2020 U.S. Payments Forum Member Recognition
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2020 Annual Report Discover Card • $71 Billion in Loans a Leading • Leading Cash Rewards Program
2020 Annual Report Discover Card • $71 billion in loans A Leading • Leading cash rewards program Student Loans Digital Bank • $10 billion in student loans and Payments • Offered at more than 2,400 colleges Personal Loans • $7 billion in loans • Debt consolidation and major purchases Partner Home Loans • $2 billion in mortgages Discover is one of the largest digital banks in the United • Cash-out refinance and home loans States, offering a broad array of products, including credit cards, personal loans, student loans, deposit products Deposit Products and home loans. • $63 billion in direct-to-consumer deposits • Money market accounts, certificates The Discover brand is known for rewards, service and of deposit, savings accounts and checking value. Across all digital banking products, Discover seeks accounts to help customers meet their financial needs and achieve brighter financial futures. Discover Network Discover Global Network, the global payments brand of • $181 billion volume Discover Financial Services, strives to be the most flexible • 20+ network alliances and innovative payments partner in the United States and around the world. Our Network Partners business provides payment transaction processing and settlement services PULSE Debit Network on the Discover Network. PULSE is one of the nation’s • $212 billion volume leading ATM/debit networks, and Diners Club International is a global payments network with acceptance around Diners Club International the world. • $24 billion volume To my fellow shareholders, A year has passed since our world changed virtually overnight as we faced the greatest public health crisis in a century and the resulting economic contraction. We remain grateful to those on the front lines of this battle, including healthcare and emergency workers, and everyone who has taken personal risk to make sure the essential services of our society keep running. -
Rupay: the Emergence of an Indian Card Giant (A Marketing Perspective)
International Journal of Scientific and Research Publications, Volume 9, Issue 2, February 2019 525 ISSN 2250-3153 RuPay: The Emergence of an Indian Card Giant (A Marketing Perspective) Siddharth, Vijayraj, Subham Dash, Varun Chadha, Varun D. Nankani Christ (Deemed to be University) - Bannerghatta Campus Bangalore, India 2019 DOI: 10.29322/IJSRP.9.02.2019.p8667 http://dx.doi.org/10.29322/IJSRP.9.02.2019.p8667 Abstract- There have been turbulent changes in the banking sector gain an international scheme. As of July 2018, these cards were of the world which lead to capitalisation of various untapped issued to savings and current bank account holders across 1100 opportunities. One such opportunity was interbank transfers using banks including cooperative banks and Regional Rural banks. It ATM cards. VISA and MasterCard were the ones that decided to has 65% of the Indian market share and is accepted at all the capitalise on this opportunity and became the biggest payment ATMs, e-commerce portals and Pos terminals. networks of the world. RuPay is India’s very own card scheme to promote debit and It has various advantages leading to its mass acceptability. credit card transactions, which was launched in 2012, by National • The occurrence and settlement of transactions happen Payment Corporation of India (NPCI). The cost of the transaction domestically, the cost is lower and thus is affordable. in India was high in spite of the fact that in India 90% of the credit • As it is domestic in nature, it is aiming at customized transactions and almost all debit transactions are domestic. -
January 2016 Innovation Grows Where Mpos Goes
JANUARY 2016 INNOVATION GROWS WHERE MPOS GOES The mPOS market in America alone is expected to grow at a CAGR of 51% during the forecast period 2016-2020. That’s largely contingent on prolific growth in the number of mobile phones and the payment methods it enables. However, the length and breadth of mPOS’ potential can be reached only if hardware innovation keeps up with software applications. Mobile point of sale is essential for growing micro- merchants, but the technology isn’t always accessible to them. Verifone’s latest platform could be a case in point to take innovation further and make it accessible where it matters. Erik Vlugt, VP of Global Products at Verifone, recently discussed with MPD CEO Karen Webster how Verifone plans to change the space with the recent release of its new e265 mPOS platform. e265 marks “a continued investment on Verifone’s part in mobile POS in general,” Vlugt said, calling it “one more product in our digital line.” “We are committed to the wonderful world of mPOS -- and that’s not going to change; we see huge growth there globally,” Vlugt added. In this particular case, as Vlugt explained, the e265 is based on a proven platform called the e355, which has been very successful with larger retailers in the market, especially in the integrated space. “We are now taking a lot of those same benefits and features to smaller segments as well,” said Vlugt. “The smaller segments typically have a Verifone payment terminal, which has served them well over time, but in some cases these merchants want to add more functionality to overall customer engagement including things they’re doing on tablets and handheld devices.” These sorts of engagement activities may include loyalty, other commerce applications, things with price checking and so on. -
Axis Bank Partners with Diners Club International to Offer Forex Card
Press Release Axis Bank partners with Diners Club International to offer Forex Card . World’s first Forex prepaid card issued in conjunction with Diners Club International . Corporate and leisure card holders travelling abroad, especially to the United States, China, Japan and Korea, to benefit . Card holders will have access to more than 35 million merchant locations and more than 1 million ATM and cash access locations across 185 countries Mumbai, March 9, 2016: Axis Bank, a market leader in travel currency cards, today announced the launch of the world’s first Forex prepaid card issued in conjunction with Diners Club International, a business unit of Discover Financial Services. The Forex Card will run on the Discover Global Network, the third largest payments network in the world, providing card holders with global acceptance. The strategic alliance delivers widespread acceptance in key markets including the United States and North Asia, by utilizing Discover Global Network partnerships with China’s Union Pay, Japan’s JCB and South Korea’s BC Card, among others. In all, the Discover Global Network includes more than 35 million merchant locations and more than 1 million ATM and cash access locations across 185 countries. The card offers a bouquet of privileged services and benefits to travelers, including access to more than 600 Diners Club airport lounges globally. The EMV chip embedded card will make payments more secure. The card comes at no additional cost to customers and is available at the same price as Axis Bank’s existing Forex Cards. Speaking on the occasion, Mr. Sidharth Rath, President & Head, Treasury, Corporate & Transaction Banking, said, “Axis Bank continues to be the market leader in the Prepaid Forex Card category. -
Credit Card 101
Credit Card 101 Jump Start Program First Data Learning Organization Confidential & Proprietary to First Data Corporation Developer: 10 Rev 03/03/2011 V2.0 Agenda – Card Brands – Card Types – The PiProcessing Flow – Selling Merchant Processing – Knowledge Check Confidential & Proprietary to First Data Corporation. 2 Credit Card’s 5 Major Brands • Visa Credit Cards ‐ credit cards issued by Financial Institutions that are members of Visa, cards carry the Visa Logo on the front of the card. • Master CdCard Cre dit CCdards ‐ cards idissued by Financ ia l IiiInstitutions that are members of MasterCard, cards carry the MasterCard logo on the front of the card. • American Express Credit Cards ‐ cards issued by American Express Financial Services, or their partner Financial Institutions, cards carry the American Express logo on the front of the card. • Discover Credit Cards ‐ cards issued by Discover Financial Services, or their partner Financial Institutions, cards carry the Discover or Novus logo on the front of the card. • JCB Credit Cards (Japanese Credit Bureau) ‐ cards issued by Financial Institutions (usually foreign Financial Institutions), cards carry the JCB logo on the front of the card. The common characteristic associated with each type of credit products: • Each credit instrument used to make the purchase/payment is associated with a line of credit that must be repaid to the issuing financial institution. Funds are not pulled out of a Bank or Government funded account. Confidential & Proprietary to First Data Corporation. 3 What Do They Mean By Card Typ e? Type of Card – Type refers to the card presentdted by the consumer at the time of purchase. -
Past MPC Companies @Pay LLC 123WIRING 1Sale 3Cinteractive 7
Past MPC Companies @Pay LLC 123WIRING 1Sale 3Cinteractive 7 - Eleven AARP Abc Media Network ABnote Abrinix IT Consulting ACCEO Solutions Acceo Tender Retail Access One Inc Accu Search Acculynk ACI Worldwide, Inc. ACT Canada Active Activewave Parking ActPay AdGent Digital ADN ADS ADT Advanced Data Systems Affinion Group Affirmative Technologies, Inc African Communication Services Aite Group ÄKTA Alcatel-Lucent AlixPartners Allegiant Systems Alliance Data Allied Fiber Allstate Allstate Insurance AllthatSoft Alternet Systems, Inc. Amadeus Amalgamated Bank of Chicago Amazon Development Center Amazon.com, Inc. American Banker American Collection Systems, Inc. American Express American Network, Inc. AmeriMex Communications AMT Consumer Services AnchorFree Angola Payment Systems, SA ANPI Antares Computer Systems AnyWhere Commerce AP Technology Apac & Cala Apex Merchant Services, Inc AppGage, LLC Apriva Arbinet Arent Fox LLP Argentina Arrivalist Arroyo Consulting LLC Artinsoft Corp Arvidson Consulting Arxan Technologies Asemca Associates Inc Asemca Telecom Associates(Si Gimbel) AT & T At Home ATS Mobile Augmentum, Inc. Avaya Averon B2 Banco Popular Bank Innovations Bank News Bank of America Merchant Services Bankcard Services BanZoo Barclaycard Barclays Barcode Media Group, Inc Bernstien BerryReview Best Buy Bill 2 Pay Bill to Mobile Bill2Pay, Intuition Systems Inc. Billguard Bio Track Thc Blackboard Inc. Blackhawk Network Bluefin Payment Systems Bluesky BlueStar Inc BlueWave Communications BMO Braintree Bravo Tip or Pay Breakaway Communications Breaking Banks Brian Brands Bridelwood Consulting Business Channel Strategy Business Insider Business InSight Radio Show Business Solutions, ISR Business Technology Solutions cac ltd Cafe Caio Chicago Call Nonce Cambridge Merchant Capital Group Capgemini Capital Investment Capital One Card Payment Solutions Cardlytics CardPlus Payment Systems, LLC CARDPRINTING.US Casablanca Ventures Cashier Live Castle Technology CBIZ CBS Television CCS usa Celent Centene CENTRAL BANK OF TRINIDAD & TOBAGO Century Payments CEWE Stiftung & Co. -
Tokyo 100Ventures 101 Digital 11:FS 1982 Ventures 22Seven 2C2P
Who’s joining money’s BIGGEST CONVERSATION? @Tokyo ACI Worldwide Alawneh Exchange Apiture Association of National Advertisers 100Ventures Acton Capital Partners Alerus Financial AppBrilliance Atlantic Capital Bank 101 Digital Actvide AG Align Technology AppDome Atom Technologies 11:FS Acuminor AlixPartners AppFolio Audi 1982 Ventures Acuris ALLCARD INC. Appian AusPayNet 22seven Adobe Allevo Apple Authomate 2C2P Cash and Card Payment ADP Alliance Data Systems AppsFlyer Autodesk Processor Adyen Global Payments Alliant Credit Union Aprio Avant Money 500 Startups Aerospike Allianz Apruve Avantcard 57Blocks AEVI Allica Bank Limited Arbor Ventures Avantio 5Point Credit Union AFEX Altamont Capital Partners ARIIX Avast 5X Capital Affinipay Alterna Savings Arion bank AvidXchange 7 Seas Consultants Limited Affinity Federal Credit Union Altimetrik Arroweye Solutions Avinode A Cloud Guru Affirm Alto Global Processing Aruba Bank Aviva Aadhar Housing Finance Limited African Bank Altra Federal Credit Union Arvest Bank AXA Abercrombie & Kent Agmon & Co Alvarium Investments Asante Financial Services Group Axway ABN AMRO Bank AgUnity Amadeus Ascension Ventures AZB & Partners About Fraud AIG Japan Holdings Amazon Ascential Azlo Abto Software Aimbridge Hospitality American Bankers Association Asian Development Bank Bahrain Economic Development ACAMS Air New Zealand American Express AsiaPay Board Accenture Airbnb Amsterdam University of Applied Asignio Bain & Company Accepted Payments aircrex Sciences Aspen Capital Fund Ballard Spahr LLP Acciones y Valores -
Why Merchants Keep Failing to Protect Card Data Fines
May/June 2018 www.isoandagent.com Why merchants keep failing to protect card data Fines. Bad publicity. Class actions. Are any of these penalties severe enough to stop data breaches? 001_ISO050618 1 4/24/18 4:16 PM Your Payment Partner of Choice E800 E500 E600 A920 Smart Retail Solutions Introducing PAX’s new Smart Retail Solutions. Sleek designs that make them look more like a tablet than a payment terminal. PAX has launched an application management platform for resellers and partners to manage applications with the PAX Smart Retail Solutions. US Headquarters: Regional O ce: 4901 Belfort Road, Suite 130 40 West Baseline Road, Suite 210 Jacksonville, FL 32256 Tempe, AZ 85283 +1-877-859-0099 | [email protected] +1-877-859-0099 | [email protected] © 2017 PAX Technology Limited. All Rights Reserved. PAX’s name and PAX’s logo are registered trademarks of PAX Technology Limited. All other products or services mentioned in this advertisement are trademarks, service marks, registered trademarks or registered service marks of their respective owners. pax-smart-retail-iso&agent.indd002_ISO050618 2 1 4/23/20184/23/18 5:10:10 8:02 AMPM Contents 10 Why merchants fail to protect data Are the incentives for protecting card data so lopsided that merchants feel little need to do more? Or is it wrong to ask merchants to fix the faults in a payment card ecosystem they had little hand in creating? Processing Cards Processing 04 14 20 An African startup builds on bitcoin A cryptocurrency debit card looks Why Verifone needs to be taken Bitpesa’s founder saw bitcoin as the next past the card networks’ limits private, despite its turnaround big thing, and stuck with her plan even The idea of a crypto debit card has been Verifone has worked hard to recover as the craze around cryptocurrencies done before — and in some cases, has from its self-inflicted wounds. -
M2020 USA COMPANIES 22.6.21.Xlsx
$1 CUNA Strategic Services Kinecta Federal Credit Union RSA Security 14 West Curacao Money Transfer King Irving Consulting Group Russell Reynolds Associates 2nd Order Solutions Currency Cloud Kinnevik Capital Limited Safrapay 3Rivers Federal Credit Union Cvent KKR Capital Markets LLC Sageview Capital 4Front Credit Union Cvent HQ KnovaOne Salelytics 5Point Credit Union DadeSystems Kobie Marketing, Inc. SalesOptimize 7 Mile Advisors DailyPay, Inc KONA I Co., Ltd. Sanctum Insights LLC Abound Daimler Mobility Services GmbH KoreFusion International Sandy Spring Bank Accenture Dancu Partners, LLC KPMG Santander Commercial Banking Accutrend Data Corporation Dash Kunai Santander InnoVentures ACI Worldwide DataSeers Ladenburg Thalmann Financial Services Saola Ventures Acria UG (haftungsbeschränkt) DataX, LTD Launchpad Capital Sapphire Ventures Acuant Inc daVinci Payments Inc. Lazard Middle Market Schedulicity Adcel Mobile Card Inc. DC Bank LenderClose Schools First Federal Credit Union Adcel MobileCard Debt Advisor Lendio Scienaptic Systems Administrative Services, LLC, a Neustar Company Deduce, Inc LendIt Fintech Scotiabank adorsys GmbH & Co. KG Dell Boomi LendKey Seattle Bank adorsys Group Deloitte LendUp Securitize Inc AffiniPay Deloitte Uk Lenny Crotty SecurityMetrics Affinity Plus Demica Levvel - IT Consulting Firm Seek Capital Affinity Plus Federal Credit Union Demica Limited LexFin SEFCU Affinity Solutions Desert Financial Credit Union LexisNexis SegPay AIS Media, Inc Deserve LexisNexis Risk Solutions SEI Investments Aite Group Deutsche Bank LF Search Senacor Technologies AG AKBANK T.A.S. Deutsche Bank - London LGE Community Credit Union Sensibill Akoya LLC Deutsche Bank AG LGFCU Sensibill Inc. Alkami Technology Deutsche Bank Securities Liberis Serrala Group GmbH All My Papers Deutsche Bank Trust Co America Liberty Mutual Insurance ServiceNow, Inc Allegro.pl Sp. -
2021 Annual Conference Registration Roster 8
MAG 2021 Annual Conference Registration Roster This list is not to be distributed or reproduced outside the MAG. Registrations as of 9/17/2021 ATTENDEE TYPE COMPANY FIRST NAME LAST NAME TITLE In Person [24]7.ai Jeff Meyers Account Executive In Person [24]7.ai Storm Stonestreet Strategic Account Executive In Person 7-Eleven, Inc. Michael Silver Digital Payments - Credit Card Fraud Data Analyst In Person ACI Worldwide Keith Bryant Sr. Account Executive, Petroleum Customer Success In Person ACI Worldwide Dan Coates Solution Evangelist - Omni-Commerce In Person ACI Worldwide BRYAN CROTEAU Executive Consultant In Person ACI Worldwide James Harrison Sr. New Business Development In Person ACI Worldwide Brad Kireta Sr. New Business Developer, Petroleum Fuel In Person ACI Worldwide Bobby Koscheski Director, Solutions Consulting In Person ACI Worldwide Spencer Lewis Sr. New Business Development In Person ACI Worldwide Tommy McDeermond Sr. New Business Developer In Person ACI Worldwide Dennis Odiwo Product Manager In Person ACI Worldwide Mike Pitura Sr. New Business Developer In Person ADT Security Grant Olson Payments Strategy and Assurance In Person ADT Security Ryan Sadorf Director, Finance & Treasury In Person ALDI Jeffrey Luna National Projects Director In Person ALDI Teresa Turner Retail Payments Manager In Person Alon Brands, Inc. Jason Burger Senior Payment Services Analyst In Person Alon Brands, Inc. Holly Roldan Senior Manager, Payment Card Services In Person Amdocs Leslie Ragojo Customer Business Executive In Person Amdocs Inc Sridhar Gajula Director Sales and Architecture In Person American CryptoFed, Inc. Marian Orr CEO In Person American CryptoFed, Inc. David Tcheau Lead Control Engineer In Person American CryptoFed, Inc. -
Mpos Tracker™ Report JULY 2017
a mPOS Tracker™ report JULY 2017 HOW MPOS MAY BE THE LIFEGUARD FOR RELAXATION UNDERTOW TouchBistro raises $12.35 Find the top providers in mPOS goes to the beach million for expansion efforts the latest Tracker Scorecard – page 5 (Feature Story)5 – page 8 (News and8 Trends) – page 16 16 mPOS Tracker™ © 2017 PYMNTS.com all rights reserved Table of Contents PAGE What’s Inside A look at the quickly evolving mPOS space and the latest news on the newest 03 products and technology from mPOS providers. PAGE Feature Story Mia Brown, head of operations for parking app Honk, on how mPOS can make 05 parking at the beach a breeze. PAGE News and Trends 08 The latest headlines and trends from around the mPOS world. PAGE Top 25 Providers | Scorecard The results are in. See this month’s top scorers and a provider directory 16 featuring 279 major players in the space. PAGE About 153 Information on PYMNTS.com mPOS Tracker™ © 2017 PYMNTS.com all rights reserved July 2017 | 2 What’s Inside Similarly, cloud-based digital ordering platform READY OR NOT, MonkeyMedia Software and mobile payments platform mobile solutions are coming LevelUp announced the two companies will expand their to a retailer near you soon. existing partnership. According to the news release, the companies plan to co-develop a seamless, bi-directional interface between MonkeyMedia Software — designed According to a recent industry survey of retailers, to support food takeout, delivery and catering service merchants offering mobile device interaction in stores, channels — and LevelUp’s mobile loyalty and payment through a mobile POS (mPOS) or a mobile solution solutions. -
Mpos Tracker™ © 2018 PYMNTS.Com All Rights Reserved TABLEOFCONTENTS
TRACKER™ mPOS OCTOBER 2018 PCI SSC ON SECURELY PAYING VIA MERCHANTS’ MOBILE DEVICES PCI SSC’s chief technology officer FIN6 returns with A look at the industry’s talks mPOS security POS-targeting malware top providers ― page 6 (Feature Story)6 ― page 10 (News10 and Trends) ― page 18 (Tracker18 Scorecard) mPOS Tracker™ © 2018 PYMNTS.com All Rights Reserved TABLEOFCONTENTS PAGE What’s Inside 03 The latest mPOS developments, including adoption by airlines and insurance companies Feature Story PAGE Troy Leach, chief technology officer of the PCI Security Standards Council, on developing standards for software-based PIN entry on commercial, off-the-shelf devices 06 and contactless payment on COTS PAGE News and Trends 10 The latest mPOS industry headlines PAGE Top 25 Providers | Scorecard The results are in. See the top scorers and a provider directory featuring 303 players in 17 the space, including four additions. PAGE About 171 Information on PYMNTS.com mPOS Tracker™ © 2018 PYMNTS.com All Rights Reserved October 2018 | 2 WHAT’S INSIDE obile point-of-sale (mPOS) solutions’ insurance company Tune Protect Malaysia (TPM) with a flexibility, portability and business product to help agents replace manual processes and management features are winning favor accept policy payments. Immediate acceptance could bring an end to common late payment or reconciliation Min a wide range of industries, from coffee to taxis. issues, and immediately notify insurance companies From apparel companies like Maje to skin care when a payment has cleared. retailers like Rituals, more merchants are turning to mPOS to strengthen customer service with product Around the mPOS world recommendations and faster checkout.