MONTHLY ISSUE - MARCH - 2017 CurrVanik’s ent Affairs

Banking | Railway | Insurance | SSC | UPSC | OPSC | PSU

Vanik’s Question Hub Vanik’s Practice Set Vanik’s Extra Dose Vanik’s Knowledge Garden VANIK'S PAGE List of Reports Published by International Organization

REPORT TITLE ORGANISATION REPORT TITLE ORGANISATION

Asian Development Outlook ADB (Asian Development bank) UNCTAD (United Nations Conference on Trade and World Investment Report Development) Global Financial System Report BIS (Bank for International Settlements) Actions on Air Quality UNEP (United Nations Environment Programme) Global Money Laundering Report FATF (Financial Action Task Force)

India State of Forest Report Forest Survey of Global Environment Outlook UNEP (United Nations Environment Programme)

Chang e the World List Data Fortune The Rise of Environmental Crime UNEP & INTERPOL UNESCO (United Nations Educational, Scientific and Cultural Technical Cooperation Report IAEA (International Atomic Energy Agency) Global education monitoring Report Organization) Nuclear Technology Review IAEA (International Atomic Energy Agency) State of world population UNFPA (United Nations Population Fund) Ease of Doing Business IBRD (World Bank) World Cities Report UN- Habitat World Development Report IBRD (World Bank) The Global Report UNHCR (United Nations High Commissioner for Refugees) Safety Reports ICAO (International Civil Aviation Organization) Report on Regular Resources UNICEF (United Nations Children’s Emergency Fund) Global Hunger Index report IFPRI (International Food Policy Research Institute) The State of the World’s Children World Social Protection Report ILO (International Labour Organization) UNICEF (United Nations Children’s Emergency Fund ) reports World Employment and Social Outlook ILO (International Labour Organization) Reports on Counterfeiting and UNICRI (United Nations In terregional Crime and Justice World of Work Report ILO (International Labour Organization) Organized Crime Research Institute)

Global Wage Report ILO (International Labour Organization) Industrial Development Report UNIDO(United Nations Industrial Development Organization)

Global Financial Stability Report IMF (International Monetary Fund) Global Assessment Report UNISDR (United Nations Office for Disaster Risk Reduction)

World Economic Outlook IMF (International Monetary Fund) Global Report on Trafficking in Persons UNODC (United Nations Office on Drugs and Crime)

Cornell University INSEAD and the World Intellectual Global Innovation Index World Drug Report UNODC (United Nations Of fice on Drugs and Crime) Property Organization (WIPO)

World Wildlife Crime Report UNODC (United Nations Office on Drugs and Crime) World Energy Outlook (WEO) International Energy Agency Global Information Technology Report WEF (World Economic Forum) Southeast Asia Energy Outlook International Energy Agency

Travel and Tourism Competitiveness OPEC Monthly Oil Market Report OPEC (Organization of the Petroleum Exporting Countries) WEF (World Economic Forum) Report

World Oil Outlook OPEC (Organization of the Petroleum Exporting Countries) Global Competitiveness Report (GCR) WEF (World Economic Forum)

World Happiness Report Sustainable Development Solutions Network (SDSN) World Intellectual Property Report WIPO (World Intellectual Property Organization) Global Corruption Report (GCR) Transparency International (WIPR)

Levels and Trends in Child Mortality The Energy Report & Living Planet UN Inter-agency Group WWF (World Wildlife Fund) Report Report Message from Director

Vanik Publications

Dear Students, EDITOR Mr. Pramod Padhi Preparation for competitive examination should be properly ASSOCIATE EDITORS planned with patience and intelligent hard work. Success comes when Satabdi Sagar Mohanty Samarendra Narayan Sahoo labour meet luck but without labour luck will never come. ADVISORS At VANIK we are trying to improve in all aspect. From class G. Khatua Babu Nair room coaching to study material and Test design as per the latest trend & Team R & D of exam for Banking, SSC & Railway. PUBLISHING MANAGER Smrutiranjan Chhatoi For the Civil Services also lots of innovation are being DESIGNING & LAYOUT implemented to make the course result oriented. Vijaya Maharana

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Events of the Month 3  Economy and Banking 9  International news 15  National news 17  Recent Govt. Development & Scheme 20  Bilateral 21  State news 23  Award and Honour 26  Person in news 27  Places in news 29  Sports 30  Science and Technology 32  Environment and Ecology 34  Defence 34  Recent Summit in News 35  Committee and its Function 36  Book and Author 36  Miscellaneous 37  Date and Observation 38

 Vanik Question Hub 200 MCQ on Current Affairs - 39 100 MCQ on SSC/Railway - 49 40 MCQ on Computer - 53 20 Special MCQ on Banking - 55

 Practice Set  Vanik Extra Dose -PO (Main) - 56 Who’s Who - 122 SYNDICATE BANK-PO (Main) - 76 Abbreviation - 128 IPPB-PO (Main) - 93 Word of the Month - 129 SSC-CGL-TIER-I-2017 - 111 December Pocket Capsule - 130

 Special Section on Civil Service (By Pramod Padhi) - 133 MAGAZINE FOR THE MONTH OF MARCH- 2017 EVENTS OF THE MONTH of bulls and preserving cultural traditions of Tamil UNION GOVERNMENT CLEARED Nadu.  As per the rules of business of the TAMIL NADU’S ORDINANCE ON government, the Cabinet nod is not required for an JALLIKATTU ordinance. The approval of the concerned Minister and Chief Minister is sufficient and the state After a three year long ban, Jallikattu has finally got the government had completed all these formalities in approval of the Centre to be held across Tamil Nadu. The case of Jallikattu to pass an ordinance after which Centre gave nod to the ordinance on Jallikattu on January the proposal was submitted to the Centre. 20, 2017 to allow the bull-taming sport to be held in Tamil  Chief Minister O. Paneerselvam met Prime Minister Nadu and end the protests that had erupted in the state with on January 19, 2017 to seek help the ban. The ordinance was proposed by the Tamil over the Jallikattu issue. Seeking the assurance from Nadu Government which was placed before the Law, PM to State Chief Minister, the Union Ministries of Environment and Culture Ministries. In consultation with Culture, Law, Home Affairs and Environment and Attorney General of India Mukul Rohatgi, the Ministries Forests cleared the State’s proposal for the forwarded the ordinance to President for ordinance. his assent. The Union Ministries of Home, Law and  The draft ordinance also received the nod of the Environment has vetted the state’s draft ordinance and President via Home Ministry, as the powers of the cleared the amendment. That led the Tamil Nadu Governor to President have been delegated to Union Home promulgate ordinance as per Article 213 of Indian Minister for giving approval on such ordinance. constitution.  Further, the Tamil Nadu Governor Vidyasagar The SC banned Jallikattu in 2014 after animal rights Rao approved the ordinance by the state organisations like PETA took the game to the court, terming government on January 21, 2017 with the first it as extreme cruelty to animals. However, silent voices against Jallikattu game post the protest to be conducted in the ruling over the last few years burst into huge protests in Alanganallur, Madurai on January 22, 2017. the last few weeks with people from across the political  The Decision comes as Tamil Nadu came to a halt spectrum and region joining hands to lift the ban on the with protests by students, youths and other traditional game. It has been spontaneous protests with no sections demanding immediate allowance of the particular leader or person spearheading it. traditional sport in the state. General strikes by Attorney General Mukul Rohatgi mentioned the matter before various trade unions led to a shutdown of shops the apex court bench headed by Chief Justice and business and schools and colleges remaining of India Jagdish Singh Khehar. closed across the state. Urging the protestors to end their protest, Tamil Nadu Chief  Film shootings were suspended. Autos and call taxis Minister O. Panneerselvam has said that Jallikattu will return kept off the roads with only few government buses to the state in a couple of days through an ordinance or on the roads. Banking operations were affected. executive order that will be reviewed by President Pranab Many inter and intra-state trains were fully and Mukherjee. partially cancelled while some others were diverted. Key Fact The suburban EMU services ran late. Tamil Nadu Chief Minister, O. Paneerselvam has send a draft The Supreme Court has dismissed a plea filed by Tamil Nadu ordinance to the centre seeking an amendment to to review a 2014 apex court judgment banning Jallikattu. The the Prevention of Cruelty to Animals Act, 1960 and removal apex court questioned the need to “tame” a domestic animal of ”bull” from the list of “performing” animals. This will like the bull and further held that Jallikattu has nothing to do ensure that provisions of the Prevention of Cruelty to with exercise of the fundamental right of religious freedom. It Animals Act will not apply to the bull. also held that Jallikattu runs counter to the concept of welfare  The ordinance has been prepared with a view to of the animal, which is the basic foundation of the Prevention ensuring survival and well-being of the native breed of Cruelty to Animals Act, 1960.

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Tamil Nadu Government’s argument viz. the US, the UK, France, Australia & Canada apart from However, the State government countered that Jallikattu was CEOs of Fortune 500 companies. defined as an act of “taming” of bulls under the Tamil Nadu PM Modi Laid Foundation Stone for redevelopment of Regulation of Jallikattu Act, 2009 and it does not amount to Gandhinagar Railway Station cruelty. This law was introduced to stop any kind of torture On January 9, 2017, Prime Minister Narendra Modi laid and taming a bull is not torture. foundation stone of redevelopment of Gandhinagar Railway What is issue? station. The Supreme Court had banned Jallikattu in May 2014 and  The Railway station will be developed as a modern held that bulls could not be used as performing animals. It hub at the cost of about Rs. 250 crore and will be ordered to completely stop use of bulls for Jallikattu events India’s first railway station with all amenities at par or bullock-cart races across the country. The ban was with modern airports. imposed by SC as it violated provisions of The Prevention  The redevelopment project includes construction of Cruelty to Animals Act, 1960; fundamental duty Article of a 5-star hotel on top of the Railway station with 51A (g): compassion towards animal; Article 21 (Right to around 300 rooms to cater the future requirements Life), which prohibits any disturbance to the environment, of delegates and tourists visiting for various including animals as it is considered essential for human life. summits. However, in January 2016, the Union Government through  The state government will hold the majority share notification lifted this ban and allowed use of bulls for with 74 percent, while Ministry of Railways will hold Jallikattu events or bullock-cart races in Tamil Nadu and 26 percent. The project will be completed within Maharashtra. But, the apex court put on hold of the Union two years with first year to redevelop the station Government’s notification. and next year to build the hotel. What is Jallikattu?  Gandhinagar Capital Railway station will be Jallikattu is a bull taming sport played in Tamil Nadu on Mattu redeveloped through Special Purpose Vehicle SPV Pongal day as a part of Pongal celebrations i.e. harvest between the state government and Indian festival. It is one of the oldest living ancient tradition Railway Stations Development Corporation Ltd practiced in the modern era. Jallikattu has been derived from (IRSDC). The proposed name of the SPV is the words ‘calli’ (coins) and ‘kattu’ (tie), which means a bundle Gandhinagar Railway and Development of coins is tied to the bull’s horns. In Sangam literature the Corporation Ltd (GARUD). sport is called as ‘Yeru thazhuvuthal’ (means to embrace Prime Minister Inaugurated India’s First International bulls). In older times Jallikattu was popular amongst warriors Exchange, India INX during the Tamil classical period. The bull tamer sought to Narendra Modi inaugurated India’s first international remove this bundle from the animal’s head to win gold or exchange –India INX — at the International Financial Service silver coins to be called ‘brave’ and ‘valourous’. All castes Centre (IFSC) of GIFT City in Gandhinagar. participate in the event and majority of jallikattu bulls belong  India INX is a wholly owned subsidiary of to the pulikulam breed of cattle. BSE, . It would operate for 22 hours a day allowing international investors and NRIs to trade from anywhere across the globe. 8TH EDITION OF VIBRANT  India INX is one of the world’s most advanced technology platforms with a turn-around-time of 4 GUJARAT GLOBAL INVESTORS micro seconds. SUMMIT 2017  INX will trade initially in equity derivatives, currency derivatives, commodity derivatives including index Prime Minister Narendra Modi inaugurated the 8th Vibrant and stocks. It plans to offer depository receipts and Gujarat Global Investors Summit 2017 at Mahatma Mandir in bonds later. Gandhinagar on January 10. The central focus of the summit Prime Minister Narendra Modi inaugurated Vibrant was “Sustainable Economic and Social Development”. The Gujarat Global Trade Show purpose of the 4-day summit was to provide a platform to Prime Minister Narendra Modi also inaugurated Vibrant debate global economic and social issues on the lines of the Gujarat Global Trade Show organised at helipad ground in World Economic Forum in Davos. This year’s biennial Gandhinagar on January 9, 2017. flagship event of the state hosted Prime Ministers, Presidents, Deputy Prime Ministers and ministers of several countries

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 Vibrant Gujarat Global Trade Show (VGGTS) 2017  Besides, Rwanda signed the International Solar has been organised on an area of nearly 1,50,000 Alliance and became the 25th co-signatory of the sq.mt. It was the largest exhibition of the country Indian initiative. with 14 themed halls including Exhibit area covering  Prime Minister Modi announced an aid of $2 million nearly 1,500 stalls by different companies. Modi worth of and a cash grant of $1 million took a round of different pavilions at the trade show for sourcing medical equipment from India. and interacted with businessmen.  India also announced a Line of Credit of US $ 80  The 2017 edition has nearly 1500 companies million to augment Rwanda’s electricity production participating and about 1.50 to 2 million visitors. with the commissioning of the 28 MW Hydroelectric  The five day Vibrant Gujarat Global Trade Show Project on the Nyabarongo River. saw more than 15 lakh people participation. The  India and Rwanda exchanged the Memorandum of show was opened for business seminars on January Understanding on Forensic Sciences by the Gujarat 10 and 11 while on January 12 and 13 the exhibition Forensic Sciences University to support Rwanda’s was open for visitors. National Police in modernising Forensic  The Exhibition saw representation from Corporate investigations. Sector, Public Sector, PSUs, innovations, startups,  The joint statement was issued to continue to work MSME, women entrepreneurs as well as other on concluding a Bilateral Air Services Agreement countries. and an agreement for the exemption of visa for Nobel Prize Series Exhibition diplomatic and official passport holders. Prime Minister inaugurated the Nobel Prize Series exhibition  Both sides also agreed to strengthen the bilateral at Gujarat Science city near Ahmedabad on January 9, 2017 . cooperation in culture, tourism, and people to This exhibition featured works of nine Nobel laureates from people link between the youth of Rwanda and India. across the world who were invited by the Gujarat government Gujarat Government Signs MoU Worth 67000 CR. for to be a part of the Vibrant Summit. Ahmedabad- Bullet Train Project  After the inauguration the Prime Minister Modi also The Gujarat government signed a memorandum of take part in the Roundtable meeting with all the understanding (MoU) worth Rs 67,000 crore with invited Nobel Prize winners, including India-born the National High Speed Rail Corporation Limited Dr. Venkatraman Ramakrishnan. (NHSRCL) during the Vibrant Gujarat Global Summit on Textile Minister Signs MoUs Worth Rs. 8,835 crore January 12, 2017 for component manufacturing for As a part of the Vibrant Gujarat Global Summit, the Union the Ahmedabad-Mumbai bullet train project. Textiles Minister Smriti Irani addressed the ‘Make in  Rolling stock and other equipment like signalling Gujarat’ theme seminar on Trends and Innovation impacting and power system will be imported from Japan as the Textile Value Chain on January 12, 2017. per the loan agreement.  The minister also witnessed signing of MoUs worth  Railways has already allotted Rs 200 crore for the Rs. 8,835 crore in textile sector. The MoUs were SPV in which Maharashtra and Gujarat will have signed in different sectors such as textile parks, equity of 25% each and the will textile processing, machinery, carpet development, have 50% . etc.  Total cost of the entire project is estimated at Rs  Gujarat produces 29% of India’s total cotton 97,000 crore and is projected to be completed by production and is an area with one of the largest 2023. concentrations of textiles in India.  The high speed Bullet train will cover 508 km India, Rwanda announces strategic partnership between Mumbai and Ahmedabad in two hours, A joint statement was issued between Rwanda President Paul running at a maximum speed of 350 kmph and Kagame and Prime Minister Narendra Modi on January 10, operating speed of 320 kmph. 2017 at the Gujarat Global Investors Summit to raise the level  Indian Railways also signed a MoU for setting up a of bilateral cooperation to a strategic partnership. container depot at an investment of Rs 100 crore at  India extended a $120 million credit to bring over Rajkot. 41,190 hectares of cultivable land under irrigation  Another MoU was signed to set up a training centre in the African country for the development of Export at Gandhinagar to impart training to engineers and Targeted Irrigated Agriculture Project. employees associated with the Bullet train project.

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Vibrant Gujarat Summit 2017 Witnesses Signing Over 5,938 Cooperative Banks and Primary Societies. This MoUs means that the banks will not charge any interest Vibrant Gujarat Summit 2017 saw as many as 25,578 for 60 days on loans and that amount would be MoUs signed between various sectors. As compared to the beared by the Government. previous edition of the event, this time 2500 more MoUs  NABARD created a fund of Rs 21000 crore to Dstrict were signed central Cooperative Banks in November 2016 to  The three day global summit witnessed over 74,000 provide loan to farmers for Rabi season. Government registered delegates, including 2,734 international has decided to add Rs 20,000 crore more to this delegates from over 100 countries and 33,000 along with giving the loan at subsidized rate. The participants. loss that NABARD would suffer by giving loans to  There were 51 meetings of delegates with the Chief cooperative banks, societies at low interest rate shall Minister and the Deputy Chief Minister. be borne by Government. Senior Citizens  The Prime Minister said that senior citizens would PM NARENDRA MODI’S KEY get a monthly fixed interest of 8% on their deposits ANNOUNCEMENTS ON NEW of up to 7.5 lakhs for 10 years. Women YEAREVE’S SPEECH  A sum of Rs 6000 would be deposited in the account of pregnant and lactating women in above 650 rural Following the tough decision to demonetise Rs 500 and Rs districts to meet medical expenses. The scheme 1000 currency notes, Prime Minister Narendra Modi on 1st would initially be implemented in form of a pilot January thanked citizens for undertaking sacrifice to cleanse project in 53 districts, with the amount of Rs 4,000 the economy of black money. In his address, he announced MSME(Micro, Small and Medium Enterprises) a number of welfare sops to help the poor, the rural sector, To give a boost to the small entrepreneurs, the government small businesses and other citizens to lighten the burden of has taken certain decisions in the interest of small and demonetization. medium businesses, which will also boost employment. Some of the few announcements are  PM Modi said that the cash credit limit for small Urban Housing businesses would be raised to 25 per cent from 20  PM Modi announced two new housing schemes per cent. The Credit guarantee for Micro Small and for the urban poor. As per the decision, home loan Medium Enterprises would be raised to Rs 2 crore taken by urban poor in 2017 up to Rs. 9 Lakh would from current Rs 1 crore. get 4 percent subvention on interest while 3 percent  Earlier, the scheme only covered bank loans, but subvention on interest on home loans of up to Rs. now it will cover loans given by NBFCs (non- 12 Lakh. banking financial companies) as well. Rural Housing  Banks have also been asked to increase working  In villages, taking home loans of up to Rs. 2 Lakh capital loans from 20 per cent of turnover to 30 per for new housing or extension of housing in 2017 cent, for enterprises that transact digitally. would attract 3 percent subvention on interest.  Government also announced that earlier the tax on  The number of houses being built for the poor, under Income of businesses with turnover of up to Rs 2 the Pradhan Mantri Awaas Yojana in rural areas has crore was calculated at 8 per cent of the turnover. also been increased by 33 per cent. Now, for such businesses income from digital Farmers transactions will be calculated at 6 per cent. This  PM also announced to convert 3 crore Kisan credit will effectively reduce their tax liability by 25 per card into RuPay card in the next 3 months. The cent. problem with Kisan Credit Card is that farmers need  For MUDRA Yojana, Modi said that last year nearly to go to bank to withdraw money, but RuPay Card 3.5 crore people benefitting from it. The government will enable them to buy/sell directly through the now aims to double this, giving priority to dalits, card. tribals, backward classes and women.  He also announced to waive 60-day intereston farm  Government meets PMUY target of 1.5 crore LPG loans taken in the Rabi season from District connections.

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GOVERNMENT MEETS PMUY WATAL COMMITTEE TARGET OF 1.5 CRORE LPG RECOMMENDATION ON CONNECTIONS CASHLESS ECONOMY Committee on Digital Payments headed by Ratan P. Watal in The Union Ministry for Petroleum & Natural Gas has met the Dec 2016 submitted its report to the Union Ministry of 1.5-crore target for LPG connections that were to be added Finance. The committee was formed by the Union under the Pradhan Mantri Ujjwala Yojana (PMUY) in the 2016- Government to suggest measures to increase digital financial 17 financial year. This Target was achieved within a span of transactions across the nation. less than eight months since the launch of the scheme which Key recommendation of the committee is implemented across 35 States/UTs.  It has said that regulation of payments should be Key Facts independent from the RBI. Since the launch of the PMUY, the LPG coverage across the  The Payments and Settlement Systems Act 2007 country has increased to 70% as of December 1, 2016 from was also updated. earlier 61% as of January 1, 2016. Top five States with highest  The committee stresses on promoting digital number of LPG connections are: (46 lakh), West payments and receipts within the Government. Bengal (19 lakh), Bihar (19 lakh), (17 lakh)  The committee also created a fund proposed as and (14 lakh). These states constitute nearly 75% DIPAYAN from savings generated from cashless of the total connections released. 14 States/UTs with LPG transactions coverage less than the national average. They are J&K,  It also recommended a ranking and reward , Himachal Pradesh and all North-East States. framework to encourage and recognise government They have been identified as priority States for implementing agencies who lead the efforts on enabling digital PMUY. The households belonging to SC/ST constitute the payments. large chunk of beneficiaries of this scheme with 35% of the  It asked the government to consider outsourcing connections being released to them. the operations of payment systems like Real Time About Pradhan Mantri Ujjwala Yojana (PMUY) Gross Settlement (RTGS) and National Electronic  The scheme provides free LPG connection with Fund Transfer (NEFT). financial assistance of Rs. 1600/- per connection to  It also recommended to upgrade payment systems an adult woman member of BPL family identified like RTGS and NEFT to operate on a 24x7 basis in through Socio-Economic Caste Census (SECC) data. the due course of time.  It was launched by Prime Minister Narendra Modi  It aimed to allow non-bank payment service in May 2016 from Balia, Uttar Pradesh. providers (PSPs) to directly access payment  PMUY is the first welfare scheme being implemented systems. by the Union Ministry of Petroleum and Natural  National Payments Corporation of India (NPCI) Gas. should be made payments centric in its ownership  The tagline of scheme is Swachh Indhan, Behtar and objectives. Jeevan.  Payments to be made inter-operable between bank  It seeks to empower women and protect their health and non-banks as well as within non-banks. by shifting them from traditional cooking based on  A formal mechanism will be created to enable unclean cooking fuels or fossil fuels to clean cooking innovations and new business models and gas. implement other measures to promote digital  It is being implemented over three years’ time frame payments. i.e. in the FY 2016-17, 2017-18 and 2018-19 with In addition to the above recommendations, the committee budgetary allocation of Rs, 8,000 crore announced also suggested other measures to promote digital payments in the Union Budget 2016. including  Promoting Aadhaar based eKYC and paperless authentication  Providing disincentives for usage of cash

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 Creating awareness and transparency on cost of cash. Best Story Shakun Batra, Ayesha Devitre About the Watal Committee Dhillon for Kapoor & Sons  Chairman: Ratan P. Watal Best Actor in a Supporting Rishi Kapoor for Kapoor &  Formed: 23rd Aug 2016 Role (Male) Sons.  11 member committee Best Actor in a Supporting Shabana Azmi for Neerja.  Headed by Watal, the principal advisor to the NITI Role (Female) Aayog and the former finance secretary. Filmfare Lifetime Shatrughan Sinha.  Committee was asked to review the Payment and Achievement Award Settlement System Act, 2007, the Reserve Bank of Best Music Director Pritam for Ae Dil Hai Mushkil. India Act, 1934 and Information Technology Act, Best Lyricist Amitabh Bhattacharya-‘Channa 2000. Mereya’,Ae Dil Hai Mushkil Best Male Playback Singer Arijit Singh for the song Ae Dil Hai Mushkil 62ND FILM FARE AWARD-2017 Best Female Playback Neha Bhasin for ‘Jag Singer Ghoomeya’ from Sultan The 62nd Film Fare Awards ceremony was held in Mumbai, Best Visual Effects Red Chillies for Fan Maharashtra on January 14, 2017. The show was co-hosted Best Editing Monisha Baldawa for Neerja by Kapil Sharma, Karan Johar and Shahrukh Khan. This Best Costume Payal Saluja for Udta Punjab year Shatrughan Sinha received the Film Fare Lifetime Best Action Shyam Kaushal for Dangal Achievement Award presented by his daughter and actress Best Background Score Sameer Uddin for Kapoor & Sonakshi Sinha. Shatrughan Sinha completed close to five Sons decades in the film industry. Best Choreography Adil Shaikh for ‘Kar Gayi The Movies that won highest number of awards include Chull’ from Kapoor & Sons  Neerja – 5 RD Burman Award for Amit Mishra for ‘Bulleya’ from  Kapoor & Sons – 5 New Music Talent Ae Dil Hai Mushkil  Dangal – 4 Best Cinematography Mitesh Mirchandani for  Udta Punjab – 4 ‘Neerja’ Film Fare Critics Award  Ae Dil Hai Mushkil – 4 Best Film Neerja 2017 List of Winners Best Actor (Male) Manoj Bajpayee (Aligarh) and Shahid Kapoor (Udta AWARD WINNER Punjab) Best Film Dangal Best Actor (Female) Sonam Kapoor for Neerja Best Director Nitesh Tiwari for Dangal Best Actor (Male) Aamir Khan for Dangal About the Film Fare Award Best Actor (Female) Alia Bhatt for Udta Punjab The Film Fare Awards are presented annually byThe Times Best Actor (Male) in a Short Film Manoj Bajpayee for Taandav. Group to honour both artistic and technical excellence of Best Male Debut Diljit Dosanjh for Udta Punjab. professionals in the language film industry of India. Best Female Debut Ritika Singh for Saala  The Film Fare ceremony is one of the oldest film Khadoos. events in India. The awards were first introduced Best Director Debut Ashwini Iyer Tiwari for ‘Nil in 1954. They were initially referred to as the Clare Battey Sannata’ Awards or The Clares after Clare Mendonca, the Best Film People’s Choice Khamakha editor of . Best Short Film (Fiction) Chutney  A dual voting system was developed in 1956. Under Best Short Film (Non-fiction) Matitali Kusti Best Actor (Female) in a Short Tisca Chopra for Chutney. this system the Film Fare Awards are voted on by Film both the public and a committee of experts. The Best Dialogue Ritesh Shah for Pink. expert jury comprises of both Bollywood Best Screenplay Shakun Batra, Ayesha Devitre personalities Dhillon for Kapoor & Sons 

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RBI IN NEWS Parliamentary Standing Committee on Finance,  AU Financiers (India) Ltd has received the final headed by Congress leader Veerappa Moily. licence from the (RBI) to start  India’s central banking institution, Reserve Bank of a small finance bank, becoming the seventh entity to India (RBI) has imposed a penalty of Rs 75 do so. AU Financiers was the only non-banking lakh on Bombay Mercantile Co-operative Bank for finance company (NBFC) among the 10 entities to violations of norms related to KYC and anti-money receive in-principle approvals to start small finance laundering. The Mercantile Bank of Bombay was banks in September 2015. an Anglo-Indian bank with business focus in the  Viral Acharya has been appointed by Far East. the as the deputy governor of the Reserve Bank of India (RBI). He will be joining SBI IN NEWS the ranks of Vishwanathan, S S Mundra, R Gandhi  The State Bank of India has temporarily blocked as one of four deputy governors serving under RBI major digital wallets including Paytm, MobiKwik and Governor Urjit Patel FreeCharge from its net banking service. SBI  The Reserve Bank of India (RBI) has appointed Chairman Arundhati Bhattacharya has said that the Surekha Marandi as its Executive Director (ED). She service has been blocked following recent breaches was appointed in place of U S Paliwal who retired and security reasons. on December 31, 2016.  SBI Pension Funds Pvt Ltd (SBIPFPL), a subsidiary  Mobile wallet firm Mobikwik has received an in- of SBI, has recently appointed Kumar Sharadindu as principle approval from the Reserve Bank of India the MD & CEO of the company. (RBI) to set up a Bharat Bill Payments Operating  Future Group’s fashion and lifestyle departmental Unit (BBPOU). store Central joined with SBI Card launched a  The Reserve Bank of India (RBI) has asked lenders second co-branded credit card to offer benefits to to provide borrowers 90 days for repayment of consumers in the premium lifestyle and fashion housing, car, farm and other loans worth up to 1 space. The Central SBI SELECT and SELECT+ crore rupees. RBI has decided to provide another Cards will offer an accelerated reward points 30 days over and above the existing 60 days. structure.  Reserve Bank of India extended the period of  India’s largest warship INS Vikramaditya is going st enhanced Prepaid Payment Instruments (PPI) limit to get an ATM onboard, making it the 1 Indian of Rs 20,000 as part of efforts to promote digital warship to have an ATM. The ATM will belong to payments. India’s largest lender State Bank of India (SBI).  RBI Note Mudran Printing Press in Mysuru printing OTHER BANKS highest number of currency notes in December  IDFC Bank has launched aadhaar-linked cashless breaking all its past record. It printed 10.9 million merchant solution that uses a retailers’ smartphone currency note in a day that even broke the world to enable digital payments. Aadhaar Pay, launched record made by an American currency printing press by the government, has been developed by IDFC of printing 8.7 million notes in a day. As per the Bank in association with Unique Identification data, 1350 million currency notes were printed in Authority of India (UIDAI) and the National December 2016. The Bharatiya Reserve Bank Note Payments Corporation of India (NPCI). Mudran PvtLtd, a fully controlled subsidiary of RBI.  The Karnataka Vikas Grameen Bank (KVGB) would  RBI raised ATM withdrawal limit to Rs 10,000 per appoint women business correspondents called day from current Rs 4,500. It will be operative within “Bank Sakhi” in select villages with an innovative the existing overall weekly limit. method of employing women in villages.  RBI Governor Urjit Patel informed that Rs 9.2 lakh  Private sector Lakshmi Vilas Bank has launched QIP crore rupees remonetised in the system after to raise over Rs 599.88 crore by issuing 4.25 crore government’s recent decision to demonetize high- shares in domestic or international markets. value currency. Mr. Patel informed it before the

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 State-run Bank of Baroda has launched an DIGITAL AND CHASHLESS agricultural investment credit for the farmers of NRIs can exchange Old Notes till June 30 Rajasthan. a) Resident Indian citizens, who were abroad from Nov  The ICICI Bank has refused National Payments 9th to Dec 30th, can avail this facility up to March Corporation of India’s (NPCI) call to unblock 31st, 2017. Flipkart’s digital wallet PhonePe from its platform. b) NRI citizens, who were abroad during this period, ICICI Bank said PhonePe allows users of only its can exchange their defunct notes up to June 30th, own UPI handle to make payments via the app, and 2017. called it a “restrictive practice”. As per UPI c) The limit for NRIs will be 25,000 rupees per person. guidelines, customers of any bank can use any UPI- based app for payments. Mother Dairy unveiled Aadhar-enabled payment  Gramin Bank has conceived a a) To promote cash less transactions, Mother Dairy novel programme called FI@School, aimed at Fruit & Vegetable Pvt. Ltd. introduced Aadhar- propagating financial literacy among school Enabled Payment System (AEPS) in more than 1,000 children. milk booths and ‘Safal’ retail stores.  Punjab National Bank (PNB) has launched PNB b) Recently Amul and mobile wallet company Wave N Pay – a Contactless Credit Card. It was MobiKwik, announced tie up to help customers pay launched by Usha Ananthas ubramanian, digitally at all their retail outlets. Managing Director & Chief Executive Officer, PNB.  Bank of Baroda and Heritage Foods Ltd (HFL) Mori in Andhra gets Smart Digital village tag signed a Memorandum of Understanding to provide Mori, a tiny village under Sakhinetipalli mandal in East dairy loans to farmers through the lender’s branches Godavari district of Andhra Pradesh, sealed its place on across the country. India’s digital map by transforming completely into a Smart  South Indian Bank has introduced a NRI-focused Digital Village, in every sense of the term. mobile banking application called SIB Mirror+ across Digital Dakiya scheme inaugurated in Madhya major mobile platforms. SIB Mirror+ equips the Pradesh customers to perform almost all banking a) “Digital Dakiya” scheme inaugurated in Indore transactions from their smart phones. district of Madhya Pradesh to encourage cashless  Karnataka Bank has launched a month-long transactions. campaign to promote a group personal accident b) “Digital Dakiya or Digital Postman will visit different insurance scheme for savings bank account- places to teach and encourage people about holders. ‘KBL Suraksha’, which was launched on cashless transactions and its benefits January 2, will be in force until January 31. Launched in association with Universal Sompo General Karang in became country’s first Insurance, KBL Suraksha provides coverage cashless island against all types of accidental deaths. The Centre, under its programme, has announced  Bharti Airtel launched its pan India payments bank, Karang in Manipur as the country’s first cashless island. which is India’s first payments bank. CEO & The Karang island is located in the middle of , the Managing Director of Airtel Payment Bank: Shashi largest freshwater lake in the North Eastern part of India. Arora  Pune based public sector lender Bank of  Public sectors banks Bank of Baroda and Bank of Maharashtra, has helped to make the village India (BOI) have admitted asking staff to deposit of Malangaon, in Sangli district, Maharashtra, a Rs.1 in Jan Dhan accounts to reduce the number of completely cashless village. zero-balance accounts.  is hosting a Digi-Dhan Mela in Raipur.  With the Help HDFC Bank, five temples In the Digidhan fairs being organised in the state, in Kanyakumari district in southern Tamil users of digital payment mode like, Ru-pay Card, Nadu have introduced digital wallets and PoS to USSD, UPI and AEPS will be given prizes through enable their devotees pay donations. lucky draw.  In Andhra Pradesh Vijayawada will be host to the first DigiDhanMela in the State. In this event people

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will be taught to make payments through various  SpiceJet has signed a deal for around 205 planes digital modes like Internet, e-Wallet, Credit and worth $22 billion (over Rs.1.5 lakh crore) with US Debit Cards and other modes to undertake cashless airplane manufacturer Boeing. transactions that are available currently.  The World Economic Forum and the UCSB’s  In , Indian Oil Corporation (IOCL) declared Marine Science Institute have announced a all its LPG distributorships in Agartala as cashless, partnership to improve the health of world’s oceans first of its kind in the Northeastern region. With and maritime resources. The new partnership aims this initiative, all the LPG outlets of IOCL in the city to protect world’s USD 2.5 trillion ocean economy. are now equipped to receive payments in cashless OTHER FINANCIAL NEWS mode either by point-of-sale terminals or E-wallets or both. FIPB approved six FDI proposals worth Rs 1,200  BSNL has launched its Customer Acquisition and crore Customer Communication Management (CACMS) The Foreign Investment Promotion Board (FIPB) has project. This project mainly aims to digitalize approved six Foreign Direct Investment (FDI) proposals business process to provide secure and faster worth Rs 1,200 crore. FIPB meeting was headed by Economic service and customer satisfaction. “The project Affairs Secretary Shaktikanta Das. provides an Aadhar based e-KYC (Know Your FIPB Customer) service for immediate activation of new Presently, FDI proposals up to 3,000 crore rupees are cleared mobile connections across the country”. by the FIPB. However, those proposals involving FDI of WORLD ECONOMY more than 3,000 crore rupees are given final clearance by the Cabinet Committee on Economic Affairs (CCEA).  The British government has announced that it would launch a new one-pound coin at the end of As per report 26 crore accounts opened under March and scrap the current one pound coin by Jan Dhan Yojana across country October. a) According to latest data released by Finance  India has signed a financing agreement with Ministry, 26 crore three lakh accounts have been the World Bank for 48 million dollars for opened under the scheme till December 2016.. Health Project. b) Over 71 thousand 500 crore rupees have been  Venezuela’s President Nicolás Maduro authorised deposited in these accounts. new banknotes ranging from 500 to 20,000 bolivars c) Around 20 crore RuPay Debit cards have also been to deal with the soaring inflation in the country. issued under the scheme.  The Foreign Ministry spokesperson of China, Hua The salient features of PMJDY are as follows Chunying stated that 30 more countries have  To bring 7.5 crore unbanked families within the ambit applied for joining the Asia Infrastructure of banking system. Investment Bank (AIIB). AIIB was officially  Providing each household with at least one bank established with 57 founding members and account. authorized capital of USD 100 billion. China is the  The account opened under the scheme will have an largest shareholder of the AIIB bank having 26.6% overdraft facility of ‘ 5,000, a debit card and micro voting shares. India is the second largest insurance of Rs.1 lakh to tide over any unforeseen shareholder with 7.5%. eventuality.  London’s insurance giant Lloyd has received the final approval from the Insurance Regulatory and Govt permited 12 PSU banks to raise Rs 3,000 cr Development Authority (IRDA) to set up its first from market branch in India. The specialist insurance and In a bid to strengthen capital base of public sector banks reinsurance company would open its first branch (PSBs), the government has allowed 12 lenders to raise nearly office in India before April 2017 and will be located Rs 3,000 crore via preferential shares over and above the Rs at Mumbai. 22,915 crore capital support committed to them in July last  World Bank has sanctioned Rs 1,376 crore for year. upgradations and improvement of the Tripura power system network.

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Google launched My Business and Digital NEWS IN BRIEF Unlocked tool for small and medium businesses  Retirement fund body Employees’ Provident Fund a) launched two new initiatives My Business Organisation (EPFO) has made it mandatory for it’s and Digital Unlocked to train and help small and about pensioners and subscribers to provide either medium businesses (SMBs) in India capitalise on Aadhaar or a proof that they have applied for it till the digitisation wave faster. month-end to remain a beneficiary of its social b) It was launched by Google CEO in security schemes. New Delhi.  Mahindra Asset Management Company Pvt. c) Digital Unlocked is a training programme launched Ltd (MAMCPL) has launched an open ended in association with industry body FICCI. scheme Mahindra Mutual Fund Dhan Sanchay d) Google also launched Primer, a free mobile Yojna to generate long-term returns through application designed to teach digital marketing skills investment in equity and debt. SpiceJet has signed in a quick, easy and interactive way. a deal for around 205 planes worth $22 billion (over Rs.1.5 lakh crore) with US airplane manufacturer CCEA approve listing of 5 General Insurance Boeing. Companies in Stock Exchanges  The Competition Commission of India (CCI) has The Cabinet Committee on Economic Affairs (CCEA) has approved the proposed merger of online travel given its ‘in principle’ approval for listing the five Public firm Make MyTrip’s Indian travel business with Sector General Insurance Companies (2016-17) in the stock rival Ibibo Group. Minister of State for Food exchanges. Processing Industries Sadhvi Niranjan Jyoti has The five Insurance Companies are stated 100% Foreign Direct Investment in food 1. Company Ltd, processing sector is being actively considered by 2. United India Insurance Company Ltd the Union Government. 3. Oriental Insurance Company Ltd 4. National Insurance Company Ltd News related to e-commerce 5. General Insurance Companies Ltd  Mobile payment and e-commerce platform Paytm has announced a 100- HSBC has agreed to pay around $5 million in member ’merchant helpdesk’ and announcing that compensation to customers it will invest Rs 50 crore towards educating Financial services major HSBC has agreed to pay around $5 merchants on digital payments across the country. million (Rs.34 crore) in compensation to customers who were  E-commerce platform Flipkart has launched an SOS charged “unreasonable” fees for debt collection after falling feature on the mobile app meant for its delivery staff behind on repayments. The money will be shared between which will alert the nearest field executives in case 6,700 people who held credit cards with HSBC. of an emergency. The project has been titled HSBC ‘Nanjunda’ after a delivery man who was murdered  CEO: António Pedro dos Santos Simões in Bengaluru by a gym trainer who did not have  Headquarters: London, United Kingdom money to pay for his order. IORA finalises MoU for cooperation in SME  Chinese e-retail giant Alibaba, which has made sector investments in India’s Snapdeal and Paytm, is Indian Ocean Rim Association (IORA) member-states have setting up its first office at Mumbai, India. finalised Memorandum of Understandings (MoUs) for  The International Olympic Committee (IOC) and cooperation in small and medium-sized enterprises (SME) Chinese e-commerce firm Alibaba Group entered sector. IORA is an international organisation consisting of into a long-term partnership through 2028 at the coastal states bordering the Indian Ocean established in 1997 World Economic Forum in Davos, Switzerland. The to promote cooperation in the Indian Ocean region. partnership was agreed between IOC President  The World Economic Forum (WEF), NITI Aayog, Thomas Bach, Alibaba Group Founder and World Intellectual Property Organization (WIPO) Executive Chairman Jack Ma and Alibaba Group and Cornell University will work to develop an India Chief Executive Officer Daniel Zhang. This Innovation Index to provide impetus to states to makes Alibaba the worldwide sponsor of Olympic drive innovative spirit. Games through 2028.

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MERGER AND ACQUISITION MeitY and CAIT The Ministry of Electronics and Information Technology ICICI and Ambuja cement (MeitY) has decided to team-up with Confederation of All Ambuja Cement has tied up with ICICI Bank to drive cashless India Traders (CAIT) to trainee 1 crore shopkeepers in about transactions among its business partners — retailers, 1,000 towns to promote digital payments among the retail contractors and masons. community. ICICI and Twitter LNG importer Petronet and Bangladesh Twitter and ICICI Bank announced a partnership that is aimed India’s largest LNG importer Petronet has signed a MoU with at integrating additional digital customer care support Petrobangla to set up $950 million liquefied natural gas import features to benefit customers with direct online response to project of 7.5 million tons a year in Bangladesh. their queries and feedback in real-time. and Castrol Yes Bank and Bajaj Electricals Tata Motors and Castrol have signed a 3-year strategic Private lender Yes Bank has entered into a tie-up with Bajaj partnership agreement. As part of the agreement, Castrol will Electricals for vendor financing using blockchain solution, supply Commercial Vehicle Oils to Tata Motors globally. The and announced to use the technology more aggressively as agreement will cover over 50 markets including SAARC and it saves over 70% in cost. ASEAN region, Middle East, Africa, Russia and Latin SIDBI and LIC America. Small Industries Development Bank of India (SIDBI) has tied NTPC and Rajasthan Rajya Vidyut Utpadan Nigam up with Life Insurance Corporation of India (LIC) for Ltd augmenting capital support to enterprises in the country. NTPC Ltd has signed a non-binding MoU with Rajasthan The idea behind tying up with the state-run insurance Rajya Vidyut Utpadan Nigam Ltd and Rajasthan Urja Vikas behemoth is to give a boost to the venture capital ecosystem Nigam Ltd for takeover of Chhabra Thermal Power for MSMEs. Plant Stage-I and Stage-II of Rajasthan Urja Vikas Nigam by Axix bank and Droom NTPC Ltd. India’s pioneering online automobile transactional Google and Twitter marketplace Droom has tied up with Axis Bank, India’s third- Search giant Google, acquired the Twitter’s mobile app largest private sector bank, to provide quick sanction of ‘Fabric’. loans on both new as well as used cars. SURVEY PNB and IPPB Punjab National Bank and India Post Payments Bank have As per CSO India’s GDP growth expected to be signed a memorandum of understanding (MOU), slower at 7.1% in 2016-17 whereby PNB will provide a technology platform for the pilot a) As per the growth projection report released by launch of IPPB on receipt of regulatory nod from the Reserve Central Statistics Office (CSO), India’s Gross Bank of India. Domestic Product (GDP) growth is expected to grow at a slower pace at 7.1% in 2016-17 as compared to Bank of Baroda and dairy firm Kwality Ltd 7.6% in 2015-16. Mumbai based dairy firm Kwality Ltd has signed b) Per capita net national income during 2016-17 an MoU with Bank of Baroda to provide Rs. 4000 crore loans estimated to be Rs.1, 03,007, as compared to Rs. to one lakh farmers out of the established networks from 93,293 during 2015-16. whom the company procures milk. The MoU aims to provide c) Manufacturing sector is estimated to grow by 7.4% financial assistance to improve socio-economic lives of in 2016-17 as compared to growth of 9.3% in 2015- farmers and encourage them towards digitisation. 16. ICICI Prudential Life and Fino Paytech Ltd d) Consumer price index has shown a rise of 5.0% ICICI Prudential Life Insurance has acquired 8.41% stake during April-November 2016-17. in Fino Paytech Ltd (FPL) for a total consideration of Rs 100 e) Agriculture, forestry and fishing sector likely to crore. show a growth of 4.1% during 2016-17

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FDI up 27% at $ 27.8 billion in Apr-Oct this fiscal compared to a contraction of 3.4 percent in a) Foreign direct investment inflows into the country November of the previous year. grew over 27 per cent at 27.8 billion dollars during  As per the International Labour Organisation Global the April to October 2016 period. unemployment is expected to rise by 3.4 million in b) According to the Department of Industrial Policy 2017. and Promotion, the main sectors to attract foreign  The National Payments Corporation of India (NPCI) inflows include telecom, trading, computer hardware has reported that Rs.54.90 crore worth of prize and software and automobiles. money has been distributed to over 3.42 lakh c) India receives maximum FDI from Singapore, winners of ‘Lucky Draw Schemes’ for consumers Mauritius, the Netherlands and Japan. and merchants to promote digital payments. IMF cuts India’s FY17 growth rate to 6.6% from INVESTMENT & ALLOCATION 7.6%  The Centre released Rs 1,982 crore for the a) International Monetary Fund (IMF) in its World multipurpose Polavaram irrigation project in Andhra Economic Outlook (WEO) report updated that Pradesh through National Bank for Agriculture and India’s growth rate for the fiscal year 2016–17 Rural Development (NABARD), which sanctioned reduced to 6.6% from its previous estimate of 7.6%. the long term irrigation fund under Prime Minister b) India’s growth rate was cut due to the temporary KrishiSinchayeeYojana. negative consumption shock of demonetization.  The Central Govt of India has approved c) Global growth is forecast at 3.4% in FY17 against investments of Rs266 crore rupees under AMRUT 3.1% in FY16. for improving water supply and sewerage networks in Delhi. India’s economy is projected to grow by 7.7% in  The Bill and Melinda Gates Foundation have 2016-17: UN announced an investment of $140 million in Intarcia As per UN economic report, India’s economy is projected to Therapeutics, a US pharma company developing a grow by 7.7% in 2016-17 and 7.6% in 2017-18. Recently device that could help prevent HIV infections. International Monetary Fund slashed India’s growth forecast  Government has realized around 23500 crore rupees for 2016-17 to 6.6% from its previous estimate of 7.6%. during the current financial year so far from Meanwhile, the World Bank forecasted India’s growth for disinvestment of its stake in Central Public Sector 2016-17 to be 7%. Enterprises, CPSEs. World Bank has projected a global growth  Technology giant Apple has confirmed that it plans of 2.7% in 2017 to invest $1 billion in a $100 billion technology fund World Bank has projected a global growth of 2.7% in 2017. being set up by Japan’s SoftBank Group. World Bank President Jim Yong Kim stated that global  Govt. has decided to invest a sum of $10 billion economic growth is forecast to accelerate moderately to 2.7% (over Rs.68,000 crore) in next five years to develop in 2017 after a post-crisis low of 2.3% in 2016. India’s airport infrastructure to make it the world’s third largest aviation market. NITI Aayog projected the India GDP growth rate  XCMG, a China-headquartered global construction of 8% for 2016-17 machinery company, will invest $150 million in a new NITI Aayog has projected the India GDP growth rate manufacturing unit in India for construction and of 8% for 2016-17 based on the appraisal document for the material-handling machines. Twelfth Five-Year Plan.  Hindustan Coca-Cola Beverages, the bottling arm NEWS IN BRIEF of Coca-Cola in India, is setting up two greenfield  As per HSBC report India’s GDP is likely to have plants at Ahmedabad and Nellore with an grown at a much slower-than-expected pace of 5% investment of Rs.1,000 crore. in the October-December period due to a slowdown  US based Qualcomm has announced that it will in manufacturing and services sectors post invest $8.5 million (over Rs 57.7 crore) in India with demonetization. an aim to expand its digital design initiatives in the  As per the report, the country’s industrial country. production grew 5.7 percent in November 2016, 

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CHINA Shinzo Abe and Barack Obama visited Pearl  China has successfully tested the latest version of Harbor in Hawaii Island its fifth-generation stealth fighter jet J-31 (now Prime Minister of Japan Shinzo Abe and President of the renamed the FC-31 Gyrfalcon). Barack Obama visited Pearl Harbor in Hawaii  China’s top legislature has passed Environment Tax Island to offer condolences to the victims of the surprise to levy it on polluters, especially on heavy Japanese bombing on US naval base 75 years ago. industries. The law aims to improve taxpayers’ environmental awareness, force companies to UN declared 2017 as the International Year of upgrade technology and shift to cleaner production. Sustainable Tourism for Development It will enter into force on January 1, 2018. a) The United Nations General Assembly (UNGA) has  Nepal and China will hold their first ever joint military declared the year 2017 as the International Year of exercise in early 2017. Sustainable Tourism for Development.  China announced a plan to ban all ivory trade and b) The declaration recalls the potential of tourism processing activities by the end of 2017, to prevent sector to advance the universal 2030 Agenda for the mass killing and threat of extinction of African Sustainable Development and 17 Sustainable elephants. Development Goals (SDGs).  China launched its longest bullet train ‘Shangri-la The Pakistan Senate Functional Committee on Human Rights of the World’ from Kunming, in Yunnan Province, unanimously approved Marriages Bill on January to Beijing. 2017.  China is setting up the world’s highest altitude Finland became First Country to introduce basic gravitational wave telescopes in a Tibet prefecture income for unemployed close to Line of Actual Control with India with a Finland has become the first country in the world to pay budget of $18.8 million to detect faintest echoes a basic income to randomly picked citizens on a national level resonating from universe which may reveal more with an aim at dismissing poverty, motivate people to join about the Big Bang theory. the workforce and decrease unemployment.  China has handed over two ships to the Pakistan to safeguard the strategic Gwadar port and trade routes Nepal hosts elephant festival to revive dwindling under the ambitious China-Pakistan Economic tourism industry Corridor (CPEC). These ships have been named as The 13th edition of Nepal’s five-day Chitwan Elephant Hingol and Basol, after two rivers near Gwadar. Festival has kicked off in Kathmandu with the participation  China has built 84 of the 128 skyscrapers of height of over 50 elephants. The annual festival which brings fun, over 200 meters built across the world in 2016 to sports and adventure together inaugurated in Sauraha, the become the world’s leading builder of skyscrapers gateway to Chitwan National Park. for the 9th consecutive year. China was followed Japanese PM Shinzo Abe signs 1 trillion yen aid by the US. package to Philippines Colombia’s Congress passed a law granting Japanese Prime Minister Shinzo Abe has signed a 1-trillion amnesty to Marxist FARC yen, about 8.7 billion dollars, aid package over the next five Colombia’s Congress passed a law granting amnesty to years to the Philippines, meant to improve economic and Marxist FARC (Revolutionary Armed Forces of Colombia) political relations between the two island nations. rebels as part of historic peace deal reached between rebels Indonesia and Japan agree to step up maritime and Government. This is a step to formally end to 52 years of security Columbian civil war (Latin America’s longest conflict). The Japanese Prime Minister Shinzo Abe and Indonesian 2016 Nobel Peace Prize was awarded to Colombian President President Joko Widodo have agreed upon their agreement Juan Manuel Santos for his resolute efforts to initiate the to deepen cooperation on maritime security and deepen negotiations with the guerrilla (rebel) group Revolutionary defence ties. Japan will complete take over the responsibility Armed Forces of Colombia (FARC).

15 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MARCH - 2017 to encourage cooperation on maritime security and six months, double the three-month lifespan of such development of the remote islands of Indonesia. satellites. India formally became an associate member of Malaysia to offer cash rewards to private parties CERN that find MH370 India formally became an associate member of CERN Malaysia’s Deputy Transport Minister Aziz Kaprawi (European Organization for Nuclear Research). It will enhance announced a cash reward to private parties who can provide participation of young scientists and engineers from India in “substantial information or evidence” about the location of various CERN projects and bring back knowledge for the missing Malaysian Airlines Flight, MH370. The missing deployment in the domestic programmes. However India will flight had disappeared in March 2014 with 239 on board. not have voting rights on decisions of the council. NEWS IN BRIEF European Organisation for Nuclear Research (CERN.   It is situated in North West suburbs of Geneva on Australia’s flag carrier Qantas Airways Ltd’s named France-Swiss Border. world’s safest airline, for the fourth year running.  Russia has directed Google and Apple to remove  It has 22 member states, four associate members LinkedIn from the local Android and iOS App stores. (including India, Pakistan, Turkey and Ukraine) and The United States has announced the end of a 20- three International Organisations have observer  year economic embargo on Sudan, lifting trade and status. financial sanctions in an effort to foster ties with Barack Obama transfers $500m to Green Climate the Sudanese government. Fund in attempt to protect Paris deal  Russia’s Health Ministry has unveiled a proposal Outgoing US President Barack Obama transferred a second to ban the sale of cigarettes to anyone born after $500 million (around Rs 3,400 crore) instalment to the Green 2015. Climate Fund just three days before he is set to leave the  Norway has become the first country to cease FM White House. The transfer is part of $3 billion (around Rs radio broadcasting. 20,400 crore) pledged by Obama in 2014.  Mexico set the Guinness World Record for the largest carpet of flowers, measuring 14,200 square NASA approves mission to explore iron-rich metres in the gardens of Jardines de México. asteroid 16 Psyche  All Dutch (Netherlands/Holland) trains have The National Aeronautics and Space Administration (NASA) become 100% powered by wind energy since has approved a mission to explore 16 Psyche, an iron-rich January 1, according to the national railway asteroid. As part of the mission, NASA craft will be launched company. in 2023, and will arrive at Psyche in 2030. The mineral contents  A project titled ‘City of Trees’ is aimed at planting on the asteroids are worth over 100-thousand times the value around 30 lakh trees in Greater Manchester area in of the entire world economy. Scientists believe Psyche to be England over the next 25 years. a protoplanet i.e. its entire body consisting of what one day  The Museo Atlántico, which is known to be the could be the core of a new planet. first underwater museum in Europe, was South Korea to develop train that travels up to inaugurated at Lanzarote, Spain. 1,000 kmph  Australia has announced to replace passports with South Korea is planning to develop a high-speed train system biometric recognition of passengers’ faces, irises in the next three years, aimed to travel at speeds of up to or fingerprints as the means of identification at its 1,000 kmph. The train will travel from Seoul to Busan in half international airports. an hour, instead of the current time of three hours. INDEX Singapore claimed its first ISS satellite stay in orbit Global Talent Index for twice as long as usual a) Top 5 Countries: Switzerland (1st), Singapore (2nd), Singapore claimed that its first satellite which was launched United Kingdom (3rd), United States (4th), Sweden from the International Space Station (ISS), AOBA VELOX- (5th) III, stay in orbit for twice as long as similar satellites. A new b) India was ranked 92nd among 118 countries in the thruster technology will keep the 110-metre habitable satellite 2017 Global index of talent competitiveness (GTI) at an orbiting speed of 27,000 kilometres per hour for up to list.

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c) The index is produced by global business school (Vietnam), 3- Silicon Valley (US), 4- Shanghai (China), 5- INSEAD in partnership with Adecco Group and Hyderabad (India). Human Capital Leadership Institute (HCLI) of NEWS IN BRIEF Singapore.  India has ranked third among the countries offering Inclusive Development Index (IDI) the highest average annual salary to expatriates, a) Top 5 developing economies in 2017 IDI: Lithuania according to HSBC Holdings data. (1st), Azerbaijan (2nd), Hungary (3rd), Poland (4th), Switzerland offers an average salary of $188,275 a Romania (5th) year to expats, the highest in the world. b) India ranked 60th among the 79 developing countries  Kerala figures at 8th in the “12 destinations to watch in 2017 Inclusive Development Index (IDI in 2017” by Britain’s largest and prominent travel c) The Index is released by World Economic Forum’s and tours operators association. (WEF)  Agra (3rd in rank) and ( 17th ) featured in New York Times’ list of ’52 Places to go to in 2017'. World’s strongest passports index Canada, on the other hand, has been declared the was topped by Germany. World’s strongest passports index top travel destination of the year. The Indian passport has ranked 78th in a list of the world’s  Technology giant Apple has emerged as the most strongest passports. Afghanistan’s passport has been rated innovative company for 2016, according to Boston the weakest, while Pakistan’s passport has been placed Consulting Group’s annual list which ranks world’s second lowest. 50 most innovative firms. Google was ranked City Momentum Index (CMI) second, followed by electric carmaker Tesla on the According to recently released Jones Lang LaSalle’s City list. Momentum Index (CMI), Bengaluru (capital of Karnatak) has Apple CEO : Tim Cook emerged as the most dynamic city in the world. Top 5 cities in 2017 CMI: 1- Bengaluru (India), 2- Ho Chi Minh City  NATIONAL

14th Pravasi Bhartiya Divas concluded in Trust Fund (DMICPTF) as National Industrial Corridor Bengaluru Development & Implementation Trust (NICDIT). a) The 14th Pravasi Bhartiya Divas (PBD) convention was held in Bengaluru. NBWL gave its approval for the Ken-Betwa inter- b) The three-day event started with the Youth PBD, linking of rivers (ILR) project The National Board for Wildlife (NBWL) has given its the theme of which is ’Role of Diaspora Youth in approval for the Ken-Betwa inter-linking of rivers (ILR) the Transformation of India’. c) has been held traditionally project. The clearance of NBWL was required since the on 9th January every year to commemorate the project requires diversion of forest land from core area of return of Mahatma Gandhi as a Pravasi from South Panna Tiger Reserve. The project will benefit Uttar Pradesh Africa to India. and Madhya Pradesh in terms of meeting irrigation, drinking d) Three plenary sessions were held in Youth PBD. water and electricity needs of people across 6 districts in the First was on reaching out to Indian Students abroad, two states. NRIs and overseas Indian Community Students in Sagarmala Development Company’s (SDC) office India. inaugurated in New Delhi e) Second was on Start-ups and Innovations and 3rd Union Road Transport and Highways Minister Nitin Gadkari on Start-up ecosystem in Karnataka. inaugurated Sagarmala Development Company’s (SDC) Union Government gives nod for apex corridor office in New Delhi to promote port-led development in the development body country. Investment of Rs 12 lakh crore was expected in the The Union Government has approved the re-designation of company, whose objective would be transformation of the Delhi-Mumbai Industrial Corridor Project Implementation existing ports into modern world class ports. The Sagarmala Development Company will be provided financial assistance of Rs 50,000 crore at two per cent interest rate.

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About Sagarmala Project b) An office-bearer of BCCI cannot hold a post for Union Government had launched Sagarmala Project with a more than three years. view to achieve the broad objective of promoting port-led c) Parliament to decide whether BCCI should come economic development in India. The ambitious Project seeks under the Right to Information Act (RTI). to harness vast potential of India’s 7,500 km long coastline, d) There should be a player’s association in the BCCI 14,500 km of potentially navigable waterways, and strategic Disallowing BCCI office-bearer from holding dual location on key international maritime trade routes. posts simultaneously i.e. in a state cricket association and in the BCCI. ‘Mobile App and Facebook Page’ of ‘National e) Only to team representing the respective states. Trust’ launched on its Foundation Day’ f) Each state should have only one vote. On the eve of National Trust Foundation Day Minister for g) Member of the Comptroller and Auditor General Social Justice and Empowerment Shri Thaawarchand Gehlot (CAG) to be included in the BCCI’s governing launched the ‘Mobile App and Facebook Page’ of the National council. Trust. The theme of National Trust Foundation Day is “Celebrating Inclusion”. 44th edition of New Delhi World Book Fair began a) The 44th edition of the New Delhi World Book Fair 1.5 crore LPG connections issued to BPL began at Pragati Maidan in New Delhi. households under PM Ujjwala Yojana b) It was inaugurated by Union Minister of State (MoS) The Union Ministry for Petroleum & Natural Gas has met the for Human Resources Development (Higher 1.5-crore target for LPG connections that were to be added Education) Mahendra Nath Pandey. under the Pradhan Mantri Ujjwala Yojana (PMUY) in the 2016- c) The theme for this edition of the event is ‘Manushi– 17 financial year. Uttar Pradesh topped the list with highest Books Written on and by Women’. number of LPG connections. About Pradhan Mantri Ujjwala Yojana (PMUY) Get Rs. 5 Discount On Online Payment Of LPG  The scheme provides free LPG connection with Cylinder financial assistance of Rs. 1600/- per connection to a) State-owned fuel retailers, Indian Oil Corp (IOC), an adult woman member of BPL family identified Bharat Petroleum Corp Ltd (BPCL) and Hindustan through Socio-Economic Caste Census (SECC) data. Petroleum Corp Ltd (HPCL) will offer “an upfront  It was launched by Prime Minister Narendra Modi discount of Rs. 5 on every LPG refill to all LPG in May 2016 from Balia, Uttar Pradesh. customers who will book and pay for it online.  It will be implemented over three years’ time frame b) To provide cash-less transactions, the government namely in the FY 2016-17, 2017-18 and 2018-19. had asked oil companies to pay consumers 0.75 per  Government has earmarked 8000 crore rupees for cent discount on cashless fuelling of petrol and providing 5 crore LPG connections to BPL diesel at petrol pumps. households. ECI has announced the dates for the assembly CBDT extends deadline of Direct Tax Dispute elections in five states Resolution Scheme a) The Election Commission of India (ECI) has The Central Board of Direct Taxes (CBDT) has extended the announced the dates for the assembly elections in last date for availing the Direct Tax Dispute Resolution five states– Uttar Pradesh, Uttarakhand, Punjab, Scheme to January 31, 2017 from the earlier deadline of Manipur and . December 31, 2016. Under it, a disputed tax amount of up to b) The Electronic Voting Machines to be used in the Rs 10 lakh and the penalty will be forgone. However, in cases upcoming Manipur and Uttarakhand Assembly where the disputed tax amount is above Rs 10 lakh, a penalty elections will display photographs of candidates. of 25% will be levied. c) Election Commission of India limits cash expense CBDT Chairman- per candidate at Rs 20-28 lakh for Assembly polls d) For the benefit of voters, candidates, election staff Supreme Court sacked Anurag Thakur, Ajay as well as the Election Commission of India (ECI), the Shirke from BCCI district administration of Ludhiana has developed The Supreme Court has sacked BCCI president Anurag a mobile application named ECI360 . Thakur and secretary Ajay Shirke and asked all others, who e) The Punjab Election Commission announced that were disqualified to hold posts under new court mandated sponsored advertisements on social media platforms norms, to step down. such as Facebook and Twitter would be included in Lodha committee Recommendations are the total election expenditure of a candidate. a) Barring ministers and civil servants and those above 70 years of age from becoming BCCI members.

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India’s first solar-powered boat launched in Kerala The Steel Ministry released new draft National India’s first ever solar powered boat called ‘Aditya’ was Steel Policy of 2017 launched at Kochi’s Vembanad lake in Kerala. The 75-seater The Steel Ministry has released new draft National Steel boat fitted with 78 rooftop solar panels, will ferry along a 2.5- Policy of 2017, envisaging to double India’s domestic steel kilometre route 22 times a day. The boat can travel at a production capacity to 300 million tonnes by 2030-31. The maximum speed of about 14 kmph. draft policy anticipates a requirement of Rs. 10 lakh crore of fresh investments to meet production goal and expects Supreme Court asks Election Commission to creation of at least 11 lakh new jobs in the process. implement paper trail in EVMs The Supreme Court has second time directed Election President allowed merger of the Rail Budget with Commission (EC) to implement the Vote Verifier Paper Audit the Union Budget Trail (VVPAT) in electronic voting machines (EVMs) to President Pranab Mukherjee has approved changes in ensure 100% transparency in elections. Earlier in 2013, SC government rules to allow merger of the Rail Budget with the had directed the EC to introduce VVPAT in a phased manner Union Budget 2017. The Union Cabinet had in September for 2014 general elections. 2016, approved the scrapping of the 92-year old practice of presenting a separate Railway Budget and merged it with the Government make Aadhaar mandatory for Union Budget. The government is expected to present the MGNREGA work budget on February 1. The Union Government has made mandatory to have an Aadhaar Card for workers in rural areas enrolled under the NEWS IN BRIEF Mahatma Gandhi National Rural Employment Guarantee  The registration fees for Hindus and other minority Scheme (MGNREGA). Those who have registered under the community people from three neighboring countries scheme will be required to give furnish proof of possession comprising Pakistan, Afghanistan, and Bangladesh, of Aadhaar card or undergo the enrolment process till March to register as Indian citizens have been reduced 31, 2017. drastically to Rs 100 from Rs 15,000.  The Department of Posts under the Union Ministry NITI AAYOG Demanded to review RTE Act of Communications released the special stamp on The National Institution for Transforming India (NITI) Aayog freedom fighter Gaya Prasad Katiyar. has called for a review of the provisions of the Right To  The Centre reportedly has plans to assign a 12- Education (RTE) Act. The RTE Act aims to provide primary digit unique identification number to all 88 million education to all children aged 6 to 14 years. It stipulates that cows and buffaloes in India. no child can be held back in a grade, regardless of his  The Central Government has increased the minimum performance, all the way up to the 8th grade. monthly pension to 9000 per person. Cabinet approves India’s Membership in the  Bureau of Indian Standards (BIS) has revised Indian International Vaccine Institute (IVI) Standard on gold hallmarking.The hallmarked gold The Union Cabinet has given its approval to the full jewellery will now be available in three grades of 14 membership of India’s in International Vaccine Institute (IVI) carat, 18 carat and 22 carat. Governing Council. IVI is an international nonprofit  The Union Tourism Ministry has decided to host organization devoted to developing and introducing new the mega-cultural event ‘Bharat Parv’ from January and improved vaccines to protect the people, especially 26 at Red Fort as part of Republic Day celebrations. children, against deadly infectious diseases. It’s  The government postponed rolling out the GST headquartered is in Seoul, South Korea. After joining this regime to July 1, 2017, during a meeting of the GST India will involve in payment of annual contribution of US Council led by Finance Minister . The $5,00,000 to the IVI government earlier set April 1 as the GST roll-out deadline. Postal released special stamp on PV Sindhu,Sakhsi  The Union Ministry of Women and Child Malick and Dipa Karmakar Development has dispatched a guideline regarding The Indian postal department released a special stamp cover the Adoption Regulations 2017. These new rules featuring Olympic medalists PV Sindhu and Sakshi Malik, will be effective from January 16, 2017. The Adoption and gymnast Dipa Karmakar, in Agartala. The special cover Regulation 2017 implements the Juvenile Justice Act, is titled “Golden girls of India - Pride of Nation”. One of the 2015. images on the cover also features Dipa’s coach Bishweshwar Nandi, who was awarded the Dronacharya award. 

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Char Dham highway development project Govt launched UDAY web portal & app for Prime Minister Narendra Modi has laid the foundation stone transparency of highway development project or Chardham a) The Government of India launched Ujwal DISCOM Mahamarg Vikas Pariyojna in , Uttarakhand. The Assurance Yojana (UDAY) web portal and mobile project’s main objective is to develop around 900 km of app in a bid to track and monitor the progress of national highways. These highways will be built at an DISCOMs on operational and financial parameters. approximate cost of Rs 12,000 crore. It will allow uninterrupted b) Minister of State (Independent Charge) for Power, access for pilgrims to the four Himalayan shrines of Coal & New and Renewable Energy and Mines, , , and in Uttarakhand. Piyush Goyal launched the web portal and a Mobile Twitter Seva @MEAIndia App for one of India’s most talked about scheme— -or the Ujwal DISCOM Assurance Yojana (UDAY) The Union Ministry of External Affairs (MEA) has launched for operational and financial turnaround of state Twitter Seva (@MEAIndia) to directly engage with citizens power distribution companies. in country and abroad, tourists and business travellers for speedy resolution of their visa and passport queries. “ShaGun” BHIM (Bharat Interface for Money) The Union Government launched a web portal “ShaGun” (http://ssashagun.nic.in) for monitoring the progress of Prime Minister Narendra Modi launched UPI based mobile “Sarva Shiksha Abhiyan (SSA)” The portal was developed payment application called BHIM (Bharat Interface for by World Bank in collaboration with Union Ministry of Human Money) at the Digi Dhan Mela held in Talkatora stadium, Resource Development. New Delhi. BHIM is Aadhaar-based payments app developed by the National Payment Corporation of India (NPCI). The App named ‘SEZ India’ launched by Commerce app allows easily transferring money or making a payment Ministry from your bank account using only phone number. The the The Commerce Ministry has launched a mobile app “SEZ mobile app is a tribute to Dr B R Ambedkar India” which provides detailed information related to special Government launched Swachh Bharat Survekshan economic zones. The app was launched under the ministry’s e-Governance initiatives 2017 in 500 cities The Union Ministry of Urban Development launched ‘Mission 41K’ Swachh Survekshan 2017 to rank 500 cities/towns across Union Railway Ministry has unveiled ‘Mission 41K’ to save the country on cleanliness with a population of 1 lakh and Rs. 41,000 crore on the Indian Railways’ expenditure on above. The survey is being conducted by Quality Council of energy consumption over the next 10 years. This target of India (QCI) under the Swacch Bharat Abhiyan in a bid to ‘Mission 41K will be achieved by taking a slew of measures encourage competition to improve sanitation. which include moving 90% of traffic to electric traction over diesel from present 50% of the total rail traffic. pays tribute to India’s social reformer Savitribai Phule Only cash, deposits can be declared under a) Search engine giant Google honoured India’s 19th PMGKY Century social reformer Savitribai Phule on the The Central Board of Direct Taxes stated that undisclosed occasion of her 186th birth anniversary (3 January income in assets such as jewellery, stock or immovable 2017) by dedicating a doodle on its webpage. property or in foreign bank accounts will not be b) The ‘doodle’ had a narration by New Delhi-based accepted under the Pradhan Mantri Garib Kalyan NGO Zubaan. Yojana (PMGKY). Only income represented in the form of c) Savitribai was among the country’s first women to cash or deposit in an account (income in domestic bank speak up for the rights of women. She was the first accounts, post offices) maintained with specified entity can woman teacher of the first women’s school in India be declared. Government clarified that Co-operative Banks and also a first pioneer in modern Marathi poetry. are not authorised to accept deposits under the Pradhan Mantri Garib Kalyan Deposit Scheme (PMGKDS).

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Pradhan Mantri Garib Kalyan Yojana (PMGKY) Yojana (PKVY), a skill development program. It was PMGKY was set up to give an opportunity to those who launched at India’s IT hub Bengaluru, deposited tax-evaded money in bank-demonetised Karnataka. Portuguese Prime Minister Antonio currencies. It was opened on December 17, 2016 and will Costa was the Chief Guest of the event. remain open till March 31, 2017.Under the scheme, a person  The Supreme Court has given permission to a declaring undisclosed income would need to pay a tax woman in her 24th week of pregnancy to undergo of 30%, in addition to a penalty of 10% and a Pradhan Mantri termination of pregnancy after medical report finds Garib Kalyan cess of 33% on the tax.(Approximately 50% foetus is without skull. tax of total amount)  The Union Commerce and Industry Minister Nirmala Sitharaman launched an Intellectual NEWS IN BRIEF Property Rights (IPR) Enforcement Toolkit for Police.  During 14th Pravasi Bhartiya Divas, Prime Minister Narendra Modi launched Pravasi Kaushal Vikas  BILATERAL

India-Hong Kong: Hong Kong has withdrawn the visa- water harvesting systems in Rin Jaffna District at a cost of on arrival facility for Indians travelling to Hong 300 million Rupees (Sri Lankan). Kong effective from January 23, 2017. From now, the Indian Sri Lanka nationals must apply for and successfully complete pre-arrival  Capitals: Sri Jayawardenepura Kotte, Colombo registration online before they can visit or transit the HKSAR  President: Maithripala Sirisena visa-free.  Prime minister: Ranil Wickremesinghe India-Russia: Russian Railways is helping India’s national  Currency: Sri Lankan rupee transporter increase the speed of its passenger trains up India and Kenya: India and Kenya signed Memorandum to 200 km per hour. Russian Railways is at present of Understanding (MoU) for cooperation in the field of collaborating with Indian Railways on a 575-km stretch agriculture and allied sectors. India also announced $100 between and Secunderabad. million Line of Credit (LoC) to Kenya for agricultural India-UK: India and the United States has signed MoU mechanization. The agreement was signed after delegation (Memorandum of Understanding) to collaborate in the fields level talks between Prime Minister Narendra Modi and of developmental activities and aid in third world countries. Kenyian President Uhuru Kenyatta in New Delhi. They will provide advisory or technical assistance to third Kenya countries regarding sector policy reform, project and sector  Capital: Nairobi management, project implementation and economic growth  Currency: Kenyan shilling promotion strategies in relevant sectors.  President: Uhuru Kenyatta India-UAE: The UAE will be by taking part in India’s India and USA: India and USA have signed a Republic Day Parade 2017. Thus, UAE will become the first- Memorandum of Understanding (MoU) between the Indian ever contingent of Arab soldiers to take part in this iconic Computer Emergency Response Team (CERT- In) and US event. UAE’s crown prince Sheikh Mohammed bin Zayed Al Department of Homeland Security on cooperation in field of Nahyan will be the Chief Guest of this parade. cyber Security. The MoU was signed by Aruna Sundararajan, India and Mauritius : India and Mauritius signed n Secretary, Union Ministry of Electronics and Information Memorandum of understanding for cooperation in the field Technology and Richard Verma, US Ambassador to India. of Agriculture and cooperatives. India-France: Indian Space Research Mauritius Organisation (ISRO) and French Space  Currency: Mauritian rupee agency (CNES) has signed a partnership agreement  President: Ameenah Gurib in satellite launch technology.The agreement has signed  Prime minister: Anerood Jugnauth between ISRO Chairman Kiran Kumar and CNES India-Sri Lanka : India has signed Memorandum of President Jean-Yves Le Gall in the presence of visiting French Understanding (MoU) with Sri Lanka to construct 3000 rain Minister of Foreign Affairs Jean-Marc Ayrault in India.Space

21 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MARCH - 2017 cooperation between France and India spans over 50 India and Uruguay:The Union Cabinet has approved years and is one of the cornerstones of the Indo-French signing and ratifying an Agreement between India and strategic partnership. Uruguay for cooperation and mutual assistance in Customs France Matters.  Capital: Paris Uruguay  President: François Hollande  Capital: Montevideo  Prime minister: Bernard Cazeneuve  Currency: Uruguayan peso  Currencies: Euro, CFP franc  President: Tabaré Vázquez India-Portugal: During the visite of Portugal Prime minister India-Japan: Japanese Ambassador to India Kenji António Costa , India and Portugal have signed 6 Hiramatsu said Japan has decided to be associated with the memorandum of understandings (MoUs). António Costa was development of , Ahmedabad and Varanasi as smart the chief Guest of 3-days 2017 Pravasi Bharatiya Divas which cities in the country. has conclude in Bengaluru, Karnataka. India- Bangladesh and Nepal: The Government Six agreements signed are imposed an anti-dumping duty ranging from 6.30 US dollars  MoU on Defence. to 351.72 US dollars per tonne on imports of jute and its  MoU on Renewable Energy. products from Bangladesh and Nepal. This anti-dumping  MoU on Marine Research and Resources. duty has been imposed in order to protect the domestic  MoU in the Agriculture and Allied Sectors. industry.  MoU in the field of Information Technology and India-Pakistan: On 1 January 2017 India and Pakistan Electronics. exchanged the list of their nuclear installations and facilities  MoU on the establishment of an ICCR Chair of Indian under the Agreement on the Prohibition of Attack against Studies in University of Lisbon. Nuclear installations. This is the 26th consecutive exchange The Union Cabinet has given its approval for signing of an of such list between the two countries after the first list was Agreement for cooperation (AoC) between India and exchanged on 1 January 1992. Portugal in the field of Agriculture and allied sectors. India-Bangladesh: In order to check infiltration and Portugal terrorism, the Border Security Force (BSF) will be installing  Capital: Lisbon laser walls and smart sensors along the Indo-Bangladesh  Currency: Euro border in .  Prime minister: António Costa India and Singapore: India and Singapore have signed a India and Kazakhstan: India and Kazakhstan have Three Protocol to amend DTAA (Double Taxation Avoidance signed a Protocol to amend the existing Double Taxation Agreement) for the avoidance of double taxation and Avoidance Convention (DTAC) between the two countries prevention of fiscal evasion with respect to taxes on income. in New Delhi. Singapore Double Taxation Avoidance Agreement (DTAA)  Capital: Singapore A DTAA, also referred to as a Tax Treaty, is a bilateral  Currency: Singapore dollar economic agreement between two nations that aims to avoid  Prime minister: Lee Hsien Loong or eliminate double taxation of the same income in two India and Bhutan: India has signed an agreement with countries. Bhutan for assistance in green and sustainable construction Example citing the working of a DTAA: of infrastructure in the Himalayan kingdom. An NRI individual living in a country (Say X) maintains an Bhutan NRO account with a bank based in India. The interest income  Capital: Thimphu on the amount in the NRO account is deemed as income that  King: Jigme Khesar Namgyel Wangchuck originates in India and hence is taxable in India. Now, if India  Prime minister: Tshering Tobgay and Nation X are contracted under a DTAA, this income will  Currencies: Bhutanese ngultrum, have tax implications in accordance with the rate specified in the agreement. Kazakhstan   Capital: Astana  Currency: Kazakhstani tenge  Prime minister: Bakytzhan Sagintayev

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ANDHRA PRADESH phase of development at Infopark, will generate 4,000 job opportunities in the field of IT sector. Andhra Pradesh Government launched NTR Arogya Raksha Scheme TAMIL NADU a) Andhra Pradesh Chief Minister N Tamil Nadu Govt launched mobile app ‘pinakin’ Chandrababu Naidu launched NTR Arogya Raksha for Tourism Scheme in Vijayawada. a) Tamil Nadu Tourism Department has launched a b) NTR Arogya Raksha Scheme will provide the mobile app ‘pinakin’ with information on tourism in medical treatment to the people below Above Tamil Nadu with audio facilities. Poverty Line (APL) at Rs. 1200 premium per annum b) The app has been launched for the benefit of both i.e. monthly installment of Rs. 100 per month per domestic and international tourists. head. c) The app is in two languages i.e. Tamil and English. c) Under it, medical treatment for 1,044 diseases and  The Tamil Nadu government, which recently medical ailments will be offered free of cost at declared all 32 districts as drought-affected, has corporate and government hospitals. urged the Centre to sanction a sum of Rs. 39,565 d) A similar service ‘Arogya Raksha’ has been provided crore from the National Disaster Response Fund to to employees and journalists in the form of health provide relief to the farmers for the damage caused cards and for those, who are not being covered by due to the drought situation. any such scheme  The Tamil Nadu government declared former CM e) Recently Government rolled out ‘Atal-Amrit MG Ramachandran’s 100th birth anniversary, Abhiyan’, a health insurance scheme to provide January 17, as a public holiday for the state. MGR coverage against several critical illnesses and was the state’s CM from 1977 to 1987, and founded Odisha Government launched the Biju Sishu the ruling AIADMK in 1972. Surakshya Yojana, a scheme to nurture the orphan and HIV-infected children residing in different child GUJURAT care institutions and orphanages.  Railway Minister Suresh Prabhu laid the foundation Biotechnology Policy-2016’ of Nadikudi-Srikalahasti railway project in Andhra a) Gujarat Government announced its ‘Biotechnology Pradesh. Policy-2016’ to establish state as a preferred destination for manufacturing of biotechnology KERALA products.  The Kerala Government has asked Union b) The policy has provisions for various incentives Government for allowing use of antlers (horns on for investors who are keen to set up their units in the head of an adult deer) of spotted deer and the state. It aims to take annual turnover of sambar of Ayurveda medicines. biotechnology products to Rs 15,000 crore from  In Kerala, a section of the State employees took current f Rs 4,500 crore within next 3-4 years and mass casual leave to protest against the Government make Gujarat top state in this sector in the country. move to introduce Kerala Administrative Service c) State government will provide capital subsidy up (KAS). to Rs 25 crore on the total investment for developing  In Kerala, the Kozhikode Corporation has become a Biotechnology (BT) Park. the first Elderly-Friendly Corporation in the state.  The Gujarat Government has signed a memorandum  Kerala Tourism is planning to set up virtual reality of understanding worth Rs.77,000 crore with the kiosks (a small open-fronted hut or cubicle from Ministry of Railways for the Mumbai-Ahmedabad which newspapers, refreshments, tickets, etc) at Bullet train project. The MoU was signed during major airports of the country. The first such kiosk the Vibrant Gujarat Summit at Mahatma Mandir. The was put up at the Delhi airport last month. train is expected to cover 508 km between Mumbai  Kerala Chief Minister Pinarayi Vijayan has and Ahmedabad in about two hours. inaugurated the 4 lakh square feet latest IT  The Gujarat government approved a pay hike for its building, ‘Jyothirmaya’ at the Infopark . employees ranging between 63% to 124% from ‘Jyothirmaya’, constructed as part of the second February 1.

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ODISHA to prepare farmers to manage the climate change  The State Cabinet of Odisha on December 24 named risks timely and ensure good productivity. the Mega Lift Irrigation Scheme worth Rs. 7,600  In Madhya Pradesh, a three day Pratibha-Parva is crore, after the noted freedom fighter and social being observed in all the government middle reformer Parbati Giri as a mark of respect for her schools. immense contribution to the freedom movement and  The Bhopal Nagar Nigam (BNG) has announced service to the poor and needy. that a fine of Rs.500 per person will be levied for  The Odisha government has decided to intensify open defecation and if not complied, then the whole state sponsored malaria elimination scheme ‘Daman’ family will be fined Rs.500 per member. (Durgama Anchalare Malaria Nirakaran) in eight  Madhya Pradesh government lead by Shivraj remote districts of the state. Singh Chouhan has launched Aanandam  The Odisha government plans to issue 11 lakh 40 program of the newly-formed Anand thousand RuPay cards to farmers of the state by Department. Aanandam scheme will help the poor March this year. people to get the daily needs like like jackets, sarees, blankets, utensils, school bags from the wealthy HARIYANA people.  Government has decided to set up a pilot corridor for an innovative concept of “Caterpillar MAHARASHTRA Train” also known as C-Train that will fly over city’s  Maharashtra Chief Minister Devendra Fadnavis traffic, in Gurgaon city. launched an initiative Transform Maharashtra in IIT  Haryana government has signed a memorandum of Bombay’s Mood Indigo festival. understanding with Andhra Pradesh to assist it to  Maharashtra government is likely to launch a new compile a centralised database of its population to Shivgramin Taxi Scheme. ensure efficient and effective implementation of  The Maharashtra Pollution Control Board has welfare programmes. installed a device called Wind Augmentation and  The Haryana Government has decided to install Purifying Unit at Mumbai’s five vital junctions. This automated sanitary napkin vending machines and action has been taken with an aim to reduce incinerators in the state’s all government colleges. pollution in Mumbai and its outskirts.  Haryanay Chief Minister Manohar Lal Khattar  Maharashtra Government has declared to ban the granted Rs10 cr to Olympic bronze medallist wrestler use of Purse Seine Nets for fishing across Yogeshwar Dutt’s village on his wedding. Maharashtra to safeguard the Fingerlings, a fish  The Gurugram Police has been given body-worn species. cameras, which will be attached to a policeman’s  Maharashtra Chief Minister Devendra Fadnavis has uniform, for better patrolling. Violators behave launched India’s largest public WiFi service properly with cops because the recordings can be called ’MumbaiWifi in Mumbai. It initially aim to used as evidence of unruly activities. The cameras, provide 500 Wifi hotspots across various locations. imported from the United Kingdom, are encrypted  Maharashtra government has come up with an and it is not possible to delete or overwrite footage. amendment in Maharashtra Land Revenue Code, following which non-agriculture certification will no UTTAR PRADESH longer be required for a land for which development  Uttar Pradesh CM Akhilesh Yadav has inaugurated plan is finalized. power projects worth over Rs52,000 crore across  The Mumbai Police has banned the use and sale of the state. This is a major thrust to provide 24-hour glass-coated manjas ahead of Makar Sankranti. electricity to all in the state.  The Centre has released 250 crore rupees for the KARNATAKA Lucknow Metro Rail project which is a joint venture  In an effort to reduce pollution caused by diesel of Central and Uttar Pradesh Governments. buses, Karnataka State Road Transport Corporation (KSRTC) has launched 25 bio-diesel buses in the MADHYA PRADESH state.  Madhya Pradesh CM Shivraj Singh Chouhan has  The Centre approved an assistance of over 1782.44 launched Nagar Uday Abhiyan rallies across the crore rupees for Karnataka as drought relief. state. In these rallies, urban welfare and other public  As many as 160 of the total 176 taluks in Karnataka welfare schemes will be reviewed. have been officially declared drought-hit amid  Madhya Pradesh has plan to develop 1,100 shortage of rainfall in the state. ‘climate-smart’ villages within period of next 6 years

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Backward Classes, Scheduled Castes and Scheduled  The Karnataka government allowed to the sale Tribes of white kerosene in open market.  The West Bengal government has replaced the  The Karnataka government has decided to give a traditional name for rainbow in Bengali ‘Ramdhenu’ stipend to students belonging to two tribal (means Lord Ram s bow) with ‘Rongdhenu’ (means communities, Koraga and Jenu Kuruba, until they bow of colours). get a job. The initiative is aimed at encouraging the  The Jammu and Kashmir government is planning to people of these communities to pursue education. send examination results to students of Jammu and  The Karnataka government is set to initiate a Kashmir Board of School Education through SMS plantation drive along its state highways in on their mobile phones. accordance with Centre’s National Green Highways  state government announced a series of mission. welfare measures for the Army personnel and their NORTH EAST families living in the state including creation of a  Assam Government has launched ‘Atal-Amrit Special Army Welfare Fund. Ministers including the Abhiyan’, a health insurance scheme to provide Chief Minister will contribute 25 thousand rupees coverage against several critical illnesses. It has per annum, while MPs and MLAs from the state financial outlay of the scheme is around Rs 200 will contribute 10 thousand rupees each. The crore.Both Below Poverty Line (BPL) and Above employees will also contribute one day’s salary to Poverty Line (APL) families with annual income the Fund. below Rs 5 lakh are eligible to avail benefit.  government has decided to give the  Sikkim has become India’s first fully organic state. benefit of 7th Pay Commission to the employees of  Fourth Assam International Agri-Horiculture show the State government with effect from January 2016. has started in Guwahati, Assam.  Centre has sanctioned over 2,207 crore  With a view to promoting the dairy sector and rural rupees to Jammu and Kashmir as special assistance livelihoods in , the border state during the 2017 financial year to expedite completion has signed a MoU with National Dairy Development of area-specific schemes. Board (NDDB) during the Vibrant Gujarat Global  Goa will become the first state in India and across Summit 2017. the globe to opt for electronic transmission of postal  Chief Secretary Lalmalsawma inaugurated ballot to service voters in the upcoming elections. the Entrepreneurship Development Scheme (EDS) The voters can download the ballot, fill it and send under the New Economic Development Policy it via email. (NEDP).  According to Status of Education Report (ASER)  In Assam, the North-East Frontier (NF) Railways 2016, students of Himachal Pradesh stand ahead of have announced the launch of Aastha Circuit Kerala and all other states in terms of learning Tourist Train from Guwahati. The new train would outcomes. The 2016 ASER was the largest annual take travelers to a mix of popular pilgrimage household survey of the children in India in the destinations across the eastern part of the country field of education. at affordable rates.  Bihar claimed to have formed the world’s longest  Assam State Governor Banwarilal Purohit human chain, covering an estimated distance of inaugurated the Arogya Mitra conference on 21 11,292 kilometres, involving over two crore citizens January 2017 till 23 January 2017 at Silchar. The three against alcoholism and liquor. Bihar CM Nitish day conference has been organised by the south Kumar joined hands with Lalu Prasad and other Assam zone of the NGO, Keshab Smarak Sanskriti political party leaders to start the 45-minute-long Surabhi at the campus of Veterinary College, chain. The previous record was the 1,050-km human Ghungoor. chain formed in Bangladesh. Bihar government has  Political activist Irom Sharmila’s political party launched a Nasha Mukt campaign to make the Peoples’ Resurgence and Justice Alliance (PRJA) state addidction-free. became Manipur’s first crowd-funded party. OTHER STATE  The Bihar Cabinet has declared 50 per cent  reservation in all judicial services for aspirants belonging to the Extremely Backward Classes, Other

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26th Bihari Puraskar 2016 by the K K Birla  Best Director: Nitesh Tiwari (Dangal). Foundation: Eminent Rajasthani litterateur Dr Satya  Lifetime Achievement: Shatrughan Sinha. Narayan was chosen for the 26th Bihari Puraskar 2016 by the  Best Debut Director: Ashwini Iyer Tiwari (Nil Battey K K Birla Foundation. He was been chosen for his Hindi Sannata). book titled Yeh Ek Dunia published in 2010.  Best Supporting Actor: Rishi Kapoor (Kapoor & Awards for Smart City project : The Pune city has Sons). won three awards for Smart City project in a competition  Best Supporting Actress: Shabana Azmi (Neerja). organised by Business-World Awards 2016. The first award  Best Male Debut: Diljit Dosanjh (Udta Punjab). for ‘Innovative Smart Solution - Knowledge and Intellectual  Best Female Debut: Ritika Singh (Saala Khadoos). Category’ was awarded to Pune Lighthouse Project, while  Best Singer (male): Arijit Singh (Ae Dil Hai Mushkil). the second award for ‘Innovative Smart Solution -  Best Singer (female): Neha Bhasin (Sultan). Infrastructure’ was given to Pune Smart City 24x7 water  Best Music Director: Pritam (Ae Dil Hai Mushkil). supply initiative.The Pune Care App got the third award of  Best Lyricist: Amitabh Bhattacharya (Ae Dil Hai ‘Innovative Smart Solution - Social’. Mushkil). Bharatiya Jnanpith Navlekhan Award : Two Hindi writers Shraddha and Ghyansham Kumar Devansh have been Kiran Doshi won The Hindu Prize 2016 chosen for Bharatiya Jnanpith Navlekhan Award for the year Kiran Doshi has won The Hindu Prize 2016 at the 7th edition 2016.Shraddha was chosen for her short story ‘Hawa Mein of The Hindu festival 2017 held in Chennai Phadphadati Chitthi‘ and Devansh for his poem ‘Akash Mein from January 14-16, 2017. Kiran Doshi Conferred ‘The Hindu Deh‘. Prize 2016’ for “Jinnah Often Came to Our House”. ‘Power & Energy Persona’s Award: State-run Lance Naik Hanamanthappa posthumously won National Hydroelectric Power Corporation (NHPC) Chairman sena medal and Managing Director K M Singh has been conferred the Lance Naik Hanamanthappa Koppad who died after he was ‘Power & Energy Persona’s Award for Individual Excellence’ miraculously rescued alive from beneath the snow six days at the 10th ENERTIA Awards 2016 — India and South Asia’s after an avalanche hit his post in Siachen Glacier was awarded awards for excellence in sustainable energy and power. the “Sena Medal”. 74th Golden Globe Awards The 74th Annual Golden Globe Awards ceremony was Pravasi Bharatiya Samman Award organized at Beverly Hills, California, United States (US). Indian-Americans Dr Bharat Barai and Dr Sampat Shivangi This year, La La Land, a romantic musical comedy-drama film have been selected for the prestigious Pravasi Bharatiya won in all the seven categories. Samman Award, the highest civilian award given to overseas Winners of various awards are as follows: Indians and people of Indian origin.  Best Motion Picture Drama: Moonlight. NEWS IN BRIEF  Best Motion Picture Musical/Comedy: La La Land.  DarpanBasak, 14 years of age, won the Young Travel  Best Director in Motion Picture-Drama: Damien Photographer Of The Year, and Ankit Kumar, 13, Chazelle for La La Land. won the Young Travel Photographer (14 years old  Best Actor in Motion Picture-Drama: Casey Affleck and under) in the Places and Experiences category. for Manchester by the Sea.  Outgoing US President Barack Obama awarded the  Best Actress in Motion Picture-Drama: Isabelle Presidential Medal of Freedom, the country’s highest Huppert for Elle. civilian honour, to Vice President Joe Biden during 62nd Filmfare Awards a surprise event at the White House. The grand Annual 62nd Jio Filmfare Awards event organised  Actress Shabana Azmi has been nominated in the by the Filmfare magazine was held in Mumbai, Maharashtra. Best Supporting Actress category for the upcoming Awards in various categories are 11th Asian Film Awards, to be held on March 21 in  Best Actor: Aamir Khan (Dangal). Hong Kong. She has been nominated for her role in  Best Actress: Alia Bhatt (Udta Punjab). the film ‘Neerja’.  Best Film: Dangal.

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 Former Indian captain Kapil Dev was inducted into  Famous Bharatanatyam dancer Malavika Sarukkai the Legends Club ‘Hall of Fame’ at the Cricket Club has recently won the title of ‘Natya Kala Acharya’. of India in Mumbai. She has received this award at the inauguration of  Priyanka Chopra has won the ‘Favourite Dramatic the Music Academy’s 11th dance festival. TV Actress’ award for her role in Quantico at the  The U.S. e-commerce giant, Amazon has been 2017 People’s Choice Awards in Los Angeles. This awarded a patent for launching a giant flying is Priyanka’s second People’s Choice award, after warehouse that would acts as a launch pad for winning the ‘Favourite Actress in a New TV Series’ drones to deliver items within minutes. award last year for the same series. Priyanka plays  Megastar has been awarded by FBI recruit Alex Parrish in the American drama series. the US Embassy in appreciation for his invaluable  Pentavalent Bio Sciences Pvt Ltd from Bengaluru contributions to the US-India partnership for fight has emerged the winner at the Tata Social Enterprise against Tuberculosis Challenge 2016-17.  PERSON IN NEWS WORLD military coalition of 39 nations. General Qamar Javed Bajwa Pradeep Gupta : Pradeep Gupta an Indian-American is Pakistan Army chief Gen. engineer has been elected as Mayor of South San Francisco Nana Akufo-Addo: Nana Akufo-Addo has been sworn in city in the US state of California. as Ghana’s new president after beating John Mahama. Dr Barbara Jatta : Dr Barbara Jatta(54) has appointed as Dan Coats: US President-elect Donald Trump has the first female director of Vatican Museums by Pope Francis. named Dan Coats as his National Intelligence Director. Klaus Iohannis : Romania’s president Klaus Iohannis has Daniel Ortega: In Nicaragua, Daniel Ortega has been appointed Sorin Grindeanu as the country’s new prime sworn in for a third consecutive term as President minister. Qi Zhala: China has appointed Qi Zhala as the new Shankar Balasubramanian : An Indian-origin British governor of Tibet. professor of chemistry and DNA expert at Cambridge Antonio Tajani: Italian conservative Antonio Tajani has University Shankar Balasubramanian received Knighthood been elected the new President of the European Parliament. from Queen Elizabeth II for his contributions. Mike Pence: Mike Pence was sworn in as the 48th Vice Sheikh Rafik Mohammed: An entrepreneur of Indian President of the United States at the Inauguration Day origin, Sheikh Rafik Mohammed, has assumed a top position ceremony in Washington DC. in the defence department of Kyrgyzstan. James Mattis: Retired General James Mattis was sworn Mian Saqib Nisar: Justice Mian Saqib Nisar has taken in as US Secretary of Defense. oath as the 25th Chief Justice of Pakistan. INDIA Sir Tim Barrow : UK’s government has appointed career Anil Baijal : President Pranab Mukherjee has appointed diplomat Sir Tim Barrow as its ambassador to the EU. former bureaucrat Anil Baijal (70) as the 21st Lieutenant Tareck El Aissami: Venezuelan President Nicolas Maduro Governor of Delhi. He will succeed Najeeb Jung who had has appointed an ex-Security Minister, Tareck El Aissami, as resigned. Country’s Vice President. VK Sasikala : In Tamil Nadu, the ruling AIADMK has Jovenel Moise: Jovenel Moise has been elected as named VK Sasikala as its new General Secretary in place of the President of Haiti. the late Jayalalithaa. Raj Shah : US President-elect Donald Trump has appointed David R Syiemlieh: President Pranab Mukherjee has an Indian-American, Raj Shah, as the Deputy Assistant to appointed Prof David R Syiemlieh as the Chairman of the the President, Deputy Communication Director, and Research Union Public Service Commission (UPSC) as per Article 316 Director. of Constitution. He will take over from Alka Sirohi Gen. Raheel Sharif: Pakistan’s former Army chief Gen. Archana Nigam: The Centre has appointed Archana Raheel Sharif (retired) was appointed head of Islamic Military Nigam as the next Controller General of Accounts in the Alliance to Fight Terrorism (IMAFT), a Saudi Arabia-led Finance Ministry.

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Anju Mangla: Anju Mangla has been appointed as the Sanjeev Srinivasan: Bharti AXA General Insurance has first woman Superintendent of a men’s appointed Sanjeev Srinivasan as CEO and Managing Karan Johar: Filmmaker Karan Johar has been invited to Director. the upcoming 47th World Economic Forum’s annual meeting DEFENCE which will take place in Davos-Klosters, Switzerland. General : General Bipin Rawat took charge Katrina Kaif: Actress Katrina Kaif will be one of the as the new 27th Chief of Army Staff (CoAS) of India. He speakers in the Stage and Screen field for a talk at the Oxford succeeded General Dalbir Singh Suhag. University. : Air Chief Marshal Birender Ashish Shelar: BJP Mumbai unit chief Ashish Shelar has Singh Dhanoa took charge as the 22nd Chief of the Air Staff been appointed as Maharashtra Cricket (CoAS) of the (IAF). He succeeded Arup Association (MCA) president. Raha who retires from the service. Alok Kumar Verma:Delhi Police Commissioner and Senior IPS officer Alok Kumar Verma was appointed as new RESIGN Director of the Central Bureau of Investigation. He will Mithun Chakraborty : Actor Mithun Chakraborty has succeed interim director Rakesh Asthana. Headquarter of resigned from the Rajya Sabha citing health issues. CBI is at New Delhi. Manabi Bandopadhyay : India’s first transgender college Praful Patel: All India Football Federation President, Praful principal Manabi Bandopadhyay has resigned after about Patel was appointed as a member of the FIFA Finance one-and-a-half years in office. Committee (2017-2021). Patel was also appointed as the Senior Dilip Vengsarkar: Former India captain Dilip Vice-President of Asian Football Confederation (AFC) in Vengsarkar has submitted his resignation as vice-president December 2016. of the Mumbai Cricket Association (MCA). The move comes Siddhartha Murarka: Siddhartha Murarka has been on the line of the Supreme Court order. On December appointed as the Chairman of the Eastern India Regional 17, Sharad Pawar resigned as president of the MCA. Council of The Institute of Company Secretaries of India Barkha Dutt: NDTV’s Consulting Editor Barkha Dutt quit (ICSI). the television media company after a 21-year of service. Anurag Thakur :Ex-BCCI president Anurag Thakur has unanimously elected head of the Himachal Pradesh Olympic BRAND AMBASADR Association (HPOA) for a four-year term. Anurag Thakur, Akshay Kumar : Tata Motors has announced the who had to step down as BCCI President owing to the appointment of Bollywood film star Akshay Kumar, as Supreme Court ruling on Lodha Committee reforms. the brand ambassador for its Commercial Vehicle Business Unit. CORPORATE & BANKING Salman Khan : Actor Salman Khan on Twitter has Karan Bajwa: Technology giant IBM has appointed Karan announced the launch of his app, ‘BeingInTouch’, on his Bajwa as Managing Director of its India operations. 51st birthday 27 December 2016. Kalyan Krishnamurthy: Flipkart has appointed Kalyan Ranveer Singh : Coca-Cola India has signed Bollywood Krishnamurthy as its new CEO by replacing co- actor Ranveer Singh as brand ambassador for its Thums Up founders Binny Bansal. brand. : have appointed Deepa Malik and Arunima Sinha: In a bid to transform TCS Chief Executive Officer and Managing Director, Mr New Delhi area into clean, green and livable capital city at Natarajan Chandrasekaran as its new Chairman. par global standards, Rio Olympic medalist and Arjun : IT major Tata Consultancy Services Awardee Deepa Malik and first female amputee to climb (TCS) appointed Chief Financial Officer and Vice President Mount Everest, ArunimaSinha have been appointed as brand Rajesh Gopinathan as the new CEO of the firm. Gopinathan ambassadors for Swachh NDMC. will replace N Chandrasekaran who has been appointed as David Rudisha: Reigning Olympic and world 800m the new Tata Sons Chairman. champion and world record holder, David Rudisha is the Vikram Pawah: BMW has appointed former Harley- International Event Ambassador for the 14th Standard Davidson India MD Vikram Pawah as the President of its Chartered Mumbai Marathon to be held on January 15. India operations. Virat Kohli: German sportswear company Adidas removed Rajeev Singh: Rajeev Singh, Member (Finance) in Prasar Virat Kohli as its ambassador.Where as Mobile handset Bharati Board, will take charge as interim CEO of the public broadcaster after S C Panda retires in February.

28 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MARCH- 2017 brand Gionee has roped in Indian test captain Virat Kohli as Eugene Cernan: Eugene Cernan an American astronaut, the brand ambassador. the last man to walk on Moon, passed away. Gita Sen: Veteran film and stage actor Gita Sen, wife of film RECENT VISITOR maker Mrinal Sen, died in Kolkata. Prakash Sharan Mahat: Foreign Minister of Nepal CV Vishveshwara: Veteran Indian Scientist CV Prakash Sharan Mahat is arriving in New Delhi on a three Vishveshwara and pioneer in the discovery of black hole in day visit to India. He will participate in the 2nd edition of the India died of prolonged illness. Raisina Dialogue. Gangmumei: Noted Manipur-based historian, litterateur OBITUARY and scholar Gangmumei Kamei passed away in Imphal. Om Puri: Veteran actor Om Puri passed away following Akbar Hashemi : Former Iranian president Akbar Hashemi massive cardiac arrest in Mumbai, Maharashtra. He was born Rafsanjani has passed away. on October 18, 1950 in Ambala, Haryana. He made his debut Saral Deb: Veteran All India Forward Bloc leader and former in films in a marathi film Ghashiram Kotwal in 1972. He was West Bengal minister Saral Deb passed away honoured with Padmashri, the fourth highest civilian award Mario Soares: Portugal’s former president Mario Soares of India in 1990. He also had lent his voice for the character died. of Bagheera in The Jungle Book. Roman Herzog: Former German President Roman Herzog Ratnasiri Wickremanayake : Ratnasiri passed away. Wickremanayake, former Prime Minister of Sri Lanka, passed Surjit Singh Barnala: Former Punjab Chief Minister Surjit away on 27 December 2016 in Colombo. Singh Barnala passed away. Vera Rubin : Vera Rubin, who transformed modern physics Deepak Roy : Deepak Roy, known for his movie “Limit to and astronomy with her observations showing that galaxies Freedom” has won a National award in 1996 under the and stars are immersed in the gravitational grip of vast clouds category of best investigative film, has passed away. of dark matter, died Imtiaz Ahmed: Pak’s oldest living Test player Imtiaz Ahmed passed away.  PLACE IN NEWS

International Financial Service Centre (IFSC), Mumbai-Pune Expressway GIFT The Maharashtra State Road Development Corporation has Prime Minister Narendra Modi inaugurated India’s first decided to provide high-speed WiFi coverage zones on the international exchange India INX at the International Mumbai-Pune Expressway of 94-km Financial Service Centre (IFSC) of GIFT (Gujarat International Financial Tech) City Gandhinagar, Gujarat. India INX is a World’s largest cricket stadium, Ahmedabad wholly-owned subsidiary of the Bombay Stock Exchange The foundation of the world’s largest cricket stadium in terms (BSE). India INX will initially trade in equity derivatives, of seating capacity has been laid in Ahmedabad. The total currency derivatives, commodity derivatives including index cost of the stadium, which will have a seating capacity of and Stocks. Subsequently, it will offer depository receipts around 1.10 lakh, is estimated at Rs.700 crores. and bonds once required infrastructure is ready. It will work Mawlynnong village, for 22 hours in a day In Meghalaya, Mawlynnong village,termed as Asia’s cleanest 2G (Second Generation) Ethanol Bio-refinery, village has become tourists’ hotspot. It has become a role Bathinda model for other states in maintaining cleanliness. India’s first 2G (Second Generation) Ethanol Bio-refinery was Govardhan eco village in Thane district laid at Tarkhanwala village in Bathinda, Punjab. Central ISKCON’s Govardhan eco village in Thane district has been Government Public Sector Undertaking (CPSU) Hindustan conferred with the UNWTO Award for Innovation in the Petroleum Corporation Limited (HPCL) is setting up this category of Non-Governmental Organisations(NGO) at the project at a cost of 600 crore Rupees. annual United Nations World Tourism Organisation (UNWTO) Awards for Excellence and Innovation in Tourism

29 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MARCH - 2017 at Madrid in Spain. Govardhan eco village become the first Thermal Power Project in Adilabad district, village in India has recognized by UN in the NGO sector. Telangana.  The 11th annual Blind Challenge Car Rally has Khodal Dham temple in Rajkot’s Kagvad organized in Bhopal, to raise awareness about the Over 3.5 lakh people set a new world record by singing the issues concerning the visually-impaired. National Anthem at an event in Gujarat. The event was  Prime Minister Narendra Modi has inaugurated organised during the installation of an idol of goddess the ’The Nobel Prize’ exhibition at Gandhinagar. Khodiyar at a newly-built Khodal Dham temple in Rajkot’s  Prime Minister Narendra Modi inaugurated the 8th Kagvad. Vibrant Gujarat Global Investors Summit 2017 at Kolkata’s Eden Gardens stadium Mahatma Mandir in Gandhinagar. Kolkata’s Eden Gardens will become the first Indian stadium  The boat carrying over 60 people capsized in the to have stands named after war heroes, after Cricket Ganga while coming to the NIT ghat in Patna from Association of Bengal President Sourav Ganguly announced Sandalpur diara (riverine) area took life of 24 people. that two stands will be dedicated to soldiers. Ex-India captain  The United Nations Educational, Scientific and and Cricket Association of Bengal (CAB) President Sourav Cultural Organisation (UNESCO) has Ganguly will also have a stand named after him at Kolkata’s registered Sitalpati or cool mat from the Cooch Behar Eden Gardens stadium district, West Bengal as an Sitlapati Intangible cultural heritage. NEWS IN BRIEF  India’s first transgender school, Sahaj International,  Meghalaya is going to host National Games 2022. was inaugurated in Kochi (Kerala).  The four-day World Bhojpuri Conference began in Varanasi, Uttar Pradesh .   Bharat Heavy Electricals Ltd has commissioned the second of the two 600 MW units of Singareni SPORTS CRICKET TENNIS  India’s test captain Virat Kohli has emerged as  Yuki Bhambri clinches ITF Hong Kong F4 Futures the India’s Sportsperson of the Year 2016 in a poll title. conducted by India.  Ana Ivanovic, the former world No1 and 2008 French  Mahendra Singh Dhoni stepped down as the Open champion, has retired from tennis. captain of India’s One Day International and T20  Spanish tennis veteran Rafael Nadal defeated International cricket teams. India played 199 ODI Belgian David Goffin 6-4, 7-6 to win the Mubadala and 72 T20 match under his captaincy. World Tennis Championships in Abu Dhabi.  West Indies former batsman Jimmy  India’s star singles player Somdev Devvarman has Adams appointed as the new director of West announced his retirement from professional tennis. Indies cricket team.  China’s table tennis Olympic champion Li  Consulate General of India in Dubai announced Xiaoxia has announced her retirement. launch of the ‘Diplomats Cricket Championship Cup’  As many as 956 kids showed up for a tennis training in association with the Skyline University College, session at Chennai’s SDAT Tennis Stadium on Sharjah, to promote sportsmanship, camaraderie and Tuesday, setting a world record for the ‘largest harmonious relationship among the diplomatic tennis lesson’. missions of UAE.  Serbian tennis player Novak Djokovic has won the  Gujarat won their first ever Ranji Trophy title beating Qatar Open tennis title in Doha. In the final match Mumbai by five wickets in the final at the Holkar he defeated Andy Murray of UK. stadium in Indore.  In Chennai Open tennis, RohanBopanna and  Virat Kohli breaks Sachin’s record, became fastest JeevanNedunchezhiyan were crowned the to score 27 ODI centuries in his 169th innings inh champions in the doubles category. Pune. Former Indian cricketer Sachin Tendulkar’s  Indian tennis ace SaniaMirza and her patner had scored his 27th ODI ton in his 254th innings. American BethanieMattek won Brisbane International women’s doubles title.

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 Spaniard Roberto Bautista Agut beat Russian Daniil  Farrukh Amonatov of Tajikistan has won the 15th Medvedev has won the men’s singles title of edition of the Delhi International Chess tournament. the Chennai Open Tennis Championship 2017.  Croatia’s Ivo Karlovic and Argentina’s Horacio BADMINTON Chennai Smashers has won the 2017 Vodafone Zeballos’ first round match became the longest-ever  Australian Open match in terms of the number of Premier Badminton League (PBL). games played. The match, which ended with Karlovic  Saina Nehwal beat Thailand’s Pornpawee winning 6-7, 3-6, 7-5, 6-2, 22-20 in 5 hours and 15 Chochuwong to win the Malaysia Masters Grand minutes, featured 84 games. Prix Gold tournament. FOOTBAL OTHER SPORTS British former racing driver Nigel Mansell has been  India’s women’s football team defeated Bangladesh  3-1 in Siliguri to win the 2016 South Asian Football named Formula 1’s greatest one-time world champion by BBC Sport readers. Federation Women’s Championship for the fourth consecutive time.  Sir Bradley Wiggins, British former professional  Claudio Ranieri from Italy has been named as the road and track racing cyclist announced retirement Coach of the Year at the FIFA Football Awards 2016 from cycling. in Zurich, Switzerland.  The Olympic medal-winning husband-wife duo of  FIFA (Federation International de Football Ashton Eaton and Brianne Theisen-Eaton Association) has decided that the World Cup will announced their retirement from athletics. be expanded to host 48 teams, up from 32. 2018  Robert Marchand, a 105-year-old Frenchman, has FIFA World Cup will be held in in Russia. Gianni set a record in over-105s category, covering 22 Infantino is the chairman of FIFA. kilometres in one hour.  The Indian national football team moved up six  Velavan Senthil kumar created history by winning places to the 129th position in the latest FIFA the first-ever all-Indian Boys’ Under-19 final at the rankings, its best ranking since December 2005. British Junior squash Open in Sheffield.  Pankaj Advani won the 3rd Kolkata Open National HOCKEY Invitation Snooker Championship.  The Sahara Group extended its partnership with  The United Kingdom became the world’s first Hockey India by signing a deal until 2021. country to officially recognize parkour as a sport.  The FIH (International Hockey Federation)  Russian rhythmic gymnast Yana Kudryavtseva, Executive Board has confirmed the nomination of who won 13 world championships from 2013 to 2015, Indian men’s hockey team captain PR Sreejesh to has retired from the sport at the age of 19. the FIH Athletes’ Committee.  Union Minister of State of Youth Affairs and Sports, Mr. Vijay Goel announced to launch diploma course BOXING for sports training in SAI centre of Rohtak on the  Abbu Ammaz, an 8 -year-old boy from Jammu and pattern of Patiala. Kashmir’s Rajouri, has won the gold medal in Thai  Nirmal Yadav, a 65-year-old woman shooter from Boxing Championship at the national level. Delhi, set a record at the recently-concluded  Former world champion Sarita Devi is set to become National Shooting Championship in Pune. the first female professional boxer from India.  Punjab Royals have bagged the Pro Wrestling  China faces a one-year ban from international League Season 2 title by defeating Haryana weightlifting competitions after three of its Hammers. weightlifters failed doping retests and were stripped  The Minister of State for Youth Affairs and of their Olympic 2008 gold medals. Sports Shri Vijay Goel has inaugurated the Khelo  The Indian women’s boxing team secured a historic India National level Competitions on various sports third place finish in the 6th Nation’s Cup in Serbia. for Under-14 and Under-17 children in New Delhi. India finished the tournament with one gold, four The competition has been organized by Sports silver and a bronze medal. Authority of India under the aegis of Ministry of CHESS Youth Affairs and Sports in Swimming, Cycling, and  Mumbai boy Kush Bhagat created history by Wrestling. wining all three gold medals on offer in the 1st Western Asia Youth Chess Championships held at  Al Ain Chess Club in UAE.

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 Google parent Alphabet has confirmed that the  Sony Pictures Networks India has entered the Hindi company has dropped the ‘Titan’ plan to provide film music space with the launch of Sony ROX the internet through solar-powered drones in remote HD. Sony ROX HD showcases the latest Hindi film locations. The company has instead decided to go music in high definition visual format of 1080i ahead with Project Loon, where it will provide the resolution that is enhanced by Dolby Audio. internet through high-altitude balloons in remote  N Chandrasekaran, Chairman designate of Tata locations. Sons, has inaugurated the Kohli Research Block at  The Indian Space Research Organisation (ISRO) is the International Institute of Information planning to set a new world record in space history Technology at Gachibowli. by launching 103 satellites in one go on a single  US based rocket manufacturing company SpaceX rocket in the first week of February, 2017. These successfully launched constellation of 10 satellites satellites will be launched on board of ISRO’s into orbit on board of its two stage Falcon 9 Rocket workhorse PSLV (C37) from the Satish Dhawan from the Vandenberg Air Force Base, California Space Centre in Sriharikota in Andhra Pradesh.  Minister of State for Power, Coal, New and  US-based scientists have developed a bacteria- Renewable Energy Piyush Goyal said that India is powered battery (bio-battery) on a single sheet of aspiring to produce approximately 1lakh Megawatt paper, which is capable of powering disposable of solar energy by 2022.He is on a three day official electronics. visit to UAE to participate in the 10th Edition of  A team of UK-based researchers have identified World Future Energy Summit in Abu Dhabi. Hafnium carbide (HfC) as the world’s most heat  Facebook Chief Operating Officer Sheryl Sandberg resistant material. They can withstand record has announced that the FB will open a ‘Startup melting point temperatures up to 3958°C (approx Garage’ in Station F, the world’s biggest startup 4000°C). campus.  China has successfully launched pair two high-  The world’s ultralight high-performance mechanical resolution remote sensing satellites SuperView-1 01 watch RM 50-03 inaugurated on the 27th edition of and 02 to get commercial images. the Salon International De La Haute Horlogerie  Chief Minister N. Chandrababu Naidu, during the (SIHH) in Geneva. The watch made up of graphene. inaugural ceremony of the Children Science  The Union Government is organising a community Congress at Sri Padmavati Mahila Viswa Vidyalayam radio awareness workshop in Raipur in association (SPMVV), announced a cash prize of Rs.100 crore with Community Radio Association. for the young scientist (or any other) who would  Indian Institute of Technology IIT Bombay is set to win the first Nobel Prize from the state. build a ‘Research Park’ for startups, and set up R&D  Budget carrier IndiGo has launched a scheme in centres in the institute for promoting association with Delhi Police under which the airline entrepreneurship. would ferry the bodies of residents from the North  State-owned Bharat Sanchar Nigam Ltd (BSNL) has Eastern part of India, who die in Delhi, to their homes announced mobile TV service ‘Ditto TV’ and limited free of cost on the recommendation of the Delhi fixed mobile telephony, an app that virtually turns Police. mobiles into cordless phone working in sync with  Mukesh Ambani-led Reliance Jio beats Airtel, landlines within home premises. BSNL also Vodafone and others, to become the fastest 4G launched limited fixed mobile telephony, an app that service provider in India in December 2016. virtually turns mobiles into cordless phone working  The Defence Research and Development in sync with landline phones. Organisation (DRDO) successfully test-fired the  Physicists from Austria have created new form of Pinaka Rocket converted to a Guided Pinaka from Hydrogen i.e. negatively charged hydrogen clusters. Launch Complex-III, ITR, Chandipur (Odisha). It is a previously unseen form of hydrogen. For the  Information and Broadcasting Minister M Venkaiah past forty years, existence of hydrogen in ion Naidu inaugurated a post-graduate course in Urdu clusters was known and is positively-charged journalism at the Indian Institute of Mass clusters have already exists. Communication in New Delhi. 

32 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MARCH- 2017 HEALTH

 Union Government launched Swachh Swasth medicines at an affordable price. At present, 750 Sarvatra initiative to strengthen health centres in Janaushadhi Kendras, providing more than 600 open defecation-free (ODF) blocks. It was launched medicines and 150 medical devices, are operational by Health Ministry J P Nadda. Its objective is to and the target is to open 3,000 by end of this fiscal build on and leverage achievements of two  Scientists have named three relatively little-known complementary programmes – Swachh Bharat diseases they think could cause the next global Mission (SBM) and Kayakalp. Under it, financial health emergency. These diseases are Mers, Lassa assistance of 10 lakh rupees will be given to the fever and Nipah virus. community health centres so that they can be  The Union Health Ministry will soon launch strengthened to meet the standards of sanitation, population based prevention, screening and control hygiene and infection control. programme for five common non-communicable  Scientists from Ireland have claimed discovery of a diseases (NCDs) on the occasion of World Cancer new human organ named the mesentery that exists Day (4th February). They are Hypertension, in the digestive system. It will be human body’s Diabetes, and Cancers of oral cavity, breast and 79th organ. cervix. This programme will be launched as part of  The Minister of State for AYUSH Shri Shripad Yesso the National Health Mission. This programme Naik has inaugurated the International Conference screening will be rolled out in 100 districts in 32 on Yoga for Diabetes which began in New Delhi on states and Union Territories before March 31, 2017 January 4 till 6 January 2017. in the first phase.  The Supreme Court has directed Kerala government to release entire Rs. 500 crore compensation to over 5,000 victims in three months who have suffered  from various deformities and health complications due to use of Endosulfan in the state. The major numbers of victims were reported to be affected in Kasargode (Kerala) after Endosulfan was aerially sprayed by state owned company on cashew plantations adjoining habitats where the victims are located.  National Capital Territory (NCT) of Delhi was declared free from bird flu (H5N8 avian influenza) after consecutive samples collected at 15 days’ intervals from the last positive results tested negative.  The Union Ministry of Health & Family Welfare will roll out measles-rubella (MR) vaccine in the Universal Immunisation Programme (UIP) in February 2017. In addition, Pneumococcal conjugate (pneumococcal pneumonia) vaccine will also become a part of the UIP basket in three other states from March 2017.  The government has signed an agreement with Faculties from New Delhi & Hyderabad the National Yuva Cooperative Society to set Contact : 8093083555, Web : vanikias.com up 1,000 Janaushadhi Kendras across the CRPF Square, Bhubaneswar country and targets to open such medical stores in every block and to provide quality

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2016 recorded as country’s warmest year needs of dry swathes in Madhya Pradesh and Uttar a) India Meteorological Department (IMD) has Pradesh. released a report named as ‘statement of a climate  Hope Island in Andhra Pradesh has become of India, 2016’. graveyard for Olive Ridleys turtles after 54 carcasses b) As per the report , 2016 was India’s warmest year of this species were spotted on the shores of island. ever since the documenting of meteorological This indicates that the breeding cycle of this species records began in 1901. got severe blow due to mechanised fishing boats c) 2016 was warmer than last year by 0.24 degree scouring in the Bay of Bengal coastline. Celsius.  The West Bengal State Department of Fisheries has  Scientists from Botanical Survey of India (BSI) have announced to protect the end angered Hisla Fish discovered a new species of Zingiber (commonly from getting extinct and thus has proposed to referred as ginger) from the Andaman and Nicobar introduce law to arrest anyone found in illegal Islands. The new species has been named as catching, buying or selling of Hilsa fish. With the Zingiber pseudosquarrosum and belongs to genus introduction of the proposed provision, Hilsa Fish Zingiber. would become the first fish to get legal protection.  The ambitious Ken-Betwa river linking project has received formal environment, forest and tribal clearances. The project aims at addressing water  DEFENCE

 Indian Army has inked an agreement with IIT  Pakistan has fired its first submarine- Gandhinagar to set up a research and launched cruise missile Babur-3. development (R&D) cell at the IIT campus to  Former world champion Sarita Devi is set to become identify problems and possible solutions for the the first female professional boxer from India. Indian Army.  Border Security Force (BSF) launched operation  India successfully test-fired its home-grown long “Sard Hawa” at the western international border of range intercontinental surface-to-surface nuclear Rajasthan, under which security will be strengthen capable ballistic missile Agni-5 from the launch to check the instances of infiltration due to the complex 4 of the Integrated Test Range from the dense fog in the area. Abdul Kalam Wheeler Island off Odisha coast. It is  The Indian Army has contacted Kanpur-based capable of striking a target more than 5,000 MKU Industries to manufacture 1.58 lakh helmets, kilometres with nuclear warhead carrying capacity that can bear the impact of 9mm ammunition fired of more than 1 tonne. from a short range, in a deal worth around Rs.170  The Cochin Shipyard Limited (CSL) has delivered crore. ICGS AYUSH, the 20th Fast Patrol Vessel (FPV) to  the Indian Coast Guard.  India successfully test fired the nuclear-capable Agni IV ballistic missile from the Abdul Kalam Island off the Odisha coast.  Indian Army launched operation to flush out terrorists in Bandipora district of J&K .  The Indian Army has successfully conducted ‘user- validation’ trials of indigenous Advanced Towed Artillery Gun System (ATAGS) Dhanush in the .

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RECENT SUMMIT IN NEWS

National Conference for e-Governance 2016-17 c) The idea to create it was first mooted by the has started in Visakhapatnam Raghuram Rajan Committee on Financial Sector The 20th Edition of the National Conference for e- Reforms in 2008. Governance 2016-17 has started in Visakhapatnam, Andhra d) The Central Government had established Financial Pradesh. The theme of this year’s conference is ‘Internet of Stability and Development Council (FSDC) in Things and e-Governance’. The conference has been December 2010. organised by Department of Electronics and Information e) Chairman: Union Finance Minister. Technology (DeitY) and Department of Administrative Reforms and Public Grievances (DARPG) in partnership with 2nd edition of Ministry of External Affairs’ annual Information Technology, Electronics and Communication Raisina Dialogue was held in New Delhi (ITE&C) Department, Andhra Pradesh Government. The second edition of Ministry of External Affairs’ annual Raisina Dialogue was held in New Delhi . The flagship geo- 27th meeting of the Southern Zonal Council held political conference was inaugurated by Prime Minister at Thiruvananthapuram Narendra Modi. The 27th meeting of the Southern Zonal Council held at Theme: “The New Normal: Multilateralism in a multipolar Thiruvananthapuram, Kerala. It was chaired by Union Home world”. Minister Rajnath Singh. The Southern Zonal Council consists of Kerala, Karnataka, Telangana, Tamil Nadu, First Ever Asia-Pacific Broadcasting Union (ABU) Puducherry (UT) and Andhra Pradesh. Dance festival concluded in Hyderabad Five-day annual Indian Science Congress concluded at a) First Ever Asia-Pacific Broadcasting Union (ABU) Tripura Dance festival concluded in Hyderabad. Prime Minister Narendra Modi has inaugurate the five-day b) Union Information and Broadcasting Minister M annual Indian Science Congress at the Sri Venkateswara Venkaiah Naidu inauguarated the Dance Festival at University.‘Science and Technology for National Shilpakala Vedika in Hyderabad. Development’ would be the focal theme of the Indian Science c) Countries including Maldives, Afghanistan, Congress. Uzbekistan, Philippines, Fiji, Indonesia, Azerbaijan, Malaysia and India are taking part in the first edition Island Tourism Festival 2017 began in Andaman of the Festival. & Nicobar d) Prasar Bharati is hosting the event. The Island Tourism Festival 2017 began at Port Blair in Andaman & Nicobar Islands. Lt. Governor Jagdish Mukhi NEWS IN BRIEF inaugurated the mega event. He also inaugurated a day-long  The International Conference on ‘Dis/Ability workshop for promotion of IT and ITeS Industries in Islands. Communication: Perspectives and Challenges in the 21st Century (ICDC-2017)’, was held at Rambhau PM Modi attended Guru Gobind Singh’s 350th Mhalgi Prabodhini, Uttan in Mumbai. birth anniversary in Patna  The World Economic Forum Annual Meeting 2017 Prime Narendra Modi attended 350th birth anniversary of was held in Davos-Klosters, Switzerland.The theme Guru Gobind Singh and addressed people at Patna. Prime of 47th World Economic Forum Annual Minister Modi also released special commemorative stamps Meeting 2017 is Responsive and Responsible on Prakash Parv. Leadership.  The world’s first ‘Gender Literature Festival’ is 16th meeting of FSDC held in New Delhi scheduled to be held in Patna, Bihar in the second The 16th meeting of the Financial Stability and Development week of April, 2017. The main aim of the fest to Council (FSDC) was held in New Delhi. It was chaired by create a platform, to exchange ideas, and to share Union Finance Minister Arun Jaitley. and learn experiences of renowned people in the About Financial Stability and Development Council field of gender literature. a) It act as an apex level forum to strengthen and  Textiles Minister Smriti Irani inaugurated the 58th institutionalize the mechanism for maintaining India International Garment Fair - IIGF at Pragati financial stability. Maidan in New Delhi. b) Enhance inter-regulatory coordination and  Union Minister for Water Resources, River promoting financial sector development in the Development and Ganga Rejuvenation Uma Bharti country. has inaugurated the 3rd National conference “Jal Manthan-III”.  35 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MARCH - 2017 COMMITTEE & ITS FUNCTION

 The Union Ministry of Law and Justice has event has been themed ‘India towards Epitome of constituted a High Level Committee (HLC) to review Excellence’ this year. institutionalisation of arbitration mechanism in  The Union Ministry of Minority Affairs has decided India. The committee will be headed by Justice B N to set up a six-member committee to look into the Srikrishna. Hajj subsidy issue. In 2012, the Supreme Court had  The Union Government has proposed setting up directed the Union Government to gradually reduce Financial Data Management Centre (FDMC) based and abolish Haj subsidy by 2022. on recommendation of a committee set up under  The Union Ministry of Water Resources has the Department of Economic Affairs (DEC). The constituted negotiations committee to assess Committee was headed by Ajay Tyagi, Additional availability and utilisation of waters of Mahanadi Secretary in Union Finance Ministry. and its tributaries to resolve disputes over sharing  The Committee on Digital Payments headed by of river waters among five states. These five states Ratan P Watal in December 2016 submitted its report are Odisha, Chhattisgarh, Madhya Pradesh, to the Union Ministry of Finance. Maharashtra and Jharkhand.  The Union Sports Ministry has constituted Injeti  The Union Government has constituted committee Srinivas committee to frame comprehensive National (Working Group) to frame uniform rules for the states Sports Development Code across sports disciplines. to avoid delay in proper implementation of the Rights It will be headed by Injeti Srinivas, Sports Secretary. of Persons with Disabilities Act, 2016 across the The committee will study the existing sports country. The Committee will be headed by Secretary governance frame work, issues relating to sports from Department of Empowerment of Persons with governance in the country, recent developments Disabilities (DEPwD). related to sports governance.  IIM Calcutta is conducting its international business summit Intaglio 2017 from January 6 to 8, 2017. The 

BOOK & AUTHOR

 Amul has unveiled the updated edition of book ‘Amul’s India 3.0'.  Bollywood veteran Rishi Kapoor’s autobiography titled “Khullam Khulla” is going to launch on 15th January 2017.  Vice President Hamid Ansari on 4 January 2017 has released a book authored by SM Khan titled ’The People’s President: Dr APJ Abdul Kalam’.  Former wrestler and coach Mahavir Singh Phogat made his way to the launch of his authorised biography ’Akhada’ in . Sports journalist Saurabh Duggal released the biography. Indian biographical film Dangal is based on Singh’s life.

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 Actor Shahrukh Khan has received an honorary  Ram Singh Chauhan from Rajasthan, has the world’s doctorate from Maulana Azad National Urdu longest moustache measuring 14 feet, according to University (MANUU) in Hyderabad. the Guinness World Records.  Noted playback singer Anuradha Paudwal will be  President Pranab Mukherjee has inaugurated conferred with honorary D Litt degree by the D Y the 28th Dantan Gramin Mela in West Midnapore Patil University . district in West Bengal.  Actor Aamir Khan’s sports drama ‘Dangal’ was  The Western Railway has been directed to pay a named the Best Film of 2016 in the year-end ‘Film compensation of over Rs.68 lakh to a man, who Companion Critics’ Poll’ in which 23 Indian film suffered 100% disability in an accident at a railway critics voted. Actor Manoj Bajpayee was named the station in Maharashtra. The directive comes in Best Actor for ‘Aligarh’, Alia Bhatt was voted the connection with an incident in 2010 when a heavy Best Actress. Ram Madhvani, who made his wooden plank fell on the victim’s head, causing directorial debut with ‘Neerja’ was voted the Best grievous brain injury and multiple skull fracture. Director.  Former Miss Universe Sushmita Sen has confirmed  According to an ASSOCHAM report the Fast- that she is on the judging panel of the upcoming moving consumer goods (FMCG) venture promoted 65th edition of the Miss Universe pageant. She was by yoga guru Baba Ramdev, Patanjali Ayurved was crowned Miss Universe in Manila, Philippines in the country’s fast moving consumer goods (FMCG) 1994. market in 2016.  Odisha’s World famous 11-day gala festival Bargarh Dhanua Jatra is all set to begin on 2 January  2017.  Airline Company announced the reservation of six seats in the third row on every RBI MONETARY POLICY domestic flight for women travelling alone. CEO of  Repo Rate: 6.25% Airline - Ashwani Lohani.  Reverse Repo Rate: 5.75%  Seven martial artists from Kerala, India established the Guinness World Record for the ‘most layered  Marginal Standing Facility Rate: 6.75% bed of nails’ i.e. sleeping on nail bed.  Bank Rate: 6.75% The month-long Magh Mela festival began at   CRR: 4% Sangam in Allahabad, Uttar Pradesh.  The second international kite festival coinciding  SLR: 20.75% with the ’Makar Sankranti’ fest would be held for six days from January 12, 2017, in Hyderabad and two other districts in Telangana.  Lohri festival celebrated in Punjab.  The entire Assam is geared up to celebrate Bhogali bihu, the post-harvest festival in a grand manner.  Fourth International Kite Festival begins in New Delhi.  The annual 2-days camel festival was held in Bikaner, Rajasthan.  In Kerala, the 57th annual Kerala Schools Arts Festival, tipped as Asia’s largest youth art festival, begins at Kannur.

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January 4: World Braille Day January 04 World Braille Day a) The World Braille Day is observed every year across January 09 Pravasi Bhartiya Divas/NRI Day (India) January 12 National Youth Day (India) the world on 4 January to mark the birth anniversary of Louis Braille, inventor of Braille script or Braille January 15 Army Day (India) code January 24 National Girl Child Day/Balika Divas (India) January 25 b) IIT-Bombay has opened a new facility for the National Voters’ Day (India) visually-impaired students at its central library. January 25 National Tourism Day (India) c) The first Braille library in Guwahati opened at the January 26 Republic Day (India) January 26 International Customs Day Blind High School on Wednesday, on the occasion of World Braille Day. January 27 International Day of Commemoration in the Memory of Victims of Holocaust January 12: National Youth Day January 28 Data Privacy Day a) The National Youth Day is observed every year on January 30 Martyr’s Day (India) 12 January to mark the birth anniversary of social reformer, philosopher and thinker Swami Vivekananda. 21st National Youth Festival was held  in Rohtak, Haryana. b) The theme this Festival was ‘Youth for Digital India’. c) In Chhattisgarh, a state level programme is being held in Raipur on the birth anniversary of Swami Vivekananda. The theme of the programme is ‘Arise’. d) All schools and colleges in Madhya Pradesh hold mass ‘Surya Namaskar’ sessions on January 12 to mark Swami Vivekananda’s birth anniversary. 15th January :Army Day in India a) Army Day is celebrated on January 15 in recognition of the day when Lieutenant General KM Cariappa took over as the first Indian Commander-in-Chief of the Army in 1949 from General Sir Francis Butcher, the last British Commander-in-Chief of India. b) Ministry of Road Transport & Highways organises 28th edition of Road Safety Week from 9th to 15th January 2017. c) US President Barack Obama has declared January 16 as Religious Freedom Day.

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200 MCQ ON CURRENT AFFAIRS a) Norway 1. Indian player who won first-ever all- d) Twitter b) France Indian Boys’ Under-19 final at the e) Instagram c) Sweden British Junior Open in Sheffield ? 8. Which state government which plans d) Singapore a) Ramesh Aravindh to issue 11.4 lakhs RuPay cards to e) Italy b) VelavanSenthilkumar farmers of the state by the month of 15. RBI has recently agreed to provide c) Premjit Lall march 2017. rupees 1 billion in Rs 100 notes to d) Sriram Balaji a) Assam b) Odisha e) Purav Raja c) Bihar d) Kerala Nepal’s ______Bank a) Rastriya Banijya Bank Limited 2. Olympic and world 800m champion e) Manipur b) Nepal Bank Limited who is recently appointed as the 9. Name the movie which won seven awards c) Nepal Rashtra Bank ambassador for Mumbai Marathon ? in 2017 Golden Globe event in which d) Central bank of Nepal a) Usain Bolt all the category the movie nominated e) Nabil Bank Limited. b) Carl Lewis for? 16. Indian cricketer who recently appointed c) Maurice Greene a) Manchester By the Sea d) David Rudisha b) Moonlight as the captain of India’s ODI and T20 Cricket team ? e) Justin Gatlin c) La La Land a) Rohit Sharma 3. The Australia Airlines which holds fatality d) Silence b) Yuvaraj Singh free record and world’s safest airline e) Fences c) Virat Kholi rated by AirlineRatings.com is ____ 10. Indian teenager who won the Young d) R.Ashwin a) Qantas Airways Ltd Travel Photographer Of The Year 2016 e) M.S. Dhoni b) British Airways award ? 17. US First Lady Michelle Obama has c) Olympic Air a) rohan chaudhary selected a 16-year-old Indian-American d) Royal Air Maroc b) Maneesh Sharma ______to serve in the inaugural e) Finnair c) Srikanth Kidambi education campaign 4. PM NarendraModi inaugurated india’s d) Satyan Gajwani a) Bobby Jindal 1st International Exchange being set up e) Darpan Basak b) Swetha Prabakaran by Bombay Stock Exchange in ___? 11. Which of the following two cities got c) Nikki Haley a) Maharastra listed in New York Times’ list of ‘52 d) Kamala Harris b) Places to go to in 2017?’ e) c) Gandhinagar a) Agra and Sikkim 18. m-Parivahan and e-challan were the two d) Ahmadabad b) Simla and Bengaluru mobile app launched by which e) Kolkata c) Amritsar and Jodhpur department ? 5. 20th Edition of the National Conference d) Jaipur and Agra a) Ministry of Road Transport and for e-Governance 2016-17 held in ? e) Delhi and Agra Highways a) Patna 12. Dr Bharat Barai and DrSampatShivangi b) Ministry of Textiles b) Visakhapatnam were the two Indian-Americans c) Ministry of tourism c) Kolkata selected for ____ award, which is the d) Ministry of Defence d) Chennai highest civilian award given to overseas e) Ministry of Railways e) Kanpur Indians and people of Indian origin 19. ______a defence equipment 6. Which state government recently bring a) Pride of India manufacturer company whos 26 per changes in Land Revenue Code in which b) Bharath ka Pride cent stake is decided to sell by non-agriculture certification will no c) Pravasi Bharatiya Samman government which may fetch the longer be required for a land for which d) Vishisht Samman Medal exchequer over Rs.1,000 crore. development plan is finalized ? e) Uttam Bharatiya Seva Medal a) BIATEL a) Karnataka 13. Minister of State for MSME Haribhai b) BEML b) Gujarat Choudhary inaugurates Khadi India c) Caterpillar c) Uttar Pradesh Lounge in ______d) FIMAC d) Maharashtra a) Pune e) None of these e) Assam b) Ahmadabad 7. Russia which recently advised Google c) guwahati 20. Employees’ Provide Fund Organisation (EPFO) has made which identity card and Apple to remove ______social d) Mumbai as mandatory for its about 50 lakh networking application from App e) kolkata pensioners and around four crore store. 14. ______become the first country in subscribers. a) LinkedIn the world to switch off its FM radio a) Voter ID b) Facebook network while it proposed to shift to b) Ration Card c) WhatsApp Digital Audio Broadcasting (DAB).

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c) PAN Card c) China d) France a) Rs.1224.65 d) Aadhaar Card e) Russia b) Rs 1782.44 e) Passport 28. ______expressway is soon to get high- c) Rs.1544.25 21. The famous sitar player the last survivor speed WiFi coverage for arround 94- d) Rs.1745.55 of the ‘Sitar Trinity’ of India along with km by Maharashtra State Road e) None of these the late Pandit Ravi Shankar and Development Corporation 36. Which bank has recently blocked the UstadVilayat Khan who died recently a) Nagpur - Chandrapur digital wallet transaction of Paytm, is ______? b) Mumbai-Pune Freecharge, and mobiKwik on a) c) Kalyan - Murbad temporarly ? b) T M d) Mumbai - Chandrapur a) ICICI b) PNB c) M. Balamuralikrishna e) None of these c) SBI d) IOB d) N.Ravikiran 29. Government which recently imposed e) BOM e) anti-dumping duty for Bangladesh and 37. The name of Gujarat orgin Indian- 22. Vice President Ashwin Adhin who came Nepal on which product ? American, who is recently appointed India of 9-Day visit and attended Pravasi a) Sugar b) Wheat as Deputy Assistant to the US Bhartiya Divas (PBD) in Bengaluru c) rice d) Jute President by Donald Trump ? belongs to which country ? e) barley a) Raj Shah a) Guyana 30. _____ is appointed as EU ambassador b) Padma Lakshmi b) Libya buy Britain’s PM Theresa May ? c) Alexi Grewal c) Suriname a) Sir Tim Barrow d) Nikki Haley d) Tanzania b) Sir Robin Renwick e) Arun N. Netravali e) Venezuela c) Sir Kim Darroch 38. A 105 year old Frenchman ______, 23. A New taxi service ‘Shivgramin’ is been d) Simon Collins has set a record in over-105s category, launch by ______government to e) Nicholas Hopton covering 22 kilometres in one hour provide transport to people in rural and 31. Veteran actor who wins two-time a) Jan Ullrich semi-urban areas of the state. National Award and the Padma Shri b) Greg Lemond a) Maharashtra award in 1990 who recently passed c) Binard Hinault b) Kerala away at age 66 ______? d) Robert Marchand c) Gujarat a) Om Puri e) Der Kaiser d) Punjab b) Rasika Joshi 39. Which state CM has recently announced e) Madhya Pradesh c) Nanda Rs.100 Crore prize for First Noble 24. 14th Pravasi Bhartiya Divas convention d) Sadashiv Amrapurkar prize winner from the state ? with theme of ‘Role of Diaspora Youth e) Ashraf-Ul-Haq a) Andhra Pradesh in the Transformation of India’ held in 32. World record for largest tennis lesson b) Karnataka _____ ? with 956 kids takes place at SDAT c) Odisha a) Chennai Tennis Stadium in the event of ___? d) Kerala b) Pune a) Australian open e) Manipur c) Maharashtra b) Chennai open 40. Central govt has recently decide to d) Bangalore c) Singapore open assign 12 Digit Unique to which e) New Delhi d) French open animal? 25. Under the GST regime the government e) ATP Tour a) Tiger has agreed to refund 90% of the duties 33. Amend on Double Taxation Avoidance b) Panda paid by exporters within a period of Convention protocol got signed c) Peacock ____ days between India and ______countries d) Elephant a) Seven b) Three a) Myanmar e) Cow c) Ten d) Fifteen b) Chile 41. Which are the two states in which Elect e) Thirty c) Brazil Voting Machine to be introduced with 26. Sahara Group has extended its d) Kazakhstan Candidates photo in it ? sponsorship contract with indian e) Canada a) Goa and Kerala hockey team till the year ? 34. ‘Eden Project’ the largest indoor b) Manipur and Uttrakand a) 2020 b) 2025 rainforest that cover about 5.5 acres c) Manipur and Goa c) 2025 d) 2019 located in which country ? d) Uttar pradesh and Goa e) 2019 a) USA b) China e) Delhi and Goa 27. ‘Shangri-la of the World’ longest bullet c) UK d) Japan 42. Tareck El Aissami recently appointed train launched by ______which e) Canada as Vice President of ______by expanded Country’s high-speed train 35. Recently Karnataka state got assistance President Nicolas Maduro of that network to about 20,000 kilometres of ______crore as drought relief from country. a) Japan b) Germany central government a) Kenya

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b) Switzerland e) None of these e) Rajamandry c) Japan 50. The Election Commission of India (ECI) 57. The 14th Pravasi Bhartiya Diwas d) Venezuela on 4 January 2017 announced the dates Convention is hosted by which city? e) Rome of assembly polls of five states. Which a) Bangalore 43. SAFF Women’s C’ship title won by of the following state has not including b) Mumbai India women’s team for the 4th time for that assembly polls? c) Kochi in a row thus the trophy belongs to a) Uttar Pradesh d) Varanasi which sports ? b) Punjab e) New Delhi a) Football c) Uttrakhand 58. The GST Council meeting headed by b) Hockey d) Maharashtra the Finance Minister ArunJaitley c) Kabbadi e) Manipur concluded in d) Tennis 51. The World Braille Day (WBD) is a) Kolkata e) Volley Ball observed on which date? b) Ahmadabad 44. The Indian cricketer who recently quits a) January 3 c) Surat his captaincy in both ODI and T20 b) January 5 d) Tiruvanthapuram Format ? c) January 2 e) New Delhi a) misbah ul haq d) January 4 59. India has ranked ______among the b) Ajinkya Rahane e) January 5 countries offering the highest average c) M S Dhoni 52. Who among the following has been annual salary to expatriates, according d) R. Ashwin declared as the Brand Ambassadors for to HSBC Holdings data. e) M. Vijay Swachh NDMC? a) First 45. Who has been appointed as the new a) Sandip Ray Chaudhury b) Second Executive Director of of Reserve Bank b) V Thiruppugazh c) Third of India (RBI) c) P K Mishra d) Fourth a) Ajay Singh d) Manoj Kumar Sahoo e) Fifth b) Surekha Marandi e) Deepa Malik 60. Who has been appointed as the Chair- c) Rajesh Varma 53. Election Commission of India (ECI), the man of the Union Public Service Com- d) Saravana Kumar district administration of Ludhiana has mission (UPSC)? e) None of these developed a mobile application named a) David R Syiemlieh 46. What percent discount on online a) ECI24 b) Minthoon Sastry payment of LPG cylinder? b) ECI360 c) Vijayan Acharya a) Rs.2 c) ECI24*7 d) Milind Sharma b) Rs.5 d) ECI365 e) None of these c) Rs.10 e) None of these 61. Who has been appointed as the Vice Chief d) Rs.15 54. Anshu Jain who joined Cantor Fitzgerald of the Air Staff (VCAS) at the Air Head- e) Rs.7 LP as president was former co-chief quarters (Vayu Bhawan) on January 2, 47. Who was sworn in as the 44th Chief executive officer of 2017? Justice of India a) DBS Bank a) a) D.Y. Chandrachud b) Citi Bank b) Anil Kumar Browne b) Ajay Manikrao Khanwilkar c) Deutsche Bank c) Pradeep Vasant Naik c) Ashok Bhushan d) ABN-AMRO Bank d) SB Deo d) Jagdish Singh Khehar e) RBL Bank e) None of these e) None of these 55. Arogya Raksha Scheme is to provide 62. Who has been removed as the President 48. The Union government of India has the medical treatment is launched by of Board of Control for Cricket in India launched a Swachh Bharat survey in which state government? (BCCI) by the Supreme Court order? how many cities a) Tamil Nadu a) Shashank Manohar a) 1000 b) Karnataka b) Ajay Shirke b) 700 c) Meghalaya c) N. Srinivasan c) 300 d) Andhra Pradesh d) Anurag Thakur d) 500 e) Maharashtra e) None of these e) 800 56. Prime Minister NarendraModi 63. Which bank has has entered into a 49. Which ministry has launched the Bunkar inaugurated the 104th Indian Science partnership with CNX Corporation Mitra helpline? Congress at Tarakarama Stadium of Sri (CNX) with an objective to provide a) Ministry of Textiles Venkateswara University in at collateral management services b) Ministry of Finance a) Vijayawada a) SBI c) Ministry of Science and b) Warangal b) Bank of Baroda Technology c) Tirupati c) Punjab National Bank d) Ministry of Home Affairs d) Vishakhapatnam d) Canara Bank

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e) Syndicate Bank b) Karnataka c) Rs. 4,500 64. Which country has decided to introduce c) Chhattisgarh d) Rs. 3,500 a new 12-sided one-pound coin at end d) Meghalaya e) Rs. 2,500 of March 2017 e) None of these 78. Who has taken charge as the new Chief a) Egypt 71. Who has been appointed as the Major of Army Staff? b) Lebanon General of Kyrgyzstan? a) Dalbir Singh Suhag c) South Sudan a) Shaikh Rafik Mohammed b) d) UK b) Ali Mirza c) Vijay Kumar Singh e) None of these c) Abdul Aalee d) Bipin Rawat 65. Which state has Government has banned d) Muhammad Ali e) None of these the use of Purse Seine Nets for fishing e) None of these 79. The Reserve Bank of India (RBI) has across Maharashtra from January 1, 72. Who has been appointed as the 25th extended the period of enhanced 2017 Chief Justice of Pakistan? Prepaid Payment Instruments (PPI) a) West Bengal a) Anwar Zaheer Jamali limit of ______b) Gujarat b) Jawwad S. Khawaja a) Rs 10,000 c) Maharashtra c) Mian Saqib Nisar b) Rs 50,000 d) Tamil Nadu d) Nasir-ul-Mulk c) Rs 30,000 e) Andhra Pradesh e) None of these d) Rs 20,000 66. Name the missile which was successfully 73. State Bank of India (SBI) has cut e) Rs 45,000 test-fired from the Abdul Kalam benchmark interest rate across various 80. The Central Board of Direct Taxes Wheeler Island off Odisha coast maturities by ______Percentage (CBDT) has extended the last date for recently effective from 1st January 2017 availing the Direct Tax Dispute a) Agni-II a) 0.6 Resolution Scheme to ______b) Prithvi-IV b) 0.8 a) March 31, 2017 c) Prithvi-II c) 1.0 b) December 31, 2016 d) Agni-IV d) 0.9 c) January 31, 2017 e) None of these e) 0.7 d) April 01, 2017 67. Who has been appointed as the 74. Which state launched the India’s first e) March 01, 2017 Secretary-General of the United laser technology-based advanced 81. India and which country has signed a Nations? AVMS RTO check-post Third Protocol to amend DTAA a) Vuk Jeremic a) Maharashtra (Double Taxation Avoidance b) Igor Luksic b) Andhra Pradesh Agreement) recently c) Christiana Figueres c) Gujarat a) Singapore d) Antonio Guterres d) Bihar b) USA e) None of these e) Madhya Pradesh c) China 68. Which of the following has been chosen 75. Which bank has launched an agricultural d) Thailand for the 2016 Bharatiya Jananpith investment credit for the farmers of e) Malaysia Navlekhan award Rajasthan. 82. Who has taken oath as the Lieutenant a) Shraddha and Ghyansham Kumar a) NABARD Governor of Delhi? Devansh b) United Bank of India a) Farooq Khan b) Amlendu Tiwari and Balram c) Oriental Bank of Commerce b) Kiran Bedi Kawant d) Bank of Baroda c) Mridula Sinha c) Om Nagar and Tasneem Khan e) RBI d) Anil Baijal d) Upasana and Jitendra Biseria 76. Which state has launched School e) None of these e) None of these Management Information System 83. Who has taken charge as the All India 69. UNSC unanimously passed a resolution (SMIS) to provide a complete database Anna Dravida Munnetra Kazhagam that seeks to end violence in Syria. of all the government schools spread (AIADMK) general secretary? Name the country that drafted the across the state. a) V K Sasikala resolution. a) Sikkim b) O Panneerselvam a) USA b) Chhattisgarh c) Deepa b) Russia c) Rajasthan d) K. Palanisamy c) Turkey d) Jammu and Kashmir e) None of these d) China e) None of these 84. Which state is hosting a Digi-Dhan Mela e) None of these 77. The daily limit of ATM increased from in Raipur? 70. HS Mahadeva Prasad who passes away Rs 2000 to ______per day on 1 a) Rajasthan recently is the former minister of which January 2017 b) Chhattisgarh state? a) Rs. 10,000 c) Haryana a) Andhra Pradesh b) Rs. 5,000 d) Madhya Pradesh

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e) Karnataka 92. Name bollywood actor ,who will release 99. Which state government has declared 50 85. India’s largest LNG importer Petronet autobiography titled “Khullam Khulla” per cent reservation in all judicial has signed a MoU with Petrobangla to on 15 January 2017 services for aspirants belonging to the set up $950 million liquefied natural a) Amitabh Bachchan Extremely Backward Classes, Other gas import project of 7.5 million tons a b) Anil Kapoor Backward Classes, Scheduled Castes year in which country? c) Irrfan Khan and Scheduled Tribes? a) Nepal d) Rishi Kapoor a) Bihar b) Bangladesh e) None of these b) Haryana c) Bhutan 93. Name the Mobile App,that has been c) Himachal Pradesh d) Sri Lanka launched by the Prime Minister d) Madhya Pradesh e) None of these Narendra Modi e) Gujarat 86. PM Modi has announced to increase a) DEAR 100. The Union Ministry for Petroleum & the number of houses to be built under b) HUEM Natural Gas has met the 1.5-crore the Pradhan Mantri Awaas Yojana in c) AWQE target for LPG connections that were rural areas by what percentage? d) BHIM to be added under which scheme in a) 30% e) None of these 2016-17 financial year? b) 33% 94. Who become the first female Muslim a) Bachat Lamp Yojana c) 36% PM of Romania. b) Kishore Vaigyanik Protsahan Yojana d) 39% a) Sevil Shhaideh c) Pradhan Mantri Ujjwala Yojana e) 42% b) Sorin Grindeanu d) Pradhan Mantri Jan Dhan Yojana 87. India’s first transgender school, Sahaj c) Liviu Dragnea e) None of these International, was inaugurated in in d) Roberta Anastase 101. Union Government has constituted a which state? e) None of these High-Level Committee (HLC) to a) Kerala 95. Arunachal Pradesh Chief Minister Pema review institutionalisation of b) Tamil Nadu Khandu along with six other MLAs Arbitration Mechanism in India. Who c) Andhra Pradesh suspended from which political party is the head of committee? d) Karnataka membership a) Araghya Sengupta e) Telangana a) Bharatiya Janata Party b) Indu Malhotra 88. Which state government planning to b) c) PS Narasimha develop 1,100 ‘climate-smart’ villages? c) People’s Party of Arunachal d) BN Srikrishna a) Andhra Pradesh d) Bahujan Samaj Party e) None of these b) Arunachal Pradesh e) None of these 102. Name the world’s highest bridge,that c) Himachal Pradesh 96. Which state has inaugurated the first was inaugurated in China in recent d) Madhya Pradesh digital investigation centre a) Tianjin Grand, Rail e) Uttar Pradesh a) Odisha b) Beipanjiang Bridge 89. Which state becomes the India’s first b) Bihar c) Weinan Weihe Grand fully organic state in 2016? c) Arunachal Pradesh d) Rail Jintang a) Sikkim d) Haryana e) None of these b) Punjab e) Andhra Pradesh 103. Name the Indian Cricketer who has c) Meghalaya 97. Which of the following likely to be the emerged as India’s Sportsperson of the d) Mizoram next chief minister of Arunachal Year 2016 in a poll conducted by India? e) West Bengal Pradesh. a) Ajenkya Rahane 90. Who wins wins Mubadala Tennis a) Nyamar Karbak b) Virat Kohli Championships 2016 in Abu Dhabi? b) Takam Pario c) Jaspritee Bhumbrah a) Rodger Federer c) Paknga Bage d) Bhuvaneshwar Kumar b) Rafel Nadal d) Phurpa Tsering e) Ravishandran Ashwin c) Novak Djokovic e) None of these 104. Who has won all three gold medals on d) Andy Murray 98. President Pranab Mukherjee has given offer in the 1st Western Asia Youth e) Stan Wawrinkka assent to Payment of Wages Chess Championships? 91. Which bank has ied up with online (Amendment) Ordinance, 2016.The a) Rajesh Bhagath classifieds portal magicbricks.com to Ordinance under which of the following b) Sanjay Bhagath conduct joint marketing activites and Article c) Kush Bhagath help rejuvenate the real estate sector a) Article 232 d) Ananth Bhagath a) Punjab National Bank b) Article 123 e) None of these b) ICICI Bank c) Article 79 105. Name the British cyclist who has c) Indian Bank d) Article 45 announced his retirement from cycling d) State Bank of India e) None of these recently? e) Bank of Baroda a) Tom Barras

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b) Peter Bissell 112. Who has been appointed as the 119. The campaign named ‘Saksham 2017’ c) Bruce Bursford President of the India International inaugurated in Nagaland recently is d) Bradley Wiggins Centre (IIC)? aimed at conservation of e) None of these a) M. G. K. Menon a) forests 106. Who has been appointed as the top b) Kapila Vatsyayan b) water Counterterrorism adviser by Donald c) B. N. Srikrishna c) petroleum products Trump d) Soli J Sorabjee d) herbs a) Jim Petrus e) None of these e) None of these b) Cathy Hoffman Glosser 113. Which of the following cricketer chosen 120. Which state govt recently allowed the c) Allen Weisselberg for the captain of Cricket Australia’s sale of white kerosene in open market? d) Thomas Bossert ODI team of the year a) Kerala e) None of these a) David Warner b) Karnataka 107. BHEL has successfully commissioned b) Quinton de Kock c) Tamil Nadu Second 600-MW coal-based thermal c) Steve Smith d) Andhra Pradesh power plant in which state d) Virat Kohli e) Odisha a) Andhra Pradesh e) MS Dhoni 121. Who among the following won the 15th b) Madhya Pradesh 114. According to the ‘Conventional Arms edition of the Delhi International c) Telangana Transfers to Developing Nations 2008- Chess tournament? d) Odisha 20152 Report,what is the rank of India a) Diptayan Ghosh e) Meghalaya in largest arms purchaser b) Marat Dzhumaev 108. Which bank has signed a Memorandum a) 1st c) Murali Karthikeyan of Understanding with Heritage Foods b) 2nd d) Farrukh Amonatov Ltd (HFL) to provide dairy loans to c) 3rd e) Adam Tukhaev farmers? d) 4th 122. The scientists from across the world a) Indian Bank e) 5th have named three diseases that could b) Punjab National Bank 115. Railway Minister lays foundation of cause next global health emergency. c) NABARD Nadikudi-Srikalahasti project in Which of the following is one of them? d) Bank of Baroda a) Kerala a) Nipah virus e) Reserve Bank of India b) Madhya Pradesh b) Lassa fever 109. The four-day World Bhojpuri c) Karnataka c) Mers Conference was held in which city d) Andhra Pradesh d) All the above a) Kanpur e) Telangana e) None of these b) Ranchi 116. Name the village in Andhra gets Smart 123. ______and India Post Payments Bank c) Sri Nagar Digital village tag (IPPB) have signed an MoU, whereby d) Varanasi a) Mori the former will provide technology e) New Delhi b) Kunderu platform for pilot launch of the latter. 110. Name the Union Minister who c) Madugala a) SBI b) PNB launched the ‘Mobile App and d) Kalakada c) CBI d) BOI Facebook Page’ of the National Trust e) Pileru e) BOB at a function to mark the ‘National 117. The UNESCO has registered Sitalpati 124. ______has announced to protect the Trust Foundation Day’ on the theme or cool mat from the Cooch Behar endangered Hilsa Fish, which now will “Celebrating Inclusion”. district of which state as an intangible become the first fish to get legal a) Venkiah Naidu cultural heritage? protection. b) Nitim Jairam Gadkari a) Jharkhand a) Maharashtra c) Ananthkumar b) Odisha b) Tamil Nadu d) Ashok Gajapathi Raju c) Assam c) Karnataka e) Shri Thaawarchand Gehlot d) Sikkim d) Kerala 111. Which state has approached the Union e) West Bengal e) West Bengal Government for allowing use of antlers 118. ______has launched a first of its 125. Mawlynnong village in which state has of spotted deer and sambar of Ayurveda kind unique Customizable Savings become a role model for others as it is medicines? Account to enable the customers to being known as Asia’s cleanest village? a) Andhra Pradesh design an account as per their All 90 families of the village constructed b) Uttarakhand convenience. toilets in 1989. c) Tamil Nadu a) HDFC Bank a) Meghalaya d) Kerala b) IDFC Bank b) Nagaland e) Madhya Pradesh c) YES Bank c) Sikkim d) ICICI Bank d) Assam e) Federal Bank e) Manipur

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126. Which state govt has launched 133. The International Monetary Fund b) Bihar ‘Aanandam’ programme which will (IMF) has estimated the global growth c) Uttar Pradesh help the poor people to get the daily for 2016 at what per cent? d) Madhya Pradesh needs items from the wealthy people? a) 2.1 per cent e) Tamil Nadu a) Uttar Pradesh b) 2.3 per cent 140. The ‘Falcon 9’ is a family of two-stage- b) Punjab c) 2.9 per cent to-orbit launch vehicles which is c) Haryana d) 3.1 per cent designed and manufactured by d) Goa e) 3.3 per cent a) JAXA e) Madhya Pradesh 134. ______won The Hindu Prize 2016 b) NASA 127. Who among the following has been at the 7th edition of The Hindu Lit for c) SpaceX appointed as Tata Motors chairman? Life festival 2017 held in Chennai. d) ISRO a) N Chandrasekaran a) Kiran Doshi e) CNES b) Abidali Neemuchwala b) Suketu Mehta 141. Which of the following teams won the c) FC Kohli c) Kiran Desai Ranji Trophy title in Indore recently? d) Subramaniam Ramadorai d) Amitav Ghosh a) Mumbai e) Rajesh Gopinathan e) Vikram Seth b) Gujarat 128. Who among the following has been 135. The Bharatiya Reserve Bank Note c) Tamil Nadu elected president of the European Mudran Pvt Ltd has set a record d) Karnataka Parliament? (printed 10.9 mn currency note in a e) Delhi a) David Sassoli day) in currency note printing. The 142. The Border Security Force (BSF) b) Gianfranco Fini printing press is situated in launched operation ‘Sard Hawa’ at the c) Silvio Berlusconi a) Nashik western international border of d) Martin Schulz b) Mysuru a) Rajasthan e) Antonio Tajani c) Noida b) Punjab 129. Gita Sen passed away recently. She d) Kolkata c) Jammu and Kashmir was a veteran e) Hyderabad d) Gujarat a) actress 136. Among the twenty-five children selected e) Maharashtra b) dancer for the national bravery awards 2016, 143. ______was India’s warmest year c) politician \d) satirist the coveted Bharat award has been ever since the documenting of e) cartoonist conferred on meteorological records began in 1901. 130. Only cash, deposits can be declared a) Late Kumari Tarh Peju, Arunachal a) 1991 under the govt’s PMGKY scheme. Pradesh b) 1965 What do letters ‘GKY’ stands for in b) Tejasweeta Pradhan, West Bengal c) 1998 the term PMGKY? c) Shivani Gond, West Bengal d) 2001 a) Gram Kalyan Yojana d) Sumit Mamgain, Uttarakhand e) 2016 b) Griha Kalyan Yojana e) Naman Beniwal, Delhi 144. What is the full form of the term WPI c) Garib Kalyan Yojana 137. Rabi crops have been sown in around as used in banking/finance? d) Grihastha Kalyan Yojana 616 lakh hectare so far. Which of the a) Worldwide Price Index e) None of these following is a Rabi crop sown in India? b) Widespread Price Index 131. Which India city has been ranked as a) Peas c) Wholesale Price Index the most dynamic city in the World in b) Sesame d) Warehouse Price Index the World Economic Forum’s c) Mustard e) None of these Momentum Index? d) Barley 145. India has been ranked 92nd on the global a) Delhi e) All of these index of talent competitiveness. The b) Chennai 138. Which of the following films won the latest index has been topped by c) Bengaluru Best Film award at the 62nd Jio a) United Kingdom d) Pune Filmfare Awards? b) United States e) Hyderabad a) Sultan c) Singapore 132. The 170th Sadguru Sri Thyagaraja b) Dangal d) Switzerland Aaradhana festival was held recently c) Pink e) Norway in which state? d) Fan 146. The Supreme Court has given a) Kerala e) Udta Punjab permission to a woman to undergo b) Tamil Nadu 139. The first of its kind scheme of the termination of pregnancy even in c) Assam country, Digital Dakiya or Digital _____week after medical report finds d) West Bengal Postman, was inaugurated recently in foetus is without skull. e) Madhya Pradesh which state to encourage cashless a) 12th transactions? b) 16th a) Rajasthan c) 20th

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d) 24th e) Dharmendra d) journalist e) 28th 154. What is the full form of the term ‘NITI’ e) teacher 147. The International Monetary Fund in the name NITI Aayog? 161. BHEL has commissioned the second (IMF) has cut India’s economic growth a) National Initiative for 500 MW power unit at Sagardighi rate forecast for 2016-17 to Transforming India Thermal Power Station (TPS) in a) 7.1 per cent b) National Institution for Murshidabad district of b) 6.6 per cent Transforming India a) Maharashtra c) 7.6 per cent c) National Institution for Thriving b) Jharkhand d) 6.9 per cent India c) Odisha e) 7.3 per cent d) National Initiative for d) Gujarat 148. The book titled “The Fire of a Restless Technological Independence e) West Bengal Mind” is authored by e) None of these 162. The Central Industrial Security Force a) Ritu Beri 155. Who among the following will take (CISF) came into existence in which b) Karan Johar charge as interim CEO of the public year to provide integrated security c) Manish Malhotra broadcaster Prasar Bharti in Feb 2017? cover to the Public Sector Undertakings d) Rohit Bal a) Jawhar Sircar (PSUs)? e) Ritu Kumar b) SC Panda a) 1962 149. Which state govt has launched a mobile c) Rajeev Singh b) 1969 app ‘pinakin’ for information on d) Muzaffar Ali c) 1973 tourism in the state? e) Jayashree Mukherjee d) 1989 a) Karnataka 156. Who among the following is the present e) 1991 b) Tamil Nadu chairman of the Securities and Exchange 163. The Airtel Payments Bank, the first c) Kerala Board of India (SEBI)? payments bank of the country, started d) Andhra Pradesh a) Upendra Kumar Sinha its nationwide operations on Jan 12, e) Gujarat b) Shashi Kant Sharma 2017 with an initial investment of 150. Carli Lloyd has been named Best FIFA c) CB Bhave a) Rs 1,000 cr Women’s Player of 2016. She plays for d) TS Vijayan b) Rs 2,500 cr which of the following countries? e) Kshatrapati Shivaji c) Rs 3,000 cr a) US 157. Who among the following is the present d) Rs 1,800 cr b) Brazil Union Sports Minister? e) Rs 3,500 cr c) New Zealand a) Vijay Goel 164. Which country has taken over as chair d) Argentina b) Anupriya Patel of the Group of 77 which promotes e) Spain c) Anil Madhav Dave the interests of the 134 developing 151. The first edition of Asia-Pacific d) MJ Akbar countries it represents at the United Broadcasting Union (ABU) e) Harsh Vardhan Nations? International Television Dance Festival 158. Pakistan Navy received two ships a) Thailand was held recently in named Hingol and Basol from which b) Ecuador a) New Delhi country recently to protect strategic c) Afghanistan b) Hyderabad Gwadar port? d) Brazil c) Chennai a) Russia e) Sri Lanka d) Mumbai b) Iran 165. Which of the following states launched e) Bengaluru c) China its first solar-powered boat named 152. Alphonce Felix Simbu won the men’s d) North Korea Aditya on Jan 12, 2017? title of the 14th Standard Chartered e) Saudi Arabia a) Maharashtra Mumbai Marathon (SCMM) on 15 Jan 159. The National Girl Child Day is observed b) Gujarat 2017. He hails from every year on c) Kerala a) Tanzania a) 09 Jan d) Tamil Nadu b) Kenya b) 10 Jan e) Andhra Pradesh c) Nigeria c) 15 Jan 166. India’s First Madame Tussauds wax d) Jamaica d) 18 Jan museum will open in Jun 2017 in e) Zambia e) 24 Jan a) Mumbai 153. Who among the following was honoured 160. Deepak Roy, who passed away b) Jaipur with the Lifetime Achievement Award recently, was the national award- c) Bengaluru at the 62nd Filmfare Awards 2017? winning d) Chennai a) Subhash Ghai a) shooter e) New Delhi b) Shatrughan Sinha b) writer 167. Actress Tisca Chopra was named the c) Rishi Kapoor c) filmmaker Best Actress at the Jio Filmfare Short d) Jeetendra Film Awards recently for the film

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a) Chutney 174. The world’s first ‘Gender Literature interest on savings accounts, which b) Dangal Festival’ is scheduled to be held in Apr makes it the highest interest rate on c) Sultan 2017 in offer. d) Dear Zindagi a) Bhopal a) 4.50% e) Pink b) Gurugram b) 5.25% 168. The World Bank has projected a global c) New Delhi c) 6% growth of _____ in 2017. d) Patna d) 7.25% a) 2.1% e) Jaipur e) 8% b) 2.3% 175. The country’s industrial production 182. The Army Day is celebrated every year c) 2.5% grew at what percent in Nov 2016? in India on d) 2.7% a) 2.1% a) 05 Jan e) 2.9% b) 3.4% b) 09 Jan 169. The month-long Magh Mela festival c) 3.9% c) 15 Jan began recently at Sangam in d) 4.5% d) 21 Jan a) Allahabad e) 5.7% e) 25 Jan b) Lucknow 176. The global unemployment is expected 183. The United States announced the end c) Nasik to rise by 3.4 mn in 2017 as per a new of a 20-year economic embargo on d) Kolkata report by the International Labour which country recently, lifting trade e) Puri Organisation (ILO). The ILO is and financial sanctions? 170. Norway has become the first country headquartered at a) Sudan to cease FM radio broadcasting. The a) Basel b) Cuba capital city of Norway is b) Lisbon c) Venezuela a) Madrid c) Milan d) Vietnam b) Stockholm d) Geneva e) Philippines c) Copenhagen e) London 184. Who among the following won the Best d) Helsinki 177. Who among the following has been Actor award at the 62nd Jio Filmfare e) Oslo appointed as the new chairman of Tata Awards? 171. Arunachal Pradesh has signed an MoU Group? a) Ranveer Singh with NDDB to promote dairy a) B Muthuraman b) Shahid Kapoor development in the state. The term b) c) Amitabh Bachchan NDDB stands for c) N Chandrasekaran d) Shah Rukh Khan a) National Development d) e) Aamir Khan Board e) Arun Sarin 185. Surjit Singh Barnala passed away b) National Dairy Development 178. Thai Pongal is a harvest festival which recently. He was the former Chief Board is celebrated in the state of Minister of c) National Defence Development a) Karnataka a) Haryana Board b) Kerala b) Punjab d) National Design Development c) Tamil Nadu c) Uttar Pradesh Board d) Andhra Pradesh d) Himachal Pradesh e) None of these e) Odisha e) Uttarakhand 172. The NTPC has inked pact to take over 179. The Govt has increased the minimum 186. Which of the following countries has Chhabra thermal power plant which is monthly pension to ______per US Dollar as its currency? situated in the state of person for central govt employees. a) Kenya a) Madhya Pradesh a) Rs 7,000 b) Singapore b) Rajasthan b) Rs 8,000 c) Ecuador c) Haryana c) Rs 9,000 d) South Sudan d) Maharashtra d) Rs 6,000 e) Estonia e) Gujarat e) Rs 10,000 187. Rodrigo Duterte is the present 173. Who among the following has been 180. Japanese PM Shinzo Abe recently President of which of the following named the new Chief Executive Officer signed about USD 8.7-bn aid package countries? of Tata Consultancy Services (TCS)? over the next five years to a) Vietnam a) N Ganapathy Subramaniam a) Philippines b) Thailand b) Rajesh Gopinathan b) Thailand c) Philippines c) Abidali Neemuchwala c) Vietnam d) Venezuela d) CP Gurnani d) Cambodia e) Cambodia e) None of these e) Venezuela 188. The harvest festival of Magh Bihu was 181. India’s first payments bank – Airtel celebrated across which of the following Payments Bank – is giving a ______states recently?

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a) Tamil Nadu 195. Name the Pioneering astronomer,who ANSWER KEYS b) Karnataka has passed away on 25 December 2016 1.b 2.d 3.a 4.c c) Odisha a) Annie Jump Cannon 5.b 6.d 7.a 8.b d) Telangana b) Robert Woodrow Wilson 9.c 10.e 11.a 12.c e) Assam c) Vera Rubin 13.d 14.a 15.c 16.c 189. The govt will sell its entire 51% stake d) Caroline Herschel 17.b 18.a 19.b 20.d and transfer the management control e) None of these 21.a 22.c 23.a 24.d of the helicopter service operator 196. India’s first Digi Dhan Mela was held 25.a 26.e 27.c 28.b Pawan Hans. It is a joint venture where in which state 29.d 30.a 31.a 32.b ______holds 49%. a) Haryana 33.d 34.c 35.b 36.c a) ONGC b) Bihar 37.a 38.d 39.a 40.e b) Air India c) Madhya Pradesh 41.b 42.d 43.a 44.c c) LIC of India d) Odisha 45.b 46.b 47.d 48.d d) Indian Oil e) Andhra Pradesh 49.a 50.d 51.d 52.e e) BHEL 197. Name the former Madhya Pradesh 53.b 54.c 55.d 56.c 190. The indigenously designed, developed Chief Minister, who has passed away 57.a 58.e 59.c 60.a and manufactured artillery gun soon to on 27 December 2016. 61.d 62.d 63.b 64.d be inducted into the Indian Army is a) Digvijay Singh 65.c 66.d 67.d 68.a a) Trishul b) Uma Bharati 69.b 70.b 71.a 72.c b) Dhanushya c) Shyam Charan Sukla 73.d 74.c 75.d 76.d c) Tarkas d) Motilal Vora 77.c 78.d 79.d 80.c d) Prahar e) Sunderlal Patwa 81.a 82.d 83.a 84.b e) Bhishma 198. Which Indian state will host the 2022 85.b 86.b 87.a 88.d 191. The NITI Aayog has projected India’s National Games coinciding with its 50 89.a 90.b 91.d 92.d GDP growth rate at what per cent for years of statehood? 93.d 94.b 95.c 96.d 2016-17 based on the appraisal a) Madhya Pradesh 97.b 98.b 99.a 100.c document for the Twelfth Five-Year b) Meghalaya 101.d 102.b 103.b 104.c Plan? c) Mizoram a) 7 per cent d) Kerala 105.d 106.d 107.c 108.d b) 7.1 per cent e) Delhi 109.d 110.e 111.d 112.d c) 7.3 per cent 199. Nedumkayam, Nilambur in Malapuram 113.d 114.b 115.d 116.a d) 7.6 per cent District has become the first cashless 117.e 118.c 119.c 120.b e) 8 per cent and digital tribal colony in the country. 121.d 122.d 123.b 124.e 192. Indian Army has partnered with which Nedumkayam is the village in which 125.a 126.e 127.a 128.e institution for critical technology state? 129.a 130.c 131.c 132.b requirements a) Andhra Pradesh 133.d 134.a 135.b 136.a a) Jawaharlal Nehru Institute b) Tamil Nadu 137.e 138.b 139.d 140.c b) IIT Gandhinagar c) Kerala 141.b 142.a 143.e 144.c c) IIM Bangalore d) Karnataka 145.d 146.d 147.b 148.a d) e) Telangana 149.b 150.a 151.b 152.a e) None of these 200. Who has been appointed as the Deputy 153.c 154.b 155.c 156.a 193. Which of the following public sector Governor of Reserve Bank of India who 157.a 158.c 159.e 160.c Bank has adopt a village in Sangli for is Professor of Economics in a US 161.e 162.b 163.c 164.b digital transactions university? 165.c 166.e 167.a 168.d a) Bank of India a) Viral Acharya 169.a 170.e 171.b 172.b b) Bank of Baroda b) Mohanty Acharya 173.b 174.d 175.e 176.b c) State Bank of India c) Ajay Acharya 177.c 178.c 179.c 180.a d) Bank of Maharashtra d) Mithelesh Acharya 181.d 182.c 183.a 184.e e) Syndicate Bank e) None of these 185.b 186.c 187.c 188.e 194. Which state has launched the 189.a 190.b 191.e 192.b Biotechnology Policy-2016? 193.d 194.a 195.c 196.a a) Gujarat 197.e 198.b 199.c 200.a b) Punjab  c) Andhra Pradesh d) Tamil Nadu e) Kerala 

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100 G.K. QUESTION FOR SSC/RAILWAY

1. Gopal Krishna Gokhle , the famous as the father of Indian cinema. His 17. What is ‘ordinary Law’? moderate leader of the Indian National debut film was a) Laws made and enforced by the Congress was the poltical guru of – a) Alam Ara (1931) government. a) Aurobindo Ghosh b) Ram and Laxman b) Laws made by the common b) Lala lajpt Rai c) Kore Kagaj people. c) B.G, Tilak d) Raja Harishandra (1913) c) Laws made by the supreme court. d) Mahatma Gandhi 10. The strait of Gibralter is a narrow strait d) Laws made by the high court. 2. ‘Kesari’ is a ___, founded in 1881 by that connects the Atlantic ocean to __ 18. The name of the Upper House of Indian Lokmanya Tilak a) Pecific Ocean Parliament is a) A cloth b) Indian Ocean a) House of Lords b) A Temple c) South Chinasea b) Senate c) A Folk dance d) Mediterracnean sea c) Rajya Sabha d) A Newspaper 11. PSW stands for d) Legislative Assembly 3. The communal electorate was introduced a) Process status word 19. Fascism believes in the application of for the first time in India in b)Processor status word the principle of a) 1919 c) Program status word a) democracy b) 1935 d) Primitive status word b) utilitarianism c) 1906 12. Molybdenum deficiency affects the d) dictatorship d) 1909 activity of d) totalitarianism 4. Lala Hardayal was an Indian nationalist a) Nitrogenase 20. Which costs is related to marginal cost? revolutionary who founded the Ghadar b) Nitrate reductase a) fixed cost party in c) Chlorate reductase b) Implicit cost a) S. Africa d) All of these c) Prime cost b) Australia 13. Microbial type culture collection centre d) Variable cost c) America is situated at 21. If a panchaytat is dissolved, elections d) Europe a) New Delhi are to be held within 5. Who expounded ‘The Theory of Drain’ b) Mumbai a) 1 month a) Tilak c) Bhubaneswar b) 3 months b) Dadabhai Naroji d) Chandigarh c) 6 months c) Gokhale 14. Xenobiotic which are inherently d) 1 year d) Govinda Ranade resistant, to microbial attack are called 22.In which one of places is the shompen 6. ‘Sarnath’ is a famous tourist place of as trible found- India is associated with a) biodegradable a) Nilgiri Hills a) Jew b) persistent b) Nicobar Islands b) Shaivsim c) recalcitrant c) Spiti Valley c) Buddhist d) None of these d) Lakshedweep island. d) Confunism 15. Cyanide Poisoning causes death in 23. In India, the first municipal corporation 7. The International ‘Yoga Divas’ is seconds because was set up in celebrated on a) It breaks the electron transport a) Calcutta a) May 21 chain b) Madras b) June 21 b) It denatures enzymes of the heart c) Bombay c) April 25 muscle d) Delhi d) July 21 c) It causes cardiac arrest 24. Which Union Ministries implements the 8. ‘Alam Ara’ in first the talkie film in the d) It causes lysis of red blood cells. Cartagena protocol on Biosafety? indian cinema was released in the year 16. When a helium atom loses an electron it a) Ministry of Science and a) 1920 becomes Technology b) 1930 a) an alpha particle b) Ministry of Health and family c) 1931 b) a proton welfare d) 1940 c) a positive helium Ion c) Ministry of Environment and 9. Dhundiraj Govind Phalke was an Indian d) a negative helium Ion forest producer director screen writer known

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d) Ministry of chemicals and d) Yellow light 41. Jim corbet National park, India’s first fertilisers 32. The Drafting of the constitution was national park was established in 1936 25. Consider the following pairs. completed on and famous for tiger. This is located at i) : Hindujaa a) 26th January 1950 a) Bharatpur (Rajastan) Group. b) 26th December 1949 b) Kulu valley (HP) ii) Hindalco Industries: A.V. Birla c) 26th November 1949 c) Periyar (Kerala) Group. d) 30th November 1949 d) (UK) iii) Suzlon Energy : Punj Lioyd 33. Who discovered the first antibiotic? 42. Which is the final Appellate court of Group a) A. Fleming justice? Which of the paires given above is/are b) W. Fleming a) civil court correctly matched? c) C. Waksman b) High court a) i and ii only d) Louis Pasteur c) Supreme court b) ii only 34. Raga Kameswari was composed by d) District court c) i and iii only a) Ustad Amjat Ali khan 43. ‘1CMP’ is used for d) i, ii and iii b) Uday Shankar a) forwarding 26. The concept of carbon credit originated c) Pandit Ravi Shankar b) error reporting from which one of the following? d) None of these c) addressing a) Earth summit, Rio de Janeiro 35. Mercury thermometer was invented by d) multicasting b) Kyoto protocol a) Fahrenheit 44. Respiration is controlled by ____ part c) Montreal protocol b) Priestley of brain d) G-8 summit, Heiligendamm c) Galileo a) olfactory lobes 27. Who is the founder of world Economic d) Newton b) hypothalamus Forum? 36. A plane glass slab is kept over coloured c) medulla oblongata a) Klaus schwab letters, the letter which appears least d) cerebellum b) John Kenneth Galbraith raised is 45. In marine whales, the limbs are modified c) Robert Zoellick a) green as d) Paul krugman b) violet a) flappers 28. The security council of UN consists of c) red b) flippers 5 permanent members and remaining d) blue c) slippers 10 for a term of 37. The lowest temperature is recorded by d) grippers a) 1 year a) alcohol thermometer 46. Vitamin which provides immunity is b) 2 year b) maximum reading thermometer a) A c) 3 year c) mercurial thermometer b) E d) 5 year d) minimum reading thermometer c) K 29. From which one of the following did 38. There are only two metals are non-silver d) C Kosovo declare its Independence? in colour, they are 47. The system in which the few govern a) Bulgaria a) copper and gold many is known as b) Croatia b) nickel and zinc a) oligarchy c) Macedonia c) sodium and magnesium b) Autocracy d) Serbia d) palladium and platinum c) plutocracy 30. Which one of the pairs of countries 39. Where is located the Bangabandhu d) nonarchy fought wars over a region called stadiums 48. The resistance of an ideal voltmeter is ogaden? a) Lahore a) zero a) Eritrea and sudan b) Kolkata b) infinite b) Ethiopia and Somalia c) Dhaka c) high c) Kenya and Somalia d) Islamabd d) low d) Ethiopia and sudan 40. The last dynasty of the Delhi Sultanate 49. PM Narendra Modi lunches ‘Bhim pay’ 31. Which one among the following has the was the policy means highest energy? a) khilji dynasty a) Bharat interface for money a) Blue light b) slave dynasty b) Bacchat interfy for money b) Green light c) lodi dynasty c) Bank interfy for money c) Redlight d) sayed dynasty d) None of these

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50. Which is the CM of Aurnachal Pradesh? a) 5 d) None a) Akhilesh Yadav b) 6 68. The first Asian Secretary- General of b) Sasikala c) 7 UNO was c) Nabam Tuki d) 8 a) Vijaya laxmi Pandit d) Pema khandu 60. The UN body associated with ‘Culture’ b) U. Thant 51. Which is the fatest Bird of the world? is? c) Trygve – Lie a) Ostrich a) UNICEF d) Kwrt Waldheum b) Swift b) UNCTAD 69. Veto power is not possessed by c) Albatrosh c) UNESCO a) U.K. d) Swan d) UNIDO b) U.S.A 52. Largest Lake of India? 61. Which organ of the United Nations has c) U.S.S.R a) Chilika ceased to be operational? d) Germany b) Wular Lake a) Economic and Social Council 70. The headquarters of International c) Anshupa Lake b) Trusteeship council Atomic Energy Agency is located in. d) Koleru c) International Court of Justice a) Geneva 53. Which is the most populous city of d) Secretariat b) Washington India? 62. To which country did the first Secretary c) Vienna a) Kolkata General of U.N. belongs? d) London b) Delhi a) Sweden 71. Kaziranga National Park is in c) Chennai b) Norway a) Tamil Nadu d) Mumbai c) Austria b) Meghalaya 54. Which is the highest water fall of India? d) Burma c) Nagaland a) Jog waterfall 63. The United Nations charter was signed d) Assam b) Tambrapani waterfall on 72. Which of the following is correctly c) Devkund waterfall a) Jan 26. 1950 matched? d) None of these b) Oct 24.1949 a) Manas – Elephant 55. Which is the Largest Island of the world? c) Jun 26, 1945 b) Gir – Lions a) Indonesia d) Oct 24, 1945 c) Ranthambor – Deer b) Iceland 64. The Head quater of the UN General d) Kanha - Birds c) Green land Assembly is 73. The Ghana Bird sanctuary is located in d) Scot land a) Vienna which of the following states? 56. Which is the longest Glacier of the b) Paris a) Rajasthan world? c) New York b) U.P a) Ladakh Glacier d) Zurich c) Kerala b) Siachen Glacier 65. The normal term of office of the U.N. d) Assam c) Leh Glacier Secretary General is 74. Thein Dam is being constructed on the d) None of these a) 3 year river. 57. Which is the least populated state of b) 4 years a) Sutlej India? c) 5 years b) Ravi a) Goa d) 6 year c) Beas b) Nagaland 66. How many Judges are members of the d) None of these c) Sikkim International Court of Justice? 75. Mettur Dam is situated in Tamil Nadu d) Arunachal Pradesh a) 10 is on the rivers – 58. Which is the longest mountain Range of b) 11 a) Narmada the world? c) 15 b) Krishna a) Himalays d) 17 c) Cauvery b) Alps 67. The number of permanent and Non- d) Mahanadi c) Urals permanent members of Security council 76. The Kakarpara project is on the river? d) Andes is a) Mohanadi 59. How many principal organs of the a) 5 and 11 b) Kosi United Nation Organisation? b) 6 and 10 c) Krishna c) 5 and 10 d) Tapi

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77. Rihand hydro – electricity project is d) B.K. Mukharjee 96. Cortes is the Parliament of located in which of the following 86. The first Governor- General of India a) Poland b) Sweden states? was c) Iran d) Spain a) M.P a) Corn Wallis 97. The first recipient of the Dada Saheb b) Punjab b) Wellesley Phalke Award was c) UP c) Warren Hastings a) N.N. Sarkar d) Rajasthan d) Sir Shore b) Prithi Raj Kapoor 78. Which of the following pair is wrongly 87. Lake Superior the largest fresh water c) Mrs. Devika Rani matched? lake in the world is located in d) None of these a) Koyana Hydroelectric project – a) USA b) Canada 98. The latest official language of the UN is Maharastra c) Russia d) Brazil a) Chinese b) Spanish b) Sharavathy Irrigation project – 88. Diet is the parliament of c) Russian d) Arbic Karnataka a) Israel b) Sweden 99. India’s first Indigenously built submarine c) Kundh Hydroelectric project – c) Germany d) Japan is Tamil Nadu 89. First British Prime Minister to visit a) INS Shahkul d) Sabarigiri project - Gujurat India is b) INS Savitri 79. Idukki Dam is on the river a) Macmillan c) INS – Vivhuti a) Krishna b) Churchill d) INS Shalki b) Cauvery c) Walpole 100. First person to Reach Antarctica? c) Periyar d) Ramsay Muir a) JRD Tata (1929) d) Ghtaprabha 90. Gol Gumbuj the largest dome in India is b) L.L. Ram charan (1960) 80. Dulhasti Hydroelectric power project located in the state of c) Moraji Desai (1985) is in. a) Karnatak d) Nawag Gombu (1980) a) West Bengal b) Maharastra b) Maharastra c) Madhya Pradesh  c) Haryana d) Bihar d) Jammu & Kashmir 91. Sri Shanmukhananda Hall, the largest ANSWER KEYS 81. The Gandhi Sagar Dam has been auditorium in India is located at 1. d 2. d 3. d 4. c constructed on river. a) Kolkata b) Mumbai 5. b 6. c 7. b 8. c a) Krishna c) Delhi d) Bangalore 9. d 10. d 11. c 12. b b) Sutlej 92. First American president to visit India 13. d 14. c 15. d 16. c c) Mahanadi is 17. a 18. c 19. d 20. d d) Chambal a) Jimmy carter 21. c 22. b 23. b 24. c 82. Which is the Parliament name of Iceland? b) D.D. Erisenhower 25. a 26. b 27. a 28. b a) Majlis c) George Washington 29. d 30. b 31. a 32. c b) Diet d) Ronald Reagon 33. a 34. c 35. a 36. b c) Knesset 93. The smallest and largest continents of 37. a 38. a 39. c 40. c d)Althing the world? 41. d 42. c 43. b 44. c 83. Which is the Parliament name of Poland? a) Asia and Europe 45. b 46. d 47. a 48. b a) Storting b) Asia and Australia 49. a 50. d 51. b 52. b b) Riksday c) Australia and Asia 53. d 54. a 55. c 56. b c) Staten d) Africa and Europe 57. c 58. d 59. b 60. c d) Sejm 94. The biggest planet in the solar system? 61. b 62. b 63. d 64. c 84. The biggest city in world in area wise a) Jupitor b) Saturn 65. c 66. c 67. c 68. b a) New York c) Uranus d) Venus 69. d 70. c 71. d 72. b b) Tokyo 95. The first chief election commissioner of 73. a 74. b 75. c 76. d c) Mount isa India was 77. c 78. d 79. c 80. d 81. d 82. d 83. d 84. c d) Paris a) K.V.K. Sundarm 85. c 86. c 87. b 88. d 85. The first Chief Justice of India was b) SP Sen Verma 89. a 90. a 91. b 92. b a) M Patanjali Sastri c) T.Swaminathan 93. c 94. a 95. d 96. d b) Mehar chand Mahajan d) Sukumar Sen 97. c 98. d 99. d 100. b c) Hiralal J. Kania

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40 MCQ ON COMPUTER

1. To continue two or more cells into a (c) small, special-purpose programs (b) enter key single cell is called (d) the innermost part of the (c) shift + enter (a) Merging operating system (d) ctrl + new (b) Joining (e) substitutes for operating systems (e) shift + ctrl + enter (c) Sharing 9. A collection of programs that controls 16. Which type of software is similar to an (d) Splitting how your computer system runs and accountant’s worksheet? (e) none of these processes information is called (a) word processing 2. Which of the following views is present (a) operating system (b) database in power point? (b) computer (c) spreadsheets (a) document view (c) office (d) graphics (b) slide sorter view (d) compiler (e) file manager (c) slide changer view (e) interpreter 17. The network connecting several (d) playside view 10. Which of the following refers to a small, computers all over the world is __ (e) none of these single site network? (a) intranet (b) internet 3. In order to move from one worksheet to (a) LAN (b) DSL (c) ARPnet (d) network another in excel workbook one should (c) RAM (d) USB (e) LAN click (e) CPU 18. In windows by default the when (a) active cell (b) scroll bar 11. A set of instructions telling the computer deleted are sent to ___ (c) sheet tab (d) tab button what to do is called (a) dust bin (e) none of these (a) mentor (b) instructor (b) recycle bin 4. How many options does a binary choice (c) computer (d) program (c) waste bin offer? (e) debugger (d) recycle waste bin (a) none 12. If you receive an e-mail from someone (e) none of these (b) one you don’t know, what should you do? 19. Which of the following is an operating (c) two (a) forward it to the police system? (d) it depends on the amount of immediately (a) MS windows memory in the computer (b) delete it without opening it (b) Mac (e) it depends on the speed of the (c) open it and respond to them (c) MS DOS computers processor saying your don’t know them (d) windows NT 5. Data going into the computer is called (d) reply and ask them for their (e) all of the above (a) output (b) algorithm personal information 20. A terminal that control process any (c) input (d) calculations (e) replay and tell them you want to information is called ___ (e) flowchart keep in touch with them (a) direct access terminal 6. How many values can be resented by a 13. Which of the following can handle most (b) intelligent terminal single byte? system functions that aren’t handled (c) smart terminal (a) 4 (b) 16 directly by the operating system? (d) blind terminal (c) 64 (d) 256 (a) vertical market applications (e) dumb terminal (e) 512 (b) utilities 21. The keys labeled 0-9 on the keyboard 7. Transformation of input into output is (c) algorithms are called __ performed by (d) integrated software (a) function keys (a) peripherals (e) compilers (b) numeric keys (b) memory 14. Outlook express is a ___ (c) typewriter keys (c) storage (a) e-mail client (d) special keys (d) input-output unit (b) scheduler (e) alpha keys (e) the CPU (c) address book 22. The most popular internet activity is 8. Device drivers are (d) all of the above (a) downloading music (a) tiny power cords for external (e) none of these (b) watching movie trailers storage devices 15. Which key should be pressed to start a (c) shopping for books (b) experts who know to maximize new page in MS word? (d) e-mailing the performance of devices (a) down cursor key (e) none of these

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23. In a spreadsheet a cell is defined as the 30. A is an example of an input device (a) ROM information can be easily (a) intersection of a table and a tuplet (a) keyboard updated (b) intersection of a file and a database (b) monitor (b) data in ROM is nonvolatile that (c) intersection of a row and column (c) mouse is it remains there even without (d) intersection of a field and a record (d) central processing unit electrical power (e) none of these (e) a and c (c) ROM provides very large 24. “GUI” stands for ___ 31. A CPU contains ___ amounts of inexpensive data (a) gnutella universal interface (a) a card reader and a printing device storage (b) graphical user interface (b) an analytical engine and a control (d) ROM chips are easily swapped (c) graphic uninstall/install unit between different brands of (d) general utility interface (c) a control unit and an arithmetic computers (e) none of these unit (e) none of these 25. A ___is a design tool that graphically (d) an arithmetic logic unit and a card 38. What is the name for the process that is shows the logic in a solution algorithm reader used to convert a series of instructions (a) flowchart (e) none of these or program written in high level (b) hierarchy chart 32. A computer cannot “boot” if it does language into instructions (or a (c) structure chart not have the ___ program) that can be run on a (d) context diagram (a) compiler computer? (e) none of these (b) loader (a) assembling 26. A file that contains definitions of the (c) operating system (b) compiling paragraph and character styles for your (d) assembler (c) translating document and all things you (e) none of these (d) uploading customized like toolbars and menus is 33. When you want to move some text (e) none of the above called a ___ from one page to a different page the 39. ___represents raw facts, whereas ___is (a) guide best method is __ data made meaningful (b) pattern (a) drag and drop (a) information reporting (c) base document (b) cut and paste (b) data information (d) template (c) delete & retype (c) information bits (e) none of these (d) find and replace (d) records bytes 27. Programs designed specifically to (e) none of these (e) bits bytes address general-purpose applications 34. The ability of an as to run more than 40. Which of the following peripheral and special purpose applications are one application at a time is called devices displays information to a called ___ (a) multitasking user? (a) operating system (b) object-oriented programming (a) monitor (b) system software (c) multi-user computing (b) keyboard (c) application software (d) time-sharing (c) secondary storage devices (d) management information systems (e) none of these (d) secondary storage media (e) none of these 35. Example of non-numeric data is (e) none of these 28. A ___contains buttons and menus that (a) employee address provide quick access to commonly used (b) examination score  commands (c) bank balance (a) toolbar (b) menu bar (d) all of the above ANSWER KEYS (c) window (d) find (e) none of these 1. a 2. b 3. c 4. c (e) none of these 36. Coded entries which are used to gain 5. c 6. d 7. e 8. c 29. The particular field of a record that access to a computer system are called 9. a 10. a 11. d 12. b uniquely identifies each record is (a) entry codes 13. b 14. d 15. d 16. c called the ___ (b) passwords 17. b 18. b 19. e 20. e (a) key field (c) security commands 21. b 22. d 23. c 24. b (b) primary field (d) codewords 25. a 26. d 27. c 28. a (c) master field (e) none of these 29. b 30. e 31. c 32. c (d) order field 37. What characteristics of read only 33. b 34. a 35. a 36. b (e) a and c memory (ROM) makes it useful? 37. b 38. b 39. b 40. a

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20 SPECIAL MCQ ON BANKINGAWARENESS

1. Among the following which service is a) The fiscal policy of India is a) 2004-2005 NOT offered by RBI to Government approved by RBI b) 2011-2012 departments? b) RBI has the Deputy chairman c) 2015-2016 a) Distributing RBI Bonds to Planning commission on its board d) 2016- 2017 Government departments c) RBI is responsible for the overall 16. The purchase of shares and bonds of b) Payment of salaries and pensions monetary policy Indian companies by Foreign c) Remittance facilities d) RBI is just like all other Institutional Investors is called? d) Direct and indirect tax collections commercial banks a) FDI 2. Which is the quantitative instrument of 8. What is meant by Bank rate b) Portfolio Investment RBI? a) Rate of interest charged by banks c) NRI Investment a) Statutory Liquidity Ratio from borrows d) Foreign Indirect Investment b) Cash Reverse Ratio b) Rate of interest charged by RBI 17. The RBI has asked banks to provide c) Bank Rate Policy on its loans to banks loans up to Rs. 3 lakh at what per cent d) All of the above c) Rate of interest on Interbank loans interest rate to Women Self-Help 3. When RBI is lender of last resort, what d) Rate of Interest on bank deposits Group (SHG) under the National Rural does it mean? 9. Increase in remittance from non-resident Livelihoods Mission (NRLM)- a) RBI stops providing funds to all Indians suggests______. Aajeevika? banks a) Reduces the balance of payments a) 7 per cent b) RBI Advances necessary credit deficit in India b) 8 per cent against eligible securities b) Has no effect on the balance of c) 9 per cent c) Commercial Banks gives fund to payments position d) 10 per cent the RBI c) Increases the balance of payments 18. In BSBDA (Basic Savings Bank Deposit d) RBI advances necessary credit deficit in India Account) the credits in a financial year against eligible securities d) All of the above does not exceed rupees: 4. CASA stands for______. 10. Among the following which is NOT a a) Rs. 50,000 a) Customer Analysis and Saving method of Credit Control? b) Rs. 10,000 Pattern a) Open Market Operations c) Rs. 1 lakh b) Current Account and Savings b) Bank Rate Policy d) Rs. 5,000 Account c) Cash Reverse Ratio 19. As per the RBI guidelines the Small c) Credit Account and Savings d) Credit Deposit Ratio finance banks will also have to ensure Account 11. DAX (Deutscher Aktein Index) is the that 50% of their loan portfolio d) Cost Appreciations and Selling Index of which Stock Exchange ? constitutes advances of up to _____. analysis a) Shenzen Stock Exchange a) Rs. 50 lakh 5. Banks are allowed to sell which of the b) German Stock Exchange b) Rs.35 lakh following third party products? c) Tokyo Stock Exchange c) Rs.30 lakh a) Mutual Funds d) SGX- Singapore Exchange d) Rs.25 lakh b) Credit Cards 12. National Stock Exchange is located in 20. Which of the following bank has c) Term Deposits _____. recently, announced the launch of a d) Gift Cheques a) Delhi b) Kolkata special financing scheme ‘Hope Loans’, 6. When RBI raises the Cash Reserve c) Chennai d) Mumbai under which customers could avail Ratio, which of the following action 13. Which of the following is NOT a credit facility at lower rates? will banks take? measure of the Risk Management in a) ICICI b) HDFC a) Bank have to decrease the deposit Banks? c) AXIS d) SBI rates a) CRR b) Banks are required to increase b) RTGS  their lending to the priority sector c) SLR c) Banks have to increase their d) Deposit Insurance ANSWER KEYS lending and deposit and rate 14. Which of the following is Statutory d) They have to deposit additional Liquidity Ratio at present in India ? 1.a 2d 3.d 4.b money with RBI as reserve money a) 20.25% b) 21.50% 5.a 6.d 7.c 8.b 7. Among the following statement which c) 21% d) 20.75% 9.a 10.d 11.b 12.d is correct? 15. GST Council agreed to which base year 13.b 14.d 15.c 16.d for calculating the compensation? 17.a 18.c 19.d 20.d

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PRACTICE SET FOR UPCOMING EXAM [INDIAN BANK-PO (MAIN)]

ENGLISH LANGUAGE these are in isolated pockets. Israel has made c) intake of pest affected transgenic water conservation a national policy and has seeds Directions (Q. 1- 10): Read the following achieved remarkable results. India with its d) reason not mentioned in the passage carefully and answer the size and with better endowments in water passage questions given below it. Certain words/ resources can make miracles happen. A major e) None of these phases in the passage are printed in bold industry can grow around such agriculture 2. During the next five years, India will to help you locate them while answering support systems. have to some of the questions. There are also technologies, which can a) discard the traditional agricultural In India, a certain amount of crop contribute a great deal to agriculture. We need technology (transgenic) biotechnology is being put to to use all available methods because the b) use a judicious blend of use. Major efforts are being undertaken to coming years are not going to be easy on the conventional and modern make cotton pest-resistant. Most people food front. Let us look at one, space technologies would be aware of the spate of suicides by technology. c) equip itself to continue with the cotton farmers recently. Let us hope there Remote sensing or taking electronic pictures conventional technologies will be scientific and technological of the earth from space is extensively used d) make people aware of the futility breakthroughs in pest resistant transgenic for assessing natural resources and land of modern technology cotton seeds. Till we achieve success in this degradation and water resources as well as e) None of these on a commercial scale we cannot be sure to predict crop yield and snow melt, among 3. Which of the following is TRUE about that we will have enough supplies to plan other things. Some developed countries the ISRO experiments carried out in large-scale operations. No doubt, such monitor crop yields of other countries to Haryana and Madhya Pradesh? researches should be encouraged, but we help their own exports. India is strong in A. Other states have taken up these should look at other fronts too. It is the area of remote sensing technologies. We experiments in a major way. necessary for research on crop have our own high resolution remote sensing B. Good achievements made by biotechnology in India to be focussed on satellites whose pictures are used all over farmers were publicised through other important crops, especially those the world commercially. We also have these channels. related to food security. excellent capabilities in utilising remotely C. Two-way satellite- We have to bear in mind that the application sensed data for various applications: communication between farmers of biotechnology may not have any major groundwater targeting, soil salinity and expert consultants was impact on food security in India in the next assessment, crop yield estimates, and so on. possible. five years, though crops of industrial value In addition, space technology can be used a) Only A and B and vegetables may benefit to some extent. very effectively to assist extension work, b) Only B and C Therefore, we will still need to depend upon disseminate success stories to farmers, c)Only A and C conventional agricultural technologies even educate them on do’s and don’ts, and to d) All the three A, B and C while we target biotechnology of future- help them ask questions through talk-back e)None of these oriented applications. Internationally, no facilities that can be made available through 4. Which of the following is NOT the major breakthrough in improvement of satellite. A number of experiments conducted implied meaning of the word wheat strains has occurred lately. Hybrid by ISRO in this regard in Haryana and ‘available’ as used in the passage? rice is more productive. China had a few Madhya Pradesh have to be taken up by a)Affordable major initial successes in increasing the yield other states in a major way. Our farmers b)Existing through large-scale use of hybrid rice. India should and can be given facilities to keep c)Accessible has begun use of hybrid rice recently and pace with advances in agricultural d)Obtainable there are plans to increase it. But it may be technology. Yes, it is a lot of effort. But we e)Usable noted that in recent years there has been no have plenty of talent and also the resources. 5. Author’s optimise, about employment further improvement in Chinese production Providing these facilities in different generation, can be transformed into of rice. Still, hybrid rice will play an languages, partly with public support and reality if important role in India, as we are yet to partly through various business houses and A. our abundant talent and resources introduce it on a large scale. private bodies, can become a good source of are used to their fullest extent. There are a number of improvements in employment generation by itself. B. information to farmers is made agricultural implements, machinery, plastics, available to them in their own water technologies, agro-chemicals and 1. According to the passage, the farmers’ language. fertilizers which are possible and are well suicides were triggered because of C. private bodies, business houses within the country’s reach. There is an urgent a) tremendous loss to their cotton and general public extend their need to conserve water in a number of ways crop due to pest help. – ranging from water harvesting to drip b) misuse of transgenic a)Only A and B irrigation. There are a number of good biotechnology for breeding cotton b)Only B and C examples in India of water harvesting though c)Only A and C

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d)Only A words/phases in the passage are printed 11. According to the passage, the argument e)All A, B and C in bold to help you locate them while against the use and manufacture of 6. Remote sensing technology is extensively answering some of the questions. nuclear weapons useful for all of the following except There is a fairly universal sentiment that a) does not stand the test of legality a) judging the extent of availability the use of nuclear weapon is clearly contrary b) possess legal strength although it of natural resources to morality and that its production, probably does not have moral standing b) foretelling the production of agro so, does not go far enough. These activities c) is acceptable only on moral products are not only opposed to morality but also grounds c) estimating extent of land to law and if the legal objection can be added d) becomes stronger if legal and degradation to the moral, the argument against the use moral considerations are combined d) enhancing the yield of crops and the manufacture of these weapons will e) None of these e) None of these considerably be reinforced. Now the time is 12. The scientists possessing expertise in 7. Hybrid rice, according to the author, ripe to evaluate the responsibility of manufacturing instructive weapons are will be useful for India because scientists who knowingly use their expertise a) very few in number a) China’s success story inspires us for the construction of such weapons which b) irresponsible and incompetent b) India has begun use of hybrid rice had deleterious effect on mankind. c) more than half of the total number recently To this must be added the fact that more d) engaged in the armament industry c) India does not require to use it on than 50 percent of the skilled scientific against their desire a large scale manpower in the world is now engaged in e) not conscious of the d) Indians are aware of its better the armaments industry. How appropriate repercussions of their actions nutritive value is that all this valuable skill should be 13. The author’s most important objective e) None of these devoted to the manufacture of weapons of of writing the above passage seems to 8. Which area does the author suggest to death in a world of poverty? This is a a) highlight the use of nuclear shift the emphasis on? question that must touch the scientific weapons as an effective a) Commercial scale operations conscience. population control measure b) Other fronts A meeting of biologists on the long-term b) illustrate the deviating effects of c) Food grains and related crops worldwide biological consequences of use of nuclear weapons on d) Crop-biotechnology nuclear war added frightening dimensions mankind e) None of these to those forecasts. Its report suggested that c) duly highlight the supremacy of 9. What results of biotechnology the long biological effects resulting from the nations which possess nuclear applications does the author envisage climatic changes may at least be as serious weapons in the next half-a-decade? as the immediate ones. d) summarise the long biological A. No substantial improvement in Sub-freezing temperatures, low light levels, effects of use of nuclear weapons food yield and high dose of ionizing and ultraviolet e) explain scientifically the climatic B. Marginal improvement in crops radiation extending for many months after a changes resulting from use of of industrial value large-scale nuclear war could destroy the nuclear weapons C. Slightly better yield of vegetables biological support systems of civilization, 14. The author of the passage seems to be a) Only A and B at least in the Northern Hemisphere. of the view that b) Only B and C Productivity in natural and agricultural a) utilization of scientific skills in c) Only A and C ecosystems could be severely restricted for manufacture of weapons is d) All the three A, B and C a year or more. Post-war survivors would appropriate e) None of these face starvation as well as freezing conditions b) the evaluation of the scientists’ 10. Some countries keep a close watch on in the dark and be exposed to near-lethal expertise show their the crop yield of other countries in dose of radiation. If, as now seems possible, incompetence order to the Southern Hemisphere were also c) manufacture of weapons of death a) plan to make up their own deficit affected, global disruption of the biosphere would help eradication of poverty of particular crops could ensue. In any event, there would be d) spending money on manufacture b) look for a better prospect to find severe consequences, even in the areas not of weapons may be justifiable a needy market for their surplus affected directly, because of the inter- subject to the availability of funds yield dependence of the world economy. In either e) utilization of valuable knowledge c) utilise their remote-sensing case the extinction of a large fraction of the for manufacture of lethal weapons technology earth’s animals, plants, and micro-organism is inhuman d) export the remote-sensing seems possible. The population size of 15. It appears from the passage that the use technology to other countries Homo sapiens conceivably could be reduced of nuclear weapons is considered e) None of these to prehistoric levels or below, and extinction against morality by of the human species itself cannot be a) only such of those nations who Directions (Q. 11- 15): Read the excluded. cannot afford to manufacture following passage carefully and answer weapons the questions given below it. Certain 57 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MARCH - 2017

b) almost all the nations of the world d) is bored and unoccupied he a) Any value of fructify and shower c) only the superpowers who can e) No correction required its blessing must be inculcated by afford to manufacture and sell the self first. weapons Directions (Q. 21-25): Read each b) No principle is welcome when d) minority group of scientists who sentence to find out if there is any error upholding it goes against our have the necessary skill and in it. The error, if any, will be in one part interests. competence of the sentence. The number of that part c) Charity must begin at home if it is e) most of the scientists who devote is the answer. If there is no error the to bless the society. their valuable skill to manufacture answer is e). (Ignore errors in d) We don’t entertain a value that nuclear weapons punctuation, if any) harms us. 21. These Acts were (a) / pushed through e) None of these Directions (16 -20): In the following 27. Finally, what has broken the back of questions, a part of the sentence is the Parliament (b) / in spite of opposition (c) / but with little farmers is the re-emergence of the printed in bold. Below are given usurious moneylender. For 20 years alternatives to the bold part at (a), (b), modification. (d) / No error (e) 22. It couldn’t have been (a) / written by after the nationalisation of banks in (c) & (d) which may improve the 1969, there was a steady decline in his sentence. Choose the correct Kalidas because (b) / that kind of dress was not worn (c) / till after his death. role. But since “reforms” began in the alternative. In case no correction is 1990s, this trend has been reversed. required (e) (d) / No error (e) 23. Not for nothing (a) / did he prosper (b) The share of the formal sector in rural 16. The principals and teachers at the / as a business consultant (c) / since his credit has significantly declined and the selected English medium school arrival in America 20 years ago. (d) / poorer you are, the more inaccessible were contacted. No error (e) it is for you. (...... ). Rather than a) of the selected English medium 24. The demand of the Citizen’s (a) / Forum shutting down public sector banks in b) at the select English medium that the prices of essential (b) / remote rural areas and promoting c) upon the selected English medium commodities to lower down will (c) / micro-finance institutions (dangerously d) of the selection English medium soon be considered by the Government. poised to be the modern e) No correction required (d) / No error (e) moneylenders), we need to improve 17. Besides these norms, the data was also 25. What does a person do (a) / as a social profitability of banks by linking them analyzed to form the sub groups. worker should (b) / be the same as what to federations of savings groups. a) the data had analyzed also (c) / he does as an individual. (d) / No a) At present, loans are available to b) the data were also concluded error (e) them who need the least c) the data were analyzed also b) Rural areas are being judged as d) an data were analyzed also Directions (26-30): Answer the questions misfit in the present scheme of e) No correction required based on the following information. Each reforms. 18. Walking in the morning in open air is question is a logical sequence of c) The share is further declining with being observed to be better for the statements with a missing link, the each passing day of ‘reform’. health of the people who live in location of which is shown d) We need to redefine our notion of congestion. parenthetically. From the five choices reforms a) was observed the best available you are required to choose the e) None of these b) had been proved far better one which best fits the sequence 28. In a knowledge-driven economy and c) has been observed good logically. society, higher education is justifiably under focus, as never before. Quality d) was proved far better 26. The duty of every citizen to safeguard e) No correction required and relevance have become the the health of society is most neglected overriding objectives. The question of 19. The guidelines, though in the foreign today. Everyone wants to have a benign language, were so complex that we equity and access seldom claims due society and wants it served on a platter. attention. (...... ). Under the neo- could follow all of them without any At the same time, people endorse difficulty. liberal regime premised on state- socially disruptive agendas to bolster minimalism and market-maximise, a) were so confusing that their vested interests. We pay lip- b) were so simple that higher education is considered as a non- service to values; but we assume that merit (private) good deserving no c) had been so intricate that values are, most often for others to d) were so vague that subsidy. follow for our benefit. (...... ). We a) The fact that claims attention is e) No correction required want the courts, for example, to be 20. When the child is being bored and not the depth and not the spread of impartial, but we throw a tantrum when higher education. occupied, is also mischievous. judicial impartiality goes against our a) has boredom and no occupation he b) The factor that commands major calculations. We seem to have lost the attention is the usefulness and not b) was bored and not occupied he ability to look beyond our noses. c) is bored and unoccupied that he the scholarship of higher education.

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c) What we are primarily concerned c) At the other end of the spectrum 39. a)sorted b)think as members of this global village are the countries where corruption c)start d)arise is whether higher education is is endemic e)began marking us truly cosmopolitan. d) The other part of the scenario is 40. a)horrible b)afraid d) Another question that gets all- populated by the countries which c)shock d)stunning round attention pertains to are corrupt to an extent and e)easy financing of higher education languishing. e) None of these e) None of these REASONING ABILITY 29. There is no necessary relationship between regime type and economic Directions (Q.31-40): In the following Directions (Q. 41-45): Study the growth: democratic institutions passage there are blanks, each of which following information carefully to guarantee individual freedom whereas has been numbered. These numbers are answer the given questions. economic growth is sub served by printed below the passage and against Manoj, Niyati, Sonali, Lina, Suresh, Payal, economic freedom exemplified by a each, five words are suggested, Find out Abhishek and Rajesh are sitting around a competitive market economy. the appropriate word in each case. square table in such a way that four of them Authoritarian regimes certainly A man hired a donkey from a merchant. He sit at four corners of the square while four produced exemplary rates of growth in (31) two hundred rupees to him for (32) the sit in the middle of each of the four sides. East Asia, but only abysmal economic donkey for a day. It was a very hot day and The one who sit at the four corners face the performance in Latin America and both men wanted to stand in the donkey’s centre while those who sit in the middle of Africa. Democracies, with a leadership shadow so they could stay (33). But there the sides face out side. committed to the people’s welfare, can was (34) for only one of them. “Go away! I  Two females sit in the middle of also deliver economic growth. (...... ). have hired this donkey for today so it is my the sides and two at the corners. Admittedly the form of competitive shadow,” said the man. “You hired the Sonali sits second to the left of electoral politics, such as that in India, donkey”, said the owner,” (35) not his Abhishek. Abhishek sits in the could constrain the pace of beneficial shadow. The shadow (36) to me.” middle of one of the sides. Manoj reform. By the same token, it also They (37) on and on, the hirer saying one sits fourth to the right of his wife prevents disasters like China’s cultural thing and the owner saying the (38). They and his wife is not an immediate revolution. then (39) to fight and while they were neighbour of Sonali or Abhishek. a) Consequently, this is a specious fighting one of them happened to hit the  Niyati sits third to right of her distinction donkey. It became so (40) that it ran away husband. Niyati does not sit at b) Thus, barring a few exceptions the and took its shadow with it! any of the corners. Only Lina sits between Niyati and Rajesh. relationship does not hold good. 31. a)offer b) paid Rajesh is the husband of Sonali. c) In fact, not the form of c)contributed d)saved Suresh is a male. government but the direction of e)shared reform matters. 32. a)presenting 41. Which of the following is true with d) However in some cases, welfare b)borrowing respect to the given seating and reform go hand in hand. c)going arrangement? e) None of these d)expressing a) No two males are immediate 30. The myth-maker will usually cite the e)provided neighbours of each other example of China. Of course, he has no 33. a)low b)cool b) Abishek and Rajesh do not face hard proof except the episodic evidence c)shade d)over each other the seating arrangement recounted by visiting journalists. e)chilly c) Suresh and Lina are immediate Besides, one can never prove the 34. a)area b)chance neighbours of each other counter-factual. What would have been c)room d)part d) Payal sits diagonally opposite to China’s rate of growth if it had cracked e)spaces Suresh down on corruption? Higher or lower? 35. a)yet b)so e) Suresh sits in the centre of one of All empirical evidence shows that c)then d)except the sides of the square table countries which are open, transparent e)but 42. Who amongst the following is Niyati’s and generally corruption-free have 36. a)belongs b)owns husband? made rapid progress and virtually c)looks d)connects a)Manoj eliminated poverty. (...... ). We can e)go b)Abhishek make our choice. 37. a)going b)went c)Suresh a) However, there are some c)spent d)left d)Payal countries which have made rapid e)comment e)Can’t be determined strides despite corruption. 38. a)together b)extra 43. How many people sit between Niyati b) On the other side of the coin, there c)other d)additional and Manoj, when counted in anti- are nations which are corrupt and e)over clockwise direction from Niyati? yet developing.

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a)None b)One 49. Statements: D # R, R * K, K @ F, F $ 53. Which of the following person c)Two d)Three J specialization combination is correct e)Four Conclusions: I. J # R according to the given information? 44. Who amongst the following is the wife II. J # K III. R # F a)Sahil – Hardware of Manoj? IV. K @ D b)Sumant – Electrical a)Lina b)Payal a) All II and III are true c)Samaresh – Metallurgy c)Niyati d)Sonali b)II and IV are true d) Sovan – Software e)Can’t be determined c)III and IV are true e) None is correct 45. What is the position of Suresh with d)I and IV are true 54. If all six friends are asked to sit in a respect to Manoj? e)All are true straight line, facing north, in an a)Immediately to the left 50. Statements: M $ K, K @ N, N * R, R alphabetical order (according to their b)Second to the left # W names), from left to right then who will c)Third to the right Conclusions: I. W @ K be to the immediate left of the one d)Immediately to the right II. M $ R III. K @ W studying electrical? e)Second to the right IV. M @ N a) The one who likes badminton a) None is true b) The one who is studying Directions (Q.46-50): Study the b)Only I is true telecommunication following information carefully to c)Only II is true c) The one who is studying answer the given questions. d)Only III is true hardware ‘P $ Q’ means P is not smaller than Q. e)Only IV is true d) The one who likes hockey ‘P @ Q’ means P is neither smaller than nor e) None of these equal to Q. Directions (Q. 51-55): Study the 55. If all six friends are asked to sit in a ‘P # Q’ means P is neither greater than nor following information carefully and straight line, facing north, in an equal to Q. answer the questions given below: alphabetical order (according to their ‘P & Q’ means P is neither greater than nor Six friends – Santosh, Sumant, Samaresh, names), from left to right, then which smaller than Q, Sahil, Sukant and Sovan are studying six of the following combinations will ‘P * Q’ means P is not greater than Q. different specialisations of engineering represent the favourite sport of the which are – metallurgy, telecommunication, 46. Statements: N & B, B $ W, W # H, H * immediate neighbours of Sukant? software, Mechanical, electrical and a)Badminton – Football M hardware not necessarily in the same order. Conclusions: I. M @ W b)Cricket – Tennis Each one likes a different sport – hockey, c) Cricket – Football II. H @ N III. W & N cricket, swimming, football, badminton, and IV.W # N d) Tennis – Football tennis again not in the same order. e)Cricket – Badminton a) Only I is true Sahil is not studying hardware. Sukant is b)Only III is true studying software and likes hockey. Directions (Q. 56-60): Study the c)Only IV is true Samaresh likes swimming and is not following information carefully and d) Either III or IV is true studying hardware. The one who likes answer the questions given below. e)Either III or IV and I are true Football is studying electrical. Sovan is A Guest house accommodates twelve 47. Statements: R * D, D $ J, J # M, M @ studying Mechanical and does not like persons in six rooms. The persons are A, B, K tennis. The one who likes badminton is C, D, E, F, P, Q, R, S, T and U. The rooms Conclusions: I. K # J studying telecommunication. Santosh and are 1, 2, 3, 4, 5 and 6. Each room of the II. D @ M III. R # M Sumant do not like badminton. Santosh does Guest house is coloured with different IV. D @ K not like tennis. Colours. Those colours are blue, green, a) None is true yellow, black, pink and white. Each room b)Only I is true 51. Which specialisation is Sumant accommodates two persons. c)Only II is true studying? A, B, Q, R, T and U are the only males in d)Only III is true a)Metallurgy the group. Females rooms are odd-numbered e)Only IV is true b)Mechanical where as male’s rooms are even-numbered. 48. Statements: P @ Q, Q # R, R & V, V * c)Hardware (i) A and B share room. C’s Z d)Electrical roommate is not D. Conclusions: I. Z $ R e)None of these (ii) E does not live in ‘6’, which is II. V @ Q III. P @ Z 52. Which sport does Santosh like? yellow. Neither room ‘5’ nor room IV. Q # Z a)Football ‘4’ is blue or black. a) I, II and III are true b)Cricket (iii) The pink room is an odd number b)I, II and IV are true c)Hockey but it is not room ‘3’. F lives in c)I, III and IV are true d)Can’t be determined room ‘5’ with D. d)I, II and IV are true e)None of these (iv) P’s roommate is not S. The blue e)All are true room is even numbered.

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(v) R lives in the green room where as I. P has secured less marks than only II. Ram’s friends met Ram on his D lives in the white room. O and Q. birthday before Wednesday. (vi) S does not lives in room 3. T’s II. N has secured more marks than a) If the data in statement I alone are room is blue. M. sufficient a) If the data in statement I alone are b) If the data in statement II alone 56. Who among the following are sufficient. are sufficient accommodated in the pink – coloured b) If the data in statement II alone c) If the data either in statement I room? are sufficient. alone or statement II alone are a)E and S c) If the data either in statement I sufficient to answer b)C and S alone or statement II alone are d) If the data given in both I and II c)P and C sufficient to answer. together are not sufficient d)S and either E or C d) If the data given in both I and II e) If the data in both the statements e)Data inadequate together are not sufficient. I and II together are necessary to 57. Who among the following are e) If the data in both the statements answer accommodated in room ‘3’? I and II together are necessary to 65. Towards which direction was X facing a)P and C answer after he stopped walking? b)P and E 62. In a row of 20 students facing north, I. X walked 20m towards west, took c)C and E what is priya’s position from the right a left turn and walked 10m. He d) Data inadequate end? again took a left turn and stopped e)P and either E or C I. Ashwini is fifth to the right of after walking 25m. 58. In which A and B are accommodated? priya and 18th from the left end of II. X walked 25m towards east, took a)blue row. a right turn and walked 10m and b)4 II. Meena is third to the left of Priya he took a left turn and stopped c)yellow and 11th from the right end of the walking 30m. d)Data inadequate row. a) If the data in statement I alone are e)None of these a) If the data in statement I alone are sufficient 59. Which of the following statements are sufficient b) If the data in statement II alone definitely true? b) If the data in statement II alone are sufficient i)U is the partner of T are sufficient c) If the data either in statement I ii)Q is the partner of D c) If the data either in statement I alone or statement II alone are iii) R is the partner of Q alone or statement II alone are sufficient to answer iv) U is the partner of R sufficient to answer d) If the data given in both I and II a) Only i) b)only ii) d) If the data given in both I and II together are not sufficient c)only iii) d)both i) and ii) together are not sufficient e) If the data in both the statements e)None of these e) If the data in both the statements I and II together are necessary to 60. Which of the following statements is/ I and II together are necessary to answer are definitely false? answer i) A and B are accommodated in the 63. How many daughters does Jaswanth Directions (Q. 66-70): Study the yellow room. have? following information carefully to ii) Q is accommodated either in blue I. Mani and Kani are sister of Thisya. answer the given questions. room or in the green room. II. Thisya’s mother is wife of Jaswanth. In a certain code 0 is coded as $ and 1 is * iii) C is accommodated either in pink a) If the data in statement I alone are similarly 2 is coded as *$ and 3 is coded as room or in the black room. sufficient ** and so on...... iv) U is accommodated in room 2. b) If the data in statement II alone a) None 66. Which of the following will represent are sufficient 125 b) Only iv) c) If the data either in statement I c) Only i) & iv) a)***$** b)$***** alone or statement II alone are c)*$**$* d)**$*** d) Only ii) & iv) sufficient to answer e)All are true e)None of these d) If the data given in both I and II 67. What is the following number will be Directions (Q. 61-65): Study the together are not sufficient represented by *$$$$ following information and answer the e) If the data in both the statements a)432 b)400 given questions. I and II together are necessary to c)421 d)401 answer e)None of these 61. Among M, N, O, P and Q each securing 64. On which day of the week definitely 68. Which of the following will represent different marks in an examination, was Ram’s birth day? 890 whose position is last among them. I. Ram celebrated his birthday after a)*****$**$$$ Monday but before Saturday. b)$$$$*$***** c)*$$$$*****$

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d) ***$$$***$$$ II. Those involved in fighting should e) None of these e) None of these be identified and put behind bars. 77. Which of the following symbol will 69. Which of the following will represent III. The local authority should cause come in place of ‘?’ to make the the value of 5  2 + 8 – 1 the management of the two expression Q is daughter-in-law of T a)$**** b)*$$$$ societies with immediate effect. true? c)$$$$$ d)***** a) Only I and II P + Q – R ? S – T e)None of these b)Only I and III a)  b)+ 70. Which of the following number will be c)Only II and III c)- d)  represented by **$$$**$$$ d) All of I, II, III e)None of these a)1616 b)1661 e) None of these 78. In which of the following expressions N c)6161 d)1166 7 4 . Statement: The army has been alerted is the father of M? e)None of these in the district following floods a)M  N  O – P tringgered by incessant rains. b) N – O  P  M Directions (Q. 71-75): In the question Courses of action: c)P O M – N below are I. Relief to flood affected people   d) Data inadequate should be arranged. 71. Statement: India has been continuously e)None of these II. Supply of food articles should be experiencing military threats from its arranged. neighbouring countries. Directions (Q. 79-80): Study the III. Adequate medical facilities should Courses of action: following information carefully and be arranged. I. India should engage in an all-out answer the questions given below. a) Only I follows war to stop the nagging threats. Five friends G, H, I, J and K are studying in b)Only II follows II. India should get the neighbours the same locality. H’s house is 10m to the c)Only I and II follows into a serious dialogue to reduce east of G’s house and 12 m to the north of d) None follows the tension at its borders. I’s house, which is 14m to the west of J’s e)All follows a)Only I follows house. K’s house is 8m to the west of I’s 75. Statement: A speeding car has seriously b)Only II follows house. injured six persons sleeping on the c)Either I or II follows pathway near the road last night. 79. In which direction is J’s house with d) Neither I nor II follows Courses of action: respect to G’s house? e) Both I and II follows I. The government should a)North West 72. Statement: The committee has criticized immediately put a complete ban b)North the college for its failure to implement on people sleeping on pathways. c)South a dozen regular programmes despite an II. The driver of the car should be d)Southeast increase in the staff strength and for caught by the police and put e)None of these not drawing up a firm action plan for behind cars. 80. In which direction is K’s house with studies and research. III. The injured people should be respect to H’s house? Courses of action: taken to the hospital with a)South west I. The broad objectives of the immediate effect. b)North West Institute should be redefined to a) Only I follows c)South implement a practical action plan. b)Only II follows d)East II. The Institute should given a c)Only III follows e)None of these report on reasons for not having d) Only II and III follow 81. How many pairs of letters are there in implemented the planned e)None of these the word VENGEFUL each of which programme. has as many letters between them as in a)Only I follows Directions (Q. 76-78): Study the the English alphabet? b)Only II follows following information carefully to a)None b)One c) Either I or II follows answer the given questions. c)Two d)Three d) Neither I nor II follows ‘A – B’ means A is wife of B. e)None of these e)Both follow ‘A  B’ means A is brother of B. 82. In a certain code ‘EXPERT’ is written 73. Statement: The members belonging to ‘A + B’ means A is daughter of B. as ‘DWQFQS’. How is PETROL two local societies occasionally fight ‘A  B’ means A is son of B. written in that code language? with each other on the main highway a)ODSQPM and traffic is jammed always. 76. How is A related to D in the given b)OFUSNK Courses of action: expression? c)QFUSPM I. The local police station should A + B – C  D d)ODUSNK immediately deploy policemen a) Grand son e)None of these round the clock on the main b)Grand daughter highway. c)Daughter d) Mother 62 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MARCH- 2017

Directions (Q. 83-85): These questions e)Neither I or II follows are based on the five three digit numbers 8 8 . Statements: Some tigers are jackal. given below: No lions are tigers. Some dogs are lions. 921 215 623 578 815 Conclusions: I. All jackal being tiger is a possibility. 83. Which of the following will be the II. No jackal are dog. second digit of the second lowest a) Only II follows number formed if all the digits in each b)Only I follows number are arranged in ascending order c)None follows within the number? d) Either I or II follows a)3 b)2 91. What is the difference between the e)Both I and II follows number of male lectures and female c)1 d)5 89. Statements: All Geetas are Bibels. e)None of these lectures in the university? No Bibels are Korans. All Korans a)3500 b)2506 84. Which of the following will be the third are Books. digit of the second highest number c)2238 d)2410 Conclusions: I. Some Korans are e)None of these formed if all the digits in each number geeta. II. All Books are Bibels. are arranged in descending order within 92. The total number of lectures (both males a)None follows and females) in Marketing is the number? b)either I or II follows a)2 b)9 approximately what percent of the c)Only I follows total number of female lectures in c)5 d)8 d)Only II follows e)None of these Accounts and Tourism together? e)Neither I nor II follows a)170% b)150% 85. The sum of the first and the third digit in 90. Statements: No bulls are oxs. All cows which of these numbers is an even c)180% d)140% are bulls. Some calfs are cow. e)200% number? Conclusions: I. Some oxs are not calfs. a)215 b)578 93. The number of male lectures in II. Some bulls being cows is a Marketing, Accounts and Tourism is c)815 d)623 possibility. e)921 approximately what percent of the a) Only I follows female lectures from Computer Directions (86-90): In each question b)Only II follows Science, Financial Management and below are given three statements c)None follows International Marketing? followed by two conclusions numbered I d) Both I and II follows a)103% b)93% & II. You have to take the three given e)Either I or II follows c)86% d)98% statements to be true even if they seem QUANTITATIVE APTITUDE e)78% to be at variance with commonly known 94. What is the of ratio of the number of facts. Read all the conclusions and then Directions (Q. 91-95): Study the female lectures from Tourism and decide which of the given conclusions following pie-chart and the table given Accounts to that of male lectures in logically follows from the given below it carefully to answer the following Financial Management and Computer statements, disregarding commonly questions. Science? known fact. Percentagewise distribution of a)2 : 1 b)1 : 2 Lectures in six different subjects in a c)4 : 5 d)3 : 2 86. Statements: All problems are solutions. Central university e)None of these No solutions are questions. 95. If the total number of lectures is reduced All questions are answers. by 50% then what is the total number Conclusions: I. Some questions are of male lectures in Marketing, not problems. International marketing and Tourism II. All solutions are questions. together? a) Only I follows a)2756 b)2758 b)Only II follows c)2751 d)3750 c)Either I or II follows e)None of these d) Both I and II follows e)None follows Directions: (Q. 96-100): For the given 87. Statements: Some cows are blue. All equations (I) and (II) give answer Blue are sky. No sky is pink. a)If x  y Conclusions: I. Some sky are not blue. b)if x y II. All pink being blue is a possibility.  a)None of these c)if x < y b)Only I follows d)if x > y c)Only II follows e)if x = y or if there is no relation d) Either I or II follows between ‘x’ and ‘y’

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Directions (Q. 106-108): In each of the cm and the length of the rectangle is 13 2 4 96. I. x  4096 = 56 following question, a question is cm. What is the area of the circle? followed by three statements A, B and C. a)516 sq cm 5 4 You have to determine which of the b)616 sq cm II. 3 = 206 y3 (y)  523 statements is/are necessary/sufficient to c)816 sq cm 97. I. 3x+ 4y = 8 answer the question. d)216 sq cm II. 4x +2y = 4 e)256 sq cm 106. What will be the cost of painting the 98. I. x2 + 16 = 8x 110. The ratio of the angles of quadrilateral four walls of a room with length, II. y2 +15 = 8y is 6 : 3 : 4 : 5. The smallest angle of a breadth and height 87 metres, 5 metres triangle is one-fourth the largest angle 99. I. 64  x  20  256 and 4 metres respectively? The room of the quadrilateral and the largest angle has one door and one window. II. y2 – 460 = 381 of the triangle is 300 more than the (A) The cost painting is Rs 22.00 per second largest angle of the triangle. 5 square metre. What is the second largest angle of the 2 (B) The area of the window is 2.56 sq 2 (15) triangle? 100. I. x  = 0 metres, which is half of the area 0 0 x a)60 b)45 of the door. c)550 d)750 (C) The area of the walls is 368 sq 0 28 7 e)80  y  metres. 111. An open box is made of 4-cm-thick II. y y a) Only C wood. Its external length is 1.56m, b) Only A and B breadth 1.26m and height 84 cm. Find c) Only A and C the cost of painting the inner surface Directions (Q. 101-105): What will come d) Only A of the box at the rate of 40 paise per sq in place of question mark (?) in the e) All together are necessary m. following number series? 107. What is the amount saved by Rohit a)Rs 240.096 per month from his salary? 101. 18 96 161 213 252 ? b)Rs 248.056 (A) Rohit spends 30% of his salary a)278 b)291 c)Rs 249.056 on shopping and 35% on travelling c)265 d)264 d)Rs 246.056 and education. e)None of these e)None of these (B) Rohit spends Rs 5000 per month 102. 512 128 32 8 2 ? on shopping, 15% on Directions (Q. 112-116): The following 1 1 entertainment and he saves the line graph shows the percentage rate of a) b) remaining amount. interest of two companies A and B in 32 42 (C) Rohit spends Rs 3000 per month different years. 1 1 on travelling and education and c) d) saves the remaining amount. 4 2 a)Only B b)Only C 1 c)Only A e) d)Both B and C 8 e)None of these 103. 178 537.5 ? 18858.5 169736 108. What will be the compound interest 1867107.5 earned on an amount of Rs 1000 in two a)2694 b)2693 years? c)2893 d)2794 (A) The SI on the same amount at the e)None of these same rate of interest in 5 years is 104. 68921 79507 91125 103823 Rs 4000. 117649 ? (B) The CI and the SI earned in one a)125000 year are the same. 112. Rahul invested Rs 25000 in the b)140608 (C) The amount becomes more than Company A for one year in 2009. He c)148877 double on CI in 20 years. reinvested the total amount (along with d)132651 a)Only A and C interest) for the amount for next one e)None of these b)Only B year in 2010. Had he invested the 105. 5 12.5 54.5 333.5 2676.5 ? c)Only A and B amount for both the years in the a)26775 d)Only B and C Company B, what would have been b)26725.5 e)Only A the difference between the interest c)26775.5 109. The sum of the circumference of a circle amounts that he earned? d)26785.5 and the perimeter of a rectangle is 130 e)None of these cm. The area of the rectangle is 104 sq 64 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MARCH- 2017

a)Rs 750.75 118. A man borrowed Rs 50000 from two c)SBI b)Rs 720.75 money lenders. For the first loan, he d)UCO Bank c)Rs 760.75 paid 24% pa as simple interest and for e)IDBI d)Rs 718.75 the second loan he paid 28% pa. If the 122. Among SBI, PNB, UCO and IDBI Bank, e)None of these total interest he paid at the end of the which bank has the minimum difference 113. In 2013, Vikash invested an amount of year be Rs 12560, how much amount between the number of clerks and that Rs 15000 in Company A and an amount did he borrow from each lender? of officers for the given years? of Rs 22000 in company B in that year a)Rs 24000, Rs 26000 a)PNB for one year. What was the total b)Rs 36000, Rs 15000 b)IDBI interest accrued? c)Rs 36000, Rs 14000 c)SBI a)Rs 5625 d)Rs 34000, Rs 16000 d)UCO Bank b)Rs 4875 e)Rs 32000, Rs 18000 e)Both SBI and IDBI c)Rs 4675 119. 168-m and 182-m long two trains are 123. What is the average number of officers d)Rs 4855 running towards each other on parallel recruited (in thousand) by BOB during e)None of these tracks at 48 kmph and 42 kmph all the years together? 114. Manoj invested an amount of Rs 30000 respectively. In what time will they a)6.6 b)6.3 in Company A in 2009 for one year. cross each other from the moment they c)6.5 d)6.4 Thereafter in 2010 he invested the meet? e)None of these amount along with interest in Company a)14 seconds 124. The total number of officers recruited B for one year. What will be the total b)18 seconds by all the banks together in the year amount of interest earned in the two c)15 seconds 2012 is approximately what percent years together? d)20 seconds of the total number of clerks recruited a)Rs 9490 e)25 seconds by SBI, UCO Bank and IDBI in the b)Rs 9448 year 2014? c)Rs 9498 Directions (Q. 120-124): Study the a)146 b)152 d)Rs 9436 following table carefully to answer the c)192 d)136 e)None of these questions that follow. e)167 115. An amount of Rs 35000 was invested The number of Clerks and Officers 125. A dice is rolled. If the outcome is an in Company B in 2011 and after one recruited (in thousands) by six odd numbers then what is the year the entire amount along with different banks during six different probability that it is a prime number? interest was reinvested in the Company years A for one more year. What will be the 1 3 a) b) total amount of interest accrued? 3 5 a)Rs 4528.475 b)Rs 4619.423 2 7 c)Rs 4912.232 c) d) d)Rs 4428.432 3 12 e)Rs 4410.231 e)None of these 116. Sonali invested Rs 25000 in Company 126. (x -3) men can do a piece of work in x B in 2013 for two years with a days and (x +5) men can do 40% of condition to get the compound interest the same work in (x - 7) days. Then in at the same rate as for 2013. What was how many days can (x + 5) men finish the amount of interest earned by her? the work? a)Rs 8065.5 120. What is the ratio of the total number of b)Rs 8061.5 7 officers recruited by BOB and PNB a)5 days c)Rs 8066.5 together in the year 2011 to that of 12 d)Rs 8062.5 clerks recruited by SBI and Canara e)Rs 8068.7 Bank together in the year 2013? 2 117. A can do a piece of work in 15 days b)2 days a)72 : 13 while B can do it in 20 days. They 39 b)11 : 14 work together for 6 days and the c)13 : 11 9 remaining work is done by C in 2 days. d)7 : 36 c)11 days If they get Rs 6500 for the whole work, e)None of these 31 what will be B’s share? 121. Which of the following banks recruited a)Rs 1800 b)Rs 1900 5 the Maximum number of officers in the c)Rs 1850 d)Rs 1950 d)8 days given period? 17 e)Rs 2000 a)BOB e)None of these b)Canara Bank

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127. When an article is sold for Rs 1171 the a)294 litres age at that time. The present ages of loss incurred is 20% less than the profit b)228 litres the father and son respectively are : earned on selling it for Rs 1378. What c)175 litres a)25 years, 10 years should be the selling price of the article d)325 litres b)36 years, 9 years to earn a profit of 30%? e)None of these c)39 years, 6 years a)Rs 1641.9 132. 78% of a number is 295 more than 53% d)38 years, 8 years b)Rs 1862.53 of the same number. What is 35% of e)None of these c)Rs 1565.3 that number? 138. Two pipes A and B can fill a cistern in d)Rs 1934.23 a)764 6 minutes and 7 minutes respectively. e)Rs 2000 b)325 Both the pipes are opened alternatively 128. A sum of Rs 18000 is borrowed at 12% c)502 for 1 minute each. In what time will pa compounded annually and is paid d)413 they fill the cistern? back in 3 equal annual instalments. e)313 a)5 minutes What is amount of each instalment? 133. A’s monthly income is Rs 10000 less (Approximately) than B’s monthly income. B’s monthly 2 b)5 minutes a)Rs 6800 income is Rs 15000 less than C’s 3 b)Rs 7500 monthly income. If the total monthly c)Rs 8290 income of A, B and C together is Rs 3 d)Rs 7990 65000, What is A’s monthly income? c)6 minutes e)Rs 8750 a)Rs 10000 7 129. In a certain office 45 workers prefer b)Rs 15000 tea, 62 workers prefer coffee and 53 c)Rs 20000 1 d)1 minutes workers prefer cold drinks. 35 workers d)None of the given answers is correct 4 prefer tea and coffee, 42 workers prefer e)Rs 5000 e)None of these coffee and cold drinks and 25 workers 134. A shopkeeper sells a badminton racket prefer tea and cold drinks. 16 workers whose marked price is Rs 30, at a Directions: (Q. 139-140): Each problem prefer all the drinks. Then the number discount of 15% and gives a shuttle contains a question and two statements of workers who prefer only one of the cock costing Rs 1.50 free with each I and II giving certain data. You have to drinks is racket. Even then he makes a profit of select the correct answer from a) to e) a)104 b)69 20%. His cost price per racket is : depending on the sufficiency of data c)86 d)74 a)Rs 19.75 given in the statements to answer the e)None of these b)Rs 20 question. Mark as your answer as 130. A car travelled first 50 km at 10 kmph c)Rs 21 (a) If statement I alone is sufficient faster than the usual speed but it d)Rs 21.25 and statement II alone is not returned the same distance at 10 kmph e)None of these sufficient to answer the question. slower than the usual speed. If the total 135. Incomes of A, B and C are in the ratio (b) If statement II alone is sufficient time taken by the car is 12 hours, then 7 : 9 : 12 and their expenditures are in and statement I alone is not how many hours does it travel at faster sufficient to answer the question. speed? 1 (c) If both statements I and II together the ratio 8 : 9 : 15. If A’s saving is of 4 are sufficient to answer the 3 question. a)2 hours his income, then the ratio of savings of (d) If statements I and II together are 4 A, B and C is : not sufficient to answer the a)56 : 99 : 69 question. 1 b) 99 : 56 : 69 b)3 hours (e) If each statement alone is c)69 : 56 : 99 2 sufficient to answer the question. d)99 : 69 : 56 c)2 hours e)None of these 139. How old is the teacher? 1 136. A mixture of 40 litres of milk and water I. The average age of 10 students and d)1 hours contains 10% water. How much water 2 their teacher is 25 yr. should be added to it so that water may II. The teacher’s age is 10 yr more e)None of these be 20% in the new mixture? than the oldest student’s age. 131. A milkman has a mixture of milk and a)2.5L b)3.5L 140. A number K is added to the numerator water in the ratio of 6 : 5. He sells 66 c)4L d)5L and denominator of a fraction a/b. Will litres of mixture and adds 30 litres of e)None of these the value of fraction increase? water to the remaining mixture. Now 137. The sum of the ages of a father and son I. a/b is a proper fraction. the ratio of milk to water is 24 : 25. is 45 years. Five years ago, the product II. a, b and k are all positive integers. What is the new quantity of the of their ages was four times the fathers mixture?

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GENERAL AWARENESS 147. Which of the following are Bank winning actor ______as Global advances of a Bank? Goodwill Ambassador recently. 141. What does ‘Nomination’ for a deposit a. Bad debts (a) Jennifer Lawrence account in the bank mean? b. Non-performing Assets (b) Anne Hathaway a. Mandate given by the close c. Out of order accounts (c) Charlize Theron relatives of the depositor to settle d. Overdrawn accounts (d) Angelina Jolie the death claim in case of death of e. none of these (e) None of the above the depositor 148. What is the full form of IRR? 155. Who has been appointed as the b. Mandate decided by the bank to a. Internal Rate of Return Chairman of the prestigious National settle the death claim of its b. Internal Reserve Ratio Institute of Fashion Technology depositor c. Internal Rate of Ratio (NIFT)? c. Mandate of the depositor in favor d. Internal Recession Rate (a) Kirti Azad of one or more persons to claim e. none of these (b) Kapil Dev the amount on death of the 149. Co-operative banks are registered (c) Chetan Chauhan depositor with...? (d) Ravi Shastri d. Mandate of the depositor in favor (a) Reserve Bank of India (e) None of the above of a close relative who can claim (b) Union Government 156. With an aim to give impetus to job the amount on death of the (c) Registrar of Cooperative Societies creation and ease of doing business in depositor (RCS) the country, Government approved e. none of these (d) All of the above how much percent FDI in Aviation, 142. Which subsidiary bank was merged with (e) None of the above Defence and e-commerce sectors under the State Bank of India on August 13, 150. The essential features of securitization the government approval route 2008? are? recently? a. State Bank of Hyderabad (a) Acquisition of Financial Assets by (a) 100 per cent b. State Bank of Indore a Securitisation or Reconstruction (b) 26 per cent c. State Bank of Mysore Company (c) 49 per cent d. State Bank of Saurashtra (b) The Assets may be NPA or (d) 74 per cent e. none of these standard (e) None of the above 143. When did the government acquire RBI’s (c) On sale the Assets go out of the 157. Finance Minister Arun Jaitley released shareholding (72.5%) in NABARD? Books of the Originator a commemorative silver coin on the a. May, 2008 (d) All of the above occasion of 300th Martyrdom Day of b. June, 2008 (e) None of the above Sikh General? c. August, 2008 151. The significance of index linked bonds (a) Guru Gobind Singh d. March, 2009 is? (b) Hari Singh Nalwa e. none of these (a) It provides protection against (c) Guru Tegh Bahadur 144. When did the Government initiate the inflation rate rise (d) Banda Singh Bahadur process of amalgamation of RRBs in a (b) It is inbuilt in the process (e) Guru Gobind Singh phased manner? (c) Either (a) or (b) 158. Which of the following state has the a. September, 2005 (d) Both (a) and (b) country’s first-of-its-kind AYUSH b. March, 2009 (e) None of the above University as the State cabinet has c. June, 2009 152. Why the corporate prefer to issue debt approved recently? d. March, 2010 paper than to Bank credit? (a) Bihar e. none of these (a) The cost of debt paper is much (b) Haryana 145. When did the Government of India lower (c) Uttar Pradesh appoint a committee under the (b) The procedure is easy (d) Maharashtra chairmanship of Shri M.Narasimham (c) Both (a) and (b) (e) Gujarat to strengthen the banking system? (d) Either (a) or (b) 159. Sunderlal Patwa, who passed away a. May, 2006 (e) None of the above recently, was the former Chief Minister b. April, 1998 153. What percentage of Priority Sector of which state? c. December, 1997 Lending (PSL) is being created for (a) Tamil Nadu d. September, 2005 Micro Enterprises by March 2017? (b) Rajasthan e. none of these (a) 10 % (b) 7.5 % (c) West Bengal 146. Which of the following does not belong (c) 8.5 % (d) 9.5 % (d) Madhya Pradesh to the main products of life insurance? (e) None of the above (e) Uttarakhand a. Endowment 154. The United Nations organization 160. Government of India has launched b. Personal accident insurance dedicated to gender equality and the Swachh Swasth Sarvatra initiative, c. Term empowerment of women, announced aiming at strengthening health centres d. Whole life the appointment of American award- in open defecation-free blocks. Who is e. none of these 67 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MARCH - 2017

the present union Health and Family fledged NRI-focused mobile banking 173. “38th Parallel Line” is between which Welfare Minister? application called SIB Mirror+ across two Countries? (a) Jagat Prakash Nadda major mobile platforms. (a) India & Pakistan (b) Sushma Swaraj (a) ICICI Bank (b) India & Mayanmar (c) Ravi Shankar Prasad (b) South Indian Bank (c) France & Germany (d) Smriti Zubin Irani (c) Kotak Mahindra Bank (d) North & South Korea (e) Dr Harsh Vardhan (d) Axis Bank (e) USA & Canada 161. Who has been appointed as the new (e) Bandhan Bank 174. Which of the following is not a folk J&K police chief after the succeed of 167. Which state has rolled out ‘Atal-Amrit dance of Punjab? DGP K Rajendra? Abhiyan’ health insurance scheme (a) Jhumar (a) Anurag Singh Thakur which will provide coverage against (b) Bhavai (b) Sameer Kumar Misra several critical illnesses? (c) Giddha (c) Dr Shesh Pal Vaid (a) Kerala (d) Karthi (d) Sushant Reddy (b) Gujarat (e) All the above are folk dance of (e) Mohan Pal Singh (c) Assam Punjab 162. Name the public sector bank, which (d) Haryana 175. “World Day of Social Justice” is has signed an agreement with Heritage (e) Rajasthan observed on which day? Foods Ltd (HFL) to provide dairy 168. The foundation stone for India’s first (a) January 20 loans to farmers through the lender’s second generation ethanol bio-refinery (b) February 20 branches across the country? to be set up by Hindustan Petroleum (c) March 20 (a) State Bank of India Corporation (HPCL) in which of the (d) April 20 (b) Punjab National Bank following cities? (e) None of these (c) (a) Bathinda, Punjab 176. “Porto-Novo” is capital of which (d) Central Bank of India (b) Patna, Bihar country? (e) Bank of Baroda (c) Allahabad, Uttar Pradesh (a) Belize 163. Name the actor, who has received an (d) Nainital, Uttarakhand (b) Belarus honorary doctorate from Maulana (e) Chennai, Tamil Nadu (c) Benin Azad National Urdu University 169. Name the British Pop superstar, who (d) Barbados (MANUU) in Hyderabad for his had passed away at the age of 53 from (e) None of these extraordinary contribution in suspected heart failure recently? 177. “Gulf of Mannar Marine National promotion of the Urdu language and (a) Taylor Swift Park” situated in which state? culture through his films? (b) Katy Perry (a)Rajasthan (a) Shahrukh Khan (c) Madonna (b) Tamil Nadu (b) Ranveer Singh (d) George Michael (c) Uttrakhand (c) Amitabh Bachchan (e) Other those the given options (d) Bihar (d) Salman Khan 170. Which country has announced to hold (e) None of these (e) Aamir Khan its first ever joint military exercise to 178. “Land of Black Diamond” is a nick 164. Name the Indian State, which has begin a new level of bilateral military name of which city? decided to set up pilot corridor for an engagement with China recently? (a) Allahabad innovative concept of ‘Caterpillar (a) Nepal (b) India (b) Dhanbad Train’? (c) Pakistan (d) Sri Lanka (c) Gandhinagar (a) Maharashtra (e) Myanmar (d) Nilgiri (b) Kerala 171. Name the actor, who has become the (e) (c) Goa highest advance taxpaying in 2016 (till 179. “JP Nadda laid the foundation of super (d) Uttar Pradesh December 15, 2016)? specialty health centre under the (e) Haryana (a) Aamir Khan “Pradhanmantri Swasthya Suraksha 165. Ana Ivanovic, the former world No.1 (b) Ranbir Kapoor Yojana” scheme at Moti Lal Nehru and 2008 French Open champion, has (c) Salman Khan Medical college in ______. been retired from tennis recently. She (d) Akshay Kumar (a)Nalanda (b)Varanasi is belongs to which country? (e) Hrithik Roshan (c) Lucknow (d) Allahabad (a) Russia 172. “Food Processing Industries” Ministry (e) None of these (b) China is under which Minister? 180. BSNL will soon launch a mobile app (c) USA (a) Narendra Singh Tomar with which bank in Assam to facilitate (d) Serbia (b) Smt. Harsimrat Kaur Badal cashless transaction? (e) Other than the given options (c) Smt. Smriti Zubin Irani (a) PNB (b) OBC 166. Which among the following private (d) Thawar Chand Gehlot (c) BOB (d) BOI sector banks has introduced a full- (e) None of these (e) SBI

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COMPUTER KNOWLEDGE (e) Installation (c) Clipboard 189. Small application programs that run (d) Memory 181. Softcopy is the intangible output, so on a web page and may ensure a form (e) None of these than what is hardcopy? is completed properly or provide 197. File ………shrinks the size of a file so (a) The physical parts of the animation are known as ……. it requires less storage space computer (a) Flash (b) Spiders (a) Scanning (b) The printed parts of the computer (c) Cookies (d) Applets (b) Synthesizing (c) The printed output (e) Sparks (c) Defragmenting (d) The physical output devices 190. A ……….. contains specific rules and (d) Compression (e) None of these words that express the logical steps of (e) None of these 182. A ……….. is a design tool that an algorithm 198. Which of the following is not a function graphically shows the logic in a solution (a) Syntax of the control unit? algorithm (b) Programming structure (a) Read instructions (a) flowchart (c) Programming language (b) Execute instructions (b) Hierarchy chart (d) Logic chart (c) Interpret instructions (c) Structure chart (e) None of these (d) Direct operation (d) Context diagram 191. Array is (e) None of these (e) None of these (a) Linear data structure 199. …………. may be included in other 183. .bas, .doc and .htm are examples of (b) Non linear data structure folder while making hierarchical (a) Database (c) Complex data structure structure folder (b) Extension (d) Simple data structure (a) Manifolder (c) Domain (e) None of these (b) Tiered folder (d) Protocol 192. Which multiplexing technique transmits (c) Sub folder (e) None of these analog signals? (d) Object 184. If the ……… bit in X.25 standard is (a) FDM (e) None of these set to 1, it means that there is more (b) Synchronous TDM 200. All of the following are included in than one packet (c) Asynchronous TDM typical computer programming (a) Q (b) D (d) Both b and c language which are in use currently (c) M (d) P (e) None of these except (e) None of these 193. A program embedded in a semi (a) C++ 185. For separating channels in FDM, it is conductor chip during their (b) Java necessary to use manufacturer is called (c) Visual basic NET (a) Time slots (a) Humanware (d) Machine language (b) Bandpass filters (b) Firmware (e) None of these (c) Differentiation (c) Liveware (d) All of the above (d) Hardware  (e) None of these (e) Software 186. The ……. is a device that connects n 194. Which of the following organizations inputs to m outputs have not become computerized? EXPLANATIONS (a) Crossword (a) Banks (b) Crossbar (b) Railways 1. a 2. c 3. b 4. d (c) Modem (c) Water supply 5. b 6. d 7. b 8. c (d) RAM (d) Airways 9. d 10. b 11. d 12. c (e) None of these (e) None of these 13. d 14. e 15. b 16. e 187. A terminal that cannot process any 195. Which of the following would NOT 17. c 18. e 19. b 20. c information is called ……. ordinarily be considered unstructured (21-25) (a) Direct access terminal data? 21-d; Replace ‘little’ with ‘a little’ (b) Intelligent terminal (a) Text 22-e; No error (c) Smart terminal (b) Video 23-b; Replace ‘did he prosper’ with ‘has he (d) Blind terminal (c) Audio clips (e) Dumb terminal (d) MP3 files prospered’ 188. What is the process of copying (e) None of these 24-c; Replace ‘to lower down’ with ‘be software programs from secondary 196. When you graph an picture in lowered down’ storage media to the hard disk called? document, then you computer holds 25-a; Correct form is ‘what a person does’ - (a) Configuration the data in ……… sentence is not interrogative (b) Download (a) Restore file 26. b 27. b 28. d 29. a (c) Storage (b) Backup drive 30. b 31. b 32. b 33. b (d) Upload

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34. c 35. e 36. a 37. b 69-d; 5  2+ 8 -1=17 38. c 39. e 40. b 1= *, 7 = **** (41-45) 70-a; 1= *, 6 = *$$$, 1 = *, 6 = *$$$ (71-75) 71-b 72-e 73-a 74-e 75-d (76-78) 76-b 77-a 78-a (79-80) 79-d 80-a 81-c 82-d (83-85) 83-b 84-c 85-e (86-90) 86-a

87-e 41-d 42-c 43-c 44-a 45-e (46-50) 46-e 47-a 48-d 49-b 50-e (51-55) 88-a Santosh Electrical Football Sumant Hardware Tennis Samresh Mettalurgy Swimming Sahil Tele communication Badminton Sukant Software Hockey Sovan Mechanical Cricket 89-a 51-c 52-a 53-c 54-e 55-b (56-60)

1(-) Pink S (-) – E/C 2(+) Blue T(+) – Q/U 3(-) Black P(-) – E/C 4(+) Green R(+) – Q/U 5(-) White F(-) – D(-) 90-c; 6(+) Yellow A(+) – B(+)

56-d 57-e 58-c 59-e 60-b (61-65) 61-e 62-c 63-d 64-e 65-c (66-70) 66-d; 0 = $, 1 = *, 2 =*$, 3 = **, 4 = *$$, 5 =*** 67-b; 4 = *$$, 0 =$, 0 = $ 68-c; 8 = *$$$$, 9 = *****, 0 = $

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(91-95) 9325 4 7 6  =  14   22  10 100 7 11 8  9325 932534 = (8 14 12)  =3170.5 = 3171 100 100 (approx) (96-100) 96-c; I. x2 - = 56 Or, x2 – 8 = 56 Or, x2 = 64 x = 64 =  8

4 5 II. (y) 3 (y) 3  523 = 206 Or, (y)3 = 206+ 523 Or, (y) = 729 = 9 Hence, x < y 91-c; Difference between male and female lectures in the university 97-c; 3x+4y = 8 ….. (i)  4 1 1 2 3 4x +2y =4 ……..ii)  3 =   3357   2611  3730  12x +16y = 32 ….iii) 3 7 10 11 12x +6y = 12 …..iv) 10y = 20 1 4  4103 1865   2984) Or, y = 2 5 8 Putting the value of y in (i), we get Or, 3x+ 8= 8 (-1119 + 373 + 746 +1119 – 373 + 1492) Or, 3x = 0 = 3730 -1492 = 2238 x = 0 2611 2611 Hence x < y 92-d; Reqd. % = 100  100 = 140% 98-e; I. x2 +16 = 8x 1119  746 1865 Or, x2 – 8x +16 = 0 93-c; Reqd % Or, x2 – 4x -4x +16 = 0 Or, (x -4)2 = 0 1492  746  2238 4476 x = 4 = 100  100 = 85.71 2 2238 1492 1492 5222 II. y – 8y +15 = 0 Or, y2 – 5y - 3y + 15 = 0 = 86% (approx) Or, y(y -5) -3(y -5) = 0 2 1865 3 Or, (y – 3) (y – 5) = 0 2984  Or, y = 3, 5 8 5 Hence, no relationship between x and y can be established 94-e; Reqd. ratio = 3730 6 1   3357 99-d; I. 64  x  20  256 10 3 Or, 8 + x  20 = 16 746 1119 1865 5 Or, x +20 = 64    = 5 : 9 2238 1119 3357 9 x = 44 II. y2 – 460 = 381 95-e; Total number of male lectures in Marketing, International Or, y2 = 381 + 460 Marketing and Tourism Or, y2 = 841 4 14 7 22 6 16 y=  29 =  9325  9325  9325 7 100 11 100 8 100 Hence, x > y

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5 22 (15) 2 Area of the circle = 1414 = 616 sq m 100-c; I. x2 - = 0 7 0 x 1 1 0 -a; S u m o f th e an g les o f q u ad rilateral = 6 x + 3 x + 4 x + 5 x = 3 6 0 Or, 18x = 3600 5 5 x = 20 Or, x2  152 = 0 The largest angle of the quadrilateral = 6  200 = 1200 Or, x = 15 0 1 28 7 Smallest angle of the triangle = 120  = 300 II.  y  4 y y If the second largest angle of the triangle be x0, then the largest 0 0 Or, 28 – y = 7 angle of the triangle =(x +30 ) Or, y = 21 Now, 300 +x +x +30 = 1800 Hence, x < y Or, 2x = 1200 (101- 105) x = 600 101-a; The series is +78, +65, +52, ……………………….. 111-a; Internal length = 156 – 2  4 = 148 cm 102-d; The series is 512  4, 128  4, 32  4, ………………….. Internal breadth = 126 – 2  4 = 118 cm 103-b; The series is 178  3+3.5, 537  5+5.5, 18858.5  9+9.5, Internal height =84 – 4 = 80 cm ……………… Inner surface area of the open box = 148 118 + 2  (148 104-d; The series is (41)3, (43)3, (45)3, …………………… +118)  80 = 17464 + 42560 = 60024 cm2 105-c; The series is 5 2 +2.5, 12.5 4+4.5, 54.5 6 +6.5,    40 1 …………………. Reqd. cost of painting =  60024 =Rs 240.096 (106-108) 100 100 106-b; The area of 4 walls can easily be determined with the help (112-116) of the data given in the information. The areas of windows 112-d; The amount received by Rahul in 2011 from company A = and doors can be determined with the help of (B), and Rs 22 per sq m the cost given in (A). so only through A and B 113.5 115 together we can find the cost of painting. 25000  107-e; Combining A and B, we can get the answer. His total salary 100 100 is Rs 25000. Out of which he saves (100 – [30 +35+15]) = 227 23 20% = 25000  = 32631.25 Therefore, he saves 20% of 25000 = Rs 5000 200 100 nd In 2 case, when we combine A and C, we get his salary = Interest = 32631.25 – 25000 = Rs 7631.25 3000 For company B the amount received by 100 35 115 116 Rahul in 2011 = 25000  =Rs 33350 He saves 100 – (30 +35) = 35% of his salary 100 100 Hence, only A and either B or C. Interest = 33350 – 25000 =Rs 8350 108-e; From the data given in A we can calculate the rate of interest The difference between the interest earned = 8350 – 7631.25 (109-111) =Rs 718.75 104 113-e; Total amount of interest earned by Vikash 109-b; Breadth of the rectangle = = 8 cm 13 1500017.51 22000151 =  = 2625 + 3300 Perimeter of the rectangle =2(13 +8) = 42 cm 100 100 Circumference of the circle = 130 – 42 = 88 =Rs 5925 Now, 2  r = 88 cm 114-c; Manoj earns interest from company A in 2010 887 3000013.51 r = = 14 cm = = Rs 4050 22 2 100 Amount =Rs 30000 +Rs 4050 =Rs 34050 34050161 Interest earned by company B in 2010 = 100 =Rs 5448

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Total interest earned in both the years =Rs 4050 +Rs 5448 121-a; Number of officers recruited by SBI = 4.6 +2.9 +8.1 + 7.2 =Rs 9498 + 4.2 + 7.9 =34.9 thousand 115-a; Similarly, recruited by PNB = 32.3 thousand 116-d; The amount of interest earned by Sonali = BOB = 37.8 thousand UCO = 34 thousand 2  15   IDBI = 21.9 thousand 250001  1 Canara = 27.6 thousand  100   Hence, the number of officers recruited by BOB is the maximum. 529  400 129 122-c; The difference between the number of clerks and officers = 25000   25000 =Rs 8062.5 for all the given years in SBI = 41.7 – 34.9 = 6.8 thousand  400  400 Similarly, in PNB Bank = 18.1 – 32.3 = -14.2 In UCO Bank =49.5 – 34.0 = 15.5 117-d; A’s one day’s work = 1/15 In IDBI Bank =38.9 – 21.9 = 17 A’s 6 days work = 6/15 = 2/5 SBI has got the minimum difference. B’s one day’s work = 1/20 123-b; Avg. number of officers recruited by BOB for all the given B’s 6 day’s work = 6/20 = 3/10 37.8  2 3  4  3 7 years = = 6.3 thousand (A +B)’s 6 days work =      6  5 10  10 10 301  7  3 124-d; Reqd. % = 100 = 136.19 = 136% (approx) Remaining work = 1   221  10  10 125-c; S {1, 2, 3, 4, 5, 6} Read. Ratio = A’s 6 days work : B’s 6 days work : C’s 2 days A = Event of getting an odd number = {1, 3, 5} B = Events of getting a prime number = {2, 3, 5} 2 3 3 A B = {3, 5} work = : : = 4 : 3 : 3  5 10 10 3 1 3 1 P(A) =  , P (B) =  3 6 2 6 2 B’s share = 650 = Rs 1950 10 2 1 118-c; Let the money received at 24% be Rs x. And P (A  B) =  The money received at 28% be Rs (50000 –x) 6 3  24  28  B  Then,  x 1  (50000  x)1 = Reqd. probability = P    100  100  A  12560 1 6x 350000  7x Or,  = 12560 P(A  B) 3 2 25 25   = P(A) 1 3 Or, 6x – 7x +35000 = 12560  25 x = 36000 2 Now, at 24% amount = Rs 36000 126-e; According to the question, And at 28% =Rs 14000 40 5 (x – 3)X = (x +5) (x -7) 119-a; Relative speed = (48 +42) kmph = 90 kmph = 90 = 100 18 Or, 2x2 – 6x = 5(x 2 – 7x + 5x – 35) 25m/sec Or, 3x2 – 4x – 175 = 0 Distance covered in crossing each other = 168 +182 =350m Or, x(3x – 25) +7(3x – 25) = 0 350 Or, (x +7) (3x -25) = 0 Reqd. time = = 14 seconds. 25 25 Or, x = (120-124) 3 120-e; Ratio =(1.5 +1.1) : (7.6+6.8) =2.6 : 14.4 = 13 : 72 And x = -7, (neglect negative value)

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x= 15 (neglect negative value) 25 Then the usual speed of the car = 15 x = . 3 Faster speed = 15 +10 = 25 kmph 50  25  25 400 Time taken by the faster car = = 2 hours Total work = (x -3)x =   3  25  3  3 9 131-a Let (x +5) men finish the work in K days. 400  25  Now,    5 K 9  3  400 40K Or,  9 3 10 1 K =  3 days 3 3

127-a; CP + 5K = SP1 (Given profit)

CP - 4K = SP2 (Given loss) Since loss (4K) is 20% less than profit (5K)

SP1 – SP2 = 9K = 1378 – 1171 = 207 Or, 150x - 900 = 120x Or, K = 23 Or, 30x = 900

CP = SP1 – SK = 1378 – 5  23 = Rs 1263 x = 30 130 New quantity of mixture = 6x – 36 +5x = 11x – 36 = 11  30 Reqd. SP = 1263 = Rs 1641.9 – 36 = 294 litres 100 132-d; Let the number be x. 128-b; Let each instalment be Rs x. Then, x  (78 – 53)% = 295 25   Or, x  = 295   100  1 1 1  Or, x = 1180 x  2  3 Then,  r  1  r   r   351180  1  1   Now, 35% of x = = 413  100  100   100   100 133-a; Let the monthly income of C be Rs x.  2 3  Then, B’s monthly income = Rs (x - 15000)  25   25   25   A’s monthly income = Rs (x – 15000) – 10000 Or, 18000 = x          28   28   28   Hence, A + B + C = x - 25000 + x – 15000 + x = 65000   Or, 3x – 40000 = 65000 Or, x = 7494.28 = 7500 (approx) 105000 129-d; N(A  B  C) = n(A) + n(B) + n(C) – n(A  B) - x = = Rs 35000 n(B  C) - n(A  C) + n(A  B  C) = 45 +62 +53 – 35 3 - 42 – 25 +16 = 74 Hence, A’s monthly income = 35000 – 25000 = Rs 10000 130-c; Let the usual speed of the car be x kmph. 134-b; MP = Rs 30, discount = 15% and Rs 1.50 more 50 50   85  3  51 3  Then, =12 SP =  30    Rs   =Rs 24, x 10 x 10 100  2  2 2  x 10  x 10 12 Gain % = 20% Or, 2  x 100 50 100  2   24 Or, 50x = 6x – 600 CP = 120 =Rs 20 Or, 3x2 – 45x +20x – 300 = 0   Or, (x -15) (3x +20) = 0 x = 15, -20/3

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135-a; Let the incomes of A, B and C be Rs 7x, Rs 9x, Rs 12x respectively and their expenditures be Rs 8y, Rs 9y and Rs 1  1  3 Part is filled in 6  min  min 15y respectively. Then, their savings are Rs (7x -8y), 14  14  7 Rs (9x – 9y) and Rs (12x – 15y). 7x – 8y = 3 28x – 32y = 7x Total time taken = 6 min. 21x = 32y. 7 Ratio of savings = (7x – 8y) : (9x -9y) : (12x -15y) 139-d; From I sum of age of 10 students + teacher = 25  11 = 275 32 32 Form II, Teacher’s age = 10 + oldest student     Hence, question cannot be solved even using both the = 7  y  8y : 9 y  9y  21   21  statements. a  k a a  32  140-c;  only if is proper function and a, b and k are :12 y 15y = 56 : 99 : 69. b  k b b  21  all positive integers.  90  141. d 142. d 143. b 144. a 145. c 146. b 136-d; Milk = 90% of 40 L =   40 =36 L, water = 4 L. 147. b 148. a 149. a 150. d 151. d 152. a 100  153. b 154. b 155. c 156. a 157. d 158. b Let the quantity of water to be added be x liters. Then, 159. d 160. a 161. c 162. e 163. a 164. e 165. d 166. b 167. c 168. a 169. d 170. a  4  x   100  20 171. e 172. b 173. d 174. b 175. b 176. c  40  x  177. b 178. e 179. d 180. e 181. c 182. a 183. b 184. c 185. b 186. b 187. e 188. c 4  x 20 1 189. a 190. a 191. a 192. a 193. b 194. c   40  x 100 5 195. a 196. d 197. d 198. d 199. c 200. d 20+5x = 40+x 4x = 20  x = 5. 137-b; Let father’s present age be x years and son’s age be (45 -x) years. (x – 5) (45 –x -5) = 4  (x -5) VANIK’S KNOWLEDGE GARDEN (x -5) (40- x) = 4(x -5) Important Nuclear Power Plant in India 40-x = 4 x= 36 Plant Location State Capacity Narora Atomic Power Present age of father is 36 years and that of the son is 9 years. Narora Uttar Pradesh 440 MW 138-c; Part filled by A in 1 st min and B in 2 nd min = Station Rajasthan Atomic Rawatbhata Rajasthan 1180 MW  1 1  13 Power Station     Tarapur Atomic Power Tarapur Maharashtra 1400 MW  6 7  42 Station Kakrapar Atomic Part filled by (A + B) working alternately in 6 min = Kakrapar Gujarat 440 MW Power Station Kudankulam Nuclear  1 13  13 Kudankulam Tamilnadu - MW   6  Power Plant  2 42  14 Madras Atomic Power Kalpakkam Tamilnadu - MW Station  13  1 Kaiga Nuclear Power 1   Kaiga Karnataka 660 MW Remaining part = 14 14 Plant   Madras Atomic Power Kalpakkam Tamil Nadu 440 MW It is now A’s turn. Station 1 Part is filled in 1 min. 6

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PRACTICE SET FOR UPCOMING EXAM [SYNDICATE BANK-PO (MAIN)]

ENGLISH LANGUAGE c) every nation teaches it’s youth Directions (Q. 8 - 15): Read the following through the native language. passage carefully and answer the Directions (Q. 1- 7): Read the following d) the use of the native language can questions given below it. Certain words/ passage carefully and answer the unit the nation phases in the passage are printed in bold questions given below it. Certain words/ e) None of the above to help you locate them while answering phases in the passage are printed in bold 2. Imposition of a foreign medium upon some of the questions. to help you locate them while answering the youth Unquestionably, a literary life is for the most some of the questions. a) has made the youth hate the part an unhappy life, because, if you have But for the fact that only higher education, British Empire. genius, you must suffer the penalty of the only education worth the name has been b) has made the youth carefree genius; and if you have only talent, there are received by us through the English medium, c) has brought the youth close to the so many cares and worries incidental to the there would be no need to prove such a self masses. circumstances of men of letters, as to make evident proposition that the youth of a d) has shortened the lives of the life exceedingly miserable. Besides the pangs nation to remain a nation must receive all pupils. of composition, and the continues instruction including the highest in, it’s own e) None of the above disappointment which a true artist feels at vernacular or vernaculars. Surely it is a self 3. The author says his inability to reveal himself, there is the demonstrated proposition, that the youth a) that foreign medium should be ever-recurring difficulty of gaining the public of a nation cannot keep or establish a living done away with ear. Young writers are buoyed up by the contact with the masses unless their b) that foreign medium can be hope and belief that they have only to throw knowledge is received through a medium retained only for technical that poem at the worlds feet to get back in understand by the people. Who can calculate education return the laurel-crown; that they have only the immeasurable loss sustained by the c) that only the educated Indians to push that novel into print to be nation owing to thousands of it’s young men should study in foreign medium acknowledged at once as a new light in having been obliged to waste years in d) that foreign medium should be literature. You can never convince a young mastering a foreign language and its idiom, used only for official purpose. author that the editors of magazines and of which in their daily life they have the e) None of the above publishers of books are a critical body of least use and in learning which they had to 4. By vernacular, the author meant men, who are by no means frantically anxious neglect their own mother tongue and their a) a language understood by the about placing the best literature before the own literature? There never was a greater masses of the country public. May that for the most part, they are superstition than that of particular languages b) the language native to a country mere brokers, who conduct their business can be incapable of expansion or of c) Hindi on the hardest lines of a profit and loss expressing abstruse or scientific ideas. A d) the languages that have grown out account. But supposing your book fairly language is an exact reflection of the character of Poli launches, its perils are only beginning. You and growth of it’s speakers. e) None of the above have to run the gauntlet of the critics. To, a Among the many evils of foreign rule, this 5. The author made a mention of young author, again, this seems to be as blighting imposition of a foreign medium a) all the evils of foreign rule terrible an ordeal as passing clown the files upon the youth of the country will be b) only the dominating attitude of of Sioux or Comanche Indians each one of counted by history as one of the greatest. It foreign rule. whom is thirsting for your scalp. When you has sapped the energy of the nation. It has c) only those evils which were linked are a little older, you will find that criticism shortened the lives of the pupils, it has with foreign medium is not much more serious than the bye-play estranged them from the masses, it has made d) evil which were predating in of clowns in a circus, when they beat around education unnecessarily expensive. If this England also the ring, the victim with bladders slung at process is still persisted in, it bids fair to e) None of the above the end of long poles. A time comes in the rob the nation of its soul. The sooner, 6. Idiom means life of every author when he regards critics therefore, educated India shakes itself free a) the rules governing a language. as comical rather than formidable and goes form the hypnotic spell of the foreign b) the expression peculiar to a his way unheeding. But there are sensitive medium, the better it would be for them and language souls that yield under the chastisement and the people. c) the structure of words in a perhaps, after suffering much silent torture, 1. The author stresses that sentence abandon the profession of the pen forever, a) the only education worth the name d) ornamental phrases which Keats, perhaps is the saddest example of a is through the medium of English, beautify the language fine spirit hounded to death by savage though it might not make our e) None of the above criticism because, whatever his biographers youth the builder of a great nation. 7. Abstruse means may ever, that furious attack of Gifford and b) higher education should not be a)complex b)clear Jerry undoubtedly expedited his death. But received through a foreign c)religious d)scientific no doubt there are hundreds who suffer language. e) superficial

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The cardinal principle in literature is b) She insisted on me to staying there of criticism in the way of defending himself a) not to maintain one’s own style c) She insisted on my staying there silence is the only safeguard, as it is the throughout one’s literary career d) She insisted in my staying there only dignified protest against insult and b) to satisfy the critics e) None of the above offence. c) to satisfy the public 8. What are the ambitions of a young d) not to take public criticism in the Directions (16-20): In the following author? way of defending oneself questions, a part of the sentence is a) to be acknowledged as a new light e) None of the above printed in bold. Below are given in literature 15. The only safeguard against insult and alternatives to the bold part at (a), (b), b) to be able to reveal himself offence (c) and (d) which may improve the c) to gain a public ear a) to maintain a dignified silence sentence. Choose the correct d) to get his compositions published b) to protest openly alternative. In case no improvement is e) None of the above c) to defend one’s own writing (e) 9. Are editors and publishers sympathetic d) to attack the offenders 21. Most donors would seriously protest to young authors? e) None of the above any effort to infer from such limited a) they are Directions (Q.16-20): In each of the data b) they are not a)protest against c) they are anxious about placing following questions four sentences are given which are on the same theme. b)protest at only the best literature before the c)protest to public Decide which sentence is the most preferable with respect to grammar, d)protest for d) they are mere brokers who e)No improvement conduct their business on the meaning and usage, suitable for a formal letter or report or any formal writing in 22. He sent a word to me that he would be hardest lines of a profit and loss coming late. account English and mark the number of that sentence on the answer sheet. a)sent word e) All of these b)had sent a word 10. What are the ordeals awaiting the young 16. a) I am ready to say this at her face c)sent words author from the critics? b) I am ready to say this on her face d)sended word a) the critics harass him c) I am ready to say this in her face e)No improvement b) he has to run the gauntlet of the d) I am ready to say this to her face 23. Netaji was by far a great man of India. critics e) None of the above a)a very great man c) he has to save his scalp 17. a) Neena can do it alone and nobody else b)too great a man d) the critics are sympathetic can do it. c)the greatest man towards him b) Neena alone can do it and nobody d)a greater man e) None of the above else can do it. e)No improvement 11. What attitude should an author adopt in c) Neena can alone do it and nobody 24. Socrates was one of the wisest man the face of bitter criticism? else can do it. that ever lived. a) he should defend himself d) Alone Neena can do it and nobody a)one of the wisest men b) he should regard critics formidable else can do it. b)one wise man and change his way of writing e) None of the above c)one of the wise men c) he should suffer silently 18. a)The team is confident to win the match. d)one of the wise man d) he should take criticism as not b) The team is confident of winning e)No improvement more than the bye play of clowns the match. 25. Can I exchange my book for yours? in a circus and go his way c) The team is confident of win the a)my book with you unheeding. match. b)my book with yours e) None of the above d) The team is confident for winning c)my book with your 12. What happens to the sensitive authors the match. d)our book with you when they are attacked by critics? e) None of the above e)No improvement a) they remain indifferent 19. a)I hope you will excuse my leaving b) they commit suicide early. Directions (26-30): Answer the following c) they abandon the writing profession b) I hope you will excuse me leaving questions. d) all of the above early. e) None of the above 26. Find the synonym of “Abominable” c) I hope you will excuse mine a) Odious b)Fascinating 13. The attack of Gifford and Jerry leaving early a) forced Keats to give up writing c)Seductive d)Exciting e)Progressive 77 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MARCH - 2017

27. Find the antonym of “Defray” d)excludes, par a)D b)F a)meet b)cleanse e)empowers, best c)A d)C c)objure d)neglect 34. A Hawaiian fisherman died when a e)B e)lapse swordfish he ______speared in a 38. Which of the following should be the 28. Find the synonyms of “Circumlocution” harbour on the Big Island ______him FIFTH sentence after rearrangement? a)jurmoil in the chest with its sharp bill. a)D b)A b)pivot a)had, struck c)C d)F c)redundancy b)has, strike e)B d)sufficiency c)was, inserted 39. Which of the following should be the e)motion d)did, left SECOND sentence after 29. Find the antonym of “Mendacity” e)could, shot rearrangement? a)falsehood 35. Around 20 children were rushed to BJR a)A b)E b)deception c)perjury hospital with ______of food c)D d)C d)perfidious e)veracity poisoning after they consumed the e)B 30. Find the synonyms of “Zest” afternoon meal at a ______40. Which of the following should be the a)Disgust anganvadi. SIXTH (LAST) sentence after b)Chauvinism a)signs, nearby rearrangement? c)Vicious b)symptoms, nearby a)B b)A d)Enthusiasm c)fever, nearest c)C d)E e)Languish d)symbol, near e)D e)characteristics, large Directions (Q. 31-35): In each of the Directions (Q.41-50): In the following following sentences there are two blank Directions (Q.36-40): Rearrange the passage there are blanks, each of which space. Below each sentence there are five following sentences (A), (B), (C), (D), (E) has been numbered. These numbers are pairs of words denoted by letter a), b), c), & (F) to make a meaningful paragraph printed below the passage and against d) and e). Find out which pair of words and then answer the questions which each, five words are suggested, Find out can be filled up in the blanks in the follow : the appropriate word in each case. sentence in the same sequence to make A. The difference between the price Sebi should (41) its new insider trading rules the sentence grammatically correct and at which the treasury bills are that make it impossible for senior meaningfully complete. issued and their redemption value management members, in (42) of price- is the interest receivable on them sensitive information, to collect or sell their 31. As the Central government ______and is called discount. shares (43) employee stock option plans more fiscal freedom to the states, they B. Treasury bills are issued in the (Esops). Esops are a useful HR tool to help seem to be cutting ______to social form of a promissory note. (44) talent. They are (45) to reward sectors, especially agriculture and allied C. It is also known as Zero Coupon employees who are major contributors to areas. Bond issued by the Reserve Bank performance, (46) giving them a (47) in the a)revolves, means of India on behalf of the Central company’s bottom line. The contract gives b)involves, resources Government to meet its short- employees the right to buy a specific number c)devolves, allocations term requirement of funds. of the company’s shares at a (48) price, d)constricts, distribution D. They are highly liquid and have called the exercise price, within a certain e)disallow, consumption assured yield and negligible risk period of time. Normally, an employee who 32. Today, players are getting ______of default. has stock options (49) to profit by exercising aggressive about recovering lost E. A treasury bill is basically an her option to buy shares at the exercise price ______and the market is opening instrument of short-term when the shares are (50) at a price that is up too. borrowing by the Government of higher than the exercise price. a)nearly, faiths India maturing in less than one 41. a)amend b)improve b)harshly, fields year. c)alter d)lower c)barely, confidence F. They are issued at a price which e)ruin d) extremely, condition is lower than their face value and 42. a)hold b)title e)increasingly, grounds repaid at par. c)possession d)custody 33. The proposed Environmental Laws Bill e)retention ______substantial damage as an act 36. Which of the following should be the 43. a)over b)for of violation, omission or negligence by FOURTH sentence after c)with d)in which the community at ______is rearrangement? e)under affected due to pollution damage to a)E b)B 44. a)possess b)contain land, air or water. c)D d)C c)enjoy d)retain a)revokes, all e)A e)preserve b)includes, least 37. Which of the following should be the c)inserts, large THIRD sentence after rearrangement?

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45. a)posed b)offered 53. Statement: Railway does not provide a)R, F b)T, A c)extended d)exhibited concession to any one for travelling to c)D, R d)C, Q e)volunteered certain holiday destinations. e)S, A 46. a)thereby b)so I. Railways services are available for 58. Four of the following five are alike in a c)with d)then travelling to these holiday certain way and thus form a group. e)to destinations. Which is the one that does not belong 47. a)punishment b)chair II. Railways provides concession to to that group? c)stake d)place certain persons for travelling to a)B – T b)A – Q e)reward places other than these holiday c)C – S d)F – P 48. a)benefit b)highest destinations. e)D – R c)appropriate d)fixed 54. Statement: ‘Travellers with a ticket for 59. Four of the following five are alike in a e)loss the second class if found travelling in certain way and thus form a group. 49. a)awaits b)expects the first class compartments would be Which is the one that does not belong c)trusts d)understands penalized” – Notice in the to that group? e)presume compartments of a train. a)D b)S 50. a)marketed b)dealt I. Travellers with a ticket for the first c)V d)T c)exchanged d)undertaken class are also not allowed to travel e)A e)trading in the second class compartments. 60. How many persons are seated between II. Inspections are carried out in the R and T? REASONING ABILITY train to check the tickets. a)One b)Two 55. Statement: The prices of petrol and c)Three d)Four Directions (Q. 51-55): In each question diesel have remained unchanged only e)None below is given a statement followed by in Nigeria since the past three years. two assumptions/inferences numbered I I. Petrol and diesel prices have Directions (61-65): In each question and II. An assumption is something changed elsewhere in the world below are given three statements supposed or taken for granted and during these three years. followed by two conclusions numbered I inference is something which can be II. Before this three years period, & II. You have to take the three given directly inference from the given facts. petrol and diesel were available at statements to be true even if they seem You have to consider the statement and a price different from the present to be at variance with commonly known the following assumptions/inferences rates. facts. Read all the conclusions and then and decide which of the assumptions is decide which of the given conclusions implicit in the statement. Give answer. Directions (Q. 56-60): Study the logically follows from the given a) If only assumption I is implicit following information to answer the statements, disregarding commonly b) If only assumption II is implicit given questions. known fact. c) If either assumption I or Twelve people are sitting in two parallel Give answer (a): If only conclusion I assumption II is implicit rows containing six people each, in such a follow. d) If neither assumption I or way that there is an equal distance between Give answer (b): If only conclusion II assumption II is implicit adjacent persons. In row – 1, A, B, C, D, E follows. e) If both assumption I and II are and F are seated and all of them are facing Give answer (c): If either conclusion I or implicit. south. In row – 2, P, Q, R, S, T and V are conclusion II follows. seated and all of them are facing north. Give answer (d): If neither conclusion I 51. Statement: ‘Do not enter – avoid the Therefore, in the given seating arrangement nor conclusion II follows. risk of getting infected with the ABC each member seated in a row faces another Give answer (e): If both conclusion I and disease’ – written outside the quarantine member of the other row. conclusion II follow. ward no. 2 (meant only for ABC disease) V sits third to right of S. S faces F and F (61-62): of a hospital’. does not sit at any of the extreme ends of Statements: Many stars are moons. I. Disease ‘ABC’ is contagious. the line. D sits third to right of C. R faces C. Every moons are planets. Nobody II. All the patients in ward no. 2 The one facing E sits third to right of P. B planet is universe. suffer from disease ABC. and P do not sit at the extreme ends of the 52. Statement: In city Z, people prefer to line. T is not an immediate neighbour of V 61. Conclusions: I. All moons being starts buy Car X instead of Car Y as Car X and A is not an immediate neighbour of C. is a possibility. has German technology which is very II. No universe is star. advanced. 56. Who amongst the following faces D? 62. Conclusions: I. At least some planets I. Cars with German technology are a)T b)P are stars. perceived to be better than other c)Q d)R II. No moon is universe. cars in city Z. e)V (63-64) II. Had German technology been 57. Who amongst the following represent Statements: 100% sticks are plants. present in Car Y also, its sales the people sitting at extreme ends of Any each plants are insects. All insects would have crossed car X’s sales. the rows? are amphibians.

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63. Conclusions: I. At least some Eight people – A, B, C, D, E, F, G and H – Step V: 93 44 34 11 night pace 27 joy day amphibians are plants. are sitting around a circular table. A and B easy II. All sticks are insects. are facing towards the centre while other six Step VI : 93 44 34 11 night pace 27 day 64. Conclusions: I. All amphibians are people are facing opposite to the centre. A easy joy sticks. is sitting second to the right of H. B sits Step VII : 93 44 34 27 11 night pace day II. All plants are amphibians. third to the left of A. D sits second to the easy joy 65. Statements: All apartments are huts. right of G. G neither an is immediate Step VIII : 93 44 34 27 11 pace day easy Null hut is a building. Every buildings neighbour of B and A. E and F are immediate joy night are cottages. neighbours and are facing outside. Step IX : 93 44 34 27 11 day easy joy night Conclusions: I. No cottage is an pace apartment. II. Some cottages are 71. What is the position of C with respect Step IX is the last step of the rearrangement apartments. to D? as the desired arrangements is obtained. As a)Third to the right per the rules followed in the above steps, Directions (Q. 66-70): Study the b)Third to the left find out in each of the following questions following information to answer the c)Fourth to the left the appropriate steps for the given input. given questions. d)Fourth to the right Input for the questions. In a certain code, e)Second to the left Input : class 25 war 15 race 73 heap 58 just ‘more money is market’ is written as ‘zo li 72. Who is sitting to the immediate right of 88 take 38 aa to’ G? ‘share in market profit’ is written as ‘vo to a)C b)D 76. What is the position of ‘war’ in the Step je li’ c)F d)H ‘VII’? ‘making more profit now’ is written as ‘su e)A a)Seventh from the left end je zo ka’ 73. Which of the following pairs represents b)Eighth from the right end ‘now the market gains’ is written as ‘do li the people who are immediate c)Fifth from the left end yo su’; neighbours of C? d)Fifth from the right end a)B and G b)B and H e)Sixth from the left end 66. Which of the following does ‘vo’ stand c)G and H d)D and G 77. Which of the following is the ninth from for? e)A and H the right in Step VI? a)profit b)in 74. Who is sitting third to the left of G? a)race b)25 c)share d)market a)A b)D c)war d)58 e)in or profit c)E d)F e)15 67. What is the code for ‘making’? e)Either E or F 78. What is the position of ‘15’ in the Step a)ka b)su 75. How many people are there between B ‘IX’? c)je d)zo and D? a)Seventh from the left end e)cannot be determined a)Two b)Four b)Eighth from the left end 68. Which of the following is the code for c)Three d)One c)Fifth from the right end ‘gains’? e)None d)Seventh from the right end a)su b)li e)Eighth from the right end c)yo d)do Directions (76-80): Study the following 79. How many steps are required to e)yo or do information carefully and answer the complete this arrangement? 69. Which of the following can be the code questions given below. a)Eleven b) Twelve for ‘the more you share’? A word and number arrangement machine c)Ten d)Nine a)do yo zo vo when given an input line of words and e)None of these b)vo wi zo do numbers rearranges, them following a 80. Which of the following represents the c)vo zo wi bu particular rule in each step. The following is Step X? d)yo je vo wi an illustration of input and various steps a) 88 73 58 38 25 war 15 race take e)su vo zo do rearrangement. (All the numbers are two class heap just 70. ‘to ka li aa’ is a code for which of the digit numbers). b) 88 73 58 38 25 15 class heap just following? Input: 11 day 34 night 93 pace 27 easy 44 race take war a) share more in market joy c) 88 73 58 38 25 15 war class heap b)now share more gains Step I: 93 11 day 34 night pace 27 easy 44 just race take c) the gains in market joy d) 88 73 58 38 25 15 war take class d)the gains in profit Step II: 93 11 34 night pace 27 easy 44 joy heap just race e)making money in market day e) There is no such step Step III: 93 44 11 34 night pace 27 easy joy Directions (Q. 71-75): Study the day Directions (81-85): Study the following following information carefully and Step IV: 93 44 11 34 night pace 27 joy day arrangement carefully and answer the answer the questions given below: easy questions given below :

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B M % R 3 J @ K D F 6 9 W 4 * N E a)©9@* b)*%©@ a)YT b)VY P 2 S A Y 5 I Q Z # 7 U G c)©@%* d)©%@* c)VQ d)PY e) None of these e)QV 81. Which of the following is the sixth to 89. Which of the following is the middle 95. Which of the following is true regarding the left of the twentieth from the left digit of the third highest among the five R? of the above arrangement? three-digit numbers given below? a)R is an immediate neighbour of V a)J b)Q 368 931 472 715 647 b)R faces the centre c)4 d)E a)6 b)3 c)R sits exactly between T and S e)9 c)7 d)1 d)Q sits third to left of R 82. How many such consonants are there in e)4 e)None is true the above arrangement each of which 90. Among P, Q, S and T each having a is immediately preceded by a symbol different height, Q is shorter than only Directions (Q. 96-100): Each of the and immediately followed by a T and S is shorter than P ad R. Who questions below consists of a question number? among them is the shortest? and two statements numbered I and II a)None b)One a)R given below it. You have to decide c)Two d)Three b)S whether the data provided in the e)More than three c)P statements are sufficient to answer the 83. If all the symbols and all the vowels are d)Data inadequate question. Read both the statements and dropped from the above arrangement, e)None of these given answer. which of the following will be twelfth a) If the data in statement I alone are from the right end? Directions (91-95): Study the following sufficient to answer the question, a)9 b)6 information carefully and answer the while the data in statement II alone c)P d)Y given questions : are not sufficient to answer the e)W Eight friends P, Q, R, S, T, V, W and Y are question. 84. How many such members are there in sitting around a square table in such a way b) If the data in statement II alone the above arrangement, each of which that four of them sit at four corners of the are sufficient to answer the is immediately preceded by a letter but square while four sit in the middle of each of question, while the data in not immediately followed by a letter? the four sides. The ones who sit at the four statement I alone are not sufficient a)None b)One corners face the centre while those who sit to answer the question. c)Two d)Three in the middle of the sides face outside. c) If the data either in statement I e)More than three P who faces the centre sits third to the left alone or in statement II alone are 85. What should come in place of question of V. T, who faces the centre, is not an sufficient to answer the question. mark (?) in the following series based immediate neighbour of V. Only one person d) If the data even in both statements on the above arrangement? sits between V and W. S sits second to right I and II together are not sufficient MRJ ©F9 *E2 ? of Q. Q faces the centre. R is not an immediate to answer the question a)Y5T b)Y1Q neighbour of P. e) If the data in both statement I and c)A5Q d)Y1Z II together are necessary to answer e)None of these 91. Who sits second to the left of Q? the question. 86. In a certain code BUILDER is written a)V b)P as JVCKSFE. How is SEALING c)T d)Y 96. Who amongst L, M, N, O and P is the written in that code? e)Cannot be determined shortest. a)BTFKHOJ 92. What is the position of T with respect I. O is shorter than P but taller than N. b)JOHKDFT to V? II. M is not as tall as L. c)TFBKHOJ a)Fourth to the left 97. Are all the five friends viz. Leena, Amit, d)BFTKJOH b)Second to the left Arun, Ali and Ken who are seated e)None of these c)Third to the left around a circular table facing the centre? d)Third to the right I. Leena sits second to left of Amit. 87. If ‘R’ denotes ‘  ’; T denotes ‘-’ ; ‘M’, e)Second to the right Amit faces the centre. Arun sits denotes ‘+’ and ‘W’ denotes ‘ ’ then  93. Four of the following five are alike in a second to right of Leena. 27 T 15 R 3 W 4 certain way and so form a group. Which II. Ali sits third to the left of Ken. M 6 = ? is the one that does not belong to that Ken faces the centre. Amit sits to a)7 b)13 group? the immediate left of Ali but Ken c)-23 d)1 a)R b)W is not an immediate neighbour of e)None of these c)V d)S Amit. 88. In a certain code WAVE is written as e)Y 98. Is T grandmother of Q? ‘5%3*’ and WINS is written as 94. Which of the following will come in I. P is the mother of Q. Q is the son ‘59@©’. How is SANE written in that place of the question mark based upon of R. R is the son of T. code? the given seating arrangement? II. L is father of N and N is daughter WP TR QW RS ? of T.

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99. Point A is towards which direction from point B? 105. The percentage increase in production between the year 2006- I. If a person walks 4m towards the north from point A, 07 and 2007-08 is and takes two consecutive right turns, C, which is 8m a)25% b)12.5% away from point B. c)8.8% d)6.5% II. Point D is 2m towards the east of point A and 4m towards e)9.8% the west of point B. 106. Three men A, B and C start a business together. They invest 100. How many brothers does Bharat have? Rs 30000, Rs 24000 and Rs 42000 respectively in the I. Shiela, the mother of Bharat has only three children. beginning. After 4 months, B took out Rs 6000 and C took II. Meena, the grandmother of Bharat has only one out Rs 10000. They get a profit of Rs 11960 at the end of the granddaughter. year. B’s share in the profit is (Approx) a)Rs 2700 b)Rs 2803 QUANTITATIVE APTITUDE c)Rs 2900 d)Rs 2785 e)Rs 3028 Directions (Q. Nos. 101-105): Answer the questions based on 107. The edge of an ice cube is 14 cm. The volume of the largest the data of sugar industry given in the table. Figures are in cylindrical ice cube that can be formed out of it is lakh tonnes (lt). a)2200 cu. cm b)2000 cu. cm c)2156 cu.cm d)2400 cu. cm e)None of these 108. A sum of Rs 16800 is divided into two parts. One part is lent at the simple interest of 6% per annum and the other at 8% per annum. After 2 years total sum received is Rs 19000. The sum lent at 6% of simple interest is a)Rs 12200 b)Rs 12000 c)Rs 11000 d)Rs 10000 e)None of these 109. The present age of Romila is one-fourth of that of her father. After 6 years the father’s age will be twice the age of Kapil. If celebrated fifth birth day 8 years ago. What is Romils’s present age? a)7 years b)7.5 years c)8 years d)8.5 years e)None of these 101. If for the year 2009-10, the forecasted domestic demand for 110. In an examination, 35% of total students failed in Hindi, 45% sugar is up by 10% over the actual domestic demand in the failed in English and 20% failed in both subjects. Find the year 2006-07 while the forecasted production is down by percentage of those who passed in both the subjects. 15% over the year 2006-07, then total supply-demand gap a)35.7% b)35% keeping the remaining forecasted data unchanged would be c)40% d)45% nearly e)44% a)84 lt b)68 lt c)128 lt d)178 lt Directions (Q. Nos. 111-115): Each of the following questions e)None of these consists of a question following by three statement I, II and 102. If the total actual demand for sugar in the year 2006-07 was III. You have to study the question and the statements and 14% higher than the figure mentioned in the table, then the decide which of the statement(s) is/are necessary to answer new total supply-demand gap for the year 2006-07, if the the questions. production remains the same, is 111. What is the speed of boat in still water? a)50.16 lt b)48.36 lt I. The boat covers 12 km in 2 hours in downstream. c)75.48 lt d)60.32 lt II. The boat covers same distance in 4 hours in upstream. e)None of these III. The speed of stream is one-third of that of boat in still 103. The increase in lakh tonnes in forecasted total demand for the water. year 2009-10 and estimated total demand for the year 2008- a) Both I and II 09 is b) I and either II or III a)4.3 lt b)5.5 lt c) All I, II and III c)2.8 lt d)nil d) Question cannot be answered even with the information e)None of these in all three statements. 104. The growth rate in domestic demand over the period 2006-07 e) None of these to 2009-10 is 112. What is the speed of train? a)1.25% b)12.5% I. The length of train is 240 m. c)10% d)25% II. The train crosses a pole in 24 seconds. e)None of these 82 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MARCH- 2017

III. The train crosses a platform in 48 seconds. 118. The ratio of number of boys in marketing and finance both a) Both I and III b)Both I and II and that of girls in finance only is c)Both II and III d)Any two of three a)5 : 3 b)3 : 5 e)None of these c)5 : 4 d)4 : 7 113. What is the age of class teacher? e)None of these I. There are 11 students in the class. 119. By what percent is the number of boys in marketing more II. The average age of students and the teacher is 14 years. than the number of girls in HR discipline? III. The average age of the teacher and students is 3 years more than that of students. 1 1 a)13 % b)33 % a)Both I and III b)Both I and II c ) I I 3 3 and either I or III d)All I, II and III e)None of these 1 2 114. Sri Gupta borrowed a sum at compound interest. What is the c)14 % d)16 % amount returned in 2 years? 3 3 I. The rate of interest is 5% per annum. e)None of these II. The simple interest incurred on the sum in 1 years is Rs 120. The ratio of boys and girls enrolled in HR discipline only is 600. respectively III. The borrowed sum is ten times the amount earned as a)10 : 11 b)9 : 10 simple interest in two years. c)7 : 5 d)5 : 7 a)Only I b)Only III e)None of these c)Both II and III d)Either I or III Directions (Q. Nos. 121-125): Study the graphs to answer these e)All I, II and III questions. 115. What is the area of the given right angled triangle? Two Export Houses A and B are exporting three products X, Y and I. The length of hypotenuse is 5 cm. Z. Details of export of A from January to June are depicted in 3 II. The perimeter of triangle is four times of its base. Line Graphs. Export of B for same products in respective periods III. One of the angles of triangle is 600 is given in the table. a) Only II b) Only III c) Either II or III d) Both I and III e) Question cannot be answer even with the information in all three statements Directions (Q. Nos. 116-120): Read the following information carefully to answer the questions given below. In a college, 150 students of MBA are enrolled. The ratio of boys and girls is 7 : 8 respectively. There are three disciplines namely marketing. HR and finance in the college. In marketing discipline there are 50% girls of their total number and the boys are 40% of their total number, In HR discipline, girls are 30% of their total number while boys are 30% of their total number. Finance discipline has girls, 20% of their total number and boys, 30% of their total number. 7 boys and 9 girls are in HR and marketing both. 6 boys and 7 girls are in HR and finance both. 5 boys and 8 girls are in marketing and finance both. 2 boys and 3 girls are enrolled in all three disciplines. 116. What percentage of students are enrolled in all three disciplines? a)3.3% b)7.2% c)8.5% d)9.32% e)4.2% 117. What is the respective ratio of boys and girls only in marketing discipline? a)13 : 9 b)9 : 13 121. During 6 months, which Export House had higher combined c)9 : 11 d)11 : 9 export? e)None of these a)A b)Both A and B c)B d)Cannot be determined e)None of these

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122. What is the percentage increase in exports of X and Z of 131. If the rate of growth of population is expressed in percentage Export House A from January to March and then from April terms instead of number per 1000 persons, then among the to June? countries with a positive growth, rate, the rate of growth for a)3.57% b)2.54% the country whose population is growing by the fastest rate c)3.65% d)2.68% is how many percentage points more than that of the country e)None of these whose population is growing by the slowest rate? 123. In July and August the overall export of A and B has risen by a)0.45 b)4.5 20% and 11% respectively. What is the increase in contribution c)0.045 d)0.3 in Rs lakhs of A and B from January to August? e)None of these a)119 b)311 132. If the total population of USA in the year 2008 was 250 c)131 d)331 million and that of Russia 150 million, then by what percent e)None of these is the total births in USA more than the total deaths in Russia? 124. What is the ratio of % increase of product Y of Export House a)200% b)80% A to that of B during January to May? c)300% d)400% a)1 : 7 b)1 : 14 e)None of these c)7 : 1 d)14 : 1 133. The infant mortality rate is defined as number of deaths of e)None of these new born babies for every 1000 births. If the total population 125. What is ratio of % increase of product Z of Export House B of Japan in the year 2008 is 150 million and its infant mortality to that of Export House A from March to June? rate is 3, then what is the number of infants dying at birth a)1 : 0.65 b)2 : 3 expressed as a percentage of the total number of deaths in c)0.65 : 1 d)3 : 2 Japan? e)6 :5 a)4% b)0.4% c)46.15% d)400% Directions (Q. Nos. 126-130): In each of the following e)None of these questions, two equations are given. You have to solve these 134. If the given rates remain constant for the next ten years, then equations and what will be the approximate percentage increase in the Give Answer population of India after two years from the year 2008? (a) if x < y a)1% b)0.5% (b) if x > y c)2.5% d)Cannot be determined (c) if x = y or relation between x and y cannot be determined e)None of these (d) if x  y 135. For how many of the given countries is the rate of growth of (e) x  y population, when expressed in percentage terms, greater than 0.25%? 126. I. x2 – 24x +144 = 0 II. y2 – 26y + 169 = 0 a)6 b)7 127. I. 2x2 + 3x – 20 = 0 II. 2y2 +19y +44 = 0 c)8 d)9 128. I. 6x2 + 77x + 121 = 0 II. y2 + 9y - 22 = 0 e)None of these 129. I. x2 – 6x = 7 II. 2y2 + 13y +15 = 0 130. I. 10x2 – 7x + 1 = 0 II. 35y2 – 12y + 1 = 0 Directions (Q. Nos. 136-140): What value will come in place of the question mark (?) in the following questions? (You are Directions (Q. Nos. 131-135): Study the following bar graph not expected to calculate the exact value) to answer these questions. 136. 21 + 3.9  2.9 + 8.99 = ? a)42 b)46 c)44 d)34 e)36 137. 22.9889 + 0.002  ? = 23 a)23 b)1 2 c ) 2 3 d)24 e)242 138. 1000000.000001 = ? a)1000 b)100 c)1000.001 d)1100 e)999 139. 134% of 3894 + 38.94 of 134 = ? a)11452 b)10000 Note : Rate of growth of population = Birth Rate - Death c)10452 d)1100 Rate e)12000

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140. 103  1003 + 999999999 + 1 = 10? +10? Directions (Q. Nos. 146-150): Find out (e)Shillong a)6 b)9 the number in place of question mark 156. Which country has banned internet c)7 d)10 (?) in the following number series. users from posting user-generated audio e)12 or video, reportedly one of few sources 146. 2 5 23 119 659 ? 141. A batsman has scored an average of 46 of information outside state-controlled a)982 b)3275 runs for a certain number of innings media? c)4079 d)5148 played in England. When he came back (a)China (b)Japan e)3895 to India, he played another two test (c)Russia (d) India 147. 8 9 29 148 1040 ? matches of two innings each and scored (e)Pakistan a)8967 b)7342 at an average of 55 runs. For the innings 157. Who has become the first Indian to be c)9810 d)7598 in England and in India taken together, appointed as the global ambassador of e)9365 he has improved his average by 2 runs the hair care brand ‘Pantene’? 148. 16 34 66 134 266 ? over the matches played in England. (a) Priyanka Chopra a)589 b)534 Find the number of innings played in (b)Alia Bhatt c)634 d)530 England. (c)Kangna Ranawat e)536 a)12 b)13 (d)Parneeti Chopra 149. 6 3 4.5 11.25 39.375 ? c)14 d)15 (e)Madhuri Dixit a)114.5375 b)110.2075 e)None of these 158. Who has been appointed as the new c)121.1875 d)117.2530 142. A man divides his property so that his Chief Secretary of Tamil Nadu? e)177.1875 son’s share to his wife’s and the wife’s (a)Vaidyanathan Raj 150. 64 77 66 73 68 ? share to his daughter are both in the (b)Gomathy Raj a)73 b)71 ratio 3 : 1. If the daughter gets Rs 10, (c)Girija Vaidyanathan c)80 d)65 000 less than the son, find the total (d)Heena Sharma e)72 worth of the property. (e)None of these a)Rs 16, 200 b)Rs 16, 250 GENERAL AWARENESS 159. ______and Maksym Radziwill have c)Rs 16, 500 d)Rs 15, 300 been jointly won the 2016 SASTRA- e)None of these 151. World’s first Chikungunya vaccine Ramanujan award for mathematics for 143. A shopkeeper purchased 150 identical developed in ______. their ‘revolutionary’ collaborative work pieces of calculators at the rate of Rs (a)Russia (b) China on short intervals in number theory. 250 each. He spent an amount of Rs (c) US (d) Japan (a)Toskia Rajana 2500 on transport and packing. He fixed (e)None of these (b) Diskao Faso the labelled price of each calculator at 152. India today successfully test-fired its (c)Chingloa Chag Rs 320. However, he decided to give a potent nuclear-capable long range (d) Fisko Dishko discount of 5% on the labelled price. cruise missile ______from the (e) Kaisa Matomaki What is the percentage profit earned Integrated Missile Test Range in 160. 3.5 MW solar power project was by him? Chandipur, Odisha. inaugurated at the Hindustan a)14% b)15% (a)Nirbhay (b)Abhay Aeronautics Ltd airport in ______. c)16% d)20% (c) Kamav (d) Fatah (a) Chennai e)None of these (e) None of these (b) New Delhi 144. Two coal loading machines each working 153. Ministry of ______won gold in the (c) Mumbai 12 hours per day for 8 days handles 9, Web Ratna category in the recently (d) Bengaluru 000 tonnes of coal with an efficiency concluded Digital India awards, 2016. (e) Nagpur of 90%. While 3 other coal loading (a) Power and Energy 161. India has agreed to export 240 MW of machines at an efficiency of 80% set to (b) Foreign Affairs electricity additionally to ______. handle 12, 000 tonnes of coal in 6 days. (c) Health and Family Welfare (a)China (b)Pakistan Find how many hours per day each (d) Human Resource Development (c)Nepal (d) Bangladesh should work. (e) None of these (e) Srilanka a)16 h/day b) 20 h/day 154. K. N. Jagannatha Varma recently passed 162. Which of the following committees has c)24 h/day d)36h /day away was ______. given its recommendations on e) None of these (a) Malyalam singer “Financial Inclusion”? 145. 4 boys and 2 girls are to be seated in a (b) Malyalam director a. Malhotra Committee row in such a way that the two girls are (c) Malyalam cartoonist b. Shivaraman Committee always together. In how many different (d) Malayalam poet c. Rangarajan Committee ways can they be seated? (e) None of these d. Hilton Young Commission a)120 b)720 155. ______became the first free Wi-Fi city e. None of these c)148 d)240 in the North-East region. 163. Open Market Operations of a central e)None of these (a)Guwahati (b)Aizawl bank are sale and purchase of? (c)Dimapur (d) Agartala a. Foreign Currencies

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b. Corporate Securities a. *999# b. #*99# 179. A massive ice block off the Antarctica c. Trade Bills c. *99# d. 1*99# ____ ice shelf, 100 times the size of d. Government Securities e. None of the Above Manhattan, will break off, say e. None of these 172. What is the full form of QSAM? ecologists. 164. In the term STRIPS, the letter “S” a. Quality Service on Aadhaar Mapper a. Larsen A denotes _____ b. Query Sending on Aadhaar Mapping b. Larsen B a. Single b. Small c. Query Service on Aadhaar Mapper c. Larsen C c. Savings d. Stock d. Quality Service on Aadhaar Mapping d. None of the above e. Separateese e. Query Sending on Aadhaar Mapper e. All of the Above 165. SEBI was given additional statutory 173. Which of the following is a computer 180. Centre is set to ban how many power by the GOI through an based application and a secured way pesticides in India on the advice of an amendment to which act? of paying Non-Judicial stamp duty to expert committee? a. Negotiable Instruments Act 1881. the Government? a. 16 b. 17 b. Securities and Exchange Board of a. Commercial Papers c. 18 d. 19 India Act, 1992 b. E-stamp e. All of the Above c. Reserve Bank of India Act 1934 c. Treasury bill 181. Department of Telecommunications has d. Companies Act 1956 d. All of the Above launched IVRS for call drop issue. e. None of these e. None of the Above Customers will get calls from 166. What is the state flower of Tamil 174. Which of the following details can be a. 1955 b. 1947 Nadu?? used to verify the authenticity of an e- c. 1840 d. 1999 a. Silly. b. Red rose Stamp? e. None of the Above c. Rose d. Glory lily a. Certificate Number (UIN) 182. Which of the following is/are true e. None of these b. Stamp Duty Type (Description regarding Road Connectivity Project 167. What is the full form of ‘SFDA’?? of Document) for Left Wing Extremism (LWE) a. Small Farmers Development c. 6 character alphanumeric string Affected Areas? Agency. d. All of the Above 1) The scheme comes under Pradhan b. Small Farmers Development e. None of the Above Mantri Gram Sadak Yojana. Agenda 175. SHCIL will accept Stamp Duty 2) The fund sharing pattern will be c. Small Farmers Developing Agency Payment in ______only 90:10 for LWE affected areas. d. Sequre Farmers Development a. US$ a. Only 1 Agency b. Euro b. Only 2 e. None of these c. INR c. Both 1 and 2 168. When was the first World Book day d. None of the Above d. Neither 1 nor 2 observed? e. All of the Above e. Either 1 orv 2 a. 1994 in United Kingdom. 176. Where is China setting up the world’s 183. A pilot project to generate Bio- b. 1995 in United Kingdom highest altitude gravitation wave Hydrogen from sweet sorghum has c. 1996 in United Kingdom telescopes? been started in d. 1997 in United Kingdom a. Hong Kong a. Nagpur e. None of these b. Taiwan. b. Chandigarh 169. What is the capital of Uruguay?? c. Tibet c. Panipat a. United Kingdom. d. None of the above d. Hyderabad b. Juva e. All of the Above e. None of these c. Montevideo 177. NASA’s Hubble Space Telescope is 184. What is Mining Tenement System d. Gantago creating a roadmap for which (MTS)? e. None of these spacecrafts? a. Renting a mining block for very 170. Which of the following is a USSD based a. Voyager short period of time mobile banking service from NPCI that b. Challenger b. Leasing a mine to locals brings together all the Banks and c. Cassini c. Automating the entire mineral Telecom Service Providers?. d. None of the above concession life-cycle a. WAP e. All of the Above d. Mining using robots b. QSAM 178. Which IRCTC scheme has been e. None of these c. NUUP renamed? 185. Project ‘Sudoor Drishti’ is related to d. Both (a) and (b) a. IRCTC Connect a. Mining Sector e. Both (b) and (c) b. IRCTC Rail Connect b. Manufacturing Sector 171. In NUUP, a customer can access c. IRCTC Map c. Space and Astronomy Research banking services by just pressing d. IRCTC Rail Map d. Health Sector ______from his/her mobile phones. e. All of the Above e. None of these

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186. With effect from July 1, 2012, for 191. Which financial entities can issue In this context, which among the calculation of lending rates, the Reserve Certificate of Deposits (CDs)? following will not help RBI in Bank of India has advised banks to (a) Scheduled Commercial Banks, controlling the inflation in the country? switch over to the excluding RRBs (a) An increase in the Bank Rate (a) MSF Rate System (b) Financial Institutions permitted (b) An increase in the Reserve Ratio (b) Reverse Repo Rate System by RBI Requirements (c) Bank Rate System (c) Both (a) and (b) (c) A purchase of securities in the (d) Repo Rate System (d) BSNL open market (e) Base Rate System (e) None of the above (d) Rationing of the credit 187. An Equity share is also commonly 192. (The figures in this questions are (e) None of the above referred to as? imaginary). We suppose that Cash 196. Rashtriya Krishi Shiksha Divas is (a) ordinary share Reserve Ratio (CRR) in country’s celebrated on (b) debenture economy is 10%. The banking system a. 11th May (c) convertible share wish a cash deposits of Rs. 1000 Crore, b. 1st November (d) security receipt creates total deposits of Rs. 10,000 c. 3rd December (e) preferred stock Crores. The Reserve Bank wishes that d. 12th June 188. Which among the following companies bank should create more deposits. e. None of the above in India has a tie-up with the Japanese Which among the following step will 197. India has attained which position in Financial Nomura for insurance be taken by the Reserve Bank? global wind power installed capacity? market? (a) It will lower the Cash Reserve a. 10th b. 5th (a) ICICI Bank Ratio c. 4th d. 3rd (b) UCO Bank (b) It will raise the Cash Reserve Ratio e. None of the above (c) Kotak Finance (c) It will increase the Margin 198. Japan has launched a cargo ship carrying (d) LIC of India Requirements a space junk collector. What is it called? (e) None of the above (d) It will start selling Government a. Mounotori 189. As we all know, banks publish their Securities b. Kounotori quarterly performance to bring (e) None of the above c. Jounotori transparency in the system and also to 193. Bank rate means _____? d. None of the above give a clear picture of their performance (a) Rate of interest charged by e. All of the above to the public. How were results of commercial Banks from borrowers 199. Russian-Indian naval exercises are Quarter 2 different from the results of (b) Rate of interest at which scheduled from 14-21 Dec. What is the Quarter 1 of the listed banks including commercial banks discounted bills name of these exercises? giants like SBI & ICICI banks? of their borrowers a. Indra Navy 2016 (1) Performance was subdued in (c) Rate of interest allowed by b. Indra 2016 Quarter 2. commercial Banks from on their c. Navy 2016 (2) Yields on advances of almost all depositors d. Navy Indra 2016 listed banks have come down. (d) Rate at which RBI purchases or e. All of the above (3) Advances grew at a slower pace re-discounts Bills of Exchange of 200. AYUSH-QOL-2C formulation is related when compared to deposits. commercial Banks to (a) Only (1) is true (e) None of the above a. Cancer (b) Only (2) is true 194. What is an Indian Depository Receipt b. Diabetes (c) Only (3) is true (IDR)? c. Viral Fever (d) All (1), (2) & (3) are true (a) A deposit account with a Public d. Common Cold (e) None of the above sector Bank e. none of the above 190. One of the major challenges banking (b) A deposit account with any of the industry is facing these days is Depositories in India  deliberate efforts of some people to (c) An instrument in the form of bring money earned through illegal Depository Receipt created by an activities in circulation. Which of the Indian Depository against EXPLANATIONS following acts has been passed to underlying equity shares of the 1. b 2. d 3. a 4. a prevent this activity? issuing company 5. c 6. b 7. a 8. a (a) Payment & Settlements Act (d) An instrument in the form of 9. d 10. b 11. d 12. c (b) Banking Regulation Act deposit receipt issued by an 13. b 14. d 15. a 16. d (c) Negotiable Instruments Act Indian Depository 17. b 18. b 19. a 20. c (d) Narcotics and Psychotropic (e) None of the Above 21. a 22. a 23. c 24. a SubstanceAct 195. Many a times we read in the 25. b (e) Prevention of Money Laundering newspapers that RBI takes certain (26-30) ECBDFA Act steps to curb the menace of Inflation. 26. a 27. c 28. c 29. e

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30. d 31. c 32. e 33. c 34. a 35. b (71-75) 36. c 37. e 38. d 39. c 40. b 41. a 42. c 43. e 44. d 45. b 46. a 47. c 48. d 49. b 50. e (51-55) 51-e 52-a 53-e 54-b 55-e (56-60)

71-b 72-d 73-a 74-e 75-c (76-80) After careful analysis of the given input and various steps of rearrangement, it is evident that in the first

56-a 57-b 58-e 59-b 60-b (61-65) 61-a 62-e

63-e 64-b

65-c

(66-70) 66-c 67-a 68-e 69-b 70-e 76-e 77-b 78-d 79-a 80-c

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(81-85) 98-d 81-c 82-b 83-a 84-c 85-d 86-e 99-b 87-b 88-d 89-e 90-b (91-95)

91-c 92-d 93-d 94-b 95-e (96-100) 96-d

100-e (101-105) 101-c 102-c; Total actual demand in year 2006-2007 will be 97-c 14 218+  218 =218+30.52 =248.52 lt 100 The new total supply demand gap for the year =324-248.52 =75.48 103-d; Reqd. difference =255-255 = 0 225  200 104-b; Reqd. %= 100 =12.5% 200 310  285 105-c; Reqd. % = 100 =8.8 %(Approx) 285 (106-110) 106-b; Ratio of equivalent capitals for 1 month =30000  12 : (24000  4+18000  8) +(42000  4+32000  8) =360000 : 240000 : 424000 =90 :60 :106 =45 :30 : 53 Sum of ratios =45+30+53 =128 30 B’s share = 11960 =Rs 2803 128 14 107-c; Radius of cylinder = =7 cm 2 Height of cylinder = 14 cm Reqd. volume = πr 2h 22 = 7714 =2156 cu. cm. 7

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108-a; Sum lent at 6% rate of interest Rs x 115-d; From I and III S.I =19000-16800 =Rs 2200 x6 2 (16800  x)8 2   2200 100 100 12x 1680016 16x  220000  4x  268800  220000  x  Rs12200 109-b; Kapil’s present age = 12 years After 6 years, kapil’s age =18 years Father’s present age =36 -6 =30 years AB 5  cos600  BC  1 AC 2 Romila’s present age = 30 =7.5 years 4 5 a  ,b  5,and θ  600 110-c; n(A)=35, n(B)=45, n(A  B) =20 2 n(A B)  n(A)  n(B)  n(A B) =35+45-20 =60 1 We get area by A= ab sin C % of failed students in Hindi or English both =60% 2 Successful students = 40% (116-120) (111-115) 111-b; From I and II, Rate downstream =u +v =6 km/h Rate upstream =u –v =3 km/h 1 u  u  v u  v 2 1 9  6  3  km / h 2 2 From I and III, u + v =6 km/h

u u   6 3 4u 18 = 18 9 u   km / h 4 2

240 112-b; From I and II, Speed of train = =10 m/sec 24 113-d; From all the three statements, Total age of 11 students +1 teacher =14  12 =168 years Avg. Age of 11 students + teacher =Avg. Age of 11 students +3 Avg age of 11 students =14-3 =11 years Their total age =11  11=121 years Teacher’s age =168-121 =47 years 114-c; From II and III, 5 10 1 116-a; Reqd. % = 100   3 % =3.3% SI for two years =Rs 1200 150 3 3 Principal =10  1200 =Rs 12000 Thus we can find CI and Amount

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117-b; Reqd. ratio = 18: 26 =9 :13 x = -4, 5/2 118-c; Reqd ratio = 5:4 II. 2y2 + 19y +44 = 0 Or, y(2y +11)+4(2y +11) = 0 28  24 50 2 y = -4, or -11/2 119-d; Reqd. % = 100  16 % 24 3 3 Clearly, x  y 120-a; Reqd. ratio =10:11 128-c; I. 6x2 +77x +121 = 0 (121-125) Or, 6x(x +11) +11(x +11) = 0 121-d; Cannot be determined x = 11, -11/6 122-a; Total exports of X and Z from January to March = 300+120 II. y2 +11y -2y -22 = 0 =Rs 420 lakhs Or, y(y +11) -2(y +11) = 0 Total exports of X and Z from April to June = 290+145= Rs y = 2, -11 435 lakhs 129-b; I. x2 – 6x – 7 = 0 Or, x (x - 7) +1(x – 7) = 0 435  420100 x = -1, 7 Hence, % increase = = 3.57% 420 II. 2y2 +13y +15 = 0 Or, 2y (y +5) +3(y +5) = 0 123-b; According to the question, Overall exports of A in July = Rs y = -5, -3/2 246 lakhs 130-d; I. 10x2 – 7x +1 = 0 And in Aug =Rs 273.06 lakhs Or, 5x(2x – 1) – 1(2x – 1) = 0 Overall export of B in July = Rs 354 lakhs x = 1/5, 1/2 And in Aug = Rs 392.94 lakhs II. 35y2 – 12y + 1 = 0 Total export in January =210+145= Rs 355 lakhs Or, 7y(5y – 1) – 1(5y – 1) = 0 Total export in Aug=273.06+392.94 =666 lakhs y = 1/7, 1/5 Hence, difference = 666-355 =Rs 311 lakhs (131-135) 124-b; % increase in ‘Y’ during January to may of house ‘A’ 1.5  0.5 75  70 5 50 131-a; Lowest growth rate percent = 100 = 0.1 = 100 = 100 = % 70 70 7 1000 % increase in ‘Y’ during January to may of house ‘B’ 22 16.5 Highest growth rate percent = 100 = 0.55 80  40 1000 = 100 100% 40 Difference =0.55 – 0.1 = 0.45 6 50 132-d; Total births in USA =  250000000 = 1500000 Hence, reqd. ratio = =1:14 1000 7100 125-c; Percentage increase of ‘Z’ during March to June of house 6 Total deaths in Russia =  250000000 = 300000 85  55 1000 ‘B’ = 100 = 54.54% 55 Their difference =1, 500000 – 300000 = 1200000 Percentage increase of ‘Z’ during March to June of house ‘A’ 1200000 Reqd. % = 100 = 400% 55  30 250 300000 = 100  % 30 3 133-c; Percentage of infant mortality in the context of death rate in 3 6003 Japan = 100 = 46.15% Hence, required ratio = = 0.65 : 1 6.5 11 250 134-a; Let initial population = 100; then population after 2 years (126-130) 126-a; I. x2 2 – 24x +144= 0  5  Or, x(x – 12) – 12(x- 12) = 0 = 100 1  x = 12  1000  II. y 2 – 26y + 169 = 0 2 Or, (y -13)2 = 0 = 100  (1.005) y = 13 =100  1.01 = 101 Clearly, x < y Their difference = 101 – 100 = 1 127-d; I. 2x2 + 3x – 20 = 0 Hence, reqd. increase percentage = 1% Or, 2x (x +4) – 5(x +4) = 0 135-e 91 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MARCH - 2017

(136-140) 148-b; The series is  2+2,  2 – 2.... (repeated alternately) 136-a 137-b 138-a 139-c 140-b 149-e; The series is  0.5,  1.5,  2.5, ...... 141-c; Let the number of innings played in England be x. 150-b; The series is +13, -11, +7, -5, ...... Total runs scored in England = 46x 151. c 152. a 153. c 154. e 155. b 156. a Total runs scored for innings played in India = 55  4 = 220 157. a 158. c 159. e 160. d 161. c 162. c 163. d 164. e 165. b 166. d 167. a 168. b 46x  220 169. c 170. c 171. c 172. c 173. b 174. d Also, =48 175. c 176. c 177. a 178. b 179. c 180. c x  4 181. a 182. a 183. d 184. c 185. a 186. e 46x +220 = 48x +192 187. a 188. d 189. a 190. e 191. c 192. a 2x = 28 x= 14 193. d 194. d 195. c 196. c 197. c 198. b 142-b; Let son’s share = Rs S. 199. a 200. a Daughter’s share = Rs D And Wife’s share = Rs W  Also, S : W = W : D = 3 : 1 S : W : D = 9 : 3 : 1 Then S = 9x, D = x VANIK’S KNOWLEDGE GARDEN And 9x – x = 10, 000 x = Rs 1250 Important Nuclear Power Plant in India Total worth of the property = (9 +3 +1)x = 13x Plant Location State Capacity = 13  1250 = Rs 16, 250 Narora Atomic Power 143-a; CP of 150 calculators = 150  250 + 2500 = 37500 +2500 Narora Uttar Pradesh 440 MW = Rs 40000 Station Labelled price of 150 calculators =150  320 = Rs 48000 Rajasthan Atomic Rawatbhata Rajasthan 1180 MW Discount allowed = 5% Power Station SP of 150 calculators = 48000 -5% = Rs 45600 Tarapur Atomic Power Tarapur Maharashtra 1400 MW 5600 Station Profit % = 100 = 14 40000 Kakrapar Atomic Kakrapar Gujarat 440 MW Power Station N1  D1  R1  E1 N2  D2  R 2  E2 Kudankulam Nuclear 144-a; Here W = W Kudankulam Tamilnadu - MW 1 2 Power Plant N = R = 12h/day : N = 3R = ? 1 1 2 2 Madras Atomic Power Kalpakkam Tamilnadu - MW 90 Station E = W = 9, 000; 1 100 1 Kaiga Nuclear Power Kaiga Karnataka 660 MW 80 Plant

E2 = W2 = 12, 000 Madras Atomic Power 100 Kalpakkam Tamil Nadu 440 MW Station 281290 36 R 80  2 = 9,000100 12,000100

R2 = 16 h/day. Each machine should work 16h/day. 145-d; Assume the 2 given students to be together Now, there are five students. Possible ways of arrangement them are = 5! = 120 Now, they (two girls) can arrange themselves in 2! Ways. Hence, total ways = 120  2 = 240 (146-150) 146-c; The series is  2+13,  3+23,  4+33, ...... 147-e; The series is  1+1,  3+1,  5+3, ......

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PRACTICE SET FOR UPCOMING EXAM [IPPB-PO (MAIN)]

ENGLISH LANGUAGE a) Indian national banks do not have recession in the past, it is now any commitments in troubled gradually recovering and showing Directions (Q. 1-10): Read the following foreign markets. a positive growth. passages carefully and answer the b) These banks can never face a) Only (A) questions given below them. Certain financial crisis because of their b) Only (B) words/phrases have been printed in bold sheer size. c) Only (C) to help you locate them while answering c) These banks are ready to give d) Only (A) and (B) some of the questions. loans at a very low rate of interest e) Only (B) and (C) Despite the economic crunch worldwide that d) The public is ready to invest in 6. Which of the following strengthens the saw pulverization of some of the largest these banks because of the banking and finance giants, Indian banking finance minister’s statement about the knowledge that these banks get sound health of Indian banks with houses have managed to show positive strong support from the respect to the passage? growth this quarter. Some of India’s leading Government. (A) There have been no acquisitions national banks have posted a net profit rise e) None of these and mergers of Indian banks. of more than 40% over the last quarter amid 2. What does the phrase ‘shot in the (B) The Indian banks are recording a global turmoil. This would come as a big arm’ as used in the passage mean? positive growth. shot in the arm for the investors and a) Shock (C) Layoffs have been observed consumers of these banks even though b) Fear worldwide. apprehension is mounting on other banking c) Encouragement a) Only (A) and (B) and broking firms worldwide. One of the d) Anxiety b) Only (A) and (C) main reasons behind the success of these e) None of these c) Only (A) banks this quarter, would be their direct 3. How, according to the author, is the d) Only (B) backing by the Government of India. People current recession beneficial? e) All (A), (B) and (C) take solace in their investments in public a) Worldwide companies have sector watching the bailout packages being realised that India is a strong Directions (Q. 7-8): Choose the word/ cashed out by governments all over the world power to reckon with. group of words which is most similar in to save big business houses. b) India is surging ahead of the other meaning to the word/group of words Other private banks in India have also Companies throughout the world. printed in bold as used in the passage. reported a substantial net profit over the c) After the recession is over 7. TURMOIL last quarter. Given the international and international companies will turn a) danger b) shock domestic scenario, one cannot put this down to India for investment. c) sadness d) fear as a mundane achievement. While others d) Recession is bringing down the e) chaos are on a cost- cutting spree and firing prices of essential commodities. 8. PULVERIZATION employees, Indian companies are actually e) None of these a) polarisation working on boosting staffing in banking and 4. What, according to the author, will be a b) mashing broking sectors. This can be seen as a big big boon in the days to come? c) debasement boon in the days to come when the current a) The economy coming back on the d) fall recession eases and the economy gradually fast track e) crushing comes back on to the fast track. The finance b) The slowing down of the minister has assured Indian public about the economy Directions (Q. 9-10): Choose the word/ sound health of all Indian banks. This could c) Increased hiring in Indian financial group of words which is most opposite in also be evident from the fact that there have sector in times of economic meaning of the word/group of words been no mergers and takeovers in Indian slowdown printed in bold as used in the passage. banking sector in a contrast to world scenario d) The cost cutting carried out by all where finance houses are looking for mergers the companies 9. THRIVE to cut costs on operations. We definitely e) None of these a) succeed are not looking to thrive; rather we are 5. Which of the following statements is/ b) deteriorate looking for growth. It is just that the pace of are definitely true in the context of the c) worry growth is a little slow now as compared to a passage? d) tremble year or two before. These are hard times to (A) India has not been affected by the e) strive test the hard. The weak in business and economic slowdown. 10. MUNDANE career will be weeded out and it is sometimes (B) Indian banks are showing growth a) extraordinary very beneficial for business in the long run. in this quarter despite the b) regular c) severe 1. What, according to the author, is the recession. d) visionary reason for the success of Indian national (C) While banking industry in the e) routine banks in this quarter? West was severely affected by 93 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MARCH - 2017

Detection(11-20): Read each sentence groundwater in small amount (d)/ No c) meticulous, forming given below and find out whether there error (e) d) suspicious, assembling is an error in it. The error if any will be 20. Almost all colours available in market e) watchful, contemplating one of the parts of the sentence which (a)/ are sold as ‘herbal’ colours(b)/ while are marked as a, b, c and d. If there is no the packets hardly have detailed(c)/ Directions (Q.26-30): Rearrange the error, the answer will be (e) i.e. No error. about the ingredients used in it (d)/ No following seven sentences (A), (B), (C), (Ignore the errors of punctuation, if any) error (e) (D), (E), (F) and (G) in the proper sequence to form a meaningful 11. The low learning levels is due to the fact Directions (Q. 21-25): In each of the paragraph and then answer the (a)/ that the state spends 87% of its following sentences there are blank questions given below. budget (b)/ on salaries of its teachers spaces. Below each sentence there are A. After the scheme is approved by (c)/ and not on infrastructure five pairs of words denoted by the the requisite majority, the scheme development for students (d)/ No error numbers a, b, c, d and e. Find out which has to be submitted to the RBI (e) pair of words can be filled up in the blanks for sanction. 12. Recent incidents of tigers straying have in the sentence in the same sequence to B. A banking company may be brought to focus (a)/ the lack of proper make it grammatically correct. amalgamated with another banking regulatory mechanism and powers with company under section 44 of the the forest department (b)/ to take 21. Very large and ______systems, Banking Regulation Act. action against the resorts (c)/ whether in government or in the C. The order of sanction of mushroom in forest fringes (d)/ No corporate sector, need a high degree of amalgamation by the RBI will be error (e) skills and______to be run the conclusive evidence of 13. The beauty of the palace comes alive efficiently. amalgamation. (a)/ when over a lakh bulbs (b)/ is a) complex, competence D. For this purpose, a scheme has to switched on between 7pm and 7.45pm b) new, courage be prepared, containing the terms (c)/ on specific days (d)/ No error (e) c) raw, expertise of such an amalgamation in a draft, 14. In view of the rising complaints (a)/ of d) big, advice and placed before the shareholders unscrupulous financial institutes e)small, knowledge of the two companies separately duping people with luring them (b)/ 22. The sub-optimal level of education and for their approval. with handsome returns on their skills ______by a majority of our E. The Reserve Bank may also direct investments, the police have appealed schools and institutions of higher that the amalgamated company (c)/ to the citizens to stay away from learning is the______reason for low will stand dissolved from any such companies(d)/ No error (e) levels of competence. specified date and intimated the 15. More and more cab drivers are a) reciprocated, only Registrar of Companies approaching the regional transport b) imparted, primary accordingly. office (RTO) (a)/ to obtain identity c) aggravated, first F. On sanction by the Reserve Bank, cards (b)/ after the transport office d) communicated, sole the assets and liabilities of the intensified action against errant drivers e) transmitted, secondary amalgamated company pass to the (c)/ in the last season (d)/No error (e) 23. When celebrities ______a banking company, with which it 16. The tiger population in the sanctuary product, they do so knowing that their is to be amalgamated. (a)/ is expected to increase from the endorsement will______people G. The scheme has to be approved estimated 76 to around 100 (b)/ during to buy it. by a resolution passed by majority the seasonal migrate(c)/ as the tigers a) advocate, dissuade members representing two-thirds follow their preys(d)/ No error (e) b) assure, discourage in value of the shareholders of each 17. The manner in which they zoo officials c) endorse, persuade company present in person or by (a)/ have left space below the fence (b)/ d) discourage, persuade proxy. has affected the entire objective (c)/ of e) confirm, impress having a protect fencing around the 24. I am not ______about your success 26. Which of the following should be the pond (d)/ No error (e) because your ______approach to LAST (SEVENTH) sentence after 18. With more fire cases reported (a)/ during study is disappointing. rearrangement? the summer season, the department has a) despaired, irresolute a) A b) F decided (b)/ not to sanction long b) hopeful, regular c) G d) D leaves,(c)/ unless the staff has a c) optimistic, perfunctory e) C emergency (d)/ No error (e) d) happy, reckless 27. Which of the following should be the 19. Cold conditions have developed over e) bright, superficial FIFTH sentence after rearrangement? the region (a)/ and to protect the 25. Being extremely______, he a) E b) F standing crop from the harsh examines every detail of the case before c) C d) B weather,(b)/ it is suggested to kept the ______his opinion. e) A plantation wet (c)/by sprinkling a) cautious, completing 28. Which of the following should be the b) eccentric, refining THIRD sentence after rearrangement?

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a) C b) A 36. (a) extensively c) ABC d) BCA c) D d) G (b) somehow e) BCF e) B (c) extremely 45. Who is the lightest person in the 29. Which of the following should be the (d) hastily students? FIRST sentence after rearrangement? (e) sometime a) F b) D a) B b) F 37. (a) ensured (b) provided c) C d) A c) C d) A (c) enabled (d) deprived e) none of these e) D (e) made 30. Which of the following should be the 38. (a) During (b) Since Direction: (Q.46 – 50) In each question SIXTH sentence after rearrangement? (c) From (d) Through below are two statements followed by two a) G b) B (e) Besides conclusions numbered I and II. You have c) E d) C 39. (a) while (b) usual to take the two given statements to be e) F (c) neither (d) often true even of they seem to be at variance (e) either with commonly known facts and then Directions (Q.31-40): In the following 40. (a) threatens (b) meaning decide which of the given conclusion passage there are blanks, each of which (c) fearing (d) imply logically follows from the two given has been numbered. These numbers are (e) naturally statements, disregarding commonly printed below the passage and against known facts. each, five words are suggested, Find out REASONING ABILITY the appropriate word in each case. 46. Statements: -No boy is a graduate. Our company has set up a foundation which Direction (41-45): Study the following Some graduates are girls. All girls are intelligent. i s (31) to spreading literacy. To (32) to this information carefully to answer the cause the foundation has a project called ‘A given questions Conclusions: -I. All boys being Library for Every School’ through (33) the A, B, C, D, E, F, G and H are eight students intelligent is a possibility II. foundation donates books mainly to in the class. Three of them study English No boy is a girl. government school libraries so that children and Commerce each and two of them study a) If only conclusion I follows. have easy (34) to books on a variety of . Each one of them has a different b) If only conclusion II follows. subjects. In my (35) as a Chairperson of the weight. c) If either conclusion I or II follows. Foundation I travel (36) in rural areas. All  The heaviest does not study d) If neither conclusion I nor II follows. this travelling has (37) me to understand Sanskrit and the lightest does not e) If both conclusions I and II follow what children want to read in different parts study English. 47. Conclusions: I. No intelligent is a of the country. (38) my travels I frequently  F is heavier than A and D, but graduate I. At least some intelligent stay in the houses of people I meet as (39) lighter than H and B. E, who does are graduates. there are no hotels in small towns and not study English, is heavier than a) If only conclusion I follows. villages that I visit. In India a guest is always B and is the second heaviest. G is b) If only conclusion II follows. treated well; an old Sanskrit saying is Atithi lighter than D but heavier than A. c) If either conclusion I or II follows. Devo Bhava (40) that God comes in the form  H, who is fourth from the top, d) If neither conclusion I nor II follows. of a guest. studies Commerce along with D. e) If both conclusions I and II follow  G does not study either English 48. Statements: Some people are buyers. 31. (a) dedicated or Sanskrit. B does not study No buyer is market. Some markets are (b) responsible Sanskrit not malls. (c) trying Conclusions: I. All markets being (d) catered 41. Who is the heaviest? people is a possibility. (e) involved a)E b) B II. No market is people. 32. (a) awaken (b) further c) C d) D a) If only I follows. (c) aim (d) contribute e) none of these b) If only II follows. (e) perform 42. Who among the following is lighter than c) If either I or II follows. 33. (a) those (b) which D? d) If neither I nor II follows. (c) whom (d) where a) C b) G e) If both I and II follow. (e) these c) E d) F 49. Statements: Some people are buyers. 34. (a) opportunity e) none of these No buyer is market. Some markets are (b) admission 43. Which of the following pairs studies not malls. (c) purchase Sanskrit? Conclusions: I. Some malls are buyers. (d) access a)FG b) AC II. Some buyers are not malls. (e) contact c) CE d) BE a) If only I follows. 35. (a) feeling (b) decision e) AE b) If only II follows. (c) role (d) knowledge 44. Which of the following groups of c) If either I or II follows. (e) order students studies English? d) If neither I nor II follows. a) ABF b) BCE e) if both I and II follow.

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50. Statements: Some songs are not tunes. 53. Name of father, mother and age of E? the following is Q related to following All tunes are drums. Some tunes are a) Mohit, Nita & 6 the same pattern? sticks. b) Rahul, Sita & 9 a) A b) B Conclusions: I. Some drums being c) Sourav, Geeta & 9 c) C d) D songs is a possibility. d) Ritesh, Veena & 6 e) None of these II. All those drums which are tunes can e) Can’t be determined 59. Which of the following wards are at the be songs. 54. What is the name and the age of Ritesh’s ends of the building? a) If only I follows. child? a)C, B b)U, Q b) If only II follows. a) B & 6 c)C, D d)R, T c) If either I or II follows. b) E & 9 e)None of these d) If neither I nor II follows. c) C & 4 60. Which of the following statements is e) If both I and II follow. d) C & 5 true about P ? e) Can’t be determined a) Ward P is 2nd from the right end Direction (51-55) Study the following 55. What are the names of Mohit’s wife and b) Ward S is not adjacent to ward P information carefully to answer the his child? c) Ward A is not the neighbour of given questions a)Sita & A that ward which is opposite P There are five married couples in a family b)Veena & D d) Ward F is opposite ward P and there is a child to every couple. Ages of c)Nita & D e) None of these children are 3,5,6,4 and 9 years. d)Rachita & A  Names of male are Rahul, Harish, e)Can’t be determined Directions (61–65) Study the information Sourav, Ritesh and Mohit but not below and answer the following necessarily in the same order. Direction(56-60): Study the following question: –  Names of female are Geeta, Veena, information carefully to answer the In a certain code language, Sita, Nita and Rachita. but not given questions ‘Thin paper neatly folded’ is written as necessarily in the same order. Twelve wards P, Q, R, S, T, U, A, B, C, D, @D6, %R5, !N4, ?Y6  Names of children are A, B, C, D E and F of a hospital are in two parallel ‘Four people from USA’ is written as @M4, & E. but not necessarily in the buildings. Building 1 is facing south and %E6, #A3, @R4 same order. Building 2 is facing north. Wards P, Q, R, S, ‘Urban development programme launched’  Name of Rahul’s child is not C T and U are in Building 1and wards A, B, C, is written as % E9, *T11, #N5 &D8 and E and he is not eldest or D, E and F are in Building 2. Each ward of ‘Dhaya likes forties hero’ is written as @E7, youngest. Building 1 is exactly opposite the other ward &E5, *A5, $O4  Age of Sita’s child is 6 years and in Building 2. her husband is one among Harish,  Ward C, which is at one of the 61. The code for the word ‘People’ is Sourav and Mohit. ends of the building, is second to a)@M4 b)%E6  Age of D is 3 years but she is not the left of ward F c)#A3 d)@R4 a child of Sourav.  There are two wards between e)None of these  A’s age is multiple of 3 but she is ward A and B 62. The code ‘ *A5 ‘ denotes which of the not a child of Rahul and Geeta.  There is only one ward between following word ?  Veena’s husband is Sourav or ward S and T a)Likes b)Hero Mohit  Ward U is third to the right of Q c)Forties d)Dhaya  Age of Rachita’s child is 5 years  Ward U is not opposite either C e)None of these but the name of the child is not B or F. 63. The code word of ‘Four’ is and E.  Ward S and T are not opposite C. a)@R4 b)%E6  Geeta is wife of Sourav. Ward P is adjacent to ward S c)@M4 d)#A3  Ward D, which is not opposite T, e)None of these 51. What is the age of B? is not adjacent to A. 64. ‘#’ denotes which letter of the given a) 6 56. Which ward is opposite Q? words ? b) 4 a) E b) D a)N b)F c) 5 c) B d) A c)L d)D d) 9 e) None of these e)U e) Can’t be determined 57. How many wards are there between 65. According to the given code word, what 52. What is the name of Rahul’s wife? wards R and S? will be the code for ‘ Data Line reach a) Nita a)Four b)Three points’ ? b) Sita c)Two d)One a)*4A &4E @5H %6S c) Rachita e)None of these b)*4A &4E !5H %6S d) Veena 58. Ward R is related to ward E in the same c)*4A &4E #5H %6S e) Can’t be determined way as ward U is related to B, based d)*4A &4E $5H %6S on the given arrangement. Who among e)None of these

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Directions(66-70): These questions are II. H is 14th from the right end of the is no sign of it softening in the coming based on the following information. row and there are eight students months. A,B,C,D,E,F,G,H, eight members of a family between H and A. Course of action : sit around a circular table. The following 72. What is the code of ‘7’ in a certain code? I. Farmers should be asked by the information is known about them: There are I. ‘734’ stands for ‘DH%’ and ‘348’ govt. to sell their product at lower three married couples in the family. E is third stands for ‘D*%’ in that code. prices. to the right of B, and exactly two persons II. ‘127’ stands for ‘H*$’ and ‘375’ II. The govt. should initiate steps sit between G and E. C is to the right of his stands for ‘&@H’ in that code. like reducing govt. taxes on grandson. F is the son-in-law of D and his 73. What is the distance between points P essential commodities daughter is A who sits to the left of her aunt and Q? 79. A large part of the locality was flooded E, who is opposite D. G and E are sisters- I. Point Y is exactly midway as the main pipe supplying drinking in-laws. H is unmarried, while F has no between points P and Q. Point Y water burst while the workers of a siblings. Each couple has at least one child. is 6 km towards South of point utility company were laying cables in K. the area 66. ______sits to the right of H. II. Point P is 6 km towards the West Course of action: a) A b) B of point K. I. The civic authority should c) C d) D 74. How is A related to B? immediately arrange to repair the e) None of these I. B is the only brother of R, whose damage and stop loss of water 67. Who is wife of B? father is Q. II. The civic authority should seek a)C b)E II. A is the only son of G, who is an explanation and compensation c)A d)D only sister of R. from the utility company for the e)G 75. To which direction puneet is facing? damage caused by them 68. ______is the daughter of D I. If Puneet turns 135o to his right, a) B b) A he will be facing West. Direction(Q.80-82) Study the following c) G d) E II. If Puneet turns 45o to his right, he information carefully to answer the e) F will be in the opposite direction given questions 69. ______sits opposite C’s son. of Suresh who is facing North. In a family there are 6 members P, Q, R, X, a)H b)E Y and Z. R is the sister of Z. X is the father c)G d)F Direction (76-79): In each question of P and grandfather of Z. Q is the brother e)Cannot be determined below is given a statement followed by of Y’s husband. There are three brothers, 70. _____is 3rd places away to the left of B two courses of action numbered I & II. one mother and two fathers. a)His son On the basis of information given in the b)His father statement to be true, then decide which 80. Who is the mother of R? c)His mother of the following suggested courses of a) Q b) Z d)Her father\ action logically follow(s) for pursuing. c) Y d) X e)Either her mother or father Give your answer as- e) None of these a)If only I follows 81. How many females are there in the Directions (71-75): Study the following b)If only II follows family? information carefully to answer the c)If either I or II follows a) One b) two given questions d)If neither I nor II follows c) three d) four (a) If the data in statement I alone is e)If both I and II follow e) None of these sufficient to answer the question. 82. Which of the following is the group of (b) If the data in statement II alone is 76. You can win over new people by your brothers ? sufficient to answer the question. warm smile a) PQZ b) PRZ (c) If the data either in statement I Assumptions: c) XZP d) QRZ alone or statement II alone are I. It is possible for us to smile e) None of these sufficient to answer the question. warmly at unknown people 83. Sumit starts his journey by walking in (d) If the data given in both I and II II. It is necessary to win over new South direction. After travelling a together are not sufficient to people distance of 60 m, he turned to his right answer the question. 77. Please do not use lift while going down- and travelled 45 m. Then he goes 30 m (e) If the data in both the statements an-instruction on the top of a five- towards North and further travels by I and II together are necessary to storey building turning 45o in clockwise direction. In answer the question. Assumptions: what direction is he travelling now? I. While going down the lift is unable a) South-west 71. What is A’s position from the right end to carry any load b) North-east in a row of 30 students? II. Provision of the lift is a matter of c) North-west I. A is third to the right of B, who is facility and not of right. d) South-east twelfth from the right end. 78. The rate of inflation has reached its e) East highest in last twenty years and there

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84. Ram started walking towards North. QUANTITATIVE APTITUDE in 2010 is 14:9, what is the number of After walking for 5 m, he turned to his qualified candidates from State P in right where he walked 10 m before he Directions (Q. 91-95): Study the table 2010? took the left turn. Now he walked for carefully and answer the given questions. a)252 b)207 5 m and then took a right turn. He Note: few values are missing in the table c)216 d)234 walked for 4 m and then finally stopped (indicated by-). A candidate is expected to e)198 after turned to his right to add calculate the missing value, if it is required 96. A started a business. After 4 months additional 8 m to his journey. At what to answer the given questions on the basis from the start of the business, B and C distance is he from the starting point? of the given information. joined him. The ratio of the investments of A, B and C was 4:6:5. a) 10 m b) 10 m 2 If A’s share in annual profit was Rs 250 more than that of C, what was the c) 20 m d) 18 m 2 total annual profit earned? e)None of these a)Rs 3740 b)Rs 3910 85. If a meaningful word can be formed using c)Rs 4250 d)Rs 4900 the second, the third, the fifth and the e)Rs 4760 eighth letters of the word COURTIER 97. A person has to travel from point A to exactly once, mark the last letter of that point B in a certain time. Travelling at word as the answer. If more than one a speed of 5 kmph he reached 48 word can be formed mark Q as the minutes late, and travelling at a speed answer. If no meaningful word can be of 8 kmph he reaches 15 minutes earlie. formed mark H as the answer. 91. Out of the number of qualified candidates What is the distance between point A a)R b)T from state P in 2008, the ratio of male and B? c)H d)U to female candidates is 11:7. If the a)15 km b)9 km e)Q number of female qualified candidates c)12 km d)18 km 86. In a code language, if ‘TIGER’ is coded from State P in 2008 is 126, what is e)14 km as ‘GRTVI’ and ‘EAGLE’ is coded as the number of appeared candidates 98. The ratio of the curved surface area to ‘VZTOV’, how is the word ‘RABBIT’ (both male and female) from State P in the total surface area of a cylinder is coded in that language? 2008? 4:5. If the curved surface area of the a)JZYYRG b)IZYYRG a)630 b)510 cylinder is 1232 cm2, what is its height? c)IYYZRG d)GRYYZI c)570 d)690 (in cm) e)None of these e)540 a)12 cm b)8 cm 87. If the digits in the number 92. The number of appeared candidates from c)10 cm d)4 cm 6763985142389 are arranged in the State Q increased by 100% from 2006 e)16 cm ascending order, then how many digits to 2007. If the total number of qualified 99. A bag contains 3 red balls, 5 yellow balls remain in their places? candidates from State Q in 2006 and and 7 pink balls. If one ball is drawn at a)Three b)None 2007 together is 408, what is the random from the bag, what is the c)One d)Two number of appeared candidate from probability that it is either pink or red? e)Four State Q in 2006? 88. In the English alphabet what is the 3rd 1 2 a)380 b)360 a) b) letter to the left of the 8th letter to the c)340 d)320 3 3 right of the 5th letter to the left of M? e)300 a)L b)M 93. What is the difference between the 11 1 c)N d)O c) d) number of qualified candidates from 15 15 e)P State P in 2006 and that in 2007? 89. How is A related to R, if A’s mother’s a)12 b)22 husband’s only daughter’s son is R? 8 c)14 d)24 e) a)Mother e)16 15 b)Father 94. If the average number of qualified c)Uncle candidates from State Q in 2008, 2009 Directions (Q.100-102): Each of the d)Aunt and 2010 is 210, what is the number of questions below consists of a question e)Cannot be determined qualified candidates from State Q in and two statements numbered I and II 90. Four out of the following five are alike 2010? given below it. You have to decide and hence form a group. Find the one a)191 b)195 whether the data provided in the which does not belong to that group. c)183 d)187 statements are sufficient to answer the a) BDF b) DHL e)179 question. Read both the statements and c) FLR d) HPY 95. If the ratio of the number of qualified give answer e) JTD candidates from State P in 2009 to that

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a) If the data in statement I alone are 2 of question mark (?) in the following sufficient to answer the question, 105. 56.55  ? questions? (you are not expected to while the data in statement II alone a)3160 b)3198 calculate the exact value.) are not sufficient to answer the c)3249 d)3205 109. 8686  5204  7507 question. e)2975   b) If the data in statement II alone  2840  7099  6200  ? are sufficient to answer the Directions (Q.106-107): Each of the   question, while the data in questions below consists of a question statement I alone are not sufficient and two statements numbered I and II a)1.91 b)2.71 to answer the question. given below it. You have to decide c)1.66 d)2.05 c) If the data either in statement I whether the data provided in the e)1.33 alone or in statement II alone are statements are sufficient to answer the 110. (676% of 990)+4880=? sufficient to answer the question. question. Read both the statements and a)11572 b)12688 d) If the data in both the statements give answer c)13560 d)12401 I and II together are not sufficient a) If the data in statement I alone are e)11102 to answer the question. sufficient to answer the question, Directions(Q. 111-113): What will come e) If the data in both the statements while the data in statement II alone in place of question mark (?) in the given I and II together are necessary to are not sufficient to answer the number series? answer the question. question. b) If the data in statement II alone 111. 15 47 122 ? 511 895 100. What will be the cost of fencing of a are sufficient to answer the a)252 b)256 circular park? question, while the data in c)262 d)266 I. The area of the circular park is statement I alone are not sufficient e)276 1386 sq m. to answer the question. 112. 16 24 ? 54 81 121.5 II. The cost of fencing is Rs 4 per c) If the data either in statement I a)30 b)34 metre. alone or in statement II alone are c)36 d)22 101. What was the percentage of discount sufficient to answer the question. e)26 given on the marked price of the TV? d) If the data in both the statements 113. 1320 1716 2184 2730 ? 4080 I. 15% profit was earned by selling I and II together are not sufficient a)3280 b)3180 the TV for Rs 14950. Has there to answer the question. c)3380 d)3360 been no discount, the profit e) If the data in both the statements e)3160 percentage would have been 30%. I and II together are necessary to 114. The length of a rectangle is increased II. The cost price of the TV was Rs answer the question. by 20%. By what percent should the 10000. width be decreased to maintain the area? 102. What is the area of a circle? 106. How many students are there in the a)15% b)14% I. The diameter of the circle is 45 class? cm less than its circumference. I. The number of boys is 40 more 2 2 II. The radius of the circle is equal to than that of girls. c) 16 % d) 14 % the length of a rectangle whose II. The difference between the no. Of 3 3 perimeter is 39 cm. boys and that of girls is 20% of the number of girls. 2 e) 11 % Directions (Q.103-105): What 107. Find the number which is divisible by 3 approximate value should come in place 3. 115. Three pipes X, Y and Z can fill a tank of question mark (?) in the following I. The square of the number is in 40 hours, 30 hours and 60 hours questions? (you are not expected to divisible by 9. respectively. If all the pipes are opened calculate the exact value.) II. The number lies between 721 and together, in how much time will the 724. 103. 65987÷62×6=? tank be full? 108. A alone can do a piece of work in 5 a)6538 b)6187 a)13 h 45 min days. B can do the same piece of work c)6386 d)6281 b)12 h 40 min in 4 days. A and B are assigned to do e)6440 c)13 h 20 min the work for Rs 2400. They complete d)12 h 40 min the work in 2 days with the help of C. 104. 5689  ? e)12 h 50 min How much is to be paid to C? a)81 b)77 a)Rs 300 b)Rs 480 c)79 d)75 Directions(Q. 116-117): What will come c)Rs 260 d)Rs 240 e)74 in place of question mark (?) in the given e)Rs 290 number series? Directions (Q. 109-110): What 116. 17 305 449 521 ? 575 approximate value should come in place a)555 b)565

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c)557 d)536 c)Rs 35906.25 127. What is the ratio of the total number of e)552 d)Rs 28500.50 males to the total number of females 117. 7 25 61 121 211 ? e)Rs 32860.75 who are non-graduates? a)271 b)337 122. If the profit earned by the company in a)3:8 b)8:3 c)296 d)324 the year 2009 was Rs 81000, then what c)4:5 d)5:3 e)284 was the income of the company in that e)8:5 118. A certain amount of money is to be year? 128. What is the sum of the number of divided among P, Q and R in the ratio a)Rs 189000 b)Rs 216500 females who are graduates and the of 4:7:9 respectively. If the amount c)Rs 153860 d)Rs 258900 number of males who are non- received by R is Rs 4000 more than e)Rs 318560 graduates? the amount received by Q, what is the 123. The percentage profit earned by the a)216 b)270 total amount received by P and Q company in the year 2007 was what c)108 d)220 together? per cent of the percentage profit earned e)308 a)Rs 16000 by the company in the year 2011? 129. The number of males who are non- b)Rs 22000 (Approximately) graduates is what per cent of the c)Rs 18000 a)39% b)51.5% number of females who are graduates? d)Can’t be determined c)43.25% d)58.25% e)None of these e)46% 1 a)50% b) 33 % Directions (Q.119-123): Study the Directions (Q. 124-125): In the given 3 following graph carefully and answer questions two equations are given in c)18% d)45% the questions given below: each question. You have to solve both the e)None of these Percentage profit earned by the equations and then given answer. 130. The difference between the simple company over the years interest and the compound interest 124. I. x2+9x-36=0 compounded annually at the same rate II. y2-2y-24=0 of interest on a sum of money at the a)x=y or relationship can’t be end of two years is Rs 162. What is established definitely the rate percent per annum? b)xy to answer the question 125. I. 6x-5y=17 e) 5 II.3x-4y=13 a) x>y Directions (Q. 131-135): Study the b) x  y following graph carefully to answer the c) x=y or relationship can’t be questions that follow: established The bar graph shows the number of students in different universities and 119. What is the average profit earned by d) x y  the line graph shows the percentage of the company over the years? e) x

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137. I. x2-20x+99=0 a) Australia II. y2-18y+72=0 b) Canada a) xy d) Mexico c) x=y or relationship can’t be e) none of these established 143. The organisation known as “Tarun d) x  y Bharat Sangh” a) Promotes decentralised, e) x y  community-led management of 138. Rohit Raj bought 25 kg of rice at Rs 42 natural resources. per kg and 15 kg of rice at Rs 52 per kg. b) Rescues victims of human What percent profit did he get when trafficking and rehabilitates them. he mixed the two varieties together and c) Creates awareness about, as well sold it at 48.80 per kg? as protect and defend human rights 131. What is the total percentage of boys in 2 2 as enshrined in the Universal University C and E together with a) 16 % b) 6 % Declaration of Human Rights. resepect to the number of student in 3 3 d) Identifies and educates village these universities? communities on the causes and a)45.23% b)38.07% 1 2 effects of gender violence, and c) 33 % d) 18 % c)69.90% d)61.92% 3 3 offers services that address the e)57.71% needs of abused and violated 132. What is the total number of boys in 2 women. University D? e) 12 % e) none of these a)2895 b)3150 3 144. Recently, our scientists have discovered c)3480 d)3295 139. A can walk a certain distance in 20 days a new and distinct species of ginger e)3084 when he rests 6 hours a day. How long plant whose fleshy tuberous roots is 133. The total number of students in will he take to walk the distance twice used locally for its medicinal values. In University B is what per cent of the as fast and resting twice as long each which part of India has it been total number of students in University day? discovered? F? a)60 days b)24 days a) Andaman and Nicobar Islands a)110% b)95% c)30 days d)40 days b) Mishmi Hills c)82.3% d)107% e)80 days c) Gurjhat Hills e)115% 140. A 280-metre-long train crosses another d) Sharavati Wildlife Sanctuary 134. What is the average number of boys in 360-metre-long train running in the e) none of these University C and D together? opposite direction in 12.8 seconds. If 145. In the early 2000s, this state hardly a)2486 b)2932 the speed of the first train is 80 kmph, had any “akharas” that trained girls; c)2625 d)3564 what is the speed of the second train now there are several. This state is also e)3280 (in kmph)? known for its low sex-ratio. The 135. What is the ratio of the number of girls a)80 b)85 national “Beti Bachao, Beti Padhao” in University A to that of girls in c)100 d)120 campaign of the Union Government University F? e)105 was launched from this state. Which a)7:10 b)6: 13 state/region is being referred to here? c)5:9 d)17:23 BANKING AWARENESS a) Rajasthan e)8:25 b) Haryana 141. Which of the following can be used to c) Punjab check the authenticity of the Directions (Q. 136-137): In the given d) Delhi Certificate? questions two equations are given in e) none of these a. PAN Number each question. You have to solve both the 146. Section 126 of Representation of the b. Unique Identification Number equations and then given answer. People Act, 1951, prohibits displaying c. A/C Number 2 any election matter by means, inter 2 d. All of the Above 136. I. x=(-3) II. 3 alia, of television or similar apparatus, y  64 e. None of the Above for how long a duration before the hour a) x>y 142. In what is being called a ‘radical fixed for conclusion of poll in a b)x

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c) One week c)1 and 3 Only d)Beawar, Rajasthan d) 48 hours d)1, 2 and e) none of these e) none of these e)none of these 156. The Supreme Court of India banned 147. “Ekta aur Anushasan” is the motto of 152. Which among the following is/are key the sale of firecrackers due to rising the features of the ‘Pradhan Mantri Yuva levels of pollution in which one of the a) Bharat Scouts and Guides Yojana’? following regions? b) Indian Army 1. It will provide entrepreneurship a)Varanasi c) National Cadet Corps education and training to over b)Lucknow d) National Service Scheme seven lakh students. c)Bhopal e) none of these 2. The scheme will span over five d)National Capital Region 148. The Government recently decided to years. e)none of these constitute a Committee to study the 3. Massive Open Online Courses 157.The International Maritime existing sports governance frame work, (MOOCs) will be utilised to Organisation ‘Award for Exceptional issues relating to sports governance in implement it. Bravery at Sea’ is an annual award was the country, recent developments Select the correct answer using the code established to provide international related to sports governance, including given below: recognition for those who, at the risk court judgments & international best a)1 only of losing their own life, perform acts practices and make recommendations b)2 and 3 only of exceptional bravery, displaying on bringing out a comprehensive c)1 and 3 only outstanding courage in attempting to National Sports Development Code d)1, 2 and 3 save life at sea or in attempting to across sports disciplines. Its chairman e) none of these prevent or mitigate damage to the will be 153. A new digital payments app called marine environment. Who became the a) “BHIM”, was recently launched. In first woman in the world to win the b) Injeti Srinivas this context, consider the following 2016 award? c) Prakash Padukone statements: a)Aditi Ashok d) Ratan Watal 1. Users can send money to people b)Radhika Menon e) none of these who don’t have the app. c)Mary Bajpayee 149. ‘Bachpan Bachao Andolan’ is a 2. The app is based on the United d)PV Sindhu grassroots movement for the protection Payments Interface. e) none of these of children and ensuring their quality 3. It will support Aadhaar-based 158. Which of the following statements is/ education. It is an organisation payments. are correct? established by Which of the statements given above 1. Agni-V is a surface-to-surface a) The Ministry of Women and is/are correct? missile. Child Development a)1 and 2 only 2. Agni-V can be fired from a canister b) The Ministry of Human Resource b)2 Only mounted on a military truck. Development c)1 and 3 Only 3. All the Agni series of missiles can c) Late Dr. A.P.J. Abdul Kalam d)1 , 2 and 3 deliver nuclear warheads. d) Kailash Satyarthi e) none of these Select the correct answer using the code e) none of these 154. The Election Commission will introduce given below: 150. ‘Bashi Channel’ is a narrow passage of for the first time a mobile app-based a)1 and 3 Only water separating system to monitor the law-and-order b)1 and 2 Only a) Taiwan and Philippines situation during the Assembly c)2 and 3 Only. b) China and Taiwan elections of which one of the following d)1, 2 and 3 c) South Korea and Japan states? e) none of these d) Paracel and Spratly Islands a)Uttar Pradesh 159. A decrease in tax to GDP ratio of a e) none of these b)Punjab country indicates which of the 151. A ‘White Label ATM’ c)Gujarat following? 1. Does not have any bank logo. d)Manipur 1. Slowing economic growth rates. 2. Can be set up by non-bank e) none of these 2. Less equitable distribution of entities. 155. This town is famous as the birthplace national income. 3. Refers to those ATMs whose of the movement that gave India the Select the correct answer using the code operations are outsourced by Right to Information Act as well as the given below. banks to a third party. now-ubiquitous device of the ‘Jan a)1 only Which of the statements given above Sunwai’. Which one of the following b)2 Only is/are correct with reference to White towns is being referred to here? c)Both 1 and 2 Label ATMs? a)Surat, Gujarat d)Neither 1 nor 2 a)1 only b)Moradabad, Uttar Pradesh e)none of these b)1 and 2 Only c)Hisar, Haryana

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160. Sugamya Bharat Abhiyan’ is a national (d) No interest is paid on any deposit (d) All of the above campaign to by the bank, (e) None of the above a) Impart digital literacy to the rural (e) Savings deposits are the same as 170. Where the time for payment is not masses and translate it into current deposits mentioned in a promissory note it is? improved financial inclusion. 164. What do you understand by the term (a) invalid instrument b) Promote awareness among all, of ‘Mortgage’? (b) inchoate instrument schemes and programmes (a) Sale of movable security in the (c) no payment can be demanded introduced by the Government event of default by the borrower (d) payable on demand of India since 2014, and the ways (b) Registration of charge with the (e) None of the above and means of accessing Registrar of Companies 171. NARMADA River passes through benefits of all such initiatives by (c) Making the security of immovable which states ______? the citizens. property available as a cover for a (a) Madhya Pradesh, Maharashtra, c) Raise awareness about the Right home loan by the borrower Gujarat to Education Act by means of (d) Registration of charge with the (b) Madhya Pradesh, Maharashtra, street plays, songs and door- to- Regional Transport Authority Rajasthan door campaigns. (e) Returning of the security to (c) Maharashtra, Rajasthan, Gujarat d) Achieve universal accessibility of borrower by the bank of receipt (d) Madhya Pradesh, Rajasthan, persons with disabilities and to of full payment Gujarat create an enabling and barrier free 165. Which of the following is NOT a source (e) None of above environment. of funds of a commercial bank? 172. The Reserve Bank of India (RBI) has e) none of these (a) Capital permitted startups to raise external 161. The ‘Lucky Grahak Yojana’ refers to (b) Borrowings from RBI commercial borrowings (ECBs) of up a) A fraud initiative – the organising (c) Call money to $3 million in a financial year for how ring of which was recently busted (d) Deposits many year ? by Income Tax sleuths – that (e) Cash reserves with RBI a) 1 year b) 2 year capitalised on the drive by the 166. The loan amount in case of a reverse c) 3 year d) 4 year Central Government’s push for mortgage is decided taking into account (e) None of above digital payments which of the following? 173. Rangit Dam Dam situated in which state b) A Government of India’s (GoI) (1) Value of House property, ______? scheme to incentivise consumers (2) Age of the borrower (a) Jammu & Kashmir to utilise digital payment (3) prevalent Interest rates. (b) Punjab instruments. (a) only (1), (c) Bihar c) A GoI scheme to incentivise (b) Only (2), (d) Sikkim merchants to utilise digital (c) Only (3), (e) Assam payment instruments. (d) All (1), (2),& (3) 174. International Civil Aviation Day is d) A GoI scheme to incentivise (e) None of the above observed on which of the following consumers to report to the Income 167. Which of the following acts helps a date? Tax authorities the non-issuance bank in its day-to-day activities? (a) December 6 of bills at retail outlets. (a) Competition Act (b) December 7 e) none of these (b) Negotiable Instruments Act (c) December 8 162. The implementing agency for the ‘Digi- (c) Hindu Marriage Act (d) December 9 Dhan Vyapar Yojana’ is the (d) Hindu Succession Act (e) December 5 a) National Payment Corporation of (e) NRI Act 175. Technology Development & India 168. Banking has been defined under Information Co. of India Ltd. b) NITI Aayog ______of. Established in _____ year? c) Reserve Bank of India (a) Banking Regulation Act Section (a) 1989 (b) 1998 d) All of the above 5(b) (c) 1976 (d) 1967 e) none of these (b) Banking Regulation Act Section 17 (e) None of these 163. Which of the following is a correct (c) RBI Act Section 2 (2) 176. Which of the following is the dimension statement? (d) Negotiable Instruments Act of 2000 rupee note? (a) Normally no interest is paid on Section 1 a. 157 × 73 mm current deposit accounts (e) None of the above b. 66 × 150 mm (b) Interest is paid on current 169. Who among the following is only a c. 66 × 166 mm accounts at the same rate as term holder and not a ‘holder’ in due course? d. 147 × 73 mm deposit accounts (a) Holder of a bearer cheque e. None of these (c) The rate of interest on current (b) Holder of a crossed order cheque 177. Which of the following features on the account and savings account are (c) Holder of a Non-negotiable reverse of 2000 rupee note? the same crossed cheque a. Mangalyaan

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b. Himalaya Mountains (d) Checking the existing files saved (a) Bandwidth c. Red Fort on the disk (b) Interlacing d. Parliament of India (e) None of these (c) Response time e. Tractor 185. ……… is the process of implementing (d) Scanning 178. A customer can link how many account command (e) Maximum speed to the same mobile number? (a) Fetching 193. Which of the following is NOT a. Only One (b) Storing associated with computers? b. Only Two (c) Decoding (a) Bit (b) Binary c. Only Three (d) Executing (c) Pencil (d) Mouse d. More than One (e) None of these (e) Screen e. None of the Above 186. To change hardware components into 194. C, BASIC, COBOL, and Java are 179. Demand-pull inflation can be caused more powerful or rectified version is examples of …..languages by which of the following? called (a) Low level (a) A decline in consumption (a) Expansion (b) Computer expenditure (b) Plug and Play (c) System programming (b) A sharp increase in lending rates (c) Upgrading (d) High level (c) A steep decline in income tax (d) Upsizing (e) None of these (d) An increase in direct taxation (e) None of these 195. Data that is copied from an application (e) None of the above 187. What is the name for the process that is stored in the ……… 180. The financial assistance of loans of is used to convert a series of (a) Driver Rs.10000 by bank to a small borrower instructions or program, written in a (b) Terminal will be called...... ? high level language into instructions (or (c) Prompt (a) business finance a program) that can be run on a (d) Clipboard (b) government finance computer? (e) None of these (c) micro finance (a) Assembling 196. Which of the following computer (d) small finance (b) Compiling languages is a mathematically oriented (e) KYC finance (c) Translating languages used for scientific problems? (d) Uploading (a) FORTRAN COMPUTER KNOWLEDGE (e) None of these (b) COBOL 188. A compiler translates a program written (c) LISP 181. Processing control procedures have in a high level language into …….. (d) PROLOG (a) Authorization and authentication (a) Machine language (e) APPLE of users (b) An algorithm 197. The …….. is the amount of data that a (b) Access control for online data (c) A debugged program storage device can move from the (c) Reporting of before and after (d) Java storage medium to the computer per images (e) None of these second (d) All of the above 189. In the “C” language the function scant (a) Data migration rate (e) None of these ( ) reads (b) Data digitizing rate 182. Arranging of data in a logical sequence (a) Single character (c) Data transfer rate is known as (b) Character and strings (d) Data access rate (a) Classifying (c) Any possible number (e) None of these (b) Searching (d) Any possible variable type 198. A ……. converts all the statements in a (c) Sorting (e) Limited variable types program in a single batch and the (d) Reproducing 190. Data structure includes resulting collection of instructions is (e) None of these (a) Array placed in a new file 183. Which of the following tools is not (b) Execution statement (a) Converter normally used during system analysis? (c) Interaction (b) Compiler (a) Program flow chart (d) Both b and c (c) Interpreter (b) Grid chart (e) List (d) Instruction (c) System flow chart 191. Plotter accuracy is measured in terms (e) None of these (d) Question check list of repeatability and 199. A(n) …….. backup contains a copy of (e) None of these (a) Vertical dimension every program, data, and system file 184. How can the user determine what (b) Intelligence on a computer programs are available on a computer? (c) Resolution (a) Restoration (a) Checking the hard disk properties (d) (b) Bootstrap (b) Viewing the installed programs (e) Buffer size (c) Differential during the booting process 192. The speed at which the monitor accepts (d) Full (c) Checking the operating system for data is called (e) None of these a list of installed programs

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200. Computer programs are written in a high level programming 48-a 49-c language, however, the human readable version of a program is called ……. (a) Cache (b) Instruction set (c) Source code (d) Word size (e) None of these

 50-e EXPLANATIONS 1. d 2. c 3. e 4. c 5. b 6. a 7. e 8. e 9. b 10. a (11-20) 11-e; No error 12-d; ‘mushrooming’ should be used-which would serve as and adjective 13-c; ‘Are’ should replace ‘is’-verb should agree with ‘bulbs’ 14-b; ‘By’ should replace ‘with’-which means ‘by the way of’ 15-e; No error 16-‘Migration’ should replace ‘migrate’-a noun is to be used. 17-d; ‘Protective’ should replace ‘protect’ an adjective is to be used. 18-d; ‘An’ should replace ‘A’- ‘emergency’ begins with a vowel sound. 19-c; ‘keep’ should replace ‘kept’- after ‘to’ first form of verb is to be used. (51-55) 20-c; ‘Details’ should replace ‘Detailed’-a noun is required. 21. a 22. b 23. c 24. c 25. c (26-30) Husband Wife Children Age BDGAFEC Sourav Gita E 9 26. e 27. b 28. d 29. a 30. c 31. a Ritesh Rachita C 5 32. d 33. b 34. d 35. c 36. a 37. c Mohit Veena D 3 38. a 39. d 40. b (41-45) Rahul Nita B 4 Students Subjects Harish Sita A 6 A Sanskrit B English 51-b 52-a 53-c 54-d 55-b C English D Commerce E Sanskrit R U P S Q T F English Facing South G Commerce H Commerce C > E > B > H > F > D > G > A Facing North 41-c 42-b 43-e 44-e 45-d C A F D B E (46-50) 46-a 47-b (56-60) 56-c 57-c 58-a 59-d 60-d (61-65) 61-b; People=%E6 P=%, number of letter=6 last letter=E.

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62-d; Dhaya=*A5 83-a D denote = * A denote Dhaya end with A 5 denote number of letter=5 63-a; Four=@R4 30 m45o 60 m F=@ R=Last letter of the word 45 m Total number of letter =4 64-e; T=!, P=%, N=?, F=@, U=#, D=*, L=&, H=$ 84-b 65-e; Date line reach points *4A &4E ?5H %6S (66-70) 4m 10m 5m Q (grand son) O 8m H P (grand father) C 5m E (A’s aunts or B’s wife)

(C’s or D’s daughter) G A(grand daughter)

D We have to (grand mother) F (son in law) B 2 2 (C’s son) PQ  OP  OQ  22 142

(+)C D(-)  200 10 2 (+) (-)E B(+) (-)G F 85-e; TOUR, ROUT 85-b 87-d 88-b 89-e 90-d (91-95) (+) (-) H A 91. (e); The given ratio of males to females who qualify from State P in 2008 is 11 : 7. Let the no. of male and female qualified 66-c 67-b 68-c 69-a 70-b candidates be 11x and 7x respectively. (71-75) Then, according to the question. 71-a 72-c 73-e 74-e 75-c 7x = 126 (76-79) x = 18 76-a; Smile only not necessary to win, but smile create a possibility. Males = 18  11 = 198 77-d; Both I and II are false assumption with respect to the given Total number of qualified candidates = 198 + 126 = 324 statement. Let the total number of appeared candidates be y. 78-d; This actions can’t softening the inflation. Then, y 60% = 324 79-e (80-82) 324100 y = = 540 60 X+ 92. (c); Let the number of appeared candidates from State Q in 2006 be x. Then, the number of appeared candidates in 2007 - Q+ P+ Y x100 = x  =2x 100

- + x30 2x 45 R Z According to the question,  = 408 100 100 80-c 81-b 82-a

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3x 9x D D 48 15  63 Or,  = 408 Or,    10 10 5 8 60 60 Or, 12x = 408  10 8D  5D 63 21 40810 Or,   x = = 340 40 60 20 12 Hence, the number of candidates from State Q in 2006 is 340. 21 40 D = = 14 kms 45060 600 43 203 93. (a); Difference =  = 270 – 258 = 12 98. (d); Curved surface area of cylinder = 2 π rh 100 100 Total surface area of cylinder = 2 π rh + 2 π r2 94. (d); Let the percentage of candidates who qualify from State Q in 2010 be x% 51232 Total surface area of cylinder = = 1540 sq m 28060 55050 4   400 x% 100 100 Circumference of base of cylinder =1540 – 1232 = 308m Then, avg. = = 210 Now, surface area = circumference of base  height 3 1232 = 308  h Or, 168 +275 + 4x = 630 Or, 4x = 630 – 443 = 187 1232 h = = 4 cm 187 308 x = = 46.75% 99. (b); Total no. of balls = 3 + 5 + 7 = 15 15 4 N ow , n(S ) = C1 = 15 7 3 The number of qualified candidates from State Q in 2010 n(E) = C1 + C1 = 7 + 3 = 10 46.75 n(E) 10 2 = 400 = 187   100 Reqd. probability = n(S) 15 3 95. (c); The ratio of qualified candidates from State P in 2009 to (100-102) that in 2010 is 14 : 9. 100. (e); From I and II: Area of the circular park =  r2 = 1386 Now, in 2009 the number of qualified candidates = 13867 46.75 r2 = = 441 400 = 336 100 22 r = 21 Let the number of qualified candidates from State P in 2009 Perimeter of the circular park = 2 r be 14x and in 2010 be 9x.  Then, 14x = 336 22 = 2  21 = 44  21 = 924m 336 7 x = = 24 14 Cost of fencing the circular park = 924  4 = Rs 3696 In 2010 the number of qualified candidates = 9  24 = 216 101. (a); From I. The selling price is Rs 14950 at 15% profit. (96-99) 14950100 96. (c); Ratio of profit of share A : B : C So, CP = = Rs 13000 =4  12 : 6  8 : 5  8 115 = 48 : 48 : 40 = 6 : 6 : 5 When no discount is allowed the profit becomes 30%. Now, let the share of A be 6x, that of B be 6x and that of C be 5x respectively. 130 MP = 13000  = Rs 16900 Then, 6x – 5x = 250 100 Or, x = 250 Total annual profit = 6x + 6x +5x = 17x = 17 250 = Rs 4250 16900 14950 97. (e); Let the distance between point A and B be D km. % discount = 100 16900 D 48 D 15 Hence, only I is sufficient to answer the question. Then,    5 60 8 60

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102. (a); From I: Diameter = 2r, circumference = 2 r π 120 6x Thus, 2   π r – 2r = 45 cm New length = x   This will give us the value of r and we can therefore find the 100  5 area ( π r2) of the circle. As the area remains the same, the new breadth of the rectangle Hence I alone is sufficient. xy 5y From II: We can’t find length of the rectangle merely from its  perimeter. Hence, II alone is not sufficient. 6x 6 (113-115) = 5 65987 103. (c); ?  6  6385.8  6386 62 5y y Decrese in breadth = y   6 6 104. (d); ?  5689  75 Reqd. % decrease in breadth 2 2 105. (b); ?  (56.55)  (56.55)  3197.90  3198 y 100 50 2  % 16 % 106. (e); Statement I alone is not sufficient because we do not = 6 y 3 3 know the no. of girls. Similarly II alone is not sufficient. Combining I and II, we get 40 = 20% of total girls  1 1 1  3 40 115. (c); The tank will be full =      Total strength = 220% of the total girls = = 440  40 30 60  40 3 107. (b); From I. If the number is divisible by 3 it can be written as 3x. hour s = 13 hours 20 minutes Square of the number = (3x)2 = 9x2 116. (c); The series is +(9  32), +(9  16), +(9  8), Hence, the no. is divisible by 9. Thus, statement I is not ...... sufficient. 117. (b); The series is 23 – 1, 33 – 2, 43 – 3, ...... From II. The nos. Lying between 721 and 724 are 722 and 118. (b); Let the amount of P, Q and R be Rs 4x, Rs 7x and 9x 723. Hence, the no. is 723. respectively. Hence, statement II alone is sufficient to answer. Then, 9x – 7x = 4000 108. (d); Part of work C alone can do in 1 day Or, 2x = 4000 X = 2000 1  1 1  1 9 1 Amount received by P = Rs 4x = 4  2000 = Rs 8000 =        2  5 4  2 20 20 Amount received by Q = Rs 7x = 7  2000 = Rs 14000 Total amount received by P and Q together = Rs (14000 Hence C alone can complete the work in 20 days. +8000) = Rs 22000 1 1 1 30  45  75  60  65 275 Now, the ratio of wages = : : = 4 : 5 : 1 119. (d); Reqd. avg. =  = 5 4 20 5 5 1 55% The amount received by C =  2400 = Rs 240 10 100  %profit  120. (b); Income = Expenditure   21397  100  109. (e); ? = =1.33 Or, 16139 Income 100  %profit 676  110. (a); ?  990  4880 Expenditure 100 100 =6.76 990+4880 100  60 160 =  =6692.4+4880 11572 100 100 111. (d); The series is +1+2 2+3 3, +2+3 2+4 3, +3+4 2+5 3, Income 8 ......  112. (c); The series is  1.5,  1.5,  1.5, ...... Expenditure 5 = 8 : 5 113. (d); The series is 113 – 11, 123 – 12, 133 – 13, ...... 114. (c); Let the length and breadth be x and y respectively. Area = xy

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Income 100  % profit 1  Number of males who are graduates = 144 = 36 121. (c); Expenditure 100 4 Number of males who are non-graduates = 144 -36 = 108 100 Income Number of females = 360 – 144 = 216 Expenditure = 100  %Profit 3 Number of females who are graduates = 216 = 162 In year 2008 4 100555350 Number of females who are non-graduates = 216 – 162 = 54 Expenditure = = Rs 383000 100  45 126. (a); Difference = 54 – 36 = 18 127. (b); Reqd. ratio = 144 : 54 = 8 : 3 In year 2010, 128. (b); Reqd. sum = 162 + 108 = 270 100555350 108 2 Expenditure = = Rs 347093.75 129. (e); Reqd. % = 100  66 % 100  60 162 3 Reqd. difference = 383000 – 347093.75 = Rs 35906.25 130. (d) Pr ofit (131-135) 100 131. (d); Number of boys in University C and E together 122. (a); Profit % = Expenditure 300070  350055 = = 4025 Pr ofit 100 Or, 75 = 100 Expenditure Total number of students in these universities = 3000 +3500 = 6500 8100000 Expenditure = = 108000 4025 Reqd. % = 100 = 61.92% 75 6500 Income = expenditure + profit = 108000 + 81000 =Rs 189000 132. (b); Total no. of students in University B = 5500 30 Total no. of students in University F = 5000 123. (e); Reqd. % = 100 = 46% (approx) 65 5500 Reqd. % = 100 = 110% 124. (a); I. x2 +9x – 36 = 0 5000 Or, x2 +12x – 3x – 36 = 0 Or, (x – 3) (x +12) = 0 300070 x = 3, -12 133. (c); Number of boys in University C = = 2100 II. y2 + 2y -24 = 0 100 y2 – 6y + 4y - 24= 0 Or, (y +4) (y - 6 ) =0 450070 Number of boys in University D = = 3150 y = -4, 6 100 Hence, relationship cannot be established. 125. (a); Solving (i)  3 – (ii)  6 2100  3150 Reqd. avg. = = 2625 We get 18x – 15y = 51 2 18x – 24y = 78 - + - 400035 9y = -27 134. (a); Number of girls in University A = = 1400 y = -3 100 Putting the value of y in equation (i), we get 6x = 2 5000 40 Number of girls in University F = = 2000 x = 1/3 100 Hence, x > y Reqd. ratio = 1400 : 2000 = 7 : 10 (126-129): Total number of members (males and females) = 360 30  45  75  60  65 275 135.(d); Reqd. average =  = 2 5 5 Number of male = 360 = 144 5 55%

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136. (b); I. x= (-3)2 = 9 159. b 160. d 161. b 162. a 163. a 164. c II. y2/3 = 82 165. e 166. d 167. b 168. a 169. c 170. d 3 2 171. a 172. c 173. d 174. b 175. a 176. c y = 8 2 = 512 177. a 178. d 179. c 180. c 181. d 182. c Hence, x < y 183. d 184. d 185. e 186. c 187. b 188. a 137. (c); I. x2 - 20x + 99 = 0 189. d 190. a 191. e 192. a 193. c 194. c Or, x2 – 11x -9x +99 = 0 195. d 196. a 197. c 198. b 199. d 200. c Or, (x – 9) (x – 11) = 0 x = 9, 11 II. y2 – 18y +72 = 0  Or, y2 – 12y - 6y +72 = 0 Or, (y – 12) (y – 6) = 0 y = 6, 12 Hence, relationship cannot be determined. Vanik’s Knowledge Garden 138. (b); Cost price of 25 kg rice at 42 per kg =25  42 = Rs 1050 Name of the Bank /Head Office Cost price of 15 kg rice at 52 per kg = 15  52 = Rs 780 Cost price (25+15) = 40 kg rice of mixture = 1050 +780 = Rs 1. Allahabad Bank Kolkata 1830 2. Bank of Baroda Baroda Selling price of 40 kg rice = 40  48.80 = Rs 1952 3. Bank of Maharashtra Pune Profit = 1952 – 1830 = 122 4. Bank of India Mumbai 5. Central Bank of India Mumbai 122 2 6. Canara Bank Bangalore Percentage profit = 100  6 % 1830 3 7. Dena Bank Mumbai 139. (d) 8. Indian Bank Chennai Speed distance rest time day 9. Indian Overseas Bank Chennai 10. Punjab National Bank New 1 1 6 20 Delhi 2 2 12 x 11. Syndicate Bank 2 : 1 1 : 2 20 : x 12. Union Bank of India Mumbai 6 : 12 13. United Commercial Bank (UCO Bank) 2  1 6 x = 1 2  12 20 Kolkata 14. United Bank of India Kolkata 1 212 20 15. Andhra Bank Hyderabad x = = 40 days 26 16. Corporation Bank Mangalore 17. Oriental Bank of Commerce New Delhi 140. (c); Let the speed of the second train be x kmph. 18. Punjab and Sindh Bank New Delhi Relative speed = (x +80) kmph 19. Vijaya Bank Bangalore Total distance = 280 +360 = 640 m 20. IDBI Bank Ltd Mumbai 640 21. ECGC (The Export Credit = km Guarantee Corporation of 1000 India Ltd) Mumbai 640 12.8 Now, = (x +80)  1000 6060 6406060 Or, = x +80 100012.8 2304 Or, x + 80 = = 180 kmph 12.8 Or, x= 180 – 80 = 100 kmph 141. b 142. c 143. a 144. a 145. b 146. d 147. c 148. b 149. d 150. a 151. b 152. d 153. c 154. b 155. d 156. d 157. b 158. b For details please like in Facebook : https://www.facebook.com/vanik

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PRACTICE SET QUESTION PAPER FOR (SSC-CGL-TIER-I)

SSC CGL 2017 (Tier I) 5. GHF: CDB: : EFD : ? Mock Test a)ABJ b)CBD This Mock Test consists of 100 questions which are spread across c)IJH d)AJB 4 sections – General Intelligence, Mathematics, General Awareness 6. AKJO : : IOHN :: ? : CLBK and English Language. The mock test carries 200 marks and of 1 a)LDME b)EMGH hour 15 min duration. There is negative marking of 1/4 marks for c)GNFM d)EMDL each wrong answer. Directions(7): In each of the following questions, five words PART-A have been given out of which four are alike in some manner, REASONING ABILITY while the fifth one is different. Choose out the odd one .

Directions (1-2): The following questions consist of two words 7. a)Ode b)Lyric each that have a certain relationship to each other, followed c)Sonnet d)Epic by four lettered pairs of words. Select the lettered pair that 8. If the animals which can walk are called ‘swimmers’, animals has the same relationship as the original pair of words printed who crawl are called ‘flying’, those living in water are called in bold ‘snakes’ and those which fly in the sky are called ‘hunters’, then what will a lizard be called? 1. Energy :Dissipate a)Swimmers b)Snakes a)Atom: Explosion b)Power : Generator c)Flying d)Hunters c)Money : Squander d)Battery :Charge 9. In the given diagram, square represents Teachers, rectangle 2. Basement: Attic represents players and triangle represents workers. Which a)Nadir : Zenith b)Zenith : Apex region represents Teachers who are player? c)Zenith : Root d)Apex : Pinnacle Directions (3-4): In each of the following questions, one term in the number series is wrong. Find out the wrong term. 3. 445, 221, 109, 46, 25, 11, 4 a)25 b)46 c)109 d)221 4. 93, 309, 434, 498, 521, 533 a)309 b)434 c)498 d)521 Directions (5-6): The following questions are based on the a)E b)F letters written along the figure given below. In each question, c)D,E d)C, F the relationship between the two terms written to the left of Directions: In question nos. 10 and 11 which Answer Figure :: is retained in the two terms to the right of it. Out of these will complete the pattern in the Question Figure? four terms, one term is missing. Choose this term out of the given alternatives 10.

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11. appear when the transparent sheet is folded at the dotted line. 14.

Directions (Q.15): Each of the following questions consists of a set of three figures X, Y and Z showing a sequence of folding of a piece of paper. Fig. (Z) shows the manner in which the folded paper has been cut. These three figures are followed by four answer figure from which you have to choose a figure which would most closely resemble the unfolded form of fig. (z). 15. Directions (12):In each question below is given a statements followed by two assumptions numbered I and II. you have to consider the statement and the following assumptions and decide which of the assumptions is implicit in the statement. Give answer (a) if only assumption I is implicit; (b) if only assumption II is implicit (c) if neither I nor II is implicit and (d) if both I and II are implicit.

12. Statement: Why don’t you go to the court if the employer does not pay you the Provident Fund contribution? Assumptions: I. Courts can intervene in matters of dispute between Directions (16): In each of the following questions, you are employer and employees. given a combination of alphabets and /or numbers followed II. It is obligatory for the employer to pay the Provident by four alternatives (a), (b), (c) and (d). Choose the alternative Fund contribution to the employees. which most closely resembles the mirror. image of the given combination. Directions (Q. Nos. 13) in each question below is given a statements followed by two conclusions numbered I and II. 16. You have to assume everything in the statement to be true, then consider the two conclusions together and decide which of them logically follows beyond a reasonable doubt from the information given in the statements. Give answer:- a) Only conclusion I is true. b) Only conclusion II is true c) Either conclusion I nor II is true Directions (Q. 17): In each of the following questions, from d) Neither conclusion I or II is true amongst the figures marked (a), (b), (c) and (d), select the one which satisfies the same conditions of placement of the dot as 13. Statement: About 50 per cent of the animal by –products – in fig. (X) hair, skin, horns etc. Is edible protein. American chemists have developed a method of isolating 45 percent of this protein. 17. They used an enzyme developed in Japan to break down soya protein. Conclusions: I. Americans have not been able to develop enzymes. II. Animal by-products protein has the same composition as soya protein.

Directions (Q. 14): In each of the following problems, a square Direction (Q. 18) : Choose the Venn diagram which best transparent sheet with a pattern is given. Figure out from illustrates the three given classes in the question. amongst the four alternatives as to how the patter would

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18. Mercury, Mars, Plants 24.

3 2 2 6 20 4 12 25 64 6 10 ?

Directions (19): In each of the following questions, you given a)6 b)8 a combination of alphabets and /or numbers followed by four c)10 d)12 alternatives (a), (b), (c) and (d). Choose the alternative which 25. A fires 5 shots to B’s 3 but A kills only once in 3 shots while B most closely resembles the water. Image of the given kills once in 2 shots. When B has missed 27 times, A has killed combination. a)30 birds b)60 birds c)72 birds d)90 birds 19. 96FSH52

PART-B ENGLISH LANGUAGE

20. Count the number of cubes in the given figure. Directions (Q. Nos. 26-27): In the following questions, four alternatives are given for the Idiom/Phrase. Choose the alternative which best expresses the meaning of the Idiom/ Phrase.

26. Mind one’s own business a)Not to interfere in the affairs of others b)Save oneself from going bankrupt c)Do everything possible to save one’s business d)Take full interest in one’s business 27. To grease the palm a)To oil the hand b)To apply ointment to the palm c)To offer bribe d)To activate the machinery Directions (28-29): In the following questions, out of the four alternatives, choose the one which best expresses the meaning of the given word. a)89 b)91 28. INSOLVENT c)95 d)99 a)Flourishing b)Bankrupt 21. Pointing to a photograph, a man said, “I have no brother or c)Soluble d)Opprobrious sister but that man’s father is my father’s son.” Whose 29. INTERPOLATE photograph was it? a)Clarify b)Investigate a)His own b)His son’s c)Reverse d)Insert c)His father’s d)His nephew’s 22. How many even numbers are there in the following sequence of Directions (Q. 30-31): Read each sentence to find out if there numbers each of which is immediately followed by an odd is any error in it. The error, if any, will be in one part of the number as well as immediately preceded by an even number? sentence. The number of that part is the answer. If there is no 86768932753422355228119 error the answer is d). (Ignore errors in punctuation, if any) a)One b)Three 30. Greatly to our surprise (a)/we find the ringleader (b)/was lame. c)Five d)Four (c)/No error (d) 23. In a queue Shikhar is ninth from the back. Arun’s place is eighth 31. In India (a)/working woman lead a life of dual responsibilities from the front. Nikhil is standing between the two. What (b)/if they are married and have a family (c)/No error (d) could be the minimum number of boys standing in the queue? a)8 b)10 Directions (Q. 32-33) Four words are given in each question, c)12 d)14 out of which only one word is correctly spelt. Find the correctly spelt word and mark your answer in the Answer Sheet.

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32. a)Quiant b)Quaaint function of which is partly to designate 42. This passage is primarily concerned c)Quaint d)Qauint things or processes which have no names in with 33. a)Effervescent ordinary English and partly to secure greater a)various occupations and professions b)Efferescent exactness in nomenclature. Such special b)technical terminology c)Effervesent dialects or jargons are necessary in technical c)scientific undertakings d)Efervescent discussion of any kind. Being universally d)a new language understood by the devotees of the particular Directions (Q. 34-35): In each of the science or art, they have the precision of a Directions (43-44): In the following following sentences there is one/two mathematical formula. Besides, they save questions, out of the four alternatives, blank space. Below each sentence there time, for it is much more economical to name choose the one which can be substituted are four pairs of words denoted by letter a process than to describe it. Thousands of for the given words/ sentence. a), b), c) and d) . Find out which pair of these technical terms are very properly 43. Hard to please words can be filled up in the blank in the included in every large dictionary, yet as a sentence in the same sequence to make a)Loquacious b)Stubborn whole they are rather on the outskirts of the c)Fastidious d)Epicurean the sentence grammatically correct and English language than actually within its meaningfully complete. 44. That cannot be conquered borders. a)Invincible 34. The ______of the middle Different occupations, however, differ b)Invulnerable school is a woman of ______widely in the character of their special c)Intangible a)Principles, Principal vocabularies. In trades and handcrafts and d)Inevitable b)Principals, Principal other vocations like farming and fishing that c)Principal, Principle have occupied great numbers of men from Direction (Q. 45) : In the questions, d)Principle, Principals remote times, the technical vocabulary is choose the word opposite in meaning to 35. Student parking should be ______very old. An average man now uses these in the given word. this own vocabulary. The special dialects of students should not be charged to buy 45. ACCOMPLISH parking stickers. law, , divinity and philosophy have become familiar to cultivated persons. a)Fail a)Fined b)Free b)Improper c)Costly d)Cheap 38. It is true that c)Disagreeable Directions (Q.36-37): In the following a) various professions and d)Scatter occupations often interchange questions a part of the sentence is bold. Directions (Q.46-50): In the following Below are given alternatives to the bold words b) there is always a non-technical some of the words have been left out. part at a), b) and c) which may improve Read the passage carefully and choose the sentence. Choose the correct word that may be substituted for the technical word the correct answer to each question out alternative. In case No improvement is of the four alternatives and fill in the needed your answer is d) c) the average man often uses in his own vocabulary what was once blanks. 36. Can any spiritually dead man be so technical language not meant for With the (46) of the peace in , the as to have no love for his native him area’s most important industry, tea is once country? d) everyone is interested in scientific again receiving the attention of planters that a) Can any dead man be so as to have findings. it deserves. A most (47) development has no spiritual love for his native 39. In recent years, there has been a marked been the reopening of long closed tea estates, country? increase in the number of technical one after another. This is as it should be b) Can any man be so spiritually terms in the nomenclature of since the current production of 11 to 11.5 dead as to have no love for his a)farming b)fishing million kg falls (48) of the combined world native country? c)sports d)government and domestic demand for this exclusive c) Can any native man be so dead as 40. Special words used in technical brand What should be remembered in this to have no love for his spiritual discussion context is that it is only recently, following country? a) may become part of common (49) of the Darjeeling logo, that there is d) No improvement speech scientific promotion of this tea in the world 37. The host offered me tea but I denied it. b) never last long market. In fact, apart from intensifying the a)refused b)said no c) should resemble mathematical ‘logo campaign’, drinking Darjeeling tea c)rejected d)No improvement formula should be highlighted as a ‘concept’. But d) should be confined to scientific the generic (50) of Darjeeling tea will have Directions (38-42)Read the passage fields meaning only if the stagnation in production carefully and choose the best answer to 41. The writer of this article is a levels is broken. The problem of quality each question out of the four alternatives. a)scientist b)politician alone cannot explain the awfully low average Every profession trade, every art and every c)linguist d)businessman yield of 570 kg/hectare. science has its technical vocabulary the

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46. a)return b)beginning 56. A retailer purchases a watch at the rate c)end d)sign of Rs 560 from a wholesale. He raised A B C c)4 cos cos cos 47. a)unusual b)welcome the price by 35% and then allowed a 2 2 2 c)striking d)successful discount of 5%. His profit percentage 48. a)nearer b)short will be d)2 cos A cos B cos C c)excess d)more a)25.6% b)20.75% 62. Area of the shaded region in the 49. a)start b)launch c)28.25% d)32.3% following graph is c)accord d)award 50. a)production b)status 1 57. A certain sum of money will be 2 c)quality d)taste 2 PART-C times in 12 years at the rate of simple QUANTITATIVE APTITUDE interest per annum. What is the rate of interest? 51. A train travelling at a speed of 90 kmph catches another train travelling in the 3 1 a)10 % b)12 % same direction and then leaves it 200 4 2 m behind in 30 seconds. The speed of the second train is 1 c)15 % d)9% a)50 kmph b)66 kmph 2 c)75 kmph d)70 kmph a)6 sq unit b)8 sq unit 2 52. 7 men and 10 women together can 58. If x – 129x + 1 = 0, then the value c)2 sq unit d)4 sq unit complete a piece of work in 13 days 70x 63. A boat covers a distance of 30 km in while 5 men and 14 women together of 2 is can complete the same piece of work 2x  92x  2 1 2 h running downstream. While in 15 days. 39 women working together 2 will complete it in 1 1 a) b) returning, it covers the same distance a)15 days b)20 days 10 15 c)10 days d)24 days 3 53. Two pipes can fill an empty tank 1 1 in 3 h. What is the speed of the boat separately in 18 minutes and 45 c) d) 4 minutes respectively and a third pipe 5 18 in still water? can empty 35 litres of water per 59. If 2x + 3y + 4z = 0, then the value of a)8 km/h b)12 km/h minute. If all the three pipes are opened c)14 km/h d)10 km/h 2x 3y 3y  4z 2x  4z together then the tank becomes full in   64. If 4 cot θ = 3, 1 hour and 30 minutes. The capacity z x y is of the tank is  sin θ - cos θ  a)500 litres b)650 litres a)1 b)5 then   is equal to c)525 litres d)600 litres c)-1 d)-5  sin θ  cos θ  54. The marked price of an article is Rs 60. If 25x2 – 100x + 1 = 0, then the value of 4500. It is to be sold at Rs 3633.75 at 1 1 two successive discounts. If the first 1 a) b) x2  is 7 9 discount is 15%, then the second 625x2 discount is 1 1 a)3% b)5% 21 13 c) d) c)8% d)10% a)17 b)11 5 6 25 25 55. The price of tomato has increased by 65. Evaluate (3 cos2 300 + sec2 300 + 2 cos 75%. In order to keep the expenditure 23 23 00 + 3 sin 900 – tan2 600) on tomato the same, the percentage of c)15 d)12 reduction in its consumption has to be 25 25 7 1 a)5 b)3 6 4 61. If (A + B+C) = 25, then sin (S – A) + sin 12 9 a)51 % b)47 % (S – B) + sin (S – C) – sin S, will be 7 11 equal to 3 6 c)12 d)5 6 6 A B C 4 7 a)4 sin sin sin c)42 % d)38 % 2 2 2 66. A father left a will of Rs 35 lakh between 7 11 his two daughters aged 8.5 yr and 16 b) 2 sin A sin B sin C yr such that they may get equal amounts when each of them reach the

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age of 21 yr. The original amount of Rs 73. In a two-digit number, the digit at the (c)Dholavira 35 lakh has been instructed to be unit’s place is 1 less than twice the digit (d)Surkotada invested at 10% per annum simple at the ten’s place. If the digits at unit’s 79. An object weighs maximum in interest. How much did the elder and ten’s place are interchanged, the (a)air daughter get at the time of the will? difference between the new and the (b)water a)Rs 17.5 lakh original number is less than the original (c)hydrogen b)Rs 21 lakh number by 20. The original number is (d)vacuum c)Rs 20 lakh a)59 b)23 80. Turpentine is obtained from d)Rs 15 lakh c)35 d)47 (a)crude petroleum 67. In the given figure, AD || BC, find the (b)deodar values of x. Directions: Q.74-75): Various (c)pine expenditure incurred by a publishing (d)oak company for publishing a book in 2011 81. The theory of classical music is are given below. Study the chart and discussed in answer the questions. (a)Rig Veda (b)Atharva Veda (c)Yajur Veda (d)Sama Veda 82. Which one is a land-locked state? a)6, 5 b)7, 8 (a) Gujarat c)8, 9 d)4, 5 (b)Andhra Pradesh 68. A sum becomes Rs 2,916 in 2 years at (c)West Bengal 8% per annum compound interest. The (d)Bihar simple interest at 9% per annum for 3 83. How many times has the President years on the same amount will be declared national emergency so far? a)Rs 600 b)Rs 675 (a)only once c)Rs 650 d)Rs 625 (b)twice 69. If a number is as much greater than 31 as (c)thrice it in less than 75, then the number is 74. Price of a book is 20% above cost price. (d)never a)106 b)44 If the marked price is Rs 180, then the c)74 d)53 cost of paper for a single copy, in Rs is 84. Which year is known as ‘Year of the a)44.25 b)36 Great Divide’ with regard to population 2 4 5 c)22.50 d)42 growth in India? 70. LCM of , , is 75. Royalty of a book is less than the (a)1921 3 9 6 printing cost by (b)1947 a)25% b)5% (c)1951 8 20 (d)None of these a) b) 1 85. Knesset is the Parliament of 27 3 c)33 % d)20% 3 (a)Denmark 10 20 (b)Poland c) d) 3 27 PART-D (c)Israel GENERAL AWARENESS (d)Turkey 71. If the sum of the digits of any integer 86. Which one of the following is not a lying between 100 and 1000 is 76. The Chitwan National Park is located in Central University: subtracted from the number, the result which country? (a) Pondicherry University always is (a)India (b) Maulana Azad National Urdu a)divisible by 6 (b) Nepal University b)divisible by 2 (c) Bangladesh (c) Indira Gandhi National Open c)divisible by 9 (d) Myanmar University d)divisible by 5 77. Veteran actor Om Puri, who passed away (d) 72. Which is greater 3 or ? recently, was belonged to which state? 87. At which one of the following places did 2 3 (a)Punjab Mahatma Gandhi first start his a)Cannot be compared (b)Haryana Satyagraha in India? b) 3 (c)Uttar Pradesh (a)Ahmedabad 2 (d)Madhya Pradesh (b)Bardoli c) 3 78. Which was the ancient port of Indus (c)Champaran Valley Civilization? (d)Kheda d) Equal (a)Harappa (b)Lothal

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88. Who among the following wrote the book (a)LIC 12-d; Clearly, the statement encourages one —— Ayodhya: 6 December 1992? (b)HUDCO to go to court to get his Provident Fund (a)Chandra Shekhar (c)CRISIL from his employer. This implies that (b)P.V.Narasimha (d)ILFS the issue comes under the jurisdiction (c)Jaswant Singh 98. Which of the following is not a of courts and that it is the right of the (d) Arun Shourie component of the Atal Pension Yojana employee to claim his Provident Fund. 89. The 2017 Island tourism Festival has launched on 9th May 2015: So, both I and II are implicit. started in which state / union territory? (a) not eligible to receive Government 13-d; That the American chemists used an (a)Andaman and Nicobar co-contribution from Employees’ enzyme developed in Japan, does not (b)Gujarat Provident Fund & Miscellaneous mean that Americans have not been able (c)Rajasthan Provision Act, 1952. to develop enzymes So, I does not (d) (b) allows a subscriber to decrease or follow. Also, nothing about the 90. The rocks in the Himalayan system are increase pension amount during compositions of animal by products mainly the course of accumulation phase, protein and soya protein is mentioned (a)Sedimentary once an year in the statement. So, II also does not (b)Igneous (c) Income tax payers too will get the follow. (c)Plutonic benefit under this scheme 14-a 15-c 16-c 17-c (d)dyke (d) Government will co-contribute 18-d 19-c 20-c 91. Who is incharge of cabinet Secretariat? 50% of the total contribution or 21-b; Since the narrator has no brother, his (a) The Cabinet Secretary Rs. 1,000/- per annum, whichever father’s son is he himself. So, the man (b) The Prime Minister is lower who is talking is the father of the man (c) The Union Home Minister 99. The tissue that is involved in the in the photograph. Thus, the man in (d) The Minister of Parliamentary transport of food material in plants is the photograph is his son. Affairs called: 22-d; 92. Open Market Operations are: (a)parenchyma 23-b; The maximum given rank for a boy (a) activities of SEBI-registered (b)phloem from one side of the queue is 9. So, we brokers (c)scelrenchyma first consider a queue of 9 boys. (b) selling of currency by RBI (d)xylem 1 2 3 4 5 6 7 8 9 (c) issue of gilt-edged securities by 100. Who has won the 2016 Mubadala S A the government World Tennis Championship? But in this queue, there are even number (d) sale of shares by FIIs (a)Kevin Anderson of boys between Shikhar and Arun and 93. The most malleable metal is (b)Stan Wawrinka as such, the middle position of Nikhil (a)platinum (c)Milos Raonic cannot be ascertained. (b)silver (d)Rafael Nadal 1 2 3 4 5 6 7 8 9 10 (c)iron S N A (d)gold Hence, required number of students= 94. When a child is born, its blood  10 (a) flows for the first time 24-b; In the first column,

(b) reverses its flow throught the heart 3 3 (c) ceases to pass from one atrium to 3612  216  6 the other EXPLANATIONS In the second column, (d) carries wastes for the first time 1-c; Second is the act of wasting the first 3 3 95. Which river rises in the Aravallis and 3 20 25  1000 10 2-a; Nadir (lowest point) and zenith (highest flows into the Gulf of Cambay? In the third column, missing point) can be compared to basement  (a)Luni number and attic respectively. (b)Sabarmati 3-b; 3 is subtracted from each number and 3 3 (c)Sahibi = 2 4 64  512  8 the result divided by 2 to obtain the (d)Netravati 25-a; Let the total number of shots be x. next number of the series. 96. Which amendment of the Constitution 4-d; The correct pattern is +63, +53, +43, provided constitutional status to the 5 +33...... x; municipalities? Then, Short fired by A= shots 5-a 6-d 8 (a)52nd Amendment 7-d; All except Epic are different forms of (b)56th Amendment poems. 3 (c)74th Amendment fire by B= x; 8-c; Clearly, a lizard crawls and the animals (d)76th Amendment 8 97. Which of the following agencies doesnot that crawl are called ‘flying’. So, a lizard finance local bodies for infrastructural is called ‘flying’. 9-c 10-c 11-b development?

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53-c 1 5 5x Killing shots by A= of x  ; Shots missed by 3 8 24 1 3 3x B= of x  ; 2 8 16 3x 2716  27 or x  144. Bird killed by 16  3  5x  5  A    14  30 24  24  26. a 27. c 28. b 29. d 30. b 31. b 32. c 33. a 34. c 35. b 36. b 37. a 38. c 39. d 40. a 41. c 42. b 43. c 44. a 45. a 46. a 47. b 48. b 49. d 50. b 51-b 54-b

52-a 55-c

56-c

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60-c

57-b

61-a

58-c

59-d

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65-a

66-b

62-d; It is obvious from the graph that the base of the triangle is 4 unit and its height is 2 unit. 1 Reqd. Area =  4 2 = 4 sq unit 2 2 63-d; Speed downstream = 30 = 12 km/hr 5 4 Speed upstream = 30 = 8 km/h 15 1 Speed of boat in still water = (12  8) = 10 km/h 2 64-a

67-c

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68-b 74-c

75-a

76. b 77. b 78. b 79. d 80. c 81. d 69-d 82. d 83. c 84. a 85. c 86. d 87. c 88. b 89. a 90. a 91. b 92. b 93. d 94. c 95. b 96. c 97. c 98. c 99. b 100. d

 70-b

Vanik’s Knowledge Garden Name of the Bank /Head Office 71-c 1. Allahabad Bank Kolkata 2. Bank of Baroda Baroda 3. Bank of Maharashtra Pune 4. Bank of India Mumbai 5. Central Bank of India Mumbai 6. Canara Bank Bangalore 7. Dena Bank Mumbai 8. Indian Bank Chennai 9. Indian Overseas Bank Chennai 72-c 10. Punjab National Bank New Delhi 11. Syndicate Bank Manipal 12. Union Bank of India Mumbai 13. United Commercial Bank (UCO Bank) 73-d Kolkata 14. United Bank of India Kolkata 15. Andhra Bank Hyderabad 16. Corporation Bank Mangalore 17. Oriental Bank of Commerce New Delhi 18. Punjab and Sindh Bank New Delhi 19. Vijaya Bank Bangalore 20. IDBI Bank Ltd Mumbai 21. ECGC (The Export Credit Guarantee Corporation of India Ltd) Mumbai

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WHO’S WHO LIST OF COUNCIL OF MINISTERS Shri Narendra Modi Prime Minister and also in-charge of:  Ministry of Personnel, Public Grievances and Pensions;  Department of Atomic Energy;  Department of Space; and  All important policy issues, and  All other portfolios not allocated to any Minister.

Minister of Home Affairs. Raj Nath Singh Minister of External Affairs. Sushma Swaraj Minister of Finance; and Minister of Corporate Affairs. Arun Jaitley Minister of Urban Development; Minister of Housing and Urban Poverty Alleviation; M. Venkaiah Naidu and Minister of Information and Broadcasting. Minister of Road Transport and Highways; and Minister of Shipping. Nitin Jairam Gadkari Minister of Defence Manohar Parrikar Minister of Railways Suresh Prabhu Minister of Statistics and Programme Implementation. D.V. Sadananda Gowda Minister of Water Resources, River Development and Ganga Rejuvenation. Uma Bharati Minister of Consumer Affairs, Food and Public Distribution Ramvilas Paswan Minister of Micro, Small and Medium Enterprises Kalraj Mishra Minister of Women and Child Development Maneka Sanjay Gandhi Minister of Chemicals and Fertilizers; and Minister of Parliamentary Affairs Ananthkumar Minister of Law and Justice; and Minister of Electronics and Information Technology Ravi Shankar Prasad Minister of Health and Family Welfare Jagat Prakash Nadda Minister of Civil Aviation Ashok Gajapathi Raju Pusapati Minister of Heavy Industries and Public Enterprises. Anant Geete Minister of Food Processing Industries Harsimrat Kaur Badal Minister of Rural Development; Minister of Panchayati Raj; and Minister of Drinking Narendra Singh Tomar Water and Sanitation Minister of Steel Chaudhary Birender Singh Minister of Tribal Affairs Jual Oram Minister of Agriculture and Farmers Welfare Radha Mohan Singh Minister of Social Justice and Empowerment Thaawar Chand Gehlot Minister of Textiles Smriti Zubin Irani Minister of Science and Technology; and Minister of Earth Sciences Dr. Harsh Vardhan Minister of Human Resource Development Prakash Javadekar

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MINISTERS OF STATE (INDEPENDENT CHARGE)

Minister of State (Independent Charge) of the Ministry of Planning; Minister of State in the Rao Inderjit Singh Ministry of Urban Development; and Minister of State in the Ministry of Housing and Urban Poverty Alleviation Minister of State (Independent Charge) of the Ministry of Labour and Employment Bandaru Dattatreya Minister of State (Independent Charge) of the Ministry of Skill Development and Rajiv Pratap Rudy Entrepreneurship. Minister of State (Independent Charge) of the Ministry of Youth Affairs and Sports; and Vijay Goel Minister of State in the Ministry of Water Resources, River Development and Ganga Rejuvenation Minister of State (Independent Charge) of the Ministry of Ayurveda, Yoga and Naturopathy, Shripad Yesso Naik Unani, Siddha and Homoeopathy (AYUSH) Minister of State (Independent Charge) of the Ministryof Petroleum and Natural Gas Dharmendra Pradhan Minister of State (Independent Charge) of the Ministry of Power; Minister of State Piyush Goyal (Independent Charge) of the Ministry of Coal; Minister of State (Independent Charge) of the Ministry of New and Renewable Energy; and Minister of State (Independent Charge) of the Ministry of Mines. Minister of State (Independent Charge) of the Ministryof Development of North Eastern Jitendra Singh Region; Minister of State in the Prime Minister’s Office; Minister of State in the Ministry of Personnel, Public Grievances and Pensions; Minister of State in the Department of Atomic Energy; and Minister of State in the Department of Space Minister of State (Independent Charge) of the Ministry of Commerce and Industry. Nirmala Sitharaman Minister of State (Independent Charge) of the Ministry of Culture; and Minister of State Mahesh Sharma (Independent Charge) of the Ministry of Tourism Minister of State (Independent Charge) of the Ministry of Communications; and Minister of Manoj Sinha State in the Ministry of Railways Minister of State (Independent Charge) of the Ministry of Environment, Forest and Climate Anil Madhav Dave Change Minister of State (Independent Charge) of the Ministry of Minority Affairs; and Minister of Mukhtar Abbas State in the Ministry of Parliamentary Affairs Naqvi

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MINISTERS OF STATE

Minister of State in the Ministry of Micro, Small and Medium Enterprises Haribhai Parthibhai Chaudhary Minister of State in the Ministry of Rural Development. Ram Kripal Yadav Minister of State in the Ministry of Social Justice and Empowerment Ramdas Athawale Minister of State in the Ministry of Agriculture and Farmers Welfare; and S.S. Ahluwalia Minister of State in the Ministry of Parliamentary Affairs. Minister of State in the Ministry of External Affairs General (Retd.) V.K. Singh Minister of State in the Ministry of Finance Santosh Kumar Gangwar Minister of State in the Ministry of Health and Family Welfare Faggan Singh Kulaste Minister of State in the Ministry of Micro, Small and Giriraj Singh Medium Enterprises Minister of State in the Ministry of Home Affairs Hansraj Gangaram Ahir Minister of State in the Ministry of Drinking Water and Ramesh Chandappa Sanitation Jigajinagi Minister of State in the Ministry of Railways Rajen Gohain Minister of State in the Ministry of Agriculture and Parshottam Rupala Farmers Welfare; and Minister of State in the Ministry of Panchayati Raj Minister of State in the Ministry of External Affairs. M. J. Akbar Minister of State in the Ministry of Human Resource Development Upendra Kushwaha Minister of State in the Ministry of Road Transport and Radhakrishnan Highways; and Minister of State in the Ministry of Shipping Minister of State in the Ministry of Home Affairs Kiren Rijiju Minister of State in the Ministry of Social Justice and Empowerment Krishan Pal Minister of State in the Ministry of Tribal Affairs Jaswantsinh Sumanbhai Bhabhor Minister of State in the Ministry of Water Resources, Dr. Sanjeev Kumar River Development and Ganga Rejuvenation Balyan Minister of State in the Ministry of Steel. Vishnu Deo Sai Minister of State in the Ministry of Agriculture and Farmers Welfare Sudarshan Bhagat Minister of State in the Ministry of Science and Y.S. Chowdary Technology; and Minister of State in the Ministry of Earth Sciences Minister of State in the Ministry of Civil Aviation Jayant Sinha Minister of State in the Ministry of Information and Broadcasting Col. Rajyavardhan Singh Rathore Minister of State in the Ministry of Heavy Industries and Public Enterprises Babul Supriyo Minister of State in the Ministry of Food Processing Industries Sadhvi Niranjan Jyoti Minister of State in the Ministry of Social Justice and Empowerment Vijay Sampla Minister of State in the Ministry of Finance; and Arjun Ram Meghwal Minister of State in the Ministry of Corporate Affairs Minister of State in the Ministry of Human Resource Development Mahendra Nath Pandey Minister of State in the Ministry of Textiles Ajay Tamta Minister of State in the Ministry of Women and Child Development Krishna Raj Minister of State in the Ministry of Road Transport and Mansukh L. Highways; Minister of State in the Ministry of Shipping; and Minister of State in the Mandaviya Ministry of Chemicals and Fertilizers. Minister of State in the Ministry of Health and Family Welfare Anupriya Patel Minister of State in the Ministry of Consumer Affairs, Food and Public Distribution C. R. Chaudhary Minister of State in the Ministry of Law and Justice; and Minister of State in the P.P. Chaudhary Ministry of Electronics and Information Technology Minister of State in the Ministry of Defence Subhash Ramrao Bhamre

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GOVERNOR & CHIEF MINISTER OF STATE Sl. No. State and U.T. Chief Minister Governor 1 Andaman & Nicobar U.T. Jagdish Mukhi 2 Andhra Pradesh N.Chandrababu Naidu Shri. E. S. L. Narasimhan 3 Arunachal Pradesh Pema Khandu V. Shanmuganathan 4 Assam Sarbananda Sonowal Banwarilal Purohit 5 Bihar Nitish Kumar 6 Chandigarh U.T. Shri Shivraj V. Patil (Administrator) 7 Chhattisgarh Dr. Raman Singh Shri Balramji Dass Tandon 8 Goa Laxmikant Parsekar Mridula Sinha 9 Gujarat Vijay Rupani Shri Om Prakash Kohli 10 Haryana Manohar Lal Khattar Kaptan Singh Solanki 11 Himachal Pradesh Virbhadra Singh Acharya Dev Vrat 12 Jammu and Kashmir Mehbooba Mufti Sayeed Narinder Nath Vohra 13 Jharkhand Raghubar Das Draupadi Murmu 14 Karnataka Shri K. Siddaramaiah Vajubhai Rudabhai Vala 15 Kerala Pinarayi Vijayan P. Sathasivam 16 Madhya Pradesh Shri Shivraj Singh Chouhan Om Prakash Kolhi 17 Maharashtra Devendra Fadnavis Chennamaneni Vidyasagar Rao 18 Manipur Shri Okram Ibobi Singh Najma Heptullah 19 Meghalaya Mukul Sangma V Shanmuganathan 20 Mizoram Pu Lalthanhawla Nirbhay Sharma 21 Nagaland T R Zeliang Shri Padmanabha Balakrishna Acharya 22 New Delhi Arvind Kejriwal Anil Bijal 23 Odisha Sh. Naveen Patnaik Shri S. C. Jamir 24 Puducherry V. Narayanasamy Kiran Bedi 25 Punjab Shri Parkash Singh Badal V P Singh Badnore 26 Rajasthan Vasundhara Raje Kalyan Singh 27 Sikkim Shri Pawan Kumar Chamling Shriniwas Dadasaheb Patil 28 Tamil Nadu Paneerselvam C. Vidyasagar Rao 29 Telangana K Chandrasekhar Rao ESL Narasimhan 30 Tripura Shri Manik Sarkar Tathagata Roy 31 Uttar Pradesh Akhilesh Yadav Shri Ram Naik 32 Uttarakhand Harish Rawat Krishan Kant Paul 33 West Bengal Km. Mamata Banerjee Keshari Nath Tripathi 34 U.T. Praful Khoda Patel 35 Daman and Diu U.T. Praful Khoda Patel 36 Lakshadweep U.T. Farooq Khan

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BUREAUCRATS

DESIGNATION NAME DESIGNATION NAME National Security Advisor Ajit Kumar Doval Chairman, TRAI Ram Sevak Sharma Home Secretary Rajiv Mehrishi Chairman, NABARD Harsha Kumar Bhanwala Defence Secretary G. Mohan Kumar Chairman, CBEC Najib Shah Cabinet Secretary Pradeep Kumar Sinha Chairman, FSSAI Ashish Bahuguna Foreign Secretary S. Jaishakar Chairman, National Yudhvir Singh Malick Highways Authority of India Finance Secretary Ashok Lavasa Director, Enforcement Kamal Singh Directorate Secretary General, Lok Sabha Anoop Mishra Chairman, Central Board of Pahlaj NIhalani Film Chief Justice, Supreme Court Tirath Singha Thakur Chairman, Children’s Film Mukesh Khana Society of India Speaker, Lok Sabha Sumitra Mahajan Chairman, CBSE Rajesh Kumar Chaturvedi Deputy Speaker, Lok Sabha M. Thambidurai Chairman, Press Council of CK Prasad India Comptroller and Auditor General of India Shashikant Sharma Chairman, IRDAI TS Vijayan Chief Election Commissioner Nassem Zaidi Director General, NSG Sudhir Pratap Singh Election Commissioner Achal Kumar Jyoti & Director General, CISF OP Singh Om Prakash Vice President, NITI Aayog Arvind Panagariya Director General,BSF KK Sharma CEO of NIIT Aayog Amitab Kant Director General,SSB Archana Ramasundaram Deputy Chairman, Rajya Sabha PJ Kurien Director General, CRPF K. Durga Prasad Chairman, ISRO AS Kiran Kumar Director General,ITBP Krishna Chaudhary Governor, RBI Urjit Patel Solicitor General Ranjit Kumar Chairman, SEBI UK Sinha Attroney General Mukul Rohtagi

Principal Scientific Adviser R. Chidambaram Chairperson, National Justice Swatantra Kumar Green Tribunal Chairman, Railway Board AK Mittal Director, NCERT Hrushikesh Senapaty Director, Central Bureau of investigation Alok Kumar Verma President, ASSOCHAM Sunil Kanoria (CBI) Chief, Intelligence Bureau (IB) Dineshwar Sharma President, FICCI Harshavardhan Neotia Chief, Research and Analysis Wing Anil Dhasman Chairman, Press Trust of Riyadh Mathew (RAW) India Director General, NIA Sharad Kumar Chairperson, Staff Selection Ashim Khurana Commission Director National Technical Research Alok joshi Director General, Delhi Mangoo Singh Organization (NTRO) Metro Rail Corporation Chairman, U P S C David R. Sydemlieh Chancellor, IGNOU Pranav Mukhrjee,President Chairperson, NHRC HL Dattu Vice Chancellor, IGNOU M. Aslam Chairperson, NCM Nassem Ahmad President, National Lalitha Kumarmangalam Commission for Women Chairperson, CBDT Sushil Chandra President, Institute of Manoj Fadnis Chartered Accountants (ICAI) Chairperson, National Commission for Rameshwar Oraon Director General, CSIR Girish Sahani Scheduled Tribes Chairperson, UGC Ved Prakash CEO, Bharat Sanchar Anupam Shrivastava Nigam Limited Chairperson, National Commission for Vangal Eswariah Chairman of LIC V.K. Sharma Backward classes Chairperson, National Commission for PL Punia Chairman, National Stock Ravichandran Scheduled Castes Exchange (NSE) Chairperson, Atomic Energy commission Shekhar Basu Chairman, Indian Bank Rajeev Rishi Association Chairperson, 14th Finance Commission Dr. YV Ready Chairman, NASSOM R. Chandrasekhar Enforcement Director (ED) Karnal Singh

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Antino Guterres

Birendra Singh

Gen. Bipin Rawat

 127 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MARCH - 2017

ABBREVIATION IOB-Indian Overseas Bank. AFS-Annual Financial Statement IPO-Initial Public Offering. AFS-Available For Sale IRBI-Industrial Reconstruction Bank of India. BoP-Balance of Payments KCC-Kisan Credit Card. CR-Capital Receipts KMB-Kotak Mahindra Bank. KVB-Karur Vysya Bank. CRAR-Capital to Risk Weighted Asset KYC-Know Your Customer. Ratio LAB-Local Area Bank. DCCB-District Central Cooperative Bank LAF-Liquidity Adjustment Facility. ECGC-Export Credit and Guarantee Corporation LDB-Land Development Bank. GFD-Gross Fiscal Deficit LIBOR-London Inter Bank Offered Rate. GIC-General Insurance Corporation MIBOR-Mumbai Inter Bank Offer Rate. HUDCO-Housing & Urban Development Corporation NABARD-National Bank for Agricultural and Rural IBRD-International Bank for Reconstruction and Development. NAS-National Account Statistics. Development NAV-Net Asset Value. IBS-International Banking Statistics NBC-Non Banking Companies. OECD-Organisation for Economic Cooperation and NBFC-Non Banking and Finance companies. Development NEFT-National Electronic Funds Transfer System. OLTAS-OnLine Tax Accounting System NFA-No Frills Account. RWA-Risk Weighted Asset NFC-Non Banking Finance Companies. SEBI-Securities and Exchange Board of India NHB-National Housing Bank. NIB-Nordic Investment Bank. UBB-Uniform Balance Book NPA-Non Performing Assets. WPI -Wholesale Price Index NPS-National Pensions Scheme. FDI-Foreign Direct Investment. NSE-National Stock Exchange. FERA-Foreign Exchange Regulation Act. OMO-Open Market Operations. FICCI-Federation of Indian Chambers of Commerce and OTP-One Time Password. Industry. PGS-Payment Gateway System. FII-Foreign Institutional Investor. RBI-Reserve Bank Of India. FIPB-Foreign Investment Promotion Board. RBS-Royal Bank of Scotland. FPI-Foreign Portfolio Investment. RRB-Regional Rural Bank. FTA-Free Trade Agreement. RTGS-Real Time Gross Settlement System. GDP-Gross Domestic Product. SCB-Scheduled Commercial Bank. GDR-Global Depository Receipt. SCC-Selective Credit Control. GAAR-General Anti Avoidance Rule. SEPA-Single Euro Payment Area. HDFC-Housing Development Finance Corporation. SEBI-Security Exchange Board Of India. IBRD-International Bank For Reconstruction And SHGs-Self Help Groups. Development. SIDBI-Small Industries and Development Bank of India. ICICI-Industrial Credit and Investment Corporation of SLR-Statutory Liquidity Ratio. India. SPNS-Shared Payment Network System. IDB-Islamic Development Bank. SWIFT-Society For World Wide Inter Bank Financial IDBI-Industrial Development Bank of India. Telecommunication. IDR-Indian Depository Receipts. ULIP-Unit Linked Insurance Plan. IIB-International Investment Bank. UCB-Urban Cooperative Bank. IIBF- Indian Institute of Banking and Finance. UEBA-Universal Electronic Bank Account. IRR- Internal Rate Of Return. UIDAI-Unique Identification Authority of India. IMD-India Millennium Deposits. ULIP-Unit Linked Insurance Policies. IMF-International Monetary Fund. UPIN-Unique Property Identification Numbers. IMPS-Immediate Mobile Payment System. USB-Ultra Small Branch.

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USD-United States Dollar. OPEC - Organisation for Petroleum Exporting Countries VDBS-Vertically Differentiated Banking System. MCA - Ministry of Corporate Affairs WBCIS-Weather Based Crop Insurance Scheme. SMEs - Small and Medium Enterprises WL ATM-White Label ATM. SMO - Special Market Operations WPFI-World Press Freedom Index. WPI-Wholesale Price Index. MFDEF - Micro Finance Development and Equity fund SEBI - Securities and Exchange Board of India E C R - E x p o rt C red it R efin an ce ORFS - Online Returns Filing System E C S - E lectro n ic C learin g S erv ices OSMOS - Off-Site Monitoring and Surveillance S D R - S p ecial D raw ing R ights OTC - Over-the-Counter B R B N M P L - B haratiya R eserve B ank N ote M udran P rivate OTS - One-Time Settlement L i m i t e d BSA - Bilateral Swap Arrangements C D R - C o rp o rate D eb t R estru ctu ring IMF - International Monetary Fund E E A - E xchange E qualisation A ccount MBS - Mortgage Backed Securities N FA - N et F o reign A ssets BSE - Bombay Stock Exchange, Mumbai P D O - P u b lic D eb t O ffice CBDT - Central Board of Direct Taxes R E E R - R eal E ffectiv e E x chan ge R ate CBLO - Collateralised Borrowing and Lending O P E C - O rg an isatio n fo r P etro leu m E x p o rtin g C o un tries

S P M C IL - S ecu rity P rin tin g an d M in tin g  WORD OF THE MONTH

1. Introspection (Noun) 7. Scrap (Verb) Meaning: The examination or observation of one’s own Meaning: Discard or remove from service (a redundant, mental and emotional processes old, or inoperative vehicle, vessel, or machine), Usage: Quiet introspection can be extremely valuable especially so as to convert it to scrap metal Usage: A bold decision was taken to scrap existing plant 2. Acquittal (Noun) Meaning: A judgment or verdict that a person is not 8. Veil (Noun) guilty of the crime with which they have been charged Meaning: A piece of fine material worn by women to Usage: The trial resulted in an acquittal protect or conceal the face Usage: A white bridal veil 3. Hail (Noun) Meaning: Pellets of frozen rain which fall in showers 9. Expunge (Verb) from cumulonimbus clouds Meaning: Obliterate or remove completely (something Usage: Rain and hail bounced on the tiled roof unwanted or unpleasant) Usage: The kind of man that could expunge an 4. Impersonate (Verb) unsatisfactory incident from his memory Meaning: Pretend to be (another person) for entertainment or fraud 10. Controversy (Noun) Usage: It’s a very serious offence to impersonate a police Meaning: Prolonged public disagreement or heated officer discussion Usage: The controversy that ensued made a split in the 5. Extort (Verb) nonjuring communion. Meaning: Obtain (something) by force, threats, or other unfair means. Usage: He attempted to extort money from the company 6. Expulsion (Noun)  Meaning: The action of forcing someone to leave an organization Usage: His expulsion from the union

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DECEMBER POCKET CAPSULE 1. India successfully test-fired nuclear capable ballistic missile – ‘Agni-5’ 2. Anupam Kher’s 500th film’s world premiere at - Sundance Film Festival 3. Scientists develops first Biological Pacemaker using - Human Stem Cells 4. Government to launch which yojana for consumers - Lucky Grahak Yojana 5. Russian military plane crashes into - Black Sea 6. Where was foundation stone laid for first 2G Ethanol Bio-refinery of India - Bathinda, Punjab 7. Scientists developed first biological pacemaker developed from - Human stem cells 8. Special stamp on freedom fighter Gaya Prasad Katiyar was released by - Union Government 9. Dinanath Bhargava passed away, he designed - National Emblem 10. Name of former Prime Minister of Srilanka who passed away - Ratnasiri Wickremanayake 11. Where was first Digi Dhan Mela held to promote cashless transactions - Gurugram 12. Which state to seek Union government’s approval for using deer antlers in Ayurveda medicines – Kerala 13. Japan PM Shinzo Abe offers - Pearl Harbor Condolences 14. Government names whom as RBI Deputy Governor - Viral V Acharya 15. Who is re-elected as IIC president - Soli Sorabjee 16. The Indian Olympic Association has appointed whom as its life presidents - Suresh Kalmadi, Abhay Singh Chautala 17. Government meets PMUY target of 1.5 crore - LPG Connections 18. Name the world’s highest bridge which opened in China - Beipanjiang Bridge 19. CBDT inks 2 unilateral APAs with – Taxpayers 20. Which country passes FARC amnesty law – Colombia 21. Who took oath as new Lieutenant Governor of Delhi - Anil Baijal 22. Name of highest brigde of world recently opened - Beipanjiang Bridge ( 1850 ft ) 23. Who has appointed as new Prime Minister of Romania - Sorin Grindeanu 24. Name of mobile App launched by PM Narendra Modi for Aadhaar-based digital payment - BHIM 25. Govt to observe ‘’ on – Atal Bihari Vajpayee’s Birthday 26. DRDO successfully flight tests Smart Anti-Airfield Weapon system in – Odisha 27. Name the Bengali poet who has been chosen for 2016 Jnanpith Award - Shankha Ghosh 28. Which actor will receive PETA’s person of the year award - Sunny Leone 29. Name the aayog which rolls out Performance on Health Outcomes index - NITI Aayog 30. Which actor tops 2016 Forbes India Celebrity 100 List - Salman Khan 31. Odisha Government launches which Yojana to nurture HIV positive orphan kids - Biju Sishu Surakshya Yojana 32. Scientists use which fluid to strengthen weak bones - Pregnancy Fluid 33. Union Government reconstitutes committee helping - Krishna River Board 34. Solid fuel rocket is successfully launched by - Japan 35. India suffers from huge gender pay gap - ILO Report 36. Who has resigned as Lieutenant Governor of Delhi - Najeeb Jung 37. China launched which satellite to monitor global carbon emissions – TanSat Satellite 38. On 22nd December which day is observed - National Mathematics Day 39. Which country approves biggest defence budget – Japan 40. Who has been appointed as a Chief Secretary of Tamil Nadu - Girija Vaidyanathan 41. Name the long range nuclear-capable subsonic cruise missile which has been successfully tested – Nirbhay 42. Researchers develop first - Chikungunya Vaccine 43. Which country ranks 4th in 2016 Global Wind Power Installed Capacity Index – India 44. Merriam-Webster names which word as the word of the year – Surreal 45. Tamil poet Thiruvalluvar’s statue launched in –

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46. Which two countries has signed 6 agreements in various fields - India and Kyrgyzstan 47. Who has been appointed as a 44th chief justice of India – Justice J S Khehar 48. Huge dead zone discovered in - Bay of Bengal 49. PM lays foundation stone of country’s first Indian Institute of Skills in - Kanpur 50. Single tribunal to arbitrate inter-State water disputes will be set by – The Union Government 51. Who became the Miss World 2016 - Stephanie Del Valle 52. Disney starts off ‘Hour of Code’ for Indian school kids featuring - Moana 53. Union Government forms high-level task force on - Indus Water Treaty 54. Lanura is first village to go cashless in - J&K 55. Who will be next Indian Army Chief - Lt Gen Bipin Rawat 56. Who will be next Indian Airforce Chief - Birender Singh Dhanoa 57. Fifth edition of India-Arab Partnership Conference concluded in Muscat 58. According to Supreme Court which states has no sovereignty - Jammu & Kashmir 59. Pradhan Mantri’s which yojana comes into effect - Garib Kalyan Yojana 60. Govt appointed whom as IICA Director General - 61. Indian Navy’s eight landing craft utility L-58 launched by – GRSE 62. Who has been named in FP’s Global Thinkers 2016 list - Sushma Swaraj 63. Rajasthan Government launches which scheme - Annapurna Rasoi Scheme 64. Name the place which has become country’s first ever carbon neutral district - 65. Which word has been added in Oxford English Dictionary – Brexit 66. IAF personnel cannot keep beard - SC 67. ICFA presents ‘Global Agriculture leadership Award 2016’ to - 68. Which two countries Joint Military Exercise Commences in Maldives - Indo- Maldives 69. Who has become Nigeria’s UN Deputy Secretary-General - Amina Mohammed 70. PepsiCo CEO Indra Nooyi to Strategic and Policy Forum has been appointed by - Donald Trump 71. PM Narendra Modi ranks 9th among world’s most powerful people list of – Forbes 72. Which country successfully test-fires enhanced version of Babur cruise missile – Pakistan 73. Union Cabinet approves MoU between - Rural Development Ministry & FAO 74. Rights of Persons with Disabilities Bill, 2014 passed by - Rajya Sabha 75. Who won World Billiards title in Bengaluru - Pankaj Advani 76. Which state will be having a border viewing point similar to Wagah border - Gujarat 77. Name of legendary horse jockey who passed away - Walter Swinburn 78. Indo-Russian Bilateral Naval Exercise begins, it is named as - Indra Navy - 2016 79. India’s first Cybersecurity Engagement Centre in New Delhi launched by – Microsoft 80. Who discovered mutated Atlantic killifish resistant to toxic waste 8,000 times – Researchers 81. Which two countries have signed three agreements to enhance strategic partnership - India, Indonesia 82. Who sworn in as UN Secretary General - Antonio Guterres 83. Ammonia detected for first time in upper – Troposphere 84. On 11th December which day is observed across the world - International Mountain Day 85. Nobel Peace Laureate Jose Ramos-Horta urged for peace in - J & K 86. Who conferred with highest French civilian distinction Legion of Honour - John Kerry 87. Pranab Mukherjee launches Kailash Satyarthi’s which campaign - 100 Million for 100 Million 88. India inked Civil nuclear cooperation agreement with which country - Vietnam 89. $100 million loan was cancelled by world bank for which country - Pakistan 90. Cargo service between Tibet and Nepal was launched by - China 91. Which TV channel was launched to promote cashless India - Digishala TV Channel

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92. Which country successfully launches space junk collector into orbit – Japan 93. President Pranab Mukherjee presents which two awards to master craftspersons - Shilp Guru Awards, National Awards 94. On 10th December, 2016 which day is observed across the world - Human Rights Day 95. Recommendations of Ratan Watal Committee for - Digital Payments 96. On 9th December 2016 which day is observed across the world - International Anti-Corruption Day 97. Use of newspapers for packing food banned by – FSSAI 98. Name the astronaut who is the 1st American to Orbit Earth - John Glenn 99. AirAsia India Summoned for - FEMA Violations 100. Who has been named as Time Magazine person of the year - Donald Trump 101. India to train Sukhoi Su-30MK2 fighter pilots of which country - Vietnam 102. Which court gave verdict against Triple Talaq - Allahabad High Court 103. Which remote sensing satellite has successfully launched - Resourcesat-2A 104. Andhra Pradesh Government launches which mobile app to promote digital transactions - AP Purse 105. INS Sumitra visited which country to strengthen bilateral ties - Australia 106. Name the artist who won 2016 Turner Prize - Helen Marten 107. Dr Ambedkar’s birthday to be celebrated as - Water Day 108. Researchers found novel route to discover - New Drug Targets 109. Name the Chief Minister of Tamil Nadu who passed away on 5th December, 2016 - J Jayalalithaa 110. Name the Joint maritime exercise which begins between India and UK - Konkan 16 111. The Lifeline Express to get two more coaches for - Cancer Treatment 112. Nation pays homage to Bharat Ratna Dr BR Ambedkar on his - Mahaparinirvan Diwas 113. Which conference held in Amritsar, Punjab - 6th Heart of Asia 114. On 5th December which day is observed across the world - World Soil Day 115. Who wins reader’s poll for the TIME Person of the Year 2016 - Narendra Modi 116. Who has been appointed as Interim Director of CBI - Rakesh Asthana 117. Which app has been launched to promote breastfeeding - Stanpan Suraksha 118. 2016 Miss Supranational title won by - Srinidhi Shetty 119. UAE-based Indian teen Kehkashan Basu wins - Children’s Peace Prize 120. ISRO to launch how many satellites in one go in 2017 - 83 Satellites 121. New cheap way to produce nuclear fuel using electricity developed by - Russian Scientist 122. SC approves which system to tackle air pollution in Delhi-NCR - Centre’s Graded Response System 123. On 3rd December which day is observed across the world - International Day of Persons with Disabilities 124. Which Festival begins in Nagaland - Hornbill 125. 51st Raising Day was celebrated by – BSF 126. Yoga now on UNESCO’s list of - Intangible Cultural Heritage of Humanity 127. Union HRD Ministry launches - Vittiya Saksharata Abhiyan 128. On 1st December which day was observed across the world - World AIDS Day 129. Union Cabinet approves inclusion of 15 new castes in - Central OBC List 130. UNESCO adds Cuban rumba and Belgian beer to list of - World’s Intangible Heritage 131. Union Government formed which committee to promote digital economy - Chandrababu Naidu Committee 132. Drones help assess land problems in - North East

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132 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MARCH- 2017 SPECIAL SECTION ON CIVIL SERVICES NEED MORE FOCUSED APPROACH (Pramod Padhi) learning’ method has to go and instead bring in Education is more than a way of being, it is an art of becoming. environment which allows children to learn at their Education is not only about a process of nurturing the human own pace. soul, as the ancient Greeks understood it through the notion The concepts of flipped classrooms (pedagogical of paideia which meant the acquisition and transmission model where short video lectures are viewed by of excellence. But education is also what philosopher students before they attend the class and the in- Bertrand Russell defines as- “a certain outlook on life and class time is devoted to discussing it or other related the world.” activities) and MOOC (Massive Open Online Background: Course) have already started taking off, especially India holds an important place in the global education industry. in some of the leading Indian institutions. India has more than 1.4 million schools with over 227 million The improved quality of teachers should be backed students enrolled and more than 36,000 higher education by the increased number of teachers in schools. institutes. India has one of the largest higher education 3. Vocational education has to be made at par of basic systems in the world. Higher education system in India has education upto standard XII along with academics. undergone rapid expansion. Currently, India’s higher Education needs to realign itself with changing education system is the largest in the world enrolling over 70 times and therefore has to develop fundamental million students. capacities—e.g. independent thinking, problem- However, there is still a lot of potential for further solving—so that people can adapt instead of development in the education system. providing narrow skills for jobs. Education is not only about books as followed by the Indian Skill Development has been the focus of the present education system. The learning has to come from government which should rationalise which skills it surroundings and then tailor made into value added aims imparts. education. The union budget 2016-17 termed education as 4. On an average, private schools do not perform better one of the nine pillars of the budget. But there are mammoth than public schools. But still there is a prolific rise challenges faced by Indian education system- enrolment, in private schooling in the past decade and no excellence and employability. Thus, the focus of education significant improvement has been visible. Thus, it should be to address these major challenges. has to be understood that privatisation of 1. Public education has no substitute. Hence, its education is no solution to increase the quality and quality and quantity should be reaffirmed explicitly quantity of educated children. through actions. This involves subsequent increase However, it does not mean that private schools in budget allocation and striving to reach 6% of should not be encouraged. They can bring in new GDP in coming years. Thus, there is need for ideas and perspectives which can be also more public investment. Regional and rural-urban considered by others. disparities must be addressed too while allocating But, commercialisation of education has to stop as education budgets. education is no commodity. 2. Educators have a special responsibility in education 5. Just by ranking lists or assessments, the quality —social, political, human and epistemic. Teaching of education won’t improve. “Testing”-based is at the heart of education system but India has “accountability” of educators is a disaster, it one of the weakest teacher education programme damages the education system at its core. (B.Ed) in world which deprives children of a bright Examinations must be improved to assess real and future which comes from creative present. India has deep capacities rather than memorization and around 8.8 million teachers but this existing teacher procedural skills. base requires massive investment in effective 6. Technology is not the panacea to solve the problem capacity development. of poor learning standards. They help just as the Along with it, the teachers have to be trained with books do. That is why, any investment in technology new teaching and learning pedagogies adapted should be assessed properly before shelling out from best practices across the world. The ‘rote millions on setting up infrastructure. The learning

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capability of the children have to be improved with become a path breaker in achieving sustainable multiple tools. economic success. However, these economic aims 7. Higher education has a bright future in idea. The should usher in equality and narrow down government is taking various steps to increase the disparities. outreach of higher education after primary Conclusion: Elementary education built a nation but higher education. Several MoUs have been signed education brings it recognition and glory in the globe. India between India and Australia in the fields of higher is on a rapid path of knowledge revolution and the need is to education and research, including technical and strength its higher education system so it can get back the professional education, schools, vocational last glory of the ancient period as the cradle knowledge and education and training. wisdom. Also, GIAN brings talent pool of scientists and TRANSGENDER AND THEIR RELATED entrepreneurs, internationally to encourage their ISSUES engagement with the institutes of Higher Education Introduction in India so as to augment the country’s existing Its more than 3 year when Supreme Court of India has academic resources, accelerate the pace of quality recognized the third gender in Indian society and asked for reform, and elevate India’s scientific and Govt. step for them. Indian policy makers have been technological capacity to global excellence. progressing fast on the issue of transgender. Recently, the 8. Education and learning are deeply determined by cabinet also approved the Transgender Persons (Protection the socio-economic conditions of the child. The best of Rights) Bill 2016. Government is also evolving mechanisms teachers cannot compensate for deprivation and for their social, economic and educational empowerment. poverty at home. Hence, there should be proper Efforts need to be put to mitigate the stigma, discrimination arrangements made in school for children belonging and abuse against this marginalized section and bring them to all class and castes of society. into the mainstream of society. It will lead to greater Also, the schools should be secular and non- inclusiveness and will make the transgender persons discriminative institutions where the ideals of productive members of the society. constitution are respected and followed. Problems Faced by Transgender 9. There is a need for dramatic improvement in our Transgender community is among one of the most early childhood-care system and also in education marginalized communities in the country because they don’t for children with disabilities. The school fit into the stereotypical categories of men or women. infrastructure, including specially trained teachers Consequently they face a lot of problems such as: is the basic impediment while imparting education  Social exclusion and discrimination. to children with disabilities. The government needs  Lack of adequate education and employment to undertake various actions to make education an facilities. ‘inclusive activity’.  Dropping out of school for multiple reasons such 10. Mother tongue is the most effective medium of as repeated violence. education in early grades. However, given the reality  They are also required to hide their identity due to of the social capital of English, all children must the fear of harassment and the stigma attached. have the opportunity to learn the language.  Inability to take up the work of their choice. 11. On regulatory front, HRD ministry is likely to move  Various legislations such as Section 377 (which towards giving greater autonomy to government criminalizes non penile-vaginal intercourse) and backed institutions — like the Indian Institute of Section 36(A) of the Karnataka Police Act (which Managements (IIMs) in deciding their future. This allows the police commissioner to maintain a register is more likely to be in the fashion of allowing them of transgenders) allow room for discrimination of the freedom to experiment with technology and with transgender. the new ways of reaching out to people.  Forced marriages, caste oppression, sexual and 12. Economic aims of India should be fulfilled by physical assault are a few more challenges faced by education by providing individuals become the third gender. economically independent. It is not without any The NALSA Judgement reason that India is charted out to be global leader In 2014, the Supreme Court passed a judgement which was a in having the youngest population which can result of the petition filed by the National Legal Services Authority. The judgement also known as the NALSA

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Judgement allowed the transgender to avail benefits provided  Absence of provisions to recognize the violence by the state in equality to the other citizens. It also gave committed by the natal family. them an option of identifying themselves as the third  The inadequate budget assigned by the Centre for gender. As per this Judgement Third Gender is the person this matter. who consider himself different than the sex assigned to him  Absence of awareness programmes to sensitize the at birth. general population. The judgement also required the Centre and States to take  Lack of a clear mechanism through which steps to treat them as socially and educationally backward transgender communities can access existing classes and extend reservation for admission in educational welfare schemes. institutions and for public appointments. Conclusion Also, all important identity documents such as birth The need of the hour is to make all the stakeholders certificate, passport, ration card and driving licence would responsive and accountable for upholding the social recognise the third gender. Gender identification was very principles necessary to safeguard the interests of the essential for further provision of many rights such as the marginalised sections of the society. Through the right to vote, own property and marry. Transgender Bill, we can bring greater accountability on the Transgender Welfare Board part of the Central Government and Slate Governments/Union As a result of the NALSA judgement, a few Indian states Territories Administrations for issues concerning such as Manipur, Odisha, Maharashtra, Delhi, Karnataka and Transgender persons. Other than policy measures, Kerala have formed Transgender Welfare Board for the sensitisation and awareness have to be raised significantly. purpose of extending existing welfare schemes to transgender If various stakeholders can come together, we can definitely communities. Odisha became the first state to draft law for make this world a better place for the third gender. their welfare. However, the creation of such boards and welfare measures GREEN BONDS – EMERGENCE AND has had its own set of limitations and obstacles: SIGNIFICANCE  Owing to the federal structure of India, welfare in What are Green Bonds? India is a matter of responsibility for both the Centre A bond is a debt instrument with which an entity raises and State. As a result, the there is no uniform agenda money from investors. As a result of the transaction, the in place for the transgenders. bond issuer gets capital while the investors receive fixed  The existing welfare schemes for transgender are income in the form of interest and once the bond matures, not completely suitable for them. the money is repaid. Green bonds are issued by multilateral  In the process of policy formulation, the dialogue agencies such as the World Bank, corporations, government with the community has been inadequate to agencies financial institution and municipalities. understand their needs and requirements. In case of a green bond, the issuer publicly states that capital Tamil Nadu also formed a Transgender Welfare Board, before is being raised to fund ‘green projects’, which typically the NALSA judgement was passed, for the welfare of a small include those relating to renewable energy, emission community of transgenders known as Aravanis. This board reductions and so on. The main aim is to finance also had flaws similar to those mentioned above. environmentally friendly businesses and assets. Lately green Challenge of Certification bonds have emerged as one of the key financing mechanisms The Transgender Persons (Protection of Rights) Bill, 2016 for the global economy’s to move towards a greener and also has a provision for a district screening committee to sustainable future. certify a person’s third-gender identity in the form of a Emergence and Growth of Green Bonds transgender card. The need for certification by a committee, The first green bonds were issued in 2007 by World Bank could be for administrative purposes such as deciding the and European Investment Bank. Ever since the first issue benefits under welfare schemes, allowing for a change of the green bond market has grown exponentially and is name etc but it is still against the promise made by the NALSA currently pegged at over $180 billion. This mode of raising judgement, which allowed self-identification to be the basis funds has seen extensive participation from corporates and of such certification. financial institutions, including sovereign and municipal Limitations of the Bill bodies across the world in both developed and developing Apart from the social challenges that the transgenders face, economies. the Transgender Persons (Protection of Rights) Bill, 2016 2015 was a big year for green bonds as world markets has the following shortcomings: witnessed currency green bonds, innovative structuring and

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Blue bonds are those 1,000 crore via green bond issue. bonds which are specifically used to finance water  A growing number of corporates and financial infrastructure. Globally, the blue bond issue has institutions have resorted to this innovative crossed $10 billion. It is imperative for India to utilise mechanism to raise capital and even for attracting such innovative mechanisms for water infrastructure foreign investments. augmentation as well.  India also received investment through its  Other innovative mechanisms such as securitisation first Green Masala Bond (rupee-denominated can also be promoted. Many standalone green bond), with the International Financial Corporation projects such as roof top solar, energy efficiency raising an off-shore rupee bond on London Stock and rural water supply still remain unattractive to Exchange for investing in Yes Bank’s green bond. institutional investors owing to the smaller scale This was a fine example of how innovations in and vast geographical spread. Aggregation and emerging markets can capture global attention. securitisation of such projects will give them the  Green bond issuance in the country has witnessed much needed push. a manifold increase and India is now the seventh  With the focus of urbanisation and infrastructure largest green bond market globally. development in India growing consistently in the  These bonds have been crucial for raising capital policy sphere, the green bonds are expected to for sunrise sectors like renewable energy. It has witness a huge growth for financing water supply assisted India in sustainable growth. projects in cities such as Pune and Hyderabad and  Various sectors which have received investment even development of smart cities. through the green bonds are the low carbon  Collective participation of regulators, policymakers, transport sector and low carbon buildings. However, corporate and financial institutions is also important sectors such as water management and waste to utilise the green bonds in addressing climate management have not been successful enough to change. raise money through green bonds due to sector- specific issues and also because the projects are INDIA’S ASIAN STRATEGY smaller in size and geographically dispersed. Introduction Regulatory Performance Nations which have an important role to play in shaping Indian regulators have shown exemplary foresight in international relations have restructured their foreign policies, recognising green bonds as a key tool towards financing the both with respect to defence and economy, as per the needs nation’s climate change targets and in guiding the of the evolving geopolitics. Countries such as the U.S., China development of the green bond market through necessary and Russia have responded well to this evolution but India policies and reforms. still does not have a clear strategy with which it can take  In January 2016, the Securities and Exchange Board advantage of the basket of opportunities arising in Asia. of India (SEBI) published its official green bond Indian Evolution guidelines and requirements for Indian issuers. Almost three centuries ago India was the richest country  The Reserve Bank of India also passed regulatory dominating the world economy with textile exports. However, reforms for strengthening and expanding India’s lapses in our policies and certain decisions in those years corporate bond market. allowed the British to rule upon us. As a result of the Conclusion – Tapping the Real Potential colonisation, India was exploited for the benefit of countries India’s green bond market has not been tapped completely. progressing as a result of the Industrial Revolution. It has a limited number of issuers so far. However, because of As a result of the above, India has never been able to secure increasing interest from the government and market a similar global standing as it did three centuries ago. Chinese regulators, 2017 can expect a further growth in raising capital economy is now five times that of India and soon to be the largest in the world. India has all the capabilities and the

136 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF MARCH- 2017 demography to overtake China by 2050. However, the same  China is focussing on connectivity, the OBOR, can be achieved with sound policies, national and infrastructure, new institutions and integrated international, and channelizing the resources in the best way markets. The massive investment has given a vision in the right direction. of shared prosperity. India’s Challenges Changes in USA Policy  India’s ‘Look East Policy’ has not helped India with  In the post Second World War era, U.S. dominated material gains other than agreements including the global geopolitics on three rules with coercive sale of coastal patrolling vessel to Vietnam. power:  On the west, India is parking high stakes in the  Global trade with dispute settlement; Chabahar port. However, India suffers a major  Global security system resting on alliances; constraint in terms finances when compared to and China.  Deliberations in the United Nations based  Even though India has made huge investments in on a division between donors and Afghanistan, still global groupings have kept India recipients. out of the political discussions in Afghanistan.  USA has now realised the need for change in policy  In South Asia, Bhutan is probably the only nation from confrontation to creation of spheres of which is exclusively under India’s sphere of influence. The chances of confrontation with respect influence. to economy and trade are very less now. There is a  NITI Aayog has not developed any roadmap for greater need for integration of economies. India to become a $10- trillion economy by 2032.  US, Russia and China relations are expected to get  India is also lacking a clear national viewpoint on better since digital flows are now adding more wealth the uncertainties, challenges and opportunities in to the global economy. terms of technological innovation reshaping global  The new president in USA also recognises the need politics, economy and society. for building military superiority based on  There has been an excessive and constant emphasis technological leadership. As a result, it is expected on the military strategies in dealing with other to recognise the growth and leadership potential of countries and blaming Pakistan for terrorism. This China. energy needs to be devoted towards trade and  With the focus on spheres of influence, USA has economic strategies. also brought about changes in its policy. It has  India is also isolated with respect to its approach recognised India as a major defence partner and towards the OBOR. India is the only nation in also provided Pakistan with nearly $1 billion in continental Asia which has not agreed to be a part military assistance on conditional basis.(USA of the OBOR. declared india as Non-NATO allies) Emergence of China Action Steps for India  The re-emergence of China has limited the ability of the U.S. in setting the global agenda and preventing  India needs to focus on GDP growth and economic development rather than other challenges. These the establishment of the Asian Infrastructure problems will be resolved with economic progress. Investment Bank by asking Europe to keep out.  India should also cooperate rather than confront  China is making huge investment in infrastructure and integrate with the OBOR initiative. creation as seen in the case of China Pakistan Economic Corridor (CPEC). The amount of  India should add a ‘Digital Sustainable Asia’ resources China is devoting has led to almost all component to OBOR. This is one area where India’s leadership potential can be tapped. OBOR should nations in continental Asia agreeing to be a part of also be seen as a chance to strengthen democracy. the One Belt One Road (OBOR) initiative.  India has to balance cross-border terrorism with  Chinese investment has also attracted nations such cross-border water flows and focus on greater as Malaysia, Thailand and Myanmar. reliance on endogenous cyber security and missiles.  Russia and Central Asian nations are also linking their infrastructure development to the OBOR thus Conclusion: The transformation of Look Easy Policy of the earlier Govt. to the Act East policy of the NDA Govt. at getting the much needed access to warm water ports. present is a shift in Indian strategy to focus on its wider role in the Asian continent.

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IMPROVING INDIA’S SCIENTIFIC which, among other problems, makes them unattractive to CAPABILITIES rising talent that prefers greener pastures abroad. The second issue that the government is focusing on is Prime minister Narendra Modi’s pledge to place India among strengthening the links between S&T and industry. If done the top three countries in the world in the field of science right, this could potentially bring in the resources necessary and technology (S&T) by 2030—announced at the Indian to boost Indian science. Currently, much of the funding comes Science Congress in Tirupati recently and reiterated at the from the government while private-sector investment (in the Nobel prize exhibition in Ahmedabad is a fine sentiment. But form of research and development centres, for example) is it is also a grandiose one. Getting even part-way there is below par. Overall, despite talk since the late 1980s of going to take some doing. India performs below its potential increasing S&T investments from the public and private on just about every indicator of scientific progress and sector to 2% of GDP (gross domestic product), the figure achievement there is: be it the amount of public and private still hovers at around 0.9%. In comparison, South Korea leads funding earmarked for research, the number of prestigious the race, investing 3% of its GDP in S&T, while Japan follows awards won by Indian scientists working in Indian close behind. institutions, the number of patents registered in the names Another example is tiny Israel, which has not only nurtured of Indians or the number of articles published in well-known a flourishing S&T ecosystem but leveraged its security peer-reviewed journals. challenges to build a robust defence industry. In India, it will India has a long civilizational history of scientific achievement. But today the list of Indian scientists who have be interesting to see if the Modi government’s flagship scheme to boost domestic manufacturing and its consequent won the world’s most prestigious award, the Nobel, begins efforts to woo foreign capital (specifically in defence) can do and ends with C.V. Raman. The longer list of Indian-origin something similar. and Indian-born winners has 16 mentions—but that also only Against this backdrop, it was perhaps in the fitness of things highlights the large-scale systemic failures that extend across that the Nobel exhibition, which brought nine Nobel laureates institutions and manifest at all levels. on one platform in Ahmedabad, was organized in association Only time will tell if the Modi government will be able to put with an investment summit to underline how science, in motion the revamp he has spoken of. But for now, there technology and innovation hold the key to enterprise and are early indicators that give us some idea of the entrepreneurship. The event is part of the larger Nobel Prize government’s plans and priorities. Series—and can be seen as part of the government’s larger First is the government’s focus on improving science effort to make science more glamorous. If there is to be real education at the school level: In Ahmedabad, Modi spoke of progress, it will need unglamorous, ground-level work. scientists helping develop course modules while in Tirupati, he mentioned scientific social responsibility wherein premier Fetishizing the Nobel as an end in itself—as Andhra Pradesh chief minister N. Chandrababu Naidu did recently when he laboratories and research institutions could partner with announced Rs100 crore in prize money for anyone from his nearby schools and colleges to create an environment that supports scientific education and innovation. This is well state who wins the Nobel prize—will not be enough. and good. But these are in the nature of vague, broad ideas, WHY OUR AGNI V LAUNCH FIRED UP when what is needed is foundational work on the overall CHINA education system. A human resource and development ministry report tabled When India first tested its three stage Intercontinental in Parliament recently noted that as many as a million teaching Ballistic Missile Agni V on April 20, 2012, China’s reaction positions in government schools across the country are lying was remarkably restrained. “China and India are both vacant; successive status of education reports by the non- emerging powers. We are not rivals, but cooperative partners. We should cherish the hard-earned momentum of profit Pratham have highlighted how educational outcomes among Indian school students are falling at an alarming rate. cooperation,” Liu Weimin, China’s Foreign Ministry The situation in institutions of higher education is hardly Spokesperson said. She added: “The two countries have a sound relationship. During the (recent) fourth BRICS meeting any better. Elite institutions such as the IITs are the exception, the leadership of the two countries agreed on a consensus and they too struggle to compete globally. In the QS World University Rankings 2016-17, only two Indian institutions to further strengthen cooperation.” Even the normally aggressive Chinese Government ranked among the top 200 universities in the world: Indian mouthpiece, Global Times, was relatively restrained. It Institute of Science, Bangalore (rank 152) and Indian Institute of Technology, Delhi (rank 185). Research institutions also asserted: “India should not overestimate its strength. Even if it has missiles that could reach most parts of China that suffer from government interference and lack of funding

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The Agni IV, currently operational, with a range Change in tune of 4,000 km can hit targets in Southern China, while the Agni When India conducted the fourth and final pre-operational V, with a range of 5,500-8,000 km can hit even at the farthest test of the Agni V on December 26, 2016, China’s reaction points in China. The submarine launched Sagarika missile was belligerent and hostile. Chinese Foreign Ministry has a range of 750 km. Its variants, currently under Spokesperson, Hu Chunying, referred to UN Security Council development, can hit across China from the Bay of Bengal. Resolution 1172 of June 6, 1998, issued after nuclear tests by China, in turn, has transferred the designs and knowhow of India and Pakistan. The resolution called on India and the Shaheen range of missiles to Pakistan. These missiles Pakistan to immediately stop their nuclear weapons can hit targets across India. Moreover, Karachi and Gwadar development programmes; to refrain from weaponisation and will be used not only to base the eight submarines China is the deployment of nuclear weapons; to cease development supplying to Pakistan, but also serve as bases for Chinese of ballistic missiles capable of delivering nuclear weapons nuclear and conventional submarines. The range of missiles and end any further production of fissile material for nuclear being developed by India clearly signals to China that it will weapons. Hu also asked India to spell out its “intentions”. find any effort to use Pakistan as a nuclear proxy against China seemed to have forgotten that the Security Council India very costly and perhaps unaffordable. The Agni V is Resolution was a “Chapter 6” Resolution, which was not virtually invulnerable, as it is mobile and housed in canisters. binding on India. The reaction of Global Times was vicious. The way of dialogue Referring disparagingly to India’s economic potential and New Delhi needs to be far more active in insisting that a pointedly equating India with Pakistan, Global comprehensive nuclear dialogue with China is essential for Times observed: “Currently there is a vast disparity in power strategic stability across Asia. China is loathe to enter into between the two countries and India knows what it would such a dialogue, as it wishes to not formally accord mean, if it poses a nuclear threat to China”. recognition to India’s nuclear weapons status, even as it Responding to China’s assertion that India’s missile peddles nuclear weapons and ballistic missile designs and programme affected nuclear stability in South Asia, India’s materials to Pakistan, while helping Pakistan to develop both Spokesman Vikas Swarup noted: “India’s strategic autonomy uranium and Plutonium based nuclear weapons. These and growing engagement contribute to strategic stability”. transfers to Pakistan are in total disregard of China’s Challenge to China responsibilities under the Nuclear Nonproliferation Treaty. There are a number of reasons for the change in the Chinese India has been far too defensive and avoided exposing the reactions to Agni V missile tests between 2012 and 2016. Sino-Pakistan nuclear/missile nexus in important world China militarily seized the Scarborough Shoal, located within capitals. A far more determined effort on this score would be the Exclusive Economic Zone of the Philippines, in 2012. It, necessary with the Trump Administration settles down to thereafter, contemptuously rejected a verdict of the UN looking at the world. Tribunal, which declared its maritime boundary claims along Within Asia, Chinese hubris and arrogance would need far its so-called “Nine Dotted Line” as a violation of International closer consultations and dialogue with countries such as Law. The Tribunal held China’s territorial claims on Vietnam, Japan, Vietnam and Indonesia. There appears to be sentiment the Philippines, Indonesia, Malaysia and Brunei, as similarly growing slowly in Tokyo that in the face of Chinese territorial being in violation of International Law. China has, in the and geopolitical ambitions, Japan should review its nuclear meantime, converted a large number of rocks across the South policies. The incoming Trump Administration has also China Sea into Islands, where it has based missiles, armed indicated that allies such as Japan need to do more to defend personnel and military aircraft, using its military might. themselves. A nuclear-armed Japan can certainly play a key The USA administration took virtually no action in response role in moderating Chinese behaviour and hubris. This is an to Chinese belligerence against the Philippines — a longtime issue that needs to be looked at carefully. All this has to be military ally. Worse still, the US recently acquiesced in the combined with a vigorous dialogue with China. seizure of one of its unmanned underwater vehicles close to the Philippines. Chinese belligerence is paying off. President Duterte of the Philippines has quietly acquiesced to Beijing’s

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CHALLENGES IN FRONT OF THE INDIAN  In such a scenario, General Rawat has to not only ARMY act fairly, but also to be seen to act fairly to restore the cohesiveness of the army. The turbulence caused by selection of General Bipin Rawat The seniority rigidity as the new Army Chief, superseding two army commanders  The two superseded officers, Lt General Praveen senior to him, has seemingly calmed down within the first Bakshi and Lt General PM Hariz, have decided to week of the changeover. However, the challenges he inherited continue as army commanders. This might however as the Army Chief need a refreshed lookout and speedy create some functional problems as seniority matters resolutions. a lot in a rigidly hierarchical organisation like the Modernisation of Army army.  The modernisation of army has been lagging for  However, it is expected to be handled and dealt with many years deftly as both the officers shall be retiring in  The army had identified 24 modernisation projects November. of which 11 of them were deemed as critical. However, Seventh pay commission even the ‘critical’ projects also did not see much of  General Rawat will have to take up with the progress, thereby revealing the current fragile government the need for urgent action to meet the condition of the Indian Army. aspirations of the soldiers from the Seventh Pay  Infantry modernisation has been a pothole despite Commission. initiation of procurement of artillery guns, air defence  assets and helicopters. Today, the infantry solider The four core issues – questions of status equivalence, hardship and risk allowances, the lacks even a modern basic assault rifle. military service pay and non-functional upgradation  The procurement of improved bullet proof jackets and ballistic helmets for the soldiers has been talked – need to be resolved urgently.  These issues have a direct impact on the morale about since long, but neither has seen light of day. and effectiveness of soldiers in operations while  General Rawat is from the infantry and hence the having the potential to damage the delicate balance lack of modern equipment for the foot-soldier ought of civil-military relations. to be his greatest concern. Lack of infrastructure  Thus, continuous modernization of the force by  Though the army chief has highlighted that the gradual induction of latest equipment for giving a Indian army is tasked to fight a two-front war, that futuristic outlook to the forces is the need of the is China and Pakistan, there is lot be done to make day. India stronger- militarily as well as infrastructure Intra-army grapple wise.  General Rawat’s supersession of two officers  A Mountain Strike Corps for the China border was belonging to armoured corps and the mechanised raised during UPA II government but the state of its infantry is proof of the fact that in current equipping and infrastructure has been lagging way environment, infantry is perceived to be dominating behind planned targets. the army  Even the slow pace of construction of roads by the  However, a bias towards infantry from the new Army Border Roads Organisation and the delay in Chief may further open long-existing fissures within commencement of laying of strategic railway lines the organisation. makes it extremely difficult for the army to deploy  The implementation of AVS Committee report which troops within the required time-frame should the provides for faster promotions for Army officers up need arise. to the rank of Colonel in order to reduce their age Internal security- J&K profile at the combat level and ensure that they get  The situation in J&K has deteriorated dramatically promotions commensurate to their jobs which was in Jammu and Kashmir, with terrorists targeting army subsequently supported by Supreme Court decision camps at Uri and Pathankot last year. have already caused a lot of heartburn in the army.  There was a huge spike in cross border infiltration  Such evolving dynamics is not good for an with 112 terrorists coming in 2016 as compared to organisation like army which is considered strong 30 in 2015. when all its branches are well coordinated and  In the same way, the army lost 63 soldiers in the cooperated, even in peace time. state, more than double the previous year’s figures.

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 Thus, one of the main actions to be undertaken by  Centralised approach in policies and initiatives the Army Chief is to assure the calm environment in related to urbanisation did not give states or cities the valley. much autonomy and choice. Conclusion : Procurement of weapon systems and equipment  Delayed approval of projects caused is an important function for managing the operational health, implementation delays. morale and capability of the armed forces. The procurement Such an approach led to failure of one of the first dedicated process is undoubtedly full of challenges but these are not policy towards urbanisation – Jawaharlal Nehru Urban insurmountable. The Army being the largest service and Renewal Mission (JNNURM). JNNURM was launched in fielding the largest array of equipment needs to improve its 2005 but by the end of its existence in 2014, only 710 projects own processes by carrying out an internal analysis and out of the 1630 sanctioned under JNNURM could be taking effective steps to speed up the procurement process. completed.Now it has been replaced by AMRUT Yojana by Accepting the shortcomings in its processes and taking NDA Govt. of center. steps to overcome them, particularly where internal measures Change in Approach can improve the processes, is the most important step The government has now come up with many policies towards capacity building. The government should also take focused on addressing challenges of rising urbanisation. care of the basic needs of the soldiers who risk their lives for For the effective functioning of these policies and the country at borders and no politics should be played over programmes, the government is bringing in following soldiers’ lives. With regards to the supersession, it has not changes in its style of working: happened for the first time and with time, the issue shall also  Objectivity and transparency in selection of cities be subsided. Overall, the army has to brace itself for many and allocation of central resources under new urban challenges and thus it should be well prepared and well- missions. This is being done on the basis of urban supplied with all the necessities. population and the number of statutory urban local bodies in each State. REVIVAL OF FOCUS ON URBANISATION IN  Bottom up planning is being promoted to encourage INDIA more sense of sense of involvement in and Urban areas are often referred to as engines of inclusive ownership of new schemes by city and State economic growth. Currently, almost 30% of the population governments. in India is living in urban areas. Further, it is expected that  Timely project and investment approvals are being India will add 300 million new urban residents by 2050 and accorded to ensure giving the states and cities hence needs to build climate-friendly and resilient cities to sufficient time for their implementation. address the challenge of accommodating the needs of the  Citizen participation in urban planning and project growing population. As per the first ‘World Cities Report prioritisation are now made mandatory. 2016- Urbanisation and Development: Emerging Futures’  Cities are also being empowered by making them a report by UN Habitat, urban areas in India are already part of the development. They are being given a contributing more than 60 per cent of the GDP. Hence, India higher say in the entire process. needs to ensure continued focus on terms of policy on  Under the Atal Mission for Rejuvenation and Urban addressing the needs of rising urbanisation. Transformation (AMRUT) and Smart Cities Challenges to Urbanisation Mission, there shall be a comprehensive assessment Even though there has been universal acceptance and of infrastructure deficit before drawing up city-level acknowledgment on the importance of urbanisation for action plans. economic growth, still India has lagged behind in terms of  States will not be allocated funds and projects in an urbanisation due to the following reasons: arbitrary manner or on the basis of poor quality  Indecisiveness on the matters related to reports and project analysis. urbanisation in the post independence years.  Online integrated single-window clearance for  Inadequate relevance given to urbanisation for construction permits is being put in place to achieving our socio-economic goals and improve ease of doing business. development.  Public-private partnerships are being encouraged  A weak policy approach towards urbanisation has in cities to address the financing needs. also led to faulty implementation and ignorance. Addressing Financing Problems Earlier, there was a major problem where project approvals were given in the last two quarters of the financial year. This

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Such steps enable capabilities for these remote sensing satellites for a city and State governments to realise mission targets by the number of countries. stipulated time through advance planning.  India also shares data with countries and is a part In a latest shift of methodology, cities are now vying for of international forums such as United Nations credit rating to attract investment which proves useful for Platform for Space-based Information for Disaster urbanisation. Pune and Ahmedabad are ready to issue Management and Emergency Response municipal bonds to raise funds. Post approval, release of (UNSPIDER). funds is also linked to progress of mandated governance  Also, India has launched satellites for countries that reforms under the urban development missions. do not have space launch capabilities as well as for Impact countries like France, Canada , Germany, Japan, As a result of the above reform measures undertaken by the South Africa and even USA who find Indian government in the area of policy related to urbanisation a lot services reliable as well as reasonable. of positive changes have taken place.  Thus, India has taken excellent steps towards  Under the Pradhan Mantri Awas Yojana (Urban), utilisation of space diplomacy and more can construction of about 15 lakh affordable houses is achieved considering India’s capabilities for being financed as against only about 12.50 lakh regional and global diplomacy. during 10 years of UPA rule. Under AMRUT, 86 per India’s space applications cent of mission investments stand approved.  ISRO is now supporting many new tools and  Over 500 cities and towns have already become open governance applications such as alert system for defecation-free and Andhra Pradesh, Gujarat and unmanned railway crossings, identifying water Sikkim have declared all cities and towns as open sources, pipeline safety etc. This can be used in defecation-free. furthering improvement in living standards of  Financial allocations are being made in a timely people. manner. Government has committed Rs.50,000 crore  Civil aviation, marine navigation, road under AMRUT, Rs.48,000 crore for Smart Cities. transportation and disaster management are some Funds are also being allocated to individual of the areas that would stand to benefit from the households under the Pradhan Mantri Awas Yojana potentials of IRNSS. (Urban).  Significantly, the INSAT communications and IRS  Higher allocation for cities and more empowerment earth observation spacecraft constellations being to states to spend more is also being experienced. operated by ISRO are being routinely harnessed Conclusion : As India is improving in economic parameter for a wide ranging purposes including disaster on migration will be the reality. Urbanization and creation of warning, tele medicine and tele education, crop urban infrastructure is the most important need as India is forecast, water resources monitoring and mapping being migrating to its cities. Proper planning and resource of natural resources. allocation for infrastructure development is a must for the  Indeed, India’s experience in exploiting the nation to continue its march towards a developed nation in potentials of satellite technology for accelerating future. the pace of socio economic development is of immense relevance to the third world countries INDIA’S SPACE DIPLOMACY including the India’s South Asian neighbours. India has vigorously expanded into space diplomacy as an A peaceful and prosperous neighbourhood instrument to expand Indian diplomatic clout and soft power  Reaching out to the neighbours with the expertise as well as further its geo strategic interests. This has the in space technology has become a new, vibrant potential to enhance India’s diplomatic relations with mantra of the space diplomacy projected by the developed as well as developing countries. Let us look at current government. India’s space diplomacy reign so far.  The SAARC satellite which is being spearheaded  Technological capabilities in outer space have long by ISRO, is considered an excellent example of the been used as an effective tool of foreign policy. For Indian policy of strengthening relations with the instance, US used its LandSat satellites to share immediate neighbours.

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 The SAARC satellite aims to help South Asian  Pakistan is expected to receive military grade countries in India’s neighbourhood for fighting positioning and navigation signals from China’s poverty and illiteracy, scientific advancement and BeiDou system. open up the opportunities for the youths of these  Pakistan’s Space and Upper Atmospheric Research countries. Commission (SUPARCO) is building a remote  India has successfully launched seven satellites of sensing satellite which is expected to be launched IRNSS which will help in regional navigation too, in 2018, by means of a Chinese space vehicle. thereby generating an alternative to commercial Thus, India is facing tough completion from China in navigation satellite services. expanding its space diplomacy in the region. SAARC satellite  India has now offered Bangladesh its expertise to could serve as an instrument to blunt the edge of China’s build and launch its domestic satellites. plan to strengthen space cooperation with South Asian South East Asia outreach countries including Maldives and Sri Lanka.  With a view to project its soft power through the Also, Indian plan to set up a state of the art satellite sharing of its space expertise, India is looking at monitoring station in Vietnam has attracted Chinese ire where the possibility of setting up a ground station in Fiji it sees satellite data reception cum tracking and telemetry that could ultimately serve as a hub for sharing space station in Ho Chi Minhcity as a “clear cut attempt to stir up expertise with the Pacific island nations. trouble in the disputed South China Sea region”. China is  ISRO already operates ground stations in Mauritius, concerned that the link up of ground stations would give Brunei and Indonesia to help track the Indian India a significant advantage in the South China Sea region. satellites launched from Satish Dhawan Space Centre ISRO Plan to lunch 103 satellite by PCLV C-37 in 2017 which at Sriharikota in Andhra Pradesh. includes a large number of foreign satellite is another attempt  India has offered to share Indian space expertise to establish and expands it space diplomacy. with the countries in South East region where China, Conclusion : India is considered to be a leader in societal Japan, Australia and USA are competing to acquire applications of space technology. It can play a role in capacity a strategic edge. building for other developing countries in use of space  As part of its international cooperation programme, technology to solve their local problems of land, water, ISRO has offered to share its experience in utilizing forests and crop, among others, which have been the space technology for socio economic successfully demonstrated by ISRO. development with ASEAN countries which are also Technological capacity-based diplomacy may very well hold prone to natural disasters. the key to deepening relationships both regionally and  Relevantly, the Department of Space (DOS) Annual internationally for India. India’s space prowess must be Report makes a reference to the plan for the setting effectively used as a tool in diplomacy and foreign policy up of a satellite data reception centre in Vietnam. It not only for regional capacity building and collaboration says “India is actively pursuing a proposal with with developing nations but also for enhancing India’s role ASEAN comprising Brunei, Cambodia, Indonesia, in a global framework. Thus, India should continue its efforts Laos, Malaysia, Myanmar, Singapore, Philippines, in spreading its space diplomatic tentacles. Thailand and Vietnam to establish a ground station in Vietnam to receive, process and use data from MALNUTRITION IN INDIA AND FOOD Indian satellites for a variety of applications FORTIFICATION including disaster management and support and What is Malnutrition? also to provide training in space science ,technology Malnutrition refers to the lack of proper nutrition which could and applications”. be either caused by not eating the right food with the right Regional competition nutrients or not eating adequate amount of food with the  China along with Pakistan, Bangladesh and a adequate nutrients. This leads to lack of essential nutrients number of other countries have set up a regional being received by the body. partnership organization called the Asia-Pacific Causes of Malnutrition in India Space Cooperation Organization.  Geographical Causes: Due to physiographic  It involves sharing data, establishing a space diversity and regional imbalance in terms of communication network and tracking space objects. resources, certain areas lack certain nutrients or food  China is helping set up a space academy/satellite items. ground station alongside the launch of a  Historical Causes: The long rule of British has led telecommunications satellite for Sri Lanka. to exploitation to such an extent that certain Bangladesh and Maldives were also expected to sections of the population and certain regions in pursue a similar path.

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the country have still not been able to overcome Programmees launched in India the deprivation caused.  Mid day meal programmee for school children.  Socio-Economic Causes: Poverty and inadequate  Suplimentary Nutrition Programmee in Anganwadis. inclusion of various sections of the demography.  Nuttritional support in SC/ST residential school. Also, with the increasing level of disposable income  Programmee of financial assistance recently with the people there is increasing consumption of declared by PM for pregnant and lactating mother junk food and packaged food which is leading to and the infant @6000. malnutrition as well in urban areas. There is a need for unique initiatives that will support a  Governance and Policy Failures: Ineffective nourished lifestyle among the poor and it is a welcome move implementation of policies and failed targets of the where joint efforts are being carried out to address this five year plans and delayed focus on malnutrition challenge, with national and global organisations joining has left India lagging behind in a major way. hands.  Other Causes: Additionally, a family’s economic Legislative Support for National Level Programmes costs incurred and cultural links are also responsible  To ensure that programmes for food fortification for micronutrient deficiencies. are carried out effectively, centrally mandated laws Malnutrition in India – Magnitude are needed.  World Bank Report on India issued recently  There is a need for programmes which can be estimated the prevalence of underweight children implemented at the national level such as the widely in India to be among the highest in the world, and successful programme of salt fortification with nearly double that of Sub-Saharan Africa. iodine, which has been useful in reducing goitre  Fifty per cent of Indian villages are severely affected deficiency. by malnutrition. Way Forward for India  Malnutrition is the single largest contributor to  The Group of Secretaries on Education and Health under-five mortality. has identified fortification of food items like salt,  As per World Bank, India loses over $12 billion in edible oil, milk with a timeline of three years, as one GDP to vitamin and mineral deficiencies. of the measures to be undertaken to address the Food Fortification issue of malnutrition in the country.  Fortification of staple foods such as milk, oil, sugar  A task force is slated to be formed from various and flour is an important strategy to eradicate ministries to support fortification. malnutrition which is followed globally. The key  Concrete action with a unified front is needed by vitamins and minerals which rank high on the involving various stakeholders to combat fortification need are vitamin A, iodine and iron. malnutrition. Deficiencies arising from these three are creating  India can also rely upon the Public Distribution the greatest burden on public health. System (PDS) efficiency to ensure the access of  India has been focussing on advocacy programmes fortified food to the masses especially in the rural as a starting point for food fortification initiatives. areas.  Non-governmental organisations (NGOs) and  Focus on tribal area nutrient needs. Schools in tribal private organisations have been actively pursuing areas should be given special responsibility in the food fortification programme with support from ensuring that students get access to the right food the Centre. Some NGOs. and in the right quantity.  Vitamin A sachets are being provided to school  We also need to work towards achievement of all children in municipal schools, as part of the midday Sustainable Development Goals (SDG) which meal programme. together can have a huge impact in reducing the  Public/private partnerships can also help in incidence of malnutrition. resolving the issue through unique business  International collaborations such as SAARC Food models. Bank can be useful in reducing under nourishment.  It is also being advised to promote the importance All the Best of a balanced diet along with food fortification and Vitamin A supplementation by creating a sustainable food fortification programme where all stakeholders  come together.

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