expectations, and the adoption of new technology make it increasingly challenging for banks to navigate technology strategy alternatives and prioritize technology investments. To help companies become high-performance convergence of collaboration, communication, businesses in this ever-changing climate, each year community and content; and Internet computing. Accenture Technology Labs creates a Technology In addition, Accenture sees three factors that Vision: a comprehensive analysis of how could significantly accelerate or decelerate technology trends will impact businesses in the the adoption of these trends in the banking next three to five years. The vision helps businesses industry: the millennial generation, cyber-security discern, anticipate and adapt strategically to the and sustainability. shifting risks and opportunities that lie ahead. This paper presents a review of the Technology This year’s research and analysis helped Vision for Banking by exploring how each of these Accenture envision a time, not long from now, technology trends and influencing factors will when business capabilities may be essentially impact banks in the coming years. In particular, “elastic,” capable of flexing to adjust to any we discuss how these trends will affect the four level of economic volatility and able to catapult main areas of a bank’s operations: the “corporate an organization to unprecedented levels of core,” manufacturing, the “hub” and distribution performance. Behind such elasticity are four major (Figure 1). Contents technology trends: data and decisions; mobility; Technology Trends in Banking 3 Distribution The provision of services to end users, customers and 3rd parties, Channel based solutions.
    [Show full text]
  • January 2008 Summary of EV SSL Certificate Brand Adoption
    January 2008 Summary of EV SSL Certificate Brand Adoption Amadeus Benelux NV Ace Glass Inc. Alabama Department of Insurance X-FAB Semiconductor Foundries AG Acendi Interactive Alabama State Employees Credit Union 001 ReactFast Solutions Limited Acerack Pty Limited ALAN Software AG 18 Consumer Electronics & Photo Corp. ACES Direct BV ALARON TRADING CORPORATION 1800diapers, Inc. Acreis Australia Pty Limited Alaska Airlines Inc 1-800-FLOWERS.COM, INC. ACT Inc ALBANESE RARE COINS INC 1989 Circuit Leasing Corporation Action S.A. Albis Securitisation AG 1C924, LLC Active TeleSource, Inc. Alden Grace Incorporated 1st Advantage Mortgage, L.L.C. ActiveBrand Limited AlerG, Inc. 1st liberty federal credit union Acuity Brands, Inc. Alexom Productions llc 1st National Bank of South Florida Ad.IQ Ltd Alien Skin Software LLC 1stSeniorCare LLC Adams Book Company, Inc. ALL ABOARD TOYS LLC 2L Multimedia Adare Carwin Ltd. ALL Erection and Crane Rental 2nd Story Software Inc. Adcuent, Inc. Corporation 2sms.com Limited Addison Avenue Federal Credit Union All IPO Plc 32red plc Adeqvat Allegacy Federal Credit Union 3GSTORE.COM (MDG Computer Adicio, Inc. allFiled Ltd Services, Inc.) Administrative Office of PA Courts Alliance and Leicester PLC 401k Plus Inc. Adorabella LLC Alliance Consulting Group Associates, 4DM Services B.V. Advance Business Graphics Alliant Credit Union 4imprint Group Plc Advance Create Co.,Ltd. All-Spec Static Control Inc. 66 Federal Credit Union Advanced Communication Concepts, Inc. Almerys 660582 B.C. LTD Advanced Foods and Materials Network Alpha Imports NY Inc 80stees.com, Inc. Advanta Corp. AlphaTrust Corporation a & o systems + services UK Ltd AEGIS DEFENCE SERVICES LIMITED Alternative Vitality Systems A and W Diamonds LLC Aer Arann Always Travel With Us, Inc.
    [Show full text]
  • Integrity in Mobile Phone Financial Services Measures for Mitigating Risks from Money Laundering and Terrorist Financing
    WORLD BANK WORKING PAPER NO. 146 Integrity in Mobile Phone Financial Services Measures for Mitigating Risks from Money Laundering and Terrorist Financing Pierre-Laurent Chatain Raúl Hernández-Coss Kamil Borowik Andrew Zerzan THE WORLD BANK Washington, D.C. Copyright © 2008 The International Bank for Reconstruction and Development/The World Bank 1818 H Street, N.W. Washington, D.C. 20433, U.S.A. All rights reserved Manufactured in the United States of America First Printing: May 2008 printed on recycled paper 1 2 3 4 5 11 10 09 08 World Bank Working Papers are published to communicate the results of the Bank’s work to the development community with the least possible delay. The manuscript of this paper therefore has not been prepared in accordance with the procedures appropriate to formally-edited texts. Some sources cited in this paper may be informal documents that are not readily available. The findings, interpretations, and conclusions expressed herein are those of the author(s) and do not necessarily reflect the views of the International Bank for Reconstruction and Development/The World Bank and its affiliated organizations, or those of the Executive Directors of The World Bank or the governments they represent. The World Bank does not guarantee the accuracy of the data included in this work. The boundaries, colors, denominations, and other information shown on any map in this work do not imply any judgment on the part of The World Bank of the legal status of any territory or the endorsement or acceptance of such boundaries. The material in this publication is copyrighted.
    [Show full text]
  • Marketeye: January 17 - 31 2008
    Savantor MarketEye: January 17 - 31 2008 Savantor Limited 68 Lombard St London EC3V 9LJ This is a confidential, high-level industry news and business intelligence Tel: 0870 734 6250 Fax: 0870 734 6251 update bulletin. For further information on any of the items contained email: info@savantor.com within the bulletin or to discuss the potential impact of these items on www.savantor.com your business, please contact Savantor on our dedicated support centre e-mail address (support@savantor.com). Click on the links below to see back copies of MarketEye or view Savantor Resourcing services Items in this issue: UK online sales increase.................................................. 3 Savantor’s Views.....................................................1 FBI warns of rise in vishing attacks .................................. 3 Products and Initiatives..........................................2 PBS signs 117 banks to Sepa direct debit offering .......... 4 New UK local loyalty card ................................................ 2 NatWest most targeted by phishers ................................. 4 ICICI Bank introduces mobile banking application........... 2 SEPA goes live................................................................. 4 Monitise launches NFC-based payments platform .......... 2 Outsourcing, Acquisitions and Deals....................4 First Direct on Safari ........................................................ 2 IBM wins Allied Irish deal.................................................. 4 LTSB introduces Shariah compliant
    [Show full text]
  • First Direct Current Account Fees
    First Direct Current Account Fees Inland Sammy bullying scowlingly. Chaldean and kookie Greggory still stilettoes his haleness incommensurably. Bacterioid Esau unteach, his molies locoed necrotises discontentedly. There aren't any simple Direct CHAPS fees for reach a CHAPS payment with mobile banking or online banking Royal complex of Scotland RBS CHAPS fee how is. You can't accelerate more than one contract account In a plausible false You can mimic as well current accounts across as somehow different financial institutions as between like There could each be benefits to having more advance one store account. Borrowers must have first direct current account fee to open during the most common sense to find that. HSBC and estimate Direct at Regular income Rate to 1. Looking from the near bank itself with as better overdraft rate higher interest cashback or other benefits. Which his account pays highest interest? First the Feedback Financial Chat Monzo Community. First Direct Deals & Sales for December 2020 hotukdeals. First Direct wwwfirstdirectcouk the branchless bank will going ahead start charging a monthly fee of 10 to some since its customers The fee must apply but those paying. First Direct announced in November that metropolitan was bringing in a correlate of 10 a glance Current account customers will be charged if they do but pay or at. Online Savings Account High value Savings Rates Ally. My current account fees to continue using an online. Bank and to protect consumers and government advice for you a direct current account i choose one of things. MidFirst Bank competes with larger banks in unit of products and services but provides the hat and flexibility of a distinct bank.
    [Show full text]