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U.S. V. Connie Moorman Willis
Case 5:17-mj-01008-PRL Document 1 Filed 02/07/17 Page 1 of 14 PageID 1 AO 91 (Rev. 11/11) Criminal Complaint UNITED STATES DISTRICT COURT for the Middle District of Florida United States of America ) v. ) ) CONNIE MOORMAN WILLIS Case No. ) 5: 17-mj-1008-PRL ) ) ) Defendant(s) I CRIMINAL COMPLAINT I i I, 1~he complainant in this case, state that the following is true to the best of my knowledge and belief. On or about the date(s) of Feb. 4, 2011 through Jan. 25, 2016 in the county of Marion in the I Middle District of Florida , the defendant(s) violated: ! j Code Section Offense Description 18 u.s.c. 1 sec. 656 Theft by a Bank Employee 18 U.S.C. Sec. 1341 Mail Fraud Tnis criminal complaint is based on these facts: I I See attached affidavit. I lifl Continued on the attached sheet. Charles Johnsten, U.S. Postal Inspector Printed name and title Sworn to before me and signed in my presence. Date: ~-1 - :lo Ir City and siate: Ocala, Florida Philip R. Lammens, U.S. Magistrate Judge Printed name and title I ! Case 5:17-mj-01008-PRL Document 1 Filed 02/07/17 Page 2 of 14 PageID 2 S'FATE OF FLORIDA CASE NO. 5:17-mj-1008-PRL I IOUNTY OF MARION AFFIDAVIT IN SUPPORT OF A CRIMINAL COMPLAINT I, Charles Johnsten, being duly sworn, state as follows: INTRODUCTION 1. I am a United States Postal Inspector and have been so employed since I obcember 2016. -
Digitalised Payment the Era of Rising Fintech
INFOKARA RESEARCH ISSN NO: 1021-9056 DIGITALISED PAYMENT THE ERA OF RISING FINTECH Ms. R.Hishitaa, I MBA, SRMIST, Vadapalani e mail id: [email protected] Dr.S.Gayathry Professor, Department of Management Studies, SRMIST, Vadapalani e mail id: [email protected] ABSTRACT For a long time, Indian citizens have remained skeptical about evolving along with the pace that technology has set.But in recent years, the country has embraced change, and it has brought so much advancement in terms of how payments are simplified. An Electronic payment protocol is a series of transactions,at the end of which a payment has been made, using a token issued by a third party.Consumers expect a safe, convenient and affordable globalised payment platform. The security features for such systems are privacy, authenticity and no repudiation. India being a developing country,encourages innovation. A factor behind the rise of digital payments is the Indian Reserve Bank’s recent policy of Demonetization.One of the fintech innovations that have completely revolutionized how payments work in India is the UPI – an instant, real-time payment system developed by the National Payments Corporation of India (NPCI).Tez, built over the UPI interface, was launched in India in September 2017. Google has rebranded its payment app Google Tez to Google Pay to tap into the growing Indian digital payment space.Google Pay has now become the king of UPI apps.The purpose of this paper is to provide a brief background about the most downloaded finance app, Google Pay andits impacton the Indian Economy. KEYWORDS-e payment, payment protocol, digital payment space Volume 8 Issue 11 2019 888 http://infokara.com/ INFOKARA RESEARCH ISSN NO: 1021-9056 DIGITALISED PAYMENT – THE ERA OF RISING FINTECH 1.1. -
TÜRKİYE İŞ BANKASI A.Ş. U.S.$5,000,000,000 Global Medium
TÜRKİYE İŞ BANKASI A.Ş. U.S.$5,000,000,000 Global Medium Term Note Program Under this U.S.$5,000,000,000 Global Medium Term Note Program (the "Program"), Türkiye İş Bankası A.Ş., a Turkish banking institution organized as a public joint stock company registered with the Istanbul Trade Registry under number 431112 (the "Bank" or the "Issuer"), may from time to time issue notes (the "Notes") denominated in any currency agreed between the Issuer and the relevant Dealer (as defined below). Notes may be issued in bearer or registered form (respectively "Bearer Notes" and "Registered Notes"). The maximum aggregate nominal amount of all Notes from time to time outstanding under the Program will not exceed U.S.$5,000,000,000 (or its equivalent in other currencies calculated as described in the Program Agreement described herein), subject to increase as described herein. The Notes may be issued on a continuing basis to: (a) one or more of the Dealers specified under "Overview of the Group and the Program" and any additional Dealer appointed under the Program from time to time by the Issuer (each a "Dealer" and together the "Dealers"), which appointment may be for a specific issue or on an ongoing basis, and/or (b) one or more investors purchasing Notes directly from the Issuer. References in this Base Prospectus to the "relevant Dealer" shall, in the case of an issue of Notes being (or intended to be) subscribed by more than one Dealer, be to all Dealers agreeing to subscribe such Notes. An investment in Notes issued under the Program involves certain risks. -
NETSUITE ELECTRONIC BANK PAYMENTS Securely Automate EFT Payments and Collections with a Single Global Solution
NETSUITE ELECTRONIC BANK PAYMENTS Securely Automate EFT Payments and Collections with a Single Global Solution Electronic Bank Payments brings to NetSuite complementary electronic banking functionality Key Features that includes Electronic Funds Transfer (EFT) • Automated payment batch allows multiple payments, customer refunds and customer payment batch creation stemmed from payments (direct debits), as well as check fraud different batch criteria, controls and payment deadlines. prevention through the Positive Pay service offered by leading banks. It helps ensure that • Approval routing and email alert notification enables additional payment employees and vendors are paid on time authorization prior to payment processing. and customer bills are settled automatically. With support for a wide range of global and • Enhanced EFT capabilities with filtering options support bill display, partial payments, local bank formats, Electronic Bank Payments bill management and other controls. provides a single payment management • Automated direct debit customer solution worldwide. collections to settle outstanding invoices. Electronic Bank Payments creates files of • Payment management options include payments or direct debit information in bank’s payment batch queuing, rollbacks, reversals predefined file format ready for import into with notations and automated notifications. banking software or submission to the bank • Positive Pay anti-fraud capabilities with online, thus lowering payment processing proactive notification to banks processing expenses by eliminating checks, postage and the checks. envelopes, and saving time as well. In addition, • Support for more than 50 international it supports management of large payment bank formats with Advanced Electronic runs (typically up to 5,000 payments per file) Bank Payment License customers having with the ability to process reversals and partial the flexibility to add more. -
Towards the Performance Analysis of Apache Tez Applications
QUDOS Workshop ICPE’18 Companion, April 9̶–13, 2018, Berlin, Germany Towards the Performance Analysis of Apache Tez Applications José Ignacio Requeno, Iñigo Gascón, José Merseguer Dpto. de Informática e Ingeniería de Sistemas Universidad de Zaragoza, Spain {nrequeno,685215,jmerse}@unizar.es ABSTRACT For leveraging the performance of the framework, Apache Tez Apache Tez is an application framework for large data processing developers customize their applications by several parameters, e.g., using interactive queries. When a Tez developer faces the fulfillment parallelism or scheduling. Certainly, this is not an easy task, so of performance requirements s/he needs to configure and optimize we argue that they need aids to prevent incorrect configurations the Tez application to specific execution contexts. However, these leading to losings, monetary or coding. In our view, these aids are not easy tasks, though the Apache Tez configuration will im- should come early during application design and in the form of pact in the performance of the application significantly. Therefore, predicting the behavior of the Tez application for future demands we propose some steps, towards the modeling and simulation of (e.g., the impact of the stress situations) in performance parameters, Apache Tez applications, that can help in the performance assess- such as response time, throughput or utilization of the devices. ment of Tez designs. For the modeling, we propose a UML profile Aligned with our work in the DICE project [1, 5], this paper for Apache Tez. For the simulation, we propose to transform the presents the first steps towards the modeling and simulation of stereotypes of the profile into stochastic Petri nets, which canbe Apache Tez applications with high performance behavior. -
Akbank ESG Presentation 2Q21
Our ESG World’s Best Bank in the Emerging Markets Journey EUROMONEY (2020) October 2021 ESG Strategy: Mitigate environmental footprint while increasing positive impact Sustainable Finance Ecosystems Management Responsible Products & Services ‣ ‣ Digitalization Impact Investing ‣ ‣ Financial Inclusion To be the leading bank that drives Turkey into the future People & Community Climate Change Future of Work ‣ ‣ Operational Emissions Diversity & Inclusion ‣ ‣ Portfolio Impact Community Investment ‣ ‣ Portfolio Exposure Integrated Governance Financial Performance 2 Actionable targets for positive impact SUSTAINABLE TL 200 bn TL 15 bn AuM ECOSYSTEMS Extend digital & innovative FINANCE Sustainable loan Sustainable MANAGEMENT products & services financing until investment funds Supporting a more Enhancing businesses sustainable economy 2030 2030 & financial health Increase sustainable financing Increase number of financially secured by the bank until 2030 empowered people PEOPLE & Improve the Increase Social CLIMATE Become a carbon- Decrease impact of effectiveness of Return on neutral bank loan portfolio on COMMUNITY investment on our CHANGE Investments for through eliminating climate change Empowering our people people community Mitigating operational operational emission & portfolio until 2030 and communities investments emissions until 2025 impact Enhance the effectiveness of Akbank Mitigate climate-related risks & impact volunteerism in community investments on portfolio 3 Sustainability Governance Committee Members: Executive Board Member, -
Update on the Proposed Changes to Our Business As the UK Leaves the European Union
Citibank Europe plc, UK Branch 0808 109 8888 or Level 10, Citigroup Centre 1 +44 207 500 1445 33 Canada Square (if calling from outside the UK) London E14 5LB ipb.citi.com United Kingdom International Personal Bank November 2018 Update on the proposed changes to our business as the UK leaves the European Union As we continue to make progress with establishing our new UK Bank, I wanted to share with you an update on the changes we are proposing to our Citi International Personal Bank business further to our initial correspondence dated October 2018. I hope that after reading the more detailed information provided below, you will be assured that we remain dedicated to serving your banking and wealth needs. What is changing? In preparation for the UK’s withdrawal from the European Union (“EU”), we recently wrote to you about our intentions to establish a new UK Bank, headquartered in London, and transfer our Citi International Personal Bank business from Citibank Europe plc, UK Branch, headquartered in Ireland, to our newly-created UK Bank (known as the “Proposed Transfer”). The company that will become our new UK Bank is called “Citibank UK Limited”. What has happened so far? We have already applied to the UK Regulators for permission to set up the new UK Bank and have now asked the High Court of Justice in England and Wales (the “Court”) to approve the Proposed Transfer, which is currently progressing as planned. If the UK Regulators authorise the new UK Bank and the Court approves the Proposed Transfer, we intend to transfer the Citi International Personal Bank business to our new UK Bank in March 2019, at which point it will be fully operational. -
Brown Brothers Harriman Global Custody Network Listing
BROWN BROTHERS HARRIMAN GLOBAL CUSTODY NETWORK LISTING Brown Brothers Harriman (Luxembourg) S.C.A. has delegated safekeeping duties to each of the entities listed below in the specified markets by appointing them as local correspondents. The below list includes multiple subcustodians/correspondents in certain markets. Confirmation of which subcustodian/correspondent is holding assets in each of those markets with respect to a client is available upon request. The list does not include prime brokers, third party collateral agents or other third parties who may be appointed from time to time as a delegate pursuant to the request of one or more clients (subject to BBH's approval). Confirmations of such appointments are also available upon request. COUNTRY SUBCUSTODIAN ARGENTINA CITIBANK, N.A. BUENOS AIRES BRANCH AUSTRALIA CITIGROUP PTY LIMITED FOR CITIBANK, N.A AUSTRALIA HSBC BANK AUSTRALIA LIMITED FOR THE HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED (HSBC) AUSTRIA DEUTSCHE BANK AG AUSTRIA UNICREDIT BANK AUSTRIA AG BAHRAIN* HSBC BANK MIDDLE EAST LIMITED, BAHRAIN BRANCH FOR THE HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED (HSBC) BANGLADESH* STANDARD CHARTERED BANK, BANGLADESH BRANCH BELGIUM BNP PARIBAS SECURITIES SERVICES BELGIUM DEUTSCHE BANK AG, AMSTERDAM BRANCH BERMUDA* HSBC BANK BERMUDA LIMITED FOR THE HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED (HSBC) BOSNIA* UNICREDIT BANK D.D. FOR UNICREDIT BANK AUSTRIA AG BOTSWANA* STANDARD CHARTERED BANK BOTSWANA LIMITED FOR STANDARD CHARTERED BANK BRAZIL* CITIBANK, N.A. SÃO PAULO BRAZIL* ITAÚ UNIBANCO S.A. BULGARIA* CITIBANK EUROPE PLC, BULGARIA BRANCH FOR CITIBANK N.A. CANADA CIBC MELLON TRUST COMPANY FOR CIBC MELLON TRUST COMPANY, CANADIAN IMPERIAL BANK OF COMMERCE AND BANK OF NEW YORK MELLON CANADA RBC INVESTOR SERVICES TRUST FOR ROYAL BANK OF CANADA (RBC) CHILE* BANCO DE CHILE FOR CITIBANK, N.A. -
Factsheetchina EN 01
Fact Sheet Citi China WHO WE ARE Citi Inc. (NYSE: C) Citi is a leading global bank in China. We first opened our doors here in 1902, and became one of the first international banks to establish an incorporated entity in 2007. Citi’s Global Coverage 6 continents Today, we bank close to 1,000 MNCs - including about 70% of Fortune 500 companies - More than 160 countries over 350 local corporates and over 2,300 emerging corporates and middle corporates. By and jurisdictions listed market cap, we bank 85% of the largest 20 companies in China. We also have 128 currencies dedicated China desks across the world supporting Chinese clients across our global 200 million customer accounts network. We raised over US$30 billion for Chinese clients in 2020 from global capital markets, CCCL Credit Rating: including in Hong Kong and New York. We serve our Chinese clients with around 6,000 AAA (S&P colleagues across 16 locations. China, 2020) Citi China remains resilient despite the impact of COVID-19. At the height of the outbreak in Citigroup Tower China, we supported our clients and processed 100% of our transactions on time while No.33 Hua Yuan Shi Qiao Road Lu Jia Zui Finance accelerating digitization. and Trade Zone Shanghai, 200120, QUICK FACTS P.R. China Tel: +86 21 2896 6000 • Citibank (China) Co., Ltd. (“CCCL”) (est. 2007) is 100% www.citi.com.cn owned by parent Citibank N. A. •The bank has a presence across 12 major Chinese cities, Press Contacts including Beijing, Shanghai, Guangzhou and Shenzhen, Marine Mao and lending companies in four other locations serving +86 21 2896 6366 rural counties and towns. -
A Study on Customer Satisfaction of Bharat Interface for Money (BHIM)
International Journal of Innovative Technology and Exploring Engineering (IJITEE) ISSN: 2278-3075, Volume-8 Issue-6, April 2019 A Study on Customer Satisfaction of Bharat Interface for Money (BHIM) Anjali R, Suresh A Abstract: After demonetization on November 8th, 2016, India saw an increased use of different internet payment systems for Mobile banking saw its growth during the period of 2009- money transfer through various devices. NPCI (National 2010 with improvement in mobile internet services across Payments Corporation India) launched Bharat interface for India. SMS based applications along with mobile Money (BHIM) an application run on UPI (Unified Payment application compatible with smartphones offered improved Interface) in December 2016 to cater the growing online payment banking services to the customers. Apart from the bank’s needs. The different modes of digital payments saw a drastic mobile applications other applications like BHIM, Paytm, change in usage in the last 2 years. Though technological Tez etc. offered provided enhanced features that lead to easy innovations brought in efficiency and security in transactions, access to banking services. In addition to this, The Reserve many are still unwilling to adopt and use it. Earlier studies Bank of India has given approval to 80 Banks to start mobile related to adoption, importance of internet banking and payment systems attributed it to some factors which are linked to security, banking services including applications. Bharat Interface for ease of use and satisfaction level of customers. The purpose of money (BHIM) was launched after demonetization by this study is to unfold some factors which have an influence on National Payments Corporation (NPCI) by Prime Minister the customer satisfaction of BHIM application. -
Global Connections Our Digital Financial Services and Fintech Capability Global Digital Financial Services and Fintech
Global connections Our Digital Financial Services and Fintech capability Global digital Financial Services and Fintech Drawing together relevant lawyers from across our Financial Institutions group globally, we provide a seamless service on digital projects. How can we help? – experienced fintech lawyers across the US, UK, wider Europe, Middle East and Asia – full-service Digital team – extensive experience in delivering digital FS and fintech projects – innovative approach – project management and cost certainty William Dudzinsky Head of TMT US T: +1 202 383 0106 [email protected] Matthew Gough Head of Digital Financial Services and Fintech T: +44 29 2047 7943 [email protected] 22 Global connections Our Digital Financial Services and Fintech capability What you’ll find in this guide: Technology platforms and the cloud 4 Fintech/joint collaboration agreements 5 Cryptocurrencies, blockchain and artificial intelligence/robo advice 6 Cybersecurity 7 Payments and digital commerce 8 Data privacy and digital identity 9 M&A and investments 10 Consumer finance and product regulation 11 Ecommerce and consumer protection 12 Intellectual property and patents 13 Contentious regulatory and financial crime 14 Technology disputes 15 Consulting, compliance and authorizations 16 Competition 17 Robo advice and electronic brokerage 18 Fintech licensing and compliance 19 Bank secrecy act/anti-money laundering/office of foreign assets control 20 Awards and accolades 21 Wider international team 22 3 Technology platforms and the cloud We can work across all your needs for technology platforms, including advising on private and public clouds, commercial agreements, software licensing and the associated regulatory regime. However you wish to develop further your own platforms, our team can assist. -
Citigroup Inc. (Exact Name of Registrant As Specified in Its Charter)
UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2010 Commission file number 1-9924 Citigroup Inc. (Exact name of registrant as specified in its charter) Delaware 52-1568099 (State or other jurisdiction of (I.R.S. Employer incorporation or organization) Identification No.) 399 Park Avenue, New York, NY 10043 (Address of principal executive offices) (Zip code) Registrant’s telephone number, including area code: (212) 559-1000 Securities registered pursuant to Section 12(b) of the Act: See Exhibit 99.01 Securities registered pursuant to Section 12(g) of the Act: none Indicate by check mark if the Registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes X No Indicate by check mark if the Registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. Yes X No Indicate by check mark whether the Registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the Registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. X Yes No Indicate by check mark whether the Registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the Registrant was required to submit and post such files).