DOCSLIB.ORG

Annual Report 2019

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
Annual Report 2019 Hokuhoku Financial Group, Inc. Annual Report 2019 Annual Report 2019 Year ended March 31, 2019 Hokuhoku Financial Group, Inc. Company outline (as of March 31, 2019) Company name: Hokuhoku Financial Group, Inc. Date of establishment: September 26, 2003 Location of head office: 1-2-26 Tsutsumicho-dori, Toyama City Purpose of business: Management and control of subsidiaries and affiliates and ancillary and related business Capital: ¥70,895 million Shares issued and outstanding: Common stock ……………………… 132,163,014 Preferred stock (Type 5) …………… 107,432,000 Exchange listings: ‌Tokyo Stock Exchange (First Section) Sapporo Securities Exchange This document contains forward-looking statements. Statements of this kind do not constitute guarantees of future performance, as factors such as changes in the operating environment may cause actual performance to differ. The figures stated in this document are, in principle, rounded down to the nearest whole unit. CONTENTS Profile ……………………………………………………………………… 1 Message from the Management ………………………………………… 2 Medium-Term Management Plan ……………………………………… 4 Performance Highlights ………………………………………………… 6 Characteristics of Our Main Business Area …………………………… 10 Hokuhoku Financial Group SDGs Declaration and Key CSR Activity Themes …… 12 Realization of sustainable community …………………………………… 13 Improving financial literacy in the region ………………………………… 16 Building a sound and resilient management foundation ……………… 17 CORPORATE GOVERNANCE ……………………………………… 17 MEASURES FOR COMPLIANCE …………………………………… 20 MEASURES FOR RISK MANAGEMENT …………………………… 22 Improving convenience for all customers ……………………………… 28 Ensuring good work environment leading to better productivity ……… 29 Consolidated Financial Statements Consolidated Balance Sheet ………………………………………… 30 Consolidated Statement of Income ………………………………… 31 Consolidated Statement of Comprehensive Income ……………… 31 Consolidated Statement of Changes in Equity ……………………… 32 Consolidated Statement of Cash Flows …………………………… 34 Notes to Consolidated Financial Statements ……………………… 35 Independent Auditor’s Report …………………………………………… 63 Non-consolidated Financial Statements The Hokuriku Bank, Ltd. Non-consolidated Balance Sheet (Unaudited) …………………… 64 Non-consolidated Statement of Income (Unaudited) …………… 65 The Hokkaido Bank, Ltd. Non-consolidated Balance Sheet (Unaudited) …………………… 66 Non-consolidated Statement of Income (Unaudited) …………… 67 Corporate Information …………………………………………………… 68 Outline of Subsidiaries — Hokuriku Bank ……………………………… 69 Outline of Subsidiaries — Hokkaido Bank ……………………………… 70 Directors …………………………………………………………………… 71 简单的本集团中文简要…………………………………………………… 72 Profile The operations of the Hokuhoku Financial Group Since its establishment in 1877, Hokuriku Bank has extend beyond the limits of a single district. developed an extensive network of branches throughout Our extensive network is outlined below. the Hokuriku district. On account of trade through the Hokuriku district …………………………… 150 branches Kitamae-bune or “Northbound Ships,” branches extended Toyama prefecture …………………………… 92 branches to the major cities of Hokkaido, enabling the bank to Ishikawa prefecture ………………………… 36 branches meet customers’ needs. The Hokkaido Bank, which was Fukui prefecture ……………………………… 22 branches established in 1951, has developed a network of branches Hokkaido …………………………………… 161 branches throughout Hokkaido, and built a firm business structure Three major metropolitan areas ………… 16 branches centered on individuals and small and medium-sized Tokyo and Yokohama ……………………… 9 branches enterprises. Nagoya ……………………………………… 3 branches The Hokuriku Bank, Ltd. and The Hokkaido Bank, Ltd. Osaka and Kyoto …………………………… 4 branches underwent management integration in September 2004 to form the Hokuhoku Financial Group Inc., which today oper- Others (Sendai, Niigata, Nagano, Takayama) … 4 branches ates a super-regional financial network that encompasses Overseas …………………………………… 9 offices the Hokuriku region, Hokkaido, and Japan’s three major New York Representative Office (Hokuriku Bank) metropolitan areas (Tokyo, Osaka, and Nagoya areas). Yuzhno-Sakhalinsk Representative Office (Hokkaido Bank) Vladivostok Representative Office (Hokkaido Bank) London Representative Office (Hokuriku Bank) Singapore Representative Office (Hokuriku Bank) Comprehensive business alliance Bangkok Representative Office (Hokuriku Bank) May 2002 between Dalian Representative Office (Hokuriku Bank) Hokuriku Bank and Hokkaido Bank Shanghai Representative Office (Hokuriku Bank) Shenyang Representative Office (Hokkaido Bank) Agreement on full integration of (As of June 30, 2019) May 2003 management of Hokuriku Bank and Hokkaido Bank London Vladivostok Yuzhno Shenyang Sakhalinsk New York September Hokugin Financial Group, Inc. Dalian 2003 established Shanghai Hokuriku Bank Group comes under Bangkok management of Hokugin Financial Singapore Group Management integration effected through equity swap Hokkaido September Hokuhoku Financial Group, Inc. was 2004 born. Hokuriku district Ishikawa Toyama Fukui Tokyo Osaka Nagoya Three major metropolitan areas Hokuhoku Financial Group, Inc. Annual Report 2019 1 MESSAGE FROM THE MANAGEMENT Left: Eishin Ihori Right: Masahiro Sasahara President Deputy President (concurrently serving as president of (concurrently serving as president of The Hokuriku Bank, Ltd.) The Hokkaido Bank, Ltd.) 2 Hokuhoku Financial Group, Inc. Annual Report 2019 We would like to express our sincere appreciation to all of you for your continued support of Hokuhoku Financial Group, Inc. and its group companies. With respect to the economic environment surrounding the Group, there are opaque elements in both the global economy and the Japanese economy, including trade friction between the United States and China, the Brexit problem, and the decline in exports due to these issues. As a result, the future remains difficult to predict. In the field of finance, the environment has become increasingly challenging and changes are ongoing, including the prolonged low interest rate environment, the population decline and the aging of society, as well as the acceleration of digitaliza- tion. Financial institutions are being forced to reform their conventional business models in order to increase the level of convenience for users and further rationalize management. Aiming to build a new business model that can respond to these changes in the business environment, we have been working on a new Medium-term Management plan “ALL for the Region” from this fiscal year. The Group’s aim is to “Contribute to customers and local communities by providing No.1 financial services and solutions for the egion,r and achieve growth and development together with them.” Toward this goal, the Group has set the basic policies of “Contribution to community development,” “Evolution and change to the future,” and “Exercise the Group’s comprehensive strength,” and the Group will implement a variety of measures to increase corporate value and shareholder value. We ask for your continued support and patronage. July 2019 Eishin Ihori Masahiro Sasahara President Deputy President Hokuhoku Financial Group, Inc. Annual Report 2019 3 MEDIUM-TERM MANAGEMENT PLAN Under the previous Medium-term Management Plan, interest on loans and discounts continued a downward trend due to the decline in interest rates. In addition, interest and dividends on securities declined due to the large redemptions of government bonds, along with other factors. Meanwhile, we worked to reduce expenses through efforts to improve efficiency and productivity. This, along with the solid recovery of the Japanese economy, resulted in lower-than-expected credit-related costs, and consolidated net income thus exceeded our target. The new Medium-Term Management plan “ALL for the Region” positions the three years starting from April 2019 as a “Period during which all employees of the Group evolve in terms of both ‘services that empathize with Face to Face customers’ and ‘digital financial services pursuing convenience’ and in which we will continue to contribute to the local community.” All of the Group’s executives and employees will work as one to become a comprehensive financial services group that contributes to customers and local communities by providing No. 1 financial services and solutions, creates shared value, and achieves growth and development together with them. Outline of the Plan Title ALL for the Region Positioning Period during which all employees of the Group evolve in terms of ˝services closely attracting customers at Face to Face˝ and ˝digital financial services pursuing convenience˝ and will continue to contribute to the local community Basic policies Contribution to • Face problems together and work to provide solutions that contribute to the development of the region and community development customers Creating Evolution and change to • Provide nancial services that capture technological innovation and changes in needs to meet customer common the future expectations values Exercise the group´s • Strengthen group collaboration and establish optimum comprehensive strength business promotion and management system Review of the previous Medium-term Management Plan (Total of 2 banks, consolidated) FY2018 Plan FY2018 Result Ave. balance of deposits (Excluding NCD) ¥10,560.0 billion ¥11,086.8 billion Ave. balance of loans ¥7,760.0 billion ¥8,223.0 billion Core net business profits ¥41.5 billion ¥39.1 billion Net income attributable to owners of the parent ¥23.0 billion ¥24.3 billion (Consolidated)
Load more

Recommended publications
  • Ishikawa Access Map Kanazawa City Center
    Golf Courses KANAZAWA CITY CENTER MAP A great number of scenic golf courses exist in Ishikawa, taking advantage of the many magnificent natural landscapes. Imagine golfing on top of a hill in Noto with shots seemingly descending down to the Sea of Japan, or at the foot of Mt. Hakusan where golfers dauntlessly shoot towars the massive mountainous background. Ishikawa of- 15 16 fers you a unique opportunity to not just play golf, but be one with nature as well! HEGURAJIMA Island The Country Club Noto Kanazawa Links Golf Club ❶● ⓭● 17 14 0768-52-3131 076-237-2222 http://www.cc-noto.co.jp/ Hotel Kanazawa ⓮● Kanazawa 6 ❷● Notojima Golf and Central Country Club 18 Asanogawa Country Club 076-251-0011 River Wajima 0767-85-2311 Kanazawa Kobo-Nagaya Senmaida Rice http://www.notojima-golf.jp/ ● Hakusan Country Club Hyakuban-gai 0761-51-4181 Shopping Mall Terrece http://www.incl.ne.jp/golf/haku/haku1.html ❸● Tokinodai Country Club 13 Suzuyaki Museum 0767-27-1121 4 of Art http://www.tokinodai.co.jp/ ● Kaga Huyo Country Club Wajima 0761-65-2020 2 12 Onsen ❹● Wakura Golf Club 3 0767-52-2580 ● Twin Fields Golf Club 2 Suzu 0761-47-4500 7 Mitsuke-jima http://www.wakuragolfclub.co.jp/ 1 5 Onsen http://www.twin-fields.com/ Hotel Nikko 19 Island ❺● Noto Golf Club Ishikawa Wajima Urushi 0767-32-1212 ● Komatsu Country Club ANA Crowne Plaza Hotel Museum of Art http://www.daiwaresort.co.jp/noto-gc/ 0761-43-3030 5 NANATSUJIMA ❻● Chirihama Country Club ● Komatsu Public Golf Course Island 0767-28-4411 0761-65-2277 10 ❼● Noto Country Club ● Kaga Country Club 0767-28-3155
    [Show full text]
  • Kanazawa Port Safety Guide
    Kanazawa Port Safety Guide １１．．MMaaiiinn FFeeaatttuurreess ooff KKaannaazzaawwaa PPoorrttt ２２．．CCoolllllleecctttiiioonn ooff IIInnffoorrmmaatttiiioonn ccoonncceerrnniiinngg SShhiiippss uussiiinngg KKaannaazzaawwaa PPoorrttt aanndd WWeeaattthheerr//SSeeaa CCoonnddiiitttiiioonnss ３３．．IIInn ccaassee ooff bbaadd wweeaattthheerr ccoonnddiiitttiiioonnss ４４．．IIImmppoorrtttaannttt pprreeccaauutttiiioonnss ffoorr nniiigghhttt tttiiimmee ppoorrttt eenntttrryy oorr ddeeppaarrtttuurree ５５．．CCoommmmuunniiiccaatttiiioonn nneetttwwoorrkk iiinn ccaassee ooff aann aacccciiiddeennttt oorr ffiiirree ６６．．RReeffeerreennccee MMaatteerriiaall April 2020 Kanazawa Port Council for Maritime Affairs INDEX Introduction ・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・ 1 １．Main Features of Kanazawa Port ・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・ 2 1.1 Kanazawa Port Facilities･･････････・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・ 2 1.2 Climate ・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・ 4 1.3 Wind Conditions・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・ 5 1.4 Sea Conditions・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・ 6 ２．Collection of Information concerning Ships using Kanazawa Port and Weather/Sea Conditions・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・ 7 2.1 Information regarding ships entering and leaving the port・・・・・・・・・・・・・・・・・・・・・・・・ 7 2.2 Collection of information concerning weather and sea conditions・・・・・・・・・・・・・・・・ 9 ３．In case of weather conditions・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・・
    [Show full text]
  • The Fast Train to Kanazawa
    Feature THE NEW AGE OF RAIL An E7 series bullet train on the Hokuriku Shinkansen line The Fast Train to Kanazawa The expanding national network of Shinkansen Hakodate­Hokuto Stations. More than 2,000 km, lines continues to boost local economies. from Kagoshima­Chuo Station in Kyushu to Shin­ Hakodate­Hokuto Station in Hokkaido, is now con­ TOSHIO MATSUBARA nected by Shinkansen lines. With the extension of the Hokuriku Shinkansen ince the Tokaido Shinkansen line began line to Kanazawa, the travel time between Tokyo and operations between Tokyo and Osaka in Kanazawa is 2 hours and 30 minutes at the shortest. 1964, other lines connecting cities through­ In the first year of the Hokuriku Shinkansen line’s Sout Japan have been developed. The Shin­ operation, 9.26 million passen­ kansen lines are a very important part of the basic gers used the line from Nagano infrastructure and are a stimulus to Japan’s econ­ Station to Kanazawa, which is omy. For example, the number of passengers on about three times the number of the Tokaido Shinkansen line was about 11 million passengers (3.14 million) when in the first year of its operation and after ten years limited expresses on the regular it exceeded the 100 million mark. As the number railway were used. Shin-Hakodate-Hokuto of businesspeople making day trips between Tokyo The economic rip­ Hokkaido Shinkansen and Osaka increased sharply, the Tokaido Shinkan­ ple effect is said to Shin-Aomori sen line provided a backbone for Japan’s high eco­ have been 67.8 bil­ Akita Shinkansen nomic growth.
    [Show full text]
  • Banking Corporation Tax (BCT)
    CITY OF NEW YORK DEPARTMENT OF FINANCE 1998 - BANKING CORPORATIONS STOCK ALLOCATION BELOW 100 PERCENT REPORT Abacus Federal Saving Bk 98.02 Bank of Yokohama Ltd 1.86 Allied Irish Banks Plc 2.64 Bank Audi (U.S.A.)& Subs 87.1 Apple Bank for Savings 49.83 Bank Austria Amer Inc. C/Affi 63.21 Arab American Bank 75.68 Bank Austria AG/Z-Landerbank BK 3.93 Arab Bank Plc NYB 5.42 Bank Brussels Lambert 9.54 Arab Bk Corp 17.56 Bank Bumiputra Malaysia Berhad 3.45 Asahi Bank Ltd 3.41 Bank Julius Baer & Co Ltd. 8.59 Ashikaga The 1.49 Bank Leumi Le Israel 9.71 Aslk-Cger Bank N.V. 0.23 Bank Leumi Le Israel Corp & Subs 94.15 Astoria Financial Corporation 20.18 Bank Polska Kasa Opieki S.A. 3.02 Atlantic Bank of NY & Sub 98.45 Bank Saderat Iran 0.1 Aubrey G. Lanston 85.2 Bankamerica Corp & Sub 1.3 Banbogota Inc. and Subs 94.62 Bankers Trust NY Corp 37.27 Banca Commerciale Ital 2.76 BanQue Paribas 0.78 Banca Della Svizzare Ita 3.79 Bayerische Hypotheker 2.16 Banca Monte Dei Paschi Di Sienna 2.37 Bayerische Landesbank 10.27 Banca Nazionale Del Lavoro 2.34 Bayerische Vereisbank AG 3.4 Banca Popolare Di Milano 3.98 Berliner Handels-UND 19.1 Banco de Chile 1.17 Bessemer Group Inc. & Subs 15.32 Banco Atlantico S.A. 5.78 Boston Safe Deposit & Trust Co 3.24 Banco Bandeirates S.A. 0.06 Brooklyn Bancorp.
    [Show full text]
  • Downloaded 10/08/21 03:17 AM UTC 3122 MONTHLY WEATHER REVIEW VOLUME 147
    SEPTEMBER 2019 V E A L S E T A L . 3121 Factors Affecting the Inland and Orographic Enhancement of Sea-Effect Snowfall in the Hokuriku Region of Japan PETER G. VEALS AND W. JAMES STEENBURGH Department of Atmospheric Sciences, University of Utah, Salt Lake City, Utah SENTO NAKAI AND SATORU YAMAGUCHI Snow and Ice Research Center, National Research Institute for Earth Science and Disaster Resilience, Nagaoka, Japan (Manuscript received 8 January 2019, in final form 6 June 2019) ABSTRACT The Hokuriku region along the west coast of the Japanese island of Honshu receives exceptionally heavy snowfall accumulations, exceeding 500 cm from December to February near sea level and 1300 cm at high elevation sites, much of which is produced by sea-effect systems. Though the climatological enhancement of snowfall is large, the lowland–upland snowfall distribution within individual storms is highly variable, presenting a challenge for weather forecasting and climate projections. Utilizing data from a C-band sur- veillance radar, the ERA5 reanalysis, and surface precipitation observations, we examine factors affecting the inland and orographic enhancement during sea-effect periods in the Hokuriku region during nine winters (December–February) from December 2007 to February 2016. The distribution and intensity of precipitation exhibits strong dependence on flow direction due to three-dimensional terrain effects. For a given flow di- rection, higher values of boundary layer wind speed and sea-induced CAPE favor higher precipitation rates, a maximum displaced farther inland and higher in elevation, and a larger ratio of upland to lowland precipitation. These characteristics are also well represented by the nondimensional mountain height H^,withH^ , 1 associated with a precipitation maximum over the high elevations and a larger ratio of upland to lowland precipitation, and H^ .
    [Show full text]
  • Besta Besta: Banking
    What is BeSTA? BeSTA is a standard banking application developed by NTT DATA. NTT DATA will meet a wide variety of needs from financial institutions in Japan through the utilization of BeSTA, which is developing each day. BeSTA: Banking application engine for STandard Architecture Vendor free Maintain competition Neutral application for unspecified hardware vendors principles Because of its high degree of flexibility, systems of other companies can Reduce procurement BeSTA be connected. cost Multiple banks Reduce development Multiple banks can use a single piece of software. cost Plenty of functions that respond to a large number of user requirements Shrink maintenance have already been installed. cost Advanced functions Save development Flexibility: Operational functions can be set and changed flexibly by setting efforts parameters. Enable efficient Expandability: The AP structure formed by the components allows the expansion system to be easily expanded in the future. No need for reconstructuring Promising future: Continuing updates by NTT DATA ensures long- term utilization. Copyright © 2017 NTT DATA Corporation 1 Expanding BeSTA network More than 50 banks are currently using or planning to use BeSTA, the core banking software developed by NTT DATA, and the network is the largest of its kind in Japan. Regional Bank Integrated ＳＴＥＬＬＡ ＣＵＢＥ Service Center (15 banks) (9 banks) Aomori Bank Senshu Ikeda Bank Tohoku Bank Kanagawa Bank AKITA BANK TOTTORI BANK Tokyo Tomin Bank Nagano Bank Bank of Iwate San-in Godo Bank TOYAMA BANK Sendai Bank Ashikaga Bank Shikoku Bank Tajima Bank Kirayaka Bank Chiba Kogyo Bank Oita Bank FUKUHO BANK NISHI-NIPPON Hokuetsu Bank CITY BANK Fukui Bank Aichi Bank ＭＥＪＡＲ (5 banks) Bank of Kyoto Hokkaido Bank HOKURIKU BANK Bank of Yokohama 77 Bank ＢｅＳＴＡｃｌｏｕｄ (10 banks) Higashi-Nippon Bank FIDEA Holdings Hokuto Bank SHONAI BANK NEXTBASE (13 banks) Aozora Bank * BeSTA package provided from Hitachi, Ltd.
    [Show full text]
  • ACADEMIC ENCOUNTER the American University in Japan and Korea R
    ACADEMIC ENCOUNTER The American University in Japan and Korea r ACADEMIC ENCOUNTER The American University in Japan and Korea By Martin Bronfenbrennet THE FREE PRESS OF GLENCOE, INC. A division of the Crowell-Collier Publishing Co. New York t BUREAU OF SOCIAL AND POLITICAL RESEARCH Michigan State University f East Lansing, Michigan I Copyright@ 1961 BY THE BOARD OF TRUSTEES OF MICHIGAN STATE UNIVERSITY East Lansing, Michigan Library of Congress Catalog Card Number: 61-63703 i t , PREFACE • This study of some 18 American university affiliations with Japanese and Korean institutions is a small part of a larger study of the American university overseas. The larger study l is undertaken by the Institute for Research on Overseas Pro­ grams at Michigan State University. What is said here about programs in Japan and Korea can be compared with what other staff members of the Institute have saidabout programs in other countries, particularly other Asian countries such as India and !t Indonesia. , Many believe with ex-President Eisenhower that the American university should expand its foreign affiliations as a contribution t to economic and cultural reconstruction and development over­ seas, and to better international understanding between America and other countries. In this view, university affiliations are an j important type of "people to people" contacts across national boundaries. Others believe that the American university should f concentrate its limited manpower and resources on the domestic job it does best, and reduce the scale of its commitments abroad. Part of the decision (or compromise) between these viewpoints should be based on a knowledge of what the existing international programs are in fact attempting or accomplishing.
    [Show full text]
  • Regional Banks in Japan 2008
    Regional Banks in Japan 2008 We, the 64 regional banks in Japan, have for a long time enjoyed the patronage of the people of our regions as banks that move in step with the community. Hokkaido The Hokkaido Bank The regional banks as financial institutions that have the trust of their customers, will continue to contribute to the activation of regional societies through meeting various financial needs in the regions, by enhancing financial functions such as relationship- based banking. Aomori The Aomori Bank THE MICHINOKU BANK Akita Iwate THE AKITA BANK The Bank of Iwate The Hokuto Bank THE TOHOKU BANK Yamagata THE SHONAI BANK The Yamagata Bank Miyagi The 77 Bank Niigata The Daishi Bank Fukushima The Hokuetsu Bank The Toho Bank Ishikawa Toyama The Hokkoku Bank The Hokuriku Bank THE TOYAMA BANK Tochigi Gunma The Ashikaga Bank Tottori Fukui Nagano The Gunma Bank Ibaraki The Hachijuni Bank The Joyo Bank Shimane THE TOTTORI BANK The Fukui Bank Gifu The San-in Godo Bank Kyoto Saitama The Kanto Tsukuba Bank The Ogaki Kyoritsu Bank The Musashino Bank Hyogo The Bank of Kyoto The Juroku Bank Okayama The Tajima Bank Tokyo Shiga Hiroshima The Chugoku Bank The Tokyo Tomin Bank Fukuoka Yamaguchi The Hiroshima Bank Osaka THE SHIGA BANK Chiba THE BANK OF FUKUOKA The Yamaguchi Bank The Kinki Osaka Bank Aichi The Chikuho Bank The Senshu Bank The Chiba Bank THE NISHI-NIPPON CITY BANK Kagawa The Bank of Ikeda The Chiba Kogyo Bank Saga Ehime The Hyakujushi Bank Mie THE BANK OF SAGA Oita The Iyo Bank The Mie Bank Tokushima Nara THE OITA BANK The Hyakugo Bank
    [Show full text]
  • 【Major Bank】都市銀行 【Local Bank】地方銀行 【Second Regional
    【Major bank】都市銀行 Mizuho Bank / Sumitomo Mitsui Banking Corporation / Saitama Resona Bank Mitsubishi UFJ Bank / Resona Bank (5 in total) 【Local bank】地方銀行 Hokkaido Bank / Yamanashi Central Bank /Saningodo Bank Aomori Bank / Hachijuni Bank / Chugoku Bank Michinoku Bank / Hokuriku Bank /Hiroshima Bank Akita Bank / Toyama Bank / Yamaguchi Bank Hokuto Bank / Hokkoku Bank/ Awa Bank Shonai Bank / Fukui Bank/ Hyakujuyon Bank Yamagata Bank / Shizuoka Bank / Iyo Bank Iwate Bank / Suruga Bank/ Shikoku Bank Tohoku Bank / Shimizu Bank / Fukuoka Bank ShichijushichiBank / Ogaki Kyoritsu Bank / Chikuho Bank Toho Bank / Juroku Bank / Saga Bank Gunma Bank Mie Bank Juhachi Bank Ashikaga Bank / Hyakugo Bank / Shinwa Bank Joyo Bank / Shiga Bank Higo Bank Tsukuba Bank Kyoto Bank Oita Bank Musashino Bank / Kansai Mirai Bank / Miyazaki Bank Chiba Bank / IkedaSenshu Bank / Kagoshima Bank Chiba Kogyo Bank / Nanto Bank /Ryukyu Bank Yokohama Bank / Kiyo Bank / Okinawa Bank Daiyon Bank / Tajima Bank / Nishinihon City Bank HuKuetsu Bank / Tottori bank / Kitakyushu Bank (63 in total) 【Second Regional Bank Member Bank】第二地銀協加盟銀行 Hokuyo Bank Daiko Bank Shimane Bank Kirayaka Bank Nagano Bank Tomato Bank Kitanihon Bank Toyama Daiichi Bank Momiji Bank Sendai Bank Shizuokachuo Bank Saikyo Bank Fukushima Bank Aichi Bank Tokushima Bank Daito Bank Nagoya Bank Kagawa Bank Towa Bank Chukyo Bank Ehime Bank Tochigi Bank Daisan Bank Kochi Bank Tokyo Star Bank Taisho Bank Kumamoto Bank Kanagawa Bank Minato Bank (29 in total) 【Trust bank-Shintaku Ginko】信託銀行 Mitsubishi UFJ Trust Bank
    [Show full text]
  • Tsunami Hazard Assessment for the Hokuriku Region, Japan: Toward Disaster Mitigation for Future Earthquakes
    Chapter 8 Tsunami Hazard Assessment for the Hokuriku Region, Japan: Toward Disaster Mitigation for Future Earthquakes Michihiro Ohori, Yuri Masukawa and Keisuke Kojima Additional information is available at the end of the chapter http://dx.doi.org/10.5772/intechopen.79688 Abstract In Japan, compared with the Pacific coast, the Japan Sea coast has low seismicity and has experienced very few occurrences of historical tsunami damage. These characteristics lead to some difficulties in the promotion of disaster prevention education, because the Japan Sea coast has not often been threatened by earthquakes and tsunamis. In our study, focusing on the Hokuriku region in Japan, we conducted a tsunami simulation and examined the resulting tsunami hazard map. Three potential faults of Mw7.6 earthquake were selected to generate the tsunami. In addition, we calculated these three events with Mw7.8, given the inherent uncertainty in source parameters. Aside from tsunami height, arrival time, inundation height, and inundation area, we calculated the seismic intensity and the liquefaction occurrence rate by simplified methods. Our results indicated that Suzu City in Ishikawa Prefecture, located in the northeastern part of the Noto Peninsula, has a relatively high potential risk of tsunami as well as strong motion and liquefaction. Thus, Suzu City would represent a highly appropriate area in which to promote disaster prevention education in the Hokuriku region. Keywords: tsunami, simulation, hazard assessment, Hokuriku region, disaster mitigation 1. Introduction The 2011 Tohoku earthquake (Mw9) generated a giant tsunami and caused the death of more than 18,000 inhabitants (including missing persons). Surprisingly, a considerable number of people did not evacuate due to a misunderstanding regarding the early-stage warning of a © 2018 The Author(s).
    [Show full text]
  • Kanto Region Tokyo Metropolitan Government
    KANTO KANTO REGION TOKYO METROPOLITAN GOVERNMENT TRANSPORT & COMMUNICATION FOOD & BEVERAGE RETAILING FINANCIAL & INSURANCE PUBLISHING & PRINTING ELECTRONICS MANUFACTURING INCENTIVES Subsidies and Subsidies will not exceed Tax Reduction Measures one-half of the actual expenses Support measures for small listed below and will be limited and medium-sized businesses to a maximum of ¥5 million. in Tokyo include low interest • Fees related to obtaining financing, subsidies, and tax “status of residence” preferences among other services. Foreign affiliated • Fees for registering the companies may take advantage establishment of the head- of these benefits if they establish quarters/R&D center and other a Japanese corporation. relevant filing procedures KANSAI Tokyo’s Special Zone • Employee recruitment costs for Asian Headquarters Foreign companies establishing their Asian headquarters or R&D centres within the Tokyo’s Special Zone for Asian Headquarters are eligible to receive subsidies and tax reduction. * Companies must fulfill certain conditions to receive these benefits. CONTACT BUSINESS DEVELOPMENT CENTER TOKYO B1 Fl., JP TOWER Building, 2-7-2 Marunouchi, Chiyoda-ku, Tokyo 100-7090 Phone: +81 (0)3 6269 9981 | Fax: +81 (0)3 6269 9982 URL: www.bdc-tokyo.org/?cat=3 TO OBTAIN FULL TEXT VISIT: www.jetro.go.jp/en/invest/region/tokyo.html 32 33 KANTO REGION CHUBU REGION KANAGAWA PREFECTURE TOYAMA PREFECTURE TRANSPORT EQUIPMENT ALUMINIUM GENERAL EQUIPMENT MACHINERY CHEMICALS PHARMACEUTICALS FOOD PRODUCTS PLASTICS PETROLEUM PRODUCTS ELECTRONICS INCENTIVES INCENTIVES The Select Kanagawa 100 Incentives: Subsidy for Promoting Subsidy for Establishing program is a measure taken by Companies’ Location Human-Resource Clusters • Start-Ups Support Program for Kanagawa Prefecture to attract Subsidy for expenditure for land, Subsidy for expenditure for new Overseas Companies and encourage companies to buildings or business investment employment of researchers and locate their offices in Kanagawa.
    [Show full text]
  • Nationwide Recreation Travel Survey in Japan: Outline and Modeling Applicability
    TRANSPORTATION RESEARCH RECORD 1493 29 Nationwide Recreation Travel Survey in Japan: Outline and Modeling Applicability TETSUO YAI, HARUTOSHI YAMADA, AND NAOHISA OKAMOTO The Nationwide Recreation Travel Survey (NRTS) was conducted by for travelers. Additionally, substantial volumes of traffic by pas­ the Ministry of Construction in Japan in 1992. It covered the nine regions senger vehicles often are higher than road capacities on weekends. of Japan and collected more than 30,000 samples through home-based The potential demand of recreational car travel is expected to be surveys and nearly 13,000 samples from recreation site surveys. Before high in metropolitan regions because residents evidently have expe­ the survey, recreational activities had been investigated by smaller-scale surveys (one-tenth the size of NRTS) every 2 years. The survey is riences of giving up a weekend drive because of heavily congested expected to provide fundamental and useful information for suburban roads to or in suburban recreation areas. highway planning. Whereas road investment plans conventionally have Actually, the volumes of passenger vehicles for recreation traffic been based on future weekday traffic volumes, several roads in suburban on weekends· are equivalent to those of weekday commuter traffic. areas have become heavily congested on weekends. The prediction of For example, according to RTC data, car trip generations in Kanta weekend travel will have a more important role in road planning. The region amount to 3.1 million commuter vehicles on a weekday and characteristics of recreational travel by car should be examined to gain valuable insight into highway planning in recreational areas. After 2.6 million recreational trip vehicles on a weekend.
    [Show full text]