Colby Free Press Friday, November 6, 2009 Page 7 Scams a risk during Medicare open enrollment

TOPEKA, — During the up- agents into your • No free lunches, either. Fed- proved Medicare plan. All ap- portant topic in today’s society, coming open-enrollment period Sandy home. Also, Medi- eral regulations prohibit offers of proved plans are available at www. consumers have to arm them- for Medicare Part D and Medicare care has no official free meals for listening to a sales medicare.gov under “Plan Finder” selves with all the information Advantage plans, I urge Kansas Praeger sales representatives. presentation or for signing up for or by calling (800) MEDICARE, they can. Being a savvy Medicare Medicare beneficiaries to be alert Beware of any sales- a particular plan. or (800) 633-4227. beneficiary or family member of to any potential scams surround- • Kansas Ins. person who says that • Do not give out personal in- • Read and understand the a beneficiary helps all of us fight ing sign-up activity. Commissioner he/she is a Medicare formation, such as Social Security plan. Be sure that the chosen plan fraudulent activities. Unfortunately, not everyone representative. numbers, bank account numbers matches the beneficiary’s needs Kansas Medicare consum- who contacts Medicare-age Kan- • Check with us or credit card numbers to anyone and that the beneficiary can con- ers can contact our department’s sans about switching to a Medi- The open-enrollment period for at the Kansas Insur- not verified as a licensed agent. tinue to see his or her current Consumer Assistance Division for care drug plan has the best inten- Medicare Prescription Drug Plan ance Department to make sure the Salespeople are not allowed to health care providers if desired. more information about Medicare tions. Educating yourselves is very and Medicare Advantage plans salesperson is a licensed agent. request such personal information With health care such an im- Part D. Call (800) 432-2484. important in fighting potential begins Nov. 15 and ends Dec. 31. Call (800) 432-2484 to speak with in marketing activities and cannot fraud and illegal sales. And, given To protect your family members a Consumer Assistance represen- ask for payment over the Internet. the current health reform debates or yourself from scam artists in- tative. They must send the beneficiary a R PUMP & W that Congress is engaged in, some • No marketing in educational FTE ELL tent on taking advantage of the bill. Once he or she has decided to OO 1024 Oak Ave. IN unscrupulous people might try situation, here are some tips. or care settings is allowed. Federal purchase a plan and verified that W C • Hoxie,M KSP 67740 . to take advantage by confusing Beware of door-to-door sales- regulations prohibit the marketing the agent is licensed, the customer TER PU & WEL certain aspects of the current pro- people. Agents cannot solicit busi- of Medicare products in places F L may give the agent information to O OffiO ce Phone 785/1024 675-3991 Oak Ave. Fax: 785/ 675-3990 INC posals to scare beneficiaries into ness at your home without an ap- where health care is delivered or assist enrollment and billing. W Shop Phone 785/ 675-3023 E-mail: [email protected] . something they don’t need. pointment. Do not let uninvited at an educational event. • Verify that the plan is an ap- Hoxie, KS 67740 Offi ce PhoneNow 785/ offering 675-3991 heat Fax: pump 785/ 675-3990 systems! Shop Phone 785/ 675-3023 E-mail: [email protected] Commissioner answers plan’s questions • Lower Your Monthly Utility Bills • Certifi ed Installation Here are questions and answers current plan, you do not need to do your individual needs. Here are a Other important things to • Call For Information Today on Medicare Part D and Medicare anything to keep your plan. If you few things to check: consider: • Irrigation Pump Repair Advantage Plans: take no action, you will remain in • See if all of your prescrip- Federal assistance with premi• Irrigation- Well Drilling What are Medicare Prescrip- your current plan. tions are on the plan’s list of drugs ums will be available to Medicare • Irrigation Pump Repair tion Drug Plans (PDPs)? What if I am enrolled in a (called a formulary). beneficiaries who meet certain• Domestic in- • Irrigation Well WellDrilling Drilling & Repair In 2003, the federal government Medicare Advantage Plan with • Check for your pharmacy. come requirements. Kansas •Medi Environmental- • Domestic WellDrilling Drilling & Repair enacted a Medicare prescription prescription drug coverage? • Find out what co-payments care beneficiaries may seek- as drug benefit for Medicare benefi- Medicare Advantage Plans you will be responsible for paying sistance in reviewing options for • Environmental Drilling ciaries. Private insurance compa- might also make changes to im- when filling a prescription. coverage and obtaining financial For all your irrigation needs call: nies, whose plans have been ap- portant features of your plan from • Is the premium for your pre- assistance by contacting theDoug Se- Holzmeister 785/675-8508 proved by Medicare, sell Medicare year to year, including the list of ferred plan affordable? nior Health Insurance Counseling Doug Holzmeister 785/675-8508 PDPs. Everyone with Medicare is drugs covered, the premium you • Check the Medicare.gov “Plan for Kansas program, (800) Heath 860- HeathPaxson Paxson 785/675-8503 785/675-8503 eligible to enroll in a PDP, regard- pay, cost-sharing requirements Finder” section on the Internet. 5260. less of income or assets. and provider networks. Your plan What if I am eligible but wait to What if I am already enrolled options should be carefully re- enroll? in a Medicare PDP? viewed during each open enroll- If you are eligible but you wait Plans might change from year to ment season. to enroll after Dec. 31, you may be year. Therefore, you should care- What are my options if I want subject to late-enrollment penal- LOCAL TV LISTINGS fully examine all available plans to enroll in a Medicare PDP? ties. These penalties are generally during each open-enrollment sea- You can enroll in a stand-alone one percent per month for every sponsored by the son, as you may find that your prescription drug plan (Medicare month you delay enrollment. That current plan no longer best meets Part D) or you can choose a Medi- means if you wait until March, your needs. Be sure to check the care Advantage plan (Medicare you would pay a three percent features of your plan, including Part C) that includes the new drug late-enrollment penalty. There is the list of drugs covered and the benefit. no limit on the penalty, so the lon- amount of premium you pay. You will want to compare plans ger you wait to enroll, the higher If you are satisfied with your and select the one that best meets the premium you will pay. Monday Evening November 9, 2009 Whooping cranes camping near Great Bend 7:00 7:30 8:00 8:30 9:00 9:30 10:00 10:30 11:00 11:30 KAKE/ABC Dancing-Stars Castle Local Nightline Jimmy Kimmel Live As of Thursday morning, 18 at wetlandscenter.fhsu.edu, call Wolf said he wasn’t sure how KBSL/CBS How I Met Purpose Two Men Big Bang CSI: Miami Local Late Show-Letterman Late Late whooping cranes were staying at (877) 243-9268 or e-mail cjwolf@ long the whoopers would hang KSNK/NBC Heroes Trauma The Jay Leno Show Local Tonight Show Late Nigh Cheyenne Bottoms Wildlife Area fhsu.edu.” around. KSAS/FOX House Lie to Me Local near Great Bend. Cable Channels The population of this endan- A & E Intervention Intervention Hoarders Paranorml Paranorml Intervention AMC Jersey Girl Mad Men Jersey Girl gered bird species has recovered ANIM Bears Bears Pit Bulls-Parole Animal Cops Bears Bears Pit Bulls-Parole from a low of 21 birds to around BRAVO Housewives-Atl Housewives-Atl $1M Listing $1M Listing Real Housewives OC 340 birds in the wild. Cheyenne CMT Smarter Smarter Cheer Cheer Cheer Cheer Smarter Smarter Strict Parents Bottoms is a common stopover CNN Campbell Brown Larry King Live Anderson Cooper 360 Larry King Live for migrating whooping cranes as COMEDY Scrubs Scrubs South Park Futurama Daily Colbert Dunham Tosh.0 DISC Man vs. Wild Anatomy-Take. Destroyed Destroyed Man vs. Wild Anatomy-Take. they make their fall journey from DISN Agent Cody Banks Phineas Montana Wizards So Raven Life With Cory Canada to the Aransas National E! Kardashians Soup Soup Chelsea E! News Chelsea Girls Wildlife Refuge near Corpus ESPN Countdown NFL Football SportsCenter Christi, Texas. ESPN2 MLB 2009 World Series World Series E:60 SportsNation The bottoms also has about FAM Lincoln Heights Lincoln Heights Funniest Home Videos The 700 Club Lincoln Heights FOOD Good Eats Good Eats Unwrapped Unwrapped Diners Diners Good Eats Unwrapped Unwrapped Unwrapped 100,000 geese and 40,000 ducks FX 13 Going on 30 Just Married '70s Show this week. HGTV Property Property House My First House For Rent Estate My First House My First “It is a great time of year to HIST Jesse James-Treasure Ft Knox Secret Jesse James-Treasure get outside,” said Curtis J. Wolf, LIFE Grey's Anatomy Rita Rock Rita Rock Rita Rock Rita Rock Will Will Frasier Medium manager of the Kansas Wetlands MTV S. Park S. Park True Life Gone Too Far True Life Real World-Rd Education Center near the refuge, NICK G. Martin Malcolm Lopez Lopez Chris G. Martin The Nanny The Nanny Malcolm The Nanny SCI Ghost Whisperer Ghost Whisperer Ghost Whisperer Monster Monster Macross Plus 3 “and we would love to have you SPIKE Kung Fu Hustle UFC Fight Night UFC 105 Countdown Kung Fu Hustle stop in to begin your tour and learn TBS Fam. Guy Fam. Guy Fam. Guy Fam. Guy Fam. Guy Fam. Guy Lopez Tonight Name Earl Name Earl about some of the other unique TCM Topaz Our Man in Havana Cuba animals you can see at Cheyenne Give the gift of good taste TLC Little Little Jon & Kate Plus 8 Cake Boss Cake Boss Little Little Jon & Kate Plus 8 Bottoms. TNT Bones The Closer The Closer Lopez Tonight Raising the Bar TOON Tn-Titans Tn-Titans Tn-Titans Tn-Titans King-Hill King-Hill Fam. Guy Fam. Guy Chicken Aqua Teen “For directions and other infor- …and smell, fun and good memories TRAV Anthony Bourdain Bizarre Foods Anthony Bourdain Anthony Bourdain Anthony Bourdain mation, please visit our website American Profi le — yep, the a great cookbook. Get 120 TV LAND Griffith Griffith Griffith Griffith Cosby Cosby Cosby Cosby Roseanne Roseanne USA NCIS WWE Monday Night Raw White Collar Psych magazine that comes in the recipes categorized by holiday VH1 Love of Ray J Love of Ray J Work for Diddy Love of Ray J Work for Diddy local paper and always has for yourself or as a gift. Just WGN Funniest Home Videos Funniest Home Videos WGN News at Nine Scrubs Scrubs S. Park S. Park A Colby Free Press - a great recipe — now has $18.95 plus tax. Available at: Premium Channels Country Advocate Combo ad HBO Australia Boxing The best buy/best coverage for MAX Dude Semi-Pro Frost/Nixon Lingerie Showgirls your money! SHOW Lake City Dexter Californ Californ Dexter Gacy ©2009 Hometown Content, listings by Zap2it 155 W. 5th, Colby 785-462-3963 WHY WOULD I EVER WANT TO BE A NEWSPAPER CARRIER?! mÊout all these GREAT incentives!

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