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BRIGHTER 2 Includes 11,849 Employed by Our Asia Joint Ventures

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BRIGHTER 2 Includes 11,849 Employed by Our Asia Joint Ventures FINANCIAL HIGHLIGHTS1 BALANCED AND DIVERSIFIED BUSINESS2 STRONG EARNINGS MAJOR OFFICES AT A GLANCE Sun Life Financial is a leading international 2,305 The following is contact information for Sun Life Financial’s major offices and affiliates around the world. For inquiries and customer service, please financial services organization providing 2,185 contact the appropriate office in your area. 2015 36% SLF CANADA 1,816 a diverse range of protection and wealth 1,581 1,696 1,762 Sun Life Financial Inc. Hong Kong MFS Investment Management 18% SLF U.S. 1,271 Corporate Headquarters Sun Life Hong Kong Limited Head Office products and services through its more than 29% SLF ASSET MANAGEMENT 1,374 150 King Street West 10/F, Sun Life Tower, The Gateway 111 Huntington Avenue 1, 2 1, 3 Toronto, Ontario, Canada M5H 1J9 15 Canton Road Boston, Massachusetts, USA 02199 30,000 employees and 89,000 advisors 10% SLF ASIA Tel: 416-979-9966 Kowloon, Hong Kong Tel: 617-954-5000 to more than 37 million clients worldwide. 7% SLF U.K. Website: sunlife.com Tel: (852) 2103-8888 Toll-Free: (Canada and U.S. only) 1,479 1,943 1,920 2,253 Call Centre: (852) 2103-8928 1-800-343-2829 Sun Life Financial Canada Website: sunlife.com.hk Website: mfs.com Underlying Net Income by Business Group 2012 2013 2014 2015 2012 2013 2014 2015 Canadian Headquarters India 2 Excludes Corporate Support Results 227 King Street South Sun Life Global Investments OUR MISSION OUR CORE VALUES Underlying Net Income Net Income Waterloo, Ontario, Canada N2J 4C5 Birla Sun Life Insurance Company Limited (Canada) Inc. Tel: 1-800-270-7000/91-22-6723-9100 To help clients achieve Integrity Wealth Insurance Operating Reported Tel: 519-888-2290 Corporate Office Website: birlasunlife.com lifetime financial security. VALUE CREATION (C$ MILLIONS) (C$ MILLIONS) Call centre: 1-877-SUN-LIFE/1-877-786-5433 225 King Street West Engagement Website: sunlife.ca Sun Life Assurance Company of Canada Toronto, Ontario, Canada M5V 3C5 Customer Focus Montreal Office India Representative Office Tel: 1-877-344-1434 OUR VISION 1155 Metcalfe Street One India Bulls Centre, Tower 1, 14th Floor, Website: sunlifeglobalinvestments.com Excellence Montreal, Quebec, Canada H3B 2V9 Jupiter Mill Compound To be an international Tel: 514-866-6411 841, Senapati Bapat Marg, Sun Life Investment Management leader in protection and Value 150 King Street West Website: sunlife.ca Elphinstone Road wealth management. Innovation 533 640 734 891 1,562 1,880 2,068 2,172 100,038 114,481 111,486 122,783 Mumbai, India 400 013 Toronto, Ontario, Canada M5H 1J9 Sun Life Financial U.S. Tel: 91-22-4356-9121 Tel: 416-204-3831/1-855-807-7546 2012 2013 2014 2015 2012 2013 2014 2015 2012 2013 2014 2015 One Sun Life Executive Park Website: sunlifeinvestmentmanagement.com Assets Under Management Insurance and Health Sales Wealth Sales Wellesley Hills, Massachusetts, USA 02481 Indonesia Call Centre: 1-800-SUN-LIFE/1-800-786-5433 PT Sun Life Financial Indonesia Bentall Kennedy OUR FOUR PILLAR STRATEGY (C$ BILLIONS) (C$ MILLIONS) (C$ MILLIONS) Tel: (6221) 5289-0000 55 University Avenue, Suite 300 Website: sunlife.com/us A growth strategy focused on high ROE and strong capital Customer Service Centre (Indonesia only): Toronto, ON M5J 2H7 Sun Life Financial International (6221) 1500-786 Tel: 416-681-3400 generation through leading positions in attractive markets globally. FINANCIAL STRENGTH Sun Life Assurance 2012 2013 2014 2015 Victoria Hall Fax: (6221) 5289-0019 Website: bentallkennedy.com Company of Canada 11 Victoria Street Website: sunlife.co.id P.O. Box HM 3070 Prime Advisors, Inc. Leader in financial Premier global A.M. Best A+ A+ A+ A+ Hamilton HM NX, Bermuda PT CIMB Sun Life Redmond Ridge Corporate Center Minimum Continuing protection and wealth asset manager, DBRS IC - 1 IC - 1 IC - 1 AA (low)3 Tel: 1-800-368-9428/441-294-6050 Tel: (6221) 2994-2888 22635 NE Marketplace Drive, Suite 160 Capital and Surplus Customer Service Centre (Indonesia only): Redmond, WA 98053 solutions in our Canadian anchored Financial Website: sunlife.com/international Requirements Ratio - Moody’s Aa3 Aa3 Aa3 Aa3 (6221) 500-089 Tel: 425-202-2000 home market. by MFS. 209% 219% 217% 240% Sun Life Assurance StrengthRatings Sun Life Financial U.K. Fax: (6221) 2994-2800 Website: primeadvisors.com Standard & Poor’s AA- AA- AA- AA- Company of Canada 2012 2013 2014 2015 Matrix House Website: cimbsunlife.co.id Basing View, Basingstoke, Hampshire Ryan Labs Asset Management Inc. Leader in U.S. Growing Asia 3 On December 17, 2015, DBRS released its revised Global Insurance Methodology and withdrew United Kingdom RG21 4DZ Malaysia 500 Fifth Avenue, Suite 2520 group benefits and through distribution $1.0 billion cash level at Sun life Financial Inc. the Claims Paying Rating of Sun Life Assurance Company of Canada, replacing it with a newly Call Centre: 0845-0720-223 Sun Life Malaysia Assurance Berhad New York, NY 10110 assigned financial strength rating, with a Stable trend. Sun Life Malaysia Takaful Berhad international high excellence in higher as of December 31, 2015. Website: sloc.co.uk Tel: 212-635-2300 Level 11, 338 Jalan Tuanku Abdul Rahman, Website: ryanlabs.com net worth solutions. growth markets. Sun Life Financial Asia 50100 Kuala Lumpur, Malaysia DELIVERING VALUE TO SHAREHOLDERS Sun Life Financial Asia Regional Office Tel: (603) 2612-3600 Sun Life Asset Management Level 14, Citiplaza 3 Fax: (603) 2612-3738 Company Inc. 14 Taikoo Wan Road Website: sunlifemalaysia.com Head Office 200% Taikoo Shing, Hong Kong 8/F Sun Life Centre 174% Tel: (852) 2918-3888 Philippines 150% Sun Life Financial Philippines 5th Avenue cor. Rizal Drive Fax: (852) 2918-3800 Bonifacio Global City 100% Sun Life Centre 77% China 5th Avenue cor. Rizal Drive Taguig, Metro Manila, Philippines 50% 63% Sun Life Everbright Life Insurance Bonifacio Global City Call Centre: (632) 555-8888 Company Limited Website: sunlife.com.ph 0% 23% Taguig, Metro Manila, Philippines $2.14 $2.61 $2.96 $3.76 11.6% 12.8% Tel: (8622) 2339-1188 Call Centre: (632) 555-8888 Birla Sun Life Asset Management -50% Fax: (8622) 2339-9929 Website: sunlife.com.ph 2012 2013 2014 2015 2012 2013 2014 2015 2014 2015 Website: sunlife-everbright.com Company Limited MAKING LIVES * Sun Life Grepa Financial, Inc. Head Office Sun Life Financial TSX Composite S&P 500 Underlying Earnings Underlying Return Sun Life Assurance Company of Canada Tel: (632) 816-1760 One India Bulls Centre, Tower 1, 17th Floor TSX Financial Sector Per Share on Equity Beijing Representative Office Website: sunlifegrepa.com Jupiter Mill Compound Suite A01, 10th Floor, AB Tower, * Represents total shareholder return as described in the 2016 Management Information Circular. 841, Senapati Bapat Marg, Vietnam 1 Office Park, No. 10 Jintong West Road Elphinstone Road As of December 31, 2015. BRIGHTER 2 Includes 11,849 employed by our Asia joint ventures. Chaoyang District PVI Sun Life Insurance Co. Ltd. Mumbai, India 400 013 3 Tel: (848) 6298-5888 Includes 66,080 advisors from our joint ventures in China, India, the Philippines and Vietnam. 1 All measures except for reported net income represent non-IFRS financial measures. For additional information see non-IFRS Financial Measures in our 2015 annual Beijing, China 100020 Tel: 91-22-4356-8000 Website: pvisunlife.com.vn Management’s Discussion and Analysis. Results for 2012 and 2013 are based on Continuing Operations unless otherwise indicated, as defined in our 2015 annual Tel: (8610) 8590-6500 Website: birlasunlife.com Management’s Discussion and Analysis. Fax: (8610) 8590-6501 Life’s brighter under the sun For more information, please visit sunlife.com. FINANCIAL HIGHLIGHTS1 BALANCED AND DIVERSIFIED BUSINESS2 STRONG EARNINGS MAJOR OFFICES AT A GLANCE Sun Life Financial is a leading international 2,305 The following is contact information for Sun Life Financial’s major offices and affiliates around the world. For inquiries and customer service, please financial services organization providing 2,185 contact the appropriate office in your area. 2015 36% SLF CANADA 1,816 a diverse range of protection and wealth 1,581 1,696 1,762 Sun Life Financial Inc. Hong Kong MFS Investment Management 18% SLF U.S. 1,271 Corporate Headquarters Sun Life Hong Kong Limited Head Office products and services through its more than 29% SLF ASSET MANAGEMENT 1,374 150 King Street West 10/F, Sun Life Tower, The Gateway 111 Huntington Avenue 1, 2 1, 3 Toronto, Ontario, Canada M5H 1J9 15 Canton Road Boston, Massachusetts, USA 02199 30,000 employees and 89,000 advisors 10% SLF ASIA Tel: 416-979-9966 Kowloon, Hong Kong Tel: 617-954-5000 to more than 37 million clients worldwide. 7% SLF U.K. Website: sunlife.com Tel: (852) 2103-8888 Toll-Free: (Canada and U.S. only) 1,479 1,943 1,920 2,253 Call Centre: (852) 2103-8928 1-800-343-2829 Sun Life Financial Canada Website: sunlife.com.hk Website: mfs.com Underlying Net Income by Business Group 2012 2013 2014 2015 2012 2013 2014 2015 Canadian Headquarters India 2 Excludes Corporate Support Results 227 King Street South Sun Life Global Investments OUR MISSION OUR CORE VALUES Underlying Net Income Net Income Waterloo, Ontario, Canada N2J 4C5 Birla Sun Life Insurance Company Limited (Canada) Inc. Tel: 1-800-270-7000/91-22-6723-9100 To help clients achieve Integrity Wealth Insurance Operating Reported Tel: 519-888-2290 Corporate Office Website: birlasunlife.com lifetime financial security. VALUE CREATION (C$ MILLIONS) (C$ MILLIONS) Call centre: 1-877-SUN-LIFE/1-877-786-5433 225 King Street West Engagement Website: sunlife.ca Sun Life Assurance Company of Canada Toronto, Ontario, Canada M5V 3C5 Customer Focus Montreal Office India Representative Office Tel: 1-877-344-1434 OUR VISION 1155 Metcalfe Street One India Bulls Centre, Tower 1, 14th Floor, Website: sunlifeglobalinvestments.com Excellence Montreal, Quebec, Canada H3B 2V9 Jupiter Mill Compound To be an international Tel: 514-866-6411 841, Senapati Bapat Marg, Sun Life Investment Management leader in protection and Value 150 King Street West Website: sunlife.ca Elphinstone Road wealth management.
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