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Relazione Finanziaria Annuale Esercizio 2010

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Relazione Finanziaria Annuale Esercizio 2010 RELAZIONE FINANZIARIA ANNUALE ESERCIZIO 2010 BANCA ITALEASE S.p.A. Via Sile, 18 · 20139 Milano · Telefono 02 7765.1 · Telefax 02 7765.2261 www.bancaitalease.it · E-mail: [email protected] · N. Verde 800 020 090 Costituita nel 1968 · Iscrizione al Registro delle Imprese di Milano, Codice Fiscale e Partita IVA n. 00846180156 Capitale Sociale euro 406.894.343,48 i.v. Iscritta all'Albo delle Banche · Aderente al Fondo Interbancario Tutela dei Depositi e al Fondo Nazionale di Garanzia Appartenente al Gruppo Bancario Banco Popolare e soggetta all'attività di direzione e coordinamento del Banco Popolare Soc. Coop. 2 Relazione sulla gestione consolidata CARICHE SOCIALI, DIREZIONE GENERALE E SOCIETA’ DI REVISIONE AL 31 DICEMBRE 2010 Consiglio di Amministrazione1 Presidente Marco Paolillo (*) Vice Presidente Maurizio Faroni Consiglieri Alberto Gasparri Antonio Lapiccirella Gino Luciani Giuseppe Malerbi Fabrizio Marchetti Lucio Menestrina Ottavio Rigodanza (*) Amministratore Indipendente. Collegio Sindacale1 Presidente Mario Valenti Sindaci effettivi Alessandro Cortesi Pier Luigi De Biasi Antonio Aristide Mastrangelo Franco Valotto Sindaci supplenti Vittorio Belviolandi Luca Favalesi Direttore Generale Maurizio Riccadonna Dirigente preposto alla redazione dei documenti contabili societari Massimoluca Mattioli Società di revisione Deloitte & Touche S.p.A. 1 L’Assemblea degli Azionisti in data 22 aprile 2010 ha rinnovato l’intero Consiglio di Amministrazione e Collegio Sindacale per il triennio 2010-2012. Il Consiglio di Amministrazione in data 5 maggio 2010 ha nominato il Presidente Marco Paolillo ed il Vice Presidente Maurizio Faroni per l’esercizio 2010. 3 Relazione sulla gestione consolidata 4 Relazione sulla gestione consolidata INDICE AVVISO DI CONVOCAZIONE ..................................................... 7 PREMESSA .......................................................................... 9 RELAZIONI E BILANCIO CONSOLIDATO DELL’ESERCIZIO 2010 ................................................................................... 11 Relazione sulla gestione consolidata .................................................................................................................................. 13 PROFILO SOCIETARIO ............................................................ 14 DATI DI SINTESI E INDICI ECONOMICO FINANZIARI CONSOLIDATI ....... 15 IL CONTESTO ECONOMICO ...................................................... 17 FATTI DI RILIEVO DELL’ESERCIZIO ............................................. 21 FATTI DI RILIEVO AVVENUTI DOPO LA CHIUSURA DELL’ESERCIZIO ...... 33 L’ATTIVITA’ COMMERCIALE ...................................................... 35 ANDAMENTO DELLA GESTIONE CONSOLIDATA ................................ 38 Risultati economici consolidati......................................................................................................................................... 38 Andamento patrimoniale consolidato .............................................................................................................................. 42 Il patrimonio e i coefficienti di solvibilità consolidati ........................................................................................................ 47 ANDAMENTO DELLA GESTIONE INDIVIDUALE DI BANCA ITALEASE S.p.A. 48 Risultati economici individuali di Banca Italease .............................................................................................................. 50 Andamento patrimoniale individuale di Banca Italease .................................................................................................... 53 Il patrimonio e i coefficienti di solvibilità individuali di Banca Italease .............................................................................. 58 ANDAMENTO DELLE PRINCIPALI SOCIETA’ CONTROLLATE .................. 59 Società di leasing ............................................................................................................................................................. 59 Società di factoring .......................................................................................................................................................... 63 Altre società..................................................................................................................................................................... 64 ALTRE INFORMAZIONI ............................................................ 66 Rating .............................................................................................................................................................................. 66 Andamento del titolo ....................................................................................................................................................... 66 Azionariato ...................................................................................................................................................................... 67 Risorse Umane ................................................................................................................................................................ 67 Aggiornamento status derivati .......................................................................................................................................... 68 LA GESTIONE DEI RISCHI ........................................................ 69 RELAZIONE SUL GOVERNO SOCIETARIO E GLI ASSETTI PROPRIETARI – ESERCIZIO 2010 ................................................................... 70 OPERAZIONI CON PARTI CORRELATE ........................................... 72 TUTELA DELLA PRIVACY E PROTEZIONE DEI DATI PERSONALI ............. 73 RISCHI, INCERTEZZE ED EVOLUZIONE PREVEDIBILE DELLA GESTIONE .... 74 Bilancio consolidato al 31 dicembre 2010 e nota integrativa consolidata .......................................................................... 75 RETTIFICA DEI SALDI DELL’ESERCIZIO PRECEDENTE ......................... 77 RICLASSIFICAZIONI ............................................................... 81 Schemi del bilancio consolidato ........................................................................................................................................ 83 Nota integrativa consolidata .............................................................................................................................................. 91 PARTE A – Politiche contabili .................................................. 92 PARTE B – Informazioni sullo stato patrimoniale consolidato ............ 113 PARTE C – Informazioni sul conto economico consolidato ................ 151 PARTE D – Redditività consolidata complessiva ............................ 169 PARTE E – Informazioni sui rischi e sulle relative politiche di copertura .......................................................................... 170 PARTE F – Informazioni sul patrimono consolidato ........................ 214 PARTE G – Operazioni di aggregazioni riguardanti imprese o rami d’azienda .......................................................................... 216 PARTE H – Operazioni con parti correlate ................................... 217 5 Relazione sulla gestione consolidata PARTE I – Accordi di pagamento basati suipropri strumenti patrimoniali ...................................................................... 221 PARTE L – Informativa di settore .............................................. 224 BILANCIO DELLA CAPOGRUPPO ................................................ 227 PROSPETTO DELLA SOCIETA’ DI REVISIONE .................................. 228 FONDO DI PREVIDENZA INTEGRATIVA GRUPPO BANCA ITALEASE ........ 229 Allegati ............................................................................................................................................................................ 230 Attestazione ai sensi dell’art. 154-bis, d.lgs. 58/1998 sul bilancio consolidato ................................................................ 233 Relazione della Società di Revisione ................................................................................................................................ 237 RELAZIONI E BILANCIO INDIVIDUALE DELL’ESERCIZIO 2010 .................................................................................... 241 Relazione sulla gestione individuale ................................................................................................................................ 243 PROPOSTE DEL CONSIGLIO DI AMMINISTRAZIONE .......................... 245 Bilancio di esercizio al 31 dicembre 2010 e nota integrativa individuale ........................................................................ 247 RETTIFICA DEI SALDI DELL’ESERCIZIO PRECEDENTE ........................ 248 RICLASSIFICAZIONI .............................................................. 251 Schemi del bilancio dell’impresa ..................................................................................................................................... 255 Nota integrativa individuale ............................................................................................................................................ 263 PARTE A – Politiche contabili ................................................. 264 PARTE B – Informazioni sullo stato patrimoniale........................... 283 PARTE C – Informazioni sul conto economico ............................... 321 PARTE D – Redditività complessiva
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