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274Pros 1 It.Pdf Indice INDICE DEFINIZIONI .............................................................................................................................................7 AVVERTENZE PER L’INVESTITORE ...............................................................................................11 INFORMAZIONI DI SINTESI SUL PROFILO DELL’OPERAZIONE E DELL’EMITTENTE.......................................................................................................................19 1. SINTESI DEI DATI RELATIVI ALL’EMITTENTE.................................................................19 1.1. STORIA ED ATTIVITÀ DELL’EMITTENTE ...............................................................................19 1.2. EVOLUZIONE DELL’ATTIVITÀ................................................................................................27 2. SINTESI DEI DATI RELATIVI ALL’OFFERTA GLOBALE .................................................29 3. DATI FINANZIARI SELEZIONATI RELATIVI ALL’EMITTENTE ....................................37 SEZIONE PRIMA - INFORMAZIONI RELATIVE ALL’EMITTENTE GLI STRUMENTI FINANZIARI.............................................................................................................................................49 I INFORMAZIONI CONCERNENTI L’ATTIVITÀ DELL’EMITTENTE...............................51 INTRODUZIONE.................................................................................................................................51 1.1. STORIA ED EVOLUZIONE DI BANCA ITALEASE .....................................................................52 1.2. DESCRIZIONE DELL’ATTIVITÀ...............................................................................................55 1.2.1. L’attività di Banca Italease ......................................................................................55 1.2.1.1. I prodotti e servizi di leasing .........................................................................57 1.2.1.2. L'attività di Banca Concessionaria................................................................61 1.2.1.3. Prodotti e servizi di factoring........................................................................61 1.2.1.4. Finanziamenti a medio e lungo termine ........................................................66 1.2.1.5. Servizi complementari di assicurazione e di copertura di rischi di tasso .....66 1.2.1.6. Noleggio auto a lungo termine ......................................................................66 1.2.1.7. Servizi di gestione e re-marketing di beni mobili ed immobili ......................67 1.2.2. Indicazione del volume d’affari per settori di attività ed aree geografiche.........67 1.2.3. Andamento del portafoglio ordini...........................................................................70 1.2.4. I canali distributivi del Gruppo Banca Italease .....................................................70 1.2.4.1. La Rete Diretta ..............................................................................................72 1.2.4.2. La Rete Indiretta............................................................................................74 1.2.5. Autonomia gestionale rispetto al gruppo di appartenenza e grado di dipendenza da fornitori, clienti e finanziatori........................................................80 1.2.6. Minacce ed opportunità che derivano dall’attività del Gruppo Banca Italease .......................................................................................................................81 1.2.7. Caratteristiche del settore di appartenenza ...........................................................83 1.2.8. Fattori macro e micro economici che possono influenzare l’attività di Banca Italease............................................................................................................87 1.2.9. Fenomeni di stagionalità ..........................................................................................87 1.2.10. Rischi di mercato ......................................................................................................87 1.2.10.1. Sistema dei Controlli Interni ......................................................................87 1.2.10.2. Gestione dei Rischi.....................................................................................89 1.2.11. Fonti e disponibilità ..................................................................................................95 1.2.12. Andamento medio annuo dei prezzi dei servizi......................................................96 1.2.13. Quadro normativo di riferimento ...........................................................................97 1.2.13.1. La locazione finanziaria.............................................................................96 1.2.13.2. Il leasing operativo.....................................................................................99 1.2.13.3. Il factoring................................................................................................100 1.2.14. Posizionamento competitivo..................................................................................101 1.2.15. Dipendenza da marchi, brevetti e licenze .............................................................103 1 Prospetto Informativo Banca Italease 1.2.16. Beni gratuitamente devolvibili...............................................................................104 1.2.17. Operazioni con parti correlate...............................................................................105 1.2.17.1. Operazioni con Soci di Riferimento..........................................................105 1.2.17.2. Rapporti infra-gruppo ..............................................................................108 1.2.17.3. Renting Italease ........................................................................................112 1.2.17.4. Rapporti con amministratori, sindaci e dirigenti .....................................112 1.2.18 Programmi futuri e strategie .................................................................................113 1.3. PATRIMONIO IMMOBILIARE DEL GRUPPO BANCA ITALEASE ...........................................115 1.3.1. Beni in proprietà .....................................................................................................115 1.3.2. Beni in uso................................................................................................................116 1.4. EVENTI ECCEZIONALI ..........................................................................................................116 1.5. STRUTTURA ORGANIZZATIVA DEL GRUPPO CUI FA PARTE L’EMITTENTE........................116 1.6. ALTRE INFORMAZIONI .........................................................................................................117 1.6.1. Responsabili chiave e personale.............................................................................117 1.6.2. Investimenti .............................................................................................................120 1.6.2.1. Principali investimenti in corso di attuazione o deliberati e loro ripartizione geografica.............................................................................121 1.6.3. Politica di ricerca e sviluppo ..................................................................................122 1.6.4. Procedimenti giudiziari ed arbitrali......................................................................123 1.6.5. Posizione fiscale.......................................................................................................123 1.7. INFORMAZIONI SUL GRUPPO BANCA ITALEASE.................................................................128 1.7.1. Il Gruppo Banca Italease........................................................................................128 1.7.2. Le società del Gruppo Banca Italease ...................................................................129 II INFORMAZIONI RELATIVE AGLI ORGANI SOCIALI......................................................132 2.1. CONSIGLIO DI AMMINISTRAZIONE ......................................................................................132 2.2. COMITATO ESECUTIVO ........................................................................................................133 2.3. COLLEGIO SINDACALE .........................................................................................................134 2.4. DIRETTORE GENERALE E PRINCIPALI DIRIGENTI ..............................................................135 2.5. PRINCIPALI ATTIVITÀ SVOLTE DAI COMPONENTI DEL CONSIGLIO DI AMMINISTRAZIONE, DAI MEMBRI DEL COLLEGIO SINDACALE AL DI FUORI DI BANCA ITALEASE E RILEVANTI NEI CONFRONTI DELLA MEDESIMA..............................................136 2.6. COMPENSI DESTINATI A QUALSIASI TITOLO AI COMPONENTI DEL CONSIGLIO DI AMMINISTRAZIONE ED AI MEMBRI DEL COLLEGIO SINDACALE DA BANCA ITALEASE E DALLE SOCIETÀ DALLA STESSA CONTROLLATE ..............................................................137 2.7. AZIONI DELL’EMITTENTE O DI SOCIETÀ DA ESSO CONTROLLATE DETENUTE DIRETTAMENTE O INDIRETTAMENTE DAI COMPONENTI IL CONSIGLIO DI AMMINISTRAZIONE E DAI MEMBRI DEL COLLEGIO SINDACALE ........................................137 2.8. INTERESSI DEI COMPONENTI IL CONSIGLIO DI AMMINISTRAZIONE E DEI MEMBRI DEL COLLEGIO SINDACALE IN OPERAZIONI STRAORDINARIE EFFETTUATE DA BANCA ITALEASE O DA SOCIETÀ DA ESSA CONTROLLATE.................................................138 2.9. INTERESSI DEI DIRIGENTI
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