DOCSLIB.ORG

IBFT- Account Number Formats

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
IBFT- Account Number Formats IBFT- Account Number Formats 1. Al Baraka Bank (Pakistan) Limited Please enter Bank Al-Baraka total digits of account Number: Total Digits of Account Number: 13 Digits Format Example: AAAAAAAAAAAAA Note: A = Account Number 2. Allied Bank Limited Please enter Allied Bank Account Number by following the layout below: Total Digits of Account Number: 13 or 20 Digits Format Example: BBBBAAAAAAAAA or BBBBAAAAAAAAAAAAAAAA Note: B = Branch Code, A = Account Number 3. APNA Microfinance Bank Please enter APNA Microfinance Bank Account Number by following the layout below: Total Digits of Account Number: 16 Digits Format Example: BBBBAAAAAAAAAAAA Note: B = Branch Code, A = Account Number 4. Askari Bank Limited Please enter Askari Bank Account Number by following the layout below: For Branch Banking: Total Digits of Bank Account Number: 14 Digits Format Example: BBBBAAAAAAAAAA Note: B = Branch Code, A = Account Number For Branchless Banking: Total Digits of Bank Account Number: 11 Digits Format Example: 03XXXXXXXXX 5. Bank Al-Falah Limited Please enter Bank Al-Falah Account Number by following the layout below: For Conventional Banking: Total Digits of Account Number: 14 Format Example: BBBBAAAAAAAAAA Note: B = Branch Code, A = Account Number For Islamic Banking: Total Digits of Account Number: 18 Digit Format Example: BBBBAAAAAAAAAAAAAA Note: B = Branch Code, A = Account Number For Branchless Banking: Total Digits of Bank Account Number: 11 Digits Format Example: 03XXXXXXXXX 6. Bank Al-Habib Limited Please enter Bank Al-Habib Account Number by following the layout below: Total Digits of Account Number: 17 Digit Format Example: BBBBTTTTBBBBBBRRC Note: B = Branch Code, A = Account Number, T = Account Type, RR = Digit Running Number, C = Check Digit 7. BankIslami Pakistan Limited Please enter BankIslami total digits of Account Number without hyphen: Total Digits of Account Number: 15 Digit Format Example: AAAAAAAAAAAAAAA Note: A = Account Number 8. Bank of Khyber Please enter Bank of Khyber Account Number by following the layout below: Total Digits of Account Number: 12 or 16 Digit Format Example: BBBBAAAAAAAA or BBBBAAAAAAAAAAAA Note: B = Branch Code, A = Account Number 9. Bank of Punjab Please enter Bank of Punjab Account Number by following the layout below: Total Digits of Account Number: 17 or 16 Digit Format Example: AAAAAAAAAAAAAAAA Or AAAAAAAAAAAAAAAAA Note: A = Account Number 10. Dubai Islamic Bank Please enter Dubai Islamic Bank total digits of Account Number: Total Digits of Account Number: 10 Digit Format Example: AAAAAAAAAA Note: A = Account Number 11. Faysal Bank Limited Please enter Faysal Bank Account Number by following the layout below: Total Digits of Account Number: 14 or 16 Digit Format Example: BBBBAAAAAAAAAA or BBBBAAAAAAAAAAAA Note: B = Branch Code, A = Account Number 12. Finca Microfinance Bank Please enter Finca Microfinance Bank Account Number by following the layout below: For Branch Banking: Total Digits of Account Number: 20 Digit Format Example: 09BBBBTTTTTCCCAAAAAA Note: 09 = Standard Code, B = Branch Code, A = Account Number, T = Account Type, C = Currency Type For Branchless Banking: Total Digits of Bank Account Number: 11 Digits Format Example: 03XXXXXXXXX 13. First Microfinance Bank Please enter First Microfinance Bank Account Number by following the layout below: For Branchless Banking: Total Digits of Account Number: 11 Digit Format Example: 03XXXXXXXXX For Branch Banking: Total Digits of Account Number: 16 Digit Format Example: AAAAAAAAAAAAAAAA Note: A = Account Number 14. First Women Bank Please enter First Women Bank Account Number by following the layout below: Total Digits of Account Number: 20 Digit Format Example: BBBBAAAAAAAAAAAAAAAA Note: B = Branch Code, A = Account Number 15. Habib Bank Limited Please enter Habib Bank Limited Account Number by following the layout below: Total Digits of Account Number: 14 Digit Format Example: BBBBAAAAAAAATT Note: B = Branch Code, A = Account Number, T = Account Type 16. Habib Metropolitan Bank Please enter Habib Metropolitan Bank Account Number by following the layout below: Total Digits of Account Number: 19 Digit Format Example: CZZBBSSSSSCCCAAAAAA Note: C = Country Code, Z= 2 Digit Zone, B = Branch Code, S = Subhead, CCC = Currency Code, A = Account Number 17. Industrial & Commercial Bank of China Please enter ICBC total digits of Account Number: Total Digits of Account Number: 13 or 16 Digit Format Example: AAAAAAAAAAAAA or AAAAAAAAAAAAAAAA Note: A = Account Number 18. JS Bank Limited Please enter JS Bank total digits of Account Number: Total Digits of Core Banking Account Number: 6 Digit Format Example: AAAAAA Note: A = Account Number For Branchless Banking: Total Digits of Account Number: 11 Digit Format Example: 03XXXXXXXXX 19. Khushhali Microfinance Bank Please enter Khushhali Microfinance Bank Account Number by following the layout below: Total Digits of Account Number: 10 Digit Format Example: AAAAAAAAAA Note: A = Account Number 20. MCB Islamic Bank Please enter MCB Islamic Bank Account Number by following the layout below: Total Digits of Account Number: 16 Digit Format Example: BBBAAAAAAAAAAAAA Note: B = Branch Code, A = Account Number 21. Meezan Bank Please enter Meezan Bank Account Number by following the layout below: For Branch Banking: Total Digits of Bank Account Number: 14 Digits Format Example: BBBBAAAAAAAAAA Note: B = Branch Code, A = Account Number For Branchless Banking: Total Digits of Bank Account Number: 11 Digits Format Example: 03XXXXXXXXX 22. Mobilink Microfinance Bank Please enter Mobilink Microfinance Bank total digit Account Number: For Branch Banking: Total Digits of Bank Account Number: 9 Digits Format Example: AAAAAAAAA Note: A = Account Number For Branchless Banking: Total Digits of Bank Account Number: 11 Digits Format Example: 03XXXXXXXXX 23. NRSP Microfinance Bank Limited Please enter NRSP Microfinance Bank Limited Account Number by following the layout below: Total Digits of Account Number: 13 Digit Format Example: BBBPPPAAAAAAA Note: B = Branch, A = Account Number, P = Product code 24. National Bank Of Pakistan Please enter National Bank Of Pakistan digits of Account Number: Total Digits of Account Number: 10 Digit Format Example: AAAAAAAAA Note: A = Account Number 25. Samba Bank Limited Please enter Samba Bank Limited total digits of Account Number: Total Digits of Account Number: 10 Digit Format Example: AAAAAAAAA Note: A = Account Number 26. Silk Bank Limited Please enter Silk Bank Limited total digits of Account Number: For Branch Banking: Total Digits of Bank Account Number: 13 Digits Format Example: BBBBAAAAAAAAA Note: B= Branch, A = Account Number For Credit Card Payment: Total Digits of Bank Account Number: 16 Digits Format Example: CCCCCCCCCCCCCCCC Note: C = Credit Card Number 27. Sindh Bank Limited Please enter Sindh Bank Limited Account Number by following the layout below: Total Digits of Account Number: 14 Digit Format Example: BBBBRRRRRRAAAA Note: B= Branch, R = Business Relation Number, A = Account Number 28. Soneri Bank Limited Please enter Soneri Bank Limited Account Number by following the layout below: Total Digits of Account Number: 15 Digit Format Example: BBBBAAAAAAAAAAA Note: B= Branch, A = Account Number 29. Standard Chartered Please enter Standard Chartered total digits of Account Number: Total Digits of Account Number: 11 or 16 Digit Format Example: AAAAAAAAAAA or AAAAAAAAAAAAAAAA Note: A = Account Number 30. Summit Bank Limited Please enter Summit Bank total digits of Account Number: Total Digits of Account Number: 20 Digit Format Example: AAAAAAAAAAAAAAAAAAAA Note: A = Account Number 31. Telenor Microfinance Bank Please enter Telenor Microfinance Bank Account Number by following the layout below: Total Digits of Account Number: 15 Digit Format Example: AAABBBCCCCCCDDD Note: A = Account Type, B = Branch Code, C= Customer Identification Number, D= Serial Number 32. U Microfinance Bank Please enter U Microfinance Bank Mobile Account Number: For Branchless Banking: Total Digits of Account Number: 11 Digit Format Example: 03XXXXXXXXX For Branch Banking: Total Digits of Account Number: 15 Digit Format Example: BBBBAAAAAAAAAAA Note: B = Branch Code, A= Account Number 33. United Bank Limited Please enter United Bank Limited Account Number by following the layout below: Total Digits Account Number: 13 or 16 Digit Format Example: BBBBAAAAAAAAA or BBBBAAAAAAAAAAAA Note: B = Branch Code, A= Account Number .
Load more

Recommended publications
  • 12. BANKING 12.1 Scheduled Banks Operating in Pakistan Pakistani Banks
    12. BANKING 12.1 Scheduled Banks Operating in Pakistan Pakistani Banks Public Sector Banks Nationalized Banks 1. First Women Bank Limited 2. National Bank of Pakistan Specialized Banks 1. Industrial Development Bank of Pakistan (IDBP) 2. Punjab Provincial Co-operative Bank Limited (PPCB) 3. Zarai Traqiati Bank Limited 4. SME Bank Ltd. Provincial Banks 1. The Bank of Khyber 2. The Bank of Punjab Private Domestic Banks Privatized Bank 1. Allied Bank of Pakistan Limited 2. Muslim Commercial Bank Limited 3. United Bank Limited 4. Habib Bank Ltd. Private Banks 1. Askari Commercial Bank Limited 2. Bank Al-Falah Ltd. 3. Bank Al-Habib Ltd. 4. Bolan Bank Ltd. 5. Faysal Bank Ltd. 6. KASB Bank Limited 7. Meezan Bank Ltd. 8. Metropolitan Bank Ltd 9. Prime Commercial Bank Ltd. 10. PICIC Commercial Bank Ltd. 11. Saudi-Pak Commercial Bank Limited 12. Soneri Bank Ltd. 13. Union Bank Ltd. Contd. 139 12.1 Scheduled Banks Operating in Pakistan Private Banks 14. Crescent Commercial Bank Ltd. 15. Dawood bank Ltd. 16. NDLC - IFIC Bank Ltd. Foreign Banks 1. ABN AMRO Bank NV 2. Al-Baraka Islamic Bank BSC 3. American Express Bank Ltd. 4. Citi Bank NA 5. Deutsche Bank AE 6. Habib Bank AG Zurich 7. Oman International Bank SAOG 8. Rupali Bank Ltd 9. Standard Chartered Bank Ltd. 10. The Bank of Tokyo-Mitsubishi Ltd. 11. The Hong Kong & Shanghai Banking Corporation Ltd. Source: SBP Note: Banks operating as on 30th June, 2004 140 12.2 State Bank of Pakistan - Assets of the Issue Department (Million Rupees) Last Day of June Particulars 2003 2004 2005 Total Assets 522,891.0 611,903.7 705,865.7 1.
    [Show full text]
  • FSR-2019-Complete.Pdf
    Table of Contents Governor’s Message .................................................................................................................................................. i Acknowledgements .................................................................................................................................................. ii FSR Team ................................................................................................................................................................. iii Data Convention and Coverage ............................................................................................................................ iv The Overview ............................................................................................................................................................ 1 Box 1: COVID-19 Pandemic and the Policy Response ........................................................................ 7 Box 2: SBP’s Systemic Risk Survey-5th Wave (January 2020) ........................................................... 16 Box 3: SBP’s Initiatives to Strengthen Stability of the Financial Sector ........................................... 18 Chapter 1: Global and Domestic Macrofinancial Environment ..................................................................... 25 Chapter 2: Financial Markets’ Behavior .............................................................................................................. 34 Section A: Performance and Risk Analysis of Banking Sector
    [Show full text]
  • NCOVID – List of Open Branches
    NCOVID – List of Open Branches Branch Office S. No. Name City/Town Province Address Code Type Shop Nos. 8 & 9, Anum Trade Center, 1 1001 SITE 1 Karachi Branch SD E31B, Ghani Chowrangi, S.I.T.E., Karachi. Korangi Branch, Plot No. 51/9-B Sector 2 1002 Korangi 1 Karachi Branch SD 15 Korangi Industrial Area, Karachi. 10th Floor, Executive Tower, Dolmen 3 1003 Clifton Main Branch Karachi Branch SD City, Marine Drive, Block-4, Clifton, Karachi. 26th Street Branch, 31-C, Badar 4 1004 26th Street D.H.A. Karachi Branch SD Commercial Shop No. 15 & 16, Adam Arcade, Shaheed-e-Millat 5 1005 Karachi Branch SD B.M.C.H.S. Shaheed-e-Millat Road, Road Karachi. Rashid Minhas Road Branch, Block-5, 6 1006 Rashid Minhas Road Karachi Branch SD Gulshan-e-Iqbal Karachi. North Nazimabad Branch, D-5, Block-L, 7 1007 Nazimabad Block L Karachi Branch SD North Nazimabad Karachi.(5 STAR) Gulshan-e-Maymar Branch, Areeba 8 1008 Gulshan -e- Maymar Karachi Branch SD Heaven, SB-3, Sector X-II Karachi. 51-DHTOR, Baqai Medical Centre, Super 9 1009 Baqai University Karachi Branch SD Highway,North Bond).Karachi. Suite No.518, 519 & 520, KSE Building, 10 1010 Khi Stock Exchange Karachi Branch SD Karachi. Shop No 10/44, Daryalal Street, Jodia 11 1011 Jodia Bazar Karachi Branch SD Bazar, Karachi 12 1013 Chaman Chaman Branch BL Khasra # 208 & 209, Mall Road, Chaman Bund Road, Opp Madina Hardware, 13 1014 Pishin Pishin Branch BL Pishin 14 1015 Qilla Saif Ullah Qila Saifullah Branch BL Main Junction Road Qila Saifullah 15 1016 Muslim Bagh Muslim Bagh Branch BL Muslimbagh , Baluchistan Survey No.
    [Show full text]
  • June 30,2020 Table of Contents
    FOR THE HALF YEAR ENDED JUNE 30,2020 TABLE OF CONTENTS Corporate Information 02 Directors’ Report to the Members 03 Directors’ Report to the Members (Urdu) 06 Independent Auditors’ Review Report 08 Condensed Interim Balance Sheet 10 Condensed Interim Profit and Loss Account (Un-Audited) 11 Condensed Interim Statement of Comprehensive Income (Un-Audited) 12 Condensed Interim Cash Flow Statement (Un-Audited) 13 Condensed Interim Statement of Changes in Equity 14 Selected Notes to the Condensed Interim Financial Information 15 CORPORATE INFORMATION BOARD OF EXECUTIVE COMMITTEE TAX CONSULTANT DIRECTORS Mr. Muhammad Akram Shahid Grant Thornton Anjum Rahman Mr. Muhammad Akram Shahid Chairman Chartered Accountants Chairman Mr. Imad Mohammad Tahir Mr. Imad Mohammad Tahir Member BANKERS Mr. Abdul Aziz Khan Director United Bank Limited Member Mr. Muhammad Asghar Sindh Bank Limited Mr. Muhammad Asghar Director Khushali Bank limited Member Bank Al-Habib Limited Mr. Muhammad Saleem Shaikh Mr. Muhammad Saleem Shaikh Summit Bank Limited Director Member Zarai Taraqiati Bank Limited Syed Rahat Ali Shah JS Bank Limited Director HUMAN RESOURCE & Silk Bank Limited First Microfinance Bank Limited Mr. Abdul Aziz Khan REMUNERATION COMMITTEE Soneri Bank Limited Director Mr. Abdul Aziz Khan Telenor Microfinance Bank Limited Mr. Javaid Sadiq Chairman FINCA Microfinance Bank Limited NRSP Microfinance Bank Limited Director Mr. Javaid Sadiq Habib Metropolitan Bank Limited Member Mr. Imam Bukhsh Baloch National Bank of Pakistan Limited (SBP-FPT is under process) Mr. Imad Mohammad Tahir The Bank of Punjab Limited Director Member U Microfinance Bank Limited Syed Rahat Ali Shah Mobilink Microfinance Bank Limited PRESIDENT / CHIEF Member EXECUTIVE OFFICER Mr. Muhammad Saleem Shaikh REGISTERED OFFICE Member Mr.
    [Show full text]
  • Allied Bank Is the First Muslim Bank, to Have Been Established on the Territory That Became Pakistan
    ALLIED BANK LIMITED MONEY AND BANKING Vision To become a dynamic and efficient bank providing integrated solutions in order to be the first choice bank for the customers. Mission • To provide value-added services to our customers • To provide high-tech innovative solutions to meet customers requirements • To create sustainable value through growth, efficiency and diversity for all stakeholders • To provide a challenging work environment and reward dedicated team members according to their abilities and performance • To play a proactive role in contributing towards the society 1 ALLIED BANK LIMITED MONEY AND BANKING BOARD OF DIRECTORS: Board of Directors (left to right) Mohammad Naeem Mukhtar (Chairman) Mohammad Waseem Mukhtar (Director) Sheikh Jalees Ahmed (Director) Sheikh Mukhtar Ahmed (Director) Abdul Aziz Khan (Director) Mubashir A. Akhtar (Director) Khalid A. Sherwani (Chief Executive Officer) Muhammad Raffat (Company Secretary) 2 ALLIED BANK LIMITED MONEY AND BANKING OVERVIEW OF ALLIED BANK LIMITED: Type Public as "Australasia Bank", 1942 Founded Lahore, Pakistan Headquarters Lahore, Pakistan Industry Finance and Insurance Products Financial Services Revenue Allied Bank is located in Lahore, Punjab, Pakistan. It was established in 1942 before independence, Allied Bank Limited is one of the largest banks in Pakistan with 735 Branches connected to an online network. In August 2004 the Bank was restructured and the ownership was transferred to Ibrahim Group. A Map of Pakistan showing the location of Allied Bank branches in Pakistan 3 ALLIED BANK LIMITED MONEY AND BANKING HISTORY OF ALLIED BANK LIMITED: Allied Bank is the first Muslim bank, to have been established on the territory that became Pakistan. Established in December 1942 as the Australasia Bank at Lahore with a paid-up share capital of Rs.
    [Show full text]
  • Better STRONGER Together Better STRONGER Together
    ANNUAL REPORT 2016 Better STRONGER Together Better STRONGER Together TABLE of contents 02 Corporate Information 03 Vision, Mission Statement 05 Core Values 06 Management 10 Credit Rating 11 Six Years at a Glance 14 Corporate Social Responsibility (CSR) 18 President’s Message 22 Economic Review 24 Directors’ Report 45 Statement of Compliance with the Code of Corporate Governance 48 Auditors’ Review Report to the members on Code of Corporate Governance 49 Report of Shariah Board 54 Statement of Internal Controls 55 Notice of Annual General Meeting 59 Unsolidated Financial Statements of The Bank of Punjab 155 03Consolidated Financial Statements of The Bank of Punjab and its Subsidiary Punjab Modaraba Services (Pvt.) Limited 250 Pattern of Shareholding 256 Foreign Correspondents Form of Proxy ANNUAL REPORT 2016 01 CORPORATE information Board Of Directors Dr. Pervez Tahir Chairman Mr. Naeemuddin Khan President / CEO Mr. Mohammad Jehanzeb Khan Director Mr. Hamed Yaqoob Sheikh Director Dr. Umar Saif Director Syed Maratib Ali Director Dr. Muhammad Amjad Saqib Director Mr. Mohammed Afzaal Bhatti Director Khawaja Farooq Saeed Director Mr. Saeed Anwar Director Mr. Omar Saeed Director Mr. Raza Saeed Secretary to the Board Central Audit Committee (CAC) Khawaja Farooq Saeed Chairman Mr. Mohammed Afzaal Bhatti Member Mr. Saeed Anwar Member Mr. Omar Saeed Member Board Risk Management Committee (BRMC) Syed Maratib Ali Chairman Mr. Saeed Anwar Member Mr. Omar Saeed Member Human Resource & Remuneration Committee (HR&RC) Mr. Mohammad Jehanzeb Khan Chairman Syed Maratib Ali Member Mr. Mohammed Afzaal Bhatti Member Mr. Naeemuddin Khan Ex-oficio Member Auditors Deloitte Yousuf Adil Chartered Accountants Registered Ofce BOP Tower, 10-B, Block-E-II, Main Boulevard, Gulberg-III, Lahore.
    [Show full text]
  • ANNUAL REPORT 2019 Annual Report 2019
    ANNUAL REPORT 2019 Annual Report 2019 HabibMetro 1 Modaraba Management First Habib Modaraba ( A n I s l a m i c F i n a n c i a l I n s t i t u t i o n ) 2 HabibMetro Modaraba Management Annual Report 2019 A Progressive Partnership Based on True Sharing and Equality At FHM we believe that to be successful in the long term we must continually reassess our competencies, business strategies and risk management approaches in order to cope up with day to day business challenges. The Relationships that exceed beyond normal business this is how we have acquired the standing we possess today as most progressive Modaraba holding the loyalty and trust of all stakeholders across the country. Our achievements are evidence to the solid business fundamentals and consistent financial management policies practiced across the Modaraba. Our focused business strategy keeps us firmly on path of sustainable growth and profitability. Islamic finance is a financial system operates in accordance with Islamic principle of finance. This system encourages economic activities and proper distribution of wealth which ultimately lead to promote social justice which is the key theory of Islamic economic financial system. Consistency in distribution of dividends among the certificate holders along with increase in certificate holders' equity has made FHM a sound and well performing Modaraba within the sector. By the grace of Allah (SWT), FHM has been maintaining its history of continuous payment of profits to its Certificate Holders and never skipped the same in any single year. Modaraba concept is based on Shirkat.
    [Show full text]
  • Consortium Contact Detail (Lahore).Xlsx
    Bank Name Bank of Punjab ‐ Taqwa Islamic Banking Bank Name Meezan Bank 1st Contact person detail 1st Contact person detail Name Ghulam Mustafa Name Muhammad Ehtisham Contact number 0300‐6980309 Contact number 0304‐0920521 / 0345‐4511110 e‐mail address [email protected] e‐mail address [email protected] BOP, 7th floor, big city plaza, liberty Address roundabout opposite monal restaurant, Address 60‐Main boulevard gulberg Lahore main boulevard gulberg Lahore 2nd Contact person detail 2nd Contact person detail Name Abdul Rasheed Name Tassawar Hussain Contact number 0322‐4662808 Contact number 0304‐0920597 / 0345‐4548548 e‐mail address [email protected] e‐mail address [email protected] BOP, 7th floor, Big City Plaza, Liberty Address Roundabout Opposite Monal Restaurant, Address 60‐Main Boulevard Gulberg Lahore Main Boulevard Gulberg III Lahore Bank Name Faysal Bank limited Bank Name National Bank limited 1st Contact person detail 1st Contact person detail Name Syed Mazhar Arslan Name Mr. Farhan Ashraf Contact number 0321‐9449778 Contact number 042‐99268193 / 0321‐4998908 e‐mail address [email protected] e‐mail address [email protected] Faysal Bank, 1‐C, Sikandar Malhi Road, Address Address NBP, 69‐B, Main Boulevard, Gulberg II, Lahore. Canal Park, Gulberg II, Lahore 2nd Contact person detail 2nd Contact person detail Name Fahad Ali Name Mr. Muhammad Ashraf Contact number 0334‐4108658 Contact number 042‐99268428 / 0333‐4786078 e‐mail address [email protected] e‐mail address [email protected] Faysal Bank, 1‐C, Sikandar Malhi Road, NBP, Mezzanine Floor, Pace Tower, 27‐H, College Address Address Canal Park, Gulberg II, Lahore Road, Gulberg II, Lahore.
    [Show full text]
  • June Annual Report
    INSPIRED BY NATURE Nature has those splendors a curious soul desires. There are spectacles that enchant and phenomena that captivate. The making of textile is an inspired event that manifests the richness of the vibrant nature. VISION Setting trends globally in the textile industry. Responsibly delivering products and services to our partners. MISSION To deliver value to our partners through innovative technology and teamwork. Fulfilling our social and environmental responsibilities. VALUES • Integrity • Passion • Creativity • Teamwork Contents Company information 02 Color 03 Texture 05 Details 07 Shape 09 Pattern 11 Organogram 13 Strategic Objectives 14 Product 17 Stakeholders Engagement 18 Profile of the Directors 19 Board Committees 21 Code of Conduct and Ethics 23 Shareholders' Information 24 Chairman’s Message 25 Directors' Report 26 Sustainability Report 31 Financial Highlights 34 Financial Ratios 35 Graphical Analysis 36 Our Value Addition and its Distribution 38 Horizontal Analysis of Financial Statements 39 Vertical Analysis of Financial Statements 40 Comments on Financial Analysis 41 Statement of Compliance with the Code of Corporate Governance 42 Notice of annual general meeting 44 Review report to the members on statement of compliance with best practices of the code of corporate governance 45 Auditors' report to the members 46 Balance sheet 47 Profit and loss account 49 Statement of comprehensive income 50 Cash flow statement 51 Statement of changes in equity 53 Notes to the Financial Statements 54 Attendance at board and
    [Show full text]
  • Prospectus, Especially the Risk Factors Given at Para 4.11 of This Prospectus Before Making Any Investment Decision
    ADVICE FOR INVESTORS INVESTORS ARE STRONGLY ADVISED IN THEIR OWN INTEREST TO CAREFULLY READ THE CONTENTS OF THIS PROSPECTUS, ESPECIALLY THE RISK FACTORS GIVEN AT PARA 4.11 OF THIS PROSPECTUS BEFORE MAKING ANY INVESTMENT DECISION. SUBMISSION OF FALSE AND FICTITIOUS APPLICATIONS ARE PROHIBITED AND SUCH APPLICATIONS’ MONEY MAY BE FORFEITED UNDER SECTION 87(8) OF THE SECURITIES ACT, 2015. SONERI BANK LIMITED PROSPECTUS THE ISSUE SIZE OF FULLY PAID UP, RATED, LISTED, PERPETUAL, UNSECURED, SUBORDINATED, NON-CUMULATIVE AND CONTINGENT CONVERTIBLE DEBT INSTRUMENTS IN THE NATURE OF TERM FINANCE CERTIFICATES (“TFCS”) IS PKR 4,000 MILLION, OUT OF WHICH TFCS OF PKR 3,600 MILLION (90% OF ISSUE SIZE) ARE ISSUED TO THE PRE-IPO INVESTORS AND PKR 400 MILLION (10% OF ISSUE SIZE) ARE BEING OFFERED TO THE GENERAL PUBLIC BY WAY OF INITIAL PUBLIC OFFER THROUGH THIS PROSPECTUS RATE OF RETURN: PERPETUAL INSTRUMENT @ 6 MONTH KIBOR* (ASK SIDE) PLUS 2.00% P.A INSTRUMENT RATING: A (SINGLE A) BY THE PAKISTAN CREDIT RATING COMPANY LIMITED LONG TERM ENTITY RATING: “AA-” (DOUBLE A MINUS) SHORT TERM ENTITY RATING: “A1+” (A ONE PLUS) BY THE PAKISTAN CREDIT RATING AGENCY LIMITED AS PER PSX’S LISTING OF COMPANIES AND SECURITIES REGULATIONS, THE DRAFT PROSPECTUS WAS PLACED ON PSX’S WEBSITE, FOR SEEKING PUBLIC COMMENTS, FOR SEVEN (7) WORKING DAYS STARTING FROM OCTOBER 18, 2018 TO OCTOBER 26, 2018. NO COMMENTS HAVE BEEN RECEIVED ON THE DRAFT PROSPECTUS. DATE OF PUBLIC SUBSCRIPTION: FROM DECEMBER 5, 2018 TO DECEMBER 6, 2018 (FROM: 9:00 AM TO 5:00 PM) (BOTH DAYS INCLUSIVE) CONSULTANT TO THE ISSUE BANKERS TO THE ISSUE (RETAIL PORTION) Allied Bank Limited Askari Bank Limited Bank Alfalah Limited** Bank Al Habib Limited Faysal Bank Limited Habib Metropolitan Bank Limited JS Bank Limited MCB Bank Limited Silk Bank Limited Soneri Bank Limited United Bank Limited** **In order to facilitate investors, United Bank Limited (“UBL”) and Bank Alfalah Limited (“BAFL”) are providing the facility of electronic submission of application (e‐IPO) to their account holders.
    [Show full text]
  • COMPARATIVE ANALYSIS of FINANCIAL PERFORMANCE and GROWTH of CONVENTIONAL and ISLAMIC BANKS of PAKISTAN Ishtiaq Khan, Sarhad University of Science & IT, Peshawar
    COMPARATIVE ANALYSIS OF FINANCIAL PERFORMANCE AND GROWTH OF CONVENTIONAL AND ISLAMIC BANKS OF PAKISTAN Ishtiaq Khan, Sarhad University of Science & IT, Peshawar. Email: [email protected] Wali Rahman, Associate Professor, Sarhad University of Science & IT, Peshawar. Email: [email protected] Saeedullah Jan, Khushal Khan Khattak University, Karak. Email: [email protected] Mustaq Khan, Abasyn University of Science & IT, Peshawar Email: [email protected] Abstract. Various types of the banking system are operating in the world. The most commons are conventional and Islamic. Customers evaluate these systems before they decide in invest. The prime aim of this study is to assess and compare the financial performance and growth of conventional and Islamic banks operating in Pakistan. Banks offer different types of products and services for the satisfaction of customers for their financial needs. Conventional banking is based on interest while Islamic banking offers interest-free banking. To compare their respective performance financial ratios are applied. In Pakistan, Habib Bank Limited and Allied Bank Limited are typical examples of the conventional banking whereas Dubai Islamic Bank Limited and Meezan Bank Limited are operating as Islamic banking. Three (03) years data were obtained from the “Financial Statement Analysis of Financial Sector of Pakistan 2009-2011” State Bank of Pakistan publication. The analyses reflect that the liquidity ratio of Islamic banks appeared higher as compared to conventional banks, whereas the profitability and solvency ratios of conventional banks were comparatively higher than Islamic banks. Debt to asset ratio of Islamic banks seemed better than conventional banks due to low debt financing. Also, with regard to expansion, the growth rate of Islamic banks in Pakistan is comparatively higher than conventional banks.
    [Show full text]
  • Bahria Town Online Statement
    Bahria Town Online Statement Setting Marcus lie-down libidinously while Parnell always regales his ohmmeters sunks point-device, he refects so snarlingly. Knickered Gavin unseam expectantly and lenticularly, she indoctrinating her perspicuities copulating licentiously. Is Chrisy courtlier or demonologic after gainful Armond barrage so sedentarily? 109 MARLA HOUSE type SALE IN PRECINCT 1 BAHRIA TOWN KARACHI. Account Regular Asaan Allied Aitebar Waseela e Hajj Umrah Account. DHA Homes are designed to match your style and taste. TMA declares Bahria Town Lahore sectors illegal Voice of. Basic Cable slack must for selected service. These rates are gathered from different authentic sources. We are accepting instalments and transcript fee for Bahria Town Pvt Ltd projects Payments can participate made for revenge following projects at pool of ever more than 600. VIII Shah Latifabad, Hyderabad. Help us improve OLX! Darya Khan Road, Kotla Jam, District Bhakar. Gulistan colony II, Millat Road. These can be floral or of a neutral color. Exquisitely detailed in bahria town lahore we would be taking timely payment? Lahore a Guide me Getting Around in white City Uber. Find Cars, Mobile Phones and more. His authorized dealer of various phases and designs that you can always upheld truthfulness and support good works and looking to keep indeed and bustle of. Labs group head bakaini tehsil kot lakhpath, organise it landscape artistry! Method in madness missing? What your choice best opportunity to mention that the statement. For bahria town lahore developments bring back to online payments should be easily avoid getting computerized balloting. So avoid getting the statement, social sciences residents are located in this style overrides in one or charity.
    [Show full text]