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IMPORTANT DAYS IN NOVEMBER

November 5 World Sunami Day November 7 National Cancer Awareness Nobel Prize 2018 Winners 3 Day National News 5 November 9 Legal Services Day International News 11 November 14 Children’s Day; Diabetes Day 500+ G.K. One Liner Questions 16 Awards 31 November 17 National Epilepsy Day New Appointments 34 November 20 Africa Industrialization Day Sports 37 November 21 World Television Day Banking & Financial Awareness 41 Defence & Technology 42 IMPORTANT DAYS IN DECEMBER Study Notes 43 December 1 World AIDS Day Tricky Questions 54 December 2 National Pollution Control IBPS PO Mains (Practice Test Paper) 62 December 3 World Day of the Handicapped IBPS Clerk Pre (Practice Test Paper) 90 December 4 Indian Navy Day SSC CGL (Tier-I) (Practice Test Paper) 103 December 7 Indian Armed Forces Flag Day IMPORTANT RATES December 10 Human Rights Day December 18 Minorities Rights Day () (31-10-2018) December 22 National Mathematics Day Repo Rate 6.50% Reverse Repo Rate 6.25% Marginal Standing Facility Rate 6.75% Statutory Liquidity Ratio 19.50% Cash Reserve Ratio 4% Bank Rate 6.75% www.makemyexam.in & www.ibtindia.com IBT: What do you think qualifying the exam is easy or tough? Saurav: In my opinion, anyone can crack the exam. One just needs to follow a right strategy, join a good institute, have a competitive study material and practice regularly through online and offline mocks. One must know one’s strengths and weaknesses and approach the exam accordingly. Name: Saurav Kumar IBT: Were you feeling stressed while taking the exams, if not Education: B.Tech (M.E.) then how did you manage to cope up the exam stress? Final Selection: State Bank of India Saurav: Getting nervous before the exam is a natural phenomena. But it is not advisable to take the stress during Examination Name: SBI-Clerk 2018-19 the examination as it will affect your performance in the IBT: “Happiness does not come from exams. So, it is better to purchase an online mock test series doing easy work but from the afterglow so that you can get to know how to solve the maximum of satisfaction that comes after the achievement of a difficult questions with accuracy while being calm as well. Thus I task that demanded our best.” Our heartiest congratulations purchased test series from ibtindia.com which helped me a on your achievement today! You really deserve it. lot. I got to know the latest pattern of questions as well as Saurav: Thank you so much, sir. the level of the overall exam and thus I was prepared for the IBT: How are you feeling after achieving your aim? exam well in advance. Saurav: Sir, this is actually a very nice feeling. I have been IBT: How was your experience with the IBT Institute? striving to achieve this since two years and I have finally made Saurav: As I said, firstly IBT took me from scratch to what I it. So, it feels simply great. am today. As in, it was the overall guide during the journey IBT: How did you decide to take the banking exams? of my success. Thus, I had a very good experience with IBT. I Saurav: Sir, I was actually not sure to take these exams at IBT: Would you like to give the credit of your success to first. The reason is that I had seen many of friends preparing anyone? B for a long time to crack these but they could not. I was somewhat confused but I wanted to pursue my career in Saurav: Yes, the credit goes to my family and friends who T banking sector. Thus, my mother motivated to start preparing supported me during my journey and but obvious to the faculty of IBT Institute who guided my way. Institute for the same. Pvt. Ltd IBT: How did the institute helped you in achieving your goal? IBT: Do you want to give any suggestions to the other Saurav: Sir, I started studying on my own in the very students who are preparing for the competitive exams? beginning. The reason was that I used to think that the Saurav: I would just like to say that everyone should have a institutes might not start from the very beginning and I would realistic approach while preparing for the exam only then not be able to cope up without any practice. But after joining one can clear the same. And the realistic approach is possible IBT, I realised that it was mere a myth of mine as the teachers only by choosing a right institute (as the case with me) which start teaching from the very basic level and they gradually will guide the way to your success. One must also remember move to the advance level. Though I tried to work my basics, that guidance has no relevance until you follow the path still the guidance provided by the institute was much more lighted by your teachers. If you follow them strictly, SUCCESS than that. Thus, it helped me a lot since I started from crash is YOURS! upto I reached the advance level. IBT: Congratulations on your success once again! You have IBT: How much time did you devote for your studies and how made us all proud. Keep shining! did you manage to prepare for the different sections? Saurav: Thank You Sir! Saurav: I used to have a fixed study schedule. 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2 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com NOBEL PRIZE 2018 WINNERS

The Nobel Prize is a set of annual 2nd October 2018. Arthur Ashkin is international awards, awarded in from US, Gerard Mourou is from several categories by Swedish and France and Donna Strickland is from Norwegian institutions in recognition Canada. Donna Strickland became of academic, cultural, or scientific the third woman to receive the advances. The prize was established Nobel award in Physics and became in 1895 by Swedish scientist Alfred the first woman to receive the award Nobel. The prizes in Chemistry, in 55 years. Marie Curie was the first Literature, Peace, Physics and women, who won the Nobel Prize in Physiology or Medicine were first Physics in 1903 with her husband, awarded in 1901. Pierre Curie, and Henri Becquerel. The prize ceremonies take place Maria Goeppert Mayer was the using the radiation pressure of light annually in Stockholm, Sweden (with Second women, who won the Nobel Prize in Physics in 1963. to move physical objects’. the exception of the peace prize, 2. Gerard Mourou and Donna which is held in Oslo, Norway). Each Details and Discoveries of the Strickland: Gérard Mourou was recipient, or laureate, receives a gold scientists which led them to win born in 1944 in Albertville, France. He medal, a diploma, and a sum of the Nobel Prize: is Professor Emeritus at the money that has been decided by the 1. Arthur Ashkin: He was born in I University of Michigan. Donna Nobel Foundation. Here we are 1922 in New York, USA. He Strickland was born in 1959 in B presenting the list of Nobel recipients completed his Ph.D. in 1952 from Guelph, Canada. She is Associate T of Nobel Prize 2018 with their Cornell University, Ithaca, USA. He Professor at the University of Institute awarded categories and their received the prize for the optical Pvt. Ltd Waterloo, Ontario, Canada. Both excellent works: tweezers and their application to were jointly awarded for their method biological systems. Ashkin’s optical NOBEL PRIZE 2018 WINNERS IN of generating high-intensity, ultra- tweezers are able to grab particles, PHYSICS: short optical pulses, the Royal atoms, viruses and other living cells Swedish Academy of Sciences. They The Nobel Prize 2018 in Physics is with their laser beam fingers, allowing created ultra short high-intensity awarded to Arthur Ashkin, Gerard the American researcher to realize laser pulses without destroying the Mourou, and Donna Strickland on ‘an old dream of science fiction - amplifying material, thus paving the way towards the shortest and most intense laser pulses ever created by mankind with ultra short and intense laser pulses, we can see events that previously seemed instantaneous. Laser pulses shorter than 100 attoseconds (one attosecond is a billionth of a billionth of a second) reveal the dramatic world of electrons.

MAKE MY EXAM – DECEMBER 2018 3 www.makemyexam.in & www.ibtindia.com NOBEL PEACE PRIZE 2018 they have been subjected. She has Council Laboratory of Molecular WINNERS: shown uncommon courage in Biology in Cambridge, England. recounting her own sufferings and The Nobel Peace Prize 2018 is The Nobel Prize in Physiology or speaking up on behalf of other awarded to Denis Mukwege and Medicine 2018 Nadia Murad on 5thOctober 2018 as victims. James P. Allison and Tasuku decided by the Norwegian Nobel The Nobel Prize in Chemistry 2018 Honjo: For their discovery of cancer Committee. They awarded with 1. Frances H. Arnold: She is therapy by inhibition of negative Nobel Prize for their efforts to end awarded For the directed evolution immune regulation. Allison is the the use of sexual violence as a of enzymes. Arnold is a professor of chair of Immunology and executive weapon of war and armed conflict. chemical engineering, biochemistry director of the immunotherapy Denis Mukwege is the first and bioengineering at the California platform at The University of Texas Congolese and Nadia Murad is the Institute of Technology, where she MD Anderson Cancer Center in seventeenth woman and first Iraqi Houston. Honjo works at Kyoto is also the director of the Donna and to receive the Nobel Peace Prize University in Japan. Benjamin M. Rosen Bioengineering Details and Discoveries of the Center. The Nobel Prize in Literature 2018 scientists which led them to win 2. George P. Smith and Sir The 2018 Nobel Prize in Literature the Nobel Prize: has been postponed. Gregory P. Winter: He is awarded 1. Denis Mukwege : Denis Mukwege For the phage display of peptides The Sveriges Riksbank Prize in is a gynecologist specializing in the and antibodies. Smith is a Professor Economic Sciences in Memory of treatment of women victimized by I Emeritus with the Division of Alfred Nobel 2018 sexual violence in the Democratic B Biological Sciences at the University 1. William D. Nordhaus: for Republic of the Congo. The physician of Missouri. Winter conducted his integrating climate change into long- T Denis Mukwege has spent large run macroeconomic analysis. Institute research with the Medical Research Pvt. Ltd parts of his life for helping the victims of sexual violence. Dr. Mukwege and his staff have treated thousands of patients who have fallen victim to such assaults. 2. Nadia Murad: Nadia Murad is a member of the Yazidi minority in northern Iraq, where she lived with her family in the remote village of Kocho. She is a Yazidi human rights advocate who survived sexual slavery by the Islamic State in Iraq and published a memoir of the ordeal. Nadia Murad is herself a victim of war crimes. She refused to accept the social codes that require women to remain silent and ashamed of the abuses to which

4 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com ASSAM GOVT TO LAUNCH WAGE COMPENSATION SCHEME FOR PREGNANT WOMEN IN TEA GARDENS OF STATE NATIONAL NEWS

. OCTOBER 2018 .

INDIA'S FIRST CRYPTOCURRENCY ATM LAUNCHED IN BENGALURU G Assam government will launch Wage Compensation G Despite the government and Reserve Bank of India's scheme for Pregnant Women in tea gardens of the state. crackdown on cryptocurrency in india, virtual currency G The scheme will provide better health and nutrition exchange unocoin has installed a currency deposit and supplements to the pregnant women. dispensing ATM at kemp Fort Mall in bengaluru. G An amount of 12 thousand rupees will be given to G First of its kind in India, this ATM circumvents the RBI the pregnant woman so that she could take care of regulation against bitcoins transaction. herself and unborn baby without compromising the G RBI has ruled earlier this year that financial institutions livelihood of her family. associated with RBI are not permitted to deal with G The compensation of wages to pregnant women will cryptocurrencies. be given in 4 installments. The scheme is likely to reduce GOVERNMENT AND GOOGLE LAUNCH and maternal and neonatal mortality in the tea areas. I CAMPAIGN TO REVIEW PUBLIC TOILETS PM INAUGURATES MAHATMA GANDHI B G Government and Google launch Loo Review campaign MUSEUM AT RAJKOT on Google Map to review public toilets. G The Prime Minister, Shri Narendra Modi,inaugurated T Institute G The joint campaign has been launched under aegis of the Mahatma Gandhi Museum in Rajkot. Pvt. Ltd Swachh Bharat Mission - Urban (SBM-U). G The Museum has been set up at the Alfred High G This aims to encourage all local guides in India to rate School, which was an important part of the formative and review public toilets on Google Maps. years of Mahatma Gandhi. It will help spread awareness about Gandhian culture, values and philosophy. GOVERNMENT CONSTITUTES COMPETITION G The Prime Minister also unveiled a plaque to mark LAW REVIEW COMMITTEE TO REVIEW THE the inauguration of a public housing project of 624 COMPETITION ACT houses. He witnessed the e-Gruh Pravesh of 240 G The Government has constituted a Competition Law beneficiary families. Review Committee to review the Competition Act. ODISHA CHIEF MINISTER NAVEEN PATNAIK G The Competition Act was passed in the year 2002 and INAUGURATES THREE DAY KALAHANDI the Competition Commission of India was set up in DIALOGUE IN BHAWANIPATNA pursuance of the same. G The three day Kalahandi Dialogue, a global conclave G The Commission started functioning in right earnest on development has been launched here by Chief from 2009 and has contributed immensely towards Minister Shri Naveen Patnaik. the development of competition and fair play G This aims to involve youth in development activities. practices in the Indian market. G After launching a slew of development projects, Chief G The Committee shall complete its work and submit Minister Naveen Patnaik thanked the people of its report within three months of the date of its first Kalahandi for the incredible spirit and indomitable meeting. energy.

MAKE MY EXAM – DECEMBER 2018 5 www.makemyexam.in & www.ibtindia.com PM INAUGURATES FIRST ASSEMBLY OF THE BSE FORAYS INTO COMMODITY DERIVATIVES INTERNATIONAL SOLAR ALLIANCE WITH LAUNCH OF GOLD, SILVER CONTRACTS G The Bombay Stock Exchange (BSE) on Monday started offering of futures trading in gold and silver contracts to mark its entry into the commodity derivatives segment and become India's first universal stock exchange with all assets classes including equity, mutual funds, currency and commodity in its portfolio. G The BSE took the challenge to commence futures trading in commodities, since the regulator the Securities and Exchange Board of India (Sebi) G The Prime Minister, Mr. Narendra Modi, inaugurated approved the concept of universal stock exchange. the first Assembly of the International Solar Alliance G BSE is the oldest stock exchange in Asia formed by at Vigyan Bhawan. eight native stock brokers association in 1875 located G The same event also marked the inauguration of the at Dala street, Mumbai. second IORA Renewable Energy Ministerial Meeting, and the 2nd Global RE-Invest (Renewable Energy PM MODI, PRESIDENT PAY TRIBUTE TO Investors' Meet and Expo). MAHATMA GANDHI, LAL BAHADUR SHASTRI G This is a great forum to work towards ensuring climate G President Ram Nath Kovind and Prime Minister justice. The International Solar Alliance could replace Narendra Modi paid tribute to Mahatma Gandhi at OPEC as the key global energy supplier in the future. Rajghat on his 149th birth anniversary, urging the people to rededicate themselves to the values G The target is to generate 40 percent of India's total espoused by the leader and fulfil his dreams. energy requirements in 2030, by non fossil fuel based I sources. G The President, the vice-president and other dignitaries B also visited Vijay Ghat on Tuesday morning to pay PROJECT UTKRISHT LAUNCHED BY INDIAN tributes to former Prime Minister Lal Bahadur Shastri T RAILWAYS on his birth anniversary.

Institute Pvt. Ltd G Railways has plans to develop 640 Utkrisht rakes as G The government has planned year long grand part of upgradation of its mail/express trains in the celebrations to mark 150th year of Gandhi's next two years at a cost of Rs 4 billion. anniversary which would culminate on October 2, G The first lot of Utkrisht rakes rolled out as Kalka Mail 2019. from Howrah station andwill reach Delhi RAKSHA MANTRI LAUNCHES 'SWACHHTA HI G The unique feature of this Utkrisht Rake is the SEWA' CAMPAIGN provision of Swachh Rail Toilet (SRT), which is a hybrid design of bio-toilet system. G 'Swachh Bharat Abhiyaan' is a mission that has brought together the entire country to fight against the PRESIDENT GIVES ASSENT TO INDIA'S FIRST stubborn evil of insanitation and to ensure a clean GOOD SAMARITAN BILL OF KARNATAKA India. G President Ram Nath Kovind has given assent to a bill G Swachhta Hi Sewa' a yearlong campaign has started providing legal protection to the good samaritans in in 2018 as part of Swachh Bharat, to commemorate Karnataka, who help accident victims with emergency 150th Birth Anniversary of Mahatma Gandhi and to medical care within the golden hour. encourage more and more people to participate in G The bill - Karnataka Good Samaritan and Medical the movement. Professional (Protection and Regulation during G It has brought together the entire country to fight Emergency Situations) Bill, 2016 -- received the against the stubborn evil of insanitation. President's assent. G 62 Cantonment Boards under Ministry of Defence G Karnataka has become the first state in the country actively participated in 'Swachhta Hi Sewa' campaign to give legal protection to good samaritans. from September 15, to October 02, 2018.

6 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com LAUNCH OF METHANOL COOKING FUEL #METOO: NCW LAUNCHES E-MAIL ID FOR PROGRAM OF INDIA SEXUAL HARASSMENT AT WORKPLACE CASES G India, Northeast and Assam Petro-chemicals, a state- G The National Commission for Women (NCW) has owned company launched Asia's first cannisters based come out with a dedicated e-mail address to report and India's first "Methanol Cooking Fuel Program". instances of sexual harassment at workplace after G 500 households inside the Assam Petro Complex will several such complaints were made to the body by be the first pilot project, scaling it to 40,000 women under the #Metoo movement on social households in Uttar Pradesh, , Gujarat, media. Telangana, Goa and Karnataka. G The NCW said it has received formal written G The project is a natural extension of our Prime complaints from various women about instances of Minister's vision of reducing import of crude and an sexual harassment at their workplace. effort to provide clean, import substitute, cost G The Commission urges women who have come effective and pollution free cooking medium. forward on social media and other platforms about their alleged harassers to send their formal written TEAM TSAF ARRIVES IN DELHI FOR "MISSION complaints to [email protected]. GANGE" G The NCW will take forward complaints of sexual G The team members of 'Mission Gange', a Tata Steel harassment at workplace received on the mail so that Adventure Foundation (TSAF) initiative in Partnership appropriate action may be taken. with National Mission for Clean Ganga (NMCG) have reached Delhi and are all set for the 1500-km 4-week MAHARASHTRA GOVT LAUNCHES WEBSITE, rafting expedition along the River Ganges. APPLICATION TO ANALYSE DROUGHT SITUATION G The expedition will be led by India's first woman to G The Maharashtra government launched a website and scale Mount Everest and Chief, Tata Steel Adventure a mobile application which will use modern I Foundation, , recipient of Padma Shri technology to analyse the drought situation in the and Arjuna Award. state by collecting data on rainfall B G The ambitious mission is aimed to create awareness G The state relief and rehabilitation ministry created the T

at grassroots level by cleaning the river and riverfronts website called Maha Madat with the help of the Institute and educating people about waste management, Maharashtra Remote Sensing Application Centre Pvt. Ltd clean environment and climate change. (MRSAC).

MAKE MY EXAM – DECEMBER 2018 7 www.makemyexam.in & www.ibtindia.com ONE-NATION-ONE-CARD FOR PUBLIC . SEPTEMBER 2018 . TRANSPORT SOON, SAYS NITI AAYOG CEO NITI AAYOG'S MOVE CYCLATHON TO G India will shortly unveil a one-nation-one-card policy PROMOTE CLEAN MOBILITY for public transport that will bring seamless connectivity between various modes of transport, NITI Aayog CEO Amitabh Kant said. G A robust transportation sector was the backbone for the development of any economy, especially for a densely populated developing country like India, and the focus of the nation's mobility strategy was on sustainable modes of public transport, transport- oriented planning and digitisation. G "The objective of the strategy is to plan for the citizens first, rather than focusing on vehicles alone, by G The cyclathon organised by NITI Aayog is spreading providing sustainable mobility and accessibility by the message of clean mobility to the Indian public switching to cleaner mode of transportation. G As a part of the ongoing Mobility Week (August 31 - SURESH PRABHU LAUNCHES COFFEE CONNECT September 6), several events will facilitate interactions APP, COFFEE KRISHITHARANGA SERVICES with various stakeholders from India and abroad. FOR COFFEE STAKEHOLDERS G The event was aimed at promoting cycling for G The 'Coffee Connect' mobile app has been developed healthier life & less polluting city and spread message to ease the work of field functionaries and to improve of a shared, connected, and zero-emission mobility the work efficiency. I in the country. B G The application provides solution by harnessing the PRESIDENT RAM NATH KOVIND APPROVAL power of mobility comprising the latest technology T FOR BILL ON OLD BUILDINGS in easing the whole process of the field activities like digitisation of Coffee Growers & Estates with Geo Institute G President Ram Nath Kovind gave his assent to three Pvt. Ltd Tagging, collecting the Plantation details. state bills, including a legislation which will smoothen the process of reconstructing dilapidated buildings or G The Coffee KrishiTharanga services are aimed at a complex in land-starved Mumbai. providing customised information and services to increase productivity, profitability, and environmental G The Maharashtra Apartment Ownership sustainability. (Amendment) Bill, the Gujarat Agricultural Lands Ceiling (Amendment) Bill 2015 and the Gujarat VICE PRESIDENT TO VISIT US TO PARTICIPATE Agricultural Lands Ceiling (Amendment) Bill, 2017 IN 2ND WORLD HINDU CONGRESS have got the presidential nod. G The Vice President of India, Shri M. Venkaiah Naidu G President Ram Nath Kovind reached Cyprus on Sunday to visit United States of America on September 8-9, on the first leg of his three-nation visit to Europe. 2018 to address the 2nd Hindu Congress being held in Chicago on the occasion of 125 Anniversary of RAJASTHAN TO PROVIDE FREE ELECTRICITY Swami Vivekananda's Historic Speech at the TO FARMERS TO INCREASE THEIR INCOME Parliament of the World's Religious in 1893. G The Rajasthan government has launched a scheme G The Vice President will also Participate in a to provide free electricity to farmers having general programme organized by Telugu Associations of the category connections. US at Hindu Temple of Greater Chicago. G The Scheme would help increase the income of farmers. G He will also participate in bilateral discussion with G The project will provide water for drinking and several world leaders, who are attending this event, irrigation purposes to 13 districts in eastern Rajasthan. on the sidelines of this Congress.

8 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com RULES FOR E-PHARMACIES TO REGULATE . AUGUST 2018 . ONLINE SALE OF MEDICINES SHRI JP NADDA LAUNCHES NATIONAL VIRAL HEPATITIS CONTROL PROGRAM G Shri JP Nadda, Union Minister of Health and Family welfare launched the National Viral Hepatitis Control Program to mark the World Hepatitis Day on July 28, 2018. G JP Nadda also released the Operational Guidelines for National Viral Hepatitis Control Program, National Laboratory Guidelines for Viral Hepatitis Testing and National Guidelines for Diagnosis and Management of Viral Hepatitis. G The Union Health Ministry has come out with draft G Shri Nadda stated, the government has also launched rules on sale of drugs by e-pharmacies with an aim to the 'Test and Treat Policy for HIV' where in as soon as regulate online sale of medicines across India and a person is tested and found to be positive, he will be provide patients accessibility to genuine drugs from provided with ART irrespective of this CD count or authentic online portals. clinical Stage. G The draft rules on "sale of drugs by e-pharmacy" state DHARMENDRA PRADHAN LAYS THE that no person will distribute or sell, stock, exhibit or FOUNDATION STONE FOR PERMANENT offer for sale of drugs through e-pharmacy portal CAMPUS FOR NSTI unless registered. G The Union Minister for Petroleum & Natural Gas and G The draft notification says the application of Skill Development & Entrepreneurship Shri Dharmendra Pradhan, laid the foundation stone for registration of e-pharmacy will have to be I permanent campus of National Skill Training Ins titute accompanied by a sum of Rs 50,000 while asserting (NSTI) for Women at Mohali. B that an e-pharmacy registration holder will have to comply G NSTI is 1st Institute for Punjab and only one of its kind with provisions of Information Technology Act, 2000 T in India which is exclusively for women. Minister also Institute G Elaborating on the main highlights of the draft, the launched a unique Pradhan Mantri Kaushal Kendra Pvt. Ltd Drugs Controller General of India Eswara Reddy said (PMKK) which would admit differently abled persons rules have been proposed to ensure accessibility and as well, also a first of its kind in India at Mohali. availability of drugs to the people across India. G These programs has been launched under "Skill India" Initiative of the Government of India under the GOVT MAKES PRADHAN MANTRI JAN DHAN leadership of Prime Minister, Shri Narendra Modi. YOJANA OPEN-ENDED SCHEME G The land for the project has been given by the farmers G The government decided to make the Pradhan Mantri of village Saneta near Mohali and the cost of the Jan Dhan Yojana (PMJDY) an open-ended scheme and project is Rs.17 crores. added more incentives to encourage people to open E- AKSHARAYAN, DESKTOP SOFTWARE bank accounts. LAUNCHED BY IT MINISTRY G The flagship financial inclusion scheme was launched G The IT ministry launched a desktop software E- in August 2014 for a period of four years. Aksharayan in a conference for Indian Languages G The free accident insurance cover for those opening Technology Industry 'Bhashantara'. Jan Dhan accounts after August 28 too has been G The software E-Aksharayan was launched in 7 Indian doubled to Rs 2 lakh. Languages. Hindi, Bangla , Malayalam, Gurmukhi, G The age limit for availing overdraft facility under this Tamil , Kannada and Assamese. revised to 18 to 65 years from the earlier 18 to 60 G Ravi Shankar Prasad is the present Minister of years. Electronics and Information Technology of India.

MAKE MY EXAM – DECEMBER 2018 9 www.makemyexam.in & www.ibtindia.com PM MODI LAUNCHES 81 PROJECTS IN UTTAR GOVERNMENT IMPOSES 25% SAFEGUARD PRADESH DUTY ON IMPORT OF SOLAR CELLS G PM Narendra Modi Inaugurated 81 investment G Union Government has imposed safeguard duty of projects worth Rs worth Rs 60,000 crore. This is Modi's 25% on import of solar cells from China and . fifth visit in the past one month to Uttar Pradesh. G The finance ministry said 25 per cent safeguard duty G Modi laid the foundation stones and inaugurated 99 have been imposed for July 30 to July 29, 2019, which urban development projects for Uttar Pradesh worth will gradually come down to 20 per cent during July Rs 3897 crore. 30, 2019 to January 29, 2020 and 15 per cent during G Eighty industrialists, including major firms such as January 30, 2020 to July 29, 2020. Birla, Reliance and Adani, attended the ceremony G The decision by Union Government follows long alongside Chief Minister Yogi Adityanath and Union deliberation by Directorate General of Trade Remedies Home Minister Rajnath Singh. (DGTR), which recommended safeguard duty G The ceremony was held to implement 81 of the 1045 structure after considering application by Indian solar MOUs signed at the Uttar Pradesh Investors Summit. cell manufacturers.

MEGHALAYA MILK MISSION LAUNCHED IN "THE WALLED CITY OF JAIPUR, RAJASTHAN, SHILLONG INDIA" IS THE NEXT PROPOSED SITE FOR UNESCO WORLD HERITAGE RECOGNITION G The site namely "The Walled City of Jaipur, Rajasthan, India" has been proposed for World Heritage. G As per Operation Guidelines 2017, only one site can be nominated by the state party each year. I G It boost domestic and international tourism leading B to increased employment Generation, creation of World class and augmentation of sale T of local handicrafts, handlooms and heritage Institute memorabilia. Pvt. Ltd G Union Minister for Agriculture and farmers Welfare Radha Mohan Singh launched the Meghalaya Milk Mission in Shillong. G The amount sanctioned for the project is of Rs 215 Crores through National Cooperative Development Corporation. G The mission will facilitate in achieving the Centre's goal of doubling farmers income by 2022 through the promotion of milk business in the state.

INDIA'S FIRST MOBILE OPEN EXCHANGE ZONE INAUGURATED AT NOIDA G Prime Minister Narendra Modi laid the foundation stone of country's first Mobile Open Exchange (MOX) zone in Noida, Uttar Pradesh G The Uttar Pradesh government had earlier this year signed an MoU with World Trade Center, Noida, to develop a 'tech zone' as a nucleus of the Mobile Open Exchange Zone (MOX). G This unique zone will play pivotal role in attracting investment and area will reap huge benefits from it.

10 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com INDIA, JAPAN BEGIN BILATERAL MARITIME EXERCISE JIMEX-18 IN VISAKHAPATNAM G Bilateral maritime exercise JIMEX-18 between India and Japan commenced in Visakhapatnam which was marked by Japanese Maritime Self Defence Force . OCTOBER 2018 . (JMSDF) ships Kaga, an Izumo-class helicopter destroyer, and Inazuma, a guided missile destroyer. INDIAN GOVT SIGNS LOAN AGREEMENT WITH G The third edition of JIMEX will witness the participation JAPAN FOR BULLET TRAIN FUNDS of the Japanese ships, under the command of Rear Admiral Tatsuya Fukada, commander of Escort Flotilla- 4 (CCF-4). G The participating ships include INS Satpura, a multi- purpose stealth frigate, INS Kadmatt, an anti- submarine warfare corvette, missile corvette and INS Shakti, the fleet tanker.

CABINET APPROVES MOU BETWEEN INDIA AND RUSSIA ON BILATERAL COOPERATION IN THE ROAD TRANSPORT AND ROAD INDUSTRY G The Union Cabinet chaired by Prime Minister Shri G The Indian Government signed an agreement with Narendra Modi has approved the Memorandum of the Japan International Cooperation Agency (JICA) Understanding (MoU) between India and Russia on which has agreed to provide an Official Development Bilateral Cooperation in the Road Transport and Road Assistance (ODA) loan of around Rs 5,500 crore as Industry. I Tranche 1 for the the Mumbai-Ahmedabad High- G The MoU will be signed during the upcoming visit of B Speed Rail project. Russian President to India. G In September last year, Prime Minister Narendra Modi G Both the countries will benefit by mutual cooperation T Institute and his Japanese counterpart Shinzo Abe had in the field of Road Transport and Road Industry. Pvt. Ltd launched the ambitious project entailing a total cost G Increased co-operation, exchange and collaboration of around Rs 1.10 lakh crore. with Russia will contribute to establish a long-term G Its objective is to develop mass and high frequent and effective bilateral relationship of communication transportation system by constructing high speed rail and cooperation in road transportation and road between Mumbai and Ahmedabad with use of Japan. industry and Intelligent Transport System.

GOA, PORTUGAL SIGN MOU FOR WATER, INDIA AND KAZAKHSTAN AGREE TO BOOST SEWAGE MANAGEMENT DEFENCE AND MILITARY TECHNICAL G The Goa government inked a pact with Portugal in the COOPERATION field of water supply, waste water management and G Raksha Mantri Smt Nirmala Sitharaman was on a sanitation for a period of 2 years. three-day visit to Astana, Kazakhstan from October G The signing of the two-year long arrangement is a 02, 2018 at the invitation of Minister of Defence of significant move to work in tandem to develop the Republic of Kazakhstan. common initiatives for water supply and waste water G They discussed a wide range of issues relating to management in the state defence and military technical cooperation and took stock G The prime ministers of both India and Portugal had of the progress that this bilateral relationship has made identified water and waste management as priority since the renewal of the MoU on defence cooperation. areas for bilateral co-operation and the memorandum G Smt Nirmala Sitharaman also discussed issues relating of understanding (MoU) is in sync with the vision of to defence production with the Minister for Defence the top leaders of both states. and Aerospace Industry.

MAKE MY EXAM – DECEMBER 2018 11 www.makemyexam.in & www.ibtindia.com INDIA MOVES UP TO 28TH RANK IN GOVT E- INDIA SIGNS KEY AGREEMENTS WITH PAYMENT ADOPTION TAJIKISTAN G India's overall ranking on the government's adoption of e-payments has moved up to 28th in 2018, from 36th in 2011. G The country is taking "rapid strides" in advancing government e-payments capabilities and is one of the top-performing countries in terms of citizen-to- government (C2G), business-to-government (B2G) and government-to-business (G2B) transactions. G The country holds the top ranking on B2G and G2B, G President Ramnath Kovind holds bilateral talks with and comes third on C2G jointly with Argentina. his counterpart Ammoli Rahmon in Tajikistan; several RUSSIAN PRESIDENT VLADIMIR PUTIN MEETS agreements signed; India pledges 20 million dollars PM MODI AT HYDERABAD HOUSE IN DELHI to aid Tajikistan's development. G Indian and Russia on Friday signed the USD 5 billion G The two leaders agreed to strengthen political S-400 air defence system deal in New Delhi. relations, strategic research, agriculture, renewable G Modi and Putin also signed eight pacts, including on energy, traditional medicine, space technology, youth cooperation on India's ambitious human space affairs, culture and disaster management relations mission project Gaganyaan, at the 19th India-Russia between India and Tajikistan. annual bilateral summit. G The President commended Tajikistan's commitment G Russian President Vladimir Putin arrived in India on to combating terrorism on the occasion. Thursday for the two-day annual India-Russia bilateral INDIA RANKS BOTTOM OF OXFAM WORLD I summit. INEQUALITY INDEX G India and Russia signed eight pacts in areas ranging B G India has been ranked among the bottom 10 countries from defence, nuclear energy, space and economy. T in a new worldwide index released on the commitment Institute 21 IORA COUNTRIES ADOPT DELHI of different nations to reduce inequalities in their Pvt. Ltd DECLARATION ON RENEWABLE ENERGY populations. G UK-based charity Oxfam International's 'Commitment to Reducing Inequality (CRI) Index' ranks India 147th among 157 countries G The second edition of the annual index finds that countries such as South Korea, Namibia and Uruguay are taking strong steps to reduce inequality.

REUTERS REPORT RANKS UNIVERSITY OF MICHIGAN AMONG WORLD'S MOST G As many as 21 countries in the Indian Ocean Rim INNOVATIVE UNIVERSITIES Association, IORA, adopted the Delhi Declaration on G The University of Michigan has been named one of Renewable Energy in the Indian Ocean Region. the 100 most innovative university systems in the G These nations adopted the Delhi Declaration post the world. second IORA Renewable Energy Ministerial Meeting G U-M snagged the 23rd spot, making it the list's top- held in Greater Noida, near Delhi. ranked Big 10 university, as well as the only school G The Ministry of New and Renewable Energy yesterday from Michigan. said that the Delhi Declaration calls for collaboration G Stanford University came in first, which isn't a huge among IORA member states in meeting the growing surprise considering its location in the heart of Silicon demand for renewable energy in the Indian Ocean littorals. Valley.

12 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com . SEPTEMBER 2018 . INTERNATIONAL TOURISM ARRIVALS HIT RECORD HIGH IN 2017, INDIA LEADS GROWTH IN SOUTH ASIA INTERNATIONAL WOMEN ENTREPRENEURS SUMMIT 2018 KICKS OFF IN NEPAL G The number of people travelling abroad hit record levels in 2017 with a total of 1,323 million international tourist arrivals recorded in destinations around the world, with India leading the growth in the South Asian region, according to data from the UN's tourism organisation G Europe and Africa led the regions with increases in arrivals, with growth of eight per cent and nine per cent, respectively. G The UN World Tourism Organisation (UNWTO, a specialized agency of the United Nations, added that tourism is the world's third largest export category, earning USD 1.3 trillion in receipts in 2017: an increase of five per cent.

BI-ANNUAL TALKS BETWEEN INDIAN AND G Nepal is currently witnessing the three-day BANGLADESHI BORDER FORCES TO BEGIN IN International Women Entrepreneurs Summit 2018 NEW DELHI that kick started in Kathmandu. G With a theme entitled 'Equality begins with Economic Empowerment', the summit aims to bring onto a single platform, many influential women business I leaders, international service providers, professionals B and organisations, government representatives and other stakeholders to discuss on innovative economic T Institute transformation through collaboration. Pvt. Ltd G Inaugurating the event, the Vice-President of Nepal Nanda Bahadur Pun stressed on the need for women empowerment in all social, political and economic G The bi-annual talks between Indian and Bangladeshi aspects border forces will begin in New Delhi today. Director General of Border Security Force (BSF) KK Sharma will MAURITIUS TOPS INDIA'S FDI CHARTS AGAIN represent the Indian side while Director General of IN FY18 Border Guard Bangladesh (BGB) Major General Md G Mauritius remained the top source of foreign direct Shafeenul Islam will lead the Bangladeshi side in the talks investment into India in 2017-18 followed by G The meeting is aimed at increasing bilateral Singapore. cooperation in checking trans-border crimes such as G FDI from Mauritius totalled USD 13.41 billion as smuggling of drugs and narcotics, cattle lifting and gun against USD 13.38 billion in the previous year, inflows running across the international border between the from Singapore rose to USD 9.27 billion from USD 6.52 two countries. More from our correspondent. billion. G This is the 47th DG-level conference between the two sides since it began in 1975. Joint efforts for effective G The provisional data for the financial year ended implementation of Comprehensive Border March revealed that foreign direct investment (FDI) Management Plan, Confidence Building Measures, into the manufacturing sector witnessed a substantial Simultaneous Coordinated patrolling, Sharing of decline to USD 7.06 billion, as against USD 11.97 billion Information, expansion of crime-free zones will be on in the year-ago period. the agenda during the talks.

MAKE MY EXAM – DECEMBER 2018 13 www.makemyexam.in & www.ibtindia.com SHRI J P NADDA ADDRESSES THE'71ST SESSION OF THE WHO REGIONAL COMMITTEE FOR SOUTH-EAST ASIA G India has fast-tracked many initiatives aimed at achieving all the core tenets of Universal Health Coverage i.e, strengthening health systems, improving access to free medicines & diagnostics and reducing catastrophic healthcare spending. This was stated by Shri J P Nadda, Union Minister of Health and Family Welfare at the inauguration of the '71st Session of the WHO Regional Committee for South-East Asia G Shri J P Nadda further stated that India on its part firmly believes in the objective of attainment of the highest possible level of health, where health is a state of complete physical, mental, spiritual and social well- being and not merely the absence of disease or infirmity. G Moving toward this objective have adopted the National Health Policy 2017 with the aim to provide affordable healthcare for all.

INDIA AND CYPRUS SIGN 2 MOUS G India and Cyprus signed two agreements on I combating money laundering and cooperation in the field of environment. B G President Kovind is in Cyprus on the first leg of his T three-nation visit to Europe to continue India's high-

Institute level engagements with European countries. Kovind Pvt. Ltd and Anastasiades exchanged views on economic cooperation during their talks. G The MoU on combating money laundering was signed between Financial Intelligence Unit, India, and Unit for Combating Money Laundering of Cyprus.

TSUNAMI MOCK DRILL 'IOWAVE18' BEGINS: INDIA ALONG WITH 23 COUNTRIES PARTICIPATES IN EXERCISE G Indian Ocean Wave Exercise 2018 (IOWave18) began on September 4, 2018 in the Indian Ocean. G India along with 23 other nations is participating in this major Indian ocean-wide tsunami mock drill which involves evacuation of thousands of people from coastal areas in over half a dozen coastal states. G Exercise IOWave18 will simulate Indian Ocean countries being put in a tsunami warning situation and require the respective National Tsunami Warning Centres and the Disaster Management Offices in each country to implement their Standard Operating Procedures.

14 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com GLOBAL INNOVATION INDEX, GII-2018 . AUGUST 2018 . LAUNCHED IN INDIA SUSHMA SWARAJ CALLS ON KYRGYZ G India's rank on the Global Innovation Index(GII) has PRESIDENT JEENBEKOV, DISCUSSES improved from 60 in 2017 to 57 in 2018. India has BILATERAL TIES been consistently climbing the GII ranking for the past two years. G This year's report shows that India has been constantly outperforming on innovation relative to its level of development for many years in a row. G According to sources NITI Aayog will join hands with CII to drive innovation in India.

UK PLANS TO CHANGE LAW FOR ORGAN DONATION TO ADDRESS URGENT NEED AMONG INDIA- ORIGIN PEOPLE G The UK government announced new plans to change G External Affairs Minster is in Kyrgyzstan for bilateral meeting with her Kazakh External Affairs counterpart. the law for organ and tissue donation to address the urgent need for organs within Indian- origin G They discussed measures to expand and reinvigorate communities in the country. India's ties with central Asian Country Counterpart. G Under the new presumed consent system, those who DURBUN HOSTED 3RD BRICS FILM FESTIVAL, do not want to donate their organs will be able to SOUTH AFRICA record their decision on the state-funded National G The 3rd BRICS Film Festival was held in Durban, South Health Service(NHS) Organ Donor Register(ODR). I Africa, along with the International Durban Film G This will come in to effect in England in 2020 as part B Festival (DIFF). of a drive to help black, Asian and minority ethnic T G Best Actress : Bhanita Das, Village Rockstar ,Best Film (BAME) people desperately waiting for a life-saving Institute Newton by Amit Masurkar Pvt. Ltd transplant. G BRICS Countries -Brazil, Russia, India, China, South Africa G The last day of the festival was celebrated as India NEPAL DELEGATION MEETS UNION HOME Country Day. SECRETARY G An official delegation from Nepal headed by Inspector UNITED NATIONS E-GOVERNMENT INDEX: General, Armed Police Force of Nepal, Shri Shailendra INDIA JUMPS 22 PLACES IN FOUR YEARS UNDER MODI, BREAKS INTO TOP 100 Khanal is on official visit to India from August 7-10 for the 3rd India- Nepal Coordination Meeting. G India's rank has improved by 22 places in the past four years and 11 ranks in the past two years. Currently, G During the meeting, Shri Rajiv Gauba stated that India India occupies the 96th position in the ranking. and Nepal relationship derives strength from shared G The E-Government Development Index (EGDI), which history, trade, economic partnership, cultural ties and assesses e-government development at the national close and intense people-to-people contact. level, is a composite index based on the weighted G Several important matters like security scenario along average of three normalized indices. The UN E- the border, coordination meetings at field level, government index is released once in two years. sharing of information about crimes and criminals, G Top three Countries in the Index are Denmark, training of armed police personnel, mutual visits by Australia, Republic of Korea officers of two countries, etc will be discussed. G The 2018 edition was titled as 'Gearing E-Government to Support Transformation towards sustainable and G Khadga Prasad Sharma Oil is the current Prime resilient societies' Minister of Nepal.

MAKE MY EXAM – DECEMBER 2018 15 www.makemyexam.in & www.ibtindia.com 500+ G.K. One Liner Questions

. NATIONAL NEWS .

F ___ is the CEO of NITI Aayog Amitabh Kant F ____ is the Currency of Bangladesh Taka F _____ State govt has launch Wage Compensation scheme for Pregnant Women in tea gardens of state Assam F Mahatma Gandhi Museum has inaugurated in ____ city Rajkot F Government and _____ search engine has launch campaign to review public toilets Google F Three Day Kalahandi Dialogue inaugurates in _____ state Odisha F _____ is the capital of Odisha Bhubneshwar F ____ Launches 'Swachhta Hi Sewa' Campaign Raksha Mantri F ____ stoke exchange has launch derivatives of gold, silver contracts BSE I F ______Project has launched by Indian Railways for upgradation of its mail/express trains in the next two years B Utkrisht T F _____ Organisation has Launches 1st Global Guidelines On Sanitation, Health WHO

Institute F The Project Mission Ganga has been started in ____ year 2016 Pvt. Ltd F _____ is the Capital of Tamil Nadu Chennai F ____ became the Pepsico's Indian-origin CEO Ramon Laguarta F _____ is the 2nd richest Indian According to Forbes Survey Azim Premji F _____ Minister inaugurates International Conference on Technological Advancements in Railway and Metro rojects Shri Piyush Goyal F Ramon Laguarta became the ______CEO of PepsiCo 6th F ____ is the richest Indian for 11th consecutive year with $47.3 billion according to Forbes list Mukesh Ambani F _____ State has ranked best State in National Swachh Survekshan Grameen 2018 Haryana F Methanol Cooking Fuel Program of India has launched in ____ state Assam F ____State's district was ranked as the best district as per the ranking was undertaken by Swachh Survekshan Grameen 2018 Maharashtra F ____ IORA countries adopt Delhi Declaration on Renewable Energy 21 F ____ govt launches website to analyse drought situation Maharashtra F Karnataka govt unveils _____ scheme to help entrepreneurs from SC/ST communities Unnati F _____ Minister Inaugurates exhibition "Revisiting Gandhi: The Art of Shelly Jyoti" at IGNCA in New Delhi Textile Minister

16 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com

F ______many states actively participated in organizing the competitions IndiaSkills 2018 23 F ______lays foundation stone of two key railway projects Piyush Goyal F _____ minister launches India for Humanity initiative in New Delhi Sushme Swaraj F Cabinet approves Productivity Linked Bonus for ____ employees Railway Employees F Coal India signs MoU with _____ company for 5000 mw power generation NLC F Regional conference on 'Good Governance Initiatives,' begins in _____ city Kohima F President Kovind will inaugurate 13th Annual Convention of CIC The Convention shall deliberate on ____ specific subjects All of these F ____ became the new Air Asia India boss Sunil Bhaskarn F First India-Israel Innovation Centre opens in ____ city Bangalore F _____ Organisation declared India's status as a polio-free country WHO F Headquarters of National Stock exchange are situated in _____ city Mumbai F In ____ state first autism research centre opens in Gurugram Haryana F UN Food & Agriculture Organisation awards _____ state for becoming world's first totally organic agriculture state Sikkim F _____ is the CM of Haryana Manohar lal Khattar F Air Quality Warning System launched in _____ city to combat worsening air pollution New Delhi F IRCTC launched its E-ticketing Chatbot ______on its website Ask Disha F Award Scheme has launched under 'Saubhagya' by _____ministry Minister of Power I F Delhi Government Launches _____ Leaders Fellowship Programme Urban B F ______is appointed as Band ambassador of Nokia in India Alia Bhatt T

Institute F Uttar Pradesh Cabinet approves renaming of _____ city to Prayagraj Allahabad Pvt. Ltd F Punjab CM lays foundation stones for 5 projects in_____city of Punjab Amritsar F Krishna Kutir, a home for 1000 widows inaugurated by Smt Maneka Sanjay Gandhi in ____ city Vrindavan F ____ move has been taken by NITI Aayog to promote clean mobility Cyclathon F Jitendra Singh inaugurates 10KW transmitter of AIR in _____State J&K F PM addresses book release event to mark one year in office of _____ Vice President F ____ is the Aim of One-Nation-One-Card For Public Transport mission To Plan for the citizens first F Health Ministry releases draft rules for______to regulate online sale of medicines E Pharmacies F ____ Month is observed as National Nutrition Month _____is celebrated across country to mark the fight against malnutrition September F Pradhan Mantri Jan Dhan Yojana has been launched in ____ year 2015 F ____ become the Brand Ambesdor of BSNL for two years Marry Kom F ____of the followings is a leading defence electronics company BEL F CJI Justice Gogoi belongs to ____ State Assam F The Odisha Assembly passed a resolution for establishing of _____ Council Legislative council F India has signed five agreement ____ Country Czech Republic

MAKE MY EXAM – DECEMBER 2018 17 www.makemyexam.in & www.ibtindia.com

F ____ has became the head of the panel that has been tasked with selecting India's next chief economic advisor Bimal Jalan F In _____ city First airport to use face recognition as 'boarding pass'has been set up Bengaluru F 4th World Summit on Accreditation held in ____ City New Delhi F _____ is the Union Minister for HRD Prakash Javadekar F Delhi CM Kejriwal launches ____ service for Delhi doorstep delivery F 11th Global Insurance Summit, organised by Assocham has been held in ____ city Mumbai F ____ is current Prime Minister of Nepal K Prasad Sharma Oli F ____ State has the highest number of people living with HIV in India Maharashtra F This Year Jaipur Literature Festival begins in ____ City Houston F ____ State is hosting the event of Pravasi Bharatiya Divas this year Uttar Pradesh F The first ever India tourism Mart 2018 has been inaugurates in _____ city New Delhi F ____ Famous Personality got highest civilian honor of Mexico Dr.Raghupati singhania F ____ Scheme has approved for cash relief to unemployed insured persons Atal Bima Vyakti Kalyan Yojna F ____ State has launches star-rating system for industries to reduce air pollution Odisha F Swachta Hi Seva' activities across the country has Orginised by ____ Ministry Ministry of Tourism F _____ is the Chief Minister of Odisha Navven Patnaik I F The Union cabinet approved an ordinance making triple talaq a punishable offence, including a jail term of up to B ____many years Three F PM inaugurates Jharsuguda Airport and flags off UDAN flight between Jharsuguda and ____ city Raipur T F ____ is world's largest state-funded Scheme launched by PM Ayushman Scheme Institute Pvt. Ltd F Shri Narendra Modi inaugurated the Pakyong Airport in ____ state Sikkim F The National Skill Training Institute has been Set up______Mohali F NABARD sanctions water projects for ____ State Haryana F ____ State has allowed Unemployment allowance to its youth Andhra Pradesh F National Skill Training Institute has been Launched Under ____ Project Skill India F _____ Constitutional Amendment Bill has been passed by Lok Sabha r ecently 123rd Amendment F "Horn Not Ok'' awareness campaign has been Launched by ____ State Himachal Pradesh F The Mughalsarai (Deen Dayal Upadhyaya railway station) is located in ____ state Uttar Pradesh F 64th Foundation Day Celebrations of Lalit Kala Akademi held in ______city New Delhi F Startup India has launched ____ Platform Startup Academia Alliance F _____ city has hosted 'one district one product' summit Lucknow F First National Sports University is situated in ____ state Manipur F _____ is the theme of Film festival held on 15 August Freedom Struggle and Freedom Fighter F Shri Nitin Gadkari Inaugurates 20 Ghats in _____ cities Kanpur and Bithoor F On 15 August 2018 India has celebrated its_____ independence day 72nd F The first Project 'North East Circuit: Imphal & Khongjom' Inaugurated in _____ city Manipur

18 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com . INTERNATIONAL NEWS .

F India has signed loan agreement for Bullet train with ____ country Japan F Barham Salih Elected as _____ country's new president Iraq F ____ wins Russian Grand Prix Lewis Hamilton F _____ is the currency of Iraq Iraqi dinar F Cabinet approves MoU between India and ____ country on Bilateral Cooperation in the Road Transport and Road Industry Russia F Vietnam Coast Guard ship arrives on maiden visit to _____ city Chennai F ____ is the President of Russia Vladmir Putin F Brett Kavanaugh sworn in as _____ country's Supreme Court justice USA F India pledges 20 million dollars to aid _____ country's development Tajikistan F At ____ position India ranks in Oxfam world inequality index 147 F _____ is the Capital of China Beijing F India's draft electronics policy aims $ ______billion manufacturing industry by 2025 400 F India and _____ country decided to boost cooperation on connectivity projects in North East Japan F World Health organisations headquarters are situated in _____ country Geneva F In Word UNICEF "C" Stands for Children F ____ country is recently Elected To UN Human Rights Council India I F India and _____ country Launch Joint Programme to Train Afghan Diplomats China B F 6th RCEP Inter-sessional Ministerial Meeting in held in_____ country Singapore T F Paul Allen Who dies at 65 , was co-founder of ____company Microsoft Institute Pvt. Ltd F ____ is the Union Minister of Textiles Smriti Zubin Irani F ____ is the Capital of Argentina Buenos Aires F ______Naval Ship Reaches Australia's Port Of Darwin For Maritime Exercise Sahyadri F AYUSH Minister to inaugurate the Fourth International Ayurveda Congress in ____country Netherlands F _____ country has took over the chairmanship of the 5th Summit of BIMSTEC Srilanka F Bi-annual talks between Indian and _____ country begin on border forces in Delhi Bangladesh F ____ country tops on India's FDI charts again in FY18 Mauritius F _____Tsunami mock drill excercise begins,India along with 23 countries participates in exercise IOWave18 F India and ____ country has sign Mous on combating money laundering and cooperation in the field of environment Cyprus F ____ Country launches joint military drills with NATO members Ukraine F International Women Entrepreneurs Summit 2018 Start in ______country Nepal F KAKADU-18 Excercise has been held in ____ Country Australia F 2nd World Hindu Congress has been going to held in ____Country USA F MOBILISE YOUR CITY agreement has sign between India and ____ country France F World health organization's headquarters are situated in ______Country Switzerland

MAKE MY EXAM – DECEMBER 2018 19 www.makemyexam.in & www.ibtindia.com

F G20 Education Ministers' and Joint Ministerial Meeting held in ____ country Argentina F Juan Martin del Potro who is Runner up of US Open 2018 belongs to _____ Country Argentine F International Day for the Preservation of the Ozone Layer has observed on ____ Date 16 September F _____ Country ranked third globally in terms of number of family-owned businesses with 111 companies by Credit Suisse report India F India sign skill development agreement with____ country Germany F 'Sagarmatha Friendship-2018 has conducted between China and ____ country Nepal F India has sign Air Services Agreement enabling greater connectivity with ____ Country Marocco F India have agreed to intensify cooperation at the United Nations and other multilateral fora in order to address global challenges with ____ Country Romania F ____ Country puts four more nuclear facilities under IAEA safeguards India F India and ____ Country have agreed to explore the possibility of using high resolution satellite images in boundary survey work Nepal F ____ Country become the world's first country to double its tiger population Nepal F _____ US based company's market value Hit $1 Trillion Apple F ____ is the President of Kyrgyzstan Jeenbekov F ____ Government has change law for organ donation to address urgent need among India- origin People UK F ____ has won his first European Tour title at Fiji International Gaganjeet Bhullar I B T

Institute Pvt. Ltd

20 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com

F _____ country has been elected as the President of the Asia-Pacific Institute for Broadcasting Development (AIBD) India F _____ country freezes its trade relations with Canada Saudi Arabia F _____ is the objective of Sustainable Growth through Material Recycling To generate employment F ____ is the capital of Canada Ottawa F The world's first thermal battery plant has been inaugurated in ______Indian state Andhra Pradesh F Biosphere Reserve from India to be included in the World Network of Biosphere Reserves by _____ agency UNESCO F ____ position has hold by India in Global Innovation Index 2018 57th F Imran Khan takes oath as ______Prime Minister of 22 F Panini Language lab has been inaugrates in _____ Country Mauritius F Festival Esala Maha Perehera celebrates in _____ country Srilanka F Sri Dalada Maligawa Temple has been Situated in ____ country Srilanka F ____ Airport has emerged as the second fastest growing airport in the world Kempegowda International Airport F _____ is the aim of International Buddhist Conclave 2018 to boost tourism F India signs Second Protocol amending bilateral trade pact with ____ country Singapore F ______Countries Media has signed MoU with Prasar Bharati Myanmar F India has been attended Joint Trade Committee meeting held in Nairobi with _____ Country Kenya I F Fourth Asian Electoral Stakeholders Forum Begins in _____Country Srilanka B F According to a survey conducted by Boston Cosulting Group, ______city is the most desirable in the world T for overseas workers London Institute Pvt. Ltd F According to a poll of global experts, ______country is the world's most dangerous country for women India F Power distribution company BYPL has signed MoU with ______for joint activity in different areas including energy efficiency and electric vehicles. Finland F ______has maximum Heritage properties in Asia and Pacific region China F _____ has launched USD 1.2 billion environmental credit fund to promote green development and fight pollution. China F Free Trade Deal has been signed between EU and ______Japan F UN member states has approved a ______budget for 13 peacekeeping operations for the year 2018-19. $ 6.69 billion F ______has launched new visas that will be open to overseas scientists and researchers in July 2018. United Kingdom F India and ______signed an agreement on the exchange of experience by legal professionals and government functionaries for resolution of disputes before various courts and tribunals. UK F The fourth edition of BIMSTEC summit will be held in ______Kathmandu F ______has launched an action plan to become the world's most walkable city. London F ______the 1st South-East Asian country to eliminate Trachoma Nepal

MAKE MY EXAM – DECEMBER 2018 21 www.makemyexam.in & www.ibtindia.com . BANKING & ECONOMY .

F ____ Bank approves proposal to raise Rs 5,431 crore fund from government PNB F Vijaya Bank approve merger proposal to create second largest PSU lender with _____ Bank BOB F _____ Bank has reduced ATM withdrawal limit From 40,000 to Rs 20,000 SBI F _____ Corporation launches digital engagement solution for banks Infosys F _____ bank decides to increase the Refinance Limit from Rs. 24,000 crore to Rs.30,000 crore for the Current Year National Housing Bank F In World Bank's Human Capital Index _____ country tops Singapore F World Bank's Human Capital Index released India take ____rank in it 115th F _____ Bank appoints Vinay Razdan as Chief Human Resources Officer HDFC F India's economic growth rate to grow at ______% in current financial year declared by RBI 7.4 F SBI and ____ banks hike benchmark lending rate by up to 0.2% ICICI F NABARD has been Sanctioned Rs335 crore to _____ State under the Rural Infrastructure Development Fund West Bangal F HDFC ERGO makes Cyber Insurance Personal with the Launch of _____ service E-Secure F Headquartes of NABARD are situated in ____ City Mumbai F Indian Overseas Bank gets ____ nod for call option on bonds worth Rs 655 cr RBI I F Headquartes of SBI are situated in ____ city Mumbai B F ____ has been appointed as CEO & MD of Axis Bank Amitabh Chaudhry T F Headquarters of Insurance Regulatory and Development Authority (IRDA) of India is located in ______city Hyderabad Institute Pvt. Ltd F Insurance Regulatory and Development Authority (IRDA) of India working on _____ method Sandbox F India signs $74 million loan pact with World Bank for ___State Uttarakhand F ____ takes charge as SBI Chief Financial officer(CFO) Prashant Kumar F India Post Payments Bank formalises agreement with ______Finance Company to sell life-insurance Bajaj Allianz F SBI has ties with ____ company to accelerate digital transaction Jio F ___ is the aim of SBI and Jio's tie To boost Digital Transation F _____bank has launched Multi Option Payment Acceptance Device SBI F _____ Amount has been paid by RBI to Union Government as Dividends 50,000 Crore F ____ Bank has launched iris Authentication Over Micro ATMs for Aadhar-based Transactions Axis F Corporate agency agreement will enable distribution of Bajaj Allianz General Insurance products through the bank's network in _____ branches across the country 2129 F Exim bank signs MOU with _____ Development Bank BRICS F First genetic bank for rare species inaugurated in____ State Telangana F _____ Indian bank ranked as most patriotic brand SBI F Andhra Bank raises MCLR by 0.15% _____ its effect on products Products become costlier

22 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com

F Bharti Axe ties up with _____ Bank to offer Jeevan Jyoti Bima Airtel Payment Bank F _____ bank has releases All India Rural Financial Inclusion Survey Report NABARD F ____ is the Supreme body of insurance IRDAI F India Banking Conclave 2018 held in ___City New Delhi F India Banking Conclave 2018 organized by ____ center Economic Policy Research F ____ Bank launches overdraft facility for micro, small enterprises Ujjivan Small Finance Bank F ____ Banks has tops rank in digital transaction Punjab National Bank F The Asian Infrastructure Investment Bank (AIIB)'s 4th annual meeting will be held in ______in July ______. Luxembourg, 2019 F 1st Asian Infrastructure Investment Bank (AIIB) Board of Governors meeting was held in ______in 2016. Beijing F Life Insurance Corporation of India is in the process of acquiring majority stakes in _____ IDBI Bank F ______has extended a grant of $ 480 million to aid Rohingya refugees in Bangladesh World Bank F ______will seek shareholders' approval to raise up to Rs. 2000 crore through issuance of non-convertible securities. IDFC Ltd F ______has received approval from SEBI to start its mutual fund business recently Yes Bank F ______foreign bank has received approval from the RBI to open branches in India recently Bank of China F Finance Ministry provide capital to ______by September A Punjab National Bank F ______has become the most valuable bank in the emerging market outside China. HDFC Bank of India F As per 'Reserve Bank of India' report, India's Foreign currency assets have declined by around ______billion I since April 2018. $19 B F Banks will have to comply with ______security principles of SWIFT technology by December 2018 to avoid being reported to the Reserve Bank of India (RBI). 16 T Institute F State Bank of India has planned to raise about 500-700 million-dollar funds through ______Green Bonds Pvt. Ltd F The State government of Bihar has approved a proposal of the Centre and NABARD to merge Bihar Grameen Bank with ______Madhya Bihar Grameen Bank F ______private sector banks has tied-up with Australia's Westpac Banking Corporation to facilitate online fee payments by Indian students ICICI Bank F ______World Bank arms has sold the shares of AU Small Finance Bank for Rs. 201 crore through an open market transaction International Finance Corporation F Allahabad Bank has proposed to close its only foreign branch in ______as part of the rationalisation of its overseas operation. Hong Kong F ______public -sector banks signed a MoU with Flipkart to offer collateral-free working capital loan to merchants selling on their platform recently Bank of Baroda F ______has received the regulatory nod from RBI to open offices in Bahrain, Kuwait and Singapore Federal Bank F ______bank has launched digital loans against mutual funds in partnership with transfer agent CAMS HDFC F Paytm Payments Bank has launched Paytm Asha Kiran to educate rural women with partnership of ______. UNDP F India signs a loan agreement with which bank for Rajasthan Project World Bank F ______amount provided by World Bank approved for Atal Bhujal Yojana to recharge and maintain groundwater level in some areas which are facing a severe water crisis in coming years 6000

MAKE MY EXAM – DECEMBER 2018 23 www.makemyexam.in & www.ibtindia.com . PERSONS IN NEWS .

F Pandit Tulsidas Passed away recently was famous ______Harmonium exponent F ____ is the CEO of Flipkart Kalyan Krishnamurthy F ____ is the CEO of NITI Aayog Amitabh Kant F ____ has been sworn-in as the first female high court Chief Justice in Pakistan Tahira Safdar F ___is the CEO of NITI Aayog Amitabh kant F _____ is elected as 13th President of Pakistan Arif Alvi F ____ has been launches Coffee Connect app, Coffee Krishi Tharanga services for coffee stakeholders Suresh Prabhu F _____ actor has become the Brand Ambassoder of Lal Bahadur Shastri Memorial Foundation Akshey Kumar F ____ is the Chairman of ISRO K Sivan F _____ Actress is appointed as ambassadors of Skill India Campaign Anushka Sharma F Who becomes the youngest Indian woman to reach the peak of Mount Kilimanjaro Shivangi Pathak F ____ is the Chairman of NABARD Harsh kumar Bhanwala F is the Chairman of Rajya Sabha______Venkaiah Naidu F The name of Robot ____ is recently Developed by Ranchi man Rashmi F Sushma Swaraj has visted _____country to Discuss bilateral ties Kyrgyzstan F ____ is the CEO of Apple Tim cook I F K.S. Deshpande _____ Passes away recently was renowed Library Scientist B F _____ Footballer has been retired from German National Team Mario Gomez T F _____ has been elected as Deputy Chairman of the Rajya Sabha Harivansh Narayan Institute F Ivan Duque sworn as ______Country's president Colombia Pvt. Ltd F _____ golfer became Yongest Indian to won Asian Tour title Viraj Madappa F _____ is the CEO of Infosys Salil parikh F Imran Khan 22nd Prime Minister of Pakistan belongs to ____ Sports Cricket F _____ Indian Athlete has been took seventh place in Highest Paid Female Athlete magazine released by forbes American Business F ____ tops List of Highest Paid Female Athlete Released by Forbes Sarena Williams F _____ Indian Actor has been included in the list of World's Highest-Paid Actors 2018 released by Forbes' Akshay Kumar F ____tops in the World's Highest-Paid Actors 2018 released by Forbes' George Clooney F As per recently published Bloomberg Billionaires Index, ______is the world's third-richest person. Mark Zuckerberg F ______has become the second Indian mountaineer to climb Mt Ojos del Salado, the highest Volcano in the world. Satyarup Siddhanta F ______has become the first Indian woman to win gold at IAAF World U-20 Athletics Championships in Finland Hima Das F ______is the first Indian to receive Linnean Medal in Botany Dr. Kamaljt Bawa F achieved ______to win Intercontinental Cup 64

24 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com . NEW APPOINTMENT .

F ____ has appointed as India's next ambassador to China Vikram Misri F ____ has appointed as director general of the Border Security Force Rajni Kant Misra F _____ takes charge as 46th Chief Justice of India Ranjan Gogoi F ____ became the new CEO of ICICI bank Sandeep Bakhshi F _____ is appointed as India's ambassador to UN Conference on Disarmament Pankaj Sharma F _____ appointed as new Solicitor General of India Tushar Mehta F ____ has appointed as HDFC Bank Chief Human Resources Officer Vinjay Razdan F ______has appointed as the next Ambassador of India to the Kingdom of Thailand Suchitra Durai F ____ has been appointed as 46th Chief Justice of India Ranjan Gogoi F _____ has been elected as Regional Director of WHO South-East Asia Poonam Khetrapal Singh F ____ is appointed as Managing Director Of SBI Anshula Kant F _____ become the new Chief Justice of Nepal Om Prakash Mishra F _____ has been appointed as the next Ambassador of India to the Republic of Azerbaijan B.Vanlalvawna F _____ is Appointed as Central Vigilance Commission Secretary Anindo Majumdar F ____ has been appointed goodwill ambassador for Nepal tourism Jaya Prada F ____ has been appointed as High Commissioner of India to the Republic of Rwanda Oscar Kerketta F _____ is the first Indian to appointed in 'The Internet Corporation for Assigned names And Numbers' I Ajay Data B F _____has been appointed as Member of National Commission for Protection of Child Rights R.G Anand T

F ____ has been appointed as United Nations High Commissioner for Human Right Michelle Bachelet Institute Pvt. Ltd F ____ has been appoionted as Chairperson of Appellate Tribunal for Electricity Manjula Chellur F ____ is appointed as Chief Justice of Orissa High Court KS Jhaveri F _____ has been appointed as CEO of Fasal Bima Yojana Ashish kumar Bhutani F ____actor has been appointed as Brand Ambassador for Road Safety Campaign Akshay Kumar F ____ has been appointed as India's Ambassador to Russia D bala venkatesh F Kaptan Singh Solanki is appointed as ____ State's Governor Tripura F ____ has been appointed as Assocham Secretary General UK Varma F _____ was the Former Assocham Secretary General DS Rawat F _____ has been appointed Secretary and Chairman of DRDO G.Satheesh Reddy F Recep Tayyip Erdogan has recently re-elected as president of ______. Turkey F ______has been appointed as non-executive part time chairman of ICICI Bank G.C. Chaturvedi F ______has been appointed as the Managing Director and Chief Executive Officer of the IDBI Bank B Sriram F ______has been appointed as the chairman of Payments Council of India Vishwas Patel F Recently ______has been appointed as Asia's representative in the prestigious Athletes Advisory Commission of the Commonwealth Games Federation (CGF). Dipika Pallikal F ______has been appointed as the Director General of Indian Council of World Affairs TCA Raghavan

MAKE MY EXAM – DECEMBER 2018 25 www.makemyexam.in & www.ibtindia.com . OBITUARIES .

F M.N Roy, who recently Passes away was ______Poet F The founding leader of Pakistan's MQM passed away recently. Name the Leader is______Saleem Shahzad F Shantaram Potdukhe, who Died recently belongs to ____Political Party Indian National Congress F Senior Congress Leader MM Jacob passed away recently. He was the former Governor of ______Meghalaya F Kannada poet and film song lyricist ______passed away at the age of 73. M.N. Vyasa Rao F Kannada poet and film song lyricist ______passed away at the age of 73. M.N. Vyasa Rao F The founding leader of Pakistan's MQM passed away recently. Name the Leader is____ Saleem Shahzad F ______, the first restaurant critic to win the Pulitzer Prize for criticism, died. He was 57. Jonathan Gold F ______prime minister just died Atal bihari vajpayee F The former finance minister of Chhattisgarh passed away recently. Name the Minister is______Ramachandra Singh Deo F Arun Date, who recently passed away, was a famous ______. Singer F Renowned lyricist Gurukrushna Goswami recently passed away. He was related with ______music industry. Odia F Nirmal Hirawat passed away recently. He is the former minister ______Madhya Pradesh F Rajinder Pal who died recently was a renowned player of ______. Cricket F ______, the first restaurant critic to win the Pulitzer Prize for criticism, died. He was 57. Jonathan Gold I F Narayan Prasad, popularly known as 'Rasaraj', has passed away recently. He earned his name in ______. B Odia music T F ______senior journalist and writer died at the age of 79 Adiraju Venkateswara Rao

Institute Pvt. Ltd . AWARDS . F James Allison, Tasuku Honjo win Nobel Prize 2018 in ____field Physiology and medicine F Frances H Arnold, George P Smith and Gregory P Winter win Nobel prize in _____ field Chemistry F ____ won Nobel peace prize 2018 Both a&b F William Nordhaus and Paul Romer won Nobel Prize 2018 in ______field Economics F _____ Famous Personality was awarded the 8th Social Entrepreneur of the Year award, 2018 Prema Gopalan F ______will receive Dr B C Roy National Award as an Eminent Medical Person of the Year B K Misra F ____ had recieved Sahitya Academy award in 1988 for his novel 'Assoryalok' Bhagwati kumar Sharma F ____ becomes first Indian to win medal in IAAF Continental Cup Arpinder Singh F ____ team won Duleep Trophy 2018 India Blue F _____ State wins two Pacific Asia Travel Association gold awards in tourism Kerala F _____ Cricketer will get for 2018 F ____ movie is selected as is India's official entry to Oscars 2019 Village Rockstars F ____ Won Best Fifa Football Awards 2018 Luka Modric F _____ won Outstanding Parlian mentarian award for 2017 Bhartruhmari Mahrab F ____ is Runner up of Russian Open Badminton Tropy Koki Watanabe

26 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com . BOOKS & AUTHOR’S .

F Noted writer Kavita Mahajan passes away at 51.She wrote books in ____ language Marathi F ____ wrote final book "brief answers to big questions Stephen Hawking F Bhagwati Kumar Sharma who passed away recently was renowed author of _____ language Gujarati F Union HRD Minister Prakash Javadekar has launched ____ book on Gandhi ji's basic education Nai Talim F _____ was the Author of novel "Yes! It's All about My Daughter: Diagnosed with Rett Syndrome at 8 Months" Muthuvel Karunanidhi F ____ is the editor of Thuglak magazine Swaminathan Gurumurthy F ____ is the author of Book 'Untold Story of Broadcasting' Gutam Chatterjee F 'Ghats of Banaras' Book has been wrote _____ Sachidanand joshi F ____ wrote "A Thousand Splendid Suns" book Khaled Hosseini F Atal Ji Ne Kaha: A book on Vajpayee has been launched by _____ prime Minister F The book launched by Vice President of India M. Venkaiha Naidu "Human Rights, Values and Cultural Ethos" is written by ______. Dr. R.P. Dhokalia F Vice President of India M. Venkaiah Naidu has launched the book "Human Rights, Values and Cultural Ethos" in ______. New Delhi F A novel 'The English Patient' declared as the winner of the Golden Man Booker Prize in 50 years. ______wrote the book Michael Ondaatje

. SPORTS . I F ___ Team win seventh Asia Cup title India B F Asian Cup 2018 held in ___ country UAE F ____ Player clinches Asian Junior Squash title Yuvraj Wadhwani T Institute F _____ is named as India's flag-bearer at Youth Olympic Games Manu Bhaker Pvt. Ltd F 36th National Games will held in ____ city Goa F Batsman Nick Compton Retires From Cricket. He played for _____ country England F Nick Compton is renowned Player of _____ sports Cricket F _____ Country won Under-19 Asia Cup India F Thangjam Tababi Devi clinches medal at Youth Olympics in _____ game Judo F ____ wins India's maiden gold medal in lifting at Youth Olympic Games Jeremy Lalrinnunga F Youth Olympic Games 2018 hosted by ____ country Argentina F Asian Para Games 2018 held in ____ country Indonesian F Manu Bhaker is belongs to ____ field Shooting F Solari Jason bagged the bronze with 215.6 at Youth Olympics 2018 belongs to ____ country Switzerland F Abdur Rehman retires from international cricket. He Played cricket for ____ country Pakistan F Suraj Panwar wins silver medal in Youth Olympics 2018 in _____ field Race F Youth Olympics 2018 are hosted by ____ country Argentina F The 2018 Asian Games (Indonesian: Pesta Olahraga Asia 2018, Asian Games 2018), officially known as the _____ Asian Games and also known as Jakarta-Palembang 2018 is held in Indonesia. 18th F India ranked in ____ position in Asian Games 2018 8th

MAKE MY EXAM – DECEMBER 2018 27 www.makemyexam.in & www.ibtindia.com . SCIENCE & TECHNOLOGY .

F 4th India International Science Festival held in _____ city Lucknow F _____ app has launched to provide correct, Scientific and authentic health information to airwarriors and all citizens of India MedWatch F Google to shut down _____ company after failing to disclose user data breach Google+ F ______Country launched two remote sensing satellites to conduct electromagnetic environmental probes China F NITI Aayog and ____ corporation co-design programme to skill students in new age tech IBM F Central University of _____ state signs MoU with ISRO to set up Space Applications Center Jammu F Niti Aayog and _____ company to bring AI tools for agriculture and healthcare Microsoft F Internet Society inks pact with ____ Association to secure Internet infrastructure ISPAI F 6th edition of Bengaluru Space Expo inaugurated in ____city Bengaluru F ____ agency has successfully tests anti-tank missile DRDO F _____ Space Research Organization successfully launched two satellites NovaSAR and S1-4 from the Satish Dhawan Space Centre PSLV-C42 F The fourth edition of India International Science Festival will be inaugurated by President of India in ____ City Lucknow F _____ Missile has been recently tested by Defence Research & Development Organization Interceptor Advanced Area Defence I F ____ is the objective of 'Shaur nahin' Mobile app To Stop Unnecessary Noise B F "PARIVESH" single window hub has been launched for _____ Department Environment T F _____ is the World's first mission to touch the sun lift off

Institute Pvt. Ltd F _____ is India's second moon mission launched recently Chandrayaan-2 F ____ satellite has been lauched by ISRO's to study the Sun Aditya-L1 F ______space agency has confirmed presence of ice on Moon using spacecraft NASA F _____ satellite has been launched from French Guyana Aelous F The Indian PSLV launcher has bagged its first order from ______to launch 10-kg nanosatellite Centauri I later this year. Australia F India's longest-range ballistic missile ______will be inducted into the nuclear arsenal very soon. Agni V F India and United States had signed a Memorandum of Understanding (MoU) in ______to have scientific and technical cooperation in Earth observations and Earth sciences. 2008 F A new communication satellite 'APSTAR-6C' has been launched by ______. China F A hyper spectral imaging satellite called "Goafen-5" has been launched to monitor air pollution by ______. China F ______Launches Most Powerful Falcon 9 Rocket SpaceX F Name of satellite launched by GSLV is. GSAT-6A F The exoplanet-hunting telescope launched by NASA is ______TESS F India's Department of Space (DoS) have signed cooperation agreement related to sharing of earth observation satellite data with : European Union (EU)

28 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com . DEFENCE AND SECURITY .

F India and ____ country agree to boost Defence and Military Technical Cooperation Kazakhstan F ____ has Redesignated As Deputy National Security Advisor R N Ravi F ____ Country Launches Air Exercises With NATO Countries Ukraine F Indian navy ships & aircraft arrive in Sri Lanka to participate in ____ joint exercise SLINEX-2018 F _____ country refuses to participate in first BIMSTEC joint military exercise Nepal F Indo-Mongolia joint exercise kicks off in ___ city Ulaangbaatar F First joint military exercise with BIMSTEC countries will held in ____ city Pune F Joint Military Exercise Yudh Abhyas 2018 begins between India and ____ Country US F Defence Acquisition Council approves procurement of____ missile system Akash F India successfully test fires _____ missile recently Prahaar F ____ Ministry Signs Pact with ISRO to Set up Emergency Response Control Room Home Minister F In _____ city defence industrial corridor has been launched by Defence Minister Nirmala Sitharaman and Uttar Pradesh Chief Minister Yogi Adityanath Aligarh F _____ Missile has been tested from Indian Army at Pokhran range Helina F Joint Military Exercise has been held between India and ____ country Thailand F Missile has been recently tested by DRDO BrahMos F The Indian Army signed a Memorandum of Understanding with ______on the Defence Salary Package. State Bank of India I F ______is the name of World's largest international maritime exercise RIMPAC B F ______many countries will participate in biennial Rim of the Pacific (RIMPAC) military exercise from June 27 to T

August 2 around Hawaiian Islands and Southern California 26 Institute Pvt. Ltd F Indian Minister inaugurated 1st biannual Indian Air Force Commanders' Conference at Air Headquarters in New Delhi Nirmala Sitharaman F 22nd edition of exercise Malabar has been conducted at ______. Guam F ______will host the first military exercise of BIMSTEC (Bay of Bengal Initiative for Multi-Sectoral Technical and Economic Cooperation) group focusing on counter-terrorism India F First military exercise of BIMSTEC (Bay of Bengal Initiative for Multi-Sectoral Technical and Economic Cooperation) is scheduled to be held in ______Pune F Name of the Indo- Malaysia joint military exercise which will be conducted in Malaysia is______Harimau - Shakthi F Name of the coastal security exercise which began in Kerala is _____ Sagar Kavach F LCA Tejas has successfully fired an air-to-air BVR missile. BVR stands for ______Beyond Visual Range F India and Pakistan will participate in multination counter-terror exercise in Russia under the organization of ______. SCO F India has agreed with ____ to set up hotline between their head quarters to enable communication to prevent border tensions China F Balikatan military exercise is the largest exercise between USA and ______. Philippines F The 'Vijay Prahar' exercise which concluded recently was based on ______of Indian Army South Western Command

MAKE MY EXAM – DECEMBER 2018 29 www.makemyexam.in & www.ibtindia.com . IMPORTANT DAYS .

F World Animal Day is observed on ____ Day 4 October F World Teachers day is observed on ____ day 5 October F World Postal day observed on _____ day 9 october F World Mental Health Day is observed on ____ day 10 October F Air Force Day is observed on ____ day 8 October F Good Governance Day is observed on ____ date 25 December F International Day of Rural Women is observed on ____ day 15 October F World Food Day is observed on _____ Day 16 October F Techers Day of Observed on _____ Day September 5 F International Literacy Day is observed on _____ Day 8 September F International Day of Peace is observed on ____ Date 21 September F International Day of Sign Languages is observed on ____Day September 23 F International Tiger Day is Observed on____ Ans July 29 F ____ day is observed as World Bio Fuel day 10 August F _____International Youth Day is Observed First time 12 August 2000 F World Humanitarian Day observed on____ 19th August I F World senior citizen day is observed on ____ date 21 August B F International Day against Drug Abuse and Illicit Trafficking is observed on ______. June 26 T F MSME day is celebrated on ______. June 27 F International Day of United Nations Peacekeeper is observed worldwide on ______. May 29 Institute Pvt. Ltd F World Day against Child Labour is observed globally on ______. June 12 F India's 1st ever national police museum will be inaugurated on ______. October 21 F Green Mizoram Day was observed on ______across Mizoram state. June 11 F World Honey Bee Day is celebrated on ______. August 18 F World Blood Donor Day is observed on ______. June 14 F International Day for the Elimination of Sexual Violence in Conflict is observed on ______. June 19 F World Refugee Day is observed on ______every year by united nations. June 20 F World Music Day is observed every year on ______. June 21 F International Widows' Day takes place annually on ______. June 23 F World Intellectual Property Day is observed on 26 April F The World Immunization Week is observed from ______24 April to 30 April F Red Cross Day is celebrated every year on ______. May 8 F World Telecommunication and Information Society Day is observed on ______. May 17 F The International Day of Remembrance of the Victims of Slavery and the Transatlantic Slave Trade Day is observed on ______. 25th March F World Down Syndrome Day is observed globally on: 21st March F April 5th is celebrated as India's ______Day. National Maritime Day

30 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com FRANCES H ARNOLD, GEORGE P SMITH AND GREGORY P WINTER WIN NOBEL PRIZE IN CHEMISTRY G Three scientists have won the Nobel prize in chemistry for their work in harnessing evolution to produce new enzymes and antibodies. G British scientist Sir Gregory P Winter and Americans Frances H Arnold and George P Smith will share the 9m Swedish kronor (£770,000) prize, awarded by the Royal Swedish Academy of Sciences. G The winners' work has led to the development of new fuels and pharmaceuticals by making use of nature's . OCTOBER 2018 . evolutionary processes themselves, leading to medical and environmental advances.

SCIENTISTS FROM U.S, CANADA, FRANCE SPLIT 2018 NOBEL IN ECONOMICS IS AWARDED TO NOBEL PRIZE IN PHYSICS FOR LASER WORK WILLIAM NORDHAUS AND PAUL ROMER G This year's Nobel Prize in Physics has been "split" with one half going to Arthur Ashkin, an American who won for his work with optical tweezers, while Gérard Mourou of France and Donna Strickland of Canada share the other half for work in generating high- intensity ultrashort optical pulses. G Their achievements mark groundbreaking achievements I in the field of laser physics. B G Strickland is the third-ever woman to win the prize, T first awarded in 1901. Institute Pvt. Ltd G The three winners announced Tuesday bring to 210 G Two American economists at the forefront of work laureates who have won the physics prize since it was on climate change and the role of governments in boosting growth have been jointly awarded the first awarded. prestigious Nobel Memorial prize for economics. JAMES ALLISON, TASUKU HONJO WIN NOBEL G The Royal Swedish Academy of Sciences said William PRIZE IN MEDICINE FOR CANCER RESEARCH Nordhaus and Paul Romer were being honoured for their research into two of the most "basic and G The 2018 Nobel Prize in physiology and medicine was pressing" economic issues of the age. awarded to American and Japanese immunologist James P Allison and Tasuku Honzo for their discovery G The co-winner - Romer - is seen as the prime mover behind the endogenous growth theory. of "cancer therapy by inhibition of negative immune regulation". G Romer was the chief economist at the World Bank but left after 15 months following repeated run-ins G The foundation said "Immune checkpoint therapy" with staff. has revolutionized cancer treatment and has fundamentally changed the way we view how cancer NOBEL PEACE PRIZE 2018 WON BY DENIS can be managed. MUKWEGE AND NADIA MURAD G The Congolese gynaecologist, Denis Mukwege, who G The prizes for achievements in science, literature and has treated thousands of rape victims, and Nadia peace were created in accordance with the will of Murad, the Iraqi Yazidi, who was sold into sex slavery dynamite inventor and businessman Alfred Nobel and by Isis, have been jointly awarded the 2018 Nobel have been awarded since 1901. peace prize.

MAKE MY EXAM – DECEMBER 2018 31 www.makemyexam.in & www.ibtindia.com G They have both put their own personal security at risk . SEPTEMBER 2018 . by courageously combatting war crimes and securing justice for victims. MIRABAI CHANU AND VIRAT KOHLI TO GET G The joint award comes a decade since the UN security RAJIV GANDHI KHEL RATNA council adopted Resolution 1820 (2008), which G National Sports Awards are given every year to determined that the use of sexual violence as a recognize and reward excellence in sports. Rajiv weapon of war. Gandhi Khel Ratna Award is given for the spectacular and most outstanding performance in the field of PREMA GOPALAN WINS SOCIAL ENTREPRE- sports by a sportsperson over a period of four year. NEURSHIP AWARD G Indian cricket captain Virat Kohli and weightlifter will receive the Rajiv Gandhi Khel Ratna Award- India's highest sports honour. G Kohli will become the third Indian cricketer after legendary (1997) and the talismanic former captain Mahendra Singh Dhoni (2007) once the sports ministry officially accepts the committee's recommendation.

AISHWARYA RAI BACHCHAN COLLECTS MERYL STREEP AWARD G Prema Gopalan, founder of Swayam Shikshan Prayog G Aishwarya Rai Bachchan received Meryl Streep Award (SSP), was awarded the 8th Social Entrepreneur of the for Excellence at the first edition of Women In Film I Year award, 2018, for her work in promoting women's and Television (WIFT) India Award along with her B entrepreneurship. daughter Aaradhya. G After working for years with issues of urban G At the ceremony -- established to honour the best T communities, Gopalan got a closer view of rural female talent in Bollywood and Hollywood -- the actor

Institute realities and women's woes after the devastating was bestowed with the inaugural Meryl Streep Award Pvt. Ltd Latur earthquake in 1993. for Excellence. G Social Entrepreneur of the year awards was founded G The 44-year-old later took to Instagram to celebrate by Schwab Foundation for Social Entrepreneurship her win and shared pictures with the trophy in her and Jubilant Bhartia Foundation. hand and Aaradhya by her side.

10-YEAR-OLD INDIAN ARSHDEEP SINGH JK TYRE CHAIRMAN & MANAGING DIRECTOR WINS 2018 WILDLIFE PHOTOGRAPHER OF DR. RAGHUPATI SINGHANIA CONFERRED THE YEAR AWARD HIGHEST CIVILIAN HONOUR OF MEXICO G Arshdeep Singh, 10, is among the winners of the 2018 G Dr. Raghupati Singhania, Chairman & Managing Wildlife Photographer of the Year award in the 10- Director, Jk Tyre & Industries ltd, has been conferred years-and-under category for his photograph 'Pipe the Mexican Order of the Aziec Eagle the highest Owls', which is of two spotted owlets nested inside a Houour Accorded to non-nationals by the pipe. Government of Mexico. G Arshdeep started taking photographs at the age of six. G On the 128th National Day of Mexico, Melba Pria, The young photographer often travels with his father Ambassador of Mexico to India, Presented the award Randeep Singh who is also a well-known to Dr. Singhania on behalf of the President of Mexico photographer. G The top honour is in recognition of Dr. Singhania's G Among the junior winners, there were three exemplary leadership, his noteworthy services categories 10 years and under, 11-14 years and 15-17 towards humanity and his efforts to strengthen years. bilateral ties between India and Mexico.

32 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com KERALA TOURISM WINS TWO PACIFIC ASIA . AUGUST 2018 . TRAVEL ASSOCIATION GOLD AWARDS PRESIDENT RAM NATH KOVIND APPROVES G Kerala Tourism's wins two Pacific Asia Travel 131 GALLANTRY AWARDS FOR MEMBERS OF Association gold awards. MILITARY, PARAMILITARY FORCES G Kerala Tourism got the first gold for its 'Yalla Kerala' travel advertisement print media campaign in the Gulf countries. G With the punch line, 'Yalla Kerala', the campaign triggered a lot of interest for God's Own Country as a tourism destination in the Gulf countries. G The second gold award came for an innovative poster Kerala Tourism had developed for the third edition of the Kochi-Muziris Biennale (KMB), the biggest contemporary art show in South Asia.

SECONDARY STEEL SECTOR AWARDED FOR G On the occasion of 72nd Independence Day, President CONTRIBUTION TO NATIONAL ECONOMY Ram Nath Kovind has approved 131 Gallantry Awards G Ministry of Steel gave away Secondary Steel sector to members of Armed Forces personnel and awards, for the first time, to 26 mini steel companies Paramilitary Forces. in recognition of their contribution to the national G The Defence Ministry said that one Kirti Chakra, three economy. Bar to Sena Medals (Gallantry), three Vayn Sena G The secondary steel sector is a critical and important Medals(Gallantry), 11 Nao Sena Medals(Gallantry), 20 I segment of the market spanning from construction, Shaurya Chakras and 93 Sena Medals(Gallantry) will B machine tools, cold rolled products, pipes, stainless steel, be awarded. galvanized and color coated steel as well as exports. T G Six women officers of the Indian Navy will be awarded G Steel is one of the core sectors of the Indian economy Institute Nao Sena medals. They were part of the expedition Pvt. Ltd and India is the 3rd largest steel producer in the world. to circum navigate the globe. Steel contributes to over 2% to India's GDP and creates a virtuous cycle of employment generation throughout DELHI GOVERNMENT OFFICIAL WINS WHO the economy. WORLD NO TOBACCO DAY AWARD AS DELHI FIGHTS BACK TOBACCO KERALA TOURISM WINS TWO PACIFIC ASIA TRAVEL ASSOCIATION GOLD AWARDS G Delhi government's additional director of health, SK Arora, made India proud as he was awarded the prestigious G Kerala Tourism'swins two Pacific Asia Travel WHO World No Tobacco Day 2017 Award for his Association gold awards. extraordinary contribution towards tobacco control. G Kerala Tourism got the first gold for its 'Yalla Kerala' G Arora was presented the World No Tobacco Day 2017 travel advertisement print media campaign in the Gulf Award by Henk Bekedam, WHO India country head. countries. G Every year, the World Health Organization recognizes G With the punch line, 'Yalla Kerala', the campaign individuals or organisations alike in each of the six triggered a lot of interest for God's Own Country as a WHO regions for their accomplishments in the area tourism destination in the Gulf countries. of tobacco control. G The second gold award came for an innovative poster G Tobacco prevalence in Delhi has come down by 6.5 Kerala Tourism had developed for the third edition of per cent in the past six years which is more than the the Kochi-Muziris Biennale (KMB), the biggest rest of India average figures. contemporary art show in South Asia.

MAKE MY EXAM – DECEMBER 2018 33 www.makemyexam.in & www.ibtindia.com Iraq parliament elects Barham Salih as country's new president G Iraq's parliament has elected the moderate Kurdish politician Barham Salih as president. G Mr Salih, a member of the Patriotic Union of Kurdistan (PUK), beat his main rival Fuad Hussein, of the . OCTOBER 2018 . Kurdistan Democratic Party's (KDP), by 219 votes to 22, AFP news agency reported. Justice Ranjan Gogoi Takes Oath As 46th G Mr Salih was part of the interim government put in Chief Justice of India place by the US following the 2003 invasion that G Justice Ranjan Gogoi took oath as the 46th Chief ousted Saddam Hussein. Justice of India. He succeeds Justice Dipak Misra who retired on October 01. Chanda Kochhar quits ICICI Bank G Justice Gogoi was administered the oath of office by G Chanda Kochhar, the first woman to head India's President Ram Nath Kovind at Rastrapati Bhavan. second-biggest private sector lender by assets, Quits G Justice Ranjan Gogoi, 63, is the first person from the even as a probe continues into alleged irregularities northeast to become the Chief Justice of India. He will in granting of some loans during her nineyear chief have a tenure of a little over 13 months and would executive tenure. retire on November 17, 2019. G The bank's board accepted her plea for early retirement Thursday, elevating COO Sandeep Bakhshi Mukesh Ambani is the richest Indian for 11th to the CEO role for five years. consecutive year with $47.3 billion: Forbes G Reliance Industries' Chairman Mukesh Ambani has G The enquiry instituted by the board will remain I emerged as the richest Indian for the 11th consecutive unaffected by this and certain benefits will be subject B year with a net worth of $47.3 billion, according to to the outcome of the enquiry. T Forbes magazine. Ramon Laguarta succeeds Pepsico's Indian-origin G As per the 'Forbes India Rich List 2018', Wipro CEO Indra Nooyi Institute Pvt. Ltd Chairman Azim Premji has retained the second spot, G Ramon Laguarta assumed the role of Chief Executive adding $2 billion to his wealth at $21 billion; while Officer of global beverage giant PepsiCo Wednesday, ArcelorMittal Chairman and CEO Lakshmi Mittal succeeding India-born Indra Nooyi who had helmed moved a place ahead to the third slot with a net worth the American company for 12 years. of $18.3 billion, increasing his wealth by $1.8 billion. G She was appointed as CEO in 2006, becoming G Ambani is also the year's biggest gainer, adding $9.3 PepsiCo's fifth chief executive in its 41-year history, billion to his wealth amid the continuing success of his Reliance Jio broadband telco service. and the first woman G This list was compiled using shareholding and financial G Laguarta will become the sixth CEO in PepsiCo's 53- information obtained from the families and year history. All have been appointed from within the individuals, stock exchanges, analysts and India's organization, a testament to PepsiCo's strong bench regulatory agencies. of talent and succession planning. Facebook names longtime executive Adam Suchitra Durai appointed as the next Ambassador of Mosseri as new head of Instagram India to the Kingdom of Thailand G Facebook has named Adam Mosseri, a 10-year G Ms Suchitra Durai (IFS:1988), High Commissioner of veteran of the social network who started as a product India to Kenya, has been appointed as the next designer in 2008, as the new head of Instagram. Ambassador of India to the Kingdom of Thailand. G He succeeds Kevin Systrom and Mike Krieger. G Suchitra Durai is an Indian Foreign Service Officer (IFS) G Adam Mosseri was previously the Vice President of of 1988 batch. Product at Instagram. He had joined Facebook in 2008. G She is expected to take up the assignment shortly.

34 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com . SEPTEMBER 2018 . Pakistan Gets First Woman Chief Justice of High Court G Justice Tahira Safdar was sworn in on Saturday as the HDFC LIFE appoints Vibha Padalkar as MD & first woman chief justice of a Pakistani high court. CEO for 3 years G Justice Safdar was sworn in as the chief justice of G The board of HDFC Standard Life appointed Vibha Balochistan High Court at a ceremony held at the Padalkar, the executive director and Chief financial Governor House in Balochistan. officer of HDFC Standard Life, as the Managing director and CEO. G She made history in 1982 when she became the first woman civil judge in Balochistan. G After the exit of Amitabh Chaudhary, who joined Axis Bank on September 8, Padalkar, a board member of G She is currently a member of the three-judge special HDFC Life, was the front runner for the top job. court conducting the trial of former President Pervez Musharraf. G Before joining HDFC Life, she was associated with WNS Global Services, Colgate-Palmoliv (India ) and Price Akshay Kumar is honorary ambassador for Lal water house coopers. Bahadur Shastri Memorial Foundation G Padalkar is a member of the Institute of Chartered G Actor Akshay Kumar is proud about getting selected Accountants in England and Wales and the Institute as an honorary ambassador for Lal Bahadur Shastri of Chartered Accountants of India. Memorial Foundation. PTI's Dr Arif Alvi elected 13th President of Pakistan G With him putting his weight behind the cause of the G Dr Arif Alvi, a member of Pakistan Prime Minister Lal Bahadur Shastri Memorial Foundation, the Imran Khan's PTI, secured 212 votes out of 432 votes campaign for the welfare of the soldier (jawan) and cast by the electoral college. the farmer (kisan) community of the country is set to get a further boost. G Pakistan Tehreek-e-Insaf leader Dr Arif Alvi has been elected as the 13th President of Pakistan. G Akshay Kumar was made the first honorary I ambassador of Lal Bahadur Shastri Memorial G The opposition candidate in the Pakistan presidential B Foundation. elections, Maulana Fazlur Rehman, got merely 131 T votes. Aitzaz Ahsan, a member of the Pakistan Peoples Institute Party (PPP), got just 81 votes, said the report in The Pvt. Ltd Express Tribune. G Dr. Alvi had started his political career about five decades ago when he was student of de 'Montmonrency College of Dentistry in Lahore. BSNL Ropes in Boxer on Board as Brand Ambassador for 2 Years G BSNL hits a double whammy as it brings in decorated boxer Mary Kom as its brand ambassador for two years and also signed a MoU with the Indian Army for providing them with telecom services for the next three years, all across India. G According to Aruna Sundararajan, Secretary, Telecom, in the competitive telecom sector, associating with Mary Kom will help BSNL in improving its brand image and attract more customers. G The two-year contract will see boxer Mary Kom endorsing as well as engaging in various promotional events organized by BSNL for its different telecom services.

MAKE MY EXAM – DECEMBER 2018 35 www.makemyexam.in & www.ibtindia.com . AUGUST 2018 . 3 High Court Women Judges are appointed as Supreme Court justices Surendra Rosha Named HSBC India CEO G Three high court women judges were appointed to G The Hongkong and Shanghai banking Corporation Supreme Court, taking the total number of judges in appointed Surrendra Rosha as Chief Executive Officer the apex court to 25. for HSBC India. G Notifications announcing the appointment of G Rosha succeeds jayant Rikhye, who is taking a leave Uttarakhand High Court Chief Justice K.M Joseph, of absence for medical reasons. Madras HC Chief Justice Indira Banerjee and Orissa G Rosha, who is currently HSBC's Head of Financial HC Chief Justice VIneet Saran to the Supreme Court Institutions Group (FIG) for Asia-Pacific,has 27 years were Issued. of experience in financial services sector. G The number of Judges in the top court after the fresh Harivansh Narayan Elected as Deputy appointments has gone up to 25.There would still be Chairman of the Rajya Sabha six vacancies. G NDA candidate Harivansh was elected as Rajya Sabha Ajay Data, first Indian in ICANN Deputy Chairman, defeating Opposition's BK Hariprasad. G Rajya Sabha Chairman M Venkaiah Naidu initiated the G "Ajay Data becomes the first Indian to be appointed process of the election by calling for division of votes as a member of country code Names Supporting in the house. While Harivansh secured 125 votes, Organization (ccNSO). Hariprasad got 105. G Data has been appointed on the panel by nomination G Harivensh is an MP from the Janta Dal and a committee of ccNSO--one of the three policy making parliamentarian from Bihar and a former journalist. bodies at ICANN. I G The nomination of Harivansh was proposed by Ram G He is founder & CEO of Data XGen Plus and global B Prasad Singh and BJP president Amit Shah among leader in email linguistic services. He is creator of others. world's first email address mobile app and email solution T Haryana Teen scales Mount Kilimanjaro for IDN (Internationalized Domain Names) Domains. Institute Pvt. Ltd G Shivangi Pathak became the youngest Indian woman Ivan Duque sworn in as Colombia's next president to reach the peak of Mount Kilimanjaro in 3 days. G Colombia's President-elect Ivan Duque has been G Tanzania's Mount Kilimanjaro measures 5895 meters sworn in as the country's 60th President. in height. G More than 12,000 police were deployed in the historic G Shivangi's next target is to scale Europe's highest peak. centre of the capital Bogota for Duque's inauguration. G The Haryana teen, who acknowledged the endless G He replaced Juan Manuel Santos and became the support of her parents and family in her journey, aims youngest president in Colombia's recent history. to be an inspiration to girls all over India to relentlessly pursue their passion. RSS thinker S Gurumurthy, Satish Marathe C B Ananthakrishnan takes charge as Director appointed as non official Directors of RBI board (Finance) of Hindustan Aeronauntics Ltd(HAL) G Swaminathan Gurumurthy and Satish Kashinath G C B Ananthakrishnan took charge as Director (Finance) Marathe appointed as Part-time non official directors of Hindustan Aeronautics Ltd (HAL). Earlier, C B of the Reserve Bank of India(RBI) Board. Ananthakrishnan was the Executive Director (Finance) G Gurumurthy, an economist and chartered accountant at HAL Corporate Office by profession, is also the co-convenor of RSS-affiliated G Chairman and Managing Director of Hindustan Ltd- T Swadeshi Jagran Manch. Suvarna Raju G Gurumurthy is also the editor of Tamil magazine G He was also HAL nominee Director in the Board of Thuglak. He had referred demonetistion decision as three joint ventures of HAL. equivalent of Financial Pokhran.

36 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com MANU BHAKER NAMED INDIA'S FLAG-BEARER AT YOUTH OLYMPIC GAMES G Teenage shooting star Manu Bhaker was on Monday named as the flag-bearer of the Indian contingent for the 3rd Youth Olympic Games to be held in Buenos Aires from October 6-18. G A contingent of 68 members, including 46 athletes, will leave for Argentina on Tuesday to compete in 13 sports. G Goa Olympic Association Secretary Gurudutta D . OCTOBER 2018 . Bhakta will be the Chef-de-Mission of the contingent.

LEWIS HAMILTON WINS IN RUSSIAN GRAND FORMER ENGLAND BATSMAN NICK COMPTON PRIX RETIRES FROM CRICKET G Former England batsman Nick Compton announced his retirement from cricket. G The 35-year-old grandson of England great Denis Compton did not play for his county Middlesex in 2018.South Africa-born Compton played 16 Tests for England, scoring two hundred. G Denis Compton scored 5,907 runs in 78 Tests, including 17 hundreds at an average of 50.06 and in the 1947 season alone complied a staggering 3,816 first-class runs as Middlesex won the County I Championship. B SAURABH CHAUDHARY BAGS GOLD IN YOUTH G Mercedes' Lewis Hamilton won the Russian Grand Prix OLYMPICS 2018 T in Russia. Institute G Shooting gave India another champion as Saurabh Pvt. Ltd G This was Lewis Hamilton's 70th career win. Chaudhary claim the 10m air pistol gold at the Youth G Mercedes' Valtteri Bottas finished in second position. Olympics. He was followed by Ferrari's Sebastian Vettel in third G The 16-year-old Chaudhary dominated the final, place. shooting 244.2 to finish on top of the podium ahead of South Korea's Sung Yunho. YUVRAJ WADHWANI CLINCHES ASIAN G Switzerland's Solari Jason bagged the bronze with 215.6 JUNIOR SQUASH TITLE G India's Yuvraj Wadhwani has clinched Asian Junior 36TH NATIONAL GAMES IN MARCH-APRIL Squash Championship title after defeating Anas Ali NEXT YEAR IN GOA Shah of Pakistan in the final of the boys' U-13 G The much-delayed 36th National Games in Goa will individual event. be held from March 30 to April 14 next year. The G Wadhwani thrashed his Pakistani counterpart 13-11, Games were earlier scheduled to be held next month. 11-5, 6-11, 12-10 in the final to become the second G Prabhudesai said at a media conference that Opening Indian to lift the prestigious trophy. and Closing ceremonies will be held at PJN Stadium, Fatorda. G In 2014, it was Indian squash player Veer Chotrani, G The Opening ceremony will be on March 30 and who had won the title in Iran. closing ceremony will be on April 14. G Overall, Indian squash players managed to win a total G Five sports -- Rugby, Wushu, Modern Penthatlon, of six medals in the tournament including one gold, Lawn Bowl, and Billiards and Snooker -- will be added one silver and four bronze. in the Games programme.

MAKE MY EXAM – DECEMBER 2018 37 www.makemyexam.in & www.ibtindia.com UNDER-19 ASIA CUP: INDIA BEAT SRI LANKA G This is India's first-ever gold medal at the Youth BY 144 RUNS TO CLINCH TITLE Olympics.In the two editions prior to this, India's best performance was two medals in the 2014 Youth Olympics at Nanjing, China. G With his best successful attempts of 124kg in snatch and 150kg in clean & jerk for a combined 274kg, the 15-year-old won the gold medal. G Toptas Caner of Turkey won the silver medal for a combined lift of 263kg and Estiven Jose Manjarres of Colombia won the bronze medal with 260kg.

THANGJAM TABABI DEVI CLINCHES JUDO MEDAL AT OLYMPICS, FETCHES YOUTH SILVER G Thangjam Tababi Devi became India's first judo medallist at the Olympic level, claiming a silver at the G India's U-19 team followed the footsteps of their ongoing Youth Games after losing to Venezuela's seniors to win the U-19 Asia Cup title with a crushing Maria Giminez in the finals of the women's 44kg 144-run win against Sri Lanka in the final. category. G India outplayed Sri Lanka in all departments by first G Tababi Devi, an Asian cadet champion hailing from scoring an imposing 304 for three at the Sher-e-Bangla Manipur, lost 0-11, also conceding a penalty point in Stadium in Mirpur after skipper Prabh Simran Singh the process. won the toss and elected to bat. G India have never won an Olympic medal in judo either I G For his consistency (318 runs in the tournament), at the senior or the youth level. Jaiswal was adjudged man-of-the-tournament. B YOUTH OLYMPICS GAMES 2018: MANU T GOOGLE ON SATURDAY DEDICATED ITS BHAKER WINS GOLD IN THE WOMEN'S 10 DOODLE TO MARK THE START OF THE 2018 METRE AIR PISTOL Institute Pvt. Ltd SUMMER YOUTH OLYMPIC GAMES. G Manu Bhaker claimed India's first ever gold medal in G Being held in Buenos Aires, till October 18, the Games shooting at the Youth Olympic Games in Buenos. will see over 200 countries take part. Kosovo and G The 16-year-old Bhaker shot 236.5 to finish on top of South Sudan are making their debut at the Youth the podium in the women's 10m air pistol event, Olympics this year. making up for the heartbreak at the Asian Games in G New sports that have been introduced include Indonesia. kiteboarding, BMX freestyle park, and a new version G Russia's Iana Enina won the silver with 235.9, while of handball that's played on the beach. Football has Nino Khutsiberidze bagged the bronze medal. been replaced by futsal - an indoor game played on a smaller hard court. ASIAN PARA GAMES 2018: HARVINDER SINGH G The third edition of the Games will also feature mixed WINS GOLD IN ARCHERY gender events as well as mixed National Olympic G Archer Harvinder Singh notched up the men's Committee events, bringing athletes from different individual recurve gold at the Asian Para-Games in countries together on the same team. Jakarta. JEREMY LALRINNUNGA WINS INDIA'S MAIDEN G Harvinder defeated China's Zhao Lixue 6-0 in the W2/ GOLD MEDAL AT YOUTH OLYMPIC GAMES ST category final to claim the top honours and take G India won their first gold medal at the 2018 Youth India's gold tally to seven. Olympic Games in Buenos Aires, Argentina with G The W2 category of impairment covers athletes with Jeremy Lalrinnunga lifting 150kg on his last attempt paraplegia, diplegia or double leg amputation below for a combined 274kg. the knee, requiring wheelchair.

38 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com . SEPTEMBER 2018 . GOLD 15, SILVER 24, BRONZE 30 EQUALS INDIA'S BEST ASIAN GAME SAURABH CHAUDHARY SETS NEW SHOOTING G The 2018 Asian Games turned out to be India's best RECORD IN ISSF WORLD CHAMPIONSHIP ever outing at the quadrennial sports extravaganza, matching the country's best gold medal count while registering the biggest haul in terms of total medals won. G India end the Games with a total of 69 medals and 15 golds and are likely to finish in the eighth spot in the medal's tally. G China topped the medals table for the 10th Games in succession, a streak stretching back to New Delhi 1982, with a runaway 132 golds. G The 2018 Asian Games (Indonesian: Pesta Olahraga Asia 2018, Asian Games 2018), officially known as the G India's Saurabh Chaudhary beat his own world record 18th Asian Games and also known as Jakarta- in the men's junior 10m Air Pistol event at the ISSF Palembang 2018, was a pan-Asian multi-sport event World Championship in Changwon. being held from 18 August to 2 September 2018 in G Saurabh not just set a new world record but also the Indonesian cities of Jakarta and Palembang. climbed to the top of the podium with Lim Hojin of HRIDAY HAZARIKA, INDIAN WOMEN'S 10M Korea and India's Arjun Singh Cheema finishing third AIR RIFLE TEAM WIN GOLD MEDALS AT ISSF and fourth respectively. WORLD CHAMPIONSHIPS G Saurabh shot a total of 245.5 to break his own world record he had set in June. I ASIAN GAMES 2018: JAPAN'S RIKAKO IKEE NAMED MOST VALUABLE PLAYER B G Rikako, 18, who grabbed a record six gold medals in T Jakarta, said she hoped she had put Japanese Institute Pvt. Ltd swimming on the map ahead of the Tokyo 2020 Olympics. G Teenage swimming sensation Rikako Ikee said she would celebrate with barbecued beef and sushi as she was named the best athlete at the Asian Games G Rikako is the first woman to win six golds at a single G India's Hriday Hazarika won gold in men's 10m air rifle Games, and she finished with eight medals in total -- at the International Shooting Sport Federation (ISSF) equalling the record set by North Korean shooter So World Championships. Gin Man in 1982. G Hazarika, the only Indian to qualify for the men's final INDIA BLUE TROUNCES INDIA RED TO WIN with a total score of 627.3, was tied on 250.1 with DULEEP TROPHY Iran's Mohammed Amir Nekounam in the final G India Blue thrashed defending champion India Red by G Mohammed Amir clinched the silver medal, Russia's an innings and 187 runs in the final to win the Duleep Grigorii Shamakov took home the bronze medal. Trophy at NPR College ground. G The women's 10m air rifle team of Elavenil Valarivan G Spinners Deepak Jagbir Hooda (5 for 56) and Saurabh (631), Shreya Agarwal (628.5) and Manini Kaushik Kumar (5 for 51) needed just 10.5 overs on the fourth (621.2) produced a brilliant performance to score a day to bundle out India Red for 172 in the second innings. total of 1880.7. G Himachal Pradesh batsman Nikhil Gangta was named G The 52nd ISSF World Shooting Championships are held the Man of the Match. in Changwon, South Korea from 2 to 14 September 2018.

MAKE MY EXAM – DECEMBER 2018 39 www.makemyexam.in & www.ibtindia.com . AUGUST 2018 . A WORLD RECORD OF 58.00SEC SET BY KATHLEEN BAKER AT THE US SWIMMING NEERAJ CHOPRA WINS GOLD MEDAL AT SAVO CHAMPIONSHIP GAMES IN FINLAND G Kathleen Baker set a world record of 58.00sec to win the 100m backstroke at the US swimming championships. G Earlier world record of 58.10 set by Canadian Kylie Masse at the World Championships in Budapest on July 25 of last year. G The top three finishers all broke 59 seconds, with Olivia Smoliga second in 58.75 and Smith third in 58.83.

WORLD BADMINTON CHAMPIONSHIPS 2018 G Javelin thrower Neeraj Chopra won gold with an COMPLETE LIST OF WINNERS impressive performance, beating his Chinese Taipei G The 2018 World badminton Championship held at rival Chao-Tsun Cheng at the recently concluded Savo Nanjing Youth Olympic Games Sports Park Arena in Games in Finland Nanjing, China. G Neeraj, the reigning Commonwealth Games gold G In Men's Single Kento Momota(Japan) won Gold medallist and Asian season leader, threw 85.69m in Medal. Silver medal is won by Shi Yuqi(China). the event held at Lapinlahti, Finland G In Women's Singles Carolina Marin of Spain won Gold G Chao- Tsun Cheng of Chinese Taipei made a throw of 82.52m and won a silver medal. medal. Silver Medal won by PV Sindhu of India. I G Chao-Tsun is the only Asian to have throw the javelin G Men's Doubles- Li Junhui (China), Liu Yuchen(China) B to a diatance maore than 90m. VIRAT KOHLI IS THE NEW NO.1 BATSMAN IN T SOURABH VERMA LIFTS RUSSIA OPEN TEST CRICKET

Institute BADMINTON TROPHY G Virat Kohli jumps past Steve Smith to become the Pvt. Ltd G Ace Indian shuttler Sourabh Verma lifted the Russian seventh Indian to become the No.1 Test batsman in Open Badminton trophy at Vladivostok. the world. G Sourabh had won the Chinese Taipei Masters in 2016, G Virat kohli's century against England in the opening and finished runner- up at Bitburger Open the same Test at Edgbaston, has helped him reach the top year. position. G In the title clash , he defeated Japan's koki Watanabe G Apart from Kohli and Tendulkar, , Gautam and won his first title of the season. Gambhir, Sunil Gavaskar, and Dilip G Russia Capital - Moscow, Currency Vengsarkar are the other India batsmen to have achieved number- one rankings during their careers. GAGANJEET BHULLAR CLAIMS HIS FIRST EUROPEAN TOUR TITLE AT FIJI WOMEN'S HOCKEY WORLD CUP: NETHERLANDS INTERNATIONAL WIN FINAL TO END IRISH ODYSSEY G India's golfer Gaganjeet Bhullar won his maiden G Netherlands were crowned Women's Hockey World European title as he held out a record-breaking charge Cup winners for a record eighth time as a crushing 6- from Australian Anthony Quale to win the Fiji 0 victory ended Ireland's fairytale tournament. International by one stroke while Ernie Els shot a 7 G Spain won the third place match by defeating Australia under 65 to finish a further stroke behind. 3-1 and won their first World Cup medal. India finished G It was his first win on the European tour, ninth Asian the tournament at 8th position. Tour and 10th Crown overall. G President of Hockey in India is Rajinder Singh , G Suva is the capital city of Fiji Headquarters- new Delhi.

40 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com NATIONAL HOUSING BANK DECIDES TO INCREASE THE REFINANCE LIMIT FROM RS. Banking & Financial 24,000 CRORE TO RS.30,000 CRORE FOR THE Awareness CURRENT YEAR

BOB, VIJAYA BANK APPROVE MERGER PROPOSAL TO CREATE SECOND LARGEST PSU LENDER G Amalgamation would enable creation of a bank with business scale comparable to global banks and capable of competing effectively in India and globally. G Post-merger, the asset size of the new entity would be over Rs 14.5 lakh crore. G Keeping in view the current scenario, National G The amalgamation of the three banks would be Housing Bank (NHB has decided to increase the through share swap which will be the part of the Refinance limit to Rs.30,000 crore. scheme of merger. G Now, eligible Housing Finance Companies & Other G Greater scale and synergy would lead to cost-benefit, entities will have increased availability of funds. higher productivity and efficiency of the banking G National Housing Bank (NHB) is the Principal Agency system as a whole to promote Housing Finance Institutions, currently 97 in number, and to provide financial support to eligible I SBI REDUCED ATM WITHDRAWAL LIMIT TO institutions. B RS 20,000 SBI LAUNCHES 'SBI WEALTH HUB' IN PORT G The announcement by the largest lender in the CITY OF KARNATAKA T Institute country comes just weeks before the festivals and will G State Bank of India Chairman Rajnish Kumar launched Pvt. Ltd be effective days before Diwali. Bank's Wealth Business Services by launching 'SBI Wealth Hub' in the Port City. G SBI also aims to boost digital transactions by reducing this limit. G SBI is targeting to take its Wealth Business footprint to 50 centres by 2020 from the Present 20. G SBI halved the withdrawal limit from Rs 40,000 to Rs G Introducing Wealth Business has been one of the top 20,000.The limit has been reduced to curb increasing strategic business priorities of the Bank as we have instances of ATM frauds numerous HNI Clinets whose banking needs require highly specialized services. INFOSYS FINACLE LAUNCHES DIGITAL ENGAGEMENT SOLUTION FOR BANKS HDFC BANK APPOINTS VINAY RAZDAN AS G Infosys Finacle, a part of Infosys' product subsidiary CHIEF HUMAN RESOURCES OFFICER EdgeVerve Systems, has introduced Digital G HDFC Bank has appointed Vinay Razdan as its chief Engagement Suite for banks. human resources officer (CHRO), responsible for the entire human resource function in the Bank. G The omni-channel solution, helps banks onboard, sell, G Razdan joins the bank from Idea Cellular, where he service and engage customers with tailored was the CHRO. He had joined Idea in 2006 and experiences. spearheaded several transformational initiatives there. G It also offers comprehensive capabilities to engage G Razdan is an alumnus of Delhi University and holds a retail, wealth, small business and corporate customer postgraduate degree/diploma in personnel management segments with impactful digital propositions. and industrial relations from XLRI, Jamshedpur.

MAKE MY EXAM – DECEMBER 2018 41 www.makemyexam.in & www.ibtindia.com INDIAN INTERNATIONAL SCIENCE FESTIVAL BEGINS IN LUCKNOW G A four-day Indian International Science Festival (IISF) 2018 kicked off in Lucknow, Uttar Pradesh. G The subject of this year's festival is science for transformation. Union science and technology VIETNAM COAST GUARD SHIP ARRIVES ON minister Dr Harsh Vardhan open the event. MAIDEN VISIT TO CHENNAI G Around ten thousand scientists and experts, including science teachers and students, are participating in the event.

SHRI PIYUSH GOYAL INAUGURATES INTER- NATIONAL CONFERENCE ON TECHNOLOGICAL ADVANCEMENTS IN RAILWAY AND METRO PROJECTS G Minister of Railways & Coal, Shri Piyush Goyal inaugurated International Conference on Technological Advancements in Railway and Metro Projects (IC-TRAM 2018) in New Delhi G A Vietnamese Coast Guard ship arrived on a maiden G The aim is to take stock of the consolidation taking visit, as part of enhancing cooperation between the place in Railways & Metros world-wide with special Indian and Vietnamese maritime forces and focus on India. I addressing maritime security threats facing both the G Experts from various fields of Railway and Metro countries. Operations and Infrastructure from all over the world B G The vessel has sailed a distance of 3,575 nautical miles will be participating in this International Conference T from Hanoi, Vietnam. being held at New Delhi. Institute G The visit offers an opportunity to strengthen the Pvt. Ltd INDIAN NAVAL SHIP & AIRCRAFT REACH cooperation and address maritime security threats BELAWAN INDONESIA FOR 32ND INDIA - such as human-trafficking, drugs and firearms, piracy INDONESIA COORDINATED PATROL (CORPAT) and illegal fishing. G Indian Naval Ship Kulish, a Kora class missile corvette, MOBILE HEALTH APP FOR CITIZENS OF INDIA commanded by Commander Deepak Bali Indonesia LAUNCHED BY IAF ON AIR FORCE DAY for the opening ceremony of the 32nd edition of India G On the occasion of 86th anniversary, the Indian Air - Indonesia coordinated patrol (IND-INDO CORPAT), Force has launched an innovative mobile health App to be held from 11 - 27 Oct 2018. named 'MedWatch' in keeping with the Prime G The ships and aircraft from both the countries would Minister's vision of 'Digital India, Ayushman Bharat undertake patrolling on the respective sides of 236 nautical and Mission Indradhanush'. miles long International Maritime Boundary Line. G The app is conceived by the doctors of IAF and G The patrolling would be conducted in three phases developed in house by Directorate of Information from 14 - 24 Oct 2018 followed by a closing ceremony Technology (DIT) with ZERO financial outlay. at Port Blair, Andaman and Nicobar Island, scheduled G 'MedWatch' will provide correct, Scientific and from 25 - 26 Oct 2018. authentic health information to airwarriors and all G The visit seeks to emphasize India's peaceful presence citizens of India. and solidarity with friendly countries towards ensuring G 'MedWatch' is the first mobile health app in the three good order in the maritime domain, consolidate Armed Services and was launched by Air Chief Marshal interoperability and strengthen existing bonds of BS Dhanoa. friendship between the two countries.

42 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com IMPORTANT SHORT TRICKS ON TRIGONOMETRIC IDENTITIES Pythagorean Identities • sin2 θ + cos2 θ = 2 θ +1• 1 = sec2 θ tan • cot2 θ + 1 = csec2 θ Negative of a Function • sin (–x) = -sin x • cos (–x) = cos x • tan (–x) = -tan x • cosec (–x) = -cosec x Quantitative Aptitude • sec (–x) = sec x • cot (–x) = -cot x TRIGONOMETRY:- TRIGON (TRIANGLE) + If A + B = 90°, Then METRY (MEASUREMENT)] • Sin A = Cos B •Sin2A + Sin2B = Cos2A + Cos2B = 1 Trigonometry is a branch of mathematics which deals with • Tan A = Cot B triangles, particularly triangles in a plane where one angle of the triangle is 90 degrees (right angled triangle). Triangles on • Sec A = cosec B a sphere are also studied, in spherical trigonometry. If A – B = 90°, (A › B) Then Trigonometry specifically deals with the relationships between • Sin A = Cos B • Cos A = – Sin B the sides and the angles of triangles, that is, the trigonometric • Tan A = – Cot B functions, and with calculations based on these functions. If A ± B = 180°, then Important concepts of trigonometry:- • Sin A = Sin B • Cos A = – Cos B 1. 180° = p radian : This relation is used to convert angle If A + B = 180° from degrees to radian. Then, tan A = – tan B 2. Degrees, Minutes, Seconds If A + B + C = 180°, then One degree, denoted by 1°, ( 1 rotation = 360° ) Tan A + Tan B +Tan C = Tan A × Tan B × Tan C I One minute, denoted by 1', (1° = 60' ). sin θ × sin 2θ × sin 4θ × = ¼ sin 3θ B One second, denoted by 1", ( 1' = 60" ). cos θ × cos 2θ × cos 4θ = ¼ cos 3θ T If A – B = 180° The degree measure of q = x° if q is rotated counter- Institute clockwise and q = -x° if q is rotated clockwise. Then, tan A = tan B Pvt. Ltd 3. Angles of Elevation and Depression : The angle of If A + B + C = 180°, then elevation of an object as seen by an observer is the Tan A + Tan B +Tan C = Tan A × Tan B × Tan C angle between the horizontal and the line from the sin θ × sin 2θ × sin 4θ = ¼ sin 3θ object to the observer's eye (the line of sight). cos θ × cos 2θ × cos 4θ = ¼ cos 3θ For Example: What is the value of cos 20° cos 40° cos 60° cos 80°? Solution: We know cos θ × cos 2θ × cos 4θ = ¼ cos 3θ Now, (cos 20° cos 40° cos 80°) cos 60° ¼ (Cos 3 × 20°) × cos 60° If the object is below the level of the observer, then the ¼ Cos2 60° = ¼ × (½)2 = 1/16 angle between the horizontal and the observer's line of If a sin θ + b cos θ = m & a cos θ – b sin θ = n sight is called the angle of depression. then a2 + b2 = m2 + n2 If sin θ + cos θ = p & cosec θ – sec θ = q then p – (1/p) = 2/q If a cot θ + b cosec θ = m & a cosec θ + b cot θ = n then b2 – a2 = m2 – n2 If cot θ + cos θ = x & cot θ – cos θ = y sec (–x) = sec x 2 2 cot (–x) = –cot x then x – y = 4xy

MAKE MY EXAM – DECEMBER 2018 43 www.makemyexam.in & www.ibtindia.com If A – B = 180o° 4. If sin θ + cos θ = 2 , then find the value of cosec θ – sec θ : Then, tan A = tan B 1 2 4 7 If tan θ + sin θ = x & tan θ - sin θ = y (A) (B) (C) (D) 3 3 3 3 2 2 then x – y = 4xy 5. The angle of elevation of the top of the tower is 30° from a point which is 40 meters away from the foot of If y = a2 sin2x + b2 cosec2x + c a tower. What is the height of the tower? y = a2 cos2x + b2 sec2x + c (A) m (B) m y = a2 tan2x + b2 cot2x + c 15 3 20 3

then, ymin = 2ab + c (C) 30 3 m (D) 40 3 m ymax = not defined 6. What is the value of cos 20° cos 40° cos 60° cos 80°? For Example: (A) 1/16 (B) 2/15 (C) 1/8 (D) 7/3 2 2 If y = 9 sin x + 16 cosec x +4 then ymin is: SOLUTIONS Solution: 1. Tan A = Cot B, Tan A × Tan B = 1 For, y min = 2 × × + 4 9 16 So, A + B = 90° = 2 × 3 × 4 + 20 = 24 + 4 = 28 (x + y) + (x - y) = 90°, 2x = 90° , x = 45° If y = a sin x + b cos x + c 2x y = a tan x + b cot x + c Tan = tan 30° y = a sec x + b cosec x + c 3

⎡⎤22 1 then, ymin = + ⎢⎥(ab++) c = I ⎣⎦ 3 ⎡⎤22 2. Since 80 + 100 = 180 y = – ⎢⎥(ab++) c B max ⎣⎦ Therefore, tan 80° + tan 100° = 1 T For Example: 3. Let 2 cos θ – 3 sin θ = x Institute If y = 1/(12sin x + 5 cos x +20) then ymax is: By using formulae a2 + b2 = m2 + n2 Pvt. Ltd Solution: 42 + 32 = 22 + x2 For, ymax = 1/x min 16 + 9 = 4 + x2 1 1 = + = = 1/7 X = 20 −+ 21 22+ ()13 20 ()12 5 4. By using formulae: Sin2 θ, maxima value = 1, minima value = 0 p – (1/p) = 2/q Cos2 θ, maxima value = 1, minima value = 0 2 – (1/2) = 3/2 = 2/q Q = 4/3 or cosec θ – sec θ = 4/3 EXAMPLES 5. Base = 40m 1. If tan (x + y) tan (x – y) = 1, then find tan (2x/3)? Height = x Tan 30 = 13 2 1 4 6 (A) (B) (C) (D) 3 3 3 3 = 40 = 13 2. Find the Value of tan 80° + tan 100° ? = x = 403 (A) 1(B)3 (C) 2 (D) 0 6. We know cos θ × cos 2θ × cos 4θ = ¼ cos 3θ 3. If 4 sin θ + 3 cos θ = 2 , then find the value of 4 cos θ Now, (cos 20° cos 40° cos 80°) cos 60° – 3 sin θ? ¼ (Cos 3 × 20) × cos 60° (A) 21 (B) 22 (C) 20 (D) 25 ¼ Cos2 60° = ¼ × (½)2 = 1/16

44 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com TYPE II: Reasoning Ability 1. Total no. of persons = No. of persons after or before the given person in a row + Position of same person ORDER AND RANKING from the other side OR Ordering and Ranking Arrangement is an important topic from 2. No. of persons after or before the given person in a the point of view of SBI PO, SBI Clerk, IBPS PO, IBPS Clerk, row = Total no. of persons - Position of same person SSC, CAT and many other competitive exams. There are from other side usually 3-5 questions in any exam from this topic. By following Example 1: In a row of persons, position of A from left side some simple shortcut tricks, you can easily crack the questions of the row is 27th and there are 5 persons after A in the row. in a matter of seconds. Find total no. of persons in the row? In ordering and ranking arrangement questions, position/rank Ans: No. of persons in the row = Position of A from left + No. of a person from left-right/top-bottom of a row/class is to be of persons after A. determined or rank/position is given & total no. of persons is = Total no. of persons = 27 + 5 = 32 to be calculated. You may also be asked to determine, using Example 2: In a row of 18 persons, position of A from left data given, which floor which person lives on. side of the row is 6th. Find the no. of persons after A in the row? Note: Ans: No. of persons after A = Total no. of persons - Position 1. Read the statement line by line and apply the cases as of A from left explained below. =No. of persons after A in the row = 18 - 6 = 12 2. Position can be from either sides of row and rank is TYPE III: always from top or bottom of the row No. of students between two different persons = Total no. of Here, different types of ordering & ranking arrangement students - (Sum of positions of two different persons from questions are explained below with the help of different opposite sides) I examples. By grasping each type, you can have a Example: In a row of 54 persons, A is 15th from the left side complete command over this topic and ensure 3-5 of the row and B is 20th from the right side of the row. Find B marks in your kitty. the no. of persons sitting between A and B? T

Ans: Here Sum of positions of A & B from opposite ends = Institute TYPE I: 15 + 20 = 35 ? No. of persons between A & B = Total no. of Pvt. Ltd 1. Total number of persons = {(sum of positions of same students - (Position of A from left + Position of B from right) person from both sides i.e. left and right side) - 1} No. of persons between A & B = 54 - (15+20) = 54 - 35 = 19 OR TYPE IV: 2. Position of a person from opposite side = {(Total No. of students between two different persons = (Sum of no. of persons - Position of same person from given positions of two different persons from opposite sides) - Total side) +1} no. of students - 2 Example1: In a row of persons, position of Pawan from left Example: In a row of 54 persons, A is 35th from the left side side of the row is 27th and position of Pawan from right side of the row and B is 22nd from the right side of the row. Find of the row is 34th. Find total no. of persons in the row? the no. of persons sitting between A and B? Ans: Total no. of students = (Position of A from left + Position Ans: Here Sum of positions of A & B from opposite ends = 35 + 22 = 57 ? No. of persons between A & B = (Position of of A from right) -1 A from left + Position of B from right) - Total no. of students - 2 = Total no. of students = (27 + 34) – 1 = 61 – 1 = 60 No. of persons between A & B = (35+22) - 54 - 2 = 57 - 54 - Example2: In a row of 22 persons, Position of Rahul from 2 = 1 right side of the row is 13th. Find the position of Rahul from TYPE V: left side of the row? If total no. of students is to be calculated and positions of Ans: Position of Rahul from left= (Total number of different persons from any side are given then it is always a persons- Position of Rahul from right side) +1 = (22 – 13) + 1 case of 'cannot be determined' or 'data inadequate' or 'can't say'. = 9 + 1 = 10 This is because we do not know if there is overlapping or not.

MAKE MY EXAM – DECEMBER 2018 45 www.makemyexam.in & www.ibtindia.com Example: In a row Position of A from left side of the row is 2. Manoj is sixth from the left end and Pallav is tenth 18th and position of B from right side of the row is 25th. Find from the right end in a row of boys. If there are eight the total no. of students in the row? boys between Manoj and Pallav, how many boys are Ans: Cannot be determined as position of different persons is there in the row? given from the same side. A. 21B. 23 C. 24 D. 25 E. 20 Type VI: 3. In a row of girls, Neha and Sapna occupy the ninth In the questions where it is asked to find minimum no. of place from the right end and tenth place from the left persons in a row then it is always a case of overlapping i.e. end, respectively. If they interchange their places, then given positions of persons from either sides overlap each other. Neha and Sapna occupy seventeenth place from the Then, Minimum no. of persons = Sum of positions of persons right and eighteenth place from the left respectively. from both sides - Persons between them - 2 How many girls are there in the row? Example: If position of A from left side of a row is 15th and A. 22 B. 24 C. 26 D. 28 position of B from right side of a row is 19th and only 1 person E. 25 is sitting in middle of A & B. Find the minimum number of 4. In a queue of children, Arun is fifth from the left and persons that can be seated in this row? Suresh is sixth from the right. When they interchange Ans: Total no. of persons = 15 + 19 - 1 - 2 = 31 their places among themselves, Arun becomes thirteenth from the left. Then, what will be Suresh's position from Type VII: the right? If positions of two different persons are given from opposite A. 8th B. 14th C. 15th D. 16th sides of the row and a third person is sitting exactly in middle of E. 10th the two and total no. of persons in the row is to be calculated as 5. Some boys are sitting in a row. P is sitting fourteenth 1. When position of third person sitting is given from from the left and Q is seventh from the right. If there either side of row. are four boys between P and Q, how many boys are there in the row? I 2. When position of third person is given from either of A. 19 B. 21 C. 23 D. 25 the two persons between whom he/she is sitting. B E. 20 Example 1: In a row of persons, position of A from left side T of the row is 9th & position of B from right side of the row is Institute SOLUTIONS Pvt. Ltd 8th.If C is sitting just in middle of A & B and position of C from left side of the row is 15th. Find the total no. of persons 1. (D) Number of boys who passed = (15 + 1 + 28) = 44 in the row? Total number of boys in the class = 44 + 6 +5 = Ans: Position of C from left is 15th and A from left is 9th so 55. there are (15 - 9 - 1 = 5) persons are sitting between A and C. 2. (C) Number of boys in the row = ( 6 + 10 + 8) = 24. As C is sitting in middle of A and B so there must also be 5 persons sitting between B and C. 3. (C) The position is 17th from the right and 10th from the left. Therefore Number of girls in the row = Thus position of C from right = Position of B from right + 5 + (16 + 1 + 9) = 26. 1 = 8 + 6 = 14th 4. (B) Since Arun and Suresh interchange places, so Total no. of students = (Sum of positions of C from both sides Arun's new position (13th from left) is the same as – 1) Suresh's earlier position (6th from right). Total no. of students = (15 + 14) – 1 = 29 – 1 = 28 So, number of children in the queue = (12 + 1 + 5) = 18. QUESTIONS Now, Suresh's new position is the same as Arun's 1. Neha ranked sixteenth from the top and twenty ninth earlier position fifth from left. from the bottom among those who passed an Therefore Suresh's position from the right = (18 - examination. Six boys did not participate in the 4) = 14th. competition and five failed in it. How many boys were 5. (D) Number of boys in the row = number of boys uptil there in the class? P + number of boys between P and Q + number of A. 35 B. 45 C. 50 D. 55 boys including Q and those behind Q = 14 + 4 + 7 E. 25 = 25.

46 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com EXAMPLE: ENGLISH LANGUAGE Every person of India who are 18 years old and whose READING COMPREHENSION APPROACH nationality is India are eligible for participating in voting. AND PRACTICE SET Once your age has crossed 18 your eligible to enroll your name for voting process in your local Municipal and 1. Secret – Choose the right strategy according to passage. however it’s not mandatory that you need to have your • Don’t read the same question time and again. election id card. In recent days you can go to voting with • Don’t re – read the passage. any of your valid proof like passport, license, college id card • Ask yourself, what you read in the paragraph you etc but your name should be enrolled in the list. read and only then move further. If you find this type of passage, you should not read the • Firstly solve vocabulary based questions. questions first as the paragraph is not based on the data rather • Spend 6 –7 minutes for reading (maximum). you must read and summarize it. You can even note it down • Firstly read the questions and read the passage – initially to remember it. boom! IT WILL HELP YOU IN TWO WAYS: • ALL VANISH • You will understand the passage completely and it will • WE WILL SUMMARISE THE PASSAGE. increase your retention power. 2. Purpose of RC • Even if you need to reconsider the passage for a typical • To check your understanding. question then you will know which paragraph of the • To check your retention ability. passage will contain the answer. • To check your vocabulary. SUMMARY: The summary for the above passage will • To check your grammar. be “Eligibility for voting in India”. 3. In reading comprehension passage, you usually NOTE: You may find difficulty in answering the I encounter the questions based on — questions if you did not completely understand the B • Inference passage. Thus, it is better to write summary of each T • Structure paragraph initially and then eventually you will start remembering whatsoever you have read and you will Institute • Vocabulary — Antonym/Synonym/Phrase Pvt. Ltd be able to answer the questions accurately in one go. • Title/ Theme 6. Practice – The key to success is always your 4. SKILL PRACTICE. So, try to solve as many passages as you They don’t won’t you to cram the Passage but to can. Also, try to read the newspaper daily, that will also understand it as ‘Comprehension’ itself means help to increase the comprehension as well as your ‘understanding’. vocabulary. 5. STRATEGY 7. Vocabulary Based Questions: (a) Only read those questions first which are based on data. You can find 3 – 4 questions of vocabulary in the exam. Example: If the question is like “How much If you have good knowledge of vocabulary, then you increase in GDP took place in 1977?” can easily solve the questions. SCAN — Read only that part of the passage which But if you don’t know the exact answers, you can contains the information about the year 1977. You estimate it with some logics and strategy. can easily find the answer by reading one previous • ELIMINATION: firstly, eliminate those options sentence and one following sentence of the which you know that they cannot appropriately fit paragraph which contains the information about the context. the year “1977”. USE: This will help to come closer to the accurate (b) Otherwise, if the passage is not data based, then firstly read the passage, summarize it and then answer and the probability of finding the accurate move to the questions. answer increases.

MAKE MY EXAM – DECEMBER 2018 47 www.makemyexam.in & www.ibtindia.com • CONTEXT: Try to find the meaning in the context (c) Farmers as well as Labourers of the country of the sentence. (d) Deprived class and Army people • CONNOTATION: Try to identify the tone of the (e) None of the above word (whether it is positive or negative) and try to 2. Which of the following activities were performed by find out the word with the similar connotation in the Sir Chhotu Ram? options. (a) Taking a step to ensure the profitable prices of crops KEY POINTS: by farmers 1. Ignore everything between (—) Because it either gives (b) Working as an Industrial Minister of Haryana example or explains the sentence given before it. (c) Marketing of the crops 2. Ignore all the relative clauses —What, Who, Whom, (d) Making laws for the farmers and labourers Whose, Which,That. (e) All except (b) 3. Information given after “THAT” will always be very 3. Which of the following is the most similar in meaning important. to the word “statue” as mentioned in the passage? 4. Always take care of “structural words” because they (a) Figure (b) Modal always provide fact “revealing information.” (c) Idol (d) Both (a) and (c) PRACTICE QUESTIONS (e) All of the above 4. How the proposed Sonipat factory would help the state, Directions (1-10): A passage is given with 10 questions according to PM Modi? following it. Read the passage carefully and choose the (a) It will help to increase the per capita income due to best answer to each question out of the five alternatives the rapid industrial development. and choose the option corresponding to it. (b) It has developed the industries by repairing 250 I PM Modi recalled that how Chhotu Ram rose to become coaches annually. B Revenue Minister of Punjab in undivided India. “Even Britishers would think twice before rejecting his demands. (c) It will lead to the industrial development after T Not only for the farmers of Punjab but he had also made laws repairing the 250 coaches annually which were Institute for labourers of entire country apart from marketing of crops likely to be repaired. Pvt. Ltd which are still prevalent in our system. He inspired the farmers (d) It will help the farmers and labourers to follow the to join Army,” Modi said. He also said, “Whenever, I went laws dictated by Sir Chhotu Ram. anywhere in Haryana, almost every day, I came to know about (e) None of the above the instances regarding Chhotu Ram.” About the proposed Sonipat factory, Modi said that annually ANSWERS 250 coaches were likely to be repaired there which will help 1. (c) is the right alternative which is clearly mentioned the industrial development of Haryana. During the rally, Union in the passage “Not only for the farmers of Punjab Minister Birender Singh, who is the grandson of Sir Chhotu but he had also made laws for labourers of entire Ram, said that the PM himself had asked about completion of country.” the statue. Singh also said that Sir Chhotu Ram raised his 2. (e) is the right alternative as he undertook all the works voice for ensuring profitable prices of crops, and now the PM except working as an Industrial Minister of had voiced for doubling the income of farmers by 2022. During Haryana. the PM’s speech, a section of the crowd indulged in hooting, 3. (d) is the right alternative as they are both similar in but was countered by BJP supporters who started chanting meaning. “Modi-Modi”. After that all others started raising slogans in support of the Prime Minister. Modal means denoting the mood of a verb. 1. Sir Chhotu Ram had made laws for which of the 4. (c) is the right alternative which is clear from the sentence “About the proposed Sonipat factory, following sections? Modi said that annually 250 coaches were likely (a) Farmers of the world to be repaired there which will help the industrial (b) Labourers of the country development of Haryana.”

48 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com 7. Returned item fee : A bounced-check fee charged to BANKING AWARENESS the person trying to deposit the check. It can be charged if there are insufficient funds in the check writer's BANKING TERMINOLOGY account or if the account is closed. Banking awareness is crucial for all the banking exams. It 8. Overdraft fee : A fee incurred when your checking constitutes a major section for General awareness section. account doesn't have enough funds to cover a payment Thus, important banking terms are being given so that you that is requested. The financial institution will pay what can prepare well for the exam. your account lacks, after which your account may have a negative balance. 9. Asset Management Company : AMC is a company that pools and invests investor money in pre-determined goals. Pool of funds is known as Mutual fund. 10. Debt consolidation : Debt consolidation is a process by which various loans and converted into a single loan to reduce interest rate and installment value. 11. Floating rate : Rate of interest which changes with the change in the market rates unlike the Fixed rates of interest. 12. Fund manager : A person who manages a mutual fund and tries to maximize funds' returns while sticking to 1. Routing number : Routing number is a nine-digit fund's objectives is known as a fund manager. He acts number that identifies your financial institution. Larger as a overall guide for the investors. banks may have multiple routing numbers that are based 13. Junk fund : A fund where investor's money is invested on the geographic location where the account was I in junk investments or high risk investments yielding opened. high returns is called junk fund. B 2. Certificate of deposit : Commonly known as a CD, 14. KYC : Know Your Customer policy is mandatory in T an account into which you deposit a sum of money and India and every investor irrespective of his investment Institute agree to keep it there for a specified length of time. Pvt. Ltd volume needs to furnish his identity and residence The account typically pays higher interest rates than details. In the present financial year, all the bank standard savings and checking accounts. accounts were linked with Adhaar cards under the KYC 3. APY : Annual percentage yield is the amount of interest norms of banks. you gain from keeping money in an account in a year, 15. Margin call : Margin call term is used in two situations. including compound interest. Firstly, whenever a lender gives a secured loan and loan 4. APR : Annual percentage rate is the amount of interest value is a fixed percentage of loan then whenever the you gain from keeping money in an account in a year, value of security decreases below the decided ratio then not including compound interest. lender is given a margin call to borrower to bring loan 5. Compound interest : Interest that applies to the to security ratio to decided level. Secondly, in stock original deposit as well as any newly earned interest. exchanges, traders trade in various securities by paying For example, if you put $100 in an account that earns 20-30% of the value of securities. Whenever the value compound interest at 5% a year, in the next year you of security goes below that margin, broker gives margin will earn 5% on $105. Non compounding interest or call to trader to bring the margin to desired level. simple interest would continue to earn 5% on $100. 16. PLR : Prime lending rate is the minimum rate of interest 6. Savings account : Typically, an interest-bearing that is to be charged by a bank. Each bank decides its account used to hold money for short- or long-term own PLR. The RBI's base rate helps the banks by acting goals or emergencies. You can add to this account at as a overall guide in deciding their PLR. any time, but certain types of withdrawals may be 17. Underwriters : In case of an IPO, new companies limited to six per month. makes contracts with underwriters where underwriters

MAKE MY EXAM – DECEMBER 2018 49 www.makemyexam.in & www.ibtindia.com promise to purchase unsubscribed shares and the the remaining 20 marks are reserved for the companies are relieved of not gaining the minimum measurement of the qualitative criteria. subscription. Even the existing companies contract with 24. Cheque Truncation System or CTS 2010: The full the underwriters to sale their shares as with the name form of CTS is Cheque Truncation System. RBI has of an underwriter, public faith increases in the shares decided to launch this system and all banks across India issued. are required to follow RBI guidelines in this regard. 18. NPA : NPA (Non performing assets) are those loans As per RBI guidelines, now all banks have to issue which have ceased to generate any income for the cheques conforming to the CTS 2010 standards with banks. Banks declare any account as NPA only when uniform features. Under the CTS system, the physical there is no payment of the interest or principal amount movement of cheques between banks will be eliminated. for the maximum period of time as decided by the At present, when you issue a cheque to someone, he banks. has deposit the cheque in his bank to get credit. Then this cheque moves physically from his bank to your 19. Credit History : The record of your borrowing and bank which involves a lot of time and risk. Now under paying habits is called as credit history. The credit CTS, instead of physical movement of the cheque, an history is maintained by banks so as to undertake future electronic image of the cheque will be transmitted to dealings after checking the credit history of a person. the drawee branch / bank. The presenting bank will 20. Accepting House : An accepting house is a banking or retain the physical cheque. Along with the electronic finance organization that specializes in the service of image, certain key relevant information is also acceptance and guarantee of bills of exchange. This transmitted, such as date of presentation, presenting organization specializes in two prominent functions, bank details, data on the MICR band. that is facilitating the different negotiable instruments 25. Financial Inclusion: Financial inclusion is the delivery and merchant banking. of financial services at affordable costs to vast sections of disadvantaged and low income groups (for example 21. Payment Banks: We define Payment Bank in India as "no frill accounts"). Financial inclusion of the unbanked I a type of bank which is non - full service niche bank. A masses is a critical step that requires political will, bank licensed as a Payment Bank can only receive B bureaucratic support and dogged persuasion by RBI. deposits and provide remittances. It cannot carry out It is expected to unleash the hugely untapped potential T lending activities. Thus, they can issue debit/ATM Institute of the bottom of pyramid section of Indian economy. Pvt. Ltd cards, but cannot issue credit cards as they are not Perhaps, financial inclusion can begin the next empowered to carry out lending activities. revolution of growth and prosperity. 22. Statement of Intent: The present system for the measurement of bank's performance was a system called Statement of Intent or popularly SoI. Under SoI, the banks used to come up with their annual target figures based on certain criteria decided by Ministry of Finance. These annual targets proposed by banks were then discussed between the Ministry and banks and final targets were decided. The experience indicated that this whole exercise took very long and sometimes the targets for banks used to be finalized only towards the end of the year. 23. Indradhanush: On 14th August 2015, GoI has announced Indradhanush - a framework for bring reforms in the public sector banks. One of the interesting and crucial points in this framework is the changes suggested as per key performance indicators for public sector banks. Under the new framework of the Key Performance Indicators, the total marks to be allotted for quantifiable measurable criteria are 80 and

50 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com DATA INDEPENDENCE-: COMPUTER AWARENESS Data independence means that “the application is independent DATABASE MANAGEMENT SYSTEM of the storage structure and access strategy of data”. In other words, the ability to modify the schema definition in one level Database-: A database is a logically coherent collection of should not affect the schema definition in the next higher level. data with some inherent meaning, representing some aspect Two types of Data Independence: of real world and which is designed, built and populated with data for a specific purpose. 1. Physical Data Independence: Modification in physical level should not affect the logical level. DBMS : It is a collection of programs that enables user to create and maintain a database. In other words it is general- 2. Logical Data Independence: Modification in logical purpose software that provides the users with the processes level should affect the view level. of defining, constructing and manipulating the database for The people who use the database can be categorized - various Applications. a) Database users Advantages of DBMS : b) Database administrator (DBA) 1. Redundancy is controlled a) Database users : Database users are of 4 different types that are given below: 2. Unauthorized access is restricted 1) Naive users: These are the unsophisticated users 3. Providing multiple user interfaces who interact with the system by invoking one of 4. Enforcing integrity constraints the application programs that have been written 5. Providing backup and recovery previously. E.g. consider a user who checks for III-tier Architecture : account balance information over the World Wide Web. Such a user access a form, enters the account number and password etc. And the application program on the internet then retrieves the account balance using given account information which is I passed to the user. 2) Application programmers : These are computer B professionals who write application programs, used T

to develop user interfaces. The application Institute programmer uses Rapid Application Development Pvt. Ltd (RAD) toolkit or special type of programming languages which include special features to facilitate generation of forms and display of date on screen. Three levels of data abstraction (III-tier Architecture) : 3) Sophisticated users : These users interact with the They are three levels of abstraction are given below, database using database query language. They 1. Physical level: The lowest level of abstraction submit their query to the query processor. Then describes how data are stored. (How to store the data?) Data Manipulation Language (DML) functions are 2. Logical level: The next higher level of abstraction, performed on the database to retrieve the data. describes what data are stored in database and what Tools used by these users are OLAP (Online relationship among those data. (What type of data to Analytical Processing) and data mining tools. be stored?) 4) Specialized users : These users write specialized 3. View level: The highest level of abstraction describes database applications to retrieve data. These only part of entire database. (How to show the data?) applications can be used to retrieve data with Integrity rules : complex data types e.g. graphics data and audio data. There are two types of Integrity rules b) Database Administrator (DBA): A person having who has central control over data and programs that access 1. Entity Integrity: States that “Primary key cannot the data is called DBA. DBA functions are given below: have NULL value” 1) Schema definition: DBA creates database schema 2. Referential Integrity: States that Foreign Key can be by executing Data Definition Language (DDL) either a NULL value or should be Primary Key value statements. of other relation.

MAKE MY EXAM – DECEMBER 2018 51 www.makemyexam.in & www.ibtindia.com 2) Storage structure and access method definition 3. In normalized relations, values saved are atomic values. 4. Each row in a relation contains a unique value. 5. Each column in a relation contains values from a same domain. Key : A key is an attribute (also known as column or field) or a combination of attribute that is used to identify records. Sometimes we might have to retrieve data from more than one table, in those cases we require to join tables with the help of keys. The purpose of the key is to bind data together across tables without repeating all of the data in every table. Such an attribute is called a key attribute, and its values can be used to identify each entity uniquely. For example, the Name attribute is a key of the COMPANY entity type because no 3. Schema and physical organization modification: two companies are allowed to have the same name. For the If any changes are to be made in the original PERSON entity type, a typical key attribute is schema, to fit the need of your organization, then SocialSecurityNumber. Sometimes, several attributes together these changes are carried out by the DBA. form a key, meaning that the combination of the attribute values 4. Granting of authorization for data access: DBA can must be distinct for each entity. If a set of attributes possesses decide which parts of data can be accessed by which this property, we can define a composite attribute that becomes users. Before any user access the data, dbms checks a key attribute of the entity type. The various types of key which rights are granted to the user by the DBA. with e.g. in SQL are mentioned below, (For examples let 5. Routine maintenance: DBA has to take periodic suppose we have an Employee Table with attributes ‘ID’ , backups of the database, ensure that enough disk ‘Name’ ,’Address’ , ‘Department_ID’ ,’Salary’) space is available to store new data, ensure that (I) Super Key : An attribute or a combination of attribute I performance of dbms ix not degraded by any that is used to identify the records uniquely is known operation carried out by the users. as Super Key. A table can have many Super Keys. B SQL : SQL stands for Structured Query Language. SQL is E.g. of Super Key T used to communicate with a database. According to ANSI (American National Standards Institute), it is the standard 1 ID 2 ID, Name Institute Pvt. Ltd language for relational database management systems. SQL 3 ID, Address 4 ID, Department_ID statements are used to perform tasks such as update data on a 5 ID, Salary 6 Names, Address database, or retrieve data from a database. Some common 7 Names, Address, Department_ID So on as relational database management systems that use SQL are: any combination which can identify the records Oracle, Sybase, Microsoft SQL Server, Access, Ingres, etc. uniquely will be a Super Key. Although most database systems use SQL, most of them also (II) Candidate Key : It can be defined as minimal Super have their own additional proprietary extensions that are usually only used on their system. However, the standard SQL Key or irreducible Super Key. In other words an commands such as “Select”, “Insert”, “Update”, “Delete”, attribute or a combination of attribute that identifies “Create”, and “Drop” can be used to accomplish almost the record uniquely but none of its proper subsets can everything that one needs to do with a database. This tutorial identify the records uniquely. will provide you with the instruction on the basics of each of E.g. of Candidate Key these commands as well as allow you to put them to practice 1 Code 2 Names, Address using the SQL Interpreter. For above table we have only two Candidate Keys (i.e. Relational Model-: Irreducible Super Key) used to identify the records from The most popular data model in DBMS is the Relational the table uniquely. Code Key can identify the record Model. It is more scientific a model than others. This model uniquely and similarly combination of Name and is based on first-order predicate logic and defines a table as Address can identify the record uniquely, but neither an n-array relation. Name nor Address can be used to identify the records The main highlights of this model are” uniquely as it might be possible that we have two 1. Data is stored in tables called relations. employees with similar name or two employees from 2. Relations can be normalized. the same house.

52 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com (III) Primary Key : A Candidate Key that is used by the • ALTER - alters the structure of the database. database designer for unique identification of each row • DROP - delete objects from the database. in a table is known as Primary Key. A Primary Key can • TRUNCATE - remove all records from a table, consist of one or more attributes of a table. E.g. of including all spaces allocated for the records are Primary Key - Database designer can use one of the removed. Candidate Key as a Primary Key. In this case we have “Code” and “Name, Address” as Candidate Key, we • COMMENT - add comments to the data dictionary. will consider “Code” Key as a Primary Key as the other • RENAME - rename an object. key is the combination of more than one attribute. 2. DML (Data Manipulation Language)-: This (IV) Foreign Key : A foreign key is an attribute or language that enable user to access or manipulate data combination of attribute in one base table that points as organized by appropriate data model. Procedural to the candidate key (generally it is the primary key) of DML or Low level: DML requires a user to specify another table. The purpose of the foreign key is to what data are needed and how to get those data. Non- ensure referential integrity of the data i.e. only values Procedural DML or High level: DML requires a user that are supposed to appear in the database are to specify what data are needed without specifying how permitted. to get those data. E.g. of Foreign Key – Let consider we have another ü SELECT - retrieve data from the a database table i.e. Department Table with Attributes ü INSERT - insert data into a table “Department_ID”, “Department_Name”, “Manager_ID”, “Location_ID” with Department_ID as ü UPDATE - updates existing data within a table an Primary Key. Now the Department_ID attribute of ü DELETE - deletes all records from a table, the space Employee Table (dependent or child table) can be for the records remain defined as the Foreign Key as it can reference to the ü MERGE - UPSERT operation (insert or update) Department_ID attribute of the Departments table (the ü CALL - call a PL/SQL or Java subprogram referenced or parent table), a Foreign Key value must I ü EXPLAIN PLAN - explain access path to data match an existing value in the parent table or be NULL. B ü LOCK TABLE - control concurrency (V) Composite Key : If we use multiple attributes to create a Primary Key then that Primary Key is called 3. DCL-: Data Control Language (DCL) statements. T Some examples: Institute Composite Key (also called a Compound Key or Pvt. Ltd Concatenated Key). E.g. of Composite Key, if we have ü GRANT - gives user’s access privileges to database used “Name, Address” as a Primary Key then it will be ü REVOKE - withdraw access privileges given with our Composite Key. the GRANT command (VI) Alternate Key : Alternate Key can be any of the 4. TCL-: Transaction Control (TCL) statements are used Candidate Keys except for the Primary Key. E.g. of to manage the changes made by DML statements. It Alternate Key is “Name, Address” as it is the only other allows statements to be grouped together into logical Candidate Key which is not a Primary Key. transactions. (VII) Secondary Key : The attributes that are not even the ü COMMIT - save work done Super Key but can be still used for identification of records (not unique) are known as Secondary Key. E.g. ü SAVEPOINT - identify a point in a transaction to of Secondary Key can be Name, Address, Salary, which you can later roll back Department_ID etc. as they can identify the records ü ROLLBACK - restore database to original since but they might not be unique. the last COMMIT SQL Commands : SQL have the different type of commands ü SET TRANSACTION - Change transaction options that are given below - like isolation level and what rollback segment to use 1. DDL (Data Definition Language)-: A data base 5. VDL (View Definition Language) -: It specifies user schema is specifies by a set of definitions expressed by views and their mappings to the conceptual schema. a special language called DDL. Example of DDL 6. SDL (Storage Definition Language)-: This language commands are given below-: is to specify the internal schema. This language may • CREATE - to create objects in the database. specify the mapping between two schemas.

MAKE MY EXAM – DECEMBER 2018 53 www.makemyexam.in & www.ibtindia.com 5. The average weight of 4 men A, B, C and D, is 67 kg. The 5th man E is included and the average weight decreased by 2 kg. A is replaced by F. The weight of F is 4 kg more than E. Average weight decreases because of the replacement of A and now the average weight is 64 kg. Find the weight of A. (A) 66 kg (B) 72 kg (C) 34 kg (D) 45 kg (E) None of these 6. Two years ago the ratio of the ages of Swati and Khyati Quantitative Aptitude was 5 : 7 respectively. Two years hence the ratio of their ages will be 7 : 9 respectively. What is the present age of Khyati? QUESTION ON PROBLEM ON AGES & AVERAGE (A) 16 years (B) 14 years 1. Barry says that his weight is in the range 55 to 61kg. (C) 12 years (D) Cannot be determined Cisco, his brother's weight is 59 kg. Cisco is not (E) None of these lighter than Barry. Also as a matter of fact, Barry's weight is in between 57 kg and 62 kg. If all the above 7. The average age of x persons is 60 years. If two persons statements are true, find the average weight of Barry. of 52 years and 68 years leave the group and two new persons of y years and 72 years join the group, then (A) 58.28 (B) 57.5 (C) 58.5 (D) 57 the average age of the group increases by 1 year. If x (E) None of the above is a perfect square and 54 < y < 64, find the value of y. 2. In BSc (H) Statistics, Sahaj scores 8, 7, 10, 9, 6 CGPA (A) 59 (B) 55 (C) 57 (D) 61 in the subjects general electives, algebra, descriptive (E) None of these statistics, linear models and statistical inference 8. The captain of a cricket team of 11 players is 25 years I respectively. However, the weights attached to the old and wicket keeper is 3 years elder to the captain. subjects are 6, 4, 6, 4 and 6 respectively. Find the If the ages of these two are excluded, the average age B weighted average of cgpa scored by Sahaj in these five of the remaining players is 1 year less than the average T subjects. age of the whole team. What is the average age of the

Institute (A) 8.6 (B) 7.4 (C) 8 (D) 7.8 whole team ? Pvt. Ltd (E) 9 (A) 21.5 years (B) 22 years (C) 22.5 years (D) 32 years 3. Ten years ago the average age of a family of four members was 28 years. Two children having been born, (E) None of these the present average of the family is the same. What are the present ages of the children if the age SOLUTIONS difference between both the children is 2 years? 1. (C) Let Barry's weight be = x (A) 7 years and 9 years (B) 6 years and 8 years Combining the statement we get, (C) 7 years and 5 years (D) None of these 55 < 57 < x < 59 < 61 < 62 (E) 6 years and 4 years Simplifying above we get, 4. The class X of a Vidhyalaya has four sections: 57 < x < 59 A, B, C and D The average weight of the students of A, The probable values of x are 58 and 59 B, C together and A, C, D together are 45 kg and 55 kg 58+ 59) respectively, while the average weight of the students Averge of these probable are = 58.5 2 of A, B, D together and B, C, D together are 50kg and 2. (C) Weighted average 60kg respectively. Which of the following could be the average weight of the students of all the four (86741069466)×+×+ ×+×+× = sections together? (64646)++++ (A) 47.6 kg (B) 52.5 kg (C) 53.7 kg (D) 56.5 kg 208 = = 8 (E) None of these 26

54 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com 3. (A) 10 yrs ago, total age of 4 members ⇒ 7s – 4 = 5k 28 × 4 = 112 yrs ⇒ k = 1.4s – 0.8 ....(1) Total age of 4 members at present Also, = (28 + 10) × 4 ⇒ s + 2 : k + 2 = 7 : 9 = 152 yrs ⇒ 9 × (s + 2) = 7 × (k + 2) Present age of 4 members + 2 children = 28 × 6 ⇒ 9s + 18 = 7k + 14 = 168 yrs ⇒ 9s = 7k – 4 ...(2) Sum of age of 2 children = 168 – 152 Putting the value of k from (1) in (2) = 16 yrs We have Difference of ages = 2 yrs (given) ⇒ 9s = 7 × (1.4s – 0.8) – 4 ⇒ 9s = 9.8s – 5.6 – 4 16+ 2 So, age of 1st child = = 9 yrs ⇒ 9s = 9.8s – 9.6 2 ⇒ 9.6 = 0.8s 16− 2 So, age of 2nd child = = 7 yrs ⇒ s = 9.6/0.8 = 12 2 Also k = 1.4s - 0.8 4. (B) Let a, b, c, d the no. of ⇒ K = 1.4 × 12 – 0.8 Students in section A, B, C, D resp. = 16.8 – 0.8 = 16 Hence, the age of Khyati is 16 years. 45(a++ b c) + 55(a ++ c d) + 7. (C) Total age of x persons initially = 60x yrs 50(a++ b d) + 60(b ++ c d) 3(a+++ b c d) Total age of x persons finally 60x – 52 – 68 + y + 72 = 60x + y – 48 I 5b++ 10c 15d 60x + y - 48 = 61x = 50 + B 3(a+++ b c d) Y – 48 = x T Clearly, a, b, c, d are natural 54 < y < 64, 6 < x < 16 Institute Now put a = b = c = d = 1 As x is a perfect square, x = 9 Pvt. Ltd Y = 57 50 Then, Required average = 50 + 8. (B) Let the average age of whole team be x years 12 = 50 + 2.5 = 52.5 11x−− 25 28 = x – 1 5. (A) A + B + C + D = 67 × 4 = 268 kg 9 A + B + C + D + E = (67 – 2) × 5 11x – 53 = 9x – 9 = 325 kg x = 22 years. Weight of E = 325 - 268 = 57 kg Weight of F = 57 + 4 = 61 kg F + B + C + D + E = 64 × 5 = 320 kg B + C + D = 320 - 57 - 61 = 202 kg Weight of A = 268 - 202 = 66 kg 6. (A) Let present age of Khyati and Swati be k and s respectively. Then we have ⇒ (s – 2) : (k – 2) = 5 : 7 ⇒ 7 × (s – 2) = 5 × (k – 2) ⇒ 7s – 14 = 5k – 10

MAKE MY EXAM – DECEMBER 2018 55 www.makemyexam.in & www.ibtindia.com Answer Figure:- Reasoning Ability

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56 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com Answer figure:- SOLUTIONS

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12. Two positions of a cube are shown below. What will come opposite to face containing ‘*’?

+ & % ↑ * % (A) ‘! (B) % (C) + (D) &

MAKE MY EXAM – DECEMBER 2018 57 www.makemyexam.in & www.ibtindia.com 6. Nanda said that her drinks/ (a) were mixed at the party and that/ (b) her friends asked her to/(c) keep quite after the incident. / (d) No Error/ (e) 7. Although Suresh is still some distance/ (a) from becoming a world-beater, he/ (b) had age and a calm English Language and/(c) mentality on his side. / (d) No Error/ (e) 8. The other temples house a/ (a) single principle deity Direction (1-5): Rearrange the following six sentences/ and so/ (b) it is possible to have a/(c) dashing from group of sentences (A), (B), (C), (D), (E), and (F) in the one queue. / (d) No Error/ (e) proper sequence to form a meaningful paragraph; then answer 9. Rajeshwari's biggest strength is her/(a) feet movement the questions given below them. and quick reflexes./(b) She looks to be on the weaker/ (a) The matter was deferred to the Winter Session. (c) side but its mentally very strong./(d) No Error/(e) Unfortunately, however, on Wednesday, the government 10. The principal repayment of external/ (a) commercial decided to short-circuit the legislative process and took the borrowings during the last/ (b) four years has been route of an ordinance to criminalise triple talaq. range/(c) bound around $25 billion. / (d) No Error/ (e) Direction (11 & 12): Read the sentences to find out whether (b) It removed the clause that allowed anyone to file an FIR there is any error in it. The various combinations of the about a triple talaq case, and made the offence cognisable sentences are being given in the options. You need to identify only if the complaint was filed by the victim or her relatives. the correct combination of sentences and that part is your (c) The ordinance makes "triple talaq null and void" and will answer. If there is no error, the answer is (e). Ignore errors land the offending husband in jail for three years. of punctuation, if any. (d) Last month, the government introduced a slew of changes to 11. You do not come to work to be pawed, you/(a) do not the Muslim Women (Protection of Rights on Marriage) Bill. come to work to be flirted, you do not come/(b) to (e) A magistrate was also allowed to compound the offence work to adjust. You come to/(c) work to make a living if the husband and wife arrived at a compromise. These and to live a dream./(d) No error./(e) amendments were issued on the penultimate day of (a) abc (b) bcd(c) acd (d) abd I Parliament's Monsoon Session, and there was scarcely any (e) No error time to debate them in the Rajya Sabha. 12. If there's one thing my life has revealed, it's/(a) that B (f) The dilutions to the criminality clause, that were lewd jerks are everywhere. They/(b) are in film, TV, T introduced last month, do constitute the core of the new law. law, comedy, and most/(c) important in journalism./ 1. Which of the following should be the second sentence (d) No error./(e) Institute Pvt. Ltd of the paragraph? (a) abc (b) bcd(c) acd (d) abd (A) f (B) a (C) c (D) b (e) No error (E) d Direction (13 - 15): Read the sentences to find out whether 2. Which of the following should be the first sentence there is any error in it. The various combinations of the of the paragraph? sentences are being given in the options. You need to identify (A) a (B) b (C) d(D) the combinatione of sentences that contain the error and that (E) c part is your answer. If there is no error, the answer is (e). 3. Which of the following should be the fourth sentence Ignore errors of punctuation, if any. of the paragraph? 13. Until two or more(a)/members object to him(b)/ (A) a (B) d(C) c (D) f joining the club, we shall (c)/ have to accept (E) e application for membership(d)/ 4. Which of the following should be the last sentence of (a) abc (b) bcd(c) abd (d) acd the paragraph? (e) No error (A) d(B) b (C) a14. (D) It is not verye difficult thing to do(a)/as a matter of (E) f fact anyone(b)/of us can do that(c)/without taking 5. Which of the following should be the third sentence much time of the paragraph? (a) abc (b) bcd(c) acd (d) abd (A) c (B) b (C) e (D) d (e) No error (E) a 15. I must admit I have nothing(a)/which you can take from Direction (6 - 10): Read the sentences to find out whether me(b)/but your idea which you want to share(c)/with there is any error in it. The error, if any, will be in one part of your friends is really great(d)/ the sentence. The number of that part is the answer. If there is (a) abc (b) acd(c) bcd (d) abd no error, the answer is (D). Ignore errors of punctuation, if any. (e) No error

58 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com ANSWERS Ans(1-5): Sentence "d" should be the first sentence as it tells about the topic of the passage (the changes made in the law). Sentence 'b" should be the next sentence in the sequence as it mentions about the cases of Triple Talaq that are entertained in the court. The next sentence is 'e' as it tells about the circumstances when the offence can be entertained by the magistrate. Sentence 'a' is the next sentence which is indicated from the 'winter season' mentioned in the sentence and the previous sentence was talking about the 'monsoon season' whereby the case was deferred to the next season. Sentence 'c' is the next in sequence and sentence 'f' is the last sentence as it is concluding the passage. 6. (d) is the correct alternative as 'quiet' should be used instead of 'quite' which is more appropriate in the context of the sentence. Quiet means to keep silence and quite means complete. 7. (c) is the correct alternative as 'had' should be replaced with 'has' as the whole sentence is in Present Tense. 8. (b) is the correct alternative as 'principal' should be used instead of 'principle' which is more appropriate in the context of the sentence. Principal means first in order of importance and I Principle means a fundamental truth or proposition B that serves as the foundation for a system of belief or behaviour or for a chain of reasoning. T Institute 9. (d) is the correct alternative as 'is' should be used Pvt. Ltd instead of its to make it grammatically correct. 10. (e) is the correct alternative as the sentence is already grammatically correct and meaningful. 11. (c) is the correct alternative as the word 'flirted' must be followed by the preposition 'with'. 12. (a) is the correct alternative as an adjective should be used in the fourth part of the sentence. Thus 'important' must be replaced with 'importantly'. 13. (c) is the correct alternative. Part A : 'Unless' instead of 'until' Part B : ' His' instead of 'him' Part D : ' his' before 'application 14. (a) is the correct alternative. Part A : 'A' before 'very' Part B : 'Any one' instead of ' anyone' Part C : ' It' instead of 'that' 15. (a) is the correct alternative. Part A : 'That' after 'admit' Part B : 'that' instead of 'which' Part C : 'the' instead of 'your'

MAKE MY EXAM – DECEMBER 2018 59 www.makemyexam.in & www.ibtindia.com (c) Pradhan Mantri Jan Dhan Yojana BANKING AWARENESS (d) Pradhan Mantri Suraksha Bima Yojana (e) Pradhan Mantri Jeevan Jyoti Bima Yojana 1. What was the theme of the Vigilance Awareness Week 8. In which year, all eligible account holders can access celebrated in October 2018? their bank accounts personal accident insurance cover (a) Save trees - Save India under PMSBY, life insurance cover under PMJJBY, (b) Eradicate Poverty - Give a new rise and guaranteed minimum pension to subscribers under (c) Eradicate corruption - Build a new India APY. (d) Empower People - Save India (a) 9th May 2014 (b) 9th May 2015 (e) none of the above (c) 9th May 2017 (d) 9th May 2016 2. NABARD All India Financial Inclusion Survey (e) 9th May 2013 (NAFIS), conducted by National Bank for Agriculture 9. The Securities and Exchange Board of India (SEBI) is and Rural Development (NABARD), was released by the regulator for the securities market in India. It was Dr. Rajiv Kumar, Vice Chairman, NITI Aayog in New established on- Delhi. As per the report, ______of the (a) 12th April 1992 (b) 12th April 1988 households reported having a bank account. (c) 12th April 1990 (d) 12th April 1982 (a) 83.4% (b) 81.5% (c) 54.4% (d) 76.7% (e) 12th April 1999 (e) 88.1% 10. The Institute for Development & Research in Banking 3. India Banking Conclave 2018 was held in ______Technology (IBDRT) is a unique institution exclusively which was organized by Centre for Economic Policy focused on Banking Technology. Established by the Research (CEPR). Reserve Bank of India in- (a) Mumbai (b) Pune (a) 2001 (b) 1999 (c) 1992 (d) 1996 (c) Chennai (d) New Delhi (e) 1989 (e) Kolkata 11. Which organisation has launched 'bond-i', the world's 4. Name the India based company that has announced that first bond to be created, allocated, transferred and I its wholly-owned subsidiary has won an international managed by using distributed ledger technology? arbitration award of $56 million (Rs 390 crore) (a) Asian Development Bank B against Prestige Capital Holdings (a Seychelles-based (b) Reserve Bank of India T company) and Kokos Jiang. (c) United Nations Organisation (a) Adani Group (b) Birla Group (d) International Monetary Fund Institute Pvt. Ltd (c) Tata Sons (d) Reliance Power (e) World Bank (e) HAL 12. India and Singapore have signed the Second Protocol 5. According to the Department of Industrial Policy and amending the CECA in New Delhi which will boost Promotion data, Foreign Direct Investment, FDI in bilateral trade between the two countries. What is the India rose what percent to 12.8 billion dollars during full form of CECA? the April to June quarter of this fiscal? (a) Comprehensive Economic Cooperation Agreement (a) 20% (b) 18% (c) 23% (d) 28% (b) Comprehensive Economic Cooperation Agency (e) 26% (c) Comprehensive Economic Company Agreement 6. According to the Department of Industrial Policy and (d) Comprehensive Energy Cooperation Agreement Promotion data, which of the following country was (e) Common Economic Cooperation Agreement the largest source of FDI during April to June quarter 13. The Defence Acquisition Council (DAC), chaired by with 6.52 billion dollars? Defence Minister Smt Nirmala Sitharaman accorded (a) Singapore (b) USA approval for procurement for the Services amounting (c) Australia (d) China to approximately ______crores. (e) Switzerland (a) Rs. 52,000 crores (b) Rs. 87,000 crores 7. Name the scheme which was announced in August (c) Rs. 50,000 crores (d) Rs. 46,000 crores 2014 to ensure comprehensive financial inclusion of (e) Rs. 10,000 crores all the households in the country by providing universal 14. Economic Affairs Secretary SC Garg has announced access to banking facilities with at least one basic bank a reduction in gross borrowing estimate for the current account to every household, financial literacy, access fiscal by ______rupees. to credit, insurance and pension facility? (a) 7,000 crore (b) 70,000 crore (a) Pradhan Mantri Vaya Vandana Yojana (c) 50,000 crore (d) 10,000 crore (b) Pradhan Mantri Mudra Yojana (e) 85,000 crore

60 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com 15. Name the India-born Harvard University professor who 8. (b) Prime Minister's Social Security Schemes, has been appointed as the Chief Economist of the launched by the Hon'ble Prime Minister Narendra International Monetary Fund (IMF) by IMF's Managing Modi on 9th May 2015, all eligible account Director Christine Lagarde. holders can access through their bank accounts (a) Gita Gopinath (b) Mridula Sinha personal accident insurance cover under Pradhan (c) Roopam Shah (d) Garima Seth Mantri Suraksha Bima Yojana, life insurance cover under Pradhan Mantri Jeevan Jyoti Bima Yojana, (e) Urmila Singh and guaranteed minimum pension to subscribers ANSWERS under Atal Pension Yojana. 9. (a) SEBI was established on 12th April 1992. 1. (c) Central Vigilance Commission (CVC) observes 10. (d) The Institute for Development & Research in the Vigilance Awareness Week every year during Banking Technology is a unique institution the week in which the birthday of Sardar exclusively focused on Banking Technology. Vallabhbhai Patel 31st October falls. The theme Established by the Reserve Bank of India in 1996, of the Vigilance Awareness Week was Eradicate the Institution works at the intersection of Banking corruption - Build a new India. and Technology. 2. (e) NABARD All India Financial Inclusion Survey (NAFIS), conducted by National Bank for 11. (e) The World Bank launched 'bond-i', the world's first Agriculture and Rural Development (NABARD), bond to be created, allocated, transferred and was released by Dr. Rajiv Kumar, Vice Chairman, managed by using distributed ledger technology. NITI Aayog in New Delhi. As per the report, 88.1% This two-year bond successfully raised 110 of the households reported having a bank account. million Australian dollars (USD 80.48 million). 3. (d) India Banking Conclave 2018 was held in New 12. (a) India and Singapore have signed the Second Delhi. The India Banking Conclave 2018 was Protocol amending the Comprehensive Economic organized by Centre for Economic Policy Cooperation Agreement in New Delhi which will Research (CEPR). Knowledge Partner of the boost bilateral trade between the two countries. conclave was NITI Aayog. The conclave focused The Protocol was signed in New Delhi by I on reforming the banking sector. Rajneesh, Joint Secretary, Ministry of Commerce B 4. (d) Reliance Power has announced that its wholly- and Industry and Francis Chong, Senior Director, owned subsidiary Reliance Power Netherlands BV Ministry of Trade and Industry, Government of T Institute has won an international arbitration award of $56 Singapore. Pvt. Ltd million (Rs 390 crore) against Prestige Capital 13. (d) The Defence Acquisition Council (DAC), chaired Holdings (a Seychelles-based company) and by Defence Minister Smt Nirmala Sitharaman Kokos Jiang. accorded approval for procurement for the 5. (c) According to the Department of Industrial Policy Services amounting to approximately Rs. 46,000 and Promotion data, Foreign Direct Investment, crores. The DAC in a landmark decision approved FDI in India rose 23% to 12.8 billion dollars procurement of 111 Utility Helicopters for the during the April to June quarter of this fiscal. The Indian Navy at a cost of over Rs. 21,000 crores. foreign fund inflows in April-June 2017-18 stood This is the first project under the MoD's at 10.4 billion dollars. prestigious Strategic Partnership (SP) Model that 6. (a) According to the Department of Industrial Policy aims at providing the significant fillip to the and Promotion data, Singapore was the largest Government's 'Make in India' programme. source of FDI during April to June quarter with 6.52 billion dollars. 14. (b) Economic Affairs Secretary SC Garg has 7. (c) Hon'ble Prime Minister announced Pradhan Mantri announced a reduction in gross borrowing Jan Dhan Yojana as the National Mission on estimate for the current fiscal by 70,000 crore Financial Inclusion in his Independence Day rupees and maintained that the government will address on 15th August 2014, to ensure contain fiscal deficit target at 3.3%. comprehensive financial inclusion of all the 15. (a) India-born Harvard University professor Gita households in the country by providing universal Gopinath has been appointed as the Chief access to banking facilities with at least one basic Economist of the International Monetary Fund bank account to every household, financial literacy, (IMF) by IMF's Managing Director Christine access to credit, insurance and pension facility. Lagarde.

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IBPS PO (MAINS) (Practice Test Paper)

. ENGLISH LANGUAGE . 5. Who among the following lives just above K in the same building? DIRECTION (Q. 1-5):- Study the following information (A) L (B) F (C) J (D) E carefully and answer the given questions. (E) I There are Eleven people live on different floors in the given three building X, Y and Z such that each of the floor of the DIRECTION (Q. 6-10):- Study the following information building is occupied by the given person. Building X is and answer the given questions. immediate west of building Y, which is immediate west to In alphabetical series each consonant is assigned a different building Z. In the building ground floor is numbered as 1, number from 1-7 (for ex- B is coded as 1, C-2 . J-7) above it is floor 2 and so on... In the building floor-1 of building and again those numbers get repeated (for ex- K-1, L-2 .so Y is immediate east of floor-1 of building X but immediate on). west of floor-1 of building Z and so on. Each letters of the given questions will be coded as per the Note: A is west to B does not mean A is immediate west to B. given conditions: Above or below does not mean in the same building. Building I. Vowels appearing before ‘M’ in the Alphabetical series will I Z and X has equal number of floors but more than building Y. be coded as ‘ $’. J lives on 3rd floor and is east of E. Only one floor gap is II. Vowels appearing after ‘M’ in the alphabetical series will B there between the floors on which E and L lives and both of be coded as ‘ @’. T them lives in the same building. D lives immediately above M in the same building but none of them lives in the same III. Number preceded by vowel will be coded as ‘ &&’. Institute Pvt. Ltd building in which J and E lives. F lives immediate east of K IV. No. followed by vowel will be coded as ‘ @%’. who lives in the same building as J. Only one floor gap is 6. What will possibly be the code for ‘LETHAL WARS’? there between P and I. P lives below I. T lives to the west of N (A) &&$@%&&$@% &&$@%2 and both of them lives on an odd number floor. (B) &&$@%&&$@% &&$@%1 1. How many persons are living above M in the same building? (C) @&$@%&&$@% &&$@%2 (A) Two (B) One (C) Three (D) Four (D) $@&&%&&$@% &&$@%1 (E) None (E) None of these 2. Who among the following lives to the immediate east 7. What will possibly be the code for ‘ABSORBERS’? of L? (A) %@$&&@@%&&$@%1 (A) T (B) J (C) F (D) N (B) @$%&&@@%&&$@%1 (E) E (C) $@%&&@@%&&$@%2 3. Which of the following true regarding P? (D) $@%&&@@%&&$@%1 (A) Lives in the same building as F (E) None of these (B) lives on 2nd floor 8. What will possibly be the code for ‘ACRONYCAL’? (C) lives to the west of N (A) $@%&&@@%6&&$@% (D) all are true (B) @$%&&@@%6&&$@2 (E) None is true 4. On which of the following floor does I live? (C) @@%&&@@%6&&$@% (A) 3rd (B) 1st (C) 2nd (D) 4th (D) $@%&&@@%6&&$@1 (E) Either 1st or 3rd (E) None of these

62 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com 9. What will possibly be the code of ‘CRYPTONYM’? DIRECTION (Q. 16-20):- Study the following information (A) 2675&&@@%53 (B) 2765&&@@%63 to answer the given questions. (C) 1765&&@@%64 (D) 2755&&@@%61 A word and number arrangement machine when given an input line of words and numbers rearranges them following a (E) None of these particular rule. The following is an illustration of input and 10. What is the code for ‘CROSSWORD’? rearrangement. (A) 3&&@@%1&&@@%2 Input: 75 deny 11 flow old 36 arise 86 45 light 97 Jump (B) 2&&@@%1&&$@%4 Step I: 4 75 deny flow old 36 arise 86 45 light jump 256 (C) 2&&@@%1&&@@%3 Step II: arise 4 75 deny flow 36 86 45 light jump 256 old (D) 2&&@@%1&&@@%4 Step III: 81 arise 4 75 deny flow 45 light jump 256 old 196 (E) None of these Step IV: deny 81 arise 4 75 flow 45 jump 256 old 196 light DIRECTION (Q. 11-15):- Study the following information Step V: 81 deny 81 arise 4 flow jump 256 old 196 light 144 carefully and answer the given questions. Step VI: flow 81 deny 81 arise 4 256 old 196 light 144 jump Seven students P, Q, R, S, T, U, V give exam which is of Step VI is the last step of the rearrangement. As per the rules maximum 500 marks, also each of them got different ranks followed in the above steps, find out in each of the following according to their marks obtained. No two persons got same questions the appropriate steps for the given input. marks or same rank. The one who got first rank got complete Input for the questions. 500 marks but rest all got different marks but less than 500m Input: 89 price 6 under down 55 32 68 nice 26 know screen in that exam. R got 100 marks more than V. Both P and Q got 16. How many steps would be needed to complete the less marks than S. One of the student got 400 marks. The one arrangement? who got II rank got only 50 marks less than maximum marks. (A) IV (B) V (C) VII (D) VI R got less marks than U. The difference between the marks obtained by R and S is 25. Nobody got marks less than 250m. (E) None of these The difference between the marks obtained by R and V is 17. What will the addition of the numbers which is forth I same as the difference between the marks obtained by U and from the left end in step II and 2nd from the right end B P. U got less marks than T. The difference between the sum of in step IV? the marks obtained by P and S and sum of the marks obtained (A) 312 (B) 210 (C) 251 (D) 165 T by T and U is 225. Q got 50 marks less than V. None of the (E) None of these Institute Pvt. Ltd person got 425 marks. 18. Which of the following would be the difference of the 11. Who among the following got III rank? numbers which is 2nd from left end in step IV and 2nd (A) S (B) R from right end in Step II? (C) U (D) Cannot be determined (A) 290 (B) 183 (C) 225 (D) 101 (E) None of these (E) None of these 12. What is the sum of the marks obtained by P and Q? 19. Which of the following element will be 6th to the left of 3rd from the right end in step V? (A) 550 (B) 650 (C) 950 (D) 600 (A) 25 (B) down (C) 64 (D) know (E) None of these (E) None of these 13. What is the difference between the marks obtained by 20. In Step IV, which of the following word/number would S and T? be on 4th position (from the left)? (A) 150 (B) 50 (C) 125 (D) 100 (A) know (B) 64 (C) 36 (D) price (E) None of these (E) None of these 14. How many persons got lower rank than P? DIRECTION (Q. 21-22):- Study the following passage (A) One (B) Four (C) Two (D) Three carefully to answer the given questions. (E) None of these It was a step which was long overdue. The Union cabinet has 15. Who among the following got first rank? cleared amendments to the Public Premises Act to ensure that our parliamentarians and bureaucrats don’t use their clout to (A) S (B) R (C) U (D) T flout accommodation norms. The amendments will ensure that (E) None of these ministers, Members of Parliament and bureaucrats do not

MAKE MY EXAM – DECEMBER 2018 63 www.makemyexam.in & www.ibtindia.com continue to overstay their welcome in government bungalows R52 YEARS even after their term is over. They’ll also have to pay steep A25 YEARS penalties. Anybody overstaying beyond five months, for T67 YEARS instance, will have to pay a fine of Rs 10 lakh. D33 YEARS 21. Which of the following negates the possible fallout of Q89 YEARS Public Premises Act? C40 YEARS (I) Fine of Rs. 10 lakh is for anybody who overstay 23. Who among the following is sitting opposite to E? beyond five months. (A) P (B) D (C) S (D) R (II) A meeting will be called by some political parties (E) Cannot be determined to appeal for some changes in this new public premises 24. What is the age of the one who sits adjacent to Q? act. (A) 32 years (B) 52 years (III) This amendment is for the all ministers, all parliamentarians who are of ruling party or opposition (C) 67 years (D) 89 years party. (E) None of these (A) Only I and III (B) Only I 25. Which vehicle is placed at extreme left end of row 2? (C) Only II (D) Only II and III (A) D (B) B (C) Q (D) C (E) All of these (E) S 22. Which of the following may be cause/effect in respect 26. What is the age of the person who sit between A and to amendments in Public Premises act? C? (I) New ministers and parliamentarians will get (A) 33 years (B) 52 years (C) 67 years (D) 89 years accommodation on right time. (E) None of these (II) Hunger strike is called by India against corruption 27. What is addition of the ages of the one who sits at leader Anna Hajare. extreme ends of row-1? (III) A RTI was filed by congress MP 2 years ago who (A) 133 years (B) 152 years I had not get Govt. Bungalow for 5 months after (C) 121 years (D) 89 years becoming MP. (E) None of these B (A) 1st is cause and 2nd is effect DIRECTION (Q. 28-32):- Each of the questions below T (B) 1st and 2nd is effect consists of a question and two statements numbered I and II given below it. You have to decide whether the data Institute (C) 1st is cause and 3rd is effect Pvt. Ltd (D) 3rd is cause and 1st is effect provided in the statement are sufficient to answer the question. Read both the statements and Give answer. (E) None of these 28. In a college, five students i.e. A, B, K, J and M, are DIRECTION (Q. 23-27):- Study the following passage going to college on five different days of the same week, carefully to answer the given questions. starting from Monday and ending on Friday. Who goes Ten persons are sitting in two parallel rows, five persons are on Thursday? sitting in row 1 facing north and rest in row 2 facing south I. Only two person goes to college between M and K. having equal distance between each other i.e. each of them More than two person goes to college between K and A. faces other persons. II. M goes to college immediately before J. Only one These persons are made to sit according to their ages which person goes to college between J and K. A goes begore B. increases from West to East direction in both rows but not (A) If the data in statement I alone are sufficient to necessarily in the given order. Two persons are sitting between answer the question, while the data in statement II P and the one whose age is 67 years. A is sitting just next to alone are not sufficient to answer the question. the one who faces T. Only one person is sitting between A and (B) If the data in statement II alone are sufficient to B. S is just next to the one who is 52 years old, but none of answer the question, while the data in statement I them is sitting at extreme end of the row. All the persons who alone are not sufficient to answer the question. are less than 30 years old faces South. C is sitting next to the (C) If the data either in statement I alone or in statement one who is 33 years old. II alone are sufficient to answer the question. B9 YEARS (D) If the data even in both statements I and II together E12 YEARS are not sufficient to answer the question. P32 YEARS (E) If the data in both statements I and II together are S45 YEARS necessary to answer the question.

64 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com 29. Is A daughter of B? DIRECTION (Q. 33-37):- Study the following information I. D is the brother of A and is unmarried. B is the mother- carefully and answer the questions given below. in-law of E and is married to M. M has only two children. Seven boxes B, A, C, J, K, G, D are placed one above another II. E is married to B. M is brother in law of B. A is in a truck. All the box are of different colours. All these boxes married to D. M is uncle of A. B is father-in-law of D. are placed in a linear row from west to east when truck unloaded. Initially when boxes are arranged vertically in the (A) If the data in statement I alone are sufficient to truck, the arrangement is - answer the question, while the data in statement II Blue colour box is kept immediately above Green colour box. alone are not sufficient to answer the question. Only two boxes are kept between box K and the Green colour (B) If the data in statement II alone are sufficient to box. Blue colour box is kept above box K which is Yellow answer the question, while the data in statement I colour box. More than three boxes are kept between box C alone are not sufficient to answer the question. and box which is Blue in colour. Only three boxes are kept (C) If the data either in statement I alone or in statement between box C and box D. Only one box is kept between box II alone are sufficient to answer the question. D and box B, which is not kept immediately above box K. (D) If the data even in both statements I and II together Box B is not of Blue colour. Box A is of Black colour which are not sufficient to answer the question. is kept immediately below G. After Unloading, the red colour box is placed third from the west and is not kept at the top (E) If the data in both statements I and II together are or at the bottom. Box K is placed on the immediate right of necessary to answer the question. C, which is not kept second from the west. White colour DIRECTION (Q. 30-32):- In the following questions, the box is placed third to the left of Box A, which is placed symbols #, &, @ and $ are used with the following immediate right of box J. Pink Colour Box is place on the meanings as illustrated below. Study the following immediate right of Green colour Box and second to left of information and answer the given questions. White colour box. Note: The directions which are given indicates exact 33. Which of the following box is kept at the top? directions. (A) Box G (B) Box K (C) Box B (D) Box J P#Q - Q is in the south direction of P. (E) None of these I P@Q - Q is in the north direction of P 34. Which of the following colour box is kept at the east B P&Q - Q is in the east direction of P. end? T P$Q - Q is in the west direction of P. (A) Black (B) Green (C) Blue (D) Yellow Institute P#&Q - Q or P is in the southeast direction of P or Q. (E) None of these Pvt. Ltd P@&Q - P or Q is in the northeast direction of Q or P. 35. How many boxes are kept between Box K and Box B 30. If L&N#&M$R$S and R@N are related to each other (vertically)? such that O is in North of S and also the midpoint of L (A) Three (B) Four (C) Two (D) None and N. What is the shortest distance between O and (E) None of these M? 36. Which colour box is kept immediately above box A? Note: LN=OS=8m, RM=2m (A) Pink (B) Yellow (C) Blue (D) Red (A) 4m (B) 6m (C) 8m (D) 10m (E) None of these (E) Cannot be determined 37. How many boxes are kept to the right of box C? 31. If L&N#&M$R$S are related to each other such that (A) One (B) Two O is in North of S and also the midpoint of L and N. (C) More than Four (D) Three Then what is the relation between L and R? (E) None of these (A) L#Q (B) L#&R (C) L@R (D) L&R 38. Read the following information carefully and answer (E) Cannot be determined the questions which follow. 32. If B$A@&C&D@E are related to each other such that In a recent study of responses to visual images, E is in Northeast of A. B is in which direction with researchers found that women most frequently gave the respect to E? rating ‘most attractive’ to images of male faces that (A) Northeast (B) Northwest were more feminine in contour, and rated more (C) Southeast (D) Southwest masculine faces, on average, ‘less attractive’. The researchers concluded that modern women prefer men (E) Cannot be determined who are less obviously masculine in their facial features.

MAKE MY EXAM – DECEMBER 2018 65 www.makemyexam.in & www.ibtindia.com The conclusion would be most severely weakened if (B) Many Japanese parents and educators decry the which of the following were true? Japanese educational system, saying that it stifles (A) Facial features are not the criterion that most independent thinking on the part of students. women use to decide whether a man is attractive. (C) United States schools, in which creativity and (B) The visual images were computer generated flexible student schedules are emphasized, usually composites of photographs and not pictures of produce students with science and maths scores actual men. equal to those of the best Japanese students. (C) The rating scale was a ten point scale with most (D) On an average, Japanese students score lower than attractive scoring 1-2 and least attractive scoring United States students on tests of logical thinking, 8-10. language arts, and communications skills. (D) Most popular male actors have the features that (E) A higher percentage of American students go for the study allocated to the more masculine category. higher education than in Japan. (E) The faces with the more masculine features were DIRECTION (Q. 41-43):- Study the following information all significantly older than those with the feminine and answer the given questions. features. In the following questions, the symbols #, &, @, * , $, % and 39. Read the following information carefully and answer © are used with the following meanings as illustrated below. the questions which follow. P#Q - P is the son of Q. In a recent study of responses to visual images, P@Q - Q is the child of P. researchers found that women most frequently gave the rating ‘most attractive’ to images of male faces that P©Q - P is the parent of Q. were more feminine in contour, and rated more P$Q - P is younger than Q. masculine faces, on average, ‘less attractive’. The P*Q- Q is the husband of P. researchers concluded that modern women prefer men P&Q- Q is the daughter-in-law of P. who are less obviously masculine in their facial features. I P%Q- P is the wife of Q. Which is the following is an assumption that the 41. If C$F#B%A&D©E#C then how is E related to F? (2 B researchers apparently made in this study? Mark) (A) The women who participated in the study were T (A) son (B) father (C) grandson (D) nephew sufficiently representative of modern women in Institute Pvt. Ltd general. (E) brother (B) Male faces are, in general, attractive to women. 42. If A&D*B&G©F#E then how is D related to F? (C) Visual images are important to women. (A) Grandfather (B) Grandson (D) It is impossible to predict what features an ideal (C) Daughter (D) Wife face would have. (E) Grandmother (E) Women in previous ages would have preferred 43. If L%H©O$N©M#O, then how is N related to L ? more masculine men. (A) daughter-in-law (B) son-in-law 40. Secondary school graduates in Japan score significantly (C) son (D) daughter higher on tests of science and mathematics than do (E) cannot be determined students at the same level in the United States. Some 44. Each of the questions below consists of a question and educational reformers in the United States attribute this difference to the more rigid and rigorous Japanese two statements numbered I and II given below it. You secondary school programme, which emphasizes have to decide whether the data provided in the required courses, long hours of study and homework, statements are sufficient to answer the question. Read and memorization to a far greater degree than do both the statements and; American schools. Eight persons J, K, L, M, N, O, P and Q sit around a Which of the following, if true, would most seriously circular table facing center. How many persons sit between weaken the conclusion drawn by the above passage? M and P counting in clockwise direction from M? (A) The Japanese elementary school programme is far (I) K sits third to the right of J. Only two persons sit less rigid and structured than the elementary school between L and K. K sits either opposite to P or Q. Only programmes in most United States schools. one person sits between P and Q.

66 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com (II) O sits opposite to L, who sits third to the left of M. 47. If A worked for first x days, B & C worked for next (x Only one person sits between O and N, who sits + 2) days and remaining work complete by A in (x - opposite to J. 9.5) days. Find what portion of work will be completed, if A & C work together for (x + 6) days? (A) if the data in statement I alone are sufficient to (A) 53/72 (B) 49/72 (C) 47/72 (D) 58/72 answer the question, while the data in statement II alone are not sufficient to answer the question. (E) 55/72 DIRECTION (Q. 48-49):- Study the following information (B) if the data in statement II alone are sufficient to and answer the given questions. answer the question, while the data in statement I alone are not sufficient to answer the question. A & B entered into a business by making investment of Rs. 7200 and Rs. 9600 respectively. After six months A & B both (C) if the data either in statement I alone or in statement added amount in the ratio of 7: 10. (Business in which A & B II alone are sufficient to answer the question. entered last for total 12 months)? (D) if the data even in both statements I and II together 48. If Satish & Veer invested equal amount as A & B are not sufficient to answer the question. invested for last six months respectively and both Satish (E) if the data in both statements I and II together are and Veer invested for equal time period. Veer got Rs. necessary to answer the question. 25500 as profit share out of total profit of Rs. 44250, then find the amount that A & B invested for last six 45. Statement: months in business. There are more than 200 villages in the hill area of (A) Rs. 8000 & Rs. 9600 (B) Rs. 6000 & Rs. 7200 Uttar Pradesh which are severely damaged due to (C) Rs.10000 & Rs. 13600 (D) Rs.9600 & Rs. 10800 cyclone and it causes an extra burden of Rs 200 crore on State Government for relief and rehabilitation work. (E) Rs.7800 & Rs. 8800 49. P & Q entered into business by making investment of Course of Action: Rs. 2000 & Rs. 1400 more amount respectively than I. People of hill area should be shifted to other safer the amount which A & B invested in second half of places. business. If at the end of year P & Q got profit in the I II. State Government should ask more financial support ratio of 4: 5, then find the difference between investment B from Central Government. of P & Q. Given that both P & Q invested for equal time period. III. Government should levy relief tax to the corporate T (A) Rs. 2400 (B) Rs. 3000 Institute sector to ease the additional burden. Pvt. Ltd (C) Rs. 3600 (D) Rs. 2800 (A) None follows (B) Only I and II follow (E) Rs. 3200 (C) Only II and III follows (D) Only I and III follow DIRECTION (Q. 50-54):- Given below the table shows (E) None of these types of interest offered by five banks, principal amount, QUANTITATIVE APTITUDE time of period and rate of interest. Some of the data is DIRECTION (Q. 46-47):- Study the following information missing. Calculate that according to information given in and answer the given questions. questions. Bank Types of Principle Time Rate Amount 1 A can complete 40 % of a work in 19 days, B can do 60 % interest (RS) (year) (Rs) 5 2 ICICI Compound - - 15% - of same work in 38 days, while C can do 80% of same 5 SBISimple - 4 - 26250 3 work in 57 days. Efficiency of destroying the work is same YES Compound 20000 3 10% - 5 as doing the work. UCO Compound - 2 - 29160 1 IDBI Simple 10000 - 6% - 46. If efficiency of B increased by 33 % and A & B start 3 50. If the ratio of interest rate of IDBI to that of UCO is 3: work together, while at the same time C starts destroying 4, then find the difference between principle invested the work. Find in how many days work will be in UCO bank and amount obtained from IDBI, if time completed? period for both banks is same? (A) 36 days (B) 48 days (C) 32 days (D) 28 days (A) ` 13800 (B) ` 12800(C) ` 11800 (D) ` 13600 (E) 30 days (E) ` 13900

MAKE MY EXAM – DECEMBER 2018 67 www.makemyexam.in & www.ibtindia.com 51. If rate of interest offered by SBI and Yes bank is same. 56. What is rate of interest? Then find principle invested in SBI is approximately I. A man invested an amount for three years on simple what percent of amount obtained from YES bank? interest and gets a total amount, which is 137.5% of (A) 52% (B) 59% (C) 70% (D) 65% invested amount. (E) 78% II. Amir invested Rs. 9600 on simple interest and gets 52. What is amount of interest obtained from ICICI bank, a total amount of Rs.13200 after three years. if ratio of principle invested in ICICI bank to principal (A) Statement (I) alone is sufficient to answer the invested in Yes bank is 7 : 5 and time period is one question but statement (II) alone is not sufficient year less for ICICI bank than time period of YES bank? to answer the questions. (A) ` 9020 (B) ` 9030 (C) ` 8030 (D) ` 7030 (B) Statement (II) alone is sufficient to answer the (E) ` 9080 question but statement (I) alone is not sufficient to answer the question. 53. Principle invested in ICICI is 3000 more than principle (C) Both the statements taken together are necessary invested in UCO bank and both invested for same to answer the questions, but neither of the period of time and UCO bank offered 8% rate of interest statements alone is sufficient to answer the annually. If amount obtained from ICICI is Rs. 32870 question. more than interest obtained from UCO bank then find the principle invested in UCO bank and ICICI bank? (D) Either statement (I) or statement (II) by itself is sufficient to answer the question. (A) ` 25000 & ` 27000 (B) ` 18000 & ` 16000 (E) Statements (I) and (II) taken together are not (C) ` 22000 & ` 20000 (D) ` 25000 & ` 28000 sufficient to answer the question. (E) ` 24000 & ` 28000 57. The ratio between length of two trains is 9 : 8. What 54. If ratio between rate of interest offered by SBI bank to will be difference between lengths of both trains? IDBI bank is 5 : 3 and ratio between time period is 2 : I. Speed of larger train and smaller train is 72 km/hr 1 respectively, then find the sum of principle invested and 90 km/hr respectively. Both trains cross each other I in SBI bank and amount obtained from IDBI bank? in 68/9 sec running in opposite direction. (A) ` 27850 (B) ` 28850 II. Speed of smaller train is 90 km/hr and it cross a B (C) ` 29950 (D) ` 27950 pole in 6.4 sec. T (E) ` 31950 (A) Statement (I) alone is sufficient to answer the

Institute DIRECTION (Q. 55-57):- The following questions are question but statement (II) alone is not sufficient Pvt. Ltd accompanied by two statements (I) and (II). You have to to answer the questions. determine which statements(s) is/are sufficient/necessary (B) Statement (II) alone is sufficient to answer the to answer the questions. question but statement (I) alone is not sufficient to 55. What is volume of cone? answer the question. I . Radius of cone is 3 cm less than side of square, (C) Both the statements taken together are necessary whose area is 576 cm². to answer the questions, but neither of the II . Height of cone is 7.5 cm more than radius of circle, statements alone is sufficient to answer the which circumference is 66 cm. question. (A) Statement (I) alone is sufficient to answer the (D) Either statement (I) or statement (II) by itself is question but statement (II) alone is not sufficient sufficient to answer the question. to answer the questions. (E) Statements (I) and (II) taken together are not (B) Statement (II) alone is sufficient to answer the sufficient to answer the question. question but statement (I) alone is not sufficient to DIRECTION (Q. 58-60):- In the given questions, two answer the question. quantities are given, one as ‘Quantity I’ and another as ‘Quantity II’. You have to determine relationship between two (C) Both the statements taken together are necessary quantities and choose the appropriate option. to answer the questions, but neither of the statements alone is sufficient to answer the question. 58. Quantity I – A bag contains five red balls, six green balls, ‘a’ yellow balls & ‘b’ blue balls. Probability of (D) Either statement (I) or statement (II) by itself is drawing one yellow ball is 1/6 , while probability of sufficient to answer the question. drawing one blue ball is 2/9. If two balls are drawn (E) Statements (I) and (II) taken together are not from bag without replacing, then find probability that sufficient to answer the question. one of them is red and other is yellow.

68 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com Quantity II – A bag contains dices only in three colors, distribution of ‘Samsung’ mobile sold by same store during eight green color dice, ‘x’ blue color dice and ‘y’ yellow these six months. Read the data carefully and answer the color dice. Probability of drawing one blue dice is 7/ questions. 20 , while probability of drawing one yellow dice is 1/ Total sold Samsung mobile = 16800 4. If two dices drawn at random without replacement, then find probability that one of them is blue and the August March other is green. 17% 15% (A) Quantity I > Quantity II June (B) Quantity I < Quantity II April 14% (C) Quantity I > Quantity II 18% (D) Quantity I < Quantity II June May (E) Quantity I = Quantity II or no relation 20% 16% 59. Quantity I – A cylindrical vessel with radius and height of 17.5 cm and 18 cm respectively is filled upto 80% Total sold mobile = 48000 of its capacity with milk. If total milk from cylindrical vessel transferred into 30 cuboidal vessels whose length and breadth is 7 cm & 3 cm respectively. Find height August March 17% 18% of each cuboidal vessel? Quantity II – Breadth of a rectangle is 18 cm and ratio June April 14% between length of rectangle and side of square is 12 : 15% 11. If perimeter of square is 4 cm more than perimeter of rectangle. Find side of square. June May 16% (A) Quantity I > Quantity II 20% I (B) Quantity I < Quantity II B (C) Quantity I > Quantity II 61. If store sell only four brands phone i.e. Samsung, MI, Vivo & Honor. Ratio between MI, Vivo & Honor (D) Quantity I < Quantity II T mobile sold by store in April is 4 : 3 : 1. Then find that Institute (E) Quantity I = Quantity II or no relation total Vivo & Honor mobile sold by store in month of Pvt. Ltd 60. Quantity I – A boat takes double time in covering same April is what percent of total MI, Vivo & Honor mobile distance in upstream as compared to downstream, if sold by store in June? boat covers 96 km in downstream and 72 upstream in 1 1 1 1 total 20 hours. Find time taken by boat to cover 240 (A) 42 % (B) 48 % (C) 44 % (D) 52 % 3 3 3 3 km in downstream. 1 (E) 54 % Quantity II – Distance between point A and point B is 3 720 km. A car covered 1/3 rd of distance with its usual 62. If total mobile sold by store in the month of September speed and remaining with 20% increased speed, if car is equal to average number of mobile sold by store in takes total 10 hours 40 minutes to cover total distance, the month of March & July, while total Samsung mobile then find in what time car will cover a distance of 1200 1 sold by store in September is 37 % more than total km with its usual speed. 2 Samsung mobile sold by store in May, then find that total (A) Quantity I > Quantity II other brands (other than Samsung) mobile sold in month (B) Quantity I < Quantity II of September is how much less than total other brands (C) Quantity I > Quantity II (other than Samsung) mobile sold in month of March? (D) Quantity I < Quantity II (A) 2148 (B) 2156 (C) 2164 (D) 2136 (E) Quantity I = Quantity II or no relation (E) 2172 DIRECTION (Q. 61-65):- Given below Pie chart (i) shows 63. Out of total other brands mobile (other than Samsung) percentage distribution of total mobile sold by a store sold by store in month of June is 15% of mobile are MI during six months, while pie chart (ii) shows percentage brands, then find total other brands (except MI brands

MAKE MY EXAM – DECEMBER 2018 69 www.makemyexam.in & www.ibtindia.com and Samsung brand) mobile sold by store in months of accommodation, he spent 20% on rent, 45% of remaining on June is approximately what % of mobile sold by store electricity and water and remaining he saved. Out of total in month of august (excluding Samsung mobiles only)? expenses estimated for food, only 20% was saved. Out of (A) 69 (B) 65 (C) 60 (D) 55 amount estimated for travelling 37.5 % spent on travel by (E) 75 metro and 20% of remaining he spent on travelling by car and rest was saved. Total saving of Veer was Rs. 16800. 64. Total Samsung mobile sold in the month of December is 2540 less than total other brands mobile (other than 68. A man sold an article at an amount which is equal to Samsung) sold by store in August. If total mobile sold total of Veer spent on travelling by car and electricity by store in the month of December is 144 less than & water and made a loss of 25%. Find at what price total other brands mobile (other than Samsung) sold man should sold the article in order to make a profit by store in the month of April & July together, then 1 of 12 % ? find total Samsung mobile sold in the month of 2 December is approximately what percent of total mobile (A) 10250 Rs. (B) 10150 Rs. sold by store in that month? (C) 10450 Rs. (D) 10350 Rs. (A) 36% (B) 32 % (C) 44% (D) 24 % (E) 10000 Rs. (E) 20 % 69. A man purchased an AC from an electronic store at an 65. Find total other brands mobile (other than Samsung) amount which is equal to total of Veer spent on rent, sold by store in the month of March, May, July & August food & travel by metro. If store allowed two successive together? discounts of 4% & ‘10’%, then find the marked price (A) 22804 (B) 22704 (C) 22604 (D) 22504 of AC? (E) 22718 (A) Rs. 28125 (B) Rs. 28225 66. Veer, Sameer & Divyaraj invested amount in the ratio (C) Rs. 28325 (D) Rs. 28425 of 6 : 7 : 8 respectively. (E) Rs. 28625 P & Q invested Rs. 4800 and Rs. 1600 more than that I of Veer & Sameer invested respectively in two different DIRECTION (Q. 70-74):- Given below line graph which schemes ‘A’ & ‘B’ respectively. Scheme A offered shows number of days taken by six persons A, B, C, D, E B compound interest at the rate of 20% p.a. for two year and F to complete a work individually. Give answer of the T and scheme ‘B’ offered simple interest at the rate of questions according to graph and data given in questions – 15% p.a for three years. If rate of interest of both 35 Institute 30 Pvt. Ltd schemes exchange to each other, then new total interest 30 24 obtained is Rs. 90 more than previous total interest. 25

s 18 y 20

Find amount invested by Divyaraj? a 15 D 15 (A) 10800 Rs. (B) 9600 Rs. 10 12 (C) 10200 Rs. (D) 8400 Rs. 10 5 (E) 7200 Rs. 0 67. Veer, Sameer & Divyaraj invested amount in the ratio ABCDEF Person of 6 : 7 : 8 respectively. 70. A worked for X days and then he left the work. After A Anurag invested an amount which is equal to total left, B & D took responsibility of the work and amount invested by Veer, Sameer & Divyaraj at the rate of 10% p.a on compound interest. If difference ⎛⎞1 completed the remaining work in ⎜⎟x2+ days. Ratio between interest of first year & third year is Rs. 529.2, ⎝⎠2 then find the total amount invested by Veer & Sameer of work done by A to B & D together is 1 : 2. Find how together? many days A worked? (A) 13600 Rs. (B) 13200 Rs. (A) 7 days (B) 5 days (C) 8 days (D) 4 days (C) 14800 Rs. (D) 15600 Rs. (E) 9 days (E) 16800 Rs. 71. A and D starts working together, but A worked with DIRECTION (Q. 68-69):- Study the following information 2 and answer the given questions. 50% of his efficiency. C starts working with 66 % % 3 Veer divided his monthly income in three expenses i.e. more of his efficiency on an another work which is accommodation, food and travel in the ratio of 5 : 7 : 4 2 respectively. Out of the expenses estimated for 62 % of the work which A and D were doing. Find 3 70 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com the ratio of days taken by C to days taken by A and D DIRECTION (Q. 77-81):- Read the data carefully and together to complete the work? answer the questions. (A) 5:3 (B) 5:7 (C) 3:5 (D) 3:7 There are some students in college ‘X’, they like three cricket (E) 3 : 11 player i.e. M.S Dhoni, Virat Kohali & . Total 72. D started the work and left it after working for X days number of students who like M.S. Dhoni is 1936, while total and then C joined the work and worked for Y days. number of students who like Virat Kohli & M.S. Dhoni but After C left, E completed the remaining work in 3 days. not Rohit sharma is 51.25% more than total number of students Find number of days for which D and C worked who like M.S. Dhoni & Rohit Sharma but not Virat Kohli. individually, given that value of Y is 200% of value of Total number of students who like M.S. Dhoni & Rohit Sharma X? 7 but not Virat Kohli is 21 % more than total number of (A) 6 days & 12 days (B) 8 days & 16 days 33 students who like Virat Kohli & Rohit Sharma but not M.S. (C) 7 days & 14 days (D) 9 days & 18 days Dhoni. Total number of students who like all three players is (E) 5 days & 10 days 124 less than total number of students who like M.S. Dhoni & 73. Three persons C, D and E starts working on alternative Rohit Sharma but not Virat Kohli. Total number of students day, starting from C then D and at last E. If C works who like Virat Kohli & Rohit Sharma but not M.S. Dhoni is with more efficiently, D works with 75% of his 264. Students who like only Virat kohli is 112 less than total efficiency and E works with half of his efficiency, then number of students who like only M.S. Dhoni. Total number find in how many days total work completed? of students in college is 3744. 8 7 (A) 20 days (B) 21 days 77. How many students like at most two players? 9 9 (A) 3578 (B) 3588 (C) 3598 (D) 3548 7 7 (C) 20 days (D) 22 days 9 9 (E) 3508 7 78. Total number of students who like only M.S. Dhoni & I (E) 24 days 9 only Virat Kohli is approximately what percent more B 74. Three persons B, D and F starts working together. If B than total number of students who likes only two works with 75% of his efficiency and D worked 25% players? T more efficiently. All three get 27180 Rs. as total wages. Institute (A) 72% (B) 64% (C) 78% (D) 84% Pvt. Ltd Find the individually wage of all according to work done by them (in Rs.)? (E) 90% (A) 6795, 6795 & 13590 (B) 7695, 7695, &13590 79. In college ‘Y’ number of students who like only M.S (C) 6595, 6595, & 14590 (D) 7965, 6795, & 12590 Dhoni, Only Virat Kohli & Only Rohit Sharma are in the ratio of 33 : 29 : 27 respectively and difference (E) None of these between total number of students who like only M.S 75. A man goes to market with a uniform speed and reach Dhoni & only Rohit Sharma is 144. Find difference there in half an hour. He stayed there for half an hour between total students who like only M.S Dhoni, Only and returned with 5/6 th of speed with which he came. Virat Kohli & Only Rohit Sharma in collage ‘X’ & that If his average speed for whole journey is 22.5 km/hr, of in collage ‘Y’? then calculate distance between his home and market. (A) 15 km (B) 12 km (C) 18 km (D) 24 km (A) 344 (B) 324 (C) 348 (D) 398 (E) can’t be determined (E) 356 76. Two shopkeepers have same revenue on selling TV. If 80. Find the ratio between total number of students who the price of TV for both goes down by 20% and sales like at least two players to total number of students of no. of set goes up by 5% for first and 20% for second. who like only Virat Kohli & only Rohit Shrama? Find the difference between % change in total revenue (A) 158 : 193 (B) 158 : 183 for both shopkeepers. (C) 158 : 195 (D) 159 : 193 (A) 10% (B) 16% (C) 4% (D) 12% (E) 158 : 187 (E) None of these

MAKE MY EXAM – DECEMBER 2018 71 www.makemyexam.in & www.ibtindia.com . ENGLISH LANGUAGE . contribute for the Open Page and the letters section when their stories and letters are cut for length. In a newsroom, two values DIRECTION (Q. 81-88):- Read the following passage that are most talked about are independence and freedom. But carefully and answer the questions given below it. Certain we need to inculcate another supreme value: interdependence. parts are given in bold to answer some of the questions Reporters and the desk bring a different set of skills together based on the passage. to publish a newspaper. [D]An editor of a news organisation Sometimes it is not only a book, but the book read with an works like the conductor of an orchestra. It is not a solo insightful review of it that gives us an understanding of a performance.[C]The job is to bring out the full import of each reality. One has to read Seymour M. Hersh’s memoir, Reporter, note assigned to different players and ensure that the resultant and Alan Rusbridger’s review of it for The New York Times product is not a cacophony but a pleasant symphony. In a to understand modern journalism. Mr. Hersh is what he calls newspaper, the various notes are facts, accuracy and ease of “a survivor from the golden age of journalism” — the 1960s reading. The desk’s job is to essentially harness all the details and ’70s. Those were the days when reporters were “free to that have been filed by the reporters into cohesive text that travel anywhere, anytime, for any reason, with company credit not only makes sense to a general reader but also fits within cards”. However, with the onset of a financial squeeze, which the newspaper format. continues till now, Mr. Hersh’s editor asked him in 2011 to Some journalists opt for editing because it enhances the interview an important source by telephone rather than fly reading experience. Harold Evans once said that text editors 3,000 miles. In the memoir, Mr. Hersh shares the difficulties are surgeons who can save facts and who can make the body and punishing work schedule of an investigative reporter. Mr. of the story more vigorous and healthy. He wrote: “When it is Rusbridger’s review locates those difficulties within the overall necessary to cut for length they struggle to save details by framework of journalism. using the language more economically than the writer. They From a reader’s point of view, the most striking aspect of this are specialists in concise writing.” These invisible warriors honest memoir is the role of the desk in making copies perform multiple tasks, from fact-checking to polishing to readable. Mr. Hersh being touchy, and sometimes too ensuring ease of reading. demanding a reporter, in 1976 complained to his managing 81. According to the passage what is the need of inculcating I editor at The New York Times, Abe Rosenthal, that the desk the other value ‘interdependence’ apart from was indulging in a rather tedious editing of one of his independence and freedom, between reporters and the B stories. [A] He spoke of the bureaucratic systems in the desk employees from the desk? (1.5 Mark) T that were delaying the publication of his report. Rosenthal’s (A) The dependence of employees from the desk and response, which Mr. Hersh terms as “testy, albeit funny”, Institute the reporters on each other bring a different set of Pvt. Ltd explains the wonderful work done by the desk: “It should skills together to publish a newspaper. interest you to note that at this moment a good part of The (B) The dependence of employees from the desk and New York Times has come to a standstill because the deputy the reporters on each other might eradicate the managing editor, one assistant managing editor, one acting conflicts between them. national editor and one assistant national editor are tied up as they have been all day, and for days past, in trying to get your (C) Interdependence between reporters and employees series into printable form. It seems to me that if I were a from the desk might increase the profit of the reporter whose work needed that much attention, I would be organization. slightly embarrassed and hugely grateful. Unlike you and me, (D) Both (a) and (c) the editors involved are polite and civilised individuals. (E) None of these Perhaps that is why it has not come across to you that it is 82. Why has the author called an era of the 1960s and ’70s you, not the ‘system’ nor the ‘bureaucracy’ that is responsible as the golden age of journalism”? for the delay between your handling in the piece and the day (A) Those were the days when reporters were free to it will eventually be printed.” travel anywhere, anytime, for any reason, with The uneasy relationship between the reporters and the desk is company credit cards. not new. With their bylines and visibility, reporters tend to (B) Mr. Hersh’s editor asked him in 2011 to interview think that they are the aristocrats of the profession. Though an important source by telephone rather than fly they never say it in as many words, they tend to view the desk 3,000 miles. as their proletariat counterpart, whose work is to run their (C) The relationship between the reporters and the desk eyes over copies. The reporter gets the credit for a good story used to be very healthy. not only for its content but also for its readability; however, when a copy is sloppy, the desk is easily blamed. [B] (D) Both (a) and (c) Sometimes I get complaints against the desk from readers who (E) None of these

72 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com 83. Why has author called the employees from desk (text 87. Statement [B] “Sometimes I get complements against editors) as invisible warriors? the desk from readers who contribute for the Open Page (A) They can make the body of the story more vigorous and the letters section when their stories and letters are and healthy. cut for length.” in the passage may not be grammatically or contextually correct. Choose the most suitable (B) They struggle to save the details of a news by using alternative that will replace the statement to adhere to the language more economically than the writer. the grammatical syntax of the paragraph. (C) They are specialists in concise writing. (A) Sometimes I get complaints against the desk from (D) Perform multiple tasks, from fact-checking to readers who contribute for the Open Page and the polishing to ensuring ease of reading. letters section when their stories and letters are cut (E) All of these for length. 84. Why some journalists opt for editing? (B) Sometimes I get compliant against the desk from (A) Because it enhances the reading experience. readers who contribute for the Open Page and the letters section when their stories and letters are cut (B) Editing gives Insightful review of it. for length. (C) Editing essentially harness all the details that have (C) Sometimes I get complaints against the desk from been filed by the reporters into cohesive text. readers which contribute for the Open Page and (D) Both (a) and (b) the letters section when their stories and letters are (E) All of these cut for length. 85. What can be illustrated from statement [C] “The job is (D) Sometimes I get complaints against the desk from to bring out the full import of each note assigned to readers who contribute from the Open Page and different players and ensure that the resultant product the letters section when their stories and letters are is not a cacophony but a pleasant symphony.” cut for length. (A) The editor gives set of particular notes to each artist (E) None of these and he ensures that the outcome is sweet sounding. 88. According to the author, in reference with the statement I (B) The editor gives set of particular notes to each [D] “An editor of a news organisation works like the B player and ensures that they perform to win. conductor of an orchestra. It is not a solo performance.” Whom has the author referred to as the orchestra of the T (C) The editor presents the various notes that are facts, news organisation? Institute accuracy and ease of reading, and ensures that the Pvt. Ltd resultant details fit cohesively that not only makes (A) All the staff from the desk and the reporters sense to a general reader but also fits within the (B) Only the reporters newspaper format. (C) Only the staff from the desk (D) Both (a) and (b) (D) The various facts, accuracy and ease of reading in (E) None of these a newspaper 86. What can be inferred from statement [A] “He spoke of (E) Both (b) and (d) the bureaucratic systems in the desk that were delaying DIRECTION (Q. 89-95):- Read the following passage the publication of his report”? carefully and answer the questions given below it. Certain words are given in bold to help you locate them while (A) The bureaucratic system is going in the office answering some of the questions. where people are doing deeds as per their own interest. A question being raised about the GDP estimates for the first quarter of this year (April-June) is: How should 8.2% GDP (B) All the paper work of the publication is derived growth be interpreted in, or reconciled with, the overall context from the bureaucratic system of some of the pronounced trends in the economy? These (C) He talked about the people from the desk who are include the depreciating rupee, rising bank bad loans, or non- taking decisions on their own and thus delaying performing assets (NPAs), a trade deficit that has shot up to a the publication work five-year high, and retail fuel prices that are inching up every (D) The delay in the publications is derived by day. One of the explanations being offered for the missing bureaucratic people in the office. feel-good sentiment is that the faster growth has come on a (E) None of these low base which has produced a statistical effect, making

MAKE MY EXAM – DECEMBER 2018 73 www.makemyexam.in & www.ibtindia.com growth appear faster. This is partly correct. The low base does rate beyond the first quarter, through the rest of the year, will explain a part of the growth estimated, but not all of it so the require a far more pro-active policy push than appears probable first thing to do when considering the figures is to get the base in an election year that is also fraught with global economic effect out of the way. The full picture emerges from sectoral challenges and mounting macroeconomic pressures. Ranging estimates, which show that while some parts of the economy from rising international crude prices to the risk of inter- grew faster, a few others did not. Agricultural GDP growth country trade wars, these are likely to keep the current account quickened as two successive years of good rains improved deficit — and therefore the rupee — under stress. [B] A farm produce. Manufacturing and construction, both industries depreciating rupee inflates retail fuel prices, unless if the that were dealt a severe shock by demonetization, recovered, Central and State governments cut the taxes on them. But tax as the cash shortage moderated. Policy support — such as cuts will increase the fiscal deficit. The Reserve Bank of India simplification of the messy Goods and Services Tax collection can hike interest rates to arrest the rupee’s depreciation. But systems — can strengthen this revival. If nurtured, it can be that will further increase the cost of borrowing, including the employment-positive. government’s debt. Reforms, by removing bottlenecks, could Services growth slowed. Industries such as trade, hotels and have promoted growth even in an environment of rising transport, and the financial, real estate and professional macroeconomic vulnerability. services fall in this segment, as do public administration and 89. According to the author what was/were the reason(s) defense services. [A] Services growth is relatively more for the misinterpretation of GDP growth? representative of the economic sentiment of the vocal among (A) Usage of the lower base while estimating the GDP urban and semi-urban Indians. The performance of services probably explains the sense of disconnect with the growth (B) Slow growth rate in services sector estimate being expressed in some quarters. Despite slowing (C) Quickening of Private consumption expenditure as compared to a year ago, the services sector grew faster growth than the agricultural GDP. Surprisingly, the slower services (D) GDP growth continues to be powered by sector growth has not been a drag on consumption. Private consumption, not investments. I consumption expenditure growth has quickened, relative to (E) Both (a) and (b) the preceding quarter, as well as compared to the same quarter 90. Why the estimation of the GDP growth based on the B last year. The strong, sustained growth, despite the high base, low base might go wrong? suggests that a consumption boom is in the making. T (A) The low base does explain a part of the growth Government salary and pension hikes including at the State Institute estimated, but not all of it. Pvt. Ltd level are feeding this consumption spree that is funded by taxpayer money and has remained unaffected by the sharp (B) Low base effect ignores the variability of the surge in retail fuel prices. Consumer industries are also sectors. reporting robust rural sales growth. (C) As the GDP growth continues to be powered by The cause for caution is that the GDP growth continues to be consumption, not investments. powered by consumption, not investments. Consumption-led (D) Both (a) and (b) growth is sustainable up to a point, especially if it is financed (E) None of these by expanding the government (Centre plus States’ cumulative 91. Which of the following statements is false according fiscal) deficit. The high growth in the years preceding the to the passage? global financial crisis was driven by savings and investments. (A) Consumption-led growth is sustainable up to a After the global economic downturn disrupted that trend, an point only. investments famine followed. A recapitalization of banks was undertaken. It has not measured up to the problem. The (B) An investments famine followed the global insolvency mechanism has just about started functioning economic crisis of 2007-08. after dithering and delays. The government, in spite of its (C) Despite slowing as compared to a year ago, the majority in Parliament, has made little progress in reforming services sector grew faster than the agricultural public sector banks. GDP The estimates for the subsequent quarters of this year will not (D) The performance of services probably explains a enjoy the benefit of the low-base effect. First quarter estimates sense of connection with the growth estimate being are early indicators and not necessarily representative of the expressed in some quarters. remaining nine months of a year. To sustain the 8%-plus growth (E) None of these

74 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com 92. Choose the word which is most nearly the SAME in DIRECTION (Q. 96-100):- In the following questions, a meaning to reconciled as used in the passage. paragraph is divided into five parts with one of the parts been (A) Estrange (B) Alienate omitted. You must choose the most suitable alternative among the five that should fill the omitted part making the paragraph (C) Harmony (D) Illicit grammatically correct and contextually meaningful. If none (E) Incite of the given alternatives are appropriate to fill the blank, 93. Choose the word which is most opposite in meaning to choose option (E) i.e. “none of these” as your answer choice. famine as used in the passage? 96. ______, (A)/ the political party has taken to (A) Scantiness (B) Rareness social media in a big way (B)/— it has an official YouTube channel, Facebook pages (C)/ for the party’s (C) Paucity (D) Plenty state unit and one for each district apart from scores of (E) plunder WhatsApp groups and Twitter (D)/ handles to take the 94. What can be illustrated from the statement [A] “ party’s message and TV’s speeches to the masses. (E) Services growth is relatively more representative of the (A) While senior local leaders were appointed economic sentiment of the vocal among urban and semi- (B) With television coverage being limited, urban Indians” of the passage? (C) It undertook a meticulous door-to-door enrolment (A) Services growth provides a better idea of the drive in economic expectations among the urban and semi- (D) He has also been in the news of urban Indians. (E) None of these (B) Economic sentiment can be estimated through 97. The BJP government came to power mainly on an anti- Services growth as it is comparatively better among corruption plank.(A)/ ______, (B)/ Narendra the urban and semi-urban Indians. Modi relentlessly campaigned against (C)/ the (C) Urban and semi-urban Indians consider services incumbent UPA government raking up core issues (D)/ such as fuel prices, jobs, infrastructure, growth, growth as a better indicator of economic growth. development and so on. (E) I (D) Urban and semi-urban Indians express their views (A) For about a year leading up to the 2014 general B on the services growth as an emotional sentiment election, towards economic growth. T (B) Corruption is the cancer in the nation’s body (E) None of these Institute (C) There has not been any progress in the anti- Pvt. Ltd 95. Statement [B] “ A depreciating rupee inflates retail fuel corruption drive as promised by prices, unless if the Central and State governments cut (D) It is puzzling why the Modi government failed to the taxes on them” in the passage may not be take action grammatically or contextually correct. Choose the most (E) None of these suitable alternative that will replace the statement to 98. The leader of the Islamic State Khorasan in Afghanistan, adhere to the grammatical syntax of the paragraph. (A)/ Abu Saad Erhabi, along with 10 of his fighters, (A) The depreciating rupee inflates retail fuel prices, (B)/ ______(C)/conducted by Afghan forces unless the Central and State governments cut the and US-led coalition forces. (D)/ His predecessor, Abu taxes on them. Sayed, too was killed in a US strike on the group’s (B) A depreciating rupee should inflate retail fuel headquarters in Kunar province in July last year. (E) prices, unless if the Central and State governments (A) gradually and further delegitimize the Afghan cut the taxes on them. government (C) A depreciated rupee will inflate retail fuel prices, (B) from Kabul that Russia decided to postpone the so that the Central and State governments cut the peace conference taxes on them. (C) pushed the situation in Afghanistan on a positive (D) A depreciating rupee will inflate retail fuel prices, trajectory unless the Central and State governments cut the (D) was killed in an air strike a few days back in a joint taxes on them. air and ground operation (E) None of these (E) None of these

MAKE MY EXAM – DECEMBER 2018 75 www.makemyexam.in & www.ibtindia.com 99. The debate between the Centre and the Kerala (iii) Documents prompt Metro Trains government on the (A)/ ______(B)/ from the (A) Only (ii) (B) Only (iii) core question at stake—one of fiscal federalism. (C)/ (C) Both (ii) and (iii) (D) Both (i) and (ii) The goods and services tax (GST) has increased the (E) All of these centralization of fiscal powers, (D)/ limiting the 103. [I] Stacked disturbances occurring such as, chronic autonomy of states to raise their own revenue for public drought since the 1970s along with acute drought in expenditure. (E) 2010 and heatwaves in the 2010/11 summer. (A) ground that a natural disaster (he cited the example [II] It seems that environmental conditions are changing of a flood) may necessitate additional tax rather rapidly in south west WA. (B) 60% of all indirect taxes, while the Centre received (i) In as much as the stacked 40% (ii) Viewing the stacked (C) offer and acceptance of foreign aid following the floods has drawn attention away (iii) Given the stacked disturbances (D) role and responsibilities of the Centre and states (A) Only (ii) (B) Only (iii) under the Disaster Management Act, 2005, (C) Both (ii) and (iii) (D) Both (i) and (ii) (E) None of these (E) All of these 100. The Central Pollution Control Board (A)/ settled for DIRECTION (Q. 104-107):- In the following questions, a 12 million tonnes in 2011, (B)/ but its Guidelines paragraph is given with three blanks, followed by six Document of 2017 (C)/ has upped the estimate to 25- words. You have to choose the most suitable combination 30 million tonnes, (D)/ ______(E) of words among the five alternative options, that will fill (A) based on information from the ministry of urban the blank coherently, forming a grammatically correct and development contextually meaningful paragraph. If none of the given (B) waste in Indian cities is 165-175 million tonnes combination is appropriate to fill the blank, mark option (C) this waste has consequences for public health (E) i.e. “none of these” as your answer choice. I (D) to the other extreme and estimated C&D waste 104. There is ______in the argument that moving ahead towards ______commands without any B (E) None of these meaningful restructuring in the higher defence DIRECTION (Q. 101-105):- Select the phrase/connector T organisation is premature. The initial steps should have (STARTERS) from the given three options which can be Institute been an ______of the Ministry of Defence and Pvt. Ltd used to form a single sentence from the two sentences given the appointment of a Chief of the Defence Staff. below, implying the same meaning as expressed in the (i) transfer (ii) constructed sentences. 101. [I] There is a prevailing risk aversion in the global (iii) integration (iv) justification markets. (v) integrated (vi) jurisdiction [II] The rupee may sporadically cross 70/USD before (A) ii, iii, i (B) iv, v, iii (C) v, ii, i (D) ii, iv, v retracing to 69/USD levels. (E) None of these (i) Seeing the prevailing 105. India’s industrial ______is impacted by a (ii) Considering the prevailing risk variety of factors. The first is the cost and quality of (iii) Given the prevailing risk power. Setting up of ______power supply for (A) Only (ii) (B) Only (iii) stable, ______and uninterrupted power is a huge cost burden for all energy-intensive manufacturing (C) Both (ii) and (iii) (D) Both (i) and (ii) units. (E) All of these (i) competitiveness (ii) organisation 102. [I] The documents show that routes in the city’s fast- growing north, west and south-east are under enormous (iii) captive (iv) incompetent pressure. (v) transient (vi) concurrent [II] Documents prompting Metro Trains to call for (A) ii, iii, i (B) iv, v, iii (C) v, ii, i (D) i. iii. vi “urgent” action to boost services on lines that are at (E) None of these capacity during peak hour. 106. It’s hard to imagine a ______setup than the (i) Documents showing that one Myanmar used to convict two Reuters reporters. (ii) The documents show This was a crude crackdown on the news media

76 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com ______as “justice,” a ______that 108. Considering statement (A) “Companies and business Myanmar’s authorities - including the once-respected lobby groups have also criticised the proposal, terming Daw Aung San Suu Kyi, the head of the civilian it as another form of tax from a party that, if voted to government — must immediately abandon.’ power, is likely to increase corporation tax and the (i) masquerading (ii) clumsier property tax applicable on second homes owned by individuals” as the fourth sentence of the rearranged (iii) charade (iv) travesty paragraph, then which among the following becomes (v) subservient (vi) coalition the SECOND sentence after rearrangement? (A) ii, i, iii (B) iv, v, iii (C) v, ii, i (D) i. iii. vi (A) F (B) C (C) E (D) D (E) None of these (E) B 107. UPI has seen a ______rise as both new 109. Considering statement (A) “Companies and business entrants (including technology giants) and lobby groups have also criticised the proposal, terming ______alike have brought UPI offerings to the it as another form of tax from a party that, if voted to market. The biggest ______of this being the power, is likely to increase corporation tax and the implementation of Aadhaar, and that it is the common property tax applicable on second homes owned by KYC document between telcos and bank accounts. individuals”” as the fourth sentence of the rearranged paragraph, then which among the following becomes (i) broker (ii) tycoons the LAST sentence after rearrangement? (iii) subtle (iv) enabler (A) F (B) C (C) E (D) D (v) incumbents (vi) dramatic (E) B (A) vi, v, iv (B) iv, v, iii (C) v, ii, i (D) i. iii. vi 110. Among the following pairs which one of them is formed (E) None of these with two consecutive statements after the DIRECTION (Q. 108-110):- Given below are six sentences rearrangement? (A) (B) (C) (D) (E) and (F). Answer the following questions (A) D – F (B) A – E (C) B – F (D) A – D after rearranging the following sentences into a coherent (E) B – C I paragraph. 111. Choose the word which is most nearly the SAME in B (A) Companies and business lobby groups have also criticised the meaning to AUGURY. the proposal, terming it as another form of tax from a party (A) Insipid (B) Cameo (C) Bolster (D) Prophecy T Institute that, if voted to power, is likely to increase corporation tax (E) Barrage Pvt. Ltd and the property tax applicable on second homes owned by 112. Choose the word which is most nearly the OPPOSITE individuals. of PRECARIOUS. (B) Companies might even settle for a lower pay to these staff (A) Profound (B) Pretentious members, seeing as they are receiving a compulsory dividend (C) Indemnity (D) Rancor payout, pushing their salaries even lower. More importantly, (E) Tremor to escape the 250-workers threshold, companies will even limit DIRECTION (Q. 113-115):- In each of the following strength, meaning that much fewer jobs in the economy. questions, a sentence is written in four different ways (C) Privately-held companies (those that are not listed in stock conveying the same meaning and following the correct exchanges) and foreign-owned enterprises would be exempt. grammatical structure. Choose the sentence among the (D) Employee-ownership has been implemented in Germany four options which is grammatically incorrect or carrying where workers have no ownership in the companies but their a grammatical/contextual error in it as the answer. If there representatives do hold half of the positions on supervisory is no error in any of the sentences, choose (E), i.e. “All are correct” as the answer. boards. 113. (A) The average income and education in rural areas (E) Further, not all companies operate through a limited and the average education, size and low segregation liability corporate structure, and many will thus be able to in urban areas are the strongest predictors of find perverse workarounds, harming already unhappy and upward mobility. unsatisfied workers and their stagnant wages. (B) The strongest predictors of upward mobility are (F) Through this move, Labour believes, will benefit millions the average income and education in rural areas of existing workers, it will only push companies to move and the average education, size and low segregation operations abroad, or even register overseas. in urban areas.

MAKE MY EXAM – DECEMBER 2018 77 www.makemyexam.in & www.ibtindia.com (C) Along with the average income and education in 117. The interest rate at which the RBI lends to commercial rural areas, the average education, size and low banks in the short term to maintain liquidity is known segregation in urban areas are the strongest as-? predictors of upward mobility. (A) Interest rate (B) Repo rate (D) The average income and education in rural areas (C) Reverse repo rate (D) Bank rate despite the average education, size and low (E) None of the given options is true segregation in urban areas are the strongest 118. Who is the final authority for deciding the design, form predictors of upward mobility and material of bank notes? (E) All are correct (A) Central Government 114. (A) There’s a constant criticism that having the large (B) Reserve Bank of India decline in consumption poverty, the improvement in social indicators like education and mortality (C) Indian Banks Association are not as commendable. (D) Note Issuing Authority of India (B) A constant criticism has been that while the decline (E) None of the given options is true in consumption poverty has been large, the 119. The Union home ministry has recently launched the e- improvement in social indicators like education FRRO scheme to expedite visa services for foreigners and mortality has not been as commendable. visiting India. What does ‘FRRO’ stands for? (C) There’s a constant criticism that even though the (A) Foreigners Regaining Registration Office decline in consumption poverty has been large, the (B) Foreigners Reacceptance Registration Office improvement in social indicators like education (C) Foreigners Registry Registration Office and mortality has not been as commendable. (D) Foreigners Regional Registration Office (D) A constant criticism is that in spite of the large (E) None of these decline in consumption poverty, the improvement 120. Name the only Indian female badminton player who in social indicators like education and mortality is I won singles gold in Commonwealth Games history. not as commendable. (A) P V Sindhu (B) Jwala Gutta B (E) All are correct (C) Arundhati Pantawane (D) T 115. (A) The fact that a good education is transformative (E) Prajakta Sawant Institute for students, families, communities, and countries Pvt. Ltd is known by development specialists. 121. As per the reports in various newspapers many private companies are trying to obtain the licences to launch a (B) The fact that a good education is transformative banking company in India. Which of the following among students as well as families, communities, organisations /agencies issue the licence for the same? and countries are known by development (A) Securities and Exchange Board of India (SEBI) specialists. (B) Indian Institute of Banking and Finance (IIBF) (C) Development specialists are aware that a good education is transformative for students, families, (C) Indian Banks’ Association communities, and countries. (D) Registrar of Companies (D) Development specialists know that a good (E) None of the given options is true education is transformative for students as well as 122. Name the actor, who has bagged the best actor award families, communities, and countries. at the 2018 Dadasaheb Phalke awards (E) All are correct (A) Salman Khan (B) Shah Rukh Khan (C) Akshay Kumar (D) Amitabh Bachchan . GENERAL KNOWLEDGE . (E) None of these 116. As we all know, banks in India are required to maintain 123. Name the lender that has recently launched its a portion of their demand and time liabilities with the Interactive Robotic Assistant (IRA) 2.0, its interactive Reserve Bank of India. This portion is called? humanoid at the Koramangala Branch in Bengaluru. (A) statutory liquidity ratio(B) cash reserve ratio (A) ICICI Bank (B) HDFC Bank (C) bank deposit (D) reverse repo (C) Karnataka Bank (D) Axis Bank (E) government securities (E) IDFC Bank

78 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com 124. NABARD has provided an assistance of Rs 10,012 131. Name the Indian Police Service officer, who has been crore to ______during 2017-18 to facilitate posted as the first woman Director General of Police overall development with special focus on agricultural (DGP) of Union Territory of Puducherry. credit. (A) Koyal Mehta (B) S Sundari Nanda (A) Uttar Pradesh (B) Assam (C) Mrinali Sharma (D) Geeta Shrivastav (C) West Bengal (D) Gujarat (E) None of these (E) Kerala 132. RBI has imposed a penalty of ______on South 125. Name the sportsperson, who was appointed as the new Indian Bank for non-compliance with its directions on coach of Indian men’s hockey team? Income Recognition and Asset Classification (IRAC) (A) Harendra Singh (B) Jagbir Singh norms, KYC norms and treasury function. (C) Sjoerd Marijne (D) Dhanraj Pillay (A) Rs 7 crore (B) Rs 5 crore (C) Rs 15 crore (D) Rs 1 crore (E) None of these (E) Rs 10 crore 126. Name the Bank, which is all set to roll out a capacity building project with farmers in Haryana and Rajasthan 133. International Conference on Information and under its ‘Livelihood and Water Security’ CSR Communication Technology (ICT) held in which city? initiative. (A) New Delhi (B) Dhaka (A) Dena Bank (B) Yes Bank (C) Kathmandu (D) Beijing (C) State Bank of India (D) HDFC Bank (E) Colombo (E) Punjab National Bank 134. Which of the following are the main functions of the Reserve Bank of India? 127. Space Applications Centre has developed an indigenous atomic clock for navigation satellites. SAC related to (A) Granting licenses to commercial banks for opening branches in rural areas which organization? (B) Accepting deposits from the public (A) JAXA (B) NASA (C) Regulating foreign exchange business (C) Roscosmos (D) SpaceX I (D) Acting as note issuing authority, bankers’ bank and (E) ISRO banker to the government B 128. Which Payments Bank has launched a suite of digital (E) None of the given options is true products that can be accessed online and through mobile T 135. India has pledged ______amount of aid to phones with the focus to build the transaction platform? Institute United Nations Relief and Works Agency for Palestine Pvt. Ltd (A) India Post Payment Bank Refugees (UNRWA)? (B) Aditya Birla Idea Payment Bank (A) $1 million (B) $2 million (C) Fino Payments Bank (C) $4 million (D) $5 million (D) Airtel Payment Bank (E) $10 million (E) Paytm Payment Bank 136. Which of the following are the instruments of Credit 129. The Tiroda Thermal Power Station is a coal-based Control in the hands of the RBI? thermal power plant located in which state? I. Lowering or raising the discount and interest rates. (A) Gujarat (B) Odisha II. Raising the minimum support price of the major agro (C) Tamil Nadu (D) Maharashtra products. (E) Andhra Pradesh III. Lowering or raising the minimum cash reserves 130. Name the China Based Bank, which launched the maintained by the commercial banks. country’s first India-dedicated publicly offered Select the correct answer using the codes given below. investment fund, saying the Indian market offers the (A) Only I(B) Only II best opportunity for Chinese investors due to the (C) Only III (D) Both I and III prospects of double-digit growth. (E) Both II and III (A) Industrial and Commercial Bank of China 137. Which app was launched by government in June 2018 (B) Huaxia Bank to and trace missing children in India? (C) China Construction Bank (A) ReUnite (B) BalKhoj (D) Agricultural Bank of China (C) KHOJ (D) SEARCH (E) Postal Savings Bank of China (E) None of these

MAKE MY EXAM – DECEMBER 2018 79 www.makemyexam.in & www.ibtindia.com 138. Which of the following is not a measure adopted by 146. is related to which sports? the Government or RBI to control inflation? (A) Boxing (B) Wrestling (A) Monetary policy (B) Fiscal policy (C) Shooting (D) Badminton (C) Bank Rate (D) Price control (E) None of these (E) Financial inclusion 147. Shujaat Bukhari, has passed away recently. He was a - 139. J P Nadda, Union Minister for Health and Family (A) Journalist (B) Politician Welfare presented the PMSMA ‘IPledgefor9’ Achievers (C) Sportsperson (D) Actor and MMR Reduction Awards. PMSMA stands for ______. (E) None of these (A) Pradhan Mantri Sukanya Matritva Abhiyan 148. The Kodiveri Dam is located on the Bhavani river near (B) Pradhan Mantri Surakshit Matritva Abhiyan Gobichettipalayam in which state? (C) Pradhan Mantri Surakshit Mati Abhiyan (A) Karnataka (B) Tamil Nadu (D) Pradhan Mantri Matra Seva Abhiyan (C) Andhra Pradesh (D) Telangana (E) None of the given options is true (E) None of these 140. Interest rates on which of the following deposit schemes 149. The International Day of Tropics is observed every year is fixed or deregulated by the Reserve Bank of India? on which date to raise awareness to the specific (A) Fixed deposits above 5 years’ maturity challenges faced by tropical areas? (B) Recurring deposits (A) June 28 (B) June 29 (C) June 30 (D) July 1 (C) Savings bank (E) July 2 (D) Flexi Deposit Scheme 150. Minister of State for Culture (I/C), Dr Mahesh Sharma, (E) None of the given options is true released 3 books, recently. ‘Ghats of Banaras’ was one 141. Bharat Sanchar Nigam Ltd (BSNL) has launched a of them, this book is written by ______. VOIP based service named ______in which there (A) Dr Gulab Kothari (B) Dr Gautam Chatterjee is no SIM or cable wiring as is a VOIP service through (C) Dr Arindam Desai (D) Dr Sachidanand Joshi I an app. (E) Dr Arun Lal Thanha B (A) BSNL WORM (B) BSNL BIRD 151. Nicosia is the capital of ______. T (C) BSNL WINGS (D) BSNL FLY (A) Azerbaijan (B) Cyprus (E) BSNL Trap (C) Kazakhstan (D) Somalia Institute Pvt. Ltd 142. On which rate, RBI has recently deregulated the rates (E) Rwanda of interest to be provided by various banks to their 152. Badrinath is a holy town and in Chamoli district in the depositors/customers with on their accounts. state of Uttarakhand and it is situated on the banks of (A) Time deposit (B) Saving bank which River? (C) Loan (D) Fixed deposit (A) Ghataprabha river (B) Alaknanda river (E) Current (C) Ganga river (D) Girna river 143. ‘Exercise Maitree 2018’ is Joint Military Exercise (E) None of these between ______. 153. Bihu dance is famous in which state? (A) India and Bangladesh (B) India and Indonesia (A) Odisha (B) Assam (C) India and Thailand (D) India and Nepal (C) West Bengal (D) Manipur (E) India and Sri Lanka (E) None of these 144. What does the letter ‘L’ denote in the term ‘LAF’ as referred to every now and then in relation to the 154. Mundanthurai Wildlife Sanctuary is located in which monetary policy of the RBI? state? (A) Liquidity (B) Liability (A) Kerala (B) Tamil Nadu (C) Leveraged (D) Longitudinal (C) Andhra Pradesh (D) Telangana (E) Linear (E) None of these 145. The famous Bisket Jatra festival 2018 held in which 155. Where is the headquarters of DBS Bank? country? (A) Singapore (B) Canada (A) Bhutan (B) Japan (C) Nepal (D) Sri Lanka (C) Switzerland (D) Japan (E) India (E) South Africa

80 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com . ANSWER KEY .

1. (B) 2. (A) 3. (B) 4. (D) 5. (C) 6. (B) 7. (D) 8. (A) 9. (B) 10. (C) 11. (B) 12. (B) 13. (C) 14. (C) 15. (D) 16. (D) 17. (C) 18. (C) 19. (B) 20. (C) 21. (A) 22. (D) 23. (C) 24. (C) 25. (D) 26. (A) 27. (C) 28. (E) 29. (D) 30. (D) 31. (B) 32. (D) 33. (C) 34. (A) 35. (B) 36. (D) 37. (D) 38. (E) 39. (A) 40. (C) 41. (D) 42. (E) 43. (E) 44. (D) 45. (E) 46. (A) 47. (E) 48. (C) 49. (B) 50. (A) 51. (C) 52. (B) 53. (D) 54. (C) 55. (C) 56. (D) 57. (D) 58. (B) 59. (E) 60. (E) 61. (B) 62. (D) 63. (A) 64. (B) 65. (B) 66. (B) 67. (D) 68. (D) 69. (A) 70. (B) 71. (C) 72. (A) 73. (C) 74. (A) 75. (C) 76. (D) 77. (D) 78. (B) 79. (A) 80. (D) 81. (A) 82. (A) 83. (E) 84. (A) 85. (C) 86. (C) 87. (A) 88. (A) 89. (A) 90. (D) 91. (D) 92. (C) 93. (D) 94. (A) 95. (D) 96. (B) 97. (A) 98. (D) 99. (C) 100. (A) 101. (E) 102. (E) 103. (E) 104. (B) 105. (D) 106. (A) 107. (A) 108. (B) 109. (E) 110. (B) 111. (D) 112. (C) 113. (D) 114. (A) 115. (B) 116. (B) 117. (B) 118. (A) 119. (D) 120. (D) 121. (E) 122. (C) 123. (B) 124. (A) 125. (A) 126. (B) 127. (E) 128. (C) 129. (D) 130. (A) 131. (B) 132. (B) 133. (C) 134. (D) 135. (D) 136. (D) 137. (A) 138. (E) 139. (B) 140. (C) 141. (C) 142. (B) 143. (C) 144. (A) 145. (C) 146. (C) 147. (A) 148. (B) 149. (B) 150. (D) 151. (B) 152. (B) 153. (B) 154. (B) 155. (A)

. HINTS & SOLUTION .

1-5 NORMAL :- ‘&&O@%&&A@%’ I Floors Building X Building Y Building Z Step 3: Now the vowels are to be coded as per the given B 4 I D conditions, as ‘O’ comes after ‘M’ in the alphabetical series 3 E J M so ‘O’ is coded as ‘ @’ and ‘A’ comes before ‘M’ in the T alphabetical series so, ‘A’ is to be coded as ‘ $’. Institute 2 P K F Pvt. Ltd So, the final code for the word ‘ NORMAL’ is 1 L T N ‘ &&@@%&&$@%’. 1. (B) 2. (A) 3. (B) ‘LETHAL WARS’ 4. (D) 5. (C) Step 1- ‘2E26A2’ ‘4A71’ 6-10 Logic- The different number codes for all the consonant Step 2- ‘&&$@%&&$@%’ ‘&&$@%1’ as per the given condition are, 6. (B) 7. (D) 8. (A) B-1, C-2, D-3, F-4, G-5, H-6, J-7 9. (B) 10. (C) K-1, L-2, M-3, N-4, P-5, Q-6, R-7 11-15 S-1, T-2, V-3, W-4, X-5, Y-6, Z-7 Ranks Students Marks Step 1: The consonants of the word ‘ NORMAL’ are to be 1 T 500 coded as the number allotted to the consonant: 2 U 450 ‘NORMAL’- ‘ 4O73A2’ 3 R 400 Step 2: The numbers immediately preceded and followed by the vowels are to be coded as per the given conditions; 4 S 375 So, the code for consonant for word ‘ NORMAL’ is coded as 5 P 350 ‘ 4O73A2’, numbers 4 and 7 is immediately followed and 6 V 300 preceded respectively by ‘ O’ so, ‘4’ is coded as ‘ &&’ and 250 ‘7’ is coded as ‘ @%’. Similarly, ‘3’ and ‘2’ is immediately 7 Q followed and preceded respectively by ‘ A’ so, ‘3’ is coded as 11. (B) 12. (D) 13. (C) ‘ &&’ and ‘2’ is coded as ‘ @%’. 14. (C) 15. (D)

MAKE MY EXAM – DECEMBER 2018 81 www.makemyexam.in & www.ibtindia.com 30. (D) 16-20 Logic: - There are six numbers and six words in the 4 4 input. Numbers are arranged in odd steps from both the ends L N as I, III while the words are arranged in even steps from 8 both the ends as II, IV In the first step the number which is S M lowest is arranged from the left end while the number which 2 is highest is arranged from the right end and so on . Similarly, 31. (B) L N the word which is first according to the alphabetical order is arranged from the left end while the word which is last according to the alphabetical order is arranged from the right end. Also while arranging the numbers each of the number S M gets replaced from the square of the addition of the digits of 32. (E) E that number. C D Input: 89 price 6 under down 55 32 68 nice 26 know screen Step I: 36 price under down 55 32 68 nice 26 know screen 289

Step II: down 36 price 55 32 68 nice 26 know screen 289 under 33-37 Step III: 64 down 36 price 55 32 nice know screen 289 under 196 Box Colour Step IV: know 64 down 36 price 55 32 nice 289 under 196 screen B Pink Step V: 25 know 64 down 36 price nice 289 under 196 screen 100 J Blue Step VI: nice 25 know 64 down 36 289 under 196 screen 100 price D Green 16. (D) G Red 17. (C) A Black 18. (C) I K Yellow 19. (B) C White B 20. (C) D (Green) > B (Pink) > G (Red) > C (white) > K (Yellow) > T 21. (A) J (Blue) > C (Black) Institute Pvt. Ltd 22. (D) 33. (C) 34. (A) 35. (B) 36. (D) 23-27 37. (D) 38. (E) 39. (A) 40. (C) 9 12 25 33 40 B E A D C 41. (D) A B

PSRTQ 32 45 52 67 89 F 23. (C) C D 24. (C)

25. (D) E 26. (A) 42. (E) A 27. (C)

28. (E) Monday A B D Tuesday M Wednesday J E G Thursday B Friday K 29. (E) Both are not sufficient. F

82 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com 43. (E) = Principle invested By UCO Bank L H 29360 = ×100 = 25000 116.64 = Amount Obtained by IDBI O N 10000×× 2 6 = +10,000 = 112000 100 ⇒ Required difference M = 25000 – 11200 44. (E) Data not sufficient. = 13800 Rs. 45. (E) 26250 46. (A) 51. (C) Principle invested in SBI = ×100 A = 48 140 12 = 18750 Rs. B = 64 576 9 Amount obtained from Yes Bank C = 72 8 = 3 years on CI 10% = 33.1% 576 work done by C in = = 36 days 20000 52. (A) Principle invested in ICICI = × 7 = 28000 16 5 47. (E) According to Question time = 3 – 1 = 2year 12 (2x – 9.5) + 17 (x + 2) = 576 15× 15 2 year CI on 15% = 1515++ ⇒ 41x = 656 100 x = 16 days = 32.25% work done by A + C together 32.25 = Required interest = 28000 × (x + 6) = (16 + 6) × 20 100 = 9030 Rs. 440 55 Required portion = = 53. (D) Let principle invested by UCO Bank = x Rs. by I 576 72 ICICI Bank = (x + 3000) 48. (C) Investment of Satish = (7200 + 7x) B According to Question Investment of veer = (9600 + 10x) T 15× 15 According to Question 2 year CI = 1515++ = 16.64% Institute 100 Pvt. Ltd 7200+ 7x 25 = 132.25(x+ 3000) 16.64x + − = 32870 9600 10x 34 100 100 x = 400 Rs. x = 25000 Investment of A last six months Principle invested ICICI = 7200 + 7 × 400 = 10,000 Rs. = 25000 + 3000 = 28000 Rs. Investment of B last six months 6 54. (C) Rate affered by SBI = × 5 = 10 = 9600 + 10 × 400 = 13600 Rs. 3 49. (B) According to Question 4 time = ×1 = 2 = 2 year 2 + 9200 Tx= 4 According to Question + 11000 10x 5 26250 112 ×+100 10000 × x = 400 Rs. 140 100 P investment = 12000 = 11200 + 18750 = 29950 Rs. Q investment = 15000 55. (C) From (i) r = 21 cm difference = 15000 + 12000 = 3000 From (ii) r = 10.5 + 7.5 = 18cm from (i) and (ii) 50. (A) Ratio of Rates = 3 : 4 122 = Rate affered by UCO Bank volume of cone = ××××21 21 18 37 6 3 = × 4 = 8% = 8316 cm 3 So, both are required.

MAKE MY EXAM – DECEMBER 2018 83 www.makemyexam.in & www.ibtindia.com 56. (D) either (i) and (ii) are sufficient. ⎡⎛⎞15 18 57. (D) Either (i) and (ii) are sufficient. = ⎢⎜⎟48000×− 16800 × + ⎣⎝⎠100 100 5 58. (B) Q1 = ⎛⎞14 14 ⎤ 51 ⎜⎟48000×− 16800 ×⎥ − 144 ⎝⎠100 100 ⎦ 28 Q2 = = 8544 – 144 = 8400 95 59. (E) Q1 > Q2 2764 Required % = ×100 60. (E) Q­1 = Q2 8400 61. (B) total vivo and honor mobile sold by store in April 19 1 ⇒ 32 % = 4176 × = 2088 21 2 65. (B) total other brands mobile sold by store in the month = total mobile execpt Samsung in June = 4320 of March 2088 1 = Required % = × = 18 15 100 48 % = 48000×− 16800 × 4320 3 100 100 62. (D) Total mobile sold by store in month of spt. = 6120 32 48000 × total other brands Mobile sold by store in the = 100 = 7680 Month of May 2 total Samsung mobile sold by store in the month 20 16 = 48000×− 16800 × September 100 100 = 6912 16 11 = 16800 ×× = 3696 total other brands mobile sold by store in the Month 100 8 of July. I other brands mobile sold in the month of ⎡⎤⎛⎞14 14 B September = 7680 – 3696 = 3984 = ⎢⎥⎜⎟48000×− 16800 × ⎣⎦⎝⎠100 100 other brands mobile sold in month of March = T = 4368 Institute 18 15 Total other brands Mobile sold by store in the Pvt. Ltd 4800×− 16800 × = 6120 100 200 Month of August. ⇒ Required difference = 6120 – 3984 ⎛⎞17 17 = 2136 = ⎜⎟48000×− 16800 × ⎝⎠100 100 63. (A) total other brand sold by month of June = 5304 85 Required total = 6120 + 6912 + 4368 + 5304 = 4320×× 3672 100 ⇒ 22704 total other brands sold by store other than Samsung 66. (B) Let veer, sameer & Divyaraj investment be 6P, 7P in month of August = 5304 & 8P Investment of P = (6P + 4800) 3672 153 Required % = ×100 = 69 % Investment of Q = (7P + 1600) 5304 221 equivalent CI of two years at the rate of 20% 64. (B) total Samsung Mobile sold in month of December 20× 20 = 20++ 20 ⎡⎤17 17 100 = ⎢⎥48000×− 16800 × − 2540 ⎣⎦100 100 = 44% = 5304 – 2540 Equivalent CI of two years at the rate of 15% ⇒ 2764 15× 15 = 1515++ total mobile sold by store in the month of 100 December. ⇒ 32.25%

84 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com According to Question 70. (B) total work = 360 units. × 360 ⎡⎤32.25 20 3 A efficiency = = 24 units/d ⎢⎥6P+× 4800 ++×() 7P 1600 – ⎣⎦100 100 15 360 ⎡⎤44 15× 3 B efficiency = = 20 units/d ⎢⎥6P+×++× 4800() 7P 1600 18 ⎣⎦100 100 360 = 90 D efficiency = = 12 units/d 30 ⎡⎤193.P+++ 154800 420P 96000 = 24x 1 ⎣⎦⎢⎥given = 100 ⎛⎞1 2 32⎜⎟ x+ 2 264P+++ 211200 315P 72000 ⎝⎠2 – = 90 100 3x= 1 34.5P – 32400 = 9000 ⎛⎞5 2 4x⎜⎟+ 34.5P = 41400 ⎝⎠2 41400 3x 1 P = = 34.5 4x+ 10 2 P = 1200 Rs. 6x – 4x = 10 Amount invested by Divyaraj = 1200 × 8 x = 5 days ⇒ 9600 Rs. A worked for 5 days. 67. (D) total amount invested by Anurag 360 71. (C) A efficiency = = 24 units/d = (6x + 7x + 8x) = 21x 15 First year interest on 10% of 21x i.e. 2.1x Third 50 A new efficiency = 24 × = 12 units/d ⎛⎞121 100 I year interest on 10% of ⎜⎟21x × = 2.541x ⎝⎠100 360 D efficiency = = 12 units/d B 2.541x – 2.1x = 529.2 Rs. 30 T 0.441x = 529.2 360 Days taken by (A + B) = = 15 days Institute x = 1200 Rs. (12+ 12) Pvt. Ltd total amount invested by veer & Sameer (1200 × 62.5 C work’s units = 360×= 225 6 + 1200 × 7) 100 ⇒ 15600 Rs. 2 68. (D) Total selling price of article 66 C New efficiency = 15×+3 15 = 3000 × 0.5 + 1.8 × 3000 = 6900 100

6900 200 cost price of article = ×100 = 9200 75 = 15×+3 15 = 25 units/d 100 1 For 12 % profit selling price of article should be 225 2 Days taken by C = = 9 days 25 9 = 9200 × = 10350 Rs. C93 8 Ratio = == = 3 : 5 + 69. (A) total cost price of AC form man AD 155 360 = 3000 + 5.6 × 3000 + 1.5 × 3000 72. (A) D efficiency = = 12 units/d = 24300 30 360 Marked price of article C efficiency = = 15 units/d 24 100 100 = 24300×+ 360 90 96 E efficiency = = 36 units/d = 28125 Rs. 10

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According to question- 15× 6 D wage = 27180× 200 Y = x 360 100 = 75.5 × 90 = 6795 Rs. Y = 2x 30× 6 = 12x + 15(2x) + 36 × 3 = 360 F wage = 27180 × 360 = 12x + 30x = 252 = 13590 Rs. 252 75. (C) Let the goes with speed of 10x km/hr = x = = 6 days 42 1 Therefore, distance till there is ×10x D work for = 6 days 2 C work for = 6 × 2 = 12 days = 5x km. 73. (C) New efficiency of C, D and E He retuned through speed of x 360 360 200 1 550 New efficiency of C = +×× = ×=10x x km / hr 24 24 3 100 66 = 15 + 10 = 25 units/d 5x time taken to return is = × 6 360 75 50x New efficiency of D = × = 9 units/ d 3 30 100 = hour 360 1 5 E new efficiency = × = 18 units/d 10 2 His average speed is 1st day work done by C = 25 units 5x+ 5x = = 22.5 2nd day work done by D = 9 units 113++ 3rd day work done by E = 18 units 225 (10x)5 total work in 3 days = (25 + 9 + 18) = 52 units ⇒ = 22.5 I Now 8 B = 52 × 6 = 312 units in (6 × 3) = 18 days x = 3.6 km/hr T 19th day by C = 25 therefore distance = 5 × 3.6 20th days by D = 9 = 18 km/hr. Institute Pvt. Ltd After 20th days remaining work 76. (D) Let revenue generated is R = 360 – (312 + 25 + 9) R = P.N = 360 – 346 = 14 units Where P is price of TV and N is number of TV sets sold. For shopkeeper I 14 7 21th days by E = = 80 105 18 9 R = PN× 77 100 100 total days = += 20 20 days 421 84 99 = × PN = PN 360 75 520 100 74. (A) New efficiency of B = × = 15 units / d ⎛⎞84 100 18 100 % change = ⎜⎟PN−× PN ⎝⎠100 PN 360 125 New efficiency of D = × = 15 units /d = 16% 30 100 For shopkeeper - II 360 efficiency of F = = 30 units/d 80 120 12 R = PN× Days taken by three together 100 100 46 24 360 = × PN = PN (B + D + F) = = 6 days 55 25 (15++ 15 30) ⎛⎞24 100 % change = ⎜⎟PN−× PN 15× 6 ⎝⎠ B wags = 27180× 25 PN 360 = 4 % = 75.5 × 90 = 6795 Rs. Required difference = 12%

86 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com 77. (D) Let total number of students who like M.S. Dhoni Total number of students who like only Rohit Sharma & Rohit Sharma but not Virat Kohli be 100x = 3744 – (320 + 484 + 264 + 196 + 936 + 824) = So total number of students who like Virat Kohli 3744 – 3024 = 720 & M.S. Dhoni but not Rohit sharma = 151.25x Total number of students who like only M.S. Dhoni Given, & only Virat Kohli Total students who like Virat Kohli & Rohit Sharma = 936 + 824 = 1760 but not M.S. Dhoni = 100x × 3300/4000 = 82.5X Total number of students who like only two players 82.5x = 264 = 264 + 484 + 320 = 1068 x = 3.2 1760− 1068 Required percentage = ×100 Total number of students who like M.S. Dhoni & 1068 Rohit Sharma but not Virat Kohli = 3.2 ×100 = 320 = 64.79 ≈ 64% Total number of students who like Virat Kohli & 79. (A) Let total number of students who like M.S. Dhoni M.S. Dhoni but not Rohit sharma = 3.2×151.25 = 484 & Rohit Sharma but not Virat Kohli be 100x Total number of students who like all three players So total number of students who like Virat Kohli = 320 – 124 = 196 & M.S. Dhoni but not Rohit sharma = 151.25x Total number of students who like only M.S. Dhoni Given, = 1936 – (320+484+196) = 936 Total students who like Virat Kohli & Rohit Sharma Total number of students who like only Virat Kohli but not M.S. Dhoni = 936 – 112 = 824 = 100x × 3300/4000 Total number of students who like only Rohit Sharma = 82.5x = 3744 – (320 + 484 + 264 + 196 + 936 + 824) = 82.5x = 264 3744 – 3024 = 720 x = 3.2 Students who like at most two players Total number of students who like M.S. Dhoni & I = (320 + 484 + 264 + 936 + 824 + 720) = 3548 Rohit Sharma but not Virat Kohli = 3.2 × 100 = 320 Total number of students who like Virat Kohli & B 78. (B) Let total number of students who like M.S. Dhoni M.S. Dhoni but not Rohit sharma = 3.2 × 151.25 & Rohit Sharma but not Virat Kohli be 100x So T = 484 total number of students who like Virat Kohli & Institute Total number of students who like all three players Pvt. Ltd M.S. Dhoni but not Rohit sharma = 151.25x = 320 – 124 = 196 Given, Total number of students who like only M.S. Dhoni Total students who like Virat Kohli & Rohit Sharma = 1936 – (320 + 484 + 196) = 936 but not M.S. Dhoni Total number of students who like only Virat Kohli = 100 x × 3300/4000 = 936 – 112 = 824 Total number of students who like only Rohit = 82.5X Sharma 82.5x = 264 x = 3.2 = 3744 – (320 + 484 + 264 + 196 + 936 + 824) = Total number of students who like M.S. Dhoni & 3744 – 3024 = 720 Rohit Sharma but not Virat Kohli = 3.2 × 100 = 320 Let total number of students who like only M.S Total number of students who like Virat Kohli & Dhoni, Only Virat Kohli & Only Rohit Sharma in M.S. Dhoni but not Rohit sharma = 3.2 × 151.25 collage ‘Y’ be 33x, 29y & 27x respectively = 484 According to Question Total number of students who like all three players 33x – 27x = 144 = 320 – 124 = 196 6x = 144 Total number of students who like only M.S. Dhoni x = 24 Required difference = (936 + 824 + 720) = 1936 – (320 + 484 + 196) = 936 – (33 × 24 + 29 × 24 + 27 × 24) Total number of students who like only Virat Kohli = 2480 – 2136 = 936 – 112 = 824 = 344

MAKE MY EXAM – DECEMBER 2018 87 www.makemyexam.in & www.ibtindia.com 80. (A) Let total number of students who like M.S. Dhoni 83. (E) All the given options are correct , with respect to & Rohit Sharma but not Virat Kohli be 100x the given paragraph . So total number of students who like Virat Kohli 84. (A) OPTION A , is the accurate choice with reference & M.S. Dhoni but not Rohit sharma = 151.25x to the following line stated in the passage , Given, “Some journalists opt for editing because it Total students who like Virat Kohli & Rohit Sharma enhances the reading experience.” but not M.S. Dhoni 85. (C) Option (c) is the most suitable answer choice , with = 100x × 3300/4000 = 82.5x reference to the “An editor of a news organization 82.5x = 264 works like the conductor of an orchestra. It is not x = 3.2 a solo performance. The job is to bring out the full Total number of students who like M.S. Dhoni & import of each note assigned to different players Rohit Sharma but not Virat Kohli = 3.2 ×100=320 and ensure that the resultant product is not a Total number of students who like Virat Kohli & cacophony but a pleasant symphony. In a M.S. Dhoni but not Rohit sharma = 3.2×151.25 = 484 newspaper, the various notes are facts, accuracy Total number of students who like all three players and ease of reading. The desk’s job is to essentially = 320 – 124=196 harness all the details that have been filed by the Total number of students who like only M.S. Dhoni reporters into cohesive text that not only makes = 1936 – (320 + 484 + 196) sense to a general reader but also fits within the newspaper format.” = 936 Total number of students who like only Virat Kohli 86. (C) Option (c) is the most suitable answer choice, with = 936 – 112 = 824 reference to Total number of students who like only Rohit “He spoke of the bureaucratic systems in the desk Sharma that were delaying the publication of his report.” I = 3744 – (320 + 484 + 264 + 196 + 936 + 824) = 87. (A) Here option A , can be use to replace the given 3744 – 3024 incorrect statement , i.e “statement B” . 88. (A) Option (a) is the most suitable answer choice with B = 720 reference to “An editor of a news organisation Total students who like at least two players T works like the conductor of an orchestra. It is not Institute = (484 + 320 + 264 + 196) Pvt. Ltd a solo performance. The job is to bring out the full = 1264 impact of each note assigned to different players Total number of students who like only Virat Kohli and ensure that the resultant product is not a & only Rohit Shrama cacophony but a pleasant symphony. In a = (824 + 720) newspaper, the various notes are facts, accuracy and ease of reading.” = 1544 89. (A) Option A , is the most suitable answer to the given 1264 Required ratio = = 158 : 193 question as it is clear from these lines of passage . 1544 “One of the explanations being offered for the 81. (A) Solution to the given question can be traced from missing feel-good sentiment is that the faster the 3rd paragraph “In a newsroom, two values that growth has come on a low base which has produced are most talked about are independence and a statistical effect, making growth appear faster.” freedom. But we need to inculcate another supreme value: interdependence. Reporters and the desk 90. (D) Option (D) is the suitable answer as the answer bring a different set of skills together to publish a can be referred from the first paragraph “The low newspaper.” base does explain a part of the growth estimated, but not all of it so the first thing to do when 82. (A) Option A , best depicts the explanation to the considering the figures is to get the base effect out question asked , with reference to the paragraph 1 of the way.” “Mr. Hersh is what he calls “a survivor from the golden age of journalism” — the 1960s and ’70s. Option (b) is clear from these lines of paragraph Those were the days when reporters were free to “The full picture emerges from sectoral estimates, travel anywhere, anytime, for any reason, with which show that while some parts of the economy company credit cards.” grew faster, a few others did not.”

88 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com 91. (D) Option (D) is the only statement which is false 104. (B) Only following options can be used in the given according to the given passage. paragraph: 92. (C) i.e. (iii) integration 93. (D) (iv) justification 94. (A) Option (a) suitably explains the meaning of (v) integrated statement [A]. The statement expresses that urban 105. (D) Only following options can be used in the given and semi-urban Indians judges the economic paragraph: growth of the country based on the growth in the I.E. services. (i) competitiveness 95. (D) Option (d) is the most appropriate sentence to replace statement [B] as it is grammatically viable (iii) captive and contextually meaningful. (vi) concurrent 96. (B) Option (b) is the most appropriate answer choice. 106. (A) Only following options can be used in the given 97. (A) Option (a) is the most suitable answer choice. paragraph: 98. (D) Option (d) is the most appropriate answer choice. i.e. (i) masquerading 99. (C) Option (C) is the most appropriate answer choice. (ii) clumsier 100. (A) The most appropriate phrase that fills the blank to (iii) charade form a coherent paragraph is “ based on 107. (A) Only following options can be used in the given information from the ministry of urban paragraph: development”. Hence, the option (A) is the most i.e. (iv) enabler appropriate answer choice. (v) incumbents 101. (E) All the three starters can be used to frame a (vi) dramatic meaningful sentence without altering the intended 108. (B) The logical sequence of the paragraph is DCFAEB. meaning of the given sentences. Hence, option (E) is the correct choice. hence , C , becomes the second sentence after I rearrangement 102. (E) All the given options can be use as the starter to B the given sentences , i.e. 109. (E) The logical sequence of the paragraph is DCFAEB. (i) Documents showing that routes in the city’s fast- hence , B , becomes the LAST sentence after T rearrangement. Institute growing north, west and south-east are under Pvt. Ltd enormous pressure, prompting Metro Trains to call 110. (B) Statements (A) and (E) forms a perfect pair, option for “urgent” action to boost services on lines that (b) becomes the most suitable answer choice. are at capacity during peak hour. The logical sequence of the paragraph is DCFAEB. (ii) The documents show that routes in the city’s 111. (D) AUGURY - a sign of what will happen in the fast-growing north, west and south-east are under future; an omen enormous pressure, prompting Metro Trains to call for “urgent” action to boost services on lines that Prophecy - a prediction of what will happen in are at capacity during peak hour. the future. (iii) Documents prompt Metro Trains to call for 112. (C) PRECARIOUS - dependent on chance; uncertain “urgent” action to boost services on lines that are indemnity - security or protection against a loss or at capacity during peak hour as they show that other financial burden. routes in the city’s fast-growing north, west and 113. (D) Option (d) is the most suitable answer choice. south-east are under enormous pressure. 103. (E) Only option c i.e. (iii) “Given the stacked The usage of “despite” makes the sentence disturbances that are” can be used with reference incorrect. to the given sentences. 114. (A) Option (a) is the most suitable answer choice. As, (iii) Given the stacked disturbances that are in the option (A) the phrase “ are not as occurring such as, chronic drought since the 1970s commendable” is incorrect as the correct auxiliary along with acute drought in 2010 and heatwaves verb required here is “is” since its antecedent is in the 2010/11 summer, it seems that environmental “improvement” and not “social indicators’. conditions are changing rather rapidly in south west 115. (B) Option (b) is the INCORRECT sentence. WA.

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IBPS CLERK (PRE) (Practice Test Paper)

. ENGLISH LANGUAGE . However, their cries for help fell on deaf ears. Despite all their requests, the farmer continued to chop down the tree. Directions (Q. 1-6):- Read the following passage carefully All of a sudden, he noticed something shiny. On inspecting it, and answer the questions given below it. Certain words he realized that it was a beehive, full of honey. He took a little are given in bold to help you locate them while answering and put it in his mouth. The taste of the honey woke up the some of the questions. little boy in him. Suddenly, the memories of his childhood Once upon a time, there lived a farmer in a village, beside a came rushing back. The honey tasted so good that he wanted forest. He had a big garden that had an old apple tree and more. It brought a sense of happiness to him. He smiled and other plants, trees and beautiful flowers. When the farmer was exclaimed, “This tastes amazing.” a little boy, he spent much of his time playing with the apple Realizing the change in the farmer’s attitude, the little animals tree. Those days, the apple tree had given the choicest of apples spoke in unison: The bee said, “I will always provide you to him. However, as time passed, the apple tree became old with sweet honey.” The squirrel said, “I will share any amount and stopped bearing fruits. Now that the farmer was not getting of nuts that you want.” The birds cried, “We will sing as many any apples from the tree, he decided that the tree was useless. songs as you want.” Finally, the farmer realized his folly, and I Therefore, he decided to cut the tree and use its to make put down his axe. He understood that the tree was home to B some new furniture. He felt that since the tree was old and many lovely animals that provided him with so many things. huge, he did not have to cure it, and it would make great He wanted his little boy to have the childhood that he had. T furniture. He forgot that as a boy, he had spent his entire The farmer realized that the apple tree was not that fruitless. The little boy in him saved the apple tree. He threw away the Institute childhood climbing the tree and eating its apples. Pvt. Ltd axe and said to the little creatures, “I promise that I would Now the apple tree was home to several little animals in the never cut this tree. I have realized my mistake and you all can neighborhood. This included squirrels, sparrows and a huge now live in peace and harmony”. The little creatures thanked variety of birds and insects. When the farmer took his axe and the bee profusely. If the farmer had not found the beehive, began chopping the tree, all the little animals came rushing they would have been homeless by now. They continued living down. They all began to plead with the farmer. They gathered happily in the old apple tree. round the farmer and said, “Please don’t cut the tree. We used 1. According to the passage, why the farmer wanted to to play with you when you were small, under this very tree. cut the old apple tree? This is our home and we have no other place to go”. (A) Because tree was infected with a disease and it The farmer was adamant. He raised his axe and the commotion was giving poisonous fruits. grew. (B) The farmer wanted to cut the tree and use that “Please don’t chop and destroy my home and kids,” cried the space for farming. squirrel. (C) He decided to cut the tree and use its wood to “Please don’t chop and destroy my nest,” cried the little birds. make some new furniture. “Please don’t cut the apple tree,” cried the grasshopper. (D) Farmer wanted to sell its wood and make some The farmer, however, forgot his childhood and his animal money out of it. friends. He began to chop the tree harder. All the little animals (E) None of the above. became desperate, and wanted to protect the apple tree at 2. What was the reason that all the little animals began to any cost. The little animals said, “We will sing for you when plead with the farmer? you are toiling away in the fields. We will look after your (A) The apple tree was home to several little animals, little boy. He will not cry, but instead will be entertained and they had no other place to go thus they did not happy. You will like our songs and will not feel tired.” want to cut the old apple tree.

90 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com (B) Because they wanted to have some food to eat. due to no refrigerator and sells sweets to the school going (C) They wanted to cut the old apple tree so they began kids as a credit and regains his money as an axe and an earring to plead the farmer. etc. For him, an umbrella is a ______(C) _____ thing to have. (D) The farmer took his axe and began killing the The people in the village become ______(D) ______by the animals that’s why animals plead with the farmer umbrella. Soon the shopkeeper becomes _____ (E) _____ of for saving their lives. the umbrella and tries to buy it from Binya but she refuses. (E) None of these. 7. Find the appropriate word in blank ______(A). 3. When the farmer realized that he should not cut that (A) Tiny (B) Frilled (C) Myriad (D) Bawdy old apple tree? (E) Gullible (A) When his son requested him not to cut the old apple 8. Find the appropriate word in blank ______(B). tree. (A) Ruined (B) Blithe (C) Pliable (D) Laconic (B) When he tasted honey from a beehive shining on (E) Adorned the tree, suddenly, the memories of his childhood 9. Find the appropriate word in blank ______(C). came rushing back. (A) Baneful (B) Superficial (C) When the little birds cried “Please don’t chop and (C) Precious (D) Intellectual destroy our nest,” (E) Flimsy (D) When the farmer took his axe and began chopping 10. Find the appropriate word in blank ______(D). the tree. (A) Cynical (B) Poignant (E) None of these. (C) Enticed (D) Acrid 4. Which of the following words is the same in meaning as the word printed in bold as used in the passage - (E) Dolorous Desperate 11. Find the appropriate word in blank ______(E). (A) Despairing (B) Hopeful (A) Poised (B) Anxious (C) Safe (D) Critical (C) Nettled (D) Brazen I (E) None of these (E) Envious 5. Which of the following words is the opposite in Directions (Q. 12-16):- Rearrange the following FIVE B meaning as the word printed in bold as used in the sentences in the proper sequence to form a meaningful T

passage - Folly paragraph; then answer the following questions. Institute (A) Prank (B) Mistake A. The Centre has been supportive of higher returns through Pvt. Ltd (C) Foolishness (D) Wisdom the Minimum Support Price mechanism and additional (E) None of these bonuses have been announced by States such as Madhya 6. Which of the following words is the same in meaning Pradesh for procurement, but these have helped mainly rice as the word printed in bold as used in the passage - and wheat. Fell on deaf ears B. The forecast of a normal monsoon has brought relief all (A) To be helped by someone. around. (B) To be ignored by someone. C. From a water management perspective, though, this trend has led to a skew towards these crops, which are heavily (C) Protesting against something. dependent on groundwater. (D) Passionate about something or someone. D. For farmers, the India Meteorological Department’s (E) None of these estimate that rainfall during the summer, between June and Direction (Q. 7-11):- In the following passage, there are September, will be 97% of the 50-year average of 89 cm, is blanks each of which has been numbered. These numbers bound to raise fresh expectations. correspond to the question numbers; against each E. This is the third year in a row that they can look forward to question, five words have been suggested, one of which a high output for a variety of crops, although fiscal realities fills the blanks appropriately. have come in the way of realising higher farm incomes. In a small village of Himachal Pradesh, a little girl, Binya, 12. Which of the following is the LAST sentence after trades her old leopard claw necklace for a pretty, ______(A) rearrangement? _____ blue umbrella. In the village, the shopkeeper keeps an (A) A (B) B (C) C (D) E old ______(B) ______shop and sells warm Coca-Cola bottles (E) F

MAKE MY EXAM – DECEMBER 2018 91 www.makemyexam.in & www.ibtindia.com 13. Which of the following is the SECOND sentence after Direction (Q. 21-25):- Read each sentence to find out rearrangement? whether there is any error in it. The error, if any, will be (A) B (B) A (C) D (D) G in one part of the sentence. If the given sentence is correct as it is, mark ‘No error’ as the answer. (Ignore the errors (E) F of punctuation, if any) 14. Which of the following is the FIRST sentence after 21. It must be noted that (A) / decentralization should be rearrangement? applied (B) / along with caution as it can (C) / lead to (A) A (B) B (C) C (D) D organizational disintegration. (D) / No error (E) (E) E (A) A (B) B (C) C (D) D 15. Which of the following is the FOURTH sentence after (E) No error rearrangement? 22. Delegation is the transfer of (A) / authority through (A) A (B) B (C) C (D) D superior to subordinate (B) / at different levels (C) / in (E) F an organized sector. (D) / No error (E) 16. Which of the following is the THIRD sentence after (A) A (B) B (C) C (D) D rearrangement? (E) No error (A) A (B) B (C) C (D) D 23. A politician fails to mention (A) / in a campaign speech (E) E the similarities (B) / in the positions held by him (C) / opponent for political office and by himself. (D) / No DIRECTION (Q. 17-20):- In the following question, an error (E) idiomatic expression or a proverb is highlighted. Select (A) A (B) B (C) C (D) D the alternative which best describes its use in the sentence. (E) No error 17. The President’s comments on taxes made him a sitting 24. The introduction of Western ideas (A) / to Korean duck to critics. society is viewed (B) / by some Koreans as (C) / a (A) The President appeared a fool I challenge to Korean identity. (D) / No error (E) B (B) The President became amicable (A) A (B) B (C) C (D) D (C) The President was vulnerable to criticism (E) No error T (D) The President now became uncompetitive 25. One very old method used (A) / for the investigation of Institute Pvt. Ltd (E) The President was seen as generous past climatic conditions (B) / involves the measurement 18. Carlton has found himself in hot water over of (C) / water levels in ancient lakes. (D) / No error (E) controversial statements in the past. (A) A (B) B (C) C (D) D (A) Popular (B) Trouble (E) No error (C) Struggling (D) Grumbling DIRECTION (Q. 26-30):- In the following question, a blank is given. From the given four options, a combination (E) Justifying of words would fit the blank; making it grammatically 19. The brothers cut their professional teeth at Taj Hotel and contextually correct. Mark that alternative as the before starting their own restaurant. answer. (A) Got humiliated 26. The ______look in the eyes of the murderer chilled (B) Received appreciation his blood, the hairs on his neck standing upright. (C) Failed terribly A) Malevolent B) Intransigent (D) Gained their first experience C) Vitriolic D) Kaleidoscopic (A) BC (B) AC (C) BD (D) AB (E) Broke their teeth (E) CD 20. The two neighboring countries India and Pakistan have often been advised by the world bodies to bury the 27. Within a minute the sins that the man had committed in hatchet for their own progress. his past life were ______. A) Absolved B) Purge (A) Establish trade (B) Forget the past C) Resolved D) Exonerated (C) Wage wars (D) Defend themselves (A) AD (B) AC (C) AB (D) BD (E) Make peace (E) CD

92 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com 28. The man had no ______to nourish himself to Directions (Q. 36-40):- Find out the approximate value function efficiently. which should replace the question mark (?) in the following A) Disposal B) Wherewithal questions. (You are not expected to find out the exact value) C) Means D) Decree 36. 127.001 × 7.998 + 6.05 × 4.001 = ? (A) AB (B) CD (C) BC (D) AD (A) 1440 (B) 1400 (C) 1000 (D) 1040 (E) 1140 (E) BD 37. 85.147 + 34.912 × 6.2 + ? = 802.293 29. The rain ______came in through the cracks in the windows of her bedroom. (A) 400 (B) 450 (C) 550 (D) 600 (E) 500 A) Inseparably B) Invariably 38. (2.0001)3 × (1.999) –2 ÷ (3.999) –4 = ? C) Intrinsically D ) Unceasingly (A) 32 (B) 16 (C) 64 (D) 256 (A) BC (B) AD (C) AB (D) BD (E) 512 39. 24% of 4568 ÷ 8% of 246 = ? (E) CD (A) 32 (B) 43 (C) 89 (D) 78 30. Mrs. Beaufort, ______due to her headache, said very little at the meeting. (E) 55 40. 50.001% of 99.99 ÷ 49.999 = ? A) Languid B) Weary (A) 1 (B) 0.1 (C) 0.01 (D) 0.02 C) Vigorous D) Discreet (E) None of these (A) BD (B) AB (C) BC (D) AD 41. Rs. 84,964, are divided between A and B in the ratio 7 (E) CD : 4. What is the difference between twice the share of A and thrice the share of B? . QUANTITATIVE APTITUDE . (A) Rs. 36,699 (B) Rs. 16,893 31. A man sold a wrist watch for Rs.3200 at a loss of twenty (C) Rs. 10.097 (D) Rs. 26,796 per cent. At what rate should he have sold the wristwatch (E) Rs. 15,448 I to earn a profit of twenty - five per cent? 42. Find the greatest number of 4 digits and the least (A) Rs. 4400 (B) Rs. 5000 (C) Rs. 4800 (D) Rs. number of 5 digits that have 144 as their HCF. B 5500 (A) 9000, 9999 (B) 9888, 10000 T

(E) Rs. 4000 (C) 9936, 10080 (D) 10000, 10020 Institute Pvt. Ltd 32. Aparna is 7 years younger than Pritha. Three years before, (E) 9996, 10444 the ratio of their ages was 7 : 8 years. Calculate Aparna’s 43. A bike crosses a man who is walking at a speed of 12 age? km/hr. The man has a visibility range of 800m. If the (A) 18 (B) 25 (C) 35 (D) 52 man can see the bike in his direction for 4 more minutes then calculate the speed of the bike. (E) 38 (A) 35 km/hr (B) 18 km/hr(C) 20 km/hr(D) 24 km/hr 33. 210 liters of milk contains 3/7th water in it. How much (E) 30 km/hr milk should be added so that the ratio of water and milk is 5 6" 7? 44. A contractor undertakes a contract to complete a building in 50 days with 30 men. He worked 20 days (A) 1 litre (B) 3 litre (C) 5 litre (D) 6 litre with 30 men. With how many men, he should work to (E) 8 litre complete the remaining contract in 10 days early? Direction (Q. 34-35):- What should come in place of (A) 52 (B) 45 (C) 37 (D) 39 question mark (?) in the following question? (E) None of these 34. 434.43 + 43.34 + 3.44 + 4 + 0.33 + 0.1 = ? 45. Ram purchased 450 Apples of 3 types such that he (A) 485.54 (B) 485.64 (C) 484.54 (D) 484.64 earned a profit 9%, 10% and 12% respectively on each (E) None of these type. He earned a profit of % on first two types and 18÷× 6 24 ÷ 8 10% overall profit on all the types. Find the number of 35. = ? Apples in all the three types. 18÷×÷ 12 3 2 (A) 200,150 and 100 (B) 300,150 and 156 (A) 2 (B) 4 (C) 6 (D) 8 (C) 100,200 and 250 (D) 100,300 and 150 (E) None of these (E) None of these

MAKE MY EXAM – DECEMBER 2018 93 www.makemyexam.in & www.ibtindia.com Directions (Q. 46-50):- Study the information given below 52. 7, 4, 5, 9, 20, 52.5, ? and answer the questions based on it. (A) 150.5 (B) 151.5 (C) 152.5 (D) 153.5 The following line graph shows the percentage profit of (E) None of these company A and the percentage profit of company B over the 53. 7, 13, 21, 31, 43, 57, ? years. Answer the following questions based on this (A) 64 (B) 68 (C) 70 (D) 73 information. (E) None of these 60 54. 6, 17, 55, 196, 825, ?

50 (A) 4176 (B) 4212 (C) 4232 (D) 4256 40 40 48 (E) 4281 32 30 55. 72, 193, 293, 374, 438, 487, ? 30 24 25 30 20 (A) 521 (B) 523 (C) 525 (D) 527 20 25 20 (E) 529 10 16 15 DIRECTION (Q. 56-60):- What will come in place of 0 question mark ‘?’ in the following question? 2007 2008 2009 2010 2011 2012 Year 56. 987 + 23% of 1500 = ? + 21% of 700 46. If the expenditure of company A in the year 2008 and (A) 1275 (B) 1180 (C) 1185 (D) 1075 2010 are 55 lakh and 35 lakh respectively then what is the profit of company A in the year 2008 and 2010 (E) 1285 together? 57.512 × 106.8 × 50.2 × 20.2 × 46 = 10? (A) 24.8 lakh (B) 28 lakh (C) 25.6 lakh (D) 32.6 lakh (A) 10 (B) 17 (C) 15 (D) 19 (E) 36 lakh (E) None of these 47. What is the percentage increase in the percentage profit 58. (568.2 + 243.8) ÷ ? = 769.02 – 566.02 I of company A from year 2008 to 2009? (A) 5 (B) 6 (C) 4 (D) 3 B (A) 80% (B) 85.5% (C) 77.5% (D) 75.5% (E) 2 (E) 87.5% 59. (25)2 + (35)2 – (30)2 = ? × 5 T 48. If the expenditure of company A in the year 2012 and (A) 199 (B) 159 (C) 119 (D) 190 company B in the year 2010 are equal, what is the ratio Institute (E) None of these Pvt. Ltd of the income of company B in year 2010 to the income of company A in year 2010? 60. 20% of 5550 ÷ ? % of 2500 = 5.55 (A) 1 : 1 (B) 2 : 5 (C) 3 : 5 (D) 4 : 5 (A) 2.4 (B) 6 (C) 8 (D) 9 (E) None of these (E) None of these 49. If the income of company B in the year 2007 and 61. A shopkeeper buys an article for Rs. 2000. He marks Company A in the year 2011 are equal and they are 84 to sell the article at such a price as to get 80% profit on lakh each, what is the difference between its expenditure his cost. Now, he provides a discount of 15%, find the in the year 2011 and 2007? actual profit% made by the shopkeeper. (A) 10 lakh (B) 12 lakh (C) 14 lakh (D) 16 lakh (A) 62% (B) 63% (C) 52% (D) 53% (E) 18 lakh (E) 54% 50. If the expenditure of company A and B are equal in the 62. In a 500 metre race, X runs at 5 m/s. ‘Y’ is already 314 year 2008, and they are 75 lakh each, what is the meters ahead of ‘X’ when the race starts. If ‘Y’ beats X difference between the income of company A and the by 7 seconds then what is Y’s speed? income of company B in that year? (A) 3 m/s (B) 2.5 m/s (C) 3.5 m/s (D) 2 m/s (A) 5 lakh (B) 6 lakh (C) 16 lakh (D) 2 lakh (E) 4 m/s (E) 4 lakh Directions (Q. 51-55):- What should come in place of 63. A tradesman is marketing his goods 20% above the question mark (?) in the following number series? cost price of the goods. He gives 10% discount on cash 51. 2, 7, 19, 45, 99, 209, ? payment, find his gain percent. (A) 413 (B) 431 (C) 501 (D) 531 (A) 12% (B) 8% (C) 15% (D) 18% (E) None of these (E) None of these

94 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com 64. A sailor while sailing his boat downstream takes 3 hours 71. Which of the following is exactly in the middle between for 24 km while sailing upstream takes 6 hours for same 3 and 1 in the above arrangement? distance. What is the speed of boat? (A) B (B) K (C) 9 (D) ¥ (A) 8 kmph (B) 4 kmph (C) 6 kmph (D) 7 kmph (E) 2 (E) 9 kmph 72. How many such numbers are there in the above 65. A is 20% more efficient than B. B can do a certain arrangement, each of which is immediately preceded work in 30 days. In how much time both of them can by a consonant and not immediately followed by a complete the same work? consonant? (A) 15 days (B) 13 days (C) 13.6 days (D) 15.6 (A) None (B) One (C) Two (D) Three days (E) More than three (E) None of these 73. How many such vowels are there in the above arrangement, each of which is immediately followed . REASONING ABILITY . by a number but not immediately preceded by a consonant? Direction (Q. 66-70):- Study the information given below and answer the questions based on it. (A) None (B) One (C) Two (D) Three In a certain code language, (E) More than three “find a good home” is written as “dn co he rh”, 74. Which of the following is seventh to the left of sixteenth from left end in the above arrangement? “charity begins at home” is written as “rh na ek sa”, (A) A (B) U (C) 4 (D) T “find good charity store” is written as “na dn he ku”, (E) Q “a store at station” is written as “co ek ku ze”. 75. Four of the following five are alike in a certain way (All codes are two-letter codes only.) based on their position in the above arrangement and 66. What does the code ‘ze’ stand for in the given code so form a group. Which is the one that doesn’t belong language? to the group? I (A) good (B) station (C) find (D) store (A) B K 7 (B) M © U (C) D P E (D) W J 1 B (E) begins (E) 3 Q P T 67. What is the code for ‘store’ in the given code language? Direction (Q. 76-77):- Study the information given below Institute (A) rh (B) ek (C) ku (D) ze and answer the questions based on it. Pvt. Ltd (E) dn In a family, A is the son of B, who is the husband of C, who is 68. What does the code ‘ek’ stand for in the given code the daughter–in–law of D, who is the brother of E, who is the language? husband of F, who is the mother of G who is the brother of H, who is the mother of J. J is not a male. I is the daughter of G. (A) store (B) at 76. How is D related to F? (C) charity (D) Either ‘find’ or ‘good’ (A) Wife (B) Sister–in–law (E) a (C) Brother–in–law (D) Brother 69. In the given code language, which of the following (E) None of these possibly means ‘find good food ? 77. Who is the maternal granddaughter of E? (A) he dn ku (B) rh dn he(C) dn bk he(D) ku ek na (A) I (B) J (C) A (D) C (E) na rh ek (E) None of these 70. What is the code for ‘charity’ in the given code language? Directions (Q. 78-82):- Read the following information and answer the given questions. (A) na (B) ku (C) he (D) rh In a national meet, representatives Arman, Bindhu, Chiru, (E) dn Dinkar, Emma, Francis, Gouri and Hema are from eight Directions (Q. 71-75):- Study the following information different states viz. Tamil Nadu, Bihar, Haryana, Andhra carefully and answer the below given questions. Pradesh, Uttar Pradesh, Sikkim, Punjab and Gujarat (not Study the following arrangement carefully and answer the necessarily in the same order) sit around circular table facing questions given below. center. Arman represents Gujarat and sits third to the left of R E 5 D A P & 3 T I Q 7 9 B ¥ 2 K @ U 1 M W 4 © J 8 N Emma. The representative from Punjab sits to the immediate

MAKE MY EXAM – DECEMBER 2018 95 www.makemyexam.in & www.ibtindia.com right of Arman. Dinkar, who is from Haryana sits second to 85. Statements: the right of Bindhu. Chiru, who is from Sikkim, sits exactly in All Mondays are Tuesdays. the middle of people representing Uttar Pradesh and Punjab. All Tuesdays are Wednesdays. Gouri, the representative from Bihar, sits second to the left of No Wednesday is a Thursday. Hema, who is from Tamil Nadu. The representatives from Andhra Pradesh and Uttar Pradesh are not immediate Conclusions: neighbors of each other. I. No Tuesday is a Thursday is a possibility. 78. Who is representing Punjab? II. Some Mondays being Thursday is a possibility. (A) Hema (B) Arman (C) Bindhu (D) Chiru (A) Only I follows (B) Only II follows (E) None of these (C) Either I or II follows (D) Neither I nor II follow 79. Bindhu is the representative of which state? (E) Both I and II follow (A) Andhra Pradesh (B) Uttar Pradesh 86. Statements: (C) Sikkim (D) Bihar All Yens are Yuan. (E) Punjab Some Yuan are Rupee. 80. Who is sitting exactly opposite to Uttar Pradesh? No Yen is Dollar. (A) Sikkim (B) Haryana (C) Tamil Nadu (D) Punjab Conclusions: (E) Can’t be determined I. All Yens are Rupee is a possibility. 81. Who is sitting third to the left of Sikkim? II. All Dollar being Yuan is a possibility. (A) Bindhu (B) Dinkar (C) Chiru (D) Gouri (A) Only I follows (B) Only II follows (E) Arman (C) Either I or II follows (D) Neither I nor II follow 82. Who is sitting between Bindhu and Dinkar? (E) Both I and II follow (A) Hema (B) Emma (C) Francis (D) Chiru 87. Statements: (E) Gouri I All Mumbai are Delhi. Direction (Q. 83-87):- In the given question below, Some Delhi are Jaipur. B statements are given followed by two conclusions numbered I and II. Read all the conclusions and then No Jaipur is Kolkata. T decide which of the given conclusions follow from the given Conclusions: Institute Pvt. Ltd statements. I. Atleast some Delhi being Jaipur is a possibility. 83. Statements: II. Only Jaipur being Mumbai is a possibility. All A are B. (A) Only I follows (B) Only II follows Some A are C. (C) Either I or II follows (D) Neither I nor II follow No C is a D. (E) Both I and II follow Conclusions: 88. In a row of 40 girls, Suhani was shifted 10 places to I. Atleast some A being D is a possibility. the right of Sushma and Sahithi was shifted ten places II. Some B may be D (is a possibilty). to the left of Vanitha. If Vanitha was 26th from the left (A) Only I follows (B) Only II follows and there were three girls between Sahithi and Suhani (C) Either I or II follows (D) Neither I nor II follow after shifting, what was the position of Sushma in the row? (E) Both I and II follow (A) 11th from the left end (B) 10th from the right end 84. Statements: (C) 11th from the right end(D) 10th from the left end Some Aprils are March. (E) Data inadequate All Aprils are February. No February is a January. 89. In which of the given expression does the expression S Conclusions: > B and X > D definitely hold true? I. All Februarys are Aprils. (A) X > M > S < O = D < B < R II. All Januarys being April is a possibility. (B) X > M > S > O = D < B < R (A) Only I follows (B) Only II follows (C) X > M > S > O = D > B < R (C) Either I or II follows (D) Neither I nor II follow (D) X > M > S < O = D < B < R (E) Both I and II follow (E) X > M > S > O = D > B < R

96 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com 90. Which of the following should replace the question Abhishek will be back to his starting position. In what mark so that A > N is definitely true? direction is point X from his starting position? L = V > X > N < G ? L < A (A) North (B) North-west (A) = (B) > (C) < (D) < (C) South-west (D) West (E) > (E) South-east 91. In the following question assuming the given statements Directions (Q. 96-100):- Study the following information to be true, find which of the conclusion among given and answer the below given questions. conclusions is /are definitely true and then give your Six exams Physics, English, Chemistry, Spanish, Biology and answers accordingly. Social are to be scheduled Starting from 2nd July and ending Statements: B < I > C = N; N < K; K = B > A; A > M on 8th July with Sunday being an off day, not necessarily in Conclusions: the same order. Each of the exam has different time duration: 40 minutes, 50 minutes, 60 minutes, 80 minutes, 95 minutes I. C = A II. I > M III. I < A IV. B < C and 120 minutes, again not necessarily in the same order. 8th (A) None is true (B) Only I and II are true July is not Sunday and an exam of 40 minutes is scheduled on (C) Only II is true (D) Only III is true that day. English exam is for less than 60 minutes and is (E) Only II and III are true scheduled immediately before Chemistry exam. There are two exams scheduled between Spanish exam which is for 120 92. If it is possible to make only one meaningful English minutes and Physics exam which is for 60 minutes. Chemistry word with the second, the third, the seventh and the exam is before Sunday and there are two days between Sunday eight letter of the word STEADFAST, which of the and English exam. Biology exam which is for 95 minutes is following will be the second letter of that word? If no not scheduled on 2nd July. The exam schedules on Saturday such word can be formed, give ‘X’ as the answer and if is of 120 minutes. more than one such word can be formed, give ‘Y’ as 96. How many exams are scheduled before Sunday? the answer. I (A) Two (B) One (C) Five (D) Three (A) E (B) A (C) T (D) X B (E) None of these (E) Y 97. Which of the following combinations of Exam - Day - T 93. How many such pairs of letters are there in the word Time Duration is correct? Institute FORCES, each of which has as many letters between Pvt. Ltd (A) Physics - Wednesday - 95 minutes. them in the word (in both forward and backward directions) as they have between them in the English (B) Biology - Thursday - 80 minutes. alphabetical order? (C) Biology - Monday - 95 minutes. (A) None (B) One (C) Two (D) Three (D) English - Tuesday - 120 minutes. (E) More than three (E) None is correct Direction (Q. 94-95):- Study the information given below 98. What is the time duration of Chemistry exam? and answer the questions based on it. (A) 80 minutes (B) 95 minutes Abhishek is standing at point C and facing the north direction. (C) 50 minutes (D) 40 minutes He moves 10m to his left to reach point Z. He took a left turn (E) None of these and moves 5m to reach point W. He moves 6m after taking a 99. On which day is Biology exam is scheduled? right turn to reach point V. Point V is 8m to the south of point S. (A) Monday (B) Saturday 94. In which direction is point W with respect to point S? (C) Tuesday (D) Friday (A) North (B) South-west (E) Can’t be determined (C) South-east (D) South 100. Which day is Sunday? (E) None of the above (A) 3rd July (B) 2nd July 95. If Abhishek moves 3m to the south of point S, he will (C) 5th July (D) 6th July reach point X. Taking a left turn and walking 16m, (E) Can’t be determined

MAKE MY EXAM – DECEMBER 2018 97 www.makemyexam.in & www.ibtindia.com . ANSWER KEY .

1. (C) 2. (A) 3. (B) 4. (A) 5. (D) 6. (B) 7. (B) 8. (A) 9. (C) 10. (C) 11. (E) 12. (C) 13. (C) 14. (B) 15. (A) 16. (E) 17. (C) 18. (B) 19. (D) 20. (E) 21. (C) 22. (B) 23. (C) 24. (E) 25. (B) 26. (B) 27. (A) 28. (C) 29. (D) 30. (B) 31. (B) 32. (D) 33. (D) 34. (B) 35. (B) 36. (D) 37. (E) 38. (E) 39. (E) 40. (A) 41. (E) 42. (C) 43. (D) 44. (B) 45. (A) 46. (C) 47. (E) 48. (A) 49. (A) 50. (B) 51. (B) 52. (E) 53. (D) 54. (A) 55. (B) 56. (C) 57. (A) 58. (C) 59. (D) 60. (C) 61. (D) 62. (D) 63. (B) 64. (C) 65. (C) 66. (B) 67. (C) 68. (B) 69. (C) 70. (A) 71. (B) 72. (C) 73. (B) 74. (D) 75. (C) 76. (C) 77. (B) 78. (E) 79. (A) 80. (B) 81. (B) 82. (A) 83. (E) 84. (D) 85. (A) 86. (E) 87. (E) 88. (E) 89. (C) 90. (D) 91. (C) 92. (E) 93. (C) 94. (C) 95. (D) 96. (E) 97. (C) 98. (A) 99. (A) 100. (D)

. HINTS & SOLUTION . 1. (C) The correct answer is option C , it can be referred 7. (B) "qualify"- to achieve or have the standard of skill, from these lines of the passage, 'As soon as he said knowledge, Thus, option B is most suitable option. these words, he died. Information travelled far and 8. (B) "demand" - to ask for something forcefully, wide that the head priest of the famous temple had Thus , option B , i.e. "Questioned" , becomes the died and now there was an urgent need for a valid choice. replacement' , Thus, the correct answer is "Words 9. (E) Minor - lesser in importance, seriousness, or spread that there was an urgent need for the old significance. The word which is opposite in priest's successor." meaning is "severe" which means strict or harsh; I 2. (A) Option A is correct , with reference to the first intense. B paragraph , 'When he grew old, he started searching 10. (A) Torturous means characterized by, involving, or for a younger priest who could take charge of the temple causing pain or suffering. Thus, option A would T after his death'. Thus, option "So that the younger be opposite to the given word. Institute priest became his successor" becomes correct. Pvt. Ltd 11. (E) No other options provided in the question fulfils 3. (B) With reference from the last lines of first paragraph the expected meaning , hence , no improvement , i.e. "The route to the temple was indeed difficult; becomes the apt choice. it was full of thorns, and stones. By the time most 12. (C) Demagogue is the wrong word here as it means 'a people managed to reach the temple, they had political agitator.' The appropriate word should be received minor cuts and bruises on their feet and 'era' which means 'a period of time known for hands." It becomes clear that option B , is correct. particular events or developments.' 4. (A) With reference to the 2nd paragraph "Hearing this, 13. (A) The appropriate word that should be used here is the trustee smiled and said, "Congratulations, you 'cope' have been chosen. I am sure that when our noble Cope - 'deal effectively with something difficult.' priest was dying and he said that he wanted a 14. (E) No improvement . "human being" to be his successor", thus, option 15. (B) The correct word to be fitted in the context of given A, becomes the suitable choice. paragraph is 'outlook' 5. (B) With reference to the 2nd paragraph , ""Our old Outlook = 'point of view or perspective.' priest used to say that even animals know how to 16. (D) The correct sequence of the sentences is CFDBAE. watch for their self interest; they know how to avoid (C) India has to be concerned about climatic danger, search food and so on. Only a 'human being' changes. knows how to watch for other people's interests (F) Since there is a possibility of adverse impact and well being" , thus, option B , becomes the most on agriculture which could deter growth. valid one. (D) This impact can run into decades and centuries. 6. (D) As, the passage talks about finding a true successor (B) Hence the human race has no choice but to to the old priest hence the most suitable title is adapt to these impacts. 'The True Successor'.

98 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com (A) Climate change adaption will help 32. (D) A parna’s age = x communities and natural system to deal with the Pritha’a age = x + 7 consequences of climate change According to question (E) Adaption will involve gradual transformation x3− 7 with many small steps over time coupled with = +− major transformations and rapid change. x73 8 ⇒ x = 52 17. (B) The correct sequence of the sentences is CFDBAE. 3 18. (C) The correct sequence of the sentences is CFDBAE. 33. (D) Water = × 210 = 90 19. (E) The correct sequence of the sentences is CFDBAE. 7 milk = 210 – 90 = 120 20. (C) The correct sequence of the sentences is CFDBAE. 21. (C) Inane - stupid. According to Question Inept- unable to do something or incompetent. Let x litre milk added Thus , The suitable options here that can make the 90= 5 sentence meaningful are B and D. 120+ x 7 Therefore, the correct answer is option C. x = 6 22. (C) Innocuous - harmless. 34. (B) 434.43 + 43.34 + 3.44 + 3.44 + 4 + 0.33 + 0.1 = Inert- dormant, not moving. 485.64 Thus, The suitable options here that can make the 33× sentence meaningful are A and D. 35. (B) = 4 94+ Therefore, the correct answer is option C. 36. (D) 127 × 8 + 6 × 4 23. (D) Scalding means very hot. 1016 + 24 = 1040 Acerbic means biting, sharp or sour. 37. (E) 85 + 35 × 6 + x = 802 Thus, The suitable options here that can make the x = 802 – 85 – 217 sentence meaningful are B and D. x = 500 Therefore, the correct answer is option D. I 24. (E) Reproach - strong criticism. 11⎛⎞4 38. (E) 8×÷⎜⎟ = 512 Remorse - guilty. 44⎝⎠ B The suitable options here that can make the 24 100 T 39. (E) ××4568 ≈ 55 sentence meaningful are the nouns reproach and 100 8× 246 Institute Pvt. Ltd remorse, viz, B and C. 50 1 40. (A) ××100 = 1 Therefore, the correct answer is option E. 100 50 25. (B) Anguish - severe upset or pain. 41. (E) total amount = 84964 Consternation - distress or alarm. 7x + 4x = 84964 The suitable options here that can make the 11x = 84964 sentence meaningful are A and D. x = 7724 Therefore, the correct answer is option B twice share A = 14x 26. (D) The error lies in part (D) of the sentence. The Trice the share of B = 12x pronoun "they" is plural; therefore, it would be Difference = 2x followed by a plural verb. So, replace 'goes' with 'go'. 2 × 7724 = 15448 27. (B) The error lies in part (B) of the sentence, replace 42. (C) Required number should be multiples of 'storing' with 'storage'. 144 28. (E) No eerror Greatest number = 9999 29. (D) The error lies in part (D) of the sentence, replace on dividing by 144, we get 63 as remainder 'travel and perform' with 'travelling and So required greatest performing'. Number of 4 digits = 9999 – 63 = 9936 30. (C) The error lies in part (C) of the sentence. Replace 'too much' with 'much too'. Least number of 5 digits = 10,000 31. (B) 80% – 3200 on dividing 10,000 by 144, we get 64 as remainder 125% – x Required smallest number of 4 digits x = 5000 = 10000 + (144 – 64) = 10,080

MAKE MY EXAM – DECEMBER 2018 99 www.makemyexam.in & www.ibtindia.com

43. (D) from the question the bike can cover 800m extra 100 49. (A) Exp. of Company B in 2007 = × = 60 lac 800 60 80 than man in 4 minutes speed = × 140 4100 100 = 12 k/hr Exp of A in 2011 = 84 × = 70 lakh ∴ The speed of bike = 12 + 12 = 24 120 Difference = 70 – 60 = 10 44. (B) Total units = 50 × 30 = 1500 units 50. (B) Income of company B According to question in year 2008 = 75 + (24% + 75) = 93 20 × 30 = 600 income of company A in Remaining units = 1500 – 600 = 900 year 2008 = 75 + (16% of 75) = 87 So, remaining work should be completed in 20 day ∴ Difference = 93 – 87 = 6 lakh 900 51. (B) 2 × 2 + 3 = 7 So = = 45 20 7 × 2 + 5 = 19 45. (A) Let three types of apple A, B, C 19 × 2 + 7 = 45 9% 10% 45 × 2 + 9 = 99 99 × 2 + 11 = 209 3 209 × 2 + 11 = 431 9 7 52. (E) 7 × 0.5 + 0.5 = 4 4 × 1 + 1 = 5 4 3 5 × 1.5 + 1.5 = 9 7 7 9 × 2 + 2 = 20 Ratio = 4 : 3 ...(i) 20 × 2.5 + 2.5 = 52.5 using mixture allegation 52.5 × 3 + 3 = 160.5 3 9 % 12% 53. (D) I 7 7, 13, 21 31, 43, 57, x

B 6 8 10 12 14 16 T 10% 57 + 16 = 73 54. (A) 6 × 1 + 11 = 17 Institute Pvt. Ltd 14: 4 17 × 2 + 21 = 55 7 : 2 55 × 3 + 31 = 196 7 : 2 196 × 4 + 41 = 825 4 A type Apple = 450 × = 200 825 × 5 + 51 = 4176 9 55. (B) 72 + (11)2 = 193 3 B type Apple = 450 × = 150 193 + (10)2 = 293 9 293 + (9)2 = 374 2 C type Apple = 450 × = 100 374 + (8)2 = 438 9 438 + (7)2 = 487 46-50 487 + (6)2 = 523 46. (C) Profit of A in 2018 56. (C) 987 + 354 = x + 147 x = 1185 16 12 6.8 0.2 0.2 6 x = 55× = 8.8 57. (A) 5 × 10 × 5 × 2 × 4 = 10 100 512+0.2 × 106.8 × 20.2 × (22) = 10x 48 12.2 6.8 12.2 x In 2010 = 35× = 16.8 5 × 10 × 2 = 10 100 1019 = 10x x = 19 total = 8.8 + 16.8 = 25.6 lac 8120 30− 16 58. (C) = 203 47. (E) Required percentage = ×100 = 87.5% x 16 x = 4 48. (A) Let expenditure of both compose is 100 59. (D) 625 + 1225 – 900 = x × 5 So profit ratio x = 190 25 : 25 = 1 : 1

100 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com 66-70 20 60. (C) ×+×5550 x% 2500 = 5.55 100 home rh 1110 Charity na 25 × x = 5.55 at ek 25 × x = 200 begins sa x = 8 a co 61. (D) CP = 2000 Store ku MP = 3600 Station ze Discount = 15% SP = 3600 – 15% of 3600 Find good= dn/ne 66. (B) 67. (C) 68. (B) 3060− 2000 Profit % = ×100 = 53% 69. (C) 70. (A) 2000 71. (B) There are eleven element between 3 and 1 So, the 62. (D) x’s speed = 5 m/s middle element will be the sixth one. Distance to be covered by X = 500 m 72. (C) Q 7 9, W 4 © Let Y’ speed = S (Y) 73. (B) @ U I Distance covered by Y = 500 – 314 74. (D) = 186 meter 75. (C) Distance = Speed 76-77 F E D ‘x’ take 7 seconds loss than ‘Y’ to cover his respective distance 500 186 ∴ −=7 G H B C I 5S(Y) − B 500 35= 186 5S(Y) I J A T Institute 186 76. (C) Pvt. Ltd ∴ S (Y) = = 2m/s 93 77. (B) 63. (B) Let CP = 100 78-82 (Haryana) MP = 120 Dinkar Discount = 10% (Gujarat) Hema Arman (Tamil Nadu) 90 SP = 120 × = 108 100 Bindu (Andhra 8 Francis Gain% = ×100 = 8% (Punjab) Pradesh) 100

24 Gouri 64. (C) Downstream speed = = 8 Chiru (Bihar) 3 (Sikkim) Emma 24 upstream speed = = 4 (Uttar Pardesh) 6 78. (E) 79. (A) 80. (B) 81. (B) 82. (A) 1 12 speed of boat = (8+ 4) = = 6 2 2 83. (E) 65. (C) A = 6, B = 5 AB total unit of work = 5 × 30 = 150 unit

150 C × D So A can complete in = = 13.6 5

MAKE MY EXAM – DECEMBER 2018 101 www.makemyexam.in & www.ibtindia.com I < A (False) 84. (D) B < C (False) 92. (E) SEAT, SATE and EAST Aprils March 93. (C)

February F O R C E S

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V 85. (A) 6m W 95. (D) Mondays 96-100 Monday Biology 95 7th Tuesdays Tuesday Social 40 8th Wednesdays Wednesday Physics 60 2nd × Thursday English 50 3rd Friday Chemistry 80 4th Thursday Saturday Spanish 120 5th Sunday Off 6th 86. (E) 96. (E) 97. (C) I Ye ns Rupees B 98. (A) 99. (A) Yuan 100. (D) T ×

Institute Pvt. Ltd

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88. (E) The exact position of Sushma can’t be determined 89. (C) X > M > S > O = D > B < R S > B (True) X > D (True) 90. (D) L = V > X > N < G < L < A A > N (True) 91. (C) B < I > C = N < K = B > A > M C = A (False) I > M (True)

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SSC CGL (Tier-I) (Practice Test Paper)

. REASONING ABILITY . 11. The weights of 4 boxes are 90, 40, 80 and 50 kilograms. Which of the following cannot be the total weight, in 1. Select the related word from the given alternatives. kilograms, of any combination of these boxes and in a Cotton : White :: Coal : ? combination a box can be used only once? (A) Fire (B) Mine (C) Wood (D) Black (A) 200 (B) 260 (C) 180 (D) 170 2. Select the related word from the given alternatives. 12. From the given words, select the word which cannot WVT : SRP :: MLJ : ? be formed using the letters of the given word – (A) KHGQ (B) IHG (C) IHF (D) HEF LATCHING 3. Select the related word from the given alternatives. (A) THING (B) CHAIN (C) CHEAT (D) CLING 12.5 : 6.25 :: 7 : ? 13. If BOULDER is coded as ZMSJBCP, then how will (A) 3.5 (B) 3.25 (C) 6.5 (D) 12 ELK be coded as? 4. Select the odd word from the given alternatives. (A) XIG (B) EOC (C) CJI (D) BXM (A) Apple (B) Mango (C) Orange (D) Almond 5. Select the odd word from the given alternatives. 14. In a certain code language, ‘+’ represents ‘x’, ‘-’ I represents ‘+’, ‘x’ represents ‘÷’ and ‘÷’ represents ‘-’. (A) UTS (B) PNM (C) KIH (D) FDC B What is the answer to the following question? 6. Select the odd word from the given alternatives. 56 ÷ 8 + 12 - 72 = ? T (A) 24 (B) 39 (C) 65 (D) 51 Institute 7. A series is given, with one word missing. Choose the (A) 32 (B) 88 (C) 44 (D) 82 Pvt. Ltd correct alternative from the given ones that will 15. If 6 # 30 = 5; 8 # 24 = 3; 7 # 28 = 4; then what is the complete the series. value of 8 # 40 = ? Money, Amity, Camera, Animal, Telomere, ? (A) 47 (B) 4 (C) 5 (D) 24 (A) Talisman (B) Litmus (C) Matter (D) Shame 16. Select the missing number from the given responses. 8. A series is given, with one term missing. Choose the 134 34 100 correct alternative from the given ones that will complete the series. 117 86 31 CDE, IHG, KLM, QPO, STU, ? 87 ? 64 (A) YXW (B) WXY (C) XYW (D) XWY 9. A series is given, with one number missing. Choose (A) 120 (B) 23 (C) 55 (D) 30 the correct alternative from the given ones that will 17. A plane flies 100 km West, then it turns South and flies complete the series. 150 km, then it turns West and flies 300 km, then it 6, 18, 54, ? , 486, 1458 turns to its right and flies 150 km. Where is it now with (A) 164 (B) 160 (C) 168 (D) 162 reference to its starting position? 10. Arnav’s birthday is on Tuesday 14th March. On what (A) 400 km East (B) 200 km West day of the week will be Pranay’s Birthday in the same (C) 400 km West (D) 200 km East year if Pranay was born on 13th September? 18. In the question two statements are given, followed by (A) Monday (B) Tuesday two conclusions, I and II. You have to consider the (C) Wednesday (D) Thursday statements to be true even if it seems to beat variance from commonly known facts. You have to decide which

MAKE MY EXAM – DECEMBER 2018 103 www.makemyexam.in & www.ibtindia.com of the given conclusions, if any, follows from the given Answer figure:- statements Statement 1 : All dawn is day. Statement 2 : No day is night. Conclusion I : No night is day. Conclusion II : Some dawn is night. (A) (B) (C) (D) 22. From the given answer figure, select the one in which (A) Only conclusion I follows the question figure is hidden/embedded. (B) Only conclusion II follows Question Figure:- (C) Both I and II follow (D) Neither I nor II follows 19. Which of the following cube in the answer figure cannot be made based on the unfolded cube in the question figure? Question Figure:- Answer figure:-

(A) (B) (C) (D) 23. A piece of paper is folded and punched as shown below in the question figures. From the given answer figures, Answer figure:- indicate how it will appear when opened. I Question Figure:- B T (A) (B) (C) (D) Institute Pvt. Ltd 20. In the following figure, square represents Runners, Answer figure:- triangle represents Scientists, circle represents Indians and rectangle Mothers. Which set of letters represents Indians who are runners?

(A) (B) (C) (D) G C 24. If a mirror is placed on the line MN, then which of the B answer figures is the right image of the given figure? F A D Question Figure:- E (A) F, B, D, E (B) A, D M (C) G, C, D(D) B, C, G, F 21. Which answer figure will complete the pattern in the question figure? N Question Figure:- Answer Figure:-

(A) (B) (C) (D)

104 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com 25. A word is represented by only one set of numbers as 30. In 1916 Mahatma Gandhi travelled to ______given in any one of the alternatives. The sets of numbers to inspire the peasants to struggle against the oppressive given in the alternatives are represented by two classes plantation system. of alphabets as shown in the given two matrices. The (A) Dandi (B) Sabarmati columns and rows of Matrix-I are numbered from 0 to (C) Champaran (D) Chauri Chaura 4 and that of Matrix-II are numbered from 5 to 9. A letter from these matrices can be represented first by 31. Mahatma Gandhi returned to India from ______its row and next by its column, for example ‘K’ can be in January 1915. represented by 10, 22 etc and ‘Z’ can be represented (A) South Africa (B) England by 85, 58 etc. Similarly, you have to identify the set for (C) USA (D) Russia the word ‘PERK’. 32. ______is separated from India by a narrow channel MATRIX - I of sea formed by Palk Strait and the Gulf of Mannar. 01234 (A) Sri Lanka (B) Myanmar 0FGJEA (C) Bangladesh (D) Pakistan 1KJALI 33. The land mass of India has an area of ______million 2DDKHC square km. 3 BAI GL (A) 1.28 (B) 2.28 (C) 3.28 (D) 4.28 4MEJLD 34. ______being a higher category, is the assemblage of families which exhibit a few similar characters. MATRIX - II (A) Order (B) Species (C) Genus (D) Class 56789 35. Sexual reproduction in Algae that takes place through 5XWRZT fusion of two dissimilar size gametes is called? 6OQUTN (A) Zoospores (B) Anisogamous I 7 XOTVO (C) Isogamous (D) Oogamous B 8ZSNOV 36. The animals in which the body cavity is absent are 9PYOTY known as ______. T Institute (A) 13, 02, 66, 68 (B) 95, 41, 57, 22 (A) Coelomates (B) Wild Pvt. Ltd (C) 32, 02, 87, 56 (D) 30, 04, 75, 96 (C) Pseudocoelomates (D) Acoelomates 37. According to the Second Law of Motion, for a given . GENERAL KNOWLEDGE . force, accelaration is inversely proportional to the 26. If the ______firm has zero costs or only has ______of an object. fixed cost, the quantity supplied in equilibrium is given (A) Density (B) Volume (C) Force (D) Mass by the point where the marginal revenue is zero. 38. The coil wire in the electric room heater or electric (A) Perfect Competition cooking heater is called ______. (B) Monopoly (A) Circuit (B) Element (C) Filament (D) Cells (C) Oligopoly 39. ______software are freely available and can be (D) Monopolistic Competition edited and customized by anyone. 27. The short run marginal cost curve is ______shaped. (A) Free Source (B) Open Source (A) U (B) V (C) X (D) W (C) Easy Source (D) Unpaid Source 28. “Betting and gambling” is listed in the ______40. ______is obtained by evaporation of sea. list given in the Seventh Schedule in the Constitution of India. (A) Sugar (B) Iron (C) Salt (D) Steel (A) Union (B) State (C) Global (D) Concurrent 41. The passage of an electric current through a conducting liquid causes ______. 29. There are total ______parliamentary seats (Lok Sabha constituency) in West Bengal. (A) Galvanisation (B) Evaporation (A) 42 (B) 2 (C) 14 (D) 40 (C) Physical Reaction (D) Chemical Reaction

MAKE MY EXAM – DECEMBER 2018 105 www.makemyexam.in & www.ibtindia.com 42. ______is the number of individuals of the . QUANTITATIVE APTITUDE . population who left the habitat and gone elsewhere during the time period under consideration. 51. 9997 × 10003 = ? (A) Natality (B) Mortality (A) 9999991 (B) 99999911 (C) Immigration (D) Emigration (C) 99999991 (D) 9999911 43. ______was launched by Prime Minister Narendra 52. A can do a work in 36 days and B in 12 days. If they Modi as a part of the Beti Bachao, Beti Padhao work on it together, then in how many days will they campaign. be able to do the work? (A) Sukanya Samridhi Account (A) 8 (B) 6 (C) 10 (D) 9 (B) Bal Swachta Mission 53. What is the area (in sq cm) of a rhombus if the lengths of the diagonals are 12 cm and 14 cm? (C) Pradhan Mantri Jan Dhan Yojana (A) 42 (B) 168 (C) 84 (D) 63 (D) Beti Bachao Beti Padhao Yojana 54. If the shopkeeper sells an item at Rs 4400 which is 44. Who created the first mechanical computer, which marked as Rs 5000, then what is the discount that he is proved to be the prototype for future computers? offering? (A) Archimedes (B) John Harrison (A) 20% (B) 12% (C) 15% (D) 10% (C) Cai Lun (D) Charles Babbage 55. The flight fare between two cities is increased in the 45. In which sport did India win Bronze medal at Rio ratio 9:11. What is the increase (in Rs) in the fare, if Olympics 2016? the original fare was Rs. 18,000? (A) Badminton (B) Boxing (A) 22000 (B) 3600 (C) 4000 (D) 20000 (C)Hockey (D) Wrestling 56. Of the 3 numbers whose average is 40, the first is 1/3 rd the sum of other 2. What is the first number? 46. Ajanta and Ellora caves are situated in which state of I India? (A) 20 (B) 50 (C) 25 (D) 30 B (A) Kerala (B) Odisha 57. A trader buys 500 kgs of cotton for Rs 9,000. 10% of this cotton is spoiled due to rain. At what rate (Rs/Kg) (C) Maharashtra (D) Jammu & Kashmir T should he sell the rest to earn 10% profit? Institute 47. To whom the Nobel Prize in Physiology or Medicine Pvt. Ltd (A) 25 (B) 30 (C) 22 (D) 20 2016 was awarded? 58. A student has to secure 40% marks to pass. He gets 67 (A) David J. Thouless (B) Yoshinori Ohsumi and fails by 13 marks. What is the maximum marks? (C) J. Michael Kosterlitz (D) Sir J. Fraser Stoddart (A) 300 (B) 200 (C) 150 (D) 240 48. Which of the statements given below are correct? 59. A spaceship travels at 1,260 km/h. How many metres 1. The author of ‘A Foreign Policy for India’ is L.K does it travel in 1/10th of a second? Advani. (A) 126 (B) 35 (C) 36 (D) 125 2. ‘Wings of Fire’ is a book written by A.P.J Abdul 60. If the amount received at the end of 2nd and 3rd year Kalam. at Compound Interest on a certain Principal is Rs1,800, 3. ‘Open’ is an Autobiography of Andre Agassi. and Rs 1,926 respectively, what is therate of interest? (A) 1 and 2 (B) 2 and 3 (A) 7.5% (B) 7% (C) 6% (D) 6.5% (C) 1 and 3 (D) 1, 2 and 3 ⎛⎞15 61. If ⎜⎟−×−+=(x 5) 3 , then what is the value of x? 49. According to Stockholm International Peace Research ⎝⎠22 Institute, with spending of $55.9 Billion in 2016, which (A) 16 (B) 4 (C) –6 (D) –4 country became world’s fifth-largest military spender? 62. If a – b = 1 and ab = 6, then what is the value of a3 – b3 ? (A) China (B) USA (C) Russia (D) India (A) 21 (B) 23 (C) 19 (D) 25 50. Which of the following river originates in Nepal and 63. A number is greater than 58 times its reciprocal by 3/4. flows into the Ganges? What is the number? (A) Kosi (B) Jhelum (C) Chenab (D) Ravi (A) –8 (B) 12 (C) –12 (D) 8

106 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com 64. What is the sum of the first 13 terms of an arithmetic 75. If the total expenses of the company are Rs 50 crores, progression if the first term is –10 and last term is 26? the total expenditure (in Rs crores) on Transport and (A) 104 (B) 140 (C) 84 (D) 98 Electricity is - 65. What is the reflection of the point (–0.5, 6) in the x- (A) 7.5 (B) 12.5 (C) 20 (D) 10 axis? (A) (0.5, –6) (B) (–6, –0.5) . ENGLISH LANGUAGE . (C) (6, –0.5) (D) (–0.5, –6) DIRECTION (Q. 76-77):- In the following question, some 66. In what ratio does the point T(x, 0) divide the segment part of the sentence may have errors. Find out which part of joining the points S (–4, –1) and U (1,4)? the sentence has an error and select the appropriateoption. If a sentence is free from error, select ‘No Error’. (A) 1 : 4 (B) 4 : 1 (C) 1 : 2 (D) 2 : 1 76. At this moment that (A) / terrible door burst noisily 67. At what point does the line 2x – 3y = 6 cuts the Y axis? opened and (B) / banged for the wall. (C) / No Error (A) (0, 2) (B) (–2, 0) (C) (2, 0) (D) (0, –2) (D) 68. The areas of two similar triangles ÄABC and ÄPQR (A) A (B) B (C) C (D) No Error are 36 sqcms and 9 sqcms respectively. If PQ = 4 cm 77. While an electron (A) / carries a negative electrical then what is the length of AB (in cm)? (B) / charge, a neutron is neutral. (C) / No Error (D) (A) 16 (B) 12 (C) 8 (D) 6 (A) A (B) B (C) C (D) No Error 69. What is the value of cot 45° + cosec 60°? DIRECTION (Q. 78-79):- In the following question, the sentence given with blank to be filled in with an appropriate 61+ 13+ 5 32+ (A) (B) (C) (D) word. Select the correct alternative out of the four andindicate 3 2 3 3 it by selecting the appropriate option. 70. ÄLMN is right angled at M. If m ∠N = 60°, then tan 78. The big stone monument was the only ______the L = ______. lost traveller remembered. 1 1 1 (A) specimen (B) souvenir I (A) (B) (C) (D) 2 2 3 2 (C) piece (D) landmark B 71. If tan è = 4/3, then what is the value of sin è? 79. The airline was unable to give us a reason for the T (A) 1.25 (B) 0.8 (C) 4/3 (D) 3/4 ______departure delay. Institute DIRECTION (Q. 72-75):- The pie chart shows the breakup (A) indivisible (B) invincible Pvt. Ltd in percentages of the various expenses of a company. Study te (C) invisible (D) inexplicable diagram and answer the following questions. DIRECTION (Q. 80-81):- In the following question, out of Rent the four alternatives, select the word similar in meaning to 5% the word given. Salaries 80. Cajole 15% Interest (A) Disenchant (B) Entice 10% (C) Repulse (D) Bully

81. Fustian

Electricity Raw material (A) Unpretentions (B) Timid 25% 30% (C) Arrogant (D) Couteous 72. Which is the second biggest expence of the company? DIRECTION (Q. 82-83):- In the following question, out of (A) Raw material (B) Salaries the four alternatives, select the word opposite in meaning to (C) Transport (D) Electricity the word given. 73. The ratio of company’s expenditure on Raw material 82. Cavalier and Transport to Salaries is. (A) Condescending (B) Curt (A) 2 : 1 (B) 1 : 2 (C) 1 : 2 (D) 3 : 1 (C) Humble (D) Haughty 74. The company’s expenditure on interest is greater than 83. Vigilance expenditure on rent by (A) Indifference (B) Diligence (A) 100% (B) 50% (C) 200% (D) 150% (C) Acuity (D) Circumspection

MAKE MY EXAM – DECEMBER 2018 107 www.makemyexam.in & www.ibtindia.com DIRECTION (Q. 84-85):- In the following question, out of 92. They had seen enough of the the four alternatives, select the alternative which best expresses X-them to come a step farther the meaning of the idiom/phrase. Y-desert already, and no number 84. Give somebody a ring Z-of knives would have tempted (A) Propose marriage (A) YXZ (B) YZX (C) XZY (D) XYZ (B) Inform about the death of a loved one 93. Such are the strata which we (C) Call someone on the telephone X-species as those now living in the Mediterranean (D) Trap somebody in a difficult relationship Y-meet with in the south of Sicily, filled 85. Leave no stone unturned (A) Search for the hidden treasure Z-with shells for the most part of the same (B) Do a futile task (A) YXZ (B) XZY (C) XYZ (D) YZX (C) Be known forachieving a tremendous feat 94. In the following question, a sentence has been given in (D) Try every possible course of action in order to Active/Passive voice. Out of the four alternatives achieve something suggested, select the one which best expresses the same sentence in Passive/Active voice. DIRECTION (Q. 86-87):- In the following question, out of the four alternatives, select the alternative which will improve The movie critic wrote a sarcastic review. the bracketed part of the sentence. In case no improvement is (A) A sarcastic review is written by the movie critic. needed, select “no improvement”. (B) A review which is sarcastic was written by the 86. She and Dad would (has had loved) Amit. movie critic. (A) has loved (B) have loved (C) A review which is sarcastic is written by the movie (C) to loved (D) no improvement critic. 87. Someone must (being) killed. (D) A sarcastic review was written by the movie critic. I (A) have been (B) has been 95. In the following question, a sentence has been given in (C) been (D) no improvement Direct/Indirect speech. Out of the four alternatives B suggested, select the one which best expresses the same DIRECTION (Q. 88-89):- In the following question, out of T sentence in Indirect/Direct speech. the four alternatives, select the alternative which is the best Institute The trainee asked his boss, “Shall I email this letter Pvt. Ltd substitute of the words/sentence. again, Sir?” 88. The state or quality of being holy (A) The trainee asked his boss politely if he shall email (A) Avarice (B) Baseness that letter again. (C) Sanctity (D) Parsimony (B) The trainee asked his boss politely if he should 89. A substance easily evaporated at normal temperatures email that letter again, sir. (A) Volatile (B) Steadfast (C) The trainee asked his boss politely if he shall email (C) Endurin (D) Definite that letter again, sir. 90. In the following question, four words are given out of (D) The trainee asked his boss politely if he should which one word is correctly spelt. Select the correctly email that letter again. spelt word. DIRECTION (Q. 96-100):- A passage is given with 5 (A) hyponotist (B) hipnotyst questions following it. Read the passage carefully and choose (C) hypnotist (D) hypnotist the best answer to each question out of the four alternatives. 91. In the following question, four words are given out of The flora and fauna of Cubbon Park captures our attention which one word is correctly spelt. Select the correctly more than anything else. But when you take time to look spelt word. closely at the statue, you willmarvel at its sheer grandeur. (A) theurise (B) theoris (C) theuris (D) theorise Sculpted by Sir Thomas Brock, the 11 feet high marble statue DIRECTION (Q. 92-93):- The question below consists of a is larger than life. It brings out the personality ofQueen set of labelled sentences. Out of the four options given, select Victoria, who had been the Monarch of Great Britain from the most logical order of the sentences to form acoherent 1837 till 1901, depicting a rather proud, stern person with paragraph. pronounced features.

108 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com In 1906, the statue was unveiled in the city by George Frederick 98. The Bengalureans would refer to the Queen Victoria Ernest Albert, Prince of Wales and Duke of Cornwall and York, statue as ______. making it stand inall its glory in its 111thyear. Even though (A) wealth of history (B) a landmark there is a wealth of history to the statue, and it was made to (C) Symbol of British rule (D) Bengaluru culture appear imposing, the busy Bengalureanswould probably refer 99. Queen Victoria had all of the following traits, except to it as just another landmark. As the workers are busy in ______. discussion on the instructions given to them, life continues (A) proud (B) generous asusual in the Park. (C) stern (D) pronounced features 96. Queen Victoria ruled Great Britain for how many years? 100. Which of the following is false regarding the Queen (A) 64 years (B) 34 years Victoria statue in Bengaluru? (C) 54 years (D) 44 years (A) It is made of marble 97. How many people unveiled the Queen Victoria statue (B) It is 11 feet tall at Cubbon Park? (C) It is 111 years old (A) One (B) Six (C) Four (D) Two (D) It is standing in Queen Victoria park.

. ANSWER KEY .

1. (D) 2. (C) 3. (A) 4. (D) 5. (A) 6. (C) 7. (A) 8. (A) 9. (D) 10. (C) 11. (A) 12. (C) 13. (C) 14. (A) 15. (C) 16. (B) 17. (C) 18. (A) 19. (D) 20. (B) 21. (D) 22. (D) 23. (B) 24. (B) 25. (B) 26. (B) 27. (A) 28. (B) 29. (A) 30. (C) 31. (A) 32. (A) 33. (C) 34. (A) 35. (B) 36. (D) 37. (D) 38. (B) 39. (B) 40. (C) 41. (D) 42. (D) 43. (A) 44. (D) 45. (D) 46. (C) 47. (B) 48. (B) 49. (D) 50. (A) 51. (C) 52. (D) 53. (C) 54. (B) 55. (C) 56. (D) 57. (C) 58. (B) 59. (B) 60. (B) I 61. (A) 62. (C) 63. (D) 64. (A) 65. (D) 66. (A) 67. (D) 68. (C) 69. (D) 70. (B) B 71. (B) 72. (D) 73. (D) 74. (A) 75. (C) 76. (C) 77. (D) 78. (D) 79. (D) 80. (B) 81. (C) 82. (C) 83. (A) 84. (C) 85. (D) 86. (B) 87. (A) 88. (C) 89. (A) 90. (D) T Institute 91. (D) 92. (C) 93. (D) 94. (D) 95. (D) 96. (A) 97. (D) 98. (B) 99. (B) 100. (D) Pvt. Ltd

. HINTS & SOLUTION .

1. (D) 7. (A)

2. (C) W V T S R P :: 8. (A) +6 +6 +4 +4 –4 +2 +2 –4 C D E I H G K L M Q P O S T U Y X W –4 +6 +6 +6 +4 +4 +4 +2 +2 +2 M L J : I H F 9. (D) –4 6 18 54 162 486 1458 –4 –4 ×3 ×3 ×3 ×3 ×3 10. (C) 14 march Tuesday No. of days B/w two dates = 183 3. (A) 12.5 : 6.25 : : 7 3.5 No. of odd days = 7 183 26 14 × 0.5 × 0.5 43 4. (D) 42 1 5. (A) –2, –1 series, except UTS (–1 series) ∴ 13th sept. 6. (C) Except 65, rest are multiple of 5 = Tuesday + 1 = Wednesday

MAKE MY EXAM – DECEMBER 2018 109 www.makemyexam.in & www.ibtindia.com

11. (A) 260 = 90 + 40 + 80 + 50 51. (C) 9997 × 10003 = (10000 – 3) (10000 + 3) 180 = 90 + 40 + 50 = 100000000 – 9 170 = 90 + 80 = 99999991 200 = Not a possible combination 52. (D) A B 12. (C) CHEAT, as there is not ‘E’ in LATCHING. 36 12 13. (C) B O U L D E R E L K 13 –2 –2 –2 –2 –2 –2 –2 Similarly –2 –2 –2

Z M S J B C P C J I 36unit 14. (A) 56 ÷ 8 + 12 – 72 = ? 36 So, work together = = 9 days 56 – 8 × 12 + 72 4 56 – 96 + 72 1 53. (C) Area of Rhombus = ××dd I 128 – 96 2 12 ⇒ 32 1 = ××12 14 B 15. (C) 30 ÷ 6 = 5 2 2 T 24 ÷ 8 = 3 ⇒ 84 cm Institute 28 ÷ 7 = 4 (5000− 4400) Pvt. Ltd 54. (B) Discount = ×100 = 12% 40 ÷ 8 = 5 5000 16. (B) 100 + 34 = 134 55. (C) Given Ratio = 9 : 11 31 + 86 = 117 Previous original fare = 18000 64 + 23 = 87 18000 17. (C) Increased fare = ×−(11 9) = 4000 9 100 150 150 56. (D) I + II + III = 40 × 3 = 120 ...(i) 1 300 I = (II + III) ...(ii) 3 18. (A) 1 Nights Day I = (120 – I) × Down 3 4I = 120 19. (D) I = 30 20. (B) 57. (C) Given that 10% cotton spoiled mean 450 kg is still 9000 21. (D) in good condition for selling so, price = 22. (D) 450 = 20 Rs./kg 23. (B) If we want 10% 24. (B) profit = 20 + 2 = 22 Rs. /kg 25. (B)

110 MAKE MY EXAM – DECEMBER 2018 www.makemyexam.in & www.ibtindia.com 58. (B) 40% of maximum marks = (67 + 13) 65. (D) y-axis 80 So, the maximum marks = ×100 = 200 40 –0.5 6 5 59. (B) Speed = 1260 × = 350 m/sec 8 x-axis 1 Distance travel in th of a second 10 350 –0.5,–6 6 = 10 ⇒ 35 meters K:1 ⎛⎞r 3 66. (A) P1⎜⎟+ S T U CI of 3 years ⎝⎠100 (–4,–1) (x,0) (1,4) 60. (B) = By section formula CI of 2 years ⎛⎞2 + r P1⎝⎠⎜⎟ 100 4k+× 1 (–1) = 0 1926 + = k1 1800 4k = 1 r 126 = 1 100 1800 k = ⇒ r = 7 % 4 ⇒ The required ratio is 1 : 4 −x5 −5 61. (A) ++3 = 67. (D) 2x – 3y = 6, cuts the y-axis means put x = 0, 22 2 0 – 3y = 6 −x I = = – 5 – 3 = y = – 2 2 B ⇒ x = 16 So, (0, – 2) 62. (C) a – b = 1, ab = 6 T Institute the value of a =3, Pvt. Ltd b = 2 satisfied the equations 3 3 So, a – b = 27 – 8 ⇒ 19 63. (D) Let the is = x 13 x = 58×× 24 3 x2 = 58+ x 4 4x2 – 3x – 232 = 0 check by using options x = 8 satisfied the equation. 64. (A) The sum of Arithmetic progression n = S13 = (a + l) 2 13 = []−+10 26 2 13 = ×16 2 ⇒ 104

MAKE MY EXAM – DECEMBER 2018 111 www.makemyexam.in & www.ibtindia.com Landmark- an object or feature of a landscape or 2 Area of Δ ABC ⎛⎞AB town that is easily seen and recognized from a 68. (C) = ⎜⎟ Area of Δ PQR ⎝⎠PQ distance. 79. (D) Option d , can be filled in the given blank , 36 AB Inexplicable - unable to be explained or accounted ⇒ = 9 4 for. AB = 8 cm 80. (B) Option b i.e. ENTICE is similar to the given word , Cajole – to persuade (someone) , to do something. 2 69. (D) cot 45° + cosec 60° = 1+ Entice has the same meaning as cajole . 3 81. (C) Option c, is the most similar to the given word, ( 32+ ) = Fustian: pompous or pretentious speech or writing. 3 82. (C) Cavalier: showing a lack of proper concern 70. (B) Humble: modest or respectful. L Thus , option c is the antonym for the given word. 83. (A) Vigilance: the action or state of keeping careful watch for possible danger or difficulties. Indifference: lack of interest, concern. Thus, option a is the antonym for the given word.

90° 84. (C) Option c , depicts the right meaning of the given 60° phrase M N M < L = 30° i.e. Call someone on the telephone 85. (D) Leave no stone unturned: try every possible course 1 I tan 30° = of action in order to achieve something. B 3 86. (B) “would have” as a helping verb will take “loved” 4 with it. 71. (B) Tan θ = T 3 87. (A) it will take “have” with it and “have” will take 3rd Institute 4 form of verb with it thus “have been” is correct. Pvt. Ltd sin θ = 5 88. (C) Option C, can best substitute the given phrase Triplet (3, 4, 5) Sanctity: the state or quality of being holy, sacred. 72-75 89. (A) Option A , can best substitute the given phrase 72. (D) Second biggest expense of the company = 25% Volatile: easily evaporated at normal temperatures. electricity. 90. (D) 30+ 15 3 91. (D) 73. (D) Req. Ratio = = 15 1 92. (C) The Correct Sequence Is - YZX (10− 5) 93. (D) The Correct Sequence Is - YZX 74. (A) Required % = ×100 5 94. (D) = 100% 95. (D) 75. (C) Total expenses on transport and electricity = 40% 96. (A) With Reference To The Last Lines Of 1st of 50 crores Paragraph, It Is Clear That , Queen Victoria Ruled ⇒ 20 crores Great Britain For 64 Years. 76. (C) Error lies in the (c) part of the sentence , as , 97. (D) banged “against” the wall should be used. 98. (B) “LANDMARK” , is the right choice Bang or strike is followed by “against”. With Reference To The 2nd Last Line Of Last 77. (D) NO ERROR Paragraph , Landmark Becomes The Right Option. 78. (D) Option d , i.e. “landmark” best suits in the given 99. (B) blank . 100. (D)

112 MAKE MY EXAM – DECEMBER 2018