Byblos Bank Directory | 10 Directory | 10 Byblos Bank S.A.L
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Profile of the Group
PROFILE OF THE GROUP 15 Profile of the Group | 12 Byblos Bank S.A.L. PROFILE OF THE GROUP Established in Jbeil (Byblos), Lebanon, in 1950, the Byblos Bank Group is a leading financial institution Our History focused on the domestic and selected overseas markets. After nearly six decades of consistent growth, Byblos Bank now has an extensive network of 77 branches spread evenly across Lebanon. The Group also has expanded to several other countries, including Armenia, Belgium, Cyprus, the Democratic Republic of the Congo, France, Iraq, Nigeria, Sudan, Syria, the United Arab Emirates, and the United Kingdom. Our Strategic Goals The focus of Byblos Bank’s strategy is to build on our leading position in the Lebanese market while diversifying into foreign ones. To do this, we strive to be a full-service bank providing comprehensive solutions for our customers in consumer banking, commercial banking, capital markets, correspondent banking, and assorted advisory services. Our Major Lines Consumer Banking Commercial Banking of Business Correspondent Banking Financial Markets Our Values Integrity Customer Focus Teamwork Performance Our Mission “Byblos Bank Group is a universal institution that is focused on the domestic and regional markets while striving to offer world-class services to its customers, fulfillment to its employees, and economic benefit to the communities it serves.” KEY DATES Our past gives us vision and strength and shows us the way to better seize all available future opportunities. Establishment of Establishment of Opening of Byblos Société Commerciale Adonis Insurance Bank Africa in et Agricole Byblos and Reinsurance Khartoum, Sudan. Bassil Frères & Co., Company’s name Co. -
Annual Report 2016
TABLE OF CONTENTS THE YEAR IN BROAD STROKES ...................................................................................................................................................................... 3 Financial Highlights ................................................................................................................................................................................................................................................... 4 A Message from the Chairman ................................................................................................................................................................................................. 6 The Lebanese Economy in 2016 ......................................................................................................................................................................................................... 8 PROFILE OF THE GROUP .............................................................................................................................................................................. 15 OPERATIONS AND GOVERNANCE ....................................................................................................................................................... 19 Year in Review .......................................................................................................................................................................................................................................................................... -
Lebanon This Week
Issue 158 March 15-19, 2010 Economic Research & Analysis Department LEBANON THIS WEEK In This Issue Charts of the Week Economic Indicators....................1 Investment Freedom Index in Arab Countries for 2010 70 65 65 60 Capital Markets...........................1 60 55 55 55 50 50 45 45 45 45 Lebanon in the News...................2 Lebanon ranks 45th globally, 6th in 40 35 35 MENA region in electronic participation 30 Payments to the Kuwait Petroleum 20 Corporation and Sonatrach account for 20 95% of Treasury transfers to Electricité 10 du Liban 10 Growth and credit outlooks depend on 0 budget outcome, reform implementa- tion UAE Oman Egypt Qatar Syria Libya Jordan Kuwait Yemen Algeria Tunisia Industrial exports up 17% to $242m in Bahrain Morocco Lebanon January 2010 Saudi Arabia Investment Freedom Index for Lebanon Lebanon's travel and tourism economy to generate $12.4bn this year 60 Most tourists spending in Lebanon orig- inated from Saudi Arabia and UAE in 55 first two months of 2010 50 50 Cash transfers up 9% to $721m in first half of 2009, UAE is largest source and Philippines is main destination 40 Central Bank business survey: industrial activity down in third quarter of 2009 30 30 30 30 30 30 Central Bank lifts secrecy of 14 cases suspected of money laundering 20 Corporate Highlights ..................7 2004 2005 2006 2007 2008 2009 2010 Stable outlook for Lebanese banking system Source: Heritage Foundation/Wall Street Journal, 2010 Car sales down 12.1% year-on-year in first two months of 2010 Quote to Note BLC Bank's profits -
Byblos Bank S.A.L. Corporate Profile | 09 Corporate Profile Corporate Profile | 09 Byblos Bank S.A.L
19 Corporate Profile Byblos Bank S.A.L. Corporate Profile | 09 Corporate Profile Corporate Profile | 09 Byblos Bank S.A.L. Profile of 20 the Group OUR MAJOR LINES OF BUSINESS OUR Established in Jbeil (Byblos), --- Consumer Banking Lebanon, in 1950, the Byblos --- Commercial Banking HISTORY Bank Group is a leading financial --- International Banking institution focused on domestic --- Financial Markets and selected overseas markets. After nearly six decades of consistent growth, Byblos Bank OUR now has an extensive branch network of 77 branches spread VALUES evenly across Lebanon. The Group also has expanded to --- Integrity several other countries, including --- Mutual Respect Armenia, Belgium, Cyprus, --- Professionalism the Democratic Republic of --- Accountability the Congo, France, Iraq, Nigeria, --- Customer Focus Sudan, Syria, the United Arab --- Teamwork Emirates, and the United Kingdom. OUR MISSION OUR The focus of Byblos Bank’s “Byblos Bank Group is a universal strategy is to build on our institution that is focused on the STRATEGIC leading position in the Lebanese domestic and regional markets market while diversifying into while striving to offer world- GOALS foreign ones. To do this, we class services to its customers, strive to be a full-service bank fulfillment to its employees, providing comprehensive and economic benefit to the solutions for our customers in communities it serves.” commercial, trade and project financing, retail banking, private banking, asset management, and assorted advisory services. Our past gives us vision and strength KEY DATES and shows us the way to better seize all available future opportunities. Establishment of Société Company’s name Acquisition of Acquisition of Wedge Commerciale et Agricole Byblos changed to Byblos Banque Beyrouth Bank Middle East’s Bassil Frères & Co., engaged in Bank S.A.L. -
Inter-Agency Q&A on Humanitarian Assistance and Services in Lebanon (Inqal)
INQAL- INTER AGENCY Q&A ON HUMANITARIAN ASSISTANCE AND SERVICES IN LEBANON INTER-AGENCY Q&A ON HUMANITARIAN ASSISTANCE AND SERVICES IN LEBANON (INQAL) Disclaimers: The INQAL is to be utilized mainly as a mass information guide to address questions from persons of concern to humanitarian agencies in Lebanon The INQAL is to be used by all humanitarian workers in Lebanon The INQAL is also to be used for all available humanitarian hotlines in Lebanon The INQAL is a public document currently available in the Inter-Agency Information Sharing web portal page for Lebanon: http://data.unhcr.org/syrianrefugees/documents.php?page=1&view=grid&Country%5B%5D=122&Searc h=%23INQAL%23 The INQAL should not be handed out to refugees If you and your organisation wish to publish the INQAL on any website, please notify the UNHCR Information Management and Mass Communication Units in Lebanon: [email protected] and [email protected] Updated in April 2015 INQAL- INTER AGENCY Q&A ON HUMANITARIAN ASSISTANCE AND SERVICES IN LEBANON INTER-AGENCY Q&A ON HUMANITARIAN ASSISTANCE AND SERVICES IN LEBANON (INQAL) EDUCATION ................................................................................................................................................................ 3 FOOD ........................................................................................................................................................................ 35 FOOD AND ELIGIBILITY ............................................................................................................................................ -
Three Conquests of Canaan
ÅA Wars in the Middle East are almost an every day part of Eero Junkkaala:of Three Canaan Conquests our lives, and undeniably the history of war in this area is very long indeed. This study examines three such wars, all of which were directed against the Land of Canaan. Two campaigns were conducted by Egyptian Pharaohs and one by the Israelites. The question considered being Eero Junkkaala whether or not these wars really took place. This study gives one methodological viewpoint to answer this ques- tion. The author studies the archaeology of all the geo- Three Conquests of Canaan graphical sites mentioned in the lists of Thutmosis III and A Comparative Study of Two Egyptian Military Campaigns and Shishak and compares them with the cities mentioned in Joshua 10-12 in the Light of Recent Archaeological Evidence the Conquest stories in the Book of Joshua. Altogether 116 sites were studied, and the com- parison between the texts and the archaeological results offered a possibility of establishing whether the cities mentioned, in the sources in question, were inhabited, and, furthermore, might have been destroyed during the time of the Pharaohs and the biblical settlement pe- riod. Despite the nature of the two written sources being so very different it was possible to make a comparative study. This study gives a fresh view on the fierce discus- sion concerning the emergence of the Israelites. It also challenges both Egyptological and biblical studies to use the written texts and the archaeological material togeth- er so that they are not so separated from each other, as is often the case. -
Detailed Itinerary
Detailed Itinerary Trip Name: [10 days] People & Landscapes of Lebanon GENERAL Dates: This small-group trip is offered on the following fixed departure dates: October 29th – November 7th, 2021 February 4th – Sunday 13th, 2022 April 15th – April 24th, 2022 October 28th – November 6th, 2022 Prefer a privatized tour? Contact Yūgen Earthside. This adventure captures all the must-see destinations that Lebanon has to offer, whilst incorporating some short walks along the Lebanon Mountain Trail (LMT) through cedar forests, the Chouf Mountains and the Qadisha Valley; to also experience the sights, sounds and smells of this beautiful country on foot. Main Stops: Beirut – Sidon – Tyre – Jezzine – Beit el Din Palace – Beqaa Valley – Baalbek – Qadisha Valley – Byblos © Yūgen Earthside – All Rights Reserved – 2021 - 1 - About the Tour: We design travel for the modern-day explorer by planning small-group adventures to exceptional destinations. We offer a mixture of trekking holidays and cultural tours, so you will always find an adventure to suit you. We always use local guides and teams, and never have more than 12 clients in a group. Travelling responsibly and supporting local communities, we are small enough to tread lightly, but big enough to make a difference. DAY BY DAY ITINERARY Day 1: Beirut [Lebanon] (arrival day) With group members arriving during the afternoon and evening, today is a 'free' day for you to arrive, be transferred to the start hotel, and to shake off any travel fatigue, before the start of your adventure in earnest, tomorrow. Accommodation: Hotel Day 2: Beirut City Tour After breakfast and a welcome briefing, your adventure begins with a tour of this vibrant city, located on a peninsula at the midpoint of Lebanon’s Mediterranean coast. -
Byblos Bank S.A.L. Structure and Strategy | 08 Structure Structure and Strategy | 08 Byblos Bank S.A.L
7 Structure and Strategy Byblos Bank S.A.L. Structure and Strategy | 08 Structure Structure and Strategy | 08 Byblos Bank S.A.L. Governance: Traditional Values at Work 8 in a Changing World As a strong proponent and avid practitioner of transparent business practices, responsible lending policies and careful investment strategies, the Byblos Bank Group conducts Founded in 2004, our Group regular reviews to ensure Risk Management (GRM) that its governance model division uses the guidelines set remains appropriate to both down by Basel II as a starting regulatory requirements and point. GRM appraises the market developments and is Group’s position according to being adhered to. Our systems, several factors, including credit, codes of conduct and internal operational, and market risks, controls are designed with as well as those associated with an eye toward meeting the interest rates, liquidity, and credit requirements of Basel II and concentration risks (measured other international standards. by country, industry, borrowers Since many of these follow and connected groups thereof). definitions of “best practice” as GRM has also authored a Risk determined by thoroughgoing Management Charter aimed and carefully studied research, at obtaining organizational they are also consistent with structures suitable for the a determination to develop a management of the Group’s Group-wide approach to risk that strategic, operational and facilitates accurate assessment financial risk, as well as its and successful management by compliance goals. individual departments. In keeping with Basel II’s emphasis on accurately managing and quantifying credit, market and operational risks, Byblos Bank relies on departments established within the GRM Division. -
Download the General Business Conditions of Byblos Bank Europe
GENERAL BUSINESS CONDITIONS OF BYBLOS BANK EUROPE S.A. GENERAL BUSINESS CONDITIONS OF BYBLOS BANK EUROPE S.A. .................... 1 I. GENERAL CONDITIONS ........................................................................................... 3 Article 1: Field of application ...................................................................................................................................... 3 Article 2: Identity, legal capacity and powers .................................................................................................... 3 Article 3: Powers of attorney ....................................................................................................................................... 4 Article 4: Specimen signatures ................................................................................................................................... 5 Article 5: Correspondence ............................................................................................................................................. 5 Article 6: Dispatch and transport of documents and assets/securities ............................................. 6 Article 7: Professional discretion .............................................................................................................................. 6 Article 8: Data protection............................................................................................................................................. 10 Article 9: Deposit protection ..................................................................................................................................... -
Lebanon This Week
Issue 143 November 16-20, 2009 Economic Research & Analysis Department LEBANON THIS WEEK In This Issue Charts of the Week Economic Indicators....................1 Investment* in Similarly-Rated Countries for 2009 (% of GDP) 48.8 Capital Markets...........................1 50 37.7 Lebanon in the News...................2 40 35.2 31 Lebanon ranks second in Arab world in 28.7 27.9 economic freedom 30 23 22.1 21.9 20.6 19.6 19 18 18 17.7 17.4 Fiscal deficit revised downward on 20 16.5 strong revenues 10 Lebanon ranks 130th globally, 14th among Arab countries on corruption 0 index Fiji Launch of code of ethics for SMEs in Benin Belize Bolivia Kenya Georgia Lebanon Grenada Median B Paraguay Lebanon SurinameSri Lanka Argentina Cameroon Cape Verde Burkina Faso Cleared checks up 4% to $46bn in first 10 months of 2009 Dominican Republic Lebanon's WTO accession to have min- imal impact on agriculture Investment in Lebanon (% of GDP) Lebanon ranks 59th globally, 6th in 20 MENA region in medium & high tech- nology exports relative to manufactured exports 18.5 18.2 Number of tourists up 43% in first 10 17.8 months of 2009 18.0 18 17.6 Most tourism spending year-to-October originates from Saudi Arabia Beirut port revenues up 26% to $135m in first 10 months of 2009 Construction permits up 9.5% in first 9 15 months of 2009 2007 2008 2009E 2010F 2011F Corporate Highlights .................6 *Expenditures on capital goods including plant, equipment and housing, plus the change in inventories- Byblos Bank 2009 Preferred Shares list- nvestment plus the current -
Members' Magazine
oi.uchicago.edu News & Notes MEMBERS’ MAGAZINE ISSUE 241 | SPRING 2019 | TRAVEL oi.uchicago.edu THE ORIENTAL INSTITUTE 1155 East 58th Street Chicago, IL, 60637 WEBSITE oi.uchicago.edu FACSIMILE 773.702.9853 MEMBERSHIP INFORMATION 773.702.9513 [email protected] MUSEUM INFORMATION 773.702.9520 SUQ GIFT AND BOOK SHOP 773.702.9510 ADMINISTRATIVE OFFICE 773.702.9514 [email protected] MUSEUM GALLERY HOURS Mon: Closed Sun–Tue, Thu–Sat: 10am–5pm Wed: 10am–8pm CREDITS Editors: Matt Welton, Charissa Johnson, Rebecca Cain, Steve Townshend, & Tasha Vorderstrasse Designers: Rebecca Cain, Matt Welton, & Charissa Johnson Additional photos: Judith R. Kolar, Sara Jean Lindholm, & George Surgeon News & Notes is a quarterly publication of the Oriental Institute, printed exclusively as one of the privileges of membership. ON THE COVER: View of the Nile from the Old Cataract Hotel, Aswan Egypt. BACKGROUND: Castelli drawing of a wondrous pear in human form. Biblioteca Communale di Palermo, Ms.3 Qq E 94, fol. 36r. oi.uchicago.edu From the DIRECTOR’S STUDY REMEMBERING MIGUEL CIVIL (1926–2019) Miguel Civil’s scholarly contributions are simply monumental—more than any other scholar, he shaped the modern, post-WWII, study of Sumerology. Our understanding of Sumerian writing, lexicography, grammar, literature, agriculture, and socio-economic institutions all bear his deep imprint. He was a mentor, teacher, and friend to two generations of Sumerologists, Assyriologists, and archaeologists. It remains the greatest honor of my career to have come to Chicago to replace Miguel after he retired in 2001. Born outside of Barcelona in 1926 and trained in Paris, Miguel came to the US in 1958 to take the position of associate researcher under Samuel Noah Kramer at the Uni- versity of Pennsylvania. -
Lebanon National Operations Room Daily Report on COVID-19
Lebanon National Operations Room Daily Report on COVID-19 Wednesday, September 23, 2020 Report #189 Time Published: 10:00 PM *The Above data was last updated at 10:00 PM Number of Cases by Location • 6,355 case is Under investigation Beirut Cases Matn Cases Aleyh Cases Kesrwen Cases Ein El Mraysseh 2 Borj Hammoud 8 Amrousiyyeh 13 Sarba 7 Wata El Mseitbeh 1 Bouchrieh 4 Oumara 6 Bouar 1 Hamra 10 Sin El Fil 11 Bleibel 4 Kaslik 1 Raouche 7 Jisr El Basha 1 Aley 1 Haret Sakhr 1 Mseitbeh 8 Jal el Deeb 5 Hay El Sillom 16 Adonis 4 Mazraa 3 Jdeidet El Metn 6 Aramoun 26 Sahel Alma 3 Qoreitem 2 Horch Tabet 1 Aitat 1 Safra 1 Tariq Jdeedeh 14 Dekwene 9 Bshamoun 3 Zouk Mosbeh 3 Ras El Nabeh 8 Naqqash 4 Houmal 2 Kfaryassine 1 Achrafieh 5 Antelias 4 Khaldeh 4 Ghazir 1 Mar Elias 4 Sed El Baouchrieh 3 Kahale 1 Kleiaat 1 Tallet El Khayyat 2 Zalka 4 Souk El Ghareb 2 Ashkout 1 Basta Tahta 5 Dbayeh 1 Ein Dara 1 Tabarja 1 Sanayeh 1 Mansouriyeh 3 Majdel Baana 1 Adma Dafneh 3 Zarif 1 Rawda 3 Zghorta Cases Ballouneh 1 Basta El Fawka 2 Qornet Chehwan 3 Zghorta 1 Sehaile 1 Borj Abi Haydar 2 Bqannaya 1 Erdeh 3 Daraya 2 Ras Beirut 1 Mkalles 2 Majdlayya 1 Jeita 2 Manara 6 Sabtieh 3 Ehden 2 Ftouh Fatqa 1 Others 13 Byaqout 1 Meryata 3 Chnaniir 1 Baabda Cases Bekfayya 2 Rasheen 1 Dlebta 1 Chiah 8 Broummana 2 Sebael 1 Others 2 Jnah 4 Mazraet Deir Awkar 1 Others 4 Beqaa Gharby Cases Ouzai 3 Beit Merry 2 Baalbak Mashghara 5 Bir Hassan 6 Fanar 3 Baalbak 4 Mansoura 2 Forn El Shubbak 3 Bsalim 9 Sereen El Fawka 7 Kamed El Loz 1 Kfarshima 3 Dayshounieh 1 Talya 1 Ghazzeh 1 Ein