Christian Aid Ministries Annual Report A report of 2018 activities Haiti-Sponsor-A-Child School Program Dear Supporter Friends Many things have changed since the beginning of Christian out and to be the hands and feet of Jesus to those who are Aid Ministries (CAM) in 1981. But several things have re- suffering. Many people know very little about God and His mained very much the same—God’s grace and faithfulness plan of salvation for mankind. But seeing God’s people in ac- and our supporters’ enthusiasm and generosity! tion can be very powerful and draw people to Him. It is often At CAM, we consider ourselves a “channel” and a “servant through tough times that people find the Lord and eternal of the church.” We try to create an awareness of needs and life. No doubt it is far better to lose the temporal but gain the provide ways for supporters to help. It is a wonderful bless- eternal! Thank you for enabling us to take advantage of these ing and a great privilege to labor with each of you to bring unique opportunities. physical and spiritual aid to our suffering world. Only God knows how long we will be able to continue to work It is because of tens of thousands of faithful supporters as freely as we do now. Let us do what we can, while we can! (from all fifty states and many countries) that we are able, For “the night cometh, when no man can work” (John 9:4). by the grace of God, to do what we do. CAM has more than Without God’s blessing and your help, we would not have 50 programs to help meet the many physical and spiritual been able to respond to any of the many needs that came our needs in our world. These programs range from material aid way in 2018. But because you cared and shared, millions of to self-sustainability to literature to discipleship programs. people in 118 countries and territories were touched with the Within the pages of this Annual Report we try to give you love of Christ in one way or another. To them, your support an accurate account of what happened with your support was often an answer to prayer. On their behalf, we say THANK in 2018. YOU! May God receive the honor and the glory. He alone is As 2018 began, we at CAM wondered what needs and worthy! “Thou art worthy, O Lord, to receive glory and hon- opportunities would surface throughout the year. As usual, our and power . . .” (Revelation 4:11). many did. Some—like the huge demand for Bibles and Now he that ministereth seed to the sower both minister Christian literature, and the needs of orphans, widows, “ bread for your food, and multiply your seed sown, and elderly and handicapped—were ongoing. Others—such as increase the fruits of your righteousness; Being enriched in the devastation caused by Hurricane Michael in Florida’s every thing to all bountifulness, which causeth through us panhandle, a tsunami in Indonesia, flooding in India, new thanksgiving to God (2 Corinthians 9:10,11). conflicts in the Middle East, instability in Venezuela, and ” more—were new or unexpected. Natural disasters, wars, famines and other tragedies bring much suffering to millions. As dreadful as these terrible —David N. Troyer, General Director events are, they bring with them an opportunity to reach on behalf of all of us at CAM
2 2018 ANNUAL REPORT Table of Contents
Purpose statement...... 4 “As we have therefore opportunity, Statement of Faith and Practice ...... 5 CAM programs...... 6 let us do good unto all men, Where your support made a difference in 2018 ...... 8 especially unto them who are of Volunteers...... 10 the household of faith.” —Galatians 6:10 New or significant in 2018...... 13
What your gifts provided in 2018 ...... 14
Gifts-That-Grow...... 22
The Disaster Response Services “family”...... 23
2018 hurricane projects...... 24
International Crisis...... 26
War in Yemen...... 28
Billboard Evangelism ...... 29
Bibles-for-the-World...... 30 Helping people help themselves
SALT Microfinance Solutions...... 32
Seed Project...... 33
Family-Self-Support...... 33
Silianie lives in the mountains of Haiti and finds it difficult International-Feed-A-Family...... 34 to support herself. While her children share with her the Monthly sponsorships...... 35 little they have, resources are limited. “The [Help-for-the- Elderly] food parcel is a big help,” Silianie says. Kits and comforters...... 36
Notes from supporters...... 37
To request extra copies of the 2018 Annual Report Biblical Stewardship Services...... 38 for friends, relatives, customers, or employees, use the enclosed response coupon or call Stay informed about CAM projects...... 39 330.893.2428. 2018 Financial Statements...... 40 Editorial/design team: David N. Troyer, Weston Showalter, Wilma Dueck, Lois Miller, Kristi Yoder, CAM program descriptions and updates ...... 48 SuAnn Troyer, Sharon Troyer, Kimberly Miller, CAM locations and affiliates ...... Rebekah Miller, Emily Miller, Matthew Miller, Andrew 55 Schwartz, Leroy Yoder, Heather Miller, Heidi Troyer CAM associates...... 55 CAM desires that supporters give first priority to their local church and its needs and programs, Out of respect for individuals’ privacy, we do not sell or rent our mailing list to before giving to CAM. other groups that wish to use the names and addresses of our supporters.
CHRISTIAN AID MINISTRIES 3 Ukraine
A channel enabling the church to minister to physical and spiritual needs
Nepal around the world Kenya
Purpose Statement: What we do: Christian Aid Ministries was founded in 1981 as a nonprofit, Generous supporters and volunteers make it possible to: tax-exempt 501(c)(3) organization. Our main purpose is to glo- rify God and help enlarge His kingdom: “. . . whatsoever ye do, Distribute food, clothing, medicines, and seeds, mostly to needy do all to the glory of God” (I Corinthians 10:31). orphans and Christian families. CAM strives to be a trustworthy and efficient channel for Amish, Reach out to people in material poverty and help them provide Mennonite, and other conservative Anabaptist groups and indi- for themselves through self-help resources, microloans, savings viduals to minister to physical and spiritual needs around the groups, agricultural programs, and Christ-centered teaching. world. This is in response to the command, “. . . do good unto all men, especially unto them who are of the household of faith” Print and distribute Bibles, Bible story books, and other Christian (Galatians 6:10). Our goal is to connect people who want to help literature to believers and unbelievers around the world. with people who need help. Clean up and rebuild for survivors of natural disasters in the USA. CAM’S main goals in providing aid are: Help victims of war, famine, and natural disasters around the world. Provide alternative places of employment for conscientious To help and encourage God’s people objectors to serve should the U.S. activate a military draft. To help bring the Gospel to a lost and dying world Install Gospel billboards along America’s major highways.
Support church planting efforts in Romania, Haiti, and Liberia.
Operate medical clinics in Haiti and Nicaragua. 4 2018 ANNUAL REPORT Statement of Faith and Practice
GOD minister to the needs of all people. (Mark 16:15; Matthew 28:19, 20; I John 3:17) 1. We believe in one God, eternally existing as Father, Son, and Holy Spirit. (Matthew 14. We believe that the church and state are ordained of God as separate entities in His 28:19; Galatians 4:4-6; Ephesians 2:6, 13-18; I John 5:1-13) divine plan, and that believers should honor rulers and be subject to their authority 2. We believe that Jesus Christ is the Son of God, and that He was conceived of the Holy and pray for them. (Romans 13:1-7; I Peter 2:13-17) Spirit and born of the virgin Mary. (Luke 1:35; Matthew 1:20-25) 15. We believe that the unrepentant, fallen brother or sister shall be excommunicated 3. We believe that the Holy Spirit convicts of sin, effects the New Birth, gives guidance from the body of Christ in the spirit of love, and shall be received back into fellowship in life, empowers for service, and enables perseverance in faith and holiness. upon repentance and amendment of life. (I Corinthians 5:1-13; II Corinthians 6:14) (John 16:7-11, 13) 16. We believe that the church should observe the communion of the Lord’s Supper as CREATION AND HUMAN LIFE a symbol of His broken body and shed blood, in a common union of believers with 4. We believe that in the beginning, God created all things in six 24-hour days and rested Christ and one another. (I Corinthians 10:16-21, 11:23-26) on the seventh day. We believe that God made man in His own image, with a free will, 17. We believe that Christ taught both by example and by commandment that feet- a moral character, and a spiritual nature. (Genesis 1:26-27; Colossians 1:16, 17; John 1:1-13) washing is a symbol of brotherhood, service, and humility, and should be observed 5. We believe that human life is sacred and begins at conception. God forms a human literally. (John 13:3-17) being in the womb as either a genetic male or a genetic female. We believe that God 18. We believe that the holy kiss should be practiced as a symbol of Christian love among disapproves of and forbids any attempt to alter one’s gender. A Christian must not take the believers, brother with brother, and sister with sister. (Romans 16:16; I Peter 5:14) part in any destruction of human life, born or unborn; therefore, we cannot endorse MARRIAGE or allow abortive contraceptives. (Isaiah 44:24; Psalm 139:15; Jeremiah 1:5; Luke 1:44; Luke 19. We believe that marriage is designed by God to be the union of one naturally-born 18:20; Romans 1:26-29, Matthew 19:4) man and one naturally-born woman for life. Therefore, any sexual relationship outside SCRIPTURE this marriage is sin. Furthermore, adultery, fornication, homosexuality, pornography, 6. We believe that the Bible is the divinely inspired Word of God, revealing God and His lesbianism, and any other sexual involvement is condemned by God. (Hebrews 13:4; will, both in the Old and New Testaments. (Luke 1:70; II Timothy 3:16; II Peter 1:20, 21) Mark 10:6-9; Romans 1:24-28; Matthew 5:27-28; I Corinthians 6:9, 10) SIN AND SALVATION CHRISTIAN LIVING 7. We believe that man, through unbelief and disobedience, fell into sin bringing 20. We believe that God has established unique roles of authority for man and woman. depravity and death upon the human race; that man as a sinner is self-centered and Therefore, a man’s head is to be uncovered in praying and prophesying, and the self-willed, unable to redeem himself. (Romans 3:10-18, 23, 5:12) woman’s head is to be veiled, and her hair uncut, signifying their acceptance of God’s 8. We believe that there is one Mediator between God and man, the Man Christ Jesus, order. (I Corinthians 11:1-16) Who shed His blood and died on Calvary to redeem us from sin, was resurrected from 21. We believe that anointing with oil, accompanied by the prayer of faith, is honored the dead, ascended to heaven, and is sitting at the right hand of the Father interceding by God in the restoration of physical health, in accordance to His will. (James 5:14, 15) for us. (John 3:16; Hebrews 9:12-14, 10:12; Colossians 1:20-22) 22. We believe that the personal appearance and lifestyle of Christian men and women 9. We believe that salvation is by grace through faith in Christ—a free gift bestowed should be modest, free from worldly fashion and adornment, maintaining simplicity by God on all who believe in Christ, repent of their sins, are born again, and walk in in all areas of life, living as strangers and pilgrims in this world, seeking a city not made newness of life. (Ephesians 2:8, 9; John 3:3, 5; Romans 6:1-7, 10:9,10) with hands, eternal in the heavens. (Romans 12:1, 2; James 4:4; I John 2:15-17) 10. We believe that those who repent and believe should be baptized with water as a 23. We believe that all human beings bear the image of their Creator, God, and must be symbol of: new birth, baptism of the Spirit, cleansing from sin, commitment to Christ, treated with dignity and respect, showing the love of Jesus in a way that draws all and separation from evil. (Matthew 28:19; Acts 2:38, 10:44-48; I Peter 3:21) men to God. (Galatians 5:14; I John 4:7) THE CHURCH 24. We believe that Christians should live a nonresistant lifestyle, without any acts of 11. We believe that the church is the body of Christ, and that all those who are born again retaliation, demonstrating the love of Christ in our daily walk. (Matthew 5:39-46; John and walk in obedience to the Word of God, constitute the true church of which Christ 18:36; Romans 12:19-21) is the Head. (Ephesians 1:22, 23; Colossians 1:18; I John 1:7; I Timothy 3:15) ETERNITY 12. We believe that God provides the church with the necessary leadership such as bishops, 25. We believe in the second coming of our Lord Jesus Christ, the blessed hope of ministers, evangelists, and deacons, to shepherd the flock, teach the Word, administer believers, and that upon His return He will resurrect the righteous to eternal bliss in the ordinances, and lead the church in the exercise of discipline. (Ephesians 4:11-16) heaven, and the unrighteous to eternal damnation in hell. He will sit on the throne of 13. We believe that Christ commissioned the church to: evangelize the world, make His glory, judging all nations in the last day. (I Thessalonians 4:16, 17; Matthew 25:31-46) disciples of all men and teach them to follow Him in a Biblical walk of life, and to
CHRISTIAN AID MINISTRIES 5 50-plus programs to meet physical and spiritual needs around the world For program descriptions, see pages 48-54
Bibles and Christian Literature Bibles-for-the-World Christian Family Magazines Favorite Stories from the Bible Sponsor-A-Bible-Lesson
Food and Nutrition Adopt-A-Family Help-for-the-Elderly International-Feed-A-Family Milk-for-Many-Mouths Nicaragua-Adopt-A-Family Haiti Save-A-Life
Crisis Projects and Refugee Aid Disaster Response Services Rapid Response Services Search & Rescue Loaves & Fishes Food Kitchen Chaplain Ministry Food-Parcels-for-Syrian-Refugees
Iraq International Crisis
Clothing and Comforters Clothing Bundle Project
Sewing Centers
South Sudan School Egypt-Sponsor-A-Child Haiti-Sponsor-A-Child Jericho Road Program
Sponsor-A-Refugee-Child Haiti
Orphans and Widows Sponsor-an-Orphan Support-A-Widow Support-an-Orphan
India
Helping People Help Themselves Family-Self-Support SALT Microfinance Solutions Savings Groups Microloans Agri-Plus Vocational Schools Haiti Salt & Light (USA) Seed Project
Medicines and Medical Supplies Gifts-That-Grow Hope-for-the-Handicapped Medicines-for-Multitudes La Source Medical Clinic (Haiti) Waslala Medical Clinic (Nicaragua) Nicaragua
Sharing God’s Truth Other All-Nations Bible Translation Christian-Martyrs-Fund Special-Needs-Fund Billboard Evangelism Conservative Anabaptist Warm-A-Family Biblical Discipleship Centers Service Program (CASP) Water-for-the-World Church Planting Grow-A-Tree If you wish to support any of CAM,s Middle East Ministries programs, please see the enclosed Refugee Discipleship Center—Greece response coupon or mail your contribution Project Baby Moses to P.O. Box 360, Berlin, OH 44610. CHRISTIAN AID MINISTRIES 7 Where your support made a difference in 2018 “That men may know that thou, whose name alone is Jehovah, art the most high over all the earth.” —Psalm 83:18
84 65 77
82 72 73 78 59 81 88 70 87 76 60 74 67 63 86 32 85 57 69 75 Europe 80 66 37 62 64 71 61 53 34 51 21 58 40 N. America 83 68 50 90 79 36 49 Asia 48 25 19 43 29 11 31 28 30 33 1 39 22 42 4 45 95 92 52 23 89 Carribean 46 26 38 97 35 93 101 106 102 96 3 5 C. America 104 91 103 41 24 44 100 99 17 54 7 55 98 2 6 118 114 113 47 94 20 105 111 15 16 112 9 14 Africa 27 18 116 S. America 8
109 Australia 10 108 115 13 12 110 56
117 107
8 2018 ANNUAL REPORT 61. Bulgaria Africa 62. Croatia 118 countries and territories 1. Algeria 63. Czech Republic received aid, literature, or teaching. 2. Cameroon 64. Dagestan 3. Chad 65. Finland 4. Egypt 66. France More than 17.5 million people 5. Eritrea 67. Germany were impacted. 6. Ethiopia 68. Greece 7. Ghana 69. Hungary 8. Kenya 70. Ireland 9. Liberia 71. Italy Another 15 million people saw a 10. Mauritius 72. Latvia CAM Gospel billboard each day. (2018 average estimate) 11. Morocco 73. Lithuania 12. Mozambique 74. Luxembourg 13. Namibia 75. Moldova 14. Nigeria 76. Netherlands 15. Sierra Leone 77. Norway 16. Somaliland 78. Poland 17. South Sudan 79. Portugal 18. Tanzania 80. Romania 19. Tunisia 81. Russia 20. Uganda 82. Scotland 83. Spain 84 Asia 84. Sweden 21. Armenia 85. Switzerland 65 22. Bahrain 86. Ukraine 77 23. Bangladesh 87. United Kingdom 24. Cambodia 25. China 82 North America 72 26. India 73 88. Canada 78 27. Indonesia 70 87 59 81 89. Mexico 88 76 28. Iran 90. USA 60 29. Iraq 74 67 63 86 32 30. Israel 85 57 69 75 Central Europe 80 31. Jordan 66 37 62 64 32. Kazakhstan 71 61 America and 53 34 33. Kuwait 51 21 58 40 N. America 83 68 50 34. Kyrgyzstan Caribbean 90 79 35. Laos 91. Aruba 36 49 Asia 48 25 36. Lebanon 92. Bahamas 19 43 29 93. Belize 11 31 28 37. Mongolia 30 33 94. Costa Rica 1 42 39 38. Myanmar 22 39. Nepal 95. Cuba 4 45 95 92 Carribean 52 23 40. North Korea 96. Dominica 89 46 26 38 41. Oman 97. Dominican Republic 97 35 93 101 106 42. Pakistan 98. El Salvador 102 96 3 5 43. Palestinian Territories 99. Grenada C. America 104 91 103 41 24 44 44. Philippines 100. Guatemala 100 99 17 54 101. Haiti 7 55 45. Qatar 98 2 6 102. Honduras 118 114 113 47 46. Saudi Arabia 94 20 47. Socotra 103. Netherlands Antilles 111 16 105 15 48. South Korea 104. Nicaragua 14 112 9 Africa 27 49. Syria 105. Panama 18 50. Tajikistan 106. Puerto Rico 116 S. America 8 51. Turkey 52. United Arab Emirates South America 109 Australia 53. Uzbekistan 107. Argentina 10 108 54. Vietnam 108. Bolivia 115 13 12 55. Yemen 109. Brazil 110. Chile 56 110 Australia 111. Colombia (AND SURROUNDING ISLANDS) 112. Ecuador 117 56. Australia 113. French Guiana 107 114. Guyana Europe 115. Paraguay 57. Austria 116. Peru 58. Azerbaijan 117. Uruguay 59. Belarus 118. Venezuela 60. Belgium
CHRISTIAN AID MINISTRIES 9 Newsletter mailing—Ohio
Thank you, volunteers for your important contributions in 2018! You play a vital role in ministering to millions of suffering people. Volunteers are the backbone of Christian Aid Ministries. They help by: • Stuffing newsletter packets • Canning meat • Working on CASP projects • Restoring and rebuilding houses for storm survivors • Packing food parcels • Providing medical care and distributing aid to Middle East conflict victims • Sorting clothing, and much more!
10 2018 ANNUAL REPORT Foreign field staff—Nicaragua 31,498 Foreign field staff—Kenya CAM volunteers in 2018 290,208 hours of labor This is equal to 139 full-time employees!
Foreign field staff Our 128 American field staff members invest Disaster Response Services—Beaumont, Texas many hours in overseeing CAM programs and distributing aid. Their work on the front lines in foreign countries is a crucial part of CAM. In addition to volunteers and field staff, we also Volunteers are the backbone of Christian Aid Ministries. appreciate the many hours put in by our staff in They help by: offices, warehouses, and other locations in the USA and Canada. • Stuffing newsletter packets • Canning meat • Working on CASP projects • Restoring and rebuilding houses for storm survivors • Packing food parcels Note: The number of volunteers may include duplicates • Providing medical care and distributing aid to Middle East conflict victims as some helped on more than one project. Volunteer • Sorting clothing, and much more! totals do not include field staff. Hurricane Michael damage in Florida. New or significant in 2018
Disaster Response Services tragedy: A tragic accident in February took the lives of two Disaster Response Services volunteers in Lumberton, North Carolina.
Refugee Discipleship Center—Greece: Staff members moved to Greece in the spring to start a Refugee Discipleship Center.
Liberia Biblical Discipleship Center: After months of planning and preparing, the first classes were held in January at the new CAM-supported Biblical Discipleship Center in Liberia.
Nicaragua operations temporarily halted: Nicaragua political unrest held up CAM operations for several months.
New program: We launched a new program, Egypt-Sponsor-A-Child, to provide schooling for needy children from Coptic Christian homes.
Devastating hurricane season: Hurricane Michael hit Florida’s panhandle as the third most powerful hurricane in U.S. history. This was only weeks after Hurricane Florence devastated North Carolina.
New frontiers for SALT Microfinance Solutions: We introduced the SALT program in Namibia and Mozambique. Salt & Light was launched to provide financial teaching in the U.S.
New venture for International Crisis: In response to the Venezuela economic crisis, a CAM-funded soup kitchen began serving hot meals to Venezuelan refugees in Colombia.
Yemen crisis escalates: The UN announced that Yemen is facing the worst famine the world has seen in the past century. CAM supporters responded well to a mailing about our Yemen project, enabling us to increase aid to this unimaginably needy place.
CHRISTIAN AID MINISTRIES 13 What your gifts provided in 2018
Romania Haiti Lebanon
On the following pages we have listed as accurately as 2018 HIGHLIGHTS possible the literature and Provided approximately 23.5 million pounds of food, material aid CAM provided medicines, clothing, comforters, seeds, Bibles, Christian literature, and of aid. Excludes building in 2018. The purpose of this other aid. This is equal to about 534 semi loads materials and some self-help items. compilation is to show you, our supporters, how your Supplied 8.7 million Bibles, New Testaments, and Bible story books. gifts were used during the last Provided 2.5 million pounds of clothing, comforters, footwear, and year. In addition to purchased related items. items, this list includes Packaged 122,709 food parcels for needy people in various countries. large quantities of donated Shipped $69,966,503 worth of medicines, vitamins, nutritional items, items. These free goods and medical supplies to 387 medical outlets. significantly increased the of food for victims of Middle East conflicts. value of your cash donations. Supplied 4 million pounds
14 2018 ANNUAL REPORT Christian literature German ...... 1,360 ea . Khmer ...... 5,000 ea . CDs (singing and teaching) Romanian ...... 3,050 ea . English ...... 14,807 ea . Russian ...... 1,400 ea . Romanian ...... 1,400 ea . This is the best gift I Spanish ...... 58,310 ea . have ever received . . . Swahili ...... 1,287 ea . “Thank you from the Ukrainian ...... 1,226 ea . Food bottom of my heart for this precious gift. 102 Favorite Stories from the Bible ―audio Bible recipient Assorted languages ...... 128,601 ea . We are extremely poor ” English ...... 47,081 ea . and we have to rely on Bibles “the food aid that is being Assorted languages ...... 1,828,513 ea . Favorite Stories from the Bible (O.T. stories) —Iraq Amharic ...... 1,860 ea . Assorted languages ...... 45,000 ea . brought in. Bassa ...... 204 ea . Almonds ...... 4,093 lbs . Creole ...... 606 ea . Favorite Stories from the Bible (N.T. stories) Apples ...... ”149 lbs . English ...... 34,988 ea . Assorted languages ...... 45,000 ea . Apples (dried) ...... 14,853 lbs . French ...... 6,600 ea . Baking powder ...... 16 ea . Hindi ...... 350 ea . Bananas ...... 75 lbs . Kissi ...... 150 ea . 25 Favorite Stories from the Bible Beans ...... 891,870 lbs . Klao/Kru ...... 130 ea . Assorted languages ...... 6,078,369 ea . Beans (canned) ...... 170,336 lbs . Kpelle ...... 504 ea . Creole ...... 12,150 ea . Beef ...... 273 lbs . Krahn ...... 55 ea . English ...... 70,566 ea . Biscuits ...... 259 lbs . Other ...... 140 ea . German ...... 150 ea . Bologna ...... 50,951 lbs . Portuguese ...... 1 ea . Khmer ...... 10,000 ea . Bread ...... 298 lbs . Romanian ...... 5,000 ea . Romanian ...... 5,100 ea . Buckwheat ...... 2,160 lbs . Russian ...... 11,575 ea . Russian ...... 5,200 ea . Bulgur ...... 357,139 lbs . Sinhala ...... 800 ea . Spanish ...... 57,001 ea . Butter ...... 1,076 gal . Spanish ...... 4,401 ea . Swahili ...... 6,126 ea . Butter ...... 172 lbs . Tagalog ...... 209 ea . Ukrainian ...... 2,550 ea . Cabbage ...... 9 lbs . Tigrinya ...... 1,230 ea . Cauliflower ...... 253 lbs . Ukrainian ...... 4,500 ea . 29 Favorite Stories from the Bible Cheese ...... 43,557 lbs . Assorted languages ...... 10,801 ea . Chick peas ...... 51,969 lbs . New Testaments English ...... 64,501 ea . Chicken ...... 17,797 lbs . Assorted languages ...... 63,660 ea . Chocolate ...... 455 lbs . Bengali ...... 350 ea . Clementines ...... 105 lbs . English ...... 12,191 ea . Christian Family Magazines Coffee ...... 38 lbs . French ...... 1,040 ea . Seed of Truth/related magazines Coffee creamer ...... 3 lbs . Greek ...... 135 ea . Assorted languages ...... 10,444,666 ea . Cooking oil ...... 144,608 gal . Hindi ...... 200 ea . English ...... 22,812 ea . Corn ...... 23,512 lbs . Krahn ...... 205 ea . Polish ...... 46,300 ea . Corn starch ...... 255 lbs . Russian ...... 40,262 ea . Romanian ...... 1,200,883 ea . Cornflakes ...... 2 lbs . Sinhala ...... 600 ea . Russian ...... 502,600 ea . Cornmeal ...... 71,105 lbs . Spanish ...... 10,000 ea . Couscous ...... 3,074 lbs . Tamil ...... 400 ea . Antorcha de la Verdad (Torch of Truth) Cream of wheat ...... 6,928 lbs . Vai ...... 292 ea . Cucumbers ...... 230 lbs . English ...... 104,647 ea . Custard powder ...... 250 lbs . Haitian Creole ...... 103,134 ea . Eggplant ...... 282 lbs . Scripture portions Spanish ...... 1,667,733 ea . Assorted languages . . . . . 80,000 ea . Spanish Eggs ...... 2,930 doz . 100,000 ea . Falafel ...... 705 lbs . Assorted Christian literature Fish ...... 163 lbs . Christian tracts and booklets Fish (canned) ...... 61,370 ea . Audio Bibles Fish (canned) ...... 28,985 lbs . Assorted languages ...... 16,977 ea . Armenian Assorted languages ...... 300,000 ea . Flour ...... 2,056,989 lbs . 350 ea . English ...... 91,379 ea . Freekeh (wheat cereal) ...... 4,671 lbs . English ...... 115 ea . English ...... 462 bxs . Garlic ...... 114 lbs . Romanian ...... 1,516 ea . Grapes ...... 38 lbs . Spanish ...... 106 ea . Audio New Testaments Guava ...... 29 lbs . Assorted languages ...... 17 ea . Halawa ...... 14,828 lbs . Books Ham ...... 4,699 lbs . Bible story books Assorted languages ...... 90,000 ea . Honey ...... 59 gal . Bassa ...... 539 ea . Hummus ...... 21,137 lbs . 101 Favorite Stories from the Bible Creole ...... 20,825 ea . Jam ...... 26,483 lbs . Assorted languages ...... 18,002 ea . English ...... 6,759 ea . Jell-O ...... 2 lbs . Creole ...... 3,066 ea . Romanian ...... 86,366 ea . Juice ...... 10 gal . English ...... 6,118 ea . Spanish ...... 2 ea . Kohlrabi ...... 9 lbs . Ukrainian ...... 314 ea . Lemons ...... 195 lbs .
CHRISTIAN AID MINISTRIES 15 The family of this refugee child in Turkey received aid through CAM,s Middle East Refugee Crisis project. Highlights since 1997 CAM published its first Annual Report in 1997. For Stoves 5,857 interest’s sake, here are totals of a few items we provided with your support from 1997-2018. Comforters 518,396 Clothing 39,431,950 pounds Rice 52,416,286 pounds Wheelchairs 8,026 Flour 16,536,667 pounds Hygiene kits Cans of meat from our cannery 238,782 8,704,008 Weight of aid Bibles 13,505,626 349 million pounds Miles traveled to distribute aid and New Testaments 2,872,761 administer programs 17.6 million Bible story books 39,945,631 Volunteer worker hours 4.2 million
16 2018 ANNUAL REPORT Lentils ...... 274,164 lbs . Bottles ...... 245,940 ea . Lettuce ...... 1 lbs . With the cost of Capsules ...... 6,379,526 ea . Lunch meat ...... 5,951 lbs . firewood skyrocketing Gallons ...... 108 ea . Maize ...... 86,308 lbs . Packets ...... 154,517 ea . Maize flour ...... 32,529 ea . “in Romania, alternative Tablets ...... 10,026,369 ea . Margarine ...... 19,284 lbs . heating options like the Tubes ...... 104,362 ea . Meals for Gazan families ...... 46,085 lbs . comforters are going to Meat ...... 456,241 lbs . Purchased medicines Meat (canned) ...... 285,918 cans be just as important Assorted ...... $27,355 Meat spread ...... 199,522 ea . as ever. Milk ...... 38,766 gal . —CAM staff member in Romania Molokhiya (leafy vegetable) ...... 44 lbs . Nuts ...... 5 lbs . Infant sleepers ...... ”. . . . 3,051 ea . Medical supplies Oatmeal ...... 1,910 lbs . Onesies ...... 4,404 ea . Accessories ...... 1,860 ea . Okra ...... 22 lbs . Pants ...... 300 ea . Assorted ...... 1,197,716 ea . Olives ...... 44,819 lbs . Pillows ...... 460 ea . Assorted ...... 1,192 lbs . Onions ...... 8,706 lbs . Shirts ...... 300 ea . Bottles ...... 625 ea . Oranges ...... 194 lbs . Shoes ...... 193,610 lbs . Boxes ...... 83 ea . Pasta ...... 224,430 lbs . Shoes ...... 85,983 pairs Equipment ...... 31 ea . Peaches ...... 68 lbs . Socks ...... 1,874 ea . Kits ...... 34 ea . Pears ...... 2 lbs . Sweaters ...... 82 ea . Peas ...... 23,401 lbs . Packs ...... 24,983 ea . Peas and Carrots (canned) ...... 881 lbs . Rolls ...... 1,207 ea . Peppers ...... 49 lbs . Tools ...... 5,217 ea . Pickles ...... 186 lbs . Supplements Potatoes ...... 20,806 lbs . Powdered milk ...... 65,490 lbs . Vitamins and herbs Supplies for the handicapped Radishes ...... 10 lbs . Assorted ...... 2,320,164 ea . Raisins ...... 8,364 lbs . Bottles ...... 13,847 btls . Canes ...... 235 ea . Rice ...... 2,351,006 lbs . Capsules ...... 1,223,146 ea . Commode chairs ...... 103 ea . Salt ...... 85,446 lbs . Gallons ...... 47 ea . Crutches ...... 782 pairs Sausage ...... 90 lbs . Packets ...... 62,120 ea . Hand crank carts for handicapped ...... 11 ea . Sesame sweet bar ...... 15,177 lbs . Tablets ...... 500,000 ea . Prosthetic leg ...... 1 ea . Soup mix ...... 2,800 ea . Tubes ...... 822 ea . Walkers ...... 596 ea . Soup mix (dried) ...... 70,033 lbs . Wheelchairs ...... 220 ea . Soup mix (vegetable) ...... 236,975 pks . Wheelchair parts ...... 309 ea . Spices (assorted) ...... 33,724 lbs . Nutritional items Assorted ...... 206,588 ea . Spinach ...... 39 lbs . Assorted ...... 2,724 lbs . Sugar ...... 694,079 lbs . Bottles ...... 45,799 ea . Tahini ...... 10,838 lbs . Hygiene and personal care Cans ...... 22,544 ea . Tamarind ...... 102 lbs . Packs ...... 54,580 ea . Absorbant pads ...... 30,323 ea . Tea ...... 25,919 lbs . Adult briefs ...... 470,951 ea . Tomato paste ...... 62,648 lbs . Baby bath ...... 220 btls . Tomatoes ...... 5,808 lbs . Baby lotion ...... 114 btls . Tuna ...... 6,303 lbs . Medicines Baby powder ...... 113 btls . Vanilla ...... 1 lbs . Bath sponge ...... 123 ea . Vegetables (assorted) ...... 196 lbs . Bed pads ...... 1,800 ea . Vinegar ...... 2 gal . I pray that the good Lord Body oil ...... 10,634 ea . Water ...... 77 gal . will reward those who Cleaning liquids ...... 717 btls . Watermelon ...... 126 lbs . “sent such good treatment ...... Wheat ...... 314,786 lbs . Cleaning powders 24 bxs ...... Yeast ...... 21,253 lbs . to our area. Combs 27,448 ea . — Yogurt ...... 768 lbs . Medicine recipient, Romania Conditioner ...... 8 btls . Zucchini ...... 204 lbs . Deodorant ...... 19,060 ea . Prescription medicines ” Diapers ...... 2,266,597 ea . Assorted ...... 137,887 ea . Fabric softener ...... 12 btls . Clothing and bedding Bottles ...... 349,617 ea . Feminine napkins ...... 132 ea . Capsules ...... 444,420 ea . Feminine wash ...... 15,526 btls . Hairbrushes ...... 29 ea . Baby caps ...... 1,915 ea . Gallons ...... 30 ea . Hand sanitizer ...... 227 btls . Bed sheets ...... 147 ea . Kits ...... 2,893 ea . Hand wipes ...... 537 ea . Bedding/towels ...... 175,283 lbs . Packets ...... 36,120 ea . Health kits ...... 500 kits Blankets ...... 8,038 ea . Packs ...... 2,342 ea . Laundry soap ...... 3,528 pks . Clothing ...... 1,788,738 lbs . Tablets ...... 7,742,979 ea . Laundry soap ...... 101,146 lbs . Clothing sets for orphans ...... 1,522 sets Tubes ...... 77,388 ea . Laundry soap ...... 13 bxs . Comforters ...... 55,594 ea . Vials ...... 231,796 ea . Nail clippers ...... 19,029 ea . Dresses ...... 417 ea . Pads ...... 39,050 ea . Non-prescription medicines Personal care items (assorted) ...... 549 ea . Assorted items ...... 1,440,950 ea . Personal care items (assorted) ...... 396 lbs .
CHRISTIAN AID MINISTRIES 17 Robb ointment ...... 1,900 ea . Excavator ...... 1 ea . Sanitary napkins ...... 45,622 ea . Sewing supplies Fabric shop ...... 2 ea . Shampoo ...... 2,060 gal . Farm equipment ...... 3 ea . Shampoo ...... 28,399 btls . Comfort tops ...... 1,249 ea . Farmland ...... 14 acres Shampoo ...... 1,511 lbs . Fabric ...... 1,173 yds . Fertilizer ...... 132,270 lbs . Shaving blades ...... 211 pks . Fabric ...... 85,321 lbs . Fertilizer business ...... 1 ea . Shaving cream ...... 21 btls . Quilt batting ...... 218 rolls Files ...... 314 ea . Skin care kits ...... 59 kits Sergers ...... 8 ea . Fishing net sets ...... 1 ea . Soap ...... 1,468 gal . Sewing machines ...... 249 ea . Flour mill ...... 1 ea . Soap ...... 27,365 lbs . Sewing supplies ...... 4,393 lbs . Flour sifters ...... 48 ea . Soap ...... 12,494 btls . Garden tool sets ...... 40 ea . Soap ...... 36,746 ea . Greenhouses ...... 8 ea . Soap ...... 247,958 pks . Seeds Grocery business ...... 28 ea . Soap bars ...... 161,400 ea . Hoe heads ...... 79 lbs . Tissues ...... 24,805 pks . Bean ...... 1,000 pks . Iron ...... 1 ea . Toilet paper (rolls) ...... 29,510 ea . Bean ...... 32,550 lbs . Juice press ...... 1 ea . Toothbrushes and toothpaste ...... 61,918 ea . Bitterball ...... 1,045 pks . Kitchen utensils ...... 16 ea . Towels ...... 23,796 ea . Cabbage ...... 29 pks . Meat grinder and freezer ...... 1 ea . Washcloths ...... 47,210 ea . Careless (leaf vegetable) ...... 166 pks . Mechanic tools ...... 7 ea . Waterguard (water treatment) ...... 11,546 btls . Corn ...... 14,845 lbs . Rain boots ...... 20 ea . Cow pea ...... 1,000 pks . Refrigerator ...... 1 ea . Cucumber ...... 529 pks . Rental house project ...... 1 ea . Kits Eggplant ...... 110 pks . Retail store project ...... 11 ea . Family seed packs ...... 44,971 pks . Thermos (to sell drinks) ...... 3 ea . Children's care packs ...... 372 ea . Garden seeds (assorted) ...... 3,005 lbs . Tire filling stations ...... 2 ea . Classroom kits for Haiti ...... 459 ea . Maize ...... 1,800 pks . Tire pumps ...... 9 ea . Comforter kits ...... 10,474 ea . Okra ...... 971 pks . Tool sets (assorted) ...... 79 ea . Hygiene kits ...... 82,918 ea . Pepper ...... 730 pks . Tractors ...... 3 ea . International school kits ...... 32,034 ea . Plato ...... 1,336 pks . Tricycle (taxi) ...... 3 ea . Layette bundles ...... 21,623 ea . Tomato ...... 145 pks . Tuk Tuk (taxi) ...... 11 ea . New clothing packs ...... 7,284 ea . Watermelon ...... 946 pks . Tuk Tuk (taxi) accessories ...... 1 ea . Student kits for Haiti ...... 11,487 ea . Vegetable processing equipment ...... 1 ea . Teacher kits for Haiti ...... 114 ea . Vegetable shop business ...... 2 ea . Self-help items & projects Welders ...... 2 ea . Wheelbarrows ...... 212 ea . School supplies [The sheep are doing] Animals and Supplies Calculators ...... 444 ea . very well. Two of them Chalk ...... 5,748 bxs . Bee keeping projects ...... 4 ea . “ will be lambing Bee hives ...... 141 ea . Chalkboard erasers ...... 400 ea . Clipboards ...... 1 ea . shortly. Then we will Calves ...... 2 ea . Colored pencils ...... 1,464 ea . make yogurt and cheese Chicks ...... 940 ea . Crayons ...... 4,079 pks . Cows ...... 21 ea . Erasers ...... 4,102 ea . and have milk. Donkeys ...... 2 ea . —sheep recipient in the Middle East Folders ...... 48 ea . Goats ...... 114 ea . Geometric instruments ...... 2,400 sets Horses and wagons ...... 4 ea . ” Horses ...... 2 ea . Markers ...... 13 ea . Notebooks ...... 105,889 ea . (Includes items from Pig farm project ...... 1 ea . Pencil boxes ...... 132 ea . Pigs ...... 50 ea . Gifts & Projects Catalog) Quail project ...... 1 ea . Pencil sharpeners ...... 400 ea . Agricultural tools ...... 7,437 ea . Rabbit project ...... 1 ea . Pens ...... 2,248 ea . Air gun ...... 1 ea . Sheep ...... 42 ea . Brake caliper set ...... 1 ea . I used to be sad. Now I go Candle making project ...... 1 ea . Cargo vehicle ...... 1 ea . to school and I am happy. Chainsaw ...... 1 ea . Heating/cooking supplies “—7-year-old sponsored refugee Chicken grill ...... 1 ea . child in Lebanon Chicken plucking and processing business . . . 1 ea . Coal ...... 13 bags ” Cleaning supplies business ...... 4 ea . Enviro bricks (compressed sawdust) . . . 24,192 ea ...... Pens/Pencils ...... 188,244 ea . Clothing shop business ...... 4 ea . Firewood 780,050 lbs ...... Reams of paper ...... 327 ea . Coffee pots (to sell coffee) ...... 4 ea . Gas burner w/ propane tank 3 ea . Roll call books ...... 131 ea . Construction tools ...... 10 ea . Gas cylinders ...... 569 ea . Rulers ...... 4,526 ea . Cookbooks ...... 2,160 ea . Heaters ...... 662 ea . School books ...... 52,576 ea . Cooking pots/pans/bowls ...... 1,168 ea . Stoves ...... 591 ea . School supplies ...... 59 lbs . Electrical parts business ...... 1 ea . Scissors ...... 14 ea . Engine lift ...... 1 ea . Building materials Spring files ...... 98 ea . Event rental chairs ...... 220 ea . Sticky notes ...... 500 ea . Event rental tables ...... 88 ea . Boards (assorted sizes) ...... 4,413 ea . Event rental tent ...... 1 ea . Bricks ...... 450 truck loads
18 2018 ANNUAL REPORT Caulking ...... 29 cans Air mattresses ...... 62 ea . Plastic bags ...... 55,359 ea . Doors ...... 225 ea . Air mattress pumps ...... 8 ea . Plastic bags ...... 3,928 pks . Electrical wire ...... 32 yds . Baby bottles ...... 309 ea . Table ware ...... 850 pks . Gravel ...... 75 truck loads Balloons ...... 500 ea . Plastic wrap ...... 13 pks . Hurricane ties ...... 3,600 ea . Bed frames ...... 69 ea . Rapid Response cleaning buckets ...... 432 kits Nails ...... 4,223 lbs . Bicycle ...... 1 ea . Rapid Response first aid/literature kits . . . .1,899 ea . Paint ...... 40 gal . Bottle liners ...... 2,400 ea . Refrigerators ...... 2 ea . Rake trim ...... 2,200 ea . Buckets ...... 2,545 ea . Ropes ...... 12 ea . Rebar ...... 150 ea . Cell phone chargers ...... 166 ea . Rubber pants ...... 3,029 ea . Ridge caps ...... 375 ea . Charging boards ...... 32 ea . Safety pins ...... 55,764 ea . Roofing metal sheets ...... 15,429 ea . Cleaning brushes ...... 5,002 ea . Shoe polish ...... 2,230 ea . Sand ...... 75 truck loads Cleaning cloths ...... 8,044 ea . Sink squeegees ...... 2 ea . Screws ...... 288 lbs . Cleaning cloths ...... 62 pks . Sponges ...... 1,997 ea . Screws ...... 401 bxs . Diaper bags ...... 496 ea . Spray bottles ...... 2,000 ea . Screws ...... 225,000 ea . Emergency blankets ...... 24 ea . Water bottles ...... 469 ea . Sealant ...... 79 cans Fans ...... 467 ea . Water filters for Gaza ...... 94 ea . Vent bricks ...... 300 ea . Gloves ...... 25 pks . Water tanks for Gaza ...... 94 ea . Vent caps ...... 75 ea . Hand warmers ...... 9 pks . Vent pipes ...... 75 ea . Handkerchiefs ...... 21,700 ea . Windows ...... 750 ea . Insect killer ...... 56 btls . Wire mesh ...... 75 ea . Knee highs ...... 1,200 ea . Wood preservative ...... 198 gal . Mats ...... 603 ea . Mattresses ...... 1,588 ea . Misc. Mosquito nets ...... 900 ea . Mosquito spray ...... 1 btl . Air freshener ...... 20 btls . Paper towels ...... 5 pks .
253 sea containers shipped in 2018 to Bangladesh, Belarus, Haiti, Iraq, Israel, Jordan, Lebanon, Liberia, Moldova, Nicaragua, North Korea, Puerto Rico, Romania, South Sudan, Syria, Tajikistan, Ukraine, Venezuela, and Yemen.
In addition to these containers that were shipped, the equivalent of 281 semi loads of aid and literature was acquired and distributed at CAM field locations.
1,466,853 miles traveled to deliver aid and administer its distribution to the needy in Liberia, Haiti, Kenya, Nicaragua, Romania, Moldova, Ukraine, and Israel.
Liberia
CHRISTIAN AID MINISTRIES 19 Yemen
Other projects funded by CAM While the items listed on page 15-19 cover what was distributed by CAM through a number of our programs, the im- pact of various other programs/projects is not captured in this list. Your contributions also helped fund the following:
International-Sponsor-A-Student: Support for Christian schools in Liberia All-Nations Bible Translation: Bible translation for unreached people groups Jericho Road Program: Reaches out to Gypsies and street children in Suce- Biblical Discipleship Centers: Teaching seminars for national pastors in ava, Romania Haiti, Nicaragua, and Liberia Project Baby Moses: Rescues precious babies from abortion Billboard Evangelism: Gospel messages to point America to God Refugee Discipleship Center—Greece: Bible teaching for refugees Christian-Martyrs-Fund: Support for disabled pastors/Christian workers and their families in China, Vietnam, the former Soviet Union, the Middle East, and SALT Microfinance Solutions: Small loans, savings groups, and teaching to other locations help impoverished people toward sustainability Church Planting: Supports church plants in Romania, Liberia, and Haiti Special-Needs-Fund: Helping needy families (in various countries) in emergency situations such as house fires and medical needs Conservative Anabaptist Service Program (CASP): Provides an alternative in case of a military draft Sponsor-A-Bible-Lesson: Bible correspondence lessons for Romania and Liberia Disaster Response/Rapid Response: Responds to disasters and crises in the U .S . through rebuilding, cleanup, Search & Rescue, Loaves & Fishes Food Kitchen, Sponsor-A-Refugee-Child: Schooling for Syrian refugee children and Chaplain Ministry Support-An-Orphan: Support for Strong Tower Children's Home in El Egypt-Sponsor-A-Child: Schooling for children from needy Coptic Christian Salvador homes Warm-A-Family: In addition to the heating items listed, your support also Family-Self-Support La Source Project: Self-help development, agricultural provided funds for utilities, etc . experimentation, and reforestation in La Source, Haiti Water-for-the-World: Clean water for various needy countries
For financial details on these programs, see page 42. 20 2018 ANNUAL REPORT “Let all the earth fear the LORD: let all the inhabitants of the world stand in
awe of him.” —Psalm 33:8
Rohingya Refugee Crisis: These young Rohingya refugee children wait for a medical consultation in a camp in Bangladesh. The little girl has been extremely sick several times since our clinic opened there. Thanks to supporters’ funds, she has been able to get the medical help she needs.
CHRISTIAN AID MINISTRIES 21 Jamesley was severely malnourished when his mother brought him to a rescue center in Haiti. His mother had already lost two children and was desperate to help Jamesley. Thanks to the emergency help from the clinic and nutritional drinks from CAM, Jamesley was given the chance to live and is now well on his way to recovery.
$1 contribution = $150 worth of valuable items for needy people
When you donate to the Gifts-That-Grow program, your gift “grows.” Here’s how. Companies and individuals in the USA donate a lot of products to CAM, so the basic costs are the procurement and shipping fees to bring the items to our warehouse in Pennsylvania. Because the products are free and their value far exceeds the costs, each dollar donated to this program helps CAM procure $150 worth of items. Since many of the Gifts-That-Grow items are medicines or nutritional products, they give malnourished and sick children a chance at life. God bless you for sharing!
In 2018, your contributions helped CAM acquire $88 million worth of nutritional supplements, medicines, wheelchairs, footwear, and other items.
22 2018 ANNUAL REPORT The Disaster Response Services “family” Our Disaster Response Services (DRS) program provides relief in the wake of disasters in the United States. Disaster Response Services ministers through the following programs:
Disaster Response Services rebuilding: Restoring hope Rapid Response Services: Early response to clean up for disaster survivors by rebuilding and repairing homes. after tornadoes, floods, hurricanes, wildfires, or other disasters. Loaves & Fishes Food Kitchen: Feeding and encouraging survivors whose lives have been shattered. Chaplain Ministry: Ministering to the distraught by Search & Rescue: Finding and rescuing lost and missing offering help and hope through Jesus. persons.
Disaster Response Services rebuilding Rapid Response cleanup in in Puerto Rico “To the ones who gave me Mountainburg, Arkansas my life back . . . now I have my home for Christmas another year. Thanks to you all. God bless you.” —DRS recipient in Baton Rouge, LA
Search & Rescue incident at Glendale Loaves & Fishes Food Kitchen in Lake, Pennsylvania Chaplain Ministry worker in Florida Lumberton, North Carolina In 2018 Rapid Response worked in 42 disaster areas in the U.S. Search & Rescue responded to 69 incidents. 1,341 DRS volunteers restored or rebuilt 265 homes in disaster areas. The Loaves & Fishes Food Kitchen served 44,762 hot meals. Learn more about Disaster Response Services on page 48.
CHRISTIAN AID MINISTRIES 23 Disaster Response Services 2018 HURRICANE PROJECTS
Hurricane Florence Hurricane Florence made landfall on the North Carolina coast on September 14 as a category 1 storm. The storm moved slowly across the Carolinas, and caused severe damage by widespread flooding. One area of North Carolina received 34 inches of rain, breaking the all-time record for the state. Hurricane Michael Scarcely a month after Hurricane Florence brought its devastation, our attention turned to the Florida panhandle. Another storm was brewing, much more severe in its intensity. The © Google earth extreme winds of Hurricane Michael caught many by surprise when it made landfall in Florida on October 10 as a category 4 storm. It is the strongest hurricane on record to hit Florida’s panhandle and the third strongest hurricane to make landfall in the continental U.S.
Michael and Florence response 1,187 volunteers responded. 70 Hurricane Florence survivors rescued by our Search & Rescue teams. 1,031 properties or homes cleaned up by Rapid Response volunteers. 44,762 meals served by Loaves & Fishes Food Kitchen. Rebuilding projects are ongoing in North Carolina and Florida.
© NOAA
“I have had to work alone in my house, after three trees fell on it, to get the trees off my roof, and to get the wet drywall and insulation out before mold set in. To have someone come and offer what turned out to be extremely competent and capable help was a godsend. Thank you from the bottom of my heart.” —Hurricane Michael cleanup recipient
24 2018 ANNUAL REPORT Conservative Anabaptist Service Program (CASP)
CASP provides alternative places of employment for conscientious objectors to serve should there be a military draft. These projects are reported to the U.S. Selective Service System. Each year, service- age Amish and Mennonite men work on CASP pilot projects Mexico Beach, Florida, before and just as if there were a draft. The after Hurricane Michael projects frequently include disaster rebuilding or forestry work. 18 pilot projects in 2018 185 alternative service workers 25,672 hours
Learn more about CASP on page 48.
CASP project in West Virginia
Hurricane Michael cleanup in Florida International Crisis 2018 projects
“We are like trees, and the Gaza Conflict Christians have been watering Ongoing conflict continues us to help us survive. We really to bring misery to needy appreciate the support we have Gazans. CAM provided food parcels and other aid. Dominica Hurricane been receiving.” —food recipient in Gaza CAM contacts provided canned chicken, clothing, and Bible story books for people affected by Hurricane Maria.
Nigeria Boko Haram Crisis CAM provided seeds and fertilizer for victims of the Islamic terrorist group Boko Haram.
Venezuela Economic Crisis Africa Famine Ecuador Earthquake The economic and political UGANDA . SOUTH SUDAN . KENYA situation continues to rapidly CAM provided aid, shelter, and self- 2018 marked the end of deteriorate. CAM provided food help resources for those suffering a multi-year Christian for Venezuelan refugees in from the famine. Bible story books literature distribution Colombia and Christian literature are being distributed to respond to that started after the for spiritually hungry churches in the widespread spiritual famine in 2016 earthquake. Venezuela. this region.
26 2018 ANNUAL REPORT Ukraine Conflict The conflict continues in eastern Ukraine. We provided food, literature, firewood, and clothing to those affected by the war.
India Flood Parts of India experienced the worst Nepal Earthquake flooding in a century, Rebuilding for victims with more than 320 of the 2015 earthquake people killed. CAM was completed. provided mattresses, blankets, and other aid.
Middle East Refugee Crisis Bangladesh Rohingya Refugee Crisis SYRIA . IRAQ . JORDAN . CAM provided medical care through a clinic in . LEBANON TURKEY a Rohingya refugee camp in Bangladesh. This CAM provided food, water, hygiene is the largest refugee camp in the world. kits, medical care, and other aid for those displaced by conflict.
Vietnam Flood A massive flood destroyed thousands of homes. CAM provided food and Christian War in Yemen literature for suffering families. We continue to provide large amounts of food and other aid to suffer- ing Yeminis. Generous support enabled us to Laos Flood increase the amount of Flooding from a tropical aid in 2018. storm wiped out numerous villages. We Kenya Flood provided food, school We provided food and other kits, and emergency aid. relief for Kenyans who were displaced because of heavy flooding. Indonesia Tsunami Thousands were killed when an earthquake and tsunami struck Sulawesi, Indonesia, in September. We responded with food relief.
CHRISTIAN AID MINISTRIES 27 War in Yemen Since 2015, airstrikes, destruction, and blockades have left Meet a few recipients of CAM aid: more than eight million Yemenis on the brink of starvation Ahlam and her two children hadn’t eaten for two and thousands displaced from their homes. Over 80 days. When our contacts gave her some food, Ahlam percent of the country’s nearly 27 million people are in exclaimed, “Now I can eat . . . I pray that you will dire need of food, medicine, water, and shelter. According never have the experience of going hungry.” to the United Nations, this is currently the world’s worst humanitarian crisis. Ali’s desperation sent him to the neighborhood Through your generous support, CAM has been able garbage dump in search of food for his family. With to provide large amounts of food, water, hygiene kits, no job and hardly anything to call his own, the aid and other essential items to encourage those who are he received through CAM brought a touch of relief to experiencing hate and violence. his miserable situation. Provided in 2018: 1.2 million pounds of food 11,724 hygiene kits 70 rainwater collection systems
“You saved us from a slow death, as most of my family members suffer diseases caused by consuming only one type of food for a long time. Thank you!” —aid recipient in Yemen
28 2018 ANNUAL REPORT Billboard Evangelism More than 1,000 Gospel messages across the U.S.
Bayonne, New Jersey
Millions of travelers and commuters see a CAM Gospel message each day. Their quiet time on the road is impacted with a powerful wake-up call—a message Passersby of truth. We don’t know how long we will have this wonderful opportunity to 15 million a day display Gospel messages in the U.S. The generosity of supporters enables us saw a CAM Gospel billboard. to post messages of truth along America's highways while we still have the (2018 estimate) freedom to do so. A total of 122,155 calls were logged in 2018. Some chose to listen to recorded messages, and others chose to speak to a phone team member. “Every time I see one of your signs, I’m needing a wake-up call from God,” stated one Conversations caller after seeing our billboard, After you die, you will meet God. 93 callers a day spoke to phone team members. (2018 average) Billboard Evangelism purpose statement: “To open their eyes, and to turn them from darkness to light, and from the power of Satan unto God, that they may receive forgiveness of sins . . . ” Acts 26:18
Literature Learn more about Billboard Evangelism on page 48. 1,054 packets were mailed to interested callers. CHRISTIAN AID MINISTRIES 29 Bibles-for-the-World Spreading God’s Word through Bibles, Bible story books, and Bible teaching material
The cry for Bibles rings in our ears and touches our hearts. In many places in the world, it is nearly impossible for a In 2018, your funds believer to acquire a Bible. helped provide: In addition to Bibles, the Bibles-for-the-World program provides huge quantities of Bible story books and doctrinal 1.9 million Bibles. books in parts of the world where these items are scarce. 6.6 million Bible story books. These On behalf of the many people who received these gifts in books introduced Jesus to children and 2018, we say, “Thank you!” adults in various countries.
Liberia Nepal Christian Family Magazines In addition to the Bibles-for-the-World program, our Christian Family Magazines program fills a vital need for Bible teaching. Although millions of copies of Christian family magazines are distributed each year, the demand and the opportunities are much larger, especially in countries where believers have little or no access to Bibles and Christian literature. 14 million Christian family magazines provided in 2018.
A Romanian woman reads a CAM Seed of Truth magazine.
Nicaragua
A CAM contact in South Sudan teaches children and adults from 101 Favorite Stories from the Bible. Helping People Help Themselves
Bomkin from Bangladesh used several loans from SALT Microfinance Solutions a SALT savings group to purchase bamboo and other supplies for a basket weaving business. He earns savings groups an income of about $4.87 USD per day. Bomkin is a microloans hard worker and has been faithfully repaying his loans. agri-plus
vocational schools
salt & light (USA)
Our two main objectives: ✓ Help people discover ways to provide for their families ✓ Pattern and teach a Biblical way of life
Learn more about SALT Microfinance Solutions on page 52.
2018 HIGHLIGHTS The number of SALT clients grew to 35,577. SALT started in Namibia and Mozambique. Over 300,000 hours of Biblical teaching was provided at SALT meetings. Agri-Plus farmers in Haiti planted 81 miles of vetiver grass hedges to conserve their soil. The Salt & Light program was launched to provide Bible-based financial teaching here in the U.S. Where does SALT operate?
Ukraine
USA Myanmar Haiti South Sudan Cambodia Honduras Nicaragua Bangladesh Ghana Uganda Nigeria Tanzania
Mozambique Namibia
Other CAM programs that help people help themselves:
Seed Project Family-Self-Support CAM’s Seed Project provides tons of high-quality garden The goal of Family-Self-Support is to help families and crop seeds in various countries each year. Young and develop ways to support themselves so they don’t old alike see the gift of seeds as God’s goodness. The seeds have to depend on material aid from others. The provide work for growing children. Elderly villagers can sell program provides self-help resources such as extra produce for a small income. Widows express gratitude greenhouses, livestock, tools, and farm equipment. for seeds that provide food for the hard winter months. As parents work together with their children, they Thank you, supporters, for sharing God’s goodness through can produce much-needed income for the family. the wonderful gift of seeds. In 2018, Family-Self-Support blessed families in the following places: 34 tons of high quality garden and crop seeds provided in 2018. Haiti • Nicaragua • Liberia • Romania • Moldova Ukraine • Israel • Gaza • Egypt
CHRISTIAN AID MINISTRIES 33 International-Feed-A-Family A 35-pound parcel of food is a huge relief to families who wonder where their next meal will come from. Some families eat only one 13,910 meal a day because it’s all they can afford. Fatherless families, International-Feed-A-Family disabled people, and many others from Liberia, Haiti, and the food parcels provided in 2018. Middle East were encouraged through your support in 2018.
Even though Mon Desir Kob’s feet are crippled, they do not keep him confined to his bed; he “walks” quite well with his hands. This Haitian man is usually upbeat and outgoing. He is a carpenter by trade and makes small wooden chairs to sell to his community. Mon Desir’s work provides a small but inadequate income. He sincerely appreciates the food parcels he receives through the International-Feed-A-Family program.
Augustine, a blind Liberian man, does the best he can to provide for his family. But he is limited in his ability to generate an income. A monthly International- Feed-A-Family food parcel brings relief to Augustine and his family.
34 2018 ANNUAL REPORT Thank you, monthly sponsors! Your faithful monthly support blesses orphans, widows, How to become a monthly sponsor: persecuted Christians, and others in need. The dependable Any of CAM’s 50-plus programs can become your donations from more than 20,000 monthly sponsorships personal monthly sponsorship. If you You are starting a monthly sponsorship by using this sheet! If you intend to make a one-time donation, please use our Response Coupon or mail in your donation with a note indicating which program it is for.
Where Needed Most ANY $ (WNM) AMOUNT YES, Adopt-A-Family are extremely valuable to CAM. As this foundation of I intend to give (check a box below) (AAF) $75 month to be used where funds are needed most. each YES, I intend to give Family-Self-Support monthly donations to help (FSSS) ONE-TIME I understand my contributions can be used in sponsor a needy family in Romania, Moldova, YES, I would like to help a family in the Middle East, any CAM program, for general administration, Ukraine, or the Middle East. I understand that $75 Liberia, Romania, Ukraine, or other country become or fundraising expenses. provides a 50-pound or larger parcel of food and self-supporting. My one-time wish to join the effort to meet needs healthcare items. gift will provide a re- $50 monthly source such as land, machinery, sewing machine, cow, $100 monthly $75 monthly for 1 family horse and wagon, tools, greenhouse, or fishing nets. $250 monthly $______monthly (any amount) $150 monthly for 2 families $500 I prefer to give for one year at a time (12 months). $1,000 $1,500 $375 monthly for 5 families $2,500 $______x 12 = $______total $5,000 Other $______ $______monthly for ______families You will receive a donation reminder when your year is up For a sponsorship of $1,000 or more, you will . I prefer to give for one year at a time (12 months). brief information about the family you sponsored,receive support increases, we are able to expand our programs $______x 12 = $______total along with a description of the aid they received. SALT Microfinance Solutions ANY $ You will receive a donation reminder when your year is up NOTE: This sponsorship is covered with a Sustainable solutions for the working poor (ML) AMOUNT . instead of with monthly donations. one-time donation Check here if you wish to receive food parcel content lists YES, I intend to give m delivery confirmations with your receipts. (Confirmations are and sent onthly donations to help poor families provide for themselves out two to three months after the recipients receive their parcels.) in many countries, see the enclosed through mi- croloans, savings groups, agricultural programs, vocational training, and Christ-centered teaching. Save-A-Life! (SAL) ANY $ YES AMOUNT $50 monthly , I intend to give monthly $100 monthly vide liquid nutrition, infant formula, donations special to help medi pro- $250 monthly $500 monthly cines, and other - potentially life-saving products for $______monthly (any amount) malnourished children and adults. I prefer to give for one year at a time (12 months). $50 monthly to meet more needs. Your committed support helps CAM $______x 12 = $______total $100 monthly You will receive a donation reminder when your yea $250 monthly $500 monthly r is up $1,000 monthly Each sponsor will receive the . quarterly update. SALT Microfinanc $______monthly (any amount) e Solutions I prefer to give for one year at a time (12 months). sponsorship sheet or visit us online at Help-for-the-Elderly $______x 12 = $______total Egypt-Sponsor-A-Child (HFTE) $49 You will receive a donation reminder when your year is up (ESAC) $10 YES, I intend to give monthly Leading children out of illiteracy don . suffering, elderly persons in Romania,ations Ukraine, for YES, I would like to help children from Coptic Moldova, Liberia, Haiti, Nicaragua, and other Christian homes escape the abuse of governmentNEW countries. I understand each $49 provides a schools and learn to read and write in a loving envi 25-pound or larger parcel of food and healthcare ronment. I want to start a monthly sponsorship of the- items, and $10 cash or the equivalent in food items following amount: plan ahead in meeting needs in various countries. where cash is inappropriate. $10 monthly for 1 student $49 monthly for 1 parcel $20 monthly for 2 students $98 monthly for 2 parcels $50 monthly for 5 students $245 monthly for 5 parcels $______monthly for ____students If $______monthly www.christianaidministries.org. (any amount) I prefer to give for one year at a time (12 months). I p refer to give for one year at a time (12 months). $______x 12 = $______total $______x 12 = $______total You will receive a donation reminder when your year is up You will receive a donation reminder when your year is up . Sponsors will receive a photo and some information for each child.. Check here if you wish to receive food parcel delivery confirma tions, or have an assigned person(s). (Confirmations are received- Billboard Evangelism two to three months after the recipients receive t (BBE) ANY $ heir parcels.) $1 gives 1,000 people the opportunity to see a Gospel messageAMOUNT Thousands of people are helped by your sponsorships Bibles-for-the-World AN Y $ YES, I intend to give monthly (BFW) AMOUNT YES, I intend to give donations to help monthly donations reach out through Gospel messages along interstates, provide Bibles, New Testaments, Bibleto story help major highways, and in cities of the U.S. books, Bible correspondence courses, and other $50 monthly $100 monthly for any reason you wish to discontinue Biblical, Anabaptist literature. $500 monthly $1 $50 mo ,000 monthly nthly $100 monthly $2,500 monthly $250 monthly $5,000 monthly $500 monthly $ ______monthly $______monthly (any amount) (any amount) I prefer to give for one year at a time (12 months). I prefer to give for one year at a time (12 months). $______x 12 = $______total $______x 12 = $______total You will receive a donation reminder when your year is up. You will receive a donation reminder when your year is up Each sponsor will receive the Billboard Evangelism quar each month, but there is always a need for more sponsors. . ly update and a phone team member prayer card. your monthly sponsorship, you are An organized, personalized way of giving ter- The needs in our world are endless. not obligated to continue.
Without your help,“ I would be hungry. —Support-A-Widow recipient”
Liberia Gifts of Hope Kits and comforters Thank you, supporters, for the practical gifts of hygiene and school kits, warm comforters, new clothing packs, and layette bundles. These items touch the hearts of thousands who live in poverty.
“I wish you could hear the excited voices of the children as they open their [school kits] to explore the contents. They are happy for new items to use for their studies. It seems a small gesture for all they endured over the past years.”—CAM staff member in Iraq
In 2018 supporters provided: 7,284 new clothing packs for impoverished children. 11,487 student kits for Haiti. 32,034 international school kits for Liberia, Nicaragua, and the Middle East. 82,918 hygiene kits for refugees, disaster victims, and others. 55,594 comforters for needy families, the elderly, and refugees. 21,623 layette bundles for precious infants. 372 children’s care packs for refugee children.
Projects You Can Do CAM can use thousands of kits and comforters each year. If you or your church group would like to help, see our Projects You Can Do catalog for instructions and content lists. Don’t have one? Request it by calling 330.893.2428 or writing to Christian Aid Ministries, P.O. Box 360, Berlin, Ohio 44610.
36 2018 ANNUAL REPORT Dear CAM, For a few months our classroom earned money for neat penmanship. I earned $8.00, and I would like it to go for food for a needy widow.
Notes from supporters
Support from the hurting Other touching notes
I wish for these funds to go to the widows who need I hope this money will help. I’m sorry it isn’t $150 or desperate help. I myself am a young widow with four $1,500 or $15,000. But 13-year-old girls usually don’t “children. The great need [of] these dear ladies speaks have that much money. —with $15 for Middle East Crisis to my heart. —with $3,000 for Support-A-Widow ” Thank you for this opportunity to share God’s Word. I love I am on a wheelchair . . . I was born with Spina Bifida . . . I the Bible. God’s Word is life! —with $5,000 for Bibles hope this money can be a help . . . I am glad for the work you are doing. May God richly bless you. This fall, we were out of electricity 28 hours due to an —with $116 for Hope-for-the-Handicapped ice storm. Suddenly we were out of lights, water, and heat. We couldn’t heat food on our stove. Several hours The enclosed check is a memorial gift for our [teenaged] later our parents brought a generator. I vowed as soon daughter who was killed in a vehicle accident 2 months as possible to send money for clothes and firewood. ago. Because of her great love for animals, we decided —with $169 to give . . . pigs to a family. —with $250 for pigs
CHRISTIAN AID MINISTRIES 37 Biblical Stewardship Services
Did you know you can donate assets such as grain or cattle to support kingdom work? Are you selling your farm or business and need help with capital gains tax issues? Would you like advice on establishing a will or trust?
Our Biblical Stewardship Services department may be able to assist you with the following services:
✓✓ Estate design ✓✓ Advice on wills and trusts ✓✓ Gifting assets and commodities ✓✓ Charitable Gift Annuities ✓✓ Donor Advised Funds ✓✓ Bequests and more!
For more information, contact us at: CAM Foundation, P.O. Box 290, Berlin, OH 44610 330.893.4915 | [email protected]
38 2018 ANNUAL REPORT CAM newsletter A channel enabling the church to minister to physical and spiritual needs around the world
P.O. Box 360, Berlin, OH 44610 330.893.2428 www.christianaidministries.org Issue No. 3 | March 3, 2019 | Published monthly
Support-A-Widow
P.O. Box 360, Berlin, OH 44610 The Heartache of Widows Phone: 330-893-2428 www.christianaidministries.org DISASTER CLEANUP AND REBUILDING IN THE UNITED STATES ndia is filled with women who know all about the of crawling on her hands and knees, begging for something Iheart-wrenching pain of poverty, loss, rejection, and to eat, as many others do. Issue No. 8 | November 2018 | Published semiannually discouragement. They are widows—women who have lost Most leprosy victims have no one to care for them. Or, their husbands to sickness, leprosy, and even persecution. like Sulochana (pictured at bottom left), are abandoned Kanta* and her family lived in a village where Christians by their husbands because of it. While the heartache of were severely persecuted. Because Kanta’s husband was rejection alone is huge, Sulochana has also lost her leg and a pastor, he became a target for influencing people. The all her fingers, forcing her to depend on her neighbors for persecutors told Kanta they would kill her husband if she everything—from cooking to washing her clothes. did not renounce her faith in Christ. Kanta’s husband, firmly But God has not forgotten Sulochana, Aruni, Kanta, and rooted in his Saviour, told her not to do what they asked. other Indian widows. Faithful supporters enable CAM to Enraged, one of the persecutors took an axe and murdered provide these women with a food parcel each month. These Kanta’s husband before her eyes. parcels are monthly reminders that someone cares about The horror of the tragedy was almost unbearable for Kanta. them. Echoing the hearts of many are the words of one She fled the village with her two daughters to seek refuge widow, “I thank, from the bottom of my heart, all those in a city. Here, CAM contacts found Kanta and listened to involved in this program and for making it possible for me Children’s her sorrow. They wept for her loss. Kanta was encouraged to be a part of it. May God bless them more and more.” when they gave her some rice, oil, salt, and other items for “Pure religion and undefiled before God and the Father is this, to HURRICANE FLORENCE Corner her and her fatherless daughters. visit the fatherless and widows in their affliction . . . ” James 1:27 Feb ruar For other women in India, leprosy is the cause of their URRICANE FLORENCE y 20 19 To help widows, widowers, and abandoned wives in various · Pu widowhood. This disease claims the lives of many husbands, Hheavy rain over the Carolinas dumped in September. a deluge Asof blis hed countries, note Support-A-Widow on the enclosed response much as 34 inches of rain fell on some parts of North Qu including Aruni’s. Today, Aruni suffers alone from the same struggling from their losses. They prayed with them art coupon or sponsorship sheet. Carolina, causing widespread flooding. erly dreadful disease. As the leprosy keeps eating at her limbs, she and distributed Bibles and Christian literature. Many residents did not want to leave their homes, but realizes that she may eventually have to suffer the humiliation *Name changed to protect identity. as the water continued to rise, people became desperate Our Rapid Response cleanup teams waited nearly two weeks for the water to subside before they were able to to leave. Our Search & Rescue team helped bring nearly start cleaning out homes. In Trenton, North Carolina, 60 people to safety at one apartment complex. the location of one Rapid Response base, some houses One lady couldn’t leave her house because she was had several feet of water in the second story. unable to walk. The Search & Rescue team took her to safety with their boat. The lady’s cousins, who had Thank you, supporters, for reaching out to people in this storm! Please pray for those who have been staying with her, were finally able to wade out of I thank, from the bottom experienced tremendous loss. of my heart, all those the house now that they knew she was safe. During this rescue, a team member said he noticed involved in this program a child’s Tonka truck in the water. “One thing that and for making it possible struck me was how this affects the security of the for me to be a part of children, not just the adults,” he said. “The children “For thou hast been “ suffer through this as well.” strength to the poor, a strengtha it. May God bless them The first 2-3 weeks after the hurricane, hundreds of more and more. families were left with no place to go to for food. Loaves to the needy in his distress, –widow in India & Fishes Food Kitchen volunteers served around A REFUGE FROM THE STORM, 1,000-1,500 meals per day during this time. Two of our chaplaincy workers ministered to people who were a shadow from the heat, when the blast of the terrible ones is as a ” See inside for Hurricane Michael report storm against the wall.” Isaiah 25:4
1 Stay informed Rodona, a leprosy victim in India ABOUT CAM PROJECTS Do you want to stay in touch with CAM projects around the world? You can sign up for our main newsletter or other mailings about programs and projects that interest you.
CAM main newsletter Our monthly newsletter will keep you up to date with CAM projects around the world. This newsletter includes stories of recipients, colorful photos, periodic children’s stories, and a “news you may have missed” section.
Other updates You will receive these mailings only if you specifically request them, even if you are on our main mailing list.
First Alert! mailings (as needed) Billboard Evangelism Update (quarterly) These notices are sent by first-class mail or email to Includes stories from callers, prayer requests, and inform subscribers of various crisis projects and special information about the spiritual condition of the U.S. opportunities. Children’s Corner newsletter (quarterly) CAM DisasterLink (semiannual) Includes child-friendly stories and projects to expose Find out how God is using CAM’s Disaster Response children to needs and opportunities around the world. and Rapid Response Services to minister to hurting SALT Microfinance Solutions (quarterly) people in the United States. Features SALT client stories from various countries and Biblical Stewardship Services updates on the program. Planner (quarterly) To sign up for any or all of our mailings, see the Provides articles on Christian stewardship, tax-wise response coupon or call us at 330.893.2428. You can also sign up online giving, and ways to channel possessions and assets to at www.christianaidministries.org. support kingdom work.
CHRISTIAN AID MINISTRIES 39 2018 Financial Statements “The silver is mine, and the gold is mine, saith the LORD of hosts.” —Haggai 2:8
Financial accountability 2018 financial statements To be stewards of what belongs to God is a privilege and a CAM’s audited financial statements are on the following pag- great responsibility . As we think about the money and other es . All contributions to CAM are used 100 percent as specified . items you donated in 2018, we are humbled to be entrust- In 2018, general administration and fundraising expenses ed with these gifts . We commit ourselves to openness and were 2 .49 percent of the total income (total income includes accountability as we use sound Biblical standards to admin- cash contributions and wholesale value of donated items) . ister your gifts . Following is an explanation of how CAM allocates expenses:
A few of the steps taken to ensure accountability are: Allocation of expenses a . Costs allocated to programs include all related costs, Open books such as product, preparation, shipping, distribution, and Our financial statements are prepared in accordance with program administration costs .* Generally Accepted Accounting Principles and we willingly b . General administration (non-aid) and fundraising ex- share it with anyone interested . The financial statements are penses come from undesignated funds or those desig- included in this Annual Report which is mailed to our active nated for “Where Needed Most ”. mailing list . It is also available upon request or can be down- loaded from our website . The public is welcome to call with c . When the expenses of a program exceed the contri- any questions they may have about the financial statements butions specified for that program, the balance comes and/or how our finances are handled . from “Where Needed Most ”.
Audited financial statements *Program administration costs include field staff and related USA staff expenses. An independent auditor is hired by our Board of Directors . Our independent audit was done by the accounting firm Payne, White & Schmutz, CPA, PA . The audit is done accord- ing to Auditing Standards generally accepted in the United ADMINISTRATIVE EXPENSES States of America . AS A PERCENT OF INCOME (TOTAL INCOME INCLUDING GIFTS-IN-KIND)
INCOME AND SUPPORT 2.49% general administration and fundraising expenses 62.03% donated items (gifts-in-kind)
36.51% cash contributions ADMINISTRATIVE EXPENSES 1.46% other AS A PERCENT OF INCOME (INCOME WITH CASH CONTRIBUTIONS ONLY)
6.82% general administration and fundraising expenses
40 2018 ANNUAL REPORT Payne, White & Schmutz CERTIFIED PUBLIC ACCOUNTANTS, P.A. MARK A. PAYNE, CPA · JASON S. WHITE, CPA/PFS, CFP, CFE · CHRISTIAN J. SCHMUTZ, CPA, MBA 114 WEST NORTH FIRST STREET · SENECA, SC 29678 MEMBER OF AMERICAN INSTITUTE OF CERTIFIED PUBLIC ACCOUNTANTS TELEPHONE: (864)882-1937 (864)882-0849
Independent Auditor’s Report
The Board of Directors purpose of expressing an opinion on the effectiveness of the entity’s Christian Aid Ministries internal control . Accordingly, we express no such opinion . An audit Berlin, Ohio also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates We have audited the accompanying consolidated financial state- made by management, as well as evaluating the overall presentation ments of Christian Aid Ministries, which comprise the consolidated of the consolidated financial statements . statement of financial position as of December 31, 2018, and the related consolidated statements of activities, functional expenses We believe that the audit evidence we have obtained is sufficient and and cash flows for the year then ended, and the related notes to the appropriate to provide a basis for our audit opinion . consolidated financial statements . Opinion Management’s Responsibility for the Consolidated Financial In our opinion, the consolidated financial statements referred to Statements above present fairly, in all material respects, the financial position of Management is responsible for the preparation and fair presenta- Christian Aid Ministries as of December 31, 2018, and changes in its tion of these consolidated financial statements in accordance with net assets and its cash flows for the year then ended in accordance accounting principles generally accepted in the United States of with accounting principles generally accepted in the United States America; this includes the design, implementation, and mainte- of America . nance of internal control relevant to the preparation and fair pre- Emphasis of Matters sentation of consolidated financial statements that are free from As discussed in note 1 to the consolidated financial statements, material misstatement, whether due to fraud or error . Christian Aid Ministries adopted a new reporting standard that is ap- Auditor’s Responsibility plicable to non-profit organizations in the current year . Our opinion Our responsibility is to express an opinion on these consolidated fi- is not modified with respect to these matters . nancial statements based on our audit . We conducted our audit in Report on Summarized Comparative Information accordance with auditing standards generally accepted in the Unit- We have previously audited Christian Aid Ministries’ December 31, ed States of America . Those standards require that we plan and per- 2017, consolidated financial statements and we expressed an un- form the audit to obtain reasonable assurance about whether the modified audit opinion on those audited consolidated financial consolidated financial statements are free from material misstate- statements in our report dated March 21, 2018 . In our opinion, the ment . summarized comparative information presented herein as of and An audit involves performing procedures to obtain audit evidence for the year ended December 31, 2017, is consistent, in all material about the amounts and disclosures in the consolidated financial respects, with the audited consolidated financial statements from statements . The procedures selected depend on the auditor’s judg- which it has been derived . ment, including the assessment of the risks of material misstatement of the consolidated financial statements, whether due to fraud or er- derived. ror . In making those risk assessments, the auditor considers internal control relevant to the entity’s preparation and fair presentation of the consolidated financial statements in order to design audit pro- Payne, White & Schmutz, CPA, PA cedures that are appropriate in the circumstances, but not for the March 22, 2019
CHRISTIAN AID MINISTRIES 41 CHRISTIAN AID MINISTRIES, CONSOLIDATED STATEMENT OF FINANCIAL POSITION · December 31, 2018, with Comparative Information as of December 31, 2017 2018 2017 2018 2017 Assets: Liabilities: Cash and Cash Equivalents $9,973,862 $11,397,150 Accounts Payable $1,015,768 $1,222,914 Promises to Give 3,251,217 2,642,920 Accrued Expenses 243,885 342,662 Inventory: Planned Giving Program Obligations 441,376 595,799 GIK Items 25,889,925 23,986,055 Notes Payable 101,000 101,000 Purchased Items 3,479,720 3,117,500 Total Liabilities 1,802,029 2,262,375 Investments in Certificates of Deposit 19,824,238 12,373,231 Net Assets: Investments Related to Without Donor Restrictions: Planned Giving Program 368,932 Available for Operations 60,000,679 52,824,963 766,162 Designated for Annuity Reserves 81,420 88,806 Notes Receivable 113,728 115,106 Total Net Assets without Donor Restrictions 60,082,099 52,913,769 Other Assets 627,443 494,282 Net Assets with Donor Restrictions 16,418,631 14,496,989 Future Interest in Real Estate 243,000 243,000 Total Net Assets 76,500,730 67,410,758 Property and Equipment - USA 13,412,265 13,288,889 Total Liabilities and Net Assets $78,302,759 $69,673,133 Property and Equipment - Foreign 12,238,861 11,439,245 Accumulated Depreciation (11,120,432) (10,190,407) Total Assets $78,302,759 $69,673,133
CHRISTIAN AID MINISTRIES, CONSOLIDATED STATEMENT OF ACTIVITIES · For the Year Ended December 31, 2018, with Comparative Information for the Year Ended December 31, 2017 2018 2017 Without Donor With Donor Total Total Restrictions Restrictions Revenue and Support: Contributions $9,972,240 $42,233,253 $52,205,493 $49,916,128 Donated Items (Gifts-in-Kind) 88,698,376 - 88,698,376 79,993,403 Contributed Services 1,923,335 - 1,923,335 2,418,452 TGS Sales, net of Discounts and Cost of Goods Sold 1,115,845 - 1,115,845 1,052,446 Investment Income 253,527 - 253,527 89,831 Other Income 87,518 - 87,518 76,199 Gain on Sale of Assets 56,195 - 56,195 (80,632) Foreign Exchange Gain/(Loss) (7,553) - (7,553) 3,110 Change in Value of Annuities and Trusts (15,133) (206,496) (221,629) 228,319 Total Revenue and Support 102,084,350 42,026,757 144,111,107 133,697,256 Reclassifications: Satisfaction of Program Restrictions 40,105,115 (40,105,115) - - Total Reclassifications 40,105,115 (40,105,115) - - Expenses for Aid Programs: (Amounts Include Cash and GIK Values): International Programs: Gifts-that-Grow/Medicines-for-Multitudes 69,429,851 - 69,429,851 66,098,020 Clothing Bundle Project (includes footwear, comforters and sewing centers) 12,272,656 - 12,272,656 11,004,340 International Crisis Projects: Middle East Crisis 5,572,360 - 5,572,360 3,656,912 Other International Crisis Projects 1,978,372 - 1,978,372 3,177,010 Yemen Crisis 1,575,096 - 1,575,096 1,010,451 Rohingya Refuge Crisis - Bangladesh 441,958 - 441,958 2,728 Bibles-for-the-World 5,996,247 - 5,996,247 6,225,236 Sponsor-an-Orphan Program 3,280,055 - 3,280,055 3,407,855 Family Food Parcel Program (Romania, Moldova, Ukraine, Israel) 3,265,780 - 3,265,780 3,151,693 SALT Microfinance Solutions 2,554,334 - 2,554,334 1,865,587 Christian Family Magazine (Seed of Truth, Antorcha) 2,342,956 - 2,342,956 1,489,077 Kits (School, Comforter, etc .) 1,671,777 - 1,671,777 1,690,929 Support-A-Widow Program 1,255,836 - 1,255,836 1,242,349 Help-For-The-Elderly Program 985,029 - 985,029 1,025,574 Biblical Discipleship Centers 893,774 - 893,774 435,382 International-Feed-A-Family Program 781,902 - 781,902 870,747 Save-A-Life Program 780,197 - 780,197 438,801 Family-Self-Support Program 771,017 - 771,017 685,465 Warm-A-Family Program 555,285 - 555,285 537,733 Special Needs Fund 412,741 - 412,741 334,591 Other Aid 515,644 - 515,644 316,418 Hope-For-The Handicapped Program 334,744 - 334,744 239,177 Christian Martyrs Fund 318,496 - 318,496 324,236 Seed Project 254,664 - 254,664 649,326 Water-For-The-World Program 218,481 - 218,481 181,319 Israel-Middle East Ministries 172,559 - 172,559 208,533 Project Baby Moses 139,743 - 139,743 132,491 Support-an-Orphan Program (Romania, El Salvador) 137,517 - 137,517 134,391 Church Planting 116,086 - 116,086 98,071 All Nations Bible Translation 105,517 - 105,517 105,000 International Sponsor-A-Student 51,996 - 51,996 52,643 Romania and Moldova: Jericho Road Ministries (Romania) 155,617 - 155,617 175,615
42 2018 ANNUAL REPORT 2018 2017 Without Donor With Donor Total Total Restrictions Restrictions Milk-For-Many-Mouths 144,335 - 144,335 128,114 Haiti: Sponsor-A-Child School Program 1,804,702 - 1,804,702 2,073,281 Nicaragua: Family Food Parcel Program 615608 - 615608 730,419 USA Programs: Billboard Evangelism 4,361,567 - 4,361,567 3,976,943 Disaster Response Services/Rapid Response Services 3,988,399 - 3,988,399 3,318,759 Other Programs 85,687 - 85,687 75,387 Reaching Out to America Program 55,384 - 55,384 69,121 Conservative Anabaptist Service Program (CASP) 33,151 - 33,151 39,045 Total Expenses for Aid Programs 130,427,120 - 130,427,120 121,378,769 Excess (Deficit) of Revenue and Support Over Expenses for Aid Programs 11,762,345 1,921,642 13,683,987 12,318,487 Supporting and Other Activities (Non-aid): General and Administrative Expenses 2,254,602 - 2,254,602 2,129,786 Fund Raising Expenses 1,307,380 - 1,307,380 1,313,301 TGS Operating Expenses 1,032,033 - 1,032,033 964,269 Total Supporting Expenses 4,594,015 - 4,594,015 4,407,356 Change in Net Assets 7,168,330 1,921,642 9,089,972 7,911,131 Net Assets, Beginning of Year 52,913,769 14,496,989 67,410,758 59,499,627 Net Assets, End of Year 60,082,099 16,418,631 76,500,730 67,410,758
CHRISTIAN AID MINISTRIES, CONSOLIDATED Statement of Functional Expenses · For the Year Ended December 31, 2018, with Comparative Information for the Year Ended December 31, 2017
2018 2017 General and TGS Operating Ministry Expenses Administrative Fund Raising Expenses Total Total Grants and Assistance $104,276,962 $- $- $7,500 $104,284,462 $97,929,198 Wages 7,093,761 1,119,946 466,483 448,956 9,129,146 7,727,002 Direct Project Costs 8,450,248 - - - 8,450,248 6,128,925 Travel 2,115,717 45,780 58,276 11,880 2,231,653 2,492,861 Contributed Services 1,839,633 4,518 18,739 - 1,862,890 2,368,297 Supplies 982,016 65,583 378,508 37,722 1,463,829 1,938,877 Depreciation 1,173,822 202,443 - 40,067 1,416,332 1,320,351 Shipping 1,338,670 - 237 - 1,338,907 1,339,948 Payroll Taxes 713,960 89,349 37,048 36,367 876,724 987,015 Occupancy 618,634 84,283 4,436 20,387 727,740 465,123 Other Services 374,300 27,151 50,999 206,559 659,009 629,545 Postage and Freight 172,473 61,510 240,680 64,124 538,787 561,007 Professional Fees 119,377 202,593 12,102 9,502 343,574 322,814 Customs Fees 329,615 - - 50 329,665 447,567 Information Technology 132,414 122,539 14,514 193 269,660 182,299 Telephone 160,552 61,666 1,550 519 224,287 226,853 Miscellaneous 90,237 86,925 3,684 1,969 182,815 148,453 Employee Benefits 144,217 6,295 - - 150,512 134,304 Other Taxes 76,542 6,918 - 23,074 106,534 69,997 Meeting Expenses 75,854 21,587 250 - 97,691 65,749 Equipment Maintenance 64,509 28,681 20 - 93,210 87,975 Other Fees 190 1,125 6,525 68,525 76,365 73,899 Bank and Merchant Fees 27,910 9,872 - 19,173 56,955 69,583 Advertising 4,827 - 11,147 29,474 45,448 26,061 Equipment Rental 36,779 815 2,182 - 39,776 13,233 Insurance 13,901 5,023 - 5,992 24,916 29,189 Total Expenses $130,427,120 $2,254,602 $1,307,380 $1,032,033 $135,021,135 $125,786,125
CHRISTIAN AID MINISTRIES, CONSOLIDATED Statement of Cash Flows · For the Year Ended December 31, 2018, with Comparative Information for the Year Ended December 31, 2017
2018 2017 2018 2017 Cash Flows from Operating Activities: Change in Value of Life Estate 24,978 27,571 Change in Net Assets $9,089,972 $7,911,131 Adjustment of Planned Giving Obligations 197,530 (96,252) Adjustments to Reconcile Change in Net Assets (Increase)/Decrease in Promises to Give (608,297) 1,570,722 to Net Cash Provided (Used) by Operating Activities: (Increase)/Decrease in Inventory (2,266,090) (2,550,845) Depreciation 1,416,332 1,320,351 (Increase)/Decrease in Other Assets (152,863) (92,151) Donated Property and Services Capitalized (113,674) (159,153) Increase/(Decrease) in Accounts Payable (207,146) 63,462 (Gain)/Loss on Sale of Assets (56,195) 80,632 Increase/(Decrease) in Accrued Expenses (98,777) (10,925) Realized (Gain)/Loss on Investments (799) (67,671) Net Cash Provided (Used) by Operating Activities 7,333,045 7,975,783 Unrealized (Gain)/Loss on Investments 108,074 (21,089)
CHRISTIAN AID MINISTRIES 43 2018 2017 2018 2017 Cash Flows from Investing Activities: Cash Flows from Financing Activities: Purchase of Property and Equipment (1,784,125) (2,030,261) Payments of Planned Giving Program Obligations (376,931) (64,709) Proceeds from Sale of Capital Assets 564,394 160,395 Net Cash Provided (Used) by Financing Activities (376,931) (64,709) Note Receivable Proceeds Disbursed (3,288) (1,389) Net Increase (Decrease) in Cash and Cash Equivalents (1,423,288) 1,372,293 Payments Received on Notes Receivable 4,669 3,658 Cash and Cash Equivalents, Beginning of Year 11,397,150 10,024,857 (Increase)/Decrease in Planned Giving Programs Assets 372,849 388,741 Cash and Cash Equivalents, End of Year $9,973,862 $11,397,150 Net (Purchases)/Maturities of Certificates of Deposit (7,533,901) (5,059,925) Net Cash Provided (Used) by Investing Activities (8,379,402) (6,538,781)
CHRISTIAN AID MINISTRIES, Notes to Consolidated Financial Statements · For the Year Ended December 31, 2018, with Comparative Information for the Year Ended December 31, 2017
Note 1 - Summary of Significant Accounting Policies: comparing cost to market values at the consolidated statement of financial position date.
General Christian Aid Ministries (CAM) is incorporated as a nonprofit organization under the laws of Other Assets Ohio. Its purpose is to provide a reliable and efficient channel through which the church can Other assets include items such as accounts and interest receivable, prepaid expenses, minister to physical and spiritual needs around the world. microfinance program loans, and other miscellaneous assets.
Basis of Accounting and Presentation Notes Receivable Financial statement presentation follows accounting principles generally accepted in the Notes receivable are carried at the unpaid principal balance. All of CAM’s notes are interest United States of America (GAAP) pertaining to Financial Statements of Nonprofit Organizations. free and are made to an affiliated organization or to foreign nationals who are connected Under Financial Statements of Nonprofit Organizations, CAM is required to report information with CAM’s program activities. Management periodically evaluates the collectability of its regarding its financial position and activities according to two classes of net assets consisting of outstanding notes. When management concludes that a note’s repayment is unlikely, the net assets without donor restrictions and net assets with donor restrictions. note is charged off. Notes receivable are immaterial to CAM’s financial statements.
Principles of Consolidation Property and Equipment The consolidated financial statements include the accounts of CAM and its wholly owned Property and equipment are carried at cost for items purchased and at fair value at the time for-profit subsidiary. TGS International, Inc. (TGS) is a United States based company that of donation for donated items. Depreciation is provided over the estimated useful lives of the sells various products including inspirational books, food commodities, other relief supplies, related assets. Maintenance and repairs are charged to operations when incurred. Renewals and provides freight-forwarding services. Airline ticket services for the general public were and betterments of a nature considered to materially extend the useful lives of the assets discontinued during the current year. Intercompany transactions and account balances have are capitalized. When assets are retired or otherwise disposed of, the assets and related been eliminated. allowances for depreciation and amortization are eliminated from the accounts andany resulting gain or loss is reflected in income. Depreciation is based on the following policies: Use of Estimates The preparation of consolidated financial statements in conformity with generally accepted Description Useful Life Method accounting principles requires management to make estimates and assumptions that affect Buildings and Improvements - USA 10-50 years Straight line the reported amounts of assets and liabilities, and disclosures of contingent assets and Equipment - USA 5-15 years Straight line liabilities at the date of the consolidated financial statements, and the reported amounts of Vehicles - USA 5-7 years Straight line revenues and expenses during the reporting period. Actual results could differ from those Buildings and Improvements - Foreign 10-40 years Straight line estimates. Vehicles and Equipment - Foreign 3-15 years Straight line
Cash and Cash Equivalents Equipment is capitalized when its cost or donated value equals or exceeds $5,000 per unit Cash and cash equivalents consist of cash held in checking and savings accounts and include item. Titled vehicles are capitalized regardless of cost. investments in highly liquid debt instruments with an original maturity of three months or less at the time of purchase. It is CAM’s policy not to treat cash deposits and money market funds held in its investment accounts as cash and cash equivalents. Fair Value Measurements Fair value is defined under GAAP as an exit price, representing the price that wouldbe Promises to Give received to sell an asset or paid to transfer a liability in an orderly transaction between Unconditional promises to give donated goods (Gifts-in-Kind) that are expected to be received market participants at the measurement date. CAM uses market information or assumptions within one year are reported at fair value and according to CAM’s valuation policy for medicines. that participants would use in pricing the asset or liability. GAAP establishes a three-tier fair At December 31, 2018 and 2017, CAM recognized $3,251,217 and $2,642,920, respectively. value hierarchy, which prioritizes the inputs used in measuring fair value. These tier include: Level 1, defined as observable inputs such as quoted prices in active markets; Level 2, defined Inventory as inputs other than quoted prices in active markets that are either directly or indirectly Inventories consist of food, medicines, other supplies, and Christian literature. Inventory is observable; and Level 3, defined as unobservable inputs about which little or no market stated at the lower of cost or net realizable value for items purchased and at the lower of information exists, therefore requiring an entity to develop its own assumptions. fair value as of the date of donation or net realizable value for items donated. Gifts-in-Kind medicines are valued at the lower of the Red Book wholesale acquisition cost (WAC) if listed, Planned Giving Program or 70% of the Red Book average wholesale price (AWP) if WAC is not available, or 70% of CAM has established a charitable gift annuity plan whereby donors may contribute assets reliable online retail pricing if neither WAC nor AWP are available, or net realizable value. in exchange for the right to receive a fixed dollar annual return during their lifetimes. A Gifts-in-Kind inventory totaled $25,889,925 at the end of 2018 and $23,986,055 at the end of portion of the transfer is considered to be a charitable contribution for income tax purposes. 2017. CAM’s Gifts-in-Kind inventory was distributed as follows in 2018 and 2017: $4,108,256 The difference between the amount provided for the gift annuity and the liability for future (2018) and $3,063,929 (2017) were located at U.S. warehouses; $8,553,038 (2018) and payments, determined on an actuarial basis, is recognized as a contribution without donor $9,476,849 (2017) were in-transit to foreign sites; and $13,228,631 (2018) and $11,445,277 restriction at the date of the gift unless the gift portion is restricted. Upon the death of the (2017) were located at CAM’s foreign operational sites. annuitant (or last joint annuitant) income distributions cease.
Investments Planned Giving Program (continued) Investments in equity securities with readily determinable fair values and all debt securities As trustee, CAM administers irrevocable trusts, such as charitable remainder unitrusts and are reported at fair value. All equity investments relate to planned giving programs and charitable remainder annuity trusts. These trusts provide for payment of distributions to gifts of securities from the time of receipt until sold. It is CAM’s policy to promptly liquidate the grantor or other designated beneficiaries. When the income beneficiaries’ interests donated securities. Investment income or loss (including gains and losses on investments, are terminated (upon their death or at the end of a term of years), the trusts provide for interest, and dividends) is included in the change in net assets. the distribution of assets to designated charitable organizations or remaindermen. The portion of the trusts attributable to the legally vested remainder interest of CAM is recorded Realized gains or losses on investments are determined by comparison of specific cost of in the consolidated statement of activities as contributions with donor restrictions in acquisition to proceeds at the time of sale. Unrealized gains or losses are calculated by the year received. Some trusts may contain provisions allowing the donors to designate
44 2018 ANNUAL REPORT remaindermen other than CAM as beneficiaries. Trust liabilities include the present value sufficient detail to constitute a presentation in conformity with GAAP. Accordingly, such of the income interest payable to the trust income beneficiaries and any remainder interest information should be read in conjunction with CAM’s financial statements for theyear not legally vested in CAM. ended December 31, 2017, from which the summarized information is derived.
CAM records planned gift assets at their fair value. Liabilities are recorded at the present Reclassifications value of projected payments, using a 6% or other applicable discount rate, mortality tables, Certain reclassifications have been made to the 2017 amounts to conform to the2018 and other actuarial assumptions. Annuity and trust liabilities are revalued annually. Changes financial statement presentation. in value of annuities and trusts are recorded in the consolidated statement of activities. Foreign Currency Translation and Transactions Net Assets The functional currency of CAM is the U.S. dollar. The financial statements and transactions The consolidated financial statements report amounts separately by class of net assets: of CAM’s foreign operations are generally maintained in the relevant local currency. Where local currencies are used, assets and liabilities are remeasured at the consolidated statement a) Net assets without donor restrictions are those available at the discretion of the of financial position date at the exchange rate in effect at year-end. Income transactions board for use in CAM’s ministries and other functions, and those resources that occur in foreign currencies are translated using the exchange rate on the date of the invested in land, buildings and equipment. transaction. Expense transactions that occur in foreign currencies are translated using the exchange rate on the date that USD funds are exchanged to foreign denominations in order b) Net assets with donor restrictions are those restricted by donors for specific to pay expenses. This exchange rate is deemed to approximate the exchange rate on the date operating purposes or for use in a future reporting period. Also included in of the transactions. Gains and losses from foreign currency translation are included in the this category are net assets subject to donor-imposed restrictions to be held in current year change in net assets. perpetuity such as endowments or irrevocable trusts. Subsequent Events Evaluation Revenue and Support with or without Donor Restrictions Management has evaluated subsequent events through March 22, 2019, which is the date Contributions are recorded with or without donor restrictions depending on the expressed the financial statements were available to be issued. intentions of the donors. Support or revenue is recognized as it is received or as it is earned. New Accounting Standard Adopted Future Interest in Real Estate Recently, the Financial Accounting Standards Board (FASB) issued ASU No. 2016-14 – Not- The future interest in real estate is recorded at fair value on the date of contribution. The for-Profit Entities (Topic 958): Presentation of Financial Statements of Not-for-Profit Entities, donor and donor’s spouse are responsible for utilities, property taxes, liability insurance, and a reporting standard that is applicable to non-profit organizations. This standard became maintenance costs to keep the property in good condition. CAM is responsible for property effective in the current reporting period, and has been adopted by CAM. The main provisions insurance. of this new reporting standard include reducing the classification of net assets from three classes to two classes. Net assets are now reported as either net assets with donor restrictions Donated Items (Gifts-in-Kind) or as net assets without donor restrictions. The standard requires increased disclosures Support arising from donated items has been recognized in the accompanying consolidated regarding CAM’s qualitative and quantitative information regarding how it manages its cash financial statements. The value of the donated items is based on fair value at the time the liquidity. The standard also requires CAM to describe the methods it uses to allocate costs items are received. Gifts-in-Kind medicines are valued at the Red Book wholesale acquisition among program and support functions. cost (WAC) if listed, or 70% of the Red Book average wholesale price (AWP) if WAC is not available, or 70% of reliable online retail pricing if neither WAC nor AWP are available. A recap of the net assets reclassifications driven by the adoption of ASU 2016-14 asof December 31, 2017 is as follows: Contributed Services A substantial number of volunteers have provided various skilled services that enable CAM Amounts under the “As Adjusted” Amounts Reclassifications to carry out its program activities and support functions. Services are determined based on FASB No. 117 Model under ASU No. 2016-14 hours of service donated at the average fair value of comparable services and are reported Net Assets: both as revenue and expense in the period performed. If contributed services are part of a Unrestricted $52,913,769 $(52,913,769) $- capital project, the value of those services is capitalized. The value of contributed services Temporarily Restricted 14,496,989 (14,496,989) - recorded by CAM totaled $1,923,335 in 2018 and $2,418,452 in 2017. $57,523 (2018) Without Donor Restrictions - 52,913,769 52,913,769 and $48,296 (2017) were attributed to capital projects. Non-skilled volunteer labor is not With Donor Restrictions - 14,496,989 14,496,989 included except for capital asset projects. Total Net Assets $67,410,758 $- $67,410,758 Functional Classification of Expenses CAM conducts numerous types of program activities that minister to the physical and Note 2 – Financial Assets and Liquidity Resources: spiritual needs of people throughout the world. Natural expenses attributable to more CAM’s operations are primarily funded by contributions with and without donor restrictions. than one functional expense category are allocated based upon estimated time and effort Those restrictions require that resources be used for specific program activities or in a future of CAM’s employees. Administrative expenses are supporting activities that are not directly period. Therefore, CAM must maintain adequate resources to meet those responsibilities to identifiable with program activities. Fund raising expenses promote the solicitation of its donors and certain financial assets may not be available for general expenditure within support from current and potential donors for its program and administrative activities. one year. As part of its liquidity management, CAM has a policy to structure its financial Administrative and fund raising expenses are funded from net assets without donor assets to be available as general expenditures, liabilities, and other obligations become due. restrictions. When a program’s expenses exceed specific donor funding, the deficit is drawn CAM tries to maintain cash on hand at a minimum of ten weeks of its annual budget. It from net assets without donor restrictions. endeavors to keep about $5,000,000 in its main operating checking account. Excess funds are invested in FDIC insured money market accounts and certificates of deposit with varying Income Taxes maturity dates. Also, the governing board may consider authorizing the borrowing of funds CAM is tax-exempt under Section 501(c) (3) of the Internal Revenue Code. TGS is not tax should it be deemed wise to do so. exempt. Current income tax expense for TGS totaled $19,812 and $19,504 for 2018 and 2017, respectively. CAM has established a cash management program with a local bank. Deposits are transferred to and from a sweep account daily. The sweep account is funded with repurchase CAM has adopted accounting principles related to accounting for uncertainty in income agreements. The repurchase agreements are backed by government securities and are held taxes. CAM’s policy is to record a liability for any tax position taken that is beneficial to CAM, by another financial institution. The bank reserves the right to substitute the collateral including any related interest and penalties, when it is more likely than not the position taken prior to the repurchase date upon notice to CAM. Deposits in its sweep accounts totaled by management with respect to a transaction or class of transactions will be overturned $5,120,000 in 2018 and $2,630,000 in 2017. Deposits not covered by depository insurance by a taxing authority upon examination. Penalties and interest related to underpayment totaled $1,264,289 at the end of 2018 and $1,128,126 at the end of 2017. Management of income taxes are not recorded as income taxes but as penalties and interest expense. believes that any credit risk related to these deposits is minimal. Management has determined that it does not have any material unrecognized tax benefits or obligations as of December 31, 2018 and 2017. Years ending on or after December 31, 2015, The following schedule reflects CAM’s financial assets as of 2018 and 2017, reduced by remain subject to examination by federal and state authorities. amounts that are not available for general use due to contractual or donor-imposed restrictions within one year of the statement of financial position date. Amounts that are Comparative Data not available also include board designated amounts that could be utilized if the board of The consolidated financial statements include certain summarized prior year comparative directors approved their use. information in total but not by net asset classification. Such information does not include
CHRISTIAN AID MINISTRIES 45 Note 5 - Planned Giving Program: 2018 2017 The assets and liabilities of the planned giving program are as follows: Cash and Cash Equivalents $9,973,862 $11,397,150 2018 2017 Investments in Certificates of Deposit 19,824,238 12,373,231 Assets: Investments Related to Planned Giving Program 368,932 766,162 Charitable Gift Annuities $171,688 $193,115 Notes Receivable 113,728 115,106 Trusts 197,244 573,047 Other Financial Assets 185,106 165,052 Future Interest in Real Estate 243,000 243,000 Total $611,932 $1,009,162 Total Financial Assets 30,465,866 24,816,701 Less those Unavailable for General Expenditures within Liabilities: One Year due to: Charitable Gift Annuities $92,555 $102,650 Restricted by Donors with Time or Purpose Restrictions (16,327,207) (14,174,091) Trusts 187,245 222,124 Investments Held in Planned Giving Program, net of Life Estate Liability 161,576 136,598 Amounts that will be Available for General Expenditures Other Remaindermen - 134,427 within One Year (327,277) (564,521) Total $441,376 $595,799 SALT Micro-Loan Receivables (57,461) (53,577) Board Designation for Annuity Reserves (81,420) (88,806) CAM received no contribution revenue in 2018 and 2017 from charitable gift annuities. The change in value of annuities and trusts presented on the consolidated statement of activities Financial Assets Available to Meet Cash Needs for General consists of: Expenditures within One Year $13,672,501 $9,935,706 2018 2017 Interest and Dividends $9,432 $10,268 Note 3 – Notes Receivable: Realized Gains/(Losses) 800 68,416 CAM’s notes receivable are as follows: Unrealized Gains/(Losses) (25,180) 66,233 Actuarial Adjustments 179,401 160,959 Administrative Fees (9,151) (12,848) 2018 2017 Payments to Income Beneficiaries (376,931) (64,709) Notes receivable: Interest free notes to several individuals in foreign countries with monthly payments of less than $50. The Total $(221,629) $228,319 notes mature through August 2020. $3,552 $1,330 Note 6 – Fair Value Measurements: Note receivable: Interest free note to Prices for investments such as stocks which are readily available in the active markets in individual in Romania with monthly which those securities are traded, and open-ended mutual funds that produce a daily net payments of $150. The note is due on asset value that is validated with a sufficient level of observable activity, are categorized as demand, and is uncollateralized. 6,176 6,176 Level 1. The net asset value of open-ended mutual funds represents the exit value of the Note receivable: Interest free note to security at the measurement date. As money market mutual funds are normally priced at individual in Romania with monthly the amortized cost of the securities held in the fund, and not at market value, these securities payments of $350. The note is due on are categorized as Level 2. Certificates of deposit which are publicly traded are categorized demand, and is collateralized by real estate. 4,000 7,600 as Level 2, as these are valued based on other observable inputs rather than quoted prices on an active market. Level 3 items are based on assumptions developed by management. Note receivable: Interest free note to an affiliated organization. The note is due on There were no changes during 2018 and 2017 to CAM’s valuation techniques to measure 100,000 100,000 demand. asset and liability fair values on a recurring basis. The following tables sets forth by level within the fair value hierarchy CAM’s assets accounted for at fair value on a recurring basis as Total $113,728 $115,106 of December 31, 2018 and 2017. Assets are classified in their entirety based on the lowest level of input that is significant to the fair value measurement. CAM’s assessment of the significance of a particular input to the fair value measurement requires judgment, and may affect the valuation of fair value assets and liabilities and their placement within the fair value Note 4 – Investments: Investments consist of the following: hierarchy levels. CAM measured the following at fair value on a recurring basis: 2018 2017 Available for Ministry Purposes: Total at Level 1 Level 2 Level 3 Description Certificates of Deposit $19,824,238 $12,373,231 12/31/2018 Inputs Inputs Inputs Money Market Funds $29,098 $- $29,098 $- Planned Giving Program: Certificates of Deposit 18,483,584 - 18,483,584 - Charitable Gift Annuities: Bond Funds 134,984 134,984 - - Money Market Funds 14,524 16,366 Equity Funds 204,851 204,851 - - Bond Funds 62,225 66,618 Equity Funds 94,939 110,131 Total $18,852,517 $339,835 $18,512,682 $- Total Charitable Gift Annuities 171,688 193,115
Trusts: Total at Level 1 Level 2 Level 3 Money Market Funds 14,573 350,081 Description 12/31/2017 Inputs Inputs Inputs Bond Funds 72,759 82,859 Money Market Funds $366,447 $- $366,447 $- Equity Funds 109,912 140,107 Certificates of Deposit 11,182,178 - 11,182,178 - Total Trusts 197,244 573,047 Bond Funds 149,477 149,477 - - Total Planned Giving Program 368,932 766,162 Equity Funds 250,238 250,238 - - Total Investments $20,193,170 $13,139,393 Total $11,948,340 $399,715 $11,548,625 $- Investment income consists of the following:
2018 2017 Cash and cash equivalents, money market deposit accounts, and certificates of deposit carried Interest and Dividends $336,422 $135,719 at cost are not defined within the levels as prescribed in ASC 820, Fair Value Measurements and Disclosures. At December 31, $11,314,515 (2018) and $12,588,203 (2017) of cash and Realized Gains/(Losses) (745) cash equivalents, money market account deposits, and certificates of deposit carried at cost Unrealized Gains/(Losses) (82,894) (45,143) are not included in the above tables.
Total Investment Income $253,527 $89,831
46 2018 ANNUAL REPORT Note 7 - Property and Equipment: Christian Aid Ministries of Waterloo (CAMW), a Canadian nonprofit organization. The Property and equipment consist of the following: agreement sets forth terms by which both organizations can pool their resources to accomplish specified program objectives. These programs are conducted through the operations of CAM. The Canadian organization also operates a clothing center, with the shipments going to CAM’s Description 2018 2017 overseas operations. CAM received contributions of $2,812,237 in 2018 and $1,500,365 in United States: 2017 from CAMW. CAMW owes CAM $100,000. The note payable is interest free and due Land $545,424 $915,850 on demand. Buildings and Improvements 7,369,414 7,513,206 Vehicles and Equipment 4,864,011 4,207,202 Christian Aid Ministries and Christian Aid Ministries Foundation (CAMF) are related organizations. Both organizations have the same governing board of directors. CAMF Assets not Placed in Service 567,656 635,358 contributed $693,693 in 2018 and $620,234 in 2017 to CAM. In the current year, CAM Construction in Progress 65,760 17,273 contributed $7,500 to CAMF. Total United States 13,412,265 13,288,889 Foreign: Note 11 - Employee Benefit Plan: Land 434,031 434,031 CAM provides a Section 403(b) Plan. Each employee is eligible to participate on the first date Buildings and Improvements 6,468,041 6,206,463 of employment. CAM does not provide matching contributions. Vehicles and Equipment 5,033,909 4,646,335 Assets not Placed in Service - 21,185 Note 12 – Donor Concentrations: Construction in Progress 302,880 131,231 CAM received $49,804,435 and $45,951,408 of donated items from one donor in 2018 and Total Foreign 12,238,861 11,439,245 2017. These donated amounts accounted for 34.56% and 34.37% of CAM’s total revenue for Total Property and Equipment 25,651,126 24,728,134 the current and prior years, respectively. Less Accumulated Depreciation (11,120,432) (10,190,407) Note 13 – Schedule of TGS Sales: Property and Equipment, net $14,530,694 $14,537,727 TGS’s gross sales net of sales discounts and cost of goods sold were as follows:
2018 2017 Sales Revenue $4,030,301 $4,511,360 Note 8 - Notes Payable: Less Sales Discounts (1,048,914) (879,752) CAM’s notes payable are as follows: Less Cost of Goods Sold (1,865,542) (2,579,162) 2018 2017 Notes payable to individual. All notes are due on demand and are interest free. The notes are not collateralized. $101,000 $101,000 TGS Sales, net $1,115,845 $1,052,446 Since the above notes are due on demand, CAM is liable for their repayment upon notification Note 14 – Billboard Leases: by the lender. One of CAM’s programs involves billboard leasing. Lease terms are generally less than twelve months in length. Monthly lease payments ranged from $200 to $23,140 in 2018 and ranged Note 9 - Net Assets with Donor Restrictions: from $200 to $30,000 in 2017. These leases entitle CAM to place a gospel message at a single Net assets with donor restrictions are available for the following purposes as of December 31: location or at multiple locations. At December 31, CAM had about 525 (2018) and 400 (2017) billboard leases. Lease payments approximated $3,152,593 in 2018 and $2,969,517 in 2017. Purpose 2018 2017 International Crisis Projects $4,683,490 $4,077,828 Disaster Response Services/Rapid Response Services 3,856,123 4,120,768 Bibles-for-the-World 2,227,335 - SALT Microfinance Solutions 1,166,225 1,878,117 Clothing Bundle Project 800,301 872,317 Sponsor-An-Orphan 498,264 228,800 Seed Project 458,924 369,983 Warm-A-Family 458,258 483,321 Haiti-Sponsor-A-Child 295,005 164,137 Help-For-The-Elderly 227,653 277,141 Water-For-The-World 220,361 117,840 Project Baby Moses 168,683 232,847 All-Nations Bible Translators 160,625 104,779 Medicines-for-Multitudes 158,332 - Family-Self-Support 151,558 131,462 Adopt-A-Family 107,621 159,467 Gifts & Projects Catalog 106,661 121,382 International Sponsor-A-Student 105,069 36,570 Strong Tower Orphanage 102,119 77,526 Christian Martyrs Fund 88,356 201,044 Egypt Sponsor-a-Child 58,718 - Other Romanian Programs 55,337 43,146 Kits 50,620 17,737 USA Food Box 37,963 38,992 House-for-a-Poor Family 36,200 - Soap for Relief 23,032 679 Support-A-Widow 11,190 - Grow-A-Tree 10,893 15,956 Conservative Anabaptist Service Program 2,291 13,670 CAM-West Building Fund - 309,037 Adopt-A-Family Nicaragua - 34,679 Milk-for-Many-Mouths - 28,841 Native Missions Endeavor - 16,025 Program Restrictions 16,327,207 14,174,091 Net Assets with Time Restrictions 91,424 322,898
Total Net Assets with Donor Restrictions $16,418,631 $14,496,989
Note 10 - Related Party Transactions: In November 2005, Christian Aid Ministries entered into a joint ministries agreement with Family-Self-Support, Egypt CAM programs DESCRIPTIONS AND UPDATES
Adopt-A-Family Although communism collapsed in Eastern Europe are printed in 11 languages and distributed in 95 countries and territo- nearly 30 years ago, its effects can still be seen today . Families that had ries . In 2018, supporters provided 12 .2 million Seed of Truth and related their land stolen by the communist government still struggle to rebuild magazines and 1 .6 million Antorcha de la Verdad magazines . their lives . As the cost of living continues to rise in spite of low incomes, Christian-Martyrs-Fund Over the years, pastors and other Christian families wonder how they will survive . For the poorest of Christian families workers in China, Vietnam, the former Soviet Union, and the Middle East in Romania, Moldova, and Ukraine, the Adopt-A-Family program has been have faced tremendous persecution . As a result, some suffer physical a ray of hope . Sponsors provide $75 a month to send parcels of food and and mental disabilities, making it difficult to earn a living . The Christian- healthcare items to large families that have no regular income . In 2008, Martyrs-Fund supports about 366 such pastors and Christian workers, this program expanded to include needy families in the Middle East as a providing them with money for food, clothing, medical needs, and other way to show God’s love to both believers and unbelievers . necessities . In some cases, this program sponsors the widows and children All-Nations Bible Translation Thousands of tribal groups go of workers who were martyred for their faith . The program also provides through life without a copy of the Bible in their own language . In response special assistance to believers facing or fleeing persecution . to this need, CAM supports All-Nations Bible Translation, an Anabaptist- Church Planting Projects When CAM establishes a base in another based organization that coordinates Bible translation . Funds are used to country, we like to have a church nearby that shares our beliefs . These train and support translators, produce quality Bible translations, and help churches benefit our field staff and open spiritual opportunities in the plant Anabaptist churches that will utilize these Scriptures . community . CAM financially supports church-planting efforts in Haiti, Biblical Discipleship Centers Many pastors, teachers, and other Romania, and Liberia . Between the five supported churches, there are church leaders receive teaching at CAM’s Biblical Discipleship Centers in 191 members . Funds are used to provide meeting places and cover the Haiti and Liberia . Three-week seminars cover topics like spiritual warfare, costs of ministry trips and other needs . family life, and leadership . The goal of this Bible school is to promote sound Clothing Bundle Project This program ships large amounts of quali- doctrine to church leaders so they can lead their churches in a Biblical ty used clothing and footwear and thousands of comforters to many parts way . This program is in great demand and now expanding into Nicaragua . of the world . The items are donated by generous supporters in the United Bibles-for-the-World At the heart of CAM programs is the goal to get States and sorted by volunteers and staff at our clothing centers in various the Gospel message into as many hands as possible . In 2018, donations to states . Although the items are donated, there are costs involved in getting this program helped us fund the printing and distribution of more than the items to their destination . Every gift of $69 processes, ships, and dis- 1 .9 million Bibles . To spread the words of truth, we also use the avenues of tributes approximately 125 pounds of clothing, footwear, and comforters . Bible story books, inspirational books, and Bible correspondence courses . Conservative Anabaptist Service Program This program op- Billboard Evangelism Many Americans call themselves Christians but erates under CAM and provides alternative places of employment for do not follow Biblical principles . To remind people of God and His truth, conscientious objectors to serve should the U S. . government activate CAM has posted more than 1,100 Gospel messages across the United a military draft . CASP has pilot projects in place where draft-age men States . Most of these messages are posted on billboards along interstates work just as if there would be a draft . In 2018, 185 volunteers served on and major highways . Thousands of people call our toll-free number, 18 rebuilding and forestry projects . The goal of CASP is to provide ethical searching for answers about God, the Bible, and life issues . In 2018, our and moral work environments for alternative service workers . phone team had the opportunity to speak to more than 30,000 callers . Disaster Response Services Programs Our Disaster Response Christian Family Magazines Biblical teaching material is scarce and Services (DRS) program provides relief in the wake of disasters in the in great demand in many parts of the world . One way CAM responds to United States . These projects provide opportunities for our staff and this need is through the Seed of Truth and Antorcha de la Verdad (Torch of volunteers to build relationships and minister the love and comfort of Truth) magazines . Both magazines, written by conservative Anabaptist Jesus in a time of loss . Disaster Response Services ministers through the people, include articles and stories for children, youth, and adults . They following programs:
48 2018 ANNUAL REPORT Egypt-Sponsor-A-Child
Special Needs Fund, Kenya: This young widower received infant formula for his twin babies. Help-for-the-Elderly, Romania
Adopt-A-Family, Ukraine Disaster Response Services rebuilding: If long-term recovery help Self-Support funds to build greenhouses, purchase livestock or tractors, is needed in a disaster area, our Disaster Response Services rebuilding expand construction businesses, start taxi services, and much more . This program sets up a base, and we schedule volunteer work teams to program also supports agricultural development projects in Haiti, such rebuild or repair homes . Recipients are those who are underinsured, as soil erosion control and water conservation . low-income, and have nowhere else to turn for help . DRS rebuilding Favorite Stories from the Bible CAM’s Bible story books have been projects can last from several months to several years . translated into 78 languages, making it possible to reach many people Rapid Response Services: When a tornado, hurricane, flood, or groups . Some of these groups have never heard the Gospel . The vivid wildfire strikes an area in the United States, one of our 22 nationwide pictures in the books help the Bible stories become alive and create a Rapid Response teams is on standby to investigate damages with- hunger for God’s Word in both children and adults . in 24 hours . If cleanup help is needed, they coordinate volunteers Food-Parcels-for-Syrian-Refugees Millions of Syrian refugees to help within 48 hours . Cleanup projects include cutting up trees, remain in desperate need of food, heat, and shelter . This program enables cleaning up debris, tearing out soggy insulation, and putting tarps CAM to provide food items for displaced people living in Jordan, Lebanon, on damaged roofs . Iraq, Syria, and Turkey .
Loaves & Fishes Food Kitchen: When the power is off or someone’s Gifts-That-Grow Each year, millions of dollars’ worth of free medicines, home is damaged or destroyed, it means a lot to them to be able to food, nutritional supplements, and other valuable items are available get a hot meal . The Loaves & Fishes Food Kitchen, operated by the to CAM . Though companies and individuals donate the items, we must New Order Amish churches, sets up in disaster areas of the U .S . Loaves pay procurement fees and shipping costs to bring the products to our & Fishes ministers to people by providing delicious meals and also warehouse in Pennsylvania . Each dollar donated to the Gifts-That-Grow lending a listening ear, praying with suffering people, and giving out program helps us procure $150 worth of donated products . Some funds Christian literature . may also be used to ship the products overseas .
Search & Rescue: Each day, an average of 136 people create search Grow-A-Tree Many trees in Haiti have been chopped down for a quick and rescue incidents across the U .S . Our ten trained search and rescue cash crop, leaving the land barren and prone to soil erosion . Haiti needs teams are ready to respond quickly to help local authorities search for trees to help stabilize the soil, reforest the land, and provide food . CAM lost and missing persons . Our goal for this program is to show God’s starts many kinds of trees in a small nursery at La Source, Haiti . Once ready love and provide support to those in distress . to transplant, the trees are passed on to needy families with teaching on Chaplain Ministry Program: This program sends out qualified and how to care for them . Little by little, the trees help reforest Haiti . trained personnel to work alongside CAM’s Rapid Response, Search Haiti-Sponsor-A-Child Paying for school tuition, uniforms, and text- & Rescue, and Loaves & Fishes teams . Many people don’t have a books is out of the question for many Haitian parents . About 40 percent network of friends or church family to support them and are des- of the population is unable to read and write . The Haiti-Sponsor-A-Child perate for a listening ear and someone to provide encouragement school program helps educate children so that, as adults, they can read and spiritual direction . the Word of God and support themselves . Sponsors’ donations provide Egypt-Sponsor-A-Child A large number of Coptic Christians in the textbooks, school supplies, and a warm meal each school day for 8,622 Nile River Valley live in deplorable conditions, marginalized from society . students at 50 schools in Haiti . The program also provides Biblical training In some areas of Egypt, a large percentage of these Coptic Christians are and subsidized pay for the teachers . A donation of $65 per month enables unable to read or write . Marginalization, illiteracy, and huge economic five students to go to school . difficulties result in chronic poverty and a limited understanding of God’s Help-for-the-Elderly Many elderly people in Romania, Liberia, Haiti, Word . CAM supports numerous remedial classes that Christian workers and other impoverished countries have no one to care for them . Some have opened in Egypt . The classes teach reading, writing, and math . beg on the streets or try to sell a little something for income . Thanks to The children learn Bible verses and principles while experiencing the sponsors, the Help-for-the-Elderly program provides 1,620 food parcels to love of Jesus in practical ways . Without these remedial classes, most of needy elderly people each month . A $49 donation provides a 25-pound or these Egyptian children would not learn to read, write, or understand larger parcel and $10 cash or its equivalent in food items . In many cases, God’s Word . a Christian family magazine is also included .
Family-Self-Support Through this program, thousands of families Hope-for-the-Handicapped In some cultures, disabled children have been able to start or expand small businesses that provide a and adults are neglected and pushed aside . Some suffer in deplorable regular income . This is a dream come true for families in Romania, conditions without anyone to love and care for them . Hope-for-the- Moldova, Ukraine, Liberia, Nicaragua, and the Middle East where jobs Handicapped supplies food, wheelchairs, health kits, and other aid to are scarce and opportunities limited . Recipients have used their Family- disabled individuals, mental institutions, and homes for the elderly
CHRISTIAN AID MINISTRIES 51 and handicapped . The program operates in Liberia, Kenya, Israel, the Palestinian territories . Palestinian territories, and various other places . Milk-for-Many-Mouths This program provides free, fresh milk International Crisis This program helps victims of famine, war, and to needy orphanages, hospitals, and families in Suceava, Romania . In other disasters in various countries . Supporters’ donations provide emer- Romania, many families cannot afford to buy milk or keep a family cow . gency food, medicine, clothing, shelter, or other important aid . CAM’s main In 2018, this program distributed approximately 38,000 gallons of milk . priority in all International Crisis projects is to share the love of Christ in Over 1,500 people benefit from this nutritious supplement to their diet countries with deep spiritual and economic needs . Some of the many each week . areas where CAM had International Crisis projects during 2018 included Nicaragua-Adopt-A-Family Nicaragua is the second poorest coun- Yemen, Bangladesh, Indonesia, and Venezuela . try in the western hemisphere . Eighty percent of its population lives on International-Feed-A-Family A $45 donation provides 35 pounds only two to three dollars a day . Sponsors help 750 Christian families each of food, a Seed of Truth magazine, and in some cases healthcare items, month by providing them with 45-pound parcels of food, medicines, and for families and individuals in desperate need . In 2018, CAM provided healthcare items . The families also receive the Antorcha de la Verdad (Torch 13,910 International-Feed-A-Family parcels for recipients in Haiti, Liberia, of Truth) magazine for spiritual nourishment . Romania, and the Middle East . Project Baby Moses Expectant Israeli mothers often face tremendous International-Sponsor-A-Student This program was started to pressure—physically, spiritually, and financially . Abortion rates in Israel are support Christian day schools in places where there is a lack of quality high, and in many cases the government even funds abortion . Through Christian education . In Liberia, 180 students attend Light Mennonite and Project Baby Moses, CAM supports several crisis pregnancy centers in Hope Mennonite schools, which are extensions of the CAM-supported Israel that offer hope, counsel, and assistance to needy mothers . The baby church plants in Monrovia, Liberia . items, spiritual guidance, and emotional support encourage women to carry their babies to full-term . We are exploring options of starting this Jericho Road Program This program ministers largely in needy program in other countries . Gypsy communities of Suceava, Romania . It supports five remedial schools for street children and others who struggle in the public school system . Refugee Discipleship Center—Greece The influx of thousands Staff members also hold marriage seminars and home Bible studies, over- of refugees into Greece has provided an opportunity to share the Gospel see agricultural projects, distribute food to the elderly, and help translate with people who may not otherwise have heard it . Most of these refugees Christian literature into the Romanian language . are from closed countries where the government restricts the spread of Christianity . CAM has opened a discipleship center in Greece near the Medicines-for-Multitudes More than 387 medical outlets receive refugee camps to help new believers grow strong in the faith . We have donated medicines through the Medicines-for-Multitudes program . In only a short time with them in Greece until they move on to other parts parts of the world where access to medical supplies and medicine is lim- of Europe or are forced to return to their home countries . ited, these items are a tremendous blessing to the sick and suffering . Because pharmaceutical companies donate the medicines to CAM, we can SALT Microfinance Solutions SALT is an acronym for Shared ship and distribute $30 worth of product for every dollar given to this pro- Accountability, Lending, and Teaching . The goal of this program is to gram . In 2018, we shipped an estimated wholesale value of $69,966,503 help impoverished people find ways to provide for themselves and their of medicines, vitamins, nutritional supplements, and medical supplies . families without depending on others for aid . At frequent SALT meetings, clients are taught basic business principles such as how to market goods, Clinic at La Source, Haiti: Very little medical care is available in the La keep good records, and work with customers . Most importantly, they Source area . CAM opened the Joshua Memorial Clinic in 1996 to provide hear the Gospel and learn about following Jesus in everyday life . SALT greatly needed medicines and medical care in this remote, needy area Microfinance Solutions reaches out in the following ways: of Haiti . In 2018, the staff at the clinic conducted 12,371 consultations . Savings Groups: SALT savings groups help the poor become the Clinic at Waslala, Nicaragua: CAM’s Balm of Gilead Clinic in Waslala, solution to their own financial problems . These groups provide Nicaragua, opened in February 1997 and has been an important factor structure to help members work together to save money . As savings in the outreach work that the conservative Mennonite churches from accumulate, members can take out small loans to start or expand Costa Rica have done in this area . Free medicines are a great blessing businesses or to help provide for their needs during hard times . to the suffering people who come to the clinic for help . In 2018, the clinic staff did 8,516 consultations . Microloans: Many people in developing countries want to operate a small business and provide for themselves, but they lack start-up Middle East Ministries CAM’s goal for ministering in the Middle capital . The microloan program uses funding from donors in the East is to share the love of Jesus with people who inhabit the land of the United States and issues small loans to help these individuals start Bible . Our staff members in Jerusalem distribute food parcels, wheel- or expand small businesses . chairs, income resources, and other aid to needy people in Israel and the
52 2018 ANNUAL REPORT School kit recipient in Iraq Clothing Bundle Project, South Sudan
Haiti Biblical Discipleship Center Agri-Plus: Farming in developing countries is difficult . Farmers work The Sponsor-A-Refugee-Child program gives such school-age refugees hard on small plots of land . Many of them struggle to feed their fam- access to Christian education that could affect their entire lives . A donation ilies . While they may have resources available to succeed, they often of $50 per month helps one student go to school . lack opportunity and teaching to rise above poverty . Agri-Plus pro- Sponsor-an-Orphan More than 4,400 orphaned, destitute, and vides teaching on soil conservation, crop production, animal husband- abandoned children in Liberia, Kenya, Nepal, India, Haiti, and Ukraine ry, and more . Our goal is for farmers to discover simple yet sustainable benefit from this program . For $49 per month, sponsors provide them practices to improve their yields . with food, clothing, medicines, Christian literature, and some schooling . Vocational Schools: We continue to develop and operate vocation- These children live in orphanages or with Christian families or relatives . al classes to help the poor in under-developed countries . Students Besides providing physically for the children, our goal is to also put them learn useful, practical skills such as sewing, welding, and doing auto in settings where they can learn about Jesus and grow up to help spread mechanic work . Utilizing these skills is helping them work their way the Gospel in their country . out of poverty, contribute to the needs of their communities, and Sponsor-A-Bible-Lesson In places where sound Bible teaching is employ others . scarce, lessons on salvation, nonresistance, purity, and other topics meet Salt & Light: Many of our neighbors are afflicted with deep poverty, an important need . Currently the Sponsor-A-Bible-Lesson program pro- broken homes, drugs and alcohol, poor financial choices, and more . vides Lamp and Light correspondence courses to about 4,192 students in Salt & Light provides Bible-based financial teaching in the United Liberia and 249 in Romania and other places . Students include prisoners, States . This program is a tool that Anabaptist churches can use to soldiers, seeking young people, and others . build relationships with their neighbors and walk alongside them in Support-an-Orphan Strong Tower Children’s Home in El Salvador their financial and spiritual difficulties . provides a place of refuge, love, and security for 16 abandoned or or- Save-A-Life! Every day thousands of children die from malnutrition phaned children . CAM provides the finances to operate the home, but it and hunger-related causes . Since 2007, the Save-A-Life program has res- is administered by a board and executive committee from the conserva- cued many malnourished children from joining these statistics . With the tive Mennonite churches in El Salvador . The home’s vision is to raise the help of donors, the program provides nutritional supplements, infant children in such a way that, when they are grown, they can be a blessing formula, and potentially life-saving medicines in Liberia, Nicaragua, and to the Salvadoran church and society . Haiti . Sometimes the help arrives too late—disease and malnutrition have Support-A-Widow Needy widows, widowers, and abandoned wives already claimed a life—but for hundreds of other children, the nutrients are some of the most vulnerable people in economically depressed ar- give them a chance to survive . eas . A donation of $59 provides them with a 35-pound parcel of food, a Seed Project In Romania, Moldova, and Ukraine, this project provides Christian family magazine, healthcare items, and $10 cash (or its equiva- quality vegetable seeds for families who depend largely on their gardens lent in food items) . In 2018, supporters provided a total of 20,570 parcels for food . In Liberia, Nicaragua, Haiti, and Kenya, the project provides crop for recipients in Liberia, Haiti, Nicaragua, Romania, Moldova, Ukraine, the seeds and some agricultural tools for needy farmers . Our goal for the Seed Middle East, and various other places . Project is not only to provide physical seeds but also to plant spiritual Warm-A-Family Needy people in Romania, Moldova, Ukraine, and seeds through Christian literature and teaching given with the seeds . other cold-climate countries struggle to pay their heating bills or to buy Sewing Centers Many women have learned to sew at CAM-supplied fuel to heat their houses during the cold winter months . The Warm-A- sewing centers and are thankful for the opportunity to provide for the Family program helps by providing stoves and/or funds to buy firewood practical needs of their families . Some of the items made are distributed to and pay heating bills . This assistance goes to needy families, widows, and other needy people . CAM stocks sewing centers in Romania, Ukraine, and elderly people who lack funds to heat their homes . Nicaragua with fabric, sewing machines, and notions provided by donors . Water-for-the-World In many parts of the world, the average house- Special-Needs-Fund This fund meets pressing needs that arise due hold does not have water flowing freely from a spigot . Many resort to using to medical emergencies, house fires, or other unexpected crises . Often, river water or stagnant pond water, which can result in life-threatening poverty-stricken people cannot save for such emergencies and are des- diseases . CAM supplies funds to dig wells, build cisterns, and provide water titute when they occur . The Special-Needs-Fund is used only in countries filters for people in Kenya, Haiti, Liberia, Cambodia, and the Palestinian where CAM has ongoing projects and field staff . territories . We also use funds from this program to set up small irrigation systems in Haiti . Sponsor-A-Refugee-Child Violence in Syria has forced many refugees to flee to surrounding countries . At least one million have fled to Lebanon . As parents struggle to provide food, shelter, and clothing, almost three out of five Syrian refugee children are not enrolled in school .
54 2018 ANNUAL REPORT CAM ASSOCIATES CAM locations USA BOARD OF DIRECTORS Nolan W . Byler DO Chairman James B . Mullet Vice Chairman AND AFFILIATES Wendell Hollinger Board Secretary Scott Hoover, CPA Finance Officer Amsey Brubacher Home Office Kentucky Sorting Center Curvin Martin Christian Aid Ministries 610 Frogue Road James M . Miller P.O. Box 360 | Berlin, OH 44610 Guthrie, KY 42234 Laverne L . Miller MD (4464 State Route 39 E | Millersburg, OH) Wendell Miller Phone: 330.893.2428 Wisconsin Sorting Center Thomas Wagler N15740 Sterling Avenue AUDIT REVIEW COMMITTEE Pennsylvania Thorp, WI 54771 Scott Hoover CPA, Laverne L . Miller MD Warehouse and Cannery MINISTERIAL COMMITTEE Christian Aid Ministries Mid-Missouri Community Joel Gingerich, Ernest Hochstetler, Daniel Miller, 2412 Division Hwy. Center Johnny Miller, Marion Miller, James B . Mullet, James R . Mullet, Ephrata, PA 17522 Buffalo, MO 65622 Roman B . Mullet, Perry Troyer, Paul Weaver Phone: 717.354.2434 EXECUTIVE COUNCIL DRS Warehouse Nolan W . Byler DO, James M . Miller Canada Office / Reapers of Vanleer, Tennessee CANADA BOARD OF DIRECTORS Hope Food Drying Facility Murray Martin (President), Elmer Frey (Vice President), Christian Aid Ministries Amsey Brubacher (Secretary), Clare Martin (Treasurer), Harold Erb CAM locations Rodney Lebold, Leroy Martin Canada abroad 1 Parkview Drive, Box 46 EXECUTIVE COMMITTEE responsible for operations of cam and tgs Moorefield, Ontario N0G 2K0 Suceava, Romania David N . Troyer General Director Phone: 519.638.0829 Paul Weaver Assistant Director CAM of Waterloo operates as CAM Canada Cluj, Romania Roman B . Mullet Biblical Stewardship Services Chisinau, Moldova James R . Mullet Biblical Stewardship Services/accounting CAM-West Weston Showalter Public Relations operations manager 8570 Parker Road Zaprudya, Ukraine Dwayne Stoltzfus Billboard Evangelism/Human Resources Director Philip Troyer International programs, Gifts in Kind Independence, OR 97351 Monrovia, Liberia Eli Weaver International programs, CASP Phone: 541.999.7467 James Yoder International programs, DRS Nakuru, Kenya EXECUTIVE OPERATIONS TEAM Indiana Clothing Center Titanyen, Haiti David N . Troyer, Paul Weaver, Cornelius Martin, Jason Peachey, Christian Aid Ministries Weston Showalter, Dwayne Stoltzfus, Philip Troyer, James Yoder 660B S. Van Buren St. La Source, Haiti Shipshewana, IN 46565 DEPARTMENT MANAGERS Jerusalem, Israel Don Bearinger Reapers of Hope (food drying), CAM Canada Phone: 260.768.4855 Waslala, Nicaragua Arlene Brubaker PA office coordinator Kim Eichorn Overseas program team, Rapid Response Pennsylvania Clothing Managua, Nicaragua Kurvin Fox PA Cannery Wilmer Gerber CAM Canada, Clothing Centre/Intl . Shipping Center Lesbos, Greece Christian Aid Ministries Ronald Jantzi CAM Canada, General Administrator 38 Ridge Road David Leid Community Centers, Research & Development Affiliated Cornelius Martin Computer operations Newville, PA 17241 David Martin Computer software Phone: 717.776.3892 committees Ryan Martin CAM Canada, Asst . Administrator/Public Relations and teams Alvin Mast Christian Family Magazines Iowa Clothing Center David J . Miller Ocean shipping Christian Aid Ministries Pennsylvania Support Committee Gary Miller SALT Microfinance Solutions Director Mark Nolt PA warehouse operations 1005 Nutmeg Ave. | P.O. Box 224 Indiana Clothing Center Jason Peachey Accounting Kalona, IA 52247 Support Committee John Smucker CAM-West operations Phone: 319.656.3608 Iowa Clothing Center Jon Stoltzfus Public Relations/speaking engagements Support Committee Marcus Troyer Travel Department, Gifts in Kind Illinois Clothing Center Andre Weaver Search & Rescue Christian Aid Ministries Illinois Clothing Center David Wengerd Maintenance Daystar Building Support Committee Karen Zook OH office coordinator 117 E County Road 500 N Wisconsin Sorting Center FIELD DIRECTORS Arthur, IL 61911 Support Committee Michael Coblentz Assistant Field Director, Zaprudya, Ukraine Phone: 217.543.3529 Pennsylvania Clothing Center Randall Graber Field Administrator, Greece Daniel Hooley Field Director, Titanyen, Haiti Support Committee Luke Kurtz Field Director, Nakuru, Kenya Canada Clothing Center Rapid Response Teams Dave Martin Field Director, La Source, Haiti Christian Aid Ministries Cornel & Elena Marza Medicine program, Cluj, Romania Canada Search & Rescue Teams Titus Miller Financial Director, Suceava, Romania 3260 Bricker School Line, RR 3 Loaves & Fishes Food Kitchen Committee Ellis Schrock Distribution Director, Suceava, Romania Jason Troyer Field Director, Zaprudya, Ukraine Wallenstein, Ontario N0B 2S0 CASP Committee Phone: 519.664.3999 Louie Yoder Field Director, Managua, Nicaragua CAM-West Operations Committee Paul Yoder Field Director, Monrovia, Liberia 55 As we have therefore opportunity, “let us do good unto all men, especially unto them who are of the household of faith. —Galatians 6:10 ”
Rohingya refugee children in Bangladesh.
E P.O. Box 360, Berlin, OH 44610 q Phone: 330.893.2428 p Fax: 330.893.2305 H www.christianaidministries.org