NEW WHIT PRODUCT– SUPERIOR VISION

Vision Plans offered by Superior Vision:

 20 Years in Business  AM Best Rating* A-  Strength of the national Vision Network  48,000 providers nationwide  Optometrists  Ophthalmologists  Opticians and Optical Chains

Major Chain Stores Listed Below, but not limited to, please see website for full provider directory.

America’s Best Contacts LensCrafters Taylor SVS Vision and Eyeglasses Nationwide Vision Crown Optical Schaeffer Eye Center Cohen's Fashion Optical Dr. Tavel’s Family Eye Site for Sore Eyes Doctor’s Vision Center Sam’s Club Optical Care Texas State Optical Eyeglass World Sears Optical Eye Care Associates Today’s Vision Eyeland Shopko Vision Eyecarecenter VisionFirst Sterling Optical Longe Optical Vision Source EyeMasters Master Eye Associates For Eyes Optical Berkeley Eye Center Midwest Vision Centers Costco (Eff. 1/1/14) JCPenney Optical Campbell Cunningham & H. Rubin Vision Centers

 Online Contact Lenses at www.svcontacts.com  30% discount off retail (all major brands and types of contact lenses)  Contacts delivered directly to home address  Incremental orders (may use allowance all year long)  Vision ~ A Free Wellness Component ~ SmartAlert

For more information please visit: www.superiorvision.com In Network Plan 1 Plan 1 Materials Only

Exam Copay $20 No benefit

Exam Frequency 12 months No benefit

Material Copay $0 $20

Lense Frequency 12 months 12 months

Single paid in full paid in full

Bifocal paid in full paid in full

Trifocal paid in full paid in full

Progressive trifocalallowance trifocalallowance

Lenticular paid in full paid in full

Frames Allowance $125 allowance $125 allowance

Frames Frequency 24 months 24 months

Contact Lens Fitting-Copay $25 $25

Contact Lenses $120 allowance $120 allowance

Contact Lens Frequency 12 months 12 months

Employee Only $6.68 $4.42 Employee / Spouse $13.22 $8.72 Employee / Children $12.96 $8.56 Employee / Family $19.72 $13.00 In Network Plan 2 Plan 2 (Materials Only)

Exam Copay $20 No benefit

Exam Frequency 24 months No benefit

Material Copay $0 $20

Lense Frequency 24 months 24 months

Single paid in full paid in full

Bifocal paid in full paid in full

Trifocal paid in full paid in full

Progressive trifocalallowance trifocalallowance

Lenticular paid in full paid in full

Frames Allowance $125 allowance $125 allowance

Frames Frequency 24 months 24 months

Contact Lens Fitting-Copay $25 $25

Contact Lenses $120 allowance $120 allowance

Contact Lens Frequency 24 months 24 months

Employee Only $5.20 $3.46 Employee / Spouse $10.28 $6.84 Employee / Children $10.08 $6.70 Employee / Family $15.32 $10.20 In Network Plan 3 Plan 3 (Materials Only)

Exam Copay $25 No benefit

Exam Frequency 24 months No benefit

Material Copay $25 $25

Lense Frequency 24 months 24 months

Single paid in full paid in full

Bifocal paid in full paid in full

Trifocal paid in full paid in full

Progressive trifocalallowance trifocalallowance

Lenticular paid in full paid in full

Frames Allowance $125 allowance $125 allowance

Frames Frequency 24 months 24 months

Contact Lens Fitting-Copay $25 $25

Contact Lenses $120 allowance $120 allowance

Contact Lens Frequency 24 months 24 months

Employee Only $4.14 $3.30 Employee / Spouse $8.18 $6.54 Employee / Children $8.02 $6.40 Employee / Family $12.20 $9.74  Factory scratch coating, ultraviolet coating, plastic tints, solid or gradients, and anti- reflective coating covered in full when utilizing an in network provider.

 Materials copay applies to lenses and frames only, not contact lenses.

 Standard Contact Lens Fitting applies to a current contact lens user who wears disposable, daily wear, or extended wear lenses only.

 Specialty Contact Lens Fitting applies to new contact wearers and/or a member who wears toric, gas permeable, or multi-focal lenses.

 Covered to the provider's retail amount for a standard lined trifocal lens; member pays the difference between the retail price of the progressive lens they have chosen and their provider's standard lined trifocal lens, plus applicable co-pay.

 Contact lenses are in lieu of eyeglass lenses and frames benefit.

Out-of-Network Providers

Non-Network Providers Superior Vision Pays $37 Opthalmologist / Exam $28 Optomistrist Lenses Single $35 Bifocal $50 Trifocal $60 Lenticular $95 Progressives $60 Frames $61 Contacts Elective $100 Medically Necessary $210