BHCPR PEER GROUP DATA Summary Ratios FR BHCPR Page 1 Peer Group: 3 Date: 03/31/2017

03/31/2017 03/31/2016 12/31/2016 12/31/2015 12/31/2014

Earnings and Profitability: Percent of Average Assets Net interest income (tax equivalent) 3.33 3.33 3.33 3.33 3.37 + Non-interest income 0.88 0.87 0.91 0.93 0.93 - Overhead expense 2.86 2.90 2.89 2.95 3.05 - Provision for loan and lease losses 0.09 0.10 0.12 0.09 0.09 + Securities gains (losses) 0.01 0.02 0.02 0.02 0.02 + Other tax equivalent adjustments 0.00 0.00 0.00 0.00 0.00 = Pretax net operating income (tax equivalent) 1.31 1.26 1.31 1.31 1.27 Net operating income 0.92 0.87 0.92 0.92 0.91 Net income 0.92 0.87 0.92 0.92 0.91 Net income (sub-chapter S adjusted) 0.99 0.94 0.95 1.00 0.98

Percent of Average Earning Assets Interest income (tax equivalent) 4.05 4.03 4.03 4.04 4.10 Interest expense 0.47 0.44 0.45 0.43 0.46 Net interest income (tax equivalent) 3.58 3.59 3.58 3.60 3.64

Losses, Allowance, and Past Due + Nonaccrual Net loan and lease losses / Average loans and leases 0.05 0.07 0.10 0.09 0.15 Earnings coverage of net losses (X) 13.89 4.37 19.31 18.13 18.32 Allowance for loan and lease losses / Total loans and leases not held-for-sale 1.19 1.23 1.20 1.23 1.36 Allowance for loan and lease losses / Total loans and leases 1.18 1.22 1.19 1.22 1.35 Nonaccrued loans and leases + ORE / Loans and leases + ORE 0.95 1.12 1.00 1.14 1.46 30-89 days past due loans and leases / Total loans and leases (Confidential prior to March 2001) 0.40 0.40 0.41 0.41 0.45

Liquidity and Funding Net noncore funding dependence 8.18 13.18 13.98 14.28 14.18 Net short-term noncore funding dependence 3.36 5.54 6.50 6.60 6.07 Net loans and leases / Total assets 69.75 68.77 69.95 68.69 67.04

Capitalization Tier 1 leverage ratio 10.08 10.08 10.12 10.13 10.10 Equity capital / Total assets 10.09 10.22 10.12 10.16 10.19 Equity capital + minority interest / Total assets 10.13 10.26 10.15 10.19 10.23 Tier 1 common equity capital / Total risk-weighted assets 12.52 12.43 12.50 12.50 12.37 Net Loans and leases / Equity capital (X) 7.02 6.87 7.03 6.88 6.78 Cash dividends / Net income 22.93 23.19 24.42 23.33 23.70 Cash dividends / Net income (sub-chapter S adjusted) 21.72 24.71 20.54 15.73 14.74 Retained earnings / Average equity capital 6.52 6.03 6.35 6.42 6.37

Growth Rates Assets 7.64 7.88 7.24 9.07 8.13 Equity capital 6.18 8.01 6.03 8.60 11.93 Net loans and leases 9.51 10.97 9.80 11.46 12.43 Noncore funding -20.13 6.05 5.04 7.48 7.29

Parent Company Ratios Short-term debt / Equity capital 0.06 0.05 0.04 0.05 0.06 Long-term debt / Equity capital 2.82 2.15 2.64 2.18 1.60 Equity investment in subs / Equity capital 105.57 105.60 105.46 105.36 106.00 Cash FR op + noncash + op expenses / Op expenses + dividends 106.02 111.70 135.38 133.59 121.81 Relative Income Statement and Margin Analysis FR BHCPR BHCPR PEER GROUP DATA Page 2 Peer Group: 3 Date: 03/31/2017

03/31/2017 03/31/2016 12/31/2016 12/31/2015 12/31/2014 Percent of Average Assets Interest income (tax equivalent) 3.77 3.74 3.75 3.73 3.80 Less: Interest expense 0.44 0.41 0.42 0.40 0.42 Equals: Net interest income (tax equivalent) 3.33 3.33 3.33 3.33 3.37 Plus: Non-interest income 0.88 0.87 0.91 0.93 0.93 Equals: adjusted operating income (tax equivalent) 4.25 4.25 4.31 4.31 4.35 Less: Overhead Expense 2.86 2.90 2.89 2.95 3.05 Less: Provision for loan and lease losses 0.09 0.10 0.12 0.09 0.09 Plus: Realized Gains / Losses on held-to-maturities securities 0.00 0.00 0.00 0.00 0.00 Plus: Realized Gains / Losses on available-for-sale securities 0.01 0.02 0.02 0.02 0.02 Plus: other tax equivalent adjustments 0.00 0.00 0.00 0.00 0.00 Equals: Pretax net operating income (tax equivalent) 1.31 1.26 1.31 1.31 1.27

Less: Applicable income taxes (tax equivalent) 0.38 0.38 0.38 0.38 0.36 Less: Minority interest 0.00 0.00 0.00 0.00 0.00 Equals: Net operating income 0.92 0.87 0.92 0.92 0.91

Plus: Net extraordinary items 0.00 0.00 0.00 0.00 0.00 Equals: Net income 0.92 0.87 0.92 0.92 0.91 Memo: Net income (last four q