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H.2 Actions of the Board, Its Staff, and The ANNOUNCEMENT H.2, 1988, No. 29 Actions of the Board, its Staff, and BOARD OF GOVERNORS the Federal Reserve Banks; OF THE Applications and Reports Received FEDERAL RESERVE SYSTEM During the Week Ending July 16, 1988. ACTIONS TAKEN BY THE BOARD OF GOVERNORS ADVISORY COUNCILS Consumer Advisory Council. Convened, July 14, 1988. BANK HOLDING COMPANIES The Toyo Trust and Banking Company, Limited, Tokyo, Japan — to acquire Toyo Trust Company of New York, New York, New York. Approved, July 11, 1988. REGULATIONS AND POLICIES Regulation Y — informal hearing concerning the proposed rules to implement the nonbank bank provisions tinder the Competitive Equality Banking Act of 1987 (Docket R-0637). Announced, July 13, 1988. TESTIMONY AND STATEMENTS Monetary policy objectives — statement by Chairman Greenspan before Senate Committee on Banking, Housing, and Urban Affairs, July 13, 1988, and before the House Committee on Banking, Finance and Urban Affairs, July 28, 1988. Authorized, July 11, 1988. ACTIONS TAKEN BY THE STAFF AND THE FEDERAL RESERVE BANKS UNDER DELEGATED AUTHORITY ABBREVIATIONSi BS&R - Banking Supervision and Regulation; C&CA - Consumer and Community Affairs; FOMC - Federal Open Market Committee; FRBO - Federal Reserve Bank Operations; IF - International Finance; OSDM - Office of Staff Director for Management BANK BRANCHES, DOMESTIC Minneapolis The Brookings Bank, Brookings, South Dakota — to establish a branch in Sioux Falls, South Dakota. Approved, July 11, 1988. Richmond First Community Bank, Forest, Virginia — to establish a branch at 3638 Old Forest Road, Lynchburg, Virginia. Approved, July 13, 1988. Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis H.2 JULY 11, 1988 TO JULY 16, 1988 PAGE 2 ACTIONS TAKEN BY THE STAFF AND THE FEDERAL RESERVE BANKS UNDER DELEGATED AUTHORITY BANK BRANCHES, DOMESTIC Philadelphia Meridian Bank, Reading, Pennsylvania — to establish an offsite electronic facility at Super Fresh Food Markets, Inc., New Rodgers Road and Bristol Pike, Bristol, Pennsylvania. Approved, July 11, 1988. BANK HOLDING COMPANIES St. Louis Baden Bancorp, Inc., Wilmington, Delaware — to acquire Bank of New Baden, New Baden, Illinois, and to merge with Lookingglass Banc Corp., Albers, Illinois, and acquire Peoples Bank of Albers. Approved, July 15, 1988. San Francisco The Dai - Ichi Kango Bank, Limited, Tokyo, Japan — to engage de novo in loan and leasing activities through DKB Credit Corporation, New York, New York. Permitted, July 15, 1988. Boston Family Bancorp, Haverhill, Massachusetts — to acquire The Family Mutual Savings Bank. Approved, July 14, 1988. Kansas City Farmers and Merchants Bancshares, Inc., Crescent, Oklahoma — to engage de novo in insurance activities. Permitted, July 14, 1988. Minneapolis First Bank System, Inc., Minneapolis, Minnesota — to engage in insurance activities through Midwestern Brokerage, Inc., d.b.a. Stock’s Insurance Services, Willmar, Minnesota. Approved, July 15, 1988. San Francisco First Interstate Bancorp, Los Angeles, California — to engage de novo in the operation of Nova Financial Services, Inc., Honolulu, Hawaii, an industrial bank. Permitted, July 16, 1988. Cleveland Fryburg Banking Company, Fryburg, Pennsylvania — to acquire First United National Bank. Approved, July 11, 1988. Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis H.2 JULY 11, 1988 TO JULY 16, 1988 PAGE 3 ACTIONS TAKEN BY THE STAFF AND THE FEDERAL RESERVE BANKS UNDER DELEGATED AUTHORITY BANK HOLDING COMPANIES Kansas City Heartland Bancshares, Inc., Fairway, Kansas — to acquire Turner Bancshares, Inc., Kansas City, Kansas. Returned, July 15, 1988. Philadelphia Keystone Financial Inc., Harrisburg, Pennsylvania — to acquire Security National Bank, Pottstown, Pennsylvania. Approved, July 12, 1988. Chicago Lincoln Financial Corporation, Fort Wayne, Indiana — to acquire Peoples Bancshares Corporation, Van Wert, Ohio, and The Peoples Bank and Trust Company. Approved, July 12, 1988. Dallas McCamey Financial Corporation, McCamey, Texas — to acquire McCamey Bancshares, Inc., and Security State Bank. Approved, July 12, 1988. New York Montclair Bancorp, Inc., Montclair, New Jersey — to acquire Montclair Savings Bank. Approved, July 13, 1988. Atlanta National City Financial Group, Inc., Coral Springs, Florida — to acquire National City Bank. Withdrawn, July 14, 1988. Chicago NBD Bancorp, Inc., Detroit, Michigan, and NBD Midwest Corporation, Detroit, Michigan — to acquire Charter Bank Group, Inc., Northfield; Bank of Glenbrook, Glenview; Bank of Northfield, Northfield; Bank of Wheaton, Wheaton; Bank of Winfield, Winfield; Charter Group Life Insurance Company, Northfield; and Charter Agency, Inc., Northfield, Illinois. Approved, July 13, 1988. Chicago Northwest Illinois Bancorp, Inc., Freeport, Illinois, and NWIB/Acquisition Corporation, Inc. — to acquire First State Financial Corporation of Rockford, Rockford, Illinois, and First State Bank and Trust Company. Approved, July 15, 1988. Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis H.2 JULY 11, 1988 TO JULY 16, 1988 PAGE 4 ACTIONS TAKEN BY THE STAFF AND THE FEDERAL RESERVE BANKS UNDER DELEGATED AUTHORITY BANK HOLDING COMPANIES Kansas City NSB Bancshares, Inc., LaCrosse, Kansas — to acquire The Nekoma State Bank. Approved, July 14, 1988. Atlanta Southeast Banking Corporation, Miami, Florida — to engage de novo in credit related insurance through Southeast Mortgage Corporation. Approved, July 13, 1988. BANK MERGERS Cleveland Bank One, Mansfield, Mansfield, Ohio — to merge with Bank One, Ashland, Ohio. Approved, July 13, 1988. BANK PREMISES Cleveland Wheeling Dollar Bank, Wheeling, West Virginia — investment in bank premises. Approved, July 15, 1988. BANKS, NONMEMBER, AND MISCELLANEOUS INSTITUTIONS San Francisco Key Tronic Corporation, Spokane, Washington — transfer agent registration. Approved, July 15, 1988. San Francisco U.S. Leasing International, Inc., San Francisco, California — transfer agent registration. Withdrawn, July 15, 1988. CHANGE IN BANK CONTROL Dallas Crockett Bancshares, Inc., Crockett, Texas — change in bank control. Permitted, July 11, 1988. Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis H.2 JULY 11, 1988 TO JULY 16, 1988 PAGE 5 ACTIONS TAKEN BY THE STAFF AND THE FEDERAL RESERVE BANKS UNDER DELEGATED AUTHORITY COMPETITIVE FACTORS REPORTS Richmond The Bank of Man# Man# West Virginia# proposed merger with Man Interim Bank# Inc.# — report to the Federal Deposit Insurance Corporation on competitive factors. Submitted# July 12# 1988. Kansas City Commerce Bank of Kansas City# N.A.# Kansas City# Missouri# proposed merger with Commerce Bank of Harrisonville# N.A.# Harrisonville; and Commerce Bank of Lexington# N.A.# Lexington — report to the Comptroller of the Currency on competitive factors. Submitted# July 13# 1988. Dallas Compass Bank# Houston# Houston# Texas# proposed merger with Compass Bank Houston# N.A.# and First National Bank of Crosby# Crosby# Texas — report to the Federal Deposit Insurance Corporation on competitive factors. Submitted # July 11# 1988. Richmond Elkridge National Bank# Elkridge# Maryland# proposed merger with New Elkridge National Bank — report to the Comptroller of the Currency on competitive factors. Submitted# July 11# 1988. Dallas First City Bank - Central# Beaumont# Texas# proposed merger with First City Bank - Gateway# National Association — report to the Comptroller of the Currency on competitive factors. Submitted# July 12# 1988. Philadelphia The First National Bank of Nicholson# Nicholson# Pennsylvania# proposed merger with The Nicholson Interim National Bank — report to the Comptroller of the Currency on competitive factors. Submitted# July 13# 1988. Richmond The First National Bank of Romney# Romney# West Virginia# proposed merger with The First National Bank of Romney# Inc. — report to the Comptroller of the Currency on competitive factors. Submitted# July 11# 1988. Digitized for FRASER http://fraser.stlouisfed.org/ Federal Reserve Bank of St. Louis H.2 JULY 11, 1988 TO JULY 16, 1988 PAGE 6 ACTIONS TAKEN BY THE STAFF AND THE FEDERAL RESERVE BANKS UNDER DELEGATED AUTHORITY COMPETITIVE FACTORS REPORTS Chicago F&M Bank of Slinger, Slinger, Wisconsin, proposed merger with F&M Bank of Ashippun, Ashippun, Wisconsin — report to the Federal Deposit Insurance Corporation on competitive factors. Submitted, July 14, 1988. Atlanta Fort Rucker National Bank, Fort Rucker, Alabama, proposed merger with Interim National Bank — report to the Comptroller of the Currency on competitive factors. Submitted, July 15, 1988. Philadelphia Fulton County National Bank and Trust Company, McConnellsburg, Pennsylvania, proposed purchase of the assets and assumption of the liabilities of the Shade Gap Branch of Mellon Bank (Central). N.A., State College, Pennsylvania — report to the Comptroller of the Currency on competitive factors. Submitted, July 12, 1988. Chicago M&I Wauwatosa State Bank, Wauwatosa, Wisconsin — proposed merger with Village Bank of Elm Grove, Elm Grove, Wisconsin — report to the Federal Deposit Insurance Corporation on competitive factors. Submitted, July 12, 1988. Richmond Provident Bank of Maryland, Baltimore, Maryland, proposed merger with First Security Bank of Maryland — report to the Federal Deposit Insurance Corporation on competitive factors. Submitted, July 12, 1988. New York The Provident Savings Bank, Jersey City, New Jersey, proposed acquisition of certain assets and assumption of deposit
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