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W. TELFED August 1993 Vol
W. TELFED August 1993 Vol. 19 No. 3 46 SOKOLOV (2nd Floor) RAMAT-HASHARON Tel. 03*5400070 Home 052-446967 Fax 03-5400077 Dear Friends, Hectic times these. I'm sure we're all anxiously watching events in S. Africa in the hope that the transition will be as peaceful as possible. Of course events in the north over the past week also add to one's daily worries. A bit difficult to talk about holidays and having a good time under such circumstances, but 1 suppose life must carry on and maybe "dafka" because of the daily strain you owe it to yourself to take a break every now and then!!! After the few blasts in Turkey, there has been a definite drop off in interest. The best deals are still to be had to Antalya, Marmaris etc. where a week's package H/Board can be had for approx. $585.- II! The Greek Islands of Rhodes, Crete, Samos, Santorini and Corfu are all being serviced by direct charter flights this summer with packages from $650 - $990 depending on type of hotel etc. With El-Al starting direct flights to Paphos in Cyprus its also become very popular this year with very inexpensive 3 nite 4 nite or 7 nite packages at beautiful hotels. All the above should carry on until the middle of October. SAA announced this week that as of beginning of September they are starting to fly twice a week to Jhb — on Monday and Wednesday, both flights in a 767. With 3 weekly flights planning your forthcoming trip to S.A. -
Glass-Steagall: the American Nightmare That Became the Israeli Dream
Fordham Journal of Corporate & Financial Law Volume 9, Number 2 2004 Article 7 Glass-Steagall: The American Nightmare that Became the Israeli Dream Ehud Ofer∗ ∗ Copyright c 2004 by the authors. Fordham Journal of Corporate & Financial Law is produced by The Berkeley Electronic Press (bepress). http://ir.lawnet.fordham.edu/jcfl GLASS-STEAGALL: THE AMERICAN NIGHTMARE THAT BECAME THE ISRAELI DREAM Ehud Ofer* INTRODUCTION This Note will examine the securities activities of banks in Israel. The relatively new legislation dealing with this aspect-Regulation of Investment Advice and Investment Portfolio Management Law (the "Law")-was enacted in 1995 as a lesson learned from the Share Regulation Affair of October 1983 (the "Share Regulation Affair" or the "Crisis of 1983"). In many ways in economic history, 1983 was for Israel what 1929 was for the United States. This Note will compare Israel's episode with the U.S. episode and will use the comparison to review the adequacy of the Israeli legislative response to the Crisis of 1983. The Law was enacted, primarily, based on American experience and legislation. This Note will compare the legislation enacted in both countries. To better understand the differences, this Note will introduce the unique financial market in Israel. Furthermore, this Note will present the recent legislative development in the United States (i.e., Gramm-Leach-Bliley Act) which repealed parts of the Depression-era Glass-Steagall Act. The Note will examine the necessity of Israeli "adjustments" to the Law due to this new development. * Ehud Ofer is a graduate of the LL.M. program in Banking, Corporate and Finance Law at Fordham University School of Law. -
Immediate Report 4/08/08
MIZRAHI TEFAHOT BANK LTD No. with the Registrar of Companies: 520000522 To Israel Securities To Tel Aviv Stock Exchange Ltd T121 Date of transmission: Authority (Public) December 17, 2017 www.isa.gov.il www.tase.co.il Ref: 2017-01-117204 Immediate Report Explanation: This form may not be used if an appropriate form exists for the reported event. Issue results must be reported under T20 and not under this form. Bond rating or corporation rating reports must be submitted through Form T125. Nature of the Event: Application for the Approval of a Class Action Lawsuit The reference numbers of previous documents on the subject: Mizrahi Tefahot Bank Ltd (the “Bank) respectfully reports as follows: On December 17, 2017, an application to approve a class action lawsuit was produced for the Bank, which was submitted to the Jerusalem District Court against the Bank, Otsar Hahayal Bank, Bank Leumi le-Israel and Mercantile Discount Bank (“the Respondent Banks”). The applicants claim that the Respondent Banks, which provide credit under the Small Businesses Fund, require borrowers to make a deposit out of the loan monies, which constitutes the prohibited making of a service conditional upon the purchase of another service, while allegedly raising the loan’s effective interest rate. It is further claimed that this conduct is tantamount to a restrictive arrangement. The applicant noted in her application that the action amount attributed to the Bank is over ILS 147 million. Attached file The company is not a shell company, as defined in the TASE Rules and Regulations. Date on which the corporation first learned of the event: December 17, 2017 at 14:45. -
Community Reinvestment Act Performance Evaluation
NEW YORK STATE DEPARTMENT OF FINANCIAL SERVICES FINANCIAL FRAUDS AND CONSUMER PROTECTION DIVISION One State Street New York, NY 10004 PUBLIC SUMMARY COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION Date of Evaluation: December 31, 2012 Institution: Israel Discount Bank of New York 511 Fifth Avenue New York, NY 10017 Note: This evaluation is not an assessment of the financial condition of this institution. The rating assigned does not represent an analysis, conclusion or opinion of the New York State Department of Financial Services concerning the safety and soundness of this financial institution. TABLE OF CONTENTS Section General Information ......................................................................... 1 Overview of Institution’s Performance .............................................. 2 Performance Context ........................................................................ 3 Institution’s Profile Assessment Area Demographic & Economic Data Performance Tests and Assessment Factors .................................. 4 Community Development Test Innovative or Complex Practices Responsiveness to Credits and Community Development Needs Additional Factors Glossary ........................................................................................... 5 GENERAL INFORMATION This document is an evaluation of the Community Reinvestment Act (“CRA”) performance of Israel Discount Bank of New York (“IDBNY”) prepared by the New York State Department of Financial Services (“Department”). The evaluation represents the Department’s -
Joshua Mayes | Threetwelve Media, Inc
JOSHUA MAYES Director of Photography/Director 646.245.4906 (c) E-mail: [email protected] www.threetwelvemedia.com • DIRECTOR OF PHOTOGRAPHY • •LAST RESORT ITV (TBS) •THE VOICE 16 (NY EPISODES) FINNMAX PRODUCITONS (NBC) •GET A ROOM CRITICAL CONTENT (BRAVO) •THE VOICE 15 (NY EPISODES) FINNMAX PRODUCITONS (NBC) •RETURNING THE FAVOR SEASON 2 HUD:SUN MEDIA (FACEBOOK) •THE VOICE 14 (NY EPISODES) FINNMAX PRODUCITONS (NBC) •NEW ENGLAND FIX FLY ON THE WALL (HGTV) •SECRETLY AWESOME CHASING LIGHT (TRAVEL CHANNEL) •THE VOICE 13 (NY EPISODES) FINNMAX PRODUCITONS (NBC) •DARYL AND DOC CITY GROUP (ESPN) •SWEET HOME RENOVATION DEPARTURE (HGTV) •RETURNING THE FAVOR HUD:SUN MEDIA (FACEBOOK) •THE VOICE 12 (NY EPISODES) FINNMAX PRODUCITONS (NBC) •ISIS: RISE OF TERROR LINCOLN SQUARE/ABC STUDIOS (HISTORY) •WILMA MANKILLER RED HORSE (PBS) •RIO SQUAD LINCOLN SQUARE/ABC STUDIOS (ESPN) •THE VOICE 11 (NY EPISODES) FINNMAX PRODUCITONS (NBC) •THE PEOPLE’S LIST LINCOLN SQUARE/ABC STUDIOS (ABC) •MAYA AND MARTY IN MANHATTAN PROMOS BROADWAY VIDEO (NBC) •VOICE 10 (NY EPISODES) FINNMAX PRODUCITONS (NBC) •DR JEFF TRUE ENT (BRAVO) •RUNNING OF THE BULLS EMBASSY ROW (ESQUIRE) •IDB BANK BARKER (COMMERCIAL) •IYANLA FIX MY LIFE 3 HARPO PRODUCTIONS (OWN) •BRUK OUT! DANCEHALL DOCUMENTARY VIDEO DISCO (DOCUMENTARY) •OPRAH: LIFE YOU WANT TOUR HARPO PRODUCTIONS (OWN) •HOUZZ HUD:SUN MEDIA (WEB) •RIGGIS PILOT RSP PRODUCTIONS (BRAVO) •EARLY RECRUIT EQUITY IX (DOCUMENTARY) •IYANLA FIX MY LIFE 2 HARPO PRODUCTIONS (OWN) •UNTYING THE KNOT ENGEL ENTERTAINMENT (BRAVO) •CRAZY SEXY LIFE CORE MEDIA GROUP (OWN) •BEST NIGHT EVER (TENTATIVE TITLE) EVERGREEN PRODUCTIONS •KOURTNEY & KIM TAKE MIAMI 5 BUNIM-MURRAY PRODUCTIONS (E!) •PETER HUJAR TLM (PETER HUJAR ARCHIVE) •THE REAL HOUSEWIVES OF NEW YORK 5 SHED MEDIA (BRAVO) •ICONS AND INNOVATORS EMBASSY ROW (TV GUIDE CHANNEL) •BEHIND THE SCENES OF OWN HARPO (OWN) •LISA LAMPANELLI: BIG LOUD LISA BORDERLINE AMAZING (LOGO) •KOURTNEY AND KIM TAKE NY 2 BUNIM-MURRAY PRODUCTIONS (E!) •SCAREFACTORY DISCOVERY STUDIOS (SYFY) •OPRAH: SEASON 25 BEHIND THE SCENES HARPO/TRUE ENT. -
Figure 1.3 A
Bank Leumi Group Figure 1.3 A. Banking and finance in Israel Bank Leumi Le-Israel Ltd. (1) The structure of Israel's banking system and a Arab Israel Bank Ltd. (1) C. Capital market and financial companies investments in main investee companies , Leumi Mortgage Bank Ltd. (merged with Leumi Card Ltd.(5) Bank Hapoalim Group Bank Leumi Le-Israel Ltd. as of December Leumi Securities and Investments Ltd. (9) December 2012 Leumi Capital Market Services Ltd. (9) 31, 2012) (2) A. Banking and finance in Israel (1) Leumi Leasing and Investments Ltd. (3) The Bank Leumi Le-Israel Trust Co Ltd. (9) Bank Hapoalim Ltd. Leumi Finance Company Ltd. (4) Leumi Partners Ltd. (7)(9) Total assets: NIS 1,301 billion B. Banking and finance abroad (6) Leumi Industrial Development Bank Ltd. (7) D. Non-banking corporations Herfindahl index: H = 0.217 Bank Hapoalim (Switzerland) Ltd. Leumi Real Holdings Ltd. (7) The Israel Corporation Ltd. Bank Hapoalim (Luxembourg) Ltd. Leumi Financial Holdings Ltd. (7) CR 2 = 58% Bank Hapoalim (Cayman Islands) Ltd. B. Banking and finance abroad (6) Bank Hapoalim (Latin America) S.A. Bank Leumi (USA) Bank Pozitif Kredi Ve Kalkinma Bankasi A.S. (with Bank Leumi (UK) plc a holding in JSC Bank Pozitif) Leumi Private Bank S.A. C. Capital market and financial companies (9) Bank Leumi Luxembourg Isracard (5) Bank Leumi Romania Poalim Express Ltd. (5) Leumi International Investments NV Bank Leumi Group, Bank Hapoalim Group, Poalim Capital Markets Ltd. (8) Leumi Re Limited (9) 29% 29% Poalim Sahar Ltd. (9) The Bank Hapoalim Trust Co Ltd. -
July 1999 Vol
TELFED JULY 1999 VOL. 25 NO. 3 A SOUTH AFRICAN ZIONIST FEDERATION (ISRAEL) PUBLICATION REAP ALL ABOUT IT! INSIDE: TELFED MOVES TO RA'ANANA PEOPLE: •Former South Africans make their mark in Poetry, Theatre and Music; Beth Chever 50th Reunion ART SCENE: •Making art that makes a difference ECO-ACTIOK'i^ Waiting for the trains to arrive? BOOK REVIEW Alon Liel'sbook on South Africa NUPTIALS, ARRIVALS.... A N D M O R E 46 SOKOLOV (2nd Floor) RAMAT-HASHARON Tel. 03-5488111 Home 09-7446967 Fax 03-5400077 Dear Friends, Even though it is now the middle of summer, the only thing that is really hot is the weather. It seems that most of our clientele prefer to travel in the "off season apd not to be involved in the summer rush. There are so many deals to near and far away places that it is no longer feasible to offer "specials" to anywhere —just know that they exist all the time to everywhere!!! This last weekend Carol and I spent a very special 4 days at the new Anassa Hotel — 35 minutes drive from the Paphos Airport in Cyprus, which is in itself only a 45 minute flight from Tel Aviv. I can honestly say that the hotel is without doubt the finest hotel I have ever stayed at — a real masterpiece — on the sea, beautiful setting, great food, but wow, it is expensive!!! — something to save for a special occasion. Give me a call and Til fill you in on all the details. Prices to South Africa on El A1 have been reduced for July/August, with all sorts of interesting deals, for example two for one on certain dates. -
To Download a PDF of an Interview with Ehud
Long-Term Players 151 WEST 54TH S TREET BETW EEN SIXTH + SEVENTH AVENUES N E W YORK, N Y 10019 An Interview with Ehud Arnon, President and Chief Executive Offi cer, IDB Bank EDITORS’ NOTE Ehud Arnon most The economy slowed down in When things got diffi cult, we were in no recently served as Senior Executive Israel during the crises, but the Israeli hurry to foreclose, which other banks might Vice President and a member of the banks had the advantage of being to- have had to do. Board of Management and Head tally self-funded with deposits. We It’s the DNA of the group in Israel as well of the Corporate Division of Israel were in the intrabank market because that we have a philosophy that foreclosure is Discount Bank, Ltd. He began his banks our size have to be, but we didn’t the last thing you want to do. career with the Bank of Israel and rely on the intrabank market, and like- When a customer has diffi culties, you work then joined the Exchange National wise for our subsidiary in New York. with him. Our experience has always shown us Bank of Chicago, and thereafter In the U.S., we are a wholly owned that considering the client is doing the best he First International Bank of Israel. subsidiary of Israel Discount Bank Ltd. can, you will do better by working things out Arnon spent the next 20 years at and are a $10-billion bank on a stand- with him and being in it for the long-term rather Bank Hapolalim B.M., and then alone basis. -
Fall Semester 2021-22 TABLE of CONTENTS
Exchange and Study Abroad Students Pre -Arrival Information Fall Semester 2021-22 TABLE OF CONTENTS INTRODUCTION .................................................... 3 ACADEMIC SCHEDULE 2021-22 ......................... 4 ACADEMIC INFORMATION .................................. 5 VISA REQUIREMENTS ......................................... 7 FINANCIAL AID...................................................... 7 IDC HOUSING........................................................ 8 HOUSING TIPS ...................................................... 9 HEALTH AND HEALTH INSURANCE ................ 11 GENERAL INFORMATION ON ISRAEL ............. 14 ARRIVAL AND FLIGHT INFORMATION ............ 15 GETTING AROUND ISRAEL ............................... 16 WHAT TO BRING ................................................ 18 BANKING AND FINANCIAL MATTERS ............. 18 2 DISCLAIMER Please bear in mind that all the information provided in this booklet is applicable as of today. There might be some changes, given the evolving situation as a result of COVID-19. Therefore, please we urge you to stay up-to-date with guidelines as stated by the Israeli Consulate/Embassy in your country. INTRODUCTION Shalom and welcome to the IDC Herzliya! This booklet contains important information; here you will find answers to all your questions so please read it carefully. The Fall Semester will begin with a mandatory Orientation day on Tuesday, October 5, 2021(tentative) All Study Abroad and Exchange Students are invited to participate in the social activities of the Raphael -
Link to an Accessible Report
Link to an accessible report 2 Board of Directors and 61 Chapter "D" - Accounting policy Management Report and critical accounting estimates, controls and procedures 7 Board of Directors and Management 61 Critical Accounting Policies and Report - List of tables Critical Accounting Estimates 9 Chapter "A" - General overview, 62 Controls and Procedures goals and strategy 9 Condensed financial information Internal Control over regarding financial position and Financial Reporting operating results 11 Goals and business strategy 65 President & CEO's certification 12 Chapter "B" - Explication and 66 Chief Accountant's certification analysis of the financial results and business position Condensed Financial 12 Material trends, occurrences, Statements developments and changes 16 Material developments in income, 69 Review Report of the independent expenses and other comprehensive auditors to the shareholders of Israel income Discount Bank Ltd. 23 Structure and developments of 70 Condensed Consolidated statement assets, liabilities, capital and capital of profit and loss adequacy 71 Condensed Consolidated statement 29 Capital and capital adequacy of comprehensive Income 32 Activity of the Group according to 72 Condensed Consolidated Balance principal Segments of Operation - Sheet principal quantitative data and main 73 Condensed Statement of Changes in developments Equity 36 Main Investee Companies 74 Condensed Consolidated Statement 40 Chapter "C" - Risks review of Cash Flows 40 General description of the risks and 77 Notes to the Condensed Financial manner of management thereof Statements 41 Credit Risks 55 Market Risks 59 Liquidity and financing risks 60 Operational Risks 60 Compliance risks 61 Other risks Israel Discount Bank Limited and its Subsidiaries SECOND QUARTER OF 2019 Table of Contents 3 Corporate Governance, audit, Appendices to the Quarterly additional details regarding the Report business of the banking corporation and management 206 Appendix no. -
Acknowledgments
Principal Supporters Amb. Ronald S. Lauder President of the World Jewish Congress, International businessman and Former President of the Jewish National Fund. Additionally serves as Chairman of the International Public Committee of the World Jewish Restitution Organization and Chairman of the Jewish Heritage Council. Former Chairman of the Conference of Presidents of Major American Jewish Organizations. Served as U.S. Ambassador to Austria and as Deputy Assistant Secretary of Defense for European and NATO policy. Established the Ronald S. Lauder Foundation, which has focused on Jewish education and outreach programs in Eastern Europe. Holds a B.A. in International Business from the Wharton School and a Certificate in International Business from the University of Brussels. The Friedrich-Ebert-Stiftung (FES) The Friedrich-Ebert-Stiftung (FES) is a non-profit organization with its roots in the German and International Social Democracy. The FES office in Israel contributes to enhancing German/European-Israeli relations, promoting peaceful coexistence between Israel and its neighbors, and strengthening Israeli civil society. For additional information: www.fes.org.il Nadav Fund For the Advancement of Jewish Heritage The NADAV Fund, founded in 2003 by Leonid Nevzlin and his partners with the vision of strengthening Jewish Peoplehood and fostering Jewish continuity, supports initiatives designed to advance understanding of Jewish Peoplehood and strengthen pride in being part of the Jewish People. The Fund's activities are centered on building meaningful and pluralistic Jewish identity and creating lasting connections among Jews in Israel and the world over, with an emphasis on the young generation. Through its grants the NADAV Fund seeks to ensure that Jewish Peoplehood in the 21 st century is rooted in thoughtful engagement with and profound understanding of the rich cultural, religious and historical legacy of the Jewish People. -
Euroclear Bank Participants List
Euroclear Bank Participants List Participant Name BIC Code Participant Code AARGAUISCHE KANTONALBANK KBAGCH22XXX 92304 AB SVENSK EXPORTKREDIT SEKXSESSXXX 97147 ABAXBANK SPA ICBBITMMXXX 27431 ABBEY NATIONAL TREASURY SERVICES PL ANTSGB2LXXX 21391 ABBEY NATIONAL TREASURY SERVICES PL ANTSGB2LXXX 24587 ABBEY NATIONAL TREASURY SERVICES PL ANTSGB2LXXX 90281 ABLV BANK AS AIZKLV22XXX 18576 ABN AMRO BANK (SWITZERLAND) AG UBPGCHZ8XXX 12180 ABN AMRO BANK N.V. (FORMERLY FBN) FTSBNL2RXXX 12826 ABN AMRO BANK N.V. (FORMERLY FBN) FTSBNL2RXXX 12827 ABN AMRO BANK NV ABNAJESHXXX 13030 ABN AMRO BANK NV ABNANL2AXXX 90105 ABN AMRO BANK NV, RODERVELTLAAN ABNABE2AIPCXXX 93170 ABN AMRO GLOBAL CUSTODY NV n.a. 21900 ABN AMRO GLOBAL CUSTODY NV n.a. 24936 ABN AMRO GLOBAL CUSTODY SERVICES N. FTSBNL2RXXX 10937 ABN AMRO GLOBAL CUSTODY SERVICES N. FTSBNL2RXXX 11963 ABN AMRO GLOBAL CUSTODY SERVICES N. FTSBNL2RXXX 14447 ABN AMRO GLOBAL CUSTODY SERVICES N. FTSBNL2RXXX 14448 ABN AMRO GLOBAL CUSTODY SERVICES N. FTSBNL2RXXX 94763 ABN AMRO GLOBAL CUSTODY SERVICES N. FTSBNL2RXXX 97465 ABSA BANK LTD ABSAZAJJXXX 18440 ABU DHABI COMMERCIAL BANK PJSC ADCBAEAATRYXXX 15438 ABU DHABI INVESTMENT COMPANY ADICAEAAXXX 93301 ADAM & COMPANY PLC ADAGGB2SXXX 13446 ADAM & COMPANY PLC ADAGGB2SXXX 13458 ADAM & COMPANY PLC ADAGGB2SXXX 13460 1 ADAM & COMPANY PLC ADAGGB2SXXX 13504 ADAM & COMPANY PLC ADAGGB2SXXX 13576 ADAM & COMPANY PLC ADAGGB2SXXX 13638 ADAM & COMPANY PLC ADAGGB2SXXX 13641 ADAM & COMPANY PLC ADAGGB2SXXX 13646 ADM INVESTOR SERVICES INTERNATIONAL n.a. 10123 AFRICAN DEVELOPMENT BANK