NEWS

Plans moving along for new interchange Costs increase after Crossroads Blvd., I-25 New rules for home roundabout redesign builders Page 2 $ 1 June 8-21, 2007 HB-1338 could Vol. 12, No. 19 increase costs www.ncbr.com for new homes Page 24

New health care demand in region Occupational medicine More prospects knock on NoCo’s door clinics adding services to meet competition Page 3 from prospective employers shop- dent Larry that the region is more prominently Visits, referrals ping for expansion or relocation Burkhardt said. on the site-selection map than ever space. “Just in the past before. up as eco-devo At the same time, officials at six weeks we’ve Through April, the agency host- Upstate Colorado Economic Devel- had seven of ed 10 visitations from company del- groups get busier opment, based in Greeley, and Love- them, and at least egations or consultants representing land-based Northern Colorado three of those are prospective employers. By Tom Hacker Economic Development Corp. say companies that “We’re already at 75 percent of [email protected] they are working more cooperative- have come back last year’s total,” NCEDC Vice Pres- Community colleges ly than ever before. for repeat visits.” BURKHARDT ident Jacob Castillo said. “We’re get- feel funding pinch Northern Colorado’s two main “An office of this size will typi- While the ting more qualified interest, late- Sen. Bob Bacon upset economic development agencies are cally process 10 to 12 site visits in numbers recorded at NCEDC are stage interest, from these compa- by lack of attention and both reporting soaring interest the course of a year,” Upstate Presi- not quite as dramatic, they do show See SITE VISITS, 37 funds CO colleges receive Page 3

Company missing 4M pounds of beans Health care Department of Ag. ‘Green’‘Green’ grocergrocer mergermerger stillstill onon investigating Western Grain International Inc. Page 4 plans aim 70 THE EDGE 60 to deflect 50

40 future crisis

Whole Foods Market Announced Merger Proposal from Getting your 20 Feb. 21, 2007 business loan local experts one Things to be aware of MARKET DRIVEN — The Whole 18 when getting a loan, Foods Markets location that of four considered maintaining good credit opened in Fort Collins in 2004 Millions quickly grabbed a big share of the 16 By Steve Porter Page 7 market held by rival Wild Oats Mar- [email protected] kets. When the two announced Wild Oats Markets merger plans on Feb. 21, Wild Oats’ 14 LISTS (Nasdaq: OATS) share price spiked, FORT COLLINS — A proposal Region’s largest while Whole Foods (Nasdaq: WFMI) July 2006 Sept 2006 Nov 2006 Jan 2007 Mar 2007 May 2007 that included authors from North- has been more volatile. ern Colorado is one of four culled from a list of more than two dozen Engineering firms SOURCE: YAHOOFINANCE.COM Photo by Tom Hacker, Northern Colorado Business Report Page 21 aimed at helping state legislators Analysts say the FTC is working find a better way General Whole Foods, Wild Oats stranded at to determine whether the natural- to address an contractors and-organic retail food sector, in impending health- Page 22 altar while FTC ponders marriage which Whole Foods and Wild Oats care crisis. are the two biggest players, is a sep- “I think the Agricultural By Tom Hacker Whole Foods (Nasdaq: WFMI) arate sector from the larger retail- group that worked equipment dealers [email protected] announced its intention to buy food industry, a half-trillion-dollar on this realized Page 29 Wild Oats (Nasdaq: OATS) for $565 industry dominated by such chains from our own BOULDER — A consensus of million in late February, capturing as Safeway Inc., Albertsons and The experience that food retail experts, including com- the attention of the entire con- Kroger Co. there’s this grow- PLOCK pany executives and industry ana- sumer-products industry nation- Among the most careful ing group of peo- lysts, say the proposed merger of wide. But it also triggered an exam- observers of the merger proposal is ple in the middle who can’t afford Whole Foods Markets and Wild ination by the Federal Trade Com- Michael Gilliland, who co-founded insurance now and it could grow to Oats Markets is inevitable, despite a mission, an agency that has since Wild Oats in the late 1980s and is all of us, which is intolerable,” said continuing series of stalls that have then scrutinized the deal under the now CEO of Sunflower Farmers Carol Plock, executive director of the led others to speculate the deal is on provisions of a federal act designed Markets, an 11-store chain of natur- Health District of Northern Larimer ice. to ensure healthy competition. See MERGER, 35 See HEALTH, 34

2 The Northern Colorado Business Report June 8-21, 2007 Crossroads interchange project moving ahead Regional support needed to cover $4.7 million cost By Steve Porter [email protected]

LOVELAND — Designers of a new interchange at Interstate 25 and Crossroads Boulevard just south of The Ranch are clos- ing in a final version that would set the stage for construction to begin this fall and head off a potentially dangerous traffic mess. “We’re about halfway through the design process and the hope is that we can get that done by August and then out to bid, start construction in the early fall and be com- plete by the summer of ’08,” said Dave Klockeman, engineer for the city of Love- land. “It’s quicker than normal because we’re not actually doing any work on I-25.” Last year, officials connected with the project said they hoped it would cost less than $3 million and be finished by the end of 2007. But changes in the interchange’s roundabout design have bumped its esti- mated cost up to $4.7 million and comple- tion date back by nearly a year. Still, Klockeman said the project is mov- ing along on a reasonably fast track when compared to waiting for Colorado Depart- ment of Transportation funding and con- struction, which would cost at least $20 Michael D. Wailes, Northern Colorado Business Report million for a full interchange redesign and GETTING CRAMPED — Traffic on Crossroads Boulevard west of I-25 heads toward a cramped interchange that will have roundabouts and other improvements added as an unknown number of years of planning. part of a $4.7 million project set to begin later this year. See CROSSROADS, 26

REGIONAL LOCATIONS AT Southeast corner of I-25 & US 34

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June 8-21, 2007 The Northern Colorado Business Report 3 THE Ice Energy seals $25 million funding deal Goldman Sachs the source of the funding, rather than the EYE amount, that would mean the most to the com- Ice Energy Inc. pany’s future. leads investment “While $25 million sounds like a lot of money, it really provides us with access to the Founded: 2003 partnership group next level, the next step in attracting more,” Management: Frank Ramirez, CEO New handle for Ramirez said. “All money spends the same, but Headquarters: Windsor By Tom Hacker it’s great for a company like ours to attract the Product/Service: Manufactures Ice Bear efficient old heat source: [email protected] sponsorship and global reach of someone like energy storage air conditioners Goldman Sachs. They are large participants Employees: 40 woody biomass WINDSOR — Ice Energy Inc., with a grow- with a lot of credibility in the renewable energy Web: www.ice-energy.com ing presence in Northern Colorado’s clean and sphere. The leverage that they provide is sub- renewable energy sector, has taken a substantial stantial.” The Eye tips the hat leap forward with $25 million in new funding. Ice’s core technology is the Ice Bear, an air SOURCE: BUSINESS REPORT RESEARCH this week to the Colorado A partnership led by investment banking conditioning unit that cuts peak daytime energy use by freezing water during nighttime hours, State Forest Service and powerhouse Goldman Sachs includes special- time, installation of the Ice Bear boxes cuts car- when energy is cheapest. Ramirez says the the Governor’s Energy ized renewable energy venture capital company bon dioxide emissions by 40 percent. deployment of the Ice Bear to replace tradition- Office f or its innovative Good Energies and Seattle-based venture fund It’s partly the utter simplicity of the technol- group Second Avenue Partners. al refrigerant cooling systems can cut a user’s packaging of a two-day See ICE ENERGY, 32 conference in Fort Ice Energy CEO Frank Ramirez said it was peak-time demand by 95 percent. At the same Collins. The June 4-5 event at F OCUS the Fort Collins Marriott Community brought together forestry and energy experts “to provide the latest infor- colleges feel mation about heating with woody biomass.” The Woody Biomass Facility Heating Confer- inadequate ence, according to the state forest service press release, “was specifically developed for public facil- funding pinch ity managers and mainte- nance staff, city and coun- ty administrators, fuels Education Summit to reduction and wood products businesses, ener- discuss state school gy consultants and equip- ment manufacturers, pub- needs and prospects lic forest managers and private landowners, and renewable energy advo- By Steve Porter cates and policymakers.” Michael D. Wailes, Northern Colorado Business Report [email protected] On hand for the event were Tim Reader, “utiliza- MORE CLINICS — Dr. Brian Mathwich, physician at Workwell Occupational Clinic in Loveland, demonstrates occupational FORT COLLINS — Bob Bacon is frustrated. tion and marketing medicine diagnostic techniques with physical therapist Robin Seldin. Workwell, which has clinics in Loveland and Longmont, Make that a lot frustrated — by the lack of will open a third clinic in Greeley later this year, along with several others planned by other entities for Northern Colorado. forester” with the state funding available for higher forest office and Craig education in a prosperous Jones, identified as the state with a well-educated “Woody Biomass Pro- population. gram Manager” for the Occupational health care “The general public Governor’s Energy Office. doesn’t understand that our Careful reading of the state’s education facilities two-page announcement are suffering tremendously,” leads the Eye to conclude said state Sen. Bacon, D- that woody biomass is, in demand across region Fort Collins, vice-chair of BACON well, mostly firewood. the Senate Capital Develop- In keeping with the ment Committee and a member of the Senate inventive use of language, areas in Northern Colorado and that we need- Education Committee.. “It’s a sad state of we hear that another con- Several new clinics set ed to provide coverage in the Greeley market, affairs for the whole higher education system, ference is in the works, which is a growing (employer) market,” Pot- but our community colleges get even less.” one featuring wind-power to open by year’s end to tenger said. Most attention is usually focused on the advocates. It will convene Pottenger said Workwell opened its first state’s public universities, and Colorado State as the Accelerated Atmos- serve injured workers clinic in Longmont in 1996 and a second loca- University President Larry Penley has been try- pheric Molecular Particle By Steve Porter tion in Loveland in 1998. Workwell contracts ing to raise public awareness for CSU’s plight, Power Generation Insti- spor [email protected] to serve businesses and their employees only. noting in his May 30 state-of-the-university tute. “We only focus on business and don’t pro- address that Colorado is now ranked 50th The number of new occupational medicine vide urgent care or walk-in treatment,”he said. among states in its support of higher education. clinics in Northern Colorado is on the rise, as “We’re able to provide a different type of ser- But the state’s community colleges are also INSIDE providers ratchet up the competition for treat- vice where our clients expect little to no wait woefully short on funding, and Bacon has seen Banking ...... 15 ing employee injuries and offer more services time.” firsthand in the state legislature how con- Briefcase ...... 9 to an increasing base of employers. Pottenger said employers appreciate Work- strained Colorado is in making the situation Calendar ...... 13 Occupational medicine is the subspecialty well’s focus. “Employers nowadays want more better. Constrained by the Taxpayer Bill of Classifieds ...... 45 devoted to prevention and management of on- than just taking care of workers’ comp Rights, which sets limits on state spending; the Commentary ...... 38 the-job injury, illness and disability, and is injuries,” he said. “They want to be able to talk Gallagher Amendment, which defines limits Daily Review ...... 10 expanding to encompass promotion of health to the doctor and really have a partner.” on property taxes; and Amendment 23, which Health ...... 16 and productivity of workers as well. mandates annual increases to K-12 education, Leads ...... 40 Workwell Occupational Medicine will open Growing demand there’s little money left in the budget to apply Economic Indicators . . . .46 its third clinic in the region in July at 1275 58th Greeley Quick Care and Occupational Med- toward higher education. On The Job ...... 12 Ave. in Greeley according to Steve Pottenger, icine, which now has a clinic at 2928 W. 10th Add to that a growing need for billions of Re al Estate ...... 6 CEO. St., is opening a second clinic in north Love- dollars to build and repair roads, expand pris- “We found that our clients are in multiple See OCCUPATIONAL, 28 See EDUCATION, 36

4 The Northern Colorado Business Report June 8-21, 2007 Grain storage company under state investigation

was available for comment. Western International Rol Huddler, publisher of the Burlington Record, said his paper has published “a few” allegedly missing 4M stories on the investigation but said he didn’t know more than was in the CDA press pounds of pinto beans release. Huddler said the business in Burlington, which employed “less than 10” By Steve Porter people, has been closed for “quite some [email protected] time” but could not say exactly how long. Huddler said his paper is now carrying a MILLIKEN — An investigation contin- legal notice for a public trustee sale of West- ues into a Burlington-based company that ern International’s real property that, allegedly mishandled 4 million pounds of according to the notice, will be sold “on the pinto beans grown by farmers in the steps of the Kit Carson County courthouse Burlington and Milliken areas. at 10 a.m. on July 11.” The missing beans are estimated to be worth about $1 million, according to the Foreclosure in Weld County Colorado Department of Agriculture, K en Lind, an attorney with Lind, which has been looking into the situation Lawrence & Ottenhoff in Windsor, said his since February. firm is handling the foreclosure action Department investigators seized records against Western International on behalf of and commodities held by Western Grain the company’s noteholder, Colorado Com- International Inc. on March 19. The com- munity Bank of Milliken. pany has grain storage and distribution “We’ve declared it to be in default due to facilities in Burlington in Kit Carson Coun- the actions by the agriculture commission- ty in eastern Colorado and in Milliken in er,”Lind said. The July 11 sale is for Western Weld County. International’s Burlington property only. According to a press release from the Lind said another foreclosure sale has CDA, the investigation began when a “rou- been filed with the Weld County public $455/mo. 36 mo. Lease tine inspection found the company to be trustee’s office for Western’s Milliken prop- MSRP $45,685, 36 mo. lease plus tax. 10K miles per year. $5000 due at lease storing less (beans) than their books indicat- erty but no date for that sale has yet been set. signing. Security deposit waived by A.F.S. Stk#36966. Offer expires 7/2/2007. ed.” The CDA estimated between 20 and 30 Sheryl Trent, Milliken town administra- Call us for our $0 down payment option. bean growers were affected by the shortage. tor, said the Western International office Christi Lightcap, CDA director of com- and warehouse in her town has been closed munications, said she could say little about for some time but, like Huddler, could not the investigation even though it has been say for how long. under way for about three months. Lightcap said she did not know when “The (seized) beans have been moved to the CDA investigation might be concluded “Devotion. a different location and a price is being or when the affected bean growers would negotiated on those beans,” she said. receive compensation. I devoted many “Whatever we get will be combined and “There’s no way to tell,”she said.“We are distributed between the storage customers.” trying to make this as timely as possible and years of my life to my business. Grain operators like Western Interna- we’re going through all the steps necessary. The long hours, the lost sleep… tional are paid for holding commodities for “Our main goal is to protect the produc- it was like my child. I nurtured farmers after the products are harvested. ers and it’s important for us to get it When the commodity is sold, the grain com- resolved.” my business and grew it into a pany cleans and bags the product, receives Lightcap said she could not speculate on thriving venture. But when I payment for it and in turn pays the farmer. what penalty Western may be facing. How- Western International’s telephones have ever, one legal observer noted that a civil was ready to move on to new been disconnected and no spokesperson suit or even criminal charges are possible. missions, I sought expert help. CORRECTIONS The team at Citadel Advisory Pro Delivery & Moving Service Inc. is located at 225 12th St. S.E., Loveland, CO, 80537. Group was devoted to Gene Prather is now in charge and can be reached at [email protected]. The com- pany has 15 employees. This information updates the information listed in the May 25 finding the right buyer.” issue of the Business Report. Jacqueline Jones, Hospice of Larimer County was inadvertently omitted from the Home Health Care list former President of AIM Processing in the Baby Boomers Retirement Guide insert in the May 25 issue. An updated version of this list will appear in the June 22 issue of the Business Report. If you're like most business owners, your single largest asset is your business. Citadel's team of transaction, financial and legal specialists partner The Business Report w ill correct any errors that appear in its pages. To suggest a correc- tion or clarification, please contact editor Tom Hacker at (970) 221-5400, ext. 223, or e- with you and your advisors to deliver the maximum return on your life's work. mail him at [email protected].

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June 8-21, 2007 The Northern Colorado Business Report 5 FreeDimension software streamlines 3-D designing

Product removes ‘mental overhead’ from design process By Lyla Hamilton ne [email protected]

LONGMONT — FreeDesign Inc., a startup company with a distinguished pedi- gree, a new patent and a portfolio of kudos from industry analysts, is on the hunt for its first infusion of venture capital. FreeDimension, the Longmont-based firm’s new software product, streamlines the design of 3-D objects ranging from ath- letic shoes to automobiles. “Too often the early brainstorming is done away from the computer. Then the designer has to re-create the results on the computer,” said Randall S. Newton, editor- in-chief of CADCAMnet, a weekly technol- ogy publication. In a variety of industries, this presents a significant business problem. “If you can eliminate a step in the work flow and get information to the computer sooner, it saves time and money,” he said. Newton said FreeDimension is innova- tive because it simultaneously addresses two critical problems — how people work with computers and how a computer calcu- lates and represents graphical images. Doug Storum, Boulder Business Report FreeDimenson’s interface originated in a project conducted for Cincinnati-based DESIGN TEAM — Dick Sowar, right, is CEO of Free Design in Longmont, a startup developing software that streamlines the design of 3-D objects. With him are Alyn Rock- wood, middle, chief technology officer, and Roger Pomainville, a lead investor in the company. See FREEDESIGN, 31

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6 The Northern Colorado Business Report June 8-21, 2007 Industrial demand squirts into Water Pik site

tracted to buy the Building’s buyers building for an undis- closed price with a optimistic space closing set for June 11. Best of all, the two will fill up soon will be bringing an industrial user to the LOVELAND — One of Northern Col- building, a Loveland orado’s key industrial vacancies is no manufacturing com- longer, with the purchase of the Water Pik pany that will lease Technologies Inc. building at 609 14th St. 40,000 of the build- REAL ESTATE in Loveland. Courtesy Joe Palieri ing’s 140,000 square Tom Hacker Longtime Loveland commercial real feet of space. NEW FAÇADE — Among the upgrades that the new owners of the former Water Pik Technologies Inc. building in estate broker Joe Palieri, now with Chris- And, if there’s an Loveland have in store are architectural features that will give the industrial building a more contemporary look. land Inc., and developer Jeryl Benner con- economic indicator to take note of in the transaction, it is that Palieri has had numerous inquiries from industrial users for 40,000- to 50,000-square-foot allot- ments of space. “Lately I’ve had some pretty large man- ufacturing users call looking for that kind of space,” Palieri said. “There’s just not much out there. I don’t think it’s going to take us that long to fill this up.” Water Pik dealt Loveland a blow in Jan- uary 2006 when it announced it would close its plant where workers assembled showerheads and water filters. The announcement hit particularly hard in light of the fact that Agilent Technologies Inc. had abandoned four buildings totaling 800,000 square feet, moving its 600 Love- land employees into a single, smaller building. The effect of the closures made what was once a vibrant commercial district in south Loveland a virtual ghost town, with empty parking lots surrounding the vacant spaces like concrete moats. Palieri said his offer on the building, accepted by Water Pik in late May, was not the only one on the table. The Loveland Reporter Herald had also been angling to buy the building for an expansion of its printing business, Palieri said. The first user for the space is a Love- land contract manufacturer that has out- “It’s great to be a part grown its 20,000 square feet of space in the Loveland Tech Center on U.S. Highway 287 on the city’s southern fringe. of Windsor’s new Technology Driven Products Inc. will make the move as soon as appropriate ren- ovations can be made in the space, an hometown bank!” investment that Palieri said would be in the neighborhood of $1.5 million. TDP has a product portfolio that includes the Opti-Reader scanning instrument that it If you live or work in Windsor, we've manufactures for Fort Collins-based Optibrand Inc., the company that developed opened a new branch just for you. a secure livestock identification system. Look for us in the Ptarmigan Business Park “What they do, in a nutshell, is small at the northeast corner of Hwy 392 at I-25. manufacturing,” Palieri said. “They will take a client’s project, re-engineer it and Say Hello to Kay Luft Home State is a financial powerhouse, but then manufacture it.” Manager of our new Windsor branch TDP’s owners were on vacation as the we're also a community bank through and and Windsor resident Business Report was headed to press and through. Locally owned, and locally focused. unavailable to comment on their move. In all, Palieri said he and Benner would When you walk in our front door, you'll match their purchase price with invest- feel right at home. ments in upgrading the building, including new architectural features that will update Stop by our new Windsor branch the building’s front elevation. “We’ll for a warm welcome. replace a lot of the HVAC system because it’s so inadequate,” Palieri said. “When Or call 203-6100 today. we’re finished, we think we’ll be able to deliver turnkey space at a real bargain. We think we can get it leased for about seven to 10 bucks a square foot.”

Editor Tom Hacker covers real estate for the Northern Colorado Business Report. Member FDIC Think big Bank small He can be reached at (970) 221-5400, ext. 223 or at [email protected]

TIME OUT

Snapshots of life outside THE EDGE the office Page 8 COLUMNS Business credit an unending process Get it, use it wisely: Pay bills on time, Banking What banks look for Banking industry don’t get personal Think it’s time to sit down with your friendly neighbor- experiences a round hood banker to talk about a business loan? Here are of springtime shuffle By Jessica Centers some of the criteria the person on the other side of the Page 15 [email protected] desk will look at before deciding whether you’re worth the risk: ETC. McCabe Callahan opened his first Mugs Cof- fee Lounge in Fort Collins in 2002 when he was I personal credit history and score Briefcase still in college. He not only didn’t have any Regional business credit, but didn’t have any personal I business collateral business credit or assets either. developments He put together a business plan, but wasn’t I business cash flow Page 9 able to get a traditional bank loan. Callahan Daily in Review opened five coffee shops using his personal cred- I external cash flow, if the business' cash flow is lacking. it cards. He also got a dangerous, high-interest A look back at top news stories loan through a Web site before getting help — For a brand-new business, an outside source of income Page 10 and a business consultant — from the Colorado and strong job history can strengthen an application. Enterprise Fund. On The Job “I learned the hard way for sure,” he said. Unless your business is very strong, well-established or People Today, Callahan’s working on maximizing the amount you're seeking is less than the business’ in the news, profits, cleaning up his personal credit score, and readily available assets, be prepared to offer a personal on the move consolidating and paying bills. He’s sold off all guarantee. Page 12 but one of his coffee shops to pay his debt. Calendar “I’m considering opening a new shop in the next two years,” he said. “I’ll probably try to get a Events, seminars SOURCE: TODD BENSON, CHASE BANK IN FORT COLLINS; BUSINESS REPORT RESEARCH and dates to look See CREDIT, 33 forward to Page 13 Stockwatch Sales, earnings for region’s public firms From strategy to sales: Three simple questions Page 14

With elaborate diagrams tiates you most clearly from others? LISTS Know your company, and charts, earlier presen- Of course, these questions are not really sim- Region’s largest know your customers, ters had explained the latest ple. They torment smart business people every- Engineering product developments, where, in companies large and small. I’ll bet they firms 2007-08 sales goals and the nag at you, too. know your direction new worldwide channel In fact, I had already asked these questions Page 21 plan. I began with three several months earlier. My purpose on this par- General I was in New York last week, presenting a new simple questions: ticular morning was to offer some answers and contractors ad campaign to an old-fashioned company. The 1. Who is this company? suggest where those answers may lead us. hotel meeting room was full of field sales peo- 2. What business are you Page 22 ple, independent reps, sales agents and licensees in? PANORAMIC The quest for clarity Agricultural from Europe, India, Asia and Latin America, 3. What is the value that MARKETING After many years of steady success, this com- equipment engineers, product managers, plant managers you deliver that customers Don Condit pany was stalled. Despite expansion overseas, companies and others on the executive team. appreciate most, that differen- sales in high-end product categories and high- Page 29 See PANORAMIC, 20 8 The Northern Colorado Business Report June 8-21, 2007 TIME OUT

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SPEAKEASY — 1. Gretchen Gaede and Ryan Keiffer dance it up at Articulate City’s speakeasy-themed party on April 20 at the Elks Lodge. 2. Tiffany Lehman, left, president and founder of Living on Purpose, and Amanda Miller, event coordinator and member administrator for the Fort Collins Downtown Business Association, get caught on camera at the Articulate City party. 3. Gov. Bill Ritter chats with Trish Biggio, who is married to an Intel employee, at the grand opening of Intel’s Fort Collins design center on May 31. 4. J .J. Johnson, left, CEO and manager of Econogine LLC, and Chris Osborne, CEO and chairman of First National Bank, catch up at the May 31 grand opening celebration at the newly expanded and renovated TechniGraphics in Fort Collins.

E-mail your event photos to Editor Tom Hacker, [email protected]. Include complete identification of individuals.

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June 8-21, 2007 The Northern Colorado Business Report 9 BRIEFCASE

KUDOS Indicative Software in Fort Collins announced that Easynet, an international managed hosting and net- Xerox Corp. has named Professional Document NONPROFIT NOTES paid $5 for every 60-gallon collection bag filled with works company, is deploying Indicative’s end-to-end Solutions Inc. in Fort Collins a Xerox Premier Plus plastic shopping bags. McGraw IB World School in enterprise management software as part of its core ser- Authorized Sales Agent. The recognition is based on Advantage Chiropractic and Wellness Center Fort Collins took second place with 328 bags and vices to customers. exceptional success in customer service, sales perfor- is donating all first-day services to every new patient Monfort Elementary in Greeley took sixth place mance and significant investments made in their who gives $20 to the American Cancer Society with 172 bags. McGraw was awarded an extra $2,000 MISCELLANEOUS business. Professional Document Solutions has been through June 15. New patients will obtain a health for taking second place for a total award of $3,640. A Erik Stenbakken of Stenbakken Photography in serving Northern Colorado for 10 years. history, orthopedic and neurological examination, total of 2,800 schools in 12 states participated in this Greeley has completed photo shoots with the Universi- sEMG and a report of the results at no additional year’s challenge and filled more than 131,000 collec- ty of New Mexico, the University of Nebraska-Lin- Mark Young Construction Inc. in Fort Collins charge. These procedures regularly cost over $200. tion bags. coln, and a cover feature for the national magazine received the Gold LEED Award from the United States Call Advantage at (970) 267-9600 for more informa- Christianity Today. It is his seventh cover feature for the Green Building Council for its work on the new Transit tion. Otter Products LLC in Fort Collins has awarded magazine. Center at Colorado State University. Sustainable a $1,000 entrepreneurial scholarship to Fort Collins strategies incorporated into the project included reflec- Houska Automotive Services Inc. in Fort High School senior Molly Dunkle. At the age of 17, The Promenade Shops at Centerra is hosting the tive roofing, drought-tolerant landscaping, efficient Collins helped raise over $10,000 for the Poudre Val- Dunkle has already started her own business called second annual family film series Movies on Main. Every indoor water fixtures, daylighting, use of green building ley Hospital Bone Marrow Program with its annual Sweet Cosmetics, which sells lip balms, body Friday night, through Aug. 31, a recently released movie materials and diverting over 85 percent of construction Houska Houska 5K Race held on Memorial Day. This lotions, bath bombs, lip gloss, tanning oils, face will be shown outside at the Main Plaza located in the waste out of the landfill. year’s circus-themed run was the largest yet with par- lotions and other products in 10 stores around the center of the Promenade shops beginning at sunset. ticipants dressed as clowns, lion tamers and the ever- area. Dunkle plans to attend Colorado State Univer- Guests may bring blankets and lawn chairs. Popcorn and Last month, the Associated Builders and Con- important elephant pooper scooper. Houska pays for sity to study business. cotton candy will be served while supplies last. The last tractors Rocky Mountain Chapter recognized LPR all race-day costs so 100 percent of all proceeds can Friday of the month is Date Night. Construction Co. in Loveland, Thissen Construction be donated directly to the Bone Marrow Program. Blue Mountain Riding Academy in Loveland has Corp. in Greeley, Hensel Phelps Construction Co. in openings for private, semi-private and group riding Multiplicity Creative in Fort Collins has completed Greeley, Allen Plumbing & Mechanical in Fort Collins, Wal-Mart Stores Inc. is donating $50,930 to 224 lessons to benefit Hearts & Horses Therapeutic the re-branding campaign of a former window coverings Hall-Irwin Corp. in Milliken, and Roche Constructors Colorado schools for the company’s Kids Recycling Riding at the same location. Visit www.heartsand- franchise into local Sho wcase Window Fashions. in Greeley for their outstanding safety programs and Challenge to recycle plastic shopping bags. Wal-Mart horses.org for more information. Showcase Window Fashions, formerly Gotcha Covered, records in various categories. is expected to unveil its new logo and other marketing NEW PRODUCTS AND SERVICES materials shortly.

Brenchwood Trim Works LLC in Berthoud is intro- 14th annual Twilight Gardening Series. Gardeners of any DEALS ducing Window Casing Kits, a new interior trim product, ability are encouraged to attend the two-hour work- If you have an item to share about name to Colorado. The kits are pre-made trim sections includ- shops featuring local gardening experts, beginning at BCinteriors, a Colorado-based office furniture deal- changes, new products or business news of ing decorative casing, extension jambs, windowsill, and 6:30 p.m. at 630 W. Lake St. The June 19 workshop will er with an office in Fort Collins, has formed an alliance note, e-mail it to Noah Guillaume at apron. Six casing profiles will be offered initially in cover water-smart irrigation and the July 10 workshop with Indiana-based Kimball Office as a select dealer. [email protected], or mail it to Briefcase either primed or stain-grade woods. will focus on environmental gardening. Admission is $5 Clients will now have the option of office systems furni- at NCBR, 141 S. College Ave., Fort Collins, for a single event, pre-registration is not required. For ture like Xsite and Interworks EQ. BCinteriors also pro- CO 80524. The C olorado State University Plant Environ- more information call the CSU Department of Horticul- vides space planning, specification, installation and mental Research Center will be the setting for the ture and Landscape Architecture at (970) 491-7019. warehousing. — Compiled by Noah Guillaume 10 The Northern Colorado Business Report June 8-21, 2007 DAILY IN REVIEW Swift & Co. purchased by Brazilian company

Editor’s note: Daily in Review is a partial again. In July, the company announced it digest of stories reported in the Business would build a store in nearby Timnath. Report Daily online service between May 7 Mark Goldberg, who developed the Wal- and June 1. Follow Business Report Daily Mart Supercenter in east Fort Collins and is each day at www.ncbr.com — click on developing the Timnath project, said he is “Breaking News” on the home page — or proceeding with development of that store subscribe to have each day’s top items deliv- regardless of a Windsor Wal-Mart. He said ered to your inbox. the Timnath Wal-Mart should break ground in the fall. GREELEY — Swift & Co. will be pur- chased by JBS S.A., Latin America’s largest Aims to build Berthoud campus Financial management beef processor, in a deal worth $1.4 billion GREELEY — Aims Community College that company officials expect to have no will build a 30-acre campus in Berthoud on significant impact on local operations. land it intends to buy from McWhinney tailored to your HM Capital Partners LLC, owners of Enterprises, developers of what is known as Greeley-based Swift, announced May 29 the Wilson Ranch property fronting the that a definitive agreement has been signed east side of Interstate 25. with JBS’s 77 percent shareholder, J&F Par- Aims board members have signed a personal needs ticipacoes S.A. The Brazilian company will non-binding letter of intent to buy the land pay $225 million in cash for all Swift stock at the northeast corner of I-25 and Col- held by HM Capital and Booth Creek Man- orado Highway 56, Berthoud’s interstate Jan Smith in the Trust Department of agement Corp. doorstep, for $5 million. Completion would The deal, which is expected to close in take two to three years. Valley Bank & Trust provides financial mid-July, also calls for JBS to assume $1.2 The announcement was especially good management as well as trust services. billion in Swift debt plus all transaction- news for the town of Berthoud, which has related expenses. The sale resulted just over been working with McWhinney on the four months since HM Capital retained most appropriate ways to develop one of financial adviser JP Morgan to explore the most ecologically sensitive I-25 junc- A successful asset manager, Jan delivers options for Swift’s future. tions, where the Little Thompson River Completion of the transaction is subject crosses the highway. the personal service Valley Bank & Trust to federal reviews and closing conditions, McWhinney, the development company is known for. but according to Swift spokesman Sean best known for the vast Centerra project McHugh, the lack of overlap between JBS that spans I-25 just north of U.S. Highway and Swift reduces the likelihood of it run- 34 in Loveland, projects that the 1,600-acre ning afoul of antitrust regulations. Wilson Ranch will accommodate 5 million With nearly $10 billion in annual sales, square feet of commercial space and 4,000 Swift is the third-largest processor of fresh homes over the next four decades. The site beef and pork products in the United States gives the college easy access to markets in with meat processing plants in seven states, Larimer, Boulder and southern Weld coun- including beef and lamb processing facili- ties. ties that employ about 2,500 in Greeley. Its The future of Aims’ Loveland campus is 500-employee corporate headquarters is in uncertain as the college looks toward estab- 2007 Colorado Ethics in Business finalist Greeley, and worldwide, Swift — the largest lishing its Berthoud presence, board mem- beef processor in Australia — employs bers said. Colorado Family owned about 20,000. JBS has 23 processing plants in Brazil Eagles help buy Windsor ice rink with 14 Colorado branches and six in Argentina. Last year, JBS generat- WINDSOR — In an effort to promote ed sales of nearly $1.8 billion on more than youth hockey in the region, the Central for your convenience 3.4 million processed cattle. Shares of JBS Hockey League champion Colorado Eagles are traded on the Brazilian stock exchange are teaming up with Northern Colorado under the symbol JBS-S3. Youth Hockey to purchase the Providence Ice Centre in Windsor. 303.659.5450 Wal-Mart building in Windsor and Timnath The total price for the center has not yet valleybankandtrust.com WINDSOR — Wal-Mart has filed plans been revealed, but the deal is expected to in Windsor to build a 190,000-square-foot close within the next 30 days, according to store that could break ground within the Eagles spokesman Patrick Armstrong. next 30 days. Windsor Ice House LLC, the current owner Contact Jan Smith at Scott Balstadt, Windsor’s senior planner, of the rink, plans to donate $400,000 worth said the retail giant intends to build a store on of rink equipment. 720.685.1696 the northeast corner of 17th and Main As part of the partnership, the NCYH to discuss tailoring your streets. Balstadt said the town of Windsor Grizzlies hockey team will be renamed the had been reviewing a site plan application NCYH Jr. Eagles. Additionally, Eagles man- financial management when Wal-Mart identified itself as the tenant. agement will serve on the NCYH board of strategy to your The building site was approved by the directors. city’s planning commission last September. The Eagles will use the center as its home individual goals. Local opposition to Wal-Mart coming to practice facility. The team currently splits town has been strong in the past, and in time between the Providence, the Budweis- 2004 the town board voted to reject a land er Events Center in Loveland, EPIC in Fort rezoning that would have paved the way for Collins and the Greeley Ice Haus. Arm- the store to be built. In 2005 town voters strong said that the team will continue to approved the rezoning by three votes, use all of the rinks, as scheduling issues are allowing Wal-Mart to consider Windsor likely to arise. June 8-21, 2007 The Northern Colorado Business Report 11 DAILY IN REVIEW

Vestas hiring through Greeley agency The small town of Peetz in northeastern WINDSOR — Greeley-based SOS Pro- Colorado — on Colorado Highway 113 fessional has been selected to be the exclu- near the Nebraska boarder — is the site of sive provider of employment-related ser- the FPL Energy-owned and -operated wind vices for Vestas Wind Systems A/S in farm, which will place 260 wind turbines staffing its new turbine blade factory in capable of generating 400 megawatts on Windsor. privately owned land encompassing 80 In late March, the Danish company square miles. FPL, a subsidiary of Florida announced it would establish its first U.S.- Power & Light, will sell all the electricity based blade factory in the Great Western generated at the Peetz Table Wind Energy Industrial Park in east Windsor. At full pro- Center to Xcel Energy Corp. for transmis- duction, the factory is expected to build sion to the Pawnee Power Station in Brush. about 1,200 blades each year and employ Logan County expects to reap an eco- more than 400 workers. nomic windfall from the $700 million pro- SOS Professional’s initial focus is to ject. FPL’s $2.3 million annual property tax assemble Vestas’ core management team. It payment will represent about 10 percent of is now recruiting for positions in produc- the county’s budget, and 80 percent of the tion and manufacturing management and more than 300 construction jobs are engineering, human resources, information expected to be filled by local workers. Roy- technology and financial management. alties and payments to farmers and ranch- In addition to management and supervi- ers who lease their land to FPL for turbines sory roles, SOS Professional, the direct-hire are estimated to total $65 million over the placement division of SOS Staffing Ser- next 30 years. vices, will also recruit workers for skilled The original Peetz Table Wind Power blue-collar production and administrative Plant began operating in 2001, adding support positions. Production positions about 30 megawatts of electricity to Xcel’s start at approximately $30,000 per year and Windsource program — nearly doubling include benefits. Persons interested in its previous capacity. Today that project is applying should e-mail resumes with “Ves- known as the Ridge Crest Project, operated tas” in the subject line to SOS Professional by enXco of North Palm Springs, Calif. at [email protected]. For more Chicago-based Invenergy opened the near- information, call Mary Schilz-Lichter at by 60-megawatt Spring Canyon Wind (970) 356-3810. Energy Center in 2006. FPL acquired a 200-megawatt project Peetz adds another wind farm under development by Invenergy in March PEETZ — Gov. Bill Ritter helped break and plans to complete installation of its 134 ground on the nation’s second largest wind GE wind turbines by August. The entire farm, with enough capacity to generate Peetz Table project is scheduled for comple- electricity to power 120,000 homes. tion by Dec. 31.

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12 The Northern Colorado Business Report June 8-21, 2007 ON THE JOB

NONPROFIT The Board of Directors of Capital West Bank in Fort HOSPITALITY cer. Rodarmel will develop business processes and sys- Collins named Steven Hogan as bank president. Hogan tems that support Heath’s growth while ensuring that The National Federation of Independent Business served as president of Centennial Bank of the West in Kathy Plese, general man- the company retains its core values. Young Entrepreneur Foundation has awarded 19 Col- Fort Collins for the past six years. ager of Olive Garden in Fort orado high school seniors each $1,000 in tuition assis- Collins, has returned from a TECHNOLOGY tance to the school of their choice. Among the recipi- United Western Bancorp Inc. in Denver has appoint- week-long immersion in Italy ents were Niharika Patel o f Poudre High School in Fort ed Jeffrey R. Leventhal as senior vice president, gen- that included training at the Information Technology Collins, Mandi Roppa of Windsor High School, Kathryn eral counsel and secretary. Leventhal earned his law company’s Culinary Institute of Experts Inc. in Fort Collins has Schilling of Loveland High School, and Sean Welfare of degree from Boston University School of Law and is Tuscany. The annual training pro- hired Julie Walker as sales engi- Monument Valley High School in Loveland. admitted to practice law in Colorado, New York and gram, now in its seventh year, is PLESE neer. Walker will focus on grow- Massachusetts. designed to share the Italian din- ing ITX’s commercial division. The Larimer County Bar Association announced the ing experience with the restaurant team and guests Before joining ITX, Walker owned award of five $1,000 scholarships to high school seniors HEALTH CARE when the manager returns. TBS Resicom, a telecommunica- within Larimer County who will be pursuing higher edu- tions company based in Eaton. WALKER Cynthia Hays has joined Hospice of Larimer Coun- cation and have an interest in the study of law. Zachary MEDIA/MARKETING ty in Fort Collins as development and marketing execu- H. Bogner , Fort Collins High School; Christina Sarai The Colorado BioScience Association has named tive. Hays will oversee and coordinate the agency’s Marketing firm Mark 345 in Fort Collins has hired Ornelas, Poudre High School; Kayla Rose Campbell, Jack Wheeler of Microphage Inc. as chairperson of the efforts related to strategic planning for development Dave Goldfain, former associate creative director for Centennial High School; Laura Ellen KinCannon, Moun- Board of Directors. Rick Jory has been named as the and marketing strategy. TraceyLocke Advertising. Goldfain brings marketing and tain View High School; and Holliston Ashley Crane, brand activation experience from such accounts as vice chairperson and Derek Cole, Doug Henston, Berthoud High School received Chris Lepore, Dan Mitchell, Harrs y Ros , Michael Jacki Kennedy has been hired as crisis stabiliza- Pepsi, Mountain Dew, Starbucks and Levi’s. the awards. tion services director for a collaborative effort in Weld Salem, Greg Tucker and M. Roy Wilson have been REAL ESTATE FINANCE County between North Range Behavioral Health and named as the new board members. Island Grove Regional Treatment Center. The Crisis Sta- Kathy Anderson has joined Coldwell Banker in MISCELLANEOUS Marlene Seloover of Fort bilization Unit will provide all of the services currently Loveland as a broker associate. She serves clients Collins has been named an offered by the two independent programs and will bet- The National Association of Professional Organizers throughout Loveland, Fort Collins, Berthoud and sur- agent for Country Insurance and ter serve those with both mental health and substance has honored Laurie Clarke, founder of Life Simplified in rounding Northern Colorado communities. Financial Services. Seloover abuse issues. Fort Collins, for being an innovator in the organizing serves clients from her office on industry for the “NAPO in the Schools” program she SELOOVER David Shands has joined the Commercial Division of west Horsetooth Road in Fort K aren Higney, a licensed started two and a half years ago in Los Angeles. The pro- Fort Collins Real Estate. Shands has over 30 years’ experi- Collins. practical nurse in the Family gram teaches organizational skills to students, which ence in Fort Collins and Northern Birthing Center at McKee Med- has been expanded to include all Colorado specializing in the sale Union Colony Bank in Gree- ical Center in Loveland, has grade levels. and leasing of office, industrial, ley has promoted S ara Seely received the hospital’s annual retail and investment properties. fr om marketing assistant to Touched by a Nurse award. The Lori McKay has been named community bank marketing offi- award celebrates a McKee nurse CONSTRUCTION the top salesperson at Tynan’s cer. Seely received her bache- who exemplifies the caring and Nissan Kia in Fort Collins. McKay lor’s in business administration compassion of nursing excel- Heath Construction in Fort surpassed the anticipated sale of from the University of Northern lence. HIGNEY Collins has named Sandra eight cars per month with 23 Colorado. SEELY Rodarmel as chief financial offi- sales in March. RODARMEL MCKAY

CONSCIENTIOUS. Coloradoans entrust us with their hard-earned money every day. It’s a responsibility we never take lightly. That’s why at Bank of Colorado we constantly strive to better serve our customers and our communities. Distinctively different. Distinctively Colorado. www.bankofcolorado.com.

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June 8-21, 2007 The Northern Colorado Business Report 13 CALENDAR

JUNE After Hours, from 5 to 7 p.m., Windsor Chamber of Com- June 15 — Right Start II - Taxes and Recordkeeping, working Party, from 5:30 to 7 p.m., Loveland Library, 300 June 8 — Fort Collins Area Chamber of Commerce merce, 421 Main St. in Windsor. from 8:30 a.m. to noon, Key Bank Tower, 125 S. Howes St., Adams Ave. in Loveland. The Downtown Loveland Asso- presents “Knowledge Bites” The Marvels of Modern Mar- June 13 — Greeley Chamber of Commerce Business Suite 150 in Fort Collins. Participants learn step-by-step ciation is a nonprofit community association made up of keting, from 11:30 a.m. to 1 p.m., Fort Collins Area Cham- Before Hours, from 7:15 to 8:15 a.m., Bonell Good Samar- approaches and guidelines to keeping records and tax volunteers committed to revitalizing the heart of Love- ber of Commerce, 225 S. Meldrum St. in Fort Collins. itan Community, 708 22nd St. in Greeley. payments and for small business start-ups. Cost: $40 if land. Cost: $5/members, $10/non-members. Contact: Knowledge Bites is a Lunch N’ Learn series hosted by the June 13 — Intro to Financial Analysis, from 8:30 a.m. pre-paid, $45 the day of the event. Contact: (970) 498- Stephanie Stauder at [email protected]. Chamber featuring topics and presenters that are to noon, Key Bank Tower, 125 S. Howes St., Suite 150 in 9295 or [email protected]. June 21 — Longmont Chamber Business After Hours, essential to your business success that come complete Fort Collins. Presenter is a business consultant and for- June 16 — Junior League of Fort Collins presents from 5 to 7 p.m., First Bank of Longmont, 1707 Main St. in with a provided lunch. Cost: $20/members, $25/non- mer lender Leo Giles. Learn how to create, manage and Terrace & Garden Tour, from 8 a.m. to 5 p.m. A self-guid- Longmont. Cost: Members free with RSVP, $10 at the members. Contact: Erin Collins at (970) 482-3751 ext. 103 invest your business profits, and how to plan for the ed tour featuring seven uniquely landscaped gardens in door. Contact: Longmont Area Chamber of Commerce at or [email protected]. financial growth of your company. Cost: $60, $65 at the Fort Collins. Cost: $15. Contact: (970) 224-0430 or (303) 776-5295 or [email protected]. June 8 — Mountain Media Open House, from 3 to 7 door. Contact: (970) 498-9295 or [email protected]. www.jlfortcollins.org. June 21 — Windsor Chamber of Commerce Business p.m., 102 Rome Court in Fort Collins. Come check out the June 13 — The Wireless Dealers Cash Flow Confer- June 19 — Greeley Business Women’s Network Sum- After Hours, from 5 to 7 p.m., 421 Main St., rear parking latest addition to the digital printing company’s product ence, from 9 a.m. to 4:30 p.m., Hilton Garden Inn Denver mer Social, from 5 to 7 p.m., St. Michael’s Event Center, lot in Windsor. Hosted by Farmer’s Insurance - Chris Clay, line. Food, drinks and door prizes. Airport, 16475 E. 40th Circle in Aurora. This year’s Cash 3110 67th Avenue Place in Greeley. The Greeley Business The Local Pages, and attorney Robert Penny. Contact: June 12 — Northern Colorado Human Resource Flow Conference is facilitated by Mark Landiak, presi- Women’s Network will be hosting a summer social for Windsor Chamber of Commerce at (970) 686-7189 or Association meeting, from 11:15 a.m. to 1 p.m., Cotton- dent of Corporate Dynamics Inc. Cost: $595. Contact: business women. Come join in the fun and register for [email protected]. wood Club, 6813 S. College Ave. in Fort Collins. Michael Bonnie Beetz at (630) 778-9991 or [email protected]. door prizes, meet other exciting women who might just June 22 — Knowledge Bites “Preventing Computer Clingan, founding partner of The Claymore Group and June 14 — Town of Windsor Free Barbecue, from 5 to become your next customer or vendor. Cost: $10/mem- Injuries,” from 11:30 a.m. to 1 p.m., Fort Collins Area Innovation Architects, will present “Think Like a Leader: 7 p.m., Eastman Park, in Windsor. The Windsor Chamber bers, guests of members free. Contact: Michele Reynolds Chamber of Commerce, 225 S. Meldrum St. Knowledge 6.5 Steps to Better Leadership.” of Commerce would like to thank the community for at (970) 330-8008 or [email protected]. Bites is a Lunch N’ Learn series hosted by the Chamber June 12 - 17 — Debbie Boose Memorial Tennis Tour- shopping in Windsor. A barbecue will be held before the June 19 — Women with Wings Towers Exhibition and featuring topics and presenters that are essential to nament, North Lake Park Tennis Courts, 29th Street & Weekly Concerts in Eastman Park. Cost: Free. Contact: Sale, from 6:30 to 9 p.m., Clara Hatton Gallery, CSU visu- your business success that come complete with a pro- Taft Avenue in Loveland. The Debbie Boose Memorial Windsor Chamber of Commerce at (970) 686-7189. al arts building, in Fort Collins. The brainchild of local vided lunch. Cost: $20/members, $25/non-members. Tennis Tournament was created by friends and relatives June 14 — Fort Collins Area Chamber of Commerce artist & Poudre High School art teacher Lorri Acott- Contact: Erin Collins at (970) 482-3751 ext. 103 or of the former Board member of Hospice to honor her Business After Hours, starting at 5:30 p.m., Fort Collins Fowler, Women with Wings is a community art project [email protected]. two passions — tennis and Hospice. Proceeds from the Foxes. Business and Baseball, which is June’s Business where over 400 local women participated in pressing June 26 — Northern Colorado Business Report pre- event will benefit Hospice of Larimer County’s in-patient After Hours offers the chance to connect with the com- personal items into clay, resulting in 30 towers ranging sents Northern Colorado HealthCare Summit, from 7:30 services at the Hospice Care Center at McKee Medical munity while enjoying a game of baseball. Cost: from 4 feet to 8 feet in height. Each tower is topped with a.m. to 1:30 p.m., Fort Collins Hilton, 425 W. Prospect Center. Cost: $30/first event, $15/each additional event. $12.50/members; $20 at the door. Contact: Erin Collins at a winged woman sculpture created by Ms. Fowler. These Road. The Northern Colorado HealthCare Summit delves Contact: Hospice of Larimer County at (970) 663-3500. (970) 482-3746 or [email protected]. unique towers will be on exhibit and for sale. Contact: into the critical issues facing health care and Northern June 12 — “How Your Personality Can Affect Your June 14 — eWomen Longmont Networking, from 6 to Lorri Acott Fowler at (970) 219-7418 or lorri@womenwith- Colorado’s economy. The summit moves through infor- Portfolio’s Performance,” starting at 9:30 a.m., Edward 8 p.m., Fox Hills Country Club, 1400 E. Highway 119 in Long- wingsproject.org. mative topic sessions featuring panels of local and Jones, 172 N. College Ave., Suite B in Fort Collins. Partici- mont. Guest speaker Adrienne Zoble will present. Dinner June 20 — Fort Collins Convention Visitors Business regional business leaders who will highlight issues fac- pants can learn how their behaviors may influence the is included. Contact: Dawn Todd at (303) 772-3542. Bureau presents Fort Collins Area Chamber of Com- ing health care access and delivery, costs, regionaliza- overall performance of their investments and how this June 15 — Windsor Chamber of Commerce Golf Tour- merce Business Before Hours, from 7:30 to 9:30 a.m., tion, HMOs, PPOs and others in Northern Colorado. can potentially help them avoid mistakes. A second satel- nament, from 1 to 6 p.m., Pelican Lakes Golf Course, 1600 Fort Collins Convention and Visitors Business Bureau. June 27 — North Fort Collins Business Association lite broadcast will be presented later this evening at 6:30 Pelican Lakes Point in Winsor. Contact: Windsor Chamber Cost: $7.50/members, $10 at the door. Contact: Erin meeting, starting at 7 a.m., Bingo Planet, 900 N. College p.m. Cost: Free. Contact: Laura Arbury at (970) 484-2280. of Commerce at (970) 686-7189 or information@wind- Collins at (970) 482-3746 or [email protected]. Ave. in Fort Collins. NFCBA meets every fourth Wednes- June 12 — Windsor Chamber of Commerce Business sorchamber.net. June 21 — Downtown Loveland Association Net- day of the month.

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• Sales and Leasing Brokerage • Feasibility Analysis :WHJL 6MÄJL • Investment and Multi-Family 6MÄJL>HYLOV\ZLFor Lease for Lease For Sale Property Brokerage • Land Acquisition, Site Analysis, Site Selection • Business Opportunities Marketing, 112 W. Laurel, Fort Collins :H[\YU+Y-VY[*VSSPUZ 3926 JFK Pkwy, Fort Collins Acquisition $10/sf NNN. $8.50/sf NNN $215,000 • :L]LU6MÄJLZPU5VY[OLYU*VSVYHKV Travis Ackerman 970.229.2516 Chris Hau 970.377.4920 Mike Eyer 970.377.4972 800.266.9820 14 The Northern Colorado Business Report June 8-21, 2007 STOCK WATCH

NET PERCENT CLOSING CLOSING CHANGE CHANGE TOP GAINERS TICKER PRICE PRICE IN IN PERIOD PERIOD AVERAGE EXCH COMPANY SYMBOL 5/31/07 4/30/07 PERIOD PERIOD HIGH LOW VOLUME Company ticker Percent change in period Nas Advanced Energy Industries Inc. AEIS 24.54 24.50 0.04 0.16 25.68 22.81 802407 Aristotle Corp. ARTL 25.41 NYS Advanced Micro Devices Inc. AMD 14.27 13.82 0.45 3.26 15.59 13.18 27287830 Qwest Communications Intl. Q 15.88 NYS Agilent Technologies Inc. A 38.17 34.37 3.8 11.06 38.58 34.37 3157607 Telvent TLVT 15.34 Nas American Capital Strategies Ltd. ACAS 48.43 48.68 -0.25 -0.51 48.68 45.61 1230877 Precision Castparts Corp. PCP 14.84 NYS Anheuser Busch Cos. Inc. BUD 53.34 49.19 4.15 8.44 53.34 49.19 4447814 Petro-Canada PCZ 14.26 Nas Aristotle Corp. ARTL 13.62 10.864 2.76 25.41 13.62 10.76 12011 Frontier Oil Corp. FTO 13.95 NYS Atmos Energy Corp. ATO 32.39 31.72 0.67 2.11 33.11 31.72 417192 QLT Inc. QLTI 13.4 NYS Automatic Data Processing ADP 49.70 44.76 4.94 11.04 49.7 44.76 2581588 Owens-Illinois OI 12.99 OTC BAE Systems Plc BAESY.PK 35.15 37.00 -1.85 -5 38 35.1 146371 Woodward Governor WGOV 11.94 NYS Barnes and Noble Inc. BKS 42.77 39.53 3.24 8.2 42.82 39.53 937212 Agilent Technologies Inc. A 11.06 Nas Broadcom Corp. BRCM 30.56 32.55 -1.99 -6.11 33.5 30.2 11093440 NYS BUNZL Distribution Inc. BNL 74.39 72.40 1.99 2.75 75.25 69.8 4342 NYS Burlington Northern Santa Fe BNI 93.13 87.54 5.59 6.39 94.76 86.57 2678729 NYS Capitol Bancorp Ltd. CBC 28.88 30.15 -1.27 -4.21 31.2 28.88 152108 Nas Centennial Bank Holdings Inc. CBHI 8.76 8.76 0 0 9.45 8.75 206636 BOTTOM LOSERS NYS Centex Corp. CTX 48.36 44.77 3.59 8.02 48.86 44.77 2125302 NYS Champion Enterprises Inc. CHB 11.37 10.28 1.09 10.6 11.7 10.17 2026849 Company ticker Percent change in period NYS Clear Channel Communications CCU 38.40 35.43 2.97 8.38 38.42 35.43 6036864 Xcel Energy Inc. XEL -4.73 Nas Compass Bancshares Inc. CBSS 70.00 68.18 1.82 2.67 70.25 68.18 1218453 BAE Systems Plc BAESY.PK -5 NYS ConAgra Inc. CAG 25.50 24.58 0.92 3.74 25.67 24.25 2898659 Safeway Inc. SWY -5.01 NYS Danaher Corp. DHR 73.50 71.19 2.31 3.24 74.11 70.15 2316443 Diversified Realty Corp. DDR -5.3 NYS Dean Foods DF 32.76 36.43 -3.67 -10.07 36.93 31.57 2771796 Broadcom Corp. BRCM -6.11 NYS Diversified Realty Corp. DDR 61.65 65.10 -3.45 -5.3 65.1 58.64 1058073 Macerich Co. MAC -6.22 NYS Eastman Kodak Co. EK 25.36 24.91 0.45 1.81 25.97 24.03 3363221 General Growth Properties Inc. GGP -7.53 NYS Frontier Oil Corp. FTO 40.26 35.33 4.93 13.95 40.26 34.51 2266914 Dean Foods DF -10.07 NYS Gannett Company Inc. GCI 58.82 57.06 1.76 3.08 59.74 57.06 1571517 Quebecor Inc. IQW -10.63 NYS General Electric Co. GE 37.58 36.86 0.72 1.95 37.73 36.53 31006189 Whole Foods Market WFMI -12.16 NYS General Growth Properties Inc. GGP 59.04 63.85 -4.81 -7.53 63.85 55.7 2063089 Nas Heska Corp. HSKA 2.22 2.1181 0.1 4.72 2.39 2.08 187449 NYS Hewlett-Packard Co. HPQ 45.71 42.14 3.57 8.47 45.71 42.14 15942387 Nas Intel Corp. INTC 22.1799 21.50 0.68 3.16 22.99 21.5 57595262 PUBLIC PROFILES NYS Johnson Controls Inc. JCI 109.70 102.33 7.37 7.2 111.07 102.33 857973 NYS JPMorgan Chase & Co. JPM 51.83 52.10 -0.27 -0.52 53.2 51.59 11836032 NYS Key Corp. KEY 35.61 35.68 -0.07 -0.2 36.83 35.61 2210049 The following information profiles pub- Ma y 31 close: 3$32.8 NYS Kroger Co. KR 30.32 29.51 0.81 2.74 30.32 28.85 5513058 NYS Lowes Cos. LOW 32.82 30.56 2.26 7.4 32.82 30.45 10020633 lic companies with operations in 52-week high: $33.46 NYS LSI Logic Corp. LSI 8.68 8.50 0.18 2.12 8.68 7.97 13614782 Northern Colorado: 52-week low: $24 NYS Marriott International Inc. MAR 46.05 45.21 0.84 1.86 46.05 44.05 2616678 Basic EPS: $1.48 NYS Marsh & McLennan Cos. Inc. MMC 32.83 31.76 1.07 3.37 33.19 30.86 3899546 NYS National Semiconductor Corp. NSM 26.92 26.30 0.62 2.36 27.79 25.63 5098846 BUNZL Distribution Inc. P /E Ratio: 21.91 NYS Noble Energy Inc. NBL 63.29 58.81 4.48 7.62 64.14 58.81 1530382 Ticker: BNL (NYSE) Institutional ownership: 78.1 percent NYS Novartis Group NVS 56.18 58.09 -1.91 -3.29 58.65 55.47 2083936 Colorado connection: Purchased Fred- 2006 sales: $11.9 billion NYS Owens-Illinois OI 34.00 30.09 3.91 12.99 34.13 30.09 1418547 NYSPetro-Canada PCZ 50.65 44.33 6.32 14.26 50.87 44.33 600136 erick-based TSN Inc. in 2006. 2006 income: $990 million NYS Praxair Inc. PX 68.09 64.55 3.54 5.48 69.21 64.55 1637537 Headquarters: London NYS Precision Castparts Corp. PCP 119.56 104.11 15.45 14.84 119.56 104 1875939 Nas QLT Inc. QLTI 7.5301 6.64 0.89 13.4 7.76 6.64 1102029 Business: Pr ovides distribution and NYS Quebecor Inc. IQW 12.27 13.73 -1.46 -10.63 13.99 12.27 70368 outsourcing services. Ritchie Bros. Auctioneering NYS Qwest Communications Intl. Q 10.29 8.88 1.41 15.88 10.29 8.88 16050897 Web: www.bunzl.com Inc. Nas Regent Communications Inc. RGCI 3.45 3.46 -0.01 -0.29 3.46 3.3 22874 NYS Ritchie Bros. Auctioneering Inc. RBA 58.99 59.08 -0.09 -0.15 60.89 56.2 83054 May 31 close: $74.39 Ticker: RBA (NYSE) NYS RR Donnelley & Sons Co. RRD 42.82 40.20 2.62 6.52 43.57 40.2 1650319 52-week high: $ 76.25 Colorado connection: Operates auc- NYSSafeway Inc. SWY 34.48 36.30 -1.82 -5.01 36.3 33.88 3239939 52-week low: $53.64 tion complex in Mead. Nas Security with Advanced Technology Inc. SWAT 4.047 3.78 0.27 7.14 4.1924 3.67 10998 NYS StarTek Inc. SRT 10.44 9.61 0.83 8.64 10.44 9.41 92755 Basic EPS: $3.71 Headquarters: Richmond, British NYS Target Corp. TGT 62.43 59.37 3.06 5.15 62.43 57.31 8070580 P/E Ratio: 19.75 Columbia Nas Telvent TLVT 21.95 19.03 2.92 15.34 21.95 17.7 51008 Nas UAP Holdings Corp. UAPH 29.46 27.67 1.79 6.47 29.6 27.5 364671 Institutional ownership: .8 percent Business: Auctions industrial equip- NYS Union Pacific Corp. UNP 120.68 114.25 6.43 5.63 120.81 112.22 2280157 2005 sales: $5 billion ment. Nas Universal Forest Products Inc. UFPI 48.08 46.46 1.62 3.49 48.36 46.27 155787 2005 income: $202.7 million Web: www.rbauction.com AME UQM Technologies Inc. UQM 4.0375 4.23 -0.19 -4.49 4.29 3.82 48491 NYS US Bancorp USB 34.58 34.35 0.23 0.67 34.81 34.18 6899844 May 31 close: $58.99 Nas Veeco Instruments Inc. VECO 18.12 18.28 -0.16 -0.88 18.74 17.05 410848 52-week high: $63.25 NYS Wal-Mart Stores Inc. WMT 47.60 47.92 -0.32 -0.67 48.61 46.33 14406789 Marsh & McLennan Cos. Inc. 52-week low: $48.19 NYS Wells Fargo & Co. WFC 36.09 35.89 0.2 0.56 36.42 35.3 11297474 Nas Whole Foods Market WFMI 41.10 46.79 -5.69 -12.16 46.79 38.82 5112315 Ticker: MMC (NYSE) Basic EPS: $1.76 Nas Wild Oats Markets OATS 17.20 18.03 -0.83 -4.6 18.14 16.95 425664 Colorado connection: Parent compa- P /E Ratio: 33.58 Nas Woodward Governor WGOV 55.24 49.35 5.89 11.94 55.82 49.35 165177 NYS Xcel Energy Inc. XEL 22.95 24.09 -1.14 -4.73 24.34 22.45 2044664 ny of Loveland-based Kroll Factual Data Institutional ownership: 57.3 percent He adquarters: New York 2 006 sales: $261 million Business: Provides professional ser- 2006 income: $57.2 million vices worldwide. Web: www.marshmac.com

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June 8-21, 2007 The Northern Colorado Business Report 15 Talent shuffle among NoCo banks shakes up industry

the more I was impressed by the business outside of it. Personnel changes at model and impressed with the people,” she This is not the first leadership change for said. “We’ll continue to Capital West. Only five months into opera- First Western, Capital Additionally, Burns was ready for the tions, the bank lost its first president, Brian next challenge. Her career at CSU included focus on the Shepherd. Bank officials could not com- West, even NCEDC heading the Summit Student Investment ment on Shepherd’s departure. Vasa came Fund, coordinating the internship program entrepreneur and in mid-year to fill the vacant position. Northern Colorado banks are experi- and receiving the 2007 Teacher of the Year And could it be a smaller world in encing a springtime game of musical Award. She anticipates her new career to small business.” Northern Colorado banking? Shepherd chairs, with the hold just as much promise. previously served as chief operating officer region’s financial “(First Western) has a track record of at First State Bank of Fort Collins, where experts shuffling into, incredible growth and have incredible Steve Hogan, president Hogan also worked. out of and around growth potential,” she said. Capital West National Bank the industry. Berglund leaves banking When the music Hogan in, Vasa out at Cap West Another former Capital West and Cen- stops, Glory Burns An eye toward growth was apparently tennial Bank of the West employee is hop- will make her return behind the decision to make a leadership Hogan, who serves on the board of the ping out of the banking industry all to the financial change at Capital West National Bank, Federal Home Loan Bank, has worked with together. Eric Berglund recently joined the industry. Burns, who again. In May, the bank’s board of directors the Centennial Bank of the West line since staff of the Northern Colorado Economic has spent more than BANKING ousted President Dianna Vasa in favor of it was First State Bank of Fort Collins. First Development Corp. as the director of 10 years teaching Steve Hogan, formerly president of Cen- State Bank merged with First National of investor development. finance to students at Kristen Tatti tennial Bank of the West in Fort Collins. Longmont, which then became First Main- Berglund started his banking career at Colorado State Uni- “Basically, we decided to go a different Street. Centennial Bank of the West pur- Wells Fargo before joining Shepherd at versity, will join First Western Trust Bank direction,” said Dan Furphy, president and chased First MainStreet in 2005. Capital West. He then worked at Centenni- in Fort Collins after July 4 as a senior vice CEO of First National Bank of Wyoming. Hogan said that the focus of the bank is al Bank of the West as a vice president and president and portfolio manager. Capital West is the Colorado presence not likely to change, but he hopes to loan officer before joining First Communi- Prior to joining CSU, Burns was of First National of Wyoming. First expand its offerings to be more competi- ty Bank as a vice president. employed at Boettcher & Co., a regional National operated Peak View Financial, a tive with the region’s community banks Berglund’s primary focus at NCEDC investment banking firm in Denver. Even loan-production office in Fort Collins, for and large banks. will be on adding investors, as the econom- after becoming a professor, she continued 10 years before deciding to enter the mar- “We’ll continue to focus on the entre- ic development organization is 93 percent her involvement in banking. She served on ket as a full-service bank in the summer of preneur and small business,” he said. funded by the private sector. He will also the board of directors of First State Bank 2004. First National of Wyoming bought a Hogan said he is encouraged by the help educate the community about of Fort Collins — now known as Centen- shell of a Colorado bank in order to begin bank’s ability to move nimbly. It will allow NCEDC’s mission. nial Bank of the West. operations in the state. Capital West to add products more quickly, Burns’ decision to rejoin private indus- “Steve has a very strong background in he added. Krist en Tatti covers the banking industry try was based on First Western as an insti- community banking,” Furphy said, adding For her part, Vasa is exploring several for the Northern Colorado Business tution. that Vasa had previously worked with larg- options in Northern Colorado including Report. She can be reached at (970) 221- “The more I knew about the company, er institutions such as Key Bank. several in the banking industry and one 5400, ext. 219 or [email protected].

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16 The Northern Colorado Business Report June 8-21, 2007

Come see why we are ranked #16 When nature attacks: on Northern Colorado's Mercury 100 Fastest Growing Companies list Hometown Service Now Open in Fort Collins Deadly viruses return 713 S. Lemay Ave. How to avoid it? Evans recommends 970.221.2020 • 800.241.4440 Warmer weather using caution when cleaning in and means watching around buildings like garages and barns 119 First St., Ault where deer mice may have nests. Avoid stirring up dust by first watering down 970.834.2121 • 800.241.4440 for lethal pests and ventilating the area at least 30 min- "The Way It Should Be" utes before cleaning. Mice, mosquitoes and prairie dogs — And if you feel like you’ve contracted LOCALLY OWNED & MANAGED oh my! the flu, don’t hesitate to get to the doctor This summer, the yellow brick road to right away to get checked out. fun and outdoor But it’s not just deer mice to beware adventure is littered of as nice weather returns. Swarms of with some critters to summer mosquitoes are about to hatch, watch out for — or increasing the chances of contracting you may end up West Nile virus, another nasty little pest spending time in the that can have deadly consequences. hospital. In Northern Colorado, 2003 was the Or worse. worst year on record for West Nile. Weld The Weld County County recorded 402 cases that year with Department of Pub- six deaths. It was even worse in Larimer lic Health and Envi- HEALTH CARE County, with 546 confirmed cases and ronment on May 22 nine deaths. In the following two years, announced its first Steve Porter the numbers of cases and deaths I can help you select the insurance that’s right for your business. confirmed case of dropped dramatically as mosquito spray- JOE MIVSHEK Call me today. hantavirus pulmonary syndrome for ing, monitoring and public education (970) 223-0808 2007. The virus, which is primarily was stepped up. But West Nile occur- 2032 Lowe Street, Suite 202 spread by deer mice, was diagnosed in a rence rose again last year with 68 cases Ft. Collins 30-year-old male county resident who and one death in Weld County and 42 [email protected] recovered after spending a few days in cases and one death in Larimer County. North Colorado Medical Center in Gree- ley. Wes t Nile cutbacks Insurance subject to availability and qualifications.Allstate Insurance Company and Allstate Indemnity Company, Northbrook, Illinois © 2007 Allstate Insurance Company. He was lucky, but a 28-year-old Alam- Bu t even with those rising numbers, osa County woman wasn’t — she died in late May of this year Weld County from the virus. Hers was the first con- announced it would have to reduce its firmed case of HPS in the state, diag- West Nile efforts by about 40 percent

© 2007 Porsche Cars North America, Inc. Porsche recommends seat belt usage and observance of all traffic laws at all times nosed in early May. this season due to decreased funding And it’s a sneaky virus that can make from the national Centers for Disease you think it’s just the flu or a bad cold, Control and Prevention. says Sara Evans, environmental health Evans said efforts to control host-car- manager for the Weld health depart- ried diseases rise and fall according to ment. “From what I understand, she was the attention they get in any particular feeling sick for just a few days before she year. “A year or two after an outbreak went to the doctor and crashed,” Evans there’s all kinds of money,” she said. “But said. “It comes on very suddenly — all of then the money starts to go to other a sudden you can’t breathe.” things. That’s simply how it is.” That’s because the virus causes the There’s no cure or vaccine to prevent lungs to fill up with fluid. Only a quick catching either West Nile or hantavirus. hook-up to a respirator can save an John Pape, epidemiologist for the state infected person at that point. health department, said a vaccine for HPS is relatively new in terms of equine West Nile was developed in 2003 being identified. It wasn’t until 1993 that but researchers are still working on a health scientists pinpointed the danger human version. As far as hantavirus, not of hantavirus, as the disease is most much is happening, he said. often known, and how it gets transmit- “It’s a rare disease so it doesn’t get ted to humans from its deer mouse host. much attention because nobody sees any Why put off what you'll never stop wanting? Evans said it’s not so much handling profit in it,” Pape said. “It would be such live or dead mice — although that’s defi- a small market there wouldn’t be much nitely not recommended — as it is interest from an R&D point of view.” Ed Carroll Motor Company breathing in dust that contains material Of the two deadly viruses, Evans said from mouse urine and feces. That’s West Nile infects more people but han- 970-226-3000 where the virus lurks, she said. tavirus has a much higher fatality rate. 3003 S College Ave The good news about both, she says, is Fort Collins, Co 80525 Scary mortality rate ed-carroll.porschedealer.com that they are preventable by exercising M-F: 8:00am - 8 pm Since 1993, Colorado has recorded 54 caution and — in the case of West Nile Sat: 8:00am - 7:00 pm confirmed cases and 18 fatalities, for a — always wearing mosquito repellant frightening 33 percent death rate. And when spending time outdoors. while young children and older people Oh, and while you’re out there, don’t New Inventory are always at higher risk of death from forget about the bubonic plague-carry- such threats, adults — such as this year’s ing prairie dogs, infectious ticks, biting 2007 Cayman S 2006 Cayenne S Titanium Edition 2007 Boxster Meteor Grey Metallic/Black Leather Iceland Silver Metallic/Black/Steel Grey Carmona Red/Tiptronic/Sand Beige Leather first two cases — are also highly vulnera- spiders, deadly rattlesnakes and other

2007 Cayman 2008 Cayenne S 2007 Cayman S ble. organic landmines. Arctic Silver/Black Leather Meteor Gray/Stone Gray/Steel Grey Leather Meteor Grey/Black Leather Black/Sand Beige Leather Evans said hantavirus and humans Isn’t nature wonderful? Midnight Blue/Sand Beige Leather 2007 Carrera S Coupe 2007 911 Carrera Cabriolet have probably been coexisting for eons. Cobalt Blue/Stone Grey Leather Sliver/Black Leather Midnight Blue/Sand Beige Leather “It’s one of those things we think was Steve Porter covers health-care issues 2007 911 Targa 4 Guards Red/Black Leather always there but we didn’t have the tech- for the Northern Colorado Business nology to identify it,” she said. “It’s prob- Report. He can be reached at (970) 221- ably been around forever.” 5400, Ext. 225, or at [email protected].

June 8-21, 2007 The Northern Colorado Business Report 17 CONSTRUCTION & ENGINEERING Grand Station project offers building challenges TST, Hensel Phelps team up to bring Grand amenities Within its 60 acres and 1 million square feet, grand design alive Grand Station at Centerra will include: I 480,000 square feet of shopping, dining By Anne Cumming Rice and entertainment ne [email protected] I 145,000 square feet of office space I 100,000 square feet of medical space The recently announced Grand Station I 60,000-square-foot health club at Centerra is giving two Northern Col- I 160 residences orado-based companies a front-row seat in I 400 hotel rooms a project on the cutting edge of urban I Double-decker streetcar to travel around development. Grand Square, which will feature a stage, fire “People are going to be captivated by how pit and fountain this place feels,” said Ed Goodman, head of corporate development for TST Inc. Con- sulting Engineers in Fort Collins. “This type SOURCE: MCWHINNEY ENTERPRISES of design takes the best of the old urban neighborhoods and asks, ‘Why do people love them so much, and how can we take the U.S. 34. Groundbreaking is scheduled for same concepts and do them today?’” this fall, with an expected opening in fall McWhinney Enterprises in Loveland 2009. announced in March plans for Grand Sta- Greeley-based Hensel Phelps Construc- tion, a 60-acre, 1-million-square-foot tion Co. will be the general contractor on development that will feature a double- the project. The company is working on a decker street car ushering visitors around similar project right now in Phoenix, said Grand Square, a gathering place with a Mike Shoulders, operations manager for stage, fire pit and water fountain. The Hensel Phelps. square will be surrounded by shops, restau- The construction company has built a rants and residential units. variety of large projects in Northern Col- Courtesy McWhinney Enterprises TST is doing the engineering work on orado, across the nation and internationally. the development to be located east of the GRAND MODEL — This scale model, built by Baltimore-based DDG Inc. for display at a Las Vegas trade show, “To have a job this size in our own back- shows the central plaza and surrounding buildings, including a hotel, retail stores, offices and loft apartments, Promenade Shops near Interstate 25 and See GRAND, 30 that will comprise Grand Station.

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PANORAMIC, from 7 ered by my client — and the value that is really delivers and dismissed the value PLANNING missing in their relationships — were far propositions that customers don’t care O Layouts for New & Existing different than internal perceptions. about. Developments potential vertical markets were slow. New All of this insight provided the guid- Once we had established that context, OGovernment Process Coordination competitors in low-end categories were ance for a creative strategy that will lead when the group saw the new campaign CIVIL ENGINEERING gaining strength. The company was not this company in a new direction. they immediately recognized the promise of presenting the immense value that this OCommercial & Residential Design presenting the right message, with the Strategy ends, instinct begins fine brand really offers. OInfrastructure & Storm Drainage right value propositions, to the right audi- ence. To re-start the engine we needed to At this point, we are standing at the This company has graduated from LAND SURVEYING identify the pain customers were really boundary between strategy and “creative” product-oriented communications to OTopographic Mapping feeling and our most promising alterna- work, and it is hard to cross gracefully. The brand-oriented communications that ODigital Terrain Modeling tives to relieve that pain. balance between logic and creativity, directly support product sales. OAerial Mapping If you’ve never done this exercise, you between the business and the art of com- The transition will open new opportu- ORight-of-way Acquisition should try it. Twenty-five of this compa- munications, is precarious. nities in high-end sales and reinforce loyal- OSubdivision Plats ny’s most experienced employees had con- We always begin with fresh insight and ty among “lower-end” customers. It has OConstruction layout for new facilities tributed their suggestions for the essential clear thinking, knowing that a strong strat- already energized the sales force and O Boundary & ALTA/ACSM value that the company provides its cus- egy is essential to produce effective creative helped to focus the efforts of all employees Land Title Surveys tomers. I followed up with lengthy discus- work. But an inspired communications with direct customer contact. OGPS and LIDAR available sions to be sure I understood exactly what strategy never leads precisely to only one each employee meant to say. creative solution. Strategy is only a path, Avoid the parity trap When you run this exercise in your own not an equation. Great creative work is This is a step that requires vision and company, let everyone know that blurry guided by strategy, but it is not something courage, but it’s a transition that every generalities such as “quality,”“excellence” you can calculate in Excel. Trying to find growing company must face eventually — and “great customer service” are not — or verify — a creative solution with especially if competition in your business allowed. Be specific. quantitative methods is like trying to is intensifying. Otherwise you will What value do expert salespeople really divide by zero. inevitably wind up trapped in the pack, deliver? What’s the real value associated In creative execution there are always selling price and delivery in a parity mar- with creative engineering? Fast, friendly choices. Ultimately you have to rely on ket. service? People who seem to agree when your instinct and intuition. You have to Step back. See your business, your peo- they are speaking in generalities are actual- feel which answer is right. ple, your customers and your brand’s ly talking about different things. This is why it’s so important to know potential more clearly. In this case, our group effort yielded a what your employees and customers are Build a strategy that gives your cre- list of 145 distinct sources of value! So really thinking, what they really believe, ative team plenty of insight, a smart mes- much for consensus. what they really want. Once you’ve reached sage, and the freedom to express it cre- After cooking this list down to the 60 this level of understanding, at the crucial atively. Then, put your foot to the floor most compelling value statements, I con- point where ads are approved and the new and drive that creative through every tacted a panel of experienced customers voice of a brand is about to be heard for communications channel available to and talked with each of them for more the first time, you can rely on your gut support sales. than an hour. We discussed their business, instinct. You’ll know which solution is best Flatirons, Inc. their goals, and their idea of the value my when you see it. D on Condit is president of Condit Mar- Surveying, Engineering client’s company delivers. We explored new keting Communications, Inc. in Fort & Geomatics ways to deliver more value. A company comes of age Collins. To join the discussion, send ques- (303) 443-7001 Those discussions were illuminating. Together in that hotel meeting room, tions or comments to dcondit@conditmar- www.flatsurv.com Customer perceptions of the value deliv- we discussed the value that this company keting.com.

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YOUR CIVIL ENGINEERING CONSULTANT PICKETT ENGINEERING, INC. 808 8TH ST. GREELEY, CO 80631 970.356.6362 WWW.PICKETTENGINEERING.COM

RESIDENTIAL • COMMERCIAL • INDUSTRIAL • RETAIL June 8-21, 2007 The Northern Colorado Business Report 21 The Twist Largest Engineering Firms No. 1 based on 2006 revenues: Electrical Systems Consultants Inc. with $9,292,000. With local operations, ranked by no. of registered engineers Customize lists at http://ncbr.datajoe.com

COMPANY NO. PES HEADQUARTERS PERSON IN CHARGE ADDRESS NO. EIS REVENUES 2006 E-MAIL TITLE RANK PHONE/FAX TOTAL EMPLOYEES 2007 REVENUES 2005 TYPE OF ENGINEERING NOTABLE PROJECTS WEB SITE YEAR FOUNDED AYRES ASSOCIATES Design of levee repairs for 5 critical sites on the 3665 JFK Parkway, Bldg. 2, Suite 200 26 $6,500,000 Civil engineering, water resources Sacramento River for the U.S. Army Corps of Engineers; Fort Collins Jim Schall Fort Collins, CO 80525 9 $6,500,000 engineering. North College Ave. drainage improvements for the City [email protected] Vice president 1 (970) 223-5556/(970) 223-5578 54 of Fort Collins. www.ayresassociates.com 1967 Warren Mesloh and THE ENGINEERING CO. 18 Consulting civil engineers, water, Fort Collins Brian Zick 2310 E. Prospect Road, Suite B 3 $5,000,000 wastewater, drainage, roads, GIS, Carter Lake WTP, South Fort Collins WWTP, St. Vrain [email protected] President and Vice 2 Fort Collins, CO 80525 40 $5,700,000 feasiblity and rate studies. State Park, Soldier Canyon WTP. www.tec-engrs.com president (970) 484-7477/(970) 484-7488 1985 Fort Collins Design Center, Fort Collins; Front Range STANTEC CONSULTING INC. 14 Professional design and consulting Village, Bayer Properties; N. Taft Avenue & W. Eighth St. Edmonton, Alberta, Canada Bret Cummock 209 S. Meldrum St. N/A $6,500,000 services in planning, engineering, improvements, Loveland; 128th Avenue Bridge, CDOT; [email protected] Principal 3 Fort Collins, CO 80521 47 $6,000,000 architecture, surveying and project Town Engineer (Environmental Services) for Wellington; www.stantec.com 1954 (970) 482-5922/(970) 482-6368 management. Fossil Creek Drainage Improvements, Fort Collins. ELECTRICAL SYSTEMS CONSULTANTS INC. 212 W. Mulberry St. 13 $9,292,000 Electrical power, controls, Engineering and programming for a SCADA system for Fort Collins Jim Siano Fort Collins, CO 80521 9 $8,200,000 instrumentation & GIS/GPS for the City of Glenwood Springs electric system. [email protected] President 4 (970) 224-9100/(970) 224-9137 75 utilities & industry. www.electsys.com 1978 NORTHERN ENGINEERING SERVICES Fossil Lake Ranch in Fort Collins, Highlands Meadows 200 S. College Ave, Suite 100 13 $5,400,000 Civil engineering and land Golf Course in Windsor, Centerra Marketplace and Fort Collins George Schock Fort Collins, CO 80524 5 $5,000,000 surveying. supporting infrastructure for The Promenade Shops, [email protected] President 5 (970) 221-4158/(970) 221-4159 46 Heska in Loveland. www.northernengineering.com 1987 TST INC. CONSULTING ENGINEERS 748 Whalers Way 12 $5,300,000 Civil engineering & surveying firm Water Valley, Centerra, Grand Station, Paragon Point, Fort Collins Donald N. Taranto Fort Collins, CO 80525 13 $5,223,000 for municipal & private clients. Waterfront, Observatory Village. [email protected] President 6 (970) 226-0557/(970) 226-0204 46 www.tstinc.com 1977 CTL|THOMPSON INC. Howard A. Perko 351 Linden St., Suite 140 11 N/A geotechnical, environmental, Crow Lane Dam, Timberline Road widening, Ft. Collins Centennial, CO Ph.D., P.E., Fort Collins Fort Collins, CO 80524 5 N/A materials and structural Police Station, Peetz Wind Farm, Paws of the Rockies, Old [email protected] division manager 7 (970) 206-9455/(970) 206-9441 33 engineering Town North subdivision and Solaris Building www.ctlthompson.com 1977 K L & A INC. 4412 W. Eisenhower Blvd. 11 $8,260,000 One Steamboat Place, Taxi-2, Sky Ute Casino, Snowmass Golden M. Douglas Rutledge Loveland, CO 80537 18 $7,250,000 Structural. Center Redevelopment. [email protected] CEO 8 (970) 667-2426/(970) 667-2426 43 www.klaa.com 1994 TERRACON CONSULTING INC. 301 N. Howes St. 10 $7,500,000 Geotechnical, environmental, Medical Center of the Rockies, Hughes Stadium Lenexa, Kan. Dean Parson Fort Collins, CO 80521 3 N/A construction materials testing, expansion, Owens-Illinois glass manufacturing facility. [email protected] Principal 9 (970) 484-0359/(970) 484-0454 65 natural resources management. www.terracon.com 1965 EXPONENTIAL ENGINEERING CO. 328 Airpark Drive 7 $2,080,000 Grandview Substation in Bayfield, Cogeneration Fort Collins Thomas A. Ghidossi Fort Collins, CO 80524 N/A $1,800,000 Consulting electrical engineering. Relaying, Reedy Creek Energy Services in Lake Buena [email protected] President 10 (970) 207-9648/(970) 207-9657 21 Vista, Fla. www.exponentialengineering.com 1993 ANDERSON CONSULTING ENGINEERS INC. 772 Whalers Way, Suite 200 7 $2,603,000 Water resources, river restoration, Colorado digital flood-insurance rate map project, City Fort Collins Bradley A. Anderson Fort Collins, CO 80525 4 $2,363,910 irrigation and drainage, mining, of Fort Collins Canal Importation Detention Ponds [email protected] President 11 (970) 226-0120/(970) 226-0121 20 environmental. project. www.acewater.com 1998 Robert J. Nelson and LANDMARK ENGINEERING LTD. 6 Civil, structural, geotechnical, Loveland Ken Merritt 3521 W. Eisenhower Blvd. 2 $3,500,000 surveying, planning and Loveland Visitor's Center, Fort Logan National Cemetary, [email protected] President/CEO and 12 Loveland, CO 80537 29 $3,442,000 architecture. Horizon Bank building. www.landmarkltd.com Senior vice president (970) 667-6286/(970) 667-6298 1969 NOLTE ASSOCIATES INC. 1901 Sharp Point Drive, Suite A 6 $2,398,000 The Ranch Larimer County Fairgrounds and Events Sacramento Linda Hoffmann Fort Collins, CO 80525 2 $2,470,400 Civil engineering & surveying. Center, Fossil Ridge High School, Thompson River Ranch. [email protected] Vice president 13 (970) 221-2400/(970) 221-2415 17 www.nolte.com 1949 AQUA ENGINEERING INC. 4803 Innovation Drive 5 N/A Agricultural irrigation design, canal modernization, Fort Collins Robert Beccard Fort Collins, CO 80526 6 N/A Irrigation, water resource. landscape and golf course irrigation design, water [email protected] President 14 (970) 229-9668/(970) 226-3855 30 rights. www.aquaengineering.com 1975 BASELINE ENGINEERING CORP. 920 Ninth Ave. 5 $1,721,726 Traditional civil engineering, water Kremmling Wastewater Treatment Facility and Re-USE Golden John McLain, P.E. Greeley, CO 80631 4 $1,086,463 and wastewater treatment. line, Stevinson Lexus of Frederick, Fort Garland WWTF, [email protected] N/A 15 (970) 353-7600/(970) 353-7601 16 Lithia L2 Centerra, Town of Red Cliff WWTF. www.baselinecorp.com 1998 STEWART & ASSOCIATES 103 S. Meldrum St. 5 (1) N/A Fort Collins Jerry Robinson Fort Collins, CO 80521 3 $2,700,000 Civil engineering. N/A [email protected] Vice president 16 (970) 482-9331/(970) 482-9382 26 N/A 1959 PICKETT ENGINEERING INC. 808 Eighth St. 5 $1,495,000 Elk Lakes Retail Center and Vista Commercial Center in Greeley Kris A. Pickett Greeley, CO 80631 2 $1,635,000 Consulting, civil. Weld County, Maplewood Estates in Eaton, student [email protected] President 17 (970) 356-6362/(970) 356-6486 12 housing for UNC. www.pickettengineering.com 1995 CITY OF FORT COLLINS - ENGINEERING Mason Transportation Corridor, US 287/South College 281 N. College Ave. 4 N/A Bicycle Lane Project from Harmony to Carpenter Road, Fort Collins Gary Dee Fort Collins, CO 80524 N/A N/A Civil, transportation. West Drake Road widening (Montmorency to Featherstar N/A City engineer 18 (970) 221-6605/(970) 221-6378 35 Way), East Harmony Road Widening. www.fcgov.com/engineering N/A DGCD INC. 105 Coronado Court, Bldg. 9A 4 $1,200,000 We design printed circuit boards for major storage Fort Collins Christopher Febvre Fort Collins, CO 80525 N/A $1,100,000 Electronic. companies, computer companies, and cosumer [email protected] CEO 19 (970) 292-5877/(970) 622-8143 13 electronics companies. www.dgcdinc.com 2000 SRK CONSULTING 19 Old Town Square, Suite 238 4 N/A Geotechnical, mining engineering Engineering and scientific investigations of mining site Vancouver, British Columbia Terry Brown Fort Collins, CO 80524 N/A N/A and environmental consulting through the western hemisphere. [email protected] PE 20 (970) 407-8302/(970) 407-8319 4 engineering. www.srk.com 1974 STEWART ENVIRONMENTAL CONSULTANTS INC. 4 Fort Collins David R. Stewart 3801 Automation Way, Suite 200 3 N/A Environmental. Water re-use, innovative wastewater treatment. [email protected] President 21 Fort Collins, CO 80525 27 $3,530,000 www.stewartenv.com 1985 (970) 226-5500/(970) 226-4946 JR ENGINEERING LLC Greeley Firing Range design-build, Seven Lakes Senior Mike Brake 2620 E. Prospect Road, No. 190 4 $2,100,000 Housing, Rigden Farm, The Oxbow on the River, Greenwood Village Branch manager and Fort Collins, CO 80525 2 $2,133,000 Consulting, civil, survey. Provincetown F3, Harmony School Shops, 1st Community [email protected] Vice president 22 (970) 491-9888/(970) 491-9984 22 Bank Plaza. www.jrengineering.com 1994 SMITH GEOTECHNICAL 1225 Red Cedar Circle, Suite H 4 $1,100,000 Peterson Reservoir RCC Dam, South Fort Collins WWTP Fort Collins Duane Smith Fort Collins, CO 80524 2 $950,000 Civil, geotechnical, structural. Upgrade, Cornish Plains Reservoir & Pump Station. [email protected] N/A 23 (970) 490-2620/(970) 490-2851 10 www.smithgeotech.com 1987 KETTERLING, BUTHERUS & NORTON Civil Engineering, planning, design ENGINEERS LLC 4 & construction administration of Owens-Illinois Glass Manufacturing Facility; Greeley Greeley Mike Ketterling, PE 820 Eighth St. 1 N/A private sector (residential, Police Headquarters; City Center West development; [email protected] Principal/manager 24 Greeley, CO 80631 9 N/A commercial & industrial) and municipal engr. in Pierce, Eaton, Severance and www.kbnengineers.com 1995 (970) 395-9880/(970) 395-9881 municipal infrastructure projects. Platteville.; Windsor/Severance trunk sanitary sewer. PROCESS APPLICATIONS INC. 2627 Redwing Road, Suite 340 4 $1,121,623 N/A Bob Hegg Fort Collins, CO 80526 0 $1,143,631 Water, wastewater. N/A [email protected] President 25 (970) 223-5787/(970) 223-5786 7 N/A 1982 N/A-Not Available Based upon responses to Business Report survey researched by Kathleen Chaballa Area surveyed includes Brighton, Weld and Larimer counties. To be considered for future lists, e-mail [email protected] (1) Business Report estimate 22 The Northern Colorado Business Report June 8-21, 2007 The Twist Largest General Contractors No. 1 based on most recently founded: Down Zankey Construction Inc. since 1997. Ranked by revenues Customize lists at http://ncbr.datajoe.com COMPANY PERSON IN CHARGE W/ PREV ADDRESS REVENUES 2006 EMPLOYEES 2007 E-MAIL TITLE RANK RANK PHONE/FAX REVENUES 2005 EMPLOYEES 2006 AREAS OF SPECIALTY NOTABLE PROJECTS WEB SITE YEAR FOUNDED

HENSEL PHELPS CONSTRUCTION CO. 420 Sixth Ave. $2,130,580,000 2,289 Sahara Hotel and Casino in Las Vegas, [email protected] Jeffrey Wenaas, President and 1 Greeley, CO 80631 $1,783,542,000 2,240 Commercial general contracting. Tabor Center in Denver, Thornton www.henselphelps.com Jerry Morgensen, CEO 1 (970) 352-6565/(970) 352-9311 Town Center. 1937

FCI CONSTRUCTORS INC. 4001 N. Valley Drive $213,000,000 233 Commercial general contractor and Kinard Jr. High School, Holmes Dining [email protected] Ed Forsman, President 2 Longmont, CO 80504 $143,000,000 218 construction manager. Hall at UNC, Logan County Justice www.fciol.com 1978 2 (970) 535-4725/(970) 535-4867 Center.

ROCHE CONSTRUCTORS INC. 361 71st Ave. $185,059,484 83 Retail, office and banking, education, [email protected] Thomas J. Roche, President 3 Greeley, CO 80634 $153,479,441 80 public works/corrections and industrial Erie High School in Erie. www.rocheconstructors.com 1971 3 (970) 356-3611/(970) 356-3619 and manufacturing.

HALL-IRWIN CORP. & AFFILIATES Commercial buildings, land development, 301 Centennial Drive $148,000,000 570 pipe/infrastructure, aggregate supplies, [email protected] George W. Hall, President 4 Milliken, CO 80543 $140,000,000 540 landscape services and supplies, athletic N/A www.hall-irwin.com 1963 4 (970) 352-6057/(970) 352-6284 fields and golf courses, water storage.

THE NEENAN CO. 2620 E. Prospect Road $100,000,000 195 Development, design, construction, Orthopedic Center of the Rockies, Day [email protected] David Neenan, CEO and Randy 5 Fort Collins, CO 80525 $95,000,000 180 medical/office/industrial. Spring and Heratige Christian Schools, www.neenan.com Myers, President 5 (970) 493-8747/(970) 493-5869 Value Plastics. 1966

ALLIANCE CONSTRUCTION SOLUTIONS LLC 2725 Rocky Mountain Ave., Suite 100 $73,000,000 61 Construction manager, general contractor, Northern Hotel Historical Renovation [email protected] Clayton A. Schwerin, CEO and 6 Loveland, CO 80538 $54,000,000 52 design build/assist construction services, & Rangeview Office Bldg. www.allianceconstruction.com President 6 (970) 663-9700/(970) 663-9750 LEED/sustainable building alternatives. 1982

DRAHOTA COMMERCIAL LLC 4700 Innovation Drive, Bldg. C $72,000,000 70 Skyline Medical, Lodge at Miramont, [email protected] Terry L. Drahota, President 7 Fort Collins, CO 80525 $42,000,000 65 Full-service general contractor. The Chadwick. www.drahota.com 1973 7 (970) 204-0100/(970) 204-0200

MARK YOUNG CONSTRUCTION INC. 155 N. College Ave., Suite 220 $45,340,000 105 Retail grocery, general aviation, [email protected] David Guida, President 8 Fort Collins, CO 80524 $39,703,000 110 agricultural. Park Mayfair condos in Denver. www.markyoungconstruction.com 1989 8 (303) 477-9073/(303) 477-9085

SINNETT BUILDERS INC. 4557 Denrose Court $18,000,000 24 Commercial construction, schools, Harmony Center Buildings, Heart of [email protected] Dennis Sinnett, President 10 Fort Collins, CO 80524 $18,300,000 18 shopping centers, office buildings, the Rockies Church, Lofts at Campus www.sinnettbuilders.com 1973 9 (970) 493-1770/(970) 482-4537 multifamily. West, Harmony Market Place.

COE CONSTRUCTION INC. New construction, tenant improvements 2302 E. 13th St. $16,000,000 23 and remodeling of restaurants, hotels, Advantage Bank, Chili's and Fairfield [email protected] Gregg Meisinger, President 9 Loveland, CO 80537 $19,056,200 25 office buildings, banks, retail buildings, Inn in Loveland. www.coeconstruction.com 1990 10 (970) 663-7636/(970) 669-4329 apartment buildings.

CLARK CONSTRUCTION CO. INC. 2956 Ginnala Drive $12,000,000 15 Fossil Creek Park in Fort Collins, [email protected] David Clark, President 11 Loveland, CO 80538 $9,400,000 18 Institutional. Loveland LDS Church. N/A 1970 11 (970) 667-0674/(970) 663-7384

GRACON CORP. 7221 E. Eisenhower Blvd. $11,000,000 N/A [email protected] Douglas Donahue 12 Loveland, CO 80537 $7,700,000 N/A Heavy, industrial, hydro-power. Boyd Lake dam spillway. www.graconcorp.com 1981 12 (970) 667-2203/(970) 667-3621

LANDMARK BUILDERS 3812 Carson Ave. $4,450,000 9 [email protected] Dennis Wernsman, President 14 Evans, CO 80620 $4,800,000 10 Commerical and industrial design/build King Partners, Home Lumber www.landmark-builders.com 1984 13 (970) 330-8855/(970) 330-5756

BAESSLER CONSTRUCTION CO. INC. Moritz (Ted) E. Baessler, 3505 Holman Court $4,300,000 9 [email protected] President; Jamie Baessler and NR Greeley, CO 80631 $4,250,000 6 Custom homes. N/A www.baesslerconst.com Corie Baessler 14 (970) 356-6251/ 1968

D & S STEEL BUILDINGS CO. 1503 Second Ave. $4,000,000 5 [email protected] Harold Satur, President NR Greeley, CO 80631 N/A N/A N/A N/A www.ds-steelbldgs.com 1965 15 (970) 353-3137/(970) 353-8526 Robert Huffsmith, President; ZAKCO COMMERCIAL CONSULTANTS INC. Joe Tomaselli, Vice president 407 N. Lincoln Ave., Suite 105 $3,875,388 10 Restaurants, hotels, retail buildings. Holiday Inn Casper. [email protected] and Mike Jones, Project 16 13 Loveland, CO 80537 $5,300,255 8 www.zakcoconstruction.com manager (970) 663-5488/(970) 667-1271 1996 Wyoming State Capitol-FCMOCA, WATTLE & DAUB CONTRACTORS Historic preservation and commercial, Romero House, PSD schools, Ault High Thomas Tisthammer, 9843 Rist Canyon Road $3,100,000 23 industrial and institutional waterproofing School, Parrish House Johnstown, [email protected] President 17 17 Bellvue, CO 80512 $1,700,000 25 and roofing. Nunn Museu, Jackson County N/A 1978 (970) 493-2244/(970) 484-6474 Courthouse. ARMSTEAD CONSTRUCTION INC. 105 S. Meldrum St., No. 2 $2,400,000 7 [email protected] Jeff Schneider, President 16 Fort Collins, CO 80535 $2,000,000 3 Custom homes, remodels, additions. N/A www.armsteadconstruction.com 1990 18 (970) 472-1113/(970) 472-8313

GILLAM DEVELOPMENT CORP. 100 Rolling Hills Ranch Drive $1,900,000 3 [email protected] Bruce Gillam, President 15 Johnstown, CO 80534 $2,200,000 2 Builder/developer. N/A N/A 1993 19 (970) 587-9365/(970) 587-5925

DOWN ZANKEY CONSTRUCTION INC. Jeffrey Down, Commercial 105 S. Meldrum St., No.4 $1,502,868 7 Commercial renovation, additions and fast [email protected] manager and Glenn Zankey, 18 Fort Collins, CO 80521 $650,000 8 track tenant finish. Residential additions N/A www.downzankey.com Residential manager 20 (970) 482-9400/(970) 482-6776 and renovation. 1997

G & N CONSTRUCTION 628 First Ave. $1,000,000 6 Small projects, insulated panel [email protected] Nancy White and Gary White NR Ault, CO 80610 $750,000 8 installation, agricultural work. N/A N/A 1996 21 (970) 834-0382/(970) 834-0382

BUILDING VENTURES INC. 2121 W. Eighth St. $600,000 398 [email protected] Mel Paulson, President NR Loveland, CO 80537 $500,000 N/A N/A N/A N/A 1990 22 (970) 667-7300/(970) 461-1922 Region surveyed is Brighton, Larimer and Weld counties. Based upon responses to Business Report survey researched by Kathleen Chaballa N/A -Not Available To be considered for future lists, e-mail [email protected] Dohn Construction and Delta Construction did not provide ranking criteria.

24 The Northern Colorado Business Report June 8-21, 2007

CONSTRUCTION & ENGINEERING Homeowner protection, homebuilder nightmare?

Too soon to say what effect new rules will have By Kate Hawthorne [email protected]

W hen the Colorado legislature passed the Construction Defect Action Reform Act in 2003, both lawmakers and home- builders thought they’d reached a work- able compromise. The measure provided a process for home owners to work with their builders to secure needed repairs resulting from faulty construction, avoiding costly and time-con- suming litigation. So, what’s the point of House Bill 1338, the Homeowners Protection Act of 2007, which became effective on April 20? HB-1338 makes it illegal for home- builders to require buyers to sign waivers of certain basic provisions of CDARA as a condition of buying a home. It does not change or alter any provisions of CDARA — it keeps intact the requirement that own- ers give the builder the chance to fix prob- lems before going to court and all limits and caps on damages and attorneys fees. It does not apply to commercial properties, and waivers and releases signed as part of a set- tlement between the homeowner and builder are not affected, either. Rep. Jack Pommer, D-Boulder, who Kate Hawthorne, Northern Colorado Business Report sponsored the bill with Sen. Jennifer Viega, D-Denver, said non-negotiable provisions GOING UP? — The cost of putting up new homes in Colorado could be on the rise, not because of increasing costs of materials, transportation or labor, but because of that substitute express warranties — limit- changes in state law that could send insurance premiums through the roof. Most homebuilders are taking a wait-and-see approach to the effects of HB-1338, however. ing buyers to specific items the builder will fix — for more general implied warranties “You hear that CDARA contains a right- the number of out-of-state contractors be, and that more study is needed. In fact, are usually buried in the mountain of to-remedy,”he said. “All it does is require the putting up houses en masse rose, too. The both the Homebuilders Association of paperwork presented at closing. builder to make a proposal to the home quality of construction overall fell as a Northern Colorado and the statewide Col- “The owner of Oakwood Homes told the owner about how he would like to fix the result, prompting more claims against orado Association of Home Builders committee (when testifying against the bill) problem. There’s nothing that says the builders, which in turn raised rates for lia- declined comment on the situation, refer- that he had no idea how that clause got into homeowner has to accept the proposal. They bility insurance. ring the Business Report to Likoff. his standard contract, and that he’d have the can still sue, even after the offer is made.” CDARA was intended to address the “We’re in a holding pattern of sorts right legal department remove it,” Pommer said. issue of rising insurance rates by capping now,” said Amie Mayhew, spokeswoman for “If he really didn’t know, how would home- Too soon to tell punitive damages, which can be tripled, to CHA. “We’re waiting to see what happens, owners realize they were signing away their Both sides agree that the offending $250,000. Anything over that amount and we’re getting a legal analysis of our rights under existing Colorado law?” clauses appeared primarily in contracts by awarded by a jury is considered actual dam- options.” Bruce Likoff, a partner with the law firm big production homebuilders with opera- ages, and is also capped at $250,000. Likoff said his clients are all “reading and Holmes Roberts and Owen in Denver, who tions in several states. As demand for hous- Both sides also agree that it’s too soon to re-reading their contracts” to make sure helped draft HB-1338, has a different view. ing in the region took off in the mid-1980s, tell exactly what the effects of HB-1338 will language is in compliance with the new law.

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June 8-21, 2007 The Northern Colorado Business Report 25

He is also presenting educational work- be considered a separate dwelling entitled shops for CHA members on the issue, and to treble damages if a jury rules against the he said registration has topped 150 for each contractor. Personalized Civil Engineering Services of the next two. “People are hungry for While premiums for individual home- knowledge on how this will affect their builders vary based on the number of business,” he said. homes built and experience with claims, • Residential and Commercial Land Development Providing One of those is George Hart, president Pierce said high-end builders who build to • Public Improvement Projects of PLS Homes Inc. in Loveland, which reasonable standards can still get coverage exceptional civil builds exclusively in Northern Colorado. for reasonable rates. • Site Grading engineering He plans to attend one of the briefings, but Hart said PLS Homes has seen some • Roadway and Parking Design services to clients said “at this point it’s too early to see an increases in its insurance rates over the throughout impact.” years, “but nothing dramatic.” • Utility Design “We haven’t had a major claim against Colorado • Drainage and Stormwater Management Liability insurance issues us. Doing good work is the key, absolutely,” Another group that wants to know the he added. potential effects of HB-1338 is the small “Tract home liability premiums are number of specialized insurance carriers extremely high,” he said. “For condos and 1435 W. 29th Street, Loveland, Colorado 80538 that write contractor liability policies. townhomes, the premiums are about three Phone: 970-461-2661. Fax: 970-461-2665 While it’s too soon to know all the times residential, so they’re almost impossi- www.dmwcivilengineers.com specifics, “it doesn’t look good,” said Mike ble to afford now. Who knows where it Pierce, principal with LBN Insurance in might go?” Johnstown. “New companies are taking a more conservative approach to insuring Mixed-use projects contractors.” Another area of concern, according to Only one of his liability carriers — Dal- attorney Likoff, is with mixed-used pro- las National Insurance — has pulled out of jects, which included residential units as Commercial Real Estate the local market because of HB-1338, well as commercial. according to Pierce, but he added that it will “These are incredibly complex deals, take a few months before the market reacts. with investors coming from all over the Only one or two companies offer the poli- globe,” Likoff said. “If Colorado gets a rep- cies now, he said, and they are in the process utation as a costly place to do business, of evaluating the impact of HB-1338. they’ll take their money elsewhere.” “There are three things that can hap- How the courts would treat such pro- pen,” he explained. “Insurers can impose jects is just one of the uncertainties sur- restrictions on coverage, increase premi- rounding HB-1338, but Rep. Pommer is ums, or pull out of the market.” skeptical. “If they’re worried about scaring Litigation over defective homes hasn’t off investors, why don’t they just build taken place to the same degree in Northern things right the first time?” Colorado as in the Denver metro area, Whether anyone is planning to challenge Pierce said, and the recent slowdown in the current law in court, or wait for the next local homebuilding has kept the liability political change in the General Assembly to insurance market stable. bring forward new legislation, is also too The new concern with HB-1338 is with early to say. But the other thing everyone multi-family units, where each unit could agrees on is that the issue is far from dead. 3003 E. Harmony Road, Fort Collins 2,000 SF to 15,000 SF Lease: $20-$23/SF NNN

Bank of Colorado Plaza at 2534 3,000 -9,500 SF Class A+ third floor Office Space 1530 Riverside Avenue, Fort Collins Sale: $210-$220/SF (C&S) Lease: $20-$22/SF NNN Building: 8,177 SF Lot size: 47,002 SF Sale: $899,470

Drake Professional Park 363 W. Drake Rd., Fort Collins 4803 Bordwalk Drive, Fort Collins 863 SF - 12,060 SF Office Condos 1,800-8,852 SF Professional Office Space Sale: $115-$145/SF Sale: $195-$210/SF (C&S) Lease: $17-$19/SF NNN NOW LEASING

2120 Milestone Drive, Fort Collins 4812 McMurray Ave., Fort Collins 10,009 SF Professional Office Building 4,500 SF Flex/Industrial Sale: $2,300,750 Lease: $18-$22/SF NNN Lease: $10/SF NNN

Rick Callan or Pete Kelly Everitt Commercial Partners, LLC. 970-226-1500 3030 S. College Ave. [email protected] Fort Collins CO, 80525 [email protected] www.everittcommercial.com

26 The Northern Colorado Business Report June 8-21, 2007

CROSSROADS, from 2 SERVICES “The concern is if we Master Planning Engineering Design Also folded into the mix is the need for let it go too much Construction Management the project to happen in concert with other road improvement projects planned and SPECIALTIES under way in the rapidly developing area so longer you’ll have Water/Wastewater construction can take place without overly Drainage/Water Resources congesting the traffic flow. traffic backed out Civil/Structural Design Those projects include, in order of com- Surveying/GIS Mapping pletion: the construction of Larimer Coun- onto I-25.” ty Road 5 between U.S. Highway 34 and in Fort Collins, Colorado— Colorado Highway 14, the Crossroads pro- Dave Klockeman, engineer 970.484.7477 ject, and finally a new interchange at I-25 www.tec-engrs.com and Highway 34. City of Loveland “We definitely have a domino plan,” Klockeman said. “We obviously don’t want to be waiting on two interchanges at once.” THE ENGINEERING COMPANY First phase under way Serving Northern Colorado since 1985! Shared funding sought Shannon said the first phase of the inter- Funding for construction of the Cross- change project is already under way with an roads interchange will be shared by several extension of Byrd Drive west of Thunder entities, Klockeman said. The Federal High- Mountain Harley Davidson on the west FOR LEASE way Administration will provide $1.2 million side of I-25 that will connect to the frontage Starting at $9.00 per SF + NNN and the Centerra Metro District has pledged road there. That should ease some of the Most spaces are easily divisible $1.75 million, while the remaining $1.75 mil- congestion on that side of I-25. lion will be raised through donations from “It’s a small but significant improvement,” FLEXIBLE OCCUPANCY area developers and local governments. he said.“I think people will be pleasantly sur- 800 to 30,0000 sq ft available Stu MacMillan, president of Everitt Cos. prised over the next 30 to 60 days in how it in Fort Collins and a partner with Windsor will address safety and congestion issues.” OFFICE - RETAIL - LAB developer Martin Lind in projects near the Klockeman said the project is getting a Warehouse space, too interchange, said he’s glad to see some boost from the CDOT, which has not kicked Will build to suit movement on the Crossroads exit. in any money but has been helpful in obtain- “We’ve seen what’s going on at the ing federal funds and streamlining the PROPERTY LOCATIONS: Windsor (Colorado Highway 392) exit and process. “We’re trying to spread this out as a Tiberline & Prospect how things can happen in a hurry with all public-private partnership,” he said. “CDOT South College of the improvements,” he said. is bringing a partnership in a different way Spring Creek Business Park As a local developer, MacMillan said he by helping us get this approved and working LIncoln Plaza doesn’t mind chipping in on the Crossroads with the Federal Highway Administration.” improvements but said he thinks the bur- Klockeman said the city of Loveland has FOR ADDITIONAL INFORMATION PLEASE CONTACT: den should be widely spread. so far not put any cash into the project but “Everybody who buys a house or does is making its contribution in other ways. JOHN SLACK (970) 482-4800 EMAIL: [email protected] business (in the area) is going to use that “We really worked hard to get the federal intersection,” he said. “I think it’s more $1.2 million to funnel to this particular regional than to say it’s just an area within a location, combined with our staff contribu- mile or two of the intersection. I think that tions and working with CDOT, to get this needs to be expanded.” stuff done,” he said. Klockeman said the nearby town of Wind- Klockeman said the project is expected to sor will be one government entity, along with get under way in earnest — probably in Octo- Larimer County, to be asked to help pay for ber — with work on a roundabout on the the interchange. Kelly Arnold, Windsor town west side. He said the design, made popular manager, said he had not yet been contacted with projects by McWhinney Enterprises in Engineering about Windsor paying a share. Centerra and the Promontory in Greeley, was “Not knowing what that request will be, the best solution to the tight intersection. I guess I’d be willing to put it forth to the “It’s really the only option because of the Windsor Town Board for their considera- narrow roadway under I-25, short of fully Success tion as part of the gateway into Windsor,” reconstructing the interchange,” he said. he said. Klockeman said the Crossroads Rich Shannon, Centerra vice president, improvement project has been under dis- said he hoped others in the region would cussion for about two years as development Come see why the success of ante up. “I think it’s absolutely the right heated up nearby. But it recently became an our clients has made Northern thing to do because others are benefiting,” urgent matter, he noted. Engineering a leader throughout he said. “Clearly on significant improve- “Recently we’ve seen intensive develop- ments like this the best thing for us to add ment there and all of a sudden the future Northern Colorado for 20 years. the improvements is for those who are was here,” he said. “The concern is if we let From Land Development & benefiting be willing to share in the solu- it go too much longer you’ll have traffic Infrastructure Design to Surveying tion.” backed out onto I-25.” & Master Planning, our team of professionals are ready and BUY IT SELL IT RENT IT RESEARCH IT committed to the development of your next project. Because we know our success is dependent on your success.

www.northernengineering.com Call us at 970.493.4227 PHONE: 970.221.4158 E-mail: [email protected] Visit us at: www.watercolorado.com

28 The Northern Colorado Business Report June 8-21, 2007

“Northern Colorado is blessed with OCCUPATIONAL, from 3 great providers and that makes it great for employees,” she said. land at 3880 N. Grant Ave. in late Septem- PVHS’s main competition in the region, ber or early October, according to Amber Banner Health System, has two occupation- Denzel, marketing manager. al clinics but no immediate plans to add any Denzel said Greeley Quick Care added more, according to Kristen DeQuasie, occu- occupational medicine to its services — and pational health consultant. Phoenix-based its name — about two years ago to meet the Banner owns both North Colorado Medical growing demand. Occupational health cases Center in Greeley and McKee Medical Cen- now account for about 50 percent of its ter in Loveland. practice. “There was just such a need for DeQuasie said NCMC has long had an workers’ compensation and occupational occupational medicine clinic and another medicine,” she said. “We’re just inundated opened on the McKee campus about two with occupational medicine now.” years ago. “That’s picking up speed all the Denzel said the family-run business — time,” she said. her husband, Greg, is the clinic’s sole physi- DeQuasie said Banner is planning to cian — has grown steadily since opening 11 offer more mobile occupational medicine years ago. services with a “clinic on wheels” that “I think the reason people like us is we would travel to business locations and own and run our own business,” she said. bring their services to the worksite, a model “We cater to occupational medicine people that is in use in Phoenix. and I think people appreciate that.” DeQuasie said she’s not seen any impact Over the years, Greeley Quick Care has from competition on the level of services acquired an impressive list of clients, provided by Banner’s two Northern Col- including Agland, Pepsi, the cities of Gree- orado clinics. “There is more opening up, ley and Evans, Swift & Co. and Kodak. “We yes,” she said. “Have we seen any effects on have a lot of big accounts for being a small our system? No. We’ve not seen any reduc- business,” Denzel said. tion in our clientele.” Denzel said Greeley Quick Care saw a chance to expand into the Loveland area Future challenges and decided to take the financial leap of While there are many occupational establishing another clinic. medicine clinics in the region, one of the “We have a lot of accounts in Greeley but biggest is Concentra Medical Center in Fort there’s a big need over there in Loveland Collins. Concentra has 312 clinics across with all of the growth,” she said. “My hus- the nation, with 14 in Colorado but only band really enjoys occupational medicine one north of Boulder. and he wanted to branch out because peo- The company calls itself the biggest ple were asking for him over there.” provider of occupational health services in the United States. “We see a little more than Bigger systems expanding 10 percent of the people who are hurt on But it’s not just the mom-and-pop-style the job,” said John DeLorimier, senior vice clinics that are expanding in the region. president of marketing. Poudre Valley Hospital System will open its While Concentra isn’t planning any new third occupational medicine clinic later this Northern Colorado clinics in the near month at the Medical Office Building locat- future, DeLormier said expanding numbers ed next to Medical Center of the Rockies in of occupational clinics should be seen as a Centerra. positive sign that a region has a growing Jill Fitzgerald, PVHS health services pro- employment base. But two things are work- gram manager, said the hospital system has ing against the industry, he said: Fewer two occupational clinics in Fort Collins but workers are being injured on the job as a decided to open a third to serve the area result of a growing culture of workplace surrounding MCR. The 3,000-square-foot safety and government oversight, and many facility will open June 25 and have a full- of the nation’s injury-prone jobs, primarily time physical therapist and physician on in manufacturing, are being sent overseas. duty Monday through Friday. In response, to continue to be competi- “Along with Medical Center of the Rock- tive, DeLormier said, occupational clinics ies, we’re looking at that (surrounding) are increasing the services they provide, population as potential growth for our ser- including wellness programs, pre-employ- vices,” Fitzgerald said. “We have long ment physicals and drug testing and work- thought there was a need in Loveland for place safety to name a few. And some, like one additional competitor.” Concentra, are providing urgent care to Fitzgerald said PVHS has a natural walk-in patients as well. advantage because of its size and ability to “We call it total care,” he said. “From the be a “one-stop shop” for employers and employer’s standpoint, it’s all about prod- employees. But she notes the competition is ucts and from the consumer’s standpoint “definitely growing.” it’s all about convenience.” June 8-21, 2007 The Northern Colorado Business Report 29 The Twist Largest Agricultural Equipment Companies No. 1 based on longevity: Kuhn-Knight Inc. since 1828. Ranked by number of employees Customize lists at http://ncbr.datajoe.com COMPANY PERSON IN CHARGE W/ PREV ADDRESS EMPLOYEES 2007 REVENUES 2006 E-MAIL TITLE RANK RANK PHONE/FAX EMPLOYEES 2006 REVENUES 2005 PRODUCTS/SERVICES WEB SITE YEAR FOUNDED PRODUCTION CONTROL SERVICE INC. 3771 Eureka Way 140 N/A Plunger-lift equipment and oilfield services; oil and gas field equipment [email protected] Jeff Gicamino and Robert 2 Frederick, CO 80516 103 N/A manufacturer. PCSplungerlift.com Wilczek, CFO 1 (720) 407-3550/(720) 407-3540 1985 HARSH INTERNATIONAL INC. 600 Oak Ave. 105 $27,000,000 Cattle-feed mixers, hydraulic dumping equipment, contract laser and water-jet [email protected] Robert E. Brown, 1 Eaton, CO 80615 105 N/A cutting and environmental solutions. www.harshenviro.com President 2 (970) 454-2291/(970) 454-3491 1948 TRANSWEST TRUCK TRAILER RV 7550 E. I-25 Frontage Road 85 N/A New and used trailers, used trucks, parts and service. Sterling, Western Star and [email protected] Andrew Lyons 6 Frederick, CO 80516 50 N/A RVs. www.transwesttrucks.com 1992 3 (303) 684-3400/(303) 684-3401 BIG R OF GREELEY INC. 310 Eighth St. 75 N/A Farm and ranch supplies, including appliances, automotive, carpets/flooring, [email protected] Rocky Francis, Owner 4 Greeley, CO 80631 75 N/A clothing, tack, tire and service center. www.bigrofgreeley.com 1960 4 (970) 352-0544/(970) 356-2054 COLORADO EQUIPMENT LLC 240 Fifth St. 69 $45,000,000 Retail farm equipment, lawn and garden equipment, skidsteer loaders, [email protected] Mike Meth, General 3 Greeley, CO 80631 61 N/A construction equipment, generators and snow blowers. www.coloradoequipment.net manager 5 (970) 356-3666/(970) 356-8447 N/A NOFFSINGER MANUFACTURING CO. 500 Sixth Ave. 50 N/A [email protected] Ron Beaumont, General 5 Greeley, CO 80631 50 N/A Chain conveyors and parts for farm equipment. www.noffsingermfg.com manager 6 (970) 352-0463/(970) 352-3017 1924 DAIRY SPECIALISTS LLC 3309 Empire St. 43 N/A [email protected] John Adams, President 7 Evans, CO 80620 43 N/A Equipment and supplies for dairies and waste-management systems. www.dairyspecialists.com 1991 7 (970) 330-1870/(970) 330-1872 RUSH PETERBILT TRUCK CENTER 26956 Weld County Road 47 40 $23,501,561 [email protected] John Barker, General NR Greeley, CO 80631 32 $16,916,432 Truck sales and service. www.rushtruckcenters.com manager 8 (970) 353-7919/(970) 352-8859 1965 B & G EQUIPMENT INC. 301 E. Eighth St. 38 N/A [email protected] Buddy R. Truesdell, Owner 8 Greeley, CO 80631 40 N/A Case, I-H, Kubota, Rhino, New Holland, International, Claus and MacDon. www.bgequipment.com and President 9 (970) 352-2288/(970) 352-9179 1988 KUHN-KNIGHT INC. 701 Cherry Ave. 35 N/A Manufacture of livestock auger and reel-type feed mixers and box and slinger [email protected] Greg Petras, Operations 10 Greeley, CO 80631 30 N/A manure spreaders. Sales of haying equipment, rakes, mowers, conditioners, www.kuhnnorthamerica.com manager 10 (970) 351-0444/(970) 351-7499 roto-tillers, reversable plows, power harrows and fertilizer spreaders. 1828 OBERMEYER HYDRO INC. 303 W. Larimer County Road 74 30 $5,397,482 Large-scale water-control gates for water storage, flood control, river diversion, [email protected] Henry Obermeyer, 9 Wellington, CO 80522 N/A N/A environmental flow release, irrigation and hydropower. www.obermeyerhydro.com President 11 (970) 568-9844/(970) 568-9845 1987 LONGS PEAK EQUIPMENT INC. 4322 Colorado Highway 66 29 $10,800,000 John Deere agricultural, Brillion Seeding, Hesston hay equipment, Bush Hog, [email protected] Jay Knutson, General NR Longmont, CO 80506 25 $9,500,000 Sukup, Billy Goat, Frontier, Massey, Ariens. Parts, sales and service. www.jddealer.deere.com/longspeakeq manager 12 (970) 535-4474/(970) 535-4556 1922 BURROWS ENTERPRISES INC. 2024 E. Eighth St. 19 $2,151,000 Roto-Grind tub grinder, Roto-Grind grain grinders, custom fabrication and [email protected] Royal Burrows, President 12 Greeley, CO 80631 18 N/A machining, livestock feeding equipment and turf and golf course equipment. www.rotogrind.com 1977 13 (970) 353-3769/(970) 353-0839 Region surveyed is Brighton, Larimer and Weld counties. Based upon responses to Business Report survey researched by Kate Hendrickson NR-Not previously ranked. To be considered for future lists, e-mail [email protected] 30 The Northern Colorado Business Report June 8-21, 2007

GRAND, from 17 said these communities have two distinct styles: They include blighted areas revital- ized by new development, such as Denver’s yard isn’t a foreign experience,” Shoulders LoDo, as well as brand new developments, Are your investments said.“But it is great. We cut our teeth in this some of them in areas that were considered area, so it’s great to be part of something rural only a few years ago, such as what’s here that’s going to be such a fun, creative planned for Grand Station. aligned with your life goals? place.” “It’s a space where people will be able to Conveniently located at: Development Design Group, based in live, work, shop and play without ever leav- Years of successful investing experience has taught us the Baltimore, is the design architect on the ing,” Goodman said. “People won’t have to importance of life planning, not simply investment planning. project. Boulder-based Fox Higgins will be rely on their cars to get around. It’s not the traffic consultant, and Elgin, Ill.-based going to be like driving off to the suburban Walker Parking is the parking consultant. strip mall.” Mike Tarantino McWhinney public relations manager Call us today for a free, Registered Representative Challenges ahead 303 E. Mountain Ave. Korrie Johnston said the company has no thorough portfolio review. Fort Collins, CO 80524 final estimate of the cost of the project. The design, engineering and construc- (970) 292-0105 tion team have decided to build Grand Sta- Vertical integration tion so that it can be LEED certified. The Investment Centers of America, Inc. (ICA), member NASD, SIPC, and a Registered Investment Advisor is not affiliated with Home State Bank. Securities, advisory services and insurance products offered through ICA and affiliated insurance agencies are *not Grand Station will encompass retail and Leadership in Energy and Environmental insured by the FDIC or any other Federal Government agency *not a deposit or other obligation of, or guaranteed residential units — described by Johnston Design is a national standard for environ- by any bank or their affiliates *subject to risks including the possible loss of principal amount invested. as lofts in the mid to upper price range — mentally responsible, sustainable buildings, plus offices, hotels and a health club, all as designated by the U.S. Green Building built together with narrow, pedestrian- Council. Rangeview Three, an office build- friendly streets. Three hotels — The Hotel ing at Centerra, is also LEED certified. Valencia, Courtyard by Marriott and Hilton The tall buildings, narrow streets and Garden Inn — and Club One, a fitness and wide, pedestrian-friendly sidewalks make wellness club, have already signed onto the this project a challenge for TST. The city of project. Loveland’s codes cater to wider streets and Goodman calls it “one of the best exam- narrow sidewalks, typical of suburban ples of vertically integrated urban design.” design. That means the city and the engi- Vertically integrated means there will be neers have to think differently about how to mixed use — for example, commercial and fit more into a smaller space at Grand Sta- residential — on different floors in one tion, Goodman said. building. The first floor may be a retail Another difference in this project is the shop. The second and third floors could be materials. offices, and the fourth and fifth floors may “It’s not just asphalt and concrete any- be apartments, luxury lofts or hotel space. more,” Goodman said. “We’re using stones The idea is to create a place that looks and bricks, too. It’s actually much more and feels like the country’s beloved urban artistic and therefore a much bigger invest- areas in cities like San Francisco and New ment at the outset. York, Goodman said. “But that means Grand Station isn’t TST got a grant last fall from the state of going to look dated after 15 years. The idea Colorado to study the newest urban areas is to create much more of a legacy with pro- and what makes them special. Goodman jects like this.” A Smarter Approach... Partner with ASI • Understanding Unique Requirements • Consultation & Implementation • Training & Education • Lifetime Client Satisfaction

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June 8-21, 2007 The Northern Colorado Business Report 31

FREEDESIGN, from 5 Mixing business with pleasure… Procter & Gamble — a consumer products Free Design Inc. giant. Members of P & G’s packaging design team needed to create containers for per- Founded: 2006 fume, soap, toothpaste and other products. Management: Dick Sowar, CEO They wanted a 3-D computer modeling Headquarters: Longmont tool that allowed them to explore ideas in a Product/Service: Software for the conceptual way that emulated the thinking and sketch- phase of computer-aided product design. PRICELESS! ing they did with pencil and paper. Com- Employees: 5 Event planners throughout mercially available systems didn’t meet Web: www.freedesign-inc.com Northern Colorado applaud their needs. Old Baldy for topnotch meeting P & G funded an initiative that yielded facilities and personal attention. an intuitive interface for developing design concepts. Later, when the company decided SOURCE: BUSINESS REPORT RESEARCH The member-owned Old Baldy Club in Saratoga, Wyoming is the perfect place for off-site business meetings and to use outside agencies to design product retreats. You’ll be as pampered as our fairways and greens, and leave revitalized to keep on doing what you do packaging, FreeDesign obtained the intel- best. Play 18 holes of golf or cast a fly on blue-ribbon trout waters. Ride horseback, shoot trap and skeet or hike lectual property associated with the inter- beta testing, is available for download at the as part of a wide array of western resort activities. face. FreeDesign Web site. A 30-day trial is free. A Meanwhile, Alyn Rockwood, a computer subset of the application is $495. A student Our season runs from June 1st through September 30th. So why not do something completely different this graphics and geometric modeling expert, version is $99, and a classroom version with summer? Take your team to the secluded paradise of Old Baldy. Treat them to luxurious accommodations, tackled the mathematics behind the calcu- 12 seats is $695. The full product will cost gourmet dining and much, much more. They’ll never forget it. lation and display of 3-D objects. That $1,500. work, co-authored with Scott Hagen, In addition to pursuing revenues from underlies the patent just awarded to FreeDimension downloads, FreeDesign is FreeDesign. exploring licensing and other arrangements Rockwood is now FreeDesign’s chief with large vendors of software for comput- technology officer. Hagen is vice president er-aided design. of development. Seeking capital Focus on content, not tool According to CEO Dick Sowar, Through the new technology the FreeD- FreeDesign has relied on angel investments imension application can understand the so far. It now seeks about $3 million in ven- strokes an artist or designer would draw on ture capital and is in preliminary discus- paper and interpret, display and store them sions with firms Sowar declined to name. in the computer. The company currently employs five This process eliminates the work-flow people and expects to add staff in market- problem plaguing the earlier stages of prod- ing, sales, training and customer support. uct design. Designers can explore ideas at Sowar co-founded Spatial Technology For more information, please contact Marshal Brereton, general the computer instead of electronically repli- Inc., which was sold in 2000 to Dassault manager, at 307-326-5222. Availability is subject to prior commitments cating concepts they developed using pen Systemes of France. Previously, he was and reservations; member rules and dress codes will apply. and paper or clay. among the founders of Graftek Inc., a com- Brad Holtz of Bethesda, Md.-based puter-aided design software company the Cyon Research Corp. — an analyst and Burroughs Corp. bought in 1983. consulting firm for the engineering tech- Rockwood, who holds a doctorate in nology market — said FreeDimension rep- applied mathematics and theoretical resents a transformation comparable to physics from Cambridge University, is a 2UV^OV^[VNL[[OLYL those that have occurred in other applica- veteran of computer graphics pioneers Sili- tion areas. con Graphics Inc. and Evans & Sutherland “It took a lot of mental overhead to fig- Computer Corp. ure out how you were going to get the result Sowar said in his all of his years in the 3-D you wanted,” Holtz said. Newer programs industry, this is the first time he’s been “allow users to focus on the content and involved with “a product that enables you to their goal rather than the way it has to be design the way you think, the way you draw it accomplished” within the limits of the on paper. This is unique and exciting. It’s fun application. to work with it.” Earlier applications for 3-D product Holz said two or three years ago, the design carried considerable “mental over- computer-aided design industry had head.” By contrast, he said, FreeDimension become “kind of boring.” Innovations like “allows engineers and architects to think those from FreeDesign, he noted, are mak- about engineering and architecture rather ing it a “fun place to work again.” than the tools they’re using. You can think He added that Sowar “has a long, deep about the design, not how to do it with this history with the CAD industry and is particular tool.” well-positioned to take the technology FreeDimension, which is currently in forward.”

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32 The Northern Colorado Business Report June 8-21, 2007

“All money spends the same, but it’s great for a company like ours to attract the sponsor- ship and global reach of someone like Goldman Sachs.” Frank Ramirez, CEO, Ice Energy Inc. Courtesy Ice Energy Inc.

COLD HARD CASH IN HAND — Ice Energy Inc. of Windsor has been installing Ice Bear air conditioning units like the one shown here in residential and commericial appli- cations for several years. The company now has the backing of high-level investors to continue developing its simple energy-demand shifting technology. ICE ENERGY, from 3

ogy that attracted Goldman Sachs’ atten- tion. “Ice Energy’s innovative energy storage technology breaks the convention that elec- trical energy can’t be economically and effi- ciently stored,” Goldman Sachs managing director Alan Waxman said in announcing the funding package May 16. “The Ice Bear’s ability to shift power demand from peak to off-peak while reducing total ener- gy consumption makes it a uniquely com- pelling technology …” Simple storage The beauty of Ice Bear, Ramirez said, is Gi\j\ek\[Yp1 that it enables users of the system to take Ale\)-#)''.$.1*'8Dkf(1*'GD advantage of other renewable energy EDJ9G:K6AA:N=:6AI=HNHI:B sources, especially solar and wind power, in ?`ckfe=fik:fcc`ej much more efficient ways. +0g\ig\ijfe “Our technology is one of the most I\^`jkiXk`feZ_\Zb$`ejkXikjXk.1*'X%d% powerful means of making economical the deployment of wind and solar generation systems,” Ramirez said. The key is in striking the balance 7:30 a.m. Registration and continental breakfast between “green” power, generated from renewable sources like sun and wind that 8 a.m. Session One have the disadvantage of inconsistency, and “brown” power that is fossil-fuel generated Capitol Hill News and available on demand. N_Xkk_\C\^`jcXkli\_XjY\\enfib`e^fek_`jp\XiXe[_fn]Xik_\pn`cc^fkfi\]fid_\Xck_ “Wind has a tendency to blow when it’s ZXi\ `e :fcfiX[f% GXe\c`jkj `eZcl[\ Jk\m\ Af_ejfe# JkXk\ J\eXkfi2 Af_e B\]XcXj# JkXk\ I\gi\j\ekXk`m\2 not needed,”Ramirez said. “It just happens >`eep 9ifne# C\^`jcXk`m\ C`Xjfe# ?\Xck_ :Xi\ Gfc`Zp  =`eXeZ`e^ ;\gXikd\ek% to be the elephant in the room, and that’s the issue no one wants to address.” 9:15 a.m. Session Two Ice Bear uses the so-called green energy during cool, nighttime hours when energy Health-care cost drivers and solutions demand is lowest, making ice that will sup- ?fn`jk_\[\dXe[Xe[jlggcpf]kiX`e\[_\Xck_$ZXi\nfib\ijX]]\Zk`e^_\Xck_$ZXi\Zfjkj`e ply cooling needs during the heat of the :fcfiX[f6N_Xk`jk_\Zlii\ekj`klXk`feXe[n_Xk\]]\Zk[f\j`k_Xm\feYlj`e\jj\j6Fli day, when power demand is greatest, by jg\Xb\ijn`cccffbXkn_Xk`j_Xgg\e`e^i`^_kefnXe[k_\gifYc\djk_XkXi\Xi`j`e^# using the stored ice rather than electricity. k_\en`ccf]]\i]`m\kffcYfojfclk`fejkfk_fj\m\ipgifYc\dj%GXe\c`jkj`eZcl[\DXikp9XZ_dXe# In effect, the ice that is used throughout G_;#I%E%#=ifekIXe^\:fddle`kp:fcc\^\2M`i^`e`XCalifornia, part of a “beach- ]fZlj]ifdYfk_j`[\j%;\YXkfijXi\:fip:Xiifcc#D%;%#=fik:fcc`ejG_pj`Z`XeXe[IXcg_GfccXZb head strategy,” as Ramirez calls it. But the ]ifdk_\:fcfiX[f8jjfZ`Xk`fef]:fdd\iZ\Xe[@e[ljkip% company has its eyes on the remaining domestic market, particularly a broad swath of the South from Houston to 11:45 a.m. Keynote luncheon with Steve Summer, president of The Colorado Hospital Association. Washington, D.C. Health-Care Heroes Awards Ice will put the $25 million in venture funding to work in expanding the compa- ny’s product line, manufacturing, business development, sales and marketing. I\^`jk\ifec`e\Xknnn%eZYi%Zfd% The strides that Ice has made in market- ing Ice Bear has led to a growing list of awards and other accolades this year. They I\^`jkiXk`fe[\X[c`e\Ale\)(#)''. include the national Flex Your Power Award, Red Herring magazine’s list of Top 100 pri- vate companies, and the Plenty 20 list of environmentally responsible businesses. June 8-21, 2007 The Northern Colorado Business Report 33

CREDIT, from 7 bank to finance that business.” “If they’re skeptical, Whether or not Callahan can get a bank They’re to finance that next coffee shop — and at you better think hard what interest rate — may depend on how his business credit looks when he applies about what your plan back! for that next loan. Establishing business credit can prove key to a business’ success is.” and ability to grow. It’s a process that never Same great service at the ends. Bruce McDaniel is a professor of eco- Bruce McDaniel, Manny, Brian & Kado same great place since 1940. nomics at Colorado State University and a real estate developer. He owns three small Real estate developer SHIRTS. . . DRESSES. . . SKIRTS. . . companies that have been able to consis- SLACKS. . . SWEATERS. . . LINENS. . . tently borrow money at low interest rates. BLOUSES. . . TIES. . . LEATHERS. . . “The standard is prime plus 2 [percent] DRAPES. . . or more, but I’ve negotiated that to prime their businesses to become too “debt heavy.” “People see growth and want to go after or prime plus 1 [percent]. I’ve done that (970) 482-4355 • 210 EAST OAK STREET • FORT COLLINS, COLORADO 80524 through a very strong credit rating,”he said. growth,”he said. “In order to do so, they get Establishing strong business credit, as overburdened with debt, and that kills so McDaniel explains it, is a simple, straight- many businesses.” forward process. First and foremost, a Todd Benson, a representative of Chase business must pay its suppliers — and all of Bank in Fort Collins, said that, in general, its bills — on time. A bank wants to see that banks look at personal credit, business col- a potential customer will be able to make lateral, business cash flow, as well as exter- monthly loan payments. Additionally, sup- nal cash flow if the business’ cash flow is pliers report to business credit reporting lacking. agencies, which control business credit “Ours is a custom-built model,” he said. scores. “Lots of things go into it. Strengths in one area can make up for weaknesses in anoth- Start with one card er. In terms of a brand-new business, one of While staying diligent about on-time the main things I think is to continue to payments, a business should get one credit have an outside source of income because card – not many. And just like an individual we don’t know how a business is going to would to establish personal credit, the do. Job history will strengthen an applica- business credit card should be used, but tion.” always paid in full so there’s no interest While acknowledging that it is wise for a penalty. business owner to separate their business “Never keep a balance on a credit card,” from their personal credit, Benson says it McDaniel says. “There’s no reason to do can be difficult to do. that.” “Outside of a really strong business, we Establish lines of credit with banks by usually ask for a personal guarantee, espe- taking out loans and either prepaying or cially early on,” he said. “A lot of times that paying on time with no delinquencies, person is the business. It’s hard for a lend- remembering that rates are highly nego- ing institution to base [a loan] solely on a tiable, he advised. Lines of credit can be business because that one person means so established with suppliers as well, again much to the business.” being sure to pay on time. Eventually, after a business has estab- Bank on the future lished credit, it is a good idea for the owner Building a relationship with a bank can to stop using personal finances or credit for help prepare a business owner for his future the business so that the business’ credit is borrowing needs. Even if a customer is separate, and personal assets are safe if turned down for a loan, a banker can often something were to go wrong. However, that make him aware of the pertinent weakness separation of personal and business credit so the business can go about improving can be difficult, or near-impossible, for cash flow or looking to a slower growth small and start-up businesses. model that will require less debt. “My job is McDaniel still has to personally guaran- to be an adviser to them,” Benson said. tee some of his business loans, but he does- When McDaniel sits down with a n’t mind because he’s not pursuing high- banker, he trusts that banker to tell him risk ventures. either,“I think we can make this work,”or “I In the experience of Todd Kerr, owner of don’t think the board is going to buy it.”If a the year-old Reflections Med Spa in Fort banker tells him a venture looks risky, he’s Collins, the only way to get financing for a going to take a hard look in the mirror. new business is through personal credit or “Bankers aren’t there to say no,” he said. collateral, unless it happens to be a business “They’re there to say yes to good ventures. with assets equal to the amount of the loan If [the answer is] no, then maybe there’s and easily turned to cash. something wrong. Banks don’t want to To build his business’ credit, Kerr too foreclose. If they’re skeptical, you better established close relationships with his ven- think hard about what your plan is.” dors so that they will come to know his And just because a business’ credit is buying and spending habits, and extend good enough to secure the desired loan him different methods of payment if they doesn’t mean the owner should go for it. feel he’s a good credit risk. McDaniel uses an old saying when teaching economics: Walk before you run. Risk and collateral “Many businesses are great ideas,” he Business credit is just like personal cred- said. “It’s a promising venture, but they end it, he said. It’s based on longevity and suc- up expanding too rapidly, can’t make cess. A business has to show it’s profitable, monthly payments, and go bankrupt. They show it’s growing. try to build assets too rapidly and diminish “Everything is based off of risk and then cash flow and that’s what creates problems. collateral,” Kerr said. “If [a bank] believes “I’m fairly conservative,” he added. “I that your business is growing and producing think you should have 25 percent investment cash flow to be able to pay future payments in hand before you start. Banks will loan you and debt, then they loan you more. A lot of 95 percent of a business, but most people are it has to do with your debt-to-equity ratio.” foolish, I think, to borrow 95 percent, Kerr cautioned owners against allowing because too many things can come along …”

34 The Northern Colorado Business Report June 8-21, 2007

HEALTH from 1

County. But one spokesman for the business Other proposals community said the proposal amounts to “socialized medicine.” under review “It’s the most extreme of all the four In addition to the proposal offered by the plans,” said Tony Gagliardi, director of the Colorado chapter of the National Federa- Committee for Health Care Solutions, three tion of Independent Business, a group that others are also being analyzed by the Blue has steadfastly opposed any move toward Ribbon Commission for Health Care Reform: what it considers “socialized” medicine. “It would be a plan we wouldn’t even be I Better Health Care for Colorado — Spon- able to discuss,” he said. sored by Service Employees International A total of 31 health-care reform propos- Union; advocates using Medicaid managed als were submitted to the Blue Ribbon care to increase access, creation of a volun- Commission for Health Care Reform, a tary purchasing pool for individuals receiv- bipartisan panel created by the Colorado ing subsidies and small businesses and legislature in 2006 with members appoint- reform of Medicaid managed care and long- ed by former Gov. Bill Owens and Gov. Bill Ritter. Sometimes known as the “208 Com- term care programs. mission” after the Senate bill that created it, I S olutions for a Healthy Colorado — the commission is charged with making Sponsored by Colorado State Association of reform recommendations to the legislature Health Underwriters; requires all state resi- by Nov. 30. dents to have health insurance, increases Medicaid reimbursement rates and creates a Insurance for all Core Benefit Plan that all insurance carriers C alled “A Plan for Covering Col- would offer with guaranteed issue and mod- oradans,” the proposal authored by a com- ified community ratings. mittee headed by Bruce Cooper, M.D., I Colorado Health Services Program — medical director for the Health District of Sponsored by the Health Care for All Coali- Northern Larimer County, would require all Colorado residents to have health insur- tion; creates a single publicly funded pro- ance with low-income residents paying less gram for financing, delivery and administra- but still receiving a basic package of bene- tion of health care, governs and administers fits. the program like a public utility and estab- The proposal also requires employers to lishes a health trust insulated from the contribute to employee coverage or pay a state's general budget. yet-to-be-determined assessment, and health insurers in the state to provide “stan- Complete text of the plans and information dardized benefit packages” while still offer- on the Commission can be found here: ing other products for those who can afford www.colorado.gov/208commission. more. Plock said the proposal would not elim- inate insurance choice offered by private providers.“We changed the market in many ways but we keep the private health insur- ance market,” she said. ing together to achieve meaningful health- The proposal advocates doing away with care reform. Our community was built on individual, small-group and large-group “The reality is there is no easy way to markets and replacing them with a single provide coverage for everyone,” she said. SMALL BUSINESS. purchasing pool to better spread risk over a “We tried to keep what was working and larger population. That would include the change what was not.” state’s classified employees, Plock said. Small business, in particular, has been “We did that because you need every struggling with galloping health insurance person to be covered to spread the risk premium increases in recent years, with “In this day where everyone thinks bigger is better, Let us prove it. around,” she said. many either dropping coverage or offering small businesses continue to provide better service But Terry Reams, an insurance broker plans with bigger deductibles. An estimated with Flood and Peterson Insurance in Fort 770,000 Coloradans don’t have health-care than their big, impersonal competitors. We see this in Collins, said the proposal puts forth “noble” coverage and many end up going to emer- the banking world everyday. At New West Bank we sentiments but would likely face strong gency rooms for unpaid care when injured opposition from the public. or sick. The cost of treating those patients is don’t want to be the the biggest, just the best!.” “If I’m a young healthy male, why would passed on to covered patients, further rais- I want to pay for the 65-year-old or the guy ing insurance rates. with cancer?” he said. “The people who Both Plock and Gagliardi say a national, have incredible medical needs would love it single-payer insurance program would but what incentive as a person do I have to probably offer the best solution to the make myself better?” health-care dilemma, and several presiden- Employers who are not now required to tial candidates, including Hillary Clinton provide health coverage for their employees and Barack Obama, have voiced strong sup- would have to do so under the proposal or port for such a program. Tim Croissant, Eaton President/Director pay a fee for not doing so. But until something changes on the

Member FDIC “We would like them to continue to do national level, Plock said it’s up to the states what they’re doing and not bail out,” Plock to come up with ideas to improve the situ- said. ation. “If we aren’t willing to take some risks to 3459 West 20th St. (35th Avenue and 20th St.), Greeley, 970.378.1800 But Gagliardi said small business, espe- cially, could not afford to be part of such a make some changes, very few of us will be 55 South Elm Avenue, Eaton, 970.454.1800 plan. “You would run small business right able to pay for health care in the future and of business,” he said, calling the proposal “a that’s very scary,” she said. pipe dream.” The Blue Ribbon Commission has “How do I go to a member with seven retained the Lewin Group to evaluate the employees and say you either provide cov- costs and coverage impacts of all four pro- erage or pay a fee?” he said. “This would be posals and a preliminary analysis is due by the nail in the coffin for small business.” July 15. Local decisions. Service. Local ownership. Bill Lindsay, commission chair, has said Will take all to work that a possible fifth proposal — using ele- Plock said she realizes the proposal will ments of the four plans and other ideas — have its critics and will take everyone work- may also be developed.

June 8-21, 2007 The Northern Colorado Business Report 35

MERGER, from 1 wherever you see a Wild Oats and a Whole Foods store right down the street from one another.” Whole Foods Wild Oats al-and-organic markets in Colorado, New Such was the case in Fort Collins when Mexico, Arizona and Nevada. Whole Foods Market opened its store in Markets Inc. Markets Inc. Gilliland said he saw no reason the deal 2004 at a South College Avenue location should not go forward. about a mile north of the existing Wild Oats Founded: 1980 Founded: 1987 “Frankly, the merger makes a lot of market. Wild Oats did not survive in the Headquarters: Austin, Texas Headquarters: Boulder sense,” Gilliland said. “I don’t see it as being crowded natural-food marketplace, with 2006 revenue: $5.6 billion 2006 revenue: $1.2 billion anti-competitive, and I’m a competitor.” Sunflower Farmers Market and Vitamin Number of stores: 195 Number of stores: 110 The FTC’s entry into the merger propos- Cottage also in the mix, and the Fort al came within the provisions of a 1976 fed- Collins store closed in December. eral statute called the Hart-Scott-Rodino Most analysts said they were not sur- Antitrust Improvements Act, shortened to prised at the delays in the FTC examination SOURCE: BUSINESS REPORT RESEARCH SOURCE: BUSINESS REPORT RESEARCH the HSR Act. process, or the extensions that Whole Foods has instituted on its offer to buy Wild Oats FTC is reviewing this,” said Chuck Cer- this year. And when they look at retail, they Trail of delays shares. ankosky, an analyst with Cleveland-based proceed a little more deliberately than they The federal agency in mid-March It’s just part of the changing landscape in Midwest Research. do in the case of, say, a manufacturing requested additional information from the merger-and-acquisition activity, one said. “The FTC has a lot of deals to review in merger. There is this perception that there’s two grocery chains, causing Whole Foods to “It doesn’t surprise me at all that the a typical year, and it seems to be even more a lot more public interest at stake.” extend its tender offer, amounting to $18.50 per share of Wild Oats stock, until April 24. When that date arrived, the FTC had still not ruled, and a second extension, until May 22, took effect. The merger was again delayed in late May, with Whole Foods once again extend- ing its tender offer until June 20. CLIMATE WISE BUSINESS PARTNERS Industry analysts say enough logic lines up behind the merger deal that the repeated delays should not derail it. MAKE A DIFFERENCE “This is all about how the market is defined,” said Andrew Wolf, who tracks the Thank you for your commitment and your environmental stewardship! food retailing industry for BB&T Capital Markets. “If you’re talking about the retail-food sector, that’s half a trillion dollars. A billion- Gold Partners: dollar player, like Whole Foods or Wild Oats, is like a sand speck in that sector. But, if you define the market as natural-and- organic food retailers, then you’ve got No. 1 and No. 2 coming together. That’s what the FTC is looking at.” But Wolf said that as the federal agency considers how to characterize the fast- changing grocery industry, the commis- Silver Partners: sioners will be left with an inescapable con- clusion: All grocers these days are “green” grocers. “Everybody and their uncle are getting into the ‘natural’ foods business,”Wolf said. “Kroger probably sells more organic products than anyone. Safeway has come up with a very successful private label, ‘O’ Organics. There’s just such a lot of move- ment into that space.” Changing industry Other analysts, likewise, said that the changing nature of the food retailing indus- try would favor the merger of the two dom- inant natural-foods grocery chains. When the deal goes through — and the savviest observers are using the word “when,” not Bronze Partner: Active Partners: “if” — it’s likely that Wild Oats’ Boulder headquarters will be the first casualty. Advanced Energy Industries, Inc. Residence Inn by Marriott In a conference call with analysts on Feb. Fort Collins Area Chamber of Commerce The Coloradoan 21, Whole Foods President and CEO John Fort Collins Club Eco-Thrift Mackey, who serves in his position for $1 a Fort Collins Marriott European Motor Cars year, said cutting corporate expenses would Lafarge West, Inc. Transpro, Inc. be among the first post-merger tasks. Media Tech Productions “There is significant duplication in cor- porate overhead here that can be eliminat- ed,” Mackey said. For example, “we don’t Please support our Fort Collins Climate Wise Partners need two chief financial officers.” Nor would the merged companies need two headquarters. To help the environment and your bottom line, contact us today The opportunities for savings in the merger proposal, along with the redefini- tion of the retail food industry, are among Web: www.fcgov.com/climatewise the reasons analysts remain optimistic the union will soon be consummated. “I don’t foresee any problem with this,” Contact: [email protected] said Scott Van Winkle, an analyst who fol- lows both companies for Canadian invest- ment firm Canaccord Adams. “The FTC might impose certain requirements on the Phone: 221-6312 deal. They might require a certain number of Wild Oats stores to close, for instance,

36 The Northern Colorado Business Report June 8-21, 2007

EDUCATION, from 3

ons, fund Medicaid and pay for other infra- structure improvements along with com- “If we don’t do plex funding formulas that have to be fol- lowed, and it’s a bleak outlook. better on expanding ABSOLUTE AUCTION BASED ON MINIMUM BID “All of this is more complicated than anyone needs to understand,” Bacon said. funding for community Monday, June 25, 2007 @ 1:30 p.m., MT “It’s a Byzantine system that’s hardly under- Country Steak-Out • Ft. Morgan, CO stood even by those of us in the legislature.” colleges, we’re in What is understood by most observers is that the state’s higher education system is serious trouble.” creaking and sagging and facing enormous challenges. David Skaggs, executive director Front Range hitting wall Colorado Commission Bacon is particularly concerned about • 2 mi South Platte Riverbottom Front Range Community College’s Larimer on Higher Education • 1 hr 15 min from Denver/ campus in Fort Collins. The 47-acre facility x 1.85 mi South Platte River Greeley via I-76 is home to a growing number of students Frontage - Both Sides — desperately needed nursing students, some space so we can have a presence in • 2.5 miles N of Hillrose, CO • Duck, Goose, Turkey, Mule & high school students getting specialized Loveland,”he said.“We’ve had some discus- Whitetail, etc. x Beautiful 4 bdrm home and/ instruction, vocational students and post- sions with folks in the Loveland area to or hunting lodge high school students looking to eventually lease some space but nothing we can talk • 3 Warm Water Sloughs enter CSU and other universities. about right now.” x 3 Parcels, Combo, or Jim Butzek, Larimer • No Existing Conservation Single Unit campus vice president, Hope on horizon? Easement said since the school Meanwhile, some hope may be on the opened in 1988 enroll- horizon. David Skaggs, executive director of ment has gone up 368 the Colorado Commission on Higher Edu- percent while new con- cation, said a Higher Education Summit Buyers’ Informational Meeting struction space has only planned for June 8-9 will focus on finding Wednesday, June 13, 2007 @ 10:30 a.m. increased by 68 percent. ways to start pulling the state out of its Country Steak-Out @ Fort Morgan, CO Today, the campus in higher education funding nosedive. southwest Fort Collins is BUTZEK “This particularly pertains to the com- becoming seriously munity college system, which is the point of cramped and overcrowded and unable to entry for many students to eventually get a Reck Agri Realty 970-522-7770 provide the facilities — particularly labora- college degree,” he said. “If we don’t do bet- Farm/Ranch Real Estate 1-800-748-2589 tories — needed to train additional nursing ter on expanding funding for community & AuctionTM and science students. colleges, we’re in serious trouble.” “Our facilities have become strained, but Skaggs said the situation is becoming 302 N. 3rd St · P.O. Box 407 · Sterling, CO 80751 the biggest strain is on our science facili- dire. “It would take an additional $832 mil- [email protected] · www.reckagri.com ties,” Butzek said. “We have a large nursing lion just to get us to average (in state rank- program and turn out 120 students each ings),” he said. “That’s what the summit is year, but we don’t have enough lab space to all about — how do we get to a financially expand our program.” stable circumstance for our schools and Butzek estimates that Front Range is universities?” about 90,000 square feet short of what it Attending the summit in Colorado needs in lab and classroom space. He said Springs will be presidents of the state’s col- the college’s biggest wish is to build a new leges and universities and board chairs, leg- 38,000-square-foot science facility that islators, foundation representatives, Gov. would cost between $15 million and $18 Bill Ritter’s office and others, Skaggs said. million. He said any answer to the state’s higher But getting that kind of money from the education funding problem will obviously “Daddy of ‘em All” legislature next session with the help of leg- require a strong role by business. islators like Bacon and others representing “I think the business community gets the area is a long shot unless something this completely, that having a well-educated July 21-29, 2007 dramatic changes, Butzek admits. post-secondary population is absolutely “We need it,” he said. “Otherwise, there’s essential to having a solid economy and the You Provide the Group... Bon Jovi no room to do anything else on this campus.” kinds of economic prospects it wants for Friday, July 20 Butzek said Front Range has recently itself and the state,” Skaggs said. We Provide the Fun! begun looking for space to expand into “With luck we’ll reach some consensus Reba McEntire with special guest Loveland, again if funding can be found. on where we want to go and how we’ll get This summer, bring your group or business of Trisha Yearwood “In the last six weeks we’ve decided to find there.” 20 or more to Cheyenne Frontier Days to take Saturday, July 21 & Sunday, July 22: in a rodeo, night show or both. PBR (Professional Bull Riders) Monday, July 23 and Tuesday, July 24 Group Benefits • Discount of $3 to $5 per ticket LeAnn Rimes/Neal McCoy • Best available tickets at time of purchase Wednesday, July 25 • Welcome announcement during rodeo • Coupons for food discount Los Lonely Boys/Ronnie Milsap • Assistance for those with special needs • Step-on Information Specialist by request Thursday, July 26 Big & Rich/Cowboy Troy/ Leader Benefits Gretchen Wilson (in addition to those listed above) Friday, July 27 • 1 comp ticket for every 20 tickets • 1 shuttle parking pass for every 20 tickets Def Leppard • Access to VIP area for Group Leader Saturday, July 28 • Beverage coupons for Group Leader • Dedicated Group Sales Liaison • Coupon for a Free Souvenir Program Daily Rodeos July 21-29 Tickets on sale now! WWW.CFDRODEO.COM

CFD TICKET OFFICE TICKETSWEST 800-227-6336 800-464-2626

June 8-21, 2007 The Northern Colorado Business Report 37

our organization but orado run the economic Inc. building in Longmont, an industrial those with whom we gamut. site that fronts the east side of Interstate 25 partner, has been phe- “We still seem to be in southern Weld County. nomenal,” Castillo said. attractive to customer Large-scale printing company Advance “The clients we’re “Our relationship with service and back-office Direct Inc., formerly of Boulder, recently Upstate is closer now businesses,” Castillo said, closed on the building and will bring 100 seeing are also than it’s ever been. The referring to that sector jobs to the site. wanting to see partnerships have been a covered by the broader Castillo said the region’s profile had long time in the making, CASTILLO “call center” label. “But CLARK risen among site-selection consultants from and now we’re starting to we’ve also been dealing throughout the nation. collaboration and see the fruits of our labor in making this with several biotechnology companies and “I think more and more, this region is work.” some significant clean-energy companies, being recognized by other metro areas partnership.” Castillo and Burkhardt both said that as as well. And it’s not just for research, but around the country as a place where a com- the number of inquiries rises, so, too, does for manufacturing.” pany can do quality research, have a quality the quality of the prospects. Both groups Officials at both agencies said announce- work force, and have a quality lifestyle,” Jacob Castillo, vice president report fewer “tire-kickers” and a greater ments of new deals were in the offing with- Castillo said. “The clients we’re seeing are Northern Colorado number of prospects who make repeat visits. in the next few weeks. Burkhardt said he also wanting to see collaboration and part- Sectors represented among the compa- would announce the first week of June a nership. They know now that they’re going Economic Development Corp. nies showing interest in Northern Col- new user for the long-vacant Flextronics to get a team effort.”

SITE VISITS, from 1 nies. There are a couple that have been out here more than a few times.” Why the sudden bubble of interest in Northern Colorado from outside the region? In part, it’s because of a relatively new relationship between the two regional agen- cies and the Metro Denver Economic Development Corp., a group that has become the biggest source of referrals for Upstate Colorado and that has a growing influence on NCEDC’s fortunes, as well. A recent and notable case in point is the arrival of Vestas Wind Systems A/S, the Danish manufacturer of wind turbines that leads the world in that industry, to a site just east of Windsor at the Great Western Indus- trial Park. Vestas executives have said the collabora- tion among the economic development groups in Denver and in Northern Col- orado was a key in the company’s decision- making process. Steering prospects northward As industrial sites in the Denver metro region fill, especially those that feature rail service — a critical ingredient of all three recent Great Western arrivals — the state’s northern tier has emerged as an increasing- ly important resource for the Denver-based agency. “The big advantage for us is that we have more options to show companies,” said Tom Clark, executive vice president of Metro Denver EDC.“The more options you can put in front of your customer, the more likely they’ll stay with you and not stray elsewhere.” Some of the biggest success stories in the past several years have been told on the Weld side of the county line, with Ves- tas, glass-bottle manufacturer Owens-Illi- nois Inc. and ethanol producer Front Range Energy Inc. all choosing Great Western sites being marketed by Denver- based Broe Cos. The three represent nearly 60 so-called “primary” jobs, those paying wages well above the regional median and that spur the economy with spin-off employment. Larimer County, and Fort Collins in par- ticular, has enjoyed a resurgence in its high- tech economy during the past year, with NCEDC active in the efforts to retain chip- maker Intel Corp. and digital mapping company Technigraphics Inc. The group was also instrumental in luring Intel com- petitor Advanced Micro Devices Inc. to a southeast Fort Collins site near Intel’s new home. Important partnerships “The growth that we’ve seen, not just in

38 The Northern Colorado Business Report June 8-21, 2007

EDITORIAL& Northern Colorado BUSINESS COMMENTARY REPORT OFFICE 141 S. College Ave., Fort Collins, CO 80524-2810 (800) 440-3506 • (970) 221-5400 EDITORIAL Fax: (970) 221-5432 www.ncbr.com C0-PUBLISHERS

Jeff Nuttall [email protected]

Christopher Wood [email protected] ASSOCIATE PUBLISHER

Kick out the Lo ri Buderus [email protected] NEWS ‘socialized Editor Tom Hacker [email protected]

Managing Editor medicine’ K ate Hawthorne [email protected]

Reporters Kristen Tatti boogeyman [email protected] Steve Porter [email protected] Colorado’s Blue Ribbon Commission for R esearch Director Health Care Reform is now considering four K athleen Chaballa proposals to reform the way we pay for health [email protected] care in the state. The proposals offer changes Research Assistant Illustration by Chad Collins Kate Hendrickson to the current way of doing business that range [email protected] from allowing small businesses to form volun- Copy Editor/Web Editor tary purchasing pools to spread the costs of Noah Guillaume coverage among a greater number of payers to [email protected] a government-funded and -administered sin- MARKETING Cheyenne, Wyoming offer Marketing Director gle-payer system. Jim Rath As always, the devil is in the details, and we [email protected] urge readers to look at the complete text of ADVERTISING Se nior Account Executives each plan for a fuller understanding of the var- Lindsay Gilliland ious options. They are available online at lessons in diversification [email protected] www.colorado.gov/208commission. Nancy Glen Whatever the relative merits of each plan, [email protected] they all advocate expanding the number of Cheyenne continues to score successes in I Wal-Mart Distribution Center. The Account Executives individuals and/or businesses participating landing new jobs. But the city’s true accom- Arkansas retail giant recently opened an Sandy Powell in the insurance pool. It’s a recognition that plishment — and that of Wyoming overall almost million-square-foot distribution cen- [email protected] the current system has become dysfunction- — is the increasing ter along Interstate 80, employing 650. Carol Wood [email protected] al in part because all parties no longer share diversification of its I Lowe’s Cos. Inc. Distribution Center. Aubrey McCarthy the risks and rewards equally, which is why economy. Cheyenne landed this million-square-foot [email protected] insurance companies were first invented 400 Cheyenne, project, employing 425, in 2002, beating out Advertising Assistant years ago. Wyoming’s capital, sits several Colorado communities. Suzanne Maestri-Walters Assume an employee of a multinational just 45 miles north of I VAE Nortrak North America Inc. This [email protected] Classified Account Executive corporation returning from an overseas Fort Collins, straddling company originally opened a manufacturing Ashlan Geer assignment contracts drug-resistant tubercu- two interstate highways facility in Cheyenne in 1997 but recently [email protected] losis that requires a lengthy stay in a special- and a huge rail network. announced plans to add a manufacturing PR ODUCTION ized treatment facility, and the bills climb into City officials have long facility for pre-stress concrete switch ties for Production Manager PUBLISHER’S Bernie Simon the tens of thousands of dollars. All the other sought to align them- the railroad industry. VAE Nortrak will add [email protected] company employees – say, 80,000 – could chip selves with the northern NOTEBOOK about 60 jobs to its current 120. Ar t Director in their coffee money for a day or two and the Front Range of Col- Christopher Wood I Nanomaterials Discovery Corp. This Chad Collins [email protected] bills would be paid. orado, believing correctly high-tech company last year announced Creative Director Assume the same employee, on the same that the economic riches plans to create more than 50 jobs in Laramie James Schlichting airline flight, incurring the same costs, but of Northern Colorado would generate spin- County over the next several years, investing [email protected] having fewer than 500 co-workers to con- off jobs north of the border. more than $6 million. ADMINISTRATION Acc ounting tribute. That number is the federal threshold But many of the jobs occurring currently These projects have come about because Cindy Tyrell for a small business, and describes where are because of assets within Wyoming itself of decades of work by Cheyenne LEADS — [email protected] three-quarters of the private work force is — and because of hard work by state and the economic-development organization for Receptionist Rhonda Doyle employed. Simple mathematics tells us we local officials. the city and Laramie County — and the [email protected] Wyoming learned well from the energy state, both of which have worked hard to have a problem. I.T. Director But that might not be so obvious to some bust of the 1980s. Residents well remember a diversify the economy. The Wyoming Chris Sullivan still operating with a Cold War-era mental bumper sticker after the last bust hit that Business Council, for example, received more [email protected] model, or to insurers attempting to pit the went something like this: “Lord, Give Us One than $28 million for the state’s Business CIR CULATION Circulation Consultant healthy against the sick to reduce the risk to More Boom, We Promise Not to Blow It This Ready Communities program. The WBC J oe Chafey their own bottom line. Even if we are young Time!” (That version is a sanitized one.) spends that money on projects across the [email protected] and healthy now, there’s a good chance our That additional chance has arrived, and it state. CONTRIBUTING WRITERS & PHOTOGRAPHERS Michael D. Wailes, Jessica Centers, John Green, parents are not, which should be incentive appears the state is following through on its The above examples demonstrate the Anne Cumming Rice enough to insure quality care for the entire word not to blow it. Diversification is the increasing diversification of the Cheyenne — population. buzzword in Wyoming, even as the energy and Wyoming — economy: high technolo- Here in the 21st century, one-third of Col- sector enjoys a boom that so far shows no gy/supercomputing, distribution, manufac- oradans without health coverage are working signs of busting. turing. Energy is still booming in Wyoming, adults with full-time jobs. Most are employed Consider these recent economic-develop- but if/when a bust comes again, a lot of other by small businesses, according to the Colorado ment coups for Cheyenne: sectors should help pick up the slack. Health Institute. It seems irresponsible to us I National Center for Atmospheric for business organizations to hide behind the Research. The Boulder-based research center Christopher Wood can be reached at (970) 60-year-old boogeyman of “socialized medi- will build a $60 million supercomputing cen- 221-5400 or via e-mail at [email protected]. cine” to dodge the hard work of finding a solu- ter west of Cheyenne, with completion Catch his blog, Woody’s World, at tion that works for us all. scheduled for 2010. www.ncbr.com. June 8-21, 2007 The Northern Colorado Business Report 39 LETTERS TO THE EDITOR Dallas visit offers rail-center view (NCBR, May 11-24) NCBR poll watch The ‘in’ box is open This nation needs to wake up to the fact How do you feel about the proposed rail will do more than get you in the transfer center to be located south of Fort that our railroads offer a tremendous Write the Northern Colorado Business Report Lupton? know about Northern to comment on our content or to raise issues of potential for both mass transit and cost- interest to the business community. effective transfer of goods. The problem is I'm all aboard. Colorado— When you subscribe Letters must be limited to 300 words. Longer that the railroads are heavily regulated and 58% to the leader in business guest opinions may be considered upon request. controlled by the U.S. Government. Such an Please include address and telephone numbers so arrangement assures massive inefficiencies I hope the project derails. coverage you’ll also receive a that we can verify your submission. and apathy towards effectively utilizing U.S. The Business Report reserves the right to edit railroad infrastructure in a strong, healthy, 35% for length, and to reject letters that are potential- profit-driven nature. I applaud such ly libelous. “offload” facilities as noted in this article. It The vehicle traffic is worth the new jobs. demonstrates a move toward a more profit- E-mail letters to Tom Hacker, 6% [email protected] or submit comments through driven, efficient usage of railroad infra- $50.00 structure and diminishes overuse of Amer- our Web site, www.ncbr.com. Snail mail to 141 S. These results reflect responses to the online poll gift certificate to the College Ave., Fort Collins, CO 80524. ica’s highways by inefficient overland semi- truck traffic. at www.ncbr.com May 21 through June 4. Next question: Ed Prout Are roundabouts the best solution for busy Skutchan’s farewell Loveland intersections? Editor’s note: Clint Skutchan is former morning show host with radio stations KCOL R TD is spending $40 million (tax dol- Answer now at www.ncbr.com. Responses will be 600 AM & KFKA 1310 FM, where NCBR lars) to explore this site and then wonders accepted through June 18. Publisher Chris Wood can be heard every why it is over budget. Does anyone drive Hidden away on Canyon Ave. weekday morning, or catch his podcast on Highway 85 and realize the major improve- www.ncbr.com. ments that are needed, even without this in Old Town Fort Collins potential railyard? The Dallas intermodal It has been my pleasure to serve as a local Web site is indeed impressive; however, That is bullshit. The Colorado Market talk radio host over the past eight years. It their site has two interstate highways within sucks and will continue to suck ... People wouldn’t have taken place without an a mile and is located away from residential are just going to move there and rent ... J Yes! I want the 3-year immense amount of support from all the areas. I’m certainly not against growth or wonderful residents of our region. I have industry but more thought is required Altadenanights subscription offer (78 issues) at loved every minute that I have spent talking before this comes to pass. Denver’s mayor California $129.97. Upon receipt of about the issues of Northern Colorado. wants that railyard out of his city, but I hate One thing that makes local radio so great to have it in our backyard. Internet reality casting open payment I will receive a gift is that you are afforded the opportunity to (Business Report Daily, May 9) certificate for dining at the grow relationships with some of the Janet Wiley I’m auditioning for the “Next Internet region’s best people. 1/2 mile from proposed site Millionaire” and would appreciate anyone Canyon Chop House I To the mayors, council members, in Fort Lupton reading this to vote for me and tell your county commissioners, state and national contacts to do the same! You can do so by representatives who have become friends in going to: http://nextinternetmillionaire Name addition to being resources, I am humbled Economist: Housing market rebound ahead .com/show.php?id=156. to have made your acquaintance. (Business Report Daily, May 18) Great luck to the other people audition- Title I To so many in the business communi- Good luck with that optimistic bull. The ing — and have a dynamite day! ty who have both supported and con- same thing can be said about my neck of the tributed to my programs over the years, I woods. Oregon has, as well, the fewest fore- Wes Wyatt Company owe you a debt of gratitude that won’t soon closures in the nation. But the salient fact is, New Bremen, Ohio be forgotten. which seems to be missing in your econo- Address I And, to all the listeners over the years mist’s perception, if rates go up, which the Poll question: How do you feel about the who have listened and supported the con- Chinese will demand, and the RE market proposed rail transfer center south of Fort cept and importance of true locally focused continues to unravel in California, Florida, City/State/Zip radio, I say to you thanks! Your kind words and half of the rest of the country, the ram- Lupton? and insightful phone calls helped me to ifications will ripple our way as well. Don’t This will be devastating to the quality of Phone stand up for what I see as important and be fooled. The entire nation is ripe for the life we have and want for our children. worthy of discussion. Your reliance on me Japanese experience. And that one lasted a We don’t want to live in a warehouse dis- to bring issues that otherwise would have decade and a half and still counting. trict. Email been ignored to the table got me through many early mornings and compensated for Joe Estep Laurie Dineen Payment method the lack of pay. Eugene, Oregon Westminster J Check J MasterCard J Visa J Am Express I am leaving the radio business behind with a feeling of pride that I have con- Card# Exp. tributed to a greater amount of local talk radio being done. My hope is that those Signature Date local talk programs will understand the importance of real local issues and put the Mail or Fax form to: hard work in to deliver real local news. My Northern Colorado Business Report fear is that unless the listeners hold stations POST OFFICE BOX 1399, FORT COLLINS, CO. 80522 accountable to produce true local radio, I ph: 970.221.5400 fax: 970.221.5432 may be leaving behind a chasm for local issues of importance. Prepaid orders only. We accept payment by check, I look forward to the challenge of mov- money order, Visa, MasterCard or American Express. ing from regional commentator to regional One year = 26 issues subscription rate $49.97 policy maker. I will tackle my new role in the region with the same passion and Three years=78 issues subscription rate $129.97 understanding that local issues do matter. In doing so, just as I did in radio, I will not compromise my values as I work to better

Hospital myself and the region. spy wars NEWS ‘Competitive intelligence:’ Oak Street gets $ 1 Let’s get to funky features 4-10, 2005 know one Feb another Fort Collins plaza Vol. 10, No. 10 goes with whimsy ww.ncbr.com Page 10 in new design w Page 2

Business unusual: Clint Skutchan Non-profits go retail in ventures to prop up shrinking donations Page 5

o start the new Bankers apply for new charter inBankF.C. of the West t [email protected] ommitment and SPECIAL e said a c bank. H ould o the community w REPORTS y First duo to lead start-up close tie t llins risten S. Bastian Ex-Communit dation of Fort Co K the be the foun [email protected] San Francisco-based Bank of Commerce Bank. pany BancWest tuni- merce Bank. West’s parent com “There is tremendous oppor eady or o be a local bank ired Community -touch, relation- FORT COLLINS — R “This is going t Corporation acqu ty to provide a high d, local investors nc. in a $1.2 bil- xperience to not, Fort Collins is getting another with a local boar First Bankshares I ship-based banking e anch, but a new ” Nalezny said. oncluded in s,” Kross said. bank. Not just a br and local decisions, lion transaction that c eople in Fort Collin e a broad-based nsition from p gral part of te charter. The intent is to hav vember. The tra intend to be an inte sta rd Nalezny “ ” No “We e nking veteran Gera l investment group. unity First National Bank unity and that means w Ba b th loca Nalezny’s Comm ed in this comm This is the antithesis of e our loan decisions her 40 The Northern Colorado Business Report June 8-21, 2007 LEADS INVENTIONS • BANKRUPTCIES • FORECLOSURES

DANIEL ALLAN CARR, 1308 CHERRY AVE., LOVE- BANKRUPTCIES Colo.; Hall, Kenneth J., Windsor, Colo. Assignee-at- Patent No.: 7222278, Programmable hysteresis correcting camera tilt distortion in panoramic LAND, CO 80537. CASE NO.: 2007-14520. DATE: 5/3/07. INVENTIONS Issue: Hewlett-Packard Development Co., L.P., Hous- for boundary-scan testing. Inventors: Moore, images. Inventor: Boyd, David W., Greeley, Colo. Applications for bankruptcy protection are filed TYPE: 7. The U.S. Patent & Trademark Office recently award- ton, Texas. Date: 5/22/07. Charles E., Loveland, Colo.; Zhang, Xiaoyang, San Assignee-at-Issue: Hewlett-Packard Development with the U.S. Bankruptcy Court in Denver. Chapter 7 ed the following patents to Northern Colorado Jose, Calif.; Rearick, Jeffrey R., Fort Collins, Colo. Co., L.P., Houston, Texas. Date: 5/29/07. denotes filings made for liquidation. Chapter 11 indi- WELD COUNTY inventors and companies. Included are the patent Patent No.: 7221488, Picture frame scanner. Assignee-at-Issue: Avago Technologies General IP cates filings for reorganization. Chapter 13 indi- Inventors: Khovaylo, Modest, Fort Collins, Colo.; Vor- Pte. Ltd., Singapore, Singapore. Date: 5/22/07. Patent No.: 7224563, Method and device for cir- JESUS JOSE PEREZ JR., 472 W. JESSUP ST., number, description, inventors, assignee-at-issue cates filings that enable petitioners to pay off their denberg, Steven, New York, N.Y.; Refior, Philipp, cuit control. Inventor: Naffziger, Samuel D., Fort BRIGHTON, CO 80601. CASE NO.: 2007-14090. DATE: and date awarded. Numbers preceded by a “D” creditors over three to five years. Brooklyn, N.Y.; Burns, Clay A., New York, N.Y. Patent No.: 7223506, Imageable members with Collins, Colo. Assignee-at-Issue: Hewlett-Packard 4/25/07. TYPE: 13. were awarded for a design; “RE” indicates a reis- sue. Assignee-at-Issue: Hewlett-Packard Development improved chemical resistance. Inventors: Kitson, Development Co., L.P., Houston, Texas. Date: 5/29/07. LARIMER COUNTY Co., L.P., Houston, Texas. Date: 5/22/07. Anthony P., Evans, Colo.; Saraiya, Shashikant, Fort FRANCISCO JAVIER GASTELUM, 1918 84TH AVE., Patent No.: 7219447, Spring cushioned shoe. Collins, Colo.; Ray, Kevin B., Fort Collins, Colo.; Mulli- Patent No.: 7225174, Investment analysis tool and MICHAEL THOMAS VALENTINE, 2683 W. 45TH ST., GREELEY, CO 80634. CASE NO.: 2007-14079. DATE: Inventors: LeVert, Francis E., Knoxville, Tenn; Kraf- Patent No.: 7221793, Systems and methods for gan, James L., Fort Collins, Colo.; Mikell, Frederic E., service for making investment decisions. Inventors: LOVELAND, CO 80538. CASE NO.: 2007-14108. DATE: 4/25/07. TYPE: 7. sur, David S., Loveland, Colo. Date: 5/22/07. providing spatially-varied demosaicing. Inventors: Greeley, Colo.; Novoselova, Larisa, Aurora, Colo.; Schreckengast, James O., Fort Collins, Colo.; Skaan- 4/25/07. TYPE: 7. Stavely, Donald J., Windsor, Colo.; Whitman, Christo- Clark, Eric, Loveland, Colo. Assignee-at-Issue: East- ning, Claus, Dronninglund, Denmark; Gilbert, Dou- BRENT ALLEN KEIL, 110 BEACON WAY, #5C, WIND- Patent No.: 7219840, Calibrating fine actuator pher A., Fort Collins, Colo.; Sobol, Robert E., Fort man Kodak Co., Rochester, N.Y. Date: 5/29/07. glas M., Los Gatos, Calif. Assignee-at-Issue: Hewlett- PATRICK J. FARRINGTON, 2416 CLEARVIEW AVE., SOR, CO 80550. CASE NO.: 2007-14064. DATE: 4/25/07. using a reference pattern. Inventor: Hanks, Darwin Collins, Colo.; Matherson, Kevin J., Fort Collins, Colo. Packard Development Co., L.P., Houston, Texas. FORT COLLINS, CO 80521. CASE NO.: 2007-14158. DATE: TYPE: 7. Mitchel, Fort Collins, Colo. Assignee-at-Issue: Assignee-at-Issue: Hewlett-Packard Development Patent No.: 7223578, Canine COX-1 nucleic acid Date: 5/29/07. 4/26/07. TYPE: 7. Co., L.P., Houston, Texas. Date: 5/22/07. molecules and fragments thereof. Inventors: Wis- ROBERT ALLEN FIALA, 4431 MOUNT PRINCETON ST., Hewlett-Packard Development Co., L.P., Houston, newski, Nancy, Fort Collins, Colo.; Brandt, Kevin S., BRIGHTON, CO 80601. CASE NO.: 2007-14152. DATE: Texas. Date: 5/22/07. PASQUALINI BRUNO DIFELICE, 3708 IDEAL DRIVE, Patent No.: 7221851, Method and system for DVD Fort Collins, Colo. Assignee-at-Issue: Heska Corp., FORT COLLINS, CO 80524. CASE NO.: 2007-14185. DATE: 4/26/07. TYPE: 7. Patent No.: 7220321, Apparatus and processes smooth search transitions. Inventors: van Welzen, Loveland, Colo. Date: 5/29/07. 4/26/07. TYPE: 7. James Lewis, Longmont, Colo.; Falardeau, Brian JUS TIN R. DALRYMPLE, 604 2 ULYSSES AVE., FIRE- for the mass production of photovoltaic modules. Inventors: Barth, Kurt L., Fort Collins, Colo.; Enzen- Dennis, Boulder, Colo.; White, Jonathan Barton, Fort Patent No.: 7224227, Apparatus and method for MEAGHAN MCCLELLAN MORRIS, 3221 FIREWATER STONE, CO 80504. CASE NO.: 2007-14199. DATE: roth, Robert A., Fort Collins, Colo.; Sampath, Wala- Collins, Colo. Assignee-at-Issue: Nvidia Corp., Santa correction of error caused by reverse saturation LANE, WELLINGTON, CO 80549. CASE NO.: 2007-14145. 4/26/07. TYPE: 13. jabad S., Fort Collins, Colo. Date: 5/22/07. Clara, Calif. Date: 5/22/07. current mismatch. Inventors: Kumar, Ajay, Fort DATE: 4/26/07. TYPE: 7. Collins, Colo. Assignee-at-Issue: National Semicon- CALISTRO J. GARZA, 1406 25TH AVE., GREELEY, CO Patent No.: 7221249, Inductor coil. Inventors: P atent No.: 7222173, Limit ed knowledge of con- ductor Corp., Santa Clara, Calif. Date: 5/29/07. ANNMARIE KELNHOFER, 3500 ROLLING GREEN 80634. CASE NO.: 2007-14148. DATE: 4/26/07. TYPE: 7. Shafer, Timothy M., Yankton, S.D.; Jelkin, Brett W., figuration information of a FICON controller. Inven- DRIVE, FORT COLLINS, CO 80525. CASE NO.: 2007- tors: Goodman, David P., Loveland, Colo. Assignee- P atent No.: 7224249, Stripline structure with WE SLEY W. MAYES, 2 404 12TH AVE., GREELEY, CO Windsor, Colo. Assignee-at-Issue: Vishay Dale Elec- 14269. DATE: 4/27/07. TYPE: 7. at-Issue: International Business Machines Corp., multiple ground vias separated by no more than 80631. CASE NO.: 2007-14178. DATE: 4/26/07. TYPE: 7. tronics Inc., Columbus, Neb. Date: 5/22/07. Armonk, N.Y. Date: 5/22/07. 100 mil. Inventors: van Quach, Minh, Fort Collins, DEBORAH ROSE LANDAY, 6850 HIGHWAY 34, LOVE- Patent No.: 7221356, Data input device and Colo.; Sawyer, T. Shannon, Fort Collins, Colo.; Bur- LAND, CO 80537. CASE NO.: 2007-14266. DATE: 4/27/07. MATTHEW R. ARNS, 5 237 W. 11TH ST., GREELEY, CO method for detecting an off-surface condition by a Patent No.: 7222198, System for transferring ton, William Scott, Fort Collins, Colo. Assignee-at- TYPE: 7. 80634. CASE NO.: 2007-14187. DATE: 4/26/07. TYPE: 7. laser speckle size characteristic. Inventors: Oliver, data between devices by making brief connection Issue: Avago Technologies General IP Pte. Ltd., Sin- with external contacts that extend outwardly from gapore, Singapore. Date: 5/29/07. CHRISTINE NICOLE PACKWOOD, 2 318 44TH AVE., Thomas C., Windsor, Colo.; Pope, Jeremiah M., Kirk- BENJAMIN D. HASKEW, 730 BRUCE DRIVE, device exterior. Inventors: Stavely, Donald J., Wind- GREELEY, CO 80634. CASE NO.: 2007-14188. DATE: land, Wash. Assignee-at-Issue: Microsoft Corp., Red- BERTHOUD, CO 80513. CASE NO.: 2007-14337. DATE: sor, Colo.; Bianchi, Mark John, Fort Collins, Colo.; P atent No.: 7224383, Manipulating digital images 4/26/07. TYPE: 7. mond, Wash. Date: 5/22/07. 4/30/07. TYPE: 7. Pyle, Norman Conrad, Greeley, Colo.; Quintana, based on a user profile. Inventors: Tecu, Kirk S., Patent No.: 7221398, Accurate preview for digital Angelica, Rio Rancho, N.M.; Brake, Wilfred Francis, Longmont, Colo.; Haas, William R., Fort Collins, Colo. SHARON KAY JONES, 4412 E. MULBERRY, #11, FORT CHANE D. FINKENBINDER, 580 KIPP AVE., KEENES- cameras. Inventors: Stavely, Donald J., Windsor, Fort Collins, Colo. Assignee-at-Issue: Hewlett- Assignee-at-Issue: Hewlett-Packard Development COLLINS, CO 80524. CASE NO.: 2007-14302. DATE: BURG, CO 80643. CASE NO.: 2007-14193. DATE: 4/26/07. Colo.; Battles, Amy E., Windsor, Colo.; Barrios, Sarah Packard Development Co., L.P., Houston, Texas. Co., L.P., Houston, Texas. Date: 5/29/07. 4/30/07. TYPE: 7. TYPE: 13. J., Fort Collins, Colo.; Sobol, Robert E., Fort Collins, Date: 5/22/07. Patent No.: 7224387, Method and apparatus for MATTHEW ARTHUR HECK, 1128 MCHUGH, FORT TRENT J. BAATZ, 134 9 FAIRFIELD AVE., WINDSOR, CO COLLINS, CO 80524. CASE NO.: 2007-14377. DATE: 80550. CASE NO.: 2007-14189. DATE: 4/26/07. TYPE: 7. 4/30/07. TYPE: 7. MEEGAN JILL DAVIS, 94 MILLER AVE., APT. 307, JEFFREY ZEFFERINO CASTRO, 12115 HELENA ST., JAMES D. LEFFLER, P.O. BOX 336074, GREELEY, CO BORROWER: DAVID ALBERT & CATHERINE ANN BORROWER: RAUL L. BROWN, 3913 ROOSEVELT AVE. BLANCA PATRICIA STEWART, 538 PLOWMAN WAY, BRIGHTON, CO 80601. CASE NO.: 2007-14226. DATE: BRIGHTON, CO 80603. CASE NO.: 2007-14400. DATE: 80633. CASE NO.: 2007-14491. DATE: 5/3/07. TYPE: 7. MARTIN, 6024 MARS DRIVE FORT COLLINS, CO WELLINGTON, CO 80549. LEGAL DESCRIPTION: MIL- FORT COLLINS, CO 80526. CASE NO.: 2007-14378. 4/27/07. TYPE: 7. 5/1/07. TYPE: 7. 80525-3930. LEGAL DESCRIPTION: SKYVIEW; LOT 12 LIKEN CARPER ADD WELLINGTON RPLT; LOT 34. DATE: 4/30/07. TYPE: 7. RODNEY FESSENDEN, 1824 42ND AVE., GREELEY, CO BLK 2. LENDER: DEUTSCHE BANK TRUST CO. AMERICA. LENDER: COUNTRYWIDE HOME LOANS INC. AMOUNT CRISTAL ADELLE LUBBERS, 2444 E. 139TH PLACE, MICHAEL J. STEVENS, PMB, #134, GREELEY, CO 80634. CASE NO.: 2007-14497. DATE: 5/3/07. TYPE: 7. AMOUNT DUE: $133102. CASE NO.: 2001-108209. DATE: DUE: $159954. CASE NO.: 2002-82422. DATE: 4/23/07. GINGER LEE STEWART, 2142 W. PROSPECT, FORT BRIGHTON, CO 80602. CASE NO.: 2007-14240. DATE: 80634. CASE NO.: 2007-14395. DATE: 5/1/07. TYPE: 7. 4/20/07. COLLINS, CO 80526. CASE NO.: 2007-14379. DATE: 4/27/07. TYPE: 7. ALEXANDER RICHARD ORTON, 1500 12TH AVE., BORROWER: RONALD L. ERBES, 8139 E. LARIMER 4/30/07. TYPE: 7. JEANNE M. PIERCE, 5318 POTENTILLA ST., GREELEY, CO 80631. CASE NO.: 2007-14568. DATE: BORROWER: AARON W. THOMPSON, 4149 HAYES COUNTY ROAD 16 LOVELAND, CO 80537-8750. LEGAL JOSEPH DOUGLAS EGLOFF, 1217 LARK AVE., BRIGHTON, CO 80601. CASE NO.: 2007-14455. DATE: 5/4/07. TYPE: 7. CIRCLE WELLINGTON, CO 80549. LEGAL DESCRIPTION: DESCRIPTION: LEE MRD S-15-91; LOT 3. LENDER: NEW GAYLE NMN ADAMS, 731 BLUE MESA AVE., FORT BRIGHTON, CO 80601. CASE NO.: 2007-14249. DATE: 5/2/07. TYPE: 7. WELLINGTON EAST SUB LTS 1-18 BLK 2 RPLT; LOT 7A FRONTIER BANK. AMOUNT DUE: $3207370. CASE NO.: COLLINS, CO 80526. CASE NO.: 2007-14380. DATE: 4/27/07. TYPE: 7. LINDA LOIS MASTERS, 2036 35TH AVENUE COURT, BLK 2. LENDER: WELLS FARGO BANK. AMOUNT DUE: 2004-14043. DATE: 4/23/07. 4/30/07. TYPE: 7. ROBERT HARRY WHITNEY, 6250 SNOWBERRY AVE., GREELEY, CO 80634. CASE NO.: 2007-14569. DATE: $158061. CASE NO.: 2001-43113. DATE: 4/20/07. LYONEL ENRIQUEZ GARCIA, P.O. BOX 77, GILCREST, FIRESTONE, CO 80504. CASE NO.: 2007-14454. DATE: 5/4/07. TYPE: 7. BORROWER: TOMAS BACA OLIVAS, 2A041 CANAD LAURA CRISTIE ROBERTS, P.O. BOX 654, WELLING- CO 80623. CASE NO.: 2007-14225. DATE: 4/27/07. TYPE: 5/2/07. TYPE: 7. BORROWER: PATRICIA CHASE, 505 SNOW TOP GOOSE DRIVE LOVELAND, CO 80537-6556. LEGAL TON, CO 80549. CASE NO.: 2007-14363. DATE: 4/30/07. 7. AARON LANCE GOETZ, 3004 43RD AVE., GREELEY, DRIVE DRAKE, CO 80515. LEGAL DESCRIPTION: CEDAR DESCRIPTION: GARDEN GATE FIRST SUB AMD; LOT 4 TYPE: 7. LYNDSAY ELIZABETH GERWING, P.O. BOX 274, CO 80634. CASE NO.: 2007-14571. DATE: 5/4/07. TYPE: SPRINGS EST FLG 3; LOT 23 BLK 1. LENDER: LONG BLK 10. LENDER: DEUTSCHE BANK TRUST CO. AMERI- KENT LANE JANTZ, 5216 W. 24TH ST., GREELEY, CO PIERCE, CO 80650. CASE NO.: 2007-14452. DATE: 7. BEACH MORTGAGE LANE TRUST 2. AMOUNT DUE: CA. AMOUNT DUE: $158140. CASE NO.: 2005-101173. FRANK JERRY MONTOYA, 16 23 S. LEMAY, FORT 80634. CASE NO.: 2007-14215. DATE: 4/27/07. TYPE: 7. 5/2/07. TYPE: 7. $166395. CASE NO.: 2005-35416. DATE: 4/20/07. DATE: 4/23/07. COLLINS, CO 80525. CASE NO.: 2007-14409. DATE: ELAINE CHRISTINE KEDING, 3102 17TH AVE., GREE- 5/1/07. TYPE: 7. ERIC HEALY, 2 SPRUCE COURT, WINDSOR, CO 80550. RONALD LEE PHELPS, 778 POPPY DRIVE, BRIGHTON, LEY, CO 80631. CASE NO.: 2007-14573. DATE: 5/4/07. BORROWER: ALBERT J. HART, 212 POLK DRIVE BORROWER: DAVID S. & KIMBERLY PATTERSON, CASE NO.: 2007-14217. DATE: 4/27/07. TYPE: 7. CO 80601. CASE NO.: 2007-14472. DATE: 5/3/07. TYPE: TYPE: 7. LOVELAND, CO 80538-2790. LEGAL DESCRIPTION: 529 SHERRI DRIVE LOVELAND, CO 80537-7254. LEGAL LEANN D. BAUMGARDNER, 306 SUN MOUNTAIN 7. SHADOW HILLS SUB REPLAT; LOT 10 BLK 3. LENDER: DESCRIPTION: GOLDEN SOUTH EST ADD & SUB; LOT 5 DRIVE, LOVELAND, CO 80538. CASE NO.: 2007-14420. KENNETH DEAN LIVINGSTON, 341 S. EIGHTH AVE., HOUSEHOLD FINANCE CORP. III. AMOUNT DUE: BLK 3. LENDER: BANK NEW YORK TRUST CO. AMOUNT DATE: 5/1/07. TYPE: 7. BRIGHTON, CO 80601. CASE NO.: 2007-14280. DATE: JEFFREY RALPH HAUG, 12 276 HELENA ST., FORECLOSURES $69995. CASE NO.: 2002-114283. DATE: 4/20/07. DUE: $197401. CASE NO.: 2005-55639. DATE: 4/23/07. 4/28/07. TYPE: 7. BRIGHTON, CO 80603. CASE NO.: 2007-14496. DATE: This section includes notices of election and LINDA LUANNE ENGLISH, 4188 W. ROCKY FORD 5/3/07. TYPE: 7. BORROWER: JOHN D. & DEBRA G. SWAYZE, 4868 BORROWER: LOREN W. MELVIN, 99 GREY MOUN- demand filed by creditors alleging default on a DRIVE, LOVELAND, CO 80538. CASE NO.: 2007-14463. TABITHA WHITNEY, 4 550 CRESTONE PEAK ST., ROOSEVELT AVE. LOVELAND, CO 80538-1729. LEGAL TAIN DRIVE LYONS, CO 80540-8447. LEGAL DESCRIP- debt. Foreclosures are not final until a Public DATE: 5/2/07. TYPE: 13. BRIGHTON, CO 80601. CASE NO.: 2007-14291. DATE: ROBIN LEE MCGROARTY, 5328 POTENTILLA ST., DESCRIPTION: RIDGEVIEW NORTH FIRST SUB; LOT 14 TION: 1005 Section 13 T4N-R71W. LENDER: DEUTSCHE 4/29/07. TYPE: 7. BRIGHTON, CO 80601. CASE NO.: 2007-14500. DATE: Trustee’s Deed has been issued. Included are the BLK 3. LENDER: WELLS FARGO BANK NA TRUSTEE. BANK NATIONAL TRUST. AMOUNT DUE: $95097. CASE borrower, property address, lender, amount and ANDREW THOMAS MATZ, 809 GREENWOOD DRIVE, 5/3/07. TYPE: 7. AMOUNT DUE: $187135. CASE NO.: 2005-28086. DATE: NO.: 2005-83. DATE: 4/23/07. date filed. BERTHOUD, CO 80513. CASE NO.: 2007-14492. DATE: GEORGE BEACH, 354 LINDEN OAK DRIVE, AULT, CO 4/20/07. 5/3/07. TYPE: 13. 80610. CASE NO.: 2007-14323. DATE: 4/30/07. TYPE: 7. DONALD L. GOSSARD, 5913 E. 121ST PLACE, BORROWER: LAURA SUE MAIZE, 343 E. 41ST COURT BRIGHTON, CO 80601. CASE NO.: 2007-14528. DATE: LARIMER COUNTY BORROWER: WAYBURN KISSICK, 5217 CORAL LOVELAND, CO 80538-4815. LEGAL DESCRIPTION: SUG- JANNA DIANE PHIPPS, 1020 WABASH ST., FORT JAMES DEAN DONALD, 12170 NIAGARA ST., 5/3/07. TYPE: 7. BURST CIRCLE LOVELAND, CO 80538-5677. LEGAL ARLOAF EST SOUTH PUD ADD & SUB; LOT 7 BLK 1. BORROWER: ROBERT M. & KELLY J. TORREZ, 2812 COLLINS, CO 80521. CASE NO.: 2007-14475. DATE: BRIGHTON, CO 80602. CASE NO.: 2007-14343. DATE: DESCRIPTION: ALFORD LAKE FIRST SUB; LOT 5 BLK 17. LENDER: WASHINGTON MUTUAL BANK. AMOUNT DUE: LAKE HOLLOW ROAD BERTHOUD, CO 80513-8413. 5/3/07. TYPE: 7. 4/30/07. TYPE: 7. NATHAN TECUMSEH DEFOREST, 1065 SUNRISE WAY, LENDER: DEUTSCHE BANK TRUST CO. AMERICA. $135661. CASE NO.: 2001-64938. DATE: 4/23/07. DACONO, CO 80514. CASE NO.: 2007-14488. DATE: LEGAL DESCRIPTION: FORBES RANCH EST; LOT 39. AMOUNT DUE: $285516. CASE NO.: 2006-46192. DATE: LENDER: BANK NEW YORK TRUSTEE. AMOUNT DUE: PATRICK LEE MOSMAN, 812 E. LAUREL ST., FORT MATTIE STARR SMITH, 173 MESA ST., BRIGHTON, CO 5/3/07. TYPE: 7. 4/23/07. BORROWER: RUBEN RAUL GUIZAR, 2050 MISSIS- $294191. CASE NO.: 2003-39735. DATE: 4/18/07. COLLINS, CO 80524. CASE NO.: 2007-14489. DATE: 80601. CASE NO.: 2007-14344. DATE: 4/30/07. TYPE: 7. SIPPI ST. LOVELAND, CO 80538-6284. LEGAL DESCRIP- 5/3/07. TYPE: 13. BENITO N. JUAREZ JR., 6128 SHAMROCK CIRCLE, BORROWER: JACOB UDEL, 906 VANDERBILT COURT TION: KENDALL BROOK FIRST SUB; LOT 6 BLK 5. MARY ELIZABETH JOHNSTON, 5100 W. NINTH ST., FREDERICK, CO 80530. CASE NO.: 2007-14538. DATE: BORROWER: JOSHUA P. NAHUM, 3323 N. COL- FORT COLLINS, CO 80525-1854. LEGAL DESCRIPTION: LENDER: SUNTRUST MORTGAGE INC. AMOUNT DUE: ORADO AVE. LOVELAND, CO 80538-2630. LEGAL AMBER KAY EMLING, 2556 WINTER PARK ST., LOVE- GREELEY, CO 80634. CASE NO.: 2007-14373. DATE: 5/3/07. TYPE: 7. COTTONWOOD; LOT 131. LENDER: WELLS FARGO BANK. $285507. CASE NO.: 2006-47018. DATE: 4/24/07. DESCRIPTION: SUNSET AC 6TH ADD; LOT 27 BLK 7. LAND, CO 80538. CASE NO.: 2007-14468. DATE: 5/3/07. 4/30/07. TYPE: 13. AMOUNT DUE: $124960. CASE NO.: 2000-19826. DATE: LENDER: HSBC MTG SERVICES INC. AMOUNT DUE: $0. TYPE: 7. BARBARA M CISNEROS, 2507 28TH AVE., GREELEY, 4/23/07. JOHN LEE MIRACLE, 1841 86TH AVENUE COURT, CO 80634. CASE NO.: 2007-14486. DATE: 5/3/07. TYPE: CASE NO.: 2007-415. DATE: 4/19/07. GREELEY, CO 80634. CASE NO.: 2007-14376. DATE: 7. 4/30/07. TYPE: 7.

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42 The Northern Colorado Business Report June 8-21, 2007 Yes... LEADS FORECLOSURES We Are Open & Ready to Make BORROWER: CAMERON J. & JOLEEN A. GARCIA, BORROWER: OSCAR G. & KIMBERLY J. CORREA, BORROWER: JAY & PINEY KEARNS, LVL , . LEGA 2016 TONOPAS COURT, UNIT 106 LOVELAND, CO 2756 SUSAN DRIVE LOVELAND, CO 80537-6804. DESCRIPTION: RAINBOW LAKE ESTATES; LOT 26. 80538-7348. LEGAL DESCRIPTION: EMERALD GLEN LEGAL DESCRIPTION: STONE HEDGE SUB; LOT 2 BLK 2. LENDER: ADVANTAGE BANK. AMOUNT DUE: $142037. Your Stay or Meeting Memorable! EIGHTH SUB; LOT 6 BLK 8. LENDER: FREMONT INVEST- LENDER: BANK NEW YORK TRUST CO. AMOUNT DUE: CASE NO.: 2003-161797. DATE: 4/30/07. MENT LANE. AMOUNT DUE: $156797. CASE NO.: 2004- $180000. CASE NO.: 2004-115069. DATE: 4/25/07. 52346. DATE: 4/24/07. BORROWER: TOM WARREN & SUZAN GOGERTY, BORROWER: JOSEPH W. KELLA, 1663 FOSSIL CREEK 706 23RD ST. S.W. LOVELAND, CO 80537-7200. LEGAL BORROWER: SUSANNA J. MCGIMPSEY, 6615 PARKWAY FORT COLLINS, CO 80528-5096. LEGAL DESCRIPTION: ROLLING KNOLLS EST ADD NO 1; LOT 3 DESERT WILLOW WAY UNIT F3 FORT COLLINS, CO DESCRIPTION: LINDEN PARK; LOT 132. LENDER: BANK BLK 3. LENDER: DEUTSCHE BANK NATIONAL TRUST 80525-7806. LEGAL DESCRIPTION: PROVINCETOWNE AMERICA. AMOUNT DUE: $205172. CASE NO.: 2004- CO. AMOUNT DUE: $178315. CASE NO.: 2005-62254. PUD FLG 2 CONDO MAP 1; LOT 25. LENDER: CITIMORT- 23664. DATE: 4/25/07. DATE: 4/30/07. GAGE INC. AMOUNT DUE: $127378. CASE NO.: 2002- 92746. DATE: 4/24/07. BORROWER: PETER J. ULLAND, 516 NINTH ST. FORT BORROWER: REBECCA L. HARTMAN, 1931 SOUTH- COLLINS, CO 80524-2524. LEGAL DESCRIPTION: DOWN COURT FORT COLLINS, CO 80526-1109. LEGAL BORROWER: MARK A. & LAURA A. MONTGOMERY, ANDERSON PLACE; LOT 12 BLK 5. LENDER: HSBC BANK DESCRIPTION: BROWN FARM FLG 1; LOT 191 BLK 25. 1904 CRESTED BUTTE COURT LOVELAND, CO 80538- USA. AMOUNT DUE: $112400. CASE NO.: 2006-6398. LENDER: COUNTRYWIDE HOME LOANS INC. AMOUNT 6611. LEGAL DESCRIPTION: VANGUARD-FAMLECO SEV- DATE: 4/25/07. DUE: $120574. CASE NO.: 2003-161925. DATE: 4/30/07. ENTH SUB; LOT 5 BLK 1. LENDER: BANK NEW YORK TRUSTEE. AMOUNT DUE: $498493. CASE NO.: 2005- BORROWER: MARK THIEBAUT, 1118 PARAGON PLACE BORROWER: JEREMY A. & ROCHELLE L. 1674. DATE: 4/24/07. FORT COLLINS, CO 80525-9172. LEGAL DESCRIPTION: COCHRAN, 1772 MOONSTONE CIRCLE LOVELAND, CO PARAGON POINT PUD PH 3; LOT 18. LENDER: BANK 80537-5974. LEGAL DESCRIPTION: ANDERSON FARM BORROWER: DAVID RUMPF, 3537 KINGSTON CIRCLE NEW YORK. AMOUNT DUE: $282895. CASE NO.: 2006- SEVENTH SUB; LOT 14 BLK 8. LENDER: DEUTSCHE FORT COLLINS, CO 80525-2815. LEGAL DESCRIPTION: 59130. DATE: 4/25/07. BANK NATIONAL TRUST. AMOUNT DUE: $213881. CASE Everything You Need Under One Roof. VILLAGE EAST FLG 1; LOT 93. LENDER: BANK NEW NO.: 2004-56528. DATE: 4/30/07. YORK TRUSTEE. AMOUNT DUE: $167200. CASE NO.: BORROWER: WILLIAM D. & REGINA M. KEARNEY, We had a minor setback with a contained fire a few weeks ago. 2004-86433. DATE: 4/24/07. 3518 AKRON COURT LOVELAND, CO 80538-2412. LEGAL BORROWER: ESTHER M. HARTSELL, 1432 N. Crews are working non–stop to replace and restore the small area that was DESCRIPTION: COUNTRY CLUB EST THIRD SUB RPLT SHIELDS ST. FORT COLLINS, CO 80524-1017. LEGAL BORROWER: ANDREW K. MOHR, 1025 SKYLINE BLKS 1-2; LOT 15 BLK 1. LENDER: WELLS FARGO BANK. DESCRIPTION: 2025 Section 2 T7N-R69W. LENDER: affected. The Best Western Crossroads welcomes you to enjoy our beautifully DRIVE FORT COLLINS, CO 80521-4355. LEGAL AMOUNT DUE: $246693. CASE NO.: 2004-121206. DATE: JPMORGAN CHASE BANK. AMOUNT DUE: $158798. DESCRIPTION: FAIRVIEW WEST FLG 7; LOT 7 BLK 12. 4/25/07. CASE NO.: 2004-101070. DATE: 4/30/07. remodeled rooms, banquet rooms and lobby. LENDER: COUNTRYWIDE HOME LOANS INC. AMOUNT DUE: $175089. CASE NO.: 2004-74043. DATE: 4/24/07. BORROWER: MARCIA THOMAS OTT, 242 N. SHER- BORROWER: CHRISTINE A. JOHNSON, 1404 WAR- Watch for the opening of our new lounge, Monroe's in July 2007. WOOD ST. FORT COLLINS, CO 80521-2028. LEGAL BLER ST. LOVELAND, CO 80537-2335. LEGAL DESCRIP- B ORROWER: JOHN M. & LORNA M. TRIPP, 581 DESCRIPTION: FORT COLLINS BLK 52 WH RESUB; LOT TION: ARBOR MEADOWS SECOND SUB; LOT 7 BLK 7. BLACKFOOT ROAD RED FEATHER LAKES, CO 80545- 11 BLK 52. LENDER: WELLS FARGO BANK. AMOUNT LENDER: WASHINGTON MUTUAL BANK. AMOUNT DUE: 8932. LEGAL DESCRIPTION: CRYSTAL LAKES THIRD DUE: $72332. CASE NO.: 2003-69158. DATE: 4/25/07. $169667. CASE NO.: 2005-33428. DATE: 5/1/07. Book your family reunion, business retreat FLG; LOT 56. LENDER: COUNTRYWIDE HOME LOANS INC. AMOUNT DUE: $120010. CASE NO.: 2003-132182. BORROWER: GEORGE K. & SUSANNA E. BORROWER: BARBARA PAUL, 8506 SAWTOOTH or wedding now as availability is limited. DATE: 4/24/07. SCHILDGE, 1829 LINDEN LAKE ROAD FORT COLLINS, COURT FORT COLLINS, CO 80528-9233. LEGAL CO 80524-5015. LEGAL DESCRIPTION: LINDEN LAKE DESCRIPTION: MOUNTAIN RANGE SHADOWS LTS 31-35 BORROWER: ANDREW MOHR, 428 BAYLOR ST. FORT SUB; LOT 14. LENDER: BANK NEW YORK. AMOUNT DUE: 40-46 48-52 5; LOT 13 BLK 6. LENDER: LONG BEACH Conveniently located across from Centerra COLLINS, CO 80525-1757. LEGAL DESCRIPTION: SOUTH $460000. CASE NO.: 2005-74228. DATE: 4/25/07. MTG LOAN TRUST 2005. AMOUNT DUE: $115770. CASE COLLEGE HTS SEVENTH SUB; LOT 18 BLK 3. LENDER: NO.: 2005-25740. DATE: 5/1/07. & the Promenade Shops at I-25 and Hwy. 34 WASHINGTON MUTUAL BANK. AMOUNT DUE: $172000. BORROWER: MARK REIDER, 2466 DAWN COURT CASE NO.: 2006-74933. DATE: 4/25/07. LOVELAND, CO 80537-6168. LEGAL DESCRIPTION: B ORROWER: RICHARD OHL, 4 940 APRICOT DRIVE SOMERSET PK ADD FOURTH SUB; LOT 23 BLK 2. LOVELAND, CO 80538-5655. LEGAL DESCRIPTION: Minutes from the Larimer County Fairground & Budweister Event Center BORROWER: WAYBURN KISSICK, 12 20 CRABAPPLE LENDER: BANK NEW YORK. AMOUNT DUE: $139404. ALFORD LAKE FIRST SUB; LOT 24 BLK 8. LENDER: ABN DRIVE LOVELAND, CO 80538-5669. LEGAL DESCRIP- CASE NO.: 2005-96563. DATE: 4/25/07. AMRO MTG GROUP INC. AMOUNT DUE: $240806. CASE TION: ALFORD LAKE FIRST SUB; LOT 3 BLK 16. NO.: 2004-1085. DATE: 5/1/07. LENDER: COUNTRYWIDE HOME LOANS INC. AMOUNT BORROWER: ANDREW M. & SUANNE M. CARACCI- DUE: $336000. CASE NO.: 2006-73261. DATE: 4/25/07. OLO, 2497 W. 45TH ST. LOVELAND, CO 80538-1424. BORROWER: TRAVIS GIESKING, 227 DESTINI DRIVE Best Western Crossroads Inn LEGAL DESCRIPTION: PICABO HILLS FIRST SUB; LOT 12 FORT COLLINS, CO 80525-7074. LEGAL DESCRIPTION: BORROWER: TIMOTHY S. & LAURA J. FEYEN, 7949 BLK 4. LENDER: COUNTRYWIDE HOME LOANS INC. SHENANDOAH PUD FLG 1; LOT 75. LENDER: LONG & Conference Center TIMBER WOLF CIRCLE WELLINGTON, CO 80549-1562. AMOUNT DUE: $0. CASE NO.: 2003-152575. DATE: BEACH MTG LOAN TRUST 2004. AMOUNT DUE: 5542 E. US Highway 34 • Loveland, Colorado LEGAL DESCRIPTION: WELLINGTON WEST; LOT 13. 4/25/07. $153091. CASE NO.: 2004-76861. DATE: 5/1/07. LENDER: CITIMORTGAGE INC. AMOUNT DUE: $191925. 970.667.7810 • 888.818.6223 • www.bwloveland.com CASE NO.: 2001-113940. DATE: 4/25/07. (all Best Westerns are independently owned & operated) MakeMake OurOur Space...Space...

Your Place! Your Place! Your home away from home is growing! 20,000 sq. foot expansion underway • 25 meter indoor pool • Cardio Theatre • Senior programs • Outdoor pool & cabana • Aerobics studio • Youth activities • Basketball gym • Restaurant & bar • Massage therepy • Racquetball/handball • Steam rooms • Cycle Reebok • Squash • Physical Therepy • Accommodates groups of 20 to 1600 • Supervised child care • Whirlpool & sauna • On-site catering and event planning A real club, for real people with real lives. • Business conferences & meetings • Trade shows • Training classes • Holiday parties To schedule your next event call • Charity & Fundraising Events (970) 619-4058 I-25 & Crossroads Blvd. www.larimer.org/theranch

June 8-21, 2007 The Northern Colorado Business Report 43 LEADS FORECLOSURES

BORROWER: GEORGE & MAUREEN T. HEETER, 4212 BORROWER: LARRY T. PRICE, 1739 S. CALIFORNIA BORROWER: GLORIA J. MARTINEZ, 16514 ESSEX 10TH ST. S.W. LOVELAND, CO 80537-9139. LEGAL AVE. LOVELAND, CO 80537-7127. LEGAL DESCRIPTION: ROAD N. PLATTEVILLE, CO 80651-9317. LEGAL DESCRIPTION: MARIANNA PARK SUB REPLAT; LOT 90. LOMA VISTA SUB REPLAT; LOT 18 BLK 1. LENDER: DESCRIPTION: BEEBE DRAW FARMS & EQUESTRIAN LENDER: ABN AMRO MORTGAGE GROUP INC. AMOUNT NATIONAL CITY BANK. AMOUNT DUE: $157028. CASE CENTER; LOT 60. LENDER: INDYMAC BANK. AMOUNT DUE: $121418. CASE NO.: 2005-44772. DATE: 5/1/07. NO.: 2003-58964. DATE: 5/3/07. DUE: $365200. CASE NO.: 2006-3373885. DATE: 4/23/07. BORROWER: THERESA M. PETERMANN, 2515 FLEM- BORROWER: DENISE M. CAMERON, 6612 AVONDALE ING DRIVE LOVELAND, CO 80538-3059. LEGAL ROAD, UNIT B6 FORT COLLINS, CO 80525-7042. LEGAL BORROWER: DAVID REYES & BERNADE CHACON, DESCRIPTION: IVANHOE ADD; LOT 16 BLK 2. LENDER: DESCRIPTION: RIDGEWOOD HILLS PUD FIRST FLG; LOT 509 56TH AVE. GREELEY, CO 80634-4443. LEGAL WORLD SVGS BANK FSB. AMOUNT DUE: $145992. CASE 187. LENDER: COUNTRYWIDE HOME LOANS INC. DESCRIPTION: WEST POINT 6TH FLG; LOT 33 BLK 3. NO.: 2005-110457. DATE: 5/1/07. AMOUNT DUE: $115555. CASE NO.: 2003-11828. DATE: LENDER: CITIMORTGAGE INC. AMOUNT DUE: $238919. 5/3/07. CASE NO.: 2005-3260431. DATE: 4/23/07. BORROWER: MELISSA A. COONER, 4101 10TH ST. S.W. LOVELAND, CO 80537-9136. LEGAL DESCRIPTION: WELD COUNTY BORROWER: SHARA M. & KEITH L. BRUMLEY, MARIANNA PARK SUB REPLAT; LOT A. LENDER: WELLS 32660 VISTA LAKE ROAD GREELEY, CO 80631-9695. FARGO BANK. AMOUNT DUE: $210375. CASE NO.: 2003- BORROWER: SALVADOR B. CASTRO, 4015 IDAHO ST. LEGAL DESCRIPTION: LINDIES LAKE PUD; LOT 5. 25660. DATE: 5/2/07. EVANS, CO 80620-2910. LEGAL DESCRIPTION: EVANS LENDER: WACHOVIA BANK. AMOUNT DUE: $399357. REPLAT BLOCK 25; LOT 1. LENDER: WELLS FARGO CASE NO.: 2003-3135693. DATE: 4/23/07. BORROWER: JAMES A. & EVANGELINA M. HINO- BANK. AMOUNT DUE: $108420. CASE NO.: 2002- JOS, 2538 HOGBACK DRIVE LOVELAND, CO 80538- 2972955. DATE: 4/20/07. BORROWER: ENOC SANCHEZ, 502 N. SHOLDT DRIVE 9282. LEGAL DESCRIPTION: HIDDEN VALLEY EST II PLATTEVILLE, CO 80651-7604. LEGAL DESCRIPTION: RLUP 02S1948; LOT 8. LENDER: NEW FRONTIER BANK. BORROWER: FRANK & PATRICIA GASTELUM, 1918 SHOLDT SUB; LOT 10. LENDER: BANK NEW YORK. AMOUNT DUE: $98156. CASE NO.: 2006-81625. DATE: 84TH AVE. GREELEY, CO 80634-4645. LEGAL DESCRIP- AMOUNT DUE: $303466. CASE NO.: 2006-3393721. 5/2/07. TION: MOUNTAIN SHADOWS SUB FIRST FLG GREELEY; DATE: 4/23/07. LOT 4 BLK 1. LENDER: DEUTSCHE BANK NATIONAL BORROWER: SHAWN ZELLE, 1551 W. 31ST ST. LOVE- TRUST CO. AMOUNT DUE: $193250. CASE NO.: 2005- BORROWER: ANGEL CERVANTES, 10652 DURANGO LAND, CO 80538-2466. LEGAL DESCRIPTION: LOVE- 3308982. DATE: 4/20/07. PLACE LONGMONT, CO 80504-5655. LEGAL DESCRIP- LAND COUNTRY CLUB FIRST ADD REPLAT; LOT 1 BLK 3. TION: IDAHO CREEK SUB AMD; LOT 2 BLK 5. LENDER: LENDER: CIT GROUP CONSUMER FINANCE INC. BORROWER: JASON J. KENNEDY, 118 BEACON WAY, WELLS FARGO BANK. AMOUNT DUE: $139977. CASE AMOUNT DUE: $194617. CASE NO.: 2005-14681. DATE: #4G WINDSOR, CO 80550-6180. LEGAL DESCRIPTION: NO.: 2006-3418642. DATE: 4/23/07. 5/2/07. LAKES AT WATER VALLEY CONDOS; LOT 4G BLK 4. LENDER: BANK NEW YORK. AMOUNT DUE: $131462. BORROWER: TOBY & RYAN SHAW, 804 SEVENTH ST. BORROWER: TIMOTHY O. & KAAREN A. MATHEW- CASE NO.: 2005-3257558. DATE: 4/20/07. PIERCE, CO 80650. LEGAL DESCRIPTION: WILDERLAND SON, 1588 KATIE DRIVE LOVELAND, CO 80537-7732. PARK CORRECTED; LOT 26 BLK 6. LENDER: WELLS LEGAL DESCRIPTION: BLACKBIRD KNOLLS ADD; LOT 15 BORROWER: BRYAN M. & HEIDI J. BURNETT, 4419 FARGO BANK. AMOUNT DUE: $225000. CASE NO.: BLK 2. LENDER: WELLS FARGO BANK. AMOUNT DUE: MESA VERDE DRIVE GREELEY, CO 80634-9295. LEGAL 2004-3202548. DATE: 4/24/07. $193201. CASE NO.: 2003-127973. DATE: 5/2/07. DESCRIPTION: WEST HILL-N-PARK FIFTH FLG; LOT 14 BLK 1. LENDER: CITIMORTGAGE INC. AMOUNT DUE: BORROWER: JAIME ORNELAS, 2535 BEARWOOD BORROWER: JENNIE M. BATCHELOR, 2565 GILPIN $160317. CASE NO.: 2004-3225407. DATE: 4/20/07. AVE. GREELEY, CO 80631-9092. LEGAL DESCRIPTION: COURT LOVELAND, CO 80538-2995. LEGAL DESCRIP- EAST MEADOWS SUB SECOND FLG; LOT 9 BLK 8. TION: WINDEMERE FIRST ADD RPLT LTS 4-5 BLK 2; LOT BORROWER: JENNIFER M. & DOUGLAS GRUNDL, LENDER: WELLS FARGO BANK. AMOUNT DUE: $126400. 5 BLK 2. LENDER: DEUTSCHE BANK NATIONAL TRUST. 6304 VALLEY VISTA AVE. FIRESTONE, CO 80504-5725. CASE NO.: 2005-3282176. DATE: 4/24/07. AMOUNT DUE: $118995. CASE NO.: 2006-7281. DATE: LEGAL DESCRIPTION: OAK MEADOWS PUD FLG 2; LOT 7 5/2/07. BLK 10. LENDER: HSBC BANK USA. AMOUNT DUE: BORROWER: LAURA A. HUDSON, 2024 VINEYARD $211754. CASE NO.: 2004-3218179. DATE: 4/20/07. COURT WINDSOR, CO 80550-3522. LEGAL DESCRIP- BORROWER: CHRISTINE L. PREBLE, 3440 WIND- TION: WATER VALLEY SOUTH SUB; LOT 24 BLK 19. MILL DRIVE FORT COLLINS, CO 80526. LEGAL BORROWER: FIDEL JAVIER BENCOMO, 7992 WELD LENDER: DEUTSCHE BANK NATIONAL TRUST CO. DESCRIPTION: PARK WEST CONDO; LOT 2 BLK 3. COUNTY ROAD 31 FORT LUPTON, CO 80621. LEGAL AMOUNT DUE: $279264. CASE NO.: 2006-3401382. LENDER: LASALLE BANK NA TRUSTEE. AMOUNT DUE: DESCRIPTION: ARISTOCRAT RANCHETTES INC. SUB; DATE: 4/24/07. $102962. CASE NO.: 2005-99423. DATE: 5/2/07. LOT 1. LENDER: WELLS FARGO BANK. AMOUNT DUE: $187393. CASE NO.: 2002-3001626. DATE: 4/20/07. BORROWER: STEPHEN M. BARNES, 10903 EBONY BORROWER: MARY A. & ANTHONY D. CORTESE, ST. FIRESTONE, CO 80504-5257. LEGAL DESCRIPTION: 412 E. 41ST ST. LOVELAND, CO 80538-2314. LEGAL BORROWER: CYNTHIA SUE LOVELL, 554 ASH ST. SAGEBRUSH; LOT 7 BLK 16. LENDER: LASALLE BANK. DESCRIPTION: AQUA VIEW SUB; LOT 4 BLK 3. LENDER: HUDSON, CO 80642. LEGAL DESCRIPTION: HUDSON AMOUNT DUE: $266400. CASE NO.: 2005-3287369. JPMORGAN CHASE BANK NA TRUSTEE. AMOUNT DUE: TOWN OF; LOT 3 BLK 49. LENDER: DEUTSCHE NATION- DATE: 4/25/07. $136469. CASE NO.: 2004-109584. DATE: 5/2/07. AL TRUST CO. AMOUNT DUE: $101024. CASE NO.: 2004- 3182464. DATE: 4/20/07. BORROWER: CHARLES G. SMITH, 6761 WELD COUN- B ORROWER: ERNEST J. & ANDREA M. E. STRICK, TY ROAD 74 WINDSOR, CO 80550-2816. LEGAL 1437 CHICKADEE ST. LOVELAND, CO 80537-2322. BORROWER: DAVID R. & CINDY A. WOLFE, 164 DESCRIPTION: Section 31 T7N-R67W. LENDER: ROCKY LEGAL DESCRIPTION: ARBOR MEADOWS SECOND SUB; 45TH AVE. GREELEY, CO 80634-1010. LEGAL DESCRIP- MOUNT FUEL CO. AMOUNT DUE: $1000000. CASE NO.: LOT 11 BLK 9. LENDER: CITIMORTGAGE INC. AMOUNT TION: PHEASANT RUN SUB FLG 2; LOT 5 BLK 5. 2006-3373791. DATE: 4/25/07. DUE: $191906. CASE NO.: 2001-109300. DATE: 5/2/07. LENDER: US BANK. AMOUNT DUE: $185104. CASE NO.: 2005-3253658. DATE: 4/20/07. BORROWER: LOU ELLA PRICE, 506 ASPEN CIRCLE BORROWER: JON HAROLD & TERRY TERESA GAR- FREDERICK, CO 80530-8006. LEGAL DESCRIPTION: RISON, 3100 MEADOWLARK AVE. FORT COLLINS, CO BORROWER: WILLIAM DAVID & DAVLY MACDON- PARKVIEW ESTATES THIRD SUB; LOT 14 BLK 6. 80526-2843. LEGAL DESCRIPTION: SOUTH MEADOW ALD, 120 DAHLIA ST. HUDSON, CO 80642. LEGAL LENDER: CSFB TRUST 2004 CF2. AMOUNT DUE: LARK HTS THIRD FLG; LOT 22 BLK 13. LENDER: INDY- DESCRIPTION: HUDSON TOWN OF; LOT 13 BLK 84. $152397. CASE NO.: 2003-3125977. DATE: 4/26/07. MAC BANK FSB TRUSTEE. AMOUNT DUE: $205231. LENDER: WACHOVIA BANK. AMOUNT DUE: $146836. CASE NO.: 2004-22500. DATE: 5/3/07. CASE NO.: 2004-3234288. DATE: 4/23/07. BORROWER: LESLIE P. & DEBORAH SCHULTZ, 3019 42ND AVENUE COURT GREELEY, CO 80634-8373. BORROWER: CHARLES G. SMITH, 6886 LEE ST. BORROWER: SAM FRANGOS, 2021 FOURTH AVE. LEGAL DESCRIPTION: GATEWAY ESTATES FLG 3; LOT WELLINGTON, CO 80549-2268. LEGAL DESCRIPTION: GREELEY, CO 80631-7109. LEGAL DESCRIPTION: ALTA 40 BLK 13. LENDER: WELLS FARGO BANK. AMOUNT MEADOWS; LOT 1 BLK 17. LENDER: CENTENNIAL BANK VISTA ADD; LOT 6 BLK 4. LENDER: LONG BEACH MTG DUE: $151961. CASE NO.: 2004-3231929. DATE: 4/26/07. WEST. AMOUNT DUE: $133180. CASE NO.: 2005-51726. LOAN TRUST 2004. AMOUNT DUE: $84285. CASE NO.: DATE: 5/3/07. 2004-3203568. DATE: 4/23/07. BORROWER: GERRY T. JR. & LISA R. NOVACK, 290 SLOAN DRIVE JOHNSTOWN, CO 80534-7423. LEGAL BORROWER: ROBERT D. & URSLA M. MALLARD, BORROWER: KIMBERLY J. & JOSEPH M. DESCRIPTION: CORBETT GLEN FLG 1; LOT 65. LENDER: 370 LAVASTONE AVE. LOVELAND, CO 80537-5932. SALAZAR, 3519 RIALTO AVE. EVANS, CO 80620-8914. FV 1 INC. AMOUNT DUE: $189738. CASE NO.: 2005- LEGAL DESCRIPTION: ANDERSON FARM SEVENTH SUB; LEGAL DESCRIPTION: TUSCANY FIRST FLG; LOT 2 BLK 3320833. DATE: 4/26/07. LOT 3 BLK 1. LENDER: SFJV 20041 LLC. AMOUNT DUE: 9. LENDER: WELLS FARGO BANK. AMOUNT DUE: $152264. CASE NO.: 2003-84400. DATE: 5/3/07. $178153. CASE NO.: 2006-3415778. DATE: 4/23/07. BORROWER: ARTURO GUZMANMEZA, 1701 MONTVIEW ROAD GREELEY, CO 80631-5348. LEGAL BORROWER: LAURA D. WALKER, 1913 ROSS COURT, BORROWER: KATHY RUNYAN, 1543 PELICAN LAKES DESCRIPTION: FAIRACRES FIRST ADD; LOT 4 BLK 3. APT. C FORT COLLINS, CO 80526-6913. LEGAL POINT, UNIT B WINDSOR, CO 80550-6212. LEGAL LENDER: CHASE HOME FINANCIAL LLC. AMOUNT DUE: DESCRIPTION: ASPEN GROVE CONDO; LOT C BLK 9. DESCRIPTION: BOARDWALK AT PELICAN BAY CONDOS; $161787. CASE NO.: 2005-3304706. DATE: 4/26/07. LENDER: ABN AMRO MORTGAGE GROUP INC. AMOUNT LOT 1543B BLK 5. LENDER: DEUTSCHE BANK NATION- DUE: $82351. CASE NO.: 2004-24481. DATE: 5/3/07. AL TRUST CO. AMOUNT DUE: $212000. CASE NO.: BORROWER: JAROL LEE, 2602 23RD AVE. GREELEY, 2005-3290679. DATE: 4/23/07. CO 80634-6918. LEGAL DESCRIPTION: HILLSIDE FIRST BORROWER: OLGA YOLANDA VITRIAGO, 7338 TRI- ADD; LOT 29 BLK 6. LENDER: BANK NEW YORK. ANGLE DRIVE FORT COLLINS, CO 80525-8249. LEGAL BORROWER: CHESTER D. & CATHERINE NORRIS, AMOUNT DUE: $119700. CASE NO.: 2006-3440510. DESCRIPTION: RIDGEWOOD HILLS PUD THIRD FLG; LOT 823 ELM ST. WINDSOR, CO 80550-4739. LEGAL DATE: 4/26/07. 180. LENDER: WELLS FARGO BANK. AMOUNT DUE: DESCRIPTION: WINDSORMERE VILLAGE FIRST ADD; $19868. CASE NO.: 2006-58863. DATE: 5/3/07. LOT 31. LENDER: US BANK. AMOUNT DUE: $157371. CASE NO.: 2005-3287991. DATE: 4/23/07.

44 The Northern Colorado Business Report June 8-21, 2007

EXECUTIVES WANTED LEADS FORECLOSURES FOR DENOVO BANK BORROWER: WILLIAM D. & GINGER D. HILL, 701 BORROWER: RICHARD L. & LOLITA M. SCHAFFER, BORROWER: CARLOS MORALES, 4 113 CENTRAL ST. VALDAI AVE. LOCHBUIE, CO 80603-9796. LEGAL 11330 WELD COUNTY ROAD 14 5 FORT LUPTON, CO EVANS, CO 80620-2926. LEGAL DESCRIPTION: EVANS FORT COLLINS-LOVELAND DESCRIPTION: LOCHWOOD FARMS PUD FIRST FLG; LOT 80621. LEGAL DESCRIPTION: n/a. LENDER: REO HOLD- TOWN OF; LOT 8 BLK 34. LENDER: WELLS FARGO 1 BLK 4. LENDER: WM SPECIALTY MTG LLC. AMOUNT ING CORP. AMOUNT DUE: $48236. CASE NO.: 2004- BANK. AMOUNT DUE: $106108. CASE NO.: 2003- DUE: $141499. CASE NO.: 2004-3212345. DATE: 4/26/07. 3197893. DATE: 4/27/07. 3110421. DATE: 4/30/07.

BORROWER: CHRIS A. DEMMLER, 4312 PHLOX LANE BORROWER: MAEGAN K. & JOSE JR. TRUJILLO, BORROWER: JESUS & JUANITA HERNANDEZ, 1305 • Are you tired of the Bureaucracy? EVANS, CO 80620-9249. LEGAL DESCRIPTION: RIDGE 2931 W. 17TH ST. GREELEY, CO 80634-6807. LEGAL PACIFIC COURT FORT LUPTON, CO 80621-2709. LEGAL AT PRAIRIE VIEW PUD AMD; LOT 4 BLK 16. LENDER: DESCRIPTION: WOODBRIAR FLG 2 FIRST REPLAT; LOT DESCRIPTION: LANCASTER NORTH ADD FIRST FLG; LOT FIRST HORIZON HOME LOAN CORP. AMOUNT DUE: 13 BLK 1. LENDER: WELLS FARGO BANK. AMOUNT DUE: 33 BLK 2. LENDER: BANK NEW YROK. AMOUNT DUE: • Would you like an opportunity to $150746. CASE NO.: 2005-3342575. DATE: 4/26/07. $123397. CASE NO.: 2004-3197567. DATE: 4/27/07. $139186. CASE NO.: 2002-3004821. DATE: 4/30/07. BORROWER: KIRKLAND A. LINDSAY, 10301 CHERRY- BORROWER: DEBORAH S. & TROY B. TAYLOR, BORROWER: CHERI LAMPERES, 7109 WELD COUNTY run your own show? VALE ST. FIRESTONE, CO 80504-6421. LEGAL DESCRIP- 54333 WELD COUNTY ROAD 23 CARR, CO 80612-9309. ROAD 25 FORT LUPTON, CO 80521. LEGAL DESCRIP- TION: BOOTH FARMS SECOND FLG; LOT 31 BLK 4. LEGAL DESCRIPTION: Section 35 T10N-R67W. LENDER: TION: Section 25 T2N-R67W. LENDER: COUNTRYWIDE LENDER: GMAC MTG LLC. AMOUNT DUE: $274500. HSBC BANK USA. AMOUNT DUE: $182261. CASE NO.: HOME LOANS INC. AMOUNT DUE: $221170. CASE NO.: • Are you interested in getting in on CASE NO.: 2005-3345454. DATE: 4/26/07. 2004-3244389. DATE: 4/27/07. 2002-2967829. DATE: 4/30/07. the ground floor? BORROWER: PABLO & GABRIELA SANCHEZ, 4951 BORROWER: ERMALINDA CHAVEZ, 4406 W. 31ST ST. BORROWER: ELIZABETH A. VANSCYOC, 3705 W. NINTH ST. DRIVE GREELEY, CO 80634-1931. LEGAL GREELEY, CO 80634-9544. LEGAL DESCRIPTION: GATE- RIVERSIDE PARKWAY EVANS, CO 80620-2801. LEGAL DESCRIPTION: WESTMOOR WEST OUTLOT A-B; LOT 3 WAY ESTATES FLG 3; LOT 8 BLK 2. LENDER: DEUTSCHE DESCRIPTION: TIMBERLINE ADD FIRST REPLAT; LOT 32. BLK 1. LENDER: COUNTRYWIDE HOME LOANS INC. BANK NATIONAL TRUST CO. AMOUNT DUE: $261472. LENDER: US BANK. AMOUNT DUE: $135734. CASE NO.: • Does being on the Board of AMOUNT DUE: $101231. CASE NO.: 2002-2956996. CASE NO.: 2006-3404085. DATE: 4/27/07. 2004-3171087. DATE: 4/30/07. DATE: 4/27/07. Directors sound appealing? BORROWER: SCOTT N. HALL, 858 DONNELLY PLACE BORROWER: JOSE & JUANA CHAIREZ, 2421 W. BORROWER: JOSEPH W. & LORI A. SCHAEFER, ERIE, CO 80516-8482. LEGAL DESCRIPTION: GRAND- 25TH ST. GREELEY, CO 80634-6907. LEGAL DESCRIP- 320 N. 46TH AVE. GREELEY, CO 80634-5002. LEGAL VIEW SUB; LOT 48 BLK 1. LENDER: BANK NEW YORK. TION: BRENTWOOD PK; LOT 20 BLK 6. LENDER: WELLS • Established $175 million multi bank holding company is looking for DESCRIPTION: EAGLEVIEW SUB AT PHEASANT RUN; AMOUNT DUE: $210346. CASE NO.: 2004-3242171. FARGO BANK. AMOUNT DUE: $162470. CASE NO.: 2006- LOT 2 BLK 11. LENDER: COUNTRYWIDE HOME LOANS DATE: 4/30/07. 3392283. DATE: 4/30/07. senior executives to start a DeNovo Bank INC. AMOUNT DUE: $180045. CASE NO.: 2004- 3243546. DATE: 4/27/07. BORROWER: MIRIAM HAYS, 40 MEADOWLARK CIR- BORROWER: JUDY F. PENAFLOR, 106 12TH ST. CLE LOCHBUIE, CO 80603-7731. LEGAL DESCRIPTION: GREELEY, CO 80631-4263. LEGAL DESCRIPTION: SAN- • Applicants required to have a minimum of 10 years experience in BORROWER: AARON N. CRAIN, 2021 31ST ST. ROAD HIGHPLAINS FLG 3; LOT 41 BLK 13. LENDER: WELLS BORNS SUB BLK 141 GREELEY; LOT 18 BLK 141. LENDER: GREELEY, CO 80631-8713. LEGAL DESCRIPTION: FARGO BANK. AMOUNT DUE: $189912. CASE NO.: 2003- LONG BEACH MTG TRUST 2001 4. AMOUNT DUE: aforementioned area either as a President or as a commercial lender SOUTHMOOR VILLAGE FLG 2; LOT 11 BLK 6. LENDER: 3104109. DATE: 4/30/07. $80336. CASE NO.: 2001-2907808. DATE: 4/30/07. WELLS FARGO BANK. AMOUNT DUE: $100245. CASE NO.: 2005-3327215. DATE: 4/27/07. BORROWER: GUILLERMO E. LEOS, 4213 W. 30TH BORROWER: ERIC & GWENDOLYN MARI TABLER, STREET ROAD GREELEY, CO 80634-8365. LEGAL 2283 BLACK DUCK AVE. JOHNSTOWN, CO 80534-9270. • Stock investment and options will be available for successful candidates BORROWER: CHAD L. & KAMI N. REEVES, 713 DESCRIPTION: GATEWAY ESTATES FLG 3; LOT 9 BLK 6. LEGAL DESCRIPTION: STROH FARM FLG 1 CORRECTED RODGERS CIRCLE PLATTEVILLE, CO 80651-7942. LENDER: BANK NEW YORK. AMOUNT DUE: $258000. LOT LINE ADJUSTMENT; LOT 35 BLK 13. LENDER: LEGAL DESCRIPTION: RODGERS FARM; LOT 7 BLK 1. CASE NO.: 2006-3376177. DATE: 4/30/07. WELLS FARGO BANK. AMOUNT DUE: $238722. CASE • Holding Company has over 40 years of banking experience; further LENDER: HSBC BANK USA. AMOUNT DUE: $138324. NO.: 2005-3339993. DATE: 4/30/07. CASE NO.: 2005-3293117. DATE: 4/27/07. B ORROWER: KENNETH ADAM & MICHAE WALTER, more, Holding Company has DeNovo experience 1920 MCNITT ST. EVANS, CO 80620-3404. LEGAL BORROWER: KATHRYN A. LEES, 1920 CHERRY LANE BORROWER: LON R. & JOANNE LINK, 1011 PLATTE DESCRIPTION: CHAPPELOW VILLAGE SUB; LOT 6 BLK JOHNSTOWN, CO 80534-8337. LEGAL DESCRIPTION: DRIVE FORT LUPTON, CO 80621-2713. LEGAL DESCRIP- 8. LENDER: COUNTRYWIDE HOME LOANS INC. AMOUNT ROLLING HILLS RANCH PH 6; LOT 18. LENDER: WELLS TION: LANCASTER NORTH ADD FOURTH FLG; LOT 9 DUE: $105694. CASE NO.: 2004-3214841. DATE: FARGO BANK. AMOUNT DUE: $1121164. CASE NO.: 2002- BLK 1. LENDER: COUNTRYWIDE HOME LOANS INC. 4/30/07. 2977993. DATE: 4/30/07. Please submit a resume and cover letter to AMOUNT DUE: $119842. CASE NO.: 2006-3403817. DATE: 4/27/07. BORROWER: YOLANDA & BENJAMIN PEREZ, 602 BORROWER: JOSEPH A. SERVIN, 4209 MILAN ST. OLIVE LANE PLATTEVILLE, CO 80651-7562. LEGAL EVANS, CO 80620-8900. LEGAL DESCRIPTION: TUS- Stockton Bancshares Inc., BORROWER: MICHELLE SCOTT, 2414 34TH AVE. DESCRIPTION: REEDS SUB FLG 2; LOT 16 BLK 2. CANY FIRST FLG; LOT 2 BLK 7. LENDER: DEUTSCHE GREELEY, CO 80634-7533. LEGAL DESCRIPTION: WEST LENDER: US BANK. AMOUNT DUE: $135558. CASE NO.: BANK NATIONAL TRUST CO. AMOUNT DUE: $197813. LAKE PK THIRD FLG; LOT 10 BLK 2. LENDER: LASALLE 2006-3363550. DATE: 4/30/07. CASE NO.: 2003-3109083. DATE: 4/30/07. attention Dale Winklepleck, PO Box 511, Stockton, KS 67669. BANK. AMOUNT DUE: $132000. CASE NO.: 2006- 3385164. DATE: 4/27/07. BORROWER: JEFF A. KECK, 2610 APPLE AVE. GREE- BORROWER: IVAN & MARIA MANGUAL, 3664 LEY, CO 80631-7354. LEGAL DESCRIPTION: PARKVIEW PORTER LANE JOHNSTOWN, CO 80534-7484. LEGAL 785-425-7270 SOUTH SECOND FLG; LOT 32. LENDER: WELLS FARGO DESCRIPTION: CARLSON FARMS FLG 2; LOT 4 BLK 5. BANK. AMOUNT DUE: $132905. CASE NO.: 2003- LENDER: INDYMAC BANK. AMOUNT DUE: $219500. 3080183. DATE: 4/30/07. CASE NO.: 2006-3420540. DATE: 4/30/07. June 8-21, 2007 The Northern Colorado Business Report 45

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9 years remaining on Net Lease with Wyoming Technical Institute beginning August 1, 2007 with three (3) “Renewal Options” Call your Account Representative of five (5) years each. Cap rate 8.58% during this 9 year period and then increases. 141 S. College Ave., Fort Collins, CO 80524 (970) 221-5400 • (800) 440-3506 www.ncbr.com 27 Acres 46 The Northern Colorado Business Report June 8-21, 2007 ECONOMIC INDICATORS BUILDING PERMITS April 2007 Construction activity in Northern Colorado during April 2007. April 2006

Larimer County Weld County 225 300 LABOR FORCE 200 250 Latest available labor force figures for Northern Colorado:

200 200 Total Labor Force Employed Unemployed Colorado 150 175 April 2007 2,632,898 UP ,543,885 UP 89,013 DOWN April 2006 2,630,474 2,424 2,516,115 27,770 114,359 25,346 100 25 Larimer County 7April 200 170,418 UP 165,302 UP 5,116 DOWN al al Tot Tot April 2006 170,141 277 163,433 1,869 6,708 1,592 sidential sidential sidential sidential e e Re Re Weld County Non-building Non-building Non-r Non-r April7 200 114,404 DOWN 110,259 UP 4,145 DOWN April 2006 115,020 616 109,668 591 5,352 1,207 Year-to-date construction activity through April 2007. Fort Collins Larimer County (Year to date) Weld County (Year to date) April7 200 81,102 UP 78,296 UP 2,806 DOWN 750 1300 April 2006 81,090 12 77,411 855 3,679 873 1150 600 900 Greeley 450 750 April 2007 47,144 DOWN 45,112 UP 2,032 DOWN 600 April 2006 47,493 349 44,870 242 2,623 591 300 450 300 Loveland 150 April 2007 32,877 UP 32,024 UP 853 DOWN 150 April 2006 32,780 97 31,662 362 1,118 265 al al SOURCE: COLORADO DEPARTMENT OF LABOR AND EMPLOYMENT Tot Tot sidential sidential sidential sidential e e Re Re Non-building SOURCE: F.W. DODGE Non-building Non-r Non-r

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ECONOMIC INDICATORS

Motor Vehicle Registrations in Northern Colorado, 1991-2007 70,000 Bump up your 60,000

50,000 40,000 employee 30,000 Number

20,000 10,000 benefits 0 1 5 7 3 2 4 00 1 00 00 4 006 00 0 000 . 199 0003 . 199 . 199 . 2 . 2 . 2 Oct Jul . 19 92 Jul . 19 98 Jul . 19 95 Jan. 19 91 Apr. 1993 Apr. Jul . 2 Apr. 1999 Apr. Oct Apr. 1996 Apr. Oct Jan. 19 97 Jul . 2 Jan . 19 94 Apr. 200 Apr. Apr. 200 Apr. Oct Oct Jan . 2

6 Jan. 200 a notch Jan . 2 Oct Year & Month Transportation decisions For FREE! Just open a business checking account at Bank of Choice. We’ll help you get more mileage out of driven by many factors your money through Choice Business Banking. And, we’ll even provide you an added employee employment. benefit with ChoiceEmployee Accounts. Car registrations Other factors also affect changes in these ratios, including purchase incentives You get to bump up your benefits package. keep pace with for new vehicles. The drop from 2000 to growing NoCo 2002 was influenced by 9/11, recession in Here’s what your employees get with a the national economy and slower growth ChoiceEmployee Account: in the local economy. The population of Northern Colorado Total registrations in Northern Col- • FREE interest-bearing checking with no minimum probably passed the half million mark orado are almost evenly divided between sometime in the past five months. (Official Larimer and Weld Counties. Larimer balance required numbers are not yet County holds a slight edge in most • FREE Bank of Choice design checks for the life available but can be months, but as many as 5,000 to 7,000 estimated from annu- vehicles in other months. The trend in of the account al numbers published total registrations has leveled off at about • FREE traveler’s checks by the state and the 52,200 per month; some months in 2006 • FREE cashier’s checks and money orders U.S. Department of were weaker than 2003 and, before that, Commerce.) 1998/1999. • FREE work-site visits with a ChoiceBanker Accompanying Registration numbers are highest in the financial counselor these new residents summer months, usually July, but frequently are their automobiles, June and August. Registrations are usually • FREE account transfer assistance the ubiquitous com- ECONOMIC lowest in February, closely followed by • FREE optional direct deposit panion most of us INDICATORS November and December. Registrations are find indispensable to • FREE ATM use at any Bank of Choice location John W. Green, Ph.D. 35 percent to 55 percent greater in the busiest our mobility that months than in the least busy months. • FREE ATM/debit card make a significant Regional Economist The number of motor vehicle registra- • Special offers on personal loans or mortgage loans contribution to pol- tions is influenced by many factors, some lution in the region. Automobiles also economic and some government-policy- • Free Bank of Choice Online Banking guide demand for more and better trans- related. Higher gasoline prices and reces- • Free Bank of Choice Online Bill Pay portation systems in Northern Colorado, sion decrease our demand for automobiles either to increase our mobility when we’re as employment growth slows and miles dri- Bump up your benefits a notch. At Bank of Choice. in them or to get us out of them and into ven are reduced. Government policies, such The choice you can bank on. rapid transit alternatives. With current as multiple-year registrations for classic and gasoline prices, they also divert disposable antique vehicles, reduce the number of income away from other expenditures. annual registrations; changes in CAFE The region’s residents support more (Corporate Average Fuel Economy) stan- than one automobile per person. In 1991, dards change the fuel-efficiency of individ- there were nearly 357,000 motor vehicles ual vehicles their cost to the consumer, registered by about 335,000 residents, a influencing our buying decisions and there- ratio of 1.06 registrations per capita. Last fore the mix of new vehicles registered. EVANS GREELEY PLATTEVILLE year, there were just under 626,000 regis- Commuters are influenced by the avail- trations by just over 499,000 residents, a ability, mix and cost of public transportation 3635 23rd Avenue 3780 West 10th Street 370 Justin Avenue ratio of 1.25 vehicles per person. alternatives. These alternatives are in their 970.506.1000 970.352.6400 970.785.2000 A nearby graph shows that the ratio of infancy in Northern Colorado but, as we motor vehicle registrations increased move closer to 1 million population, they FORT COLLINS WEST GREELEY WINDSOR steadily from 1991 to 1997, fluctuated will become increasingly more attractive. between 1.33 and 1.27 from 1997 to 2001 1044 West Drake 7251 West 20th Street 1270 Automation Avenue before beginning a steady decline to 1.23 John W. Green is a regional economist 970.224.5100 970.339.5600 970.674.3434 in 2004. It would appear that motor vehi- who compiles the Northern Colorado cle registrations per capita increased dur- Business Report’s Index of Leading Eco- BankofChoiceOnline.com ing the period when high-tech employ- nomic Indicators. Green, a Fort Collins resi- Bank of Choice offices also in Arvada, Aurora, Conifer, ment was increasing then leveled off, and dent, was previously chairman of the Uni- Denver, Elizabeth, Englewood, Kiowa and Parker even decreased, as local employment has versity of Northern Colorado economics shifted toward lower-income service department.