SÍOCHÁIN GSRMA TRIBUTES TO A FALLEN HERO DETECTIVE GARDA COLM HORKAN (13 Dec 1970 – 17 June 2020) Autumn 2020 WINTER 2015 ISSN 1649-5896 ISSN 1649-5896 www.gardaretired.com SCAN QR CODE FOR MEMBERS’ AREA THINKING HOME IMPROVEMENT? A Home Improvement loan will brighten your day. Up to €75,000 - available now and approved within 24 hrs. 4.25% variable (4.33% APR). EMAIL: WEB:
[email protected] www.straphaelscu.ie Lending criteria, terms and conditions apply. Credit facilities are subject to repayment capacity and financial status and are not available to persons under 18 years of age. Security may be required. A typical €30,000 five year loan with a variable interest rate of 4.25% and 4.33% APR (Annual Percentage Rate), where the APR does not vary during the term, would have monthly repayments of €555.89 and the total cost of credit (the total amount repayable less the amount of the loan) would be €3,353.20. Warning - If you do not meet the repayments on your credit agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future. EDITORIAL COMMENT GSRMA’S MANTRA FOR PENSION PARITY We continue to strive for our three-fold requirements of Parity, Representation and Restoration, which must form part of our mantra as talks for a new successor to the PSSA get under way. The economic situation in Ireland and globally will have a part to play post Covid-19 and our demands and our mantra must remain in place.