CELEBRATING 10 YEARS OF THE PERPETUAL EDUCATION FUND The Key to Opportunity A decade after President Gordon B. Hinckley announced the Perpetual Education Fund, the initiative and its participants are thriving. By Rebekah Atkin n 1850, just three years after arriving in the In general conference on March 31, 2001, Church Magazines Salt Lake Valley, President Brigham Young President Hinckley announced his vision for I(1801–77) began establishing academies the program. He conceded that it was a “bold and universities to educate Latter-day Saints. initiative” but held that “education is the key Every prophet of this dispensation has encour- to opportunity.” 2 President Hinckley invited aged the education of Church members. all who wished to contribute to do so, and the Among them was President Gordon B. program was underway. Hinckley (1910–2008), who introduced the Now, 10 years later, contributions large and Perpetual Education Fund (PEF), patterned small from donors worldwide have allowed after another of Brigham Young’s 19th-century the initiative—and its participants—to thrive. initiatives, the Perpetual Emigration Fund. Elder John K. Carmack, emeritus member of the This new educational fund would become, Seventy and Executive Director of PEF, says it is in the words of President Thomas S. Monson, “rescuing the Saints from the curse of poverty.” one of the hallmarks of President Hinckley’s It has been successful in that rescue, says Rex administration.1 President Hinckley had seen Allen, volunteer director of training and com- poverty and lack of education and training munications for PEF, because it is established prevent many young adults in the Church on eternal principles and comes with prophetic from achieving their potential. He sought the promises that have “an impact more far-reaching

Lord for answers. than any of us understand.” PHOTOGRAPHS BY BRIAN WILCOX; ICONS BRENT CROXTON

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In the decade since its inception, the Perpetual Education Fund has improved the lives of some 50,000 participants in 51 countries, like Kevin Moore of the West Indies and participants from Peru (left).

50,000+

2001 CUMULATIVE NUMBER OF PARTICIPANTS BY YEAR 2011 

A Bold Initiative She understands the importance of edu- As President Hinckley explained in 2001, cation and the work and sacrifice it takes. the fund has been created from monetary Before she participated in PEF, Carolina donations; the interest generated by the worked several jobs and sold all of her principal is loaned to prospective students. jewelry so she could study law. Her family PEF PARTICIPANTS Young adults interested in participating made sacrifices as well. BY THE NUMBERS can approach local priesthood leaders and “I knew that in order to study I should he Perpetual institute directors. With their endorsement, make sacrifices,” Carolina explains. “I was TEducation Fund these “ambitious young men and women,” willing to do it so that in the future I would has blessed the many of them returned missionaries, receive have better job opportunities.” lives of over 50,000 loans to attend school in their own com- But then family challenges arose during participants in 51 munities.3 While still in school, they begin her last year of school, and she was unable to countries in the last repaying the loan, enabling other students pay tuition. She received a PEF loan and used 10 years. Here are to use the fund too. it to successfully complete her degree. some statistics about In the decade since its inception, the pro- Shirley Mwelase of South Africa exem- these young adults: gram has improved the lives of some 50,000 plifies these principles as well. She used a • 47 percent are participants in over 50 countries, helping PEF loan to finish a computer programming men, 53 percent them to “rise out of the poverty they and course and, after getting a job at an insurance are women. generations before them have known,” as company, quickly paid off the remainder • 34 percent are President Hinckley said it would.4 of her loan, helping her feel “reliable and married. Brother Allen describes PEF this way: “The trustworthy.” • 80 percent of prophet did something remarkable that day. Shirley explains, “A better-paying job men are returned missionaries. Long ago, Moses stretched his staff over the meant a better quality of life. It meant I could • 82 percent work Red Sea and the waters divided. President help out my parents and family, and the skills while in school. Hinckley mirrored this same faith when he and refinement I have since acquired from • Their average age figuratively held his prophetic mantle over working have helped me greatly to be of is 24.5. the dark sea of poverty and initiated PEF.” better service in all my Church callings.” • They take 2.6 Working as a programmer, she has years on average Principles accomplished much. She says, “I feel that if to complete their education. The Perpetual Education Fund is built on it were not for my studies and my constant • They receive a foundation of gospel principles—faith and participation at church, I would not have three to four hope in Jesus Christ, education, work, sacri- had a job, nor would I have been able to times greater fice, self-reliance, integrity, and service. PEF achieve any of these good things.” income after participants and graduates worldwide are education. implementing these principles in their lives. Promises and Blessings Carolina Tello Vargas, a graduate from When President Hinckley announced Colombia, says PEF was “a ray of hope” and the Perpetual Education Fund, he promised evidence of the help of Heavenly Father, it would bring blessings to individuals, who “is guiding [her] and opening the way to their families and communities, and to to progress.” the entire Church through opportunities

30 Liahona 10 FRUITS OF THE FIRST 10 YEARS lder John K. Carmack, Executive EDirector of PEF, says the fund has produced these fruits: 1 2 3 4 5 6 7 8 9 10 1. Building self-reliance and integrity: fulfilling obligations and providing for families. 2. Furthering eternal progression: gaining intelligence in this life that will be an advantage in the next (see D&C 130:18–19). 1 2 3 4 5 6 7 8 9 10 3. Building capable leaders: finding better jobs that allow time for Church service. for employment, service, and leadership. Miriam Erquiza, a 4. Opening opportunities through President Hinckley promised that partic- returned missionary education: qualifying for jobs that from the Philippines, ipants “will be enabled to get good educa- require certain training and skills. was hired at a travel tions that will lift them out of the slough of agency; the job’s hours 5. Enriching lives: broadening under- poverty. . . . They will marry and go forward allowed her to serve standing and opening minds. as Young Women 6. Encouraging the spirit of the law with skills that will qualify them to earn well president and as an institute teacher. of consecration: inviting all to con- and take their places in society where they 5 tribute, coming closer to being one can make a substantial contribution.” (see D&C 38:27). This promise has been fulfilled for thou- 7. Helping care for the poor: fulfilling sands of PEF participants, including Pablo a key obligation of the Church (see Benitez of Uruguay. Pablo was working D&C 81:5; 83:6). 12-hour days at a grocery store, barely 8. Building stronger families: breaking scraping together a living, when he decided out of the cycle of poverty. to change his life. He started attending 9. Building traditions of excellence: school, but as the cost of tuition and fees implementing gospel principles. increased, he found he was unable to finance 10. Following the Savior’s example of his education alone. sacrifice: giving what we have to Through PEF he was able to complete a help others. degree in physical education. As a result, he has received several jobs over the years, each one improving his income. He even reports, “I often receive job offers for full-time work

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HOW TO PARTICIPATE EF has outlined a five-step process Pfor those who live in approved areas to participate in the program. For more information about the process or quali- fications, visit pef.lds.org. To get started, 5 talk to your local priesthood leader or 4 institute director. 3 Step 1: Dream—Learn about the PEF 2 program and availability in your area and attend your stake education and 1 employment fireside. Step 2: Plan and qualify—Attend the Planning for Success workshop at your or substituting for others that I cannot accept Vanderlei Lira of Brazil served as a branch pres­ institute and seek the endorsement because I do not have enough time. And ident for six years while and counsel of your priesthood leaders. all of this is thanks to the PEF and to the working as a laborer. Step 3: Apply—Complete the PEF appli- chances that opened up to me because of After furthering his my schooling.” education thanks to a cation online, based on what you learn PEF loan, he found new in the Planning for Success workshop. Because of opportunities gained through work with an increased Step 4: Commit—If approved, partici- education, Pablo can support his family salary. His stake pres­ ident describes him as while serving and building his community pate in the PEF loan interview, where “a giant liberated by you agree to fulfill your commitments. as a teacher. opportunity.” Step 5: Study, graduate, improve Working long hours to barely earn enough work, and repay the loan—Exercise to pay living expenses and tithing can make your faith and demonstrate effort, service in the Church a great challenge, says integrity, commitment, and self- Brother Allen. This is a struggle for many reliance; work hard to fulfill your members throughout the world, but President dreams. Hinckley made this promise about PEF participants: “They will become leaders in this great work in their native lands. They will pay their tithes and offerings, which will make it possible for the Church to expand its work across the world.” 6 Many participants are finding that the education gained through PEF leads to

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better jobs with hours that allow A BRIGHTER seminaries and institutes are also them more time to serve in the FUTURE fully engaged in the endeavor. Church. Miriam Erquiza, a returned “The Perpetual The effects of the fund are per- missionary from the Philippines, Education Fund petual not only financially, as the . . . breaks the completed a two-year web design money is repaid and then loaned to cycle of poverty program and, through “mighty for our mem- other students, but also spiritually prayer,” obtained a job at a travel bers in many and socially as participants, donors, agency. This position allowed her areas of the administrators, and countless others to support her family and find time world and provides skills and training are blessed indirectly. “Education to serve as Young Women president which qualify young men and young is the key,” says Brother Allen, “to and as an institute teacher. women for gainful employment. This open a door in a solid wall, not just inspired plan has kindled the light of Vanderlei Lira of Brazil served for individuals but also for their hope in the eyes of those who felt for six years as a branch president, doomed to mediocrity but who now families and communities.” helping his branch grow from 18 to have an opportunity for a brighter Over the last 10 years, technol- 110 active members, while working future.” ogy and experience have helped as a laborer because he lacked edu- President Thomas S. Monson, “They Marked the refine the process for participants Path to Follow,” Liahona, Oct. 2007, 6; Ensign, cation. When PEF was announced, Oct. 2007, 8. and facilitators, but the Perpetual he was able to study occupational Education Fund still seeks to fulfill safety and find new work, which the prophetic vision established for helped him increase his salary and it. This “bold initiative” will remain quickly repay his loan. He contin- a prophetic endeavor. President ues to serve in the Church today. Monson continues the work of the His stake president describes him fund, which, he says, will “go far as a great leader and father, “a giant HOW TO CONTRIBUTE into the future.” 8 ◼ he success of the fund depends liberated by opportunity.” NOTES largely on the generosity and 1. See “16th President Fields Questions from President Hinckley told mem- T Media,” Church News, Feb. 9, 2008, 15. assistance of members and volunteers 2. Gordon B. Hinckley, “The Perpetual bers of the Church that the pro- Education Fund,” Liahona, July 2001, 62, gram would succeed because worldwide. Here are a few ways you 67; Ensign, May 2001, 52, 53. might be able to help: 3. Gordon B. Hinckley, Liahona, July 2001, the Church has “the organization 62; Ensign, May 2001, 52. 4. Gordon B. Hinckley, Liahona, July 2001, . . . and dedicated servants of • Volunteer part-time at a local PEF 62; Ensign, May 2001, 52. the Lord” necessary for success.7 service center. 5. Gordon B. Hinckley, “The Church Goes Forward,” Liahona, July 2002, 6; Ensign, Indeed, the Perpetual Education • Serve full-time with your spouse as May 2002, 6–7. 6. Gordon B. Hinckley, “Reaching Down Fund is succeeding because it a senior missionary couple in the PEF to Lift Another,” Liahona, Jan. 2002, 62; involves the cooperation of par- program. Ensign, Nov. 2001, 53–54. 7. Gordon B. Hinckley, Liahona, July 2001, ticipants and local priesthood • Donate to the Perpetual Education 67; Ensign, May 2001, 53. 8. Thomas S. Monson, in “16th President leaders under the direction of the Fund. Fields Questions from Media,” Church First Presidency, Quorum of the News, Feb. 9, 2008, 15. Twelve Apostles, and other gen- Visit pef.lds.org to read more stories eral Church leaders. The Church’s from PEF participants and to learn

PHOTOGRAPH OF PRESIDENT MONSON BY DAVID NEWMAN PHOTOGRAPH OF PRESIDENT MONSON BY DAVID employment resource centers and how to get involved.

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