Property for Sale in Menorca Bonnin Sanso
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THE DREAM SCENE N E W S L E T T E R Issue No
THE DREAM SCENE N e w s l e t t e r Issue no. 41 1st of July 2010 Bienvenido a todos and to Søren, one of our readers in Denmark, en varm velkomst. Well here we are again, July - sun, sea and mosquitos! ( See page 12) It’s 30° in the shade at 18.30, beautiful! There are some holiday makers around, the Spanish being in the majority, with the anglosajons still very thin on the ground. The pools look so inviting at the moment. While speaking to Julian of First Choice this week, he told me that it is likely he will be closing the minimarket in the near future. There is not sufficient demand to keep the shop open. When you remember what this little shop has to offer - open every day with fresh bread and other staples, newspapers, postcards, stamps, a post box and much, much more - it will be a shame to lose it. It has been an asset to the community but as the old adage goes, ‘Use ‘em or lose ‘em!’ Ann and Phil Ball are holding a charity bash at No. 246 in Dream Hills 2 on Thursday July 22nd between 3pm ‘till 6pm. There will be lots of cakes, scones, cream etc with tea, coffee or soft drinks. The cost is just €2.50 per person plus €1 for the raffle. All proceeds and donations will go to the AECC Contra Cancer. We are certainly looking forward to it and hope that you can make it too. Put it in your diary! There is plenty happening in July here. -
Bienvenidos|Welcome2016
MENORCA Bienvenidos | Welcome 2016 DANIEL CARDONA ISERN EJEMPLAR GRATUITO FREE COPY VacacionesMenorca ense viveMenorca en Menorcan holidays Santa Teresa Cala Morell Binimel-la Fornells Son Parc Arenal d’En Castell Na Macaret Ciutadella Port d’Addala Cala Blanes Es Mercadal Ferreríes Sa Caleta Caphort Santandría Cala Blanca Illa d’En Colom San Joan Na Vermeya Son de Missa Son Olivar Vell Catar Es Grau Santa Es Migjorn Gran Galdana Aaior Torre Saura Macarella Cala’n Bosch Son Xoriguer Sant Tomás Cala Mesquida Son Sant Jaume Bou MAÓ Sant Llorent Cala Llonga La Mola Es Castell Cala d’En Porter Sant Climent Sant Lluis Binidall S’Algar Binibeca Vell Cala Alcaufar Punta Prima Av. de la Playa s/n. Zona Comercial Cala Blanca - 07769 Ciutadella - Menorca - Tel.: 971 380 392 2 www.maribelmenorca.com Menorca BIENVENIDOS a Menorca 22·24|TalayóticaTalayótica La revista que tiene en sus manos pretende ser una guía para su estancia en Menorca Talayotica la Isla, un lugar en el que podrá disfrutar de atractivas playas, pero donde también encontrará una amplia oferta del denominado turismo activo, co- mo excursiones, paseos en barco o rutas en bicicletaoacaballo. Pero Me- Playas norca es mucho más que eso, y por ello también recomendamos visitas a los recintos arqueológicos y diferentes monumentos de interés, sin pasar 26·28|TheThe beaches beaches por alto una invitación a degustar la gastronomía local o participar en las tradicionales fiestas populares. Geología WELCOME to Menorca 30·34|GeologyGeology This magazine sets out to act as your guide during your stay on the island, a 30·34 place where you can enjoy beautiful beaches but where you will also fi nd a wide range of choices in the so-called ‘active tourism’ category, such as Rutas walks, boat trips, bicycle rides or horse treks. -
Fundação La Caixa
”la Caixa” Annual Report Trust, social commitment and excellence in service 2009 ”la Caixa” GROUP HIGHLIGHTS Financial Information CHANGE Figures in millions of euros 2009 2008 AMOUNT % Balance Sheet Total assets 271,873 260,827 11,046 4.2 Total Banking Business volume 415,825 414,123 1,702 0.4 Loans and credits, gross 178,026 176,423 1,603 0.9 Total customer funds 237,799 237,700 99 0.0 Investee portfolio: Market value of listed companies 20,118 14,691 5,427 36.9 Unrealised gains on listed companies 3,945 1,026 2,919 284.5 Income Statement Net interest income 3,932 3,508 424 12.1 Recurring gross income 7,187 6,752 435 6.4 Recurring net operating income 3,622 3,223 399 12.3 Recurring profit after tax 2,004 2,317 (313) (13.5) Recurring profit attributable to the ”la Caixa” Group 1,710 2,052 (342) (16.7) Net extraordinary profit (200) (250) 50 Profit attributable to the ”la Caixa” Group 1,510 1,802 (292) (16.2) Efficiency and Profitability Recurring efficiency ratio (Administrative expenses / Gross income) 42.9% 45.2% (2.3) ROE (Recurring attributable profit / Average own funds) 11.3% 14.8% (3.5) ROA (Net recurring profit / Average total assets) 0.8% 1.0% (0.2) RORWA (Net recurring profit / Risk-weighted assets) 1.6% 2.0% (0.4) Risk Management NPL ratio 3.42% 2.48% 0.94 NPL coverage ratio 62% 66% (4) NPL coverage ratio including mortgage collateral 127% 129% (2) ”la Caixa” Liquidity 21,208 22,262 (1,054) (4.7) Capital Adequacy - BIS II Core capital 8.7% 8.8% (0.1) Tier 1 10.4% 10.1% 0.3 Capital ratio (BIS II ratio) 11.0% 11.0% 0.0 Own funds -
Travel Guide for Renal Patients 2017/2018 You Deserve Some Revitalizing Holidays
Travel Guide for Renal Patients 2017/2018 You deserve some revitalizing holidays 22 Destinations in Spain tailored to your needs d.HOLIDAY New opening in MALLORCA www.dialisisvacacional.es In association with d.HOLIDAY your holiday dialysis clinic Catalonia Badalona P. 38 Index Barcelona P. 40 Hospitalet de Llobregat P. 42 Welcome P. 06 Pineda de Mar P. 4 4 Mataró P. 46 Medical recommendations P. 08 Community of Valencia Valencia P. 50 A renal patients experience P. 10 Vinaròs P. 52 Oropesa del Mar P. 54 Nutritional advise P. 12 Galicia Pontevedra P. 58 Andalusia Vilagarcia de Arousa P. 60 Estepona P. 16 Balearic Islands Torremolinos P. 18 Málaga P. 20 Mallorca P. 64 Torre del Mar (Axarquía) P. 22 Madrid Huelva P. 24 Minas de Rio Tinto P. 26 Madrid P. 68 Cartaya P. 28 Sevilla P. 30 Our centres P. 70 Motril P. 32 Jaén P. 34 Institutional support P. 72 Travel Guide for Renal Patients 5 The photos correspond to typical local dishes, always remember to ask according to the diet marked by your doctor. Welcome Dear Patient: It is an honour for me to present to you the first Travel Guide for renal patients. At Diaverum we believe that the quality of life of a patient suffering from a kidney related illness depends on the treatment that they receive and by ensuring that their daily routine isn’t disrupted as a consequence. In this sense, we consider traveling a right one should not renounce because they have a kidney disease. Therefore, in recent years we have undertaken important investments that have led to the opening of new dialysis centers in locations with great tourist and holi- day attractions, thus combining well deserved holidays with the highest quality of medical treatment. -
HPB Tenancies E-Brochure – 2013
The Holiday Property Bond TENANCY PROGRAMME 2013 The Holiday Property Bond BONDHOLDERS RESERVATIONS Telephone: 01638 666262 Fax: 01638 674719 Website & online booking: www.hpb.co.uk Email: [email protected] (general enquries only) FAMILY & FRIENDS RESERVATIONS Telephone: 01638 674733 Fax: 01638 674719 Website & online booking: www.hpbtenancies.co.uk Email: [email protected] (general enquries only) HPB TRAVEL CLUB Telephone: 01638 666262 Website: www.hpbtravel.co.uk OFFICE OPENING HOURS Monday to Friday: 09:00–17:30 hrs Saturday: 09:00–12:30 hrs Castle Lodge, Northumberland Front cover image - Hamlet 5, Gozo Welcome to the HPB Tenancy Programme The 2013 Tenancy programme has reached a landmark anniversary – 21 years of operation. From small beginnings in 1993, the portfolio has increased in size to offer an extensive collection of properties in diverse destinations throughout Europe, the UK and even Barbados. The portfolio has developed with the times and changed beyond recognition in many respects. What remains however is our commitment to seeking out holiday homes which will provide the ideal base from which you can explore the area or simply relax and let the world go by. Overseas, there are wonderful villas with private pools for the ultimate in privacy or alternatively groups of apartments where one can meet fellow Bondholders, whilst the UK offers a range of properties to include country cottages, period houses and apartments, some of which are on grand estates. New for 2013 are two rather special villas, Hamlet 5 in Gozo and Villa Adonis in Corfu; both offer a high standard of accommodation and feature exceptional views.