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EXHIBIT 1 Case 1:15-cv-09188-VEC Document 125-1 Filed 06/20/19 Page 2 of 41

UNITED STATES DISTRICT COURT FOR THE SOUTHERN DISTRICT OF NEW YORK

BENJAMIN MICHAEL MERRYMAN, AMY CIVIL ACTION NO. l :15-cv-09188-VEC WHITAKER MERRYMAN TRUST, B MERRYMAN AND A MERRYMAN 4TH GENERATION REMAINDER TRUST AND CHESTER COUNTY EMPLOYEES RETIREMENT FUND, individually and on behalf of all others similarly situated,

Plaintiffs,

V.

JPMORGAN CHASE BANK, N.A.,

Defendant.

DECLARATION OF JUSTIN R. HUGHES REGARDING (A)RECEIPT OF REGISTERED HOLDER DATA; (B) MAILING OF THE POSTCARD NOTICE; (C)ESTABLISHMENT OF THE TELEPHONE HOTLINE; (D)EST ABLISHMENT OF THE SETTLEMENT WEBSITE; AND (E) REPORT ON REQUESTS FOR EXCLUSION RECEIVED TO DATE

I, Justin R. Hughes, declare and state as follows:

1. I am a Vice President of Class Actions at Kurtzman Carson Consultants LLC

("KC:C:"). KCC is headquartered at 3301 Kerner Boulevard, San Rafael, California 9490 l.

Pursuant to the Court's July 18, 2018 Order Preliminarily Approving Settlement and Providing for Notice (ECF No. 104) (the "Preliminary Approval Order"), Lead Counsel was authorized to retain KCC as the Claims Administrator in connection with the proposed Settlement of the Case 1:15-cv-09188-VEC Document 125-1 Filed 06/20/19 Page 3 of 41

above-captioned Litigation. 1 I have personal knowledge of the matters stated herein and, if called upon, could and would testify thereto.

MAILING OF THE POSTCARD NOTICE

2. In accordance with the Stipulation and Preliminary Approval Order, and as more fully described in the Declaration of Justin R. Hughes Regarding Registered Holder Data and Nominee Outreach and Response (ECF No. 106-4) (the "Initial Hughes Declaration"), in

June 2018, KCC received from JPMorgan Chase Bank, N.A. 's transfer agent, Equiniti Trust

Company ("Equiniti"), 75 separate spreadsheets collectively containing the names, addresses and cash distribution information for 702,568 unique Registered Holder Settlement Class Members

(i.e., Settlement Class Members who hold (or held) their eligible securities directly and are listed on the records of JPM's transfer agent).

3. Pursuant to the Court's Order Approving Modifications to Notice Plan and

Schedule for Approval of Settlement, dated March 25, 2019 (ECF No. 118) (the "Notice

Modification Order"), KCC was responsible for disseminating notice via postcard (the "Postcard

Notice") to Registered Holder Settlement Class Members. 2 A copy of the Postcard Notice is attached hereto as Exhibit A.

4. In accordance with the Notice Modification Order, on April 22, 2019 and

April 29, 2019, KCC caused Postcard Notices to be mailed by first-class mail to 701,607

1 All terms with initial capitalization not otherwise defined herein shall have the meanings ascribed to them in the Stipulation and Agreement of Settlement, dated June 12, 2018 (ECF No. 99) (the "Stipulation"). 2 The efforts KCC conducted in accordance with the Preliminary Approval Order and prior to the Court's entry of the Notice Modification Order-e.g., processing data received from JPM's transfer agent and performing outreach to nommees, is set forth in the Initial Hughes Declaration. 2 Case 1:15-cv-09188-VEC Document 125-1 Filed 06/20/19 Page 4 of 41

Registered Ifolder Settlement Class Members.3 Following the initial mailing, through June 19,

2019, KCC has re-mailed 26,304 Postcard Notices that were initially returned as undeliverable by the United States Postal Service ("USPS"), but re-mailed based on updated addresses provided by the USPS or obtained through a third-party vendor to which KCC subscribes.

5. As a result of the efforts described above, as of June 19, 20 I 9, KCC has mailed a total of 729,911 Postcard Notices.

6. Following the initiai mailing of the Postcard Notices, Defendant's Counsel alerted r,ead Counsel, rin

Equiniti for a limited number of secunt1es covered by the Settlement (i.e., Banco Santander

SA/Banco Santander Chile and Vale S.A./Vale S.A. - Pref). This error affected the holding and cash distribution information displayed on the Claim Portal for Registered Holder Settlement

Class Members with holdings in these securities. Once the error was detected, KCC worked with its IT team to update the information on the Claim Portal for the 28,448 Registered Holder

Settlement Class Members affected. KCC also mailed revised Postcard Notices to the 883

Registered Holder Settlement Class Members who had already logged onto the Claim Portal and viewed the incorrect holding and distribution information. A copy of the revised Postcard Notice is attached hereto as Exhibit B.

TELEPHONE HOTLINE

7. In accordance with the Preliminary Approval Order, KCC established and continues to maintain a toll-free telephone number (1-866-637-9457) for Settlement Class

Members to call and obtain information about the Settlement, including important dates and deadlines. The telephone hotline connects callers with an Interactive Voice Recording ("IVR"),

3 Of the 702,568 unique Registered Holder Settlement Class Members provided by JPM's transfer agent, a total of 961 had incomplete address information and these records were removed from the mailing. 3 Case 1:15-cv-09188-VEC Document 125-1 Filed 06/20/19 Page 5 of 41

providing pre-recoded information about the Settlement and the ability to seek assistance from a live operator during regular business hours. The telephone hotline became operational on August

15, 2018. Following the Court's entry of the Notice Modification Order. KCC updated the IVR to reflect the modifications to the notice plan approved by the Court as well as the revised

Settlement-related dates and deadlines.

8. The telephone hotline is accessible 24 hours a day, 7 days a week. As of June

19, 2019, KCC has received a total of I 0, 771 calls to the telephone hotline, of which 4,855 calls were handled by a live operator.

SETTLEMENT WEBSITE

9. To further assist Settlement Class Members, KCC, in accordance with the

Preliminary Approval Order and in coordination with Lead Counsel, designed, implemented and currently maintains a website, www.JPMorganADRFXSettlement.com, dedicated to the

Settlement (the "Settlement Website"). The address for the Settlement Website is set fotih in the

Postcard Notice, the long-form Notice, the Claim Form, 4 and the Summary Notice utilized in the multi-media notice campaign ("Multi-Media Notice Program") and published in various magazines, newspapers and investment newsletters. 5

10. The Settlement Website became operational on August 15, 2018, and following the Court's entry of the Notice Modification Order, was updated to reflect the modifications to the notice plan approved by the Court and the revised Settlement-related dates and deadlines. The Settlement Website is accessible 24 hours a day, 7 days a week. The

4 Copies of the Notice and Claim Form are attached hereto as Exhibits C and D. The Notice and Claim Form were updated to reflect the modifications approved by the Court's Notice Modification Order as well as the revised Settlement-related dates and deadlines. 5 Details of the Multi-Media Notice Program conducted by lff Media. LLC arc described in the Declaration of Jeanne C. Finegan which is also being submitted with Plaintiffs' settlement submission. 4 Case 1:15-cv-09188-VEC Document 125-1 Filed 06/20/19 Page 6 of 41

Settlement Website lists the exclusion, objection, and claim submission deadlines, as well as the date and time of the Final Approval Hearing. In addition, the Settlement Website contains links to downloadable copies of the Stipulation, Preliminary Approval Order, Notice Modification

Order, Notice, Claim Form and operative complaint for the Litigation. The Settlement Website also contains detailed instructions for entities who wish to submit claims electronically. Finally, the Settlement Website provides Non-Registered Holder Settlement Class Members with the ability to file a claim online.

11. In conjunction with the Postcard Notice mailing to Registered Holder

Settlement Class Members, on April 22, 2019, KCC added functionality to the Settlement

Website so that Registered Holder Settlement Class Members can access their holding and cash distribution information provided by JPM's transfer agent using the unique Claim Number and

PIN set forth on the Postcard Notice (the "Claim Portal"). When accessing the Claim Portal,

Registered Holder Settlement Class Members arc also provided with instructions on how to amend or supplement their claim if they believe the information provided by JPM's transfer agent is incorrect or incomplete.

12. KCC will continue operating, maintaining and, as appropriate, updating the

Settlement Website until the conclusion of the administration. As of June 19, 2019, the

Settlement Website has received 42,858 hits.

13. In addition to the Settlement Website, KCC, in coordination with Lead

Counsel, designed, implemented and currently maintains a general ADR FX website, www.ADRfXSettlement.com, which serves as a landing page for this Settlement as well as the settlements obtained in the analogous ADR FX cases, In Re: BNYM ADR FX Litig., No. 16-CV-

00212-JPO-JLC (S.D.N. Y) and Merryman et al. v. Citigroup, Inc. et al., No. 1 :l 5-cv-09185-CM-

5 Case 1:15-cv-09188-VEC Document 125-1 Filed 06/20/19 Page 7 of 41

KNF (S.D.N.Y.). The address for this website was included in the banner ads utilized in the

Multi-Media Notice Program.

REPORT ON EXCLUSION REQUESTS RECEIVED TO DATE

14. The Postcard Notice, long-form Notice, Summary Notice and Settlement

Website inform Settlement Class Members that requests for exclusion from the Settlement Class must be received no later than July 3, 2019. The Notice provides that requests for exclusion must be mailed to JPMorgan ADR FX Settlement, c/o KCC Class Action Services, EXCLUSIONS,

3301 Kerner Boulevard., San Rafael, CA 94901 and also sets forth the information that must be included in each request for exclusion.

15. As of June 19, 2019, KCC has received 51 requests for exclusion from the

Settlement Class, KCC will submit a supplemental declaration after the July 3, 2019 deadlii1e for submitting exclusions that will rcpmt on all exclusion requests received.

I declare under penalty of perjury under the laws of the United States of America that the foregoing is true and correct. Executed in Dallas, Texas on June 20, 2019.

6 Case 1:15-cv-09188-VEC Document 125-1 Filed 06/20/19 Page 8 of 41 Case 1:15-cv-09188-VEC Document 125-1 Filed 06/20/19 Page 9 of 41

JPMorgan ADR FX Settlement c/o KCC Class Action Services P.O. Box 404068 Menyman, et al. v. Louisville, KY 40233-4068 JPMorgan Chase Bank, N.A., Civil Action No. J:15-cv-09188-VEC (S.D.N.Y.) THIS NOTICE ONLY PROVIDES LIMITED INFORlvlAT!ON ABOUT THIS CLASS ACTION LAWSUIT «BarCode» Postal Service: Please do not mark barcodc AND SETTLEMENT Claim#: JMY-«Clai111Nu111bern Please Visit www..TPMorganADRFXSeLtlemcnl.com «Owner» or call l-866-637-9457 «CoOwnern for more information. «Representative» «Address l » «Address2» «City» «StateCd» «Zip» «Country»

JMY

Carefully separate al perforation NAME/ADDRESS CHANGES (IF ANY): IF YOU HAVE A CHANGE OF NAME/ADDRESS, PLEASE FILL OUT THIS FORM AND MAIL IT TO THE CLAIMS ADMINISTRATOR VIA THE U.S. POSTAL SERVICE. THE ADDRESS rs ON THE BACK OF THIS CARD.

IFirst Name I I I I I Last Name l I I Street Address I I I I [IJ City State Zip Code

I I~ l-1 I 1-1 11 ')DI ,::~;~~:.;~•!» «r\d

*<>* JMY-<> Case 1:15-cv-09188-VEC Document 125-1 Filed 06/20/19 Page 10 of 41

IMPORTANT. PLEASE READ. You are receiving, this notice because you were identified in the records of JPMorgan Chase Bank, N.A.'s {"JPlVf') transfer agent as :i holder of American Dcpo:Htury Receipt3 or :1cc.:uritic3 covered by this da:,;s action ('·AD Rs''). Informatifm n.'.:g<1rJiug yuui hlihlitig~ wid the cash distributions you received during the relevant time period can be revie\vcd at Vvww.JPMor2anADRFXScttlcmcnt c9J11 using the Claim Number and PIN prov1ded be!o\.V. The Claims Administrator will use this informacion to calculate your Claim in accordance with the Plan of Allocation found in the full notice ("Notice"), or other plan of cillocation approved by the Court. so it is impot·tant that you review the information to confirm it is .accurate and complete. CLAIM NUMBER: «ClaimNumbern / PIN: «Pin» Pur;;uant to Federal Rule of Civil ProceJure 23 and Court Order_ this action has been provisionally certified as a class action for settlement purposes and a $9.5 million settlement has been proposed. If approved, the settlement will resolve all claims in the cc1se. This notice provides basic information. You should review the Notice found on the web.sill• for .additio1rnl information. '\-"\'hat is the Litigation About: Plaintiffs claim that JPl\f, as depositary bank for the ADRs. as;;igned foreign exchange rates ("fX") to the conversion of non~U.S dollar-based cash distributions, which reflected a spread that was added to the FX rate JPM acrnally received at the time of the conversion, and thereby improperly rl!tained class member dollar;-; from such distnbutions JPM has denied, and continues to deny, any wrongdoing or liabilny whatsoever. '\-"\'ho is a Settlement Class Member. All Persons or cntilics who arc or were holders (directly or iudirectly, registered or beneficially) of or othenv1se claim any entitlement {l) any payment (whether a dividend, rights offering, interest on capital, sale of shares or orher distribution) in connection with: (I) the sccuri11es listed on Appendix I to the Notice (including any prcdcce5sor or succe;;sor securities) from November 21,2010 to July I 8,2018, inclusive; or (2) the securities listed on Appendix 2 to the Notice (including any predecessor or successor securities) from November 21, 2012 to July I 8, 2018, indusive. \Vhat arc the Benefits: If the Court approves the settlement, the settlement proceeds, after deduction of Coun-approved notice and administration costs, attorneys' fees and expenses, will be d1stnbuted to eligible Settlement Class Members pursuant to the Plan of Allocation in the Notice, or other plan of allocation approved by the Court \Vlrnt ai-e My Rights: As a Registered Holder Settlement Class Member, you do no! have to take any action in order to be eligible to receive a settlement payment. Your Claim will be G1lculmcd using the information provided by JPM's transfer agent, which can be accessed on the website using the Cl.11111 Number and PIN provided above. If you do not want to remain m the Settlement C!as5, you can request exclusion by .July 3, 2019, in accordance with the Notice. If you properly exclude yourself from the Settlement Class. you will not be bound by any judgments or orders entered by the Court in the action and you will not be eligible to share in the net settlement proceeds. Objections to the settlement. Plan ot'Allocation, and/or request for attorneys' fees and expenses must be received by .July 3, 2019, in accordance with the Notice. \Vhen is the Final Approval Hearin a: A hearing ,viii be held on August 8, 2019 at 11 :00 a.m., before the Honorable Valerie E. Caproni, at the Thurgood Marshall United States Counhouse, 40 Foley Square, New York, NY 10007, to determine if the settlement, Plan of Allocation and request for attorneys' fees and expenses should be approved. Supporting papers will be posted on the website once filed. For mm·c information visit wl,,.w.JPMoro~rnADRFXScttfoment.com, cnrnil info~.JPWforganADRFXScttlcmeut.com or call 1-866-637-9457

Place Stamp Here

JPMorganADR FX Settlement c/o KCC Class Action Services P.O. Box 404068 Louisville, KY 40233-4068

JMY 1111111111'• 1III1111111I1!1111,1I'11111111111111, 11 ,, 11 Illp I"I' Case 1:15-cv-09188-VEC Document 125-1 Filed 06/20/19 Page 11 of 41 Case 1:15-cv-09188-VEC Document 125-1 Filed 06/20/19 Page 12 of 41

JPMorgan ADR FX Settlement c/o KCC Class Action Services P.O. Box 404068 Louisville, KY 40233-4068 Menyman, et al. v. JPMorgan Chase Bank, N.A., Civil Action No. 1 :15-cv-09188-VEC (S.D.N.Y.) •• 11111 •• 11111••••• Postal Service: Please Do Not Mark Barcode THIS NOTICE ONLY PROVIDES U!vf!TED INFORMATION Claim#: JMY-«ClaimNumbern ABOUT TH15' CL4SSACTJON «Owner» LAWSUIT AND SETTLEMENT «Co Owner» Please Visit «Representative» www.JPMorganADRFXScttlement.com «Address l » or call 1-866-637-9457 «Address?.ll for more information. «City» «StateCd» «Zip» «Country>>

JMY

Carefully separate at pcrfornliuu NAME/ADDRESS CHANGES (IF ANY): IF VOU HAVE A CHANGE (W NAME/ADDRESS, PLEASE FILL OUT THIS FORM AND MAIL IT TO THE CLAIMS ADMINISTRATOR VIA THE U.S. POSTAL SERVICE. THE ADDRESS IS ON THE BACK OFT111S CARD.

First Name:

Last Name:

Street Addl'ess:

City: State~ Zip;

Phone Nuuiher: ...... ,,{{0v1.ru~n> «Address!» «Addregs2>, 2D ,iCit)"» «lltiifoC,hi ..1,Zi1ili,: -<(Gom1t1)1'>) ''RmaiJ:

• •• lllll•• IIIIILJLJLJLJLJ JMY-«ClaimNumbern Case 1:15-cv-09188-VEC Document 125-1 Filed 06/20/19 Page 13 of 41

Il\fPORTANT UPDATE. PLEASE READ. \:Ve p1·eviously mailed you a .similai· Postcan..1 with respect to this Settlement. lt has come to our

attention that1 due to an error in the information that we received from an external provider, the information you may have viewed on the Settlement \Vebsitc fo1· yom· claim contained inaccurate information. Please see below fo1· i11so·urtions on how to view updated information 1·egarding your holdings aud cash distributions. lnfo1 mation regardmg your holdings and the cash distributions you received during the relevant time period for the American Depositary Receipts 01 sccu1ities covered by this clc1ss action ("ADRs'') can be reviewed at Vv'\V\v.JP~lQ1:g9,J}L}J)RFXSettlcment.com using the Cbim Number and PIN provided below The C!snns Adrnin1strntor will use this information to cslculatc your Claim in accordance v.-·ith the Plan of Allocation found 111 the full notice C'Notice"), or other plan of allocation approved by the Coui1, so it is important that you 1·eview the inforn1ation to confinn it is acrnnile and romph.•tl•. CLAIM NUMBER: «Claim Number»/ PIN: «Pin» Pursuant to Federal Rule of Civil Procedure 23 and Court Order, this action has been provisionally certified as a class action for seltlement purposes and a S9.5 million sct!lcmcnt has been proposed. If approved, the settlement will resolve all claims in the case. This notice provides basic information. Yon should review the Notice found on the website for additional information. \Vhat is the Litigation About: Plaintiffs claim that JPMorgan Chase Bank, N.A. ("JPM"), as depositary bank for the AD Rs, assigned foreign exchange rates ("FX") to the conversion of non-U.S. dollar-based rash distributions. whic-.h rr-flt'.c:tc-d ,i sprr.a

Who is }I Settlement Class Member: All Persons or entities who are or were holders (directly or indirectly, registered or bcncllcia!ly) of or othen>vise claim any entitlement to any payment twhether a dividend, rights offering, interest 011 capital, sale of shares or other distribution) in connection with. (]) the securities listed on Appendix 1 to the Notice (rncludmg any predecessor or succcssrn securities) from November 21, 20 IO to July 18,2018, inclusive; or (2.) the securities listed on Appendix 2 to the Notice (including any predecessor or successor securities) from November 21, 2012 to July 18, 20 I 8, mc!usive \Vhat are the Benefits: If the Court approves the settlement, the settlement proceeds, after deduction ofCourt-apprc)\'ed notice and administration costs, attorneys' fees and expenses, will be distributed to eligible Settlement Class Members pursuant to the Plan of Allocation in the Notice, or other plan of allocation approved by thr Coun. \Vhat arc :\1y Hiohts: As a Registered Holder Settlement Class Member, you do not have lo take any action m order to be eligible to receive a settlement payment. 'Your Claim will be calculated using the information provided by JPM's transfer agent, which can be acc<..':SS<..':d on the website using the Claim Number and PIN provided above. If you do not want to remain in the Settlement Class, you can request exclusion by July 3, 2019, in accordance with the Notice Tfyou properly exclude yourself from the Settlement Class, you will not be bound by any Judgments or orders entered by the Court 111 the action and you ·will not be eligible to share in the net settlement proceeds. Objections to the settlement. Plan of Allocation, and/or request for attorneys 'fees and expenses must be received by July 3, 2019, in accordance with the Notice When is the Final Appmval Heai-inu:Ahearing will be held on August 8, 2019 at 11:00 a.m., before the Honorable Valerie E_ Caproni, at the Thurgood Marshall United States Courthouse, 40 Foley Square, Nev,' York, NY 10007, to determine if the settlement, Plan of Allocation and request for attorneys' fees and expenses should be approved. Supporting papers ·will be posted on the website once filed For more information visit w,vw.JPMoroanADRFXSc-ttlc-ment.rnm, email info(~V.JPMor·g:mADR.FXSeHlement.com or call 1-866-637-9457

Place Stamp Here

JPMorgan ADR FX Settlement c/o KCC Class Action Services P.O. Box 404068 Louisville, KY 40233-4068

JMY 11111,11111,,l1l111111,1.,1•l'1ll'l'•'l•11''''1l1ll1l1l1l'1•l"I' Case 1:15-cv-09188-VEC Document 125-1 Filed 06/20/19 Page 14 of 41 Case 1:15-cv-09188-VEC Document 125-1 Filed 06/20/19 Page 15 of 41

UNITED STATES DISTRICT COURT FOR THE SOUTHERN DISTRICT OF NEW YORK

BENJAMIN MICHAEL MERRYMAN, AMY CIVIL ACTION NO. 1: 15-cv-09188-VEC WHITAKER MERRYMAN TRUST, B MERRYMAN AND A MERRYMAN 4TH GENERATION REMAINDER TRUST AND CHESTER COUNTY EMPLOYEES RETIREMENT FUND, individually and on behalf of all others similarly situated,

Plaintiffs,

V.

JPMORGAN CHASE BANK, N.A.,

Defendant.

NOTICE OF (I) PENDENCY OF CLASS ACTION AND PROPOSED SETTLEMENT; (II) FINAL APPROVAL HEARING; AND (Ill) MOTION FOR ATTORNEYS' FEES AND REIMBURSEMENT OF LITIGATION EXPENSES TO: All Persons or entities who are or were holders (directly or indirectly, registered or beneficially) of or otherwise claim any entitlement to any payment (whether a dividend, rights offering, interest on capital, sale of shares or other distribution) in connection with: (1) the securities listed in Appendix 1 hereto (including any predecessor or successor securities) from November 21, 2010 to July 18, 2018, inclusive; or (2) the securities listed in Appendix 2 hereto (including any predecessor or successor securities) from November 21, 2012 to July 18, 2018, inclusive (collectively, the "Settlement Class"). A Federal Court authorized this Notice. This is not a solicitation from a lawyer. This notice ("Notice") is being issued pursuant to Rule 23 of the Federal Rules of Civil Procedure and an Order of the United States District Court for the Southern District of New York ("Court"). The purpose of this Notice is to advise you of the pendency of the above-captioned class action ("Litigation") and the proposed settlement of the Litigation for $9.5 million ("Settlement") on the terms and provisions contained in the Stipulation and Agreement of Settlement dated June 12, 2018 ("Stipulation'').1 The Honorable Valerie E. Caproni is presiding over the Litigation. Judge Caproni has provisionally certified the proposed Settlement Class for purposes of settlement only, has approved this Notice to potential members of the Settlement Class and has scheduled a final settlement hearing for August 8, 2019, at 11 :00 a.m. ("Final Approval Hearing"). The Final Approval Hearing will be held in Courtroom 443 of the Thurgood Marshall United States Courthouse, 40 Foley Square, New York, NY 10007. The Settlement resolves claims by Benjamin Michael Merryman, Amy Whitaker Merryman Trust, B Merryman and A Merryman 4 th Generation Remainder Trust (the "Merryman Plaintiffs") and Chester County Employees Retirement Fund (together with the Merryman Plaintiffs, "Plaintiffs"), that have been asserted on behalf of the Settlement Class against JPMorgan Chase Bank, N.A. ("Defendant" or "JPM"). Plaintiffs alleged that, during the relevant time period, JPM - as depositary bank for the issuance of the American Depositary Receipts or securities listed in Appendixes 1 and 2 hereto ("ADRs"), systematically deducted impermissible fees for conducting foreign exchange ("FX") from dividends and/or cash distributions issued by foreign companies, and owed to ADR holders. A more detailed description of the claims asserted by Plaintiffs in the Litigation, as well as the history of the Litigation, is set forth in ,I,-[11-20 below. As more fully described in ,I,-[25-34 below, the Settlement provides for $9.5 million ("Settlement Amount") to be paid by or on behalf of Defendant for the benefit of eligible Settlement Class Members, which amount has been deposited into an interest­ bearing escrow account. The Net Settlement Fund (i.e., the Settlement Amount plus any and all interest earned thereon (the "Settlement Fund") less (i) any Taxes and Tax Expenses; (ii) any Notice and Administration Costs; and (iii) any attorneys' fees and Litigation Expenses awarded by the Court) will be distributed to eligible Settlement Class Members (i.e., "Authorized Recipients") according to a Court-approved plan of allocation. The proposed Plan of Allocation is set forth in Exhibit 1 hereto. PLEASE NOTE: Those Settlement Class Members who hold (or held) their eligible securities directly and are listed on the records of JPM's transfer agent (the "Registered Holder Settlement Class Members") do not have to take any action in order to be eligible to receive a payment from the Settlement. However, those Settlement Class Members who hold (or held) their eligible securities through a bank, broker or other nominee and are not listed on the records of JPM's transfer agent (the "Non-Registered Holder Settlement Class Members") must complete and submit a valid Claim Form in order to be eligible to receive a payment from the Settlement. See ,I,-[35-38 below. Any questions regarding this Notice, the Litigation, the Settlement or your eligibility to participate in the Settlement should be directed to Lead Counsel: Sharan Nirmul, Esq., Kessler Topaz Meltzer & Check, LLP, 280 King of Prussia Road, Radnor, PA

1 The Stipulation can be viewed at www.JPMorganADRFXSettlement.com. Any capitalized terms used in this Notice that are not otherwise defined herein shall have the meanings ascribed to them in the Stipulation. 1 Case 1:15-cv-09188-VEC Document 125-1 Filed 06/20/19 Page 16 of 41

19087, (610) 667-7706,[email protected],www.ktmc.com. Further information may be obtained by contacting the Court-authorized Claims Administrator, KCC Class Action Services, at JPMorgan ADR FX Settlement, c/o KCC Class Action Services, P.O. Box 404068, Louisville, KY 40233-4068, 1-866-637-9457, [email protected]. Please DO NOT contact the Court, the Clerk's office, JPM, or its counsel. All questions should be directed to either Lead Counsel or the Claims Administrator. IF YOU ARE A SETTLEMENT CLASS MEMBER, PLEASE READ THIS NOTICE CAREFULLY. This Notice explains important rights you may have, including the possible receipt of cash from the Settlement. If you are a member of the Settlement Class, your legal rights will be affected whether or not you act. A SUMMARYOFYOUR LEGAL RIGHTS AND OPTIONS IN THIS SETTLEMENT If you are a Non-Registered Holder Settlement Class Member (as defined above), SUBMtTA CLAIM FORM POSTMARKED NO this is the only way for you to be eligible to receive a payment from the Settlement. LATERTHAN SEPTEMBER 1$,2019, > If you are a Registered Holder Settlement Class Member (as defined above), UNLESS YOU AREA REGIS7!ERED HOLDER. SErtLEMENT CLASS MENIEiER.' ·• .... you do not need to take any further action (i.e., submit a Claim Form) to be eli ible to receive a a ment from the Settlement. EXCLUDE YOURSELF FROMTHE·.. . If you are a member of the Settlement Class and choose to exclude yourself SE:TTLE.MENT CLASS BY~UBJV!ITTING A. from the Settlement Class, you will not be eligible to receive any payment from WRIJTEN REQUEST FOREXCLQSION SO the Settlement. This is the only option that allows you ever to be part of any THAT IT .1s REt:Eivto·No l.:ATERfHAN other lawsuit against the Defendant or any of the other Released Defendant JULY 3, 2019, Parties concern in the Released Claims. See '!1'!143-48 below for details. If you do not like the proposed Settlement, the proposed Plan of Allocation, and/or Lead Counsel's request for attorneys' fees and reimbursement of Litigation Expenses, you may write to the Court and explain why you do not like them. You can only object to the Settlement, the Plan of Allocation or the fee and expense request if you are a Settlement Class Member and you do not exclude ourself from the Settlement Class. See '!['![53-59 below for details. Filing a written objection and notice of intention to appear by FILEANDTICE: OFINTENTION/TO"APPEAR July 3, 2019, allows you to speak in Court, at the discretion of the Court, about so· THATtfr,s RECE1v1;0 No L.ctteRi1,:1AN the fairness of the proposed Settlement, the proposed Plan of Allocation, and/or J.ULY 3, 2019,Af,ID.(3,O TO THE FINAL,''· . .. Lead Counsel's request for attorneys' fees and reimbursement of Litigation .APPROVAI..Hl=ARI~~ ON Expenses. If you submit a written objection, you may (but you do not have to) AUGUS+8i2919r• ···•·· .· attend the hearing and, at the discretion of the Court, speak to the Court about our ob·ection. You will remain a member of the Settlement Cli'Jss, whir.h me;:ms that you give up your right to sue the Defendant or any of the other Released Defendant Parties about the claims that are resolved by the Settlement and you will be bound by any judgments or orders entered by the Court in the Litigation. Please Note: If you are a Non-Registered Holder Settlement Class Member and do nothing, you will not be eli ible to receive a pa ment from the Settlement. 1<: ' .. / .... I SUMMARY OF THE SETTLEMENT Page 3 BASIC INFORMATION What Is The Purpose Of This Notice? Page 4 What Is This Litigation About? What Has Happened So Far? Page 4 Why Is This Litigation A Class Action? Page 5 Why Is There A Settlement? Page 5 How Do I Know If I Am Part Of The Settlement Class? Page 5 What Does The Settlement Provide? Page 6 How Do I Participate In The Settlement? What Do I Need To Do? Page 7 What Will Be My Share Of The Settlement Fund? Page 8 When Will I Receive My Payment? Page 8 Can I Exclude Myself From The Settlement Class? Page 8 THE LAWYERS REPRESENTING YOU Do I Have A Lawyer In This Case? Page 9 How Will The Lawyers Be Paid? Paye 9 OBJECTIONS How Do I Tell The Court If I Do Not Like The Settlement? Page 9

2 Case 1:15-cv-09188-VEC Document 125-1 Filed 06/20/19 Page 17 of 41

THE COURT'S FINAL APPROVAL HEARING When And Where Will The Court Decide Whether To Approve The Settlement? Page 10 Do I Have To Come To The Hearing? Page 10 May I Speak At The Hearing Page 10 IF YOU DO NOTHING What Happens If I Do Nothing At All? Page 11 GETTING MORE INFORMATION How Do I Get More Information? Page 11 LISTS OF ADRS AT ISSUE IN THE LITIGATION Appendixes 1 & 2 PLAN OF ALLOCATION OF NET SETTLEMENT FUND Exhibit 1 I SUMMARY OF THE SETTLEMENT· I 1. As described in more detail below (and in the operative complaint filed in the Litigation), Plaintiffs alleged that during the relevant time period, Defendant, JPM, as depositary bank for the issuance of ADRs, systematically deducted impermissible fees for conducting FX from dividends and/or cash distributions issued by foreign companies, and owed to ADR holders. A copy of the operative complaint in the Litigation - the [Corrected] Amended Class Action Complaint, dated November 28, 2016 ("Amended Class Action Complaint"), is available on the website for the Settlement, www.JPMorganADRFXSettlement.com. 2. An Escrow Account has been established to hold the Settlement Amount prior to being distributed to Authorized Recipients pursuant to the Court-approved plan of allocation. After the Settlement becomes Final and pursuant to Order of the Court, the Net Settlement Amount will be distributed to Authorized Recipients. Plaintiffs' damages expert estimates that the Settlement Class's recovery represents nearly thirty percent of the damages that he calculated from the alleged ADR FX practices for the relevant securities. This is only an estimate. JPM does not concede the accuracy of Plaintiffs' damages expert's calculation, or that there were any damages. A Settlement Class Member's Recognized Claim, as explained in the Plan of Allocation, reflects Plaintiffs' view of the purported margin(s) retained by JPM for FX conversions of ADR dividends and cash distributions. A Settlement Class Member's actual recovery will be based upon the Net Settlement Fund, which will consist of the Settlement Fund, less certain amounts to be deducted from the Settlement Fund as described in the Stipulation, including expenses associated with providing notice to the Settlement Class, Court-awarded attorneys' fees and Litigation Expenses (including any Service Awards to Plaintiffs for the effort and time spent by them in connection with the prosecution of the Litigation), Taxes and Tax Expenses, and other costs related to the administration of the Settlement Fund and implementation of the Plan of Allocation, and will be allocated in accordance with the plan of allocation approved by the Court. ( See 1!1!38-41 below and the proposed Plan of Allocation attached as Exhibit 1). 3. The Settlement Class is defined as follows: All Persons or entities who are or were holders (directly or indirectly, registered or beneficially) of or otherwise claim any entitlement to any payment (whether a dividend, rights offering, interest on capital, sale of shares or other distribution) in connection with: (1) the securities listed in Appendix 1 hereto (including any predecessor or successor securities) from November 21, 2010 to July 18, 2018, inclusive; or (2) the securities listed in Appendix 2 hereto (including any predecessor or successor securities) from November 21, 2012 to July 18, 2018, inclusive. Please Note: There are exceptions to being included in the Settlement Class. A description of those Persons excluded by definition from the Settlement Class is provided below in 1!24. 4. As with any litigation, the Settling Parties would face an uncertain outcome of continuing this Litigation. Absent the Settlement, orders and appeals on class certification, summary judgment and a trial could result in a judgment or verdict greater or less than the recovery obtained by the Settlement, or no recovery at all. This Litigation has been hotly contested from the outset. Throughout this Litigation, Plaintiffs and JPM have disagreed on both liability and damages. JPM, among other things: (1) has denied, and continues to deny, the material allegations of the Amended Class Action Complaint; (2) has denied, and continues to deny, any wrongdoing or liability whatsoever; (3) would contest the propriety of class certification; (4) believes that its actions were a proper exercise of its judgment and were in good faith and in its best judgment, and complied with all applicable laws, rules, regulations, codes, market practices, and standards; (5) would assert certain other defenses if the Settlement is not consummated; and (6) is entering into the Settlement solely to avoid the cost, disruption, and uncertainty of continued litigation. The Settling Parties have taken into account the uncertainty and risks inherent in this Litigation, particularly its complex nature, and have concluded that it is desirable that this Litigation be fully and finally settled on the terms and conditions set forth in the Stipulation. 5. Over the course of this Litigation, the Settling Parties briefed motions to dismiss the complaints in the Litigation and engaged in discovery efforts, which included Defendant's production of over 250,000 pages of documents, Plaintiffs' production of over 10,000 pages of documents, six depositions and the exchange of Plaintiffs' expert report in support of class certification. The Settling Parties' discovery efforts were ongoing when the Settlement was reached. 6. Lead Counsel in this Litigation, on behalf of Plaintiffs' counsel, will apply to the Court for an award of attorneys' fees in an amount not to exceed 33½% of the Settlement Amount and reimbursement of Litigation Expenses of Plaintiffs' counsel in an amount not to exceed $400,000, plus interest earned on these amounts. Plaintiffs will share in the allocation of the money 3 Case 1:15-cv-09188-VEC Document 125-1 Filed 06/20/19 Page 18 of 41 paid to members of the Settlement Class on the same basis and to the same extent as all other members of the Settlement Class, except that, in addition thereto, Plaintiffs may apply to the Court for Service Awards of up to $50,000 in the aggregate. Any Service Award granted to Plaintiffs by the Court will be payable from the Settlement Fund, and will compensate Plaintiffs for their effort and time spent in connection with the prosecution of the Litigation, as supported by adequate written documentation of such effort and time. The aggregate amount of Service Awards (i.e., $50,000) is reflected in the maximum amount of Litigation Expenses set forth above. BASIC INFORMATION ,.. ·. Wl1atlsTf1ePurpose Of This N.otice? ············ I 7. The Court has directed the issuance of this Notice to inform potential members of the Settlement Class about the proposed Settlement with JPM before the Court decides whether to approve the Settlement. If the Court approves the Settlement, and any related objections and appeals are favorably resolved, the Settlement Amount, net of the costs, fees and expenses described herein, will be allocated among eligible Settlement Class Members according to a Court-approved plan of allocation and the Released Defendant Parties and Released Plaintiff Parties will be released from all Released Claims and Released Defendant Claims, respectively, as set forth in the Stipulation. 8. This Notice explains the Litigation, the Settlement, your legal rights (if you are a Settlement Class Member as defined in ,I24), what benefits are available, who is eligible for them, and how you will receive your portion of the benefits. The Notice also informs you of the Final Approval Hearing to be held by the Court to consider the fairness, reasonableness and adequacy of the Settlement and to consider Lead Counsel's motion for an award of attorneys' fees and reimbursement of Litigation Expenses from the Settlement Amount, which may include Service Awards to Plaintiffs. 9. The Final Approval Hearing will be on August 8, 2019 at 11 :00 a.m., before the Honorable Valerie E. Caproni in the United States District Court for the Southern District of New York, Courtroom 443 of the Thurgood Marshall United States Courthouse, 40 Foley Square, New York, NY 10007, to determine: • whether the Settlement should be approved as fair, reasonable and adequate; • whether the Amended Class Action Complaint should be dismissed with prejudice pursuant to the terms of the Settlement; • whether the Notice and the means of dissemination thereof pursuant to the Settlement: (i) were appropriate and reasonable and constituted due, adequate, and sufficient notice to all Persons entitled to such notice; and (ii) met all applicable requirements of the Federal Rules of Civil Procedure, and any other applicable law; and • whether Lead Counsel's application for attorneys' fees and reimbursement of Litigation Expenses, including Service Awards to Plaintiffs, should be approved. 10. The issuance of this Notice is not an expression of the Court's opinion on the merits of any claim in this Litigation, and the Court still has to decide whether to approve the Settlement. If the Court approves the Settlement, payment to Authorized Recipients will be made after all related appeals, if any, are favorably resolved. It is always uncertain whether such appeals can be favorably resolved, and resolving them can take time, perhaps more than a year. Please be patient.

11. On May 1, 2015, the Merryman Plaintiffs filed a complaint in the action captioned Merryman et al. v. JPMorgan Chase Bank, N.A., 15-5100-TLB (W.D. Ark.) ("Arkansas Complaint"). The Arkansas Complaint asserted claims for breach of contract, breach of implied covenant of good faith and fair dealing and conversion. On July 10, 2015, JPM moved to dismiss, or, in the alternative, to transfer the Arkansas Complaint to the Southern District of New York. The Merryman Plaintiffs opposed JPM's motion. On November 19, 2015, the court granted JPM's motion to dismiss the Arkansas Complaint without prejudice on the grounds that the court lacked personal jurisdiction over JPM. 12. On November 21, 2015, the Merryman Plaintiffs filed the initial complaint in the Litigation (i.e., the "Class Action Complaint") asserting claims for breach of contract, breach of implied covenant of good faith and fair dealing and conversion. As noted above, Plaintiffs alleged that during the relevant time period, JPM, as depositary bank for the issuance of ADRs, systematically deducted impermissible fees from dividends and/or cash distributions issued by foreign companies, and owed to ADR holders. More specifically, as Plaintiffs alleged, JPM assigned FX rates to the conversion of non-U.S. dollar-based dividends and cash distributions by foreign companies, which reflected a spread that was added to the FX rate JPM actually received at the time of the conversion. As a result of its practice of adding a spread to FX rates, Plaintiffs alleged that JPM improperly retained millions of dollars from dividends and cash distributions owed and payable to the class. 13. On January 22, 2016, JPM moved to dismiss the Class Action Complaint and/or stay all claims relating to the Chungwha Deposit Agreement in favor of arbitration. The Merryman Plaintiffs opposed JPM's motion on Februmy 22, 2016. On August 30, 2016, the Court heard argument on JPM's motion to dismiss and, on September 29, 2016, entered its Memorandum Opinion & Order granting in part and denying in part the motion ("September 29 Order"). Specifically, the Court: (i) denied JPM's motion to dismiss the breach of contract claim for failure to state a claim on which relief could be granted; and (ii) granted JPM's motion as to the breach of contract claims that accrued more than five years before the commencement of the lawsuit. By the September 29 Order, the Court also granted JPM's motion to dismiss as to the Merryman Plaintiffs' claims for breach of the implied covenant of good faith and fair dealing, conversion, and punitive damages; granted JPM's motion to compel arbitration of

4 Case 1:15-cv-09188-VEC Document 125-1 Filed 06/20/19 Page 19 of 41 all claims relating to the Chungwha ADR; and granted JPM's motion to deny the Merryman Plaintiffs' standing to represent ADR holders who held ADRs in which the Merryman Plaintiffs did not invest. 14. On October 13, 2016, the Merryman Plaintiffs moved for partial reconsideration of the September 29 Order, which JPM opposed on October 31, 2016. By Memorandum Opinion & Order entered February 2, 2017, the Court denied the Merryman Plaintiffs' motion for partial reconsideration of the September 29 Order. 15. In the meantime, on October 28, 2016, the Court entered an order that, among other things, permitted the Merryman Plaintiffs to amend the Class Action Complaint. In accordance with that Order, Plaintiffs filed the Amended Class Action Complaint, which added Chester County Employees Retirement Fund as a plaintiff. Plaintiffs filed a corrected version of their complaint on November 28, 2016. 16. JPM moved to dismiss the Amended Class Action Complaint on January 13, 2017. Plaintiffs filed their opposition to JPM's partial motion to dismiss the Amended Class Action Complaint on February 13, 2017, related to statute of limitations issues. On May 5, 2017, the Court entered its Memorandum Opinion & Order granting JPM's motion in its entirety as it related to statute of limitations issues. 17. JPM answered the Amended Class Action Complaint on May 19, 2017. Thereafter, Plaintiffs and Defendant commenced discovery, which included Defendant producing over 250,000 pages of documents, Plaintiffs producing over 10,000 pages of documents, six depositions and the exchange of Plaintiffs' expert report in support of class certification. 18. While discovery efforts were ongoing, Lead Counsel and Defendant's Counsel began discussing the possibility of resolving the Litigation. Following hard-fought, arm's-length negotiations spanning the course of several months, the Settling Parties reached an agreement in principle to settle the Litigation and executed a term sheet setting forth the material terms of their agreement on April 12, 2018. On the same day, the Settling Parties notified the Court of the Term Sheet. 19. Over the next two months, the Settling Parties negotiated and documented the specific terms and conditions of the Settlement, which are embodied in the Stipulation dated June 12, 2018. The Stipulation can be viewed at www.JPMorqanADRFXSettlement.com. 20. Thereafter, on July 18, 2018, the Court entered the Preliminary Approval Order, authorizing that this Notice be sent to potential Settlement Class Members and scheduling the Final Approval Hearing to consider whether to grant final approval of the Settlement, among other things. On March 25, 2019, the Court entered an Order approving certain modifications to the notice plan. Why Is This Litigation AClass Action? . I 21. In a class action, one or more individuals or entities, referred to as "plaintiffs," sue on behalf of individuals and entities who have similar claims. All of the Persons on whose behalf Plaintiffs in this Litigation are suing are members of a "class" referred to in this Notice as Settlement Class Members or members of the Settlement Class. Because Plaintiffs believe that the wrongful conduct alleged in this case affected all holders of the JPM-sponsored ADRs at issue in the Litigation (reflected in Appendixes 1 & 2 hereto) in the same way, Plaintiffs filed their case as putative class action. The Settlement Class has been provisionally certified by the Court for purposes of effectuating the Settlement. ··. Wh)'ls There A Settlement?. I 22. The Court has not expressed any opinions or reached any decisions on the ultimate merits of Plaintiffs' claims against JPM. Instead, Plaintiffs and JPM have agreed to a Settlement to resolve the Litigation. In reaching the Settlement, the Settling Parties have avoided the cost and time of further litigation, including the costs and expenses involved in completing discovery, class certification briefing, summary judgment briefing, a trial, post-trial briefing and potential appeals. As with any litigation, Plaintiffs would face an uncertain outcome if this case proceeded. Pursuing the Litigation against JPM could result in a verdict offering relief greater than this Settlement, a verdict for less money than Plaintiffs have obtained through this Settlement, or no recovery at all. Based on these risks and an evaluation of other unique risks presented by this case, Plaintiffs and Lead Counsel believe the Settlement is in the best interests of all members of the Settlement Class. Additional information concerning the Settlement and these factors is available on the website, www.JPMorganADRFXSettlement.com. 23. As stated above, the Settlement is the product of hard-fought, arm's-length negotiations between Lead Counsel and Defendant's Counsel, both of which are very experienced with respect to complex litigation of this type. Lead Counsel believes the proposed Settlement is fair, reasonable and adequate and in the best interest of the Settlement Class. How Do I Know If I AmParfOfThe Settlement Class? I 24. The Court has provisionally certified the following Settlement Class: All Persons or entities who are or were holders (directly or indirectly, registered or beneficially) of or otherwise claim any entitlement to any payment (whether a dividend, rights offering, interest on capital, sale of shares or other distribution) in connection with: (1) the securities listed in Appendix 1 hereto (including any predecessor or successor securities) from November 21, 2010 to July 18, 2018, inclusive; or (2) the securities listed in Appendix 2 hereto (including any predecessor or successor securities) from November 21, 2012 to July 18, 2018, inclusive.

5 Case 1:15-cv-09188-VEC Document 125-1 Filed 06/20/19 Page 20 of 41 JPM and its officers, directors, legal representatives, heirs, successors, corporate parents, subsidiaries, and/or assigns, other than Investment Vehicles2 (which are not excluded), are excluded from the Settlement Class only to the extent that such Persons or entities had a proprietary (i.e., for their own account) interest in the securities listed in Appendix 1 or 2 hereto and not to the extent that they have held the securities in a fiduciary capacity or otherwise on behalf of any third-party client, account, fund, trust or employee benefit plan that otherwise falls within the definition of the Settlement Class. Also excluded from the Settlement Class are any Persons and entities who or which exclude themselves from the Settlement Class by submitting a request for exclusion that is accepted by the Court. PLEASE READ THIS NOTICE CAREFULLY TO DETERMINE WHETHER YOU ARE A SETTLEMENT CLASS MEMBER AND WHETHER YOU ARE ENTITLED TO RECEIVE PROCEEDS FROM THE SETTLEMENT. IF YOU ARE A NON-REGISTERED HOLDER SETTLEMENT CLASS MEMBER AND YOU WISH TO BE ELIGIBLE TO RECEIVE A PAYMENT FROM THE SETTLEMENT, YOU ARE REQUIRED TO SUBMIT A CLAIM FORM AND THE REQUIRED SUPPORTING DOCUMENTATION AS SET FORTH THEREIN POSTMARKED NO LATER THAN SEPTEMBER 19, 2019. YOU CAN OBTAIN A COPY OF THE CLAIM FORM, OR SUBMIT A CLAIM ONLINE, AT WWW.JPMORGANADRFXSETTLEMENT.COM. · · · · WhatDoesJhe~ettlemEi,if Provide? · 25. The Settlement provides for $9,500,000 to be paid by or on behalf of Defendant to settle the Litigation. The $9,500,000, plus interest that accrues on this amount, will be distributed to the Settlement Class after costs, expenses and fees are deducted as described below. Plaintiffs' damages expert estimates that the Settlement Class's recovery represents nearly thirty percent of the damages that he calculated from the alleged ADR FX practices for the relevant securities. This is only an estimate. JPM does not concede the accuracy of Plaintiffs' damages expert's calculation, or that there were any damages. A Settlement Class Member's Recognized Claim, as explained in the Plan of Allocation, reflects Plaintiffs' view of the purported margin(s) retained by JPM for FX conversions of ADR dividends and cash distributions. A Settlement Class Member's actual recovery will depend upon the net amount in the Settlement Fund (after the deduction of certain amounts as described herein and in the Stipulation, including Notice and Administration Costs, Court-approved attorneys' fees and Litigation Expenses, including any Service Awards to Plaintiffs, and Taxes and Tax Expenses), which will be allocated and paid to eligible Settlement Class Members according to the plan of allocation approved by the Court. 26. The Settlement will provide for cash payments to Settlement Class Members who do not exclude themselves from the Settlement Class pursuant to 'f[1]'43-48 below. Registered Holder Settlement Class Members do not need to submit a Claim Form in order to be eligible for a payment from the Settlement. Non-Registered Holder Settlement Class Member must submit a valid Claim Form in orrlP-r to be eligible to receive a payment from the Settlement. 27. If the Settlement is approved, the Court will enter a judgment ("Judgment"). The Judgment will dismiss with prejudice the claims allegeJ i11 ltie Lilig:,ilion against Defendant and pursuant to the Judgment, without further action by anyone, upon the Effective Date of the Settlement, Plaintiffs and each Settlement Class Member, on behalf of themselves and each of their respective present and former affiliates, parents, subsidiaries, officers, directors, employees, agents, successors, predecessors, assigns, assignees, partnerships, partners, trustees, trusts or holdings of personal or family assets, estates, heirs, executors, administrators, members, managers, owners, beneficiaries, custodians, representatives, devisees, legatees, Immediate Family members, advisors, consultants, insurers, reinsurers, stockholders, investors, nominees and attorneys and any Person legally entitled to bring Released Claims on behalf of each of them, in their capacities as such, any Person(s) they represent in connection with the Litigation or in connection with the purchase or sale of any of the securities listed in Appendix 1 or 2, and any Person(s) who claim through or on behalf of them, in that capacity, shall be deemed to have, and by operation of law and of the judgment shall have, fully, finally and forever compromised, settled, released, resolved, relinquished, waived and discharged each and every Released Claim against any of the Released Defendant Parties, and shall forever be barred and enjoined from prosecuting any or all of the Released Claims (as defined below) against any of the Released Defendant Parties (as defined below). All Settlement Class Members shall be bound by the terms of the Releases set forth in the Stipulation whether or not they obtain a recovery from the Settlement Fund, or seek, or actually receive a distribution from the Net Settlement Fund. 28. "Released Claims" means all claims and causes of action of every nature and description, whether known or unknown (i.e., "Unknown Claims" as defined below), asserted or unasserted, whether arising under federal, state, common or foreign law, whether in connection with the applicable deposit agreements or otherwise, whether class, derivative or individual in nature, that (a) were or could have been asserted in the Complaints, or any other forum that arise out of, are based upon, or relate in any way to the allegations set forth in the Complaints or (b) arise from, are based upon, or relate in any way to the conversion of foreign currency (including but not limited to any sale, receipt, price, charges, expenses, costs, margins, markup, spread, fee, profit, exchange, adjustment, deduction or disclosure) in connection with the deposit agreements, depositary receipts, common share agreements and/or transfer agency, registrar and dividend disbursing agreements applicable to the securities listed in Appendix 1 or 2 hereto (including any predecessor or successor securities), including but not limited to in connection with any payment, transter, disbursement or distribution (whether associated with a dividend, rights offering, interest on capital, sale of shares or otherwise). "Released Claims" do not include claims arising out of, based upon, relating to, concerning, or in connection with the interpretation or enforcement of the terms of the Settlement.

2 "Investment Vehicle" means any investment company or pooled investment fund, including but not limited to mutual fund families, exchange­ traded funds, fund of funds, private equity funds, real estate funds, and hedge funds, in which Defendant has or may have a direct or indirect interest, or as to which its affiliates may act as an investment advisor, general partner, managing member, or other similar capacity. 6 Case 1:15-cv-09188-VEC Document 125-1 Filed 06/20/19 Page 21 of 41

29. "Released Defendant Parties" means (i) Defendant, its present and former affiliates, parents, subsidiaries, officers, directors, employees, agents, successors, predecessors, assigns, assignees, partnerships, partners, trustees, trusts estates, executors, administrators, members, managers, owners, beneficiaries, custodians, representatives, devisees, legatees, advisors, consultants, insurers, reinsurers, stockholders, investors, nominees and attorneys and any Person legally entitled to bring Released Defendant Claims on behalf of Defendant, in their capacities as such; (ii) any custodians or subcustodians appointed in connection with the securities listed on Appendixes 1 and 2 hereto, only with respect to the period that JPM served as depositary, transfer agent, registrar or dividend disbursing agent in connection with such securities; and (iii) the issuers of the securities listed on Appendixes 1 and 2 hereto and/or the securities underlying the deposit receipts or New York shares listed on Appendixes 1 and 2, only with respect to the period that JPM served as depositary, transfer agent, registrar or dividend disbursing agent in connection with the securities listed on Appendixes 1 and 2. 30. "Unknown Claims" means any and all claims that any Plaintiff or any other Settlement Class Member does not know or suspect to exist in his, her, or its favor at the time of the release of the Released Claims, and any and all claims that Defendant does not know or suspect to exist in its favor at the time of the release of the Released Defendant Claims, which if known to him, her or it might have affected his, her or its decision(s) with respect to the Settlement, including, but not limited to, his, her or its decision to object or not to object to the Settlement or not to exclude himself, herself or itself from the Settlement Class. With respect to any and all Released Claims and Released Defendant Claims, the Settling Parties stipulate and agree that, upon the Effective Date, each of the Plaintiffs and Defendant shall expressly waive, and each of the other Settlement Class Members shall be deemed to have, and by operation of the Order and Final Judgment or any Alternative Judgment shall have, expressly waived and relinquished any and all provisions, rights, and benefits conferred by any law of any state or territory of the United States or any other jurisdiction, or principle of common law that is similar, comparable, or equivalent to California Civil Code § 1542, which provides: A general release does not extend to claims which the creditor does not know or suspect to exist in his or her favor at the time of executing the release, which if known by him or her must have materially affected his or her settlement with the debtor. Any Settling Party may hereafter discover facts, legal theories, or authorities in addition to or different from those which he, she, or it now knows or believes to be true with respect to the subject matter of the Released Claims and the Released Defendant Claims, but each of the Plaintiffs and Defendant shall expressly, fully, and forever settle and release, and each Settlement Class Member shall be deemed to have settled and released, and upon the Effective Date and by operation of the Order and Final Judgment or any Alternative Judgment shall have settled and released, fully, finally, and forever, any and all Released Claims and Released Defendant Claims as applicable, known or unknown, suspect or unsuspected, contingent or noncontingent, whether or not concealed or hidden, which have existed or now or will exist, upon any theory of law or equity, including, but not limited to, conduct which is negligent, reckless, intentional, with or without malice, or breach of any duty, law, or rule, without regard to the subsequent discovery or existence of such different or additional facts, legal theories or authorities. The Settling Parties acknowledge, and each of the Settlement Class Members shall be deemed by operation of law to have acknowledged, that the foregoing waiver was separately bargained for and a key element of the Settlement. 31. In addition, if the Settlement is approved, pursuant to the Judgment, without further action by anyone, upon the Effective Date of the Settlement, Defendant, on behalf of itself and any other Person legally entitled to bring Released Defendant Claims on behalf of Defendant, in that capacity, shall be deemed to have, and by operation of law and of the judgment shall have, fully, finally and forever compromised, settled, released, resolved, relinquished, waived and discharged each and every Released Defendant Claim against the Released Plaintiff Parties, and shall forever be barred and enjoined from prosecuting any or all of the Released Defendant Claims (as defined below) against any of the Released Plaintiff Parties (as defined below). 32. "Released Defendant Claims" means all claims and causes of action of every nature and description, whether known or unknown (i.e., "Unknown Claims" as defined below), asserted or unasserted, whether arising under federal, state, common or foreign law, whether in connection with the applicable deposit agreements or otherwise, whether class, derivative or individual in nature, that arise out of or relate in any way to the institution, prosecution, or settlement of the Litigation against Defendant. "Released Defendant Claims" do not include claims arising out of, based upon, relating to, concerning, or in connection with the interpretation or enforcement of the terms of the Settlement. 33. "Released Plaintiff Parties" means Plaintiffs and each and every Settlement Class Member (regardless of whether that Person actually obtains a distribution from the Net Settlement Fund or is entitled to receive a distribution under the plan of allocation approved by the Court), and their respective present and former affiliates, parents, subsidiaries, officers, directors, agents, successors, predecessors, assigns, assignees, partnerships, partners, trustees, trusts or holdings of personal or family assets, estates, heirs, executors, administrators, members, managers, owners, beneficiaries, custodians, representatives, devisees, legatees, employees, Immediate Family members, advisors, consultants, insurers, reinsurers, stockholders, investors, nominees and attorneys and any Person legally entitled to bring Released Claims on behalf of each of them, in their capacities as such. 34. Please Note: The complete terms of the Settlement are set forth in the Stipulation which may be viewed on the website for the settlement, www.JPMorganADRFXSettlement.com. · How Do I Participate In Th~ Settlement? What Do I N.eed To Do? I 35. If you are a Settlement Class Member who holds (or held) your eligible securities through a bank, broker or other nominee and are not listed on the records of JPM's transfer agent (i.e., a Non-Registered Holder Settlement Class Member) and you wish to be eligible to receive a payment from the proceeds of the Settlement, you must timely complete and return the Claim Form with adequate supporting documentation postmarked, or submitted online, no later than September 19, 2019. You can go to www.JPMorganADRFXSettlement.com to submit a Claim. You can also obtain a Claim Form on the website, or you may 7 Case 1:15-cv-09188-VEC Document 125-1 Filed 06/20/19 Page 22 of 41

request that a Claim Form be mailed to you by calling the Claims Administrator toll free at 1-866-637-9457 or by sending an email to the Claims Administrator at [email protected]. Please retain all records of your holdings in the eligible ADRs, as they may be needed to document your claim. If you are a Non-Registered Holder Settlement Class Member and do not submit a timely and valid Claim Form, you will not be eligible to share in the Net Settlement Fund. 36. If you are a Settlement Class Member who holds (or held) your eligible securities directly and are listed on the records of JPM's transfer agent (i.e., a Registered Holder Settlement Class Member) you do not have to take any further action in order to participate in the Settlement and be potentially eligible to receive c1 pc1ymont from the proceeds of the Settlement. If you are a Registered Holder Settlement Class Member, you should receive/should have received a Postcard Notice in the mail that contains a unique Claim Number and PIN. You can use this Claim Number and PIN to access information regarding the eligible ADRs you held and the dividends/cash distributions you received as a result of such holdings that was obtained from J PM's transfer agent on the website www.JPMorqanADRFXSettlement.com. Please Note: If you are a Registered Holder Settlement Class Member, your Recognized Claim and payment amount will be calculated pursuant to the information provided by JPM's transfer agent. If the information regarding your holdings and distributions set forth on the website is incorrect or incomplete, you must notify the Claims Administrator (as set forth in ,I69 herein) immediately. If the Claims Administrator does not hear from you, they will assume the information provided by JPM's transfer agent and set forth on the website is correct and complete and will use it to calculate your Claim. 37. Settlement Class Members who exclude themselves from the Settlement Class pursuant to ,I,I43-48 below, will not receive a payment from the Settlement proceeds.

38. At this time, it is not possible to make a precise determination as to the amount of any payment that any individual Settlement Class Member may receive from the Settlement. 39. Exhibit 1 to this Notice sets forth the Plan of Allocation for allocating the Net Settlement Fund among Authorized Recipients, as proposed by Plaintiffs and Lead Counsel. At the Final Approval Hearing, Lead Counsel will request the Court approve the Plan of Allocation. The Court may modify the Plan of Allocation, or approve a different plan of allocation, without further notice to the Settlement Class. 40. The Plan of Allocation describes the manner by which the Net Settlement Fund will be distributed to eligible Settlement Class Members. In general, the Net Settlement Fund will be allocated to (i) Registered Holder Settlement Class Members and (ii) Non-Registered Holder Settlement Class Members who submit valid Claim Forms. The amount paid to each Authorized Recipient will depend on each Authorized Recipient's calculated Recognized Claim, relative to the Recognized Claims of other Authorized Recipients. Because the Net Settlement Fund most likely will be less than the total losses alleged to have been suffered in the Liti(.lc1tion, an Authorized Recipient's proportionate recovery most likely will be less than their alleged lofis 41. The tax treatment of any distribution varies based upon the recipient's tax status and treatment of its investments. The tax treatment of any distribution from the Net Settlement Fund is the responsibility of each recipient. You should consult your tax advisor to determine the tax consequences, if any, of any distribution to you.

42. Payment is conditioned on several matters, including the Court's approval of the Settlement and that approval becoming Final and no longer subject to any appeals. If the Court approves the Settlement and a plan of allocation, then payments to Authorized Recipients will be made after any appeals are resolved and after the completion of all Claims processing. Please be patient, as this process can take some time to complete. t 43. Yes. You may request to be excluded (also referred to as "opting-out") from the Settlement Class. If you request exclusion, (a) you will not participate in any distribution of the Net Settlement Fund and will not receive any part of the Settlement Amount; (b) you will not be bound by the terms of the Settlement, including the Releases, and you will retain any right you may have to file your own lawsuit concerning the Released Claims; and (c) you will not be able to object to the Settlement. 44. In the event you wish to exclude yourself from the Settlement Class, you must submit a written Request for Exclusion, which must be received no later than July 3, 2019, to: JPMorgan ADR FX Settlement c/o KCC Class Action Services EXCLUSIONS 3301 Kerner Boulevard San Rafael, CA 94901 45. In order to be valid, a Request for Exclusion must: (i) state the name, address and telephone number of the Person or entity requesting exclusion, and in the case of entities, the name and telephone number of the appropriate contact person; (ii) state that such Person or entity "requests exclusion from the Settlement Class in Merryman et al. v. JPMorgan Chase Bank, N.A., 15-cv-09188-VEC"; (iii) identify (including quantity and dates held) the securities listed on Appendix 1 or 2 hereto

8 Case 1:15-cv-09188-VEC Document 125-1 Filed 06/20/19 Page 23 of 41 owned by such Person or entity and the dividends/cash distributions such Person or entity received per eligible security during the relevant time period; and (iv) be signed by the Person or entity requesting exclusion or an authorized representative. 46. To be effective, your Request for Exclusion must be received no later than July 3, 2019. Unless otherwise ordered by the Court, any Settlement Class Member who does not submit a timely and valid Request for Exclusion as provided herein shall be bound by the Settlement. Do not request exclusion if you wish to participate in the Settlement. 47. You cannot exclude yourself on the Settlement website, by telephone or by email. If you do not follow these procedures - including meeting the deadline for requesting exclusion set forth above - you will not be excluded from the Settlement Class, and you will be bound by all of the orders and judgments entered by the Court regarding the Settlement, including the release of claims. 48. Please Note: If you decide to exclude yourself from the Settlement Class, there is a risk that any lawsuit you may file to pursue claims alleged in the Litigation may be dismissed, including because the suit is not filed within the applicable time periods required for filing suit. JPM will have the right to assert any and all defenses it may have to any claims you seek to assert. Also, JPM may terminate the Settlement if potential Settlement Class Members who meet certain criteria exclude themselves from the Settlement Class. THE LAWYERS REPRESENTING YOU DolHave Al.:awyer In This .Case? 49. Kessler Topaz Meltzer & Check, LLP is Lead Counsel for Plaintiffs and the Settlement Class in the Litigation. You will not be charged directly by Lead Counsel or any other firms representing Plaintiffs in this case. If you want to be represented by your own lawyer, you may hire one at your own expense. · · .··· l-lowWOI the Lawyers Be Paid? 50. Lead Counsel, on behalf of Plaintiffs' counsel, will apply to the Court for an award of attorneys' fees and reimbursement of Litigation Expenses. Lead Counsel has fee-sharing agreements with additional counsel G. Chadd Mason, Esq. of Prevost, Shaff, Mason & Carns, PLLC (formerly of Mason Law Firm, PLC), 220 S. School Avenue, Fayetteville, AR 72701, and Amy C. Martin, Esq. of Amy C. Martin P.A. (formerly of Everett, Wales and Comstock), P.O. Box 765, Fayetteville, AR 72702, which provide that Lead Counsel will compensate these firms from the attorneys' fees that Lead Counsel receives in this Litigation in amounts commensurate with those firms' efforts in the Litigation. Lead Counsel's application for attorneys' fees will not exceed 33½% of the Settlement Fund plus reimbursement of Litigation Expenses not to exceed $400,000 incurred in connection with the prosecution and resolution of this Litigation. Lead Counsel's application for attorneys' fees and Litigation Expenses, which may include requests for Service Awards to Plaintiffs up to an aggregate amount of $50,000, will be filed by June 20, 2019, and the Court will consider this application at the Final Approval Hearing. A copy of Lead Counsel's application for fees and expenses will be available for review at www.JPMorqanADRFXSettlement.com once it is filed. Any award of attorneys' fees and reimbursement of Litigation Expenses, including any Service Awards to Plaintiffs, will be paid from the Settlement Fund prior to allocation and payment to Authorized Recipients. Settlement Class Members are not personally liable for any such attorneys' fees or expenses. 51. To date, neither Lead Counsel nor any other firms representing Plaintiffs, have received any payment for their services in prosecuting this Litigation on behalf of the Settlement Class, nor have any counsel been reimbursed for their out-of-pocket expenses incurred in connection with litigating this Litigation. The attorneys' fees requested by Lead Counsel will compensate counsel for their efforts in achieving the Settlement for the benefit of the Settlement Class and for their risk in undertaking this representation on a contingency basis. The Court will determine the actual amount of the award. 52. By following the procedures described in ,T1f53-59 below, you can tell the Court that you do not agree with the attorneys' fees and expenses Lead Counsel intend to seek and ask the Court to deny Lead Counsel's motion or limit the award. OBJECTIONS HoWDo I Tell The Courtlfl06 Not Like The Settlement?. 53. Any Settlement Class Member may appear at the Final Approval Hearing and explain why he, she or it thinks the Settlement of the Litigation as embodied in the Stipulation should not be approved as fair, reasonable and adequate and why a judgment should not be entered thereon, why the attorneys' fees and expenses of Plaintiffs' counsel should not be awarded, in whole or in part, or why Plaintiffs should not be awarded Service Awards, in whole or in part. However, no Settlement Class Member shall be heard or entitled to contest these matters unless such Settlement Class Member has filed a written objection with the Court. 54. To object, you must send a letter or other written statement saying that you object to the Settlement, the Plan of Allocation, and/or Lead Counsel's request for attorneys' fees and Litigation Expenses (including Service Awards) in Merryman et al. v. JPMorgan Chase Bank, N.A., Civil Action No. 1: 15-cv-09188-VEC. Be sure to include your name, address, telephone number, signature, and a full explanation of all reasons why you object to the Settlement, including any legal and evidentiary support you wish to bring to the Court's attention. You must also include documents sufficient to prove your membership in the Settlement Class, including any of the ADRs listed on Appendix 1 and/or 2 that you held and the dividends/cash distributions you received as a result of such holdings during the relevant time period.

9 Case 1:15-cv-09188-VEC Document 125-1 Filed 06/20/19 Page 24 of 41 55. Your written objection must be filed with the Court, and served by mail upon the counsel listed below by no later than July 3, 2019: CLERK'S OFFICE LEAD COUNSEL DEFENDANT'S COUNSEL United States District Court Sharan Nirmul, Esq. Susan Saltzstein, Esq. Southern District of New York Kessler Topaz Meltzer Skadden, Arps, Slate, Meagher Clerk of the Court & Check, LLP & Flom, LLP Thurgood Marshall 280 King of Prussia Road Four Times Square United States Courthouse Radnor, PA 19087 New York, NY 10036-6522 40 Foley Square New York, NY 10007 56. You may file a written objection without having to appear at the Final Approval Hearing. You may not, however, appear at the Final Approval Hearing to present your objection unless you first file and serve a written objection in accordance with the procedures described above, unless the Court orders otherwise. 57. If you wish to be heard orally at the Final Approval Hearing, and if you file and serve a timely written objection as described above, you must also file a notice of appearance with the Clerk's Office and serve it on Lead Counsel and Defendant's Counsel at the addresses set forth above so that it is received no later than July 3, 2019. Persons who intend to object and desire to present evidence at the Final Approval Hearing must include in their written objection or notice of appearance the identity of any witnesses they may call to testify and exhibits they intend to introduce into evidence at the hearing. Such Persons may be heard orally at the discretion of the Court. 58. You are not required to hire an attorney to represent you in making written objections to any aspect of the Settlement or in appearing at the Final Approval Hearing. However, if you decide to hire an attorney, it will be at your own expense, and that attorney must file a notice of appearance with the Court and serve it on Lead Counsel and Defendant's Counsel at the addresses set forth above so that it is received no later than July 3, 2019. 59. UNLESS OTHERWISE ORDERED BY THE COURT, ANY SETTLEMENT CLASS MEMBER WHO DOES NOT OBJECT IN THE MANNER DESCRIBED HEREIN WILL BE DEEMED TO HAVE WAIVED ANY OBJECTION AND SHALL BE FOREVER FORECLOSED FROM MAKING ANY OBJECTION TO THE PROPOSED SETTLEMENT, PLAN OF ALLOCATION AND/OR THE REQUESTS FOR ATTORNEYS' FEES, LITIGATION EXPENSES, AND ANY SERVICE AWARDS. THE COURT'S FINAL APPROVAL HEARING

oU. I he Court will hold a Final /\pproval Hearing at 11:00 a.m. on August 8, 2019, before tl1e Honorable Valerie E. Caproni in Courtroom 443 of the United States District Court for the Southern District of New York, Thurgood Marshall United States Courthouse, 40 Foley Square, New York, NY 10007. 61. IF YOU DO NOT WISH TO OBJECT TO THE SETTLEMENT, PLAN OF ALLOCATION OR THE REQUESTS FOR ATTORNEYS' FEES AND LITIGATION EXPENSES (INCLUDING ANY SERVICE AWARDS), YOU NEED NOT ATTEND THE FINAL APPROVAL HEARING. 62. At the Final Approval Hearing, the Court will consider whether the proposed Settlement is fair, reasonable and adequate. If there are objections, the Court will consider them. At or after the hearing, the Court will decide whether to approve the Settlement. The Court will also consider any motions for attorneys' fees, expenses of Plaintiffs' counsel, and Service Awards for Plaintiffs, as well as the proposed Plan of Allocation. We do not know how long these decisions will take.

63. No. Lead Counsel will answer any questions that the Court may have about the Settlement at the Final Approval Hearing. You 3re not required to attend the Final Approval Hearing but are welco111e to come at your own expense. If you send an objection, you do not have to come to Court to discuss it. As long as you filed your written objection on time, it will be before the Court when the Court considers whether to approve the Settlement as fair, reasonable and adequate. You may also have your own lawyer attend the Final Approval Hearing at your expense, but such attendance is not mandatory. See 1J58 above. 64. The Final Approval Hearing may be rescheduled by the Court without further notice to the Settlement Class. If you wish to attend the Final Approval Hearing, you should confirm the date and time with Lead Counsel.

65. If you are a Settlement Class Member and you have filed a timely objection, and if you wish to speak, present evidence or present testimony at the Final Approval Hearing, you must state in your objection your intention to do so, and must identify any witnesses you intend to call or evidence you intend to present. See 1157 above.

10 Case 1:15-cv-09188-VEC Document 125-1 Filed 06/20/19 Page 25 of 41

IF YOU DO NOTHING What Happens If I Do Nothing At .All? 66. If you are a member of the Settlement Class and do nothing and the Settlement is approved, you will be bound by the terms of the Settlement and you will be deemed to have released all Released Claims against all of the Released Defendant Parties. 67. If you are a Registered Holder Settlement Class Member and do nothing, you will receive your pro rata payment from the Settlement as described in the Plan of Allocation attached hereto as Exhibit 1. The Claims Administrator will calculate your Recognized Claim using the information regarding your dividends/cash distributions provided by JPM's transfer agent. However, if you are a Non-Registered Holder Settlement Class Member and do nothing, you will not be eligible to receive a payment from the Settlement. If you are a Non-Registered Holder Settlement Class Member you must submit a valid Claim Form to be eligible to receive a payment from the Settlement. GETTING MORE INFORMATION How Do I Get More Information? 68. This Notice contains only a summary of the terms of the proposed Settlement. For more detailed information about the matters involved in this Litigation, you are referred to the papers on file in the Litigation, including the Stipulation, which may be inspected during regular office hours at the Office of the Clerk, United States District Court for the Southern District of New York, Thurgood Marshall United States Courthouse, 40 Foley Square, New York, NY 10007. Additionally, copies of the Stipulation, this Notice, the Claim Form, the proposed Judgment, and any related orders entered by the Court will be posted on the website maintained by the Claims Administrator, www.JPMorganADRFXSettlement.com. 69. All inquiries concerning this Notice and the Claim Form, or requests for additional information, should be directed to: JPMorgan ADR FX Settlement c/o KCC Class Action Services P.O. Box 404068 Louisville, KY 40233-4068 1-866-637-9457 [email protected] Claims Administrator and/or Sharan Nirmul, Esq. KESSLER TOPAZ MELTZER & CHECK, LLP 280 King of Prussia Road Radnor, PA 19087 (610) 667-7706 [email protected] Lead Counsel for the Settlement Class DO NOT CALL OR WRITE THE COURT, THE OFFICE OF THE CLERK OF THE COURT, DEFENDANT OR ITS COUNSEL REGARDING THIS NOTICE. Dated: March 25, 2019 By Order of the Court United States District Court Southern District of New York

11 Case 1:15-cv-09188-VEC Document 125-1 Filed 06/20/19 Page 26 of 41 APPENDIX 1 ISSUER CUSIP TICKER Banco Santander SA 05964H105 SAN Chunghwa Telecom Co., Ltd. 171330502 CHT CNOOC Ltd. 126132109 CEO ENEL SpA 29265W207 ENLAY Guanqshen Railway 40065W107 GSH Nippon Telegraph~. Telephone Corp. 654624105 NTTYY / NTT Novartis A.G. 66987V109 NVS Novo Nordisk A/S 670100205 NVO Prudential PLC 74435K204 PUK Rio Tinto PLC 767204100 RIO Sanofi 80105N105 SNY Vale S.A. 91912E105 VALE Vale S.A. - Pref 91912E204 VALE.P Volkswaqen AG - Pref 928662402 VLKPY APPENDIX 2 ISSUER CUSIP TICKER Alcatel-Lucent 013904305 ALU Allianz SE 018805101 AZSEY AMCOR Ltd. 02341R302 AMCRY ASML Holding NV N07059210 ASML BAE Systems PLC 05523R107 BAESY Banco Santander SA 05964H105 SAN Banco Santander Chile 05965X109 BSAC BNP Paribas 05565A202 BNPQY Braskem SA 105532105 BAK BT Group PLC 05577E101 BT Canon, Inc. 138006309 CAJ Carlsberg A/S 142795202 CABGY Carnival PLC 14365C103 CUK CIA Brasileira De Distribuicao Grupo Pao De Acucar 20440T201 CBD Danone 23636T100 DANOY Gerdau SA 373737105 GGB Honda Motor Co. Ltd. 438128308 HMC Iberdrola SA 450737101 IBDRY ING Groep NV 456837103 ING KB Financial Group Inc. 48241A105 KB Kirin Holdings Co. Ltd. 497350306 KNBWY Kubota Corp. 501173207 KUB/KUBTY Lafarge 505861401 LFRGY Nissan Motor Co. Ltd. 654744408 NSANY OMV AG 670875509 OMVKY Panasonic Corp. 69832A205 PCRFY Reckitt Benckiser Group PLC 756255204 RBGLY Roche Holdinq AG/ Roche Holding Ltd. 771195104 RHHBY Rolls-Royce Holdings PLC 775781206 RYCEY SABMiller PLC 78572M105 SBMYR Sony Corp. 835699307 SNE STMicroelectronics NV 861012102 STM Swedbank AB 870195104 SWDBY Telenor ASA 87944W105 TELNY Teva Pharmaceutical Industries Ltd. 881624209 TEVA TIM Participac;:6es SA 88706P205 TSU Tokio Marine Holdings Inc. 889094108 TKOMY TOTAL SA 89151 E109 TOT Valeo SA 919134304 VLEEY Volkswagen AG 928662303 VLKAY Yara International ASA 984851204 YARIY

12 Case 1:15-cv-09188-VEC Document 125-1 Filed 06/20/19 Page 27 of 41

EXHIBIT 1 PLAN OF ALLOCATION OF NET SETTLEMENT FUND The plan of allocation set forth below ("Plan of Allocation" or "Plan") is the plan for allocating the Net Settlement Fund to Authorized Recipients that is being proposed by Plaintiffs and Lead Counsel. In accordance with the Settlement, the Net Settlement Fund will be allocated to (i) Registered Holder Settlement Class Members and (ii) Non-Registered Holder Settlement Class Members who submit valid Claim Forms. The Court may approve the below Plan, or modify it, without additional notice to the Settlement Class. Any order modifying the Plan will be posted on the website for the Settlement, www.JPMorganADRFXSettlement.com. The objective of the Plan is to equitably distribute the Net Settlement Fund among as many Settlement Class Members as possible. The Plan is based on Plaintiffs' view of the average annual margin per ADR that JPM retained on FX conversions of ADR dividends and cash distributions as determined by Plaintiffs' damages expert. JPM produced data concerning the amount (if any) it retained for dividends and cash distributions issued for (1) the securities listed in Appendix 1 hereto (including any predecessor or successor securities) between November 21, 2010 and December 31, 2016, inclusive and (2) the securities listed in Appendix 2 hereto (including any predecessor or successor securities) between November 21, 2012 and December 31, 2016, inclusive. Utilizing this data, Plaintiffs' damages expert calculated the average annual margin per ADR for each year from 2010 to 2016 and extrapolated the margins for 2017 and 2018 based on the overall average margin per ADR. 3 JPM does not concede the accuracy of Plaintiffs' damages expert's calculation, or that there were any damages. The Plan is intended to be generally consistent with an assessment of, among other things, the damages that Plaintiffs and Lead Counsel believe could have been recovered for the claims asserted in the Litigation, and reflect Plaintiffs' allegations that over the course of the relevant time period, JPM, as depositary bank for the issuance of ADRs, systematically deducted impermissible fees for conducting FX from dividends and/or cash distributions issued by foreign companies, and owed to ADR holders. To the extent there are sufficient funds in the Net Settlement Fund, each Authorized Recipient will receive an amount equal to that Settlement Class Member's "Recognized Claim," as described below. If, however, as expected, the amount in the Net Settlement Fund is not sufficient to permit payment of the total Recognized Claim of each Authorized Recipient, then each Authorized Recipient shall be paid the percentage of the Net Settlement Fund that each Authorized Recipient's Recognized Claim bears to the total of the Recognized Claims of all Authorized Recipients - i.e., the Authorized Recipient's pro rata share of the Net Settlement Fund. In no event shall the Plan result in the payment of more than 100% of a Settlement Class Member's alleged damages (inclusive of alleged interest), as calculated by the methodology set forth by G. William Brown, Jr. in his expert report dated March 5, 2018 (the "Calculated Damages"). To the extent the Plan would result in the payment of more than 100% of a Settlement Class Member's Calculated Damages, any amount in excess of 100% of the Calculated Damages (the "Excess Amount") shall be reallocated to other Authorized Recipients. To the extent all Authorized Recipients have received 100% of their Calculated Damages, any Excess Amount shall be contributed to a nonsectarian charitable organization selected by the Court upon application by the Settling Parties, as discussed below. A. Calculation of Recognized Claims Individuals and entities are potentially eligible to participate in the Settlement and the distribution of the Net Settlement Fund if they held (directly or indirectly, registered or beneficially) or otherwise claim any entitlement to any payment (whether a dividend, rights offering, interest on capital, sale of shares or other distribution) in connection with (1) the securities I isted in Appendix 1 hereto (including any predecessor or successor securities) from November 21, 2010 to July 18, 2018, inclusive or (2) the securities listed in Appendix 2 hereto (including any predecessor or successor securities) from November 21, 2012 to July 18, 2018, inclusive. A "Recognized Loss Amount Per ADR Per Year" will be calculated according to the formula set forth below for each eligible ADR a Settlement Class Member held during the relevant time period and for which they received a dividend and/or cash distribution. A Settlement Class Member's "Recognized Claim" shall be the sum of his, her or its Recognized Loss Amounts Per ADR Per Year.

3 In the case of Chunghwa Telecom Co., Ltd. ("Chunghwa"), JPM produced data concerning the amount (if any) it retained for dividends and cash distributions between January 1, 2013 and December 31, 2016. For Chunghwa, Plaintiffs' damages expert calculated the average annual margin per ADR for each year from 2013 to 2016 and extrapolated margins for the remaining years based on the overall average margin he calculated for Chunghwa. JPM does not concede the accuracy of Plaintiffs' damages expert's calculation, or that there were any damages. 13 Case 1:15-cv-09188-VEC Document 125-1 Filed 06/20/19 Page 28 of 41

The formula for calculating a Settlement Class Member's Recognized Loss Amount Per ADR Per Year shall be as follows: Gross Amount of Dividends and Cash Calculated Average Margin for Distributions Received by the X ADR ("Margin") Per Year set Settlement Class Member for that forth in Table 1 below ADR Per Year

,...... T,ABLE 1 · ...... ,., .. :..... , .. ;; ...... , ··· ·· I Average Margin PeiY~~r ·•· . .I 2010 2011 2012 2013 2014 2015 2016 2017 2018 Alcatel-Lucent NIA NIA 0% .16% 0% 0% .20% 0% 0% (CUSIP: 013904305) Allianz SE NIA NIA .08% .19% .13% .20% .11% .14% .14% (CUSIP: 018805101) AMCOR Ltd. NIA NIA .07% .13% .17% .20% .20% .17% .17% (CUSIP: 02341 R302) ASML Holding NV NIA NIA 0% 0% 0% 0% 0% 0% 0% (CUSIP: N07059210) BAE Systems PLC NIA NIA .13% .05% .09% .20% .18% .13% .13% (CUSIP: 05523R107) Banco Santander Chile NIA NIA 0% 0% 0% 0% 0% 0% 0% (CUSIP: 05965X109) Banco Santander SA .17% .26% .18% .19% .07% .19% .19% 0% 0% (CUSIP: 05964H105) BNP Paribas NIA NIA .12% .19% .10% .18% .19% .16% .16% (CUSIP: 05565A202) Braskem SA NIA NIA 0% 0% .20% .20% .20% 0% 0% (CUSIP: 105532105) BT Group PLC NIA NIA .14% .20% .09% .12% .18% .15% .15% (CUSIP: 05577E101) Canon, Inc. NIA NIA .19% .20% .15% .19% .17% .18% .18% (CUSIP: 138006309) Carlsberg AIS NIA NIA 0% 0% 0% .14% .19% .17% .17% (CUSIP: 142795202) Carnival PLC NIA 0% 0% 0% 0% 0% 0% 0% (CUSIP: 14365C103) NIA Chunghwa Telecom Co., Ltd. 0% .10% .10% .19% .08% .14% .01% .10% .10% (CUSIP: 171330502) Gia Brasileira De Distribuicao Grupo Pao De Acucar NIA NIA 0% 0% 0% 0% .20% .20% .20% (CUSIP: 20440T201) CNOOC Ltd. 0% 0% 0% .01% .01% 0% 0% .01% 0% (CUSIP: 126132109) Danone NIA NIA .04% .19% .20% .20% .13% .17% .17% (CUSIP: 23636T100) ENEL SpA .20% .21% .06% .14% .09% .12% .11% .13% .13% (CUSIP: 29265W207) Gerdau SA NIA NIA 0% .20% .18% .20% .20% .19% .19% (CUSIP: 373737105) Guangshen Railway 0% 0% 0% 0% 0% .01% .01% 0% 0% (CUSIP: 40065W107) Hondo Motor Co. Ltd. NIA NIA .07% .13% .08% .10% .10% .10% .10% (CUSIP: 438128308) Iberdrola !::>A NIA NIA .20% .43% .10% .11% .17% .22% .22% (CUSIP: 450737101) ING Groep NV NIA NIA 0% 0% 0% .11% .19% .16% .16% (CUSIP: 456837103) -· - KB Financial Group Inc. NIA NIA 0% 0% 0% 0% 0% 0% 0% (CUSIP: 48241A105) Kirin Holdings Co. Ltd. NIA NIA .25% .19% .16% .17% .18% .18% .18% (CUSIP: 497350306) Kubota Corp. NIA NIA .10% .09% .05% .17% .19% .10% .10% (CUSIP: 501173207) 14 Case 1:15-cv-09188-VEC Document 125-1 Filed 06/20/19 Page 29 of 41

2010 2011 2012 2013 2014 2015 2016 2017 2018 Lafarge NIA NIA 0% .20% .03% .19% 0% 0% 0% (CUSIP: 505861401) Nippon Telegraph & Telephone Corp. 0% .07% .08% .16% .10% .16% .20% .13% .13% (CUSIP: 654624105) Nissan Motor Co. Ltd. NIA NIA .07% .19% .15% .05% .20% .15% .15% (CUSIP: 654744408) Novartis A.G. 0% .21% .10% .16% .12% .20% .20% .17% .17% (CUSIP: 66987V109) Novo Nordisk AIS 0% 0% 0% .20% .13% .10% .12% .11% .11% (CUSIP: 670100205) OMV AG NIA NIA 0% .20% .15% .19% .20% .18% .18% (CUSIP: 670875509) Panasonic Corp. NIA NIA .10% .20% .20% .16% .20% .17% .17% (CUSIP: 69832A205) Prudential PLC 0% .14% .14% .20% .13% .18% .08% .14% .14% (CUSIP: 74435K204) Reckitt Benckiser Group PLC NIA NIA 0% .20% .16% .20% .18% .18% .18% (CUSIP: 756255204) Rio Tinto PLC 0% 0% 0% 0% 0% 0% 0% 0% 0% (CUSIP: 767204100) Roche Holding AG I Roche Holding Ltd. NIA NIA 0% .20% .19% .01% .02% .14% .14% (CUSIP: 771195104) Rolls-Royce Holdings PLC NIA NIA 0% 0% 0% 0% .17% .17% .17% (CUSIP: 775781206) SABMiller PLC NIA NIA 0% .20% .04% .06% .06% .06% .06% (CUSIP: 78572M105) Sanofi 0% .30% 0% .20% .17% .18% .19% .20% .20% (CUSIP: 80105N105) Sony Corp. NIA NIA .11% .08% 0% 0% 0% 0% 0% (CUSIP: 835699307) STMicroelectronics NV NIA NIA 0% 0% 0% 0% 0% 0% 0% (CUSIP: 861012102) Swedbank AB NIA NIA 0% 0% .20% .20% .20% 0% 0% (CUSIP: 870195104) Telenor ASA NIA NIA .33% .20% .03% .20% .14% .16% .16% (CUSIP: 87944W105) Teva Pharmaceutical Industries Ltd. NIA NIA 0% 0% 0% 0% 0% 0% 0% (CUSIP: 881624209) TIM Participag6es SA NIA NIA 0% .20% .20% .20% .20% .20% .20% (CUSIP: 88706P205) Tokio Marine Holdings Inc. NIA NIA .09% .20% .10% .17% .19% .14% .14% (CUSIP: 889094108) TOTAL SA NIA NIA 0% 0% .19% .19% .13% .17% .17% (CUSIP: 89151E109) Vale S.A. 0% .43% .31% .20% .20% .20% 0% 0% 0% (CUSIP: 91912E105) Vale SA Pref 0% .43% .31% .20% .20% .20% 0% 0% 0% (CUSIP: 91912E204) Valeo SA NIA NIA .04% .20% 0% .08% .20% .14% .14% (CUSIP: 919134304 l Volkswagen AG NIA NIA 0% .20% .04% .19% .07% .14% .14% (CUSIP: 928662303) Volkswagen AG Pref 0% 0% 0% .20% .04% .19% .07% .14% .14% (CUSIP: 928662402) Yara International ASA NIA NIA 0% .20% .20% .11% .20% .18% .18% (CUSIP: 984851204)

15 Case 1:15-cv-09188-VEC Document 125-1 Filed 06/20/19 Page 30 of 41 8. Distribution to Authorized Recipients Prior to the Effective Date, the Settlement Fund shall remain in an interest-bearing escrow account, except as otherwise provided in the Stipulation. After the Court enters the Judgment and the Settlement becomes Final, the Claims Administrator shall distribute the Net Settlement Fund, which shall be done as promptly as possible pursuant to the Class Distribution Order. The Class Distribution Order shall not authorize payments to Authorized Recipients prior to the Effective Date. C. Additional Provisions As noted above, the Net Settlement Fund will be distributed to Authorized Recipients on a pro rata basis based on the relative size of their Recognized Claims. Specifically, a "Distribution Amount" will be calculated for each Authorized Recipient, which shall be the Authorized Recipient's Recognized Claim divided by the total Recognized Claims of all Authorized Recipients, multiplied by the total amount in the Net Settlement Fund. If an Authorized Recipient's Distribution Amount calculates to less than $1.00, it will not be included in the calculation and no distribution will be made to such Authorized Recipient. After the initial distribution of the Net Settlement Fund, the Claims Administrator shall make reasonable and diligent efforts to have Authorized Recipients cash their distribution checks. To the extent any monies remain in the fund nine (9) months after the initial distribution, if Lead Counsel, in consultation with the Claims Administrator, determines that it is cost­ effective to do so, the Claims Administrator shall conduct a re-distribution of the funds remaining after payment of any unpaid fees and expenses incurred in administering the Settlement, including for such re-distribution, to Authorized Recipients who have cashed their initial distributions and who wou!d receive at !east $1.00 from such re-distribution. Additional re-distributions to Authorized Recipients who have cashed their prior checks and who would receive at least $1.00 on such additional re­ distributions may occur thereafter if Lead Counsel, in consultation with the Claims Administrator, determines that additional re­ distributions, after the deduction of any additional fees and expenses incurred in administering the Settlement, including for such re-distributions, would be cost-effective. At such time as it is determined that the re-distribution of funds remaining in the Net Settlement Fund is not cost-effective, Lead Counsel shall seek an order from the Court: (i) approving the recommendation that any further re-distribution is not cost effective or efficient; and (ii) ordering the contribution of the Net Settlement Fund to a nonsectarian charitable organization selected by the Court upon application by the Settling Parties. Payment pursuant to the Plan of Allocation, or such other plan of allocation as may be approved by the Court, shall be conclusive against all Authorized Recipients. No Person shall have any claim against Plaintiffs, Plaintiffs' counsel, Plaintiffs' damages expert, Defendant, Defendant's Counsel, or any of the other Released Plaintiff Parties or Released Defendant Parties, or the Claims Administrator or other agent designated by Lead Counsel arising from distributions made substantially in accordance with the Stipulation, the Plan of Allocation approved by the Court, or further Orders of the Court. Plaintiff, Defendant, and their respective counsel, and all other Released Defendant Parties, shall have no responsibility or liability whatsoever for the investment or distribution of the Settlemt:nl Fund ur the Net Settlement Ftmrl; the Pl;::in of Allocation; the determination, administration, calculation, or payment of any Claim or nonperformance of the Claims Administrator; the payment or withholding of Taxes and Tax Expenses; or any losses incurred in connection therewith.

16 Case 1:15-cv-09188-VEC Document 125-1 Filed 06/20/19 Page 31 of 41 Case 1:15-cv-09188-VEC Document 125-1 Filed 06/20/19 Page 32 of 41

JPMorgan ADR FX Settlement c/o KCC Class Action Services P.O. Box 404068 Louisville, KY 40233-4068 1-866-637-9457 [email protected]

PROOF OF CLAIM AND RELEASE FORM

IMPORTANT - If you hold (or held) the American Depositary Receipts or securities ("ADRs") covered by this Litigation directly through JPMorgan Chase Bank, N.A. ("JPM") and are listed on the records of JPM's transfer agent (referred to herein and in the Notice as a "Registered Holder Settlement Class Member"), you DO NOT need to complete and submit this Proof of Claim and Release Form ("Claim Form") to be eligible to receive a share of the Net Settlement Fund in connection with the Settlement of this Litigation. If you are a Registered Holder Settlement Class Member, you should receive/should have received a Postcard Notice in the mail. The Postcard Notice contains a Claim Number and PIN to access your holding and distribution information on the website www.JPMorganADRFXSettlement.com. Please refer to paragraph 2 of the General Instructions in this Claim Form and the Notice available on the website for more information. If you did NOT receive a Postcard Notice containing a Claim Number and PIN, please follow the instructions below to submit a Claim Form.

IF YOU HOLD (OR HELD) THE ADRS COVERED BY THIS LITIGATION THROUGH A BANK, BROKER OR OTHER NOMINEE AND ARE NOT LISTED ON THE RECORDS OF JPM'S TRANSFER AGENT, YOU MUST COMPLETE AND SIGN THIS CL/\IM FORM /\ND MAIL IT BY rRCrAID, rlRGT-CLASS MAIL TO THE ABOVE ADDRESS, OR SUBMIT IT ONLINE AT WWW.JPMORGANADRFXSETTLEMENT.COM, POSTMARKED (OR RECEIVED) NO LATER THAN SEPTEMBER 19, 2019 IN ORDER TO BE ELIGIBLE TO RECEIVE A SHARE OF THE NET SETTLEMENT FUND IN CONNECTION WITH THE SETTLEMENT OF THIS LITIGATION.

FAILURE TO SUBMIT YOUR CLAIM FORM BY THE DATE SPECIFIED ABOVE WILL SUBJECT YOUR CLAIM TO REJECTION AND MAY PRECLUDE YOU FROM BEING ELIGIBLE TO RECEIVE ANY MONEY IN CONNECTION WITH THE SETTLEMENT.

DO NOT MAIL OR DELIVER YOUR CLAIM FORM TO THE COURT, THE SETTLING PARTIES, OR THEIR COUNSEL. SUBMIT YOUR CLAIM FORM ONLY TO THE CLAIMS ADMINISTRATOR AT THE ADDRESS SET FORTH ABOVE, OR ONLINE AT WWW.JPMORGANADRFXSETTLEMENT.COM.

TABLE OF CONTENTS PAGE#

PART 1- CLAIMANT IDENTIFICATION 2

PART II - GENERAL INSTRUCTIONS 3

PART Ill - SCHEDULE OF DIVIDENDS/CASH DISTRIBUTIONS PER ELIGIBLE ADR PER YEAR 5

PART IV - RELEASE OF CLAIMS AND SIGNATURE 8

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Must Be Postmarked or Received No Later Than September 19, 2019

Official UNITED STATES DISTRICT COURT J y Office FOR THE SOUTHERN DISTRICT OF NEW YORK Use Only Merryman et al. v. JPMorgan Chase Bank, N.A. Civil Action No. 1:15-cv-09188-VEC PROOF OF CLAIM AND RELEASE Please Type or Print in the Boxes Below Do NOT use Red Ink, Pencil, or Staples

.------PART I: CLAIMANT IDENTIFICATION ------, Last Name M.I. First Name lJ , T I I I Last Name (Co-Beneficial Owner) M.I. First Name (Co-Beneficial Owner)

I I I I I I I • I 11 111 0 IRA O Joint Tenancy O Employee Individual O Other__,_....,.,....,.._ Company Name (Beneficial Owner - If Claimant is not an Individual) or Custodian Name if an IRA (specify) I I I I I I I I I I I I I I I I I I I Trustee/Asset Manager/Nominee/Record Owner's Name (If Different from Beneficial Owner Listed Above)

I I I I I I I ! I I I I I I I I I I I I I Account#/Fund# (Not Necessary for Individual Filers) I I I I I I I I I I I I I Last Four Digits of Social Security Number Taxpayer Identification Number I I I I or ITJ-1 I I Telephone Number (Primary Daytime) Telephone Number (Alternate) r 1 1-1 r r - ~,.. ,., ...... ,.... , ...... , 1 I 11-rl 1-~I~~ Email Address

,---- MAILING INFORMATION ------, Address

Address ~~~~~~~~~'~'~~~~~ ~'City State Zip Code I I I I [IJ I I ~IForeign ~I ~l~l-r-.---.-.-1-.----r~l~IProvince Foreign~1-1-i~l~~II Postal Code Foreign ICountry I IName/Abbreviation I I I

1111111111111111 IIIIIIII II IIIIIIII II IIII 2 Case 1:15-cv-09188-VEC Document 125-1 Filed 06/20/19 Page 34 of 41

PART II - GENERAL INSTRUCTIONS 1. It is important that you completely read and understand the Notice of (I) Pendency of Class Action and Proposed Settlement; (II) Final Approval Hearing; and (Ill) Motion for Attorneys' Fees and Reimbursement of Litigation Expenses (the "Notice") available at www.JPMorganADRFXSettlement.com, including the proposed Plan of Allocation of Net Settlement Fund attached as Exhibit 1 to the Notice. The Notice describes the proposed Settlement, how Settlement Class Members are affected by the Settlement, and the manner in which the Net Settlement Fund will be distributed if the Settlement and Plan of Allocation are approved by the Court. The Notice also contains the definitions of many of the defined terms (which are indicated by initial capital letters) used in this Claim Form. By signing and submitting this Claim Form, you will be certifying that you have read and that you understand the Notice, including the terms of the Releases described therein and provided for herein. 2. Important - Please Note: Only Non-Registered Holder Settlement Class Members, i.e., Settlement Class Members who hold (or held) their eligible AD Rs through a bank, broker or other nominee and are not listed on the records of JPM's transfer agent must submit a Claim Form to be eligible to receive a payment from the Settlement. Those Settlement Class Members who hold (or held) their eligible ADRs directly and are listed on the records of JPM's transfer agent (i.e., Registered Holder Settlement Class Members) do not need to submit a Claim Form in order to be eligible to receive a payment from the Settlement. Registered Holder Settlement Class Members should receive/should have received a Postcard Notice in the mail. The Postcard Notice contains a unique Claim Number and PIN to access, on the website www.JPMoroanADRFXSettlement.com, information regarding the ADRs they held and the dividends/cash distributions they received per year during the relevant period as provided by JPM's transfer agent, which information will be used to calculate their Claim. If you are unsure whether you are a Non-Registered Holder Settlement Class Member or a Registered Holder Settlement Class Member, please contact the Claims Administrator. 3. By submitting this Claim Form, you will be making a request to share in the proceeds of the Settlement described in the Notice. IF YOU ARE NOT A SETTLEMENT CLASS MEMBER (see definition of Settlement Class on page 6 of the Notice, which sets forth who is included in and who is excluded from the Settlement Class), OR IF YOU, OR SOMEONE ACTING ON YOUR BEHALF, SUBMITTED A REQUEST FOR EXCLUSION FROM THE SETTLEMENT CLASS, DO NOT SUBMIT A CLAIM FORM. YOU MAY NOT, DIRECTLY OR INDIRECTLY, PARTICIPATE IN THE SETTLEMENT IF YOU ARE NOT A SETTLEMENT CLASS MEMBER. THUS, IF YOU ARE EXCLUDED FROM THE SETTLEMENT CLASS, ANY CLAIM FORM THAT YOU SUBMIT, OR THAT MAY BE SUBMITTED ON YOUR BEHALF, WILL NOT BE ACCEPTED. 4. Submission of this Claim Form does not guarantee that you will share in the proceeds of the Settlement. The distribution of the Net Settlement Fund will be governed by the Plan of Allocation set forth in the Notice, if it is approved by the Court, or by such other plan of allocation as the Court approves. 5. Use the Schedule of Dividends/Cash Distributions Per Eligible ADR per year in Part Ill of this Claim Form to supply all required information regarding the dividends/cash distributions you received per year as a result of your holdings in the ADRs covered by this Litigation. Please provide all of the requested information. 6. You are required to submit genuine and sufficient documentation to support all of the dividends/cash distributions set forth in the Schedule of Dividends/Cash Distributions Per Eligible ADR per year in Part Ill of this Claim Form. Documentation may consist of copies of your end of year account statements, or an authorized statement from your broker containing the information regarding your dividends/cash distributions that would be found in a year-end account statement. Please Note: If you are a Non-Registered Holder Settlement Class Member, the Settling Parties and the Claims Administrator do not independently have information about your holdings in the ADRs covered by this Litigation or the dividends/cash distributions you may have received as a result of such holdings. IF SUCH DOCUMENTS ARE NOT IN YOUR POSSESSION, PLEASE OBTAIN COPIES OR EQUIVALENT DOCUMENTS FROM YOUR BROKER. FAILURE TO SUPPLY THIS DOCUMENTATION MAY RESULT IN THE REJECTION OF YOUR CLAIM. DO NOT SEND ORIGINAL DOCUMENTS. Please keep a copy of all documents that you send to the Claims Administrator. Also, please do not highlight any portion of the Claim Form or any supporting documents. 7. Separate Claim Forms should be submitted for each separate legal entity. 8. All joint beneficial owners must each sign this Claim Form and their names must appear as "Claimants" in Part I of this Claim Form. 9. Agents, executors, administrators, guardians, and trustees must complete and sign the Claim Form on behalf of persons represented by them, and they must: (a) expressly state the capacity in which they are acting; (b) identify the name, account number, last four digits of the Social Security Number (or taxpayer identification number), address and telephone number of the beneficinl ownP.r of (or other person or entity on whose behalf they are acting with respect to) the eligible AD Rs; and (c) furnish herewith evidence of their authority to bind to the Claim Form the person or entity on whose behalf they are acting. (Authority to complete and sign a Claim Form cannot be established by stockbrokers demonstrating only that they have discretionary authority to trade securities in another person's accounts.)

11111111111111111111111111111111111111111111111111 3 Case 1:15-cv-09188-VEC Document 125-1 Filed 06/20/19 Page 35 of 41

10. By submitting a signed Claim Form, you will be swearing that you: (a) received the dividends/cash distributions you have listed in the Claim Form; or (b) are expressly authorized to act on behalf of the owner of the ADRs that received such dividends/cash distributions. 11. By submitting a signed Claim Form, you will be swearing to the truth of the statements contained therein and the genuineness of the documents attached thereto, subject to penalties of perjury under the laws of the United States of America. The making of false statements, or the submission of forged or fraudulent documentation, will result in the rejection of your Claim and may subject you to civil liability or criminal prosecution. 12. If the Court approves the Settlement, payments to Authorized Recipients pursuant to the Plan of Allocation (or such other plan of allocation as the Court approves) will be made after any appeals are resolved, and after the completion of all Claims processing. The Claims process will take substantial time to complete fully and fairly. Please be patient. 13. PLEASE NOTE: As set forth in the Plan of Allocation, each Authorized Recipient shall receive his, her or its pro rata share of the Net Settlement Fund. If the prorated payment to any Authorized Recipient calculates to less than $1.00, it will not be included in the calculation and no distribution will be made to that Authorized Recipient. 14. If you have questions concerning the Claim Form, or need additional copies of the Claim Form or the Notice, you may contact the Claims Administrator, KCC Class Action Services, at the above address, by toll-free phone at 1-866-637-9457, or by email at [email protected], or you may download the documents from the website for the Settlement, www.JPMorganADRFXSettlement.com. 15. NOTICE REGARDING ELECTRONIC FILES: Certain Claimants may request, or may be requested, to submit information regarding their holdings in electronic files. To obtain the mandatory electronic filing requirements and file layout, you may visit the Settlement website at www.JPMorganADRFXSettlement.com or you may email the Claims Administrator's electronic filing department at [email protected]. Any file not in accordance with the required electronic filing format will be subject to rejection. No electronic files will be considered to have been properly submitted unless the Claims Administrator issues an email after processing your file with your claim numbers and respective account information. Do not assume that your file has been received or processed until you receive this email. If you do not receive such an email within 10 days of your submission, you should contact the electronic filing department at [email protected] to inquire about your file and confirm it was received and acceptable. IMPORTANT: PLEASE NOTE YOUR CLAIM IS NOT DEEMED FILED UNTIL YOU RECEIVE AN ACKNOWLEDGEMENT POSTCARD. THE CLAIMS ADMINISTRATOR WILL ACKNOWLEDGE RECEIPT OF YOUR CLAIM FORM BY MAIL WITHIN 60 DAYS. IF YOU DO NOT RECEIVE AN ACKNOWLEDGEMENT POSTCARD WITHIN 60 DAYS, PLEASE CALL THE CLAIMS ADMINISTRATOR TOLL FREE AT 1-866-637-9457.

IIIIIIII IIIIII II IIIIIII IIIIII II IIIIIIII II IIII 4 Case 1:15-cv-09188-VEC Document 125-1 Filed 06/20/19 Page 36 of 41

PART Ill - SCHEDULE OF DIVIDENDS/CASH DISTRIBUTIONS PER ELIGIBLE ADR PER YEAR Please be sure to include proper supporting documentation with your Claim Form as described in detail in Part II - General Instructions, paragraph 6, above. A Please fill in the total dividends/cash distributions you received from November 21, 2010 through July 18, 2018, inclusive, for each of the AD Rs set forth below.

. /. ·. Code .·_ . _. Code•· · (To be entered below) . {To be entered belbw} Banco Santander SA BANS Novo Nordisk A/S NOVO (CUSIP: 05964H105) (CUSIP: 670100205) Chunghwa Telecom Co., Ltd. CHUN Prudential PLC PRUD (CUSIP: 171330502) (CUSIP: 74435K204) CNOOC Ltd. CNOO Rio Tinto PLC RIOT (CUSIP: 126132109) (CUSIP: 767204100) ENEL SpA ENEL Sanofi SANO (CUSIP: 29265W207) (CUSIP: 80105N105) Guangshen Railway GUAN Vale S.A. VALE (CUSIP: 40065W107) (CUSIP: 91912E105) Nippon Telegraph & NIPP Vale S.A. - Pref VALP Telephone Corp. (CUSIP: 91912E204) (CUSIP: 654624105) Novartis A.G. NOVA Volkswagen AG - Pref VOLP (CUSIP: 66987V109) (CUSIP: 928662402)

Nov. 21, 201 0 through Dec. 31, 201 0 2011 2012 Code: $1 I I I 1.ITJ $1 11 I I.ITl $1 I I I 1.m I I I I I 2013 2014 2015 I $1 I I I I 1.[IJ $1 I I I IIIJ $1 I I I 11 I I Confirm Proof Enclosed 2016 2017 Jan. 1, 2018 through July 18, 2018 QYes QNo $1 $1 I I I I.• $1 I I I 1.[IJ I I I I.• Nov. 21, 2010 through Dec. 31, 2010 2011 2012 Code: I I $1 I I I l_[IJ $1 I I I IIIJ $1 I I I l[IJ I I I I I 2013 2014 2015 I $1 I I ! 1.[IJ $1 I I I l.l=rJ $1 I I I 1.[IJ Confirm Proof Enclosed 2016 2017 Jan. 1, 2018 through July 18, 2018 QYes QNo I $1 j_[IJ $1 $1 I I I ~· I I I I l.l=rJ I I I I.I I Nov. 21, 2010 through Dec. 31, 2010 2011 2012 I I Code: $1 I $1 $1 l_[IJ I I I I.• I I I ll=rJ I I I 2013 2014 2015 I I I I I ! I $1 l[IJl i I I i I I I l.i $1 I I I 1.l=rJ $1 I I I ,.1 I Confirm Proof Enclosed 2016 2017 Jan. 1, 2018 through July 18, 2018 0Yes QNo ! $1 I I I l_[IJ $1 I I I l_[IJ $1 I I I I.I I I I

IF YOU NEED ADDITIONAL SPACE TO LIST YOUR TRANSACTIONS PLEASE PHOTOCOPY THIS PAGE, WRITE YOUR NAME ON THE COPY AND FILL THIS CIRCLE: 0 IF YOU DO NOT FILL IN THIS CIRCLE THESE ADDITIONAL PAGES MAY NOT BE REVIEWED.

11111111 111111111111111 IIIII Ill lllllll Ill llll 5 Case 1:15-cv-09188-VEC Document 125-1 Filed 06/20/19 Page 37 of 41

B. Please fill in the total dividends/cash distributions you received from November 21, 2012 through July 18, 2018, inclusive, for each of the AD Rs set forth below.

.. ·•· Code Code CUSIP\ .• (To be entered below)• ... CUSIP (IQ b~ entered below} Alcatel-Lucent ALCA Kubota Corp. KUBO (CUSIP: 013904305) (CUSIP: 501173207) Allianz SE ALLI Lafarge LAFA (CUSIP: 018805101) (CUSIP: 505861401) AMCOR Ltd. AMCO Nissan Motor Co. Ltd. NISS (CUSIP: 02341 R302) (CUSIP: 654744408) ASML Holding NV ASML OMV AG OMVA (CUSIP: N07059210) (CUSIP: 670875509) BAE Systems PLC BAES Panasonic Corp. PANA (CUSIP: 05523R107) (CUSIP: 69832A205) Banco Santander SA BANS Reckitt Benckiser Group PLC RECK (CUSIP: 05964H105) (CUSIP: 756255204) Banco Santander Chile BANC Roche Holding AG/ Roche ROCH (CUSIP: 05965X109) Holding Ltd. (CUSIP: 771195104) BNP Paribas BNPP Rolls-Royce Holdings PLC ROLL (CUSIP: 05565A202) (CUSIP: 775781206) Braskem SA BRAS SABMiller PLC SABM (CUSIP: 105532105) (CUSIP: 78572M105) BT Group PLC BTGR Sony Corp. SONY (CUSIP: 05577E101) (CUSIP: 835699307) Canon, Inc. CANO STMicroelectronics NV STMI (CUSIP: 138006309) (CUSIP: 861012102) Carlsberg A/S CARL Swedbank AB SWED (CUSIP: 142795202) (CUSIP: 870195104) Carnival PLC CARN Telenor ASA TELE (CUSIP: 14365C103) (CUSIP: 87944W105) CIA Brasileira De Distribuicao CIAB Teva Pharmaceutical TEVA Grupo Pao De Acucar Industries Ltd. (CUSIP: 20440T201) (CUSIP: 881624209) Danone DANO TIM Participa1,oes SA TIMP (CUSIP: 23636T100) (CUSIP: 88706P205) Gerdau SA GERO Tokio Marine Holdings Inc. TOKI (CUSIP: 373737105) (CUSIP: 889094108) Honda Motor Co. Ltd. HOND TOTAL SA TOTA (CUSIP: 438128308) (CUSIP: 89151E109) Iberdrola SA IBER Valeo SA VALO (CUSIP: 450737101) (CUSIP: 919134304) ING Groep NV INGG Volkswagen AG VOLK (CUSIP: 456837103) (CUSIP: 928662303) KB Financial Group Inc. KBFI Yara International ASA YARA (CUSIP: 48241A 105) (CUSIP: 984851204) Kirin Holdings Co. Ltd. KIRI (CUSIP: 497350306)

1111111111111111 IIIIIIII IIII Ill lllll llll 6 Case 1:15-cv-09188-VEC Document 125-1 Filed 06/20/19 Page 38 of 41

Nov. 21, 2012 through Dec. 31, 2012 2013 2014 Code: I $1 I I I I.ITJ $1 I I I III $1 I I I 1.ITJ 2015 2016 2017 I I I I I $II I I I I 1.ITJ $1 I I I III $! I I I IITJ Confirm Proof Enclosed Jan. 1, 2018 through July 18, 2018 ()Yes ()No $1 I I I 1.ITJ Nov. 21, 2012 through Dec. 31, 2012 2013 2014 I Code: $1 I I I 1.ITJ $1 I I I l.lI $1 I I I 1.ITJ I I I I I 2015 2016 2017 $1 I I I I.ITJ $1 I I I IITJ $1 I I I 1.ITJ Confirm Proof Enclosed Jan. 1, 201 B through July 18, 2018 ()Yes () No $1 I I I 1.ITJ Nov. 21, 2012 through Dec. 31, 2012 2013 2014 Code: $1 I I I 1.ITJ $1 I I I III $1 I I I 1.ITJ I 2015 2016 2017 I I I I I $1 I I I I.ITJ $1 I I I IITJ $1 I I I 1.ITJ Confirm Proof Enclosed Jan.1, 2018 through July 18, 2018 ()Yes () No $1 I I I I.ITJ Nov. 21, 2012 through Dec. 31, 2012 2013 2014 Code: $1 I I I I.I I I $1 I I I 1.ITJ $1 I I I I.ITJ I I I I I 2015 2016 2017 $1 I I I I.ITJ $1 I I I IITJ $1 I I I 1.ITJ Confirm Proof Enclosed Jan. 1, 2018 through July 18, 2018 ()Yes ()No $I I I I I 1.ITJ Nov. 21, 2012 through Dec. 31, 2012 2013 2014 Code: $1 I I I 1.ITJ $1 I I I I.II $1 I I I 1.1 I I I I I I I 2015 2016 2017 $1 I I I I.ITJ $1 I I I III $1 I I I 1.ITJ Confirm Proof Enclosed Jan.1, 2018 through July 18, 2018 ()Yes O No $1 I I I I.I I I Nov. 21, 2012 through Dec. 31, 2012 2013 2014 Code: $1 I I I I.ITJ $1 I I I III $1 I I I 1.ITJ I I I I I 2015 2016 2017 $1 I I I I.ITJ $1 I I I I.II $1 I I I 1.ITJ Confirm Proof Enclosed Jan. 1, 2018 through July 18, 2018 ()Yes O No $1 I I I I.ITJ

IF YOU NEED ADDITIONAL SPACE TO LIST YOUR TRANSACTIONS PLEASE PHOTOCOPY THIS PAGE, WRITE YOUR NAME ON THE COPY AND FILL THIS CIRCLE: () IF YOU DO NOT FILL IN THIS CIRCLE THESE ADDITIONAL PAGES MAY NOT BE REVIEWED.

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PART IV- RELEASE OF CLAIMS AND SIGNATURE YOU MUST ALSO READ THE RELEASE AND CERTIFICATION BELOW AND SIGN ON PAGE 9 OF THIS CLAIM FORM. I (we) hereby acknowledge that, pursuant to the terms set forth in the Stipulation, without further action by anyone, upon the Effective Date of the Settlement, I (we), on behalf of myself (ourselves) and my (our) respective present and former affiliates, parents, subsidiaries, officers, directors, employees, agents, successors, predecessors, assigns, assignees, partnerships, partners, trustees, trusts or holdings of personal or family assets, estates, heirs, executors, administrators, members, managers, owners, beneficiaries, custodians, representatives, devisees, legatees, Immediate Family members, advisors, consultants, insurers, reinsurers, stockholders, investors, nominees and attorneys and any Person legally entitled to bring Released Claims on behalf of me (us), in their capacities as such, any Person(s) I (we) represent in connection with the Litigation or in connection with the purchase or sale of any of the securities listed in Appendix 1 or 2 to the Stipulation, and any Person(s) who claim through or on behalf of me (us), in that capacity, shall be deemed to have, and by operation of law and of the judgment shall have, fully, finally and forever compromised, settled, released, resolved, relinquished, waived and discharged each and every Released Claim against any of the Released Defendant Parties, and shall forever be barred and enjoined from prosecuting any or all of the Released Claims against any of the Released Defendant Parties. I (we) also hereby acknowledge that I (we) shall be bound by the terms of the Releases set forth in the Stipulation whether or not I (we) obtain a recovery from the Settlement Fund, or seek, or actually receive a distribution from the Net Settlement Fund. CERTIFICATION By signing and submitting this Claim Form, the Claimant(s) or the person(s) who represent(s) the Claimant(s) certifies (certify), as follows: 1. that I (we) have read and understand the contents of the Notice and this Claim Form, including the Releases provided for in the Settlement and the terms of the Plan of Allocation; 2. that the Claimant(s) is a (are) Settlement Class Member(s), as defined in the Notice, and is (are) not excluded by definition from the Settlement Class as set forth in the Notice; 3. that the Claimant has not submitted a request for exclusion from the Settlement Class; 4. that I (we) received the dividends/cash distributions identified in this Claim Form and have not assigned the claim against the Defendant or any of the other Released Defendant Parties to another, or that, in signing and submitting this Claim Form, I (we) have the authority to act on behalf of the owner(s) thereof; 5. that the Claimant(s) has (have) not submitted any other claim covering the same dividends/cash distributions identified in this Claim Form and knows (know) of no other person having done so on the Claimant's (Claimants') behalf; 6. that the Claimant(s) submit(s) to the jurisdiction of the Court with respect to the Claimant's (Claimants') claim and for purposes of enforcing the Releases set forth herein; 7. that I (we) agree to furnish such additional information with respect to this Claim Form as Lead Counsel, the Claims Administrator or the Court may require; 8. that the Claimant(s) waive(s) the right to trial by jury, to the extent it exists, and agree(s) to the Court's summary disposition of the determination of the validity or amount of the Claim made by this Claim Form; 9. that I (we) acknowledge that the Claimant(s) will be bound by and subject to the terms of any judgment(s) that may be entered in the Litigation; and 10. that the Claimant(s) is (are) NOT subject to backup withholding under the provisions of Section 3406(a)(1 )(C) of the Internal Revenue Code because (a) the Claimant(s) is (are) exempt from backup withholding or (b) the Claimant(s) has (have) not been notified by the IRS that he/she/it is subject to backup withholding as a result of a failure to report all interest or dividends or (c) the IRS has notified the Claimant(s) that he/she/it is no longer subject to backup withholding. If the IRS has notified the Claimant(s) that he/she/it is subject to backup withholding, please strike out the language in the preceding sentence indicating that the claim is not subject to backup withholding in the certification above. UNDER THE PENALTIES OF PERJURY, I (WE) CERTIFY THAT ALL OF THE INFORMATION PROVIDED BY ME (US) ON THIS CLAIM FORM IS TRUE, CORRECT, AND COMPLETE, AND THAT THE DOCUMENTS SUBMITTED HEREWITH ARE TRUE AND CORRECT COPIES OF WHAT THEY PURPORT TO BE.

Signature of Claimant Date (mm/dd/yyyy)

Print Name

Signature of joint Claimant, if any Date (mm/dd/yyyy)

Print Name

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If the Claimant is other than an individual, or is not the person completing this form, the following also must be provided:

Signature of person signing on behalf of Claimant Date (mm/dd/yyyy)

Print Name

Capacity of person signing on behalf of Claimant, if other than an individual, e.g., executor, president, trustee, custodian, etc. (Must provide evidence of authority to act on behalf of Claimant - see paragraph 9 on page 3 of this Claim Form.)

REMINDER CHECKLIST 1. Please sign the above release and certification. If this Claim Form is being made on behalf of joint Claimants, then both must sign. 2. Remember to attach only copies of acceptable supporting documentation as these documents will not be returned to you. 3. Please do not highlight any portion of the Claim Form or any supporting documents. 4. Keep copies of the completed Claim Form and documentation for your own records. 5. The Claims Administrator will acknowledge receipt of your Claim Form by mail within 60 days. Your claim is not deemed filed until you receive an acknowledgement postcard. IF YOU DO NOT RECEIVE AN ACKNOWLEDGEMENT POSTCARD WITHIN 60 DAYS, PLEASE CALL THE CLAIMS ADMINISTRATOR TOLL FREE AT 1-866-637-9457. 6. If your address changes in the future, please send the Claims Administrator written notification of your new address. If you change your name, please inform the Claims Administrator. 7. If you have any questions or concerns regarding your claim, please contact the Claims Administrator at the below address, by toll­ free phone at 1-866-637-9457, by email at [email protected] or visit www.JPMorganADRFXSettlement.com. Please DO NOT call JPM or its counsel with questions regarding your claim. THIS CLAIM FORM MUST •[ MAILED TO THI:: CL/\IM::i /\UMINIS I H/\I OH BY PHl::PAID, FIRST-CLASS MAIL, OR SUBMITTED ONLINE AT WWW.JPMORGANADRFXSETTLEMENT.COM, POSTMARKED (OR RECEIVED) NO LATER THAN SEPTEMBER 19, 2019 ADDRESSED AS FOLLOWS: JPMorgan ADR FX Settlement c/o KCC Class Action Services P.O. Box 404068 Louisville, KY 40233-4068 If mailed, a Claim Form received by the Claims Administrator shall be deemed to have been submitted when posted, if a postmark date on or before September 19, 2019 is indicated on the envelope and it is mailed First Class, and addressed in accordance with the above instructions. In all other cases, a Claim Form shall be deemed to have been submitted when actually received by the Claims Administrator. You should be aware that it will take a significant amount of time to fully process all of the Claim Forms. Please be patient and notify the Claims Administrator of any change of address.

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EXHIBIT 2 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 2 of 141

UNITED STATES DISTRICT COURT FOR THE SOUTHERN DISTRICT OF NEW YORK

BENJAMIN MICHAEL MERRYMAN, AMY WHITAKER MERRYMAN TRUST, B MERRYMAN AND A MERRYMAN 4TH GENERATION REMAINDER TRUST AND CHESTER COUNTY EMPLOYEES Civil Action No. l:15-cv-09188-VEC RETIREMENT FUND, individually and on behalf of all others similarly situated,

Plaintiffs,

V.

JPMORGAN CHASE BANK, N.A.,

Defendant.

DECLARATION OF JEANNE C. FINEGAN, APR CONCERNING IMPLEMENTATION OF NOTICE TO SETTLEMENT CLASS MEMBERS THROUGH MULTI-MEDIA NOTICE PROGRAM

INTRODUCTION

1. I am President and Chief Media Officer of HF Media, LLC ("HF Media"), a division of Heffler Claims Group LLC ("Heffler"). This Declaration is based upon my personal knowledge as well as information provided to me by my associates and staff, including information reasonably relied upon in the fields of advertising media and communications. 2. Pursuant to the Order Approving Modifications to Notice Plan and Schedule for Approval of Settlement dated March 25, 2019 ("Notice Modification Order"), ECF No. 118, the Court authorized Lead Counsel to retain my firm, HF Media, to supervise and administer the multi-media notice program in connection with the proposed Settlement of the above-captioned action ("Multi- Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 3 of 141

Media Notice Program"). 1 3. I submit this Declaration in order to provide the Court and the parties to the Litigation a report regarding the successful implementation of the Multi-Media Notice Program, i.e., the portion of the Court-approved notice program for the Settlement conducted via print, online and social media, as well as the overall reach as it relates specifically to the Multi-Media Notice Program. 4. As described more fully below, the Multi-Media Notice Program has been successfully and timely implemented. Importantly, the Multi-Media Notice Program includes virtually all the same elements as the notice program recently approved in the analogous case In re: The Bank of New York Mellon ADR FX Litigation, 16-CV-00212-JPO-JLC (S.D.N.Y.). In fact, the Mutli­ Media Notice Program here includes an additional element - the WIFI/IP address targeting - detailed in ,i,i 36-37 below. 5. In compliance with the Court's Notice Modification Order, the Multi-Media Notice Program commenced on April 4, 2019 and will be completed on June 21, 2019. I will submit a supplemental declaration to the Court with Plaintiffs' reply submission on or before August 1, 2019 to report on the final results of the Multi-Media Notice Program. 6. The Multi-Media Notice Program has consisted of media, including print, specifically targeted Internet banner ads and social media. The Multi-Media Notice Program, as implemented to date, has exceeded our original projections and has reached: • 94% of stock owners over the age of 35 with a household income ("HHI") of $150k+ (with an average frequency of 11 times); • 89% of stock owners over the age of35 with a HHI of $100k+ (with an average frequency of 6 times); and • 85% of stock owners, regardless of age or income (with an average frequency of 9 times).2

1 All capitalized terms used herein and not otherwise defined have the meanings set forth in the Notice Modification Order. 2 As set forth in my Declaration previously filed with the Court on January 31, 2019 (ECF No. 115-2), I estimated that: (1) 91% of stock owners over 35 with a HHI of$150k+ would be reached, on average, 6 times; (2) 87% of stock owners over the age of35 with a HHI of$ lO0k+ would be reached, on average, 4.2 times; and (3) 83% of stock owners, regardless of age or income, would be reached, on average, 4 times.

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7. Importantly, the successful implementation of the Multi-Media Notice Program is underscored by Settlement Class Member response, where as of June 20, 2019, the Settlement websites received over 79,000 user sessions3 with 103,000 page views.4 (See ,i 47 below).

QUALIFICATIONS

8. A comprehensive description of my credentials and experience that qualify me to provide an expert opinion on the adequacy of the class action notice program in this matter was included in my Declaration previously filed with this Court on November 1, 2018 (ECF No. 106-5) ("November Declaration"). In summary, I have served as an expert directly responsible for the design and implementation of hundreds of class action notice programs, including Federal Trade Commission Enforcement actions, some of which are the largest and most complex programs ever implemented in both the United States and in Canada. 9. I was extensively involved as a lead author for "Guidelines and Best Practices Implementing 2018 Amendments to Rule 23 Class Action Settlement Provisions" published by Duke University School of Law. Also, I am a member of the Board of Directors for the Alliance for Audited Media. 10. My work includes a wide range of class actions and regulatory and consumer matters, including product liability, construction defect, antitrust, asbestos, medical, pharmaceutical, human rights, civil rights, telecommunications, media, environmental, securities, banking, insurance and bankruptcy. 11. In evaluating the adequacy and effectiveness of my notice programs, courts have repeatedly recognized my work as an expert. For example, in: Carter v Forjas Taurus S.S., Taurus International Manufacturing, Inc., Case No. 1: l 3- CV-24583 PAS (S.D. Fla. 2016), the Honorable Patricia Seitz, in her Final Order and Judgment Granting Plaintiffs' Motion for Final Approval of Class Action Settlement, dated July 22, 2016, stated:

3 These figures are inclusive of web traffic to both the http://www.adrfxsettlement.com/ (JPM) landing page and the settlement website http://www.jpmorganadrfxsettlement.com/

4 This user statistic, provided to me by Kurtzman Carson Consultants LLC ("KCC"), includes only JPM users on the www.adrfxsettlement.com landing page and users who specifically typed in the www.jpmorganadrfxsettlement.com website address prominently displayed in the Summary Notice published in magazines and newspapers.

3 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 5 of 141

"The Court considered the extensive experience of Jeanne C. Finegan and the notice program she developed. ... There is no national firearms registry and Taurus sale records do not provide names and addresses ofthe ultimate purchasers ... Thus the form and method used for notifying Class Members of the terms uf the Settlement was the best notice practicable . ... The court-approved notice plan used peer-accepted national research to identify the optimal traditional, online, mobile and social media platforms to reach the Settlement Class Members. " Additionally, in the January 20, 2016, Transcript of Class Notice Hearing, p. 5, Judge Seitz stated: "I would like to compliment Ms. Finegan and her company because I was quite impressed with the scope and the effort of communicating with the Class. " 12. In Re: Blue Buffalo Company, Ltd., Marketing and Sales Practices Litigation, Case No. 4:14-MD-2562 RWS (E.D. Mo. 2015), the Honorable Rodney Sippel, during the hearing for final approval of the settlement (Hearing for Final Approval, May 19, 2016 transcript p. 49), said: "It is my finding that notice was sufficiently provided to class members in the manner directed in my preliminary approval order and that notice met all applicable requirements of due process and any other applicable law and considerations. " 13. A comprehensive description ofmy credentials is attached as Exhibit A.

NOTICE PROGRAM SUMMARY

14. In accordance with the Court's Preliminary Approval Order and Notice Modification Order, the notice program for this matter included the following components:

• Direct Mail via Postcard Notice to all Registered Holder Settlement Class Members listed in the records of JPMorgan's transfer agent; • Publication of a short fonn notice (the "Publication Notice" or "Summary Notice") in seven (7) general circulation consumer magazines; • Publication of the Publication Notice two (2) times in three (3) nationally circulated newspapers; • Banner ads in specialty investment e-newsletters; • Online and cross-device display banner advertising specifically targeted to potential Settlement Class Members over a 78-day period, consisting of:

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a. Ads served directly to potential Settlement Class Members with known addresses via cutting-edge WIFI/IP address matching technology; b. Online banner ads appearing on a custom whitelist of approximately 4,000 pre­ vetted websites, including: 1. 43 Business Journal websites; 11. A custom whitelist of approximately 140 investment websites;

111. A custom whitelist of approximately 350 local market and top-tier news websites; and 1v. The Wall Street Journal's web site; c. Search words and terms on Google AdWords; d. Social media ads through Facebook, Instagram and Linkedln; e. Transmittal of the Publication Notice in the form of a press release over PR Newswire's USl Newslines with additional targeting to finance influencers; f. An informational Settlement Website on which the long-form Notice and other important Court documents are posted; g. A general ADR FX settlement website developed to serve as a landing page for the online banner ads; and h. A toll-free information line where Settlement Class Members can call 24/7 for more information about the Settlement, including important dates and deadlines, and to request to speak to a live operator during regular business hours.

MULTI-MEDIA NOTICE PROGRAM ELEMENTS SUMMARY

15. KCC was retained by Lead Counsel as the Claims Administrator for the Settlement and was responsible for providing mailed notice (via postcard) to the Registered Holder Settlement Class Members identified in JPMorgan's transfer records and establishing the websites and toll­ free information line. KCC is also responsible for processing the claims received for the Settlement. KCC' s efforts are detailed in the Declaration of Justin Hughes which is being submitted, along with this Declaration, with Plaintiffs' settlement submission. 16. My firm, HF Media, was retained by Lead Counsel pursuant to the Court's Notice Modification Order, to conduct the Multi-Media Notice Program for the Settlement. The Multi-

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Media Notice Program is detailed below.

MEDIA OUTREACH - PUBLICATIONS

MAGAZINES

17. The magazines below were selected for the Multi-Media Notice Program in this matter based on recommendations made by the Court at the December 20, 2018 hearing on Plaintiffs' Motion for Approval of Modificatns to Notice Plan and Schedule for Approval of Settlement (ECF Nos. 105-106) as well as media research data provided by GfK Mediamark Research and Intelligence LLC ("MRI"), which identified the magazines with the highest coverage and index5 against the target audience (i.e., the Settlement Class) characteristics. l 8. AARP Bulletin covers news and policy that meet the needs of adults 50+ with information written just for them. AARP Bulletin's circulation is 23,000,000. A one-third page, black and white Publication Notice was published once in the national edition of this publication on June 7, 2019. 19. Money Magazine covers finance topics ranging from investing, saving, retirement and taxes to family finance issues like paying for college, credit, career and home improvements. Money's circulation is 1,580,000. A one-half page, black and white Publication Notice was published once in this magazine on May 24, 2019. 20. National Geographic is the flagship magazine of the National Geographic Society, which chronicles exploration and adventure, as well as changes that impact life on Earth. Editorial coverage encompasses people and places of the world, with an emphasis on human involvement in a changing universe. National Geographic has a circulation of 2,943,000. A one-half page, black and white Publication Notice was published once in the national edition of this magazine on May 28, 2019. 2 l. People Magazine is a general circulation magazine reporting on entertainment. People Magazine reports a circulation of 3/118,000. A one-half page, black and white Publication Notice was published once in the national edition of this magazine on May 3, 2019. 22. Sports Illustrated covers the world of sports through unparalleled access, emotional

5 Index is a media metric that def.criheri a tnre;~t m1rli~ncc's inclination to use a gi veu uullel. An index over 100 suggests a target population's inclination to use a medium to a greater degree than the rest of the population. Fur example, an index of 157 would mean that llie largel is 57 percent more likely than the rest of the population to use a medium.

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storytelling and in-depth reporting. Sports Illustrated's circulation is 2,759,000. A one-half page, black and white Publication Notice was published once in this magazine on May 16, 2019. 23. Time Magazine covers issues and events that define and impact our time. Time Magazine's circulation is 2,321,000. A one-half page, black and white Publication Notice was published once in this magazine on May 3, 2019. 24. Travel + Leisure reaches sophisticated travelers and features immersive, inspiring travel lifestyle content. Travel + Leisure reports a circulation of 953,000. A one-half page, black and white Publication Notice will be published once in the national edition of this magazine on June 21, 2019. 25. In total the magazines selected for this Multi-Media Notice Program have a combined circulation of 36,976,000 with more than 138,000,000 readers.6 26. Attached as Exhibit B are tear sheets of the published Summary Notice in these magazines.

SPECIALTY INVESTMENT AND NATIONALLY CIRCULATED NEWSPAPERS

27. Investor's Business Daily provides exclusive stock lists, investing data, stock market research, education and the latest financial and business news to help investors make more money in the stock market. IBD's circulation is 106,000. A 1/6-page, black and white Publication Notice was published twice in this newspaper on April 22, 2019 and May 6, 2019. 28. The Wall Street Journal is distributed nationally and provides news and information on stock and business. The WSf s circulation is 2,069,000. A 1/6-page, black and white Publication Notice was published twice in this newspaper on April 22, 2019 and May 6, 2019. 29. The New York Times is distributed nationally and provides news and information on stock and business. The NYT's circulation is 510,000. A 1/6-page, black and white Publication Notice was published twice in this newspaper on April 22, 2019 and May 6, 2019. 30. Attached as Exhibit C are tear sheets of the published Summary Notice m these newspapers.

E-NEWSLETTERS

6 Each magazine has a pass-along factor. These are readers in addition to the subscriber who read a publication. For example, Sports Illustrated has a circulation of 2,759,000 and a pass along factor of 5.45 to deliver more than 15,000,000 readers.

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31. Further, the Multi-Media Notice Program was enhanced through e-newsletter distribution with one banner ad insertion in the Wall Street Journal Markets, which has a circulation of 154,000, and eleven banner ad insertions in Investor's Business Daily Market Prep, which has a circulation of 91,000. The e-newslctter was published on May l, 2019 in Wall Street Journal Markets and April 29, 2019 through May 5, 2019 in Investor's Business Daily Market Prep. 32. Attached as Exhibit Dare copies of the banner ads published in thee-newsletters.

MEDIA OUTREACH - INTERNET

33. Internet advertising was a particularly helpful method of providing notice in this case, given that according to MRI, nearly 98 percent of the target audience is online. 34. In total, over 265 million validated online impressions have been served across a whitelist7 of approximately 4,000 pre-vetted websites, multiple exchanges, and the social media platforms Facebook, Instagram and Linkedin. We also used retargeting8 to provide additional reminders for those who expressed interest in the ads. 35. Our media outreach included banner ads on local Business Journal websites and The Wall Street Journal online, as well as top-tier national news and local news websites. Online banner ads have been served across multiple devices including desktop, tablet and mobile devices. 36. Additionally, we served banner ads via WIPI/IP address targeting to a potential Settlement Class Member list consisting of unique address records provided to us by KCC. These address records were provided to KCC by nominees in response to the nominee outreach conducted by KCC early in the notice program. A total of 2,856,595 addresses were contained in the records. 37. The WIFI/IP address targeting was done by mapping those physical addresses to the WIFI/IP address( es) in use at that physical location. If a target location's WIFI/IP address was available, that was considered a "match." Here, we matched 2,171,339 of the 2,856,595 physical addresses received from nominees to WIFI/IP addresses. The same list of physical addresses also was uploaded into Facebook's custom audience tool, allowing us to directly target and serve ads to a Facebook user when they have a Facebook or Instagram account where their address is

7 A whitclist is a custurn list of acceptable websites where ad content may be served. Creating a whitelist helps to mitigate ;id fraud, ensure acfa will be served i11 reltwnnt digital environments to the targl:l audience and helps to ensure that ads will not appear next to offensive or o~jectionable content. 8 Retargeting is an online reminder ad. Here, HF Media served additional ads to people on Facebook and Instagram who engaged with our ads, either by clicking or commenting on them.

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publicly available. 38. The online banner ads utilized in the media outreach provided information for visitors to self-identify as potential Settlement Class Members, allowing them to "click" on the banner ad and link directly to the "landing page" website (www.ADRFXSettlement.com), with a further link to the Settlement Website for more detailed information regarding the Settlement, important dates and deadlines, downloadable copies of the long-form Notice, Claim Form and other relevant documents, and the ability to submit a Claim Form online. 39. To further enhance the Multi-Media Notice Program, HF Media employed Google AdWords keyword search terms. Accordingly, when identified target phrases and keywords were used in a search on Google's search engine, a link to the Settlement website appeared on the search result page. Representative key terms included, but were not limited to: JPMorgan ADR Settlement, ADR Settlement and ADR class action, among others. 40. Attached as Exhibit E are examples of the banner ads.

SOCIAL MEDIA

41. The Multi-Media Notice Program also included the social media platforms Facebook, Instagram and Linkedln. On Facebook and Instagram, targeting included those who liked or followed investment pages such as Motley Fool, Investing.com, MarketWatch, Morning Star, Seeking Alpha, The Street, The Wall Street Journal, Yahoo! Finance, Bloomberg, Financial Times and others in addition to the potential Settlement Class Member matching described above. On Linkedln, targeting included individuals who are in top management positions in companies with 51 or more employees. 42. Attached as Exhibit F are copies of the social media ads.

PRESS RELEASE

43. The Publication Notice was also issued across PR Newswire's USl Newslines with additional targeting to finance influencers on April 4, 2019. My staff and I monitored various media channels for subsequent news articles that mentioned our press release and identified 129 various media pick-ups. 44. Attached as Exhibit G is a copy of the pick-up report.

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MITIGATION OF DIGITAL INVALID TRAFFIC

45. Part of HF Media's active management of the Multi-Media Notice Program included ad fraud (invalid traffic) identification and mitigation. The primary purpose of this is to ensure that our ads were being targeted to real websites where actual (human) Settlement Class Members are likely to visit, rather than serving ads to websites and fraudsters attempting to fraudulently earn advertising revenue from the campaign. To this end, online ads were tagged with specific codes through comScore' s Validated Campaign Essentials9 ("vCE") plus analysis was provided by our independent Cybersecurity Rxpert. Ad logs were examined daily for fraudulent anomalies such as ads being called to data centers, uncommon browser sizes, and outdated browser versions as well as other parameters that indicate non-human traffic. In addition, through these efforts, we wanted to identify which websites were generating validated human click-throughs to the Settlement website and redirect traffic to those sites. Because of our active management tactics, less than one percent (.91 % ) of the online impressions were identified as invalid and this traffic has been culled from the reach reported below.

SETTLEMENT WEBSITE AND TOLL-FREE INFORMATION LINE

46. The Court-authorized Claims Administrator, KCC, maintains the Settlement Website. The Settlement Website is an important component of the notice program for the Settlement as it allows Settlement Class Members to get information about the Settlement, obtain a copy of the detailed long-form Notice, and/or submit a Claim Form (in the case of Non-Registered Holder Settlement Class Members) or review their holding and distribution information provided by JPM's transfer agent via the Claim Portal (in the case of Registered Holder Settlement Class Members). 47. The Settlement Website address, www.jpmorganadrfxsettlement.com, was prominently displayed in the Publication Notices, as well as the Postcard Notices mailed to Registered Holder Settlement Class Members. I am informed by KCC that the Settlement Website was optimized for

9 "vCE enables a comprehensive view of online campaign delivery and a verified assessment of ad­ exposued audiences via a single, third-party source. It provides an unduplicated accounting of impressions delivered across a variety of diementions such as ads delivered in-view, in the right geography, in a brand safe environment, mitigating (to the extent of technology) fraud delivery." See: https ://www. comscore.corn/Insights/Press-Rel eases/2012/ 1/ comScore-Introduces-Validated-Campaign­ Essentials ?cs edgescape cc=US.

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mobile visitors so that information loads on their mobile device quickly. All Publication Notices as well as the Postcard Notices directed recipients to the Settlement Website, www.jpmorganadrfxsetlement.com. All digital media directed recipients to the ADR FX landing page, www.ADRFXsettlement.com. As of June 20, 2019, the Settlement websites received over 79,000 user sessions 10 with 103,000 page views. 48. I am also infom1ed by KCC that, as of June 20, 2019 2019, the IVR has received a total of 10,771 calls.

CONCLUSION

49. Evidence for the successful response of this notice program is found in the visitor traffic to the websites and to the call center. In my opinion, the robust outreach efforts described above reflect a particularly appropriate, highly targeted and contemporary way to employ notice to the Settlement Class in this matter, and in particular, the Non-Registered Holder Settlement Class Members who did not receive direct mailed notice. Importantly, these outreach efforts are consistent with the flexibility of notice provided in Rule 23. 50. As noted above, the Multi-Media Notice Program will conclude on June 21, 2019. To date, as a result of the Multi-Media Notice Program detailed above, an estimated 85-94 percent of targeted Settlement Class Members were reached, on average, 6-11 times. In my experience, this is an excellent result. 11 51. Moreover, in my opinion, the efforts used in this Multi-Media Notice Program were of the highest modem communication standards, embraced by FRCP Rule 23, and were reasonably calculated to provide notice that is not only consistent, but exceeds best practicable court approved notice programs in similar matters which are consistent with the Federal Judicial Center's guidelines concerning appropriate reach.

10 These figures are inclusive of web traffic to both websites. 11 While I do not believe these results will change prior to June 21, 2019, I will submit a supplemental declaration with the Court on or before August 1, 2019 that will report on the final results of the Multi­ Media Notice Program.

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52. I declare under the penalty of perjury, under the laws of the United States of America, that the foregoing is true and correct. Executed on June 20, 2019, in Tigard, Oregon.

Jeanne C. Finegan, A

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Exhibit A Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 15 of 141

Heffler Claims Group JEANNE C. FINEGAN, APR

BIOGRAPHY

Jeanne Finegan, APR, is President and Chief Media Officer of HF Media, LLC, a division of Heffler Claims Group. She is a member of the Board of Directors for the prestigious Alliance for Audited Media (AAM), and was named by Diversity Journal as one of the "Top 100 Women Worth Watching." She is a distinguished legal notice and communications expert with more than 30 years of communications and advertising experience.

She was a lead contributing author for Duke University's School of Law, "Guidelines and Best Practices Implementing Amendments to Rule 23 Class Action Settlement Provisions." And more recently, she has been involved with New York School of Law and The Center on Civil Justice (CCJ) assisting with a class action settlement data analysis and comparative visualization tool called the Aggregate Litigation Project, designed to help judges make decisions in aggregate cases on the basis of data as opposed to anecdotal information. Moreover, her experience also includes working with the Special Settlement Administrator's team to assist with the outreach strategy for the historic Auto Airbag Settlement, In re: Takata Airbag Products Liability Litigation MDL 2599.

During her tenure, she has planned and implemented over 1,000 high-profile, complex legal notice communication programs. She is a recognized notice expert in both the United States and in Canada, with extensive international notice experience spanning more than 170 countries and over 40 languages.

Ms. Finegan has lectured, published and has been cited extensively on various aspects of legal noticing, product recall and crisis communications. She has served the Consumer Product Safety Commission (CPSC) as an expert to determine ways in which the Commission can increase the effectiveness of its product recall campaigns. Further, she has planned and implemented large-scale government enforcement notice programs for the Federal Trade Commission (FTC) and the Securities and Exchange Commission (SEC).

Ms. Finegan is accredited in Public Relations (APR) by the Universal Accreditation Board, which is a program administered by the Public Relations Society of America (PRSA), and is also a recognized member of the Canadian Public Relations Society (CPRS). She has served on examination panels for APR candidates and worked pro bona as a judge for prestigious PRSA awards.

Ms. Finegan has provided expert testimony before Congress on issues of notice, and expert testimony in both state and federal courts regarding notification campaigns. She has conducted Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 16 of 141 !I Heffler Claims Group

numerous media audits of proposed notice programs to assess the adequacy of those programs under Fed R. Civ. P. 23(c)(2) and similar state class action statutes.

She was an early pioneer of plain language in notice (as noted in a RAND study,1) and continues to set the standard for modern outreach as the first notice expert to integrate social media into court approved legal notice programs.

In the course of her class action experience, courts have recognized the merits of, and admitted expert testimony based on, her scientific evaluation of the effectiveness of notice plans. She has designed legal notices for a wide range of class actions and consumer matters that include product liability, construction defect, antitrust, medical/pharmaceutical, human rights, civil rights, telecommunication, media, environment, government enforcement actions, securities, banking, insurance, mass tort, restructuring and product recall.

JUDICIAL COMMENTS AND LEGAL NOTICE CASES

In evaluating the adequacy and effectiveness of Ms. Finegan's notice campaigns, courts have repeatedly recognized her excellent work. The following excerpts provide some examples of such judicial approval.

Fitzhenry- Russell et al., v Keurig Dr. Pepper Inc., Case No. :17-cv-00564-NC, (ND Cal). In the Order Granting Final Approval of Class Action Settlement, Dated April 10, 2019, the Honorable Nathanael Cousins stated:

"... the reaction of class members to the proposed Settlement is positive. The parties anticipated that 100,000 claims would be filed under the Settlement (see Dkt. No. 327- 5 fl 36)-91,254 claims were actually filed (see Finegan Deel fl 4). The 4% claim rate was reasonable in light of Heffler's efforts to ensure that notice was adequately provided to the Class. 11

Pettit et al., v. Procter & Gamble Co., Case No. 15-cv-02150-RS ND Cal. In the Order Granting Final Approval of the Class Action Settlement and Judgement, Dated March 28, 2019, p. 6, the Honorable Richard Seeborg stated:

"The Court finds that the Notice Plan set forth in the Settlement Agreement, and effectuated pursuant to the Preliminary Approval Order, constituted the best notice practicable under the circumstances and constituted due and sufficient notice to the Settlement Class .... the number of claims received equates to a claims rate of 4.6%, which exceeds the rate in comparable settlements. 11

I Deborah R. Hensler ct al., CLASS ACTION DILEMAS, PURSUING PUBLIC GOALS FOR PRIVATE GAIN. RAND (2000).

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Carter v Forjas Taurus S.S., Taurus International Manufacturing, Inc., Case No. 1:13-CV-24583 PAS (S.D. Fl. 2016). In her Final Order and Judgment Granting Plaintiffs Motion for Final Approval of Class Action Settlement, the Honorable Patricia Seitz stated:

"The Court considered the extensive experience of Jeanne C. Finegan and the notice program she developed. ... There is no national firearms registry and Taurus sale records do not provide names and addresses of the ultimate purchasers... Thus the form and method used for notifying Class Members of the terms of the Settlement was the best notice practicable. ... The court-approved notice plan used peer-accepted national research to identify the optimal traditional, online, mobile and social media platforms ta reach the Settlement Class Members."

Additionally, in January 20, 2016, Transcript of Class Notice Hearing, p. 5 Judge Seitz, noted:

"I would like to compliment Ms. Finegan and her company because I was quite impressed with the scope and the effort of communicating with the Class."

Cook et. al v. Rockwell International Corp. and the Dow Chemical Co., No. 90-cv-00181- KLK {D.Colo. 2017)., aka, Rocky Flats Nuclear Weapons Plant Contamination. In the Order Granting Final Approval, dated April 28, 2017, p.3, the Honorable John L. Kane said:

The Court-approved Notice Plan, which was successfully implemented by [HF Media- emphasis added] (see Doc. 2432), constituted the best notice practicable under the circumstances. In making this determination, the Court finds that the Notice Plan that was implen,ented, as set forth in Declaration of Jeanne C. Finegan, APR Concerning Implementation and Adequacy of Class Member Notification (Doc. 2432), provided for individual notice to all members of the Class whose identities and addresses were identified through reasonable efforts, ... and a comprehensive national publication notice program that included, inter alia, print, television, radio and internet banner advertisements.... Pursuant to, and in accordance with, Rule 23 of the Federal Rules of Civil Procedure, the Court finds that the Notice Plan provided the best notice practicable to the Class.

In re: Domestic Drywall Antitrust Litigation, MDL. No. 2437, in the U.S. District Court for the Eastern District of Pennsylvania. For each of the four settlements, Finegan implemented and extensive outreach effort including traditional, online, social, mobile and advanced television and online video. In the Order Granting Preliminary Approval to the IPP Settlement, Judge Michael M. Baylson stated:

"The Court finds that the dissemination of the Notice and summary Notice constitutes the best nulice practicable under the circumstances; is valid, due, and sufficient notice to all persons ... and complies fully with the requirements of the Federal rule of Civil Procedure."

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Warner v. Toyota Motor Sales, U.S.A. Inc., Case No 2:15-cv-02171-FMO FFMx (C.D. Cal. 2017). In the Order Re: Final Approval of Class Action Settlement; Approval of Attorney's Fees, Costs & Service Awards, dated May 21, 2017, the Honorable Fernando M. Olguin stated:

Finegan, the court-appointed settlement notice administrator, has implemented the multiprong notice program . ... the court finds that the class notice and the notice process fairly and adequately informed the class members of the nature of the action, the terms of the proposed settlement, the effect of the action and release of claims, the class members' right to exclude themselves from the action, and their right to object to the proposed settlement. (See Dkt. 98, PAO at 25-28).

Michael Allagas, et al., v. BP Solar International, Inc., et al., BP Solar Panel Settlement, Case No. 3:14-cv-00560- SI (N.D. Cal., San Francisco Div. 2016). In the Order Granting Final Approval, Dated December 22, 2016, The Honorable Susan lllston stated:

Class Notice was reasonable and constituted due, adequate and sufficient notice to all persons entitled to be provided with notice; and d. fully satisfied the requirements of the Federal Rules of Civil Procedure, including Fed. R. Civ. P. 23(c)(2) and (e), the United States Constitution (including the Due Process Clause), the Rules of this Court, and any other applicable law.

Foster v. l-3 Communications EOTech, Inc. et al {6:15-cv-03519), Missouri Western District Court. In the Court's Final Order, dated July 7, 2017, The Honorable Judge Brian Wimes stated: "The Court has determined that the Notice given to the Settlement Class fully and accurately informed members of the Settlement Class of all material elements of the Settlement and constituted the best notice practicable."

In re: Skechers Toning Shoes Products liability litigation, No. 3:11-MD-2308-TBR (W.D. Ky. 2012). In his Final Order and Judgment granting the Motion for Preliminary Approval of Settlement, the Honorable Thomas B. Russell stated:

... The comprehensive nature of the class notice leaves little doubt that, upon receipt, class members will be able to make an informed and intelligent decision about participating in the settlement.

Brody v. Merck & Co., Inc., et al, No. 3:12-cv-04774-PGS-DEA (N.J.) (Jt Hearing for Prelim App, Sept. 27, 2012, transcript page 34). During the Hearing on Joint Application for Preliminary Approval of Class Action, the Honorable Peter G. Sheridan acknowledged Ms. Finegan's work, noting:

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Ms. Finegan did a great job in testifying as to what the class administrator will do. So, I'm certain that all the class members or as many that can be found, will be given some very adequate notice in which they can perfect their claim.

Quinn v. Waigreen Co., Wal-Mart Stores Inc., 7:12 CV-8187-VB (NYSD) (Jt Hearing for Final App, March. 5, 2015, transcript page 40-41). During the Hearing on Final Approval of Class Action, the Honorable Vincent L. Briccetti stated:

"The notice plan was the best practicable under the circumstances . ... [and] "the proof is in the pudding. This settlement has resulted in more than 45,000 claims which is 10,000 more than the Pearson case and more than 40,000 more than in a glucosamine case pending in the Southern District of California I've been advised about. So the notice has reached a Jot of people and a Jot of people have made claims."

In Re: TracFone Unlimited Service Plan Litigation, No. C-13-3440 EMC (ND Ca}. In the Final Order and Judgment Granting Class Settlement, July 2, 2015, the Honorable Edward M. Chen noted: 11 ••• [D)epending on the extent of the overlap between those class members who will automatically receive a payment and those who filed claims, the total claims rate is estimated to be approximately 25-30%. This is an excellent result. ..

In Re: Blue Buffalo Company, ltd., Marketing and Sales Practices Litigation, Case No. 4:14- MD-2562 RWS (E.D. Mo. 2015), (Hearing for Final Approval, May 19, 2016 transcript p. 49). During the Hearing for Final Approval, the Honorable Rodney Sippel said:

It is my finding that notice was sufficiently provided to class members in the manner directed in my preliminary approval order and that notice met all applicable requirements of due process and any other applicable Jaw and considerations.

DeHoyos, et al. v. Allstate Ins. Co., No. SA-01-CA-1010 (W.D.Tx. 2001). In the Amended Final Order and Judgment Approving Class Action Settlement, the Honorable Fred Biery stated:

[T]he undisputed evidence shows the notice program in this case was developed and implemented by a nationally recognized expert in class action notice programs . ... This program was vigorous and specifically structured to reach the African-American and Hispanic class members. Additionally, the program was based on a scientific methodology which is used throughout the advertising industry and which has been routinely embraced routinely [sic] by the Courts. Specifically, in order to reach the identified targets directly and efficiently, the notice program utilized a multi-layered approach which included national magazines; magazines specifically appropriate to the tarqeted audiences; and new!ipapers in both English and Spanish.

In re: Reebok Easytone Litigation, No. 10-CV-11977 (D. MA. 2011). The Honorable F. Dennis Saylor IV stated in the Final Approval Order:

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The Court finds that the dissemination of the Class Notice, the publication of the Summary Settlement Notice, the establishment of a website containing settlement­ related materials, the establishment of a toll-free telephone number, and all other notice methods set forth in the Settlement Agreement and [Ms. Finegan's] Declaration and the notice dissemination methodology implemented pursuant to the Settlement Agreement and this Court's Preliminary Approval Order ... constituted the best practicable notice to Class Members under the circumstances of the Actions.

Bezdek v. Vibram USA and Vibram FiveFingers LLC, No 12-10513 (D. MA) The Honorable Douglas P. Woodlock stated in the Final Memorandum and Order: ... [O]n independent review I find that the notice program was robust, particularly in its online presence, and implemented as directed in my Order authorizing notice.... I find that notice was given to the Settlement class members by the best means "practicable under the circumstances." Fed.R.Civ.P. 23{c)(2).

Gemelas v. The Dannon Company Inc., No. 08-cv-00236-DAP (N.D. Ohio). In granting final approval for the settlement, the Honorable Dan A. Polster stated:

In accordance with the Court's Preliminary Approval Order and the Court-approved notice program, [Ms. Finegan] caused the Class Notice to be distributed on a nationwide basis in magazines and newspapers (with circulation numbers exceeding 81 million) specifically chosen to reach Class Members. ... The distribution of Class Notice constituted the best notice practicable under the circumstances, and fully satisfied the requirements of Federal Rule of Civil Procedure 23, the requirements of due process, 28 U.S.C. 1715, and any other applicable Jaw.

Pashmova v. New Balance Athletic Shoes, Inc., 1:11-cv-10001-LTS (D. Mass.). The Honorable Leo T. Sorokin stated in the Final Approval Order:

The Class Notice, the Summary Settlement Notice, the web site, and all other notices in the Settlement Agreement and the Declaration of [Ms Finegan], and the notice methodology implemented pursuant to the Settlement Agreement: (a) constituted the best practicable notice under the circumstances; (b) constituted notice that was reasonably calculated to apprise Class Members of the pendency of the Actions, the terms of the Settlement and their rights under the settlement ... met all applicable requirements of law, including, but not limited to, the Federal Rules of Civil Procedure, 28 U.S.C. § 1715, and the Due Process Clause(s) of the United States Constitution, as well as complied with the Federal Judicial Center's illustrative class action notices.

Hartless v. Clorox Company, No. 06-CV-2705 (CAB) (S.D.Cal.). In the Final Order Approving Settlement, the Honorable Cathy N. Bencivenga found:

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The Class Notice advised Class members of the terms of the settlement; the Final Approval Hearing and their right to appear at such hearing; their rights to remain in or opt out of the Class and to object to the settlement; the procedures for exercising such rights; and the binding effect of this Judgment, whether favorable or unfavorable, to the Ciass. The distribution of the notice to the Class constituted the best notice practicable under the circumstances, and fully satisfied the requirements of Federal Rule of Civil Procedure 23, the requirements of due process, 28 U.S.C. §1715, and any other applicable law.

McDonough et al v. Toys 'R' Us et al, No. 09:-cv-06151-AB (E.D. Pa.). In the Final Order and Judgment Approving Settlement, the Honorable Anita Brody stated:

The Court finds that the Notice provided constituted the best notice practicable under the circumstances and constituted valid, due and sufficient notice to all persons entitled thereto.

In re: Pre-Filled Propane Tank Marketing & Sales Practices Litigation, No. 4:09-md-02086-GAF (W.D. Mo.) In granting final approval to the settlement, the Honorable Gary A. Fenner stated:

The notice program included individual notice to class members who could be identified by Ferrellgas, publication notices, and notices affixed to Blue Rhino propane tank cylinders sold by Ferrellgas through various retailers . ... The Court finds the notice program fully complied with Federal Rule of Civil Procedure 23 and the requirements of due process and provided to the Class the best notice practicable under the circumstances.

Stern v. AT&T Mobility Wireless, No. 09-cv-1112 CAS-AGR (C.D.Cal. 2009). In the Final Approval Order, the Honorable Christina A. Snyder stated:

[T]he Court finds that the Parties have fully and adequately effectuated the Notice Plan, as required by the Preliminary Approval Order, and, in fact, have achieved better results than anticipated or required by the Preliminary Approval Order.

In re: Processed Egg Prods. Antitrust Litig., MDL No. 08-md-02002 (E.D.P.A.). In the Order Granting Final Approval of Settlement, Judge Gene E.K. Pratter stated:

The Notice appropriately detailed the nature of the action, the Class claims, the definition of the Class and Subclasses, the terms of the proposed settlement agreement, and the class members' right to object or request exclusion from the settlement and the timing and manner for doing so.... Accordingly, the Court determines that thP notice provided to the putative Class Members constitutes adequate notice in satisfaction of the demands of Rule 23.

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In re Polyurethane Foam Antitrust litigation, 10- MD-2196 (N.D. OH). In the Order Granting Final Approval of Voluntary Dismissal and Settlement of Defendant Domfoam and Others, the Honorable Jack Zouhary stated:

The notice program included individual notice to members of the Class who could be identified through reasonable effort, as well as extensive publication of a summary notice. The Notice constituted the most effective and best notice practicable under the circumstances of the Settlement Agreements, and constituted due and sufficient notice for all other purposes to all persons and entities entitled to receive notice.

Rojas v Career Education Corporation, No. 10-cv-05260 (N.D.E.D. IL) In the Final Approval Order dated October 25, 2012, the Honorable Virgina M. Kendall stated:

The Court Approved notice to the Settlement Class as the best notice practicable under the circumstance including individual notice via U.S. Mail and by email to the class members whose addresses were obtained from each Class Member's wireless carrier or from a commercially reasonable reverse cell phone number look-up service, nationwide magazine publication, website publication, targeted on-line advertising, and a press release. Notice has been successfully implemented and satisfies the requirements of the Federal Rule of Civil Procedure 23 and Due Process.

Golloher v Todd Christopher International, Inc. DBA Vogue International {Organix), No. C 1206002 N.D CA. In the Final Order and Judgment Approving Settlement, the Honorable Richard Seeborg stated:

The distribution of the notice to the Class constituted the best notice practicable under the circumstances, and fully satisfied the requirements of Federal Rule of Civil Procedure 23, the requirements of due process, 28 U.S.C. §1715, and any other applicable law.

Stefanyshyn v. Consolidated Industries, No. 79 D 01-9712-CT-59 (Tippecanoe County Sup. Ct., Ind.). In the Order Granting Final Approval of Settlement, Judge Randy Williams stated:

The long and short form notices provided a neutral, informative, and clear explanation of the Settlement. ... The proposed notice program was properly designed, recommended, and implemented ... and constitutes the "best practicable" notice of the proposed Settlement. The form and content of the notice program satisfied all applicable legal requirements . ... The comprehensive class notice educated Settlement Class members about the defects in Consolidated furnaces and warned them that the continued use of their furnaces created a risk of fire and/or carbon monoxide. This alone provided substantial value.

McGee v. Continental Tire North America, Inc. et al, No. 06-6234-(GEB) (D.N.J.).

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The Class Notice, the Summary Settlement Notice, the web site, the toll-free telephone number, and all other notices in the Agreement, and the notice methodology implemented pursuant to the Agreement: (a) constituted the best practicable notice under the circumstances; (b) constituted notice that was reasonably calculated to apprise Class Members of the pendency of the Action, the terms of the settlement and their rights under the settlement, including, but not limited to, their right to object to or exclude themselves from the proposed settlement and to appear at the Fairness Hearing; (c) were reasonable and constituted due, adequate and sufficient notice to all persons entitled to receive notification; and (d) met all applicable requirements of Jaw, including, but not limited to, the Federal Rules of Civil Procedure, 20 U.S.C. Sec. 1715, and the Due Process Clausc(s) of the United States Constitution, as well as complied with the Federal Judicial Center's illustrative class action notices,

Varaca/lo, et al. v. Massachusetts Mutual Life Insurance Company, et al., No. 04-2702 (J LL) (D.N.J.). The Court stated that:

[A]II of the notices are written in simple terminology, are readily understandable by Class Members, and comply with the Federal Judicial Center's illustrative class action notices . ... By working with a nationally syndicated media research firm, [Finegan's firm] was able to define a target audience for the MassMutual Class Members, which provided a valid basis for determining the magazine and newspaper preferences of the Class Members. {Preliminary Approval Order at p. 9). . . . The Court agrees with Class Counsel that this was more than adequate. {Id. at§ 5.2).

In re: Nortel Network Corp., Sec. Litig.; No. 01-CV-1855 (RMB) !\/laster Fi!e No. OS !\~D 1659 (LAP) (S.D.N.Y.). Ms. Finegan designed and implemented the extensive United States and Canadian notice programs in this case. The Canadian program was published in both French and English, and targeted virtually all investors of stock in Canada. See www.nortelsecuritieslitigation.com. Of the U.S. notice program, the Honorable Loretta A. Preska stated:

The form and method of notifying the U.S. Global Class of the pendency of the action as a class action and of the terms and conditions of the proposed Settlement ... constituted the best notice practicable under the circumstances, and constituted due and sufficient notice to all persons and entities entitled thereto.

Regarding the B.C. Canadian Notice effort: Jeffrey v. Nortel Networks, [2007] BCSC 69 at para. SO, the Honourable Mr. Justice Groberman said:

The efforts to give notice to potential class members in this case have been thorough. There has been a broad media campaign to publicize the proposed settlement and the court processes. There has also been a direct mail campaign directed at probable investors. I am advised that over 1.2 million claim packages were mailed to persons

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around the world. In addition packages have been available through the worldwide web site nortelsecuritieslitigation.com on the Internet. Toll-free telephone lines have been set up, and it appears that class counsel and the Claims Administrator have received innumerable calls from potential class members. In short, all reasonable efforts have been made to ensure that potential members of the class have had notice of the proposal and a reasonable opportunity was provided for class members to register their objections, or seek exclusion from the settlement.

Mayo v. Walmart Stores and Sam's Club, No. 5:06 CV-93-R (W.D.Ky.). In the Order Granting Final Approval of Settlement, Judge Thomas B. Russell stated:

According to defendants' database, the Notice was estimated to have reached over 90% of the Settlement Class Members through direct mail. The Settlement Administrator ... has classified the parties' database as 'one of the most reliable and comprehensive databases [she] has worked with for the purposes of legal notice.'... The Court thus reaffirms its findings and conclusions in the Preliminary Approval Order that the form of the Notice and manner of giving notice satisfy the requirements of Fed. R. Civ. P. 23 and affords due process to the Settlement Class Members.

Fishbein v. All Market Inc., (d/b/a Vita Coco) No. 11-cv-05580 (S.D.N.Y.). In granting final approval of the settlement, the Honorable J. Paul Oetken stated:

"The Court finds that the dissemination of Class Notice pursuant to the Notice Program ... constituted the best practicable notice to Settlement Class Members under the circumstances of this litigation ... and was reasonable and constituted due, adequate and sufficient notice to all persons entitled to such notice, and fully satisfied the requirements of the Federal Rules of Civil Procedure, including Rules 23{c)(2) and (e), the United States Constitution (including the Due Process Clause), the Rules of this Court, and any other applicable laws."

Lucas, et al. v. Kmart Corp., No. 99-cv-01923 (D.Colo.), wherein the Court recognized Jeanne Finegan as an expert in the design of notice programs, and stated:

The Court finds that the efforts of the parties and the proposed Claims Administrator in this respect go above and beyond the "reasonable efforts" required for identifying individual class members under F.R.C.P. 23(c)(2)(B).

In re: Johns-Manville Corp. (Statutory Direct Action Settlement, Common Law Direct Action and Hawaii Settlement), No 82-11656, 57, 660, 661, 665-73, 75 and 76 (BRL) (Bankr. S.D.N.Y.). The nearly half-billion dollar settlement incorporated three separate notification programs, which targeted all persons who had asbestos claims whether asserted or unasserted, against the Travelers Indemnity Company. In the Findings of Fact and Conclusions of a Clarifying Order Approving the Settlements, slip op. at 47-48 (Aug. 17, 2004), the Honorable Burton R. Lifland, Chief Justice, stated:

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As demonstrated by Findings of Fact (citation omitted), the Statutory Direct Action Settlement notice program was reasonably calculated under all circumstances to apprise the affected individuals of the proceedings and actions taken involving their interests, Mullane v. Cent. Hanover Bank & Trust Co., 339 U.S. 306, 314 (1950), such program did apprise the overwhelming majority of potentially affected claimants and far exceeded the minimum notice required. . . . The results simply speak for themselves.

Pigford v. Glickman and U.S. Department of Agriculture, No. 97-1978. 98-1693 (PLF) (D.D.C.). This matter was the largest civil rights case Lu settle In the United States in over 40 years. The highly publicized, nationwidP. paid media program was designed to alert all presenl dnd past African-American farmers of the opportunity to recover monetary damages against the U.S. Department ot Agriculture for alleged loan discrimination. In his Opinion, the Honorable Paul L. Friedman commended the parties with respect to the notice program, stating;

The parties also exerted extraordinary efforts to reach class members through a massive advertising campaign in general and African American targeted publications and television stations . ... The Court concludes that class members have received more than adequate notice and have had sufficient opportunity to be heard on the fairness of the proposed Consent Decree.

In re: Louisiana-Pacific Inner-Sea/ Siding litig., Nos. 879-JE, and 1453-JE (D.Or.). Under the terms of the Settlement, three separate notice programs were to be implemented at three-year intervals over a period of six years. In the first notice campaign, Ms. Finegan implemented the print advertising and Internet components of the Notice program. In approving the legal notice communication plan, the Honorable Robert E. Jones stated:

The notice given to the members of the Class fully and accurately informed the Class members of all material elements of the settlement. .. [through] a broad and extensive multi-media notice campaign.

Additionally, with regard to the third-year notice program for Louisiana-Pacific, the Honorable Richard Unis, Special Master, commented that the notice was:

... well formulated to conform to the definition set by the court as adequate and reasonable notice. Indeed, I believe the record should also reflect the Court's appreciation to Ms. Finegan for all the work she's done, ensuring that noticing was done correctly and professionally, while paying careful attention to overall costs. Her understanding of various notice requirements under Fed. R. Civ. P. 23, helped to insure that the notice given in this case was consistent with the highest standards of comp/lance with Rule 23(d)(2).

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In re: Expedia Hotel Taxes and Fees litigation, No. 05-2-02060-1 (SEA) (Sup. Ct. of Wash. in and for King County). In the Order Granting Final Approval of Class Action Settlement, Judge Monica Benton stated:

The Notice of the Settlement given to the Class ... was the best notice practicable under the circumstances. All of these forms of Notice directed Class Members to a Settlement Website providing key Settlement documents including instructions on how Class Members could exclude themselves from the Class, and how they could object to or comment upon the Settlement. The Notice provided due and adequate notice of these proceeding and of the matters set forth in the Agreement to all persons entitled to such notice, and said notice fully satisfied the requirements of CR 23 and due process.

Thomas A. Foster and Linda E. Foster v. ABTco Siding Litigation, No. 95-151-M (Cir. Ct., Choctaw County, Ala.). This litigation focused on past and present owners of structures sided with Abitibi-Price siding. The notice program that Ms. Finegan designed and implemented was national in scope and received the following praise from the Honorable J. Lee McPhearson:

The Court finds that the Notice Program conducted by the Parties provided individual notice to all known Class Members and all Class Members who could be identified through reasonable efforts and constitutes the best notice practicable under the circumstances of this Action. This finding is based on the overwhelming evidence of the adequacy of the notice program. ... The media campaign involved broad national notice through television and print media, regional and local newspapers, and the Internet (see id. 'fl'f/9-11) The result: over 90 percent of Abitibi and ABTco owners are estimated to have been reached by the direct media and direct mail campaign.

Wilson v. Massachusetts Mut. life Ins. Co., No. D-101-CV 98-02814 (First Judicial Dist. Ct., County of Santa Fe, N.M.). This was a nationwide notification program that included all persons in the United States who owned, or had owned, a life or disability insurance policy with Massachusetts Mutual Life Insurance Company and had paid additional charges when paying their premium on an installment basis. The class was estimated to exceed 1.6 million individuals. www.insuranceclassclaims.com. In granting preliminary approval to the settlement, the Honorable Art Encinias found:

[T]he Notice Plan [is] the best practicable notice that is reasonably calculated, under the circumstances of the action. ... [and] meets or exceeds all applicable requirements of the law, including Rule 1-023{C}(2) and (3) and 1-023(£), NMRA 2001, and the requirements of federal and/or state constitutional due process and any other applicable law.

Sparks v. AT&T Corp., No. 96-LM-983 (Third Judicial Cir., Madison County, 111.). The litigation concerned all persons in the United States who leased certain AT&T telephones during the 1980's. Ms. Finegan designed and implemented a nationwide media program designed to

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target all persons who may have leased telephones during this time period, a class that included a large percentage of the entire population of the United States. In granting final approval to the settlement, the Court found:

The Court further finds that the notice of the proposed settlement was sufficient and furnished Class Members with the information they needed to evaluate whether to participate in or opt out of the proposed settlement. The Court therefore concludes that the notice of the proposed settlement met all requirements required by law, including all Constitutional requirements.

In re: Georgia-Pacific Toxic Explosion litig., No. 98 CVCOS-3535 (Ct. of Common Pleas, Franklin County, Ohio). Ms. Finegi:ln designed t1nd implemented a regional notice program that included network affiliate television, radio and newspaper. The noticP. was dP.signPd to alert adults living near a Georgia-Pacific plant that they had been exposed to an air-born toxic plume and their rights under the terms of the class action settlement. In the Order and Judgment finally approving the settlement, the Honorable Jennifer L. Bunner stated:

[N]otice of the settlement to the Class was the best notice practicable under the circumstances, including individual notice to all members who can be identified through reasonable effort. The Court finds that such effort exceeded even reasonable effort and that the Notice complies with the requirements of Civ. R. 23(C).

In re: American Cyanamid, No. CV-97-0581-BH-M (S.D.AI.). The media program targeted Farmers who had purchased crop protection chemicals manufactured by American Cyanamid. In the Final Order and Judgment, the Honorable Charles R. Butler Jr. wrote:

The Court finds that the form and method of notice used to notify the Tempornry Settlement Class of the Settlement satisfied the requirements of Fed. R. Civ. P. 23 and due process, constituted the best notice practicable under the circumstances, and constituted due and sufficient notice to all potential members of the Temporary Class Settlement.

In re: First Alert Smoke Alarm litig., No. CV-98-C-1546-W (UWC) (N.D.AI.). Ms. Finegan designed and implemented a nationwide legal notice and public information program. The public information program ran over a two-year period to inform those with smoke alarms of the performance characteristics between photoelectric and ionization detection. The media program included network and cable television, magazine and specialty trade publications. In the Findings and Order Preliminarily Certifying the Class for Settlement Purposes, Preliminarily Approving Class Settlement, Appointing Class Counsel, Directing Issuance of Notice to the Class, and Schedulinp, a Fairness Hearing, the Honorable C.W. Clemon wrotP. that thP nntirP rlan:

... constitutes due, adequate and sufficient notice to all Class Members; and (v) meets or exceeds all applicable requirements of the Federal Rules of Civil Procedure, the

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United States Constitution (including the Due Process Clause), the Alabama State Constitution, the Rules of the Court, and any other applicable law.

In re: James Hardie Roofing litig., No. 00-2-17945-65SEA (Sup. Ct. of Wash., King County). The nationwide legal notice program included advertising on television, in print and on the Internet. The program was designed to reach all persons who own any structure with JHBP roofing products. In the Final Order and Judgment, the Honorable Steven Scott stated:

The notice program required by the Preliminary Order has been fully carried out. .. [and was] extensive. The notice provided fully and accurately informed the Class Members of all material elements of the proposed Settlement and their opportunity to participate in or be excluded from it; was the best notice practicable under the circumstances; was valid, due and sufficient notice to all Class Members; and complied fully with Civ. R. 23, the United States Constitution, due process, and other applicable law.

Barden v. Hurd Mil/work Co. Inc., et al, No. 2:6-cv-00046 (LA) (E.D.Wis.) ("The Court approves, as to form and content, the notice plan and finds that such notice is the best practicable under the circumstances under Federal Rule of Civil Procedure 23{c)(2}(8} and constitutes notice in a reasonable manner under Rule 23{e)(1).")

Altieri v. Reebok, No. 4:10-cv-11977 (FDS) (D.C.Mass.) ("The Court finds that the notices ... constitute the best practicable notice ... The Court further finds that all of the notices are written in simple terminology, are readily understandable by Class Members, and comply with the Federal Judicial Center's illustrative class action notices.")

Marenco v. Visa Inc., No. CV 10-08022 (DMG) (C.D.Cal.) ("[T]he Court finds that the notice plan ... meets the requirements of due process, California law, and other applicable precedent. The Court finds that the proposed notice program is designed to provide the Class with the best notice practicable, under the circumstances of this action, of the pendency of this litigation and of the proposed Settlement's terms, conditions, and procedures, and shall constitute due and sufficient notice to all persons entitled thereto under California law, the United States Constitution, and any other applicable law.")

Palmer v. Sprint Solutions, Inc., No. 09-cv-01211 (JLR) (W.D.Wa.) ("The means of notice were reasonable and constitute due, adequate, and sufficient notice to all persons entitled to be provide3d with notice.")

In re: Tyson Foods, Inc., Chicken Raised Without Antibiotics Consumer litigation, No. 1:08-md- 01982 ROB (D. Md. N. Div.) ("The notice, in form, method, and content, fully complied with the requirements of Rule 23 and due process, constituted the best notice practicable under the circumstances, and constituted due and sufficient notice to all persons entitled to notice of the settlement.")

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Sager v. /named Corp. and McGhan Medical Breast Implant Litigation, No. 01043771 (Sup. Ct. Cal., County of Santa Barbara) ("Notice provided was the best practicable under the circumstances.").

Deke, et al. v. Cardservice lnternat'I, Case No. BC 271679, slip op. at 3 (Sup. Ct. Cal., County of Los Angeles) ("The Class Notice satisfied the requirements of California Rules of Court 1856 and 1859 and due process and constituted the best notice practicable under the circumstances.").

Levine, et al. v. Dr. Philip C. McGraw, et al., Case No. BC 312830 (Los Angeles County Super. Ct., Cal.) ("[T]he plan for notice to the Settlement Class ... constitutes the best notice practicable under the circumstances and constituted due and sufficient notice to the members of the Settlement Class ... and satisfies the requirements of California law and federal due proces.!> of Jaw.").

In re: Canadian Air Cargo Shipping Class Actions, Court File No. 50389CP, Ontario Superior Court of Justice, Supreme Court of British Columbia, Quebec Superior Court("/ am satisfied the proposed form of notice meets the requirements of s. 17(6) of the CPA and the proposed method of notice is appropriate.").

Fischer et al v. JG Investment Management, Ltd. et al, Court File No. 06-CV-307599CP, Ontario Superior Court of Justice.

In re: Vivendi Universal, S.A. Securities Litigation, No. 02-cv-5571 (RJH)(HBP) (S.D.N.Y.).

In re: Air Cargo Shipping Services Antitrust Litigation, No. 06-iviD-1775 (JG) (VV) (E.D.N.Y.).

Berger, et al., v. Property ID Corporation, et al., No. CV 05-5373-GHK (CWx) (C.D.Cal.).

Lozano v. AT&T Mobility Wireless, No. 02-cv-0090 CAS (AJWx) (C.D.Cal.).

Howard A. Engle, M.D., et al., v. R.J. Reynolds Tobacco Co., Philip Morris, Inc., Brown & Williamson Tobacco Corp., No. 94-08273 CA (22) (11th Judicial Dist. Ct. of Miami-Dade County, Fla.).

In re: Royal Dutch/Shell Transport Securities Litigation, No. 04 Civ. 374 (JAP) (Consolidated Cases) (D. N.J.).

In re: Epson Cartridge Cases, Judicial Council Coordination Proceeding, No. 4347 (Sup. Ct. of Cal., County of Los Angeles).

UAWv. General Motors Corporation, No: 05-73991 (E.D.MI).

Wicon, Inc. v. Cardservice Intern'/, Inc., BC 320215 (Sup. Ct. of Cal., County of Los Angeles).

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In re: SmithKline Beecham Clinical Billing litig., No. CV. No. 97-L-1230 (Third Judicial Cir., Madison County, 111.). Ms. Finegan designed and developed a national media and Internet site notification program in connection with the settlement of a nationwide class action concerning billings for clinical laboratory testing services.

MacGregor v. Schering-Plough Corp., No. EC248041 (Sup. Ct. Cal., County of Los Angeles). This nationwide notification program was designed to reach all persons who had purchased or used an aerosol inhaler manufactured by Schering-Plough. Because no mailing list was available, notice was accomplished entirely through the media program.

In re: Swiss Banks Holocaust Victim Asset litig., No. CV-96-4849 (E.D.N.Y.). Ms. Finegan managed the design and implementation of the Internet site on this historic case. The site was developed in 21 native languages. It is a highly secure data gathering tool and information hub, central to the global outreach program of Holocaust survivors. www.swissbankclaims.com.

In re: Exxon Valdez Oil Spill litig., No. A89-095-CV (HRH) (Consolidated) (D. Alaska). Ms. Finegan designed and implemented two media campaigns to notify native Alaskan residents, trade workers, fisherman, and others impacted by the oil spill of the litigation and their rights under the settlement terms.

In re: Johns-Manville Phenolic Foam litig., No. CV 96-10069 (D. Mass). The nationwide multi­ media legal notice program was designed to reach all Persons who owned any structure, including an industrial building, commercial building, school, condominium, apartment house, home, garage or other type of structure located in the United States or its territories, in which Johns-Manville PFRI was installed, in whole or in part, on top of a metal roof deck.

Bristow v Fleetwood Enters litig., No Civ 00-0082-S-EJL (D. Id). Ms. Finegan designed and implemented a legal notice campaign targeting present and former employees of Fleetwood Enterprises, Inc., or its subsidiaries who worked as hourly production workers at Fleetwood's housing, travel trailer, or motor home manufacturing plants. The comprehensive notice campaign included print, radio and television advertising.

In re: New Orleans Tank Car leakage Fire litig., No 87-16374 (Civil Dist. Ct., Parish of Orleans, LA) {2000). This case resulted in one of the largest settlements in U.S. history. This campaign consisted of a media relations and paid advertising program to notify individuals of their rights under the terms of the settlement.

Garria Spencer v. Shell Oil Co., No. CV 94-074(Dist. Ct., Harris County, Tex.). The nationwide notification program was designed to reach individuals who owned real property or structures in the United States, which contained polybutylene plumbing with acetyl insert or metal insert fittings.

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In re: Hurd Mil/work Heat Mirror™ Litig., No. CV-772488 (Sup. Ct. of Cal., County of Santa Clara). This nationwide multi-media notice program was designed to reach class members with failed heat mirror seals on windows and doors, and alert them as to the actions that they needed to take to receive enhanced warranties or window and door replacement.

Laborers Dist. Counsel of Alabama Health and Welfare Fund v. Clinical Lab. Servs., Inc, No. CV-97-C-629-W (N.D. Ala.). Ms. Finegan designed and developed a national media and Internet site notification program in connection with the settlement of a nationwide class action concerning alleged billing discrepancies for clinical laboratory testing services.

In re: Starlink Corn Prods. Liab. Litig., No. 01-C-1181 (N.D. Ill).. Ms. Finegan designed and implemented a nationwide notifir.;:1tion proeram designed to alert potential class members of the terms of the settlement.

In re: MCI Non-Subscriber Rule Payers Lltlg., MDL Docket No. LU~, 3:99-cv-01275 (S.D.111.). The advertising and media notice program, found to be "more than adequate" by the Court, was designed with the understanding that the litigation affected all persons or entities who were customers of record for telephone lines presubscribed to MCI/World Com, and were charged the higher non-subscriber rates and surcharges for direct-dialed long distance calls placed on those lines. www.rateclaims.com.

In re: Albertson's Back Pay Litig., No. 97-0159-S-BLW (D.ld.). Ms. Finegan designed and developed a secure Internet site, where claimants could seek case information confidentially.

In re: Georgia Pacific Hardboard Siding Recovering Program, No. CV-95-3330-RG (Cir. Ct., Mobile County, Ala.). Ms. Finegan designed and implemented a multi-media legal notice program, which was designed to reach class members with failed G-P siding and a!ert them of the pending matter. Notice was provided through advertisements, which aired on national cable networks, magazines of nationwide distribution, local newspaper, press releases and trade magazines.

In re: Diet Drugs (Phentermine, Fenfluramine, Dexfenfluramine) Prods. Liab. Litig., Nos. 1203, 99-20593. Ms. Finegan worked as a consultant to the National Diet Drug Settlement Committee on notification issues. The resulting notice program was described and complimented at length in the Court's Memorandum and Pretrial Order 1415, approving the settlement,

In re: Diet Drugs (Phentermine, Fenfluramine, Dexfenfluramine} Prods. Liab. Litig., 2000 WL 1222042, Nos. 1203, 99-20593 (E.D.Pa. Aug. 28, 2002).

Ms. Finegan designed the Notice programs for multiple state antitrust cases filed against the Microsoft Corporation. In those cases, it was generally alleged that Microsoft unlawfully used anticompetitive means to maintain a monopoly in markets for certain software, and that as a result, it overcharged consumers who licensed its MS-DOS, Windows, Word, Excel and Office

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software. The multiple legal notice programs designed by Jeanne Finegan and listed below targeted both individual users and business users of this software. The scientifically designed notice programs took into consideration both media usage habits and demographic characteristics of the targeted class members.

In re: Florida Microsoft Antitrust litig. Settlement, No. 99-27340 CA 11 (11th Judicial Dist. Ct. of Miami-Dade County, Fla.).

In re: Montana Microsoft Antitrust Litig. Settlement, No. DCV 2000 219 (First Judicial Dist. Ct., Lewis & Clark Co., Mt.).

In re: South Dakota Microsoft Antitrust litig. Settlement, No. 00-235(Sixth Judicial Cir., County of Hughes, S. D. ).

In re: Kansas Microsoft Antitrust litig. Settlement, No. 9907089 Division No. 15 Consolidated Cases (Dist. Ct., Johnson County, Kan.) ("The Class Notice provided was the best notice practicable under the circumstances and fully complied in all respects with the requirements of due process and of the Kansas State. An not. §60-22.3.").

In re: North Carolina Microsoft Antitrust litig. Settlement, No. 00-CvS-4073 (Wake) 00-CvS- 1246 (Lincoln) (General Court of Justice Sup. Ct., Wake and Lincoln Counties, N.C.).

In re: ABS ti Pipes Litig., No. 3126 (Sup. Ct. of Cal., Contra Costa County). The Court approved regional notification program designed to alert those individuals who owned structures with the pipe that they were eligible to recover the cost of replacing the pipe.

In re: Avenue A Inc. Internet Privacy litig., No: C00-1964C (W.D. Wash.).

In re: Lorazepam and Clorazepate Antitrust litig., No. 1290 (TFH) (D.C.C.).

In re: Providian Fin. Corp. ER/SA litig., No C-01-5027 (N.D. Cal.).

In re: H & R Block., et al Tax Refund Litig., No. 97195023/CC4111 (MD Cir. Ct., Baltimore City).

In re: American Premier Underwriters, Inc, U.S. Railroad Vest Corp., No. 06C01-9912 (Cir. Ct., Boone County, Ind.).

In re: Sprint Corp. Optical Fiber litig., No: 9907 CV 284 (Dist. Ct., Leavenworth County, Kan).

In re: Shelter Mutual Ins. Co. litig., No. CJ-2002-263 (Dist.Ct., Canadian County. Ok).

In re: Conseco, Inc. Sec. litig., No: IP-00-0585-C Y/S CA (S.D. Ind.).

In re: Nat'/ Treasury Employees Union, et al., 54 Fed. Cl. 791 (2002).

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In re: City of Miami Parking Litig., Nos. 99-21456 CA-10, 99-23765 - CA-10 (11th Judicial Dist. Ct. of Miami-Dade County, Fla.).

In re: Prime Co. Incorporated D/8/A/ Prime Co. Personal Comm., No. L 1:01CV658 (E.D. Tx.).

A/sea Veneer v. State of Oregon A.A., No. 88C-11289-88C-11300.

INTERNATIONAL EXPERIENCE

Bell v. Canadian Imperial Bank of Commerce, el al, Court File No.: CV-08-359335 (Ontario Superior Court of Justice); {20.16}.

In re: Canadian Air Cargo Shipping Class Actions (Ontario Superior Court of Justice, Court File No. 50389CP, Supreme Court of British Columbia.

In re: Canadian Air Cargo Shipping Class Actions Quebec Superior Court).

Fischer v. JG Investment Management LTD., No. 06-CV-307599CP (Ontario Superior Court of Justice).

In Re Nortel I & II Securities Litigation, Civil Action No. 01-CV-1855 (RMB}, Master File No. 05 MD 1659 (LAP} {S.D.N. Y. 2006}.

Frohlinger v. Nortel Networks Corporation et al., Court File No.: 02-CL-4605 {Ontario Superior Court of Justice).

Association de Protection des Epargnants et lnvestissuers du Quebec v. Corporation Nortel Networks, No.: 500-06-0002316-017 {Superior Court of Quebec).

Jeffery v. Nortel Networks Corporation et al., Court File No.: 5015159 (Supreme Court of British Columbia).

Gallardi v. Nortel Networks Corporation, No. 05-CV-285606CP (Ontario Superior Court).

Skarstedt v. Corporation Nortel Networks, No. 500-06-000277-059 {Superior Court of Quebec).

SEC ENFORCEMENT NOTICE PROGRAM EXPERIENCE

SEC v. Vivendi Universal, S.A., et al., Case No. 02 Civ. 5571 (RJH) (HBP) (S.D.N.Y.). The Notice program included publication in 11 different countries and eight different languages.

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SEC v. Royal Dutch Petroleum Company, No.04-3359 (S.D. Tex.)

FEDERAL TRADE COMMISSION NOTICE PROGRAM EXPERIENCE

FTC v. TracFone Wireless, Inc., Case No. 15-cv-00392-EMC.

FTC v. Skechers U.S.A., Inc., No. 1:12-cv-01214-JG (N.D. Ohio).

FTC v. Reebok International Ltd., No. 11-cv-02046 (N.D. Ohio)

FTC v. Chanery and RTC Research and Development LLC [Nutraquest], No :05-cv-03460 (D.N.J.)

BANKRUPTCY EXPERIENCE

Ms. Finegan has designed and implemented hundreds of domestic and international bankruptcy notice programs. A sample case list includes the following:

In re AMR Corporation [American Airlines], et al., No. 11-15463 (SHL) (Bankr. S.D.N.Y.) ("due and proper notice [was] provided, and ... no other or further notice need be provided.")

In re Jackson Hewitt Tax Service Inc., et al., No 11-11587 (Bankr. D.Del.) (2011). The debtors sought to provide notice of their filing as well as the hearing to approve their disclosure statement and confirm their plan to a large group of current and former customers, many of whom current and viable addresses promised to be a difficult (if not impossible) and costly undertaking. The court approved a publication notice program designed and implemented by Finegan and the administrator, that included more than 350 local newspaper and television websites, two national online networks (24/7 Real Media, Inc. and Microsoft Media Network), a website notice linked to a press release and notice on eight major websites, including CNN and Yahoo. These online efforts supplemented the print publication and direct-mail notice provided to known claimants and their attorneys, as well as to the state attorneys general of all 50 states. The Jackson Hewitt notice program constituted one of the first large chapter 11 cases to incorporate online advertising.

In re: Nutraquest Inc., No. 03-44147 (Bankr. D.N.J.)

In re: General Motors Corp. et al, No. 09-50026 (Bankr. S.D.N.Y.). This case is the 4th largest bankruptcy in U.S. history. Ms. Finegan and her team worked with General Motors restructuring attorneys to design and implement the legal notice program.

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In re: ACandS, Inc., No. 0212687 (Bankr. D.Del.) (2007) ("Adequate notice of the Motion and of the hearing on the Motion was given.").

In re: United Airlines, No. 02-B-48191 (Bankr. N.D 111.). Ms. Finegan worked with United and its restructuring attorneys to design and implement global legal notice programs. The notice was published in 11 countries and translated into 6 languages. Ms. Finegan worked closely with legal counsel and UAL's advertising team to select the appropriate media and to negotiate the most favorable advertising rates. www.pd-ual.com.

In re: Enron, No. 01-16034 (Bankr. S.D.N.Y.). Ms. Finegan worked with Enron and its restructuring attorneys to publish various legal notices.

In re: Dow Corning, No. 95-20512 (Bankr. E.D. Mich.). Ms. Finegan originally designed the information website. This Internet site is a major information hub that has various forms in 15 languages.

In re: Harnischfeger Inds., No. 99-2171 (RJW) Jointly Administered (Bankr. D. Del.). Ms. Finegan designed and implemented 6 domestic and international notice programs for this case. The notice was translated into 14 different languages and published in 16 countries.

In re: Keene Corp., No. 93B 46090 (5MB), (Bankr. E.D. MO.). Ms. Finegan designed and implemented multiple domestic bankruptcy notice programs including notice on the plan of reorganization directed to all creditors and all Class 4 asbestos-related claimants and counsel.

In re: lamonts, No. 00-00045 (Bankr. W.D. Wash.). Ms. Finegan designed an implemented multiple bankruptcy notice programs.

In re: Monet Group Holdings, Nos. 00-1936 (MFW) (Bankr. D. Del.). Ms. Finegan designed and implemented a bar date notice.

In re: Laclede Steel Co., No. 98-53121-399 (Bankr. E.D. MO.). Ms. Finegan designed and implemented multiple bankruptcy notice programs.

In re: Columbia Gas Transmission Corp., No. 91-804 (Bankr. S.D.N.Y.). Ms. Finegan developed multiple nationwide legal notice notification programs for this case.

In re: U.S.H. Corp. of New York, et al. (Bankr. S.D.N.Y). Ms. Finegan designed and implemented a bar date advertising notification campaign.

In re: Best Prods. Co., Inc., No. 96-35267-T, (Bankr. E.D. Va.). Ms. Finegan implemented a national legal notice program that included multiple advertising campaigns for notice of sale, bar date, disclosure and plan cnnfirmr1tinn.

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In re: lodgian, Inc., et al., No. 16345 (BRL) Factory Card Outlet - 99-685 (JCA), 99-686 (JCA) (Bankr. S.D.N.Y).

In re: lnternat'I Total Servs, Inc., et al., Nos. 01-21812, 01-21818, 01-21820, 01-21882, 01- 21824, 01-21826, 01-21827 (CD) Under Case No: 01-21812 (Bankr. E.D.N.Y).

In re: Decora Inds., Inc. and Decora, lncorp., Nos. 00-4459 and 00-4460 (JJF) (Bankr. D. Del.).

In re: Genesis Health Ventures, Inc., et al, No. 002692 (PJW) (Bankr. D. Del.).

In re: Tel. Warehouse, Inc., et al, No. 00-2105 through 00-2110 (MFW) (Bankr. D. Del.).

In re: United Cos. Fin. Corp., et al, No. 99-450 (MFW) through 99-461 (MFW) (Bankr. D. Del.).

In re: Caldor, Inc. New York, The Caldor Corp., Caldor, Inc. CT, et al., No. 95-B44080 (JLG) (Bankr. S.D.N.Y).

In re: Physicians Health Corp., et al., No. 00-4482 (MFW) (Bankr. D. Del.).

In re: GC Cos., et al., Nos. 00-3897 through 00-3927 (MFW) (Bankr. D. Del.).

In re: Heilig-Meyers Co., et al., Nos. 00-34533 through 00-34538 (Bankr. E.D. Va.).

PRODUCT RECALL AND CRISIS COMMUNICATION EXPERIENCE

Reser's Fine Foods. Reser's is a nationally distributed brand and manufacturer of food products through giants such as Albertsons, Costco, Food Lion, WinnDixie, Ingles, Safeway and Walmart. Ms. Finegan designed an enterprise-wide crisis communication plan that included communications objectives, crisis team roles and responsibilities, crisis response procedures, regulatory protocols, definitions of incidents that require various levels of notice, target audiences, and threat assessment protocols. Ms. Finegan worked with the company through two nationwide, high profile recalls, conducting extensive media relations efforts.

Gulf Coast Claims Facility Notice Campaign. Finegan coordinated a massive outreach effort throughout the Gulf Coast region to notify those who have claims as a result of damages caused by the Deep Water Horizon Oil spill. The notice campaign included extensive advertising in newspapers throughout the region, Internet notice through local newspaper, television and radio websites and media relations. The Gulf Coast Claims Facility (GCCF) was an independent claims facility, funded by BP, for the resolution of claims by individuals and businesses for damages incurred as a result of the oil discharges due to the Deepwater Horizon incident on April 20, 2010.

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City of New Orleans Tax Revisions, Post-Hurricane Katrina. In 2007, the City of New Orleans revised property tax assessments for property owners. As part of this process, it received numerous appeals to the assessments. An administration firm served as liaison between the city and property owners, coordinating the hearing schedule and providing important information to property owners on the status of their appeal. Central to this effort was the comprehensive outreach program designed by Ms. Finegan, which included a website and a heavy schedule of television, radio and newspaper advertising, along with the coordination of key news interviews about the project picked up by local media.

ARTICLES

Author, "Creating a Class Notice Program th;it Satisfies Due Process" L.1w360, New York, (February 13, 2018 12:58 PM ET).

Author, "3 Considerations for Class Action Notice Brand Safety" Law360, New York, (October 2, 2017 12:24 PM ET).

Author, "What Would Class Action Reform Mean for Notice?" Law360, New York, (April 13, 2017 11:50 AM ET).

Author, "Bots Can Silently Steal your Due Process Notice." Wisconsin Law Journal, April 2017.

Author, "Don't Turn a Blind Eye to Bots. Ad Fraud and Bots are a Reality of the Digital Environment." Linkedln article March 6, 2107.

Co-Author, "Modern Notice Requirements Through the Lens of Eisen and Mullane" - Bloomberg - BNA Class Action Litigation Report, 17 CLASS 1077, (October 14, 2016).

Author, "Think All Internet Impressions Are The Same? Think Again" - Law360.com, New York (March 16, 2016, 3:39 ET).

Author, "Why Class Members Should See an Online Ad More Than Once" - Law360.com, New York, (December 3, 2015, 2:52 PM ET).

Author, 'Being 'Media-Relevant' - What It Me,:ms and Why It Matters - Law360.com, New York (September 11, 2013, 2:50 PM ET).

Co-Author, "New Media Creates New Expectations for Bankruptcy Notice Programs," ABI Journal, Vol. XXX, No 9, (November 2011).

Quoted Expert, "Effective Class Action Notice Promotes Access to Justice: Insight from a New U.S. Federal Judicial Center Checklist," Canadian Supreme Court Law Review, (2011), 53 S.C.L.R. (2d).

Jeanne C. Finegan, APR CV 23 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 38 of 141 !I Heffler Claims Group

Co-Author, with Hon. Dickran Tevrizian - "Expert Opinion: It's More Than Just a Report...Why Qualified Legal Experts Are Needed to Navigate the Changing Media Landscape," BNA Class Action Litigation Report, 12 CLASS 464, May 27, 2011.

Co-Author, with Hon. Dickran Tevrizian, Your Insight, "Expert Opinion: It's More Than Just a Report -Why Qualified Legal Experts Are Needed to Navigate the Changing Media Landscape," TXLR, Vol. 26, No. 21, May 26, 2011.

Quoted Expert, "Analysis of the FJC's 2010 Judges' Class Action Notice and Claims Process Checklist and Guide: A New Roadmap to Adequate Notice and Beyond," BNA Class Action Litigation Report, 12 CLASS 165, February 25, 2011.

Author, Five Key Considerations for a Successful International Notice Program, BNA Class Action Litigation Report, April, 9, 2010 Vol. 11, No. 7 p. 343.

Quoted Expert, "Communication Technology Trends Pose Novel Notification Issues for Class Litigators," BNA Electronic Commerce and Law, 15 ECLR 109 January 27, 2010.

Author, "Legal Notice: RU ready 2 adapt?" BNA Class Action Report, Vol. 10 Class 702, July 24, 2009.

Author, "On Demand Media Could Change the Future of Best Practicable Notice," BNA Class Action Litigation Report, Vol. 9, No. 7, April 11, 2008, pp. 307-310.

Quoted Expert, "Warranty Conference: Globalization of Warranty and Legal Aspects of Extended Warranty," Warranty Week, warrantyweek.com/archive/ww20070228.html/ February 28, 2007.

Co-Author, "Approaches to Notice in State Court Class Actions," For The Defense, Vol. 45, No. 11, November, 2003.

Citation, "Recall Effectiveness Research: A Review and Summary of the Literature on Consumer Motivation and Behavior," U.S. Consumer Product Safety Commission, CPSC-F-02-1391, p.10, Heiden Associates, July 2003.

Author, "The Web Offers Near, Real-Time Cost Efficient Notice," American Bankruptcy Institute, ABI Journal, Vol. XXII, No. 5., 2003.

Author, "Determining Adequate Notice in Rule 23 Actions," For The Defense, Vol. 44, No. 9 September, 2002.

Author, "Legal Notice, What You Need to Know and Why," Monograph, July 2002.

Jeanne C. Finegan, APR CV 24 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 39 of 141 !I Heffler Claims Group

Co-Author, "The Electronic Nature of Legal Noticing," The American Bankruptcy Institute Journal, Vol. XXI, No. 3, April 2002.

Author, "Three Important Mantras for CEO's and Risk Managers," - International Risk Management Institute, irmi.com, January 2002.

Co-Author, "Used the Bat Signal Lately," The National Law Journal, Special Litigation Section, February 19, 2001.

Author, "How Much is Enough Notice," Dispute Resolution Alert, Vol. 1, No. 6. March 2001.

Author, "Monitoring the Internet Buzz," The Risk Report, Vol. XXIII, No. 5, Jan. 2001.

Aulhor, "High-Profile Product Recalls Need More I han the Bat Signal," - International Risk Management Institute, irmi.c:nm, l11ly 7001.

Co-Author, "Do You Know What 100 Million People are Buzzing About Today?" Risk and Insurance Management, March 2001.

Quoted Article, "Keep Up with Class Action," Kentucky Courier Journal, March 13, 2000.

Author, "The Great Debate - How Much is Enough Legal Notice?" American Bar Association - Class Actions and Derivatives Suits Newsletter, winter edition 1999.

SPEAKER/EXPERT PANELIST /PRESENTER

Chief Litigation Counsel Speaker, "Four Factors Impacting the Cost of Your Class Action Association (CLCA) Settlement and Notice," Houston TX, May 1, 2019

CLE Webinar "Rule 23 Changes to Notice, Are You Ready for the Digital Wild, Wild West?" October 23, 2018, https://bit.ly/2RIRvZq

American Bar Assn. Faculty Panelist, 4th Annual Western Regional CLE Class Actions, "Big Brother, Information Privacy, and Class Actions: How Big Data and Social Media are Changing the Class Action Landscape" San Francisco, CA June, 2018.

Miami Law Class Action Faculty Panelist," Settlement and Resolution of Class Actions," & Complex Litigation Forum Miami, FL December 2, 2016.

The Knowledge Group Faculty Panelist, "Class Action Settlernents: Hul Topics 2016 and Beyuml," Live Webcast, www.theknowledgegroup.org, October 2016.

Jeanne C. Finegan, APR CV Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 40 of 141 !I Heffler Claims Group

ABA National Symposium Faculty Panelist, "Ethical Considerations in Settling Class Actions," New Orleans, LA, March 2016.

S.F. Banking Attorney Assn. Speaker, "How a Class Action Notice can Make or Break your Client's Settlement," San Francisco, CA, May 2015.

Perrin Class Action Conf. Faculty Panelist, "Being Media Relevant, What It Means and Why It Matters -The Social Media Evolution: Trends, Challenges and Opportunities," Chicago, IL May 2015.

Bridgeport Continuing Ed. Speaker, Webinar "Media Relevant in the Class Notice Context." July, 2014.

Bridgeport Continuing Ed. Faculty Panelist, "Media Relevant in the Class Notice Context." Los Angeles, California, April 2014.

CASO 5th Annual Speaker, "The Impact of Social Media on Class Action Notice." Consumer Attorneys of San Diego Class Action Symposium, San Diego, California, September 2012.

Law Seminars International Speaker, "Class Action Notice: Rules and Statutes Governing FRCP (b}(3) Best Practicable ... What constitutes a best practicable notice? What practitioners and courts should expect in the new era of online and social media." Chicago, IL, October 2011. *Voted by attendees as one of the best presentations given.

CASO 4th Annual Faculty Panelist, "Reasonable Notice - Insight for practitioners on the FJC's Judges' Class Action Notice and Claims Process Checklist and Plain Language Guide. Consumer Attorneys of San Diego Class Action Symposium, San Diego, California, October 2011.

CLE International Faculty Panelist, Building a Workable Settlement Structure, CLE International, San Francisco, California May, 2011.

CASO Faculty Panelist, "21st Century Class Notice and Outreach." 3nd Annual Class Action Symposium CASO Symposium, San Diego, California, October 2010.

CASO Faculty Panelist, "The Future of Notice." 2nd Annual Class Action Symposium CASO Symposium, San Diego California, October 2009.

American Bar Association Speaker, 2008 Annual Meeting, "Practical Advice for Class Action Settlements: The Future of Notice In the United States and Internationally- Meeting the Best Practicable Standard."

Jeanne C. Finegan, APR CV 26 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 41 of 141 ... ·11 11111111 Heffler Claims Group

Section of Business Law Business and Corporate Litigation Committee - Class and Derivative Actions Subcommittee, New York, NY, August 2008.

Women Lawyers Assn. Faculty Panelist, Women Lawyers Association of Los Angeles "The Anatomy of a Class Action." Los Angeles, CA, February, 2008.

Warranty Chain Mgmt. Faculty Panelist, Presentation Product Recall Simulation. Tampa, Florida, March 2007.

Practicing Law Institute. Faculty PanP.list, CLE Presentation, 11th Annual Consumer Financial Services Litigation. Presentation: Class Action Settlement Structures - Evolving Notice Standards in the Internet Age. New York/Boston (simulcast), NY March 2006; Chicago, IL April 2006 and San Francisco, CA, May 2006.

U.S. Consumer Product Ms. Finegan participated as an invited expert panelist to the CPSC Safety Commission to discuss ways in which the CPSC could enhance and measure the recall process. As a panelist, Ms Finegan discussed how the CPSC could better motivate consumers to take action on recalls and how companies could scientifically measure and defend their outreach efforts. Bethesda, MD, September 2003.

Weil, Gotshal & Manges Presenter, CLE presentation, "A Scientific Approach to Legal Notice Communication." New York, June 2003.

Sidley & Austin Presenter, CLE presentation, "A Scientific Approach to Legal Notice Communication." Los Angeles, May 2003.

Kirkland & Ellis Speaker to restructuring group addressing "The Best Practicable Methods to Give Notice in a Tort Bankruptcy." Chicago, April 2002.

Georgetown University Law Faculty, CLE White Paper: "What are the best practicable methods to Center Mass Tort Litigation give notice? Dispelling the communications myth -A notice Institute disseminated is a notice communicated," Mass Tort Litigation Institute. Washington D.C., November, 2001.

American Bar Association Presenter, "How to Bullet-Proof Notice Programs and What Communication Barriers Present Due Process Concerns in Legal Notice," AC3A Litigation Section Curnmittcc on Class Actions & Derivative Suits. Chicago, IL, August 6, 2001.

Jeanne C. Finegan, APR CV 27 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 42 of 141 !I Heffler Claims Group

McCutchin, Doyle, Brown Speaker to litigation group in San Francisco and simulcast to four other McCutchin locations, addressing the definition of effective notice and barriers to communication that affect due process in legal notice. San Francisco, CA, June 2001.

Marylhurst University Guest lecturer on public relations research methods. Portland, OR, February 2001.

University of Oregon Guest speaker to MBA candidates on quantitative and qualitative research for marketing and communications programs. Portland, OR, May 2001.

Judicial Arbitration & Speaker on the definition of effective notice. San Francisco and Los Mediation Services (JAMS) Angeles, CA, June 2000.

International Risk Past Expert Commentator on Crisis and Litigation Communications. Management Institute www.irmi.com.

The American Bankruptcy Past Contributing Editor- Beyond the Quill. www.abi.org. Institute Journal (ABI)

BACKGROUND

Ms Finegan's past experience includes working in senior management for leading Class Action Administration firms including The Garden City Group ("GCG") and Poorman-Douglas Corp., ("EPIQ"). Ms. Finegan co-founded Huntington Advertising, a nationally recognized leader in legal notice communications. After Fleet Bank purchased her firm in 1997, she grew the company into one of the nation's leading legal notice communication agencies.

Prior to that, Ms. Finegan spearheaded Huntington Communications, (an Internet development company) and The Huntington Group, Inc., (a public relations firm). As a partner and consultant, she has worked on a wide variety of client marketing, research, advertising, public relations and Internet programs. During her tenure at the Huntington Group, client projects included advertising (media planning and buying), shareholder meetings, direct mail, public relations (planning, financial communications) and community outreach programs. Her past client list includes large public and privately held companies: Code-A-Phone Corp., Thrifty­ Payless Drug Stores, Hyster-Yale, The Portland Winter Hawks Hockey Team, U.S. National Bank, U.S. Trust Company, Morley Capital Management, and Durametal Corporation.

Prior to Huntington Advertising, Ms. Finegan worked as a consultant and public relations specialist for a West Coast-based Management and Public Relations Consulting firm.

Additionally, Ms. Finegan has experience in news and public affairs. Her professional background includes being a reporter, anchor and public affairs director for KWJJ/KJIB radio in

Jeanne C. Finegan, APR CV 28 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 43 of 141 !I Heffler Claims Group

Portland, Oregon, as well as reporter covering state government for KBZY radio in Salem, Oregon. Ms. Finegan worked as an assistant television program/promotion manager for KPDX directing $50 million in programming. She was also the program/promotion manager at KECH- 22 television.

Ms. Finegan's multi-level communication background gives her a thorough, hands-on understanding of media, the communication process, and how it relates to creating effective and efficient legal notice campaigns. MEMBERSHIPS, PROFESSIONAL CREDENTIALS

APR Accredited. Universal Board of Accreditr1tion Public Relations Society of America • Member of the Public Relations Society of America • Member Canadian Public Relations Society

Board of Directors - Alliance for Audited Media Alliance for Audited Media ("AAM") is the recognized leader in cross-media verification. It was founded in 1914 as the Audit Bureau of Circulations (ABC) to bring order and transparency to the media industry. Today, more than 4,000 publishers, advertisers, agencies and technology vendors depend on its data-driven insights, technology certification audits and information services to transact with trust.

SOCIAL MEDIA

linkedln: www.linkedin.com/in/jeanne-finegan-apr-7112341h

Jeanne C. Finegan, APR CV 29 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 44 of 141

Exhibit B Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 45 of 141

24 YOUR MONEY , 20. YOUR HEAL.TH 28 YOUR MONEY HEALTHY DEBATE GET SMARTER SMART SAVINGS D-DAYAT7! INSURANCE-FOR-All MORNING-TO~NIGHT . YOUR LOYALTY HERO'RECA PLANS, EXPLAINED BRAIN HEALTH TIPS HAS CASH VALUE . HISTORICE

Al R AARP SPONSORS .. lANDMARKPROJECl /PAGE38 .. · 1F··You·A.RE OR''WERE*:A:P'"'=··c-·0 '··,.7, Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 HOLDERPage 46 OF of OR 141 OTHERWISE CLAIM ENTITLEMENT TO A PAYMENT IN CONNECTION WITH CERTAIN A NGERCA AIN SECURITIES FOR WHICH JPMORGAN CHASE BANK, Ill.A. ("JPM") RECA D-DAY SERVED AS DEPOSITARY, CARNA YOUR RIGHTS MAY BE AFFECTED. The personnel: Pursuant to Federal Rule of Civil Procedure 23 and Court Afateful 156,000 Allied Order, Merryman, et al, v. JPMorgan Chase Bank, N.A.., troops, mostly No. l :15-cv-09188, YEC (S.D.N.Y.)has been provisionally certified as a class action for setllerilent purposes and from the U.S., decision a $9,500,000 settlement has been proposed, which, if Great.Britain approved, will resolve all claims in the litigation. This saved his unit and Canada notice provides basic. information. ltis important that you rev:iew the detailed notice ("Notice") found at the website below. BY ALEX KERSHAW What is this lawsuit about: The ships: More Plaintiffs claim that JPM, as depositary bank for the than 5,000 American Depositary Receipts . or. securities covered by the Jjtigation (''ADRs''), a55igned foreign exchange rates tired Tu.faj. Gen. Jol.m C, Ra.· ~en Jr, can s_til.l hear vessels, including the sound of bullets crackmg over his head, six battleships ("FX") to the conversion of non-U.S. dollar-based. cash distributions, which reflected a spread that was added to the the wall of noise that greeted him as he landed .., FXrate.JPM.actually received at the time of the.conversion, ~ .n France on June 6, 1944. :'£ and thereby.i111propedy!etained ~lass member dollars from Rf such distributions, JPM ha.s denied; and continues to deny, At 97, he is among the few alive who experienced the ~ The.vel:1icles: i2 any wrongdoingorliabilitywhatsoever. · full horrors ofB1oody Omaha, where more than 1,200 ~, 50,000 tanks, Who is a Settlement Class Member: Americans died. A 1943 '\Vest Point graduate, Raaen was jeeps arid other t ~ Persons or Cntiiies who are or were holders (directlv or a 22-year-old captain in the 6th Ranger Infantry Battalion. machinJ:is of war ,., indirectly, regist~red or beneficiaHy) of .or otherwise claim ~ · His unit's targetwas a battery of guns at Pointe du Hoc, :, any entitlement to any. payment (dividend, rights offering, ~ in\erest on capital, sale of sh.ares o~ other distribution) at the top oflOOcfoot sheer cliffs and heavily defended. :r~ ·i:n connection \Vith · (i) securiiies J}sted .on Appendix 1 to As his battalion dosed in on the beach it suddenly The aircraft: ~ the Notice, (including an)'· predesessor. or. successor) .from changed direction. "Lt. Col. Schneider, our battalion About11,0DO ~ November2) ,2010 to ;July 18, 201f; or (ii) securities listed !? Appendix 2 to;the Notice (iricludjng'anxpredecessor or American and Brit- On commander, wasin the second wa,,e. He saw what was E ~uccessoi) from November 21, 2012 to July 18, 2018. ish planes, flying - g happeningandsaid,'I'mnotgoingto lose my battalion.on What are the benefits: · 14,674 missions On i that beach:· We mo:vedapproximately a thousand yards. J:f the Ccmrt approves the settlement, .the proceeds, after . D-Day alone I deduction of Court-approved notice.and administration .rt made all the clif:ference." Even so, Raaen came under costs, attorney.s' fees and expenses, will be .distributed · a "tremendous amount'' .of small arms fire. There was pursuant to the .Plan of Alloca.tion •in the Notice,. or other "constant noise;' a ceaseless "roar;' Bullets ctackedinthe ~- pian approved l?ytb~ Court; Thespan: Nearly ~ air, "pop, pop, pop, pop, pop, pop, POP, above you. The . ~ What are my rights: 50 miles, stretch- If you hold (or held) your ADRs directly and are listed on machine gun fire was absolutely continuous." ing west to east ~ JPM's transfer agentrecords, you are a Registered.Holder His outfit earned fame by fighting through minefields from Utah Beach s,;, · Settlement Class Member'and,do riot have to take anv and up the steep bluffs .. For his actioni;, he was awarded to Sword Beach 5 action to .be eligible for a settl.ement .payment. However, t; if you bold (or held) your ADRs through a bank, broker the Silver Star, the thirdshighest honor for heroism in ti: or nominee 'and are not listed oh JPM's transfer agent combat.A Ge,orgianative,he rose to the rank oftwo-sfar ,!, records, you are a NoncRegfatered Bolder Settlement Class general before retiring from the Army in 1979. [;; Member and. you. must submit a Claim Form, postmarked Allied casualties: a: by September 19, · 2019, to be eligible for a settlement Raaen feels extr'aordinaiily lucky to have 1iveda long, At least 2,501 f payment. Non-Registered Holder Settlement Class full life, D·Day; he·stresses, was not the highlight; the Americans and ~ Members wh.o do nothing will not .receive a payment, and 1,913 British, Ca- l will be bound by all C9urt decisions, day hemarried was: But keepingyoungAmericans alive 0 •through that 1ongestof days comes very, very close. nadian and other 1 If you are a Settl1m1ent Class Member and do not want to Allied tro'ops we're ?: remain in the Settlement Class, you may exclude yourself killed on D-Day; I by request, received by July 3, 2019, in accordance with AlexKershaw has written several books about World Weir II, inost about 7,500 were ~ tl)e Notice. If you• exclude yourself, you will 1int be recently The First Wave. wounded. bound by any Court decisions ih. this litigation and you will ruit reciive.JLJ,,m'ment, but you will retain any right i you· may have to pursue your own litigation at your bwn Cl ~ expense concerning the s.ettled claim.s. Objections to the !&Only two kinds ofpeo- du Hoc. These are the men knew, the uncles we never i_ settlement, Plan. of Alklcation, or request for attorneys' 1Je are going to be on this who took the cliffs. These met, the friends who never :: fees and expenses must 'be received by July 3, 2019, in ieach, the dead and those are the champions who returned, the heroes we can fi accordance with .the Notice. vho are going to die;!l!l helped free a contim:mt. never repay. They.gave us ~ A hearing will be heJd,on August 8f2019 at 11:00 a.m., '-Col. George A. Taylor, These are the heroes who our wOrld. And·th~Se Sim.... <3 before the .Honorable Valerie E Caproni, at the Thurgood ;ommanding the 16th helped end a war.!it pie sounds of freedom we Marshall U.S. Courthouse,· 40 .Foley. Square, NY, NY nfantry Regiment on -'-President Ronald Reagan, hear today are their voices 10007, to determine if.the settlement, Plan bf Allocation, and/or request for. fees and· expenses sho.u}d. he. approved. 40th anniversary of D-Day speaking to the )maha Beach us across Suppprting µaperswi)l be posted on.the website o~ce filed. years.'" ,Hhese are the t;;; They were the -President Bill· Clinton; 50th ?OYS of Pointe fathers we never Anniversary of D,Day Case 1:15-cv-09188-VEC Document 125-2 CARD Filed 06/20/19 OFFER Page IN YEARS47 of 141 IS HERE

JUNE/JULY 2019 • MONEY.COM

• These real-life Golden Girls movedintogether in retirement. Here's how they're making it work. ,r Plus: We plan a money makeover for KC, a 29-year-old with a "terrifying" financial future. ,r And: "There is a real crisis" among domestic workers, who are """"'""'"''''''''''"""'"' high demand but have few protections--­ and little pay. Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 48 of 141

IF YOU ARE OR WERE A HOLDER OF OR OTHERWISE CLAIM ENTITLEMENT TO A PAYMENT IN CONNECTION WITH CERTAIN SECURITIES FOR WHICH JPMORGAN CHASE BANK, N.A. ("JPM") SERVED AS DEPOSITARY, YOUR RIGHTS MAY BE AFFECTED. Pursuant to Federal Rule of Civil Procedure 23 and Court Order, tackle your highest-interest-rate debt first. Merryman, et al. v. JPMorgan Chase Bank, N.A., No. 1:15-cv- Financial advisors are divided on whether you 09188-VEC (S.D.N.Y.) has been provisionally certified as a class should pay off your mortgage before retiring. action for settlement purposes and a $9,500,000 settlement has been Black's opinion? "If the only choice of funds proposed, which, if approved, will resolve all claims in the litigation. This notice provides basic information. It is important that you to pay down the mortgage is a retirement review the detailed notice ("Notice") found at the website below. account [a 401(k) or IRA], I don't recommend What is this lawsuit about: proceeding with paying off the loan." Plaintiffs claim that JPM, as depositary bank for the American Depositary Receipts or securities covered by the litigation ("AD Rs"), TWEAK YOUR ASSET ALLOCATION assigned foreign exchange rates ("FX") to the conversion of non­ U.S. dollar-based cash distributions, which reflected a spread that If you're on the cusp of retirement, or have was added to the FX rate JPM actually received at the time of the just retired, consider diversifying and conversion, and thereby improperly retained class member dollars rebalancing your portfolio to limit your from such distributions. JPM has denied, and continues to deny, any exposure to market volatility. wrongdoing or liability whatsoever. Who is a Settlement Class Member: "If you're going to need your money within Persons or entities who are or were holders ( directly or indirectly, five years, I recommend putting it into a registered or beneficially) of or otherwise claim any entitlement to much safer portfolio," says Teresa Ghilar­ any payment (dividend, rights offering, interest on capital, sale of ducci, a labor economist and an expert on shares or other distribution) in connection with (i) securities listed on Appendix 1 to the Notice (including any predecessor or successor) retirement security. That means putting the from November 21, 2010 to July 18, 2018; or(ii) secmities listed on money you'll need for the next few years in Appendix 2 to the Notice (including any predecessor or successor) cash or cash equivalents, such as savings from November 21, 2012 to July 18, 2018. accounts, CDs, and short-term bond funds. What are the benefits: This approach doesn't require that you be If the Court approves the settlement, the proceeds, after deduction of Court-approved notice and administration costs, attorneys' fees conservative with your entire portfolio, and expenses, will be distributed pursuant to the Plan of Allocation however. You'll need stocks' growth to in the Notice, or other plan approved by the Court. outpace inflation over time, and that usually What are my rights: means maintaining a healthy equity alloca­ If you hold (or held) your ADRs directly and are listed on JPM's tion-Allen recommends in the 60% to 80% transfer agent records, you are a Registered Holder Settlement Class Member and do not have to take any action to be eligible for range-throughout retirement. a settlement payment. However, if you hold (or held) your ADRs through a bank, broker or nominee and are not listed on JPM's CONSIDER PART-TIME WORK transfer agent records, you are a Non-Registered Holder Settlement Part-time work helps protect you if a reces­ Class Member and you mu.v submit a Claim Form, postmarked by September 19, 2019, to be eligible for a settlement payment. Non­ sion catches you off guard. If you're earning Registered Holder Settlement Class Members who do nothing will enough income to live on, you can leave your not receive a payment, and will be bound by all Court decisions. portfolio untouched instead of withdrawing If you are a Settlement Class Member and do not want to remain funds on a declining balance-a surefire way in the Settlement Class, you may exclude yourself by request, to drain your savings quickly. Just be aware received by July 3, 2019, in accordance with the Notice. If you exclude yourself, you will l1Q/. be bound by any Court decisions of how this extra income could affect the in this litigation and you will not receive a pqyment. but you will taxation of your Social Security benefits, if retain any right you may have to pursue your own litigation at you've already claimed. your own expense concerning the settled claims. Objections to the Financial considerations aside, having a settlement, Plan of Allocation, or request for attorneys' fees and expenses must be received by July 3, 2019, in accordance with job or a hobby gets you out of the house, helps the Notice. keep your mind sharp, and offers you the A hearing will be held on August 8, 2019 at 11:00 a.m., before opportunity to socialize and make meaningful the Honorable Valerie E. Caproni, at the Thurgood Marshall U.S. connections within your community. Courthouse, 40 Foley Square, NY, NY 10007, to determine if the And if you find yourself behind the eight settlement, Plan of Allocation, and/or request for fees and expenses should be approved. Supporting papers will be posted on the ball, says Allen, know that it's never too late website once filed. to start preparing for retirement, regardless of the economic climate. ID For more information visit ~ email [email protected] or call 1,866.637.9457 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 49 of 141 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 50 of 141

BASIC lNS1!NCTS IF YOU ARE OR WERE A HOLDER OF OR OTHERWISE CLAIM ENTITLEMENT TO A PAYMENT IN CONNECTION WITH CERTAIN SECURITIES FOR WHICH JPMORGAN CHASE BANK, N.A. ("JPM") SERVED AS DEPOSITARY, YOUR RIGHTS MAY BE AFFECTED.

l"ummnt (o Fc~l Rtde of Cid) Pmce1ke prorldcs ba-.fc- intornmti-0n. It is bnportar1t tbat ycu redew the detailed notkc !''Notice"'} round nt lhc weMl!ebt:hwr. What Is this lawsuit about: Pltiintiffr clil!m th o; u-curitie.s c:ovcred by thi!W on Aw.ndix 1 to 1he N•tice {including any pretl~st'\t or soc<:esrorJ from Nowmber2l,20WloJuly 18.2018:m:(ii}~uri~ie~ fo;c~ i)fl .4.ppt:ndix 2 to U-ie No!ice (induding any p~'t."H<>t or St!CC~llOC}from Nov!:mbi:1'21,2012 to July 18. 2016. What :are the benefits: ff the Clwrt approi'e!. !he settk1r.<::t1t,trn! pro.cc~ aflet 1kCuc1ion of C~m-approvc..'O~S.n111.,rm:·ys· fee$ ;1.r,d expcen.,;c,s.wi!! ~ Jistribul\.--tc

Ii .Y•U.!re a St--itlememCf;i,~11 Mcmhcr and do n.ot w.inl I• r~main in tbt Scitlcmem Cfo»s..you nmy exclu&- }'()Uro:::lf hy requc~1.meir«/ by J11ly3. 11119,in 11erord:.mo:with the N~~. lf you i:xdUOOyoursdf, yl)\I will 1JQ! he hountfor f<:<::$:iml e:,;pen.-;cs.~.houkl be a{lf!n:wed. Supporting rapers wmh¢ !Xl~ledcm the web~itc:orict. filed.

For more information visit ~llfl!5;:lliement.mm email [email protected] oreall 1.866.631.9451 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 51 of 141 KIDNAPPEDl .. · .. AShocking Survival Story

' J[:J ' Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 52 of 141

IF YOU ARE OR WERE A HOLDEROF OR OTHERWISE CLAIMENTITLEMENT TO A PAYMENTIN CONNECTIONWlTH CERTAINSECURffiES FOR WHICH JPMORGANCHASE BANK, N.A. ("JPM") SERVEDAS DEPOSITARY, YOUR RIGHTS MAYBE AFFECTED. Ptm;uant to Federal Rule of Civil Procedure 23 and Court Ord.rr, Merryman, ct al. v. JPMorgan Cha.>eBari/.:., rv:A,, No. 1:15-cvy 09188-VE~ {S.D.N.Y.) h«s been provh;iona.ll)· certified a;<;a das~ :u.:tion for settlcmellt purpli~es and a $9,500,000 settlement has been proposed, which, if approved, will resolve :itl claims Ramy in the li~gation, This notice provides basie information. It is Youssef important tbnt you review the detailed notice ("Notice-'') found The comedian, 28; :i.t the web.<,itebelow. plays a version What is this lawsuit about: of himself in the Plaintiffs clnim that JP:\i, ns dcposfr.ary bank for the American Hulu·s,~ries Ramy. Depos-irary Reccipis or ~ecurities toveri::d by the litigation ("ADRs''). assigned foreign exchange rates ("FX") to the Howw:ould conversion of non-U.S. dollar-based cash dlstdbutions, which yeu ,foscribgrowing up JPM"s tran.'tt"eragent records, you are a Non-Registered I--fold~­ Charlie (Dennis Quaid) Se•llemc:nt Class Member and you fJJJ!EJidvJJifa Claim Form, Amerk,rn: Muslim 1mstmarlrnd by Stplt!mber 19: 2019, to be digibk for n settlement fo New Jersey? makes a racist remark. If 'Payment. Non-Registered Holder Serdemcnr Class Membe,rswho Wewerepr•udof onlythey'dstuckto do nothing will not .receive :i. payment, and wi.l! be bound hy nll wherewe came searching Zillow. Charlie Court decisions. from and our culture can't accept the idea that If you :ire a S.:ttkment Cla.~~Member and do not w:u1t 10 remain and fa~h. That's in the ·settlement Class, you may exclude yusl"'nt showingupatallhours, jn thi£ litigation and you will Ml rece(i;g a pawnent. bUl you will summers in C<%iro. retain any right you may have to pursue your Q'lt;nlltig:1tion ill bearingpizza, mowing ltw~sareal!yfun your own expense concerning the f:ettkd claims. Ohjcctions ro childhood~ycu're thelawn.J3utweknowit's die se11lemen1, Pfan of Allocation, or request fur attorneys' foe.s not just the grass this and expe11scsmuse be ri!ctdvcd by July !J, 2019, in accordance excited fo go to with th:::Notice. Egypt,you know_. psychopath wants thenbytl,e end clipped:Quaidlookslike A hcuring will be hdd on August 8j "2019o.t 11:.00 a.m., before you'refike-,"Okay, tl1e HcrnorahleValerie E. Caproui. at the:Thmgood Marshall U.S. I can't wait to Ronald Reagan with Courthouse, 40 Foley Square, NY, N-Y 10007, to dcccrmi.ne if the settlement, Plan of Alloc:ition, and/or request for fees and get hack home to Steve Martin's smile~a c'itpenscs sho,1ld be approved. Supporung papers will be posted New Jersey." hostilerictus. Thefilmis 0111h.:: w€'J)~i.n::: 1)ncc filed. isyaudam\!y a home-invasion $~PP?rtive? nightmare that*s a satire Yeah.Veryproud. For more information visit ' · ofwhitepresumption. -CHIUSTINA DUGAN email [email protected]:om (May 3. PG·1$) or call 1.S66.637.94S7 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 53 of 141 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 54 of 141

IFYOU ARE OR WERE A HOLDER OF OR OTHERWISE OUARTER-SEASOMREPORT CLAIM ENTITLEMENTTO A PAYMENTIN CONNECTION WITH CERTAIN SECURITIES FOR WHICH JPMORGAN CHASE BANK,. N.A. ("JPM") SERVED AS DEPOSITARY, HOMERUNS MIKETROUT YOUR RIGHTS MAYBE AFFECTED.

Pursu.ant U>Federal Rule nf Civil Pmcednre 23 and Court Order, Merryman, e: ai. v. JPMorgan Chase Bank. N.A., No. l:15-c:v- FLYING START PRIME TIME 09188-VEC (S.D.N.Y.) has.been provisionally certified as a class action for settlement 1=1urposesand a$9,500,000 settlement h.is been l!ttMMwJ[lrtlliliJWJ4ihif~IHi!1f!,iJY§i proposed, which, if approved. will resolve all cl.aims in.the litigation. This u~tke pro,,idies basic information. It is importaut that you .review lhe detailed notice (''Notice'') found at tllc website below. WHOCAN blame a hitter -for trying to lift the ball in )) IN SIX of his first seven full seasoos, Mike Trout What is this lawsuit about: ) ) the air'? Pitche:rs are throwing more breaking balls., eithet won the MVP award or was the runner·up. Plaintiffs claim that JPM, as depositary bank for the AmericM managers are making more pitching changes, defc11ses The one time he didn't'? He finished fourth. Believe it: the Depo,.;itaryReceipts or securities covered by the litigation ("AORs"), are shifting mon:\ and ifs never been harder to get a definitive top player in the game is, at 27, having the best assigned foreign exchange rates ("FX") to the conversion of nonM U:S. dollarMbasedcash distributions. which reflected a spread that so season of his career, Thanks to-a career-low rate of swing­ single. Wjth much conspiring aga.lnst the hitter, he can was added to the FX rate JPM actually received at the time of the try to leverage the one Change in his favor: The baseball ing at pitches out of the zone (17%),Trout had nearly twice conversion, and thereby in1properly retained dass inember dollars ls -flying farther. rt started in the sectJnd half of the 2015 as many walks (34) as strikeouts (19). At this rate, Trout from such distributions. JPM has denied. and continue.">to deny, -any season, which led to a record home run year in '17, which is headed for 30 hornets and 148 walks with just 83 K's. wrongdoing or liability wb3tsocver. led to an investigation illto the baseball's properties by Only three-hitters ha.t>eever hit those·thresholds; Bany Who is a Settlement Class Member: a panel of scierttist..'>commissioned by Major League E Bonds, Babe Ruth and.Ted Williams. Trout bas struck out P(!rsons or cntitics·who are or were hold1m. (dire~tly or indirectly, rcgiM.ercd or beneficially) of Or ot11envise claim. any cnridement to BasebaJI. The report, released in May 2018: confirmed !~ on a pitch outside the strik:e zone only three times this any paymetlt (dividend, rig!its offering, intl!rest on capital. sale of that the baseball wa.sti:velier-itproduced less drag as j! year, something he did•56 times last season. ~hares or other distribution) ln connection v..ith(i) securities li.stcd on it cut through the air-but could not firmly establish Appendix 1 to the Notict (induding any predecessor or successor) a root cause. The report hinted the more aerodynamic ii fromNovernber:21. 2010 to July 18, 2018; or{ii) securitie,s listed on baseball could be due. to a cbnnge in the surface texture Appendix. 2 to the Notice (including any predecessor or i;ucce.1:sor) from November 21, 2012 to July 18, 2018. of the ball or the ceutet of the ball's gravity. Orte year H What are the benefits: later, the baseballs are ~ven livelier. Home rm1s are If the Court approves the seltlement, the proceeds, after deduction flying out of parks at a record pa.ce-22 players, including: Ii of Cotirt-approved notice and ndministr.ition costs, nttorneys' fees Mets first baseman Pete Akm:so(right), are on pace and e.xpenses, will be,-distributed pun>unnt to the Plan of Allocati<:m for 40 home runs, which would be the most ever-and in the ~oticc, or other plan approved by the Court. home runs typically pick up as the we~therwanus. ii What are my tights: If you hold {or held) your ADRs dfrcctly and are listed on SPM's trans:for agent-records; you are a Registered Hold~~rSertlcmcnt Class Member and.dQ..uQ!have to take nny action to be eligible for a s_ctdcmcnl payment. However. if you hold {or hc:\d) yonr ADRs:

through :.,i bank, bwket or nominee an1cewith the Notice. A hearing wilt be held on August 8, 201.9 at 1.1:00 a.m., before the Honorable Valerie E. Caproni. at t.'1eThurgood Marshell! U.S. Courthouse,.40 Foley Square, NY, ~'r- 10007, to determlne if tbe se1dement, Plan of AUoc.1tioo, and/or reque1;t for fees and ei;:peru:es should be apptove.cl. Supporting papers will be po~ted tin the website once 'filed.

For more information visit , ,' ) email [email protected] ~ or call 1,866.637,94S7 , " \' < ,, Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 55 of 141 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 56 of 141

IF YOU ARE OR WERE A HOLDER OF OR OTHERWISE CLAIM ENTITLEMENT TO A PAYMENT IN TimeOff CONNECTION WITH CERTAIN SECURITIES FOR WHICH JPMORGAN CHASE BANK, N.A. ("JPM") SERVED AS DEPOSITARY, YOUR RIGHTS MAY BE AFFECTED. Pursuant to Federal Rule of Civil Procedure 23 and Court Order, Menynum, et al. ,: JPMorgan Chase Bank, N.A., No. l:15-cv- 09188-VEC (S.D.N.Y.) has heen provisionally certified as a class action for settlement purposes and a $9,500,000 settlement has been proposed, which, ifapproved, will resolve all claims in the litigation. This notice provides basic information.His important that you review the detailed notice ("Notice") found at the website below. What is this lawsuit about: Plaintiffs claim that JPM, as depositary bank for the American Depositary Receipts or securities covere.d by the litigation ("ADRs"), assig11ed foreign exchange rates ("FX") to the c61iversion of non­ U.S. dollar-based cash distributions, which reflected a spread that was added to .the PX rate JPM actually received at .the time of .the Chelsea Zerfas is among the gymnasts who conversion, and thereby improperly retained class member dt,llars sharnd stories of abuse from such distributions. JPM has denied, and cQntioues t.o deny, any wrongdoing or liability whatsoever. Who is a Settlement Class Member: Persons or entities who are or were holders (Vember.21, 2012 to July 18, 2018. sports history. The network's new documentary At the Heart What are the benefits: ofGold: Inside the USA Gyinnastics Scandal introduces us If the Court approves the settl.ement, the proceeds, after deduction to a handful of the hundreds ofyQungwomeri.-from local of Court,approved notice and administration costs, attorneys' fees gymnasts to university athletes to Olympic teammembers­ and expenses, will be. distributed pursuant to the Plan of Allocation who were sexually abused over nearly two decades by Larry in the Notice;. or otl:ier ·plan approved by the Cou11: Nassar,a team doctor for USA Gynmastics.Nassar is now What are my rights: serving up to 175 years in prisonfor his criminal behavior, Jfyou hold (or held) your ADRs directly and are listed on Jl>M's but for the survivors, the story isn't quite over. transfer. agent records, you are a Registered Holder Settlement It can't be, as they make clear in the film, since the dam­ Class Memhetand do not have to take any action to be eligioJe for .age caused by Nassar's abuse has left lasting emotional scars. a settlement payment. However, :if.you hold (or held) your ADRs The documentary doesn't fully answer the question of why through a btink, broker or nominee arid are not listed on JPM 's transfer agent records,you are a Non-Registered Holder Settlement Nassar wasn't banned from working with athletes after his Class Member and you wm1.JL@J1ill a Claim Form, postmarked by abuse was reported as early as 1997, nor that of why the or­ September 19, 2019, to be eligible for a settlement payment. Non­ ganizations these girls and women trusted with their careers Regist.ered Holder Settleme.nt Class Members who do nothing will and their personal safety didn't do more to protect them. not receive a payment, and will be bound by all Court decisions. In nearly all of the cases, the girls were serit to see Nassar to If you are a Sett1ement Class Member and do not want to remain treat injuries by people they trusted: their coaches and train­ in the Settlement Class; you may exclude yourself by rei1uest, ers at both USA Gymnastics (US.AG) and Michigan State received by July 3, 2019, in accordance with the Notice. If you University (MSU), where he also worked. (USAG still faces exclude yourself, you will !1!21 be. bound by any Comt decisions multiple lawsuits by gymnasts, and could lose its status as a iri this litigation and you will ilotreceivtLa_pa:tntent~ but you \\till national governing body for its inaction.) retain any right you may have to pursue your own litigation at your own expense conceming the settled claims. Objections to the Nassar's sentence is a Pyrrhic victory at best; stinging all settlement, :Piao of AJfocation, or request for attorneys' fees and the more since, in the opinion of the survivors, the institu­ expenses, must be received by July 3, 2019, in accordance with tions responsible still haven't been held fully accountable. "I the Notice. feel only part of justice has been served;' says Larissa Boyce, A hearing will be held on August 8, 2019 at ll:00 a.m .• before a former MSU gymnast viho was among Nassar's first vie• the Honorable Valerie E. Caproni; at the Thurgood Marshall U,S. tims in 1997. "Hundreds of girls who were abused-some Courthouse, 40.Foley Square, NY, NY 10007, to detennine if the weren't even born yetwhenl reported!' settlement, Plan of Allocation, and/or request for fees and expenses It was a culture in which perfection is the goal and gym­ should be approved. 3uppo11fng papers will be posted on the nasts are seen but not heard that created the ideal environ­ website once filed. ment for a predator like Nassar-and it's the culture that still needs to charige. When athletes, especially children, come '.·~:'! forward with allegations of abuse, "people need to start by believing;' says Boyce. "We aren't there yet. A lot more needs . email [email protected] to be done." • o · . , or call 1.866:637.9457 . , ' . , ,, Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 57 of 141

I Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 58 of 141

t... DVERT:SEMENT

IF YOU ARE OR WERE A HOLDER OF OR OTHERWISE CLAIM ENTITLEMENT TO A PAYMENT IN CONNECTION WITH CERTAIN SECURITIES FOR WHICH JPMORGAN CHASE BANK, N.A. ("JPM") SERVED AS DEPOSITARY, Safer in the Sun YOUR RIGHTS MAY BE AFFECTED. Pua;uant lO Federal Rule of Civil Procedure 2.-:i.nnd Court Order, Tims~~ne~v e::.Sl.:!nliahprotE>ct your skin ]\.fetr,wwi, et<1l. 1-·. JP.Horgan Chas1: Bt:nk. N.A.,J'fo. 1:l)-,;v- no matter whern your travels take you. 09188-VEC (S.D.N.Y.) h:1.s been provisionally ccrti!icd a:. .i. BY SIOBHAN AEltl das.s actjon for senlcmern purp,1:>c'>and a S9,500.000 $ett!emcnt has been proposed, which, i( approved, will r<:so!vc ;ill cfabll.<. in the litigation. TM:; nolicc provides b<"lsic information. lt l!< import.mt that you n!\icw the detailed nutkc ("Notii:c") fnun

1. LONG~SLEEVE, HIGH#NECK SWIMSUIT What is this lawsuit about: Plaintit"fa cfaim that JP.\1, as. po~itaryb111k for the Am.::ricn.r, If you're one to spl~$h ciround for hours, you·11 want to De1,o;;it::.ry Receipt:,; or sr,curitics covc:ed try the Htigntio11 sup on a protective Sv:,'lmsuit like this punchy graphic (''ADRl>") • .:issig:ncd foreign c;:;ch,mgc rates ("FX'') w 1hc one~piece from Cover (ooverswim.cam: $600). The Ii r.'<..'\!l\'enfonor mm~ES, do!lai·-bascd c;1sh dis!ributioni-;, \vhic.:h 8:<.tra coverage cretites a physic:al barrier .against rdle.ct!!d a spreml that was added to \he FX r:ite. JPM actually overexposure. but you can zi!so rook for opaque clothing received at the time or the .;1J11vcn-ion,,md thereby irnpwpc:fly made from ti8htly wcNen· syr,thet:c flbers-such as retaim:d c-!;1s.,; member dolbr~ from ~t:ch i.fo;tribution:., Nova Scotia polyester-that sbsorb UV rays. cynth\a Rowley and JPM ha;;. denied. and continues to deny, ony wrongdoing or Perfect Moment also make stylish options. li:1bility whatsoever, w/ Prince Edward Island Who is a Settlement Class Member: 2. HY SKJ:N TRACK UV Pcrwn~ ,..,rentities who are or we.re holtlers.·(dircct!y or indirectly, 10-Day Tour $1495 Ttiis subtle, sun-activated device (l8(0Che-posay.us: Leamthe truth about distilled,J; rn~i~tered oi· he:i.efieial!y) of or othcrwi:,;c claim any cntit!ernent $$0) measures UV exposure and lets you know when t1..':my payment (dividend. rigbts oikring, interest on c,1pital, sale Visit the Canadian Maritimes mineral,spring'. filterE;d, J lt's time to se~k shade. Clip it to the brim ot your hat of shares or ether distriburion) la connection with (i) ~c<:uritie~ and use the accompanying free smartphone- app (,J\,'o.il­ with Caravan Tours. bottled, well, tap, alkahzed, ; l.i.o.tcJ on Appendix. l to the Notice (indudir.ig any pn::dl.':ces~or able for Android and iOS) to monitor your UVA and UVS 0 .reverse /3/idmere,.. • or suCCC$S.Or)from November 21, ZOIO to July 18. :!01"8; tir v Explore Nova Scotia and PEL osmosis Intake, :Js we\i as pollution, hun,id[ty, and pollen levels. (ii) securities fo:.tcd on ,\ppendix 2 to the Notkc (including :E cruise on Bras d'Or Lake. and • Call or visltwaterwlse;com/tal any prcdc.:~sor or succc..-;s,,r) from N,wcmber 21, 20t:! to 3. UV EXPERT AQUAGEL SUNSCREEN July 18, 2018. more! Plus tax & fees. You·d never know from !ts feathed!ght formulo, butthis What are the benefits: I· "· soo-874;.9028 m cream (lancome-usa.oom; $39) is a primer, moisturlzer. ~ .Join the Smart Shoppers and ff the Comt approves the settlement, the proi:ee-~is, af1cTdeduction and sunscreen all In one. Plus, it's !oad12d with ~ifCou:rH1pprnved notice and administration c0st~. :rnomey~' fr.ci; Experienced Travelers. antioxidants from vitamin E. Morin~,a, and edetv-telss. z u.nd expenses, will be distribul~d pursuanl to the Plan of Al k.'ll:atilm :,:-_ Caravan handles all the details in the Notice. or other pla11approved by the Court. ';:;;" D.'. while you and your family ~ What are my rights: G enjoy a well-earned, worry-free lf you hold t0r held) your ADRs directly and an::listed on JPM's g transfer agent r.::cordi;, you arc a Regi~t-::rcd Holder ScWcmcnt vacation. Happy Trarels! Class Member .imi da..aill, have. lo take ::inv action to be elic:ibk­ N for a settlement payment. f·fowever, if y,)u hold (or hcldj )'our ~ .r caravan APR> through u bank, b_rokeror nomi.nee and nre not li<:.lctl on lPM's transfer agent records, you an.: u. Non~Registerd Holtk.1 •o "Brilliant, A/fordable Prici11g" Seulemcnt Class Member a!ld you IDY.-XU:.!!0"11-1la Claim Form, " postmarked by September 19, 2019, to be eHgiblcfor a seU:lemem ~ -Arthur Frommer,Travel Editor payment. Kon-Registcrcd Holder Settlement C!:iss Mcmbe.n: who :..i..' do nothh1g- wilt not n·.cdve n payment, and will be bound by nll ~ Choose Your Fullv Guided Tour Court decision.~. 10 days Goalemalawith Tikal If you are a Settkmen! ClftS~ Member :md do nnt wr:;nt to remain in Lhe Setlle1~cnt Ch1ss, J(l!l may ex.dude ycmt$df by request. days Costa Rica Paradise 9 Na,ural recefred·by July 3. ")()19, in accordunce with the Notic<::, 1f y,:m 8 davli PanamaCanal Crni~cand Tour e:<.clude_y1mrself, you will n.Q!.be bound by :.myO.n1,r1. -i,m~ to.daysNova Scotia, P.E.lsl:md in th.is !itig:itii)rt and yon will 1:2.r..n:.cdvr:..g..1JlJ.F.:.t.lJJ.•but yp1.: will retain any right )'L'll may hcve lo ptir!.uc you: cwn liti;::ation at 9 urCatalog ~ the se1tlemen1, Pbn of Ailoc:ttion. and/or rcqu~st for fee~ and z expl.':nsl'.!....;~hould be approved, Sup1mrting papers will ht> po~kd 0 1-800-CARAVAN on the ,vcb~ite once filed. ,; Caravan.com ~ for more information visit fri 6 email [email protected] « or call l.S66.637 .9457 2 The #I ½lue-Guidcd Tours Since 1952 ·~~vt~A'-',:,u:;~v•r r__,.,M 81 ~ Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 59 of 141

Exhibit C CaseINVESTOR'S 1:15-cv-09188-VEC BUSINESS DAil Y DocumentMUTUAL FUND 125-2 PERFQRMANCE Filed 06/20/19 WEEK Page Of APRIL.22, 2019. 60 A of15 141

IF YOU ARE OR WERE A HOLDER OF OR For more Information & to register visit forums.copllalllnk.com/cefJ2019 or call {212) 661 •7566 OTHERWISE CLAIM ENTITLEMENT TO A PAYMENT IN CONNECTION WITH CERTAIN SECURITIES 18" Annual Capital Link FOR WHICH JPMORGAN CHASE BANK, Closed-End Funds & Global ETFs Forum N.A. ("JPM") SERVED AS DEPOSITARY, YOUR RIGHTS MAY BE AFFECTED.

Purs11an1 lo Federal Rule of Civil Procedure 23 nntl Coun Order, Mcrl)Wau. et a/.,.. JPMwgan Cha,e !Ja11J.:, N.A., No. l:15-cv-09188-VEC (S.D.N.Y.) has hcen p,.oVJsmnally ceJ1lfied as a da.ss aclion foi selllcment pmr,oscs mid a S9,500,000 The Forum updates the broader investment community on the latest trends, developments and seulen1crnha,heenµroposed,\,hich,ifnppro1ee1~r > Alternative Income Generation Strategies • Use of Leverage inCEFs Who is a Settlement Class Member: • Manayiuy Hiyh Yield 0onds Today & • Evolving Cm• Study of New CEFs Brought to Person~ or en1i1ie~ "ho me or 11ere holders (directly or indirectly. regisieretl or Closed-End Fund Structure Market bcndina\\y) of nr otkiw,se cln1111 any cnhlkm~nt tu any p:iymcul (dt\'Jd~nd, nghts • BDCs - Financing America's Growth • MLP Industry Roundtable offering, imerc,t 011 capita!, sale of shme, or olher distrihu1ion) in conneciion > What You Need to Know About Private Debt • ETF Industry Roundtab!e 1\ilh(i)securi1icsli,tedonApµendix l to1hcN01ice (inc!udingnnyµredece<;<;or or succc~sor) from NO\ember 21. 20l0 to July 18, 2018; or (ii) se.:uritie~ lis1ed EVENT ADVISORY BOARD - Distingllished Industry Analysts on Aµpendi~ 2 w the No1ice (including nny predeces~or or successor) from Mariana Bush, CFA, CEF & ETP Research - Wells Fargo Investment Institute No,emher21,20l2tofolyl8,20l8. • • Michael Jabara, Managing Director and Head of ETF and Closed•End Fund Research• What are the benefits: Morgan Stanley Wealth Management If 1he Coon appro, e~ the senlcmen!, tbe procee(]s, after deduction of Court•npprovetl > Alexander Reiss, Director - Stifel notice and /ldininislration co~,~. attorneys' fee, nn(] C.\µense~, will he di,trihutell pursunnttothel'lanofAlloc:itionintheNotice,oro1herµlanappro,e(]hytheCoun. ------PARTICIPATING COMPANIES What are my rights: > Aberdeen Standard Investments • Morgan Stanley If you hold {or held) )OurADRs directly and nre listed on JP,\1'~ transfer ngent • Adams Funds • Morgan Stanley Wealth Management record~. you are a Registered Holder Senlcme111 Cln~, Memher mu! rh.Ji!Jl ha,e > Advent Capital Mi:rnagement. LLC > Natixis Investment Managers 101ake any ac1ion lobe eligible for n ~enlemen1 payment. !lowc,er, if you ho!tl >ALPS Advisors • New York Stock Exchange (or held) your ADR~ 1hrough a bank, hroker or nominee and nre 1101 li,ted on Brookfield Asset Management • PGIM Ji'M's trnn~fer agem record~. you are a Non•Regislered Holder Senlcmrn! Cla«s • Calamoslnvestments >Stifel Memhcr mu! you l!lill1...mh!1ll1 n Claim Form.postmarkl'd by Sl'ptcmbcr 19, 2019, • • Callan LLC >THLCredit to he cligihle for a seulcment pa)menl. Non-Hegi,tered Holder Senlcmen! Class >Cohen &Steers > TorreyCove Capital Partners LLC Memhers who do nothing will not recel\c a pnyment, and "ill he hound hy nil • Eaton Vance >Tortoise Court deci,ion~. > Filch Ratings > Van Eck Associates Corporation If ym1 :ire n Seulement Cln"i Memher an(] do not \,ant to remain in the Senkmen! > Infrastructure Capita! Advisors • WellsFargoJnvestmentlnstitute (]a~,.you111ayexcludeyo11r,elfllyrcque,1,recd1·l'dhyJ11/yJ,2019,innccordance wilh the No1ice. If )OU nclml~ yourself. }OU \,ill !!ill. he hound hy any Courl decisionsi111hi,litigntio11ar.tlyou"ill/lflLJ:J:!:!iIT1.Jlill!}l11Jl.hulyouwillre1ninnny SILVER SPONSORS right you niny ha,e to pursue your own liligmio11 :it )OUr own e~pe11,e concerning thcseuleddaim,. Objec1ions101hese11lcmen1,PlnnofAlloca1ion,orrcques1for Brookfield C,Infracap nuorne)s' fee, nr.d e~pense, mu,t be recrfred by July 3, 2019. in nccordm1ce with thcN01ice. BRONZE SPONSORS A !~aring will he held on August 8, 2019 at 11:00 a.m., hefore the Honornhle V;1lerie E. Caproni, m the 1l1urgootl ;\-far,!w.U U.S. Courthouse. 40 Foley Square, ~~E:1tonVuncc NY, NY 10007, 10 determine if the selllemcn1, Plan of Allocation, and/ur reque,t COHEN, SrFFRS forfee,ande~pen,es,houldheappro,·ed.Suppor1ingpapers"i11hepm1edon1he wchsiteon~efikd hLchlhtlng~ GUGGEnHElm STlTTL\ll:I··"" !~9)Tortoise

For more information visit Take advantage of vnique educational, marketing & networking opportunities ~ Meet industry leaders, clients and prospects email [email protected] Enhance your ability to cope with a diversified and changing market or call 1.866,637.94S7 One of the industty•s best events • 800+ delegates annually Copyright 2019 Investor's Business Daily Inc. CaseA14 1:15-cv-09188-VEC WEEKOFMAY6,2019 DocumentMUTUAL FUND 125-2PERFQRl'v1At.JCE Filed .. 06/20/19 Page 61 of 141 Growth Funds Leading The Market These a1e among 40 lunch selected for their ownership of market leaders, high average Composite Rating and outpe1fo1mance of the S&P 500 MainStay Large Cap Growth A {Ml.AA)() 36 Month P~sfo1mam:e Rating: A+ j Z',;, U.~,'3E(:,'.f'GP.O'lmi 04!201H:Ofu~ S2C', Y.e<'.l Clr'S A(() P,E ~ !.'0~~l•<1Co~ S77!0t.1 AW'.-;C4?0i9• S!!.91;:i V•~,~;J PH 1ru1,,;;2~fi)62 A'l'J EPSR,.~~e4 il•~ C-0,,r.p)eM1'.N 87 !',:, cl~~ 49 !.IJ.l(e1JC....\cs,,;<,~?~<;S 2,w,tdqs(5)TSI: 13'.,!2'. 1-1,, IC\f".~';f.-1 $15.(({, C;nhQ.!,201~ ooo•. 31rar.;,1a,;,,:.c:~olSI0,c«l~ S17.7H

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"JS½ •ll f!W !Sl--J~.)"!ol A k,\a-Up •ll•ll ,II 1Jll1•I~ How To Read 18D Mutual Fund Tables U11C_1,1t11,1 6·~~~1/JC •11 ·l •ll !111 •ll A D~ll!S ·•l!•!I •lll!Oll•.!9 J•f.l;){frr,i ·1/.ll •ll/llll•1~ 1 IBD tables have funds with 36-Month Performance Rating A+,A or A-, at lenst $200 million asset~ J.t;!~~r~t1~~~ -~1 ms,,!< !-~~: :i::1; :)( ~~ :i -B - !:~•I~t"n. :~:1i ! \;~:-~ plus funds ranked by assets regardless of their pcrfonnnncc. All other mutual fonds arc found at A-/.&itl,';€!/C ,ti.; ,S! 1rn1,.11 !>Wi~~·cr •ll•ll .!.J 51/l .;-s 8n1lllll o-i,u-«~ • 3 .J •! !\Ill•~) www.investors.com/ibd-data-tables. t denotes independent fund not part of fnntily listed above. J i.r-~irii!r •tl•I .)1U33.1,1J O•ltMi/1,/il .)i •I ·11 n'}MA •M•l-5/¼!l•ll h/..;$,:1 ·le•H·!l!l!{~-u J·Srr(lll-' /1/-!ll•5Sll A+:>Top 5%, A=Top 10%, A - "'Top 15%, B+=Top 20%, B=Top 25%, B- =Top 30%, C+:Top 35%, J-fll'l/illf.t[s •ll•ll .!,l)1;s1,./1 Mf~"r'/f! .11 •! ,i':3ll/11•lil Mwr..JJt/ •1HI --n11.w1,:-1 J ,4~\af,fJ ·11·11 ,,J 11111•1~ 1 0 l fr;:-,111 •/J.J 1/311•.ll .lHGfuj1 A•PJ,l(fl •ll•ll •rJl'Jll1•IO A•Wr/s\'.'nsl •/J,ll •"llJ/1•11 ~~Ji+ ~~'.M~1~!:~~i~~%~~~1dfui~J\~~~ ~t~;n~;i~ ~~r~:;;;a:!~ ~-~:;~r~~:;;Xid. A f;.;~\i"ir,, ·11-ll .IJJ\1!1•.il JU\~; !OJ-54-1511 h'.½.i \ii' •'il·IJ •!.!J1t)H\] J•(ra;~t, •II•! •llW:n•1l faced. Perfonnancc of income funds may be compared to other income funds. b"a.~scts used to pay A-!~rl,;i ·11•11 -1111111>1'1 J fl~rr.r.e .J(.1J-Sl5S!h'-1J iitafn'll J•((P.'.l, •1'l-lHJ!2&ol1•J7 12(h)(l) plnn distribution costs,r,,rcdemption charge may apply,n:cno initial load and appears after J ~IC>~fi ./) ·l l/1.11,.IJ J S.,:{Ci"/1111 .IJ ./ .)ll:in1•2~ ll!!b"I ~:,J.,n.r,11 Mi-Mu"'•'/1 ,)),JI •!l lJH1•11 Net Asset Value, lll"multiple fees, p"previous day's quote, s=.~plit, x=cx-dividcnd or capital gains A Se'W ·1/.ll .j/Jll!1•~l A·l~Wr .)J•ll •5.lll'41•1i Ao/..M •il·U •11!1531 D·6'!H':<.:~ • I •l •!ll!>S1•N distribution. 5-Yr After Tax Rtl1"S year after-tax re tum assuming average income tax rate of35% on 11ki1!1wi, (m1(11M(!n(~\>'JJ l.\1!:sVw \ml\!Zli'llill\~\m l.\~\rall! \lm\llllt\!l'!\~1w~ ;i,i;;s]fMI l1ml11MllllP11dtlY dividends and 15% long-term capita! gajns rate. NAV Chg is calculated vs. the prior session. Pll!:'1,V1b! l'?'j Cl.? ti,; ll>'1,Yl111 l!Mj Cl,; [bJ J11•.m~1

IF YOU ARE OR WERE A HOLDER OF OR OTHERWISE CLAIM ENTITLEMENT TO A PAYMENT Author and Former Bank Owner IN CONNECTION WITH CERTAIN SECURITIES FOR WHICH JPMORGAN CHASE BANK, Implores Investors Age 47+ To N.A, C'JPM") SERVED AS DEPOSITARY, YOUR RIGHTS MAY BE AFFECTED, "Make This Investment NOW!" Pursunnt to Federal Rule of Civil Procedure 2:1 and Coon Order, Meny111m1. er al. 1: JPMor,~m1 Clune Bank, N.t\., No. l:J5-cv-09lll8-VEC (S.D.N.Y.) ha~ heen prnv1~1io11 of non-\J.S. dollar-bn>OO cash dis1rihu1ion~. "hich rclkctnl J ;.prcad tl1,1l w,,.< ,tion, and 1herehy improperly rernined cln1~ member dollars from I am predicting investors that get involved in this ~uch disrrih1.uio11,. JP.\! ha, denied, and co111inues To deny, ,my wrongdoing or linbilily"hat>oe,er. investment right now could possibly see as much Who is a Settlement Class Member: financial progress over Ilic next 7 years as they f'~r<(111s or emitif<: 1'110 ore or \\crt ht,ltlet~ (1lirec1ly or hldirec!ly. registered or bcnclinally) u( nr otherw1.1c ~fa1m any cntu]cmcnl to any payment (dindcnd. 11gh1, have during the last 18 years. Read that again! offeri11g. interest on capilal. <;ale of share~ or other di~trihu1ion) in co1lllectio11 "i1h /i) securilies li,ted on Appendi., I 10 the No1ice Hnduliing nny prede.:e,,or Is it thar .iimplc? I Diuovcrctl You see, during the time I owned an Iowa bank orsuccessor)fromNol'emher2!.20JOtofoly 18,2/J!ll;or(ii)se.:uritie<;]isred Thi.~ Inn~tmcnt While Owninl! and was n member of its Board of Directors and on ;\1lJ"ll'n(li1 ? to the Notice (including any 11,etlne"ur or suc..-e,~or) frolll Thi~ l•nrnlhnk :mtl I W11nt To No,e,ula:1 2J.20J2toJuly !l-i,2lJll-i. G1."tThl'WllrtlOu1! Cre1 ot Coun-apprmed investments anlitigariona11(lyouwill~J!illil!1:!l!,hutyou11illrelainnny of my available capital into this investment RIGHT NOW AND IF YOU righr you 111:r.y h.i,e to pmsue )Our own litigmion m your own e.,pense COllc'erning ARE 47 OR OLDER SO SHOULD YOU! For a brief periuense,should be approl"ed. Supponi11g paper~ will he po-red 011 the this book in their hands nowl They will be so happy that you did' we\\rncnm'c filed Cn!! 24 Hv;_;;·s: 1-800-471-0856 OR ~ --for-more-informatiornisit------~-~ ~ W\Vw.formcriowabanker.com email [email protected] Dai in Garman: Author or call t.866,637 .9457 Fonner Bank Q\\ncr *Pas! Performance Does Not Guaranzv Future Results Copyright 2019 Investor's Business Daily Inc Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 62 of 141 P2JW112000-0-800600-1------XA

B6 l Monday, April 22, 2019 THE WALL ~-TRF,ET JOURNAL. 7 BUSINESS l\E\VS

In China, Crowdfunding Tackles Medical Coverage When a S•year-old girl in dined to provide contact de­ cords and contacting the hos­ Shanghai suffered brain dam­ tails for her family. pitals from which they have age late last year after falling Anadditionall8illdividual", sought treatment. off a bunk bed, millions of as of earlier this mo11th, have Liu Xucheng, a 26-year·old strangersal\overChinahelped since received payouts from e-commerce professional iJ1 foot her surgical bills. Ant•.~ mutual-aid product, aJJd Hang7,hou, said he signed up The child's family didn't pay thecontributionofeachmem­ for Alli's mutual-aid product anything upfront for the cover­ ber has dropped to about 0.01 last year. In March, when his age, and received a 300,000 ymn per claim, paid usillg Ali­ newborn daughter was 30 days yuan ($44,747) payout that re· pay. Ant says it collects a11 8% old, he slgned her up for cover­ quired eacl1 contributor to fork "adminl~trative charge" from age as well. out just 0.03 yuan (less than each payout. Mr. Liu and his family mem­ half a cent). The fintech companies bers al<;o participate i11 a simi­ Internet fina11cial-technol­ stress their crowdsourced aid lar mutual-protectio11 plan D/\T,D:/\pnl l~.lfll9 ogy startups in China have dis­ programs aren't insuraJJce, to called Shuidi Huzhu. So far, Mr. rupted its banking, payments avoid running Hfoul of regula· Liu said, his family has contrib· ai1d lending industries, aJJd tiOll'>, Ant initially paired with 11ted about SO yuan a year to• theyareJJowtryingtofillgaps a licensed Chinese insurer ward other people's claims on in the country's health-insur­ when it launched its mutual- the P.voplatforms. ance sector. ''Becausetl1ecostislow,it's Last October, billionaire acceptable," Mr. Liu said, de­ IF YOU ARE OR WERE A HOLDER OF OR OTHERWISE CLAIM Jack Ma's Ant Financial Ser­ scribing the coverage as basic vices Group rolled out a "mu­ protection. ENTITLEMENT TO A PAYMENT IN CONNECTION WITH CERTAIN tual-protection" plan for ,isers More tlian 90% of China's SECURITIES FOR WHICH JPMORGAN CHASE BANK, N,A, ("JPM") of Alipay, its wildly popular 300M population has some form of SERVED AS DEPOSITARY, YOUR RIGHTS MAY BE AFFECTED. payment<; network, and so far Ant'stargetfor'mutua!-protectmn' p11blk health insurance that has signed up 50 million par­ parl1c1pantsintwoyears coversbasicdrug.<;aJJdtl1ebulk P111sllant to Fedcwl Rul<' ofCi,,l l'rorcdmr 2.~.1nd cxprnscs. will hr dismbmcd purs11~111 lo 1hc Pla11 ticipants. The plan provides ofhospita\izationcostsaftera Court Order, Mcinwmi, ('/ <1/. 1•. Jl'Mmgmi Chas( of A!!ornli bc•~,1 pruvi.~1unally <"<'1\ilwt 11.,1cd un Jl'M'~ UJ11.1fcr tryi11g to get more people to pooled into large sums. China"s no guarantee the fiJJtechstart­ Plamliffa ch1m lhal JPM, as dcpw,wry ba11k for agent rccord.s. you ,11e a Non-RcgiMcrcd Holder sigll up for crowdfimded giaJJt population means the ups wm be arom1d to pay out the American Depositary Rc~cip1~ or sccuriues Scnle111cnl (1as.s Member and you ~ a medical coverage for them­ cost of coverage can c\aimsinthelongterm,espe­ covered hy the IH!!\a11nn (··ADRs"\. a.s..1i;::11cd ("Jann Fnnn,1rnstmarfud by Seprembcr 19. 2019, selves or on behalf of their theoretically be spread across cially if they run into financial fmcign cxrhange rntc.s (TX") Lo \he <'onvcrsmn IO he chg1hlc fnr a scllkmcnt payment. Non• children and elderly parents. hundredsofmillionsofpeop\e difficulties themselves. of 1100-U.S. dollar-hascd ca.sl1 d1s1ribution~. Re,:,s!Cred Holder Sct1l~111cnt Cla.s..s Members Even Chinese ride·hailing giant atJJegligiblecost to each indi­ If the technology startups wh1d1 rcflcc1cd aspiead that wa, adc\c(\ to 1hc wh'o do no1hing w,ll no\ ,ccc,vc apaynwu, and Didi Chuxing Technology Co. vidual. fail, people will be left without f'X tale. JPM ac1ually rr.c,•tved ,11 the time of tlw will h.> bom1d by ;ill Conrt deds,ons launched a similar product a When participants file for the coverage they thought they few months ago. claims, the comparries say they had, said Chen Dongmei, an as­ The child in Shanghai who havetoverifytheinformation sociate professor of insurance undenvent brain surgery last provided before making at Furlan University in Shang­ ll~;!:;i;:~i~:fl::::::fi?:F£,~~::~ ~l:fii;l::.1~g:~:"i~i~Ji~t!~;;;if November was the first benefi­ payouts. That can include in­ hai. "That's a huge risk for the Who is a Settlement Class Member: c:-dud1: your.,c\f. yo11 will !1Q!. be bound by any ciary of Ant's Xia11g H11 Bao terviewing the individuals, consumers," she added. Person~ or cnhues who rue 01 wc,c holde,s Cou1t dcc,s1ons in 1h1s h11ga1100 nnrl you will fill.l program. The company de- reviewing their medical re- -Zhott Wei ill Shcmghai (dircctlyonndm·ctly.rcgis\rrrdorbcndinally)of ~-b111 you will r,·1ai11 a11y right oro1l1crw1."e to p111.suc your own htigawm nl (d1Y1dcnd. llghls offering. in1cres1 on cap,tal . .n) m ""nn~~li?000 o,.r.,,s,.,-,,,., l9cnordBf\0Wlt 1450-,. J.~!onl«!•or,Cente, C,:yh.b power geJJerator, and ZTE stopped or postponed-mea11· eyeanda\lowthereallydesper­ 97\hS"oel LosA,,ge>J-s.C"'',00'7 215-717-8245 Coqi., a maker of telecommw1i· ing they can be viewed like ateentities-likethelocalgov­ Er;•,·• p·oie:I,~ cations equipment. shares for accounting purposes. emment financing vehicles-to Issuance by JJOnfinancial or by credit-rating firms. keep selling perpetuals." CaseP2JW126000-0·800400-1 1:15-cv-09188-VEC ·······XA Document 125-2 Filed 06/20/19 Page 63 of 141

TECHNOLOGY WSJ.com/Tech Online Shopping Lifts Warehouse Hiring Courier, messenger that provide "last-mile"deliv­ ery,anareaofincreasedfocus companies also for large carriers such as J.B. expanded in April, Hunt Transport Services Inc. Overall, the U.S. economy adding 1,000 jobs added 263,000 jobs in April, exceeding economists'expec­ BY JENNIFER SMITH tations, while theun,:,mploy­ ment rate felt to 3.6%, the low­ E-commerce demand drove est level in nearly SO years, as U/l ~mp!oyment in di.~tribution labor-force partkipation de· centers,withwarnhouseoper· clined. 'Trnn~porlation and ators stepping up hiring in warehousingcornpani,:,sover­ April even as job growth all added ll,IOOjob.~, including acro.,;s the rest of the freight· 5,lOOpositionsin transit and transportation sector slowed. ground passenger transport. Warehousing and storage But the report was mlxed companies added 5,400 jobs for sectors that push freight last month, according to pre· through logistics networks, liminary figurn.~ the Labor De· with most of the job gains partmentreportedFriday, the cominginareassuchashealth fourth straight month of care and administrative s,:,r­ growth in a sector that in· vices that don't produce much cludesfulflllmentcentersthat shipping volume. Manufactur­ process and ship online or· ers added just 4,000jobs last ders. The sector added nearly month,whenU.S. factory ac­ 70,000 jobs over the past 12 tivity slowed as businesses months. grappled with uncertainty Courier and messenger overtrad,:, tariffs amid a cool• companies that deliver pack· ing global economy. Retailers ages to homes and businesses cut 12,000jobs. alsoexpandedinApril,adding ·1 ruckJhg companies appear I,OOOjobs. to be retrenching after a Trnd.i11g•cumpal\Y payrolls stretchofexpansionlastyear. shrank by 500, the first de· Truckers are "tryine- tn m;,ko dine in II months, a sign of sure they don't get too far out caution as carriers that ff'• of sync with the freight mar­ crmted aggressively during ket," said Avery Vise, vice last year's hot freight market president of trucking ilt Tf'• adjust to softening conditions. Rapid e-commerce growth Is pushing companies to open more fulfillment center!i mrnr m~inr n111'11MJn11 ~~nh,- to -'IJLLJ u)J 1.Mf11wy. ~t!M'th firm FTR. The Labor Department revised North American orders for il.1 l:',11 ll!:t numuers to show delivery to customers. U.S.on­ fornia's Inland Empire; areas jumped6.8%inAprilfromthe two days. heavy-duty tntck.~ fell more the sector added 300 positio1L~ line sales jump,:,d 14% in 2018, of N,:,w Jersey near New York same month a year ago, to Amazon's move to faster tha11 50% in April from the in March after earlier report· generating an estimated City;Atlanta; Indianapolis; and Sl3.8Ianhour. delivery should accelerate same month a year ago, ac• ing truckers cut 1,200 jobs $513.6 billion, according to the Memphis.Tenn. Hiring in the warehousing overall e-commerce growth, cording to preliminary data thatmo11th. U.S. Census Bureau. "There are not ellough and storage sector could get a "andotherretailersmayneed from I-"TR and ACT Research. The gains in warehousing Brian Devine, senior vice workersinthosemarket~,"Mr. boost in the second quarter, to reconfigure distribution !twas the lowest April order anddeliverycomeasrapide· president of logistics-staffing Devine said. "The unemploy• when internet giant Ama­ networks ill an effort to im· level since 2016, with orders commerc,:, growth pushes firm ProLogistix, said he is ment rate is so low that it's zon.com Inc. plans to invest prove speed," KeyBanc Capital for 16,400 unit~. FTR said, al· companies to open more ful· seeing "huge growth" for lo­ difficultforustofill t!10.~epo­ $800 million to make one-day Markets analysts said in an thoughfleet'>continuetohunt fillment cent,:,rs near major gistics and e-commerce work• sitions." He said the average free shipping the standard for April 30 research note. ft for open build slots amid a popu]ationcenterstospeedup ersinhubslikeSouthem Cali- wage for ProI.ogistix workers itsPrimemembers,insteadof could also benefit companies production backlog.

avai/ab]eforMacandiOS,it's your contact list, it'll add the would ii1~tantlyupdatein info through theapp with promise never to share your able to parse which contact new information rather than your account as well. Any­ another JliHel!o user, data with anyone. Rather Your List info you're trying to add and createaduplicateentry.My thing I've shared with you though, you can update your than make money through sort it correctly. favorite useforCardhop is would be always up-to-date. phone number or email and ads or data-mining, these Like otherapps I've tested, topasteinsomeone'semail Whi!eanewstandardlike they'll see it in their address companies get money right Of Contacts Cardhop work~ directly with signature,andlet theapp this won't likely emerge book, no matter which con· from you. Cardhop cost~ $4 your address book. Once you create a new contact orup· soon, one developer has a tacts app they use. on iOS and $20 for Mac, Hi· giv,:, theappaccess to your date an old one. clever hack. 'TheHiHello app Once you have a teeming, Hello plall'>to charge for fea• Is Calling contacts,anythingyouenter Cardhophelps solve the Jets you manage and share up-to-datelistofinforn1ation tures Jikebusiness·card tran• in Cardhop is synced via the problem of adding contacts, your contact information as about important people in scriptionandeventually to Co11ti11uedfrompageBJ same Google or iCloud ac· but keeping all my informa· usual-·typing manually or your life, it becomes thecen· have a monthly fee for using others, and even 11.~e your count you're using. That's the tionup·to-dateis nbigger scirnningbusiness cards-but ter of your digital universe. the service. contacts list as a jumping-off beauty of these tools: They problem. its concept of digital "cards" Now, when I want to message This feels like a fair trade. pointforothercommunica­ offer better ways to deal with Here's how digital address is what's so interesting. You someone, I open Cardhop and I want my address book to tionneed'>. yom stuff without forcing books should work: I control cancreatedifferentonesfor searchfortlwirname.As work for me, not somebody Rather than make money you into some new contacts my own contact card, with all friends or colleagues or po­ with otherapps,I can tap on else and all their advertising by spamming your friends or universe. the information about me on tential playdates. The app phone numbers to call peo• buddies.It shouldn't be tied sending you ads, theseapps Open Cardhop, type "Brad it.Whenigiveyoumycard,I generate.~ a unique QR code pie, b1it Cardhop also let~ me to any single social-media come with a simple cost~a Pitt 310·555·4206 choosewhichfieldstoshare that anyone can scan with tap on saved Skype user• appordevice.Itshould be fewdollars,eitherone•time mstyrya11Il121314@hot· with you. (Work people get their phone camera to add to names to call tlwm there.or easy to use and access, but or every month. mail.com,"and the • ppfiles my work number, friends get their address book. You can on Jnstagram handles to jump still feel Jlke it's my property. Of all thecontactsapps each piece of information my birthday, you get the also send a card via text or straight to their profiles. Afterall,thisisasocialnet­ l'v,:, tested, cardhop ha.~ into the right place. If YOH id,:,a.) From then on, anytime email. Hil!ello;,ndCardhophave workofthepeop]elcare helped me most.Currently alreadyh:ive that pernon in lnpdatemyowncard,it Jfyou share your contact strong privacy policie.~ and about most.

ADVERTISEMENT Marketplace To advertise: 800·366-3975 or WSJ.com/cla.ssifieds

IF YOU ARE OR WERE A HOLDER OF OR OTHERWISE CLAIM 48yt$,SJmeLocatll,,PA SECURITIES FOR WHICH JPMORGAN CHASE BANK, N,A. ("JPM'1 7oO•KomuSold,KoOebt10A>1um• C•ll511l-253-U81 SERVED AS DEPOSITARY, YOUR RIGHTS MAY BE AFFECTED, o,e-,nail:modufa,hon,o~,r/zon.n•t Pur,nanl hJ F,•J,·ral Ruf<> of Civil Proce1k, N.A, :--·o. 1·15-cv-091~8-VEC rs.D.NY.J by1hcCnm1 11,LI been pmvi.,11i1wlly cd ca..

;;j)[ffii,;~gI:'.hf :::::;:r::;'.\:::i::;~ I:f:!i~;;}::}g!\:,:!{iW:~~ \:iI::~;;;\ 'l'HE.' ' Who Is a Settlement Class Member: exclude yourself. you w1ll l!.!lf. he hnund by any I\IARiiltf PI.4.CE Pc1.1on.s or cn111,e., who arc oz were holders Coutl dcc1s1ons m 1!us hc,gation and you will JJ!l!. (!creilorbe11dil-ially)of IT.CffiL!!...l®l!!Wl, btn you w,!I rc!~ill ,my ritllt nrll"n li11gJunn m (ll Ohj~,11,u,~ 10 thc 'icllkmcnl. l'l.rn u! ,\llu,,,non, wilh (1) sc,·untics Ji.sled on ,\pp~ni11x ! to Ille or 1cq11esc for a11omey.,' fr,,, ~nd c~ponr,c::; mm! :s.'01,~·c (md11d1ng any p1cJc,:~.-.,o, 11r .1u(ecs..1or) he reeei~ed by July 3, 1019, m accnrdanl'C w,ch Business for Sale• Manufacturer and from Nnvc111hc1 21, 10!0 10 Jnly 1/L 20JS; lhc Nolice Distributor of Agricultural Products 1 11 1 1 11 Located in the southwestern United States, this early-stage ~:~!i!i~~:t~~;· ;·:~~dc~';.:s~;c:t,~~::,~~:J"~:~·1~~ ~\.:,:~:!I::~r.:~ 1i~ ;~~~1:;:~i1 :~~~:: :~; J~ ;~!:,~;I~\~ Novcmhcr 21. 2012 !O July 18, 2018. m the 1l111rgond Mar.>h:tll U . .'i. Counhnu,~. ~O company Is a manufilcturer and distributor with sl9nific.1nt What are the benefits: Fuky .~4U,ir.:. NY, NY l1IOll7. 1o, d<:1.:11n1nc d 111c production assets and intclfcctuul property. The company uses U Oic Cmm appru~e.' !he sm!cmcm. the pro<'ccds, ~dt!cmcm, Pl.in of ,\llooturn. and/or reqnc.st fo1 proprietary watC'f retention methods focused Oil agricultural aflcr dcdut11on of C'oun-apprnwd noOl'c fo~s and c~im,~~s .should b~ nppro1'ed. Supponing productsw1thf/ex1bleproductionprocessesandabroadrangeof :ind :iJm111is1ra11011 <"o;;l.1, 3Unmcy.. ,· foes and papci,; w,11 be po.>lcd on 1!1c Wcl.\ll!C once fi]c{I. p,:,t.-;11\idi,1µpiicat1onswithinthea9ricultureindustry.

~rmore informat10n-vistt ~ Forlnterestedacquirers1 email [email protected] or call 1,866,637~9457 email [email protected] or calf (401) 569-9136. Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 64 of 141

K Nxxx,2019-04-22,B,004,Bs-BW,E1

B4 THE NEW YORK TIME..<;, MONDAY, APRIL 22, 2019

TRIIDE

Consumers Paid Price for Trump's Washer Tariff

FROMrlRST!IUS!NESSPAr,r. documcnthereareductohigher modc]sthatthrcatcncddomcstic inputcosts-ductotariffson manufacturcrs.Thctariffsstartcd otherinputssuchasstce!-since at 20 percent per importc<, you Reinvestment Act, which was to deny, any wrongdoing or liahiliiy wll.lt,oevcr. tnJY exclu,tc yourself by request, receil"l!d by much-derided by conservatives, 855-698-5273 cost about $125,000 per job, ac­ Who is a Class Member: July 3, 2019. in accunl.mcc wi1h the Notice. If you Settlement cordingtoresearchbytheFederal l'en;ons or cnti!ic< who arc uni·err holl1crs (dircctlv exclude Y'.1~rsclf, y,111 wi~l lli!l. be buund by ,my Reserve Bank of San Francisco. or indirecily, registered or l~ndicially) of o·r Cuu~ dcc1s1011< in this liuga.1ion a?d you _will lll.!l. ForevcryonejohthatMr."Ttump's 01hc1wi

K Nxxx,2019-05-06,B,006,Bs-BW,E1

B6 TIIE NEW YORKTIMFS, MONDAY, MAY 6, 20W

ENTREPRENEURSHIP I MEDJJl

If a Child Makes Joints, not Partner ByJULIEWF.ED poundinmarijuana,forhelpwith mcdic.1l uscandahighpotcntial ManndieTinglerkeptht"fsecret her pain without making her feel foratiusc.Jfthcn·ump.idminis- from her parents, certain they high. Now, ~fa. Tingler said, her 1ration decided to prosccmc would disapprove. And while mother leaves these topkals out c.innabis businesses, cn­ most Americans have come on the kitchen counter, "even trcprcncurscouldgotojai!and around,shcknewhermomand thoughfricmdsfromchurchmight forfc!tthcirpropcrty,saidAl!ison dadwouldstillconsiderit"ahorri­ sceit.'' Margolin, a lawyer in Beverly h!etbing." fn fact, Ms. Tingler s))t"aks to Hills, Calif., who ha~ forn~Prl on S!1c cYcntua!ly tired ot hiding somcolhcrmother·striendson cammbis!awforthc!astl6ycars. ht"raffairs,soshebeganbringing thctopic,shesaid,andhasbe­ ThcimmcdiatcrcsponscofMs up tidbits to "gauge their come something of a "senior Tmglcr'sparcntslohcrncwswas 1,,111mh.'' Finally, MS. Tingler told cannabis whiSJ)t"rt"r" in the Jas! fear,"l 1Wls a ~ing!e mothor,amJ thcm:Shewashelpmgtobui!da year,givingta!ksonhowmarijua­ thcythoughtl'dloscmykids,"shc marijuana start-up. nac;m case somc common com• said. Her mother's response was p!aintsthatcomewithagc. The Justice Department, how­ curt: "So,arcyougoiogtogetar• "It's not a cannabis-friendly cvcr,tmsnotgoncdownthisp;:ith. restcd?" community;'shesaidofRoseville, Ms. Margolin said she knew of Parents,athookdubsorb!ock a city near Sacramento, hut her zero federal prosecutions of pco­ parties,tovcsharingncwsoftbeir most recent prest"ntation drew plc conduc1ing lkcnscd nmrijua­ children's success. But making J50peoplc. nnactiviticsinthclasc fcwycnrs, joints is a far cry from making Rob Hendrix's morber-in-law unless they were also partidpat­ partner. hurstintotcarswhensheheardhe ing in iltegal activities as well. In Mom and Dad may abhor mari• wasopeningupCannabisCt"ntraJ, fact, her practice 110w focuses juana. They may fear their child the first legal pot shop in Ellens, morconc.innahiscontrnctsand wil!gotojail orberobbedinthis burg, Wash. duedi!igencethancrimin.ilcases. cash•heavymarketplace,whkhis "She was so proud of the lives Some parents just wish their Frnm lert, Joh11 D!ckerson, Gayle King and Norah O'Donnell, the current co.bo~ts or "CBS This Morning." stillillegalinthceyesof!hcfed­ ourfamilyhadlcd,ourplaccinthc chitdrcnwoutdapplytheirt.i1ents cralgovernment.And,ofcourse, community, it was an absolute elsewhere.A real estate agent in theymayjustbedisappointed. New York City whose son runs ;m While legalization ha~ thrown organic marijuana farm did not open the doors to entrepreneurs, Parents struggle to wanthern.imeusedintllisarticle. New Boss to Remake CBS News women and minorities still face Shesaidthefamilywasveryupset accept a nnvPI "mll1,u.lttlctltutll.lM!11mnutot1t. fllOM rtllJThll~b,<.!.!.i•AC,t. viewinJanuarythatshetookthe evening shift may be accompa­ th~ tyrir;il hi,i~,..~ ;iml ro;idblac!!~ ersonMayl5.Thclatestroundof jobbec.1usc,"Ifeltatlhismoment nied by a bigger change inside when ii comes to getting their Shchadalonglistofworries,in­ changes and tensions at CBS business choice. duding 1he company he would in my life and my career this was CBS: uprooting the "Evening ide.isfunded,andcffortstomake News were described by several keepinthei11dus1ryandthepuss!­ 1hetimctos1epup." N11wr." from ita longtime. Mauli,1J· recreational cannabis legal have pcoplt!l'll.\J!t'U

IF YOU ARE OR WERE A HOLDER OF OR OTHERWISE CLAIM ENTITLEMENT TO A PAYMENT IN CONNECTION WITH CERTAIN SECURffiES FOR WHICH JPMORGAN CHASE BANK, N.A. ("JPM") SERVED AS DEPOSITARY, YOUR RIGHTS MAY BE AFFECTED. Pur~uant to Fcdc1a! Rtik of Civil Prnccdun) 2] and will Ix: di5tributcc! pursuaot tu the Phm of Allucaf1011 Court Order. M,•11y1111111, el al. 1•. J/'/11,irg1111 Clwxl' in the No1icc, or other plun approved by 1hc Court Rr111k. N.A, N,1. !:15-cv.o.91s11-VEC {S.D.N.Y.) Whet ore my tights: ha;, li~cn pr,wi~ionally ccmhcd ,1~ a cl;1" arrion foi If you hold (or held) your ADRs dirc~cty and arc settlement puqm1es1 ,1~d ''. S9.500.000 ~culcment li~ted on JPM's tr,111,-fer agenl records. 1you arc a :;~" !~1~i1~t':~ ~tii;~i~~~~o'. f !fS.~o~~1ir;·i::r::~,\;: ~it~:~.e~~l:li~e :c~~c,~;~~~ ;~J: ~:1~ ~~rr:t~ hasic !nlbrmallon. It IS unporl:mt lhat you . 'f 't h'ld 1 1 re\ie~1· 1:1etetaited notice ("No!iee") found al the ;.~~~cr;~~;~~• ;~:1~~h ~o;:~t ~~t~t:; ;~;m~ne~ nc \SIie ic ow. • . . and arc nut lisied on JPM's tr.in,fcr ugcot rccoid,. What is this lawsuit about: yuu ;tr<'! a i\/on-J:~~n;,;:~~~/:~:~1~i ~o! n:~cii:e.a p,1ymcnt, anti will be bound by ;ill Support reccivedal1hc1imeoflhccon\'er.'\ion.aod1hcrchy ·~urc,ccismn,. brighter futures. improperly rc1,1incd eta~, mcmbc1 ,follars from II y,m are a Sc!'.lc1'.1cnt Cla,~ ;\!ember and do such di,iribtuiun,. JPM hJ<; denied. and cootinue, nor W,Ult 10 rcmrn11 m 1/ie Scnlc111cn1 Cl,w;, you LeJrnhowyoucanspon,or 1odeny,anywron,idoingorliabili1ywh,i!s0<::l'a. may exclude. ytiur,e!f by rcquc>t, n•ceived by clJssroomsubscriptionsat Who is a settlement Class Member: July J, 2019. 1n ,1cconl,m~c with the Notil'C. If you nytim¢S.com/sponsor. Person, or cniicie, who arc or wrr.· hnlr!rr~ (directly exclude Y~t.1r~clf: yo'.t 1~1!1 ~ bt: bound b.y any or indireclly. rcgi-rered or beiidici.i!ly) ()f ur Cuurl tkc1swn~ 111 1h1s 0li11g;'.'.100 a~(I .ynu .will !1!11. ~:~1~i:~~~:~. ~;~;~ ~:~r~~~'.lli~~e~~~l t~na~:ipi~::c:~~~ ~:;i~~I~ ~:I;~~~~ !~'.'.:1~ ~w~ •::I~;~:~::~;•;~~~\~~~~ nf ,h·ir~~ l'r othH dh1ribu1hrn) iu -.u 1111 lliiuu whh ci1prn1-. lUUl~rnllll! tll~ .,~ul~d d;\1m~. Objecllon,; (i) sccuricics listed un Appendix I 10 che Notice lo chc SC!)lcmcnc. Plan of Alh1c,ninn, or rcq~cst for {indudio~ ~ny prcdccc,,or or succc,1or) ffllm ,momcys fee.~ ,1ml ex11en,c~.nm,t bc r~ce11'ed by November 11. 20!0tnJuly 18. 2018;or(ii),ccuritic, July 3, 2/J/9. m accord.rncc wuh !he Nnuce. lisced on Appendix 1 to the N1~icc (including uny A hc,iring will be held on ,\ugu.51 8, 2019 at JJ:00 prcdeccs,,iror'\Ucce"or)fnimN,ivember21.2012 fl.Iii •• before 1hc Honornb!e Valc1ic E. Caproni. !oJuly Ill. 20111. J! chc Thurgood Marsh,111 U.S. Cu1111hou~e. What are the benefits: 40Folcy SlJU,lrc. NY. NY 10007. to de1ennine if the If 1hc Cuun apprn1·es !he seulcmcnt, chc proceed,. settlement. Phm of Alloc;llilm, ,md/ur TClJUCSl for ;1f1er deduccion of Cuun.appml'Cd nrnic,· ;,n,1, fo~.' :ii!,! c:-:p,·:i,:, :.hutild lie ,1p1uu,ni. Supporcing adminimation cmts. ,111urneys' fre, ,iml c~pcn,cs, I Jl'~pc1s will Ix: poited oJJ the web1l1c on~c filed.

rorn101i:llt11\1rmatlonvlslt~ emall [email protected] orcall t,866,637,9457 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 66 of 141

Exhibit D Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 67 of 141

Subject: Markets: Record-Breaking Quiet Settles Over European Stocks Date: Wednesday, May 1, 2019 at 2:23:25 PM Eastern Daylight Time From: To:

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THE WALL STREET JOURNAL.

MARKETS

Welcome to May. Amrith Ramkumar here, getting you ready for what should be a busy Wednesday in U.S. markets.

Apple shares are surging premarket following the iPhone maker's earnings_ results, a day after stocks closed out their best four-month stretch to start a y:ear since at least 1999. Stock futures are rising early this morning.

Investors are weighing just-released results from CVS Health and a host of other companies, with Qualcomm headlining the group reporting after the market closes.

We're also awaiting the latest comments from the Federal Reserve, due out at 2 p.m. ET.

Plus, our Paul Davies and Avantika Chilkoti take a look at the reasons behind the trading lull that has settled over European stocks.

Page 1 of 9 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 68 of 141

Markets in a Minute

DJIA S&P 500 u.s :10 Year 26659.32 2952,95 2.45% v

Crude Oil Stoxx Europe 600 Shanghai Composite $63,50 0,(}.c1 Y 391,09 OJJ:7'J[ v 307834

Overnight Developments

• Investors were awaiting the U.S. interest-rate decision later on Wednesday, with many markets in Europe and Asia closed for the May Day holiday. • Read our full market wrap_he.r~

Stocks in Europe Hit Record for Calm and Quiet By Paul Davies and Avantika Chilkoti

longest spells of less than 0.5% moves for the Stoxx Europe 600

May1993

16

Jan.2013

14

Sept.2017

13

Oct-Nov. 2013

13

Page 2 of 9 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 69 of 141

In Europe, markets have hit their summer lull early-very early. As with markets in the U.S. and elsewhere, this very stability could be a dangerous thing for investors desperately hunting for returns.

One illustration of the quiet: The Stoxx Europe 600 index of leading European shares set a new record for apparent investor apathy on Tuesday, with the 17th consecutive trading session when its price has moved by less than 0.5%. The last longest streak of such little variation was 16 straight days ending in May 1993.

This is part of a broader, multi-country pattern in financial markets rlriven by the near uniform turnround in the attitude of major central banks, led by the Federal Reserve, which is expected to retain its supportive policies toward investors and the economy in its policy statement Wednesday.

Central banks "seem to think their job at the moment is to suppress volatility to encourage risk-taking," said James Athey, senior investment manager at Aberdeen Standard Investments. He said there are few sellers in equities, government debt or corporate bonds. "Who's going to take the other side of the trade, because you're fighting the Fed'?"

But just as in previous periods of calm, investors who trade options are hunting for yield by s~lling insura...,n.c.e_i;i,gainst futur~pxii::.e moves, which is a great source of extra income so long as markets stay quiet. But it can become a source of painful losses when sentiment turns-as it did last December and before that in February 2018.

In December's volatility shock, French bank BNP Paribas §..l)ffered losses big enough in its equity derivatives business to drag down its fourth-quarter results. And last February, an even bigger spike caused turmoil among exchange-traded funds that beL against a rise in volatility, leading Credit Suisse to liguidate its 12opularVelocityShares Daily Inverse VIX Short-Term Exchange-Traded Note.

Sebastien Galy, senior macro strategist at Nordea Asset Management, said similar yield hunting can be seen in another big build up of investors selling market insurance against large-scale price moves in several asset classes.

Page 3 of 9 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 70 of 141

The effects of this in U.S. and European stocks can be seen in the extren1ely low levels of the volatility indexes and investment products tied to them. The VIX, which measures expected swings in the S&P 500, is at its lowest level since early October, while the VDAX, a popular European alternative that measures volatility in Germany's DAX index, is at its lowest since January 2018.

"Investors are betting on range trading, on non-events, and the way to do this is generally to bet against volatility," Mr. Galy said. "Everyone thinks this isn't going to end well but then they keep doing it anyway."

For a longer version of this article online, click here.

Are you concerned about the quiet in European stocks? Let the author know your thoughts at [email protected] and [email protected]. Emailed comments may be edited before publication in future newsletters, and please make sure to include your name and location.

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Market Facts

• Since Fed Chairman Jerome Powell §ignaled flexibility with interest rates for the first time this year on Jan. 4, the S&P 500 has risen 20% and only logged two one-day declines of more than 1%.

• Shares of Google parent Alphabet fell 7.5% Tuesday, the stock's worst day since October 2012. Alphabet's market value fell $68 billion, roughly equivalent to the entire market cap of TJX Cos., the parent company ofHomeGoods, Marshalls and T.J. Maxx.

• On this day in 1975, Wall Street cried "May Day" as brokerage commission rates were deregulated by the SEC, a move that despite

Page 4 of 9 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 71 of 141

criticism made Wall Street more lucrative than ever as rising volume made up for lower fees. Additionally, mrn.1~ym_aJ1?gement giant Vanguard Group began operations, overseeing $1.8 billion in mutual-fund assets.

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Banco Santander SA Chunghwa. TelecornCo., Ltd CNOOC t,td . . ······~·ft',·~·~······~p.6.. ______

Key Events

The ADP employment report for April is expected to show a net gain of 177,000 private-sector jobs. The figures are scheduled for 8:15 a.m. ET.

IHS Markit's U.S. manufacturing index for April, out at 9:45 a.m., is expected to hold steady at 52.4.

The Institute for Supply Management's manufacturing index for April is expected to inch down to 55 from 55.3 a month earlier. It will be released at 10 a.m.

U.S. construction spending for March, also slated for 10 a.m., is expected to stay flat from the prior month.

U.S. crude-oil inventories will be released at 10:30 a.m. ET. Stockpiles are expected to have climbed 900,000 barrels last week, according to the

Page 5 of 9 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 72 of 141

average forecast of 10 analysts and traders surveyed by the Journal.

The Federal Reserve releases a policy statement at 2 p.m., followed by Chairman Jerome Powell's press conference at 2:30 p.m.

Must Reads

Investors' jitters have cairned since the beginning of the year. PHOTO: BRENDAN MCDERM ID/RELJTEl'iS

Stocks are off to their best start in decades. Major U.S. indexes enjoyed their best four-month start to a )'.°ear since at least 1999, the latest milestone for a bounceback rally fueled by a more accommodative Federal Reserve and upbeat economic prospects.

Apple's profit fell, but its shares rose on a higher dividend and a bigger buyback. Apple reported another quarterly decline in profit and revenue, as iPhone sales fell 17%. Shares, though, rose in after-hours trading as the company raised its dividend and said it planned to buy back more stock.

Boeing sold $3.5 billion of bonds. Boeing sold $3.5 billion of bonds, providing a lig_uidity: boost as it faces at least $1 billion of costs related to its 737 MAX airplanes.

Page 6 of 9 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 73 of 141

GE shares hit their highest level in nearly a month. Shares of General Electric Co. recorded their highest close in nearly a month after the struggling conglomerate said it swung to a first-quarter profit.

Occidental's pursuit of Anadarko got a big boost from Warren Buffett. Berkshire Hathaway agreed to invest $10 billion in Occidental Petroleum to help finance its bid for Anadarko Petroleum and beat back a rival offer from Chevron. Even as some investors applaud Occidental's push for Anadarko, others are expressing concern that the company has been too aggressive.

Fidelity's parent is launching an online data-protection business. The new business, called Akoya, developed a software platform that sits belweeu Lhe financial-services firms that hold clients' accounts and the many apps that aggregate information to help customers prepare their tax returns, budget their expenses or plan for retirement.

What We've Heard on the Street

"This year's rally in Chinese stocks is fading out. Don't expect a revival soon."

-Heard on the Street columnist Mike Bird

Stocks to Watch

Mondelez: The maker of Oreo eookies, RiLz craekers and Wheat Thins exceeded profit targets, boosted by its overseas markets.

Amgen: The drug company narrowly topped expectations for quarterly earnings and revenue.

Page 7 of 9 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 74 of 141

Advanced Micro Devices: The chip maker logged a smaller-than­ expected decline in quarterly sales.

Devon Energy:: The company exceeded adjusted earnings expectations.

Blue Apron: The meal-kit company reported a smaller-than-expected quarterly loss.

About Us

This newsletter is written and edited by Amrith Ramkumar C@AmrithRamkumar; [email protected]) and Jessica Menton (_@JessicaMenton; jessica.menton@.)'.Y.'.§j_,..,c.0111) in New York, and James Willhite (_@jimwillhite;[email protected]) in London.

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Page 8 of 9 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 75 of 141

Subject: Retirement Can't Wait: Do You Have Enough Saved? Date: Monday, April 29, 2019 at 9:00:46 AM Eastern Daylight Time From: IBD Market Prep To:

INVESTOR'S BUSINESS DAILY"

Market Prep AM I 4/29

Stock futures edged lower early Monday as Wall Street awaited more earnings reports and the start of the two-day Federal Reserve meeting.

American Depositary Receipt (ADR) Settlement You may be entitled to proceeds from a $9 .5 mm ion class action settlement if you invested in certain ADRs.

Americans' Average Retirement Savings Aren't Enough - Time To Change That

The average retirement savings in the U.S. needs improvement. Here's what wrong with most Americans' retirement planning, and what you can do to prepare ....

Social Security Crisis Gets A Reprieve, But Here Comes Another

The future of Social Security: Once the trust fund is gone, CBO projections show that it would take a 25% benefit cut to balance Social Security's books ....

Page 1 of 4 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 76 of 141

American Depositary Receipt (ADR) Settlement You may be entitled to proceeds from a $9.5 million class action settlement if you invested in certain ADRs.

Promoted Content By HF MEDIA, LLC

Disney's 'Avengers: Endgame' Tops Even The Most Bullish Forecasts

Disney is not only smashing box office records with "Avengers: Endgame," but the Marvel superhero movie topped the highest expectations ....

Anadarko, Oxy To Resume Buyout Talks, Threatening Chevron Deal

Anadarko will begin talks about a potential $38 billion takeover by Occidental, a move that threatens to scupper a previously agreed deal with Chevron ....

Is Walmart Stock A Buy Right Now? Here's What The Charts Say

Walmart is a retail titan, but earnings have struggled to grow amid fierce competition. Is Walmart stock a buy in 2019? ...

Should You Really 'Sell In May And Go Away'?

Should you really "sell in May and go away"? While the old adage may prove true some years, when investing in stocks, follow rules, not calendars ....

Page 2 of 4 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 77 of 141

Subject: 2 Factors That Could Trip The Market Date: Monday, April 29, 2019 at 5:48:17 PM Eastern Daylight Time From: IBD Market Prep To:

INVESTOR'S BUSINESS DAILY"

Market Prep PM I 4/29

The S&P 500 rose to a record high Monday, a new sign the stock market is shedding inhibitions despite a powerful move so far this year.

American Depositary Receipt (ADR) Settlement

You may be entitled to proceeds from a $9.5 million class action settlement if you invested in certain ADRs.

Facebook 8, Apple Earnings Lead Tuesday's Action Plan ($)

Apple earnings are expected to fall but shares are in buy zone. Fellow Dow stocks McDonald's, Merck and Pfizer also report, as do several top stocks. The Facebook F8 conference starts ....

Google Falls As Sales Miss, Earnings Beat Excluding EU Fine

Google-parent Alphabet reported first-quarter profit that topped views, excluding a $1.7 billion European Union fine, while revenue missed estimates. Google stock fell in extended trading ....

Page 1 of 4 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 78 of 141

American Depositary Receipt (ADR) Settlement You may be entitled to proceeds from a $9 .5 million class action settlement if you invested in certain ADRs,

Promoted Content By HF MEDIA1 LLC

HUBS $183.39 IBD Stock Of The Day: This Digital Marketing 'iS le.l\:\.~,hlA..<>Jllf~'~ ( - Firm Moves Upmarket ' •.-i+l:r) HubSpot stock hit an all-time high on Monday with the company's earnings : ; . : due May 7. HubSpot, a seller of digital marketing software, is moving upmarket as it breaks out from a flat base ....

Pot Stock Breaks Out Into Buy Zone After Hemp Deal; Others Set Up

Canadian pot producer Canopy Growth said it had nailed down a facility in New York state as part of its plans to build a hemp-production park there ....

When GE Reports, Watch This Number Instead Of The Actual Earnings

GE earnings Tuesday may matter less to investors than its cash burn in a pivotal year for the industrial conglomerate's restructuring ....

These 2 Stocks In Buy Range But Look Out For This($)

Software stocks remain red hot with two leading names breaking out to new highs Monday. Software, up more than 30% this year, tops IBD's 33 sectors ....

Page 2 of 4 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 79 of 141

Subject: Is This IPO Ready To Break Out? Date: Tuesday, April 30, 2019 at 8:57:05 AM Eastern Daylight Time From: IBD Market Prep To:

INVESTOR'S BUSINESS DAILY''

Market Prep AM I 4/30

Stock futures were mostly flat early Tuesday, but a revenue miss at Alphabet and weak results at Western Digital cast a pall on the tech sector.

American Depositary Receipt (ADR) Settlement

You may be entitled to proceeds from a $9.5 million class action settlement if you invested in certain ADRs.

Hot Software Stock Crushes Earnings Views, Revenue Guidance Strong

Shopify earnings and revenue for the first quarter topped estimates for the e­ commorce firm. But shme~ dipped early Tuesday....

Mastercard Stock Up After Earnings Top Views; Euronet Beats

Mastercard earnings beat estimates and revenue narrowly topped views early Tuesday. Euronet Worldwide also beat and gave strong guidance ....

Page 1 of 4 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 80 of 141

American Depositary Receipt (ADR) Settlement You may be entitled proceeds from a million class action settlement if you invested in ADRs.

Promoted Content By HF MEDIA, LLC

McDonald's Jumps To New High On Earnings, Same-Store Sales

McDonald's earnings and same-store sales beat 01 views. The Dow Jones fast-food giant jumped early, signaling a record high ....

Top Funds Just Invested $113 Million In Big Data Stock With 110% Growth

Boosted by average annual EPS growth of 110% over the last three years, Big Data, security and loT technology leader Splunk stock is nearing a new buy ....

lncyte Earnings, Sales Easily Beat Views lncyte earnings and revenue easily cleared first-quarter estimates. Shares of the biotech rose slightly early Tuesday ....

GM Earnings Top But Stock Falls On Bigger Sales Decline

GM easily topped first-quarter earnings views, but the auto giant's sales decline was worse than expected. Shares fell early Tuesday....

Page 2 of 4 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 81 of 141

Subject: Nasdaq Skids, But Apple Surprises On Upside Date: Tuesday, April 30, 2019 at 5:49:34 PM Eastern Daylight Time From: IBD Market Prep To:

INVESTOR'S BUSINESS DAILY'

Market Prep PM I 4/30

After hours, Apple reported quarterly results. The company beat views on the top and bottom lines. The stock rose about 5% in after hours trade.

American Depositary Receipt (ADR) Settlement

You may be entitled to proceeds from a $9 .5 million class action settlement if you invested in certain ADRs.

These Top Stocks Have Earnings Due; Fed Meeting: Action Plan

All investors' eyes will be on the latest Fed meeting Wednesday, while Qualcomm, Square and Estee Lauder are among the top stocks reporting earnings ....

Apple Earnings, Sales Beat Targets, But Still Fall From Prior Year

Consumer electronics giant Apple late Tuesday beat Wall Street's targets for scJles cJnd earninos in its fiscal second quarter. The Apple earnings news sent its stock higher in extended trading ....

Page 1 of 5 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 82 of 141

American Depositary Receipt (ADR) Settlement You may be entitled to proceeds from a $9 .5 million class action settlement if you invested in certain ADRs. Promoted Content By HF MEDIA, LLC

Twilio Earnings, Revenue Top Views Amid Acquisition, Stock Rises

Twilio first-quarter earnings and revenue beat analyst estimates as guidance also topped Wall Street views amid its SendGrid acquisition. Twilio stock gained in extended trading Tuesday ....

IBD Stock Of The Day: Is It Time To Cash In On EPAM $179.36 This Tech Service Firm?

Epam Systems is the IBD Stock of the Day as the information ,,, .. ,;,,,,.,•~-.s,•,...,*.. ,:,'\.-•.-,.,1~.,~ technology provider's shares appear extended. It may be time to cash in on ,,~,;~ . t •. '' . ,._ "~·, ,, .• , ;>' "·"' .. • . • Epam stock now that shares are 23% above a buy point. ...

AMD Earnings Beat Views, Sending Chipmaker's Stock Soaring

Chipmaker Advanced Micro Devices late Tuesday topped Wall Street's sales and earnings targets for the first quarter. The AMO earnings news sent its stock soaring in extended trading ....

Biggest Permian Producer Reports Mixed Results, Keeps Capex Steady

Concho Resources reported mixed results late Tuesday after Continental Resources beat estimates to kick off a week of shale oil company earnings ....

Page 2 of 5 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 83 of 141

Subject: Stock Futures Surge On Big Apple Rally Date: Wednesday, May 1, 2019 at 8:42:33 AM Eastern Daylight Time From: IBD Market Prep To:

INVESTOR'S BUSINESS DAILY'

Market Prep AM I 5/1

Apple and CVS Health pulled stock futures higher Wednesday as the Nasdaq looked for a rebound and markets awaited a Federal Reserve announcement.

American Depositary Receipt (ADR) Settlement

You may be entitled to proceeds from a $9 .5 million class action settlement if you invested in certain ADRs.

Taco Bell Parent Edges Past Earnings, Sales Views

Yum Brands earnings and sales slightly beat 01 views, though same-store sales were mixed for the parent of KFC, Taco Bell and Pizza Hut. ...

CDW Earnings Trounce Estimates, Jump 18% In First Quarter

Tech products reseller and service provider CDW crushed analyst estimates for sales and earnings in the first quarter. CDW earnings reports are seen as bellwethers for the IT industry....

Page 1 of 3 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 84 of 141

American Depositary Receipt (ADR) Settlement You may be entitled to proceeds from a $9 .5 million class action settlement if you invested in certain ADRs.

Promoted Content By HF MEDIA, LLC

IPO Bases Are Unusual But Can Result In Rich Gains

There are opportunities in IPOs, if you can spot the correct chart characteristics ....

Air Force F-35 Marks Combat Baptism On These Targets Overseas

The U.S. Air Force's version of the Lockheed Martin F-35 conducted its first combat strikes Tuesday, a year after Israel became the first country to use the stealth jet in battle ....

Page 2 of 3 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 85 of 141

Subject: Stocks Close Down After Fed Dashes Hopes For More Easing Date: Wednesday, May 1, 2019 at 5:51:45 PM Eastern Daylight Time From: IBD Market Prep To:

INVESTOR'S BUSINESS DAILY"

Market Prep PM I 5/1

The Fed reversed an unintended 5-basis-point hike of its key interest rate but Chairman Jerome Powell hinted Wednesday that a rate cut won't be coming this year.

American Depositary Receipt (ADR) Settlement

You may be entitled to proceeds from a $9 .5 million class action settlement if you invested in certain AORs.

Beyond Meat IPO Prices At High End Of Upgraded Forecast

The Beyond Meat IPO raised about $241 million in proceeds after pricing shares r1t $25 apiece, hitting the high end of recently raised guidance ....

Warren Buffett Is About To Drop More Investing Wisdom On Us

Berkshire Hathaway holds its annual meeting this weekend as the investing world eagerly anticipates what CEO Warren Buffett will say this year....

Page 1 of 4 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 86 of 141

American Depositary Receipt (ADR) Settlement You may million class action settlement if invested in ADRs. Promoted Content By HF MEDIA, LLC

The Big Picture: Top Stocks Hold Up Despite Late Selling ($)

Top stocks held up relatively well Wednesday even as the Nasdaq reversed lower in higher volume, marking its second straight distribution day....

Disney's Hulu Taps These Celebs For Expanded Original Programming

Disney-owned Hulu announced major subscriber gains and a beefed up slate of original programming, including an expanded partnership with Marvel. ...

This $1 Billion Pot Deal May Be The Biggest In U.S. Market

U.S. pot retailer Curaleaf agreed to buy Portland, Ore.-based cannabis-oil and CBD maker Select in an all-stock deal valued at $948.8 million ....

Stocks That Broke Out Of Buy Range Lead Investing Action Plan

Acacia Communications, Arista Networks, Fortinet, Planet Fitness, Tableau, Yeti and Zoetis are top stocks with earnings due Thursday ....

Page 2 of 4 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 87 of 141

Subject: Stock Futures Turn Lower Date: Thursday, May 2, 2019 at 9:10:34 AM Eastern Daylight Time From: IBD Market Prep To:

INVESTOR'S BUSINESS DAILY''

Market Prep AM I 5/2

Stock futures signaled losses after Wednesday's negative reversal. Tesla, Under Armour, Zynga rallied early.

American Depositary Receipt (ADR) Settlement

You may be entitled to proceeds from a $9.5 million class action settlement if you invested in certain ADRs.

Hot IPO Reverses Lower Despite Easily Beating Q1 Earnings Views

Yeti earnings came in 8 cents a share, beating Q1 views for the maker of upscale coolers, drinkware and outdoor gear. Yeti stock, a 2018 IPO, fell sharply after initially jumping ....

Under Armour Set To Break Out On Strong Earnings

Under Armour earnings came in at 5 cents a share, defying forecasts fOI" a break-even 01, Shares of tho athletic apparel maker jumped early Thursday, set to c:l,rnr ;:i h11y rmint

Page 1 of 4 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 88 of 141

American Depositary Receipt (ADR) Settlement You may be entitled to orc,ceieas from a million class action settlement if you in ADRs.

Promoted Content By HF MEDIA, LLC

Warren Buffett Is About To Drop More Investing Wisdom On Us

Berkshire Hathaway holds its annual meeting this weekend as the investing world eagerly anticipates what CEO Warren Buffett will say this year ....

Biotechs Are Chasing $50 Billion By Targeting The 'Dogma Of Biology'

Some biotech stocks are working on gene silencing using RNA therapy, which includes RNA interference, and could lead to a $50 billion market....

16 New Stocks Added To IBD Watch Lists

See which stocks have just been added to - or removed from - IBD's stock lists, including the IBD 50, Sector Leaders, IBD Big Cap 20 and IPO Leaders ....

Is This Fast-Growing Cloud Software Leader Ready To Break Out?

Salesforce stock has just been added to IBD's Sector Leaders list. It's also near a new high. Is the stock ready to rocket into the buy zone and a new high? ...

Page 2 of 4 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 89 of 141

Subject: These Eight Top Stocks Are Moving On Earnings Date: Thursday, May 2, 2019 at 6:51:16 PM Eastern Daylight Time From: IBD Market Prep To:

INVESTOR'S BUSINESS DAILY" Market Prep PM I 5/2

Dow Jones futures: The current stock market rally faltered again. Acacia, Arista Networks, Shake Shack, Planet Fitness, Mercadolibre and Fortinet were earnings movers late.

American Depositary Receipt (ADR) Settlement

You may be entitled to proceeds from a $9 .5 million class action settlement if you invested in certain ADRs.

The Big Picture: Stock Market Shows This Subtle Improvement ($)

Beyond Meat, a company that makes plant-based products that look and taste like ground beef and sausage, took off Thursday in its trading debut....

Facebook Has A New Buy Point, But Is The Stock A Buy?

Facebook stock had a huge run, but sold off in late 2018. It's back on the upswing. But is FB stock a buy? Here's what Facebook earnings and chart say ....

Page 1 of 5 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 90 of 141

American Depositary Receipt (ADR) Settlement You may be entitled to proceeds from a $9.S million class action settlement if you invested in certain ADRs,

Promoted Content By HF MEDIA, LLC

O'Neil Portfolio Manager: Google Debut A 'Perfect' Template To Buy

The IPO for Google stock in 2004 provides the perfect blueprint for properly handling IPO trades ....

Optical Device Maker's Guidance Disappoints; Stock Falls

Acacia Communications first-quarter earnings and revenue beat analyst estimates, while company guidance only met Wall Street targets. Acacia stock fell on the news in late Thursday trades ....

Arista Earnings Report, Weak Revenue Guidance Send Stock Plunging

Arista Networks first-quarter earnings topped views, but June-quarter revenue guidance widely missed Wall Street targets, the company said. Shares plunged on the Arista earnings news ....

This Signals The Global Economic Recovery Is Faltering

A China trade deal could be near, but the stock market hasn't moved past its Fed disappointment. Meanwhile, falling copper prices cast doubt on the global economy....

Page 2 of 5 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 91 of 141

Subject: Blowout Jobs Report: Unemployment At SO-Year Low Date: Friday, May 3, 2019 at 8:59:51 AM Eastern Daylight Time From: IBD Market Prep To:

INVESTOR'S BUSINESS DAILY"

Market Prep AM I 5/3

Universal Display, Monster Beverage and Mercadolibre spiked, hauling stock futures higher Friday as the stock market waited on April payrolls data.

American Depositary Receipt {ADR) Settlement

You may be entitled to proceeds from a $9 .5 million class action settlement if you invested in certain ADRs.

Blowout Jobs Report: 263,000 New Jobs, 3.6% Unemployment

The U.S. economy added 263,000 jobs in April as the unemployment rate fell to 3.6%, a half-century low, the Labor Department reported on Friday. Dow Jones futures and Treasury yields moved higher a ......

Buffett To Meet Investors As Berkshire Buys This Big Tech Stock

Berkshire Hathaway holds its annual meeting this weekend as the investing world eagerly anticipates what CEO Warren Buffett will say this year....

Page 1 of 4 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 92 of 141

American Depositary Receipt (ADR) Settlement

You may be nn't-.'!"lt::>rl to

million class action tn1-ri.c,.v.,:,:n-i- if you invested in certain ADRs,

Promoted Content By HF MEDIA, LLC

Sinclair Said To Buy Fox Sports Networks From Disney

Sinclair Broadcasting reportedly will buy the regional Fox sports networks from Disney for over $10 billion, with the local-TV giant making a big sports push ....

After 3 Blowout Earnings Reports, This FANG Stock Has A New Buy Point

Facebook stock had a huge run, but sold off in late 2018. It's back on the upswing. But is FB stock a buy? Here's what Facebook earnings and chart say ....

A Dozen New Stocks Make The Leap Into IBD Watch Lists

See which stocks have just been added to - or removed from - IBD's stock lists, including the IBD 50, Sector Leaders, IBD Big Cap 20 and IPO Leaders ....

Trading ETFs Gives Investors Ways To Tap Market, Sector Rallies

ETFs should not be treated exactly like individual stocks. Yet, like stocks, they can be bought at breakouts and secondary buy areas, and sold using sell signals used for regular stocks ....

Page 2 of 4 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 93 of 141

Subject: Is This A Major New Bull Market? Date: Friday, May 3, 2019 at 5:40:33 PM Eastern Daylight Time From: IBD Market Prep To:

INVESTOR'S BUSINESS DAILY"

Market Prep PM I 5/3

Small caps and the Nasdaq led the stock market Friday, though volume on both major exchanges fell. The Nasdaq rushed ahead 1.6% and made a new closing high, while the S&P 500 and the Dow...

American Depositary Receipt (ADR) Settlement

You may be entitled to proceeds from a $9.5 million class action settlement if you invested in certain ADRs.

Why A Major Bull Market May Be Just Beginning

As stocks hit record highs, at least one money manager thinks the stock market outlool, is better than Wall Street says. Here's why he argues we're actually in a new bull mc1rket....

Page 1 of 4 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 94 of 141

Lyft, Disney, Top China Internet Stocks To Report: Action Plan

Earnings reports for 01 will start to slow down, but some big names are due, including recent IPO Lyft and highflying Disney ....

American Depositary Receipt (ADR) Settlement You may be entitled to proceeds from a $9 .5 million class action settlement if you invested in certain ADRs.

Promoted Content By HF MEDIA, LLC

See Which 10 Stocks Just Got $1 Billion-Plus Investments From Top Funds

The best mutual funds just invested a total of more than $1 billion each in Facebook, Amazon, Netflix, Microsoft, Alibaba and five other leading stocks ....

IBD Stock Of The Day Has Triple-Digit Growth As DOCU $56.46 •D!.t-:«ii.••11'•.t~<• I' , It Nears A Buy Point ;,-'\JJ/i Here's a look at DocuSign stock just over a year since its initial public offering :Llb,..,,i;~ii,J...: _ as analysts size up the company's competition with Adobe Systems in digitizing contract paperwork ....

Mimecast Takes Aim Against Cyber Attacks Via E-Mail Monitoring

Mimecast was founded on the belief that businesses need more help protecting their emails and the treasure trove of sensitive data they hold from hackers and criminals with malicious intent....

Page 2 of 4 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 95 of 141

From: IBD Market Prep Sent: Sunday, May OS, 2019 3:33 PM To:

Subject: Futures Dive On Surprise Trump Tariff Threat

INVESTOR'S BUSINESSDAILY' ······

Market Prep PM I 5/5

Page 1 of 7 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 96 of 141

Dow Futures Dive On Trump Tariff Threat Vs .. Chiina

ED CARSON I May 05, 2019 6:29 PM ET

Dow Jones futures: President TrumQ threatened higher China tariffs due to slow China trade talks. That could be bad for the stock market, and Dow Jones giants AQQle, Boeing, CaterQillar.

American Depositary Receipt (ADR) Settlement

You may be entitled to proceeds from a $9 .5 million class action settlement if you invested in certain ADRs.

Why A Major Bull Market May Be Just Beginning

As stocks hit record highs, at least one money: manager thinks the stock market outlook is better than Wall Street say:s. Here's why: he argues we're actually: in a new bull market....

Page 2 of 7 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 97 of 141

These Are 5 Big-CaP- Tech Stocks To Watch

Your toQ stocks to watch are tech stocks with comQelling charts: Amazon, Facebook,Em'Pal, eBaY. and Cisco SY.stems. Which are near buy_$?=

American Depositary Receipt (ADR) Settlement You may be entitled to proceeds from a $9 .5 -minion elass·ac:t"forrsettfement1f you··rnvestecr in certain ADRs. Promoted Content By HF MEDIA, LLC

18 New Stocks Make The Grade In Big Day For IBD's Premier Watch Lists

IBD's toQ.:Qerforming stock lists have iust been !JQdated. See which stocks got added - and which got cut... .

.Lyft, Disney, Tog China Internet Stocks To Regort: Action Plan .(i).

Earning.§..@Qorts for 01 will start to slow down, bu! some big names are due, including recent IPO Ly.f1 and highflY.ing Disney-=-'-

Page 3 of 7 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 98 of 141

Exhibit E Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 99 of 141

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COURT IHJTHORIZED NOTICE

AMERICAN DEPOSITARY RECEIPT SHTU: ~,11ENT You may be entitled to proceeds from a $9 .5 million class action settlement if you have in any of these AD Rs: ..• ··' TECH SAVE AND INVEST Padd Pa5t f i)!' JET SET Apple could eventually top $300 Here's what to do if you screwed up Private aviation that can add value billion in annual sales from health on your taxes for time-strapped executives care: Morgan Stanley

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COURT At.!TNORIZED HDTICE

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Parenting Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 107 of 141

Exhibit F Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 108 of 141

..... Class Action Notice ,..,. Sponsored · 0

Yau may be entitled ta proceeds from a class action settlement if you have invested in any of u,ese ADRs: Banco Santander SA, Chunghwa

TelecomCo.r Ltd, CNOOC ltd.1 ENEL SpA, Guangshen Railway1 Nippon

Telegraph & Telephone Corp., Novartis A.G. 1 Novo Nordisk A/Sr Prudential

PLC, Rio Tinto PLC, Sanof1 1 Vale S.A. 1 Vale S.A. - Pref, Volkswagen AG - Pre, See website tor full list of AD Rs

WWW.ADRFXSETTLEMENT.COM $9.5 Million ADR FX Settlement Court Authorized Notice

CJ Comrnent Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 109 of 141

~ Class Action Notice "1111' Sponsored ,0 You may be entitled to proceeds from a class action settlement if you have invested in any of these ADRs: Banco Santander SA, Chunghwa

Teiecomco.1 Ltd, CNOOC Ud.1 ENEL SpA, Guangshen Railway, Nippon

Telegraph & Telephone Corp., Novartis A,G., Novo Nordisk A/S1 Prudential

PLC 1 Rio Tinto PLC, Sanofi 1 Vale S.A. 1 Vale S.A. - Pref, Volkswagen AG - Pn3, See website for full list of ADRs

WWW.ADRFXSETTLEMENT.COM $9.5 Million ADR FX Settlement Court Authorized Notice Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 110 of 141

A. Class Action Notice 1W' sponsored ...

Learn More Q () V QQV You may be entitled to pracoods lrom a $,L5 million You may be entitled to proceeds from a $S.5 milfion cla;;s action settlorncnt ll you have invested in :.rny c),E;s action sottlornont ff you have invested in any of those AD Rs: Banco Santander SA, . of those ADRs: Banco SBntander SA, Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 111 of 141

Class Action Notice 999 followers Promoted You- may be entitled to proceeds from a class action settlement if you have invested in any of these ADRs: Banco Santander SA, Chunghwa TelecomCo., Ltd, CNOOC Ltd., ENEL SpA, Guangshen Railway, Nippon Telegraph ... see more!

$9.5 Million ADR FX Settlement

adrfxsettlement.com Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 112 of 141

Exhibit G Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 113 of 141

If you are or were a holder of or OTHERWISE claim entitlement to a payment in connection with CERTAIN SECURITIES For which jpmorgan chase bank, n.a. ("JPM") served as depositary, your rights may be affected. I English I PR Newswire ID: 2421301-1 Clear Time Apr 04, 2019 9:17 AM ET

Pickup Where did my release get picked up? 129 77,307,072 total pickup total potential audience

Traffic What traffic did my release generate? 734 2,398 release views web crawler hits

Audience Who are the audiences viewing my release?

; no-; 56 41 589 r,vu I media views organization views targeted influencers Associated Press outlets

Engagement How are people engaging with my release?

205 total engagement actions

1 204 shares click-throughs Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 114 of 141

Industry Benchmarks On a scale of 1 - 100, how this release performed compared to other similar releases.

42 total visibility

41 74 12 pickup traffic audience

100 engagement Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 115 of 141

Pickup

Overview

TOTAL PICKUP 129 TOTAL POTENTIAL AUDIENCE 77M

Exact Match 129 postings Exact Match 77M visitors

Total Pickup Over Time Total pickup since your content was distributed 150

125

100 C ::; 0 0

25

0 2019-04-04 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 116 of 141

Total Pickup by Source Type Total Pickup by Industry

Broadcast Media (50/38.8%) II Media & Information (101 /78.3%) B Newspaper (36/27.9%) B Financial (23/17 .8%) Online News Sites & Other Influencers (26/20.2%) Retail & Consumer (2/1.6%) Financial News Service (917.0%) Business Services (1 /0.8%) B Blog-Parental Influencers (2/1.6%) B Multicultural & Demographic (110.8%) Other (6/4.7%) Other (1 /0.8%)

Exact Match Pickup Exact matches are full text postings of your content which we have found in the online and social media that we monitor. Understand how it is calculated. Your release has generated 129 exact matches with a total potential audience of 77,307,072.

Logo Outlet Name Location Source Type Industry

MarketWatch United Financial News Service Financial Online l;J View Release States

Morningstar Global Financial Data, Research Financial 9,442,294 Online l;J View Release & Analytics visitors/day

TheStreet.com United Trade Publications Financial 9,377,816 Online l;J View Release States visitors/day

PR Newswire United PR Newswire Media & 9,372,666 mN~wsw1re Online l;J View Release States Information visitors/day

finanzen.net Germany Financial News Service Financial 6,189,084 Online l;J View Release visitors/day Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 117 of 141

WFMZ-TV IND-69 [Allentown, PA] United Broadcast Media Media & 2,098,364 Online O View Release States Information visitors/day

KOTV-TV CBS-6 [Tulsa, OK] United Broadcast Media Media & 2,056,942 Online O View Release States Information visitors/day

Spoke United News & Information Business Services 1,894,937 Online 0 View Release States Service visitors/day

Yahoo! Finance Global Online News Sites & Media & 1,834,222 1Ar00/ Online O View Release Other Influencers Information visitors/day IIM!,(£

Daily Herald [Chicago, IL] United Newspaper Media & Online O View Release Stateo Information

Buffalo News [Bullalo, NY] 1 lnitPd Nowopapcr Media & Online U View Release States Information

Benzinga United Online News Sites & Financial 1,537,078 Online 0 View Release States Other Influencers visitors/day

KFMB-TV CBS-8 [San Diego, CA] United Broadcast Media Media & 1,513,299 Online O View Release States Information visitors/day

ADVFN Germany Germany Financial News Service Financial 1,136,694 !~ Online O View Release visitors/day

WBBH-TV NBC-2 [Fort Myers, FL] United Broadcast Media Media & Online O View Release States Information visitors/day

United Broadcast Media Media & States Information visitors/day

United B1uadcast Media Media & States Information

Germany Online News Siles & Financial 725,861 Other Influencers visitors/day

Minyanville United Online News Sites & Financial Online O View Release States Other lnfh1An~pr5 Visitors/day

WBOC-TV CBS-16 [Salisbury, MD] United Broadcast Media Media & Online O View Release States Information visitors/day Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 118 of 141

One News Page Global Edition Global Online News Sites & Media & 433,131 Oni!11l1i Online I:;! View Release Other Influencers Information visitors/day

WRCB-TV NBC-3 [Chattanooga, TN] United Broadcast Media Media & 430,946 Online I:;! View Release States Information visitors/day

WVIR-TV NBC-29 [Charlottesville, VA] United Broadcast Media Media & 316,720 Online I:;! View Release States Information visitors/day

KITV-TV ABC [Honolulu, HI] United Broadcast Media Media & 315,842 Online I:;! View Release States Information visitors/day

Business Insider: Markets Insider United Online News Sites & Financial Online I:;! View Release States Other Influencers

NewsBlaze United Online News Sites & Media & NewtBlaze Online I:;! View Release States Other Influencers Information visitors/day

.;,;.\ WZVN-TV ABC-7 [Fort Myers, FL] United Broadcast Media Media & 183,723 ,,, Online I:;! View Release States Information visitors/day

myMotherlode.com [Sonora, CA] United Newspaper Media & Online I:;! View Release States Information

KTVN-TV CBS-2 [Reno, NV] United Broadcast Media Media & Online I:;! View Release States Information wfmj,tcom WFMJ-TV NBC-21 [Youngstown, OH] United Broadcast Media Media & Online I:;! View Release States Information

WRAL-TV CBS-5 [Raleigh, NC] United Broadcast Media Media & Online I:;! View Release States Information

Townhall Finance United Financial News Service Media & 156,085 Online I:;! View Release States Information visitors/day

Tamar Securities United Online News Sites & Financial 156,085 Online I:;! View Release States Other Influencers visitors/day

Star Tribune [Minneapolis, MN] United Newspaper Media & 156,085 Online I:;! View Release States Information visitors/day

FinancialContent - PR Newswire United Financial News Service Media & 156,085 Online I:;! View Release States Information visitors/day Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 119 of 141

\@@jt@@ IBTimes United Newspaper Media & 156,085 Online O View Release States Information visitors/day

rrrtauorn Rockford Register Star (Rockford, IL] United Newspaper Media & 156,085 Online O View Release States Information visitors/day

Gm~t American Financial Resources United News & Information Financial 156,085 Online O View Release States Service visitors/day

Franklin Credit Management United Online News Sites & Financial 156,085 Online O View Release States Other Influencers visitors/day

Value lnvsEting Ncw3 United Financial News Service Financial 156,085 Online O View Release States visitoro/day

Dow Theory Letters United Banking & Financial Financial 156,085 Online O View Release States Institutions visitors/day

Daily Penny Alerts United Online News Sites & Financial 156,085 Online O View Release States Other Influencers visitors/day

KVOR 740-AM (Colorado Springs, CO] United Broadcast Media 156,085 Online O View Release States visitors/day

KARN 1 02.9-FM (Little Rock, AR] United Broadcast Media 156,085 Online O View Release States Information visitors/day

Benefit Plans Administrative Services United Online News Sites & 156,085 Online O View Release States Other Influencers visitors/day

Boston Herald [Boston, MAJ \ United Newspaper 156,085 Online O View Release States Information visitors/day

Ascensus United Online News Sites & Financial 156,085 OnlineO View Release States Other Influencers visitors/day

1st Discount Brokerage United Financial News Service Financial 1ciR,085 Online Q View nelease States vi8itorn/day

WSIL-TV ABC-3 [Carterville, IL] United Broadcast Media Media & 151,713 Online O View Release States Information visitors/d~y Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 120 of 141

WLNE-TV ABC-6 [Providence, RI] United Broadcast Media Media & 151,699 Online c;I View Release States Information visitors/day

KLKN-TV ABC-8 [Lincoln, NE] United Broadcast Media Media & 150,562 Online c;I View Release States Information visitors/day

KEYC-TV CBS-12 / FOX-12 [Mankato, MN] United Broadcast Media Media & 150,149 Online c;I View Release States Information visitors/day

WICU-TV NBC-12 / WSEE-TV CBS-35 United Broadcast Media Media & 146,051 [Erie, PA] States Information visitors/day Online c;I View Release

The Chronicle Journal [Thunder Bay, ON] Canada Newspaper Media & 132,751 Online c;I View Release Information visitors/day

Ticker Technologies Financial News Service Financial 95,258 Online c;I View Release visitors/day

RFD-TV [Nashville, TN] Broadcast Media Media & 75,301 Online c;I View Release Information visitors/day

WENY-TV [Horseheads, NY] Broadcast Media Media & 58,862 Online c;I View Release Information visitors/day

KUAM-TV NBC-8 / CBS-11 [Hagatna, Broadcast Media Media & 56,423 Guam] Information visitors/day Online c;I View Release

My Silly Little Gang Blog-Parental Influencers Retail & 52,674 Online c;I View Release Consumer visitors/day

WICZ-TV FOX-40 [Binghamton, NY] United Broadcast Media Media & 45,701 Online c;I View Release States Information visitors/day

KASA-TV Telemundo-2 [Albuquerque, NM] United Broadcast Media Media & 39,087 Online c;I View Release States Information visitors/day !u!YMJ )IJ!,1

' Daily Times Leader [West Point, MS] United Newspaper Media & 36,386 Online c;I View Release States Information visitors/day

The Pilot News [Plymouth, IN] United Newspaper Media & 34,197 Online c;I View Release States Information visitors/day

Starkville Daily News [Starkville, MS] United Newspaper Media & 32,336 Online c;I View Release States Information visitors/day Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 121 of 141

KFMB 760-AM [San Diego, CA] United Broadcast Media Media & 27,267 ~ Online O View Release States Information visitors/day

700,;wJ

Suncoast News Network [Sarasota, FL] United Broadcast Media Media & 26,660 Online O ViP.w Release States Information visitors/day

KFMB-TV CW [San Diego, CA] United Broadcast Media 18,008 Online O View Release States visitors/day

Mlll)ILUlil)] The Saline Courier [Benton, AR] United Newspaper 15,041 OnlinA O View Release State::. visitors/day

Decatur D;iily flAmnr.mt [necatur, IN] United Newsµdµe, Media & 13,983 Online O View Release States Information visitors/day

~,wm,\i,;£i/n)nu The Observer News Enterprise [Newton, United Newspaper Media & 13,763 NC] States Information visitors/day irdr,'l\rot,;illi@ Online O View Release

Axcess News United Online News Sites & Media & 13,491 Online O View Release States Other Influencers Information visitors/day

The Punxsutawney Spirit [Punxsutawney, United Newspaper Media & PA] States Information visitors/day Online O View Release

Manunotli Tul1ei Mammoth Times [Mammoth Lakes, CA] United Media & Online O View Release States Information visitors/day

Inyo Register [Bishop, CA] United Online O View Release States visitors/day fAlK KFAQ-AM 1170 [Tulsa, OK] United Broadcast Media mo Online O View Release States visitors/day RADIO

)[li\~x /mi k.H@n MalvP.rn flaily Record [Malvern, /\R] United Newspaper Online O View Release States visitors/day

Borger News Herald [Borper, TX] llnitP.d Newspaper OnlinA i;;;:i ViRw Relea~e Gtates visitors/day ~~!~Hu~( ;::1'.J;}~<;l-:,-i;f.!!:.\<,,< lli!lt'.·i " Ridgway Record [Ridgway, PA] United Newspaper 11,964 lllll~ Online O View Release States visitors/day Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 122 of 141

ProfitQuotes United Financial News Se1Vice Financial 10,356 Online O View Release States visitors/day

100.7-FM The Score [Lubbock, TX] United Broadcast Media Media & 10,156 Online O View Release States Information visitors/day

KTTU-FM 97.3 Double T [Lubbock, TX] United Broadcast Media Media & 9,802 visitors/day Online O View Release States Information

Our Good Life Blog-Parental Influencers Retail & 9,51 O visitors/day Online O View Release Consumer

The Evening Leader [St. Marys, OH] Newspaper Media & 9,060 visitors/day Online O View Release States Information

Poteau Daily News [Poteau, OK] Newspaper Media & 8,430 visitors/day Online O View Release Information

Ask.com United Online News Sites & Media & 8,120 visitors/day I OnlineO View Release States Other Influencers Information

KOCW-TV CW-12/19 [Tulsa, OK] United Broadcast Media Media & 7,815 visitors/day Online O View Release States Information

Telemundo Lubbock [Lubbock, TX] United Broadcast Media Media & 6,981 visitors/day T Online O View Release States Information liil

KXTQ-FM 106.5 Magic [Lubbock, TX] United Broadcast Media Media & 6,565 visitors/day Online O View Release States Information

Latin Business Today United Online News Sites & Multicultural & 6,493 visilor~/uay Online O View Release States Other Influencers Demographic

KJTV-TV FOX-34 [Lubbock, TX] United Broadcast Media Media & 6,31 O visitors/day Online O View Release States Information

WBOC-TV FOX-21 [Salisbury, MD] United Broadcast Media Media & 6,182 visitors/day Online O View Release States Information

KLCW-TV Lubbock CW [Lubbock, TX] United Broadcast Media Media & 5,892 visitors/day Online O View Release States Information

Sweetwater Reporter [Sweetwater, TX] United Newspaper Media & 5,097 visitors/day Online O View Release States Information Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 123 of 141

KVOO-FM 98.5 [Tulsa, OK] United Broadcast Media Media & 4,388 visitors/day Online !;J View Release States Information

Warren and Hunterdon Counties CityRoom United Online News Sites & Media & 3,768 visitors/day [Warren County, NJ] States Other Influencers Information Online !;J View Release

El Paso CityRoom [El Paso, TX] United Online News Sites & Media & 3,768 visitors/day Online !;J View Release States Other Influencers Information

Valley City Times-Record [Valley City, ND] Newspaper Media & 3,320 visitors/day Online !;J View Release Information

ThA Mnrning News [Blackfoot, ID] l\l~w.µapar Media & 2,703 visitors/day Online !;J View Release Information

WBCB-TV CW-21 (Youngstown, OH) Broadcast Media Media & 2,652 visitors/day Online !;J View Release Information

KLZK-FM 107.7 YES FM [Lubbock, TX] United Broadcast Media Media & 2,476 visitors/day Online !;J View Release States Information

The Antlers American [Antlers, OK] United Newspaper Media & 2,353 visitors/day Online !;J View Release States Information

Fat Pitch Financials United Online News Sites & Financial 2,251 visitors/day Online O View Release States Other infiuencers

The Kane Republican [Kane, PA] United Newspaper Media & 2,177 visitors/day Online !;J View Release States Information

KMYL-TV MyLubbock-TV [Lubbock, TX] United Broadcast Media Media & 1,781 visitors/day a Online !;J View Release States Information :iocK,w

; Oldies 97.7 FM [Lubbock, TX] United Broadens! Media Media & 1,716 visitors/day Online !;J View nelease States Information

KLBB-FM 93.7 The Eagle [Lubbock, TX] United Broadcast Media Media & 1,680 visitors/day } Online !;J View Release States Information ~;;,~,.; '~.. ·'~>)•

Minster Community Post [Minster, OH] United Newspaper Media & 1,592 visitors/day Online !;J View Release States Information

Wapakoneta Daily News [Wapakoneta, United Newspaper Media & 1,097 visitors/day OH] States Information Online !;J View Release Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 124 of 141

Manhattanweek United Online News Sites & Media & 931 visitors/day Online O View Release States other Influencers Information

The Deer Park Tribune [Deer Park, WA] United Newspaper Media & 895 visitors/day !AwP'd!KTtil!!Jn1t Online O View Release States Information

Stock Tips Guru United Online News Sites & Financial 758 visitors/day Online O View Release Kingdom other Influencers

The Post and Mail [Columbia City, IN] United Newspaper Media & 626 visitors/day Online O View Release States Information

NmsOK Oklahoman [Oklahoma City, OK] United Newspaper Media & 227 visitors/day '».·•'.·'" Online O View Release States Information fitt~lilll ~-mu~· Pittsburgh Post-Gazette [Pittsburgh, PA] United Newspaper Media & 193 visitors/day ~:f~rn Online O View Release States Information

Marketplace United Broadcast Media Media & 69 visitors/day Online O View Release States Information i

lnvertirUSA United Online News Sites & Media & Online O View Release States Other Influencers Information

1 stCounsel United Online News Sites & Policy & Public Online O View Release States other Influencers Interest

One News Page Unites States Edition Online News Sites & Media & on, \1/Maii\i Online O View Release Other Influencers Information

996.9-FM The Bull [Lubbock, TX] Media & Online O View Release States Information

KHTT-FM 1 06.9 [Tulsa, OK] United Broadcast Media Media & Online O View Release States Information

KJUN-TV / KFOL-TV HTV1 O [Houma, LA] United Broadcast Media Media & Online O View Release States Information

Dateline Carolina United Online News Sites & Media & Online O View Release States Other Influencers Information

KXBL-FM 99.5 [Tulsa, OK] United Broadcast Media Media & Online O View Release States Information Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 125 of 141

KBEZ-FM 92.9 [Tulsa, OK] United Broadcast Media Media & Online c;J View Release States Information

IBTN9 US Global Online News Sites & Media & Online c;l View Release Other Influencers Information 1mt,. _t;,i

Winslow, Evans & Crocker United Online News Sites & Financial ; ..11);:-);/;l( Online c;J View Release States Other Influencers

AZCentral.com [Phoenix, AZ] United Newspaper Media & Online c;J View Release States Information

,, The Daily Press [St. Marys, PA] United Newspaper Media & Online c;J View Release States Information

Big Spring Herald [Big Spring, TX] United Newspaper Media & Online c;J View Release States Information Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 126 of 141

Traffic

Overview Total Release Views & Web Crawler Hits 3.1 K

_R_E_L-EA_s_E_v_1_Ew_s _____7_3_4 ..,J ,.__M_u_L_T_1M_E_o_1A_v_1_Ew_s_&____ o _, { WEB CRAWLER HITS 2.4K l_ . _ ENGAGEMENT . Media Views 56 views

Public Views 678 views Partner Sites 193 views PR Newswire Channels 485 views

Release Views Release Views Over Time

10000

1000

(/) s (\) > (\) (/) (\j ~) © 10 8 0:: 222

() l llliiii

Media Views on PR Newswire for Journalists Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 127 of 141

Top 1O Outlets

Chingari (i)

First News l..ive ,.,

Daily News (1)

MMP, USA (1)

Great Lakes Ba.,,

NewsRx (1)

The Page (1) 1

Healtheventz (1) '

Nicole Revels -J __

Deccan Herald (1)

n

Views

Views on Partner Sites Top 1O Sites

WBBH-TV NBC-,.. 107

Morningstar {23) 23

,\DVFN (18)

Not Available (6)

Ticker Technolo,,. 4

TheStreet.corn (3) 3

Investors Hub (3) 3

ADVFN German., 3

WBOC-TV CBS-,, 2

The Post and fvl,,, 2

0 50 100 150

Views

Traffic to PR Newswire Properties

Type of Views Views

Type Views

Total Views on PR Newswire Properties 485 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 128 of 141

Type Views

Desktop Views 253

Mobile/Tablet Views 232

Total Views on PR Newswire Properties 485

Desktop Views g MobilefTablet Views

External Traffic Sources Understand how viewers found your release. 1 Source Type Instances

Direct 103

Search Engine 311

Search Engine 30

Search Engine 15

Search Engine 5

Search Engine 3 Direct g Search Engine Twitter Social Media 3 Social Media PR Newswire Properties prnewswire.com PR Newswire Properties 8 Other Sites

search.myway.com Other Sites 2

search.xfinity.com Other Sites

hawaiiantel.net Other Sites

centurylink.net Other Sites

start.alt.net Other Sites

owler.com Other Sites

Total 485 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 129 of 141

Search Engine Keywords The search terms that visitors to your release use to find it. Note that Google increasingly does not make this data available.

Google keywords not available: 309

Search Engine Search Term Instances

Google jpmorgan adr Ix settlement.com. 2

Bing Not Available 7

1 :15-cv-09188-vec (s.d.n.y.)

class action 1:15-cv-09188-vec jpmorgan adr fx settlement. ... 111 :15-cv-09188-vec (s.d.n.y.) inlo@jpmorg anad rixsettlen re,, I.com class action 1 :15-cv-09188-vec [email protected] ... jµr, rtJ1ya11adrrxsettlernent.co m 2 jpmorganadrfxsettlement.com www.jpmorganadflxsettlement.com The rest

www.jpmorganadrfxsettlement.com

wwwjpmorganadrfxsettlement.com

AOL Not Available 3

Total 20 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 130 of 141

Audience

Overview

VIEWS FROM IDENTIFIED AUDIENCES AP & INFLUENCER LIST RECIPIENTS 97 1.7K

Media Views 56 Wire Distribution / AP Outlets 1.1K

Organization Views 41 Targeted Influencers 589

Audience Summary Media Demographics A break down of the industries covered, the media types and the locations of the journalists & bloggers accessing your release on PR Newswire for Journalists.

Top Industries Top Media Types Top Countries 25 25

20 20

lb 15

10 10

,, ,) 5

0 0

United States 11111 India Canada Argentina • Japan • The rest

Geo-segmentation Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 131 of 141 See where views of your release originated. Select a region: World View

Views by country >0 1 - 10 10-30

Views by state

>0 1 - 10 10-30 30 - i 00 100 - 300 • 300 -1 000 > 1 000 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 132 of 141

Views by province

>0 1 - 10 10 - 30 • 30-100 • 100-300 • 300-1 000 II> 1 000

Views by country

>0 1 -10 10 - 30 30-100 100 - 300 • 300-1 000 II> 1 000 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 133 of 141

Views by country

>0 1 - 10 10 - 80 30 - 100 Ill 100-300 Ill 300 ·· 1 ooo Ill> 1 ooo

Audience Details Media Views See the details of each media outlet from PR Newswire for Journalists that viewed your release.

Views Source Type Country V

Newspaper India

Freelance/Writer

Daily News other

MMP, USA Auto, Broadcast, Consumer Products, Energy, Television Entertainment, Environment, Features, Financial Services, General Business, Healthcare, Heavy Industry, Media, Other, Public Issues, Sports, Technology, Transportation, Travel

Great Lakes Banker Financial Services Trade Periodicals United States

NewsRx Auto, Broadcast, Consumer Products, Energy, Web/On-Line Service United Entertainment, Environm,rnt, Features, Financial States Services, General Business, Healthcare, Heavy Industry, Media, Other, Public Issues, Sports, Technology, Transportation, Travel

The Page General Business Newspaper India

Healtheventz Broadcast, Environment, Healthcare Blogger, Consumer Periodicals, India Freelance/Writer, Newspaper, Other, Radio, Television, Trade Periodicals, Web/On-Line Service, Wire Service

Total num 56 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 134 of 141

Nicole Revels - Journalist Public Issues Freelance/Writer United States

Deccan Herald Features, Financial Services, General Business, Newspaper India Technology

prnewswire Auto Other United States

Polish N Glitter Consumer Products, Healthcare Blogger India

Way2Online Transportation Freelance/Writer India

Word Geek Media Auto, Broadcast, Consumer Products, Energy, Freelance/Writer United Entertainment, Environment, Features, Financial States Services, General Business, Healthcare, Heavy Industry, Media, Other, Public Issues, Sports, Technology, Transportation, Travel

PR Newswire Auto, Broadcast, Consumer Products, Energy, Blogger, Consumer Periodicals, Canada Entertainment, Environment, Features, Financial Freelance/Writer, Newspaper, Services, General Business, Healthcare, Heavy Other, Radio, Television, Trade Industry, Media, Other, Public Issues, Sports, Periodicals, Web/On-Line Technology, Transportation, Travel Service, Wire Service

The Washington Post Consumer Products, Environment, Financial Newspaper United Services, General Business, Public Issues States

Delion Environment, Financial Services, General Blogger, Newspaper Canada Business, Other, Technology

Daily Tech Update Technology Blogger, Freelance/Writer, Hong Kong Newspaper

Cision (PR Newswire) Auto, Broadcast, Consumer Products, Energy, Blogger, Consumer Periodicals, United Entertainment, Environment, Features, Financial Freelance/Writer, Newspaper, States Services, General Business, Healthcare, Heavy Other, Radio, Television, Trade Industry, Media, Other, Public Issues, Sports, Periodicals, Web/On-Line Technology, Transportation, Travel Service, Wire Service

El Vocero Entertainment, Financial Services, General Newspaper Puerto Business, Public Issues, Travel Rico

Troe Radio Broadcast, Consumer Products, Energy, Radio Canada Entertainment, Environment, General Business, Healthcare, Heavy Industry, Media, Public Issues, Technology, Transportation, Travel

Arutz 7 Auto, Broadcast, Consumer Products, Energy, Newspaper, Radio, Web/On- Israel Entertainment, Environment, Features, Financial Line Service Services, General Business, Healthcare, Heavy Industry, Media, Other, Public Issues, Sports, Technology, Transportation, Travel

MMP USA Consumer Products, Environment, General Television United Business, Healthcare, Technology, Travel States

The Capital Sports Report Auto, Sports Newspaper United States

PR Newswire Other Wire Service United States

Total num 56 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 135 of 141

God4b Auto, Broadcast, Consumer Products, Energy, Blogger, Freelance/Writer United Entertainment, Environment, Features, Financial States Services, General Business, Healthcare, Heavy Industry, Media, Other, Public Issues, Sports, Technology, Transportation, Travel

BioMetAuth.com Technology Freelance/Writer United States

EMS Chemie AG Auto, Consumer Products, General Business, Other Switzerland Technology

16 Valvulas Auto, Healthcare Web/On-Line Service Argentina

SNL Energy Trade Periodicals United States heart & soul Entertainment, Healthcare, Travel Consumer Periodicals, Radio, United Web/On-Line Service States

Eoonomic ncvicw Aulu, E11e1yy, Features, Financial Services, f-reelance/Writer, Newspaper, Pakistan Media, Public Issues, Sports Trade Periodicals

IDG Japan Technology Consumer Periodicals, Web/On­ Japan line Service, Wire Service

Thomson Corp Technology Wire Service India

PR Technology Other Malaysia

Freelancer Trade Periodicals United States

New York 1 News Television United States

WSAZ Financial Services Television United States

Walla Walla Union Bulletin Features, Healthcare, Technology Newspaper United States

Feather River Bulletin Newspaper United States http://gay _blog. blogspot.co ml Web/On-Line Service United States

Auto, Broadcast, Consumer Products, Financial Television India

Environment, Features, Healthcare, Media, Public Newspaper, Web/On-Line Issues, Sports, Travel SRrvir.FJ

Auto r.,11is11111H1 Pfc'1iodical~, Web/On­ Arqentlnn line Service

The Kyle & Jackie O Show Broadcast, Consumer Products, Entertainment, Radio Australia Features, Media, Other, Public Issues, Technology

Total num Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 136 of 141

Amrikaee Broadcast, Consumer Products, Energy, Blogger, Freelance/Writer, United Entertainment, Features, General Business, Newspaper, Web/On-Line States Media, Other, Public Issues Service

Real Tv Canal 41 Broadcast, Entertainment, Environment, Newspaper, Television Peru Features, Media, Public Issues, Sports

Okinawa Marine Broadcast, Environment, Features, Financial Freelance/Writer, Newspaper, Services, Media, Public Issues, Technology, Web/On-Line Service, Wire Transportation, Travel Service

Coelum Other Consumer Periodicals, Web/On- Line Service

Telecos Consumer Products, Energy, Environment, Other Spain Healthcare,Techno~gy

Randall-Reilly Publishing Co. Transportation Trade Periodicals United States

Freelancer Entertainment, Features, Healthcare Freelance/Writer, Newspaper United States

Houston Chronicle Newspaper United States

News Aktuell Other Wire Service Switzerland

Formula 4 Media/ Sports Broadcast, Consumer Products, Entertainment, Blogger, Consumer Periodicals, United Insight Extra Healthcare, Media, Sports Freelance/Writer, Other, States Web/On-Line Service, Wire Service

Total num 56

Organization Views See which organizations have viewed your release

Headquarters Country Location Parent Organization Industry V

120 Broadway us UNITED Chase Financial Services STATES

400 S El Camino Real, Suite 400 us UNITED 4 STATES

Robbins Geller Rudman & Dowd 655 West Broadway UNITED LLP STATES

Battea Class Action Services 2323 Bryan St us UNITED 2 STATES

Software Technology Parks of IN INDIA 2 India

Universidad de Antioquia A.A. 1226 Medellin- Colombia, 67, 53-108 co COLOMBIA 229- Medellin- Co

State Street Bank and Trust 1776 Heritage Drive Mail StopJAB4NE us UNITED State Street Corporation Financial Services Company STATES

Acts• 301 Norristown Rd us UNITED STATES

Total num 41 Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 137 of 141

CENTER POINT ADVISORS us UNITED STATES

Hillstx:irough County Aviation 4100 George J. Bean Parkway us UNITED HCAA Business Services Authority STATES

PLANTATION VILLAGE 1200 PORTERS NECK RD us UNITED Plantation Village, Inc, Travel, Recreation, and STATES Leisure

CHEROKEE NATION 4803 INNOVATION DR FLR 1 RM TELCO us UNITED Cherokee Nation Distributors Manufacturing BUSINESS - OK STATES Inc.

Institute for Intergovernmental us UNITED Institute for Intergovernmental Research STATES Research

Mississippi Bend Area Education Information Technology us UNITED Mississippi Bend Area Agency STATES Education Agency

THEBESTW ESTERN PLUS 100 KINGS HWY C OFF us UNITED GTATC3

NetApp, Inc. 495 Ea~l Java Dr, us UNITED Business Servfces STATES

PETROLEUM CLUB OF FORT mMAINST. UNITED WORTH STATES

Emerging Vision, Inc. dba 520 Eighth Avenue UNITED Sterling Optical STATES

Symantec Corporation 350 Ellis Street UNITED Symantec Corporation Software & Internet STATES

Henry J. Kaiser Family 185 Berry Street. Suite# 2000 UNITED Foundation STATES

Thomson Reuters U.S. LLC One Station Place Metro Center us Thomson Reuters Corporation

Loyola University Chicago 6439 N. Sheridan Road Room 202 us Loyola University

New York City Police One Police Plaza us New York Police Department

BEECHWOOD HEALTHCARE 2235 MILLERSPORT HWY us

UBS AG 677 Washington Boulevard us UBS Inc

CKY CITY OF BARDSTOWN 220 N 5TH ST RM MPOE us

Total Tool Supply, Inc. 315 North Pierce Street us Total Tool Supply Inc

FORREST COUNTY 6051 US HWY 49 us Forrest General Hospital GENERAL HOSPITAL

ZEMENICKWALKER. INC. 818, MAHYLAND AVE us UNITED STATES

Totalnum 41

Targeted Audience The lists below represent categories of targeted audiences you selected for your release.

Cision Influencer Lists Mutual Funds (122 organizations, 184 recipients) Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 138 of 141

Organization Number of recipients

Barron's I Magazine 6

Bloomberg News I News SeNice/Syndicate 6

Wall Street Journal I Daily Newspaper 6

Gartner I Industry Research Firm 5

IBD Weekly I Community Newspaper 5

Ignites.com [ Internet Magazine - Online Only 5

Seeking Alpha I Internet Magazine - Online Only 5

Forbes I Magazine 3

Fund Action I Magazine 3

Institutional Investor I Internet Magazine - Online Only 3

Personal Finance (325 organizations, 405 recipients)

Organization Number of recipients

Squawk Box - CNBC Cable Network [ Cable Network Show 15

Business Insider I Internet Magazine - Online Only 5

Smartasset I Internet Magazine - Online Only 5

Bottom Line/Personal I Magazine 4

GOBankingRates [ Internet Magazine - Online Only 4

New York Times I Daily Newspaper 4

Wise Bread I Internet Blog 4

CNNBusiness I Internet Magazine - Online Only 3

Consumer Reports I Magazine 3

Dave Ramsey Show I Radio Syndicated Show 3

Associated Press Outlets Every PR Newswire U.S. wire newsline includes targeted distribution to the Associated Press, an essential global news network that delivers content to an extensive set of media platforms and formats. The list below represents the outlets you reach via this partnership.

Outlet Name City State Country Newsline Type Audience

C-SPAN Washington DC us US1 Television 86,200,000 Subscribers

Scribd, Inc. San CA us US1 Aggregator 43,531,670 Visitors Francisco per Month

FoxNews.com New York NY us US1, New York State Online 32,516,438 Visitors newsline per Month Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 139 of 141

Outlet Name City State Country Newsline Type Audience

CBS News Radio New York NY us US1, New York State Radio 30,000,000 newsline Broadcast Audience

New York Times New York NY us US1, New York State Newspaper 29,886,442 Visitors Digital newsline per Month

Apple Inc. Cupertino CA us US1 Organization/Company 29,709,459 Visitors per month

CNBC.com Englewood NJ us New York State Online 26,089,266 Visitors Cliffs newsline, US1 per Month

CBSnews.com New York NY us US1, New York State Online 26,080,671 Visitors newsline abcnews.com New York NY us US1, New York State Online 24,167,779 Visitors nAwslinA par Month

U.S. NP.ws I\ Wnrlrl W8shinotnn nc us US1 Magm:inc Report Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 140 of 141

Engagement

205 204 1 Total Engagement Actions Click-throughs Shares

Overview Engagement Timeline See when your audience engaged with your release. iOOO

100

10

0 I.() ro C') 1- (') ro 9 0 ~ 0 0 1.,,; J) J, I.() ,6 ,b ill 9 0 0 0 9 0 0 C) 0) d, d) C) d, d, 0 0 D 0 0 D 0 0 D ;; 0 0 N N C\l N C\l C\l (\J N C\l (\) N (\J

Cumulative • Click-throughs • Shares • Downloads

Engagement Details A break down of click-throughs, shares and other engagement actions. Click-th roughs The number of times your release sent visitors to the pages you linked to

URL Click-throughs

http://www.jpmorganadrfxsettlement.com/ 173

http://www.JPMorganADRFXSettlement.com 24

mailto:[email protected] 7

' Total 204

Shares Case 1:15-cv-09188-VEC Document 125-2 Filed 06/20/19 Page 141 of 141

A breakdown of the types of sharing your release generated.

Type of share Shares

Print

Total Shares

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EXHIBIT 6 CaseCase 1:16-cv-00212-JPO-JLC 1:15-cv-09188-VEC Document Document 125-6 161 Filed Filed 06/20/19 06/17/19 Page Page 2 1 of of 6 5

UNITED STATES DISTRICT COURT SOUTHERN DISTRICT OF NEW YORK

IN RE: THE BANK OF NEW YORK 16-CV-00212-JPO-JLC MELLON ADR FX LITIGATION

ECF Case

This Document Relates to:

ALL ACTIONS

ORDER AWARDING ATTORNEYS’ FEES AND EXPENSES AND SERVICE AWARDS TO LEAD PLAINTIFFS

WHEREAS, this matter came on for hearing on June 17, 2019 (the “Final Approval

Hearing”) on Lead Plaintiffs’ Counsel’s motion for attorneys’ fees, reimbursement of Litigation

Expenses, and Service Awards to Lead Plaintiffs. The Court having considered all matters submitted to it at the Final Approval Hearing and otherwise; and it appearing that notice of the

Final Approval Hearing substantially in the forms approved by the Court was provided to the

Settlement Class as directed, including mailed notice to Registered Holder Settlement Class

Members identified in the records of The Bank of New York Mellon’s transfer agent, and an extensive multimedia notice campaign targeting Settlement Class Members and consisting of publications in various magazines, newspapers and investment e-newsletters as well as banner ads served over a variety of business, news, and investment websites and across social media platforms; and the Court having considered and determined the fairness and reasonableness of the award of attorneys’ fees and Litigation Expenses requested; and

WHEREAS, this Order incorporates by reference the definitions in the Stipulation and

Agreement of Settlement dated January 15, 2019 (ECF No. 147-2) (the “Stipulation”), and all CaseCase 1:16-cv-00212-JPO-JLC 1:15-cv-09188-VEC Document Document 125-6 161 Filed Filed 06/20/19 06/17/19 Page Page 3 2 of of 6 5

capitalized terms not otherwise defined herein shall have the same meanings as set forth in the

Stipulation.

NOW, THEREFORE, IT IS HEREBY ORDERED THAT:

1. Jurisdiction – The Court has jurisdiction to enter this Order and over the subject matter of the Action, as well as personal jurisdiction over all of the Parties and each of the

Settlement Class Members.

2. Notice – Notice of Lead Plaintiffs’ Counsel’s motion for an award of attorneys’ fees and reimbursement of Litigation Expenses was provided by mailed Post-Card Notice to

Registered Holder Settlement Class Members and to Settlement Class Members through an extensive multimedia notice campaign. The forms and methods of notifying the Settlement Class of Lead Plaintiffs’ Counsel’s motion for an award of attorneys’ fees and reimbursement of

Litigation Expenses satisfied the requirements of Rules 23 and 54 of the Federal Rules of Civil

Procedure, the Constitution of the United States (including the Due Process Clause), and all other applicable law and rules; constituted the best notice practicable under the circumstances; and constituted due and sufficient notice to all persons and entities entitled thereto.

3. Fee and Expense Award – Lead Plaintiffs’ Counsel are hereby awarded attorneys’ fees in the amount of % of the Settlement Fund and $ in reimbursement of Plaintiffs’ Counsel’s Litigation Expenses, which sums the Court finds to be fair and reasonable. The attorneys’ fees and expenses awarded will be paid to Plaintiffs’ Counsel from the

Settlement Fund in accordance with the terms of the Stipulation and in accordance with Lead

Plaintiffs’ Counsel’s Motion for Attorneys’ Fees, Reimbursement of Litigation Expenses, and Service Awards to Lead Plaintiffs (ECF No. 153).

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4. Factual Findings – In making this award of attorneys’ fees and expenses to be paid from the Settlement Fund, the Court has considered and found that:

a. The Settlement has created a fund of $72,500,000 in cash that has been funded into escrow pursuant to the terms of the Stipulation, and that numerous Settlement Class

Members will benefit from the Settlement that occurred because of the efforts of Plaintiffs’

Counsel;

b. The fee sought by Lead Plaintiffs’ Counsel has been reviewed and approved as reasonable by Lead Plaintiffs, who oversaw the prosecution and resolution of the Action;

c. Notice was provided informing Settlement Class Members that Lead

Plaintiffs’ Counsel would apply for an award of attorneys’ fees in an amount not to exceed 30% of the Settlement Fund and reimbursement of Litigation Expenses in an amount not to exceed

$1,750,000, which amount may include a request for Service Awards to Lead Plaintiffs up to an aggregate amount of $40,000;

d. Plaintiffs’ Counsel have conducted the litigation and achieved the

Settlement with skillful and diligent advocacy;

e. The Action raised a number of complex and novel issues;

f. Had Plaintiffs’ Counsel not achieved the Settlement, there would remain a significant risk that Lead Plaintiffs and the other members of the Settlement Class may have recovered less or nothing from the Defendant;

g. Plaintiffs’ Counsel devoted over 32,500 hours, with a lodestar value of

$14,473,549.25, to achieve the Settlement;

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h. The amount of attorneys’ fees awarded and Litigation Expenses to be

reimbursed from the Settlement Fund are fair and reasonable and consistent with awards in similar

cases; and

i. There have been no objections to Lead Plaintiffs’ Counsel’s request for an

award of attorneys’ fees and reimbursement of Litigation Expenses.

5. Service Awards – Lead Plaintiffs, David Feige, International Union of

Operating Engineers Local 138 Annuity Fund (“IUOE Local 138”), Annie L. Normand, Diana

Carofano, on behalf of her deceased husband, Don A. Carofano, and Chester County Employees

Retirement Fund (“Chester County”), are hereby awarded an aggregate of $35,000 from the

Settlement Fund to compensate them for their efforts on behalf of the Settlement Class in this

Action, as follows: $10,000 each for Lead Plaintiffs David Feige, IUOE Local 138, and Diana

Carofano and $2,500 each for Lead Plaintiffs Annie Normand and Chester County.

6. No Impact on Judgment – Any appeal or any challenge affecting this

Court’s approval regarding any attorneys’ fees and expense application shall in no way disturb or

affect the finality of the Order and Final Judgment.

7. Retention of Jurisdiction – Exclusive jurisdiction is hereby retained over

the Parties and the Settlement Class Members for all matters relating to this Action, including the

administration, interpretation, effectuation, or enforcement of the Stipulation and this Order.

8. Termination of Settlement – In the event that the Settlement is terminated

or the Effective Date of the Settlement otherwise fails to occur, this Order shall be rendered null

and void to the extent provided by the Stipulation.

9. Entry of Order – There is no just reason for delay in the entry of this Order

and immediate entry by the Clerk of the Court is expressly directed.

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SO ORDERED this WK day of -XQH, 2019.

______The Honorable J. Paul Oetken United States District Judge

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