TABLE of FEES and CHARGES for CORPORATE CUSTOMERS of HSBC Bank Polska S.A

TABLE OF FEES AND CHARGES FOR CORPORATE CUSTOMERS OF HSBC Bank Polska S.A. Warsaw, 19 January 2015

BANK ACCOUNT DOMESTIC PAYMENTS

TRANSACTION FEES AND CHARGES TRANSACTION FEES AND CHARGES PLN current account, foreign currency account, Free of charge Domestic payments (fee per each payment) sub-account opening I. Incoming payments Free of charge PLN current account, foreign currency account, II. Outgoing payments: sub-account opening maintenance (monthly per PLN 60.00 a) via electronic banking channels account) - effected by ELIXIR system PLN 2.75 Payroll account maintenance (monthly per PLN 60.00 - payments equal or above PLN 15.00 account) PLN 1,000,000.00 effected by SORBNET system Automatic payroll account supply (monthly) PLN 25.00 - payments up to the amount of PLN PLN 25.00 0.25% of the transaction 1,000,000.00 effected by SORBNET amount, min. PLN system only at the Client’s request 5,000.00 (the Bank b) received via alternative method - paper PLN 150.00 Escrow account / Trust account reserves the right to the (all fees are included) individual valuation of c) internal transfer between accounts Free of charge transaction) maintained at HSBC Bank Polska S.A. Standard payment fee Execution of domestic payment with D+0 value PLN current account, foreign currency account, + PLN 10.00 for immediate date, delivered after the cut-off time sub-account, payroll account, Escrow account / Free of charge execution Trust account closure Cancellation of domestic payment instructions at Confirmation of the account maintenance or funds the Client’s request or if the claim is caused by PLN 25.00 available on the account - issued at the Client’s PLN 50.00 the Client before sending the instruction from the request (per each document) Bank (one-off fee per each payment) Claim investigation fee (fee not collected if the Banking opinion at Client’s written request PLN 100.00 PLN 50.00 claim is caused by the Bank) Questionnaire for Client’s external auditors PLN 250.00 Standing orders in PLN: (for each started year) - set-up (one-off fee) - PLN 20.00 Other non-standard confirmations issued at the As per individual - amendment - PLN 20.00 Client’s request (per each document, banking arrangements, min. - execution - Accordingly to payments opinion not included) PLN 150.00 fees Issuance of statement / document duplicate within period up to 6 previous months (one-off fee per PLN 50.00 Confirmation of domestic payment PLN 20.00 each statement) Issuance of statement / document duplicate within period over 6 previous months (one-off fee per PLN 100.00 FOREIGN PAYMENTS each statement) TRANSACTION FEES AND CHARGES Issuance of account turnover report up to 3 PLN 30.00 months back (one-off fee per each month) Foreign payments** (fee per each payment) I. Incoming payments: Issuance of account operations report over 3 a) SWIFT PLN 10.00 PLN 50.00 months back (one-off fee per each month) b) SEPA Free of charge II. Outgoing payments (fees do not consider Electronic statements MT940 / MT942 sent by possible charges for OUR option, charged by SWIFT (monthly fee per each account and type of PLN 200.00 other payment service providers): statement) a) via electronic banking channels PLN 135.00 Bank statements sent to the Client by post* 'express' (D+0) - PLN, EUR, USD, GBP (monthly per account): 'standard' (D+2) - other currencies - monthly - PLN 75.00 b) via alternative method paper / manual PLN 175.00 - after each account balance change - PLN 135.00 'express' (D+0) - PLN, EUR, USD, GBP 'standard' (D+2) - other currencies Electronic banking statements delivered through Free of charge c) execution of payment with the value Standard payment fee + PLN the Electronic Banking Channels date earlier than 'standard' (D+2) 25.00 for immediate excluding PLN, EUR, USD, GBP execution Information about the balance and transactions on Free of charge III. SEPA (Euro zone) payments PLN 5.00 the account at the Client’s telephone request Cancellation of foreign payment instructions at the Client’s request or if the claim is caused by PLN 25.00 the Client before sending the instruction from the Bank (one-off fee per each payment) Claim investigation fee (fee not collected if the PLN 50.00 + charges of claim is caused by the Bank) foreign bank

Confirmation of foreign payment PLN 50.00

* Bank statements sent to the Clients without the Electronic Banking Channels by post - free of charge. ** PSD transfer (transaction within EU members or member states of the European Free Trade Association EFTA - member states of the European Economic Area and in currency of these members) - the customer only covers transfer costs charged by HSBC Bank Polska S.A. (option SHA) and the whole transaction amount is transferred to the payment service provider of beneficiary.

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HSBCNET VIRTUAL ACCOUNTS

TRANSACTION FEES AND CHARGES TRANSACTION FEES AND CHARGES

Monthly fee PLN 200.00 Single set-up fee PLN 200.00

Other fees: - tokens ordered in the Agreement for use of the PLN 50.00 Monthly fee (per account) PLN 25.00 HSBCnet system (per token) - additional tokens ordered on-line - HSBCnet file PLN 65.00 Virtual incoming payments (per each incoming PLN 0.30 upload set-up (per token) payment) - system training at the Client’s request (first Free of charge visit) CASH MANAGEMENT (CASH COLLECTION SERVICE) - service / training at the Client’s request (each PLN 300.00 TRANSACTION FEES AND CHARGES next visit) - HSBCnet file upload set-up (one-off fee) PLN 200.00 Single set-up fee PLN 200.00 - HSBCnet partner set-up to existing HSBCnet PLN 300.00 profile (one-off fee) - token restriction (fee per each token) PLN 10.00 Other fees Individually negotiated - blocking / unblocking access to system if the PLN 100.00

claim is caused by the Client (fee per each OTHER BANK CHARGES blocking/unblocking) - unblocking HSBCnet system / administrator PLN 300.00 TRANSACTION FEES AND CHARGES (fee per each unblocking) Courier charge: - abroad - PLN 200.00

- domestic - PLN 50.00 HSBC CONNECT AND SWIFTNET Execution of each payment from account 0.1% of the amount TRANSACTION FEES AND CHARGES within enforcement proceedings or min. PLN 15.00 enforcement proceedings in administration max. PLN 250.00 One Time Set Up Fee Individually negotiated Cash withdrawal / Cash deposit at partnership banks: Monthly Service Usage Fee Individually negotiated - in PLN - 0.5% of the amount, min. PLN 15.00 Per File Process Fee Individually negotiated - other currency - 2% of the amount, min. PLN 15.00 Additional accounts set-up fee Individually negotiated Copy of document / documents (per each PLN 20.00 document) FINANCIAL LIQUIDITY MANAGEMENT CASH POOLING Other services not included in this Price List Individually negotiated TRANSACTION FEES AND CHARGES SWIFT charges (per each SWIFT) PLN 10.00 Single set-up fee Individually negotiated

OVERDRAFTS / LOANS Monthly fee (per account) Individually negotiated TRANSACTION FEES AND CHARGES Single closing fee Individually negotiated As per individual arrangements Individually negotiated

Adding / removing sub account Individually negotiated IMPORT LOAN

TRANSACTION FEES AND CHARGES SWEEPING

TRANSACTION FEES AND CHARGES Tranche disbursement PLN 200.00

0.2% of repaid amount, Single set-up fee PLN 200.00 Tranche premature repayment min. PLN 200.00

Monthly fee (per account) PLN 25.00 Credit margin Individually negotiated

FUNDS CONSOLIDATION IMPORT DOCUMENTARY CREDITS (DC)

TRANSACTION FEES AND CHARGES TRANSACTION FEES AND CHARGES

Single set-up fee PLN 200.00 Pre-advice PLN 70.00 Monthly fee (per account) PLN 25.00 Processing the application sent via HSBCnet Free of charge

DIRECT DEBIT Processing the application sent in paper PLN 200.00 TRANSACTION FEES AND CHARGES version 0.35% of DC amount, min. PLN Single set-up fee PLN 200.00 Issuance of import DC 200.00 for each quarter or part thereof Execution of direct debit instruction Standard payment fee 0.35% of DC amount, min. PLN - set-up (per each set-up) - PLN 10.00 Amendment (increase in value or extension of 200.00 for each quarter or part - amendment (per each amendment) - PLN 10.00 expiry date) thereof - sending single direct debit to execution - PLN 1.00 Other amendment PLN 150.00 Cancellation of direct debit instruction (per each 0.2% of documents amount PLN 10.00 Deferred payment cancellation) monthly, min. PLN 200.00 0.2% of documents amount, min. Documents examination / payment PLN 200.00

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IMPORT DOCUMENTARY CREDITS (DC) - GUARANTEES RECEIVED CONTINUATION TRANSACTION FEES AND CHARGES TRANSACTION FEES AND CHARGES Advising / amendment advising PLN 200.00 Discrepant documents presentation PLN 300.00 (beneficiary cost) Claim processing (no-obligation documents passing to issuing bank and reconciliation of PLN 400.00 Assignment of documents issued to the Bank’s PLN 200.00 received amounts) name

Annulment of DC before expiry date PLN 100.00 IMPORT DOCUMENTARY COLLECTIONS TRANSACTION FEES AND CHARGES Preparation or consultation of a DC draft PLN 400.00 Advising to non-client PLN 100.00

EXPORT DOCUMENTARY CREDITS (DC) Documents release without payment PLN 150.00 0.2% of documents amount, TRANSACTION FEES AND CHARGES Documents release against payment or min. PLN 200.00 acceptance Advising PLN 200.00 max. PLN 750.00 Amendment, assignment of documents issued Confirmation (Fee collected up-front as of PLN 200.00 Individually negotiated to the Bank’s name confirmation date) Amendment (increase in value or extension of Bill protest PLN 200.00 + costs Individually negotiated expiry date) - confirmed DC

Other amendment PLN 150.00 EXPORT DOCUMENTARY COLLECTIONS 0.2% of documents amount, min. Negotiation or payment TRANSACTION FEES AND CHARGES PLN 200.00 0.2% of documents amount, Deferred payment - confirmed DC As per confirmation Application and documents handling min. PLN 200.00 Deferred payment - unconfirmed DC PLN 100.00 max. PLN 750.00

Discrepant documents presentation PLN 200.00 Amendment PLN 50.00 From 0.2% of DC amount, min. DC transfer Transfer of amounts received PLN 200.00 to account held in another bank: Assignment of documents issued to the Bank’s PLN 200.00 - in PLN - PLN 30.00 name - other currency - PLN 100.00 Annulment before expiry date PLN 100.00 BILLS DISCOUNTING Passing forward to another bank PLN 500.00 TRANSACTION FEES AND CHARGES Transfer of amounts received to account held in another bank: Set-up fee PLN 200.00 - in PLN - PLN 30.00 - in other currency - PLN 100.00 0.2% of discounting amount, Operational fee min. PLN 200.00 Preparation or consultation of a DC draft PLN 400.00

Discounting of DC: Discounting margin Individually negotiated - operational fee - 0.1% of discounting amount, min. PLN 200.00 FACTORING - discounting margin - individually negotiated - set-up fee - PLN 200.00 TRANSACTION FEES AND CHARGES Domestic with recourse and non-recourse GUARANTEES Individually negotiated factoring TRANSACTION FEES AND CHARGES Export with recourse and nonrecourse factoring Individually negotiated Set-up fee PLN 250.00 for each guarantee Domestic with recourse and non-recourse Individually negotiated 0.75% of guarantee amount, Invoice Discounting Issuance of guarantee min. PLN 400.00 for each Export with recourse and non-recourse Invoice Individually negotiated quarter or part thereof Discounting 0.75% of guarantee amount, Amendment (increase in value or extension of Domestic and export non-recourse factoring min. PLN 400.00 for each Individually negotiated expiry date) based on the Client’s own insurance policy quarter or part thereof Domestic and export non-recourse Invoice Other amendment PLN 200.00 Discounting based on the Client’s own Individually negotiated insurance policy 0.2% of guarantee value, Execution / payment of a claim min. PLN 200.00 max. PLN 1,000.00 Main rules of charging Issuance of guarantee against other bank’s 1. The Bank may charge customers additional charges/fees not listed in Individually negotiated counterguarantee the List of Fees & Charges according to a separate agreement. Negotiating guarantee text with another bank, 2. On the customer’s request, the Bank can carry out different activities min. PLN 300.00 at Client's request from the List of Fees & Charges, but reserves the right to charge. 3. The Bank retains the right to pass on to the customer any costs Issuance of a promesse of a guarantee PLN 200.00 incurred by the Bank as a result of third parties charges (i.e. intermediary bank, couriers, etc.). Annulment of a guarantee or guarantee PLN 200.00 4. The fees and commissions shall be charged irrespective of protest application costs, stamp duties, tax on civil law actions, VAT and other fees required by law.

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