Would You Like Your Child to Go to a Lutheran College?

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9379_TIAA_LuthFlyer 10/16/07 3:14 PM Page 1 WOULD YOU LIKE YOUR CHILD TO GO TO A LUTHERAN COLLEGE? WHY NOT BEGIN SAVING TODAY? 25 Lutheran Colleges have joined Independent 529 Plan to provide opportunities for families to put faith in their children’s future. ENROLL TODAY TO GET THE MOST OUT OF INDEPENDENT 529 PLAN. 9379_TIAA_LuthFlyer 10/16/07 3:14 PM Page 2 SAVING TODAY MAKES COLLEGE AFFORDABLE TOMORROW. These Lutheran colleges and universities realize the importance of saving with Independent 529 Plan. Augsburg College Concordia University Lenoir-Rhyne College Thiel College Minneapolis, MN Mequon, WI Hickory, NC Greenville, PA Augustana College Concordia University Luther College Valparaiso University Rock Island, IL Portland, OR Decorah, IA Valparaiso, IN Augustana College Concordia University Muhlenberg College Wagner College Sioux Falls, SD Seward, NE Allentown, PA Staten Island, NY California Dana College Pacific Lutheran Waldorf College Lutheran University Blair, NE University Forest City, IA Thousand Oaks, CA Tacoma, WA Gettysburg College Wartburg College Capital University Gettysburg, PA St. Olaf College Waverly, IA Columbus, OH Northfield, MN Gustavus Wittenberg University Concordia College Adolphus College Susquehanna Springfield, OH Moorhead, MN Saint Peter, MN University Selinsgrove, PA Concordia University Austin, TX ENROLL TODAY TO GET THE MOST OUT OF INDEPENDENT 529 PLAN. With Independent 529 Plan, you buy tuition now to avoid years of likely tuition inflation — helping families give their children the college education they deserve... more affordably. • Future tuition at less than today’s price* • Over 270† participating private colleges and universities • Options if your child doesn’t go to a member college** • No start-up or maintenance fees, so 100% of your contributions go toward tuition Lutheran Educational Conference of North America (LECNA) invites you to request more information: call 1-877-874-0740, or visit www.i529.org/LECNA. The tax information herein is not intended to be used and cannot be used by any taxpayer for the purpose of avoiding tax penalties. It was written to support the promotion of Independent 529 Plan. Taxpayers should seek advice based on their own particular circumstances from an independent tax advisor. *Participation in Independent 529 Plan does not guarantee admission to any college or university, nor does it affect the admissions process. Each year, each member college offers a discounted rate of at least 0.5% less than its current tuition rates. Discount rate can vary from year to year. **There may be tax consequences associated with these options. Purchasers should read the Disclosure Booklet, including the Enrollment Agreement, carefully before making purchase decisions. Tuition Plan Consortium, LLC is the program sponsor and TIAA-CREF Tuition Financing, Inc. is the program manager. †As of October 2007. C39296.

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